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"content": "\n\u003ch2 class=\"wp-block-heading\">Transcript\u003c/h2>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:00] How much support do you think something should have to pass? 50% plus one? A simple majority? Or much more, like two-thirds in favor?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:11] Now in California, certain tax measures only require a simple majority of yes votes, while others require more.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:20] And that all depends on how the tax got on the ballot in the first place.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:26] If a special tax put on a ballot by citizens through signature gathering, it only needs a simple majority to pass. A special tax is a tax for a specific purpose, like policing, housing, or homeless services.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:41] But Proposition 43 would raise that threshold and require more support for special tax measures, even if citizens put it on the ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:52] I’m Olivia Allen-Price, host of Bay Curious.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:55] And I’m Ericka Cruz Guevarra, host of The Bay.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:58] Welcome to Prop Fest, a collaboration between The Bay and Bay Curious. We’re back at it again with another prop breakdown to get you prepped to vote with confidence this November.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:09] Today, we’re walking you through Proposition 43. Here’s how it reads on your ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Voiceover \u003c/strong>[00:01:14] Prop 43 limits voters’ ability to raise revenues for local government services.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:24] Here to break down Prop 43 for us is KQED’s politics and government correspondent, Guy Marzorati.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:30] Hey.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:30] Guy. Hey. Guy, let’s just dive in here. What is Prop 43 all about?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:35] Yeah, so Proposition 43 is all about raising the voter threshold for citizen initiatives to pass at the local level. So what does that mean? If there is a ballot measure placed on the ballot through citizens gathering signatures, this would require that measure to get two thirds support. So super majority support. If the tax measure is asking voters to raise taxes for a specific issue. And what this measure is in response to. Is what we’ve seen over the last decade where through a series of court decisions, it’s become easier to pass taxes on the local level if citizens through the signature process are bringing a tax proposal to the ballot instead of having elected officials place taxes on a ballot directly.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:21] And what’s the difference between a general tax and a special tax?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:25] So a general tax is a tax that could go fund anything. It goes into the city or county’s general fund and elected officials can decide how to spend it however they want. A special tax says this money, if the tax passes, has to go to this specific thing. So maybe it has to build new housing or maybe it had to go fund police and fire. But there’s a specific written description of what the tax would go to that really governs how it’s used. So again, special taxes, money that’s going towards a specific thing, if those are placed on the ballot by elected officials, they require a two thirds vote. And that is how it used to be for any special tax for a long time, until about 2017 when there was a court decision that said, actually, if voters gather signatures and put a special tax on the ballot, it only requires a majority vote. What Proposition 43 does is return it to how it used to be where any special tax that’s on the ballot locally will require a two-thirds support.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:31] And why is there a difference there?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:34] Yeah, so this was really just a court interpretation of the law that had been on the books. Proposition 13, which is passed by California voters in the late 70s, said that these special taxes placed on the ballot by local government needed a two thirds vote to pass. And what the court questioned was whether the word government actually applied to the entire citizenry. So folks who are collecting signatures to put things on the They said, well, that doesn’t count as government putting it on the ballot. So that’s when you started to see the difference and you started see some real effects even here in the Bay Area. Look at Proposition C, for example, in San Francisco, 2018. This was a really high profile campaign around raising business taxes specifically to fund homelessness. Now, this was a special tax. The money that was collected had to go towards homelessness services, but it was put on the ballot through the signature process. And as a result, it was able to pass, even though the measure did not get two-thirds support, it got just over 60% support, but it able to take effect and bringing a lot of money to the city. For homelessness services. You even see it on the ballot in the Bay Area this year when voters are considering this region-wide transportation measure that’s only gonna require a majority vote to raise the sales tax to fund to fund BART, to fund Muni, Caltrain, because it was put on the ballet by a group of citizen signatures.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:06] That’s interesting. So whatever happens with Prop 43 has the potential to change how we vote on these kinds of measures you were just talking about.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:14] Exactly. Now it wouldn’t affect anything that’s on the ballot this year.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:18] Mm-hmm\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:19] But if Prop 43 passes, those could be kind of the last of their kind and going forward, we would end up in a situation where those kind of campaigns who are asking for tax increases for very specific purposes would need a two-thirds support.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:39] I mean, obviously those are big issues and big measures facing us here in the Bay Area. I mean is this push for a super majority vote on tax measures like this a new idea?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:53] No, this is not a new idea. It’s actually something that has been pushed by anti-tax groups ever since those decisions following 2017. And these groups, the Howard Jarvis Taxpayers Association, most notably, have argued that the courts betrayed the purpose of Prop 13, that they went and created this kind of loophole that allowed these local tax increases with a majority vote when that was never meant to be the purpose, you know, behind this provision in Prop 13.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:26] You mentioned earlier the Howard Jarvis Taxpayers Association coming out for this, I mean I feel like that’s a name that I just hear often, but I mean who are they exactly and how might California voters sort of make sense of who this association is and what else they’ve been responsible for?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:06:45] Yeah, so the Howard Jarvis Taxpayers Association, probably the most notable group in support of Proposition 43, and that goes back to their name, Howard Jarves. He was the proponent of Prop 13, the measure that limited property taxes and other taxes in the late 70s.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Voiceover\u003c/strong>[00:07:02] A thunderous response for Howard Jarvis, the 75-year-old millionaire who’s been campaigning for 15 years against taxes. This time Jarvis has done it, succeeded with America’s first tax revolution since T was tipped into Boston Harbor.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:18] And this is a group that ever since has been committed to reducing taxes in California, and they see Prop 43 as the next important step to do that.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Howard Jarvis \u003c/strong>[00:07:28] We have proven that here in California that we, the people, not the politicians, are still the boss.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:38] So, you know, you have those anti-tax groups who have been pushing against this and now they hope to change it with Proposition 43.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:07:52] We’ll have more on Proposition 43 right after this break. By the way, if you appreciate the work we’re doing here on PropFest, consider becoming a KQED sustaining member. Just go to donate.kqed.org slash podcasts. We’ll be right back.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:08:12] Well, let’s talk about the politics of this a little bit more. I mean, how did Prop 43 even get on the ballot in the first place? Who’s really behind it?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:24] The way this got on the ballot is kind of a long and winding road, but I’ll start at the end. This measure was placed on the ballot by the state legislature in a bill written by Democratic Assembly member Buffy Wicks from the East Bay.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Buffy Wicks \u003c/strong>[00:08:41] Thank you, Mr. Speaker and members, I rise to present ACA 22.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:44] Now the twist to this is that Buffy Wicks opposes this. She opposes the measure that she wrote to get this on the ballot. And the reason for that is that the measure she wrote was really a way to get anti-tax groups to remove a different proposal that they had already qualified for the ballot\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:04] Okay, what was the original measure that got taken off?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:08] You had anti-tax groups like the Howard Jarvis Taxpayers Association team up with developers and real estate interests to qualify a measure for the ballot earlier this year. And that measure both would have made these changes to the two-thirds requirements for local taxes. They also would have limited real estate transfer taxes, which are a tax that’s assessed when a real estate sale is made. So when a building is sold, when a home is sold in many cases. Local cities and counties apply transfer taxes on really expensive real estate sales. And developers have said this has gotten out of hand and it’s actually hurting development in the state. So the measure that they qualified both would have made this change on local taxes. It also would have capped real estate transfer taxes and it would have gone back and retroactively eliminated many real estate transferred taxes. And Jon Coupal, who’s president of the Howard Jarvis Taxpayers Association. Talked about why his group thinks this is important in an interview on KQED’s political breakdown.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Jon Coupal \u003c/strong>[00:10:12] We had a very expressed prohibition in the state constitution against real estate transfer taxes. And whenever the courts create a loophole, we have to come back and shut the door.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:24] Now this was seen by opponents as a really bad result for local governments, not only because it would have limited the ability to raise taxes going forward, but also cities rely on those transfer taxes. So there was an effort to try to negotiate and get this measure off the ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Buffy Wicks \u003c/strong>[00:10:41] Politics is about choices and we often must navigate challenging decisions. Big picture, the vote today protects vital resources for our local communities and it removes the greatest threat to our cities and their fiscal health which is the Taxpayer Protection Act.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:56] So Buffy Wicks, in trying to craft this deal, basically wrote the measure that they committed to keeping on the ballot in exchange for getting the harsher limits on transfer taxes off of it. So she wrote it, it passed the legislature, it got placed on the ballet, and then she immediately made clear, I do not support this idea. This was just the only way I could get a proposal that I viewed as worse off of the ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:24] Who else is coming out for prop 43?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:27] Yeah, so in addition to the Howard Jarvis Taxpayers Association, we also have broad support across the Republican landscape in California. The California Republican Party supports Proposition 43. A bunch of other anti-tax groups also have jumped on board. And so you have kind of seen a partisan split in support and opposition to 43.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:50] Who else is coming out against Prop 43?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:54] So we’ve seen the California Democratic Party oppose Proposition 43 and also a lot of groups with ties to local government, which is no surprise. They feel like Prop 43 is gonna make it harder to get the revenue needed to run local governments. So for example, the California State Association of Counties, which represents county governments across the state and SCIU California, which a union that represents a lot local government employees. Who potentially could stand to lose if it’s harder for governments to raise revenue in the future.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:12:24] Guy, what is spending looking like for Proposition 43?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:12:29] So we’re seeing spending in support on paper far more than spending in opposition. Over $14 million spent in support of this. I should just say though that a lot of that money was spent before this idea actually made it onto the ballot. So back when the measure looked a lot different and it had the provisions around transfer taxes, we haven’t seen, for example, big spenders on this like the California Business Roundtable who poured in more than $9 million in support of this earlier in the year. They haven’t continued to spend after this final measure was on the ballot. So it’s unclear whether that big spending gap is actually gonna persist in practice through November.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:13:12] This one is this a little bit of a doozy. So I guess for voters, any advice as they just try and make sense of this particular ballot measure?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:13:23] Yeah, there’s definitely a lot of kind of twists and turns and complications into how this got onto the ballot. But I guess just to break down the arguments, supporters of prop 43 say if you want to tax residents for specific needs, there should be a broad support for that idea. It should be a two thirds support. If you’re going to raise taxes for a very earmarked cause, whether that be homelessness, public safety, whatever it is, it should be broad support behind it. And they want that two thirds requirement. On those local taxes. Opponents say this is not the time to make it harder for cities, for counties, for local governments to get revenue. A lot of cities and counties are already struggling with their budget. And by passing Proposition 43, it would be harder for citizens to bring tax measures on the ballot to bring more money into those local government coffers.\u003c/p>\n\n\n\n\u003cp>\u003cem>Some members of the KQED podcast team are represented by The Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco-Northern California Local.\u003c/em>\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:00] How much support do you think something should have to pass? 50% plus one? A simple majority? Or much more, like two-thirds in favor?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:00] How much support do you think something should have to pass? 50% plus one? A simple majority? Or much more, like two-thirds in favor?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:11] Now in California, certain tax measures only require a simple majority of yes votes, while others require more.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:11] Now in California, certain tax measures only require a simple majority of yes votes, while others require more.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:20] And that all depends on how the tax got on the ballot in the first place.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:20] And that all depends on how the tax got on the ballot in the first place.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:26] If a special tax put on a ballot by citizens through signature gathering, it only needs a simple majority to pass. A special tax is a tax for a specific purpose, like policing, housing, or homeless services.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:26] If a special tax put on a ballot by citizens through signature gathering, it only needs a simple majority to pass. A special tax is a tax for a specific purpose, like policing, housing, or homeless services.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:41] But Proposition 43 would raise that threshold and require more support for special tax measures, even if citizens put it on the ballot.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:41] But Proposition 43 would raise that threshold and require more support for special tax measures, even if citizens put it on the ballot.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:52] I’m Olivia Allen-Price, host of Bay Curious.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:52] I’m Olivia Allen-Price, host of Bay Curious.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:55] And I’m Ericka Cruz Guevarra, host of The Bay.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:55] And I’m Ericka Cruz Guevarra, host of The Bay.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:58] Welcome to Prop Fest, a collaboration between The Bay and Bay Curious. We’re back at it again with another prop breakdown to get you prepped to vote with confidence this November.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:58] Welcome to Prop Fest, a collaboration between The Bay and Bay Curious. We’re back at it again with another prop breakdown to get you prepped to vote with confidence this November.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:09] Today, we’re walking you through Proposition 43. Here’s how it reads on your ballot.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:09] Today, we’re walking you through Proposition 43. Here’s how it reads on your ballot.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Voiceover \u003c/strong>[00:01:14] Prop 43 limits voters’ ability to raise revenues for local government services.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Voiceover \u003c/strong>[00:01:14] Prop 43 limits voters’ ability to raise revenues for local government services.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:24] Here to break down Prop 43 for us is KQED’s politics and government correspondent, Guy Marzorati.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:24] Here to break down Prop 43 for us is KQED’s politics and government correspondent, Guy Marzorati.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:30] Hey.\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:30] Guy. Hey. Guy, let’s just dive in here. What is Prop 43 all about?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:30] Guy. Hey. Guy, let’s just dive in here. What is Prop 43 all about?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:35] Yeah, so Proposition 43 is all about raising the voter threshold for citizen initiatives to pass at the local level. So what does that mean? If there is a ballot measure placed on the ballot through citizens gathering signatures, this would require that measure to get two thirds support. So super majority support. If the tax measure is asking voters to raise taxes for a specific issue. And what this measure is in response to. Is what we’ve seen over the last decade where through a series of court decisions, it’s become easier to pass taxes on the local level if citizens through the signature process are bringing a tax proposal to the ballot instead of having elected officials place taxes on a ballot directly.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:35] Yeah, so Proposition 43 is all about raising the voter threshold for citizen initiatives to pass at the local level. So what does that mean? If there is a ballot measure placed on the ballot through citizens gathering signatures, this would require that measure to get two thirds support. So super majority support. If the tax measure is asking voters to raise taxes for a specific issue. And what this measure is in response to. Is what we’ve seen over the last decade where through a series of court decisions, it’s become easier to pass taxes on the local level if citizens through the signature process are bringing a tax proposal to the ballot instead of having elected officials place taxes on a ballot directly.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:21] And what’s the difference between a general tax and a special tax?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:21] And what’s the difference between a general tax and a special tax?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:25] So a general tax is a tax that could go fund anything. It goes into the city or county’s general fund and elected officials can decide how to spend it however they want. A special tax says this money, if the tax passes, has to go to this specific thing. So maybe it has to build new housing or maybe it had to go fund police and fire. But there’s a specific written description of what the tax would go to that really governs how it’s used. So again, special taxes, money that’s going towards a specific thing, if those are placed on the ballot by elected officials, they require a two thirds vote. And that is how it used to be for any special tax for a long time, until about 2017 when there was a court decision that said, actually, if voters gather signatures and put a special tax on the ballot, it only requires a majority vote. What Proposition 43 does is return it to how it used to be where any special tax that’s on the ballot locally will require a two-thirds support.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:25] So a general tax is a tax that could go fund anything. It goes into the city or county’s general fund and elected officials can decide how to spend it however they want. A special tax says this money, if the tax passes, has to go to this specific thing. So maybe it has to build new housing or maybe it had to go fund police and fire. But there’s a specific written description of what the tax would go to that really governs how it’s used. So again, special taxes, money that’s going towards a specific thing, if those are placed on the ballot by elected officials, they require a two thirds vote. And that is how it used to be for any special tax for a long time, until about 2017 when there was a court decision that said, actually, if voters gather signatures and put a special tax on the ballot, it only requires a majority vote. What Proposition 43 does is return it to how it used to be where any special tax that’s on the ballot locally will require a two-thirds support.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:31] And why is there a difference there?\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:34] Yeah, so this was really just a court interpretation of the law that had been on the books. Proposition 13, which is passed by California voters in the late 70s, said that these special taxes placed on the ballot by local government needed a two thirds vote to pass. And what the court questioned was whether the word government actually applied to the entire citizenry. So folks who are collecting signatures to put things on the They said, well, that doesn’t count as government putting it on the ballot. So that’s when you started to see the difference and you started see some real effects even here in the Bay Area. Look at Proposition C, for example, in San Francisco, 2018. This was a really high profile campaign around raising business taxes specifically to fund homelessness. Now, this was a special tax. The money that was collected had to go towards homelessness services, but it was put on the ballot through the signature process. And as a result, it was able to pass, even though the measure did not get two-thirds support, it got just over 60% support, but it able to take effect and bringing a lot of money to the city. For homelessness services. You even see it on the ballot in the Bay Area this year when voters are considering this region-wide transportation measure that’s only gonna require a majority vote to raise the sales tax to fund to fund BART, to fund Muni, Caltrain, because it was put on the ballet by a group of citizen signatures.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:34] Yeah, so this was really just a court interpretation of the law that had been on the books. Proposition 13, which is passed by California voters in the late 70s, said that these special taxes placed on the ballot by local government needed a two thirds vote to pass. And what the court questioned was whether the word government actually applied to the entire citizenry. So folks who are collecting signatures to put things on the They said, well, that doesn’t count as government putting it on the ballot. So that’s when you started to see the difference and you started see some real effects even here in the Bay Area. Look at Proposition C, for example, in San Francisco, 2018. This was a really high profile campaign around raising business taxes specifically to fund homelessness. Now, this was a special tax. The money that was collected had to go towards homelessness services, but it was put on the ballot through the signature process. And as a result, it was able to pass, even though the measure did not get two-thirds support, it got just over 60% support, but it able to take effect and bringing a lot of money to the city. For homelessness services. You even see it on the ballot in the Bay Area this year when voters are considering this region-wide transportation measure that’s only gonna require a majority vote to raise the sales tax to fund to fund BART, to fund Muni, Caltrain, because it was put on the ballet by a group of citizen signatures.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:06] That’s interesting. So whatever happens with Prop 43 has the potential to change how we vote on these kinds of measures you were just talking about.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:06] That’s interesting. So whatever happens with Prop 43 has the potential to change how we vote on these kinds of measures you were just talking about.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:14] Exactly. Now it wouldn’t affect anything that’s on the ballot this year.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:14] Exactly. Now it wouldn’t affect anything that’s on the ballot this year.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:18] Mm-hmm\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:19] But if Prop 43 passes, those could be kind of the last of their kind and going forward, we would end up in a situation where those kind of campaigns who are asking for tax increases for very specific purposes would need a two-thirds support.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:19] But if Prop 43 passes, those could be kind of the last of their kind and going forward, we would end up in a situation where those kind of campaigns who are asking for tax increases for very specific purposes would need a two-thirds support.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:39] I mean, obviously those are big issues and big measures facing us here in the Bay Area. I mean is this push for a super majority vote on tax measures like this a new idea?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:39] I mean, obviously those are big issues and big measures facing us here in the Bay Area. I mean is this push for a super majority vote on tax measures like this a new idea?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:53] No, this is not a new idea. It’s actually something that has been pushed by anti-tax groups ever since those decisions following 2017. And these groups, the Howard Jarvis Taxpayers Association, most notably, have argued that the courts betrayed the purpose of Prop 13, that they went and created this kind of loophole that allowed these local tax increases with a majority vote when that was never meant to be the purpose, you know, behind this provision in Prop 13.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:53] No, this is not a new idea. It’s actually something that has been pushed by anti-tax groups ever since those decisions following 2017. And these groups, the Howard Jarvis Taxpayers Association, most notably, have argued that the courts betrayed the purpose of Prop 13, that they went and created this kind of loophole that allowed these local tax increases with a majority vote when that was never meant to be the purpose, you know, behind this provision in Prop 13.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:26] You mentioned earlier the Howard Jarvis Taxpayers Association coming out for this, I mean I feel like that’s a name that I just hear often, but I mean who are they exactly and how might California voters sort of make sense of who this association is and what else they’ve been responsible for?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:26] You mentioned earlier the Howard Jarvis Taxpayers Association coming out for this, I mean I feel like that’s a name that I just hear often, but I mean who are they exactly and how might California voters sort of make sense of who this association is and what else they’ve been responsible for?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:06:45] Yeah, so the Howard Jarvis Taxpayers Association, probably the most notable group in support of Proposition 43, and that goes back to their name, Howard Jarves. He was the proponent of Prop 13, the measure that limited property taxes and other taxes in the late 70s.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:06:45] Yeah, so the Howard Jarvis Taxpayers Association, probably the most notable group in support of Proposition 43, and that goes back to their name, Howard Jarves. He was the proponent of Prop 13, the measure that limited property taxes and other taxes in the late 70s.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Voiceover\u003c/strong>[00:07:02] A thunderous response for Howard Jarvis, the 75-year-old millionaire who’s been campaigning for 15 years against taxes. This time Jarvis has done it, succeeded with America’s first tax revolution since T was tipped into Boston Harbor.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Voiceover\u003c/strong>[00:07:02] A thunderous response for Howard Jarvis, the 75-year-old millionaire who’s been campaigning for 15 years against taxes. This time Jarvis has done it, succeeded with America’s first tax revolution since T was tipped into Boston Harbor.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:18] And this is a group that ever since has been committed to reducing taxes in California, and they see Prop 43 as the next important step to do that.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:18] And this is a group that ever since has been committed to reducing taxes in California, and they see Prop 43 as the next important step to do that.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Howard Jarvis \u003c/strong>[00:07:28] We have proven that here in California that we, the people, not the politicians, are still the boss.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Howard Jarvis \u003c/strong>[00:07:28] We have proven that here in California that we, the people, not the politicians, are still the boss.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:38] So, you know, you have those anti-tax groups who have been pushing against this and now they hope to change it with Proposition 43.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:38] So, you know, you have those anti-tax groups who have been pushing against this and now they hope to change it with Proposition 43.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:07:52] We’ll have more on Proposition 43 right after this break. By the way, if you appreciate the work we’re doing here on PropFest, consider becoming a KQED sustaining member. Just go to donate.kqed.org slash podcasts. We’ll be right back.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:07:52] We’ll have more on Proposition 43 right after this break. By the way, if you appreciate the work we’re doing here on PropFest, consider becoming a KQED sustaining member. Just go to donate.kqed.org slash podcasts. We’ll be right back.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:08:12] Well, let’s talk about the politics of this a little bit more. I mean, how did Prop 43 even get on the ballot in the first place? Who’s really behind it?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:08:12] Well, let’s talk about the politics of this a little bit more. I mean, how did Prop 43 even get on the ballot in the first place? Who’s really behind it?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:24] The way this got on the ballot is kind of a long and winding road, but I’ll start at the end. This measure was placed on the ballot by the state legislature in a bill written by Democratic Assembly member Buffy Wicks from the East Bay.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:24] The way this got on the ballot is kind of a long and winding road, but I’ll start at the end. This measure was placed on the ballot by the state legislature in a bill written by Democratic Assembly member Buffy Wicks from the East Bay.