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"content": "\u003cp>Californians are no strangers to compromise. Living here has long meant paying more for rent, mortgages, utilities, gas, child care — even groceries.\u003c/p>\n\u003cp>In exchange, we’ve been rewarded with breathtaking natural beauty, a robust economy and a vibrant cultural scene.\u003c/p>\n\u003cp>But as costs continue to rise, the payoff hasn’t proven to be enough for a growing number of people. Since 2016, in every year except one, more people have \u003ca href=\"https://dof.ca.gov/forecasting/demographics/estimates/E-2/#:~:text=Net%20domestic%20migration%20from%20California,loss%20of%20over%2089%2C000%20residents.\">moved out of California\u003c/a> than moved in.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003cstrong>\u003cem>Are you feeling the pinch? Share your story with KQED by leaving us a voicemail at 415-553-2115 or \u003c/em>\u003c/strong>\u003ca href=\"https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header\">\u003cstrong>\u003cem>clicking here\u003c/em>\u003c/strong>\u003c/a>\u003cstrong>\u003cem>.\u003c/em>\u003c/strong>\u003c/p>\n\u003cp>For those who have stayed in California, many expenses have only gotten worse. Monthly payments for a newly purchased mid-tier home have climbed a whopping 74% from just under $3,200 in Jan. 2020 to more than $5,500 in Sept. 2025, according to the \u003ca href=\"https://lao.ca.gov/LAOEconTax/Article/Detail/793\">state’s Legislative Analysts’ Office\u003c/a>.[aside postID=science_1999400 hero='https://cdn.kqed.org/wp-content/uploads/sites/35/2025/11/20251105_HIGH-ELECTRICITY-BILLS_GH-17-KQED.jpg']Meanwhile, rents in California continue to outpace the nation, with real estate listings website Zillow reporting that a median one-bedroom goes for around $2,100 a month, 40% higher than the national average.\u003c/p>\n\u003cp>These high costs are increasingly forcing painful trade-offs. Kenya Brown, who lives in Bay Point, sent her four youngest kids to spend time at her oldest son’s apartment because she was \u003ca href=\"https://www.kqed.org/science/1999400/bay-area-electricity-bills-are-some-of-the-highest-where-does-your-money-go\">unable to pay\u003c/a> her utility bills. Davis resident Carin Lenk Sloane is considering leaving the country due to \u003ca href=\"https://www.kqed.org/science/1999325/we-cant-afford-to-stay-californians-weigh-drastic-moves-as-health-premiums-rise\">rising health insurance\u003c/a> premiums.\u003c/p>\n\u003cp>In a \u003ca href=\"https://www.kqed.org/news/12061802/how-are-child-care-costs-affecting-the-lives-of-bay-area-families-you-told-us\">KQED reader survey\u003c/a>, one parent said child care costs more than her mortgage, while another said her family was putting off buying a home altogether to afford day care for her infant.\u003c/p>\n\u003cp>So, tell us, what trade-offs are you making? Maybe you’ve taken on a side hustle or two. Perhaps you’re leaning on your community more or eating out less. Big or small, we want to know how you’re making your life more affordable.\u003c/p>\n\u003cp>https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Californians are no strangers to compromise. Living here has long meant paying more for rent, mortgages, utilities, gas, child care — even groceries.\u003c/p>\n\u003cp>In exchange, we’ve been rewarded with breathtaking natural beauty, a robust economy and a vibrant cultural scene.\u003c/p>\n\u003cp>But as costs continue to rise, the payoff hasn’t proven to be enough for a growing number of people. Since 2016, in every year except one, more people have \u003ca href=\"https://dof.ca.gov/forecasting/demographics/estimates/E-2/#:~:text=Net%20domestic%20migration%20from%20California,loss%20of%20over%2089%2C000%20residents.\">moved out of California\u003c/a> than moved in.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003cstrong>\u003cem>Are you feeling the pinch? Share your story with KQED by leaving us a voicemail at 415-553-2115 or \u003c/em>\u003c/strong>\u003ca href=\"https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header\">\u003cstrong>\u003cem>clicking here\u003c/em>\u003c/strong>\u003c/a>\u003cstrong>\u003cem>.\u003c/em>\u003c/strong>\u003c/p>\n\u003cp>For those who have stayed in California, many expenses have only gotten worse. Monthly payments for a newly purchased mid-tier home have climbed a whopping 74% from just under $3,200 in Jan. 2020 to more than $5,500 in Sept. 2025, according to the \u003ca href=\"https://lao.ca.gov/LAOEconTax/Article/Detail/793\">state’s Legislative Analysts’ Office\u003c/a>.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Meanwhile, rents in California continue to outpace the nation, with real estate listings website Zillow reporting that a median one-bedroom goes for around $2,100 a month, 40% higher than the national average.\u003c/p>\n\u003cp>These high costs are increasingly forcing painful trade-offs. Kenya Brown, who lives in Bay Point, sent her four youngest kids to spend time at her oldest son’s apartment because she was \u003ca href=\"https://www.kqed.org/science/1999400/bay-area-electricity-bills-are-some-of-the-highest-where-does-your-money-go\">unable to pay\u003c/a> her utility bills. Davis resident Carin Lenk Sloane is considering leaving the country due to \u003ca href=\"https://www.kqed.org/science/1999325/we-cant-afford-to-stay-californians-weigh-drastic-moves-as-health-premiums-rise\">rising health insurance\u003c/a> premiums.\u003c/p>\n\u003cp>In a \u003ca href=\"https://www.kqed.org/news/12061802/how-are-child-care-costs-affecting-the-lives-of-bay-area-families-you-told-us\">KQED reader survey\u003c/a>, one parent said child care costs more than her mortgage, while another said her family was putting off buying a home altogether to afford day care for her infant.\u003c/p>\n\u003cp>So, tell us, what trade-offs are you making? Maybe you’ve taken on a side hustle or two. Perhaps you’re leaning on your community more or eating out less. Big or small, we want to know how you’re making your life more affordable.\u003c/p>\u003c/p>\u003cp>\u003cdiv class='utils-parseShortcode-shortcodes-__shortcodes__shortcodeWrapper'>\n \u003ciframe\n src='https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header?embedded=true'\n title='https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header'\n width='760' height='500'\n frameborder='0'\n marginheight='0' marginwidth='0'>\u003c/iframe>\u003c/div>\u003c/p>\u003cp>\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "Tenants ‘Crushed’ After California Renter Protections Bill Stalls in the Legislature",
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"content": "\u003cp>After taking \u003ca href=\"https://www.kqed.org/news/12038224/california-bill-expand-rent-control-pulled-for-year-bay-area-lawmaker\">blows from landlord groups and the building trades\u003c/a>, a statewide bill that aimed to \u003ca href=\"https://www.kqed.org/news/12034212/california-lawmakers-push-lower-rent-cap-expand-protections-property-owners-worried\">expand renter protections\u003c/a> and make them permanent is likely dead this legislative season.\u003c/p>\n\u003cp>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB1157\">AB 1157\u003c/a>, dubbed the “Affordable Rent Act,” would have expanded the 2019 Tenant Protection Act to more renters and lowered the amount rent can increase each year. It would have also made those changes permanent, removing a 2030 sunset date.\u003c/p>\n\u003cp>Tuesday marked the bill’s first hearing of the year in the Assembly Judiciary Committee, where tenants and advocates pleaded with committee members to advance the bill.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>But, it faced stiff opposition from rental property and building trade groups, who said it would make housing construction more expensive and could push smaller landlords out of the market.\u003c/p>\n\u003cp>The bill failed to get enough votes, and without any additional hearings scheduled, AB 1157 will likely die there.\u003c/p>\n\u003cp>“I’m just really, really crushed because they talk about how they don’t want to hurt the property owners, they don’t want to have them take their properties off the market,” said Chula Vista renter Tammy Alvarado, who took a 13-hour bus ride to testify in support of the bill.\u003c/p>\n\u003cfigure id=\"attachment_12069627\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069627\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/024_SanFrancisco_Housing_07292021_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/024_SanFrancisco_Housing_07292021_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/024_SanFrancisco_Housing_07292021_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/024_SanFrancisco_Housing_07292021_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A “For Rent” sign hangs in the window of an apartment building in Nob Hill in San Francisco on July 29, 2021. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“The problem is these greedy landlords that raise their rent [to] the maximum. They can raise it every single year while our wages don’t go up to match.”\u003c/p>\n\u003cp>Now, as the 2019 Tenant Protection Act moves closer towards its expiration date, Alvarado and other tenants are worried about what it means for their own housing security.\u003c/p>\n\u003cp>She splits the monthly payment with her husband and two children for a two-bedroom, single-family home. In November, she said her rent jumped from $2,780 to $3,030 a month — a nearly 9% increase. She also had to pay more toward her security deposit. To make up the cost, she said she would have to miss payments for her gas and electricity bills.\u003c/p>\n\u003cp>\u003cstrong>“\u003c/strong>Devastated,” she said. “Next time I come up here [to Sacramento], I will probably be homeless.”[aside postID=news_12038224 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/2022-9-28-KQED-News_Tenant-Organizing_006_qed-1020x681.jpg']Since Assemblymember Ash Kalra, D-San José, introduced it last year, AB 1157 faced an \u003ca href=\"https://www.kqed.org/news/12034212/california-lawmakers-push-lower-rent-cap-expand-protections-property-owners-worried\">uphill battle\u003c/a>. Powerful realtor and builder groups loudly opposed it, saying it would undermine the state’s efforts to build more housing supply.\u003c/p>\n\u003cp>In late April, \u003ca href=\"https://www.kqed.org/news/12038224/california-bill-expand-rent-control-pulled-for-year-bay-area-lawmaker\">Kalra transformed it\u003c/a> into a two-year bill, vowing to resurface the bill this year after buying more time to work on it with lawmakers.\u003c/p>\n\u003cp>Tenants rights advocates were feeling hopeful about its chances this time around, especially after Gov. Gavin Newsom called out the 2019 law in his \u003ca href=\"https://www.kqed.org/news/12069094/in-final-state-of-state-speech-gov-newsom-says-california-offers-model-for-the-nation\">State of the State\u003c/a> address, saying it was “the strongest statewide renter protections in America.”\u003c/p>\n\u003cp>Still, Kalra wanted to win over skeptical colleagues. Early in Tuesday’s hearing, he announced he would remove a controversial provision extending tenant protections to those renting single-family homes, individually owned condos and duplexes.\u003c/p>\n\u003cp>“It’s all on the table,” Kalra said, “if folks are willing to come to the table to have those conversations meaningfully.”\u003c/p>\n\u003cfigure id=\"attachment_12069626\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069626\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/IMG_9984.JPG_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/IMG_9984.JPG_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/IMG_9984.JPG_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/IMG_9984.JPG_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Giselle Penuela, 10, and Alexander Penuela, 6 attend at a vigil outside Redwood City’s city council chamber calling for rent control and other renter protections. \u003ccite>(Farida Jhabvala Romero/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Despite the concessions made, reactions to the bill were mixed. Some committee members spoke in favor, while others raised concerns about its impact on the already expensive rental market.\u003c/p>\n\u003cp>“I’m concerned about the big arm of government telling private property owners what they have to do,” said Asm. Diane Dixon, R-Newport Beach. “Because at some point they say, ‘The heck with it, we’ll go to Arizona and build apartment units and housing units there for a lot less money.’”\u003c/p>\n\u003cp>Committee members also took issue with the bill’s lowered rent cap. Existing law allows property owners to annually increase rent by 5% plus the cost of living, or up to 10%. As inflation has increased in the years since the law was passed, the amount landlords can raise rents has \u003ca href=\"https://caanet.org/all-cpi-figures-for-2024-ab-1482-rent-increases-now-available/\">crept closer to that 10%\u003c/a> threshold. AB 1157 would have cut that in half, limiting landlords to a 5% annual increase.\u003c/p>\n\u003cp>In an emailed statement ahead of the hearing, Adam Pearce, president of the California Rental Housing Association, said the bill could push “mom-and-pop owners out of the market, ultimately shrinking housing supply and hurting the very renters it intends to help.”\u003c/p>\n\u003cfigure id=\"attachment_12069650\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069650\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250325-ApartmentsonWestside-04-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250325-ApartmentsonWestside-04-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250325-ApartmentsonWestside-04-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250325-ApartmentsonWestside-04-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A view of the Sunset District from the Sunset Reservoir in San Francisco on March 25, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/12008424/prop-33-rent-control-is-on-the-ballot-again-election-2024-california\">Research on this topic is mixed\u003c/a>. Traditionally, economists have largely agreed with that sentiment, saying that rent-control policies are \u003ca href=\"https://www.brookings.edu/articles/what-does-economic-evidence-tell-us-about-the-effects-of-rent-control/\">inefficient, create scarcity and drive up rents in non-regulated units\u003c/a>. But economists have also given credence to supporters’ claims that rent control is \u003ca href=\"https://pubs.aeaweb.org/doi/pdfplus/10.1257/aer.20181289\">effective at stemming displacement\u003c/a>.\u003c/p>\n\u003cp>Economists have argued that strict rent control could discourage new apartment construction — though other research shows \u003ca href=\"https://dornsife.usc.edu/eri/publications/rent-matters/\">more moderate policies\u003c/a> tend to have little impact. And one recent anecdotal example seemed to support that.\u003c/p>\n\u003cp>In 2022, St. Paul, Minnesota, enacted one of the strictest rent-control policies in the country. Minneapolis, on the other hand, passed a series of land-use laws two years prior, boosting apartment construction.\u003c/p>\n\u003cp>According to a \u003ca href=\"https://www.wsj.com/real-estate/minnesota-rent-control-regulation-prices-34221bd4?mod=hp_lead_pos9#comments_sector\">\u003cem>Wall\u003c/em> \u003cem>Street\u003c/em> \u003cem>Journal\u003c/em> analysis\u003c/a>, permits to build apartments in St. Paul fell by nearly 80% in early 2022, after the city passed its rent-control ordinance. Conversely, housing permits in Minneapolis saw a fourfold increase during that same time period.\u003c/p>\n\u003cfigure id=\"attachment_12069652\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069652\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/001_SanFrancisco_Housing_07292021_qed-1.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/001_SanFrancisco_Housing_07292021_qed-1.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/001_SanFrancisco_Housing_07292021_qed-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/001_SanFrancisco_Housing_07292021_qed-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Apartment buildings in Nob Hill in San Francisco on July 29, 2021. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>But support for rent stabilization has grown among tenants and lawmakers in recent years, including from a coalition of 32 economists who wrote to the Federal Housing Finance Agency in 2023, urging the nationwide use of rental control. And last year, New York City voters elected Mayor Zohran Mamdani, who campaigned on a \u003ca href=\"https://www.zohranfornyc.com/platform\">multi-year rent freeze\u003c/a> for the city’s rent-stabilized apartments.\u003c/p>\n\u003cp>“Today’s vote is nothing short of betrayal,” Christina Livingston, executive director of Alliance of Californians for Community Empowerment, said in an emailed statement.\u003c/p>\n\u003cp>“At this moment, when Californians desperately need housing stability, our legislators chose to side with corporate landlords instead. When given the opportunity to solidify basic tenant protections, they failed, and we are outraged.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>After taking \u003ca href=\"https://www.kqed.org/news/12038224/california-bill-expand-rent-control-pulled-for-year-bay-area-lawmaker\">blows from landlord groups and the building trades\u003c/a>, a statewide bill that aimed to \u003ca href=\"https://www.kqed.org/news/12034212/california-lawmakers-push-lower-rent-cap-expand-protections-property-owners-worried\">expand renter protections\u003c/a> and make them permanent is likely dead this legislative season.\u003c/p>\n\u003cp>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB1157\">AB 1157\u003c/a>, dubbed the “Affordable Rent Act,” would have expanded the 2019 Tenant Protection Act to more renters and lowered the amount rent can increase each year. It would have also made those changes permanent, removing a 2030 sunset date.\u003c/p>\n\u003cp>Tuesday marked the bill’s first hearing of the year in the Assembly Judiciary Committee, where tenants and advocates pleaded with committee members to advance the bill.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>But, it faced stiff opposition from rental property and building trade groups, who said it would make housing construction more expensive and could push smaller landlords out of the market.\u003c/p>\n\u003cp>The bill failed to get enough votes, and without any additional hearings scheduled, AB 1157 will likely die there.\u003c/p>\n\u003cp>“I’m just really, really crushed because they talk about how they don’t want to hurt the property owners, they don’t want to have them take their properties off the market,” said Chula Vista renter Tammy Alvarado, who took a 13-hour bus ride to testify in support of the bill.\u003c/p>\n\u003cfigure id=\"attachment_12069627\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069627\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/024_SanFrancisco_Housing_07292021_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/024_SanFrancisco_Housing_07292021_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/024_SanFrancisco_Housing_07292021_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/024_SanFrancisco_Housing_07292021_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A “For Rent” sign hangs in the window of an apartment building in Nob Hill in San Francisco on July 29, 2021. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“The problem is these greedy landlords that raise their rent [to] the maximum. They can raise it every single year while our wages don’t go up to match.”\u003c/p>\n\u003cp>Now, as the 2019 Tenant Protection Act moves closer towards its expiration date, Alvarado and other tenants are worried about what it means for their own housing security.