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"content": "\u003cp>Andie Rounds’ Novato home is blue, two stories, with white trim around the windows and doors. In the backyard, her son grows summer vegetables.\u003c/p>\n\u003cp>But her favorite part might be the small balcony off the master bedroom, where she can people-watch and look out over a nearby hill. “And I love sitting on it — especially when it’s a little colder, and I’ll sit there with my cup of coffee.”\u003c/p>\n\u003cp>This home, now a source of comforts both big and small, was very nearly not hers. In 2016, she won a literal lottery for the chance to purchase it at an affordable price, an opportunity made possible by Habitat for Humanity’s Greater San Francisco chapter with help from a state grant program called CalHome.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>As homeownership remains out of reach for many — with just \u003ca href=\"https://www.car.org/marketdata/data/haitraditional\">17% of Californians\u003c/a> able to afford a typical single-family home — CalHome is an outlier. It offers rare state funding for the construction of affordable homes to buy, rather than rent, and supports first-time homebuyer and home repair programs.\u003c/p>\n\u003cp>In 2024, the state allocated \u003ca href=\"https://www.grants.ca.gov/grants/2024-homeownership-super-nofa/\">around $170 million\u003c/a> to CalHome and a farmworker housing program, and on Monday \u003ca href=\"https://www.gov.ca.gov/2025/12/08/governor-newsom-helps-provide-more-than-a-thousand-californians-with-homes/\">issued the grants\u003c/a>, which will benefit nearly 1,200 households in 22 counties.\u003c/p>\n\u003cp>But funding was cut from the current state budget, and advocates are urging it be replenished with as much as $500 million in the coming fiscal year.\u003c/p>\n\u003cfigure id=\"attachment_12066259\" class=\"wp-caption aligncenter\" style=\"max-width: 1899px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066259\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-03-KQED.jpg\" alt=\"\" width=\"1899\" height=\"1266\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-03-KQED.jpg 1899w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-03-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-03-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1899px) 100vw, 1899px\">\u003cfigcaption class=\"wp-caption-text\">Andie Rounds inside her Novato home in August 2024. She was able to purchase the affordable home, in part, because of state funding through the CalHome grant. Advocates are calling for more funding for the program after it was zeroed out in this year’s budget. \u003ccite>(Courtesy Habitat for Humanity Greater San Francisco)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“This is not money that’s going to go into a black hole,” said Maureen Sedonaen, CEO of Habitat Greater San Francisco. “This is people’s lives you’re going to see that get transformed.”\u003c/p>\n\u003cp>Rounds had been renting an apartment in Novato in 2016, when her property manager told her the company wouldn’t renew her lease.\u003c/p>\n\u003cp>It felt as though the rug was getting pulled out from under her. A night nurse and single mom with three kids — a toddler and two girls in middle school — she was worried her family could be forced to leave with little notice.\u003c/p>\n\u003cp>“I was mad,” Rounds said. “It was that feeling of insecurity and, ‘Oh my goodness, what’s going to happen to my family?’ You know, what do I do?”\u003c/p>\n\u003cp>She learned about Habitat’s lottery about a month later, while scrolling on Facebook. It was the day before applications were due. She rushed to submit hers with mere hours to spare.[aside postID=news_12065708 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250325-ApartmentsonWestside-06-BL_qed-1020x680.jpg']Then, on the day of the drawing, her number came up.\u003c/p>\n\u003cp>“I just burst out crying. I mean, going from a feeling of insecurity and instability to like, ‘Oh my gosh, I’m gonna be able to provide stability for my children,’” Rounds recalled. “That feeling — every parent deserves to have that feeling.”\u003c/p>\n\u003cp>Rounds was vying for one of just 10 spots. Sedonaen said Habitat lotteries are typically vastly oversubscribed, with hundreds of applicants for very few homes.\u003c/p>\n\u003cp>“My colleagues are seeing this all throughout the state,” Sedonaen said, referring to Habitat’s 33 chapters statewide, “because so many people are looking for permanent affordable housing and the opportunity to become a first-time homeowner.”\u003c/p>\n\u003cp>Habitat’s program isn’t a give-away, Sedonaen said. Participants have to complete more than 100 hours of training in financial literacy and home maintenance. And, they actually help build their homes — what Habitat calls sweat equity.\u003c/p>\n\u003cp>“We’re not Oprah,” she said. “It’s not like, ‘You get a house, and you get a house!’”\u003c/p>\n\u003cp>Habitat’s San Francisco chapter doesn’t require homeowners to put any money down and offers a no-interest loan for the mortgage. Payments are structured so owners pay no more than a third of their income on total expenses.\u003c/p>\n\u003cp>State funding from CalHome subsidizes about 30% of the total cost, Sedonaen said. But with this year’s funding cut, she said some 500 homes statewide that Habitat has queued for construction won’t be able to move forward.\u003c/p>\n\u003cfigure id=\"attachment_11768320\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11768320 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/08/IMG_7728-e1566159751750.jpg\" alt=\"\" width=\"1920\" height=\"1280\">\u003cfigcaption class=\"wp-caption-text\">People with Habitat for Humanity help build a tiny home in San José, California, on Aug. 17, 2019. \u003ccite>(Sara Hossaini/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>And there aren’t many other state programs that support that kind of work, said Sosan Madanat, a lobbyist with W Strategies LLC. Besides CalHome, only the \u003ca href=\"https://www.hcd.ca.gov/funding/fwhg\">Joe Serna Jr. Farmworker Housing Grant\u003c/a> provides funding for the construction of affordable, for-sale housing, according to the California Department of Housing and Community Development.\u003c/p>\n\u003cp>“That is why it has been so detrimental to organizations like Habitat that build affordable homeownership projects,” Madanat said. “It’s the funding they rely on.”\u003c/p>\n\u003cp>There are other homebuyer assistance programs — such as the \u003ca href=\"https://www.kqed.org/news/11976218/california-will-help-fund-the-down-payment-for-your-first-house-heres-how-to-apply\">California Dream for All\u003c/a> program, which offers shared equity down payments. But Madanat said that while it helps on the demand side, allowing prospective homebuyers to better compete on the private market, it doesn’t help with the supply side, ensuring there are enough affordable homes available to purchase.\u003c/p>\n\u003cp>With a projected \u003ca href=\"https://lao.ca.gov/Publications/Report/5091\">$18 billion state budget deficit\u003c/a> looming in the upcoming fiscal year, along with expected federal funding cuts to \u003ca href=\"https://www.chcf.org/resource/how-massive-federal-cuts-will-create-unprecedented-challenges-medi-cal-patients-providers/\">myriad\u003c/a> social services, it’s unclear whether California will allocate more money to the program in the coming year.\u003c/p>\n\u003cfigure id=\"attachment_12066257\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066257\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-01-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-01-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-01-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-01-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Andie Rounds and her son, Ari, outside their Novato home with their dog, Luna, in August 2024. \u003ccite>(Courtesy of Habitat for Humanity Greater San Francisco)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Funding is probably one of the biggest things that we could do to make it easier for folks like Habitat to build. But given the current financial outlook of the state, it’s much more challenging to do that,” Madanat said.\u003c/p>\n\u003cp>There is evidence that the ability to purchase an affordable home leads to \u003ca href=\"https://onlinelibrary.wiley.com/doi/abs/10.1111/1540-6229.t01-2-00053\">better\u003c/a> outcomes for kids, particularly in educational attainment, school attendance and health.\u003c/p>\n\u003cp>Rounds said having predictable monthly payments allowed her to focus on her career and even \u003ca href=\"https://www.amazon.com/dp/B0FM198J7D?ref=cm_sw_r_ffobk_cp_ud_dp_R4RT8JSMPJ4PHH31FCCQ&ref_=cm_sw_r_ffobk_cp_ud_dp_R4RT8JSMPJ4PHH31FCCQ&social_share=cm_sw_r_ffobk_cp_ud_dp_R4RT8JSMPJ4PHH31FCCQ&bestFormat=true&csmig=1\">publish a book\u003c/a>. When she was diagnosed with breast cancer two years after moving in, her home was a source of stability during her recovery, she said. “Every morning I would wake up, open my eyes, look up and be grateful.”\u003c/p>\n\u003cp>Rounds gets emotional when she talks about her two daughters. Being able to save money meant she could afford to send them to college. When it came time to move them into dorms, she was able to buy furnishings and get them settled in.\u003c/p>\n\u003cp>“And the pride in it,” Rounds said. “I have no words really.”\u003c/p>\n\u003cp>They graduated this year.\u003c/p>\n\u003cp>“And, that’s huge,” she said, “to be able to say that was all possible because of our home and the stability it provided.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Andie Rounds’ Novato home is blue, two stories, with white trim around the windows and doors. In the backyard, her son grows summer vegetables.\u003c/p>\n\u003cp>But her favorite part might be the small balcony off the master bedroom, where she can people-watch and look out over a nearby hill. “And I love sitting on it — especially when it’s a little colder, and I’ll sit there with my cup of coffee.”\u003c/p>\n\u003cp>This home, now a source of comforts both big and small, was very nearly not hers. In 2016, she won a literal lottery for the chance to purchase it at an affordable price, an opportunity made possible by Habitat for Humanity’s Greater San Francisco chapter with help from a state grant program called CalHome.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>As homeownership remains out of reach for many — with just \u003ca href=\"https://www.car.org/marketdata/data/haitraditional\">17% of Californians\u003c/a> able to afford a typical single-family home — CalHome is an outlier. It offers rare state funding for the construction of affordable homes to buy, rather than rent, and supports first-time homebuyer and home repair programs.\u003c/p>\n\u003cp>In 2024, the state allocated \u003ca href=\"https://www.grants.ca.gov/grants/2024-homeownership-super-nofa/\">around $170 million\u003c/a> to CalHome and a farmworker housing program, and on Monday \u003ca href=\"https://www.gov.ca.gov/2025/12/08/governor-newsom-helps-provide-more-than-a-thousand-californians-with-homes/\">issued the grants\u003c/a>, which will benefit nearly 1,200 households in 22 counties.\u003c/p>\n\u003cp>But funding was cut from the current state budget, and advocates are urging it be replenished with as much as $500 million in the coming fiscal year.\u003c/p>\n\u003cfigure id=\"attachment_12066259\" class=\"wp-caption aligncenter\" style=\"max-width: 1899px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066259\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-03-KQED.jpg\" alt=\"\" width=\"1899\" height=\"1266\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-03-KQED.jpg 1899w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-03-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-03-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1899px) 100vw, 1899px\">\u003cfigcaption class=\"wp-caption-text\">Andie Rounds inside her Novato home in August 2024. She was able to purchase the affordable home, in part, because of state funding through the CalHome grant. Advocates are calling for more funding for the program after it was zeroed out in this year’s budget. \u003ccite>(Courtesy Habitat for Humanity Greater San Francisco)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“This is not money that’s going to go into a black hole,” said Maureen Sedonaen, CEO of Habitat Greater San Francisco. “This is people’s lives you’re going to see that get transformed.”\u003c/p>\n\u003cp>Rounds had been renting an apartment in Novato in 2016, when her property manager told her the company wouldn’t renew her lease.\u003c/p>\n\u003cp>It felt as though the rug was getting pulled out from under her. A night nurse and single mom with three kids — a toddler and two girls in middle school — she was worried her family could be forced to leave with little notice.\u003c/p>\n\u003cp>“I was mad,” Rounds said. “It was that feeling of insecurity and, ‘Oh my goodness, what’s going to happen to my family?’ You know, what do I do?”\u003c/p>\n\u003cp>She learned about Habitat’s lottery about a month later, while scrolling on Facebook. It was the day before applications were due. She rushed to submit hers with mere hours to spare.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Then, on the day of the drawing, her number came up.\u003c/p>\n\u003cp>“I just burst out crying. I mean, going from a feeling of insecurity and instability to like, ‘Oh my gosh, I’m gonna be able to provide stability for my children,’” Rounds recalled. “That feeling — every parent deserves to have that feeling.”\u003c/p>\n\u003cp>Rounds was vying for one of just 10 spots. Sedonaen said Habitat lotteries are typically vastly oversubscribed, with hundreds of applicants for very few homes.\u003c/p>\n\u003cp>“My colleagues are seeing this all throughout the state,” Sedonaen said, referring to Habitat’s 33 chapters statewide, “because so many people are looking for permanent affordable housing and the opportunity to become a first-time homeowner.”\u003c/p>\n\u003cp>Habitat’s program isn’t a give-away, Sedonaen said. Participants have to complete more than 100 hours of training in financial literacy and home maintenance. And, they actually help build their homes — what Habitat calls sweat equity.\u003c/p>\n\u003cp>“We’re not Oprah,” she said. “It’s not like, ‘You get a house, and you get a house!’”\u003c/p>\n\u003cp>Habitat’s San Francisco chapter doesn’t require homeowners to put any money down and offers a no-interest loan for the mortgage. Payments are structured so owners pay no more than a third of their income on total expenses.\u003c/p>\n\u003cp>State funding from CalHome subsidizes about 30% of the total cost, Sedonaen said. But with this year’s funding cut, she said some 500 homes statewide that Habitat has queued for construction won’t be able to move forward.\u003c/p>\n\u003cfigure id=\"attachment_11768320\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11768320 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/08/IMG_7728-e1566159751750.jpg\" alt=\"\" width=\"1920\" height=\"1280\">\u003cfigcaption class=\"wp-caption-text\">People with Habitat for Humanity help build a tiny home in San José, California, on Aug. 17, 2019. \u003ccite>(Sara Hossaini/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>And there aren’t many other state programs that support that kind of work, said Sosan Madanat, a lobbyist with W Strategies LLC. Besides CalHome, only the \u003ca href=\"https://www.hcd.ca.gov/funding/fwhg\">Joe Serna Jr. Farmworker Housing Grant\u003c/a> provides funding for the construction of affordable, for-sale housing, according to the California Department of Housing and Community Development.\u003c/p>\n\u003cp>“That is why it has been so detrimental to organizations like Habitat that build affordable homeownership projects,” Madanat said. “It’s the funding they rely on.”\u003c/p>\n\u003cp>There are other homebuyer assistance programs — such as the \u003ca href=\"https://www.kqed.org/news/11976218/california-will-help-fund-the-down-payment-for-your-first-house-heres-how-to-apply\">California Dream for All\u003c/a> program, which offers shared equity down payments. But Madanat said that while it helps on the demand side, allowing prospective homebuyers to better compete on the private market, it doesn’t help with the supply side, ensuring there are enough affordable homes available to purchase.\u003c/p>\n\u003cp>With a projected \u003ca href=\"https://lao.ca.gov/Publications/Report/5091\">$18 billion state budget deficit\u003c/a> looming in the upcoming fiscal year, along with expected federal funding cuts to \u003ca href=\"https://www.chcf.org/resource/how-massive-federal-cuts-will-create-unprecedented-challenges-medi-cal-patients-providers/\">myriad\u003c/a> social services, it’s unclear whether California will allocate more money to the program in the coming year.\u003c/p>\n\u003cfigure id=\"attachment_12066257\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066257\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-01-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-01-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-01-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251205-CALHOME-01-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Andie Rounds and her son, Ari, outside their Novato home with their dog, Luna, in August 2024. \u003ccite>(Courtesy of Habitat for Humanity Greater San Francisco)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Funding is probably one of the biggest things that we could do to make it easier for folks like Habitat to build. But given the current financial outlook of the state, it’s much more challenging to do that,” Madanat said.\u003c/p>\n\u003cp>There is evidence that the ability to purchase an affordable home leads to \u003ca href=\"https://onlinelibrary.wiley.com/doi/abs/10.1111/1540-6229.t01-2-00053\">better\u003c/a> outcomes for kids, particularly in educational attainment, school attendance and health.\u003c/p>\n\u003cp>Rounds said having predictable monthly payments allowed her to focus on her career and even \u003ca href=\"https://www.amazon.com/dp/B0FM198J7D?ref=cm_sw_r_ffobk_cp_ud_dp_R4RT8JSMPJ4PHH31FCCQ&ref_=cm_sw_r_ffobk_cp_ud_dp_R4RT8JSMPJ4PHH31FCCQ&social_share=cm_sw_r_ffobk_cp_ud_dp_R4RT8JSMPJ4PHH31FCCQ&bestFormat=true&csmig=1\">publish a book\u003c/a>. When she was diagnosed with breast cancer two years after moving in, her home was a source of stability during her recovery, she said. “Every morning I would wake up, open my eyes, look up and be grateful.”\u003c/p>\n\u003cp>Rounds gets emotional when she talks about her two daughters. Being able to save money meant she could afford to send them to college. When it came time to move them into dorms, she was able to buy furnishings and get them settled in.\u003c/p>\n\u003cp>“And the pride in it,” Rounds said. “I have no words really.”\u003c/p>\n\u003cp>They graduated this year.\u003c/p>\n\u003cp>“And, that’s huge,” she said, “to be able to say that was all possible because of our home and the stability it provided.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>Lawyers for California and for the Trump administration returned to court on Friday to argue whether the president has the authority to extend the federal deployment of \u003ca href=\"https://www.kqed.org/news/12051954/judge-to-rule-whether-trumps-use-of-troops-in-la-violated-federal-law\">more than 300 members of the state’s National Guard\u003c/a> indefinitely.\u003c/p>\n\u003cp>In a U.S. District Court in San Francisco, Judge Charles Breyer spent the better part of an hour-and-a-half-long hearing asking the U.S. attorney to cite specific evidence to support the decision to federalize state troops during protests against immigration enforcement in Los Angeles.\u003c/p>\n\u003cp>“What evidence is there?” Breyer repeatedly asked Deputy Assistant Attorney General Eric Hamilton, who alleged threats to federal personnel and property.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Breyer then asked the U.S. attorney whether there are any checks on the president’s power to determine the length of a deployment.\u003c/p>\n\u003cp>“Is it your view that the president can keep troops federalized indefinitely without any judicial review?” Breyer asked.\u003c/p>\n\u003cp>https://www.youtube.com/watch?v=fV4Fyi2qwrU\u003c/p>\n\u003cp>“Yes,” Hamilton answered.\u003c/p>\n\u003cp>“In other words, like diamonds, it’s forever, right?” Breyer pressed. “As long as the president believes in his discretion that justifies the federalization of the National Guard, it’s forever.”\u003c/p>\n\u003cp>California challenged President Donald Trump’s ongoing deployment in a renewed \u003ca href=\"https://oag.ca.gov/news/press-releases/new-filing-attorney-general-bonta-and-governor-newsom-ask-court-block-renewed\">motion\u003c/a> in September, after the president extended the federalization of 300 troops through the November election, and again through Feb. 2.\u003c/p>\n\u003cp>“The federal government has taken the remarkable position that they can make decisions about the deployment of the National Guard, including here,” Bonta said after the hearing. “And judges can do nothing about it, that there is no check, that there is no balance, that there is no coequal branch of government called the judiciary to review their decision.”\u003c/p>\n\u003cp>Breyer did not immediately issue a ruling on Friday, but said one would come soon.\u003c/p>\n\u003cp>The judge previously ruled that the use of \u003ca href=\"https://www.kqed.org/news/12054322/judge-rules-trump-violated-law-by-sending-troops-to-los-angeles\">state troops \u003c/a>violated the Constitution and the Posse Comitatus Act and ordered the administration to cease using them for policing activities. However, because federal appeals court judges \u003ca href=\"https://storage.courtlistener.com/recap/gov.uscourts.ca9.33862d2f-fcee-484b-82e0-2aefd5de7aaa/gov.uscourts.ca9.33862d2f-fcee-484b-82e0-2aefd5de7aaa.7.0.pdf\">granted\u003c/a> the government’s request for a stay, the order never took effect.[aside postID=news_12060875 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/NationalGuardGetty.jpg']Defense Secretary Pete Hegseth initially federalized 4000 National Guard troops and more than 700 Marines to Los Angeles in early June.\u003c/p>\n\u003cp>“Violent protests threaten the security of and significant damage to Federal immigration detention facilities and other Federal property,” Trump said in a June 7 memo. “To the extent that protests or acts of violence directly inhibit the execution of the laws, they constitute a form of rebellion.”\u003c/p>\n\u003cp>The necessity of that deployment has been the center of a see-sawing legal battle between California and the Trump administration, and has become the model for mobilizations throughout the country.\u003c/p>\n\u003cp>In October, the Trump administration redeployed 214 California National Guard troops to Portland, an action ultimately prevented by \u003ca href=\"https://www.kqed.org/news/12059205/sf-appeals-court-appears-reluctant-to-block-trumps-national-guard-deployment-to-portland\">a federal judge in Oregon\u003c/a>. Those guards remained outside the city at a base until November, when the president released them from their mission. At this time, the troops are in the process of demobilizing at Fort Hood, Texas, according to a spokesperson for Northern Command, but are still under the federal government’s command.\u003c/p>\n\u003cp>The 100 troops in Los Angeles “remain staged at various locations” according to the U.S. government’s \u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/214.pdf\">court filings\u003c/a>, “to provide rapid response protection support to federal facilities, functions, and personnel.”\u003c/p>\n\u003cp>The state’s argument also drew attention to an \u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/212-2.pdf\">Aug. 25 presidential order\u003c/a> instructing “the Secretary of Defense [to] ensure the availability of a standing National Guard quick reaction force that shall be resourced, trained, and available for rapid nationwide deployment.”\u003c/p>\n\u003cp>As the administration’s justification for the initial mobilization in Los Angeles remained the subject of fierce national debate over the limits of presidential power, California argued that the continued federalization of the 100 troops could no longer be rationalized by any measure.\u003c/p>\n\u003cp>“The lack of any violence or other justifying events in Los Angeles and Defendants’ choice to remove most of those troops from Los Angeles confirms it,” Bonta asserted in \u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/Renewed-Motion.pdf\">court filings\u003c/a> urging the court to “enjoin any continued federalization and deployment of National Guard troops in and around Los Angeles, and end this unlawful federalization now.”\u003c/p>\n\u003cp>California has also argued that the Trump administration’s federalization of the state’s National Guard has become a blueprint in a war against blue states and cities.\u003c/p>\n\u003cp>“Defendants began to implement in other parts of the country the model of military occupation that began in Los Angeles,” attorneys wrote in court filings.\u003c/p>\n\u003cp>It remained unclear, however, what effect a ruling on California’s renewed motion would have, given other cases challenging the federalization of state’s national guard moving through the courts. That includes Trump v. Illinois, which is on the emergency docket before the U.S. Supreme Court.\u003c/p>\n\u003cp>After the hearing, Bonta said that all of the cases currently moving through the courts focus on the same component of the law that allows the president to deploy the National Guard if there’s an inability to execute the federal law with the regular forces.