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Buffy Wicks \u003c/strong>[00:08:41] Thank you, Mr. Speaker and members, I rise to present ACA 22.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Buffy Wicks \u003c/strong>[00:08:41] Thank you, Mr. Speaker and members, I rise to present ACA 22.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:44] Now the twist to this is that Buffy Wicks opposes this. She opposes the measure that she wrote to get this on the ballot. And the reason for that is that the measure she wrote was really a way to get anti-tax groups to remove a different proposal that they had already qualified for the ballot\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:44] Now the twist to this is that Buffy Wicks opposes this. She opposes the measure that she wrote to get this on the ballot. And the reason for that is that the measure she wrote was really a way to get anti-tax groups to remove a different proposal that they had already qualified for the ballot\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:04] Okay, what was the original measure that got taken off?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:04] Okay, what was the original measure that got taken off?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:08] You had anti-tax groups like the Howard Jarvis Taxpayers Association team up with developers and real estate interests to qualify a measure for the ballot earlier this year. And that measure both would have made these changes to the two-thirds requirements for local taxes. They also would have limited real estate transfer taxes, which are a tax that’s assessed when a real estate sale is made. So when a building is sold, when a home is sold in many cases. Local cities and counties apply transfer taxes on really expensive real estate sales. And developers have said this has gotten out of hand and it’s actually hurting development in the state. So the measure that they qualified both would have made this change on local taxes. It also would have capped real estate transfer taxes and it would have gone back and retroactively eliminated many real estate transferred taxes. And Jon Coupal, who’s president of the Howard Jarvis Taxpayers Association. Talked about why his group thinks this is important in an interview on KQED’s political breakdown.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:08] You had anti-tax groups like the Howard Jarvis Taxpayers Association team up with developers and real estate interests to qualify a measure for the ballot earlier this year. And that measure both would have made these changes to the two-thirds requirements for local taxes. They also would have limited real estate transfer taxes, which are a tax that’s assessed when a real estate sale is made. So when a building is sold, when a home is sold in many cases. Local cities and counties apply transfer taxes on really expensive real estate sales. And developers have said this has gotten out of hand and it’s actually hurting development in the state. So the measure that they qualified both would have made this change on local taxes. It also would have capped real estate transfer taxes and it would have gone back and retroactively eliminated many real estate transferred taxes. And Jon Coupal, who’s president of the Howard Jarvis Taxpayers Association. Talked about why his group thinks this is important in an interview on KQED’s political breakdown.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Jon Coupal \u003c/strong>[00:10:12] We had a very expressed prohibition in the state constitution against real estate transfer taxes. And whenever the courts create a loophole, we have to come back and shut the door.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Jon Coupal \u003c/strong>[00:10:12] We had a very expressed prohibition in the state constitution against real estate transfer taxes. And whenever the courts create a loophole, we have to come back and shut the door.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:24] Now this was seen by opponents as a really bad result for local governments, not only because it would have limited the ability to raise taxes going forward, but also cities rely on those transfer taxes. So there was an effort to try to negotiate and get this measure off the ballot.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:24] Now this was seen by opponents as a really bad result for local governments, not only because it would have limited the ability to raise taxes going forward, but also cities rely on those transfer taxes. So there was an effort to try to negotiate and get this measure off the ballot.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Buffy Wicks \u003c/strong>[00:10:41] Politics is about choices and we often must navigate challenging decisions. Big picture, the vote today protects vital resources for our local communities and it removes the greatest threat to our cities and their fiscal health which is the Taxpayer Protection Act.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Buffy Wicks \u003c/strong>[00:10:41] Politics is about choices and we often must navigate challenging decisions. Big picture, the vote today protects vital resources for our local communities and it removes the greatest threat to our cities and their fiscal health which is the Taxpayer Protection Act.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:56] So Buffy Wicks, in trying to craft this deal, basically wrote the measure that they committed to keeping on the ballot in exchange for getting the harsher limits on transfer taxes off of it. So she wrote it, it passed the legislature, it got placed on the ballet, and then she immediately made clear, I do not support this idea. This was just the only way I could get a proposal that I viewed as worse off of the ballot.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:56] So Buffy Wicks, in trying to craft this deal, basically wrote the measure that they committed to keeping on the ballot in exchange for getting the harsher limits on transfer taxes off of it. So she wrote it, it passed the legislature, it got placed on the ballet, and then she immediately made clear, I do not support this idea. This was just the only way I could get a proposal that I viewed as worse off of the ballot.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:24] Who else is coming out for prop 43?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:24] Who else is coming out for prop 43?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:27] Yeah, so in addition to the Howard Jarvis Taxpayers Association, we also have broad support across the Republican landscape in California. The California Republican Party supports Proposition 43. A bunch of other anti-tax groups also have jumped on board. And so you have kind of seen a partisan split in support and opposition to 43.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:27] Yeah, so in addition to the Howard Jarvis Taxpayers Association, we also have broad support across the Republican landscape in California. The California Republican Party supports Proposition 43. A bunch of other anti-tax groups also have jumped on board. And so you have kind of seen a partisan split in support and opposition to 43.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:50] Who else is coming out against Prop 43?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:50] Who else is coming out against Prop 43?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:54] So we’ve seen the California Democratic Party oppose Proposition 43 and also a lot of groups with ties to local government, which is no surprise. They feel like Prop 43 is gonna make it harder to get the revenue needed to run local governments. So for example, the California State Association of Counties, which represents county governments across the state and SCIU California, which a union that represents a lot local government employees. Who potentially could stand to lose if it’s harder for governments to raise revenue in the future.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:54] So we’ve seen the California Democratic Party oppose Proposition 43 and also a lot of groups with ties to local government, which is no surprise. They feel like Prop 43 is gonna make it harder to get the revenue needed to run local governments. So for example, the California State Association of Counties, which represents county governments across the state and SCIU California, which a union that represents a lot local government employees. Who potentially could stand to lose if it’s harder for governments to raise revenue in the future.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:12:24] Guy, what is spending looking like for Proposition 43?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:12:24] Guy, what is spending looking like for Proposition 43?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:12:29] So we’re seeing spending in support on paper far more than spending in opposition. Over $14 million spent in support of this. I should just say though that a lot of that money was spent before this idea actually made it onto the ballot. So back when the measure looked a lot different and it had the provisions around transfer taxes, we haven’t seen, for example, big spenders on this like the California Business Roundtable who poured in more than $9 million in support of this earlier in the year. They haven’t continued to spend after this final measure was on the ballot. So it’s unclear whether that big spending gap is actually gonna persist in practice through November.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:12:29] So we’re seeing spending in support on paper far more than spending in opposition. Over $14 million spent in support of this. I should just say though that a lot of that money was spent before this idea actually made it onto the ballot. So back when the measure looked a lot different and it had the provisions around transfer taxes, we haven’t seen, for example, big spenders on this like the California Business Roundtable who poured in more than $9 million in support of this earlier in the year. They haven’t continued to spend after this final measure was on the ballot. So it’s unclear whether that big spending gap is actually gonna persist in practice through November.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:13:12] This one is this a little bit of a doozy. So I guess for voters, any advice as they just try and make sense of this particular ballot measure?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:13:12] This one is this a little bit of a doozy. So I guess for voters, any advice as they just try and make sense of this particular ballot measure?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:13:23] Yeah, there’s definitely a lot of kind of twists and turns and complications into how this got onto the ballot. But I guess just to break down the arguments, supporters of prop 43 say if you want to tax residents for specific needs, there should be a broad support for that idea. It should be a two thirds support. If you’re going to raise taxes for a very earmarked cause, whether that be homelessness, public safety, whatever it is, it should be broad support behind it. And they want that two thirds requirement. On those local taxes. Opponents say this is not the time to make it harder for cities, for counties, for local governments to get revenue. A lot of cities and counties are already struggling with their budget. And by passing Proposition 43, it would be harder for citizens to bring tax measures on the ballot to bring more money into those local government coffers.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:13:23] Yeah, there’s definitely a lot of kind of twists and turns and complications into how this got onto the ballot. But I guess just to break down the arguments, supporters of prop 43 say if you want to tax residents for specific needs, there should be a broad support for that idea. It should be a two thirds support. If you’re going to raise taxes for a very earmarked cause, whether that be homelessness, public safety, whatever it is, it should be broad support behind it. And they want that two thirds requirement. On those local taxes. Opponents say this is not the time to make it harder for cities, for counties, for local governments to get revenue. A lot of cities and counties are already struggling with their budget. And by passing Proposition 43, it would be harder for citizens to bring tax measures on the ballot to bring more money into those local government coffers.\u003c/p>\n"
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003ch2 class=\"wp-block-heading\">Transcript\u003c/h2>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:00] How much support do you think something should have to pass? 50% plus one? A simple majority? Or much more, like two-thirds in favor?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:11] Now in California, certain tax measures only require a simple majority of yes votes, while others require more.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:20] And that all depends on how the tax got on the ballot in the first place.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:26] If a special tax put on a ballot by citizens through signature gathering, it only needs a simple majority to pass. A special tax is a tax for a specific purpose, like policing, housing, or homeless services.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:41] But Proposition 43 would raise that threshold and require more support for special tax measures, even if citizens put it on the ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:52] I’m Olivia Allen-Price, host of Bay Curious.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:55] And I’m Ericka Cruz Guevarra, host of The Bay.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:58] Welcome to Prop Fest, a collaboration between The Bay and Bay Curious. We’re back at it again with another prop breakdown to get you prepped to vote with confidence this November.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:09] Today, we’re walking you through Proposition 43. Here’s how it reads on your ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Voiceover \u003c/strong>[00:01:14] Prop 43 limits voters’ ability to raise revenues for local government services.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:24] Here to break down Prop 43 for us is KQED’s politics and government correspondent, Guy Marzorati.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:30] Hey.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:30] Guy. Hey. Guy, let’s just dive in here. What is Prop 43 all about?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:35] Yeah, so Proposition 43 is all about raising the voter threshold for citizen initiatives to pass at the local level. So what does that mean? If there is a ballot measure placed on the ballot through citizens gathering signatures, this would require that measure to get two thirds support. So super majority support. If the tax measure is asking voters to raise taxes for a specific issue. And what this measure is in response to. Is what we’ve seen over the last decade where through a series of court decisions, it’s become easier to pass taxes on the local level if citizens through the signature process are bringing a tax proposal to the ballot instead of having elected officials place taxes on a ballot directly.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:21] And what’s the difference between a general tax and a special tax?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:25] So a general tax is a tax that could go fund anything. It goes into the city or county’s general fund and elected officials can decide how to spend it however they want. A special tax says this money, if the tax passes, has to go to this specific thing. So maybe it has to build new housing or maybe it had to go fund police and fire. But there’s a specific written description of what the tax would go to that really governs how it’s used. So again, special taxes, money that’s going towards a specific thing, if those are placed on the ballot by elected officials, they require a two thirds vote. And that is how it used to be for any special tax for a long time, until about 2017 when there was a court decision that said, actually, if voters gather signatures and put a special tax on the ballot, it only requires a majority vote. What Proposition 43 does is return it to how it used to be where any special tax that’s on the ballot locally will require a two-thirds support.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:31] And why is there a difference there?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:34] Yeah, so this was really just a court interpretation of the law that had been on the books. Proposition 13, which is passed by California voters in the late 70s, said that these special taxes placed on the ballot by local government needed a two thirds vote to pass. And what the court questioned was whether the word government actually applied to the entire citizenry. So folks who are collecting signatures to put things on the They said, well, that doesn’t count as government putting it on the ballot. So that’s when you started to see the difference and you started see some real effects even here in the Bay Area. Look at Proposition C, for example, in San Francisco, 2018. This was a really high profile campaign around raising business taxes specifically to fund homelessness. Now, this was a special tax. The money that was collected had to go towards homelessness services, but it was put on the ballot through the signature process. And as a result, it was able to pass, even though the measure did not get two-thirds support, it got just over 60% support, but it able to take effect and bringing a lot of money to the city. For homelessness services. You even see it on the ballot in the Bay Area this year when voters are considering this region-wide transportation measure that’s only gonna require a majority vote to raise the sales tax to fund to fund BART, to fund Muni, Caltrain, because it was put on the ballet by a group of citizen signatures.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:06] That’s interesting. So whatever happens with Prop 43 has the potential to change how we vote on these kinds of measures you were just talking about.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:14] Exactly. Now it wouldn’t affect anything that’s on the ballot this year.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:18] Mm-hmm\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:19] But if Prop 43 passes, those could be kind of the last of their kind and going forward, we would end up in a situation where those kind of campaigns who are asking for tax increases for very specific purposes would need a two-thirds support.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:39] I mean, obviously those are big issues and big measures facing us here in the Bay Area. I mean is this push for a super majority vote on tax measures like this a new idea?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:53] No, this is not a new idea. It’s actually something that has been pushed by anti-tax groups ever since those decisions following 2017. And these groups, the Howard Jarvis Taxpayers Association, most notably, have argued that the courts betrayed the purpose of Prop 13, that they went and created this kind of loophole that allowed these local tax increases with a majority vote when that was never meant to be the purpose, you know, behind this provision in Prop 13.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:26] You mentioned earlier the Howard Jarvis Taxpayers Association coming out for this, I mean I feel like that’s a name that I just hear often, but I mean who are they exactly and how might California voters sort of make sense of who this association is and what else they’ve been responsible for?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:06:45] Yeah, so the Howard Jarvis Taxpayers Association, probably the most notable group in support of Proposition 43, and that goes back to their name, Howard Jarves. He was the proponent of Prop 13, the measure that limited property taxes and other taxes in the late 70s.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Voiceover\u003c/strong>[00:07:02] A thunderous response for Howard Jarvis, the 75-year-old millionaire who’s been campaigning for 15 years against taxes. This time Jarvis has done it, succeeded with America’s first tax revolution since T was tipped into Boston Harbor.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:18] And this is a group that ever since has been committed to reducing taxes in California, and they see Prop 43 as the next important step to do that.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Howard Jarvis \u003c/strong>[00:07:28] We have proven that here in California that we, the people, not the politicians, are still the boss.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:38] So, you know, you have those anti-tax groups who have been pushing against this and now they hope to change it with Proposition 43.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:07:52] We’ll have more on Proposition 43 right after this break. By the way, if you appreciate the work we’re doing here on PropFest, consider becoming a KQED sustaining member. Just go to donate.kqed.org slash podcasts. We’ll be right back.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:08:12] Well, let’s talk about the politics of this a little bit more. I mean, how did Prop 43 even get on the ballot in the first place? Who’s really behind it?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:24] The way this got on the ballot is kind of a long and winding road, but I’ll start at the end. This measure was placed on the ballot by the state legislature in a bill written by Democratic Assembly member Buffy Wicks from the East Bay.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Buffy Wicks \u003c/strong>[00:08:41] Thank you, Mr. Speaker and members, I rise to present ACA 22.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:44] Now the twist to this is that Buffy Wicks opposes this. She opposes the measure that she wrote to get this on the ballot. And the reason for that is that the measure she wrote was really a way to get anti-tax groups to remove a different proposal that they had already qualified for the ballot\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:04] Okay, what was the original measure that got taken off?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:08] You had anti-tax groups like the Howard Jarvis Taxpayers Association team up with developers and real estate interests to qualify a measure for the ballot earlier this year. And that measure both would have made these changes to the two-thirds requirements for local taxes. They also would have limited real estate transfer taxes, which are a tax that’s assessed when a real estate sale is made. So when a building is sold, when a home is sold in many cases. Local cities and counties apply transfer taxes on really expensive real estate sales. And developers have said this has gotten out of hand and it’s actually hurting development in the state. So the measure that they qualified both would have made this change on local taxes. It also would have capped real estate transfer taxes and it would have gone back and retroactively eliminated many real estate transferred taxes. And Jon Coupal, who’s president of the Howard Jarvis Taxpayers Association. Talked about why his group thinks this is important in an interview on KQED’s political breakdown.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Jon Coupal \u003c/strong>[00:10:12] We had a very expressed prohibition in the state constitution against real estate transfer taxes. And whenever the courts create a loophole, we have to come back and shut the door.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:24] Now this was seen by opponents as a really bad result for local governments, not only because it would have limited the ability to raise taxes going forward, but also cities rely on those transfer taxes. So there was an effort to try to negotiate and get this measure off the ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Buffy Wicks \u003c/strong>[00:10:41] Politics is about choices and we often must navigate challenging decisions. Big picture, the vote today protects vital resources for our local communities and it removes the greatest threat to our cities and their fiscal health which is the Taxpayer Protection Act.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:56] So Buffy Wicks, in trying to craft this deal, basically wrote the measure that they committed to keeping on the ballot in exchange for getting the harsher limits on transfer taxes off of it. So she wrote it, it passed the legislature, it got placed on the ballet, and then she immediately made clear, I do not support this idea. This was just the only way I could get a proposal that I viewed as worse off of the ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:24] Who else is coming out for prop 43?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:27] Yeah, so in addition to the Howard Jarvis Taxpayers Association, we also have broad support across the Republican landscape in California. The California Republican Party supports Proposition 43. A bunch of other anti-tax groups also have jumped on board. And so you have kind of seen a partisan split in support and opposition to 43.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:50] Who else is coming out against Prop 43?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:54] So we’ve seen the California Democratic Party oppose Proposition 43 and also a lot of groups with ties to local government, which is no surprise. They feel like Prop 43 is gonna make it harder to get the revenue needed to run local governments. So for example, the California State Association of Counties, which represents county governments across the state and SCIU California, which a union that represents a lot local government employees. Who potentially could stand to lose if it’s harder for governments to raise revenue in the future.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:12:24] Guy, what is spending looking like for Proposition 43?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:12:29] So we’re seeing spending in support on paper far more than spending in opposition. Over $14 million spent in support of this. I should just say though that a lot of that money was spent before this idea actually made it onto the ballot. So back when the measure looked a lot different and it had the provisions around transfer taxes, we haven’t seen, for example, big spenders on this like the California Business Roundtable who poured in more than $9 million in support of this earlier in the year. They haven’t continued to spend after this final measure was on the ballot. So it’s unclear whether that big spending gap is actually gonna persist in practice through November.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:13:12] This one is this a little bit of a doozy. So I guess for voters, any advice as they just try and make sense of this particular ballot measure?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:13:23] Yeah, there’s definitely a lot of kind of twists and turns and complications into how this got onto the ballot. But I guess just to break down the arguments, supporters of prop 43 say if you want to tax residents for specific needs, there should be a broad support for that idea. It should be a two thirds support. If you’re going to raise taxes for a very earmarked cause, whether that be homelessness, public safety, whatever it is, it should be broad support behind it. And they want that two thirds requirement. On those local taxes. Opponents say this is not the time to make it harder for cities, for counties, for local governments to get revenue. A lot of cities and counties are already struggling with their budget. And by passing Proposition 43, it would be harder for citizens to bring tax measures on the ballot to bring more money into those local government coffers.\u003c/p>\n\n\n\n\u003cp>\u003cem>Some members of the KQED podcast team are represented by The Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco-Northern California Local.\u003c/em>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "SF Has the Fewest Kids. City Leaders Hope These Policies Will Help Families Stick Around",
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"content": "\n\u003cp>\u003cem>This story is part of How We Get By, a KQED series exploring how people are coping with rising costs in the Bay Area and California. Find the \u003c/em>\u003ca href=\"https://www.kqed.org/affordability\">\u003cem>full series here\u003c/em>\u003c/a>\u003cem>.\u003c/em>\u003c/p>\n\n\n\n\u003cp>After giving birth to her second child this Spring, Angelica Torres was able to take four months off work to care for herself and her baby.\u003c/p>\n\n\n\n\u003cp>It’s a luxury not all working parents can afford, but Torres was able to take advantage of a San Francisco law, which offers parents full paychecks while they miss work to bond with a new child. That benefit, plus another city program that offers free childcare for her 3-year-old daughter, gave her welcome financial relief as she navigated the additional cost of growing her family, she said.\u003c/p>\n\n\n\n\u003cp>“With everything getting so expensive, I feel that San Francisco does a lot to support families,” she said. “This is why we’re still here.”\u003c/p>\n\n\n\n\u003cp>For at least a decade, San Francisco has had the fewest children of any major American city, with about 13% of residents under the age of 18 in 2025, according to U.S. Census data. The cost of raising a family has long been cited as one reason. \u003c/p>\n\n\n\n\u003cp>As the artificial intelligence boom fuels economic growth and stirs anxiety about the costs of living rising even higher, local leaders are trying to help families stay in San Francisco by making life a little more affordable.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-09.jpg\" alt=\"\" class=\"wp-image-12096525\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-09.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-09-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-09-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\" />\u003cfigcaption class=\"wp-element-caption\">Angelica Torres and her children Valentina and Angel stand for a portrait in Torres’ mother’s home in San Francisco on Friday, Aug. 21, 2026. Torres and her family stay with her mother for childcare assistance. (Juliana Yamada for KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“There’s a joke about San Francisco having more dogs than kids, and that’s a little funny, but a little sad,” said Supervisor Danny Sauter, who pushed to expand the city’s \u003ca href=\"https://www.sf.gov/information--paid-parental-leave-ordinance\">paid parental leave ordinance\u003c/a> to make it easier for workers to qualify. “It’s our responsibility at City Hall to look to see if we can remove barriers, if we could lend a hand.”\u003c/p>\n\n\n\n\u003cp>Since the beginning of this year, the city has focused on alleviating some of the largest expenses families face. In January, Mayor Daniel Lurie rolled out his “Family Opportunity Agenda,” which included \u003ca href=\"https://www.kqed.org/news/12094257/san-francisco-child-care-free-elfa-discount-subsidies-how-to-apply-who-qualifies\">expanding the city’s subsidized childcare\u003c/a> to include higher-income earners — a family of four making up to $324,000 a year can now qualify — as well as growing the city’s \u003ca href=\"https://www.sf.gov/news-mayor-lurie-expands-access-to-affordable-after-school-care-for-san-francisco-families-following-major-expansion-of-early-childcare\">after-school programs\u003c/a>. \u003c/p>\n\n\n\n\u003cp>Lurie is among a handful of mayors and state governors who’ve championed similar policies aimed at families, joining Delaware, Maine, Minnesota and Colorado in \u003ca href=\"https://www.parentoleave.com/blog/whats-changing-in-paid-family-leave-in-2026-your-complete-guide\">enacting or expanding paid parental leave\u003c/a> and New York City in rolling out \u003ca href=\"https://www.chalkbeat.org/newyork/2026/09/10/mamdani-2-k-program-launches-with-cost-savings-payment-delays/\">free childcare for 2-year-olds\u003c/a>. \u003c/p>\n\n\n\n\u003cp>Those efforts come as the child population is trending down nationwide due to falling birth and fertility rates, and major cities \u003ca href=\"https://www.census.gov/newsroom/press-releases/2026/vintage-2025-pop-estimates.html\">saw the biggest decline\u003c/a> in the past five years, according to Census data. Between 2010 and 2025, San Francisco’s under-18 population decreased numerically but \u003ca href=\"https://www.sfchronicle.com/sf/article/san-francisco-fewest-kids-data-21044908.php\">stayed relatively flat as a percentage of the overall population\u003c/a>. The portion of children under 5 had hovered around 4.5% between 2010 and 2020, but since the pandemic, it’s dropped to just under 4%.\u003c/p>\n\n\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr />\n\u003ciframe loading=\"lazy\" title=\"San Francisco's Under 18 and Under 5 Population\" aria-label=\"Area Chart\" id=\"datawrapper-chart-nMwbh\" src=\"https://datawrapper.dwcdn.net/nMwbh/1/\" scrolling=\"no\" frameborder=\"0\" 0=\"style="width:\" 1=\"0;\" 2=\"min-width:\" 3=\"100%\" width=\"100%\" height=\"500\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\n\n\n\u003cp>In speeches, Lurie and other city leaders echoed concerns about people delaying having children, if at all, or moving out of San Francisco after they have kids. \u003c/p>\n\n\n\n\u003cp>“This is the greatest city in the world, but it can’t be great if the people that are living here today can’t afford to stay here tomorrow,” Lurie told KQED in a recent interview. “We know how expensive this city is to raise a family, and so we’re doing everything in our power to build more affordable housing, to make early childhood care and education accessible to every family.”