\u003c/p>\n\u003cp>She splits the monthly payment with her husband and two children for a two-bedroom, single-family home. In November, she said her rent jumped from $2,780 to $3,030 a month — a nearly 9% increase. She also had to pay more toward her security deposit. To make up the cost, she said she would have to miss payments for her gas and electricity bills.\u003c/p>\n\u003cp>\u003cstrong>“\u003c/strong>Devastated,” she said. “Next time I come up here [to Sacramento], I will probably be homeless.”\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Since Assemblymember Ash Kalra, D-San José, introduced it last year, AB 1157 faced an \u003ca href=\"https://www.kqed.org/news/12034212/california-lawmakers-push-lower-rent-cap-expand-protections-property-owners-worried\">uphill battle\u003c/a>. Powerful realtor and builder groups loudly opposed it, saying it would undermine the state’s efforts to build more housing supply.\u003c/p>\n\u003cp>In late April, \u003ca href=\"https://www.kqed.org/news/12038224/california-bill-expand-rent-control-pulled-for-year-bay-area-lawmaker\">Kalra transformed it\u003c/a> into a two-year bill, vowing to resurface the bill this year after buying more time to work on it with lawmakers.\u003c/p>\n\u003cp>Tenants rights advocates were feeling hopeful about its chances this time around, especially after Gov. Gavin Newsom called out the 2019 law in his \u003ca href=\"https://www.kqed.org/news/12069094/in-final-state-of-state-speech-gov-newsom-says-california-offers-model-for-the-nation\">State of the State\u003c/a> address, saying it was “the strongest statewide renter protections in America.”\u003c/p>\n\u003cp>Still, Kalra wanted to win over skeptical colleagues. Early in Tuesday’s hearing, he announced he would remove a controversial provision extending tenant protections to those renting single-family homes, individually owned condos and duplexes.\u003c/p>\n\u003cp>“It’s all on the table,” Kalra said, “if folks are willing to come to the table to have those conversations meaningfully.”\u003c/p>\n\u003cfigure id=\"attachment_12069626\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069626\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/IMG_9984.JPG_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/IMG_9984.JPG_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/IMG_9984.JPG_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/IMG_9984.JPG_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Giselle Penuela, 10, and Alexander Penuela, 6 attend at a vigil outside Redwood City’s city council chamber calling for rent control and other renter protections. \u003ccite>(Farida Jhabvala Romero/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Despite the concessions made, reactions to the bill were mixed. Some committee members spoke in favor, while others raised concerns about its impact on the already expensive rental market.\u003c/p>\n\u003cp>“I’m concerned about the big arm of government telling private property owners what they have to do,” said Asm. Diane Dixon, R-Newport Beach. “Because at some point they say, ‘The heck with it, we’ll go to Arizona and build apartment units and housing units there for a lot less money.’”\u003c/p>\n\u003cp>Committee members also took issue with the bill’s lowered rent cap. Existing law allows property owners to annually increase rent by 5% plus the cost of living, or up to 10%. As inflation has increased in the years since the law was passed, the amount landlords can raise rents has \u003ca href=\"https://caanet.org/all-cpi-figures-for-2024-ab-1482-rent-increases-now-available/\">crept closer to that 10%\u003c/a> threshold. AB 1157 would have cut that in half, limiting landlords to a 5% annual increase.\u003c/p>\n\u003cp>In an emailed statement ahead of the hearing, Adam Pearce, president of the California Rental Housing Association, said the bill could push “mom-and-pop owners out of the market, ultimately shrinking housing supply and hurting the very renters it intends to help.”\u003c/p>\n\u003cfigure id=\"attachment_12069650\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069650\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250325-ApartmentsonWestside-04-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250325-ApartmentsonWestside-04-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250325-ApartmentsonWestside-04-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250325-ApartmentsonWestside-04-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A view of the Sunset District from the Sunset Reservoir in San Francisco on March 25, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/12008424/prop-33-rent-control-is-on-the-ballot-again-election-2024-california\">Research on this topic is mixed\u003c/a>. Traditionally, economists have largely agreed with that sentiment, saying that rent-control policies are \u003ca href=\"https://www.brookings.edu/articles/what-does-economic-evidence-tell-us-about-the-effects-of-rent-control/\">inefficient, create scarcity and drive up rents in non-regulated units\u003c/a>. But economists have also given credence to supporters’ claims that rent control is \u003ca href=\"https://pubs.aeaweb.org/doi/pdfplus/10.1257/aer.20181289\">effective at stemming displacement\u003c/a>.\u003c/p>\n\u003cp>Economists have argued that strict rent control could discourage new apartment construction — though other research shows \u003ca href=\"https://dornsife.usc.edu/eri/publications/rent-matters/\">more moderate policies\u003c/a> tend to have little impact. And one recent anecdotal example seemed to support that.\u003c/p>\n\u003cp>In 2022, St. Paul, Minnesota, enacted one of the strictest rent-control policies in the country. Minneapolis, on the other hand, passed a series of land-use laws two years prior, boosting apartment construction.\u003c/p>\n\u003cp>According to a \u003ca href=\"https://www.wsj.com/real-estate/minnesota-rent-control-regulation-prices-34221bd4?mod=hp_lead_pos9#comments_sector\">\u003cem>Wall\u003c/em> \u003cem>Street\u003c/em> \u003cem>Journal\u003c/em> analysis\u003c/a>, permits to build apartments in St. Paul fell by nearly 80% in early 2022, after the city passed its rent-control ordinance. Conversely, housing permits in Minneapolis saw a fourfold increase during that same time period.\u003c/p>\n\u003cfigure id=\"attachment_12069652\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069652\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/001_SanFrancisco_Housing_07292021_qed-1.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/001_SanFrancisco_Housing_07292021_qed-1.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/001_SanFrancisco_Housing_07292021_qed-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/001_SanFrancisco_Housing_07292021_qed-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Apartment buildings in Nob Hill in San Francisco on July 29, 2021. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>But support for rent stabilization has grown among tenants and lawmakers in recent years, including from a coalition of 32 economists who wrote to the Federal Housing Finance Agency in 2023, urging the nationwide use of rental control. And last year, New York City voters elected Mayor Zohran Mamdani, who campaigned on a \u003ca href=\"https://www.zohranfornyc.com/platform\">multi-year rent freeze\u003c/a> for the city’s rent-stabilized apartments.\u003c/p>\n\u003cp>“Today’s vote is nothing short of betrayal,” Christina Livingston, executive director of Alliance of Californians for Community Empowerment, said in an emailed statement.\u003c/p>\n\u003cp>“At this moment, when Californians desperately need housing stability, our legislators chose to side with corporate landlords instead. When given the opportunity to solidify basic tenant protections, they failed, and we are outraged.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"title": "New San Bruno Home Offers Independence for Adults With Developmental Disabilities",
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"content": "\u003cp>Community leaders gathered Monday to celebrate the opening of a new affordable \u003ca href=\"https://www.kqed.org/housing\">housing\u003c/a> project in \u003ca href=\"https://www.kqed.org/news/tag/san-bruno\">San Bruno\u003c/a> designed specifically for adults with \u003ca href=\"https://www.kqed.org/news/tag/disability\">developmental disabilities\u003c/a> — a population facing a severe shortage of stable living options in San Mateo County.\u003c/p>\n\u003cp>The Huntington House, purchased by the Peninsula Health Care District for approximately $1.8 million, will provide long-term housing for six people. The project is a collaboration between the health care district, the nonprofit AbilityPath and the Golden Gate Regional Center, a publicly funded nonprofit. It’s one of only a few of its kind on the Peninsula, joining another cooperative home in San Mateo.\u003c/p>\n\u003cp>Bryan Neider, CEO of AbilityPath and AbilityPath Housing, said the investment demonstrates that “housing is healthcare.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“The healthcare district is fulfilling the highest claim in their charter, which is addressing the unmet needs of our most vulnerable residents,” Neider said. “They know that providing a stable home reduces emergency room visits and improves mental health.”\u003c/p>\n\u003cp>The home follows a cooperative living model where residents share communal spaces — including a kitchen, living room and a dedicated gaming or activity area — while maintaining five private bedrooms and one shared bedroom. Rent is capped at one-third of a resident’s income.\u003c/p>\n\u003cfigure id=\"attachment_12069437\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12069437 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00187_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00187_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00187_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00187_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Gabi Derek, a lifelong participant of AbilityPath, speaks at a ribbon-cutting ceremony for a new affordable housing building in San Bruno on Jan. 12, 2026. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The opening comes at a critical time for the Bay Area, where the cost of living often makes independence nearly impossible for those on fixed incomes. According to the California State Council on Developmental Disabilities, there are more than \u003ca href=\"https://scdd.ca.gov/wp-content/uploads/sites/33/2020/06/People-with-IDD-in-California-Snapshot-5.27.20-ACCESSIBLE.pdf\">450,000 adults\u003c/a> with intellectual and developmental disabilities in the state, with many \u003ca href=\"http://scdd.ca.gov/ca_empl_rate/\">unemployed\u003c/a> or who earn less than 30% of the area median income.\u003c/p>\n\u003cp>For 51-year-old Gabrielle Dedek, who has Down syndrome and was raised in the Bay Area, the wait for independence lasted nearly her entire adult life. Dedek lived with her parents before moving into a similar affordable apartment in Palo Alto with AbilityPath’s help last year. She said the transition allowed her to stay in her community while finally having a home of her own.\u003c/p>\n\u003cp>“I really do love my new home,” Dedek said. “I can never go back to the past. This is my future, and I’m staying and pushing to the future.”[aside postID=news_12069177 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HJA_2939_SOTS_001-2000x1333.jpg']Reggie San Pablo, a director with AbilityPath, noted that the average rent for a studio apartment in the region often exceeds the total monthly income for adults receiving Supplemental Security Income.\u003c/p>\n\u003cp>He said the cooperative model is a deliberate alternative to traditional apartment living, which can lead to social isolation. While the home does not provide 24-hour on-site staffing, residents receive 20 to 25 hours of weekly support through the organization’s Independent Living Skills program. This includes coaching on budgeting, meal planning, community participation and tenancy stability.\u003c/p>\n\u003cp>The organization also operates a dedicated employment branch that currently supports nearly 300 people in obtaining and keeping work, with jobs in tech, retail and administrative roles, helping them through the application and interview process.\u003c/p>\n\u003cp>Huntington House is also located only a few blocks from the San Bruno Caltrain station and SamTrans bus routes, a detail officials said was intentional to ensure residents can access jobs and community amenities independently.\u003c/p>\n\u003cp>San Bruno Councilmember Tom Hamilton, a parent of two children with developmental disabilities, noted that while the city works hard to address the housing crisis for all families, the specific needs of people with developmental disabilities are often overlooked.\u003c/p>\n\u003cfigure id=\"attachment_12069435\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069435\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00130_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00130_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00130_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00130_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">AbilityPath Housing opened a new affordable housing building in San Bruno on Jan. 12, 2026. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Housing is a human right,” Hamilton said. “We work very hard to address our housing crisis, but not enough is being done in this space.”\u003c/p>\n\u003cp>The Golden Gate Regional Center and AbilityPath will manage the upcoming application process, which includes support for move-in and setting cooperative living expectations.\u003c/p>\n\u003cp>Because of the high demand, officials expect to use a lottery system to select the six residents who will call Huntington House home. Residents are expected to move in within the next two months.\u003c/p>\n\u003cp>“Housing [is] a crisis, not just for Silicon Valley, but for our special needs community,” said Jennifer Wagstaff-Hinton, board chair for AbilityPath. “It’s unacceptable to say, ‘I can’t solve that problem.’ Just get it done.”\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Community leaders gathered Monday to celebrate the opening of a new affordable \u003ca href=\"https://www.kqed.org/housing\">housing\u003c/a> project in \u003ca href=\"https://www.kqed.org/news/tag/san-bruno\">San Bruno\u003c/a> designed specifically for adults with \u003ca href=\"https://www.kqed.org/news/tag/disability\">developmental disabilities\u003c/a> — a population facing a severe shortage of stable living options in San Mateo County.\u003c/p>\n\u003cp>The Huntington House, purchased by the Peninsula Health Care District for approximately $1.8 million, will provide long-term housing for six people. The project is a collaboration between the health care district, the nonprofit AbilityPath and the Golden Gate Regional Center, a publicly funded nonprofit. It’s one of only a few of its kind on the Peninsula, joining another cooperative home in San Mateo.\u003c/p>\n\u003cp>Bryan Neider, CEO of AbilityPath and AbilityPath Housing, said the investment demonstrates that “housing is healthcare.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“The healthcare district is fulfilling the highest claim in their charter, which is addressing the unmet needs of our most vulnerable residents,” Neider said. “They know that providing a stable home reduces emergency room visits and improves mental health.”\u003c/p>\n\u003cp>The home follows a cooperative living model where residents share communal spaces — including a kitchen, living room and a dedicated gaming or activity area — while maintaining five private bedrooms and one shared bedroom. Rent is capped at one-third of a resident’s income.\u003c/p>\n\u003cfigure id=\"attachment_12069437\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12069437 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00187_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00187_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00187_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00187_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Gabi Derek, a lifelong participant of AbilityPath, speaks at a ribbon-cutting ceremony for a new affordable housing building in San Bruno on Jan. 12, 2026. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The opening comes at a critical time for the Bay Area, where the cost of living often makes independence nearly impossible for those on fixed incomes. According to the California State Council on Developmental Disabilities, there are more than \u003ca href=\"https://scdd.ca.gov/wp-content/uploads/sites/33/2020/06/People-with-IDD-in-California-Snapshot-5.27.20-ACCESSIBLE.pdf\">450,000 adults\u003c/a> with intellectual and developmental disabilities in the state, with many \u003ca href=\"http://scdd.ca.gov/ca_empl_rate/\">unemployed\u003c/a> or who earn less than 30% of the area median income.\u003c/p>\n\u003cp>For 51-year-old Gabrielle Dedek, who has Down syndrome and was raised in the Bay Area, the wait for independence lasted nearly her entire adult life. Dedek lived with her parents before moving into a similar affordable apartment in Palo Alto with AbilityPath’s help last year. She said the transition allowed her to stay in her community while finally having a home of her own.\u003c/p>\n\u003cp>“I really do love my new home,” Dedek said. “I can never go back to the past. This is my future, and I’m staying and pushing to the future.”\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Reggie San Pablo, a director with AbilityPath, noted that the average rent for a studio apartment in the region often exceeds the total monthly income for adults receiving Supplemental Security Income.\u003c/p>\n\u003cp>He said the cooperative model is a deliberate alternative to traditional apartment living, which can lead to social isolation. While the home does not provide 24-hour on-site staffing, residents receive 20 to 25 hours of weekly support through the organization’s Independent Living Skills program. This includes coaching on budgeting, meal planning, community participation and tenancy stability.\u003c/p>\n\u003cp>The organization also operates a dedicated employment branch that currently supports nearly 300 people in obtaining and keeping work, with jobs in tech, retail and administrative roles, helping them through the application and interview process.\u003c/p>\n\u003cp>Huntington House is also located only a few blocks from the San Bruno Caltrain station and SamTrans bus routes, a detail officials said was intentional to ensure residents can access jobs and community amenities independently.\u003c/p>\n\u003cp>San Bruno Councilmember Tom Hamilton, a parent of two children with developmental disabilities, noted that while the city works hard to address the housing crisis for all families, the specific needs of people with developmental disabilities are often overlooked.\u003c/p>\n\u003cfigure id=\"attachment_12069435\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12069435\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00130_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00130_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00130_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260112-SANBRUNOAFFORDABLEHOUSING00130_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">AbilityPath Housing opened a new affordable housing building in San Bruno on Jan. 12, 2026. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Housing is a human right,” Hamilton said. “We work very hard to address our housing crisis, but not enough is being done in this space.”\u003c/p>\n\u003cp>The Golden Gate Regional Center and AbilityPath will manage the upcoming application process, which includes support for move-in and setting cooperative living expectations.\u003c/p>\n\u003cp>Because of the high demand, officials expect to use a lottery system to select the six residents who will call Huntington House home. Residents are expected to move in within the next two months.