\u003c/p>\n\u003cp>“And that’s what the U.S. Supreme Court is going to look at, at least the aspect of what are regular forces and how you’re supposed to analyze that issue,” Bonta said.\u003c/p>\n\u003cp>\u003cem>KQED’s Amanda Hernandez contributed to this report. \u003c/em>\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Lawyers for California and for the Trump administration returned to court on Friday to argue whether the president has the authority to extend the federal deployment of \u003ca href=\"https://www.kqed.org/news/12051954/judge-to-rule-whether-trumps-use-of-troops-in-la-violated-federal-law\">more than 300 members of the state’s National Guard\u003c/a> indefinitely.\u003c/p>\n\u003cp>In a U.S. District Court in San Francisco, Judge Charles Breyer spent the better part of an hour-and-a-half-long hearing asking the U.S. attorney to cite specific evidence to support the decision to federalize state troops during protests against immigration enforcement in Los Angeles.\u003c/p>\n\u003cp>“What evidence is there?” Breyer repeatedly asked Deputy Assistant Attorney General Eric Hamilton, who alleged threats to federal personnel and property.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Breyer then asked the U.S. attorney whether there are any checks on the president’s power to determine the length of a deployment.\u003c/p>\n\u003cp>“Is it your view that the president can keep troops federalized indefinitely without any judicial review?” Breyer asked.\u003c/p>\u003c/p>\u003cp>\u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutube'>\n \u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutubeInside'>\n \u003ciframe\n loading='lazy'\n class='utils-parseShortcode-shortcodes-__youtubeShortcode__youtubePlayer'\n type='text/html'\n src='//www.youtube.com/embed/fV4Fyi2qwrU'\n title='//www.youtube.com/embed/fV4Fyi2qwrU'\n allowfullscreen='true'\n style='border:0;'>\u003c/iframe>\n \u003c/span>\n \u003c/span>\u003c/p>\u003cp>\u003cp>“Yes,” Hamilton answered.\u003c/p>\n\u003cp>“In other words, like diamonds, it’s forever, right?” Breyer pressed. “As long as the president believes in his discretion that justifies the federalization of the National Guard, it’s forever.”\u003c/p>\n\u003cp>California challenged President Donald Trump’s ongoing deployment in a renewed \u003ca href=\"https://oag.ca.gov/news/press-releases/new-filing-attorney-general-bonta-and-governor-newsom-ask-court-block-renewed\">motion\u003c/a> in September, after the president extended the federalization of 300 troops through the November election, and again through Feb. 2.\u003c/p>\n\u003cp>“The federal government has taken the remarkable position that they can make decisions about the deployment of the National Guard, including here,” Bonta said after the hearing. “And judges can do nothing about it, that there is no check, that there is no balance, that there is no coequal branch of government called the judiciary to review their decision.”\u003c/p>\n\u003cp>Breyer did not immediately issue a ruling on Friday, but said one would come soon.\u003c/p>\n\u003cp>The judge previously ruled that the use of \u003ca href=\"https://www.kqed.org/news/12054322/judge-rules-trump-violated-law-by-sending-troops-to-los-angeles\">state troops \u003c/a>violated the Constitution and the Posse Comitatus Act and ordered the administration to cease using them for policing activities. However, because federal appeals court judges \u003ca href=\"https://storage.courtlistener.com/recap/gov.uscourts.ca9.33862d2f-fcee-484b-82e0-2aefd5de7aaa/gov.uscourts.ca9.33862d2f-fcee-484b-82e0-2aefd5de7aaa.7.0.pdf\">granted\u003c/a> the government’s request for a stay, the order never took effect.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Defense Secretary Pete Hegseth initially federalized 4000 National Guard troops and more than 700 Marines to Los Angeles in early June.\u003c/p>\n\u003cp>“Violent protests threaten the security of and significant damage to Federal immigration detention facilities and other Federal property,” Trump said in a June 7 memo. “To the extent that protests or acts of violence directly inhibit the execution of the laws, they constitute a form of rebellion.”\u003c/p>\n\u003cp>The necessity of that deployment has been the center of a see-sawing legal battle between California and the Trump administration, and has become the model for mobilizations throughout the country.\u003c/p>\n\u003cp>In October, the Trump administration redeployed 214 California National Guard troops to Portland, an action ultimately prevented by \u003ca href=\"https://www.kqed.org/news/12059205/sf-appeals-court-appears-reluctant-to-block-trumps-national-guard-deployment-to-portland\">a federal judge in Oregon\u003c/a>. Those guards remained outside the city at a base until November, when the president released them from their mission. At this time, the troops are in the process of demobilizing at Fort Hood, Texas, according to a spokesperson for Northern Command, but are still under the federal government’s command.\u003c/p>\n\u003cp>The 100 troops in Los Angeles “remain staged at various locations” according to the U.S. government’s \u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/214.pdf\">court filings\u003c/a>, “to provide rapid response protection support to federal facilities, functions, and personnel.”\u003c/p>\n\u003cp>The state’s argument also drew attention to an \u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/212-2.pdf\">Aug. 25 presidential order\u003c/a> instructing “the Secretary of Defense [to] ensure the availability of a standing National Guard quick reaction force that shall be resourced, trained, and available for rapid nationwide deployment.”\u003c/p>\n\u003cp>As the administration’s justification for the initial mobilization in Los Angeles remained the subject of fierce national debate over the limits of presidential power, California argued that the continued federalization of the 100 troops could no longer be rationalized by any measure.\u003c/p>\n\u003cp>“The lack of any violence or other justifying events in Los Angeles and Defendants’ choice to remove most of those troops from Los Angeles confirms it,” Bonta asserted in \u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/Renewed-Motion.pdf\">court filings\u003c/a> urging the court to “enjoin any continued federalization and deployment of National Guard troops in and around Los Angeles, and end this unlawful federalization now.”\u003c/p>\n\u003cp>California has also argued that the Trump administration’s federalization of the state’s National Guard has become a blueprint in a war against blue states and cities.\u003c/p>\n\u003cp>“Defendants began to implement in other parts of the country the model of military occupation that began in Los Angeles,” attorneys wrote in court filings.\u003c/p>\n\u003cp>It remained unclear, however, what effect a ruling on California’s renewed motion would have, given other cases challenging the federalization of state’s national guard moving through the courts. That includes Trump v. Illinois, which is on the emergency docket before the U.S. Supreme Court.\u003c/p>\n\u003cp>After the hearing, Bonta said that all of the cases currently moving through the courts focus on the same component of the law that allows the president to deploy the National Guard if there’s an inability to execute the federal law with the regular forces.\u003c/p>\n\u003cp>“And that’s what the U.S. Supreme Court is going to look at, at least the aspect of what are regular forces and how you’re supposed to analyze that issue,” Bonta said.\u003c/p>\n\u003cp>\u003cem>KQED’s Amanda Hernandez contributed to this report. \u003c/em>\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"slug": "openai-critic-arrested-for-sf-protest-ahead-of-activist-groups-criminal-trial",
"title": "OpenAI Critic Arrested for SF Protest Ahead of Activist Group’s Criminal Trial",
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"content": "\u003cp>A member of a Bay Area group that says they are trying to prevent artificial intelligence from ending humanity was again arrested while protesting outside \u003ca href=\"https://www.kqed.org/news/tag/openai\">OpenAI\u003c/a>’s San Francisco headquarters Thursday in apparent violation of a court order.\u003c/p>\n\u003cp>Guido Reichstadter was booked into San Francisco County Jail on Thursday evening, records show, for allegedly violating a judge’s order that barred him from the premises following his previous arrest with members of Stop AI. The group \u003ca href=\"https://www.yahoo.com/news/articles/openais-sam-altman-served-subpoena-141003524.html\">made national headlines\u003c/a> last month when a member of their defense team served a subpoena to OpenAI CEO Sam Altman while he was onstage at San Francisco’s Sydney Goldstein Theater with Golden State Warriors head coach Steve Kerr.\u003c/p>\n\u003cp>“Every day is an opportunity to collectively reclaim our integrity and our sanity — to draw the line which says this far and no farther, to end the race to superintelligence — but these days are dwindling rapidly and we do not know which day will be the last before that opportunity is lost to us forever,” Reichstadter \u003ca href=\"https://x.com/wolflovesmelon/status/1996584982396211543\">posted on X\u003c/a> Wednesday while announcing he was planning to continue to protest OpenAI.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Reichstadter and Stop AI co-founder Sam Kirchner — along with co-defendant Wynd Kaufmyn — are awaiting trial for trespassing and other charges related to their continued protests outside OpenAI’s offices starting last year.\u003c/p>\n\u003cp>Attorneys for Altman have attempted to have his subpoena to testify at the criminal trial thrown out, but on Nov. 21, Judge Maria E. Evangelista ruled that that decision should be made by the judge who will be presiding over the trial.\u003c/p>\n\u003cp>Although the trial was set to start Friday, it was pushed back to Jan. 29. Records show Reichstadter remained in San Francisco County Jail without bond as of Friday.\u003c/p>\n\u003cfigure id=\"attachment_12066267\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066267\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1707\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-2000x1333.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">Stop AI co-founder Sam Kirchner speaks into a bullhorn outside OpenAI’s headquarters in San Francisco on Feb. 22, 2025. A bench warrant has been issued for Kirchner, who did not appear for a court appearance for trespassing and other charges late last month. Kirchner recently separated from the group. \u003ccite>(Brian Krans/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Also on Nov. 21, Evangelista issued a bench warrant for Kirchner’s arrest when he failed to show for a court hearing. That same day, OpenAI’s offices were locked down following threats authorities believed to have come from Kirchner, as \u003ca href=\"https://www.wired.com/story/openai-office-lockdown-threat-san-francisco/?_sp=8f666012-7ff2-4d29-8dc9-047bbae3c137.1764640349753\">first reported by Wired\u003c/a>.\u003c/p>\n\u003cp>On Nov. 22, Stop AI \u003ca href=\"https://x.com/StopAI_Info/status/1992286218802073981\">posted on social media\u003c/a> that Kirchner assaulted a fellow member of the group. The attack and statements he made caused them to “fear that he might procure a weapon that he could use against employees of companies pursuing artificial superintelligence,” the post said, adding they still care about Kirchner.\u003c/p>\n\u003cp>Kirchner has since \u003ca href=\"https://x.com/No_AGI_/status/1991833980795326712\">posted on social media\u003c/a> that he is no longer associated with Stop AI.\u003c/p>\n\u003cp>The three co-defendants readily admit they prevented business operations at OpenAI as charged. Rather than setting out to prove their innocence, they said they were taking their misdemeanor charges to court to further raise awareness of their cause. They, among others who express extreme caution around the current development of AI, say there could soon be a point of no return between human intelligence and the artificial intelligence it is rapidly developing and deploying.[aside postID=news_12058013 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GavinNewsomAISF2.jpg']“The actions that we took from October to February – nonviolently blocking the doors of OpenAI — have gotten attention around the world,” Reichstadter said. “They are the reason why Sam Altman was served a subpoena to appear to testify to the fact that he is consciously endangering the existence of humanity.”\u003c/p>\n\u003cp>OpenAI did not respond to requests for comment. An attorney representing Altman, Gabriel Bronshteyn, declined to comment.\u003c/p>\n\u003cp>In a statement, Stop AI said the trial “will be the first time in human history where a jury of normal people are asked about the extinction threat that AI poses to humanity.”\u003c/p>\n\u003cp>Stop AI consists mostly of a small group of people who once lived together in a house in West Oakland. Reichstadter said he left his two teenage children in Miami to move to Oakland to join the fight against the development of potentially harmful AI, while Kirchner — a former electrical engineering tech and neuroscience student — moved from Seattle to found Stop AI in the Bay Area last year. Kaufmyn spent more than 40 years teaching computer sciences at City College of San Francisco.\u003c/p>\n\u003cp>Stop AI members often cite Nobel laureate and “godfather of AI” Geoffrey Hinton, who has said there’s a 20% chance that forms of AI currently being developed could “\u003ca href=\"https://www.cnbc.com/2025/06/17/ai-godfather-geoffrey-hinton-theres-a-chance-that-ai-could-displace-humans.html\">wipe us out\u003c/a>.”\u003c/p>\n\u003cp>Of specific concern is artificial general intelligence, which OpenAI is trying to develop and defines as “AI systems that are generally smarter than humans.” \u003ca href=\"https://www.ibm.com/think/topics/artificial-general-intelligence\">Other definitions\u003c/a> suggest it applies to the moment when AI learns to solve problems beyond the limitations it has today.\u003c/p>\n\u003cfigure id=\"attachment_12066178\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066178\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/250310-TRUMP-SF-MD-05_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/250310-TRUMP-SF-MD-05_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/250310-TRUMP-SF-MD-05_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/250310-TRUMP-SF-MD-05_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">San Francisco Mayor Daniel Lurie speaks at the opening of the new OpenAI headquarters in Mission Bay in San Francisco on March 10, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While OpenAI says it is developing AGI so it “benefits all of humanity,” Stop AI wants the government to shut it down immediately.\u003c/p>\n\u003cp>“There is no way to prove that something smarter than us will stay safe forever and won’t eventually want something that will lead to our extinction, similar to how we’ve caused the extinction of many less intelligent species, and that’s the risk here,” Kirchner said in an interview at a protest outside OpenAI in February. “They don’t have proof that it will stay safe forever. They’re literally building Skynet in there.”\u003c/p>\n\u003cp>Even while already facing charges from protests in 2024, Stop AI members continued to protest OpenAI, including in February when they chained the doors to the company’s headquarters on 3rd Street near Chase Center and sat in front of the doors until police removed some of them from the premises.\u003c/p>\n\u003cp>“We’re gonna lock the doors now to this company,” Kirchner said through a bullhorn. “This company should not exist if it’s trying to build something that they admit could kill us all. So we’re gonna put our bodies on the line and try to prevent them from building that AGI system. And we invite everyone who thinks that what they’re doing is not OK to join us in this act of civil disobedience.”\u003c/p>\n\u003cp>The protest occurred on a Saturday, when OpenAI’s offices were closed.[aside postID=news_12063401 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/OpenAiLawsuitsGetty.jpg']“What’s going on in this business is not a legitimate business. It’s a threat to all of us. We have a right to protect the ones we love. We have a right to protect our own lives. We have the right of necessity to take nonviolent direct action to stop an imminent threat to our lives,” Reichstadter said before putting a steel chain through the handles of the front door of the OpenAI offices and locking it.\u003c/p>\n\u003cp>Soon, he and others sat in front of the door as San Francisco police arrived and detained several people, including Reichstadter and Kaufmyn.\u003c/p>\n\u003cp>Ahead of the court hearing on Nov. 21, Kaufmyn and Reichstadter spoke at a press conference about their concerns around AI, its use in war and its potential dangers to future generations.\u003c/p>\n\u003cp>“There’s so many reasons to be concerned about AI, but when I went to these presentations, I learned that the fate of humanity, the existence of every human life on Earth, is at stake, and the time frame is much closer than you would think,” Kaufmyn said.\u003c/p>\n\u003cp>Kaufmyn said she’s not afraid to go to jail for protesting OpenAI if it benefits humanity.\u003c/p>\n\u003cp>“We fully believe there is a credible risk of human extinction within the next one to three years,” Kaufmyn said. “Imagine if you believed that, as I do, as my co-defendants do, what would you do? We — with heavy hearts and fear — decided that we need to do everything we can to stop this.”\u003c/p>\n\u003cp>Reichstadter said he’s away from his children because he wants to guarantee them a future.\u003c/p>\n\u003cp>“We are being pushed towards the edge of a cliff by the reckless actions of these companies, and no one knows how close that edge is,” he said. “It’s our responsibility — everyone who understands this threat — to take direct nonviolent action immediately to end the race to super intelligence, the suicide race, which these companies are leading humanity to.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>A member of a Bay Area group that says they are trying to prevent artificial intelligence from ending humanity was again arrested while protesting outside \u003ca href=\"https://www.kqed.org/news/tag/openai\">OpenAI\u003c/a>’s San Francisco headquarters Thursday in apparent violation of a court order.\u003c/p>\n\u003cp>Guido Reichstadter was booked into San Francisco County Jail on Thursday evening, records show, for allegedly violating a judge’s order that barred him from the premises following his previous arrest with members of Stop AI. The group \u003ca href=\"https://www.yahoo.com/news/articles/openais-sam-altman-served-subpoena-141003524.html\">made national headlines\u003c/a> last month when a member of their defense team served a subpoena to OpenAI CEO Sam Altman while he was onstage at San Francisco’s Sydney Goldstein Theater with Golden State Warriors head coach Steve Kerr.\u003c/p>\n\u003cp>“Every day is an opportunity to collectively reclaim our integrity and our sanity — to draw the line which says this far and no farther, to end the race to superintelligence — but these days are dwindling rapidly and we do not know which day will be the last before that opportunity is lost to us forever,” Reichstadter \u003ca href=\"https://x.com/wolflovesmelon/status/1996584982396211543\">posted on X\u003c/a> Wednesday while announcing he was planning to continue to protest OpenAI.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Reichstadter and Stop AI co-founder Sam Kirchner — along with co-defendant Wynd Kaufmyn — are awaiting trial for trespassing and other charges related to their continued protests outside OpenAI’s offices starting last year.\u003c/p>\n\u003cp>Attorneys for Altman have attempted to have his subpoena to testify at the criminal trial thrown out, but on Nov. 21, Judge Maria E. Evangelista ruled that that decision should be made by the judge who will be presiding over the trial.\u003c/p>\n\u003cp>Although the trial was set to start Friday, it was pushed back to Jan. 29. Records show Reichstadter remained in San Francisco County Jail without bond as of Friday.\u003c/p>\n\u003cfigure id=\"attachment_12066267\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066267\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1707\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-2000x1333.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/IMG_1391-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">Stop AI co-founder Sam Kirchner speaks into a bullhorn outside OpenAI’s headquarters in San Francisco on Feb. 22, 2025. A bench warrant has been issued for Kirchner, who did not appear for a court appearance for trespassing and other charges late last month. Kirchner recently separated from the group. \u003ccite>(Brian Krans/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Also on Nov. 21, Evangelista issued a bench warrant for Kirchner’s arrest when he failed to show for a court hearing. That same day, OpenAI’s offices were locked down following threats authorities believed to have come from Kirchner, as \u003ca href=\"https://www.wired.com/story/openai-office-lockdown-threat-san-francisco/?_sp=8f666012-7ff2-4d29-8dc9-047bbae3c137.1764640349753\">first reported by Wired\u003c/a>.\u003c/p>\n\u003cp>On Nov. 22, Stop AI \u003ca href=\"https://x.com/StopAI_Info/status/1992286218802073981\">posted on social media\u003c/a> that Kirchner assaulted a fellow member of the group. The attack and statements he made caused them to “fear that he might procure a weapon that he could use against employees of companies pursuing artificial superintelligence,” the post said, adding they still care about Kirchner.\u003c/p>\n\u003cp>Kirchner has since \u003ca href=\"https://x.com/No_AGI_/status/1991833980795326712\">posted on social media\u003c/a> that he is no longer associated with Stop AI.\u003c/p>\n\u003cp>The three co-defendants readily admit they prevented business operations at OpenAI as charged. Rather than setting out to prove their innocence, they said they were taking their misdemeanor charges to court to further raise awareness of their cause. They, among others who express extreme caution around the current development of AI, say there could soon be a point of no return between human intelligence and the artificial intelligence it is rapidly developing and deploying.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“The actions that we took from October to February – nonviolently blocking the doors of OpenAI — have gotten attention around the world,” Reichstadter said. “They are the reason why Sam Altman was served a subpoena to appear to testify to the fact that he is consciously endangering the existence of humanity.”\u003c/p>\n\u003cp>OpenAI did not respond to requests for comment. An attorney representing Altman, Gabriel Bronshteyn, declined to comment.\u003c/p>\n\u003cp>In a statement, Stop AI said the trial “will be the first time in human history where a jury of normal people are asked about the extinction threat that AI poses to humanity.”\u003c/p>\n\u003cp>Stop AI consists mostly of a small group of people who once lived together in a house in West Oakland. Reichstadter said he left his two teenage children in Miami to move to Oakland to join the fight against the development of potentially harmful AI, while Kirchner — a former electrical engineering tech and neuroscience student — moved from Seattle to found Stop AI in the Bay Area last year. Kaufmyn spent more than 40 years teaching computer sciences at City College of San Francisco.\u003c/p>\n\u003cp>Stop AI members often cite Nobel laureate and “godfather of AI” Geoffrey Hinton, who has said there’s a 20% chance that forms of AI currently being developed could “\u003ca href=\"https://www.cnbc.com/2025/06/17/ai-godfather-geoffrey-hinton-theres-a-chance-that-ai-could-displace-humans.html\">wipe us out\u003c/a>.”\u003c/p>\n\u003cp>Of specific concern is artificial general intelligence, which OpenAI is trying to develop and defines as “AI systems that are generally smarter than humans.” \u003ca href=\"https://www.ibm.com/think/topics/artificial-general-intelligence\">Other definitions\u003c/a> suggest it applies to the moment when AI learns to solve problems beyond the limitations it has today.\u003c/p>\n\u003cfigure id=\"attachment_12066178\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066178\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/250310-TRUMP-SF-MD-05_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/250310-TRUMP-SF-MD-05_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/250310-TRUMP-SF-MD-05_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/250310-TRUMP-SF-MD-05_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">San Francisco Mayor Daniel Lurie speaks at the opening of the new OpenAI headquarters in Mission Bay in San Francisco on March 10, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While OpenAI says it is developing AGI so it “benefits all of humanity,” Stop AI wants the government to shut it down immediately.\u003c/p>\n\u003cp>“There is no way to prove that something smarter than us will stay safe forever and won’t eventually want something that will lead to our extinction, similar to how we’ve caused the extinction of many less intelligent species, and that’s the risk here,” Kirchner said in an interview at a protest outside OpenAI in February. “They don’t have proof that it will stay safe forever. They’re literally building Skynet in there.”\u003c/p>\n\u003cp>Even while already facing charges from protests in 2024, Stop AI members continued to protest OpenAI, including in February when they chained the doors to the company’s headquarters on 3rd Street near Chase Center and sat in front of the doors until police removed some of them from the premises.