\u003c/p>\n\n\n\n\u003cp>City leaders are focusing on the early years because Census surveys show that’s when families are most likely to leave. It’s also the most expensive phase of life, when childcare prices can consume a big chunk of a family’s income.\u003c/p>\n\n\n\n\u003cp>“One of the things that’s been true in San Francisco is that if you have a child [under] 5, you’re more likely to leave,” said Ted Egan, the city’s chief economist. “But if you have a child who’s over 5, you’re not — which basically means once people are settled in school, they’re less mobile.”\u003c/p>\n\n\n\n\u003cp>San Francisco first began using city funds to offer free preschool for 4-year-olds in 2004 and two decades later broadened that program by using revenue from a voter-approved tax to offer free or discounted early education and care for families, based on their income. Lurie stops short of calling it universal childcare, but said he wants San Francisco to become the first major city in the country to provide “access to childcare” for every family with a child under 5.\u003c/p>\n\n\n\n\u003cp>The city was also a leader in offering fully paid parental leave, becoming the first in the nation to do so in 2017. The ordinance built on California’s \u003ca href=\"https://edd.ca.gov/en/disability/paid-family-leave/\">paid family leave program\u003c/a>, which offers new parents between 60 and 70 percent of their wages for eight weeks, by requiring employers to cover the rest of workers’ paychecks. \u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01.jpg\" alt=\"\" class=\"wp-image-12096522\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Angelica Torres holds her 5-month-old son Angel as her daughter Valentina works on a project for school in the kitchen of Torres’ mother’s home in San Francisco on Friday, Aug. 21, 2026. Torres’ mother helps out with childcare for her and her family. (Juliana Yamada for KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11828551/who-benefits-from-san-franciscos-paid-leave-for-new-parents\">Studies have shown\u003c/a> that workers in industries with high turnover, like restaurants and hospitality, were least likely to opt in. A new update to the law makes employees who are starting a new job eligible for the benefit sooner — at 90 days, up from 180.\u003c/p>\n\n\n\n\u003cp>Torres said this change didn’t directly affect her, but she was glad to see her partner take time off his job as a restaurant cook to take care of their baby after she went back to work as a site supervisor at a preschool. It was a benefit he could have taken after their daughter was born, but didn’t, she said.\u003c/p>\n\n\n\n\u003cp>“He was like, ‘I cannot miss a lot of days of work. What is my boss going to say?’” Torres said. “This time around, I explained to him [he] could take some time off. It’s a law. He would go on walks with the baby and take care of our daughter. I feel like he was more connected to his children.” \u003c/p>\n\n\n\n\u003cp>The subsidized childcare program, Early Learning For All, saves her more than $2,000 per month for her daughter’s full-time care, she said, and helps offset other rising costs. The program also boosts the pay of early childhood educators at its participating programs, including the preschool where Torres works, and that has increased her hourly wage from $28 to $36 per hour in the last few years. \u003c/p>\n\n\n\n\u003cp>While she’s grateful for the help, Torres said her biggest expense is still the rent. The couple shares a four-bedroom apartment with Torres’ parents and brother in the Excelsior District, a working-class neighborhood in the southeastern part of the city. Since the pandemic, the rent stayed at $4,000 until a couple of months ago, when Torres said the landlord bumped it up by 10%.\u003c/p>\n\n\n\n\u003cp>She said she hopes that city leaders “can target the bigger issues that people in San Francisco face like the rent.”\u003c/p>\n\n\n\n\u003cp>“Rent is really expensive. Super expensive,” she said. “I really love this city. I love the diversity, and I want my children to grow here.” \u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">‘Hard to live here’ \u003c/h2>\n\n\n\n\u003cp>In several interviews, parents of young children echoed Torres’ concern, praising the family-friendly policies but citing the high cost of housing, limited availability of family-sized apartments and an unpopular school lottery as reasons they may eventually leave.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03.jpg\" alt=\"\" class=\"wp-image-12096523\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Angelica Torres holds her 5-month-old son Angel in her mother’s kitchen in San Francisco on Friday, Aug. 21, 2026. (Juliana Yamada for KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“People who locked in their [mortgage or rental] rates during the pandemic are happy to stay, but those that want to move or want to expand out of their one-bedroom or two-bedroom apartments really do find it hard to live here,” said Vai Sundaresan, a tech worker who was laid off when she was pregnant with her 1-year-old daughter. \u003c/p>\n\n\n\n\u003cp>She said one reason she and her husband, who also works in tech, can afford to live in San Francisco is that they bought their house four years ago. “But if we were to move now, it would be hard.” \u003c/p>\n\n\n\n\u003cp>Sauter is keenly aware of this trend: In the 15 years he’s lived in San Francisco, he said he’s seen friends leave after they start a family. He became a dad himself more than a year ago and said he’s now getting a closer glimpse into the challenges of parenting in the city.\u003c/p>\n\n\n\n\u003cp>“It almost feels destined when you have a first child, or certainly a second child, that you just expect someone to move away,” Sauter said. “That’s not healthy for a city.”\u003c/p>\n\n\n\n\u003cp>To encourage developers to build larger, family-sized apartments, Sauter co-authored an incentive to allow developers to add another floor if they build apartments with two or more bedrooms. \u003c/p>\n\n\n\n\u003cp>The incentive is part of a state-mandated effort to address California’s housing shortage. The city’s proposal, which Lurie branded the “Family Zoning Plan,” was approved in December 2025 and allows for the construction of some 36,000 additional homes and apartments, largely in neighborhoods with access to public transit, parks, retail, and community facilities.\u003c/p>\n\n\n\n\u003cp>In addition to championing the rezoning amendment and expanded paid parental leave, Sauter is also looking to add more diaper-changing tables and lactation rooms in public spaces and improve transit access for families with young kids. \u003c/p>\n\n\n\n\u003cp>But for some families, a bigger issue is the public school system.\u003c/p>\n\n\n\n\n\n\u003cp>Hitomi Wada and EJ Macayan, a couple who own a small business in the Tenderloin District, said they’re grateful to save $3,000 per month in infant care under the city’s expanded Early Learning for All program but aren’t sure what they’ll do when their 1-year-old son reaches school age. \u003c/p>\n\n\n\n\u003cp>Wada said she’s heard “nightmare stories” of navigating San Francisco Unified School District’s \u003ca href=\"https://www.kqed.org/news/11641238/how-the-san-francisco-school-lottery-works-and-how-it-doesnt-2\">lottery\u003c/a> — a complicated assignment system intended to desegregate schools but one that has also led to long waitlists and confusion, leaving families anxious about whether they’ll get into their preferred school. \u003c/p>\n\n\n\n\u003cp>The district wants to overhaul the system but has \u003ca href=\"https://www.kqed.org/news/12082156/sfusd-wants-to-fix-its-lottery-system-then-look-again-at-closing-schools\">repeatedly delayed replacing it\u003c/a>, though officials said this year, 65% of families got into their top-ranked school. \u003c/p>\n\n\n\n\u003cp>“He’s only 15 months old, but we’re already thinking, ‘What is our strategy for navigating that portion?’ and trying to figure out what best fits us,” Wada said. \u003c/p>\n\n\n\n\u003cp>Lurie’s hands are tied when it comes to resolving this problem: By law, an elected school board governs the district, which is funded by the state.\u003c/p>\n\n\n\n\u003cp>He said the city does set aside around $100 million annually from its general fund to support public school libraries and the district’s arts, sports and college readiness programs. The city also increased access to free or discounted after-school care “to help bridge the gap between the time that school ends and parents are done with their job,” he said.\u003c/p>\n\n\n\n\u003cp>“We have more work to do, but we’ve made some progress, especially on this early childhood [initiative],” Lurie said. “We’re going to lean in on transit; we’re going to lean in on building more affordable housing.” \u003c/p>\n\n\n\n\u003cp>Wada and Macayan said their heart is in San Francisco, but they’re not sure how long they can sustain their life in the city.\u003c/p>\n\n\n\n\u003cp>“We do want to stay,” Wada said. “We want to make it work for as long as possible.” \u003c/p>\n\n\n\n\u003cp>But as they look into the future, Wada said they’re already bracing themselves for what comes next: “When we do have to leave, where do we want to go?”\u003c/p>\n",
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"innerHTML": "\n\u003cp>It’s a luxury not all working parents can afford, but Torres was able to take advantage of a San Francisco law, which offers parents full paychecks while they miss work to bond with a new child. That benefit, plus another city program that offers free childcare for her 3-year-old daughter, gave her welcome financial relief as she navigated the additional cost of growing her family, she said.\u003c/p>\n",
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"\n\u003cp>It’s a luxury not all working parents can afford, but Torres was able to take advantage of a San Francisco law, which offers parents full paychecks while they miss work to bond with a new child. That benefit, plus another city program that offers free childcare for her 3-year-old daughter, gave her welcome financial relief as she navigated the additional cost of growing her family, she said.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“With everything getting so expensive, I feel that San Francisco does a lot to support families,” she said. “This is why we’re still here.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>For at least a decade, San Francisco has had the fewest children of any major American city, with about 13% of residents under the age of 18 in 2025, according to U.S. Census data. The cost of raising a family has long been cited as one reason. \u003c/p>\n",
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"\n\u003cp>For at least a decade, San Francisco has had the fewest children of any major American city, with about 13% of residents under the age of 18 in 2025, according to U.S. Census data. The cost of raising a family has long been cited as one reason. \u003c/p>\n"
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"innerHTML": "\n\u003cp>As the artificial intelligence boom fuels economic growth and stirs anxiety about the costs of living rising even higher, local leaders are trying to help families stay in San Francisco by making life a little more affordable.\u003c/p>\n",
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"innerHTML": "\n\u003cp>“There’s a joke about San Francisco having more dogs than kids, and that’s a little funny, but a little sad,” said Supervisor Danny Sauter, who pushed to expand the city’s \u003ca href=\"https://www.sf.gov/information--paid-parental-leave-ordinance\">paid parental leave ordinance\u003c/a> to make it easier for workers to qualify. “It’s our responsibility at City Hall to look to see if we can remove barriers, if we could lend a hand.”\u003c/p>\n",
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"\n\u003cp>“There’s a joke about San Francisco having more dogs than kids, and that’s a little funny, but a little sad,” said Supervisor Danny Sauter, who pushed to expand the city’s \u003ca href=\"https://www.sf.gov/information--paid-parental-leave-ordinance\">paid parental leave ordinance\u003c/a> to make it easier for workers to qualify. “It’s our responsibility at City Hall to look to see if we can remove barriers, if we could lend a hand.”\u003c/p>\n"
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"innerHTML": "\n\u003cp>Since the beginning of this year, the city has focused on alleviating some of the largest expenses families face. In January, Mayor Daniel Lurie rolled out his “Family Opportunity Agenda,” which included \u003ca href=\"https://www.kqed.org/news/12094257/san-francisco-child-care-free-elfa-discount-subsidies-how-to-apply-who-qualifies\">expanding the city’s subsidized childcare\u003c/a> to include higher-income earners — a family of four making up to $324,000 a year can now qualify — as well as growing the city’s \u003ca href=\"https://www.sf.gov/news-mayor-lurie-expands-access-to-affordable-after-school-care-for-san-francisco-families-following-major-expansion-of-early-childcare\">after-school programs\u003c/a>. \u003c/p>\n",
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"\n\u003cp>Since the beginning of this year, the city has focused on alleviating some of the largest expenses families face. In January, Mayor Daniel Lurie rolled out his “Family Opportunity Agenda,” which included \u003ca href=\"https://www.kqed.org/news/12094257/san-francisco-child-care-free-elfa-discount-subsidies-how-to-apply-who-qualifies\">expanding the city’s subsidized childcare\u003c/a> to include higher-income earners — a family of four making up to $324,000 a year can now qualify — as well as growing the city’s \u003ca href=\"https://www.sf.gov/news-mayor-lurie-expands-access-to-affordable-after-school-care-for-san-francisco-families-following-major-expansion-of-early-childcare\">after-school programs\u003c/a>. \u003c/p>\n"
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"innerHTML": "\n\u003cp>Lurie is among a handful of mayors and state governors who’ve championed similar policies aimed at families, joining Delaware, Maine, Minnesota and Colorado in \u003ca href=\"https://www.parentoleave.com/blog/whats-changing-in-paid-family-leave-in-2026-your-complete-guide\">enacting or expanding paid parental leave\u003c/a> and New York City in rolling out \u003ca href=\"https://www.chalkbeat.org/newyork/2026/09/10/mamdani-2-k-program-launches-with-cost-savings-payment-delays/\">free childcare for 2-year-olds\u003c/a>. \u003c/p>\n",
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"innerHTML": "\n\u003cp>Those efforts come as the child population is trending down nationwide due to falling birth and fertility rates, and major cities \u003ca href=\"https://www.census.gov/newsroom/press-releases/2026/vintage-2025-pop-estimates.html\">saw the biggest decline\u003c/a> in the past five years, according to Census data. Between 2010 and 2025, San Francisco’s under-18 population decreased numerically but \u003ca href=\"https://www.sfchronicle.com/sf/article/san-francisco-fewest-kids-data-21044908.php\">stayed relatively flat as a percentage of the overall population\u003c/a>. The portion of children under 5 had hovered around 4.5% between 2010 and 2020, but since the pandemic, it’s dropped to just under 4%.\u003c/p>\n",
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"innerHTML": "\n\u003cp>In speeches, Lurie and other city leaders echoed concerns about people delaying having children, if at all, or moving out of San Francisco after they have kids. \u003c/p>\n",
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"innerHTML": "\n\u003cp>“This is the greatest city in the world, but it can’t be great if the people that are living here today can’t afford to stay here tomorrow,” Lurie told KQED in a recent interview. “We know how expensive this city is to raise a family, and so we’re doing everything in our power to build more affordable housing, to make early childhood care and education accessible to every family.”\u003c/p>\n",
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"\n\u003cp>“This is the greatest city in the world, but it can’t be great if the people that are living here today can’t afford to stay here tomorrow,” Lurie told KQED in a recent interview. “We know how expensive this city is to raise a family, and so we’re doing everything in our power to build more affordable housing, to make early childhood care and education accessible to every family.”\u003c/p>\n"
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"innerHTML": "\n\u003cp>City leaders are focusing on the early years because Census surveys show that’s when families are most likely to leave. It’s also the most expensive phase of life, when childcare prices can consume a big chunk of a family’s income.\u003c/p>\n",
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"\n\u003cp>City leaders are focusing on the early years because Census surveys show that’s when families are most likely to leave. It’s also the most expensive phase of life, when childcare prices can consume a big chunk of a family’s income.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“One of the things that’s been true in San Francisco is that if you have a child [under] 5, you’re more likely to leave,” said Ted Egan, the city’s chief economist. “But if you have a child who’s over 5, you’re not — which basically means once people are settled in school, they’re less mobile.”\u003c/p>\n",
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"\n\u003cp>“One of the things that’s been true in San Francisco is that if you have a child [under] 5, you’re more likely to leave,” said Ted Egan, the city’s chief economist. “But if you have a child who’s over 5, you’re not — which basically means once people are settled in school, they’re less mobile.”\u003c/p>\n"
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"innerHTML": "\n\u003cp>San Francisco first began using city funds to offer free preschool for 4-year-olds in 2004 and two decades later broadened that program by using revenue from a voter-approved tax to offer free or discounted early education and care for families, based on their income. Lurie stops short of calling it universal childcare, but said he wants San Francisco to become the first major city in the country to provide “access to childcare” for every family with a child under 5.\u003c/p>\n",
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"\n\u003cp>San Francisco first began using city funds to offer free preschool for 4-year-olds in 2004 and two decades later broadened that program by using revenue from a voter-approved tax to offer free or discounted early education and care for families, based on their income. Lurie stops short of calling it universal childcare, but said he wants San Francisco to become the first major city in the country to provide “access to childcare” for every family with a child under 5.\u003c/p>\n"
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"innerHTML": "\n\u003cp>The city was also a leader in offering fully paid parental leave, becoming the first in the nation to do so in 2017. The ordinance built on California’s \u003ca href=\"https://edd.ca.gov/en/disability/paid-family-leave/\">paid family leave program\u003c/a>, which offers new parents between 60 and 70 percent of their wages for eight weeks, by requiring employers to cover the rest of workers’ paychecks. \u003c/p>\n",
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"\n\u003cp>The city was also a leader in offering fully paid parental leave, becoming the first in the nation to do so in 2017. The ordinance built on California’s \u003ca href=\"https://edd.ca.gov/en/disability/paid-family-leave/\">paid family leave program\u003c/a>, which offers new parents between 60 and 70 percent of their wages for eight weeks, by requiring employers to cover the rest of workers’ paychecks. \u003c/p>\n"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01.jpg\" alt=\"\" class=\"wp-image-12096522\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\"/>\u003cfigcaption class=\"wp-element-caption\">Angelica Torres holds her 5-month-old son Angel as her daughter Valentina works on a project for school in the kitchen of Torres’ mother’s home in San Francisco on Friday, Aug. 21, 2026. Torres’ mother helps out with childcare for her and her family.\u003ccite class=\"wp-inline-image-credit\"> (Juliana Yamada for KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01.jpg\" alt=\"\" class=\"wp-image-12096522\"/>\u003cfigcaption class=\"wp-element-caption\">Angelica Torres holds her 5-month-old son Angel as her daughter Valentina works on a project for school in the kitchen of Torres’ mother’s home in San Francisco on Friday, Aug. 21, 2026. Torres’ mother helps out with childcare for her and her family.\u003ccite class=\"wp-inline-image-credit\"> (Juliana Yamada for KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11828551/who-benefits-from-san-franciscos-paid-leave-for-new-parents\">Studies have shown\u003c/a> that workers in industries with high turnover, like restaurants and hospitality, were least likely to opt in. A new update to the law makes employees who are starting a new job eligible for the benefit sooner — at 90 days, up from 180.\u003c/p>\n",
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"\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11828551/who-benefits-from-san-franciscos-paid-leave-for-new-parents\">Studies have shown\u003c/a> that workers in industries with high turnover, like restaurants and hospitality, were least likely to opt in. A new update to the law makes employees who are starting a new job eligible for the benefit sooner — at 90 days, up from 180.\u003c/p>\n"
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"innerHTML": "\n\u003cp>Torres said this change didn’t directly affect her, but she was glad to see her partner take time off his job as a restaurant cook to take care of their baby after she went back to work as a site supervisor at a preschool. It was a benefit he could have taken after their daughter was born, but didn’t, she said.\u003c/p>\n",
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"\n\u003cp>Torres said this change didn’t directly affect her, but she was glad to see her partner take time off his job as a restaurant cook to take care of their baby after she went back to work as a site supervisor at a preschool. It was a benefit he could have taken after their daughter was born, but didn’t, she said.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“He was like, ‘I cannot miss a lot of days of work. What is my boss going to say?’” Torres said. “This time around, I explained to him [he] could take some time off. It’s a law. He would go on walks with the baby and take care of our daughter. I feel like he was more connected to his children.” \u003c/p>\n",
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"innerHTML": "\n\u003cp>The subsidized childcare program, Early Learning For All, saves her more than $2,000 per month for her daughter’s full-time care, she said, and helps offset other rising costs. The program also boosts the pay of early childhood educators at its participating programs, including the preschool where Torres works, and that has increased her hourly wage from $28 to $36 per hour in the last few years. \u003c/p>\n",
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"\n\u003cp>The subsidized childcare program, Early Learning For All, saves her more than $2,000 per month for her daughter’s full-time care, she said, and helps offset other rising costs. The program also boosts the pay of early childhood educators at its participating programs, including the preschool where Torres works, and that has increased her hourly wage from $28 to $36 per hour in the last few years. \u003c/p>\n"
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"innerHTML": "\n\u003cp>While she’s grateful for the help, Torres said her biggest expense is still the rent. The couple shares a four-bedroom apartment with Torres’ parents and brother in the Excelsior District, a working-class neighborhood in the southeastern part of the city. Since the pandemic, the rent stayed at $4,000 until a couple of months ago, when Torres said the landlord bumped it up by 10%.\u003c/p>\n",
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"\n\u003cp>While she’s grateful for the help, Torres said her biggest expense is still the rent. The couple shares a four-bedroom apartment with Torres’ parents and brother in the Excelsior District, a working-class neighborhood in the southeastern part of the city. Since the pandemic, the rent stayed at $4,000 until a couple of months ago, when Torres said the landlord bumped it up by 10%.\u003c/p>\n"
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"innerHTML": "\n\u003cp>She said she hopes that city leaders “can target the bigger issues that people in San Francisco face like the rent.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>“Rent is really expensive. Super expensive,” she said. “I really love this city. I love the diversity, and I want my children to grow here.” \u003c/p>\n",
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"innerHTML": "\n\u003cp>In several interviews, parents of young children echoed Torres’ concern, praising the family-friendly policies but citing the high cost of housing, limited availability of family-sized apartments and an unpopular school lottery as reasons they may eventually leave.\u003c/p>\n",
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"\n\u003cp>In several interviews, parents of young children echoed Torres’ concern, praising the family-friendly policies but citing the high cost of housing, limited availability of family-sized apartments and an unpopular school lottery as reasons they may eventually leave.\u003c/p>\n"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03.jpg\" alt=\"\" class=\"wp-image-12096523\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\"/>\u003cfigcaption class=\"wp-element-caption\">Angelica Torres holds her 5-month-old son Angel in her mother’s kitchen in San Francisco on Friday, Aug. 21, 2026.\u003ccite class=\"wp-inline-image-credit\"> (Juliana Yamada for KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03.jpg\" alt=\"\" class=\"wp-image-12096523\"/>\u003cfigcaption class=\"wp-element-caption\">Angelica Torres holds her 5-month-old son Angel in her mother’s kitchen in San Francisco on Friday, Aug. 21, 2026.\u003ccite class=\"wp-inline-image-credit\"> (Juliana Yamada for KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>“People who locked in their [mortgage or rental] rates during the pandemic are happy to stay, but those that want to move or want to expand out of their one-bedroom or two-bedroom apartments really do find it hard to live here,” said Vai Sundaresan, a tech worker who was laid off when she was pregnant with her 1-year-old daughter. \u003c/p>\n",
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"innerHTML": "\n\u003cp>She said one reason she and her husband, who also works in tech, can afford to live in San Francisco is that they bought their house four years ago. “But if we were to move now, it would be hard.” \u003c/p>\n",
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"innerHTML": "\n\u003cp>Sauter is keenly aware of this trend: In the 15 years he’s lived in San Francisco, he said he’s seen friends leave after they start a family. He became a dad himself more than a year ago and said he’s now getting a closer glimpse into the challenges of parenting in the city.\u003c/p>\n",
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"\n\u003cp>Sauter is keenly aware of this trend: In the 15 years he’s lived in San Francisco, he said he’s seen friends leave after they start a family. He became a dad himself more than a year ago and said he’s now getting a closer glimpse into the challenges of parenting in the city.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“It almost feels destined when you have a first child, or certainly a second child, that you just expect someone to move away,” Sauter said. “That’s not healthy for a city.”\u003c/p>\n",
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"\n\u003cp>“It almost feels destined when you have a first child, or certainly a second child, that you just expect someone to move away,” Sauter said. “That’s not healthy for a city.”\u003c/p>\n"
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"innerHTML": "\n\u003cp>To encourage developers to build larger, family-sized apartments, Sauter co-authored an incentive to allow developers to add another floor if they build apartments with two or more bedrooms. \u003c/p>\n",
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"innerHTML": "\n\u003cp>The incentive is part of a state-mandated effort to address California’s housing shortage. The city’s proposal, which Lurie branded the “Family Zoning Plan,” was approved in December 2025 and allows for the construction of some 36,000 additional homes and apartments, largely in neighborhoods with access to public transit, parks, retail, and community facilities.\u003c/p>\n",
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"\n\u003cp>The incentive is part of a state-mandated effort to address California’s housing shortage. The city’s proposal, which Lurie branded the “Family Zoning Plan,” was approved in December 2025 and allows for the construction of some 36,000 additional homes and apartments, largely in neighborhoods with access to public transit, parks, retail, and community facilities.\u003c/p>\n"
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"innerHTML": "\n\u003cp>In addition to championing the rezoning amendment and expanded paid parental leave, Sauter is also looking to add more diaper-changing tables and lactation rooms in public spaces and improve transit access for families with young kids. \u003c/p>\n",
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"innerHTML": "\n\u003cp>But for some families, a bigger issue is the public school system.\u003c/p>\n",
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"innerHTML": "\n\u003cp>Hitomi Wada and EJ Macayan, a couple who own a small business in the Tenderloin District, said they’re grateful to save $3,000 per month in infant care under the city’s expanded Early Learning for All program but aren’t sure what they’ll do when their 1-year-old son reaches school age. \u003c/p>\n",
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"innerHTML": "\n\u003cp>Wada said she’s heard “nightmare stories” of navigating San Francisco Unified School District’s \u003ca href=\"https://www.kqed.org/news/11641238/how-the-san-francisco-school-lottery-works-and-how-it-doesnt-2\">lottery\u003c/a> — a complicated assignment system intended to desegregate schools but one that has also led to long waitlists and confusion, leaving families anxious about whether they’ll get into their preferred school. \u003c/p>\n",
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"innerHTML": "\n\u003cp>“He’s only 15 months old, but we’re already thinking, ‘What is our strategy for navigating that portion?’ and trying to figure out what best fits us,” Wada said. \u003c/p>\n",
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"innerHTML": "\n\u003cp>Lurie’s hands are tied when it comes to resolving this problem: By law, an elected school board governs the district, which is funded by the state.\u003c/p>\n",
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"innerHTML": "\n\u003cp>He said the city does set aside around $100 million annually from its general fund to support public school libraries and the district’s arts, sports and college readiness programs. The city also increased access to free or discounted after-school care “to help bridge the gap between the time that school ends and parents are done with their job,” he said.\u003c/p>\n",
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"\n\u003cp>He said the city does set aside around $100 million annually from its general fund to support public school libraries and the district’s arts, sports and college readiness programs. The city also increased access to free or discounted after-school care “to help bridge the gap between the time that school ends and parents are done with their job,” he said.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“We have more work to do, but we’ve made some progress, especially on this early childhood [initiative],” Lurie said. “We’re going to lean in on transit; we’re going to lean in on building more affordable housing.” \u003c/p>\n",
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"\n\u003cp>“We have more work to do, but we’ve made some progress, especially on this early childhood [initiative],” Lurie said. “We’re going to lean in on transit; we’re going to lean in on building more affordable housing.” \u003c/p>\n"
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"innerHTML": "\n\u003cp>Wada and Macayan said their heart is in San Francisco, but they’re not sure how long they can sustain their life in the city.\u003c/p>\n",
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"innerHTML": "\n\u003cp>“We do want to stay,” Wada said. “We want to make it work for as long as possible.” \u003c/p>\n",