\u003c/p>\n\u003cp>“Housing [is] a crisis, not just for Silicon Valley, but for our special needs community,” said Jennifer Wagstaff-Hinton, board chair for AbilityPath. “It’s unacceptable to say, ‘I can’t solve that problem.’ Just get it done.”\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"content": "\u003cp>After years of championing new funding to combat \u003ca href=\"https://www.kqed.org/news/tag/california\">California\u003c/a>‘s housing shortage and homelessness crisis, Gov. \u003ca href=\"https://www.kqed.org/news/tag/gavin-newsom\">Gavin Newsom\u003c/a>‘s final budget was a retreat from the major investments of years’ past and left many advocates disappointed.\u003c/p>\n\u003cp>The \u003ca href=\"https://ebudget.ca.gov/FullBudgetSummary.pdf\">budget proposal\u003c/a>, released Friday, projected a modest $2.9 billion shortfall — a significantly rosier picture than the \u003ca href=\"https://lao.ca.gov/Publications/Report/5091\">$18 billion anticipated\u003c/a> by the Legislative Analyst’s Office — and emphasized accountability and streamlining over new cash investments to address homelessness and bolster affordable housing.\u003c/p>\n\u003cp>It comes as the state faces federal funding cuts and expected \u003ca href=\"https://www.kqed.org/news/12064324/its-devastating-more-than-100m-for-housing-homeless-at-risk-under-new-hud-policy\">policy changes\u003c/a> that could restrict how much money agencies can spend on permanent housing for people exiting homelessness. As the governor works on finalizing his budget proposal in May, affordable housing groups hope they can sway the administration to fill the funding gaps.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“I am disappointed,” said Heather Hood, who helms the nonprofit housing provider Enterprise Community Partners’ Northern California work. “We hear over and over that housing affordability is a major concern for Californians and the governor, and yet we’re not seeing it reflected in the budget.”\u003c/p>\n\u003cp>But Newsom kept promises he made \u003ca href=\"https://www.kqed.org/news/12045673/newsom-slashes-funding-for-homelessness-in-state-budget-leaving-cities-scrambling\">last year\u003c/a>: The proposed budget includes $500 million for one of California’s largest homelessness services programs, the Homeless Housing, Assistance and Prevention (HHAP) Grant — contingent on “enhanced accountability and performance requirements” — after it received \u003ca href=\"https://www.kqed.org/news/12045673/newsom-slashes-funding-for-homelessness-in-state-budget-leaving-cities-scrambling\">no new funding last year\u003c/a>.\u003c/p>\n\u003cp>“We have invested a significant amount over these last seven years,” Joe Stephenshaw, director of the state’s Department of Finance, said during a press conference on Friday announcing the budget proposal. “Prior to this administration, there were no significant investments at the state level in combating homelessness.”\u003c/p>\n\u003cfigure id=\"attachment_12042903\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12042903\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The homeless encampment at Ohlone Park in Berkeley on May 29, 2025. \u003ccite>(Gina Castro/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While affordable housing and homelessness services organizations say the $500 million is welcome, they had hoped to see funding levels ramp back up to what they were earlier in Newsom’s tenure, when the state consistently dedicated $1 billion to the program.\u003c/p>\n\u003cp>“We believe we have to be much bigger and bolder in sustaining and growing our investments in affordable housing if we’re going to deliver the housing and services Californians really need right now,” said Chione Lucina Muñoz Flegal, executive director of advocacy organization, Housing California.\u003c/p>\n\u003cp>During Newsom’s \u003ca href=\"https://www.kqed.org/news/12069094/in-final-state-of-state-speech-gov-newsom-says-california-offers-model-for-the-nation\">State of the State address\u003c/a> on Thursday, he said he wants cities and counties to bring people off the streets, out of encampments and into housing and treatment. “No more excuses,” he said.\u003c/p>\n\u003cp>But Hood said the comment misrepresents the cash-strapped situation many municipalities face when trying to fund services and housing.[aside postID=news_12068746 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-18-BL_qed.jpg']“There’s only so many places the counties and cities can go,” she said. “They’re not getting the money from the feds, and they’re not necessarily getting it from their residents and voters, and so that’s why there’s been a shift to the state.”\u003c/p>\n\u003cp>Without dedicated cash in the budget, she said the strained environment puts more pressure on securing a $10 billion statewide affordable housing bond. \u003ca href=\"https://mtc.ca.gov/sites/default/files/meetings/attachments/6260/9b_25_0447_1_Summary_Sheet_AB_736_Wicks_and_SB_417_Cabaldon.pdf?cb=b2c5668e\">Two bills \u003c/a>aiming to put the bond on this fall’s ballot are currently making their way through the legislature.\u003c/p>\n\u003cp>In addition to the homelessness funding, the governor’s budget proposal nodded to achievements in previous years and pointed to the state’s Housing and Homeless Agency, a new department set to become \u003ca href=\"https://www.bcsh.ca.gov/about/chha_overview.pdf\">operational by July\u003c/a>, which promises to transform California’s fragmented housing finance system into a more streamlined machine.\u003c/p>\n\u003cp>During Thursday’s address, Newsom said the number of people sleeping in tents, cars and RVs \u003ca href=\"https://www.gov.ca.gov/2026/01/08/california-sees-drop-in-unsheltered-homelessness-bucking-national-trend-and-federal-headwinds/\">dropped by about 9%\u003c/a>, according to preliminary federal data from 2025 from a subset of counties. He contrasted that decrease with the nation’s \u003ca href=\"https://files.hudexchange.info/reports/published/CoC_PopSub_NatlTerrDC_2024.pdf\">18%\u003c/a> increase in homelessness last year.\u003c/p>\n\u003cp>But affordable housing advocates worry that, without further investment, those numbers may backslide, due to federal cuts.\u003c/p>\n\u003cfigure id=\"attachment_12058501\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12058501\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/251001_BAYAREASHELTER_-18-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/251001_BAYAREASHELTER_-18-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/251001_BAYAREASHELTER_-18-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/251001_BAYAREASHELTER_-18-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Outside the DignityMoves tiny home cabins at 33 Gough in San Francisco on Oct. 1, 2025. \u003ccite>(Gustavo Hernandez/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>In March, the U.S. Department of Housing and Urban Development (HUD) said it would not dedicate any new funding to the Emergency Housing Voucher program, which has provided rental assistance to about 70,000 households nationwide, according to a \u003ca href=\"https://ternercenter.berkeley.edu/research-and-policy/the-potential-end-of-emergency-housing-voucher-funding-public-housing-agencies-search-for-solutions/\">report \u003c/a>from UC Berkeley’s Terner Center for Housing Innovation. That funding is set to run out by the end of 2026.\u003c/p>\n\u003cp>Later in November, the \u003ca href=\"https://www.kqed.org/news/12064324/its-devastating-more-than-100m-for-housing-homeless-at-risk-under-new-hud-policy\">department announced\u003c/a> that jurisdictions applying for federal funds can only spend 30% of a key homelessness services grant on permanent housing and urged applicants to instead focus on temporary and emergency housing. The competitive grants also deprioritized funding for agencies that recognize transgender people, use harm reduction practices and follow Housing First principles.\u003c/p>\n\u003cp>Susannah Parsons, director of policy and legislation for the advocacy organization, All Home, said it’s not the time for California to pull back from investing in affordable housing and homelessness services.\u003c/p>\n\u003cp>“Now it feels more important than ever that we backstop against some of these federal threats to ensure that the progress we’re starting to see doesn’t evaporate in the next 12 months,” Parsons said.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>After years of championing new funding to combat \u003ca href=\"https://www.kqed.org/news/tag/california\">California\u003c/a>‘s housing shortage and homelessness crisis, Gov. \u003ca href=\"https://www.kqed.org/news/tag/gavin-newsom\">Gavin Newsom\u003c/a>‘s final budget was a retreat from the major investments of years’ past and left many advocates disappointed.\u003c/p>\n\u003cp>The \u003ca href=\"https://ebudget.ca.gov/FullBudgetSummary.pdf\">budget proposal\u003c/a>, released Friday, projected a modest $2.9 billion shortfall — a significantly rosier picture than the \u003ca href=\"https://lao.ca.gov/Publications/Report/5091\">$18 billion anticipated\u003c/a> by the Legislative Analyst’s Office — and emphasized accountability and streamlining over new cash investments to address homelessness and bolster affordable housing.\u003c/p>\n\u003cp>It comes as the state faces federal funding cuts and expected \u003ca href=\"https://www.kqed.org/news/12064324/its-devastating-more-than-100m-for-housing-homeless-at-risk-under-new-hud-policy\">policy changes\u003c/a> that could restrict how much money agencies can spend on permanent housing for people exiting homelessness. As the governor works on finalizing his budget proposal in May, affordable housing groups hope they can sway the administration to fill the funding gaps.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“I am disappointed,” said Heather Hood, who helms the nonprofit housing provider Enterprise Community Partners’ Northern California work. “We hear over and over that housing affordability is a major concern for Californians and the governor, and yet we’re not seeing it reflected in the budget.”\u003c/p>\n\u003cp>But Newsom kept promises he made \u003ca href=\"https://www.kqed.org/news/12045673/newsom-slashes-funding-for-homelessness-in-state-budget-leaving-cities-scrambling\">last year\u003c/a>: The proposed budget includes $500 million for one of California’s largest homelessness services programs, the Homeless Housing, Assistance and Prevention (HHAP) Grant — contingent on “enhanced accountability and performance requirements” — after it received \u003ca href=\"https://www.kqed.org/news/12045673/newsom-slashes-funding-for-homelessness-in-state-budget-leaving-cities-scrambling\">no new funding last year\u003c/a>.\u003c/p>\n\u003cp>“We have invested a significant amount over these last seven years,” Joe Stephenshaw, director of the state’s Department of Finance, said during a press conference on Friday announcing the budget proposal. “Prior to this administration, there were no significant investments at the state level in combating homelessness.”\u003c/p>\n\u003cfigure id=\"attachment_12042903\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12042903\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/20250529_OhloneParkEncampment_GC-16_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The homeless encampment at Ohlone Park in Berkeley on May 29, 2025. \u003ccite>(Gina Castro/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While affordable housing and homelessness services organizations say the $500 million is welcome, they had hoped to see funding levels ramp back up to what they were earlier in Newsom’s tenure, when the state consistently dedicated $1 billion to the program.\u003c/p>\n\u003cp>“We believe we have to be much bigger and bolder in sustaining and growing our investments in affordable housing if we’re going to deliver the housing and services Californians really need right now,” said Chione Lucina Muñoz Flegal, executive director of advocacy organization, Housing California.\u003c/p>\n\u003cp>During Newsom’s \u003ca href=\"https://www.kqed.org/news/12069094/in-final-state-of-state-speech-gov-newsom-says-california-offers-model-for-the-nation\">State of the State address\u003c/a> on Thursday, he said he wants cities and counties to bring people off the streets, out of encampments and into housing and treatment. “No more excuses,” he said.\u003c/p>\n\u003cp>But Hood said the comment misrepresents the cash-strapped situation many municipalities face when trying to fund services and housing.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“There’s only so many places the counties and cities can go,” she said. “They’re not getting the money from the feds, and they’re not necessarily getting it from their residents and voters, and so that’s why there’s been a shift to the state.”\u003c/p>\n\u003cp>Without dedicated cash in the budget, she said the strained environment puts more pressure on securing a $10 billion statewide affordable housing bond. \u003ca href=\"https://mtc.ca.gov/sites/default/files/meetings/attachments/6260/9b_25_0447_1_Summary_Sheet_AB_736_Wicks_and_SB_417_Cabaldon.pdf?cb=b2c5668e\">Two bills \u003c/a>aiming to put the bond on this fall’s ballot are currently making their way through the legislature.\u003c/p>\n\u003cp>In addition to the homelessness funding, the governor’s budget proposal nodded to achievements in previous years and pointed to the state’s Housing and Homeless Agency, a new department set to become \u003ca href=\"https://www.bcsh.ca.gov/about/chha_overview.pdf\">operational by July\u003c/a>, which promises to transform California’s fragmented housing finance system into a more streamlined machine.\u003c/p>\n\u003cp>During Thursday’s address, Newsom said the number of people sleeping in tents, cars and RVs \u003ca href=\"https://www.gov.ca.gov/2026/01/08/california-sees-drop-in-unsheltered-homelessness-bucking-national-trend-and-federal-headwinds/\">dropped by about 9%\u003c/a>, according to preliminary federal data from 2025 from a subset of counties. He contrasted that decrease with the nation’s \u003ca href=\"https://files.hudexchange.info/reports/published/CoC_PopSub_NatlTerrDC_2024.pdf\">18%\u003c/a> increase in homelessness last year.\u003c/p>\n\u003cp>But affordable housing advocates worry that, without further investment, those numbers may backslide, due to federal cuts.\u003c/p>\n\u003cfigure id=\"attachment_12058501\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12058501\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/251001_BAYAREASHELTER_-18-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/251001_BAYAREASHELTER_-18-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/251001_BAYAREASHELTER_-18-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/251001_BAYAREASHELTER_-18-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Outside the DignityMoves tiny home cabins at 33 Gough in San Francisco on Oct. 1, 2025. \u003ccite>(Gustavo Hernandez/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>In March, the U.S. Department of Housing and Urban Development (HUD) said it would not dedicate any new funding to the Emergency Housing Voucher program, which has provided rental assistance to about 70,000 households nationwide, according to a \u003ca href=\"https://ternercenter.berkeley.edu/research-and-policy/the-potential-end-of-emergency-housing-voucher-funding-public-housing-agencies-search-for-solutions/\">report \u003c/a>from UC Berkeley’s Terner Center for Housing Innovation. That funding is set to run out by the end of 2026.\u003c/p>\n\u003cp>Later in November, the \u003ca href=\"https://www.kqed.org/news/12064324/its-devastating-more-than-100m-for-housing-homeless-at-risk-under-new-hud-policy\">department announced\u003c/a> that jurisdictions applying for federal funds can only spend 30% of a key homelessness services grant on permanent housing and urged applicants to instead focus on temporary and emergency housing. The competitive grants also deprioritized funding for agencies that recognize transgender people, use harm reduction practices and follow Housing First principles.\u003c/p>\n\u003cp>Susannah Parsons, director of policy and legislation for the advocacy organization, All Home, said it’s not the time for California to pull back from investing in affordable housing and homelessness services.\u003c/p>\n\u003cp>“Now it feels more important than ever that we backstop against some of these federal threats to ensure that the progress we’re starting to see doesn’t evaporate in the next 12 months,” Parsons said.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"content": "\u003cp>Plaintiffs representing small businesses and neighborhood groups filed a lawsuit on Friday morning challenging Mayor Daniel Lurie’s controversial “\u003ca href=\"https://www.kqed.org/news/12065204/everything-you-need-to-know-about-san-franciscos-family-zoning-plan\">Family Zoning Plan\u003c/a>,” which allows for taller and more dense housing in large swaths of the city.\u003c/p>\n\u003cp>The litigation comes after months of debate and input on the plan, which aims to make it easier to build housing as the city faces a state mandate to add tens of thousands of new homes by 2031. Filed by members of Neighborhoods United San Francisco and Small Business Forward, a progressive business coalition, the lawsuit seeks to pause implementation of the rezoning plan \u003ca href=\"https://www.kqed.org/news/12065204/everything-you-need-to-know-about-san-franciscos-family-zoning-plan\">that the city passed in December\u003c/a> and is set to take effect Monday.\u003c/p>\n\u003cp>“You cannot claim to support families and affordability while advancing a rezoning that encourages displacement, strains infrastructure, and offers no clear path to housing people can afford,” Katherine Petrin, co-founder of Neighborhoods United, said in a statement.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>California required San Francisco to adopt an updated zoning plan by Jan. 31 to make way for 82,000 housing units in the next five years. Some 43,000 units that the city has already approved, but that have yet to be developed, are included in the tally of total units. The city’s plan aims to create capacity for at least 36,000 units for various income levels.\u003c/p>\n\u003cp>The mayor’s office, planning department and other agencies held numerous public meetings, workshops and feedback sessions on the plan leading up to its final vote in December. Some changes were included in the plan, including an amendment to remove any building with three or more rent-controlled units from demolition.\u003c/p>\n\u003cfigure id=\"attachment_12044983\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12044983\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NEWTEACHERHOUSING-14-BL-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NEWTEACHERHOUSING-14-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NEWTEACHERHOUSING-14-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NEWTEACHERHOUSING-14-BL-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Mayor Daniel Lurie, alongside members of the team behind a new housing project, during a groundbreaking ceremony in San Francisco on June 18, 2025. The event marked the start of two affordable housing developments — one with 75 units prioritized for SFUSD and City College educators, and another that will add 92 family apartments. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Critics of the zoning plan said it didn’t go far enough to protect tenants and businesses that could be displaced as a result of development or increasing rental prices. The lawsuit also alleges that the city did not conduct a proper review under the California Environmental Quality Act before passing the plan.