\u003c/p>\n\u003cp>“We’re gonna lock the doors now to this company,” Kirchner said through a bullhorn. “This company should not exist if it’s trying to build something that they admit could kill us all. So we’re gonna put our bodies on the line and try to prevent them from building that AGI system. And we invite everyone who thinks that what they’re doing is not OK to join us in this act of civil disobedience.”\u003c/p>\n\u003cp>The protest occurred on a Saturday, when OpenAI’s offices were closed.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“What’s going on in this business is not a legitimate business. It’s a threat to all of us. We have a right to protect the ones we love. We have a right to protect our own lives. We have the right of necessity to take nonviolent direct action to stop an imminent threat to our lives,” Reichstadter said before putting a steel chain through the handles of the front door of the OpenAI offices and locking it.\u003c/p>\n\u003cp>Soon, he and others sat in front of the door as San Francisco police arrived and detained several people, including Reichstadter and Kaufmyn.\u003c/p>\n\u003cp>Ahead of the court hearing on Nov. 21, Kaufmyn and Reichstadter spoke at a press conference about their concerns around AI, its use in war and its potential dangers to future generations.\u003c/p>\n\u003cp>“There’s so many reasons to be concerned about AI, but when I went to these presentations, I learned that the fate of humanity, the existence of every human life on Earth, is at stake, and the time frame is much closer than you would think,” Kaufmyn said.\u003c/p>\n\u003cp>Kaufmyn said she’s not afraid to go to jail for protesting OpenAI if it benefits humanity.\u003c/p>\n\u003cp>“We fully believe there is a credible risk of human extinction within the next one to three years,” Kaufmyn said. “Imagine if you believed that, as I do, as my co-defendants do, what would you do? We — with heavy hearts and fear — decided that we need to do everything we can to stop this.”\u003c/p>\n\u003cp>Reichstadter said he’s away from his children because he wants to guarantee them a future.\u003c/p>\n\u003cp>“We are being pushed towards the edge of a cliff by the reckless actions of these companies, and no one knows how close that edge is,” he said. “It’s our responsibility — everyone who understands this threat — to take direct nonviolent action immediately to end the race to super intelligence, the suicide race, which these companies are leading humanity to.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>\u003ca href=\"http://itunes.apple.com/us/podcast/the-california-report-magazine/id1314750545?mt=2\" target=\"_blank\" rel=\"noopener noreferrer\">Listen to this and more in-depth storytelling by subscribing to The California Report Magazine podcast.\u003c/a>\u003cbr>\n\u003c/em>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">This year, for the first time since it was established in 1988, the U.S. did not commemorate World AIDS Day on December 1. That’s despite more than 630,000 deaths from HIV-related illnesses in 2024, according to the World Health Organization. \u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">This week, we’re traveling back in time, to visit a queer church that provided refuge and support to San Francisco’s gay community during the height of the AIDS crisis. We’re bringing you the first episode of a new podcast called \u003ci>\u003ca href=\"https://slate.com/podcasts/when-we-all-get-to-heaven\">We All Get To Heaven\u003c/a>\u003c/i>\u003c/span>\u003cspan style=\"font-weight: 400\">, which draws on sound from 1,200 cassette tapes – recordings of songs, memorials, and sermons from the Metropolitan Community Church. It brings to life voices of loss, and of faith, of people who refused to abandon their spirituality or their queerness, and who built a community that could hold both.\u003c/span>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"slug": "student-loan-repayment-changes-save-plan-repayments-income-driven-default-trump-administration",
"title": "What to Know About Repaying Student Loans, as Delinquency in California Skyrockets",
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"headTitle": "What to Know About Repaying Student Loans, as Delinquency in California Skyrockets | KQED",
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"content": "\u003cp>More than 350,000 Californians are now behind on their student loan payments — the highest delinquency rate for any type of debt in over two decades, according to the \u003ca href=\"https://capolicylab.org/news/student-loan-delinquencies-surging-especially-for-older-borrowers/\">California Policy Lab\u003c/a>.\u003c/p>\n\u003cp>It’s also the highest rate of delinquencies that UC Berkeley California Policy Lab executive director Evan White said he’s seen in the data “for any credit product, including student loans, auto loans, mortgage loans, credit cards” since 2004.\u003c/p>\n\u003cp>The missed payments are a symptom of a financial safety net that was already frayed before the COVID-19 pandemic greatly disrupted loan repayments. And now, that safety net is unravelling as \u003ca href=\"https://protectborrowers.org/resource/obbba-increased-costs-fact-sheet/\">borrowers face higher bills\u003c/a>, \u003ca href=\"https://studentaid.gov/announcements-events/idr-court-actions\">fewer repayment options\u003c/a> and \u003ca href=\"https://www.federalregister.gov/documents/2025/10/31/2025-19729/william-d-ford-federal-direct-loan-direct-loan-program\">limited eligibility for loan forgiveness programs\u003c/a> amid a system that even experts call confusing.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“The federal student loan system is broken,” said Mike Pierce, Executive Director and co-founder of the legal advocacy group \u003ca href=\"https://protectborrowers.org/\">Protect Borrowers\u003c/a>. “It’s been broken for decades, and lawmakers have failed to deal with that.”\u003c/p>\n\u003cp>Amid this uncertainty, here’s what to know if you’re a borrower in the process of paying off student debt — from the changes to federal loan forgiveness and income-driven repayment plans to the latest legal proceedings and how they might affect you.\u003c/p>\n\u003cp>\u003cstrong>Jump straight to:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#Whataremyoptionsforincomedrivenrepayment\">What are my options for income-driven repayment?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#IworkforanonprofitorganizationCanIstillqualifyforPublicServiceLoanForgivenessPSLF\">I work for a nonprofit organization. Can I still qualify for Public Service Loan Forgiveness (PSLF)?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#ImenrolledintheSAVEplanWhatshouldIbedoing\">I’m enrolled in the SAVE plan. What should I be doing?\u003c/a> \u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#HowwilltheOneBigBeautifulBillimpactmyloans\">How will the ‘One Big Beautiful Bill’ impact my loans?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#IthinkmyloanservicermadeamistakeWhatshouldIdo\">I think my loan servicer made a mistake. What should I do?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>How did my student loans get so complicated?\u003c/h2>\n\u003cp>When the COVID-19 pandemic hit in 2020, \u003ca href=\"https://www.nytimes.com/2020/03/20/us/politics/coronavirus-student-loans-education-testing.html\">the federal government paused student loan payments and interest\u003c/a>, giving borrowers an unprecedented break that lasted over three years. Many Californians used that breathing room to pay down credit card debt, build up savings, and even open new lines of credit. Financial wellness metrics improved across the board, according to White and the California Policy Lab.\u003c/p>\n\u003cp>But as pandemic-era supports ended and loan payments restarted, that relief has now given way to widespread confusion. Borrowers faced mixed messages about repayment deadlines, forgiveness options and which income-driven plans they could actually enroll in. \u003ca href=\"https://www.nytimes.com/2020/11/13/business/biden-student-loans.html\">Federal loan forgiveness became a political hot potato during and after the 2020 election\u003c/a>, with \u003ca href=\"https://www.nytimes.com/2022/04/05/business/student-loan-pause-pandemic.html\">repayment deadlines rescheduled under President Donald Trump’s first term … and again\u003c/a> under President Joe Biden. And each delay created more uncertainty about when payments would resume and whether borrowers might qualify for relief, said Mike Pierce.\u003c/p>\n\u003cfigure id=\"attachment_12061284\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12061284\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/033_KQED_SanFrancisco_SFSU_03112020_6923_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/033_KQED_SanFrancisco_SFSU_03112020_6923_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/033_KQED_SanFrancisco_SFSU_03112020_6923_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/033_KQED_SanFrancisco_SFSU_03112020_6923_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">San Francisco State University on March 11, 2020. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Then the legal battles began. The SAVE plan used by millions of student loan borrowers — along with several income-driven repayment options that predated this Biden-era plan — became embroiled in court challenges that have continued to drag on for months.\u003c/p>\n\u003cp>Now, student loan borrowers have found themselves stuck in limbo for most of 2025: unable to enroll in affordable repayment plans, unsure whether they qualify for loan forgiveness and unclear about the latest and most accurate guidance.\u003c/p>\n\u003cp>The result is a system where even borrowers who \u003cem>want \u003c/em>to pay are struggling to get a handle on their loans, according to Jonathan Glater, a law professor at the University of California, Berkeley, and co-founder of the \u003ca href=\"https://www.slli.org/\">Student Loan Law Initiative\u003c/a>.\u003c/p>\n\u003cp>“One of the criticisms of this whole complicated edifice that we’ve got is that it’s very, very difficult for borrowers to navigate,” said Glater. “It is way too complicated.”\u003c/p>\n\u003ch2>Which borrowers are most affected right now?\u003c/h2>\n\u003cp>Lower-income student loan borrowers are “mostly worse off than they were before the pandemic happened,” said the California Policy Lab’s White, who’s also a member of the research team that created and maintains the \u003ca href=\"https://capolicylab.org/california-credit-dashboard/\">California Credit Dashboard\u003c/a>.\u003c/p>\n\u003cp>Older borrowers are the most likely to be impacted in California, White added. According to the California Policy Lab. \u003ca href=\"https://capolicylab.org/wp-content/uploads/2025/09/Student-Loan-Delinquencies-Surging.pdf\">One possible reason for higher delinquency rates among older borrowers is that they typically owe a larger monthly payment\u003c/a> on their student loans. [aside postID=mindshift_65377 hero='https://cdn.kqed.org/wp-content/uploads/sites/23/2025/03/capossela-npr-book-education-v2-final-1020x680.jpeg']The average Boomer with student debt owes $150 per month in student loan payments — 2.4 times that of the average Millennial ($62/month) and 5.8 times that of the average Gen Zer ($26/month). These loans may have been used to pay for their own education, one or more children’s education — or a combination.\u003c/p>\n\u003cp>The financial burden hitting older borrowers might also be attributed in part to the way the federal loan repayment system works, said White.\u003c/p>\n\u003cp>Loan repayment plans are designed to limit the amount of payments borrowers make to a fixed period of time. But after a long pandemic pause, borrowers may be resuming their payments with fewer monthly payments remaining — and a balance that hasn’t diminished, or has actually grown from interest.\u003c/p>\n\u003cp>The result: higher monthly payments than what borrowers may have been paying even prior to pandemic assistance.\u003c/p>\n\u003ch2>\u003ca id=\"Whataremyoptionsforincomedrivenrepayment\">\u003c/a>What are my options for income-driven repayment?\u003c/h2>\n\u003cp>After a two-month freeze, \u003ca href=\"https://studentloanborrowerassistance.org/idr-application-is-back-up/#2\">the Department of Education is now processing applications for income-driven repayment (IDR) plans again\u003c/a>.\u003c/p>\n\u003cp>There are currently four IDR plans available to borrowers with federal student loans. (Federal loans generally include “direct” or “federal” in the title, but you can find \u003ca href=\"https://studentaid.gov/manage-loans/repayment/plans/income-driven#eligibility\">a complete list of eligible loan types here\u003c/a>, to make sure yours qualifies.)\u003c/p>\n\u003cfigure id=\"attachment_12047499\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12047499 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/DepartofEducation.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/DepartofEducation.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/DepartofEducation-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/DepartofEducation-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The U.S. Department of Education is seen before the Safeguard Students, Empower Education Rally & Press Conference on April 29, 2025, in Washington, D.C. \u003ccite>(Pete Kiehart for The Washington Post via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>It’s important to carefully compare plans, as each borrower’s situation is different. You can use this \u003ca href=\"https://studentaid.gov/loan-simulator/\">Federal Student Loan Simulator\u003c/a> to calculate and compare your monthly payments under each of the available federal IDR plans.\u003c/p>\n\u003cp>All IDR plans base your monthly loan payment on a percentage of your discretionary income, in combination with your family size. The exact percentage of your income and how long you will have to repay varies by plan.\u003c/p>\n\u003cp>You can find \u003ca href=\"https://studentaid.gov/manage-loans/repayment/plans/income-driven#repayment-period\">detailed information about all federal IDR plans here\u003c/a>, but here are the highlights at a glance:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Pay As You Earn (PAYE) Repayment Plan\u003c/strong>\n\u003cul>\n\u003cli>Capped at 10% of discretionary income, repaid over 20 years\u003c/li>\n\u003c/ul>\n\u003c/li>\n\u003cli>\u003cstrong>New Income-Based Repayment (IBR) Plan\u003c/strong>\n\u003cul>\n\u003cli>For eligible loans borrowed \u003cem>after \u003c/em>July 1, 2014\u003c/li>\n\u003cli>Capped at 10% of discretionary income, repaid over 20 years\u003c/li>\n\u003c/ul>\n\u003c/li>\n\u003cli>\u003cstrong>Old Income-Based Repayment (IBR) Plan\u003c/strong>\n\u003cul>\n\u003cli>For eligible loans borrowed \u003cem>before \u003c/em>July 1, 2014\u003c/li>\n\u003cli>Capped at 15% of discretionary income, repaid over 25 years\u003c/li>\n\u003c/ul>\n\u003c/li>\n\u003cli>\u003cstrong>Income-Contingent Repayment (ICR) Plan\u003c/strong>\n\u003cul>\n\u003cli>Capped at 20% of discretionary income, repaid over 25 years\u003c/li>\n\u003c/ul>\n\u003c/li>\n\u003c/ul>\n\u003cp>\u003ca href=\"https://studentaid.gov/idr/\">Apply for an income-driven plan for the first time, or switch between plans, here\u003c/a>.\u003c/p>\n\u003ch2>The benefits of income-driven repayment plans\u003c/h2>\n\u003cp>For some people, payments on an IDR plan can be as low as $0 per month. Others may be able to take advantage of another perk — exemption from interest on their loans — if their income-adjusted payments wouldn’t cover the interest accruing on their student loans each month.\u003c/p>\n\u003cp>IDR plans also operate on a fixed schedule, meaning you’re committed to repaying them over a period of 20 or 25 years — \u003ca href=\"https://www.kqed.org/mindshift/65643/how-is-your-student-loan-repayment-affected-by-the-one-big-beautiful-bill\">although the new Repayment Assistance Plan (RAP) will offer a 30-year repayment period \u003c/a>beginning in 2028. While paying several decades of loan payments may not sound like your idea of a great time, any remaining loan balance could be forgiven outright if your federal student loans aren’t fully repaid by the end of this period.\u003c/p>\n\u003ch2>The drawbacks of income-driven repayment plans\u003c/h2>\n\u003cp>Before you celebrate loan forgiveness, be sure to read the fine print. Loan balances forgiven at the end of an IDR repayment period are actually subject to income tax — leading savvy borrowers to save for the \u003ca href=\"https://tax.thomsonreuters.com/news/changes-ahead-for-taxpayers-with-discharged-student-loan-debt/\">“tax bomb” that will accompany their emancipation from student debt\u003c/a>.\u003c/p>\n\u003cp>Once you enroll in an IDR plan, you should also set a reminder to update, or “recertify,” your income and family size every year, even if there has been no change.\u003c/p>\n\u003cfigure id=\"attachment_12049948\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12049948\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/AP25195724697543-scaled-e1764803931499.jpg\" alt=\"\" width=\"2000\" height=\"1333\">\u003cfigcaption class=\"wp-caption-text\">Education Secretary Linda McMahon speaks during a Senate Appropriations hearing, Tuesday, June 3, 2025, on Capitol Hill in Washington. \u003ccite>(Julia Demaree Nikhinson/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The consequences for borrowers on IDR plans who don’t recertify their incomes are strict, as you could be removed from your plan and placed on an alternative plan where monthly payments are \u003cem>not \u003c/em>based on income, leading to higher monthly payments and resumed interest.\u003c/p>\n\u003cp>And while you can reapply for your preferred IDR plan, recertification issues can cause delays in loan forgiveness, not to mention financial stress. The Department of Education warns that \u003ca href=\"https://studentaid.gov/help-center/answers/article/status-of-idr-plan-application\">new applications for IDR plans typically take 30 days to process\u003c/a> – leaving you on the hook for any student loan payments and interest accrued in the meantime.\u003c/p>\n\u003cp>\u003ca href=\"https://studentaid.gov/idr/\">Apply for an income-driven plan for the first time, or switch between plans, here\u003c/a>.\u003c/p>\n\u003ch2>\u003ca id=\"IworkforanonprofitorganizationCanIstillqualifyforPublicServiceLoanForgivenessPSLF\">\u003c/a>I work for a nonprofit organization. Can I still qualify for Public Service Loan Forgiveness (PSLF)?\u003c/h2>\n\u003cp>If you work for a nonprofit or government employer, Public Service Loan Forgiveness (PSLF) can be a powerful tool for managing your student debt.\u003c/p>\n\u003cp>Here’s how it works: make 120 qualifying monthly payments over a 10-year period while working full-time for a qualifying employer, and any remaining federal student loan debt gets forgiven — without that “tax bomb” of income-driven repayment plans.\u003c/p>\n\u003cp>PSLF was created by Congress in 2007 specifically to help recruit and retain talented people in public service jobs that often pay less than private sector positions. More than 1 million public servants, from teachers, nurses and social workers to librarians and public defenders, had their loans forgiven through this program under the Biden administration. [aside postID=news_11963857 hero='https://ww2.kqed.org/app/uploads/sites/10/2023/10/GettyImages-1364803352-qut-1020x680.jpg']Now, \u003ca href=\"https://www.nytimes.com/2025/03/07/us/politics/trump-executive-order-student-loan-forgiveness.html\">President Donald Trump’s second administration is seeking to change who qualifies\u003c/a>. An executive order signed by Trump in March and set to take effect July 1, 2026, would allow the education secretary — not the courts or Congress — to deny loan forgiveness to workers whose employers engage in activities deemed to have a “substantial illegal purpose.”\u003c/p>\n\u003cp>The \u003ca href=\"https://www.federalregister.gov/documents/2025/10/31/2025-19729/william-d-ford-federal-direct-loan-direct-loan-program\">examples listed in the rule include\u003c/a> “aiding and abetting violations of Federal immigration laws” and providing certain types of gender-affirming care. San Francisco and several other cities are suing to block this rule.\u003c/p>\n\u003cp>Protect Borrowers has been involved in filing several of these lawsuits, claiming that restricting public service loan forgiveness is “an attempt to target organizations and jurisdictions whose missions and policies do not align with [the Trump administration’s] political positions on immigration, race, gender, free speech, and public protest.”\u003c/p>\n\u003cp>“The Trump administration recognized that there’s real power in the federal government, because it is the creditor for 40 million people,” Pierce said. He is concerned that public service workers could lose access to loan forgiveness simply because their employer resisted federal immigration enforcement or maintained diversity, equity and inclusion programs — even though those local policies may be perfectly legal.\u003c/p>\n\u003cp>So amid this legal action, what should you do if you’re working toward PSLF forgiveness?\u003c/p>\n\u003col>\n\u003cli>\u003cstrong> Don’t wait\u003c/strong>\u003c/li>\n\u003c/ol>\n\u003cp>Submit your employment certification forms now to get credit for the payments you’ve already made.\u003c/p>\n\u003col start=\"2\">\n\u003cli>\u003cstrong> Keep meticulous records \u003c/strong>\u003c/li>\n\u003c/ol>\n\u003cp>Your employment, every loan payment you’ve made — collect screenshots, confirmation emails, everything.\u003c/p>\n\u003col start=\"3\">\n\u003cli>\u003cstrong> Work extra-fast if you’re close to hitting that 120-payment mark\u003c/strong>\u003c/li>\n\u003c/ol>\n\u003cp>Prioritize reaching that threshold before the July 2026 deadline when this rule takes effect.\u003c/p>\n\u003cp>And if you’re currently enrolled in SAVE, consider switching to another income-driven repayment plan to resume qualifying PSLF payments.\u003c/p>\n\u003cp>You should also pay attention to how this lawsuit unfolds, said Pierce. \u003ca href=\"https://protectborrowers.org/litigation/pslf-lawsuit/\">The plaintiffs argue the Education Department is overstepping its authority and rewriting what Congress clearly defined as “public service” — any government job or 501(c)(3) nonprofit\u003c/a>. The courts will ultimately decide whether the secretary has the power to add political litmus tests to a program Congress designed to support all public service workers.\u003c/p>\n\u003cp>In the meantime, protect yourself by documenting everything and staying informed about your rights.\u003c/p>\n\u003ch2>\u003ca id=\"ImenrolledintheSAVEplanWhatshouldIbedoing\">\u003c/a>I’m enrolled in the SAVE plan. Should I switch to another income-driven repayment option?\u003c/h2>\n\u003cp>The SAVE plan was designed to be a lifeline — the most affordable income-driven repayment option the federal government had offered to date.\u003c/p>\n\u003cp>Promising shorter repayment periods, more generous income calculations that would lower monthly payments and a faster path to loan forgiveness for low-income borrowers, \u003ca href=\"https://protectborrowers.org/new-court-filing-reveals-backlog-of-2-million-borrower-payment-plan-applications/#:~:text=Background,district%20court%20for%20further%20proceedings.\">the SAVE plan had eight million enrollees\u003c/a> as of May 2025.\u003c/p>\n\u003cfigure id=\"attachment_11955722\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11955722\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED.jpg\" alt='People hold signs reading \"Cancel Student Debt Now!\" in front of the columned facade of the supreme court.' width=\"2000\" height=\"1302\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-800x521.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-1020x664.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-160x104.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-1536x1000.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-1920x1250.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Student debt relief activists participate in a rally at the U.S. Supreme Court on June 30, 2023, in Washington, D.C. \u003ccite>(Kevin Dietsch/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>But Missouri and several other Republican-led states filed lawsuits challenging the SAVE repayment plan and arguing that the Biden administration had overstepped its authority beginning in spring 2024 — and \u003ca href=\"https://studentloanborrowerassistance.org/part-2-the-current-impact-on-borrowers-of-lawsuits-challenging-the-save-plan-and-the-removal-of-idr-applications/\">SAVE has been frozen in legal limbo ever since\u003c/a>.\u003c/p>\n\u003cp>If you’re enrolled in SAVE, here’s what’s happening with your loans right now: You haven’t been required to make payments since last summer while the case winds through the courts.\u003c/p>\n\u003cp>You’re in what’s known as “forbearance,” and while those months do count toward eventual income-driven repayment forgiveness (typically after 20 to 25 years), they don’t count as qualifying payments toward Public Service Loan Forgiveness.\u003c/p>\n\u003cp>And as of August, interest has resumed accruing — which means your balance will continue to grow each month, unless you make payments to offset the interest.\u003c/p>\n\u003cp>For borrowers working toward PSLF who are close to the 120-payment finish line, staying in SAVE means you’re losing time: those paused months won’t count, and \u003ca href=\"https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service/public-service-loan-forgiveness-buyback\">you may need to use a “buy back” option later to pay for these months retroactively\u003c/a>.