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"excerpt": "As the AI boom fuels economic growth and stirs anxiety about rising costs of living, local leaders are trying to make raising a family more affordable. ",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>\u003cem>This story is part of How We Get By, a KQED series exploring how people are coping with rising costs in the Bay Area and California. Find the \u003c/em>\u003ca href=\"https://www.kqed.org/affordability\">\u003cem>full series here\u003c/em>\u003c/a>\u003cem>.\u003c/em>\u003c/p>\n\n\n\n\u003cp>After giving birth to her second child this Spring, Angelica Torres was able to take four months off work to care for herself and her baby.\u003c/p>\n\n\n\n\u003cp>It’s a luxury not all working parents can afford, but Torres was able to take advantage of a San Francisco law, which offers parents full paychecks while they miss work to bond with a new child. That benefit, plus another city program that offers free childcare for her 3-year-old daughter, gave her welcome financial relief as she navigated the additional cost of growing her family, she said.\u003c/p>\n\n\n\n\u003cp>“With everything getting so expensive, I feel that San Francisco does a lot to support families,” she said. “This is why we’re still here.”\u003c/p>\n\n\n\n\u003cp>For at least a decade, San Francisco has had the fewest children of any major American city, with about 13% of residents under the age of 18 in 2025, according to U.S. Census data. The cost of raising a family has long been cited as one reason. \u003c/p>\n\n\n\n\u003cp>As the artificial intelligence boom fuels economic growth and stirs anxiety about the costs of living rising even higher, local leaders are trying to help families stay in San Francisco by making life a little more affordable.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-09.jpg\" alt=\"\" class=\"wp-image-12096525\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-09.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-09-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-09-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\" />\u003cfigcaption class=\"wp-element-caption\">Angelica Torres and her children Valentina and Angel stand for a portrait in Torres’ mother’s home in San Francisco on Friday, Aug. 21, 2026. Torres and her family stay with her mother for childcare assistance. (Juliana Yamada for KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“There’s a joke about San Francisco having more dogs than kids, and that’s a little funny, but a little sad,” said Supervisor Danny Sauter, who pushed to expand the city’s \u003ca href=\"https://www.sf.gov/information--paid-parental-leave-ordinance\">paid parental leave ordinance\u003c/a> to make it easier for workers to qualify. “It’s our responsibility at City Hall to look to see if we can remove barriers, if we could lend a hand.”\u003c/p>\n\n\n\n\u003cp>Since the beginning of this year, the city has focused on alleviating some of the largest expenses families face. In January, Mayor Daniel Lurie rolled out his “Family Opportunity Agenda,” which included \u003ca href=\"https://www.kqed.org/news/12094257/san-francisco-child-care-free-elfa-discount-subsidies-how-to-apply-who-qualifies\">expanding the city’s subsidized childcare\u003c/a> to include higher-income earners — a family of four making up to $324,000 a year can now qualify — as well as growing the city’s \u003ca href=\"https://www.sf.gov/news-mayor-lurie-expands-access-to-affordable-after-school-care-for-san-francisco-families-following-major-expansion-of-early-childcare\">after-school programs\u003c/a>. \u003c/p>\n\n\n\n\u003cp>Lurie is among a handful of mayors and state governors who’ve championed similar policies aimed at families, joining Delaware, Maine, Minnesota and Colorado in \u003ca href=\"https://www.parentoleave.com/blog/whats-changing-in-paid-family-leave-in-2026-your-complete-guide\">enacting or expanding paid parental leave\u003c/a> and New York City in rolling out \u003ca href=\"https://www.chalkbeat.org/newyork/2026/09/10/mamdani-2-k-program-launches-with-cost-savings-payment-delays/\">free childcare for 2-year-olds\u003c/a>. \u003c/p>\n\n\n\n\u003cp>Those efforts come as the child population is trending down nationwide due to falling birth and fertility rates, and major cities \u003ca href=\"https://www.census.gov/newsroom/press-releases/2026/vintage-2025-pop-estimates.html\">saw the biggest decline\u003c/a> in the past five years, according to Census data. Between 2010 and 2025, San Francisco’s under-18 population decreased numerically but \u003ca href=\"https://www.sfchronicle.com/sf/article/san-francisco-fewest-kids-data-21044908.php\">stayed relatively flat as a percentage of the overall population\u003c/a>. The portion of children under 5 had hovered around 4.5% between 2010 and 2020, but since the pandemic, it’s dropped to just under 4%.\u003c/p>\n\n\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr />\n\u003ciframe loading=\"lazy\" title=\"San Francisco's Under 18 and Under 5 Population\" aria-label=\"Area Chart\" id=\"datawrapper-chart-nMwbh\" src=\"https://datawrapper.dwcdn.net/nMwbh/1/\" scrolling=\"no\" frameborder=\"0\" 0=\"style="width:\" 1=\"0;\" 2=\"min-width:\" 3=\"100%\" width=\"100%\" height=\"500\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\n\n\n\u003cp>In speeches, Lurie and other city leaders echoed concerns about people delaying having children, if at all, or moving out of San Francisco after they have kids. \u003c/p>\n\n\n\n\u003cp>“This is the greatest city in the world, but it can’t be great if the people that are living here today can’t afford to stay here tomorrow,” Lurie told KQED in a recent interview. “We know how expensive this city is to raise a family, and so we’re doing everything in our power to build more affordable housing, to make early childhood care and education accessible to every family.”\u003c/p>\n\n\n\n\u003cp>City leaders are focusing on the early years because Census surveys show that’s when families are most likely to leave. It’s also the most expensive phase of life, when childcare prices can consume a big chunk of a family’s income.\u003c/p>\n\n\n\n\u003cp>“One of the things that’s been true in San Francisco is that if you have a child [under] 5, you’re more likely to leave,” said Ted Egan, the city’s chief economist. “But if you have a child who’s over 5, you’re not — which basically means once people are settled in school, they’re less mobile.”\u003c/p>\n\n\n\n\u003cp>San Francisco first began using city funds to offer free preschool for 4-year-olds in 2004 and two decades later broadened that program by using revenue from a voter-approved tax to offer free or discounted early education and care for families, based on their income. Lurie stops short of calling it universal childcare, but said he wants San Francisco to become the first major city in the country to provide “access to childcare” for every family with a child under 5.\u003c/p>\n\n\n\n\u003cp>The city was also a leader in offering fully paid parental leave, becoming the first in the nation to do so in 2017. The ordinance built on California’s \u003ca href=\"https://edd.ca.gov/en/disability/paid-family-leave/\">paid family leave program\u003c/a>, which offers new parents between 60 and 70 percent of their wages for eight weeks, by requiring employers to cover the rest of workers’ paychecks. \u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01.jpg\" alt=\"\" class=\"wp-image-12096522\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-01-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Angelica Torres holds her 5-month-old son Angel as her daughter Valentina works on a project for school in the kitchen of Torres’ mother’s home in San Francisco on Friday, Aug. 21, 2026. Torres’ mother helps out with childcare for her and her family. (Juliana Yamada for KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11828551/who-benefits-from-san-franciscos-paid-leave-for-new-parents\">Studies have shown\u003c/a> that workers in industries with high turnover, like restaurants and hospitality, were least likely to opt in. A new update to the law makes employees who are starting a new job eligible for the benefit sooner — at 90 days, up from 180.\u003c/p>\n\n\n\n\u003cp>Torres said this change didn’t directly affect her, but she was glad to see her partner take time off his job as a restaurant cook to take care of their baby after she went back to work as a site supervisor at a preschool. It was a benefit he could have taken after their daughter was born, but didn’t, she said.\u003c/p>\n\n\n\n\u003cp>“He was like, ‘I cannot miss a lot of days of work. What is my boss going to say?’” Torres said. “This time around, I explained to him [he] could take some time off. It’s a law. He would go on walks with the baby and take care of our daughter. I feel like he was more connected to his children.” \u003c/p>\n\n\n\n\u003cp>The subsidized childcare program, Early Learning For All, saves her more than $2,000 per month for her daughter’s full-time care, she said, and helps offset other rising costs. The program also boosts the pay of early childhood educators at its participating programs, including the preschool where Torres works, and that has increased her hourly wage from $28 to $36 per hour in the last few years. \u003c/p>\n\n\n\n\u003cp>While she’s grateful for the help, Torres said her biggest expense is still the rent. The couple shares a four-bedroom apartment with Torres’ parents and brother in the Excelsior District, a working-class neighborhood in the southeastern part of the city. Since the pandemic, the rent stayed at $4,000 until a couple of months ago, when Torres said the landlord bumped it up by 10%.\u003c/p>\n\n\n\n\u003cp>She said she hopes that city leaders “can target the bigger issues that people in San Francisco face like the rent.”\u003c/p>\n\n\n\n\u003cp>“Rent is really expensive. Super expensive,” she said. “I really love this city. I love the diversity, and I want my children to grow here.” \u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">‘Hard to live here’ \u003c/h2>\n\n\n\n\u003cp>In several interviews, parents of young children echoed Torres’ concern, praising the family-friendly policies but citing the high cost of housing, limited availability of family-sized apartments and an unpopular school lottery as reasons they may eventually leave.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03.jpg\" alt=\"\" class=\"wp-image-12096523\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260821-FamilyFriendlySF-JY-03-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Angelica Torres holds her 5-month-old son Angel in her mother’s kitchen in San Francisco on Friday, Aug. 21, 2026. (Juliana Yamada for KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“People who locked in their [mortgage or rental] rates during the pandemic are happy to stay, but those that want to move or want to expand out of their one-bedroom or two-bedroom apartments really do find it hard to live here,” said Vai Sundaresan, a tech worker who was laid off when she was pregnant with her 1-year-old daughter. \u003c/p>\n\n\n\n\u003cp>She said one reason she and her husband, who also works in tech, can afford to live in San Francisco is that they bought their house four years ago. “But if we were to move now, it would be hard.” \u003c/p>\n\n\n\n\u003cp>Sauter is keenly aware of this trend: In the 15 years he’s lived in San Francisco, he said he’s seen friends leave after they start a family. He became a dad himself more than a year ago and said he’s now getting a closer glimpse into the challenges of parenting in the city.\u003c/p>\n\n\n\n\u003cp>“It almost feels destined when you have a first child, or certainly a second child, that you just expect someone to move away,” Sauter said. “That’s not healthy for a city.”\u003c/p>\n\n\n\n\u003cp>To encourage developers to build larger, family-sized apartments, Sauter co-authored an incentive to allow developers to add another floor if they build apartments with two or more bedrooms. \u003c/p>\n\n\n\n\u003cp>The incentive is part of a state-mandated effort to address California’s housing shortage. The city’s proposal, which Lurie branded the “Family Zoning Plan,” was approved in December 2025 and allows for the construction of some 36,000 additional homes and apartments, largely in neighborhoods with access to public transit, parks, retail, and community facilities.\u003c/p>\n\n\n\n\u003cp>In addition to championing the rezoning amendment and expanded paid parental leave, Sauter is also looking to add more diaper-changing tables and lactation rooms in public spaces and improve transit access for families with young kids. \u003c/p>\n\n\n\n\u003cp>But for some families, a bigger issue is the public school system.\u003c/p>\n\n\n\n\n\n\u003cp>Hitomi Wada and EJ Macayan, a couple who own a small business in the Tenderloin District, said they’re grateful to save $3,000 per month in infant care under the city’s expanded Early Learning for All program but aren’t sure what they’ll do when their 1-year-old son reaches school age. \u003c/p>\n\n\n\n\u003cp>Wada said she’s heard “nightmare stories” of navigating San Francisco Unified School District’s \u003ca href=\"https://www.kqed.org/news/11641238/how-the-san-francisco-school-lottery-works-and-how-it-doesnt-2\">lottery\u003c/a> — a complicated assignment system intended to desegregate schools but one that has also led to long waitlists and confusion, leaving families anxious about whether they’ll get into their preferred school. \u003c/p>\n\n\n\n\u003cp>The district wants to overhaul the system but has \u003ca href=\"https://www.kqed.org/news/12082156/sfusd-wants-to-fix-its-lottery-system-then-look-again-at-closing-schools\">repeatedly delayed replacing it\u003c/a>, though officials said this year, 65% of families got into their top-ranked school. \u003c/p>\n\n\n\n\u003cp>“He’s only 15 months old, but we’re already thinking, ‘What is our strategy for navigating that portion?’ and trying to figure out what best fits us,” Wada said. \u003c/p>\n\n\n\n\u003cp>Lurie’s hands are tied when it comes to resolving this problem: By law, an elected school board governs the district, which is funded by the state.\u003c/p>\n\n\n\n\u003cp>He said the city does set aside around $100 million annually from its general fund to support public school libraries and the district’s arts, sports and college readiness programs. The city also increased access to free or discounted after-school care “to help bridge the gap between the time that school ends and parents are done with their job,” he said.\u003c/p>\n\n\n\n\u003cp>“We have more work to do, but we’ve made some progress, especially on this early childhood [initiative],” Lurie said. “We’re going to lean in on transit; we’re going to lean in on building more affordable housing.” \u003c/p>\n\n\n\n\u003cp>Wada and Macayan said their heart is in San Francisco, but they’re not sure how long they can sustain their life in the city.\u003c/p>\n\n\n\n\u003cp>“We do want to stay,” Wada said. “We want to make it work for as long as possible.” \u003c/p>\n\n\n\n\u003cp>But as they look into the future, Wada said they’re already bracing themselves for what comes next: “When we do have to leave, where do we want to go?”\u003c/p>\n\u003c/div>\u003c/p>",
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"content": "\n\u003cp>When you buy a shirt, the tag tells you the price. Whether it’s clothing, food or \u003ca href=\"https://www.kqed.org/news/12098620/even-in-a-hot-rental-market-what-renters-shouldnt-settle-on-when-looking-for-new-home\">rent\u003c/a>, knowing how much you will spend is a pretty straightforward question … for most items. \u003c/p>\n\n\n\n\u003cp>But buying a car — new or used — has always been trickier. The number you may see in television ads or plastered on the car’s windshield at the dealership is not always what you end up paying. \u003c/p>\n\n\n\n\u003cp>That’s because the manufacturer’s suggested retail price — or MSRP — is, as the name suggests, just a \u003cem>suggestion\u003c/em>. And it doesn’t include extra costs, like government fees or markups from the dealers for certain features.\u003c/p>\n\n\n\n\u003cp>But now, a new California law limits how much dealers can add on and potentially makes things clearer for consumers. \u003c/p>\n\n\n\u003cdiv class=\"wp-block-image\">\n\u003cfigure class=\"aligncenter size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1334\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/10/GettyImages-2212146950-scaled-e1791219079940.jpg\" alt=\"\" class=\"wp-image-12102812\"/>\u003cfigcaption class=\"wp-element-caption\">Vehicles for sale are parked in a lot at a CarMax dealership on April 24, 2025, in San Diego. (Kevin Carter/Getty Images)\u003c/figcaption>\u003c/figure>\n\u003c/div>\n\n\n\u003cp>As of Thursday, the \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB766\">Combating Auto Retail Scams (CARS) Act\u003c/a> prohibits a dealer from misrepresenting the total cost of the vehicle they’re selling you. And if you’re planning to lease the car, a dealer cannot mislead you about the terms of the lease.\u003c/p>\n\n\n\n\u003cp>But what does this new law mean exactly, making your next experience at a car dealership less stressful — and potentially cheaper? Here’s what to look for if you or someone you know is buying a car after Oct. 1, 2026:\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">The total price, with no surprises\u003c/h2>\n\n\n\n\u003cp>Car sellers must now provide you with a “total price,” which has to include “any dealer price adjustment and the cost of any item installed on the vehicle.”\u003c/p>\n\n\n\n\u003cp>According to \u003ca href=\"https://www.dmv.ca.gov/portal/vehicle-registration/new-registration/registering-a-vehicle-purchased-from-a-dealer/california-combating-auto-retail-scams-act/\">the DMV\u003c/a>, the total price must show up in ads or in any initial written communication, which includes “email, text, document, or any form mentioning the vehicle or financing.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Transparency about add-ons\u003c/h2>\n\n\n\n\u003cp>As you’re choosing a car, the dealer now must tell you — at least once — which add-ons are not actually required. They also have to be transparent that you can purchase or lease the vehicle \u003cem>without \u003c/em>that extra feature. \u003c/p>\n\n\n\n\u003cp>This disclosure, the law states, has to be “in writing and shall be clear and conspicuous.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Frankness about financing\u003c/h2>\n\n\n\n\u003cp>When you’re talking about financing, the seller has to confirm what the total cost will be after the financing term — how much will you have paid the dealer altogether, once you’re done with all the monthly payments? \u003c/p>\n\n\n\n\u003cp>If you’re leasing the car, the dealership also has to tell you the total cost after the leasing term ends.\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">More clarity on leasing vs. buying\u003c/h2>\n\n\n\n\u003cp>Now that this new law has passed, there cannot be any confusion about whether you are leasing or buying the car. \u003c/p>\n\n\n\n\u003cp>The seller must be straightforward with the consumer about the terms of the final agreement.\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">A right to change your mind\u003c/h2>\n\n\n\n\u003cp>If you’re buying a \u003cem>used \u003c/em>car, the law now gives you the right to a three-day “cool-down period” where the purchase can be canceled — for any reason. \u003c/p>\n\n\n\n\u003cp>However, there are a few conditions:\u003c/p>\n\n\n\n\u003cul class=\"wp-block-list\">\n\u003cli>The vehicle must be valued at less than $50,000\u003c/li>\n\n\n\n\u003cli>The seller is permitted to set mileage limits (the DMV estimates around 400 miles)\u003c/li>\n\n\n\n\u003cli>The seller can charge you a restocking fee (the DMV estimates something around $200) \u003c/li>\n\u003c/ul>\n\n\n\n\n\n\u003cp>The legislation has received the support of legal aid groups and bar associations. \u003c/p>\n\n\n\n\u003cp>“Car buyers will enjoy stronger consumer protections, including a clearer understanding of the total cost of the vehicle before signing the paperwork,” wrote attorney Stefan Lawrence in \u003ca href=\"https://calawyers.org/business-law/california-combating-auto-retail-scams-cars-act-signed-into-law/\">a bulletin\u003c/a> for the California Lawyers Association.\u003c/p>\n\n\n\n\u003cp>However, Lawrence added that the CARS Act could add more work for car dealerships, as it “introduces a new layer of regulatory complexity with respect to advertising, sales practices, and add-on products.”\u003c/p>\n\n\n\n\u003cp>If you suspect a car dealership is not complying with the new law, the DMV recommends you \u003ca href=\"https://www.dmv.ca.gov/portal/vehicle-industry-services/occupational-licensing/driving-school-and-traffic-violator-school-complaints/\">file a complaint online\u003c/a> or call 1-800-777-0133.\u003c/p>\n",
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"innerHTML": "\n\u003cp>As of Thursday, the \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB766\">Combating Auto Retail Scams (CARS) Act\u003c/a> prohibits a dealer from misrepresenting the total cost of the vehicle they’re selling you. And if you’re planning to lease the car, a dealer cannot mislead you about the terms of the lease.\u003c/p>\n",
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"excerpt": "The CARS Act now prohibits sellers from misrepresenting the total cost of a vehicle, including any dealer price adjustment and blocks them from charging you for optional add-ons.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>When you buy a shirt, the tag tells you the price. Whether it’s clothing, food or \u003ca href=\"https://www.kqed.org/news/12098620/even-in-a-hot-rental-market-what-renters-shouldnt-settle-on-when-looking-for-new-home\">rent\u003c/a>, knowing how much you will spend is a pretty straightforward question … for most items. \u003c/p>\n\n\n\n\u003cp>But buying a car — new or used — has always been trickier. The number you may see in television ads or plastered on the car’s windshield at the dealership is not always what you end up paying. \u003c/p>\n\n\n\n\u003cp>That’s because the manufacturer’s suggested retail price — or MSRP — is, as the name suggests, just a \u003cem>suggestion\u003c/em>. And it doesn’t include extra costs, like government fees or markups from the dealers for certain features.\u003c/p>\n\n\n\n\u003cp>But now, a new California law limits how much dealers can add on and potentially makes things clearer for consumers. \u003c/p>\n\n\n\u003cdiv class=\"wp-block-image\">\n\u003cfigure class=\"aligncenter size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1334\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/10/GettyImages-2212146950-scaled-e1791219079940.jpg\" alt=\"\" class=\"wp-image-12102812\"/>\u003cfigcaption class=\"wp-element-caption\">Vehicles for sale are parked in a lot at a CarMax dealership on April 24, 2025, in San Diego. (Kevin Carter/Getty Images)\u003c/figcaption>\u003c/figure>\n\u003c/div>\n\n\n\u003cp>As of Thursday, the \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB766\">Combating Auto Retail Scams (CARS) Act\u003c/a> prohibits a dealer from misrepresenting the total cost of the vehicle they’re selling you. And if you’re planning to lease the car, a dealer cannot mislead you about the terms of the lease.\u003c/p>\n\n\n\n\u003cp>But what does this new law mean exactly, making your next experience at a car dealership less stressful — and potentially cheaper? Here’s what to look for if you or someone you know is buying a car after Oct. 1, 2026:\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">The total price, with no surprises\u003c/h2>\n\n\n\n\u003cp>Car sellers must now provide you with a “total price,” which has to include “any dealer price adjustment and the cost of any item installed on the vehicle.”\u003c/p>\n\n\n\n\u003cp>According to \u003ca href=\"https://www.dmv.ca.gov/portal/vehicle-registration/new-registration/registering-a-vehicle-purchased-from-a-dealer/california-combating-auto-retail-scams-act/\">the DMV\u003c/a>, the total price must show up in ads or in any initial written communication, which includes “email, text, document, or any form mentioning the vehicle or financing.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Transparency about add-ons\u003c/h2>\n\n\n\n\u003cp>As you’re choosing a car, the dealer now must tell you — at least once — which add-ons are not actually required. They also have to be transparent that you can purchase or lease the vehicle \u003cem>without \u003c/em>that extra feature. \u003c/p>\n\n\n\n\u003cp>This disclosure, the law states, has to be “in writing and shall be clear and conspicuous.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Frankness about financing\u003c/h2>\n\n\n\n\u003cp>When you’re talking about financing, the seller has to confirm what the total cost will be after the financing term — how much will you have paid the dealer altogether, once you’re done with all the monthly payments? \u003c/p>\n\n\n\n\u003cp>If you’re leasing the car, the dealership also has to tell you the total cost after the leasing term ends.\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">More clarity on leasing vs. buying\u003c/h2>\n\n\n\n\u003cp>Now that this new law has passed, there cannot be any confusion about whether you are leasing or buying the car. \u003c/p>\n\n\n\n\u003cp>The seller must be straightforward with the consumer about the terms of the final agreement.\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">A right to change your mind\u003c/h2>\n\n\n\n\u003cp>If you’re buying a \u003cem>used \u003c/em>car, the law now gives you the right to a three-day “cool-down period” where the purchase can be canceled — for any reason. \u003c/p>\n\n\n\n\u003cp>However, there are a few conditions:\u003c/p>\n\n\n\n\u003cul class=\"wp-block-list\">\n\u003cli>The vehicle must be valued at less than $50,000\u003c/li>\n\n\n\n\u003cli>The seller is permitted to set mileage limits (the DMV estimates around 400 miles)\u003c/li>\n\n\n\n\u003cli>The seller can charge you a restocking fee (the DMV estimates something around $200) \u003c/li>\n\u003c/ul>\n\n\n\n\n\n\u003cp>The legislation has received the support of legal aid groups and bar associations. \u003c/p>\n\n\n\n\u003cp>“Car buyers will enjoy stronger consumer protections, including a clearer understanding of the total cost of the vehicle before signing the paperwork,” wrote attorney Stefan Lawrence in \u003ca href=\"https://calawyers.org/business-law/california-combating-auto-retail-scams-cars-act-signed-into-law/\">a bulletin\u003c/a> for the California Lawyers Association.\u003c/p>\n\n\n\n\u003cp>However, Lawrence added that the CARS Act could add more work for car dealerships, as it “introduces a new layer of regulatory complexity with respect to advertising, sales practices, and add-on products.”\u003c/p>\n\n\n\n\u003cp>If you suspect a car dealership is not complying with the new law, the DMV recommends you \u003ca href=\"https://www.dmv.ca.gov/portal/vehicle-industry-services/occupational-licensing/driving-school-and-traffic-violator-school-complaints/\">file a complaint online\u003c/a> or call 1-800-777-0133.\u003c/p>\n\u003c/div>\u003c/p>",
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"slug": "bernie-sanders-makes-the-case-in-san-francisco-for-statewide-billionaire-tax",
"title": "Bernie Sanders Makes the Case in San Francisco for Statewide Billionaire Tax",
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"headTitle": "Bernie Sanders Makes the Case in San Francisco for Statewide Billionaire Tax | KQED",
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"content": "\n\u003cp>Voters are getting their first chance today to weigh in on \u003ca href=\"https://www.kqed.org/news/12097032/splitting-with-state-party-san-francisco-democrats-oppose-billionaire-tax\">a statewide billionaire tax that has split Democrats\u003c/a>. That’s as proponents like Sen. Bernie Sanders, I-Vt., make their latest push to pass the measure. \u003c/p>\n\n\n\n\u003cp>Sanders, one of Proposition 40’s earliest supporters, appeared at San Francisco’s Curran Theatre on Saturday as part of a California tour promoting the tax. The event, dubbed “Ballots over Billionaires,” included former San Francisco supervisor and current candidate for state insurance commissioner Jane Kim, and U.S. Rep. Ro Khanna, who represents parts of Silicon Valley. \u003c/p>\n\n\n\n\u003cp>Sanders told a packed crowd that the initiative “deals with the most important issue facing this country,” prompting cheers and applause. \u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty.jpg\" alt=\"\" class=\"wp-image-12093728\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">A T-shirt with a campaign message during the campaign kickoff for the California Billionaire Tax Act at The Wiltern in Los Angeles, on Feb. 18, 2026. Sanders is seeking the support of California voters for a November ballot initiative of an emergency tax on billionaires to help the state’s healthcare system. (Patrick T. Fallon/AFP via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“Can the American people sustain democracy, take on the greed and power of of the billionaire class and create an economy and government that works for all, or are we destined to live in an oligarchic society where our economic and political lives are controlled by a handful of the wealthiest people in the world?” Sanders said. \u003c/p>\n\n\n\n\u003cp>The measure would impose a one-time 5% tax on individuals with a net worth of more than $1 billion who lived in the state on Jan. 1, 2026. Ninety percent of the tax’s revenue — projected to be tens of billions of dollars — would go toward healthcare. The rest would be used for food assistance and education-related programs. \u003c/p>\n\n\n\n\u003cp>The initiative has won the support of the state’s Democratic Party, and a \u003ca href=\"https://www.kqed.org/news/12099825/california-billionaires-tax-has-a-slim-lead-in-new-poll-but-still-a-lot-of-work-to-do\">recent poll\u003c/a> shows it as slightly favored by likely voters. Proponents like Sanders say the tax is necessary to support the state’s healthcare system following \u003ca href=\"https://www.kqed.org/news/12084669/lurie-eyes-34-million-to-cushion-h-r-1-blows-to-medi-cal-and-calfresh\">federal cuts\u003c/a> related to the so-called One Big Beautiful Bill Act.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1334\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01.jpeg\" alt=\"\" class=\"wp-image-12088085\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01.jpeg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01-160x107.jpeg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01-1536x1025.jpeg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Signs reading “A Billionaire Tax Now” rest on chairs at a Billionaire Tax Now rally Feb. 18, 2026. (Jason Armond/Los Angeles Times via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>But Gov. Gavin Newsom and both remaining candidates for his seat, Republican Steve Hilton and Democrat Xavier Beccera, have come out in opposition. \u003c/p>\n\n\n\n\u003cp>Some opponents say it would actually mean a decrease in revenue because it could force billionaires away. Others, like the Planned Parenthood Affiliates of California and the California Medical Association, \u003ca href=\"https://www.capradio.org/articles/2026/10/02/why-some-california-healthcare-groups-oppose-a-tax-that-would-send-90-of-its-money-to-healthcare/\">have raised concerns\u003c/a> about how the money will be distributed and how much discretion lawmakers will have about its use. \u003c/p>\n\n\n\n\n\n\u003cp>Nancy Tung, chair of the San Francisco Democratic Party, said Saturday at a virtual event hosted by the No on 40 Coalition that every Democrat in the state wants billionaires to “pay their fair share,” but that Prop 40 is not a stable or lasting solution to federal cuts. \u003c/p>\n\n\n\n\u003cp>Former U.S. Rep. Katie Porter echoed Tung’s comments at the event, saying that people are “understandably desperate” for a solution to healthcare challenges. \u003c/p>\n\n\n\n\u003cp>“Prop 40 promises to do that, but it absolutely does not,” Porter said. “In fact, it locks in a lot of the problematic aspects of our current healthcare system.” \u003c/p>\n\n\n\n\u003cp>Even if voters pass the measure, it could be moot. Two other initiatives on the ballot are Propositions 41 and 42, \u003ca href=\"https://calmatters.org/politics/2026/10/california-billionaire-tax-explainer/\">direct responses to Proposition 40 funded by billionaires\u003c/a> like Google cofounder Sergey Brin. \u003c/p>\n\n\n\n\u003cp>Prop 41 would prohibit new state taxes that exempt their revenues from the state spending limit. Prop 42 would prohibit retroactive taxes and new taxes on financial assets and personal property. If either one passes and receives more votes than Proposition 40, the billionaire tax would be nullified.\u003c/p>\n\n\n\n\u003cp>Sanders, who’s also urging people to oppose Prop 41 and 42, will finish off his support tour for the measure and progressive candidates in the state in Los Angeles tonight. \u003c/p>\n\n\n\n\u003cp>\u003cem>KQED’s \u003c/em>\u003ca href=\"https://www.kqed.org/author/jmelido\">\u003cem>Janea Melido\u003c/em>\u003c/a>\u003cem> contributed to this report.\u003c/em>\u003c/p>\n",
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty.jpg\" alt=\"\" class=\"wp-image-12093728\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\"/>\u003cfigcaption class=\"wp-element-caption\">A T-shirt with a campaign message during the campaign kickoff for the California Billionaire Tax Act at The Wiltern in Los Angeles, on Feb. 18, 2026. Sanders is seeking the support of California voters for a November ballot initiative of an emergency tax on billionaires to help the state’s healthcare system.\u003ccite class=\"wp-inline-image-credit\"> (Patrick T. Fallon/AFP via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"innerHTML": "\n\u003cp>The measure would impose a one-time 5% tax on individuals with a net worth of more than $1 billion who lived in the state on Jan. 1, 2026. Ninety percent of the tax’s revenue — projected to be tens of billions of dollars — would go toward healthcare. The rest would be used for food assistance and education-related programs. \u003c/p>\n",
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"\n\u003cp>The measure would impose a one-time 5% tax on individuals with a net worth of more than $1 billion who lived in the state on Jan. 1, 2026. Ninety percent of the tax’s revenue — projected to be tens of billions of dollars — would go toward healthcare. The rest would be used for food assistance and education-related programs. \u003c/p>\n"
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"innerHTML": "\n\u003cp>The initiative has won the support of the state’s Democratic Party, and a \u003ca href=\"https://www.kqed.org/news/12099825/california-billionaires-tax-has-a-slim-lead-in-new-poll-but-still-a-lot-of-work-to-do\">recent poll\u003c/a> shows it as slightly favored by likely voters. Proponents like Sanders say the tax is necessary to support the state’s healthcare system following \u003ca href=\"https://www.kqed.org/news/12084669/lurie-eyes-34-million-to-cushion-h-r-1-blows-to-medi-cal-and-calfresh\">federal cuts\u003c/a> related to the so-called One Big Beautiful Bill Act.\u003c/p>\n",