\u003c/p>\n\u003cp>“Rather than prepare a CEQA document to analyze the 2025 upzone’s impacts and to consider reasonable alternatives and mitigation measures, the city instead bypassed CEQA review and relied on the addendum to the environmental impact report prepared in 2022 for the Housing Element of the City’s General Plan,” the complaint said.\u003c/p>\n\u003cp>A rezoning plan is also required under the city’s \u003ca href=\"https://sfplanning.org/project/housing-element-update-2022\">Housing Element\u003c/a>, a set of policies aimed at guiding where and how the city’s future housing should be built. Plaintiffs in the lawsuit also allege that the mayor’s plan does not fully comply with the Housing Element, saying the new rezoning rules allow for more dramatic redevelopment than what was approved in the city’s housing plan passed in 2022.\u003c/p>\n\u003cp>“The mayor’s plan left in thousands of rent-controlled housing units. A lot of our small business employees live in these,” said Christin Evans, who owns The Booksmith in Haight-Ashbury.[aside postID=news_12065708 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250325-ApartmentsonWestside-06-BL_qed-1020x680.jpg']“The concern from Small Business Forward is that we get this housing plan right, that we make sure that we are taking care of not displacing small business workers from the city, that we are protecting small business workers, not just their jobs and livelihoods, but also the housing that they live in.”\u003c/p>\n\u003cp>City officials defended the mayor’s housing plan on Friday, saying it underwent a thorough review before approval by state officials.\u003c/p>\n\u003cp>“The Family Zoning Plan is the product of years of study, outreach and hearings. The city took deliberate obligations under state law, including CEQA. We are comforted that the California Department of Housing and Community Development reviewed the Family Zoning Plan and felt it complied with state law,” said Jen Kwart, a spokesperson for the city attorney. “We will review any lawsuit once we are served and will have more to say in court.”\u003c/p>\n\u003cp>Representatives from the mayor’s office underscored that the city needs to build more housing to meet state requirements and keep up with increasing demand for housing.\u003c/p>\n\u003cp>State housing authorities could have withheld critical public funding and taken over local housing plans and approvals if San Francisco failed to pass a housing plan by the end of this month.\u003c/p>\n\u003cp>“More and more, families are struggling to live in San Francisco, and the Family Zoning Plan will help us build the affordable homes they need to stay here,” said Charles Lutvak, a spokesperson for the mayor’s office. “The status quo isn’t working for families in this city, and we’re not going to wait around for someone else to do something about it.”\u003c/p>\n\u003cfigure id=\"attachment_12068866\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12068866\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-18-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-18-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-18-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-18-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Construction workers build at 750 Golden Gate Ave., in San Francisco, on June 18, 2025, during a groundbreaking ceremony marking the start of two affordable housing projects. One will deliver 75 units prioritized for SFUSD and City College educators, and the other at 850 Turk will add 92 family apartments. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The lawsuit filed on Friday may not be the only legal challenge that Lurie’s rezoning plan faces. Pro-housing development advocacy groups such as YIMBY Law, the legal arm of Yes In My Backyard, have also suggested that they could file a lawsuit if the city doesn’t do enough to produce more housing in the city.\u003c/p>\n\u003cp>“We passed that Housing Element and it passed unanimously. So if we’re not just not meeting the spirit but not meeting the letter of the law, then we want to make sure we are holding San Francisco compliant,” said Jane Natoli, Bay Area Director of YIMBY Action.\u003c/p>\n\u003cp>Estimates for how much housing might actually result from the zoning changes have been mixed. Due to economic constraints like building and construction costs, the Planning Department estimates that the mayor’s plan could realistically open up to 19,000 units; however, modeling from the city’s Chief Economist suggests that it could produce only around 14,600 units.\u003c/p>\n\u003cp>“One of the small ironies of today’s lawsuit is if they are saying we need to go back [to the zoning plan], we definitely don’t have a plan that’s compliant and are opening ourselves up to the builder’s remedy,” Natoli said, referring to a legal process through which the state allows developers to bypass local zoning rules if the city is not meeting state housing requirements.\u003c/p>\n\u003cp>Plaintiffs in the lawsuit filed Friday are also exploring a 2026 ballot measure that would give voters a chance to potentially weigh in on additional changes to the new zoning plan.\u003c/p>\n\u003cp>Richard Drury, the attorney representing Neighborhoods United and Small Business Forward, said that the plaintiffs have not yet decided whether they will seek preliminary relief or a resolution in the court.\u003c/p>\n\u003cp>“This plan didn’t go through the right public review process to produce more affordable housing and less damage,” Drury said. “Instead, they upzoned parts of the city and are threatening to eliminate some rent-controlled housing to build luxury condos, which is the opposite of what the plan aimed to do.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Plaintiffs representing small businesses and neighborhood groups filed a lawsuit on Friday morning challenging Mayor Daniel Lurie’s controversial “\u003ca href=\"https://www.kqed.org/news/12065204/everything-you-need-to-know-about-san-franciscos-family-zoning-plan\">Family Zoning Plan\u003c/a>,” which allows for taller and more dense housing in large swaths of the city.\u003c/p>\n\u003cp>The litigation comes after months of debate and input on the plan, which aims to make it easier to build housing as the city faces a state mandate to add tens of thousands of new homes by 2031. Filed by members of Neighborhoods United San Francisco and Small Business Forward, a progressive business coalition, the lawsuit seeks to pause implementation of the rezoning plan \u003ca href=\"https://www.kqed.org/news/12065204/everything-you-need-to-know-about-san-franciscos-family-zoning-plan\">that the city passed in December\u003c/a> and is set to take effect Monday.\u003c/p>\n\u003cp>“You cannot claim to support families and affordability while advancing a rezoning that encourages displacement, strains infrastructure, and offers no clear path to housing people can afford,” Katherine Petrin, co-founder of Neighborhoods United, said in a statement.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>California required San Francisco to adopt an updated zoning plan by Jan. 31 to make way for 82,000 housing units in the next five years. Some 43,000 units that the city has already approved, but that have yet to be developed, are included in the tally of total units. The city’s plan aims to create capacity for at least 36,000 units for various income levels.\u003c/p>\n\u003cp>The mayor’s office, planning department and other agencies held numerous public meetings, workshops and feedback sessions on the plan leading up to its final vote in December. Some changes were included in the plan, including an amendment to remove any building with three or more rent-controlled units from demolition.\u003c/p>\n\u003cfigure id=\"attachment_12044983\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12044983\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NEWTEACHERHOUSING-14-BL-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NEWTEACHERHOUSING-14-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NEWTEACHERHOUSING-14-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NEWTEACHERHOUSING-14-BL-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Mayor Daniel Lurie, alongside members of the team behind a new housing project, during a groundbreaking ceremony in San Francisco on June 18, 2025. The event marked the start of two affordable housing developments — one with 75 units prioritized for SFUSD and City College educators, and another that will add 92 family apartments. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Critics of the zoning plan said it didn’t go far enough to protect tenants and businesses that could be displaced as a result of development or increasing rental prices. The lawsuit also alleges that the city did not conduct a proper review under the California Environmental Quality Act before passing the plan.\u003c/p>\n\u003cp>“Rather than prepare a CEQA document to analyze the 2025 upzone’s impacts and to consider reasonable alternatives and mitigation measures, the city instead bypassed CEQA review and relied on the addendum to the environmental impact report prepared in 2022 for the Housing Element of the City’s General Plan,” the complaint said.\u003c/p>\n\u003cp>A rezoning plan is also required under the city’s \u003ca href=\"https://sfplanning.org/project/housing-element-update-2022\">Housing Element\u003c/a>, a set of policies aimed at guiding where and how the city’s future housing should be built. Plaintiffs in the lawsuit also allege that the mayor’s plan does not fully comply with the Housing Element, saying the new rezoning rules allow for more dramatic redevelopment than what was approved in the city’s housing plan passed in 2022.\u003c/p>\n\u003cp>“The mayor’s plan left in thousands of rent-controlled housing units. A lot of our small business employees live in these,” said Christin Evans, who owns The Booksmith in Haight-Ashbury.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“The concern from Small Business Forward is that we get this housing plan right, that we make sure that we are taking care of not displacing small business workers from the city, that we are protecting small business workers, not just their jobs and livelihoods, but also the housing that they live in.”\u003c/p>\n\u003cp>City officials defended the mayor’s housing plan on Friday, saying it underwent a thorough review before approval by state officials.\u003c/p>\n\u003cp>“The Family Zoning Plan is the product of years of study, outreach and hearings. The city took deliberate obligations under state law, including CEQA. We are comforted that the California Department of Housing and Community Development reviewed the Family Zoning Plan and felt it complied with state law,” said Jen Kwart, a spokesperson for the city attorney. “We will review any lawsuit once we are served and will have more to say in court.”\u003c/p>\n\u003cp>Representatives from the mayor’s office underscored that the city needs to build more housing to meet state requirements and keep up with increasing demand for housing.\u003c/p>\n\u003cp>State housing authorities could have withheld critical public funding and taken over local housing plans and approvals if San Francisco failed to pass a housing plan by the end of this month.\u003c/p>\n\u003cp>“More and more, families are struggling to live in San Francisco, and the Family Zoning Plan will help us build the affordable homes they need to stay here,” said Charles Lutvak, a spokesperson for the mayor’s office. “The status quo isn’t working for families in this city, and we’re not going to wait around for someone else to do something about it.”\u003c/p>\n\u003cfigure id=\"attachment_12068866\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12068866\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-18-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-18-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-18-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-18-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Construction workers build at 750 Golden Gate Ave., in San Francisco, on June 18, 2025, during a groundbreaking ceremony marking the start of two affordable housing projects. One will deliver 75 units prioritized for SFUSD and City College educators, and the other at 850 Turk will add 92 family apartments. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The lawsuit filed on Friday may not be the only legal challenge that Lurie’s rezoning plan faces. Pro-housing development advocacy groups such as YIMBY Law, the legal arm of Yes In My Backyard, have also suggested that they could file a lawsuit if the city doesn’t do enough to produce more housing in the city.\u003c/p>\n\u003cp>“We passed that Housing Element and it passed unanimously. So if we’re not just not meeting the spirit but not meeting the letter of the law, then we want to make sure we are holding San Francisco compliant,” said Jane Natoli, Bay Area Director of YIMBY Action.\u003c/p>\n\u003cp>Estimates for how much housing might actually result from the zoning changes have been mixed. Due to economic constraints like building and construction costs, the Planning Department estimates that the mayor’s plan could realistically open up to 19,000 units; however, modeling from the city’s Chief Economist suggests that it could produce only around 14,600 units.\u003c/p>\n\u003cp>“One of the small ironies of today’s lawsuit is if they are saying we need to go back [to the zoning plan], we definitely don’t have a plan that’s compliant and are opening ourselves up to the builder’s remedy,” Natoli said, referring to a legal process through which the state allows developers to bypass local zoning rules if the city is not meeting state housing requirements.\u003c/p>\n\u003cp>Plaintiffs in the lawsuit filed Friday are also exploring a 2026 ballot measure that would give voters a chance to potentially weigh in on additional changes to the new zoning plan.\u003c/p>\n\u003cp>Richard Drury, the attorney representing Neighborhoods United and Small Business Forward, said that the plaintiffs have not yet decided whether they will seek preliminary relief or a resolution in the court.\u003c/p>\n\u003cp>“This plan didn’t go through the right public review process to produce more affordable housing and less damage,” Drury said. “Instead, they upzoned parts of the city and are threatening to eliminate some rent-controlled housing to build luxury condos, which is the opposite of what the plan aimed to do.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"title": "After Tenderloin Apartment Fire, Rent-Controlled Tenants Fear They’re Being Pushed Out",
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"content": "\u003cp>For more than 20 years, Hugh Leeman made his home in a studio at 50 Golden Gate Ave. He said many of his neighbors in the rent-controlled building had lived there long before he did.\u003c/p>\n\u003cp>But in the predawn hours of Dec. 12, \u003ca href=\"https://www.kqed.org/news/12066892/fire-tears-through-tenderloin-apartment-building-forcing-rescues-of-residents-cats\">a major blaze\u003c/a> erupted on the top floor of the six-story Beaux Arts-style building in the Tenderloin, rendering it unlivable for Leeman and about 130 others who were displaced.\u003c/p>\n\u003cp>Many of the tenants in the 60-unit building aren’t sure where they’ll live in the coming months, as they face deadlines to apply for city assistance and a possible end to short-term paid hotel stays. Many say they haven’t received sufficient support from the property management company, Mosser Companies, or city leaders.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“It’s been incredibly difficult,” Leeman said after a community meeting on Tuesday with the area’s supervisor and city housing officials. “You’ve got multi-generation families that have lived here for 20, 30, 40 plus years. They can’t afford to go onto the open market.”\u003c/p>\n\u003cp>In the weeks since the fire, Leeman has been able to move into a new apartment, costing him nearly $500 more a month than his rent-controlled $1,172 rate. Still, he considers himself among the fortunate ones to be able to get settled in that time.\u003c/p>\n\u003ch2>‘Coercive at best’\u003c/h2>\n\u003cp>At the time of the fire, those who had lived for decades at 50 Golden Gate would have been paying a fraction of market rate because of the city rent ordinance’s cap on annual increases.\u003c/p>\n\u003cp>Because Mosser could stand to make significantly more money by renting the units at market rate, Leeman said he and others are concerned that the company isn’t incentivized to help the current tenants stay in their units after the fire.\u003c/p>\n\u003cp>“The best thing in their financial interest is to have these people displaced,” he said.\u003c/p>\n\u003cp>So far, he worries his suspicion is correct. In the days directly following the fire, Leeman said Mosser offered to return renters’ security deposits, though the move would end their leases — and therefore their rent-controlled rates.[aside postID=news_12066892 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251212-Tenderloin-Apartment-Fire-01-KQED.jpg']Residents said they also received an offer from the company to rehouse them in another building while theirs was being renovated, and then return to 50 Golden Gate, but the contract included a provision that would release Mosser from any liability that could arise related to the fire in the future.\u003c/p>\n\u003cp>“This, on the surface, is very coercive at best,” Leeman said.\u003c/p>\n\u003cp>Mosser did not respond to requests for comment from KQED, but tenants said the company had agreed to pay December’s rent and provide security at the building after reports of possible theft.\u003c/p>\n\u003cp>Julie Tran, who lived in the building for 17 years, said she received the rehousing offer on a Friday and responded the following Monday with a list of at least six of Mosser’s other buildings in which she would be interested in living, but she struggled to get in touch with the company.\u003c/p>\n\u003cp>“I emailed every day for three days, I left a voicemail every night for three days,” she said.\u003c/p>\n\u003cp>When she did hear back, she was told only that there was no vacancy at another of Mosser’s buildings that she hadn’t included on that list. “‘Did you read my email?’” she said. “And ‘Why are you responding to me with this lack of vacancy at a building I didn’t ask to be relocated to?’”\u003c/p>\n\u003cp>Tran said she’s decided not to pursue a new placement in another Mosser building, but she has heard from other residents who have said they’ve been shown single-room occupancy units without kitchens to replace their studios, even as units with kitchens appear as open on the property manager’s site.\u003c/p>\n\u003cp>“Why is that not being shown to displaced tenants?” Tran asked.\u003c/p>\n\u003ch2>Immediate uncertainty\u003c/h2>\n\u003cp>While residents have tried to get back on their feet, many have been sheltered in two hotels: Disabled and elderly residents were sent to a Motel 6 in Union Square directly after the fire, while others were placed in a Mosser Hotel in the South of Market neighborhood.\u003c/p>\n\u003cp>Tran said two weeks later, on Christmas Day, she and other residents were almost evicted from the hotels before the city’s Human Services Agency stepped in to extend their stays.\u003c/p>\n\u003cp>For some, though, that extension could come to an end Friday.\u003c/p>\n\u003cp>Gardenia Zuniga, who previously lived in the building and has been supporting current residents since the fire, said Supervisor Bilal Mahmood’s office was working to secure extended hotel stays for tenants in 15 units who have recently been approved for the city’s short-term housing subsidy. She said four others’ applications were not approved, and others had elected not to participate.\u003c/p>\n\u003cp>Those who remain in hotels while they look for longer-term housing are expected to be moved to different spots near Ocean Beach and in South San Francisco while their current hotels are booked due to the upcoming JP Morgan healthcare conference, Zuniga told KQED.