\u003c/p>\n\u003cp>The good news? You have options. Applications for other income-driven repayment plans — Income-Based Repayment, Pay as You Earn, and Income-Contingent Repayment — are now open again after a months-long delay. If you’re pursuing Public Service Loan Forgiveness, switching to one of these plans means your payments will start counting toward that 120-payment requirement again.\u003c/p>\n\u003cp>And if you’re simply trying to stop your balance from ballooning, moving to an active repayment plan gives you more control. The application process may take a few weeks, but for many borrowers — especially those close to PSLF eligibility or watching their interest pile up — making the switch may be worth it to get back on track.\u003c/p>\n\u003ch2>\u003ca id=\"HowwilltheOneBigBeautifulBillimpactmyloans\">\u003c/a>How will the ‘One Big Beautiful Bill’ impact my loans?\u003c/h2>\n\u003cp>If you’re a federal student loan borrower, the \u003ca href=\"https://www.congress.gov/bill/119th-congress/house-bill/1/text\">H.R.1 budget, known as the One Big Beautiful Bill Act\u003c/a>, that passed in July, included changes to the federal loan system that could impact you.\u003c/p>\n\u003cp>The SAVE plan is being shut down by July 1, 2028 — but so are two other income-driven repayment plans: Pay as You Earn (PAYE) and Income-Contingent Repayment (ICR). If you’re currently enrolled in either of these plans, you’ll need to switch before that deadline.\u003c/p>\n\u003cfigure id=\"attachment_12047827\" class=\"wp-caption aligncenter\" style=\"max-width: 1800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12047827\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/npr.brightspotcdn-copy-7.jpg\" alt=\"\" width=\"1800\" height=\"1200\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/npr.brightspotcdn-copy-7.jpg 1800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/npr.brightspotcdn-copy-7-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/npr.brightspotcdn-copy-7-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1800px) 100vw, 1800px\">\u003cfigcaption class=\"wp-caption-text\">President Trump bangs a gavel after signing the One Big Beautiful Bill Act at the White House on July 4. \u003ccite>(Brendan Smialowski/Pool/AFP via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The Income-Based Repayment (IBR) plan, a Reagan-era program that was implemented by Congress, will remain available for current borrowers. Pierce said it’s worth considering now, especially since it offers loan forgiveness after 20 or 25 years instead of the 30 years required under the Trump administration’s proposed replacement plan.\u003c/p>\n\u003cp>That new Repayment Assistance Plan (RAP) won’t be ready until next year, and key details haven’t been revealed yet — leaving borrowers with limited information to plan ahead.\u003c/p>\n\u003cp>The spending bill includes provisions that also affect future students: new borrowers taking out loans after July 1, 2026, will not have access to traditional income-driven repayment plans at all. They’ll be limited to the new RAP or a standard fixed-payment plan, both with far less flexibility than previous options. [aside postID=mindshift_65643 hero='https://cdn.kqed.org/wp-content/uploads/sites/23/2025/07/gettyimages-1676464096-2000x1220.jpeg']The law also introduces borrowing caps for graduate and professional degree students ($20,500 annually, $100,000 lifetime) and parents taking out loans to assist with a child’s education ($20,000 per year, $65,000 per child).\u003c/p>\n\u003cp>Student loan experts worry these caps will push more borrowers toward private lenders, which charge higher interest rates, offer less favorable terms and don’t qualify for any income-driven repayment or forgiveness programs.\u003c/p>\n\u003cp>“You’re pushing people into the private student loan market and away from safe federal student loans with good consumer protections,” said Pierce.\u003c/p>\n\u003cp>According to Jonathan Glater, H.R.1 does nothing to address why student debt became a crisis in the first place: skyrocketing college tuition costs. By capping federal borrowing without tackling affordability, the law may simply shift the burden from federal loans to private debt, he warned — or price students out of higher education entirely.\u003c/p>\n\u003cp>“My fear is that what we are seeing is a lifting of the ladder of higher ed opportunity higher, so it’ll be out of reach for more people,” said Glater.\u003c/p>\n\u003cp>If you’re planning for graduate school or helping a child pay for college, factor these new limits into your timeline and consider whether starting \u003cem>before \u003c/em>July 2026 would give you access to more generous borrowing options.\u003c/p>\n\u003cp>And document everything — experts caution that, considering the sheer volume of changes, and the Education Department operating with reduced staff, keeping detailed records of your loans, payments, and applications is more important than ever.\u003c/p>\n\u003ch2>\u003ca id=\"IthinkmyloanservicermadeamistakeWhatshouldIdo\">\u003c/a>I think my loan servicer made a mistake. What should I do?\u003c/h2>\n\u003cp>Your federal student loans might be owned by the government, but they’re managed by private loan servicing companies.\u003c/p>\n\u003cp>“It is a black mark on the student loan system that people need to know what a student loan servicer is,” Pierce said. These are companies contracted to administer and collect your loans, handle your payments, process paperwork for income-driven repayment plans and answer your questions.\u003c/p>\n\u003cfigure id=\"attachment_11955727\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11955727 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED.jpg\" alt='A person with long hair and a black t-shirt holds up a bright yellow sign reading \"Cancel Student Debt\" amidst others doing similar.' width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A demonstrator holds a “Cancel Student Debt” sign outside of the Supreme Court of the United States after the nation’s high court stuck down President Biden’s student debt relief program in Washington, D.C. on June 30, 2023. \u003ccite>(Kent Nishimura/Los Angeles Times via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The problem? In their role as the middleman between you and the Department of Education, several \u003ca href=\"https://www.consumerfinance.gov/about-us/newsroom/cfpb-bans-navient-from-federal-student-loan-servicing-and-orders-the-company-to-pay-120-million-for-wide-ranging-student-lending-failures/\">loan servicers have made serious administrative errors\u003c/a> and \u003ca href=\"https://www.aft.org/sites/default/files/media/documents/2024/AFT%20v.%20MOHELA_Complaint%2007.22.2024.pdf\">have been targets of class action lawsuits for mishandling borrower accounts\u003c/a>.\u003c/p>\n\u003cp>“We hear the worst stories about lost paperwork, changing balances, the rules being rewritten for people right in the middle of paying their loans back when those loan companies change,” said Pierce.\u003c/p>\n\u003cp>If you’ve been repaying loans for a while, you’ve probably experienced at least one transfer of your debt from one servicer to another. According to Pierce, each transfer creates an opportunity for information to get lost, payment counts to be recorded incorrectly or for the servicer to lose contact with you entirely.\u003c/p>\n\u003cp>If you think your loan servicer made a mistake — whether it’s incorrect payment counts, wrong balance information, or problems with your repayment plan — don’t just accept it, urged Pierce.\u003c/p>\n\u003cp>Protect Borrowers has detailed resources on their website explaining what steps to take when your servicer gets it wrong, which include:\u003c/p>\n\u003cp>\u003cstrong>Start by documenting everything\u003c/strong>\u003c/p>\n\u003cp>Take screenshots of your account, save emails and letters, and keep records of every phone call, said Pierce — including the date, time, and name of the representative.\u003c/p>\n\u003cp>\u003cstrong>File a formal complaint with your servicer first\u003c/strong>\u003c/p>\n\u003cp>…but be ready to escalate to the \u003ca href=\"https://studentaid.gov/feedback-ombudsman\">Federal Student Aid Ombudsman\u003c/a> if the issue isn’t resolved.\u003c/p>\n\u003cp>California borrowers have an additional resource: the state’s dedicated \u003ca href=\"https://dfpi.ca.gov/consumers/student-loans/contact-us/\">Student Loan Ombudsman\u003c/a>, who can help navigate disputes and advocate on your behalf.\u003c/p>\n\u003cp>\u003cstrong>Be proactive and persistent\u003c/strong>\u003c/p>\n\u003cp>Loan servicers handle millions of accounts, and mistakes happen — but those mistakes can cost you thousands of dollars or years of progress toward forgiveness if they’re not caught and corrected, said Pierce.\u003c/p>\n\u003cp>\u003cstrong>Don’t assume your servicer has correct information for you\u003c/strong>\u003c/p>\n\u003cp>…especially after a transfer. Regularly check your account, verify your payment counts match your records, and if something looks off, speak up immediately. The more documentation you have, the easier it will be to prove an error and get it fixed, said Pierce.\u003c/p>\n\u003cp>His advice for borrowers “that are just stuck” is to go to your lawmaker and \u003ca href=\"https://protectborrowers.org/resource/protect-borrowers-congressional-casework-tool/\">open up a case with your local member of Congress or your state senator\u003c/a>.\u003c/p>\n\u003cp>“There’s only so much you can do with the current law, but for people that are stuck waiting on hold … or feel like they’ve been lied to by a student loan company, often going to your member of congress and opening up a case with them is the best way forward here,” he said, adding that Congressional casework can cut through red tape when the Education Department is overwhelmed or unresponsive.\u003c/p>\n\u003ch2>I need help navigating my student loans, but I’m not hearing back. Why?\u003c/h2>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/12031831/i-have-student-loans-what-should-i-do-during-these-department-of-education-cuts\">The Department of Education has been hit hard by cuts under the Trump administration;\u003c/a> its workforce was slashed in half earlier this year, \u003ca href=\"https://www.ed.gov/about/news/press-release/us-department-of-education-initiates-reduction-force\">dropping from about 4,100 employees to roughly 2,200\u003c/a>.\u003c/p>\n\u003cp>Many of the dismissed employees worked within the Federal Student Aid department and assisted with the technical administration of student loans, including handling disputes between borrowers and loan servicers and answering FAFSA questions.\u003c/p>\n\u003cfigure id=\"attachment_12058099\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12058099\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/09/20250929_UCBERKELEY_GC-1-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/09/20250929_UCBERKELEY_GC-1-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/09/20250929_UCBERKELEY_GC-1-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/09/20250929_UCBERKELEY_GC-1-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Students walk on campus at UC Berkeley in Berkeley on Sept. 29, 2025. \u003ccite>(Gina Castro/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The recent government shutdown has only made things worse, \u003ca href=\"https://www.kqed.org/news/12058230/government-shutdown-affect-student-loans-fafsa-education-department-2025\">furloughing about 87% of the department’s remaining workforce\u003c/a>.\u003c/p>\n\u003cp>The practical impact? Expect longer wait times for processing income-driven repayment applications, employment certification for PSLF and responses to borrower disputes.\u003c/p>\n\u003cp>The good news is you’re not on your own. While the federal government has scaled back support, there are still nonprofit organizations and state resources available to help you navigate your loans.\u003c/p>\n\u003cp>The National Consumer Law Center offers \u003ca href=\"https://www.nclc.org/issue/student-loans/\">Student Loan Borrower Assistance\u003c/a>, providing free information for people struggling with payments or dealing with default. Protect Borrowers focuses on existing pathways to debt cancellation through the \u003ca href=\"https://www.cancelmystudentdebt.org/\">Cancel My Student Debt campaign\u003c/a>. And California borrowers have access to the state’s dedicated \u003ca href=\"https://dfpi.ca.gov/consumers/student-loans/contact-us/\">Student Loan Ombudsman\u003c/a>, who can help resolve disputes with loan servicers.\u003c/p>\n\u003cp>“These big structural problems, the fact that [borrowers] can’t afford their loan payment or that nobody will return their phone calls, this isn’t because they did something wrong,” Pierce added. “It’s scary for people that are staring down a bill they can’t afford. But this is a function of public policy. It’s not an individual failing.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"excerpt": "More than 350,000 Californians are now behind on their student loan payments. Here's what to know if you're paying off student debt, from changes to income-driven repayment plans to the latest legal proceedings.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>More than 350,000 Californians are now behind on their student loan payments — the highest delinquency rate for any type of debt in over two decades, according to the \u003ca href=\"https://capolicylab.org/news/student-loan-delinquencies-surging-especially-for-older-borrowers/\">California Policy Lab\u003c/a>.\u003c/p>\n\u003cp>It’s also the highest rate of delinquencies that UC Berkeley California Policy Lab executive director Evan White said he’s seen in the data “for any credit product, including student loans, auto loans, mortgage loans, credit cards” since 2004.\u003c/p>\n\u003cp>The missed payments are a symptom of a financial safety net that was already frayed before the COVID-19 pandemic greatly disrupted loan repayments. And now, that safety net is unravelling as \u003ca href=\"https://protectborrowers.org/resource/obbba-increased-costs-fact-sheet/\">borrowers face higher bills\u003c/a>, \u003ca href=\"https://studentaid.gov/announcements-events/idr-court-actions\">fewer repayment options\u003c/a> and \u003ca href=\"https://www.federalregister.gov/documents/2025/10/31/2025-19729/william-d-ford-federal-direct-loan-direct-loan-program\">limited eligibility for loan forgiveness programs\u003c/a> amid a system that even experts call confusing.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“The federal student loan system is broken,” said Mike Pierce, Executive Director and co-founder of the legal advocacy group \u003ca href=\"https://protectborrowers.org/\">Protect Borrowers\u003c/a>. “It’s been broken for decades, and lawmakers have failed to deal with that.”\u003c/p>\n\u003cp>Amid this uncertainty, here’s what to know if you’re a borrower in the process of paying off student debt — from the changes to federal loan forgiveness and income-driven repayment plans to the latest legal proceedings and how they might affect you.\u003c/p>\n\u003cp>\u003cstrong>Jump straight to:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#Whataremyoptionsforincomedrivenrepayment\">What are my options for income-driven repayment?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#IworkforanonprofitorganizationCanIstillqualifyforPublicServiceLoanForgivenessPSLF\">I work for a nonprofit organization. Can I still qualify for Public Service Loan Forgiveness (PSLF)?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#ImenrolledintheSAVEplanWhatshouldIbedoing\">I’m enrolled in the SAVE plan. What should I be doing?\u003c/a> \u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#HowwilltheOneBigBeautifulBillimpactmyloans\">How will the ‘One Big Beautiful Bill’ impact my loans?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#IthinkmyloanservicermadeamistakeWhatshouldIdo\">I think my loan servicer made a mistake. What should I do?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>How did my student loans get so complicated?\u003c/h2>\n\u003cp>When the COVID-19 pandemic hit in 2020, \u003ca href=\"https://www.nytimes.com/2020/03/20/us/politics/coronavirus-student-loans-education-testing.html\">the federal government paused student loan payments and interest\u003c/a>, giving borrowers an unprecedented break that lasted over three years. Many Californians used that breathing room to pay down credit card debt, build up savings, and even open new lines of credit. Financial wellness metrics improved across the board, according to White and the California Policy Lab.\u003c/p>\n\u003cp>But as pandemic-era supports ended and loan payments restarted, that relief has now given way to widespread confusion. Borrowers faced mixed messages about repayment deadlines, forgiveness options and which income-driven plans they could actually enroll in. \u003ca href=\"https://www.nytimes.com/2020/11/13/business/biden-student-loans.html\">Federal loan forgiveness became a political hot potato during and after the 2020 election\u003c/a>, with \u003ca href=\"https://www.nytimes.com/2022/04/05/business/student-loan-pause-pandemic.html\">repayment deadlines rescheduled under President Donald Trump’s first term … and again\u003c/a> under President Joe Biden. And each delay created more uncertainty about when payments would resume and whether borrowers might qualify for relief, said Mike Pierce.\u003c/p>\n\u003cfigure id=\"attachment_12061284\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12061284\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/033_KQED_SanFrancisco_SFSU_03112020_6923_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/033_KQED_SanFrancisco_SFSU_03112020_6923_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/033_KQED_SanFrancisco_SFSU_03112020_6923_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/033_KQED_SanFrancisco_SFSU_03112020_6923_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">San Francisco State University on March 11, 2020. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Then the legal battles began. The SAVE plan used by millions of student loan borrowers — along with several income-driven repayment options that predated this Biden-era plan — became embroiled in court challenges that have continued to drag on for months.\u003c/p>\n\u003cp>Now, student loan borrowers have found themselves stuck in limbo for most of 2025: unable to enroll in affordable repayment plans, unsure whether they qualify for loan forgiveness and unclear about the latest and most accurate guidance.\u003c/p>\n\u003cp>The result is a system where even borrowers who \u003cem>want \u003c/em>to pay are struggling to get a handle on their loans, according to Jonathan Glater, a law professor at the University of California, Berkeley, and co-founder of the \u003ca href=\"https://www.slli.org/\">Student Loan Law Initiative\u003c/a>.\u003c/p>\n\u003cp>“One of the criticisms of this whole complicated edifice that we’ve got is that it’s very, very difficult for borrowers to navigate,” said Glater. “It is way too complicated.”\u003c/p>\n\u003ch2>Which borrowers are most affected right now?\u003c/h2>\n\u003cp>Lower-income student loan borrowers are “mostly worse off than they were before the pandemic happened,” said the California Policy Lab’s White, who’s also a member of the research team that created and maintains the \u003ca href=\"https://capolicylab.org/california-credit-dashboard/\">California Credit Dashboard\u003c/a>.\u003c/p>\n\u003cp>Older borrowers are the most likely to be impacted in California, White added. According to the California Policy Lab. \u003ca href=\"https://capolicylab.org/wp-content/uploads/2025/09/Student-Loan-Delinquencies-Surging.pdf\">One possible reason for higher delinquency rates among older borrowers is that they typically owe a larger monthly payment\u003c/a> on their student loans. \u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>The average Boomer with student debt owes $150 per month in student loan payments — 2.4 times that of the average Millennial ($62/month) and 5.8 times that of the average Gen Zer ($26/month). These loans may have been used to pay for their own education, one or more children’s education — or a combination.\u003c/p>\n\u003cp>The financial burden hitting older borrowers might also be attributed in part to the way the federal loan repayment system works, said White.\u003c/p>\n\u003cp>Loan repayment plans are designed to limit the amount of payments borrowers make to a fixed period of time. But after a long pandemic pause, borrowers may be resuming their payments with fewer monthly payments remaining — and a balance that hasn’t diminished, or has actually grown from interest.\u003c/p>\n\u003cp>The result: higher monthly payments than what borrowers may have been paying even prior to pandemic assistance.\u003c/p>\n\u003ch2>\u003ca id=\"Whataremyoptionsforincomedrivenrepayment\">\u003c/a>What are my options for income-driven repayment?\u003c/h2>\n\u003cp>After a two-month freeze, \u003ca href=\"https://studentloanborrowerassistance.org/idr-application-is-back-up/#2\">the Department of Education is now processing applications for income-driven repayment (IDR) plans again\u003c/a>.\u003c/p>\n\u003cp>There are currently four IDR plans available to borrowers with federal student loans. (Federal loans generally include “direct” or “federal” in the title, but you can find \u003ca href=\"https://studentaid.gov/manage-loans/repayment/plans/income-driven#eligibility\">a complete list of eligible loan types here\u003c/a>, to make sure yours qualifies.)\u003c/p>\n\u003cfigure id=\"attachment_12047499\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12047499 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/DepartofEducation.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/DepartofEducation.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/DepartofEducation-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/DepartofEducation-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The U.S. Department of Education is seen before the Safeguard Students, Empower Education Rally & Press Conference on April 29, 2025, in Washington, D.C. \u003ccite>(Pete Kiehart for The Washington Post via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>It’s important to carefully compare plans, as each borrower’s situation is different. You can use this \u003ca href=\"https://studentaid.gov/loan-simulator/\">Federal Student Loan Simulator\u003c/a> to calculate and compare your monthly payments under each of the available federal IDR plans.\u003c/p>\n\u003cp>All IDR plans base your monthly loan payment on a percentage of your discretionary income, in combination with your family size. The exact percentage of your income and how long you will have to repay varies by plan.\u003c/p>\n\u003cp>You can find \u003ca href=\"https://studentaid.gov/manage-loans/repayment/plans/income-driven#repayment-period\">detailed information about all federal IDR plans here\u003c/a>, but here are the highlights at a glance:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Pay As You Earn (PAYE) Repayment Plan\u003c/strong>\n\u003cul>\n\u003cli>Capped at 10% of discretionary income, repaid over 20 years\u003c/li>\n\u003c/ul>\n\u003c/li>\n\u003cli>\u003cstrong>New Income-Based Repayment (IBR) Plan\u003c/strong>\n\u003cul>\n\u003cli>For eligible loans borrowed \u003cem>after \u003c/em>July 1, 2014\u003c/li>\n\u003cli>Capped at 10% of discretionary income, repaid over 20 years\u003c/li>\n\u003c/ul>\n\u003c/li>\n\u003cli>\u003cstrong>Old Income-Based Repayment (IBR) Plan\u003c/strong>\n\u003cul>\n\u003cli>For eligible loans borrowed \u003cem>before \u003c/em>July 1, 2014\u003c/li>\n\u003cli>Capped at 15% of discretionary income, repaid over 25 years\u003c/li>\n\u003c/ul>\n\u003c/li>\n\u003cli>\u003cstrong>Income-Contingent Repayment (ICR) Plan\u003c/strong>\n\u003cul>\n\u003cli>Capped at 20% of discretionary income, repaid over 25 years\u003c/li>\n\u003c/ul>\n\u003c/li>\n\u003c/ul>\n\u003cp>\u003ca href=\"https://studentaid.gov/idr/\">Apply for an income-driven plan for the first time, or switch between plans, here\u003c/a>.\u003c/p>\n\u003ch2>The benefits of income-driven repayment plans\u003c/h2>\n\u003cp>For some people, payments on an IDR plan can be as low as $0 per month. Others may be able to take advantage of another perk — exemption from interest on their loans — if their income-adjusted payments wouldn’t cover the interest accruing on their student loans each month.\u003c/p>\n\u003cp>IDR plans also operate on a fixed schedule, meaning you’re committed to repaying them over a period of 20 or 25 years — \u003ca href=\"https://www.kqed.org/mindshift/65643/how-is-your-student-loan-repayment-affected-by-the-one-big-beautiful-bill\">although the new Repayment Assistance Plan (RAP) will offer a 30-year repayment period \u003c/a>beginning in 2028. While paying several decades of loan payments may not sound like your idea of a great time, any remaining loan balance could be forgiven outright if your federal student loans aren’t fully repaid by the end of this period.\u003c/p>\n\u003ch2>The drawbacks of income-driven repayment plans\u003c/h2>\n\u003cp>Before you celebrate loan forgiveness, be sure to read the fine print. Loan balances forgiven at the end of an IDR repayment period are actually subject to income tax — leading savvy borrowers to save for the \u003ca href=\"https://tax.thomsonreuters.com/news/changes-ahead-for-taxpayers-with-discharged-student-loan-debt/\">“tax bomb” that will accompany their emancipation from student debt\u003c/a>.\u003c/p>\n\u003cp>Once you enroll in an IDR plan, you should also set a reminder to update, or “recertify,” your income and family size every year, even if there has been no change.