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"\n\u003cp>The initiative has won the support of the state’s Democratic Party, and a \u003ca href=\"https://www.kqed.org/news/12099825/california-billionaires-tax-has-a-slim-lead-in-new-poll-but-still-a-lot-of-work-to-do\">recent poll\u003c/a> shows it as slightly favored by likely voters. Proponents like Sanders say the tax is necessary to support the state’s healthcare system following \u003ca href=\"https://www.kqed.org/news/12084669/lurie-eyes-34-million-to-cushion-h-r-1-blows-to-medi-cal-and-calfresh\">federal cuts\u003c/a> related to the so-called One Big Beautiful Bill Act.\u003c/p>\n"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01.jpeg\" alt=\"\" class=\"wp-image-12088085\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01.jpeg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01-160x107.jpeg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01-1536x1025.jpeg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\"/>\u003cfigcaption class=\"wp-element-caption\">Signs reading “A Billionaire Tax Now” rest on chairs at a Billionaire Tax Now rally Feb. 18, 2026. \u003ccite class=\"wp-inline-image-credit\"> (Jason Armond/Los Angeles Times via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"innerHTML": "\n\u003cp>But Gov. Gavin Newsom and both remaining candidates for his seat, Republican Steve Hilton and Democrat Xavier Beccera, have come out in opposition. \u003c/p>\n",
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"innerHTML": "\n\u003cp>Some opponents say it would actually mean a decrease in revenue because it could force billionaires away. Others, like the Planned Parenthood Affiliates of California and the California Medical Association, \u003ca href=\"https://www.capradio.org/articles/2026/10/02/why-some-california-healthcare-groups-oppose-a-tax-that-would-send-90-of-its-money-to-healthcare/\">have raised concerns\u003c/a> about how the money will be distributed and how much discretion lawmakers will have about its use. \u003c/p>\n",
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"innerHTML": "\n\u003cp>Nancy Tung, chair of the San Francisco Democratic Party, said Saturday at a virtual event hosted by the No on 40 Coalition that every Democrat in the state wants billionaires to “pay their fair share,” but that Prop 40 is not a stable or lasting solution to federal cuts. \u003c/p>\n",
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"\n\u003cp>Nancy Tung, chair of the San Francisco Democratic Party, said Saturday at a virtual event hosted by the No on 40 Coalition that every Democrat in the state wants billionaires to “pay their fair share,” but that Prop 40 is not a stable or lasting solution to federal cuts. \u003c/p>\n"
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"innerHTML": "\n\u003cp>Former U.S. Rep. Katie Porter echoed Tung’s comments at the event, saying that people are “understandably desperate” for a solution to healthcare challenges. \u003c/p>\n",
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"innerHTML": "\n\u003cp>“Prop 40 promises to do that, but it absolutely does not,” Porter said. “In fact, it locks in a lot of the problematic aspects of our current healthcare system.” \u003c/p>\n",
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"innerHTML": "\n\u003cp>Even if voters pass the measure, it could be moot. Two other initiatives on the ballot are Propositions 41 and 42, \u003ca href=\"https://calmatters.org/politics/2026/10/california-billionaire-tax-explainer/\">direct responses to Proposition 40 funded by billionaires\u003c/a> like Google cofounder Sergey Brin. \u003c/p>\n",
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"\n\u003cp>Even if voters pass the measure, it could be moot. Two other initiatives on the ballot are Propositions 41 and 42, \u003ca href=\"https://calmatters.org/politics/2026/10/california-billionaire-tax-explainer/\">direct responses to Proposition 40 funded by billionaires\u003c/a> like Google cofounder Sergey Brin. \u003c/p>\n"
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"innerHTML": "\n\u003cp>Prop 41 would prohibit new state taxes that exempt their revenues from the state spending limit. Prop 42 would prohibit retroactive taxes and new taxes on financial assets and personal property. If either one passes and receives more votes than Proposition 40, the billionaire tax would be nullified.\u003c/p>\n",
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"\n\u003cp>Prop 41 would prohibit new state taxes that exempt their revenues from the state spending limit. Prop 42 would prohibit retroactive taxes and new taxes on financial assets and personal property. If either one passes and receives more votes than Proposition 40, the billionaire tax would be nullified.\u003c/p>\n"
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"innerHTML": "\n\u003cp>Sanders, who’s also urging people to oppose Prop 41 and 42, will finish off his support tour for the measure and progressive candidates in the state in Los Angeles tonight. \u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cem>KQED’s \u003c/em>\u003ca href=\"https://www.kqed.org/author/jmelido\">\u003cem>Janea Melido\u003c/em>\u003c/a>\u003cem> contributed to this report.\u003c/em>\u003c/p>\n",
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"excerpt": "The Nov. 3 election is less than a month away, and voters will get their first chance today to have a say on the proposal as voting starts. ",
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"title": "Bernie Sanders Makes the Case in San Francisco for Statewide Billionaire Tax | KQED",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>Voters are getting their first chance today to weigh in on \u003ca href=\"https://www.kqed.org/news/12097032/splitting-with-state-party-san-francisco-democrats-oppose-billionaire-tax\">a statewide billionaire tax that has split Democrats\u003c/a>. That’s as proponents like Sen. Bernie Sanders, I-Vt., make their latest push to pass the measure. \u003c/p>\n\n\n\n\u003cp>Sanders, one of Proposition 40’s earliest supporters, appeared at San Francisco’s Curran Theatre on Saturday as part of a California tour promoting the tax. The event, dubbed “Ballots over Billionaires,” included former San Francisco supervisor and current candidate for state insurance commissioner Jane Kim, and U.S. Rep. Ro Khanna, who represents parts of Silicon Valley. \u003c/p>\n\n\n\n\u003cp>Sanders told a packed crowd that the initiative “deals with the most important issue facing this country,” prompting cheers and applause. \u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty.jpg\" alt=\"\" class=\"wp-image-12093728\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/CaliforniaBillionairesTaxGetty-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">A T-shirt with a campaign message during the campaign kickoff for the California Billionaire Tax Act at The Wiltern in Los Angeles, on Feb. 18, 2026. Sanders is seeking the support of California voters for a November ballot initiative of an emergency tax on billionaires to help the state’s healthcare system. (Patrick T. Fallon/AFP via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“Can the American people sustain democracy, take on the greed and power of of the billionaire class and create an economy and government that works for all, or are we destined to live in an oligarchic society where our economic and political lives are controlled by a handful of the wealthiest people in the world?” Sanders said. \u003c/p>\n\n\n\n\u003cp>The measure would impose a one-time 5% tax on individuals with a net worth of more than $1 billion who lived in the state on Jan. 1, 2026. Ninety percent of the tax’s revenue — projected to be tens of billions of dollars — would go toward healthcare. The rest would be used for food assistance and education-related programs. \u003c/p>\n\n\n\n\u003cp>The initiative has won the support of the state’s Democratic Party, and a \u003ca href=\"https://www.kqed.org/news/12099825/california-billionaires-tax-has-a-slim-lead-in-new-poll-but-still-a-lot-of-work-to-do\">recent poll\u003c/a> shows it as slightly favored by likely voters. Proponents like Sanders say the tax is necessary to support the state’s healthcare system following \u003ca href=\"https://www.kqed.org/news/12084669/lurie-eyes-34-million-to-cushion-h-r-1-blows-to-medi-cal-and-calfresh\">federal cuts\u003c/a> related to the so-called One Big Beautiful Bill Act.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1334\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01.jpeg\" alt=\"\" class=\"wp-image-12088085\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01.jpeg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01-160x107.jpeg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/06/021826-Billionaires-Tax-GETTY-CM-01-1536x1025.jpeg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Signs reading “A Billionaire Tax Now” rest on chairs at a Billionaire Tax Now rally Feb. 18, 2026. (Jason Armond/Los Angeles Times via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>But Gov. Gavin Newsom and both remaining candidates for his seat, Republican Steve Hilton and Democrat Xavier Beccera, have come out in opposition. \u003c/p>\n\n\n\n\u003cp>Some opponents say it would actually mean a decrease in revenue because it could force billionaires away. Others, like the Planned Parenthood Affiliates of California and the California Medical Association, \u003ca href=\"https://www.capradio.org/articles/2026/10/02/why-some-california-healthcare-groups-oppose-a-tax-that-would-send-90-of-its-money-to-healthcare/\">have raised concerns\u003c/a> about how the money will be distributed and how much discretion lawmakers will have about its use. \u003c/p>\n\n\n\n\n\n\u003cp>Nancy Tung, chair of the San Francisco Democratic Party, said Saturday at a virtual event hosted by the No on 40 Coalition that every Democrat in the state wants billionaires to “pay their fair share,” but that Prop 40 is not a stable or lasting solution to federal cuts. \u003c/p>\n\n\n\n\u003cp>Former U.S. Rep. Katie Porter echoed Tung’s comments at the event, saying that people are “understandably desperate” for a solution to healthcare challenges. \u003c/p>\n\n\n\n\u003cp>“Prop 40 promises to do that, but it absolutely does not,” Porter said. “In fact, it locks in a lot of the problematic aspects of our current healthcare system.” \u003c/p>\n\n\n\n\u003cp>Even if voters pass the measure, it could be moot. Two other initiatives on the ballot are Propositions 41 and 42, \u003ca href=\"https://calmatters.org/politics/2026/10/california-billionaire-tax-explainer/\">direct responses to Proposition 40 funded by billionaires\u003c/a> like Google cofounder Sergey Brin. \u003c/p>\n\n\n\n\u003cp>Prop 41 would prohibit new state taxes that exempt their revenues from the state spending limit. Prop 42 would prohibit retroactive taxes and new taxes on financial assets and personal property. If either one passes and receives more votes than Proposition 40, the billionaire tax would be nullified.\u003c/p>\n\n\n\n\u003cp>Sanders, who’s also urging people to oppose Prop 41 and 42, will finish off his support tour for the measure and progressive candidates in the state in Los Angeles tonight. \u003c/p>\n\n\n\n\u003cp>\u003cem>KQED’s \u003c/em>\u003ca href=\"https://www.kqed.org/author/jmelido\">\u003cem>Janea Melido\u003c/em>\u003c/a>\u003cem> contributed to this report.\u003c/em>\u003c/p>\n\u003c/div>\u003c/p>",
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"slug": "fifa-world-cup-matches-bring-850-million-to-bay-area-report-says",
"title": "FIFA World Cup Matches Bring $850 Million to Bay Area, Report Says",
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"headTitle": "FIFA World Cup Matches Bring $850 Million to Bay Area, Report Says | KQED",
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"content": "\n\u003cp>The \u003ca href=\"https://www.kqed.org/news/tag/world-cup\">FIFA World Cup\u003c/a> generated roughly $850 million in economic impact in the Bay Area, according to a new report released by regional organizers. \u003c/p>\n\n\n\n\u003cp>The report was unveiled Thursday by the Bay Area Host Committee, a nonprofit formed to bring major sporting events to the region, with a board of directors made up of heads of local professional sports teams, whose venues often host events or play supporting roles.\u003c/p>\n\n\n\n\u003cp>The estimated figure is based on metrics evaluating spending by visitors, teams and companies on things like hotels, food, transportation and events, and the wages earned by workers in the region related to the World Cup. The report was prepared for the host committee by Boston Consulting Group. \u003c/p>\n\n\n\n\u003cp>“Hosting FIFA World Cup 2026 elevated our global reputation, strengthened community bonds and will pay dividends for years to come,” Zaileen Janmohamed, the president & CEO of the host committee, said in a statement. \u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED.jpg\" alt=\"\" class=\"wp-image-12089715\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Fans leave the FIFA World Cup game between the USA and Bosnia-Herzegovina at the San Francisco Bay Area Stadium in Santa Clara, California, on July 1, 2026. (Beth LaBerge/KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“The world’s attention on our region showcased the Bay Area as a premier destination for major international events, brought neighbors together through watch parties and shared celebration, and will continue to fuel future tourism as visitors who experienced our hospitality choose to return and recommend the Bay to friends and family,” she said.\u003c/p>\n\n\n\n\u003cp>The report said the lion’s share of the impacts — about $410 million — were seen in Santa Clara County. Levi’s Stadium, in the city of Santa Clara, was designated as the sole venue for all \u003ca href=\"https://www.kqed.org/news/12089303/us-fans-geared-up-for-teams-bay-area-world-cup-match-against-bosnia\">six World Cup matches\u003c/a> played in Northern California.\u003c/p>\n\n\n\n\u003cp>The stadium was stripped of its branding under FIFA rules, and temporarily dubbed \u003ca href=\"https://www.kqed.org/news/12086949/levis-stadium-is-no-more-san-francisco-bay-area-stadium-hosts-world-cup\">San Francisco Bay Area Stadium\u003c/a>. \u003c/p>\n\n\n\n\u003cp>About $240 million of the boost was felt in San Francisco County, and the remaining $200 million was spread among eight other Bay Area counties: Alameda, Contra Costa, Marin, Napa, San Mateo, Santa Cruz, Solano and Sonoma, according to the report. \u003c/p>\n\n\n\n\u003cp>The matches and supporting events and celebrations supported “approximately 5,100 jobs across the region and drew an estimated 240,000 visitors from outside the Bay Area, underscoring the tournament’s reach across the region’s hospitality, retail and service sectors,” the host committee’s statement said. \u003c/p>\n\n\n\n\n\n\u003cp>The $850 million figure exceeded the committee’s previous projections for economic impact, which the organization pegged at $480 million to $630 million. It attributed the increase to higher-than-anticipated daily visitor spending.\u003c/p>\n\n\n\n\u003cp>“The world saw what we’ve known all along — the Bay Area is a world-class sports [region] that excels in bringing people together, welcoming fans from around the globe and delivering an extraordinary World Cup experience,” Gov. Gavin Newsom said in a statement. \u003c/p>\n\n\n\n\u003cp>“This success was a true team effort, and I could not be more excited for the major sports events to come in the Bay Area.”\u003c/p>\n\n\n\n\u003cp>The combined events of the 2025 NBA All-Star Game at Chase Center in San Francisco, and Super Bowl LX and the World Cup matches at Levi’s Stadium, generated roughly $1.9 billion for the region in total, according to the host committee. \u003c/p>\n\n\n\n\u003cp>However, the eye-popping totals proffered by organizations like the host committee are frequently called into question by economics experts and academics. \u003c/p>\n\n\n\n\u003cp>Roger Noll, a professor emeritus of economics at Stanford University, previously characterized the estimates in such reports as \u003ca href=\"https://www.kqed.org/news/12086953/the-world-cup-has-arrived-in-the-san-francisco-bay-area-is-anyone-else-coming\">“grossly overstated”\u003c/a> and said they serve mainly as public relations or advertising to help justify the large logistical lift, interruptions to public life and costs of hosting major events in the region. \u003c/p>\n\n\n\n\u003cp>The report prepared for the Super Bowl and other similar events often do not account for mitigating factors, such as the “substitution effect” of people who choose not to visit the Bay Area for business or tourism when major events are held here to avoid higher hotel prices and congestion, he said previously.\u003c/p>\n\n\n\n\u003cp>But for events like the World Cup, with multiple matches with days in between each, Noll said visitors would likely stay for longer and spend money here. \u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED.jpg\" alt=\"\" class=\"wp-image-12091977\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">U.S. national men’s team soccer fans walk toward the San Francisco Bay Area stadium for the FIFA World Cup game between the USA and Bosnia-Herzegovina in Santa Clara, California, on July 1, 2026. (Beth LaBerge/KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>The boost from the World Cup was undeniable in downtown San José, where the San José Earthquakes hosted a watch party for all 104 matches over 39 days at San Pedro Square Market. \u003c/p>\n\n\n\n\u003cp>Closed streets and massive viewing screens, along with special permission from the city to allow outdoor drinking, drew thousands of people into the area for matches. \u003c/p>\n\n\n\n\u003cp>Mayor Matt Mahan’s office said the watch parties, activities and entertainment options in downtown brought 1 million cumulative visits to the area. \u003c/p>\n\n\n\n\u003cp>While most of the celebrations were peaceful, police reported some \u003ca href=\"https://www.kqed.org/news/12089204/1-dead-1-critically-hurt-in-downtown-san-jose-shooting\">shootings\u003c/a> and stabbings in the area following some of the events, and huge crowds forced organizers to relocate one viewing party to nearby Discovery Meadow to allow for more space. World Cup events were also canceled at Spark Social in San Francisco after a \u003ca href=\"https://www.kqed.org/news/12089502/world-cup-commotion-in-san-jose-2-stabbed-several-arrests-after-mexico-win\">shooting\u003c/a> in the Mission Bay neighborhood. \u003c/p>\n\n\n\n\u003cp>In June, the Bay Area Host Committee \u003ca href=\"https://bayareahostcommittee.com/newsroom/bay-area-host-committee-launches-leadership-council-to-cement-the-future-of-a-permanent-sustainable-sports-commission\">launched\u003c/a> a Leadership Council and Corporate Membership Program in support of turning the committee into a “permanent, sustainable sports commission that will secure, support and celebrate major sporting events in the region for decades to come.”\u003c/p>\n\n\n\n\u003cp>The region is set to host the WNBA All-Star Game in 2027 at Chase Center, and the MLB All-Star Game will return to Oracle Park in 2028. Janmohamed said, with the coming events, “We will continue the incredible momentum of the past two years and directly increase positive economic impact for the Bay.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>The \u003ca href=\"https://www.kqed.org/news/tag/world-cup\">FIFA World Cup\u003c/a> generated roughly $850 million in economic impact in the Bay Area, according to a new report released by regional organizers. \u003c/p>\n",
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"innerHTML": "\n\u003cp>The report was unveiled Thursday by the Bay Area Host Committee, a nonprofit formed to bring major sporting events to the region, with a board of directors made up of heads of local professional sports teams, whose venues often host events or play supporting roles.\u003c/p>\n",
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"\n\u003cp>The report was unveiled Thursday by the Bay Area Host Committee, a nonprofit formed to bring major sporting events to the region, with a board of directors made up of heads of local professional sports teams, whose venues often host events or play supporting roles.\u003c/p>\n"
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"innerHTML": "\n\u003cp>The estimated figure is based on metrics evaluating spending by visitors, teams and companies on things like hotels, food, transportation and events, and the wages earned by workers in the region related to the World Cup. The report was prepared for the host committee by Boston Consulting Group. \u003c/p>\n",
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"\n\u003cp>The estimated figure is based on metrics evaluating spending by visitors, teams and companies on things like hotels, food, transportation and events, and the wages earned by workers in the region related to the World Cup. The report was prepared for the host committee by Boston Consulting Group. \u003c/p>\n"
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"innerHTML": "\n\u003cp>“Hosting FIFA World Cup 2026 elevated our global reputation, strengthened community bonds and will pay dividends for years to come,” Zaileen Janmohamed, the president & CEO of the host committee, said in a statement. \u003c/p>\n",
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"\n\u003cp>“Hosting FIFA World Cup 2026 elevated our global reputation, strengthened community bonds and will pay dividends for years to come,” Zaileen Janmohamed, the president & CEO of the host committee, said in a statement. \u003c/p>\n"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED.jpg\" alt=\"\" class=\"wp-image-12089715\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\"/>\u003cfigcaption class=\"wp-element-caption\">Fans leave the FIFA World Cup game between the USA and Bosnia-Herzegovina at the San Francisco Bay Area Stadium in Santa Clara, California, on July 1, 2026.\u003ccite class=\"wp-inline-image-credit\"> (Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED.jpg\" alt=\"\" class=\"wp-image-12089715\"/>\u003cfigcaption class=\"wp-element-caption\">Fans leave the FIFA World Cup game between the USA and Bosnia-Herzegovina at the San Francisco Bay Area Stadium in Santa Clara, California, on July 1, 2026.\u003ccite class=\"wp-inline-image-credit\"> (Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>“The world’s attention on our region showcased the Bay Area as a premier destination for major international events, brought neighbors together through watch parties and shared celebration, and will continue to fuel future tourism as visitors who experienced our hospitality choose to return and recommend the Bay to friends and family,” she said.\u003c/p>\n",
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"innerHTML": "\n\u003cp>The report said the lion’s share of the impacts — about $410 million — were seen in Santa Clara County. Levi’s Stadium, in the city of Santa Clara, was designated as the sole venue for all \u003ca href=\"https://www.kqed.org/news/12089303/us-fans-geared-up-for-teams-bay-area-world-cup-match-against-bosnia\">six World Cup matches\u003c/a> played in Northern California.\u003c/p>\n",
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"\n\u003cp>The report said the lion’s share of the impacts — about $410 million — were seen in Santa Clara County. Levi’s Stadium, in the city of Santa Clara, was designated as the sole venue for all \u003ca href=\"https://www.kqed.org/news/12089303/us-fans-geared-up-for-teams-bay-area-world-cup-match-against-bosnia\">six World Cup matches\u003c/a> played in Northern California.\u003c/p>\n"
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"innerHTML": "\n\u003cp>The stadium was stripped of its branding under FIFA rules, and temporarily dubbed \u003ca href=\"https://www.kqed.org/news/12086949/levis-stadium-is-no-more-san-francisco-bay-area-stadium-hosts-world-cup\">San Francisco Bay Area Stadium\u003c/a>. \u003c/p>\n",
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"innerHTML": "\n\u003cp>About $240 million of the boost was felt in San Francisco County, and the remaining $200 million was spread among eight other Bay Area counties: Alameda, Contra Costa, Marin, Napa, San Mateo, Santa Cruz, Solano and Sonoma, according to the report. \u003c/p>\n",
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"\n\u003cp>About $240 million of the boost was felt in San Francisco County, and the remaining $200 million was spread among eight other Bay Area counties: Alameda, Contra Costa, Marin, Napa, San Mateo, Santa Cruz, Solano and Sonoma, according to the report. \u003c/p>\n"
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"innerHTML": "\n\u003cp>The matches and supporting events and celebrations supported “approximately 5,100 jobs across the region and drew an estimated 240,000 visitors from outside the Bay Area, underscoring the tournament’s reach across the region’s hospitality, retail and service sectors,” the host committee’s statement said. \u003c/p>\n",
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"\n\u003cp>The matches and supporting events and celebrations supported “approximately 5,100 jobs across the region and drew an estimated 240,000 visitors from outside the Bay Area, underscoring the tournament’s reach across the region’s hospitality, retail and service sectors,” the host committee’s statement said. \u003c/p>\n"
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"innerHTML": "\n\u003cp>The $850 million figure exceeded the committee’s previous projections for economic impact, which the organization pegged at $480 million to $630 million. It attributed the increase to higher-than-anticipated daily visitor spending.\u003c/p>\n",
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"\n\u003cp>The $850 million figure exceeded the committee’s previous projections for economic impact, which the organization pegged at $480 million to $630 million. It attributed the increase to higher-than-anticipated daily visitor spending.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“The world saw what we’ve known all along — the Bay Area is a world-class sports [region] that excels in bringing people together, welcoming fans from around the globe and delivering an extraordinary World Cup experience,” Gov. Gavin Newsom said in a statement. \u003c/p>\n",
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"\n\u003cp>“The world saw what we’ve known all along — the Bay Area is a world-class sports [region] that excels in bringing people together, welcoming fans from around the globe and delivering an extraordinary World Cup experience,” Gov. Gavin Newsom said in a statement. \u003c/p>\n"
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"innerHTML": "\n\u003cp>“This success was a true team effort, and I could not be more excited for the major sports events to come in the Bay Area.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>The combined events of the 2025 NBA All-Star Game at Chase Center in San Francisco, and Super Bowl LX and the World Cup matches at Levi’s Stadium, generated roughly $1.9 billion for the region in total, according to the host committee. \u003c/p>\n",
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"\n\u003cp>The combined events of the 2025 NBA All-Star Game at Chase Center in San Francisco, and Super Bowl LX and the World Cup matches at Levi’s Stadium, generated roughly $1.9 billion for the region in total, according to the host committee. \u003c/p>\n"
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"innerHTML": "\n\u003cp>However, the eye-popping totals proffered by organizations like the host committee are frequently called into question by economics experts and academics. \u003c/p>\n",
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"innerHTML": "\n\u003cp>Roger Noll, a professor emeritus of economics at Stanford University, previously characterized the estimates in such reports as \u003ca href=\"https://www.kqed.org/news/12086953/the-world-cup-has-arrived-in-the-san-francisco-bay-area-is-anyone-else-coming\">“grossly overstated”\u003c/a> and said they serve mainly as public relations or advertising to help justify the large logistical lift, interruptions to public life and costs of hosting major events in the region. \u003c/p>\n",
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"\n\u003cp>Roger Noll, a professor emeritus of economics at Stanford University, previously characterized the estimates in such reports as \u003ca href=\"https://www.kqed.org/news/12086953/the-world-cup-has-arrived-in-the-san-francisco-bay-area-is-anyone-else-coming\">“grossly overstated”\u003c/a> and said they serve mainly as public relations or advertising to help justify the large logistical lift, interruptions to public life and costs of hosting major events in the region. \u003c/p>\n"
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"innerHTML": "\n\u003cp>The report prepared for the Super Bowl and other similar events often do not account for mitigating factors, such as the “substitution effect” of people who choose not to visit the Bay Area for business or tourism when major events are held here to avoid higher hotel prices and congestion, he said previously.\u003c/p>\n",
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"\n\u003cp>The report prepared for the Super Bowl and other similar events often do not account for mitigating factors, such as the “substitution effect” of people who choose not to visit the Bay Area for business or tourism when major events are held here to avoid higher hotel prices and congestion, he said previously.\u003c/p>\n"
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"innerHTML": "\n\u003cp>But for events like the World Cup, with multiple matches with days in between each, Noll said visitors would likely stay for longer and spend money here. \u003c/p>\n",
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"\n\u003cp>But for events like the World Cup, with multiple matches with days in between each, Noll said visitors would likely stay for longer and spend money here. \u003c/p>\n"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED.jpg\" alt=\"\" class=\"wp-image-12091977\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\"/>\u003cfigcaption class=\"wp-element-caption\">U.S. national men’s team soccer fans walk toward the San Francisco Bay Area stadium for the FIFA World Cup game between the USA and Bosnia-Herzegovina in Santa Clara, California, on July 1, 2026.\u003ccite class=\"wp-inline-image-credit\"> (Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED.jpg\" alt=\"\" class=\"wp-image-12091977\"/>\u003cfigcaption class=\"wp-element-caption\">U.S. national men’s team soccer fans walk toward the San Francisco Bay Area stadium for the FIFA World Cup game between the USA and Bosnia-Herzegovina in Santa Clara, California, on July 1, 2026.\u003ccite class=\"wp-inline-image-credit\"> (Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>The boost from the World Cup was undeniable in downtown San José, where the San José Earthquakes hosted a watch party for all 104 matches over 39 days at San Pedro Square Market. \u003c/p>\n",
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"innerHTML": "\n\u003cp>Closed streets and massive viewing screens, along with special permission from the city to allow outdoor drinking, drew thousands of people into the area for matches. \u003c/p>\n",
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"innerHTML": "\n\u003cp>Mayor Matt Mahan’s office said the watch parties, activities and entertainment options in downtown brought 1 million cumulative visits to the area. \u003c/p>\n",
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"innerHTML": "\n\u003cp>While most of the celebrations were peaceful, police reported some \u003ca href=\"https://www.kqed.org/news/12089204/1-dead-1-critically-hurt-in-downtown-san-jose-shooting\">shootings\u003c/a> and stabbings in the area following some of the events, and huge crowds forced organizers to relocate one viewing party to nearby Discovery Meadow to allow for more space. World Cup events were also canceled at Spark Social in San Francisco after a \u003ca href=\"https://www.kqed.org/news/12089502/world-cup-commotion-in-san-jose-2-stabbed-several-arrests-after-mexico-win\">shooting\u003c/a> in the Mission Bay neighborhood. \u003c/p>\n",
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"\n\u003cp>While most of the celebrations were peaceful, police reported some \u003ca href=\"https://www.kqed.org/news/12089204/1-dead-1-critically-hurt-in-downtown-san-jose-shooting\">shootings\u003c/a> and stabbings in the area following some of the events, and huge crowds forced organizers to relocate one viewing party to nearby Discovery Meadow to allow for more space. World Cup events were also canceled at Spark Social in San Francisco after a \u003ca href=\"https://www.kqed.org/news/12089502/world-cup-commotion-in-san-jose-2-stabbed-several-arrests-after-mexico-win\">shooting\u003c/a> in the Mission Bay neighborhood. \u003c/p>\n"