[aside postID=news_12050263 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/250722-ShelterFamilies-09-BL_qed.jpg']Some tenants on Tuesday expressed concerns that they didn’t qualify for relief based on their income and assets, while others said documentation they needed to complete the applications — like driver’s licenses, passports and other identification — is still inaccessible in their apartments.\u003c/p>\n\u003cp>Mahmood said that the city was permitting digital documentation to ease that concern and had extended the deadline to apply for relief multiple times. Representatives from the Human Services Agency were present at the meeting on Tuesday to help residents complete individual applications.\u003c/p>\n\u003cp>Katia Padilla, the chief operating officer of the Latino Task Force, said the building’s monolingual Spanish speakers have also struggled to get sufficient translation services.\u003c/p>\n\u003cp>She said she’s had to help translate for some, though Mahmood said that the Human Services Agency provided translators during the community meeting and to help with individual applications on Tuesday.\u003c/p>\n\u003cp>Residents on Tuesday also expressed concerns about security at the building. During the meeting, some said that they believe property they left behind has been removed from their apartments or perhaps stolen. Leeman said people saw via Find My iPhone that their devices had been taken out of the building and accessed off-site, and photos of the building’s roof show that it has been uncovered.\u003c/p>\n\u003cp>Residents have been unable to retrieve their property because authorities have deemed the building unsafe to enter.\u003c/p>\n\u003cp>Mahmood said his office was helping residents who are concerned about their property to file police reports, and that it is expediting repair permits needed to allow building access, including to fix a broken elevator at risk of collapsing. He expected tenants would be able to get into the building next week.\u003c/p>\n\u003cp>“Our focus has been security and making sure the residents get access [as soon] as possible,” he said. “The next step is making sure they’re going to start scheduling appointments for people to come into the building and get access to the resources.”\u003c/p>\n\u003ch2>Next steps\u003c/h2>\n\u003cp>Tran is among the residents who have been approved for assistance through the city’s short-term subsidy program, which will pay the difference between her $1,275 monthly rent at 50 Golden Gate and a new unit that costs up to $2,845 a month, depending on whether she stays in the city or moves elsewhere in the Bay Area.\u003c/p>\n\u003cp>That subsidy will be in effect for two years, she said, with a possible two-year extension. She’s also applied for the \u003ca href=\"https://www.sf.gov/learn-about-displaced-tenant-housing-preference-dthp\">Displaced Tenant Housing Preference\u003c/a> program through the Mayor’s Office of Housing and Community Development, which gives preference in the city’s affordable housing lottery system to renters forced out of their homes by fire, no-fault eviction and other reasons out of their control. But she said she’s been told that the process could take longer and isn’t a guarantee.\u003c/p>\n\u003cp>In the meantime, finding a place could prove difficult. Tran said she routinely spent 80% of her income on the studio apartment, and the subsidy goes only toward her base rent, not utilities.\u003c/p>\n\u003cp>“If I go anywhere that includes [additional] utilities, I have no disposable income left,” she said. “Of all the options I’ve looked at, I’m really only looking at one property at this point.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>For more than 20 years, Hugh Leeman made his home in a studio at 50 Golden Gate Ave. He said many of his neighbors in the rent-controlled building had lived there long before he did.\u003c/p>\n\u003cp>But in the predawn hours of Dec. 12, \u003ca href=\"https://www.kqed.org/news/12066892/fire-tears-through-tenderloin-apartment-building-forcing-rescues-of-residents-cats\">a major blaze\u003c/a> erupted on the top floor of the six-story Beaux Arts-style building in the Tenderloin, rendering it unlivable for Leeman and about 130 others who were displaced.\u003c/p>\n\u003cp>Many of the tenants in the 60-unit building aren’t sure where they’ll live in the coming months, as they face deadlines to apply for city assistance and a possible end to short-term paid hotel stays. Many say they haven’t received sufficient support from the property management company, Mosser Companies, or city leaders.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“It’s been incredibly difficult,” Leeman said after a community meeting on Tuesday with the area’s supervisor and city housing officials. “You’ve got multi-generation families that have lived here for 20, 30, 40 plus years. They can’t afford to go onto the open market.”\u003c/p>\n\u003cp>In the weeks since the fire, Leeman has been able to move into a new apartment, costing him nearly $500 more a month than his rent-controlled $1,172 rate. Still, he considers himself among the fortunate ones to be able to get settled in that time.\u003c/p>\n\u003ch2>‘Coercive at best’\u003c/h2>\n\u003cp>At the time of the fire, those who had lived for decades at 50 Golden Gate would have been paying a fraction of market rate because of the city rent ordinance’s cap on annual increases.\u003c/p>\n\u003cp>Because Mosser could stand to make significantly more money by renting the units at market rate, Leeman said he and others are concerned that the company isn’t incentivized to help the current tenants stay in their units after the fire.\u003c/p>\n\u003cp>“The best thing in their financial interest is to have these people displaced,” he said.\u003c/p>\n\u003cp>So far, he worries his suspicion is correct. In the days directly following the fire, Leeman said Mosser offered to return renters’ security deposits, though the move would end their leases — and therefore their rent-controlled rates.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Residents said they also received an offer from the company to rehouse them in another building while theirs was being renovated, and then return to 50 Golden Gate, but the contract included a provision that would release Mosser from any liability that could arise related to the fire in the future.\u003c/p>\n\u003cp>“This, on the surface, is very coercive at best,” Leeman said.\u003c/p>\n\u003cp>Mosser did not respond to requests for comment from KQED, but tenants said the company had agreed to pay December’s rent and provide security at the building after reports of possible theft.\u003c/p>\n\u003cp>Julie Tran, who lived in the building for 17 years, said she received the rehousing offer on a Friday and responded the following Monday with a list of at least six of Mosser’s other buildings in which she would be interested in living, but she struggled to get in touch with the company.\u003c/p>\n\u003cp>“I emailed every day for three days, I left a voicemail every night for three days,” she said.\u003c/p>\n\u003cp>When she did hear back, she was told only that there was no vacancy at another of Mosser’s buildings that she hadn’t included on that list. “‘Did you read my email?’” she said. “And ‘Why are you responding to me with this lack of vacancy at a building I didn’t ask to be relocated to?’”\u003c/p>\n\u003cp>Tran said she’s decided not to pursue a new placement in another Mosser building, but she has heard from other residents who have said they’ve been shown single-room occupancy units without kitchens to replace their studios, even as units with kitchens appear as open on the property manager’s site.\u003c/p>\n\u003cp>“Why is that not being shown to displaced tenants?” Tran asked.\u003c/p>\n\u003ch2>Immediate uncertainty\u003c/h2>\n\u003cp>While residents have tried to get back on their feet, many have been sheltered in two hotels: Disabled and elderly residents were sent to a Motel 6 in Union Square directly after the fire, while others were placed in a Mosser Hotel in the South of Market neighborhood.\u003c/p>\n\u003cp>Tran said two weeks later, on Christmas Day, she and other residents were almost evicted from the hotels before the city’s Human Services Agency stepped in to extend their stays.\u003c/p>\n\u003cp>For some, though, that extension could come to an end Friday.\u003c/p>\n\u003cp>Gardenia Zuniga, who previously lived in the building and has been supporting current residents since the fire, said Supervisor Bilal Mahmood’s office was working to secure extended hotel stays for tenants in 15 units who have recently been approved for the city’s short-term housing subsidy. She said four others’ applications were not approved, and others had elected not to participate.\u003c/p>\n\u003cp>Those who remain in hotels while they look for longer-term housing are expected to be moved to different spots near Ocean Beach and in South San Francisco while their current hotels are booked due to the upcoming JP Morgan healthcare conference, Zuniga told KQED.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Some tenants on Tuesday expressed concerns that they didn’t qualify for relief based on their income and assets, while others said documentation they needed to complete the applications — like driver’s licenses, passports and other identification — is still inaccessible in their apartments.\u003c/p>\n\u003cp>Mahmood said that the city was permitting digital documentation to ease that concern and had extended the deadline to apply for relief multiple times. Representatives from the Human Services Agency were present at the meeting on Tuesday to help residents complete individual applications.\u003c/p>\n\u003cp>Katia Padilla, the chief operating officer of the Latino Task Force, said the building’s monolingual Spanish speakers have also struggled to get sufficient translation services.\u003c/p>\n\u003cp>She said she’s had to help translate for some, though Mahmood said that the Human Services Agency provided translators during the community meeting and to help with individual applications on Tuesday.\u003c/p>\n\u003cp>Residents on Tuesday also expressed concerns about security at the building. During the meeting, some said that they believe property they left behind has been removed from their apartments or perhaps stolen. Leeman said people saw via Find My iPhone that their devices had been taken out of the building and accessed off-site, and photos of the building’s roof show that it has been uncovered.\u003c/p>\n\u003cp>Residents have been unable to retrieve their property because authorities have deemed the building unsafe to enter.\u003c/p>\n\u003cp>Mahmood said his office was helping residents who are concerned about their property to file police reports, and that it is expediting repair permits needed to allow building access, including to fix a broken elevator at risk of collapsing. He expected tenants would be able to get into the building next week.\u003c/p>\n\u003cp>“Our focus has been security and making sure the residents get access [as soon] as possible,” he said. “The next step is making sure they’re going to start scheduling appointments for people to come into the building and get access to the resources.”\u003c/p>\n\u003ch2>Next steps\u003c/h2>\n\u003cp>Tran is among the residents who have been approved for assistance through the city’s short-term subsidy program, which will pay the difference between her $1,275 monthly rent at 50 Golden Gate and a new unit that costs up to $2,845 a month, depending on whether she stays in the city or moves elsewhere in the Bay Area.\u003c/p>\n\u003cp>That subsidy will be in effect for two years, she said, with a possible two-year extension. She’s also applied for the \u003ca href=\"https://www.sf.gov/learn-about-displaced-tenant-housing-preference-dthp\">Displaced Tenant Housing Preference\u003c/a> program through the Mayor’s Office of Housing and Community Development, which gives preference in the city’s affordable housing lottery system to renters forced out of their homes by fire, no-fault eviction and other reasons out of their control. But she said she’s been told that the process could take longer and isn’t a guarantee.\u003c/p>\n\u003cp>In the meantime, finding a place could prove difficult. Tran said she routinely spent 80% of her income on the studio apartment, and the subsidy goes only toward her base rent, not utilities.\u003c/p>\n\u003cp>“If I go anywhere that includes [additional] utilities, I have no disposable income left,” she said. “Of all the options I’ve looked at, I’m really only looking at one property at this point.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>The California state legislature passed a bevy of blockbuster housing bills last year. Some took aim at the state’s \u003ca href=\"https://www.kqed.org/news/12046558/california-lawmakers-approve-major-overhaul-of-landmark-environmental-law\">landmark environmental law\u003c/a>, which critics argued blocked development for years. Others aim to reshape how housing is built near \u003ca href=\"https://www.kqed.org/news/12059533/newsom-signs-ambitious-bill-to-boost-housing-density-near-public-transit\">major transit stops\u003c/a> or promise to hasten recovery after a disaster.\u003c/p>\n\u003cp>As those laws go into effect this year, some housing experts say they mark a seismic shift in attitudes towards the state’s housing affordability crisis and lawmakers’ appetite for solving it.\u003c/p>\n\u003cp>\u003cstrong>“\u003c/strong>2025 was a landmark year on the substance, but I think in many ways, more importantly, the symbolism of achieving some of these major policy changes is really significant,” said Matt Lewis, a spokesperson for California YIMBY.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>While many of the new laws focus on creating new housing, tenant rights advocates argue the state needs to do more to keep existing housing stock affordable. Zach Murray, the state campaign coordinator for tenants rights organization Alliance of Californians for Community Empowerment, said they hope to gain ground for renters this year by advancing bills that stalled in committee in 2025.\u003c/p>\n\u003cp>“With new construction… any promise of affordability that comes from getting more units is five to ten years down the line,” he said. “We know that folks are struggling right now.”\u003c/p>\n\u003cp>Keep reading for some of the 2026 laws that will impact housing construction and renters this year:\u003c/p>\n\u003ch2>Reforms to California’s landmark environmental law\u003c/h2>\n\u003cp>Some of the biggest laws to go into effect this year deal with the California Environmental Quality Act, also known as CEQA. The law applies to most developments — think parks, apartments, hospitals and most everything in between — and requires developers to evaluate whether their project negatively impacts the environment, and make changes to mitigate those impacts.\u003c/p>\n\u003cp>For years, critics argued that CEQA complicated and prolonged the development process, making building more expensive and difficult, and stalling crucial infrastructure projects.\u003c/p>\n\u003cfigure id=\"attachment_12003447\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12003447\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Gov. Gavin Newsom speaks next to Attorney General Rob Bonta during a press conference on Sept. 4, 2024, in Sacramento. \u003ccite>(Sophie Austin/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>When Gov. Gavin Newsom finalized \u003ca href=\"https://www.kqed.org/news/12046558/california-lawmakers-approve-major-overhaul-of-landmark-environmental-law\">last year’s budget\u003c/a>, he included two bills that exempted certain projects from CEQA review. \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202520260AB130\">AB 130\u003c/a> exempts urban infill housing while \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB131\">SB 131\u003c/a> exempts other types of projects, including those related to high-speed rail,\u003ca href=\"https://www.kqed.org/news/12011579/lawsuit-from-napa-neighbors-could-block-much-needed-child-care-expansion\"> childcare centers\u003c/a>, wildfire mitigation and advanced manufacturing.\u003c/p>\n\u003cp>Lewis said the two bills would have likely died in committee in previous years, but as more people, including lawmakers, feel the pinch of the state’s housing affordability crisis, controversial bills have a better chance of getting passed.\u003c/p>\n\u003cp>“Now Californians are getting increasingly attenuated, not just to the nature of the shortage, but the fact that, at the root, we have to build a lot more homes,” he said.\u003c/p>\n\u003ch2>Reshaping how housing is built near transit\u003c/h2>\n\u003cp>The other big bill to come out of 2025 was SB 79, authored by State Sen. Scott Wiener, D-San Francisco. The bill was seven years in the making, with Wiener introducing three versions that all failed to win approval.\u003c/p>\n\u003cfigure id=\"attachment_12039671\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12039671\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Sen. Scott Wiener speaks during a press conference in Union Square, San Francisco, on Feb. 18, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Wiener hopes the version that made it across the finish line will help solve two issues: a lack of dense housing near public transit stops and \u003ca href=\"https://www.kqed.org/forum/2010101911215/the-uncertain-future-of-bay-area-transit\">low transit ridership \u003c/a>since the pandemic.\u003c/p>\n\u003cp>It allows apartment buildings up to seven stories tall, if they’re within a quarter mile of certain train stations. The bill also tries to encourage housing development near light rail stations and busy bus stops.\u003c/p>\n\u003ch2>Building more teacher housing\u003c/h2>\n\u003cp>Some laws going into effect this year aim to empower schools to quickly build housing on their land. \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB1021\">AB 1021\u003c/a> would make it easier for school districts and other local educational agencies to develop educator workforce housing on property they own.\u003c/p>\n\u003cp>In a similar vein, \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB648\">AB 648\u003c/a> states that community colleges don’t have to comply with local zoning rules if they are building university housing on property they own.[aside postID=news_12067581 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/RefrigeratorsGetty.jpg']\u003c/p>\n\u003ch2>Emergency rebuilding\u003c/h2>\n\u003cp>Following last year’s \u003ca href=\"https://www.kqed.org/news/tag/la-fires\">Los Angeles wildfires\u003c/a>, many lawmakers introduced bills hoping to cut through red tape and hasten reconstruction after disasters. \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB818\">AB 818\u003c/a> requires local agencies to approve or deny permit applications within 10 days of receipt during a local emergency.\u003c/p>\n\u003cp>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB1007\">AB 1007\u003c/a> reduces the time agencies have to review and comment on development permit applications from 90 days to 45. \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202520260AB301\">AB 301\u003c/a> deals with the postentitlement review process, which happens after a project receives approval from a local planning department. It requires agencies to determine whether a permit application is complete within 15 days of receipt and to approve projects within 30 to 60 business days, depending on size.\u003c/p>\n\u003ch2>Renters and property owners\u003c/h2>\n\u003cp>While rent isn’t getting any cheaper across most of the state, renters can look forward to some new protections this year. \u003ca href=\"https://www.kqed.org/news/12067581/in-2026-all-rental-homes-in-california-will-need-to-have-these-2-things\">AB 628\u003c/a> requires landlords to provide tenants with a working refrigerator and stove and to repair or replace them if they stop working.