\u003c/p>\n\u003cfigure id=\"attachment_12049948\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12049948\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/AP25195724697543-scaled-e1764803931499.jpg\" alt=\"\" width=\"2000\" height=\"1333\">\u003cfigcaption class=\"wp-caption-text\">Education Secretary Linda McMahon speaks during a Senate Appropriations hearing, Tuesday, June 3, 2025, on Capitol Hill in Washington. \u003ccite>(Julia Demaree Nikhinson/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The consequences for borrowers on IDR plans who don’t recertify their incomes are strict, as you could be removed from your plan and placed on an alternative plan where monthly payments are \u003cem>not \u003c/em>based on income, leading to higher monthly payments and resumed interest.\u003c/p>\n\u003cp>And while you can reapply for your preferred IDR plan, recertification issues can cause delays in loan forgiveness, not to mention financial stress. The Department of Education warns that \u003ca href=\"https://studentaid.gov/help-center/answers/article/status-of-idr-plan-application\">new applications for IDR plans typically take 30 days to process\u003c/a> – leaving you on the hook for any student loan payments and interest accrued in the meantime.\u003c/p>\n\u003cp>\u003ca href=\"https://studentaid.gov/idr/\">Apply for an income-driven plan for the first time, or switch between plans, here\u003c/a>.\u003c/p>\n\u003ch2>\u003ca id=\"IworkforanonprofitorganizationCanIstillqualifyforPublicServiceLoanForgivenessPSLF\">\u003c/a>I work for a nonprofit organization. Can I still qualify for Public Service Loan Forgiveness (PSLF)?\u003c/h2>\n\u003cp>If you work for a nonprofit or government employer, Public Service Loan Forgiveness (PSLF) can be a powerful tool for managing your student debt.\u003c/p>\n\u003cp>Here’s how it works: make 120 qualifying monthly payments over a 10-year period while working full-time for a qualifying employer, and any remaining federal student loan debt gets forgiven — without that “tax bomb” of income-driven repayment plans.\u003c/p>\n\u003cp>PSLF was created by Congress in 2007 specifically to help recruit and retain talented people in public service jobs that often pay less than private sector positions. More than 1 million public servants, from teachers, nurses and social workers to librarians and public defenders, had their loans forgiven through this program under the Biden administration. \u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Now, \u003ca href=\"https://www.nytimes.com/2025/03/07/us/politics/trump-executive-order-student-loan-forgiveness.html\">President Donald Trump’s second administration is seeking to change who qualifies\u003c/a>. An executive order signed by Trump in March and set to take effect July 1, 2026, would allow the education secretary — not the courts or Congress — to deny loan forgiveness to workers whose employers engage in activities deemed to have a “substantial illegal purpose.”\u003c/p>\n\u003cp>The \u003ca href=\"https://www.federalregister.gov/documents/2025/10/31/2025-19729/william-d-ford-federal-direct-loan-direct-loan-program\">examples listed in the rule include\u003c/a> “aiding and abetting violations of Federal immigration laws” and providing certain types of gender-affirming care. San Francisco and several other cities are suing to block this rule.\u003c/p>\n\u003cp>Protect Borrowers has been involved in filing several of these lawsuits, claiming that restricting public service loan forgiveness is “an attempt to target organizations and jurisdictions whose missions and policies do not align with [the Trump administration’s] political positions on immigration, race, gender, free speech, and public protest.”\u003c/p>\n\u003cp>“The Trump administration recognized that there’s real power in the federal government, because it is the creditor for 40 million people,” Pierce said. He is concerned that public service workers could lose access to loan forgiveness simply because their employer resisted federal immigration enforcement or maintained diversity, equity and inclusion programs — even though those local policies may be perfectly legal.\u003c/p>\n\u003cp>So amid this legal action, what should you do if you’re working toward PSLF forgiveness?\u003c/p>\n\u003col>\n\u003cli>\u003cstrong> Don’t wait\u003c/strong>\u003c/li>\n\u003c/ol>\n\u003cp>Submit your employment certification forms now to get credit for the payments you’ve already made.\u003c/p>\n\u003col start=\"2\">\n\u003cli>\u003cstrong> Keep meticulous records \u003c/strong>\u003c/li>\n\u003c/ol>\n\u003cp>Your employment, every loan payment you’ve made — collect screenshots, confirmation emails, everything.\u003c/p>\n\u003col start=\"3\">\n\u003cli>\u003cstrong> Work extra-fast if you’re close to hitting that 120-payment mark\u003c/strong>\u003c/li>\n\u003c/ol>\n\u003cp>Prioritize reaching that threshold before the July 2026 deadline when this rule takes effect.\u003c/p>\n\u003cp>And if you’re currently enrolled in SAVE, consider switching to another income-driven repayment plan to resume qualifying PSLF payments.\u003c/p>\n\u003cp>You should also pay attention to how this lawsuit unfolds, said Pierce. \u003ca href=\"https://protectborrowers.org/litigation/pslf-lawsuit/\">The plaintiffs argue the Education Department is overstepping its authority and rewriting what Congress clearly defined as “public service” — any government job or 501(c)(3) nonprofit\u003c/a>. The courts will ultimately decide whether the secretary has the power to add political litmus tests to a program Congress designed to support all public service workers.\u003c/p>\n\u003cp>In the meantime, protect yourself by documenting everything and staying informed about your rights.\u003c/p>\n\u003ch2>\u003ca id=\"ImenrolledintheSAVEplanWhatshouldIbedoing\">\u003c/a>I’m enrolled in the SAVE plan. Should I switch to another income-driven repayment option?\u003c/h2>\n\u003cp>The SAVE plan was designed to be a lifeline — the most affordable income-driven repayment option the federal government had offered to date.\u003c/p>\n\u003cp>Promising shorter repayment periods, more generous income calculations that would lower monthly payments and a faster path to loan forgiveness for low-income borrowers, \u003ca href=\"https://protectborrowers.org/new-court-filing-reveals-backlog-of-2-million-borrower-payment-plan-applications/#:~:text=Background,district%20court%20for%20further%20proceedings.\">the SAVE plan had eight million enrollees\u003c/a> as of May 2025.\u003c/p>\n\u003cfigure id=\"attachment_11955722\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11955722\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED.jpg\" alt='People hold signs reading \"Cancel Student Debt Now!\" in front of the columned facade of the supreme court.' width=\"2000\" height=\"1302\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-800x521.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-1020x664.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-160x104.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-1536x1000.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KD-KQED-1920x1250.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Student debt relief activists participate in a rally at the U.S. Supreme Court on June 30, 2023, in Washington, D.C. \u003ccite>(Kevin Dietsch/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>But Missouri and several other Republican-led states filed lawsuits challenging the SAVE repayment plan and arguing that the Biden administration had overstepped its authority beginning in spring 2024 — and \u003ca href=\"https://studentloanborrowerassistance.org/part-2-the-current-impact-on-borrowers-of-lawsuits-challenging-the-save-plan-and-the-removal-of-idr-applications/\">SAVE has been frozen in legal limbo ever since\u003c/a>.\u003c/p>\n\u003cp>If you’re enrolled in SAVE, here’s what’s happening with your loans right now: You haven’t been required to make payments since last summer while the case winds through the courts.\u003c/p>\n\u003cp>You’re in what’s known as “forbearance,” and while those months do count toward eventual income-driven repayment forgiveness (typically after 20 to 25 years), they don’t count as qualifying payments toward Public Service Loan Forgiveness.\u003c/p>\n\u003cp>And as of August, interest has resumed accruing — which means your balance will continue to grow each month, unless you make payments to offset the interest.\u003c/p>\n\u003cp>For borrowers working toward PSLF who are close to the 120-payment finish line, staying in SAVE means you’re losing time: those paused months won’t count, and \u003ca href=\"https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service/public-service-loan-forgiveness-buyback\">you may need to use a “buy back” option later to pay for these months retroactively\u003c/a>.\u003c/p>\n\u003cp>The good news? You have options. Applications for other income-driven repayment plans — Income-Based Repayment, Pay as You Earn, and Income-Contingent Repayment — are now open again after a months-long delay. If you’re pursuing Public Service Loan Forgiveness, switching to one of these plans means your payments will start counting toward that 120-payment requirement again.\u003c/p>\n\u003cp>And if you’re simply trying to stop your balance from ballooning, moving to an active repayment plan gives you more control. The application process may take a few weeks, but for many borrowers — especially those close to PSLF eligibility or watching their interest pile up — making the switch may be worth it to get back on track.\u003c/p>\n\u003ch2>\u003ca id=\"HowwilltheOneBigBeautifulBillimpactmyloans\">\u003c/a>How will the ‘One Big Beautiful Bill’ impact my loans?\u003c/h2>\n\u003cp>If you’re a federal student loan borrower, the \u003ca href=\"https://www.congress.gov/bill/119th-congress/house-bill/1/text\">H.R.1 budget, known as the One Big Beautiful Bill Act\u003c/a>, that passed in July, included changes to the federal loan system that could impact you.\u003c/p>\n\u003cp>The SAVE plan is being shut down by July 1, 2028 — but so are two other income-driven repayment plans: Pay as You Earn (PAYE) and Income-Contingent Repayment (ICR). If you’re currently enrolled in either of these plans, you’ll need to switch before that deadline.\u003c/p>\n\u003cfigure id=\"attachment_12047827\" class=\"wp-caption aligncenter\" style=\"max-width: 1800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12047827\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/npr.brightspotcdn-copy-7.jpg\" alt=\"\" width=\"1800\" height=\"1200\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/npr.brightspotcdn-copy-7.jpg 1800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/npr.brightspotcdn-copy-7-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/npr.brightspotcdn-copy-7-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1800px) 100vw, 1800px\">\u003cfigcaption class=\"wp-caption-text\">President Trump bangs a gavel after signing the One Big Beautiful Bill Act at the White House on July 4. \u003ccite>(Brendan Smialowski/Pool/AFP via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The Income-Based Repayment (IBR) plan, a Reagan-era program that was implemented by Congress, will remain available for current borrowers. Pierce said it’s worth considering now, especially since it offers loan forgiveness after 20 or 25 years instead of the 30 years required under the Trump administration’s proposed replacement plan.\u003c/p>\n\u003cp>That new Repayment Assistance Plan (RAP) won’t be ready until next year, and key details haven’t been revealed yet — leaving borrowers with limited information to plan ahead.\u003c/p>\n\u003cp>The spending bill includes provisions that also affect future students: new borrowers taking out loans after July 1, 2026, will not have access to traditional income-driven repayment plans at all. They’ll be limited to the new RAP or a standard fixed-payment plan, both with far less flexibility than previous options. \u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>The law also introduces borrowing caps for graduate and professional degree students ($20,500 annually, $100,000 lifetime) and parents taking out loans to assist with a child’s education ($20,000 per year, $65,000 per child).\u003c/p>\n\u003cp>Student loan experts worry these caps will push more borrowers toward private lenders, which charge higher interest rates, offer less favorable terms and don’t qualify for any income-driven repayment or forgiveness programs.\u003c/p>\n\u003cp>“You’re pushing people into the private student loan market and away from safe federal student loans with good consumer protections,” said Pierce.\u003c/p>\n\u003cp>According to Jonathan Glater, H.R.1 does nothing to address why student debt became a crisis in the first place: skyrocketing college tuition costs. By capping federal borrowing without tackling affordability, the law may simply shift the burden from federal loans to private debt, he warned — or price students out of higher education entirely.\u003c/p>\n\u003cp>“My fear is that what we are seeing is a lifting of the ladder of higher ed opportunity higher, so it’ll be out of reach for more people,” said Glater.\u003c/p>\n\u003cp>If you’re planning for graduate school or helping a child pay for college, factor these new limits into your timeline and consider whether starting \u003cem>before \u003c/em>July 2026 would give you access to more generous borrowing options.\u003c/p>\n\u003cp>And document everything — experts caution that, considering the sheer volume of changes, and the Education Department operating with reduced staff, keeping detailed records of your loans, payments, and applications is more important than ever.\u003c/p>\n\u003ch2>\u003ca id=\"IthinkmyloanservicermadeamistakeWhatshouldIdo\">\u003c/a>I think my loan servicer made a mistake. What should I do?\u003c/h2>\n\u003cp>Your federal student loans might be owned by the government, but they’re managed by private loan servicing companies.\u003c/p>\n\u003cp>“It is a black mark on the student loan system that people need to know what a student loan servicer is,” Pierce said. These are companies contracted to administer and collect your loans, handle your payments, process paperwork for income-driven repayment plans and answer your questions.\u003c/p>\n\u003cfigure id=\"attachment_11955727\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11955727 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED.jpg\" alt='A person with long hair and a black t-shirt holds up a bright yellow sign reading \"Cancel Student Debt\" amidst others doing similar.' width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/07/230714-SUPREME-COURT-STUDENT-DEBT-Getty-KN-KQED-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A demonstrator holds a “Cancel Student Debt” sign outside of the Supreme Court of the United States after the nation’s high court stuck down President Biden’s student debt relief program in Washington, D.C. on June 30, 2023. \u003ccite>(Kent Nishimura/Los Angeles Times via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The problem? In their role as the middleman between you and the Department of Education, several \u003ca href=\"https://www.consumerfinance.gov/about-us/newsroom/cfpb-bans-navient-from-federal-student-loan-servicing-and-orders-the-company-to-pay-120-million-for-wide-ranging-student-lending-failures/\">loan servicers have made serious administrative errors\u003c/a> and \u003ca href=\"https://www.aft.org/sites/default/files/media/documents/2024/AFT%20v.%20MOHELA_Complaint%2007.22.2024.pdf\">have been targets of class action lawsuits for mishandling borrower accounts\u003c/a>.\u003c/p>\n\u003cp>“We hear the worst stories about lost paperwork, changing balances, the rules being rewritten for people right in the middle of paying their loans back when those loan companies change,” said Pierce.\u003c/p>\n\u003cp>If you’ve been repaying loans for a while, you’ve probably experienced at least one transfer of your debt from one servicer to another. According to Pierce, each transfer creates an opportunity for information to get lost, payment counts to be recorded incorrectly or for the servicer to lose contact with you entirely.\u003c/p>\n\u003cp>If you think your loan servicer made a mistake — whether it’s incorrect payment counts, wrong balance information, or problems with your repayment plan — don’t just accept it, urged Pierce.\u003c/p>\n\u003cp>Protect Borrowers has detailed resources on their website explaining what steps to take when your servicer gets it wrong, which include:\u003c/p>\n\u003cp>\u003cstrong>Start by documenting everything\u003c/strong>\u003c/p>\n\u003cp>Take screenshots of your account, save emails and letters, and keep records of every phone call, said Pierce — including the date, time, and name of the representative.\u003c/p>\n\u003cp>\u003cstrong>File a formal complaint with your servicer first\u003c/strong>\u003c/p>\n\u003cp>…but be ready to escalate to the \u003ca href=\"https://studentaid.gov/feedback-ombudsman\">Federal Student Aid Ombudsman\u003c/a> if the issue isn’t resolved.\u003c/p>\n\u003cp>California borrowers have an additional resource: the state’s dedicated \u003ca href=\"https://dfpi.ca.gov/consumers/student-loans/contact-us/\">Student Loan Ombudsman\u003c/a>, who can help navigate disputes and advocate on your behalf.\u003c/p>\n\u003cp>\u003cstrong>Be proactive and persistent\u003c/strong>\u003c/p>\n\u003cp>Loan servicers handle millions of accounts, and mistakes happen — but those mistakes can cost you thousands of dollars or years of progress toward forgiveness if they’re not caught and corrected, said Pierce.\u003c/p>\n\u003cp>\u003cstrong>Don’t assume your servicer has correct information for you\u003c/strong>\u003c/p>\n\u003cp>…especially after a transfer. Regularly check your account, verify your payment counts match your records, and if something looks off, speak up immediately. The more documentation you have, the easier it will be to prove an error and get it fixed, said Pierce.\u003c/p>\n\u003cp>His advice for borrowers “that are just stuck” is to go to your lawmaker and \u003ca href=\"https://protectborrowers.org/resource/protect-borrowers-congressional-casework-tool/\">open up a case with your local member of Congress or your state senator\u003c/a>.\u003c/p>\n\u003cp>“There’s only so much you can do with the current law, but for people that are stuck waiting on hold … or feel like they’ve been lied to by a student loan company, often going to your member of congress and opening up a case with them is the best way forward here,” he said, adding that Congressional casework can cut through red tape when the Education Department is overwhelmed or unresponsive.\u003c/p>\n\u003ch2>I need help navigating my student loans, but I’m not hearing back. Why?\u003c/h2>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/12031831/i-have-student-loans-what-should-i-do-during-these-department-of-education-cuts\">The Department of Education has been hit hard by cuts under the Trump administration;\u003c/a> its workforce was slashed in half earlier this year, \u003ca href=\"https://www.ed.gov/about/news/press-release/us-department-of-education-initiates-reduction-force\">dropping from about 4,100 employees to roughly 2,200\u003c/a>.\u003c/p>\n\u003cp>Many of the dismissed employees worked within the Federal Student Aid department and assisted with the technical administration of student loans, including handling disputes between borrowers and loan servicers and answering FAFSA questions.\u003c/p>\n\u003cfigure id=\"attachment_12058099\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12058099\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/09/20250929_UCBERKELEY_GC-1-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/09/20250929_UCBERKELEY_GC-1-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/09/20250929_UCBERKELEY_GC-1-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/09/20250929_UCBERKELEY_GC-1-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Students walk on campus at UC Berkeley in Berkeley on Sept. 29, 2025. \u003ccite>(Gina Castro/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The recent government shutdown has only made things worse, \u003ca href=\"https://www.kqed.org/news/12058230/government-shutdown-affect-student-loans-fafsa-education-department-2025\">furloughing about 87% of the department’s remaining workforce\u003c/a>.\u003c/p>\n\u003cp>The practical impact? Expect longer wait times for processing income-driven repayment applications, employment certification for PSLF and responses to borrower disputes.\u003c/p>\n\u003cp>The good news is you’re not on your own. While the federal government has scaled back support, there are still nonprofit organizations and state resources available to help you navigate your loans.\u003c/p>\n\u003cp>The National Consumer Law Center offers \u003ca href=\"https://www.nclc.org/issue/student-loans/\">Student Loan Borrower Assistance\u003c/a>, providing free information for people struggling with payments or dealing with default. Protect Borrowers focuses on existing pathways to debt cancellation through the \u003ca href=\"https://www.cancelmystudentdebt.org/\">Cancel My Student Debt campaign\u003c/a>. And California borrowers have access to the state’s dedicated \u003ca href=\"https://dfpi.ca.gov/consumers/student-loans/contact-us/\">Student Loan Ombudsman\u003c/a>, who can help resolve disputes with loan servicers.\u003c/p>\n\u003cp>“These big structural problems, the fact that [borrowers] can’t afford their loan payment or that nobody will return their phone calls, this isn’t because they did something wrong,” Pierce added. “It’s scary for people that are staring down a bill they can’t afford. But this is a function of public policy. It’s not an individual failing.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"slug": "calfresh-snap-benefits-free-food-stamps-fruit-vegetables-ebt-program",
"title": "On CalFresh? How to Get $60 of Free Fruits and Vegetables Each Month",
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"headTitle": "On CalFresh? How to Get $60 of Free Fruits and Vegetables Each Month | KQED",