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"innerHTML": "\n\u003cp>In June, the Bay Area Host Committee \u003ca href=\"https://bayareahostcommittee.com/newsroom/bay-area-host-committee-launches-leadership-council-to-cement-the-future-of-a-permanent-sustainable-sports-commission\">launched\u003c/a> a Leadership Council and Corporate Membership Program in support of turning the committee into a “permanent, sustainable sports commission that will secure, support and celebrate major sporting events in the region for decades to come.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>The region is set to host the WNBA All-Star Game in 2027 at Chase Center, and the MLB All-Star Game will return to Oracle Park in 2028. Janmohamed said, with the coming events, “We will continue the incredible momentum of the past two years and directly increase positive economic impact for the Bay.”\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>The \u003ca href=\"https://www.kqed.org/news/tag/world-cup\">FIFA World Cup\u003c/a> generated roughly $850 million in economic impact in the Bay Area, according to a new report released by regional organizers. \u003c/p>\n\n\n\n\u003cp>The report was unveiled Thursday by the Bay Area Host Committee, a nonprofit formed to bring major sporting events to the region, with a board of directors made up of heads of local professional sports teams, whose venues often host events or play supporting roles.\u003c/p>\n\n\n\n\u003cp>The estimated figure is based on metrics evaluating spending by visitors, teams and companies on things like hotels, food, transportation and events, and the wages earned by workers in the region related to the World Cup. The report was prepared for the host committee by Boston Consulting Group. \u003c/p>\n\n\n\n\u003cp>“Hosting FIFA World Cup 2026 elevated our global reputation, strengthened community bonds and will pay dividends for years to come,” Zaileen Janmohamed, the president & CEO of the host committee, said in a statement. \u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED.jpg\" alt=\"\" class=\"wp-image-12089715\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WORLDCUPUSALEVIS-41-BL-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Fans leave the FIFA World Cup game between the USA and Bosnia-Herzegovina at the San Francisco Bay Area Stadium in Santa Clara, California, on July 1, 2026. (Beth LaBerge/KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“The world’s attention on our region showcased the Bay Area as a premier destination for major international events, brought neighbors together through watch parties and shared celebration, and will continue to fuel future tourism as visitors who experienced our hospitality choose to return and recommend the Bay to friends and family,” she said.\u003c/p>\n\n\n\n\u003cp>The report said the lion’s share of the impacts — about $410 million — were seen in Santa Clara County. Levi’s Stadium, in the city of Santa Clara, was designated as the sole venue for all \u003ca href=\"https://www.kqed.org/news/12089303/us-fans-geared-up-for-teams-bay-area-world-cup-match-against-bosnia\">six World Cup matches\u003c/a> played in Northern California.\u003c/p>\n\n\n\n\u003cp>The stadium was stripped of its branding under FIFA rules, and temporarily dubbed \u003ca href=\"https://www.kqed.org/news/12086949/levis-stadium-is-no-more-san-francisco-bay-area-stadium-hosts-world-cup\">San Francisco Bay Area Stadium\u003c/a>. \u003c/p>\n\n\n\n\u003cp>About $240 million of the boost was felt in San Francisco County, and the remaining $200 million was spread among eight other Bay Area counties: Alameda, Contra Costa, Marin, Napa, San Mateo, Santa Cruz, Solano and Sonoma, according to the report. \u003c/p>\n\n\n\n\u003cp>The matches and supporting events and celebrations supported “approximately 5,100 jobs across the region and drew an estimated 240,000 visitors from outside the Bay Area, underscoring the tournament’s reach across the region’s hospitality, retail and service sectors,” the host committee’s statement said. \u003c/p>\n\n\n\n\n\n\u003cp>The $850 million figure exceeded the committee’s previous projections for economic impact, which the organization pegged at $480 million to $630 million. It attributed the increase to higher-than-anticipated daily visitor spending.\u003c/p>\n\n\n\n\u003cp>“The world saw what we’ve known all along — the Bay Area is a world-class sports [region] that excels in bringing people together, welcoming fans from around the globe and delivering an extraordinary World Cup experience,” Gov. Gavin Newsom said in a statement. \u003c/p>\n\n\n\n\u003cp>“This success was a true team effort, and I could not be more excited for the major sports events to come in the Bay Area.”\u003c/p>\n\n\n\n\u003cp>The combined events of the 2025 NBA All-Star Game at Chase Center in San Francisco, and Super Bowl LX and the World Cup matches at Levi’s Stadium, generated roughly $1.9 billion for the region in total, according to the host committee. \u003c/p>\n\n\n\n\u003cp>However, the eye-popping totals proffered by organizations like the host committee are frequently called into question by economics experts and academics. \u003c/p>\n\n\n\n\u003cp>Roger Noll, a professor emeritus of economics at Stanford University, previously characterized the estimates in such reports as \u003ca href=\"https://www.kqed.org/news/12086953/the-world-cup-has-arrived-in-the-san-francisco-bay-area-is-anyone-else-coming\">“grossly overstated”\u003c/a> and said they serve mainly as public relations or advertising to help justify the large logistical lift, interruptions to public life and costs of hosting major events in the region. \u003c/p>\n\n\n\n\u003cp>The report prepared for the Super Bowl and other similar events often do not account for mitigating factors, such as the “substitution effect” of people who choose not to visit the Bay Area for business or tourism when major events are held here to avoid higher hotel prices and congestion, he said previously.\u003c/p>\n\n\n\n\u003cp>But for events like the World Cup, with multiple matches with days in between each, Noll said visitors would likely stay for longer and spend money here. \u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED.jpg\" alt=\"\" class=\"wp-image-12091977\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/07/260701-WorldCupUSALevis-01-BL-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">U.S. national men’s team soccer fans walk toward the San Francisco Bay Area stadium for the FIFA World Cup game between the USA and Bosnia-Herzegovina in Santa Clara, California, on July 1, 2026. (Beth LaBerge/KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>The boost from the World Cup was undeniable in downtown San José, where the San José Earthquakes hosted a watch party for all 104 matches over 39 days at San Pedro Square Market. \u003c/p>\n\n\n\n\u003cp>Closed streets and massive viewing screens, along with special permission from the city to allow outdoor drinking, drew thousands of people into the area for matches. \u003c/p>\n\n\n\n\u003cp>Mayor Matt Mahan’s office said the watch parties, activities and entertainment options in downtown brought 1 million cumulative visits to the area. \u003c/p>\n\n\n\n\u003cp>While most of the celebrations were peaceful, police reported some \u003ca href=\"https://www.kqed.org/news/12089204/1-dead-1-critically-hurt-in-downtown-san-jose-shooting\">shootings\u003c/a> and stabbings in the area following some of the events, and huge crowds forced organizers to relocate one viewing party to nearby Discovery Meadow to allow for more space. World Cup events were also canceled at Spark Social in San Francisco after a \u003ca href=\"https://www.kqed.org/news/12089502/world-cup-commotion-in-san-jose-2-stabbed-several-arrests-after-mexico-win\">shooting\u003c/a> in the Mission Bay neighborhood. \u003c/p>\n\n\n\n\u003cp>In June, the Bay Area Host Committee \u003ca href=\"https://bayareahostcommittee.com/newsroom/bay-area-host-committee-launches-leadership-council-to-cement-the-future-of-a-permanent-sustainable-sports-commission\">launched\u003c/a> a Leadership Council and Corporate Membership Program in support of turning the committee into a “permanent, sustainable sports commission that will secure, support and celebrate major sporting events in the region for decades to come.”\u003c/p>\n\n\n\n\u003cp>The region is set to host the WNBA All-Star Game in 2027 at Chase Center, and the MLB All-Star Game will return to Oracle Park in 2028. Janmohamed said, with the coming events, “We will continue the incredible momentum of the past two years and directly increase positive economic impact for the Bay.”\u003c/p>\n\u003c/div>\u003c/p>",
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"content": "\n\u003ch2 class=\"wp-block-heading\">Transcript\u003c/h2>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:00] California has what’s known as a progressive tax system. Basically, the more money you make, the more you pay in income taxes.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:09] For years, California voters have approved certain tax rates for high-income earners. And now, Prop 3 could make some of those rates permanent.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:20] I’m Ericka Cruz Guevarra, host of The Bay.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:23] And I’m Olivia Allen-Price, host of Bay Curious. Welcome to Prop Fest. For two weeks, our teams at The Bay and Bay Curious are bringing you breakdowns of each statewide proposition on the California ballot, so you can vote smart this November.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:37] There are 14 propositions on the ballot this year, and we’ll be taking you through all of them.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:43] Today, we’re talking about Proposition 3. A bill that aims to lock in tax rates for high-income earners to pay for schools and health care in California. Here’s how it’ll read on your ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Voiceover \u003c/strong>[00:00:56] Prop 3 provides permanent funding for schools and health care by extending existing tax on high incomes.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:04] Here to walk us through Proposition 3 is politics and government correspondent Guy Marzorati. What’s up, Guy?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:10] Hey, you may remember me from Prop 2.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:14] I sure do. Thank you so much again for joining us on this one. This one seems pretty straightforward, I gotta say. But walk us through what Proposition 3 might do.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:24] Yeah, so this would permanently extend California’s current income tax rates on our top earners. So back in 2012, California voters approved a new higher tax bracket for the top 2% of income earners, California. Voters extended those taxes in 2016. Now it’s on the ballot again to make it permanent.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:45] Who are we talking about when we say high earners in California?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:49] Yeah, that’s a great question. So the folks who pay these taxes that are being proposed to be permanent under Proposition 3 are really just the top 2% of California income tax filers. Those individuals and families pay a marginal tax rate of a little over 10% on income above $371,000 for an individual or $743,000 for a family. And there are higher rates of just over 11% and 12% as you go up the income ladder to families making more than $1.5 million.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:23] So when you’re saying top earners also, just to be clear, we’re not talking about the billionaire’s tax.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:29] That’s right. No, we are not talking about Prop 40, the billionaire wealth tax. That is a measure about overall wealth for California billionaires. Proposition 3 is just about income taxes.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:43] And how much money could this bring in for California every year? And what are the kinds of things that this money would pay for?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:52] Yeah, so the California Budget and Policy Center has went back and looked at what kind of impact these higher tax rates have had. And basically, since they were enacted in 2012, these higher taxes have brought in about $120 billion for the state. In recent years, that’s been about $10 billion a year, so roughly like 4% of the overall state general fund. And so the big winners of these taxes are schools and health care because the vast majority of California state spending from the general fund goes to schools and goes to health care.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:27] And when you say health, Guy, you mean health and human services, so things like Medi-Cal.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:33] Yeah, so the biggest piece of that is Medi-Cal, which is our Medicaid system in California, basically our healthcare safety net for low-income working-class Californians.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:45] And let’s get into the politics of this measure. Who are the main proponents of preposition three and what are their arguments?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:53] So the main proponents of Proposition 3 are Democrats and Democrat-aligned groups, specifically the California Teachers Association, which is the biggest single proponent of Proposition 3. Their argument is these taxes are working. We’ve had them in place for more than a decade. They’re bringing in billions of dollars, and they really have championed California’s progressive tax system, saying it’s fair for the folks who earn the most income in state to pay at a higher rate. They’re also the biggest beneficiaries of these taxes. Again, the biggest slice of the pie for a California tax revenue is going to schools. And so I think it’s no surprise that you see the state’s biggest teachers unions getting behind Proposition 3 and wanting to make it permanent. Here’s David Goldberg, who’s president of the California Teachers Association, making an appeal for Prop 3 on Instagram.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>David Goldberg \u003c/strong>[00:04:45] Prop 3 will make permanent an already existing tax on wealthy Californians. We’re making out like gangbusters right now. We have to make the case to make sure that people know that investing and voting for Prop 3 is investing in us, in our communities, in our students, in our families, and in education.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:05] And then the California Budget and Policy Center has said that if the income tax on top earners doesn’t extend, the state’s income tax would become more regressive. Can you explain what they mean by that?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:19] Yeah, so basically the way that the state’s income tax system is set up right now is you have top earners paying at a higher rate, not just paying more because they earn more, but actually paying at higher rate than lower income earners. And so what that does is it creates a system that supporters say is fair, that you have people who are making the most money, paying a higher share into the state government. What that also does create though is more volatility because the people who were who the largest share of state taxation, it’s a smaller group. So if the stock market goes down or the economy goes down and that group is affected, you’re gonna see these swings up and down in state tax revenue.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:03] Or if our top earners leave California.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:06:07] Yes, and that’s I mean, this this kind of ties into the arguments that we’re seeing around Prop 40, the billionaire wealth tax, but this idea that if you know those high earners leave the state, then that could have an outsize impact on how much money the state is able to bring in because the state is relying so much on that kind of smaller group of wealthy individuals.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:31] We’ll have more on Proposition 3 with KQED’s Guy Marzorati right after this break. If you appreciate the work we’re doing here on Prop Fest, consider supporting the journalism we do here at KQED by becoming a sustaining member. We can’t do this work without you. Just go to donate.kqed.org/podcasts. We’ll be right back.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:07:07] Who’s coming out against Proposition 3, and what’s the argument on their end?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:12] Yeah, you really see an opposition from Republicans and kind of taxpayer advocacy groups, including the California Taxpayers Association, the Howard Jarvis Taxpayers Association, who have basically made the argument that Californians face too much of a burden in taxes, and that the state needs to start doing things to lower the tax burden on individuals. There is a group reform California led by Republican Assemblymember Carl DeMaio. He has come out against Proposition 3, but also against Proposition 40, which is the billionaire wealth tax. And here he is kind of wrapping up his opposition to multiple tax ideas that are on the ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Carl DeMaio \u003c/strong>[00:07:54] I know some of you are probably saying, well, if it’s just going to apply to the rich, why not do it? They’re coming for you. But it also has a negative impact on our state budget. What happens when a high income earner leaves the state? Instead of paying a little bit more in taxes with the higher Prop 3 or Prop 40 tax rates, They take a hundred percent of their tax increment to another state and that state gets the revenue. We get zero.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:26] You also hear the argument that this tax was never meant to be permanent. When it was initially enacted back in 2012, it was championed by former Governor Jerry Brown. It came after Brown’s first two years in office where he really made some difficult cuts to state programs. And he turned to voters and said, look, I’ve been frugal. I’ve made these cuts. Now I need to ask you to pay more in order to kind of make the budget more stable. Voters approved that, but it was pitched as a temporary increase. Uh, that temporary increase was extended again in 2016 as a temporary increase. Now proposition three would make those higher income taxes permanent. So opponents of this say, you know, This is a bait and switch.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:13] Let’s talk about the money here. Is there anyone coming out to spend any money for or against this measure?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:20] We’ve seen funding for Proposition 3 overwhelmingly on the Yes campaign. There’s been over $40 million in support so far, and the vast majority of that — $33 million of the $43 million comes from the California Teachers Association.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:43] What about any of California’s highest earners, Guy? I mean, have they spoken out against this tax or have they been, for the most part, pretty quiet?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:52] No, we really haven’t heard any kind of organized opposition to Proposition 3, nothing like the money that we’re seeing coming in in support of prop three, especially from the teachers unions. And I think a big reason for that is the richest Californians, they might be a little bit more focused on another measure, which is Prop 40, the billionaire wealth tax, we are seeing some of the wealthiest residents of the state organized against that. And really not as much of a big campaign around proposition three.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:10:22] Yeah, and I mean, as you said earlier, this proposition builds on previous ballot initiatives that Californians have approved in the past. So how likely do you think is this one to pass?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:35] You know, we had initial support for this back in 2012. I think as this has just become part of the state budget and part of the way California taxation works, you’re likely to see voters kind of just like get used to it and say, look, this has been in place, you know, only the top 2% of income earners are paying this. I do think one potential iceberg for this measure is just voter confusion because we are seeing so many different measures on the ballot related to taxes. Maybe this gets confused or conflated with Prop 40, the billionaire wealth tax, and voters who are opposed to that turn against this. That’s speculation. But certainly, taking the last two elections where this was on the ballot, 2012 and 2016, voters said yes to this idea of taxing our highest income earners in California have more.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:28] Guy, thank you so much.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:30] Yeah, thank you.\u003c/p>\n\n\n\n\u003cp>Your support makes KQED podcasts possible. You can show your love by going to\u003ca href=\"https://kqed.org/donate/podcasts\"> https://kqed.org/donate/podcasts\u003c/a>\u003c/p>\n\n\n\n\u003cp>This story was reported by Guy Marzorati. Prop Fest is a collaboration between Bay Curious and The Bay. It’s made by Olivia Allen-Price, Katrina Schwartz, Christopher Beale, Anna Casalme, Ericka Cruz Guevarra, Alan Montecillo, Gabriela Glueck and Pauline Bartolone. Additional support from Jen Chien, Katie Sprenger, Maha Sanad, Ethan Toven-Lindsey and everyone on Team KQED.\u003c/p>\n\n\n\n\u003cp>\u003cem>Some members of the KQED podcast team are represented by The Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco-Northern California Local.\u003c/em>\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:23] And I’m Olivia Allen-Price, host of Bay Curious. Welcome to Prop Fest. For two weeks, our teams at The Bay and Bay Curious are bringing you breakdowns of each statewide proposition on the California ballot, so you can vote smart this November.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:23] And I’m Olivia Allen-Price, host of Bay Curious. Welcome to Prop Fest. For two weeks, our teams at The Bay and Bay Curious are bringing you breakdowns of each statewide proposition on the California ballot, so you can vote smart this November.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:37] There are 14 propositions on the ballot this year, and we’ll be taking you through all of them.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:37] There are 14 propositions on the ballot this year, and we’ll be taking you through all of them.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:43] Today, we’re talking about Proposition 3. A bill that aims to lock in tax rates for high-income earners to pay for schools and health care in California. Here’s how it’ll read on your ballot.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:43] Today, we’re talking about Proposition 3. A bill that aims to lock in tax rates for high-income earners to pay for schools and health care in California. Here’s how it’ll read on your ballot.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Voiceover \u003c/strong>[00:00:56] Prop 3 provides permanent funding for schools and health care by extending existing tax on high incomes.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Voiceover \u003c/strong>[00:00:56] Prop 3 provides permanent funding for schools and health care by extending existing tax on high incomes.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:04] Here to walk us through Proposition 3 is politics and government correspondent Guy Marzorati. What’s up, Guy?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:04] Here to walk us through Proposition 3 is politics and government correspondent Guy Marzorati. What’s up, Guy?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:10] Hey, you may remember me from Prop 2.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:10] Hey, you may remember me from Prop 2.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:14] I sure do. Thank you so much again for joining us on this one. This one seems pretty straightforward, I gotta say. But walk us through what Proposition 3 might do.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:14] I sure do. Thank you so much again for joining us on this one. This one seems pretty straightforward, I gotta say. But walk us through what Proposition 3 might do.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:24] Yeah, so this would permanently extend California’s current income tax rates on our top earners. So back in 2012, California voters approved a new higher tax bracket for the top 2% of income earners, California. Voters extended those taxes in 2016. Now it’s on the ballot again to make it permanent.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:24] Yeah, so this would permanently extend California’s current income tax rates on our top earners. So back in 2012, California voters approved a new higher tax bracket for the top 2% of income earners, California. Voters extended those taxes in 2016. Now it’s on the ballot again to make it permanent.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:45] Who are we talking about when we say high earners in California?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:45] Who are we talking about when we say high earners in California?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:49] Yeah, that’s a great question. So the folks who pay these taxes that are being proposed to be permanent under Proposition 3 are really just the top 2% of California income tax filers. Those individuals and families pay a marginal tax rate of a little over 10% on income above $371,000 for an individual or $743,000 for a family. And there are higher rates of just over 11% and 12% as you go up the income ladder to families making more than $1.5 million.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:49] Yeah, that’s a great question. So the folks who pay these taxes that are being proposed to be permanent under Proposition 3 are really just the top 2% of California income tax filers. Those individuals and families pay a marginal tax rate of a little over 10% on income above $371,000 for an individual or $743,000 for a family. And there are higher rates of just over 11% and 12% as you go up the income ladder to families making more than $1.5 million.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:23] So when you’re saying top earners also, just to be clear, we’re not talking about the billionaire’s tax.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:23] So when you’re saying top earners also, just to be clear, we’re not talking about the billionaire’s tax.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:29] That’s right. No, we are not talking about Prop 40, the billionaire wealth tax. That is a measure about overall wealth for California billionaires. Proposition 3 is just about income taxes.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:29] That’s right. No, we are not talking about Prop 40, the billionaire wealth tax. That is a measure about overall wealth for California billionaires. Proposition 3 is just about income taxes.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:43] And how much money could this bring in for California every year? And what are the kinds of things that this money would pay for?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:43] And how much money could this bring in for California every year? And what are the kinds of things that this money would pay for?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:52] Yeah, so the California Budget and Policy Center has went back and looked at what kind of impact these higher tax rates have had. And basically, since they were enacted in 2012, these higher taxes have brought in about $120 billion for the state. In recent years, that’s been about $10 billion a year, so roughly like 4% of the overall state general fund. And so the big winners of these taxes are schools and health care because the vast majority of California state spending from the general fund goes to schools and goes to health care.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:52] Yeah, so the California Budget and Policy Center has went back and looked at what kind of impact these higher tax rates have had. And basically, since they were enacted in 2012, these higher taxes have brought in about $120 billion for the state. In recent years, that’s been about $10 billion a year, so roughly like 4% of the overall state general fund. And so the big winners of these taxes are schools and health care because the vast majority of California state spending from the general fund goes to schools and goes to health care.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:27] And when you say health, Guy, you mean health and human services, so things like Medi-Cal.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:27] And when you say health, Guy, you mean health and human services, so things like Medi-Cal.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:33] Yeah, so the biggest piece of that is Medi-Cal, which is our Medicaid system in California, basically our healthcare safety net for low-income working-class Californians.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:33] Yeah, so the biggest piece of that is Medi-Cal, which is our Medicaid system in California, basically our healthcare safety net for low-income working-class Californians.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:45] And let’s get into the politics of this measure. Who are the main proponents of preposition three and what are their arguments?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:45] And let’s get into the politics of this measure. Who are the main proponents of preposition three and what are their arguments?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:53] So the main proponents of Proposition 3 are Democrats and Democrat-aligned groups, specifically the California Teachers Association, which is the biggest single proponent of Proposition 3. Their argument is these taxes are working. We’ve had them in place for more than a decade. They’re bringing in billions of dollars, and they really have championed California’s progressive tax system, saying it’s fair for the folks who earn the most income in state to pay at a higher rate. They’re also the biggest beneficiaries of these taxes. Again, the biggest slice of the pie for a California tax revenue is going to schools. And so I think it’s no surprise that you see the state’s biggest teachers unions getting behind Proposition 3 and wanting to make it permanent. Here’s David Goldberg, who’s president of the California Teachers Association, making an appeal for Prop 3 on Instagram.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:53] So the main proponents of Proposition 3 are Democrats and Democrat-aligned groups, specifically the California Teachers Association, which is the biggest single proponent of Proposition 3. Their argument is these taxes are working. We’ve had them in place for more than a decade. They’re bringing in billions of dollars, and they really have championed California’s progressive tax system, saying it’s fair for the folks who earn the most income in state to pay at a higher rate. They’re also the biggest beneficiaries of these taxes. Again, the biggest slice of the pie for a California tax revenue is going to schools. And so I think it’s no surprise that you see the state’s biggest teachers unions getting behind Proposition 3 and wanting to make it permanent. Here’s David Goldberg, who’s president of the California Teachers Association, making an appeal for Prop 3 on Instagram.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>David Goldberg \u003c/strong>[00:04:45] Prop 3 will make permanent an already existing tax on wealthy Californians. We’re making out like gangbusters right now. We have to make the case to make sure that people know that investing and voting for Prop 3 is investing in us, in our communities, in our students, in our families, and in education.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>David Goldberg \u003c/strong>[00:04:45] Prop 3 will make permanent an already existing tax on wealthy Californians. We’re making out like gangbusters right now. We have to make the case to make sure that people know that investing and voting for Prop 3 is investing in us, in our communities, in our students, in our families, and in education.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:05] And then the California Budget and Policy Center has said that if the income tax on top earners doesn’t extend, the state’s income tax would become more regressive. Can you explain what they mean by that?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:05] And then the California Budget and Policy Center has said that if the income tax on top earners doesn’t extend, the state’s income tax would become more regressive. Can you explain what they mean by that?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:19] Yeah, so basically the way that the state’s income tax system is set up right now is you have top earners paying at a higher rate, not just paying more because they earn more, but actually paying at higher rate than lower income earners. And so what that does is it creates a system that supporters say is fair, that you have people who are making the most money, paying a higher share into the state government. What that also does create though is more volatility because the people who were who the largest share of state taxation, it’s a smaller group. So if the stock market goes down or the economy goes down and that group is affected, you’re gonna see these swings up and down in state tax revenue.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:19] Yeah, so basically the way that the state’s income tax system is set up right now is you have top earners paying at a higher rate, not just paying more because they earn more, but actually paying at higher rate than lower income earners. And so what that does is it creates a system that supporters say is fair, that you have people who are making the most money, paying a higher share into the state government. What that also does create though is more volatility because the people who were who the largest share of state taxation, it’s a smaller group. So if the stock market goes down or the economy goes down and that group is affected, you’re gonna see these swings up and down in state tax revenue.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:03] Or if our top earners leave California.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:03] Or if our top earners leave California.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:06:07] Yes, and that’s I mean, this this kind of ties into the arguments that we’re seeing around Prop 40, the billionaire wealth tax, but this idea that if you know those high earners leave the state, then that could have an outsize impact on how much money the state is able to bring in because the state is relying so much on that kind of smaller group of wealthy individuals.