\u003c/p>\n\u003cp>Following recent government shutdowns, \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202520260AB246\">AB 246\u003c/a>, also known as the Social Security Tenant Protection Act of 2025, would protect tenants who rely on Social Security payments from eviction, if funds are frozen due action or inaction from the federal government.\u003c/p>\n\u003cfigure id=\"attachment_12068872\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12068872\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-17-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-17-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-17-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-17-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Mayor Daniel Lurie breaks ground alongside members of the team behind a new housing project during a groundbreaking ceremony at 750 Golden Gate Ave., in San Francisco, on June 18, 2025. The event marked the start of two affordable housing developments — one with 75 units prioritized for SFUSD and City College educators, and another at 850 Turk that will add 92 family apartments. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Tenant rights advocates have their eyes on the horizon and hope to focus efforts on passing the \u003ca href=\"https://www.kqed.org/news/12034212/california-lawmakers-push-lower-rent-cap-expand-protections-property-owners-worried\">Affordable Rent Act\u003c/a> in 2026, which was introduced last year, but \u003ca href=\"https://www.kqed.org/news/12038224/california-bill-expand-rent-control-pulled-for-year-bay-area-lawmaker\">became a two-year bill \u003c/a>following heavy opposition from state real estate and landlord groups.\u003c/p>\n\u003cp>“We’ve been involved in a lot of efforts across the state to bring attention to this,” said Zach Murray of the Alliance of Californians for Community Empowerment. “This is an important tangible step the legislature can take to actually address affordability for renters across California.”\u003c/p>\n\u003cp>The bill would expand the 2019 Tenant Protection Act to more renters, lower the amount rent can increase each year and make those changes permanent by removing a 2030 sunset date.\u003c/p>\n\u003cp>Property owners, however, are concerned that more regulation will mean higher costs for small landlords. Adam Pearce, president of the California Rental Housing Association, said he’s excited to see whether the laws impacting new housing construction result in more supply, but worries that more laws for landlords “make it difficult for us to operate.”\u003c/p>\n\u003cp>“When you make it harder [with] more mandates, it’s the smaller folks that suffer because we don’t have the big purses that can absorb this.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>The California state legislature passed a bevy of blockbuster housing bills last year. Some took aim at the state’s \u003ca href=\"https://www.kqed.org/news/12046558/california-lawmakers-approve-major-overhaul-of-landmark-environmental-law\">landmark environmental law\u003c/a>, which critics argued blocked development for years. Others aim to reshape how housing is built near \u003ca href=\"https://www.kqed.org/news/12059533/newsom-signs-ambitious-bill-to-boost-housing-density-near-public-transit\">major transit stops\u003c/a> or promise to hasten recovery after a disaster.\u003c/p>\n\u003cp>As those laws go into effect this year, some housing experts say they mark a seismic shift in attitudes towards the state’s housing affordability crisis and lawmakers’ appetite for solving it.\u003c/p>\n\u003cp>\u003cstrong>“\u003c/strong>2025 was a landmark year on the substance, but I think in many ways, more importantly, the symbolism of achieving some of these major policy changes is really significant,” said Matt Lewis, a spokesperson for California YIMBY.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>While many of the new laws focus on creating new housing, tenant rights advocates argue the state needs to do more to keep existing housing stock affordable. Zach Murray, the state campaign coordinator for tenants rights organization Alliance of Californians for Community Empowerment, said they hope to gain ground for renters this year by advancing bills that stalled in committee in 2025.\u003c/p>\n\u003cp>“With new construction… any promise of affordability that comes from getting more units is five to ten years down the line,” he said. “We know that folks are struggling right now.”\u003c/p>\n\u003cp>Keep reading for some of the 2026 laws that will impact housing construction and renters this year:\u003c/p>\n\u003ch2>Reforms to California’s landmark environmental law\u003c/h2>\n\u003cp>Some of the biggest laws to go into effect this year deal with the California Environmental Quality Act, also known as CEQA. The law applies to most developments — think parks, apartments, hospitals and most everything in between — and requires developers to evaluate whether their project negatively impacts the environment, and make changes to mitigate those impacts.\u003c/p>\n\u003cp>For years, critics argued that CEQA complicated and prolonged the development process, making building more expensive and difficult, and stalling crucial infrastructure projects.\u003c/p>\n\u003cfigure id=\"attachment_12003447\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12003447\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/GavinNewsomAP-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Gov. Gavin Newsom speaks next to Attorney General Rob Bonta during a press conference on Sept. 4, 2024, in Sacramento. \u003ccite>(Sophie Austin/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>When Gov. Gavin Newsom finalized \u003ca href=\"https://www.kqed.org/news/12046558/california-lawmakers-approve-major-overhaul-of-landmark-environmental-law\">last year’s budget\u003c/a>, he included two bills that exempted certain projects from CEQA review. \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202520260AB130\">AB 130\u003c/a> exempts urban infill housing while \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB131\">SB 131\u003c/a> exempts other types of projects, including those related to high-speed rail,\u003ca href=\"https://www.kqed.org/news/12011579/lawsuit-from-napa-neighbors-could-block-much-needed-child-care-expansion\"> childcare centers\u003c/a>, wildfire mitigation and advanced manufacturing.\u003c/p>\n\u003cp>Lewis said the two bills would have likely died in committee in previous years, but as more people, including lawmakers, feel the pinch of the state’s housing affordability crisis, controversial bills have a better chance of getting passed.\u003c/p>\n\u003cp>“Now Californians are getting increasingly attenuated, not just to the nature of the shortage, but the fact that, at the root, we have to build a lot more homes,” he said.\u003c/p>\n\u003ch2>Reshaping how housing is built near transit\u003c/h2>\n\u003cp>The other big bill to come out of 2025 was SB 79, authored by State Sen. Scott Wiener, D-San Francisco. The bill was seven years in the making, with Wiener introducing three versions that all failed to win approval.\u003c/p>\n\u003cfigure id=\"attachment_12039671\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12039671\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250218-SFDowntown-03-BL_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Sen. Scott Wiener speaks during a press conference in Union Square, San Francisco, on Feb. 18, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Wiener hopes the version that made it across the finish line will help solve two issues: a lack of dense housing near public transit stops and \u003ca href=\"https://www.kqed.org/forum/2010101911215/the-uncertain-future-of-bay-area-transit\">low transit ridership \u003c/a>since the pandemic.\u003c/p>\n\u003cp>It allows apartment buildings up to seven stories tall, if they’re within a quarter mile of certain train stations. The bill also tries to encourage housing development near light rail stations and busy bus stops.\u003c/p>\n\u003ch2>Building more teacher housing\u003c/h2>\n\u003cp>Some laws going into effect this year aim to empower schools to quickly build housing on their land. \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB1021\">AB 1021\u003c/a> would make it easier for school districts and other local educational agencies to develop educator workforce housing on property they own.\u003c/p>\n\u003cp>In a similar vein, \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB648\">AB 648\u003c/a> states that community colleges don’t have to comply with local zoning rules if they are building university housing on property they own.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003ch2>Emergency rebuilding\u003c/h2>\n\u003cp>Following last year’s \u003ca href=\"https://www.kqed.org/news/tag/la-fires\">Los Angeles wildfires\u003c/a>, many lawmakers introduced bills hoping to cut through red tape and hasten reconstruction after disasters. \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB818\">AB 818\u003c/a> requires local agencies to approve or deny permit applications within 10 days of receipt during a local emergency.\u003c/p>\n\u003cp>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB1007\">AB 1007\u003c/a> reduces the time agencies have to review and comment on development permit applications from 90 days to 45. \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202520260AB301\">AB 301\u003c/a> deals with the postentitlement review process, which happens after a project receives approval from a local planning department. It requires agencies to determine whether a permit application is complete within 15 days of receipt and to approve projects within 30 to 60 business days, depending on size.\u003c/p>\n\u003ch2>Renters and property owners\u003c/h2>\n\u003cp>While rent isn’t getting any cheaper across most of the state, renters can look forward to some new protections this year. \u003ca href=\"https://www.kqed.org/news/12067581/in-2026-all-rental-homes-in-california-will-need-to-have-these-2-things\">AB 628\u003c/a> requires landlords to provide tenants with a working refrigerator and stove and to repair or replace them if they stop working.\u003c/p>\n\u003cp>Following recent government shutdowns, \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202520260AB246\">AB 246\u003c/a>, also known as the Social Security Tenant Protection Act of 2025, would protect tenants who rely on Social Security payments from eviction, if funds are frozen due action or inaction from the federal government.\u003c/p>\n\u003cfigure id=\"attachment_12068872\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12068872\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-17-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-17-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-17-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/250618-NewTeacherHousing-17-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Mayor Daniel Lurie breaks ground alongside members of the team behind a new housing project during a groundbreaking ceremony at 750 Golden Gate Ave., in San Francisco, on June 18, 2025. The event marked the start of two affordable housing developments — one with 75 units prioritized for SFUSD and City College educators, and another at 850 Turk that will add 92 family apartments. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Tenant rights advocates have their eyes on the horizon and hope to focus efforts on passing the \u003ca href=\"https://www.kqed.org/news/12034212/california-lawmakers-push-lower-rent-cap-expand-protections-property-owners-worried\">Affordable Rent Act\u003c/a> in 2026, which was introduced last year, but \u003ca href=\"https://www.kqed.org/news/12038224/california-bill-expand-rent-control-pulled-for-year-bay-area-lawmaker\">became a two-year bill \u003c/a>following heavy opposition from state real estate and landlord groups.\u003c/p>\n\u003cp>“We’ve been involved in a lot of efforts across the state to bring attention to this,” said Zach Murray of the Alliance of Californians for Community Empowerment. “This is an important tangible step the legislature can take to actually address affordability for renters across California.”\u003c/p>\n\u003cp>The bill would expand the 2019 Tenant Protection Act to more renters, lower the amount rent can increase each year and make those changes permanent by removing a 2030 sunset date.\u003c/p>\n\u003cp>Property owners, however, are concerned that more regulation will mean higher costs for small landlords. Adam Pearce, president of the California Rental Housing Association, said he’s excited to see whether the laws impacting new housing construction result in more supply, but worries that more laws for landlords “make it difficult for us to operate.”\u003c/p>\n\u003cp>“When you make it harder [with] more mandates, it’s the smaller folks that suffer because we don’t have the big purses that can absorb this.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"title": "Adjustable-Rate Mortgages Caused Trouble in 2008. They’re Worrying Experts Again",
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"content": "\u003cp>As the country reemerged from the coronavirus pandemic lockdown in 2021, when \u003ca href=\"https://www.kqed.org/news/12055165/where-can-i-find-new-updated-2025-covid-vaccine-near-me-moderna-pfizer-cvs-walgreens-safeway-vaccinations-health-insurance-cost\">the COVID-19 vaccine\u003c/a> finally arrived, TikTok reached 1 billion downloads and Adele \u003cem>finally\u003c/em> released new music — the \u003ca href=\"https://www.kqed.org/housing\">housing market\u003c/a> also saw its own interesting development. That year, banks offered some of the lowest interest rates seen in over a decade for a type of housing loan known as an adjustable-rate mortgage.\u003c/p>\n\u003cp>If that term \u003cem>sounds\u003c/em> familiar but you can’t place exactly where it’s from, think way before COVID-19 and TikTok. Think 2008 — interestingly enough, when Adele released her \u003cem>first\u003c/em> album. Adjustable-rate mortgages (or “ARMs” for short) made headlines back then for comprising a big chunk of the foreclosures that brought down the housing market.\u003c/p>\n\u003cp>An ARM, to be more precise, is a loan with a monthly interest rate that stays fixed for an initial amount of time — there are options for five, seven and even 10 years. But unlike the more conventional 15- or 30-year fixed mortgage, an ARM’s rate will change after that first period — up or down, depending on where the housing market is then — and keep changing periodically until the borrower pays off the loan.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>ARM rates have gone up significantly since the pandemic — for example, the \u003ca href=\"https://fred.stlouisfed.org/data/MORTGAGE5US\">average rate\u003c/a> for a 5/1 ARM (which promises a fixed interest for the first five years, then changes annually) stayed below 3% for almost all of 2021. Rates for that same kind of mortgage, as of this story’s publishing time, have nearly doubled since then, with many lenders currently offering \u003ca href=\"https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-refinance-rates-today-monday-january-5-2026-110023457.html\">rates above 6%\u003c/a>.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Jump to: \u003ca href=\"#WhatexpertsrecommendifyoureexpectinganincreaseinyourARMratethisyear\">What experts recommend if you’re expecting an increase in your ARM rate this year\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>Many families with a 5/1 ARM could see significantly higher payments when their new rate kicks in this year, said Julian Vogel, assistant professor of finance at San José State University and \u003ca href=\"https://career.rady.ucsd.edu/blog/2023/01/24/what-is-a-chartered-financial-analyst-cfa/\">chartered financial analyst\u003c/a>.\u003c/p>\n\u003cp>“Combined with the \u003ca href=\"https://www.vox.com/money/473182/jobs-hiring-economy-us-market-linkedin\">difficult job market situation\u003c/a>, where fewer people can find adequate employment, higher payments will put a significant strain on a lot of households,” he said, before adding that both the housing market and the laws that regulate it have changed significantly since the last housing crash.\u003c/p>\n\u003cfigure id=\"attachment_12068596\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12068596 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">ARM rates have gone up significantly since the pandemic — for example, the average rate for a 5/1 ARM (which promises a fixed interest for the first five years, then changes annually) stayed below 3% for almost all of 2021. \u003ccite>(Anchiy/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While he doesn’t think “it will be as big of a deal as in 2008” for the market as a whole, individual households could face some serious financial challenges.\u003c/p>\n\u003cp>Keep reading to hear what insight financial experts shared with KQED on how borrowers can prepare for potentially higher monthly payments and what everyone else needs to know about how this change in the housing market could impact the overall economy.\u003c/p>\n\u003ch2>How do ARMs work?\u003c/h2>\n\u003cp>ARMs tend to have lower starting rates than the typical 30-year fixed mortgage many are familiar with, but they also come with a certain level of uncertainty. “Clients that really expect their income to grow over those periods are willing to make that risk trade-off, knowing that in the future, that rate could adjust either up or down,” said Matt Vernon, head of consumer lending at Bank of America.\u003c/p>\n\u003cp>Who — or what — decides interest rates? If you’re thinking it’s the Federal Reserve, that’s \u003cem>partially\u003c/em> right, but not the whole answer.\u003c/p>\n\u003cp>As the nation’s central bank, the Federal Reserve \u003ca href=\"https://www.npr.org/2025/04/23/1246593555/federal-reserve-independence\">can change\u003c/a> the benchmark interest rate, which is how much banks can charge when borrowing from each other. That number then acts like a baseline for the interest rate banks offer their customers (including on car loans and credit card debt). When rates are low, more people borrow and spend, injecting more money into the economy (This is why President Donald Trump \u003ca href=\"https://www.npr.org/2025/12/10/nx-s1-5633393/federal-reserve-interest-rates-inflation-jobs\">has pressured\u003c/a> the Federal Reserve for months to slash interest rates despite concerns about the possibility of higher inflation.).\u003c/p>\n\u003cp>For a mortgage, other factors also \u003ca href=\"https://www.mortgagenewsdaily.com/learn/mortgage-rates/change\">influence interest rates\u003c/a>, including the borrower’s credit score, job and location of the property, along with how many other people are interested in a similar loan. A mortgage, after all, is like any other good in the economy, where price — the rate — is determined by supply and demand. The more people want mortgages, the higher the rate.\u003c/p>\n\u003ch2>What’s the risk for the economy?\u003c/h2>\n\u003cp>The economic slowdown of 2020 led to the super-low rates of 2021, a year that saw \u003ca href=\"https://www.consumerfinance.gov/data-research/hmda/summary-of-2021-data-on-mortgage-lending/\">15 million mortgages nationwide\u003c/a>, including both ARMs and fixed loans. “We saw a lot of people take out mortgages then because they were unhappy with their living situation, which was at the forefront of their minds during the pandemic and lockdown,” Vogel said.\u003c/p>\n\u003cp>ARMs, however, ended up being only a tiny piece of the post-pandemic mortgage rush.