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"content": "\u003cp>It’s only been a month since\u003ca href=\"https://www.kqed.org/news/12060770/snap-calfresh-food-stamps-government-shutdown-november-payments-ebt\"> the federal government shutdown\u003c/a> caused the 5.5 million Californians who use CalFresh — the state’s version of the Supplemental Nutrition Assistance Program — to see their payments delayed.\u003c/p>\n\u003cp>And although payments of SNAP (formerly referred to as food stamps) have restarted, another holiday season is around the corner, putting extra strain on folks who are food insecure in the Bay Area.\u003c/p>\n\u003cp>One positive development: the CalFresh Fruit and Vegetable EBT Program — a state program offering SNAP recipients up to $60 of free produce each month — has restarted as of November.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003ca href=\"https://a24.asmdc.org/press-releases/20251120-calfresh-program-relaunches-make-healthy-food-more-affordable\">The program, which first launched in 2023\u003c/a>, is dependent on state-allocated annual funds that are spent until they’re used up, and the 2024 cycle ran out for CalFresh users back in January of this year.\u003c/p>\n\u003cp>But this year, the program has received an injection of $36 million, which is projected to last until summer 2026.\u003c/p>\n\u003cp>In previous years, the CalFresh Fruit and Vegetable EBT Program has made “a real, real difference to so many families,” before its funds were used up, said Assemblymember Alex Lee (D-San José), who chairs the state Legislature’s Human Services Committee with oversight of CalFresh policy.\u003c/p>\n\u003cfigure id=\"attachment_11792620\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11792620 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/12/ap_17271692702067-ea1b97e98e157d598fa245d9c752f917e6c25c57-e1576950264238.jpg\" alt=\"\" width=\"1920\" height=\"1440\">\u003cfigcaption class=\"wp-caption-text\">The CalFresh Fruit and Vegetable EBT program has officially restarted, offering SNAP recipients up to $60 in free monthly produce. \u003ccite>(Danny Moloshok/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>But despite that, he said, “still only a small percentage of all CalFresh-eligible families are using it.”\u003c/p>\n\u003cp>While only six stores in the Bay Area are participating in the program right now — almost all of them in the South Bay — anyone receiving CalFresh benefits can automatically receive $60 worth of fresh produce each month if they’re able to reach one of these locations.\u003c/p>\n\u003cp>Keep reading for how the CalFresh Fruit and Vegetable EBT Program works, where it’s available and how to redeem your money in-store.\u003c/p>\n\u003cp>And if you don’t need this information yourself right now, consider sharing it with someone else who might: “One in five Californians suffer from food insecurity,” Lee said. “So statistically speaking, you are, or you know someone who is struggling with food.”\u003c/p>\n\u003ch2>Can anyone on CalFresh use the CalFresh Fruit and Vegetable EBT Program?\u003c/h2>\n\u003cp>Yes: If you receive any CalFresh (SNAP) benefits, you have automatic access to the CalFresh Fruit and Vegetable EBT Program at participating stores (see below).\u003c/p>\n\u003cp>You don’t need to apply for anything, as your EBT card itself is your proof of eligibility.\u003c/p>\n\u003ch2>Can I use the CalFresh Fruit and Vegetable EBT Program in any store that accepts EBT?\u003c/h2>\n\u003cp>No: You’ll need to visit one of the specific stores participating in the program.[aside postID=news_11974262 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2024/01/GettyImages-1322106041-1536x1024-1-1020x680.jpg']In the Bay Area, almost all of these stores are in Santa Clara County:\u003c/p>\n\u003cul>\n\u003cli>Santa Fe Foods, 860 White Road, San José\u003c/li>\n\u003cli>Arteaga’s Food Center, 204 Willow St., San José\u003c/li>\n\u003cli>Arteaga’s Food Center, 1003 Lincoln Ave., San José\u003c/li>\n\u003cli>Arteaga’s Food Center, 2620 Alum Rock Ave., San José\u003c/li>\n\u003cli>Arteaga’s Food Center, 6906 Automall Pkwy., Gilroy\u003c/li>\n\u003c/ul>\n\u003cp>In Alameda County, you can use the program at:\u003c/p>\n\u003cul>\n\u003cli>Santa Fe Foods, 7356 Thornton Ave., Newark\u003c/li>\n\u003c/ul>\n\u003cp>There are also participating stores in Monterey and Salinas counties, and several in the Los Angeles area. See a full list of grocery stores participating in \u003ca href=\"https://www.cdss.ca.gov/inforesources/ebt/california-fruit-vegetable-ebt-pilot-project\">the CalFresh Fruit and Vegetable EBT Program\u003c/a>.\u003c/p>\n\u003ch2>How do I use the CalFresh Fruit and Vegetable EBT Program in the store?\u003c/h2>\n\u003cp>First, make sure you’re in one of \u003ca href=\"https://www.cdss.ca.gov/inforesources/ebt/california-fruit-vegetable-ebt-pilot-project\">the stores participating in the program\u003c/a> — mistakes can happen — and that you’ve brought your EBT card with you.\u003c/p>\n\u003cp>Next, do your shopping as normal, and pick up fresh fruits and vegetables as part of your trip. You don’t have to separate the produce or pay for it in a different transaction.\u003c/p>\n\u003cp>At the register, tell the cashier you’d like to use your EBT card to pay for your shopping, like you usually would. When it comes to the fresh fruits and vegetables in your cart, you’ll initially see the costs of those particular items come off your EBT funds — but then those funds will be immediately returned, making that produce effectively free at the register.\u003c/p>\n\u003cfigure id=\"attachment_11943822\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11943822 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/03/GettyImages-1144627849-scaled-e1764880413771.jpg\" alt=\"A young Asian man with short dark hair and round glasses carries a 1-year-old girl, with tiny black pigtails, in a harness on his chest, with the girl facing out. They stand in the light of a vegetable display in a supermarket. The man holds a plastic container full of green vegetables, maybe cucumbers, smiling as his daughter reaches out to touch the box.\" width=\"2000\" height=\"1334\">\u003cfigcaption class=\"wp-caption-text\">If you receive any CalFresh (SNAP) benefits, you have automatic access to the CalFresh Fruit and Vegetable EBT Program at participating stores. \u003ccite>(d3sign/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Another way of seeing it: If your cart amounts to $15 of EBT-eligible food, including $5 of produce, you’ll initially see $15 debited from your card on the screen — but then you’ll see the instant rebate of $5 for your produce, meaning your final receipt will only be $10.\u003c/p>\n\u003cp>“People don’t have to enroll and do anything different; they don’t have to keep track of some paper coupon or some other card,” said Eli Zigas, executive director of Fullwell: the Bay Area nonprofit advocacy organization partnering with the state to administer the program this year.\u003c/p>\n\u003cp>“It’s all built into the EBT card at the participating locations,” he said.\u003c/p>\n\u003cp>And while you can get these instant rebates for up to $60 worth of produce each month, remember: You don’t have to “spend” that $60 up in one transaction. Your EBT will automatically keep track of your produce purchases and just stop issuing the instant rebates once you’ve hit that $60 cap for the month.\u003c/p>\n\u003ch2>Does the amount of produce I can buy using the CalFresh Fruit and Vegetable EBT Program depend on how much I’m receiving in CalFresh benefits?\u003c/h2>\n\u003cp>No: Every CalFresh household can get up to $60 of free fresh fruits and vegetables with their EBT card, regardless of the amount of benefits they receive. It’s a flat amount for all SNAP users in the state.\u003c/p>\n\u003ch2>My EBT balance is at $0 right now. Can I still use the CalFresh Fruit and Vegetable EBT Program?\u003c/h2>\n\u003cp>No: To get the instant rebate on money spent on fresh fruit and vegetables, you’ll first need to actually spend those funds using your EBT card — even though you’ll immediately get the money back onto that card.\u003c/p>\n\u003cp>If you don’t have any money on your EBT card available, you’ll have to wait until your CalFresh funds are reloaded next month to be able to use the program again. But remember that if your EBT funds are running low, you can still spend a smaller amount — or whatever’s available on your card — on fresh fruit and vegetables and receive the money back instantly, until you’ve maxed out that $60-per-month cap.\u003c/p>\n\u003ch2>Is there a deadline to use the CalFresh Fruit and Vegetable EBT Program?\u003c/h2>\n\u003cp>The $36 million approved in the most recent state budget by the California legislature and Gov. Gavin Newsom for the CalFresh Fruit and Vegetable EBT Program “is three and a half times more money than this program has ever had previously for an annual cycle,” Zigas said.\u003c/p>\n\u003cp>In previous years, Lee said, the funding would last for different periods “because the program was so wildly successful and oversubscribed that it would run out for a while.”\u003c/p>\n\u003cfigure id=\"attachment_11104718\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11104718 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/11104717-thumb-e1764880797557.jpg\" alt=\"\" width=\"2000\" height=\"1350\">\u003cfigcaption class=\"wp-caption-text\">CalFresh (SNAP) recipients have automatic access to the CalFresh Fruit and Vegetable EBT Program at participating stores. \u003ccite>(Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>So what about 2026? “We estimate, based on previous usage, that the program will have funds to run through the summer,” Zigas said.\u003c/p>\n\u003cp>But after summer arrives, Zigas said, “it’s all going to depend on what the usage is, and whether there’s renewed funding.” So while you still have many months to try the program, you shouldn’t wait too long — not least because each month that passes will bring another $60 for you to spend on produce.\u003c/p>\n\u003cp>In the wake of \u003ca href=\"https://www.kqed.org/news/12062685/eating-for-survival-with-november-snap-delays-how-will-bay-area-families-cope\">the SNAP delays caused by the government shutdown\u003c/a>, “I think people have seen recently more than ever before how important CalFresh is and how much people are struggling to put food on the table,” Zigas said. “We would love to see this program not only operate continuously all year long without interruption, but also expand — because it’s a limited number of grocery stores right now offering this program, and it could be so much bigger.”\u003c/p>\n\u003ch2>Is the CalFresh Fruit and Vegetable EBT Program the same as Market Match, and can I use both?\u003c/h2>\n\u003cp>\u003ca href=\"https://marketmatch.org/\">Market Match\u003c/a> is a statewide program that distributes funds to farmers’ markets across California, allowing people using CalFresh to “match” an amount of their choosing from their EBT card at the market with tokens to spend at that location — essentially doubling their funds.\u003c/p>\n\u003cblockquote class=\"tiktok-embed\" style=\"max-width: 605px; min-width: 325px;\" cite=\"https://www.tiktok.com/@kqedofficial/video/7244672340460637482\" data-video-id=\"7244672340460637482\">\n\u003csection>\u003ca title=\"@kqedofficial\" href=\"https://www.tiktok.com/@kqedofficial?refer=embed\" target=\"_blank\" rel=\"noopener\">@kqedofficial\u003c/a> If you use CalFresh, otherwise known as food stamps, you could be getting extra money to spend at your local farmer’s market. It’s called Market Match, and here’s a step-by-step guide for when you use your EBT card there. \u003ca title=\"calfresh\" href=\"https://www.tiktok.com/tag/calfresh?refer=embed\" target=\"_blank\" rel=\"noopener\">#CalFresh\u003c/a> \u003ca title=\"foodstamps\" href=\"https://www.tiktok.com/tag/foodstamps?refer=embed\" target=\"_blank\" rel=\"noopener\">#FoodStamps\u003c/a> \u003ca title=\"ebt\" href=\"https://www.tiktok.com/tag/ebt?refer=embed\" target=\"_blank\" rel=\"noopener\">#EBT\u003c/a> \u003ca title=\"farmersmarket\" href=\"https://www.tiktok.com/tag/farmersmarket?refer=embed\" target=\"_blank\" rel=\"noopener\">#FarmersMarket\u003c/a> \u003ca title=\"♬ original sound - kqed\" href=\"https://www.tiktok.com/music/original-sound-7244672377030757162?refer=embed\" target=\"_blank\" rel=\"noopener\">♬ original sound – kqed\u003c/a>\u003c/section>\n\u003c/blockquote>\n\u003cp>[tiktok]\u003c/p>\n\u003cp>Market Match is a separate state program from the CalFresh Fruit and Vegetable EBT Program, but people on CalFresh can use both programs.\u003c/p>\n\u003cp>\u003ca href=\"https://marketmatch.org/\">Learn more about the Market Match program\u003c/a>, and watch KQED’s video on how to use your EBT card at your local market.\u003c/p>\n\u003ch2>Why does the CalFresh Fruit and Vegetable EBT Program focus on fresh produce specifically?\u003c/h2>\n\u003cp>The program’s focus on fresh fruit and vegetables “is recognizing that CalFresh benefits, as good as they are, are often insufficient for people to afford the food that they want for their families,” Zigas said.\u003c/p>\n\u003cp>This is especially true of fresh fruits and vegetables, he said, “which are harder to justify buying when you have less income because they’re not shelf stable, and you don’t know if your kids are necessarily going to like them.\u003c/p>\n\u003cp>“People would like to buy fresh fruits and vegetables, and often just don’t feel like they can make that choice — or afford it,” he said.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>It’s only been a month since\u003ca href=\"https://www.kqed.org/news/12060770/snap-calfresh-food-stamps-government-shutdown-november-payments-ebt\"> the federal government shutdown\u003c/a> caused the 5.5 million Californians who use CalFresh — the state’s version of the Supplemental Nutrition Assistance Program — to see their payments delayed.\u003c/p>\n\u003cp>And although payments of SNAP (formerly referred to as food stamps) have restarted, another holiday season is around the corner, putting extra strain on folks who are food insecure in the Bay Area.\u003c/p>\n\u003cp>One positive development: the CalFresh Fruit and Vegetable EBT Program — a state program offering SNAP recipients up to $60 of free produce each month — has restarted as of November.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003ca href=\"https://a24.asmdc.org/press-releases/20251120-calfresh-program-relaunches-make-healthy-food-more-affordable\">The program, which first launched in 2023\u003c/a>, is dependent on state-allocated annual funds that are spent until they’re used up, and the 2024 cycle ran out for CalFresh users back in January of this year.\u003c/p>\n\u003cp>But this year, the program has received an injection of $36 million, which is projected to last until summer 2026.\u003c/p>\n\u003cp>In previous years, the CalFresh Fruit and Vegetable EBT Program has made “a real, real difference to so many families,” before its funds were used up, said Assemblymember Alex Lee (D-San José), who chairs the state Legislature’s Human Services Committee with oversight of CalFresh policy.\u003c/p>\n\u003cfigure id=\"attachment_11792620\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11792620 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/12/ap_17271692702067-ea1b97e98e157d598fa245d9c752f917e6c25c57-e1576950264238.jpg\" alt=\"\" width=\"1920\" height=\"1440\">\u003cfigcaption class=\"wp-caption-text\">The CalFresh Fruit and Vegetable EBT program has officially restarted, offering SNAP recipients up to $60 in free monthly produce. \u003ccite>(Danny Moloshok/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>But despite that, he said, “still only a small percentage of all CalFresh-eligible families are using it.”\u003c/p>\n\u003cp>While only six stores in the Bay Area are participating in the program right now — almost all of them in the South Bay — anyone receiving CalFresh benefits can automatically receive $60 worth of fresh produce each month if they’re able to reach one of these locations.\u003c/p>\n\u003cp>Keep reading for how the CalFresh Fruit and Vegetable EBT Program works, where it’s available and how to redeem your money in-store.\u003c/p>\n\u003cp>And if you don’t need this information yourself right now, consider sharing it with someone else who might: “One in five Californians suffer from food insecurity,” Lee said. “So statistically speaking, you are, or you know someone who is struggling with food.”\u003c/p>\n\u003ch2>Can anyone on CalFresh use the CalFresh Fruit and Vegetable EBT Program?\u003c/h2>\n\u003cp>Yes: If you receive any CalFresh (SNAP) benefits, you have automatic access to the CalFresh Fruit and Vegetable EBT Program at participating stores (see below).\u003c/p>\n\u003cp>You don’t need to apply for anything, as your EBT card itself is your proof of eligibility.\u003c/p>\n\u003ch2>Can I use the CalFresh Fruit and Vegetable EBT Program in any store that accepts EBT?\u003c/h2>\n\u003cp>No: You’ll need to visit one of the specific stores participating in the program.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>In the Bay Area, almost all of these stores are in Santa Clara County:\u003c/p>\n\u003cul>\n\u003cli>Santa Fe Foods, 860 White Road, San José\u003c/li>\n\u003cli>Arteaga’s Food Center, 204 Willow St., San José\u003c/li>\n\u003cli>Arteaga’s Food Center, 1003 Lincoln Ave., San José\u003c/li>\n\u003cli>Arteaga’s Food Center, 2620 Alum Rock Ave., San José\u003c/li>\n\u003cli>Arteaga’s Food Center, 6906 Automall Pkwy., Gilroy\u003c/li>\n\u003c/ul>\n\u003cp>In Alameda County, you can use the program at:\u003c/p>\n\u003cul>\n\u003cli>Santa Fe Foods, 7356 Thornton Ave., Newark\u003c/li>\n\u003c/ul>\n\u003cp>There are also participating stores in Monterey and Salinas counties, and several in the Los Angeles area. See a full list of grocery stores participating in \u003ca href=\"https://www.cdss.ca.gov/inforesources/ebt/california-fruit-vegetable-ebt-pilot-project\">the CalFresh Fruit and Vegetable EBT Program\u003c/a>.\u003c/p>\n\u003ch2>How do I use the CalFresh Fruit and Vegetable EBT Program in the store?\u003c/h2>\n\u003cp>First, make sure you’re in one of \u003ca href=\"https://www.cdss.ca.gov/inforesources/ebt/california-fruit-vegetable-ebt-pilot-project\">the stores participating in the program\u003c/a> — mistakes can happen — and that you’ve brought your EBT card with you.\u003c/p>\n\u003cp>Next, do your shopping as normal, and pick up fresh fruits and vegetables as part of your trip. You don’t have to separate the produce or pay for it in a different transaction.\u003c/p>\n\u003cp>At the register, tell the cashier you’d like to use your EBT card to pay for your shopping, like you usually would. When it comes to the fresh fruits and vegetables in your cart, you’ll initially see the costs of those particular items come off your EBT funds — but then those funds will be immediately returned, making that produce effectively free at the register.\u003c/p>\n\u003cfigure id=\"attachment_11943822\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11943822 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/03/GettyImages-1144627849-scaled-e1764880413771.jpg\" alt=\"A young Asian man with short dark hair and round glasses carries a 1-year-old girl, with tiny black pigtails, in a harness on his chest, with the girl facing out. They stand in the light of a vegetable display in a supermarket. The man holds a plastic container full of green vegetables, maybe cucumbers, smiling as his daughter reaches out to touch the box.\" width=\"2000\" height=\"1334\">\u003cfigcaption class=\"wp-caption-text\">If you receive any CalFresh (SNAP) benefits, you have automatic access to the CalFresh Fruit and Vegetable EBT Program at participating stores. \u003ccite>(d3sign/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Another way of seeing it: If your cart amounts to $15 of EBT-eligible food, including $5 of produce, you’ll initially see $15 debited from your card on the screen — but then you’ll see the instant rebate of $5 for your produce, meaning your final receipt will only be $10.\u003c/p>\n\u003cp>“People don’t have to enroll and do anything different; they don’t have to keep track of some paper coupon or some other card,” said Eli Zigas, executive director of Fullwell: the Bay Area nonprofit advocacy organization partnering with the state to administer the program this year.\u003c/p>\n\u003cp>“It’s all built into the EBT card at the participating locations,” he said.\u003c/p>\n\u003cp>And while you can get these instant rebates for up to $60 worth of produce each month, remember: You don’t have to “spend” that $60 up in one transaction. Your EBT will automatically keep track of your produce purchases and just stop issuing the instant rebates once you’ve hit that $60 cap for the month.\u003c/p>\n\u003ch2>Does the amount of produce I can buy using the CalFresh Fruit and Vegetable EBT Program depend on how much I’m receiving in CalFresh benefits?\u003c/h2>\n\u003cp>No: Every CalFresh household can get up to $60 of free fresh fruits and vegetables with their EBT card, regardless of the amount of benefits they receive. It’s a flat amount for all SNAP users in the state.\u003c/p>\n\u003ch2>My EBT balance is at $0 right now. Can I still use the CalFresh Fruit and Vegetable EBT Program?\u003c/h2>\n\u003cp>No: To get the instant rebate on money spent on fresh fruit and vegetables, you’ll first need to actually spend those funds using your EBT card — even though you’ll immediately get the money back onto that card.\u003c/p>\n\u003cp>If you don’t have any money on your EBT card available, you’ll have to wait until your CalFresh funds are reloaded next month to be able to use the program again. But remember that if your EBT funds are running low, you can still spend a smaller amount — or whatever’s available on your card — on fresh fruit and vegetables and receive the money back instantly, until you’ve maxed out that $60-per-month cap.\u003c/p>\n\u003ch2>Is there a deadline to use the CalFresh Fruit and Vegetable EBT Program?\u003c/h2>\n\u003cp>The $36 million approved in the most recent state budget by the California legislature and Gov. Gavin Newsom for the CalFresh Fruit and Vegetable EBT Program “is three and a half times more money than this program has ever had previously for an annual cycle,” Zigas said.\u003c/p>\n\u003cp>In previous years, Lee said, the funding would last for different periods “because the program was so wildly successful and oversubscribed that it would run out for a while.”\u003c/p>\n\u003cfigure id=\"attachment_11104718\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11104718 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/11104717-thumb-e1764880797557.jpg\" alt=\"\" width=\"2000\" height=\"1350\">\u003cfigcaption class=\"wp-caption-text\">CalFresh (SNAP) recipients have automatic access to the CalFresh Fruit and Vegetable EBT Program at participating stores. \u003ccite>(Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>So what about 2026? “We estimate, based on previous usage, that the program will have funds to run through the summer,” Zigas said.\u003c/p>\n\u003cp>But after summer arrives, Zigas said, “it’s all going to depend on what the usage is, and whether there’s renewed funding.” So while you still have many months to try the program, you shouldn’t wait too long — not least because each month that passes will bring another $60 for you to spend on produce.\u003c/p>\n\u003cp>In the wake of \u003ca href=\"https://www.kqed.org/news/12062685/eating-for-survival-with-november-snap-delays-how-will-bay-area-families-cope\">the SNAP delays caused by the government shutdown\u003c/a>, “I think people have seen recently more than ever before how important CalFresh is and how much people are struggling to put food on the table,” Zigas said. “We would love to see this program not only operate continuously all year long without interruption, but also expand — because it’s a limited number of grocery stores right now offering this program, and it could be so much bigger.”\u003c/p>\n\u003ch2>Is the CalFresh Fruit and Vegetable EBT Program the same as Market Match, and can I use both?\u003c/h2>\n\u003cp>\u003ca href=\"https://marketmatch.org/\">Market Match\u003c/a> is a statewide program that distributes funds to farmers’ markets across California, allowing people using CalFresh to “match” an amount of their choosing from their EBT card at the market with tokens to spend at that location — essentially doubling their funds.\u003c/p>\n\u003cblockquote class=\"tiktok-embed\" style=\"max-width: 605px; min-width: 325px;\" cite=\"https://www.tiktok.com/@kqedofficial/video/7244672340460637482\" data-video-id=\"7244672340460637482\">\n\u003csection>\u003ca title=\"@kqedofficial\" href=\"https://www.tiktok.com/@kqedofficial?refer=embed\" target=\"_blank\" rel=\"noopener\">@kqedofficial\u003c/a> If you use CalFresh, otherwise known as food stamps, you could be getting extra money to spend at your local farmer’s market. It’s called Market Match, and here’s a step-by-step guide for when you use your EBT card there. \u003ca title=\"calfresh\" href=\"https://www.tiktok.com/tag/calfresh?refer=embed\" target=\"_blank\" rel=\"noopener\">#CalFresh\u003c/a> \u003ca title=\"foodstamps\" href=\"https://www.tiktok.com/tag/foodstamps?refer=embed\" target=\"_blank\" rel=\"noopener\">#FoodStamps\u003c/a> \u003ca title=\"ebt\" href=\"https://www.tiktok.com/tag/ebt?refer=embed\" target=\"_blank\" rel=\"noopener\">#EBT\u003c/a> \u003ca title=\"farmersmarket\" href=\"https://www.tiktok.com/tag/farmersmarket?refer=embed\" target=\"_blank\" rel=\"noopener\">#FarmersMarket\u003c/a> \u003ca title=\"♬ original sound - kqed\" href=\"https://www.tiktok.com/music/original-sound-7244672377030757162?refer=embed\" target=\"_blank\" rel=\"noopener\">♬ original sound – kqed\u003c/a>\u003c/section>\n\u003c/blockquote>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Market Match is a separate state program from the CalFresh Fruit and Vegetable EBT Program, but people on CalFresh can use both programs.\u003c/p>\n\u003cp>\u003ca href=\"https://marketmatch.org/\">Learn more about the Market Match program\u003c/a>, and watch KQED’s video on how to use your EBT card at your local market.\u003c/p>\n\u003ch2>Why does the CalFresh Fruit and Vegetable EBT Program focus on fresh produce specifically?\u003c/h2>\n\u003cp>The program’s focus on fresh fruit and vegetables “is recognizing that CalFresh benefits, as good as they are, are often insufficient for people to afford the food that they want for their families,” Zigas said.\u003c/p>\n\u003cp>This is especially true of fresh fruits and vegetables, he said, “which are harder to justify buying when you have less income because they’re not shelf stable, and you don’t know if your kids are necessarily going to like them.\u003c/p>\n\u003cp>“People would like to buy fresh fruits and vegetables, and often just don’t feel like they can make that choice — or afford it,” he said.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"slug": "the-m5-9-earthquake-alert-that-startled-the-bay-area-this-morning-was-a-false-alarm",
"title": "False Earthquake Alert Likely Triggered by ‘Something Out in the Field,’ USGS Says",
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"headTitle": "False Earthquake Alert Likely Triggered by ‘Something Out in the Field,’ USGS Says | KQED",
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"content": "\u003cp>The errant \u003ca href=\"https://www.kqed.org/news/tag/earthquake\">earthquake\u003c/a> warning that lit up phones across Northern California with a notice of a quake in Nevada on Thursday morning was not a result of a problem with the early warning delivery system or MyShake phone application, officials said.\u003c/p>\n\u003cp>At least four separate seismic stations detected ground motion “that told the system there was an earthquake,” which triggered the false warning of a magnitude 5.9 earthquake, according to officials with the U.S. Geological Survey.\u003c/p>\n\u003cp>The USGS quickly canceled the warning and posted a statement online that said there was no earthquake at all.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“This is the very first time we’ve had what I call a through and through false alert delivery because of something that may have happened out somewhere out in the field,” ShakeAlert operations team lead Robert de Groot told KQED. “We’ve had occurrences where we’ve alerted more people than should have been alerted, but [in this case] something triggered the system, but it wasn’t an earthquake.”\u003c/p>\n\u003cp>USGS officials do not yet know what caused the shaking. De Groot said research teams are analyzing information from other seismic stations and could potentially launch a field investigation.\u003c/p>\n\u003cp>“Earth does different things all the time and we can’t know everything, but we’re continuing to improve the system to understand,” he said.\u003c/p>\n\u003cp>The alert, which urged people to “drop, cover and hold on” to prepare for imminent shaking, caused at least one TV station, KTVU, to report on the quake.\u003c/p>\n\u003cp>Four million Californians have downloaded\u003ca href=\"https://www.kqed.org/news/12059704/why-your-phone-may-get-a-loud-earthquake-test-alert-this-week-and-how-the-myshake-app-works\"> the MyShake app\u003c/a>, which provides real-time alerts for earthquakes on smartphones.\u003c/p>\n\u003cp>The app was developed at UC Berkeley’s Seismology Lab and funded by the California Governor’s Office of Emergency Services (Cal OES). It buzzes when an earthquake of a magnitude of 4.5 or higher occurs.\u003c/p>\n\u003cp>Berkeley’s seismology team posted a statement to social media at 9:55 a.m. about the false alert by the USGS ShakeAlert system and distrubuted by the MyShake phone application.\u003c/p>\n\u003cp>“This system has delivered more than 170 real alerts since 2019 and this incident is both unprecedented and rare,” MyShake said on \u003ca href=\"https://x.com/MyShakeApp/status/1996639456678629734\">X\u003c/a>. “Fortunately, there was no danger this morning, but this serves as a reminder that earthquake preparedness is essential.”\u003c/p>\n\u003cp>\u003c/p>\n",
