“Increasingly unavailable and/or unaffordable” is how a state commission described the future of home insurance in areas of high wildfire risk.
The Commission on Catastrophic Wildfire Cost and Recovery warned that making insurance in the wildland-urban interface too easy and affordable would incentivize risky behavior.
Between climate change, more frequent fires and expensive (or unattainable) insurance, those beautiful wild places we like to live in sure come with a cost.