[aside postID=news_12060292 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/ClimateBill_lede.jpg']According to data from the Mortgage Bankers Association, ARMs made up less than 5% of all home loan applications in 2021. That’s a different picture from where the country was leading up to the 2008 financial crisis. Soon after the housing market collapsed, the Federal Reserve found that \u003ca href=\"https://www.federalreserve.gov/pubs/feds/2008/200859/200859pap.pdf\">more than 75% of mortgages\u003c/a> offered to borrowers with bad credit (the infamous “subprime mortgages”) had been some type of ARM. Many borrowers who had received an ARM were financially unprepared when their rates went up and ended up having their homes foreclosed.\u003c/p>\n\u003cp>Having fewer ARMs this time around is a relief for some experts like Vogel, who points out that even if many folks with ARMs fail to make their payments, the number of potential foreclosures will most likely not reach 2008 levels.\u003c/p>\n\u003cp>“We’re not going to see a financial crisis of that measure originate from ARMs,” he said, “but that is mostly because I could see a different, much stronger financial crisis arising from the overall increase in the cost of living and unemployment rate.”\u003c/p>\n\u003ch2>\u003ca id=\"WhatexpertsrecommendifyoureexpectinganincreaseinyourARMratethisyear\">\u003c/a>I have an ARM and expect my rate to change this year. What should I know?\u003c/h2>\n\u003cp>If you secured a 5/1 ARM in 2021, you should receive a notice from your lender this year before your rate actually changes. If you are worried about your ability to pay your new rate, talk with your lender as soon as you can, said Nikki Beasley, executive director of Richmond Neighborhood Housing Services, which helps prepare families in Alameda and Contra Costa counties for homeownership.\u003c/p>\n\u003cp>You should confirm with your banker or mortgage company the loan’s reset date — when your mortgage will switch from the initial fixed-rate to adjustable rates — along with the rate cap and floor, which limit how much your payments can actually change in one year. If your reset date doesn’t kick in until, say, November, where rates are then will be much more relevant than where they are currently in January.\u003c/p>\n\u003cfigure id=\"attachment_12068597\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12068597 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">If you are worried about your ability to pay your new rate, talk with your lender as soon as you can. \u003ccite>(Courtney Hale/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“This is not the time to shut down, to have shame, be embarrassed or have fear,” Beasley said. “Be as transparent as you can be with your lender to say what you can do or what you can’t do.”\u003c/p>\n\u003cp>It’s helpful to share with your lender any changes to your job, income or personal spending habits that have come up since you first signed the mortgage, Beasley added. A housing counseling agency approved by the Department of Housing and Urban Development — like Beasley’s Richmond Neighborhood Housing Services — can also help you organize your budget and make a plan to avoid foreclosure. \u003ca href=\"https://answers.hud.gov/housingcounseling/s/?language=en_US\">\u003cstrong>Find your nearest HUD-approved housing counseling agency.\u003c/strong>\u003c/a>\u003c/p>\n\u003cp>One option you can also consider is refinancing — replacing your current loan with a new one, giving you the opportunity to secure a different rate or payment plan. In some cases, a borrower can even switch from an ARM to a fixed-rate mortgage, allowing for more stability in monthly payments.\u003c/p>\n\u003cp>“It’s important for the consumer to be really transparent with their lending specialist on what are the goals that they’re trying to achieve [with refinancing],” Vernon said. “Do they want lower payments? Do they have the need to access equity or cash? Do they want to shorten the term of their loan?”\u003c/p>\n\u003cp>Keep in mind that refinancing usually comes with closing costs — additional fees that you’re charged for switching over to a new loan. And just because you \u003cem>want\u003c/em> a refinance doesn’t necessarily mean the bank \u003cem>will\u003c/em> give you one.\u003c/p>\n\u003cp>“They may not qualify if their credit score is too low, they’re unable to verify income or their income has changed from what they had when they initially qualified for the loan that they have today,” Vernon said, adding that your financial objectives should also align with the new loan you’re seeking.\u003c/p>\n\u003cp>And if you’re in the difficult position of no longer being able to afford the home at all, also communicate that with your lender, recommended Beasley. “The sooner that you figure that out, you can then have a more graceful transition plan,” she said. “Maybe you are looking to sell, maximize the equity or get something smaller.”\u003c/p>\n\u003cp>“Be more proactive, so you are making this transition with grace, versus it being a very traumatic situation because you didn’t deal with the problem soon enough,” she added.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>As the country reemerged from the coronavirus pandemic lockdown in 2021, when \u003ca href=\"https://www.kqed.org/news/12055165/where-can-i-find-new-updated-2025-covid-vaccine-near-me-moderna-pfizer-cvs-walgreens-safeway-vaccinations-health-insurance-cost\">the COVID-19 vaccine\u003c/a> finally arrived, TikTok reached 1 billion downloads and Adele \u003cem>finally\u003c/em> released new music — the \u003ca href=\"https://www.kqed.org/housing\">housing market\u003c/a> also saw its own interesting development. That year, banks offered some of the lowest interest rates seen in over a decade for a type of housing loan known as an adjustable-rate mortgage.\u003c/p>\n\u003cp>If that term \u003cem>sounds\u003c/em> familiar but you can’t place exactly where it’s from, think way before COVID-19 and TikTok. Think 2008 — interestingly enough, when Adele released her \u003cem>first\u003c/em> album. Adjustable-rate mortgages (or “ARMs” for short) made headlines back then for comprising a big chunk of the foreclosures that brought down the housing market.\u003c/p>\n\u003cp>An ARM, to be more precise, is a loan with a monthly interest rate that stays fixed for an initial amount of time — there are options for five, seven and even 10 years. But unlike the more conventional 15- or 30-year fixed mortgage, an ARM’s rate will change after that first period — up or down, depending on where the housing market is then — and keep changing periodically until the borrower pays off the loan.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>ARM rates have gone up significantly since the pandemic — for example, the \u003ca href=\"https://fred.stlouisfed.org/data/MORTGAGE5US\">average rate\u003c/a> for a 5/1 ARM (which promises a fixed interest for the first five years, then changes annually) stayed below 3% for almost all of 2021. Rates for that same kind of mortgage, as of this story’s publishing time, have nearly doubled since then, with many lenders currently offering \u003ca href=\"https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-refinance-rates-today-monday-january-5-2026-110023457.html\">rates above 6%\u003c/a>.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Jump to: \u003ca href=\"#WhatexpertsrecommendifyoureexpectinganincreaseinyourARMratethisyear\">What experts recommend if you’re expecting an increase in your ARM rate this year\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>Many families with a 5/1 ARM could see significantly higher payments when their new rate kicks in this year, said Julian Vogel, assistant professor of finance at San José State University and \u003ca href=\"https://career.rady.ucsd.edu/blog/2023/01/24/what-is-a-chartered-financial-analyst-cfa/\">chartered financial analyst\u003c/a>.\u003c/p>\n\u003cp>“Combined with the \u003ca href=\"https://www.vox.com/money/473182/jobs-hiring-economy-us-market-linkedin\">difficult job market situation\u003c/a>, where fewer people can find adequate employment, higher payments will put a significant strain on a lot of households,” he said, before adding that both the housing market and the laws that regulate it have changed significantly since the last housing crash.\u003c/p>\n\u003cfigure id=\"attachment_12068596\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12068596 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">ARM rates have gone up significantly since the pandemic — for example, the average rate for a 5/1 ARM (which promises a fixed interest for the first five years, then changes annually) stayed below 3% for almost all of 2021. \u003ccite>(Anchiy/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While he doesn’t think “it will be as big of a deal as in 2008” for the market as a whole, individual households could face some serious financial challenges.\u003c/p>\n\u003cp>Keep reading to hear what insight financial experts shared with KQED on how borrowers can prepare for potentially higher monthly payments and what everyone else needs to know about how this change in the housing market could impact the overall economy.\u003c/p>\n\u003ch2>How do ARMs work?\u003c/h2>\n\u003cp>ARMs tend to have lower starting rates than the typical 30-year fixed mortgage many are familiar with, but they also come with a certain level of uncertainty. “Clients that really expect their income to grow over those periods are willing to make that risk trade-off, knowing that in the future, that rate could adjust either up or down,” said Matt Vernon, head of consumer lending at Bank of America.\u003c/p>\n\u003cp>Who — or what — decides interest rates? If you’re thinking it’s the Federal Reserve, that’s \u003cem>partially\u003c/em> right, but not the whole answer.\u003c/p>\n\u003cp>As the nation’s central bank, the Federal Reserve \u003ca href=\"https://www.npr.org/2025/04/23/1246593555/federal-reserve-independence\">can change\u003c/a> the benchmark interest rate, which is how much banks can charge when borrowing from each other. That number then acts like a baseline for the interest rate banks offer their customers (including on car loans and credit card debt). When rates are low, more people borrow and spend, injecting more money into the economy (This is why President Donald Trump \u003ca href=\"https://www.npr.org/2025/12/10/nx-s1-5633393/federal-reserve-interest-rates-inflation-jobs\">has pressured\u003c/a> the Federal Reserve for months to slash interest rates despite concerns about the possibility of higher inflation.).\u003c/p>\n\u003cp>For a mortgage, other factors also \u003ca href=\"https://www.mortgagenewsdaily.com/learn/mortgage-rates/change\">influence interest rates\u003c/a>, including the borrower’s credit score, job and location of the property, along with how many other people are interested in a similar loan. A mortgage, after all, is like any other good in the economy, where price — the rate — is determined by supply and demand. The more people want mortgages, the higher the rate.\u003c/p>\n\u003ch2>What’s the risk for the economy?\u003c/h2>\n\u003cp>The economic slowdown of 2020 led to the super-low rates of 2021, a year that saw \u003ca href=\"https://www.consumerfinance.gov/data-research/hmda/summary-of-2021-data-on-mortgage-lending/\">15 million mortgages nationwide\u003c/a>, including both ARMs and fixed loans. “We saw a lot of people take out mortgages then because they were unhappy with their living situation, which was at the forefront of their minds during the pandemic and lockdown,” Vogel said.\u003c/p>\n\u003cp>ARMs, however, ended up being only a tiny piece of the post-pandemic mortgage rush.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>According to data from the Mortgage Bankers Association, ARMs made up less than 5% of all home loan applications in 2021. That’s a different picture from where the country was leading up to the 2008 financial crisis. Soon after the housing market collapsed, the Federal Reserve found that \u003ca href=\"https://www.federalreserve.gov/pubs/feds/2008/200859/200859pap.pdf\">more than 75% of mortgages\u003c/a> offered to borrowers with bad credit (the infamous “subprime mortgages”) had been some type of ARM. Many borrowers who had received an ARM were financially unprepared when their rates went up and ended up having their homes foreclosed.\u003c/p>\n\u003cp>Having fewer ARMs this time around is a relief for some experts like Vogel, who points out that even if many folks with ARMs fail to make their payments, the number of potential foreclosures will most likely not reach 2008 levels.\u003c/p>\n\u003cp>“We’re not going to see a financial crisis of that measure originate from ARMs,” he said, “but that is mostly because I could see a different, much stronger financial crisis arising from the overall increase in the cost of living and unemployment rate.”\u003c/p>\n\u003ch2>\u003ca id=\"WhatexpertsrecommendifyoureexpectinganincreaseinyourARMratethisyear\">\u003c/a>I have an ARM and expect my rate to change this year. What should I know?\u003c/h2>\n\u003cp>If you secured a 5/1 ARM in 2021, you should receive a notice from your lender this year before your rate actually changes. If you are worried about your ability to pay your new rate, talk with your lender as soon as you can, said Nikki Beasley, executive director of Richmond Neighborhood Housing Services, which helps prepare families in Alameda and Contra Costa counties for homeownership.\u003c/p>\n\u003cp>You should confirm with your banker or mortgage company the loan’s reset date — when your mortgage will switch from the initial fixed-rate to adjustable rates — along with the rate cap and floor, which limit how much your payments can actually change in one year. If your reset date doesn’t kick in until, say, November, where rates are then will be much more relevant than where they are currently in January.\u003c/p>\n\u003cfigure id=\"attachment_12068597\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12068597 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">If you are worried about your ability to pay your new rate, talk with your lender as soon as you can. \u003ccite>(Courtney Hale/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“This is not the time to shut down, to have shame, be embarrassed or have fear,” Beasley said. “Be as transparent as you can be with your lender to say what you can do or what you can’t do.”\u003c/p>\n\u003cp>It’s helpful to share with your lender any changes to your job, income or personal spending habits that have come up since you first signed the mortgage, Beasley added. A housing counseling agency approved by the Department of Housing and Urban Development — like Beasley’s Richmond Neighborhood Housing Services — can also help you organize your budget and make a plan to avoid foreclosure. \u003ca href=\"https://answers.hud.gov/housingcounseling/s/?language=en_US\">\u003cstrong>Find your nearest HUD-approved housing counseling agency.\u003c/strong>\u003c/a>\u003c/p>\n\u003cp>One option you can also consider is refinancing — replacing your current loan with a new one, giving you the opportunity to secure a different rate or payment plan. In some cases, a borrower can even switch from an ARM to a fixed-rate mortgage, allowing for more stability in monthly payments.\u003c/p>\n\u003cp>“It’s important for the consumer to be really transparent with their lending specialist on what are the goals that they’re trying to achieve [with refinancing],” Vernon said. “Do they want lower payments? Do they have the need to access equity or cash? Do they want to shorten the term of their loan?”\u003c/p>\n\u003cp>Keep in mind that refinancing usually comes with closing costs — additional fees that you’re charged for switching over to a new loan. And just because you \u003cem>want\u003c/em> a refinance doesn’t necessarily mean the bank \u003cem>will\u003c/em> give you one.\u003c/p>\n\u003cp>“They may not qualify if their credit score is too low, they’re unable to verify income or their income has changed from what they had when they initially qualified for the loan that they have today,” Vernon said, adding that your financial objectives should also align with the new loan you’re seeking.\u003c/p>\n\u003cp>And if you’re in the difficult position of no longer being able to afford the home at all, also communicate that with your lender, recommended Beasley. “The sooner that you figure that out, you can then have a more graceful transition plan,” she said. “Maybe you are looking to sell, maximize the equity or get something smaller.”\u003c/p>\n\u003cp>“Be more proactive, so you are making this transition with grace, versus it being a very traumatic situation because you didn’t deal with the problem soon enough,” she added.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"title": "Youth Homelessness Is Declining in California. Funding Cuts Threaten Progress",
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"content": "\u003cp>Tucked between the homes of an \u003ca href=\"https://www.kqed.org/news/tag/east-palo-alto\">East Palo Alto\u003c/a> neighborhood, there’s a small yellow building.\u003c/p>\n\u003cp>Inside, on a weekday in late November, young people — ranging in age from adolescence to early adulthood — were busy at work. They helped each other with homework, met with therapists, and hosted discussions about leadership and political education.\u003c/p>\n\u003cp>Although Youth United for Community Action (YUCA) has all the hallmarks of a typical community center, the nonprofit’s mission is more specific: to serve homeless youth.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Out back, youth mentor Lavain Henderson, 22, showed off a vegetable garden and chicken den, where members can harvest produce and gather freshly-laid eggs.\u003c/p>\n\u003cp>Henderson became homeless when he was around 18 and, over a five-year span, bounced between at least four different homeless organizations throughout California. But he struggled to find community. YUCA was different, he said, because it was run by and for young people.\u003c/p>\n\u003cp>“There weren’t spaces where I could learn the skills that I need to survive,” he said.\u003c/p>\n\u003cfigure id=\"attachment_12067031\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067031\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251211_YOUTHHOMELESSNESS_DECEMBER_GH-8-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251211_YOUTHHOMELESSNESS_DECEMBER_GH-8-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251211_YOUTHHOMELESSNESS_DECEMBER_GH-8-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251211_YOUTHHOMELESSNESS_DECEMBER_GH-8-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Lavain Henderson, a youth mentor with Youth United for Community Action (YUCA), holds a chicken raised and cared for at the organization’s East Palo Alto site on Dec. 11, 2025. YUCA incorporates urban agriculture into its youth programming. \u003ccite>(Gustavo Hernandez/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Organizations like YUCA are credited with contributing to a recent drop in youth homelessness in California — a 24% reduction between 2019 and 2024 — according to a \u003ca href=\"https://jbay.org/resources/investing-in-impact-2025/\">November report by nonprofit John Burton Advocates for Youth\u003c/a>. The data is a silver lining amid rising homelessness nationwide, but advocates warn that recent state and federal funding changes could threaten that progress.\u003c/p>\n\u003cp>Simone Tureck Lee, one of the authors of the report, said that while the data used in the report is widely considered an undercount, it remains useful for tracking trends over time. She largely attributed the decline in youth homelessness to California’s investments in specifically addressing young people’s needs.\u003c/p>\n\u003cp>In fiscal year 2018, California began reserving 5% of homelessness funding for youth — what it calls the “youth set aside.” And by fiscal year 2021, the state had increased that set-aside to 10%.