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"excerpt": "The USGS, which said at least four seismic stations detected ground motion that signaled a quake, quickly canceled the warning that startled the Bay Area.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>The errant \u003ca href=\"https://www.kqed.org/news/tag/earthquake\">earthquake\u003c/a> warning that lit up phones across Northern California with a notice of a quake in Nevada on Thursday morning was not a result of a problem with the early warning delivery system or MyShake phone application, officials said.\u003c/p>\n\u003cp>At least four separate seismic stations detected ground motion “that told the system there was an earthquake,” which triggered the false warning of a magnitude 5.9 earthquake, according to officials with the U.S. Geological Survey.\u003c/p>\n\u003cp>The USGS quickly canceled the warning and posted a statement online that said there was no earthquake at all.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“This is the very first time we’ve had what I call a through and through false alert delivery because of something that may have happened out somewhere out in the field,” ShakeAlert operations team lead Robert de Groot told KQED. “We’ve had occurrences where we’ve alerted more people than should have been alerted, but [in this case] something triggered the system, but it wasn’t an earthquake.”\u003c/p>\n\u003cp>USGS officials do not yet know what caused the shaking. De Groot said research teams are analyzing information from other seismic stations and could potentially launch a field investigation.\u003c/p>\n\u003cp>“Earth does different things all the time and we can’t know everything, but we’re continuing to improve the system to understand,” he said.\u003c/p>\n\u003cp>The alert, which urged people to “drop, cover and hold on” to prepare for imminent shaking, caused at least one TV station, KTVU, to report on the quake.\u003c/p>\n\u003cp>Four million Californians have downloaded\u003ca href=\"https://www.kqed.org/news/12059704/why-your-phone-may-get-a-loud-earthquake-test-alert-this-week-and-how-the-myshake-app-works\"> the MyShake app\u003c/a>, which provides real-time alerts for earthquakes on smartphones.\u003c/p>\n\u003cp>The app was developed at UC Berkeley’s Seismology Lab and funded by the California Governor’s Office of Emergency Services (Cal OES). It buzzes when an earthquake of a magnitude of 4.5 or higher occurs.\u003c/p>\n\u003cp>Berkeley’s seismology team posted a statement to social media at 9:55 a.m. about the false alert by the USGS ShakeAlert system and distrubuted by the MyShake phone application.\u003c/p>\n\u003cp>“This system has delivered more than 170 real alerts since 2019 and this incident is both unprecedented and rare,” MyShake said on \u003ca href=\"https://x.com/MyShakeApp/status/1996639456678629734\">X\u003c/a>. “Fortunately, there was no danger this morning, but this serves as a reminder that earthquake preparedness is essential.”\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "Trump Orders DEI Out of National Park Bookstores",
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"content": "\u003cp>The \u003ca href=\"https://www.kqed.org/news/tag/donald-trump\">Trump\u003c/a> administration is instructing \u003ca href=\"https://www.kqed.org/news/tag/national-park-service\">National Park Service\u003c/a> leaders to review their gift shops for “equity-related” content by Dec. 19, according to a memo obtained by KQED.\u003c/p>\n\u003cp>The memo, signed by National Park Service Acting Director Jessica Bowron in late November and sent out to staff this week, directs national park staff to “review all retail items available for purchase.”\u003c/p>\n\u003cp>According to the memo, the merchandise review complies with January 2025 executive orders from President Donald Trump and the Department of the Interior that address what the White House calls “illegal and immoral discrimination programs” related to DEI and what the administration terms “Gender Ideology.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>In response, national park advocacy groups expressed frustration at what they see as the Trump administration’s latest attempt to weaponize the country’s treasured public lands — and to \u003ca href=\"https://www.kqed.org/news/12055659/national-park-service-california-yosemite-muir-woods-trump-executive-order\">rewrite history in favor of their political ideology. \u003c/a>\u003c/p>\n\u003cp>“Going after gift shops is just one part of the administration’s deeply troubling pattern of silencing science and hiding history in our parks,” said National Parks Conservation Association Senior Director Alan Spears in an email to KQED.\u003c/p>\n\u003cfigure id=\"attachment_12066068\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066068\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlacierGiftShopMontanaGetty.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlacierGiftShopMontanaGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlacierGiftShopMontanaGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlacierGiftShopMontanaGetty-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Tourists shopping at the gift shop of the Many Glacier Hotel in Glacier National Park, Montana. \u003ccite>(Ron Buskirk/UCG/Universal Images Group via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Park Service staff should be managing parks, not censorship campaigns,” he wrote.\u003c/p>\n\u003cp>One park service superintendent, who spoke on condition of anonymity for fear of retaliation and losing their job, said the communication they’ve received from higher-ups clarifies that national park staff will not only have to review, but also carry out the removal of content by the deadline.\u003c/p>\n\u003cp>In response to KQED’s questions about the memo, the Interior Department confirmed in an email that it is “conducting a common-sense review of retail items to ensure our gift shops remain neutral spaces that serve all visitors.”\u003c/p>\n\u003cp>“If any items are found to be inconsistent with the Order, they are being removed from sale,” a department spokesperson wrote.\u003c/p>\n\u003ch2>Merchandise now in spotlight\u003c/h2>\n\u003cp>The memo is the latest issued this year, following a directive over the summer requiring parks to review their signage and bookstores for materials that “\u003ca href=\"https://www.kqed.org/news/12055659/national-park-service-california-yosemite-muir-woods-trump-executive-order\">inappropriately disparage Americans past or living\u003c/a>.”\u003c/p>\n\u003cp>That order focused on content that casts Americans in a negative light, which resulted in the \u003ca href=\"https://www.kqed.org/news/12049405/muir-woods-national-monument-exhibit-removal-trump-executive-order-national-parks-history-under-construction-sticky-notes\">removal of a sign at Muir Woods National Monument\u003c/a> spotlighting the contributions of Indigenous people and women to the park, among others.[aside postID=news_12065737 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/YosemiteGetty.jpg']The order also targeted \u003ca href=\"https://www.washingtonpost.com/climate-environment/2025/09/15/national-parks-slavery-information-removal/\">slavery-related exhibits\u003c/a> at multiple East Coast parks, and, according to the author of a book on \u003ca href=\"https://www.facebook.com/obi.kaufmann/posts/pfbid0dhWpb5Nun9cfhhco31CoyXdmuqRVY9ZuVThLpz8KrwEjeWVFh4VQxAag4LcA3Cp2l\">California’s water crisis\u003c/a>, led to Yosemite National Park halting purchases of their work to sell in the gift shop.\u003c/p>\n\u003cp>That widespread effort to review parks’ content is still underway, and the additional merchandise content under review includes anything that highlights diversity, equity, inclusion, accessibility or environmental justice, according to the November memo.\u003c/p>\n\u003cp>The memo instructed national park staff to notify the groups that run gift shops, often concessionaires or nonprofit partners, of the review requirement and coordinate with them in the process.\u003c/p>\n\u003cp>Staff were also instructed not just to review any materials currently on display in park bookstores, but also all merchandise plans, including materials on backorder or currently out of stock, according to the superintendent.\u003c/p>\n\u003cp>Staff do not have to read books for sale in parks in their entirety to perform the review, according to the anonymous superintendent. Instead, they said, staff are directed to scan a book’s title and table of contents for any “equity-related” content.\u003c/p>\n\u003ch2>‘Guidance without guidance’\u003c/h2>\n\u003cp>NPS staff are now tasked with completing their own review of materials, which may include removing some items to review them. Any materials found to be “non-compliant” must be removed from sale immediately, according to the memo.\u003c/p>\n\u003cp>The superintendent said it has been frustrating to continue receiving this “guidance without guidance,” which leaves determining concepts like “equity-related” up to the interpretation of NPS staff. “It’s not easy, depending on the content of your park,” they said.\u003c/p>\n\u003cp>“Without further guidance, it’s putting a lot of pressure on, ultimately, the park superintendents to make these decisions about removing,” the superintendent continued.\u003c/p>\n\u003cfigure id=\"attachment_12029489\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12029489\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1.jpg\" alt=\"\" width=\"2000\" height=\"1335\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-800x534.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-1020x681.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-1536x1025.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-1920x1282.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A volunteer for the National Park Service welcomes visitors at the Exploration Center in Yosemite Valley, at Yosemite National Park on March 1, 2025. \u003ccite>(Laure Andrillon/AFP via Getty)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“And book-removing can be, in general, pretty controversial with the public. So, when the public gets mad that something’s removed, the [Department of Interior] can say, ‘Oh, well, the superintendent chose that and they chose the wrong thing. We didn’t tell them they had to do that.’”\u003c/p>\n\u003cp>Additionally, all of the bookstore stock already goes through a review process — one signed annually by the superintendent.\u003c/p>\n\u003cp>“So, obviously, we thought these [books] were good things to have, that made sense in our park,” they said. “My initial reaction is: ‘I don’t have anything to remove because we’ve already vetted everything.’”\u003c/p>\n\u003cp>While the instructions don’t say staff have to report what they flag or remove to higher-ups, at least one regional office has offered assistance with reviewing content.\u003c/p>\n\u003cp>The superintendent, who said they’ll likely take responsibility for implementing the memo at their park, doesn’t expect that any of their questions about what does or does not qualify as “equity-related” will get answered, based on their previous experiences requesting clarity around these orders.\u003cbr>\n[aside postID=news_12060911 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/NationalParkServiceGetty.jpg']Not least because some of the content parks flagged earlier under the original signage review are still pending, they said.\u003c/p>\n\u003cp>Instead, they plan to consult with their staff who review merchandise and go from there.\u003c/p>\n\u003cp>\u003ca href=\"https://www.theguardian.com/us-news/2025/aug/07/us-national-parks-trump-cuts\">Chronic understaffing\u003c/a> and a hiring freeze at national parks remain challenges, said Jesse Chakrin, executive director of The Fund for People in Parks, not to mention that staff are still catching up after \u003ca href=\"https://www.kqed.org/news/12062476/at-yosemite-youd-barely-know-a-shutdown-was-happening-why-advocates-say-that-matters\">the monthlong government shutdown\u003c/a> that furloughed them and their work.\u003c/p>\n\u003cp>This latest directive, the superintendent said, is also making the nonprofit and for-profit groups that run the bookstores nervous about money.\u003c/p>\n\u003cp>“They’ve invested money in this inventory, and now they can’t sell it,” they said. “So, there’s a financial hit.”\u003c/p>\n\u003cp>“I’m very curious who decided this was a priority,” they said.\u003c/p>\n\u003cp>Chakrin called the action outlined in the memo “a waste of time, and with goals that seem antithetical to the story of what these parks represent,” built on executive orders that “misrepresent” diversity, accessibility and environmental justice.\u003c/p>\n\u003cp>Chakrin sees both the original signage review order and this new merchandise directive as “two peas in a pod,” aimed at stories like those of the \u003ca href=\"https://www.nps.gov/yose/learn/historyculture/buffalo-soldiers.htm\">Buffalo Soldiers\u003c/a>, which are objective facts of history at many parks, but which now may be flagged for removal because of the administration’s agenda.\u003c/p>\n\u003cp>For the staff now tasked with executing it, Chakrin called it a “damned if you do, damned if you don’t” scenario.\u003c/p>\n\u003cp>“It’s such an unenviable position to have to try and execute these orders in a way that satisfies the administration and also doesn’t undercut your values and your business relationship with a concessioner and your staff’s morale, which is already in the toilet,” he said. “I just don’t envy the superintendents that have to make these decisions.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>The \u003ca href=\"https://www.kqed.org/news/tag/donald-trump\">Trump\u003c/a> administration is instructing \u003ca href=\"https://www.kqed.org/news/tag/national-park-service\">National Park Service\u003c/a> leaders to review their gift shops for “equity-related” content by Dec. 19, according to a memo obtained by KQED.\u003c/p>\n\u003cp>The memo, signed by National Park Service Acting Director Jessica Bowron in late November and sent out to staff this week, directs national park staff to “review all retail items available for purchase.”\u003c/p>\n\u003cp>According to the memo, the merchandise review complies with January 2025 executive orders from President Donald Trump and the Department of the Interior that address what the White House calls “illegal and immoral discrimination programs” related to DEI and what the administration terms “Gender Ideology.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>In response, national park advocacy groups expressed frustration at what they see as the Trump administration’s latest attempt to weaponize the country’s treasured public lands — and to \u003ca href=\"https://www.kqed.org/news/12055659/national-park-service-california-yosemite-muir-woods-trump-executive-order\">rewrite history in favor of their political ideology. \u003c/a>\u003c/p>\n\u003cp>“Going after gift shops is just one part of the administration’s deeply troubling pattern of silencing science and hiding history in our parks,” said National Parks Conservation Association Senior Director Alan Spears in an email to KQED.\u003c/p>\n\u003cfigure id=\"attachment_12066068\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12066068\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlacierGiftShopMontanaGetty.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlacierGiftShopMontanaGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlacierGiftShopMontanaGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlacierGiftShopMontanaGetty-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Tourists shopping at the gift shop of the Many Glacier Hotel in Glacier National Park, Montana. \u003ccite>(Ron Buskirk/UCG/Universal Images Group via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Park Service staff should be managing parks, not censorship campaigns,” he wrote.\u003c/p>\n\u003cp>One park service superintendent, who spoke on condition of anonymity for fear of retaliation and losing their job, said the communication they’ve received from higher-ups clarifies that national park staff will not only have to review, but also carry out the removal of content by the deadline.\u003c/p>\n\u003cp>In response to KQED’s questions about the memo, the Interior Department confirmed in an email that it is “conducting a common-sense review of retail items to ensure our gift shops remain neutral spaces that serve all visitors.”\u003c/p>\n\u003cp>“If any items are found to be inconsistent with the Order, they are being removed from sale,” a department spokesperson wrote.\u003c/p>\n\u003ch2>Merchandise now in spotlight\u003c/h2>\n\u003cp>The memo is the latest issued this year, following a directive over the summer requiring parks to review their signage and bookstores for materials that “\u003ca href=\"https://www.kqed.org/news/12055659/national-park-service-california-yosemite-muir-woods-trump-executive-order\">inappropriately disparage Americans past or living\u003c/a>.”\u003c/p>\n\u003cp>That order focused on content that casts Americans in a negative light, which resulted in the \u003ca href=\"https://www.kqed.org/news/12049405/muir-woods-national-monument-exhibit-removal-trump-executive-order-national-parks-history-under-construction-sticky-notes\">removal of a sign at Muir Woods National Monument\u003c/a> spotlighting the contributions of Indigenous people and women to the park, among others.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>The order also targeted \u003ca href=\"https://www.washingtonpost.com/climate-environment/2025/09/15/national-parks-slavery-information-removal/\">slavery-related exhibits\u003c/a> at multiple East Coast parks, and, according to the author of a book on \u003ca href=\"https://www.facebook.com/obi.kaufmann/posts/pfbid0dhWpb5Nun9cfhhco31CoyXdmuqRVY9ZuVThLpz8KrwEjeWVFh4VQxAag4LcA3Cp2l\">California’s water crisis\u003c/a>, led to Yosemite National Park halting purchases of their work to sell in the gift shop.\u003c/p>\n\u003cp>That widespread effort to review parks’ content is still underway, and the additional merchandise content under review includes anything that highlights diversity, equity, inclusion, accessibility or environmental justice, according to the November memo.\u003c/p>\n\u003cp>The memo instructed national park staff to notify the groups that run gift shops, often concessionaires or nonprofit partners, of the review requirement and coordinate with them in the process.\u003c/p>\n\u003cp>Staff were also instructed not just to review any materials currently on display in park bookstores, but also all merchandise plans, including materials on backorder or currently out of stock, according to the superintendent.\u003c/p>\n\u003cp>Staff do not have to read books for sale in parks in their entirety to perform the review, according to the anonymous superintendent. Instead, they said, staff are directed to scan a book’s title and table of contents for any “equity-related” content.\u003c/p>\n\u003ch2>‘Guidance without guidance’\u003c/h2>\n\u003cp>NPS staff are now tasked with completing their own review of materials, which may include removing some items to review them. Any materials found to be “non-compliant” must be removed from sale immediately, according to the memo.\u003c/p>\n\u003cp>The superintendent said it has been frustrating to continue receiving this “guidance without guidance,” which leaves determining concepts like “equity-related” up to the interpretation of NPS staff. “It’s not easy, depending on the content of your park,” they said.\u003c/p>\n\u003cp>“Without further guidance, it’s putting a lot of pressure on, ultimately, the park superintendents to make these decisions about removing,” the superintendent continued.\u003c/p>\n\u003cfigure id=\"attachment_12029489\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12029489\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1.jpg\" alt=\"\" width=\"2000\" height=\"1335\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-800x534.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-1020x681.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-1536x1025.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/03/CaliforniaPublicLandsGetty1-1920x1282.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A volunteer for the National Park Service welcomes visitors at the Exploration Center in Yosemite Valley, at Yosemite National Park on March 1, 2025. \u003ccite>(Laure Andrillon/AFP via Getty)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“And book-removing can be, in general, pretty controversial with the public. So, when the public gets mad that something’s removed, the [Department of Interior] can say, ‘Oh, well, the superintendent chose that and they chose the wrong thing. We didn’t tell them they had to do that.’”\u003c/p>\n\u003cp>Additionally, all of the bookstore stock already goes through a review process — one signed annually by the superintendent.\u003c/p>\n\u003cp>“So, obviously, we thought these [books] were good things to have, that made sense in our park,” they said. “My initial reaction is: ‘I don’t have anything to remove because we’ve already vetted everything.’”\u003c/p>\n\u003cp>While the instructions don’t say staff have to report what they flag or remove to higher-ups, at least one regional office has offered assistance with reviewing content.\u003c/p>\n\u003cp>The superintendent, who said they’ll likely take responsibility for implementing the memo at their park, doesn’t expect that any of their questions about what does or does not qualify as “equity-related” will get answered, based on their previous experiences requesting clarity around these orders.\u003cbr>\n\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Not least because some of the content parks flagged earlier under the original signage review are still pending, they said.\u003c/p>\n\u003cp>Instead, they plan to consult with their staff who review merchandise and go from there.\u003c/p>\n\u003cp>\u003ca href=\"https://www.theguardian.com/us-news/2025/aug/07/us-national-parks-trump-cuts\">Chronic understaffing\u003c/a> and a hiring freeze at national parks remain challenges, said Jesse Chakrin, executive director of The Fund for People in Parks, not to mention that staff are still catching up after \u003ca href=\"https://www.kqed.org/news/12062476/at-yosemite-youd-barely-know-a-shutdown-was-happening-why-advocates-say-that-matters\">the monthlong government shutdown\u003c/a> that furloughed them and their work.\u003c/p>\n\u003cp>This latest directive, the superintendent said, is also making the nonprofit and for-profit groups that run the bookstores nervous about money.\u003c/p>\n\u003cp>“They’ve invested money in this inventory, and now they can’t sell it,” they said. “So, there’s a financial hit.”\u003c/p>\n\u003cp>“I’m very curious who decided this was a priority,” they said.\u003c/p>\n\u003cp>Chakrin called the action outlined in the memo “a waste of time, and with goals that seem antithetical to the story of what these parks represent,” built on executive orders that “misrepresent” diversity, accessibility and environmental justice.\u003c/p>\n\u003cp>Chakrin sees both the original signage review order and this new merchandise directive as “two peas in a pod,” aimed at stories like those of the \u003ca href=\"https://www.nps.gov/yose/learn/historyculture/buffalo-soldiers.htm\">Buffalo Soldiers\u003c/a>, which are objective facts of history at many parks, but which now may be flagged for removal because of the administration’s agenda.\u003c/p>\n\u003cp>For the staff now tasked with executing it, Chakrin called it a “damned if you do, damned if you don’t” scenario.\u003c/p>\n\u003cp>“It’s such an unenviable position to have to try and execute these orders in a way that satisfies the administration and also doesn’t undercut your values and your business relationship with a concessioner and your staff’s morale, which is already in the toilet,” he said. “I just don’t envy the superintendents that have to make these decisions.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"title": "California at Forefront as Democrats Tap Doctors for High-Stakes House Races",