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:06:07] Yes, and that’s I mean, this this kind of ties into the arguments that we’re seeing around Prop 40, the billionaire wealth tax, but this idea that if you know those high earners leave the state, then that could have an outsize impact on how much money the state is able to bring in because the state is relying so much on that kind of smaller group of wealthy individuals.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:31] We’ll have more on Proposition 3 with KQED’s Guy Marzorati right after this break. If you appreciate the work we’re doing here on Prop Fest, consider supporting the journalism we do here at KQED by becoming a sustaining member. We can’t do this work without you. Just go to donate.kqed.org/podcasts. We’ll be right back.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:31] We’ll have more on Proposition 3 with KQED’s Guy Marzorati right after this break. If you appreciate the work we’re doing here on Prop Fest, consider supporting the journalism we do here at KQED by becoming a sustaining member. We can’t do this work without you. Just go to donate.kqed.org/podcasts. We’ll be right back.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:07:07] Who’s coming out against Proposition 3, and what’s the argument on their end?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:07:07] Who’s coming out against Proposition 3, and what’s the argument on their end?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:12] Yeah, you really see an opposition from Republicans and kind of taxpayer advocacy groups, including the California Taxpayers Association, the Howard Jarvis Taxpayers Association, who have basically made the argument that Californians face too much of a burden in taxes, and that the state needs to start doing things to lower the tax burden on individuals. There is a group reform California led by Republican Assemblymember Carl DeMaio. He has come out against Proposition 3, but also against Proposition 40, which is the billionaire wealth tax. And here he is kind of wrapping up his opposition to multiple tax ideas that are on the ballot.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:12] Yeah, you really see an opposition from Republicans and kind of taxpayer advocacy groups, including the California Taxpayers Association, the Howard Jarvis Taxpayers Association, who have basically made the argument that Californians face too much of a burden in taxes, and that the state needs to start doing things to lower the tax burden on individuals. There is a group reform California led by Republican Assemblymember Carl DeMaio. He has come out against Proposition 3, but also against Proposition 40, which is the billionaire wealth tax. And here he is kind of wrapping up his opposition to multiple tax ideas that are on the ballot.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Carl DeMaio \u003c/strong>[00:07:54] I know some of you are probably saying, well, if it’s just going to apply to the rich, why not do it? They’re coming for you. But it also has a negative impact on our state budget. What happens when a high income earner leaves the state? Instead of paying a little bit more in taxes with the higher Prop 3 or Prop 40 tax rates, They take a hundred percent of their tax increment to another state and that state gets the revenue. We get zero.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Carl DeMaio \u003c/strong>[00:07:54] I know some of you are probably saying, well, if it’s just going to apply to the rich, why not do it? They’re coming for you. But it also has a negative impact on our state budget. What happens when a high income earner leaves the state? Instead of paying a little bit more in taxes with the higher Prop 3 or Prop 40 tax rates, They take a hundred percent of their tax increment to another state and that state gets the revenue. We get zero.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:26] You also hear the argument that this tax was never meant to be permanent. When it was initially enacted back in 2012, it was championed by former Governor Jerry Brown. It came after Brown’s first two years in office where he really made some difficult cuts to state programs. And he turned to voters and said, look, I’ve been frugal. I’ve made these cuts. Now I need to ask you to pay more in order to kind of make the budget more stable. Voters approved that, but it was pitched as a temporary increase. Uh, that temporary increase was extended again in 2016 as a temporary increase. Now proposition three would make those higher income taxes permanent. So opponents of this say, you know, This is a bait and switch.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:26] You also hear the argument that this tax was never meant to be permanent. When it was initially enacted back in 2012, it was championed by former Governor Jerry Brown. It came after Brown’s first two years in office where he really made some difficult cuts to state programs. And he turned to voters and said, look, I’ve been frugal. I’ve made these cuts. Now I need to ask you to pay more in order to kind of make the budget more stable. Voters approved that, but it was pitched as a temporary increase. Uh, that temporary increase was extended again in 2016 as a temporary increase. Now proposition three would make those higher income taxes permanent. So opponents of this say, you know, This is a bait and switch.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:13] Let’s talk about the money here. Is there anyone coming out to spend any money for or against this measure?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:13] Let’s talk about the money here. Is there anyone coming out to spend any money for or against this measure?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:20] We’ve seen funding for Proposition 3 overwhelmingly on the Yes campaign. There’s been over $40 million in support so far, and the vast majority of that — $33 million of the $43 million comes from the California Teachers Association.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:20] We’ve seen funding for Proposition 3 overwhelmingly on the Yes campaign. There’s been over $40 million in support so far, and the vast majority of that — $33 million of the $43 million comes from the California Teachers Association.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:43] What about any of California’s highest earners, Guy? I mean, have they spoken out against this tax or have they been, for the most part, pretty quiet?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:43] What about any of California’s highest earners, Guy? I mean, have they spoken out against this tax or have they been, for the most part, pretty quiet?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:52] No, we really haven’t heard any kind of organized opposition to Proposition 3, nothing like the money that we’re seeing coming in in support of prop three, especially from the teachers unions. And I think a big reason for that is the richest Californians, they might be a little bit more focused on another measure, which is Prop 40, the billionaire wealth tax, we are seeing some of the wealthiest residents of the state organized against that. And really not as much of a big campaign around proposition three.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:52] No, we really haven’t heard any kind of organized opposition to Proposition 3, nothing like the money that we’re seeing coming in in support of prop three, especially from the teachers unions. And I think a big reason for that is the richest Californians, they might be a little bit more focused on another measure, which is Prop 40, the billionaire wealth tax, we are seeing some of the wealthiest residents of the state organized against that. And really not as much of a big campaign around proposition three.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:10:22] Yeah, and I mean, as you said earlier, this proposition builds on previous ballot initiatives that Californians have approved in the past. So how likely do you think is this one to pass?\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:35] You know, we had initial support for this back in 2012. I think as this has just become part of the state budget and part of the way California taxation works, you’re likely to see voters kind of just like get used to it and say, look, this has been in place, you know, only the top 2% of income earners are paying this. I do think one potential iceberg for this measure is just voter confusion because we are seeing so many different measures on the ballot related to taxes. Maybe this gets confused or conflated with Prop 40, the billionaire wealth tax, and voters who are opposed to that turn against this. That’s speculation. But certainly, taking the last two elections where this was on the ballot, 2012 and 2016, voters said yes to this idea of taxing our highest income earners in California have more.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:35] You know, we had initial support for this back in 2012. I think as this has just become part of the state budget and part of the way California taxation works, you’re likely to see voters kind of just like get used to it and say, look, this has been in place, you know, only the top 2% of income earners are paying this. I do think one potential iceberg for this measure is just voter confusion because we are seeing so many different measures on the ballot related to taxes. Maybe this gets confused or conflated with Prop 40, the billionaire wealth tax, and voters who are opposed to that turn against this. That’s speculation. But certainly, taking the last two elections where this was on the ballot, 2012 and 2016, voters said yes to this idea of taxing our highest income earners in California have more.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:28] Guy, thank you so much.\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:30] Yeah, thank you.\u003c/p>\n",
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"innerHTML": "\n\u003cp>This story was reported by Guy Marzorati. Prop Fest is a collaboration between Bay Curious and The Bay. It’s made by Olivia Allen-Price, Katrina Schwartz, Christopher Beale, Anna Casalme, Ericka Cruz Guevarra, Alan Montecillo, Gabriela Glueck and Pauline Bartolone. Additional support from Jen Chien, Katie Sprenger, Maha Sanad, Ethan Toven-Lindsey and everyone on Team KQED.\u003c/p>\n",
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"excerpt": "Proposition 3 would lock in a marginal tax rate of 10.3% to 12.3% for the state's highest earners.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003ch2 class=\"wp-block-heading\">Transcript\u003c/h2>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:00] California has what’s known as a progressive tax system. Basically, the more money you make, the more you pay in income taxes.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:09] For years, California voters have approved certain tax rates for high-income earners. And now, Prop 3 could make some of those rates permanent.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:20] I’m Ericka Cruz Guevarra, host of The Bay.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:23] And I’m Olivia Allen-Price, host of Bay Curious. Welcome to Prop Fest. For two weeks, our teams at The Bay and Bay Curious are bringing you breakdowns of each statewide proposition on the California ballot, so you can vote smart this November.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:00:37] There are 14 propositions on the ballot this year, and we’ll be taking you through all of them.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price \u003c/strong>[00:00:43] Today, we’re talking about Proposition 3. A bill that aims to lock in tax rates for high-income earners to pay for schools and health care in California. Here’s how it’ll read on your ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Voiceover \u003c/strong>[00:00:56] Prop 3 provides permanent funding for schools and health care by extending existing tax on high incomes.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:04] Here to walk us through Proposition 3 is politics and government correspondent Guy Marzorati. What’s up, Guy?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:10] Hey, you may remember me from Prop 2.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:14] I sure do. Thank you so much again for joining us on this one. This one seems pretty straightforward, I gotta say. But walk us through what Proposition 3 might do.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:24] Yeah, so this would permanently extend California’s current income tax rates on our top earners. So back in 2012, California voters approved a new higher tax bracket for the top 2% of income earners, California. Voters extended those taxes in 2016. Now it’s on the ballot again to make it permanent.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:01:45] Who are we talking about when we say high earners in California?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:01:49] Yeah, that’s a great question. So the folks who pay these taxes that are being proposed to be permanent under Proposition 3 are really just the top 2% of California income tax filers. Those individuals and families pay a marginal tax rate of a little over 10% on income above $371,000 for an individual or $743,000 for a family. And there are higher rates of just over 11% and 12% as you go up the income ladder to families making more than $1.5 million.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:23] So when you’re saying top earners also, just to be clear, we’re not talking about the billionaire’s tax.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:29] That’s right. No, we are not talking about Prop 40, the billionaire wealth tax. That is a measure about overall wealth for California billionaires. Proposition 3 is just about income taxes.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:02:43] And how much money could this bring in for California every year? And what are the kinds of things that this money would pay for?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:02:52] Yeah, so the California Budget and Policy Center has went back and looked at what kind of impact these higher tax rates have had. And basically, since they were enacted in 2012, these higher taxes have brought in about $120 billion for the state. In recent years, that’s been about $10 billion a year, so roughly like 4% of the overall state general fund. And so the big winners of these taxes are schools and health care because the vast majority of California state spending from the general fund goes to schools and goes to health care.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:27] And when you say health, Guy, you mean health and human services, so things like Medi-Cal.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:33] Yeah, so the biggest piece of that is Medi-Cal, which is our Medicaid system in California, basically our healthcare safety net for low-income working-class Californians.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:03:45] And let’s get into the politics of this measure. Who are the main proponents of preposition three and what are their arguments?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:03:53] So the main proponents of Proposition 3 are Democrats and Democrat-aligned groups, specifically the California Teachers Association, which is the biggest single proponent of Proposition 3. Their argument is these taxes are working. We’ve had them in place for more than a decade. They’re bringing in billions of dollars, and they really have championed California’s progressive tax system, saying it’s fair for the folks who earn the most income in state to pay at a higher rate. They’re also the biggest beneficiaries of these taxes. Again, the biggest slice of the pie for a California tax revenue is going to schools. And so I think it’s no surprise that you see the state’s biggest teachers unions getting behind Proposition 3 and wanting to make it permanent. Here’s David Goldberg, who’s president of the California Teachers Association, making an appeal for Prop 3 on Instagram.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>David Goldberg \u003c/strong>[00:04:45] Prop 3 will make permanent an already existing tax on wealthy Californians. We’re making out like gangbusters right now. We have to make the case to make sure that people know that investing and voting for Prop 3 is investing in us, in our communities, in our students, in our families, and in education.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:05:05] And then the California Budget and Policy Center has said that if the income tax on top earners doesn’t extend, the state’s income tax would become more regressive. Can you explain what they mean by that?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:05:19] Yeah, so basically the way that the state’s income tax system is set up right now is you have top earners paying at a higher rate, not just paying more because they earn more, but actually paying at higher rate than lower income earners. And so what that does is it creates a system that supporters say is fair, that you have people who are making the most money, paying a higher share into the state government. What that also does create though is more volatility because the people who were who the largest share of state taxation, it’s a smaller group. So if the stock market goes down or the economy goes down and that group is affected, you’re gonna see these swings up and down in state tax revenue.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:03] Or if our top earners leave California.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:06:07] Yes, and that’s I mean, this this kind of ties into the arguments that we’re seeing around Prop 40, the billionaire wealth tax, but this idea that if you know those high earners leave the state, then that could have an outsize impact on how much money the state is able to bring in because the state is relying so much on that kind of smaller group of wealthy individuals.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:06:31] We’ll have more on Proposition 3 with KQED’s Guy Marzorati right after this break. If you appreciate the work we’re doing here on Prop Fest, consider supporting the journalism we do here at KQED by becoming a sustaining member. We can’t do this work without you. Just go to donate.kqed.org/podcasts. We’ll be right back.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:07:07] Who’s coming out against Proposition 3, and what’s the argument on their end?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:07:12] Yeah, you really see an opposition from Republicans and kind of taxpayer advocacy groups, including the California Taxpayers Association, the Howard Jarvis Taxpayers Association, who have basically made the argument that Californians face too much of a burden in taxes, and that the state needs to start doing things to lower the tax burden on individuals. There is a group reform California led by Republican Assemblymember Carl DeMaio. He has come out against Proposition 3, but also against Proposition 40, which is the billionaire wealth tax. And here he is kind of wrapping up his opposition to multiple tax ideas that are on the ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Carl DeMaio \u003c/strong>[00:07:54] I know some of you are probably saying, well, if it’s just going to apply to the rich, why not do it? They’re coming for you. But it also has a negative impact on our state budget. What happens when a high income earner leaves the state? Instead of paying a little bit more in taxes with the higher Prop 3 or Prop 40 tax rates, They take a hundred percent of their tax increment to another state and that state gets the revenue. We get zero.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:08:26] You also hear the argument that this tax was never meant to be permanent. When it was initially enacted back in 2012, it was championed by former Governor Jerry Brown. It came after Brown’s first two years in office where he really made some difficult cuts to state programs. And he turned to voters and said, look, I’ve been frugal. I’ve made these cuts. Now I need to ask you to pay more in order to kind of make the budget more stable. Voters approved that, but it was pitched as a temporary increase. Uh, that temporary increase was extended again in 2016 as a temporary increase. Now proposition three would make those higher income taxes permanent. So opponents of this say, you know, This is a bait and switch.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:13] Let’s talk about the money here. Is there anyone coming out to spend any money for or against this measure?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:20] We’ve seen funding for Proposition 3 overwhelmingly on the Yes campaign. There’s been over $40 million in support so far, and the vast majority of that — $33 million of the $43 million comes from the California Teachers Association.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:09:43] What about any of California’s highest earners, Guy? I mean, have they spoken out against this tax or have they been, for the most part, pretty quiet?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:09:52] No, we really haven’t heard any kind of organized opposition to Proposition 3, nothing like the money that we’re seeing coming in in support of prop three, especially from the teachers unions. And I think a big reason for that is the richest Californians, they might be a little bit more focused on another measure, which is Prop 40, the billionaire wealth tax, we are seeing some of the wealthiest residents of the state organized against that. And really not as much of a big campaign around proposition three.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:10:22] Yeah, and I mean, as you said earlier, this proposition builds on previous ballot initiatives that Californians have approved in the past. So how likely do you think is this one to pass?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:10:35] You know, we had initial support for this back in 2012. I think as this has just become part of the state budget and part of the way California taxation works, you’re likely to see voters kind of just like get used to it and say, look, this has been in place, you know, only the top 2% of income earners are paying this. I do think one potential iceberg for this measure is just voter confusion because we are seeing so many different measures on the ballot related to taxes. Maybe this gets confused or conflated with Prop 40, the billionaire wealth tax, and voters who are opposed to that turn against this. That’s speculation. But certainly, taking the last two elections where this was on the ballot, 2012 and 2016, voters said yes to this idea of taxing our highest income earners in California have more.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra \u003c/strong>[00:11:28] Guy, thank you so much.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati \u003c/strong>[00:11:30] Yeah, thank you.\u003c/p>\n\n\n\n\u003cp>Your support makes KQED podcasts possible. You can show your love by going to\u003ca href=\"https://kqed.org/donate/podcasts\"> https://kqed.org/donate/podcasts\u003c/a>\u003c/p>\n\n\n\n\u003cp>This story was reported by Guy Marzorati. Prop Fest is a collaboration between Bay Curious and The Bay. It’s made by Olivia Allen-Price, Katrina Schwartz, Christopher Beale, Anna Casalme, Ericka Cruz Guevarra, Alan Montecillo, Gabriela Glueck and Pauline Bartolone. Additional support from Jen Chien, Katie Sprenger, Maha Sanad, Ethan Toven-Lindsey and everyone on Team KQED.\u003c/p>\n\n\n\n\u003cp>\u003cem>Some members of the KQED podcast team are represented by The Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco-Northern California Local.\u003c/em>\u003c/p>\n\u003c/div>\u003c/p>",
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"content": "\n\u003ch2 class=\"wp-block-heading\">Transcript:\u003c/h2>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Let’s go back to 2014 for a second. Pharrell Williams’ ‘Happy’ was making its way up the billboard charts. Jerry Brown was governor and California was going through a really tough budget time.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Brown had come back into office in the midst of the Great Recession and he was kind of obsessed with being resourceful and careful with money.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Jerry Brown: \u003c/strong>Boom and bust is our lot, and we must follow the ancient advice recounted in the book of Genesis that Joseph gave to the Pharaoh. Put away your surplus during the years are great plenty, so you’ll be ready for the lean years which are sure to follow.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>In 2014, Brown persuaded voters to strengthen the state’s Rainy Day Fund: The pot of money created to make sure that California is saving when the good times are good, while also paying down its debts.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Now fast forward to today and Proposition 2, which asks voters to make that Rainy Day Fund even bigger.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>I’m Ericka Cruz Guevarra, host of The Bay.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>And I’m Olivia Allen-Price, host of Bay Curious. Welcome to Prop Fest, a collaboration between the Bay and Bay Curious. We’re here to break down each of the propositions on the California ballot so you can vote with confidence in the November election.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Today, we’re discussing proposition two. It reads like this on your ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Voice Over: \u003c/strong>Prop 2 increases state’s rainy day fund.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Here to walk us through all this is our politics and government correspondent, Guy Marzorati. Hey, Guy.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Hey Ericka.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>So to dive into proposition two here, first of all, there’s just a lot of, I feel like, big jargony words in here. Can you walk us through just what proposition two is all about?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, Proposition 2 is all about California’s Rainy Day Fund. So this is a fund that’s officially known as the budget stabilization account, but it’s basically where state lawmakers store our tax revenue in good times in order to save for bad budget times. Proposition two would change the laws around that rainy day fund to allow the legislature and the governor to save even more money in the rainy day fund in future years.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>And what exactly is a rainy day fund? Like what are the kinds of things the state might use rainy day funds for?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>It just flows from this thing saving for a rainy day. But the general idea is, you know, California’s tax revenue is not going to be the exact same year to year. How much people pay in taxes is based on how much they make. And in any given year, if the economy is going well, if their stock market is going well or it’s going poorly, the amount of money that California brings in is going to fluctuate. And that’s actually even more acute in California because we have a progressive tax system, which means people who earn more income pay a higher rate of income tax. And those high earners in California, the money they’re making year to year is volatile because it really has to do in many cases with how the stock market is doing. So California, more than many other states, sees this kind of big fluctuation in year to year and how much revenue is coming in.\u003c/p>\n\n\n\n\u003cp>And so the idea of a rainy day fund is to say, look, in years where the money is just flowing in from taxpayers, let’s set some of it aside because we know there could very quickly be years coming where we don’t have enough money to meet all of the state’s spending commitments.\u003c/p>\n\n\n\n\u003cp>Just for some context, in the last five years in California, we’ve both had a budget surplus that’s reached around $100 billion and also a budget deficit around $50 billion. It makes it really difficult year to year to project how much money is going to come in to California. Because it’s difficult to project, it can often be difficult for state lawmakers to really have a clear picture of the budget when they’re enacting it. And so Proposition 2, which would grow the rainy day fund, really offers more of kind of a safety net for state legislators as we see tax revenue fluctuate up and down.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Yeah, let’s talk a little bit more about how Proposition 2 would actually change how the rainy day fund works. How much more money could it allow California to put away?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so it’s really two big changes that Proposition 2 makes around the rainy day fund. One is just growing the maximum size of the fund. Right now, the max that lawmakers can put into the rainy-day fund in any given year is 10% of general fund tax revenue. Proposition two would double that. So they’d be allowed to put in up to 20% of general-fund tax revenue in a given year. The second big change it makes is it would count saving i.e. putting money in the rainy day fund, it would not count that as spending. And that’s a really important distinction and change around the state spending limit with the effect that lawmakers would be able to save more in those kind of big budget years.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>So you mentioned spending limits just now and you’re talking about something called the Gann limit, which is actually in the actual title of this proposition. So what is the Gann limit and what does it have to do with prop two?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so the Gann limit was approved by California voters in the late 70s.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Archival Footage: \u003c/strong>California was the epicenter of the tax quake of ‘78, and they were the shakers, Howard Jarvis and Paul Gann.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So that was a time, it was also when Proposition 13, which dramatically cut property tax rates, was passed. It was really this era of citizen initiatives really cutting back state taxation and state spending.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Archival Footage: \u003c/strong>We’ve just about had a belly full of the growth of government, the cost of government the waste.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So the Gann limit was approved by California voters. It sets the state spending limit. And if the amount of tax revenue that comes into the state in any given year exceeds that spending limit, then some of that money needs to actually be just returned directly to taxpayers. So right now with the rainy day funds, money that gets placed into the fund is counted as state spending. So if you’re counting that as state-spending, it also limits how much the state can save. And the way that Proposition 2 would change that is basically saying anytime lawmakers set aside money in the rainy day fund, it won’t count as an act of spending. So therefore, they’re gonna be able to save more.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Hmm. So, I mean, one big part of Prop 2 is about getting the state to save more when times are good. And another big part is how they use their money to pay off debts. Can you walk me through that part?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so that’s right. So basically, the state every year has to set aside money, about 1.5% of general fund revenue, half of that goes into the rainy day fund, half of those goes into paying down debts. So right now though, the debt that the state can pay down with that money is kind of limited. It either has to be the state’s unfunded pension liability, so pensions for retired state employees, or what the state will owe in the future to state employees for their health care.\u003c/p>\n\n\n\n\u003cp>What Proposition 2 does is say that money that you’re setting aside to pay down debts, you can pay more different kinds of debts with that money. So for example, paying the federal government back for state unemployment loans. During the COVID pandemic, California borrowed more than $20 billion from the federal Government in order to pay unemployment because we had this sudden spike in unemployment. And the state still hasn’t paid back that money in full. And what Proposition two would allow is, when the state sets aside money to pay down debts, one of the ways it can use that is to pay the federal government back.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>We’ll have more with KQED’s Guy Marzorati right after this break. By the way, if you appreciate the work we’re doing here on Prop Fest, consider becoming a sustaining KQED member. We can’t do this work without you. Just go to donate.kqed.org/podcasts. We’ll be right back.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>I guess one big question I have is why is this something that me, a voter, is being asked to decide on? Like it kind of feels like the kind of work that I might imagine our state legislature sort of deciding on.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, no, that’s a that’s a great question. And this ballot measure, Proposition 2, was actually placed on the ballot by the state legislature. It was necessary to do that because Proposition 2 makes changes to laws that were passed by California voters. So not only that the rainy day fund that California voters enacted, but it also changes rules around the state’s spending limit, which was also set by California voters back in the 70s. So since voters put those rules into law, the legislature has to go back to voters to ask them for changes to those laws.