\u003c/p>\n\u003cp>During the same time period, it also increased the total amount of funding dedicated to addressing homelessness, with about $5 billion going into its Homeless Housing, Assistance and Prevention Program (HHAP) since fiscal year 2019, \u003ca href=\"https://lao.ca.gov/Publications/Report/5082\">according to the state’s Legislative Analyst’s Office\u003c/a>. With the funding, youth homelessness organizations can support young adults in a way organizations that cater to adults cannot, Tureck Lee said.[aside postID=news_12066469 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/250820-HOUSINGFIRST_02179_TV-KQED.jpg']“We’re seeing something different than what’s happening nationally and what’s happening among the general population in California,” Tureck Lee said. “We really attribute those changes to these major state investments that came after years of lack of investment.”\u003c/p>\n\u003cp>According to Henderson, the other shelters and community centers he once relied on rarely provided him with the resources he needed.\u003c/p>\n\u003cp>That changed when he found YUCA. Unlike other programs, Henderson said, YUCA was better able to meet his needs.\u003c/p>\n\u003cp>“I don’t think I was able to care for myself like how I’m supposed to,” he said. “There was a lot of things falling through the cracks. I’m still working on myself as a person, but I’ve definitely come a long way.”\u003c/p>\n\u003cp>For Henderson, those needs weren’t just physical, like food and shelter; they were emotional, as well. YUCA gave him a sense of community that he hadn’t experienced with other organizations.\u003c/p>\n\u003cp>“I didn’t believe that I deserved to have community,” he said, adding that YUCA “definitely opened my eyes to how important having a community is.”\u003c/p>\n\u003cp>But in November, the U.S. Department of Housing and Urban Development (HUD) issued \u003ca href=\"https://www.kqed.org/news/12064324/its-devastating-more-than-100m-for-housing-homeless-at-risk-under-new-hud-policy\">new guidelines for homelessness funding\u003c/a>. The changes include tighter restrictions on which organizations qualify for support and how funds can be used, a change that Tureck Lee said could impact youth homelessness organizations in California.\u003c/p>\n\u003cfigure id=\"attachment_11990403\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11990403 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut.jpg\" alt=\"A pink suitcase, shoes and a unicorn toy lie next to and on a blue bed.\" width=\"1920\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">A child’s belongings sit next to a shelter bed set up in an auditorium at Buena Vista Horace Mann Community School on June 10. The school operates as one of San Francisco’s largest shelters for families experiencing homelessness. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>And in the current state budget, lawmakers set aside \u003ca href=\"https://www.kqed.org/news/12045673/newsom-slashes-funding-for-homelessness-in-state-budget-leaving-cities-scrambling\">no new funding for HHAP\u003c/a>, though they earmarked $500 million for the program in fiscal year 2026.\u003c/p>\n\u003cp>Tureck Lee said she expects the loss of HHAP funds this year to have a greater impact on youth-specific organizations than the loss of federal funding in California. But she’s still concerned about what the federal changes might mean for counties like Alameda or Los Angeles, which she said will now have to compete for federal funding, rather than being able to take advantage of the youth set-aside in HHAP.\u003c/p>\n\u003cp>The federal government has said it will penalize organizations that provide benefits to people who are undocumented or that recognize transgender people, for instance, Tureck Lee said.\u003c/p>\n\u003cp>“All of these values that the Trump administration is very attached to are inserted into the criteria for scoring applications from all these communities,” she said.[aside postID=news_12064324 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/240522-ERPressure-09-BL_qed.jpg']Katie Barnett, a community organizer with the policy and advocacy organization, All Home, said the changes pose a serious risk to the progress made in reducing youth homelessness, as well as to the entire homeless population across California.\u003c/p>\n\u003cp>“This is going to have catastrophic ripple effects for every single community in the country, absolutely here in California, where we have not only the Bay Area, but also the Los Angeles area, which has some of the highest rates of specifically chronic and unsheltered homelessness nationwide,” she said.\u003c/p>\n\u003cp>Coco Auerswald, a UC Berkeley professor and homelessness researcher, said she expects the impact of the changes to be disastrous.\u003c/p>\n\u003cp>According to Auerswald, the real key to addressing overall homelessness is addressing youth homelessness, because homelessness among adults often begins in their youth.\u003c/p>\n\u003cp>“If we had been able to change their trajectory,” she said, “the numbers of people experiencing homelessness would be dramatically different.”\u003c/p>\n\u003cp>But, she said, the federal government hasn’t done enough to prioritize youth, comparing its approach to using a mop to clean a flooded floor, rather than turning off the faucet.\u003c/p>\n\u003cp>“We can’t keep up because the inflow of water is greater than our ability to remove water,” she said. “We have to turn off the faucet.”\u003c/p>\n\u003cp>In late November, Gov. Gavin Newsom’s administration sued the federal government over the funding changes, and in December, HUD subsequently rescinded the guidelines. But the agency has yet to issue new ones — leaving nonprofits like YUCA in limbo. In the meantime, Newsom announced $56 million in state grants specifically to \u003ca href=\"https://www.gov.ca.gov/2025/11/25/during-national-youth-homelessness-awareness-month-governor-newsom-provides-local-funding-to-help-strengthen-housing-access-for-foster-youth/\">address youth homelessness\u003c/a>.\u003c/p>\n\u003cp>For Henderson, the stakes are personal. YUCA helped him develop the skills he needed as a young adult.\u003c/p>\n\u003cp>“I feel like that’s a lot of the work that we do,” he said. “Trying to get the youth to grow as people, to be future leaders. At the end of the day, they’re the future of everything.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Tucked between the homes of an \u003ca href=\"https://www.kqed.org/news/tag/east-palo-alto\">East Palo Alto\u003c/a> neighborhood, there’s a small yellow building.\u003c/p>\n\u003cp>Inside, on a weekday in late November, young people — ranging in age from adolescence to early adulthood — were busy at work. They helped each other with homework, met with therapists, and hosted discussions about leadership and political education.\u003c/p>\n\u003cp>Although Youth United for Community Action (YUCA) has all the hallmarks of a typical community center, the nonprofit’s mission is more specific: to serve homeless youth.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Out back, youth mentor Lavain Henderson, 22, showed off a vegetable garden and chicken den, where members can harvest produce and gather freshly-laid eggs.\u003c/p>\n\u003cp>Henderson became homeless when he was around 18 and, over a five-year span, bounced between at least four different homeless organizations throughout California. But he struggled to find community. YUCA was different, he said, because it was run by and for young people.\u003c/p>\n\u003cp>“There weren’t spaces where I could learn the skills that I need to survive,” he said.\u003c/p>\n\u003cfigure id=\"attachment_12067031\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067031\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251211_YOUTHHOMELESSNESS_DECEMBER_GH-8-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251211_YOUTHHOMELESSNESS_DECEMBER_GH-8-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251211_YOUTHHOMELESSNESS_DECEMBER_GH-8-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/20251211_YOUTHHOMELESSNESS_DECEMBER_GH-8-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Lavain Henderson, a youth mentor with Youth United for Community Action (YUCA), holds a chicken raised and cared for at the organization’s East Palo Alto site on Dec. 11, 2025. YUCA incorporates urban agriculture into its youth programming. \u003ccite>(Gustavo Hernandez/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Organizations like YUCA are credited with contributing to a recent drop in youth homelessness in California — a 24% reduction between 2019 and 2024 — according to a \u003ca href=\"https://jbay.org/resources/investing-in-impact-2025/\">November report by nonprofit John Burton Advocates for Youth\u003c/a>. The data is a silver lining amid rising homelessness nationwide, but advocates warn that recent state and federal funding changes could threaten that progress.\u003c/p>\n\u003cp>Simone Tureck Lee, one of the authors of the report, said that while the data used in the report is widely considered an undercount, it remains useful for tracking trends over time. She largely attributed the decline in youth homelessness to California’s investments in specifically addressing young people’s needs.\u003c/p>\n\u003cp>In fiscal year 2018, California began reserving 5% of homelessness funding for youth — what it calls the “youth set aside.” And by fiscal year 2021, the state had increased that set-aside to 10%.\u003c/p>\n\u003cp>During the same time period, it also increased the total amount of funding dedicated to addressing homelessness, with about $5 billion going into its Homeless Housing, Assistance and Prevention Program (HHAP) since fiscal year 2019, \u003ca href=\"https://lao.ca.gov/Publications/Report/5082\">according to the state’s Legislative Analyst’s Office\u003c/a>. With the funding, youth homelessness organizations can support young adults in a way organizations that cater to adults cannot, Tureck Lee said.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“We’re seeing something different than what’s happening nationally and what’s happening among the general population in California,” Tureck Lee said. “We really attribute those changes to these major state investments that came after years of lack of investment.”\u003c/p>\n\u003cp>According to Henderson, the other shelters and community centers he once relied on rarely provided him with the resources he needed.\u003c/p>\n\u003cp>That changed when he found YUCA. Unlike other programs, Henderson said, YUCA was better able to meet his needs.\u003c/p>\n\u003cp>“I don’t think I was able to care for myself like how I’m supposed to,” he said. “There was a lot of things falling through the cracks. I’m still working on myself as a person, but I’ve definitely come a long way.”\u003c/p>\n\u003cp>For Henderson, those needs weren’t just physical, like food and shelter; they were emotional, as well. YUCA gave him a sense of community that he hadn’t experienced with other organizations.\u003c/p>\n\u003cp>“I didn’t believe that I deserved to have community,” he said, adding that YUCA “definitely opened my eyes to how important having a community is.”\u003c/p>\n\u003cp>But in November, the U.S. Department of Housing and Urban Development (HUD) issued \u003ca href=\"https://www.kqed.org/news/12064324/its-devastating-more-than-100m-for-housing-homeless-at-risk-under-new-hud-policy\">new guidelines for homelessness funding\u003c/a>. The changes include tighter restrictions on which organizations qualify for support and how funds can be used, a change that Tureck Lee said could impact youth homelessness organizations in California.\u003c/p>\n\u003cfigure id=\"attachment_11990403\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11990403 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut.jpg\" alt=\"A pink suitcase, shoes and a unicorn toy lie next to and on a blue bed.\" width=\"1920\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/240610-HomelessFamilies-23-BL_qut-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">A child’s belongings sit next to a shelter bed set up in an auditorium at Buena Vista Horace Mann Community School on June 10. The school operates as one of San Francisco’s largest shelters for families experiencing homelessness. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>And in the current state budget, lawmakers set aside \u003ca href=\"https://www.kqed.org/news/12045673/newsom-slashes-funding-for-homelessness-in-state-budget-leaving-cities-scrambling\">no new funding for HHAP\u003c/a>, though they earmarked $500 million for the program in fiscal year 2026.\u003c/p>\n\u003cp>Tureck Lee said she expects the loss of HHAP funds this year to have a greater impact on youth-specific organizations than the loss of federal funding in California. But she’s still concerned about what the federal changes might mean for counties like Alameda or Los Angeles, which she said will now have to compete for federal funding, rather than being able to take advantage of the youth set-aside in HHAP.\u003c/p>\n\u003cp>The federal government has said it will penalize organizations that provide benefits to people who are undocumented or that recognize transgender people, for instance, Tureck Lee said.\u003c/p>\n\u003cp>“All of these values that the Trump administration is very attached to are inserted into the criteria for scoring applications from all these communities,” she said.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Katie Barnett, a community organizer with the policy and advocacy organization, All Home, said the changes pose a serious risk to the progress made in reducing youth homelessness, as well as to the entire homeless population across California.\u003c/p>\n\u003cp>“This is going to have catastrophic ripple effects for every single community in the country, absolutely here in California, where we have not only the Bay Area, but also the Los Angeles area, which has some of the highest rates of specifically chronic and unsheltered homelessness nationwide,” she said.\u003c/p>\n\u003cp>Coco Auerswald, a UC Berkeley professor and homelessness researcher, said she expects the impact of the changes to be disastrous.\u003c/p>\n\u003cp>According to Auerswald, the real key to addressing overall homelessness is addressing youth homelessness, because homelessness among adults often begins in their youth.\u003c/p>\n\u003cp>“If we had been able to change their trajectory,” she said, “the numbers of people experiencing homelessness would be dramatically different.”\u003c/p>\n\u003cp>But, she said, the federal government hasn’t done enough to prioritize youth, comparing its approach to using a mop to clean a flooded floor, rather than turning off the faucet.\u003c/p>\n\u003cp>“We can’t keep up because the inflow of water is greater than our ability to remove water,” she said. “We have to turn off the faucet.”\u003c/p>\n\u003cp>In late November, Gov. Gavin Newsom’s administration sued the federal government over the funding changes, and in December, HUD subsequently rescinded the guidelines. But the agency has yet to issue new ones — leaving nonprofits like YUCA in limbo. In the meantime, Newsom announced $56 million in state grants specifically to \u003ca href=\"https://www.gov.ca.gov/2025/11/25/during-national-youth-homelessness-awareness-month-governor-newsom-provides-local-funding-to-help-strengthen-housing-access-for-foster-youth/\">address youth homelessness\u003c/a>.\u003c/p>\n\u003cp>For Henderson, the stakes are personal. YUCA helped him develop the skills he needed as a young adult.\u003c/p>\n\u003cp>“I feel like that’s a lot of the work that we do,” he said. “Trying to get the youth to grow as people, to be future leaders. At the end of the day, they’re the future of everything.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"info": "What kind of no sabo word is Hyphenación? For us, it’s about living within a hyphenation. Like being a third-gen Mexican-American from the Texas border now living that Bay Area Chicano life. Like Xorje! Each week we bring together a couple of hyphenated Latinos to talk all about personal life choices: family, careers, relationships, belonging … everything is on the table. ",
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"info": "Our flagship program, helmed by Kai Ryssdal, examines what the day in money delivered, through stories, conversations, newsworthy numbers and more. Updated Monday through Friday at about 3:30 p.m. PT.",
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"mindshift": {
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"info": "The MindShift podcast explores the innovations in education that are shaping how kids learn. Hosts Ki Sung and Katrina Schwartz introduce listeners to educators, researchers, parents and students who are developing effective ways to improve how kids learn. We cover topics like how fed-up administrators are developing surprising tactics to deal with classroom disruptions; how listening to podcasts are helping kids develop reading skills; the consequences of overparenting; and why interdisciplinary learning can engage students on all ends of the traditional achievement spectrum. This podcast is part of the MindShift education site, a division of KQED News. KQED is an NPR/PBS member station based in San Francisco. You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>",
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"order": 12
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"info": "For decades, the process for how police police themselves has been inconsistent – if not opaque. In some states, like California, these proceedings were completely hidden. After a new police transparency law unsealed scores of internal affairs files, our reporters set out to examine these cases and the shadow world of police discipline. On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?",
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},
"perspectives": {
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"tagline": "Politics from a personal perspective",
"info": "Political Breakdown is a new series that explores the political intersection of California and the nation. Each week hosts Scott Shafer and Marisa Lagos are joined with a new special guest to unpack politics -- with personality — and offer an insider’s glimpse at how politics happens.",
"airtime": "THU 6:30pm-7pm",
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"possible": {
"id": "possible",
"title": "Possible",
"info": "Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? Each episode also includes a short fiction story generated by advanced AI GPT-4, serving as a thought-provoking springboard to speculate how humanity could leverage technology for good.",
"airtime": "SUN 2pm",
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"source": "Possible"
},
"link": "/radio/program/possible",
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"spotify": "https://open.spotify.com/show/730YpdUSNlMyPQwNnyjp4k"
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},
"pri-the-world": {
"id": "pri-the-world",
"title": "PRI's The World: Latest Edition",
"info": "Each weekday, host Marco Werman and his team of producers bring you the world's most interesting stories in an hour of radio that reminds us just how small our planet really is.",
"airtime": "MON-FRI 2pm-3pm",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/The-World-Podcast-Tile-360x360-1.jpg",
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},
"radiolab": {
"id": "radiolab",
"title": "Radiolab",
"info": "A two-time Peabody Award-winner, Radiolab is an investigation told through sounds and stories, and centered around one big idea. In the Radiolab world, information sounds like music and science and culture collide. Hosted by Jad Abumrad and Robert Krulwich, the show is designed for listeners who demand skepticism, but appreciate wonder. WNYC Studios is the producer of other leading podcasts including Freakonomics Radio, Death, Sex & Money, On the Media and many more.",
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},
"reveal": {
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