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"content": "\u003cp>\u003cstrong>\u003cem>[This column was reported for Political Breakdown, a bi-monthly newsletter offering analysis and context on Bay Area and California political news. \u003ca href=\"https://www.kqed.org/newsletters/political-breakdown\">Click here to subscribe\u003c/a>.]\u003c/em>\u003c/strong>\u003c/p>\n\u003cp>As Democrats look to make health care a defining issue in next year’s midterms, the party and allied groups are recruiting doctors to run against Republicans in some of the nation’s most competitive House districts.\u003c/p>\n\u003cp>Two California doctors — Assemblymember Jasmeet Bains and Rep. Ami Bera — are running in GOP-held seats seen as key to Democrats’ chances of flipping the House. Their early campaign ads and logos, filled with lab coats, stethoscopes and heart-rate lines, underscore Democrats’ bets that health care will be friendly terrain for the party and that doctors remain trusted voices for most voters.\u003c/p>\n\u003cp>That strategy builds on how Democratic leaders in Congress have fought the Trump administration on health care this year — from opposing \u003ca href=\"https://www.kqed.org/science/1997707/how-will-trumps-mega-bill-impact-health-care-in-california\">Medicaid cuts in the GOP budget bill\u003c/a> to grilling Health and Human Services Secretary Robert F. Kennedy Jr. over vaccine policies to shutting the government down in an attempt to force an extension of Obamacare subsidies.\u003c/p>\n\u003cp>“I think health care is going to be one of the number one issues next year,” said Shaughnessy Naughton, president of 314 Action, a group that works to elect scientists and physicians to public office.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Naughton founded 314 Action nearly a decade ago with the goal of electing more scientists. This year, the group launched an initiative, Guardians of Public Health, aiming to raise $25 million by 2030 to elect 100 health care professionals to state and federal offices.\u003c/p>\n\u003cp>“This year it became very clear that we needed to have a very strong message directly to physicians that are concerned about what is going on in our country,” Naughton said.\u003c/p>\n\u003cp>Across the country, Democrats with medical backgrounds in battleground districts include Amish Shah in Arizona’s 1st District, Tina Shah in New Jersey’s 7th District and Ada Cuellar in Texas’ 15th District.\u003c/p>\n\u003cp>Democrats are buoyed by polling that shows widespread public dissatisfaction with much of the Trump administration’s health care agenda.\u003c/p>\n\u003cp>A recent survey by KFF, a nonpartisan health policy research organization, found 63% of adults \u003ca href=\"https://www.kff.org/medicaid/kff-health-tracking-poll-public-views-on-recent-tax-and-budget-legislation/\">held an unfavorable view\u003c/a> of the One Big Beautiful Bill Act, which paired an extension of tax cuts with historic reductions to Medicaid, the nation’s health care safety net.[aside postID=news_12033802 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/npr.brightspotcdn.jpg']Meanwhile, 78% of adults want Congress to \u003ca href=\"https://www.kff.org/public-opinion/despite-budget-concerns-three-quarters-of-public-say-congress-should-extend-the-enhanced-aca-tax-credits-set-to-expire-next-year-including-most-republicans-and-maga-supporters/\">extend enhanced tax credits\u003c/a> for people who buy insurance through the Obamacare marketplace. Democrats failed to win an extension during the shutdown fight, but Republicans are now facing political heat as they near an end-of-year deadline to avert dramatic premium increases.\u003c/p>\n\u003cp>Even in the debate over childhood vaccinations, KFF found that \u003ca href=\"https://www.kff.org/public-opinion/new-kff-washington-post-survey-explores-parents-trust-in-and-confusion-about-childhood-vaccines-as-the-trump-administration-revamps-federal-policies/\">a majority of parents\u003c/a> value childhood vaccination for measles and polio — and distrust vaccine information from Kennedy.\u003c/p>\n\u003cp>The findings reinforce a longstanding Democratic advantage on health care, Ashley Kirzinger, KFF’s director of survey methodology, told me. Crucially, independents share Democrats’ dissatisfaction with the Trump administration’s health care moves.\u003c/p>\n\u003cp>And doctors running for office could be well-positioned to drive home the case.\u003c/p>\n\u003cp>“We know that doctors and health care providers are the most trusted sources of information,” Kirzinger said.\u003c/p>\n\u003cp>In California, that trust will be put to the test in the gauntlet of a midterm campaign.\u003c/p>\n\u003cp>After California voters approved Proposition 50 to redraw congressional district lines, Bera opted to run in the new 3rd District, currently held by Republican Rep. Kevin Kiley.\u003c/p>\n\u003cp>Kiley is deciding whether to run in his current seat against Bera or in the neighboring 6th District, where another Democratic doctor, former state Sen. Richard Pan, is running.\u003c/p>\n\u003cp>Bains launched her campaign for the 22nd District in July after incumbent Rep. David Valadao voted for the budget bill, which stands to hit the Bakersfield district particularly hard: Roughly two-thirds of residents \u003ca href=\"https://www.kqed.org/news/12048636/snap-and-medicaid-cuts-put-bakersfield-in-political-economic-crosshairs\">rely on Medicaid\u003c/a>, the \u003ca href=\"https://www.kqed.org/news/12033802/how-cuts-medicaid-republican-gains-california\">most of any seat\u003c/a> in California.\u003c/p>\n\u003cp>“Nowhere else has this much to lose,” Bains said in a campaign video, dressed in a lab coat.\u003c/p>\n\u003cp>Bains’ spot in the general election is not assured, as she faces strong competition from Visalia school board member Randy Villegas. Likewise, Pan faces a growing field of Democratic challengers in the Sacramento-based 6th District.\u003c/p>\n\u003cp>Both candidates will also have to contend with attacks from Republicans, including arguments that their most relevant jobs aren’t doctor but state legislator.\u003c/p>\n\u003cp>National Republican Congressional Committee spokesman Christian Martinez previewed a potential GOP line of attack: targeting votes by Bains and Pan to extend health coverage to undocumented immigrants through Medi-Cal, the state’s Medicaid program.\u003c/p>\n\u003cp>“They all have records of voting for extreme, radical policies — for defending and voting for illegal immigrants over the Californians that they’re supposed to represent,” he said.\u003c/p>\n\u003cp>But Democrats remain confident that as long as they’re talking about health care, they’re winning. An October \u003ca href=\"https://www.pewresearch.org/politics/2025/10/30/how-americans-see-the-parties-on-key-issues/\">survey\u003c/a> by the Pew Research Center found the largest advantage for Democrats on any issue was health care by a 42%-29% margin.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cstrong>\u003cem>[This column was reported for Political Breakdown, a bi-monthly newsletter offering analysis and context on Bay Area and California political news. \u003ca href=\"https://www.kqed.org/newsletters/political-breakdown\">Click here to subscribe\u003c/a>.]\u003c/em>\u003c/strong>\u003c/p>\n\u003cp>As Democrats look to make health care a defining issue in next year’s midterms, the party and allied groups are recruiting doctors to run against Republicans in some of the nation’s most competitive House districts.\u003c/p>\n\u003cp>Two California doctors — Assemblymember Jasmeet Bains and Rep. Ami Bera — are running in GOP-held seats seen as key to Democrats’ chances of flipping the House. Their early campaign ads and logos, filled with lab coats, stethoscopes and heart-rate lines, underscore Democrats’ bets that health care will be friendly terrain for the party and that doctors remain trusted voices for most voters.\u003c/p>\n\u003cp>That strategy builds on how Democratic leaders in Congress have fought the Trump administration on health care this year — from opposing \u003ca href=\"https://www.kqed.org/science/1997707/how-will-trumps-mega-bill-impact-health-care-in-california\">Medicaid cuts in the GOP budget bill\u003c/a> to grilling Health and Human Services Secretary Robert F. Kennedy Jr. over vaccine policies to shutting the government down in an attempt to force an extension of Obamacare subsidies.\u003c/p>\n\u003cp>“I think health care is going to be one of the number one issues next year,” said Shaughnessy Naughton, president of 314 Action, a group that works to elect scientists and physicians to public office.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Naughton founded 314 Action nearly a decade ago with the goal of electing more scientists. This year, the group launched an initiative, Guardians of Public Health, aiming to raise $25 million by 2030 to elect 100 health care professionals to state and federal offices.\u003c/p>\n\u003cp>“This year it became very clear that we needed to have a very strong message directly to physicians that are concerned about what is going on in our country,” Naughton said.\u003c/p>\n\u003cp>Across the country, Democrats with medical backgrounds in battleground districts include Amish Shah in Arizona’s 1st District, Tina Shah in New Jersey’s 7th District and Ada Cuellar in Texas’ 15th District.\u003c/p>\n\u003cp>Democrats are buoyed by polling that shows widespread public dissatisfaction with much of the Trump administration’s health care agenda.\u003c/p>\n\u003cp>A recent survey by KFF, a nonpartisan health policy research organization, found 63% of adults \u003ca href=\"https://www.kff.org/medicaid/kff-health-tracking-poll-public-views-on-recent-tax-and-budget-legislation/\">held an unfavorable view\u003c/a> of the One Big Beautiful Bill Act, which paired an extension of tax cuts with historic reductions to Medicaid, the nation’s health care safety net.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Meanwhile, 78% of adults want Congress to \u003ca href=\"https://www.kff.org/public-opinion/despite-budget-concerns-three-quarters-of-public-say-congress-should-extend-the-enhanced-aca-tax-credits-set-to-expire-next-year-including-most-republicans-and-maga-supporters/\">extend enhanced tax credits\u003c/a> for people who buy insurance through the Obamacare marketplace. Democrats failed to win an extension during the shutdown fight, but Republicans are now facing political heat as they near an end-of-year deadline to avert dramatic premium increases.\u003c/p>\n\u003cp>Even in the debate over childhood vaccinations, KFF found that \u003ca href=\"https://www.kff.org/public-opinion/new-kff-washington-post-survey-explores-parents-trust-in-and-confusion-about-childhood-vaccines-as-the-trump-administration-revamps-federal-policies/\">a majority of parents\u003c/a> value childhood vaccination for measles and polio — and distrust vaccine information from Kennedy.\u003c/p>\n\u003cp>The findings reinforce a longstanding Democratic advantage on health care, Ashley Kirzinger, KFF’s director of survey methodology, told me. Crucially, independents share Democrats’ dissatisfaction with the Trump administration’s health care moves.\u003c/p>\n\u003cp>And doctors running for office could be well-positioned to drive home the case.\u003c/p>\n\u003cp>“We know that doctors and health care providers are the most trusted sources of information,” Kirzinger said.\u003c/p>\n\u003cp>In California, that trust will be put to the test in the gauntlet of a midterm campaign.\u003c/p>\n\u003cp>After California voters approved Proposition 50 to redraw congressional district lines, Bera opted to run in the new 3rd District, currently held by Republican Rep. Kevin Kiley.\u003c/p>\n\u003cp>Kiley is deciding whether to run in his current seat against Bera or in the neighboring 6th District, where another Democratic doctor, former state Sen. Richard Pan, is running.\u003c/p>\n\u003cp>Bains launched her campaign for the 22nd District in July after incumbent Rep. David Valadao voted for the budget bill, which stands to hit the Bakersfield district particularly hard: Roughly two-thirds of residents \u003ca href=\"https://www.kqed.org/news/12048636/snap-and-medicaid-cuts-put-bakersfield-in-political-economic-crosshairs\">rely on Medicaid\u003c/a>, the \u003ca href=\"https://www.kqed.org/news/12033802/how-cuts-medicaid-republican-gains-california\">most of any seat\u003c/a> in California.\u003c/p>\n\u003cp>“Nowhere else has this much to lose,” Bains said in a campaign video, dressed in a lab coat.\u003c/p>\n\u003cp>Bains’ spot in the general election is not assured, as she faces strong competition from Visalia school board member Randy Villegas. Likewise, Pan faces a growing field of Democratic challengers in the Sacramento-based 6th District.\u003c/p>\n\u003cp>Both candidates will also have to contend with attacks from Republicans, including arguments that their most relevant jobs aren’t doctor but state legislator.\u003c/p>\n\u003cp>National Republican Congressional Committee spokesman Christian Martinez previewed a potential GOP line of attack: targeting votes by Bains and Pan to extend health coverage to undocumented immigrants through Medi-Cal, the state’s Medicaid program.\u003c/p>\n\u003cp>“They all have records of voting for extreme, radical policies — for defending and voting for illegal immigrants over the Californians that they’re supposed to represent,” he said.\u003c/p>\n\u003cp>But Democrats remain confident that as long as they’re talking about health care, they’re winning. An October \u003ca href=\"https://www.pewresearch.org/politics/2025/10/30/how-americans-see-the-parties-on-key-issues/\">survey\u003c/a> by the Pew Research Center found the largest advantage for Democrats on any issue was health care by a 42%-29% margin.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"info": "Every weekday, \u003cem>All Things Considered\u003c/em> hosts Robert Siegel, Audie Cornish, Ari Shapiro, and Kelly McEvers present the program's trademark mix of news, interviews, commentaries, reviews, and offbeat features. Michel Martin hosts on the weekends.",
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"title": "American Suburb: The Podcast",
"tagline": "The flip side of gentrification, told through one town",
"info": "Gentrification is changing cities across America, forcing people from neighborhoods they have long called home. Call them the displaced. Now those priced out of the Bay Area are looking for a better life in an unlikely place. American Suburb follows this migration to one California town along the Delta, 45 miles from San Francisco. But is this once sleepy suburb ready for them?",
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"id": "baycurious",
"title": "Bay Curious",
"tagline": "Exploring the Bay Area, one question at a time",
"info": "KQED’s new podcast, Bay Curious, gets to the bottom of the mysteries — both profound and peculiar — that give the Bay Area its unique identity. And we’ll do it with your help! You ask the questions. You decide what Bay Curious investigates. And you join us on the journey to find the answers.",
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"order": 4
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"info": "The day's top stories from BBC News compiled twice daily in the week, once at weekends.",
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"id": "code-switch-life-kit",
"title": "Code Switch / Life Kit",
"info": "\u003cem>Code Switch\u003c/em>, which listeners will hear in the first part of the hour, has fearless and much-needed conversations about race. Hosted by journalists of color, the show tackles the subject of race head-on, exploring how it impacts every part of society — from politics and pop culture to history, sports and more.\u003cbr />\u003cbr />\u003cem>Life Kit\u003c/em>, which will be in the second part of the hour, guides you through spaces and feelings no one prepares you for — from finances to mental health, from workplace microaggressions to imposter syndrome, from relationships to parenting. The show features experts with real world experience and shares their knowledge. Because everyone needs a little help being human.\u003cbr />\u003cbr />\u003ca href=\"https://www.npr.org/podcasts/510312/codeswitch\">\u003cem>Code Switch\u003c/em> offical site and podcast\u003c/a>\u003cbr />\u003ca href=\"https://www.npr.org/lifekit\">\u003cem>Life Kit\u003c/em> offical site and podcast\u003c/a>\u003cbr />",
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"id": "commonwealth-club",
"title": "Commonwealth Club of California Podcast",
"info": "The Commonwealth Club of California is the nation's oldest and largest public affairs forum. As a non-partisan forum, The Club brings to the public airwaves diverse viewpoints on important topics. The Club's weekly radio broadcast - the oldest in the U.S., dating back to 1924 - is carried across the nation on public radio stations and is now podcasting. Our website archive features audio of our recent programs, as well as selected speeches from our long and distinguished history. This podcast feed is usually updated twice a week and is always un-edited.",
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"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Commonwealth-Club-Podcast-Tile-360x360-1.jpg",
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"source": "Commonwealth Club of California"
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"order": 10
},
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"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM5NTU3MzgxNjMz",
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"title": "Freakonomics Radio",
"info": "Freakonomics Radio is a one-hour award-winning podcast and public-radio project hosted by Stephen Dubner, with co-author Steve Levitt as a regular guest. It is produced in partnership with WNYC.",
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"meta": {
"site": "radio",
"source": "WNYC"
},
"link": "/radio/program/freakonomics-radio",
"subscribe": {
"npr": "https://rpb3r.app.goo.gl/4s8b",
"apple": "https://itunes.apple.com/us/podcast/freakonomics-radio/id354668519",
"tuneIn": "https://tunein.com/podcasts/WNYC-Podcasts/Freakonomics-Radio-p272293/",
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},
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"id": "fresh-air",
"title": "Fresh Air",
"info": "Hosted by Terry Gross, \u003cem>Fresh Air from WHYY\u003c/em> is the Peabody Award-winning weekday magazine of contemporary arts and issues. One of public radio's most popular programs, Fresh Air features intimate conversations with today's biggest luminaries.",
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"apple": "https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?s=143441&mt=2&id=214089682&at=11l79Y&ct=nprdirectory",
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"title": "Here & Now",
"info": "A live production of NPR and WBUR Boston, in collaboration with stations across the country, Here & Now reflects the fluid world of news as it's happening in the middle of the day, with timely, in-depth news, interviews and conversation. Hosted by Robin Young, Jeremy Hobson and Tonya Mosley.",
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"rss": "https://feeds.npr.org/510051/podcast.xml"
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"how-i-built-this": {
"id": "how-i-built-this",
"title": "How I Built This with Guy Raz",
"info": "Guy Raz dives into the stories behind some of the world's best known companies. How I Built This weaves a narrative journey about innovators, entrepreneurs and idealists—and the movements they built.",
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"officialWebsiteLink": "https://www.npr.org/podcasts/510313/how-i-built-this",
"airtime": "SUN 7:30pm-8pm",
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"link": "/radio/program/how-i-built-this",
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"info": "Inside Europe, a one-hour weekly news magazine hosted by Helen Seeney and Keith Walker, explores the topical issues shaping the continent. No other part of the globe has experienced such dynamic political and social change in recent years.",
"airtime": "SAT 3am-4am",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Inside-Europe-Podcast-Tile-300x300-1.jpg",
"meta": {
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"source": "Deutsche Welle"
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"link": "/radio/program/inside-europe",
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},
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"id": "latino-usa",
"title": "Latino USA",
"airtime": "MON 1am-2am, SUN 6pm-7pm",
"info": "Latino USA, the radio journal of news and culture, is the only national, English-language radio program produced from a Latino perspective.",
"imageSrc": "https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/latinoUsa.jpg",
"officialWebsiteLink": "http://latinousa.org/",
"meta": {
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"link": "/radio/program/latino-usa",
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"apple": "https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?s=143441&mt=2&id=79681317&at=11l79Y&ct=nprdirectory",
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"live-from-here-highlights": {
"id": "live-from-here-highlights",
"title": "Live from Here Highlights",
"info": "Chris Thile steps to the mic as the host of Live from Here (formerly A Prairie Home Companion), a live public radio variety show. Download Chris’s Song of the Week plus other highlights from the broadcast. Produced by American Public Media.",
"airtime": "SAT 6pm-8pm, SUN 11am-1pm",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Live-From-Here-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.livefromhere.org/",
"meta": {
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"source": "american public media"
},
"link": "/radio/program/live-from-here-highlights",
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"tuneIn": "https://tunein.com/radio/Live-from-Here-Highlights-p921744/",
"rss": "https://feeds.publicradio.org/public_feeds/a-prairie-home-companion-highlights/rss/rss"
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},
"marketplace": {
"id": "marketplace",
"title": "Marketplace",
"info": "Our flagship program, helmed by Kai Ryssdal, examines what the day in money delivered, through stories, conversations, newsworthy numbers and more. Updated Monday through Friday at about 3:30 p.m. PT.",
"airtime": "MON-FRI 4pm-4:30pm, MON-WED 6:30pm-7pm",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Marketplace-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.marketplace.org/",
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"source": "American Public Media"
},
"link": "/radio/program/marketplace",
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"mindshift": {
"id": "mindshift",
"title": "MindShift",
"tagline": "A podcast about the future of learning and how we raise our kids",
"info": "The MindShift podcast explores the innovations in education that are shaping how kids learn. Hosts Ki Sung and Katrina Schwartz introduce listeners to educators, researchers, parents and students who are developing effective ways to improve how kids learn. We cover topics like how fed-up administrators are developing surprising tactics to deal with classroom disruptions; how listening to podcasts are helping kids develop reading skills; the consequences of overparenting; and why interdisciplinary learning can engage students on all ends of the traditional achievement spectrum. This podcast is part of the MindShift education site, a division of KQED News. KQED is an NPR/PBS member station based in San Francisco. You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Mindshift-Podcast-Tile-703x703-1.jpg",
"imageAlt": "KQED MindShift: How We Will Learn",
"officialWebsiteLink": "/mindshift/",
"meta": {
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"source": "kqed",
"order": 13
},
"link": "/podcasts/mindshift",
"subscribe": {
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"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM1NzY0NjAwNDI5",
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},
"morning-edition": {
"id": "morning-edition",
"title": "Morning Edition",
"info": "\u003cem>Morning Edition\u003c/em> takes listeners around the country and the world with multi-faceted stories and commentaries every weekday. Hosts Steve Inskeep, David Greene and Rachel Martin bring you the latest breaking news and features to prepare you for the day.",
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"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Morning-Edition-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.npr.org/programs/morning-edition/",
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"onourwatch": {
"id": "onourwatch",
"title": "On Our Watch",
"tagline": "Deeply-reported investigative journalism",
"info": "For decades, the process for how police police themselves has been inconsistent – if not opaque. In some states, like California, these proceedings were completely hidden. After a new police transparency law unsealed scores of internal affairs files, our reporters set out to examine these cases and the shadow world of police discipline. On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/On-Our-Watch-Podcast-Tile-703x703-1.jpg",
"imageAlt": "On Our Watch from NPR and KQED",
"officialWebsiteLink": "/podcasts/onourwatch",
"meta": {
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"source": "kqed",
"order": 12
},
"link": "/podcasts/onourwatch",
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"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5ucHIub3JnLzUxMDM2MC9wb2RjYXN0LnhtbD9zYz1nb29nbGVwb2RjYXN0cw",
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"rss": "https://feeds.npr.org/510360/podcast.xml"
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},
"on-the-media": {
"id": "on-the-media",
"title": "On The Media",
"info": "Our weekly podcast explores how the media 'sausage' is made, casts an incisive eye on fluctuations in the marketplace of ideas, and examines threats to the freedom of information and expression in America and abroad. For one hour a week, the show tries to lift the veil from the process of \"making media,\" especially news media, because it's through that lens that we see the world and the world sees us",
"airtime": "SUN 2pm-3pm, MON 12am-1am",
"imageSrc": "https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/onTheMedia.png",
"officialWebsiteLink": "https://www.wnycstudios.org/shows/otm",
"meta": {
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"source": "wnyc"
},
"link": "/radio/program/on-the-media",
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"tuneIn": "https://tunein.com/radio/On-the-Media-p69/",
"rss": "http://feeds.wnyc.org/onthemedia"
}
},
"our-body-politic": {
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