Here are the morning’s top stories on Wednesday, January 28, 2026
- With insurance companies reluctant to back fire-prone parts of the state, officials and builders are looking for ways to get people into homes designed to survive wildfires. Those efforts are now extending to entire developments. In El Dorado County, that includes the opening of a “wildfire-prepared neighborhood” – the first in Northern California.
- A lawsuit filed this week claims people held at the federal immigration facility in Adelanto lack basic necessities like clean water, healthy food and medical care.
- Democrat Ro Khanna is demanding the Trump administration turn over health and safety records for the California City immigration detention facility in the Mojave Desert, after a recent oversight visit that he described as “alarming.”
Living With Fire: Inside Northern California’s First ‘Wildfire-Prepared Neighborhood’
In the small Sierra foothills community of Cameron Park, state officials, Cal Fire leaders, members of the insurance and construction industries, and a group of “El Dorado Roses” gathered around a yellow ceremonial ribbon. The Roses — mature women in Victorian dresses with large hats festooned in artificial flowers who serve as ambassadors for El Dorado County’s Chamber of Commerce — had come to celebrate the opening of new model homes for a unique neighborhood.
The 24 single-story homes planned for the Stone Canyon development in Cameron Park, now under construction and up for sale, will form Northern California’s first “wildfire-prepared neighborhood.” Developers and policymakers hope the designation from the Insurance Institute for Business & Home Safety could offer a blueprint for building — and insuring — homes in an era of megafires. With insurance companies reluctant to insure fire-prone parts of California after a string of catastrophic blazes, state officials and builders are increasingly looking to fire-hardened construction to keep housing both insurable and habitable. “Fire-hardened homes are the future of the state of California,” El Dorado County Supervisor George Turnboo said. He bemoaned the plight of Caldor Fire survivors in his district who find insurance difficult to obtain — including himself. He said he now pays $10,000 a year for insurance that once cost $900.
The construction company leading the Stone Canyon project, KB Home, is betting that fire-prepared construction will attract buyers seeking peace of mind — and make it easier for them to obtain insurance. Nam Joe, Sacramento division president for KB Home, said buyers in the company’s first wildfire-prepared neighborhood, in fire-prone Escondido, enjoy more insurance options than owners of non-prepared homes nearby.
Roy Wright, CEO of IBHS said in examining homes that burned in last year’s L.A. fires, he and his team found that houses within range of fire had a 90% chance of damage or destruction if burnable material was within five feet of the home. They published their post-fire investigation findings last month.