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Well, we talked about some of the changes Prop 2 would make to how we spend and save in California, but who exactly is for this and what is their rationale for putting this on the ballot and for making these changes?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so the big proponent of this idea is Governor Gavin Newsom, who has wanted, has talked about this idea for a few years of expanding the size of the rainy day fund. And Newsom has kind of talked about his idea through the lens of regret. He wished he had done this exact reform earlier to grow the rainy-day fund, so that yes, when the state had a budget surplus of about $100 billion after the pandemic, when the stock market had surged and all these tech companies were doing incredibly well and tax revenue was just flowing into the state, Newsom was like, I wish at that time I could have set aside more of that money because right around the corner, just a couple years later, the state was dealing with a huge deficit.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Gavin Newsom: \u003c/strong>So there are a lot of those things that we can look back, but again, you had political capital today, you didn’t have that. You have different legislative leadership, you have different public consciousness and opinion, you have a different president, different way, you know. So all those things, you now, I don’t wallow in that…\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>And so he’s really pushed this idea and is backing it on the ballot. And in addition to the governor, we’ve seen kind of broad support amongst Democrats. The California Democratic Party is supporting Proposition two. And when this measure was placed on the ballot, it was almost entirely a party-line vote. So Democrats supported it. There was only one Republican in the legislature who supported putting it on a ballot. And here’s Bakersfield Senator Melissa Hurtado talking about why this is necessary.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Melissa Hurtado: \u003c/strong>Our job here as legislators, as senators, is to protect Californians. And I believe ACA 20 will do that. It will make us more disciplined, not just in saving, but also in spending.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>What about who is against this proposition, Guy, and what’s the rationale on that side of things?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so we did see opposition from Republicans in the legislature to putting this on the ballot. And we’ve seen opposition from anti-tax groups to Proposition two as well. And their argument is that this measure would make it less likely for Californians to get a refund when there’s a lot of tax revenue coming in. And that happened back in 1987, and the state refunded more than a billion dollars to taxpayers. Right now, we have that state spending limit. If the state is bringing in more money than it can spend, it has to give some of that money back to taxpayers. If Proposition two passes, the state can instead set more of that money aside into the rainy day fund. And so you’ve seen opponents of Proposition two say, look, the point of this state spending limit that voters enacted in the late 70s was if more money is coming into the state, voters, taxpayers, residents should get it back. If Proposition two passes, less of that money in that situation will go back to taxpayers.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Joe Patterson: \u003c/strong>We don’t have a rainy day fund in California. The voters thought they were passing a rainy-day fund, but they didn’t get a rainy–day fund.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>And here’s what Republican Assemblymember Joe Patterson had to say about this idea, this rainy day fund measure on the ballot back when it was being debated in the legislature in June.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Joe Patterson: \u003c/strong>All this does is create a bigger slush fund for money to be used the following years instead of returning money to the taxpayer, it just creates a bigger slash fund…\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>And looking at campaign spending on this measure so far, Guy, what are we seeing there? Is any group pouring any kind of money into this?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So yeah, we’re really not seeing any spending on either side with Prop two. There is Reform California, which is a conservative group headed by Republican Assemblymember, Carl DeMaio. They’re opposing kind of a suite of ballot measures, including Prop two and Prop three, which a taxation measure. And so they’re actively trying to get the word out in opposition to Proposition two, but we really haven’t seen any kind of big spending really on either side of this.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>I mean, as we’ve just been talking about, this is sort of a wonky, confusing, very jargony feeling proposition. I’m curious from what you’ve seen. Is this proposition popular among voters so far, or do you think it’ll pass?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>It does pose a couple interesting questions, I think, to California voters, where you kind of see this like collision of eras at play in this measure. Again, a lot of the the ballot measures that limited state spending and limited state taxes, those date back to the 1970s, where you did see this kind of citizen uprising against taxation and spending. But those rules are still on the books today. And some of them, supporters of Prop two would make it harder to save. And then you come to this area that we’re in. In California budgeting right now where we have these huge volatility swings because we’re relying so much on top earners. And I think the idea behind Proposition two is adapt to that new reality by being able to save more, although opponents would say it’s kind of betraying a lot of the promises that voters wanted in the 70s.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Well, Guy, thank you so much as always for breaking this one down. Appreciate it.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, thanks for having me.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>In a nutshell, a yes vote on this measure means rules for building state budget reserves and paying down extra state debts would change. As a result, state budget reserve would be higher. A no vote on the measure means rules for building State budget reserves and paying extra state debt would not change.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>That’s it for our latest episode of PropFest, a collaboration between The Bay and Bay Curious. We’re breaking down every single statewide ballot proposition from now until October 9th. Subscribe to The Bay and Bay Curious so you don’t miss out on the next ones, and don’t forget to share them with your friends and family.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Prop Fest is made possible thanks to Alan Montecillo, Gabriela Glueck, Pauline Bartolone, Katrina Schwartz, Olivia Allen-Price, Christopher Beale, Anna Casalme, and me, Ericka Cruz Guevarra.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>We get extra support from Katie Springer, Jen Chien, Maha Sanad, Ethan Tovan Lindsey and everyone on Team KQED.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>You can find audio and transcripts for this series at kqed.org/prop fest.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Our show is made in San Francisco at member-supported KQED. If you value podcasts like this one, please consider becoming a sustaining member of KQED. Learn more at donate.kqed.org/podcasts.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Support for The Bay is provided in part by the Osher Production Fund. Some members of the KQED podcast team are represented by the Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco, Northern California Local. I’m Ericka Cruz Guevarra.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>And I’m Olivia Allen Price. We’ll be back tomorrow with an explainer on Proposition 3, which makes an existing tax on high incomes permanent.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>We’ll talk then.\u003c/p>\n\n\n\n\u003cp>\u003cem>Some members of the KQED podcast team are represented by The Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco-Northern California Local.\u003c/em>\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Let’s go back to 2014 for a second. Pharrell Williams’ ‘Happy’ was making its way up the billboard charts. Jerry Brown was governor and California was going through a really tough budget time.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Let’s go back to 2014 for a second. Pharrell Williams’ ‘Happy’ was making its way up the billboard charts. Jerry Brown was governor and California was going through a really tough budget time.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Brown had come back into office in the midst of the Great Recession and he was kind of obsessed with being resourceful and careful with money.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Brown had come back into office in the midst of the Great Recession and he was kind of obsessed with being resourceful and careful with money.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Jerry Brown: \u003c/strong>Boom and bust is our lot, and we must follow the ancient advice recounted in the book of Genesis that Joseph gave to the Pharaoh. Put away your surplus during the years are great plenty, so you’ll be ready for the lean years which are sure to follow.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Jerry Brown: \u003c/strong>Boom and bust is our lot, and we must follow the ancient advice recounted in the book of Genesis that Joseph gave to the Pharaoh. Put away your surplus during the years are great plenty, so you’ll be ready for the lean years which are sure to follow.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>In 2014, Brown persuaded voters to strengthen the state’s Rainy Day Fund: The pot of money created to make sure that California is saving when the good times are good, while also paying down its debts.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>In 2014, Brown persuaded voters to strengthen the state’s Rainy Day Fund: The pot of money created to make sure that California is saving when the good times are good, while also paying down its debts.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Now fast forward to today and Proposition 2, which asks voters to make that Rainy Day Fund even bigger.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Now fast forward to today and Proposition 2, which asks voters to make that Rainy Day Fund even bigger.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>I’m Ericka Cruz Guevarra, host of The Bay.\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>And I’m Olivia Allen-Price, host of Bay Curious. Welcome to Prop Fest, a collaboration between the Bay and Bay Curious. We’re here to break down each of the propositions on the California ballot so you can vote with confidence in the November election.\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Today, we’re discussing proposition two. It reads like this on your ballot.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Today, we’re discussing proposition two. It reads like this on your ballot.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Voice Over: \u003c/strong>Prop 2 increases state’s rainy day fund.\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Here to walk us through all this is our politics and government correspondent, Guy Marzorati. Hey, Guy.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Here to walk us through all this is our politics and government correspondent, Guy Marzorati. Hey, Guy.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>So to dive into proposition two here, first of all, there’s just a lot of, I feel like, big jargony words in here. Can you walk us through just what proposition two is all about?\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, Proposition 2 is all about California’s Rainy Day Fund. So this is a fund that’s officially known as the budget stabilization account, but it’s basically where state lawmakers store our tax revenue in good times in order to save for bad budget times. Proposition two would change the laws around that rainy day fund to allow the legislature and the governor to save even more money in the rainy day fund in future years.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, Proposition 2 is all about California’s Rainy Day Fund. So this is a fund that’s officially known as the budget stabilization account, but it’s basically where state lawmakers store our tax revenue in good times in order to save for bad budget times. Proposition two would change the laws around that rainy day fund to allow the legislature and the governor to save even more money in the rainy day fund in future years.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>And what exactly is a rainy day fund? Like what are the kinds of things the state might use rainy day funds for?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>And what exactly is a rainy day fund? Like what are the kinds of things the state might use rainy day funds for?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>It just flows from this thing saving for a rainy day. But the general idea is, you know, California’s tax revenue is not going to be the exact same year to year. How much people pay in taxes is based on how much they make. And in any given year, if the economy is going well, if their stock market is going well or it’s going poorly, the amount of money that California brings in is going to fluctuate. And that’s actually even more acute in California because we have a progressive tax system, which means people who earn more income pay a higher rate of income tax. And those high earners in California, the money they’re making year to year is volatile because it really has to do in many cases with how the stock market is doing. So California, more than many other states, sees this kind of big fluctuation in year to year and how much revenue is coming in.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>It just flows from this thing saving for a rainy day. But the general idea is, you know, California’s tax revenue is not going to be the exact same year to year. How much people pay in taxes is based on how much they make. And in any given year, if the economy is going well, if their stock market is going well or it’s going poorly, the amount of money that California brings in is going to fluctuate. And that’s actually even more acute in California because we have a progressive tax system, which means people who earn more income pay a higher rate of income tax. And those high earners in California, the money they’re making year to year is volatile because it really has to do in many cases with how the stock market is doing. So California, more than many other states, sees this kind of big fluctuation in year to year and how much revenue is coming in.\u003c/p>\n"
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"innerHTML": "\n\u003cp>And so the idea of a rainy day fund is to say, look, in years where the money is just flowing in from taxpayers, let’s set some of it aside because we know there could very quickly be years coming where we don’t have enough money to meet all of the state’s spending commitments.\u003c/p>\n",
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"\n\u003cp>And so the idea of a rainy day fund is to say, look, in years where the money is just flowing in from taxpayers, let’s set some of it aside because we know there could very quickly be years coming where we don’t have enough money to meet all of the state’s spending commitments.\u003c/p>\n"
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"innerHTML": "\n\u003cp>Just for some context, in the last five years in California, we’ve both had a budget surplus that’s reached around $100 billion and also a budget deficit around $50 billion. It makes it really difficult year to year to project how much money is going to come in to California. Because it’s difficult to project, it can often be difficult for state lawmakers to really have a clear picture of the budget when they’re enacting it. And so Proposition 2, which would grow the rainy day fund, really offers more of kind of a safety net for state legislators as we see tax revenue fluctuate up and down.\u003c/p>\n",
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"\n\u003cp>Just for some context, in the last five years in California, we’ve both had a budget surplus that’s reached around $100 billion and also a budget deficit around $50 billion. It makes it really difficult year to year to project how much money is going to come in to California. Because it’s difficult to project, it can often be difficult for state lawmakers to really have a clear picture of the budget when they’re enacting it. And so Proposition 2, which would grow the rainy day fund, really offers more of kind of a safety net for state legislators as we see tax revenue fluctuate up and down.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Yeah, let’s talk a little bit more about how Proposition 2 would actually change how the rainy day fund works. How much more money could it allow California to put away?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Yeah, let’s talk a little bit more about how Proposition 2 would actually change how the rainy day fund works. How much more money could it allow California to put away?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so it’s really two big changes that Proposition 2 makes around the rainy day fund. One is just growing the maximum size of the fund. Right now, the max that lawmakers can put into the rainy-day fund in any given year is 10% of general fund tax revenue. Proposition two would double that. So they’d be allowed to put in up to 20% of general-fund tax revenue in a given year. The second big change it makes is it would count saving i.e. putting money in the rainy day fund, it would not count that as spending. And that’s a really important distinction and change around the state spending limit with the effect that lawmakers would be able to save more in those kind of big budget years.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so it’s really two big changes that Proposition 2 makes around the rainy day fund. One is just growing the maximum size of the fund. Right now, the max that lawmakers can put into the rainy-day fund in any given year is 10% of general fund tax revenue. Proposition two would double that. So they’d be allowed to put in up to 20% of general-fund tax revenue in a given year. The second big change it makes is it would count saving i.e. putting money in the rainy day fund, it would not count that as spending. And that’s a really important distinction and change around the state spending limit with the effect that lawmakers would be able to save more in those kind of big budget years.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>So you mentioned spending limits just now and you’re talking about something called the Gann limit, which is actually in the actual title of this proposition. So what is the Gann limit and what does it have to do with prop two?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>So you mentioned spending limits just now and you’re talking about something called the Gann limit, which is actually in the actual title of this proposition. So what is the Gann limit and what does it have to do with prop two?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so the Gann limit was approved by California voters in the late 70s.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so the Gann limit was approved by California voters in the late 70s.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Archival Footage: \u003c/strong>California was the epicenter of the tax quake of ‘78, and they were the shakers, Howard Jarvis and Paul Gann.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Archival Footage: \u003c/strong>California was the epicenter of the tax quake of ‘78, and they were the shakers, Howard Jarvis and Paul Gann.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So that was a time, it was also when Proposition 13, which dramatically cut property tax rates, was passed. It was really this era of citizen initiatives really cutting back state taxation and state spending.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So that was a time, it was also when Proposition 13, which dramatically cut property tax rates, was passed. It was really this era of citizen initiatives really cutting back state taxation and state spending.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Archival Footage: \u003c/strong>We’ve just about had a belly full of the growth of government, the cost of government the waste.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Archival Footage: \u003c/strong>We’ve just about had a belly full of the growth of government, the cost of government the waste.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So the Gann limit was approved by California voters. It sets the state spending limit. And if the amount of tax revenue that comes into the state in any given year exceeds that spending limit, then some of that money needs to actually be just returned directly to taxpayers. So right now with the rainy day funds, money that gets placed into the fund is counted as state spending. So if you’re counting that as state-spending, it also limits how much the state can save. And the way that Proposition 2 would change that is basically saying anytime lawmakers set aside money in the rainy day fund, it won’t count as an act of spending. So therefore, they’re gonna be able to save more.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So the Gann limit was approved by California voters. It sets the state spending limit. And if the amount of tax revenue that comes into the state in any given year exceeds that spending limit, then some of that money needs to actually be just returned directly to taxpayers. So right now with the rainy day funds, money that gets placed into the fund is counted as state spending. So if you’re counting that as state-spending, it also limits how much the state can save. And the way that Proposition 2 would change that is basically saying anytime lawmakers set aside money in the rainy day fund, it won’t count as an act of spending. So therefore, they’re gonna be able to save more.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Hmm. So, I mean, one big part of Prop 2 is about getting the state to save more when times are good. And another big part is how they use their money to pay off debts. Can you walk me through that part?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Hmm. So, I mean, one big part of Prop 2 is about getting the state to save more when times are good. And another big part is how they use their money to pay off debts. Can you walk me through that part?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so that’s right. So basically, the state every year has to set aside money, about 1.5% of general fund revenue, half of that goes into the rainy day fund, half of those goes into paying down debts. So right now though, the debt that the state can pay down with that money is kind of limited. It either has to be the state’s unfunded pension liability, so pensions for retired state employees, or what the state will owe in the future to state employees for their health care.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so that’s right. So basically, the state every year has to set aside money, about 1.5% of general fund revenue, half of that goes into the rainy day fund, half of those goes into paying down debts. So right now though, the debt that the state can pay down with that money is kind of limited. It either has to be the state’s unfunded pension liability, so pensions for retired state employees, or what the state will owe in the future to state employees for their health care.\u003c/p>\n"
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"innerHTML": "\n\u003cp>What Proposition 2 does is say that money that you’re setting aside to pay down debts, you can pay more different kinds of debts with that money. So for example, paying the federal government back for state unemployment loans. During the COVID pandemic, California borrowed more than $20 billion from the federal Government in order to pay unemployment because we had this sudden spike in unemployment. And the state still hasn’t paid back that money in full. And what Proposition two would allow is, when the state sets aside money to pay down debts, one of the ways it can use that is to pay the federal government back.\u003c/p>\n",
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"\n\u003cp>What Proposition 2 does is say that money that you’re setting aside to pay down debts, you can pay more different kinds of debts with that money. So for example, paying the federal government back for state unemployment loans. During the COVID pandemic, California borrowed more than $20 billion from the federal Government in order to pay unemployment because we had this sudden spike in unemployment. And the state still hasn’t paid back that money in full. And what Proposition two would allow is, when the state sets aside money to pay down debts, one of the ways it can use that is to pay the federal government back.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>We’ll have more with KQED’s Guy Marzorati right after this break. By the way, if you appreciate the work we’re doing here on Prop Fest, consider becoming a sustaining KQED member. We can’t do this work without you. Just go to donate.kqed.org/podcasts. We’ll be right back.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>We’ll have more with KQED’s Guy Marzorati right after this break. By the way, if you appreciate the work we’re doing here on Prop Fest, consider becoming a sustaining KQED member. We can’t do this work without you. Just go to donate.kqed.org/podcasts. We’ll be right back.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>I guess one big question I have is why is this something that me, a voter, is being asked to decide on? Like it kind of feels like the kind of work that I might imagine our state legislature sort of deciding on.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>I guess one big question I have is why is this something that me, a voter, is being asked to decide on? Like it kind of feels like the kind of work that I might imagine our state legislature sort of deciding on.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, no, that’s a that’s a great question. And this ballot measure, Proposition 2, was actually placed on the ballot by the state legislature. It was necessary to do that because Proposition 2 makes changes to laws that were passed by California voters. So not only that the rainy day fund that California voters enacted, but it also changes rules around the state’s spending limit, which was also set by California voters back in the 70s. So since voters put those rules into law, the legislature has to go back to voters to ask them for changes to those laws.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, no, that’s a that’s a great question. And this ballot measure, Proposition 2, was actually placed on the ballot by the state legislature. It was necessary to do that because Proposition 2 makes changes to laws that were passed by California voters. So not only that the rainy day fund that California voters enacted, but it also changes rules around the state’s spending limit, which was also set by California voters back in the 70s. So since voters put those rules into law, the legislature has to go back to voters to ask them for changes to those laws.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Well, we talked about some of the changes Prop 2 would make to how we spend and save in California, but who exactly is for this and what is their rationale for putting this on the ballot and for making these changes?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Well, we talked about some of the changes Prop 2 would make to how we spend and save in California, but who exactly is for this and what is their rationale for putting this on the ballot and for making these changes?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so the big proponent of this idea is Governor Gavin Newsom, who has wanted, has talked about this idea for a few years of expanding the size of the rainy day fund. And Newsom has kind of talked about his idea through the lens of regret. He wished he had done this exact reform earlier to grow the rainy-day fund, so that yes, when the state had a budget surplus of about $100 billion after the pandemic, when the stock market had surged and all these tech companies were doing incredibly well and tax revenue was just flowing into the state, Newsom was like, I wish at that time I could have set aside more of that money because right around the corner, just a couple years later, the state was dealing with a huge deficit.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so the big proponent of this idea is Governor Gavin Newsom, who has wanted, has talked about this idea for a few years of expanding the size of the rainy day fund. And Newsom has kind of talked about his idea through the lens of regret. He wished he had done this exact reform earlier to grow the rainy-day fund, so that yes, when the state had a budget surplus of about $100 billion after the pandemic, when the stock market had surged and all these tech companies were doing incredibly well and tax revenue was just flowing into the state, Newsom was like, I wish at that time I could have set aside more of that money because right around the corner, just a couple years later, the state was dealing with a huge deficit.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Gavin Newsom: \u003c/strong>So there are a lot of those things that we can look back, but again, you had political capital today, you didn’t have that. You have different legislative leadership, you have different public consciousness and opinion, you have a different president, different way, you know. So all those things, you now, I don’t wallow in that…\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Gavin Newsom: \u003c/strong>So there are a lot of those things that we can look back, but again, you had political capital today, you didn’t have that. You have different legislative leadership, you have different public consciousness and opinion, you have a different president, different way, you know. So all those things, you now, I don’t wallow in that…\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>And so he’s really pushed this idea and is backing it on the ballot. And in addition to the governor, we’ve seen kind of broad support amongst Democrats. The California Democratic Party is supporting Proposition two. And when this measure was placed on the ballot, it was almost entirely a party-line vote. So Democrats supported it. There was only one Republican in the legislature who supported putting it on a ballot. And here’s Bakersfield Senator Melissa Hurtado talking about why this is necessary.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>And so he’s really pushed this idea and is backing it on the ballot. And in addition to the governor, we’ve seen kind of broad support amongst Democrats. The California Democratic Party is supporting Proposition two. And when this measure was placed on the ballot, it was almost entirely a party-line vote. So Democrats supported it. There was only one Republican in the legislature who supported putting it on a ballot. And here’s Bakersfield Senator Melissa Hurtado talking about why this is necessary.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Melissa Hurtado: \u003c/strong>Our job here as legislators, as senators, is to protect Californians. And I believe ACA 20 will do that. It will make us more disciplined, not just in saving, but also in spending.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Melissa Hurtado: \u003c/strong>Our job here as legislators, as senators, is to protect Californians. And I believe ACA 20 will do that. It will make us more disciplined, not just in saving, but also in spending.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>What about who is against this proposition, Guy, and what’s the rationale on that side of things?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>What about who is against this proposition, Guy, and what’s the rationale on that side of things?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so we did see opposition from Republicans in the legislature to putting this on the ballot. And we’ve seen opposition from anti-tax groups to Proposition two as well. And their argument is that this measure would make it less likely for Californians to get a refund when there’s a lot of tax revenue coming in. And that happened back in 1987, and the state refunded more than a billion dollars to taxpayers. Right now, we have that state spending limit. If the state is bringing in more money than it can spend, it has to give some of that money back to taxpayers. If Proposition two passes, the state can instead set more of that money aside into the rainy day fund. And so you’ve seen opponents of Proposition two say, look, the point of this state spending limit that voters enacted in the late 70s was if more money is coming into the state, voters, taxpayers, residents should get it back. If Proposition two passes, less of that money in that situation will go back to taxpayers.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so we did see opposition from Republicans in the legislature to putting this on the ballot. And we’ve seen opposition from anti-tax groups to Proposition two as well. And their argument is that this measure would make it less likely for Californians to get a refund when there’s a lot of tax revenue coming in. And that happened back in 1987, and the state refunded more than a billion dollars to taxpayers. Right now, we have that state spending limit. If the state is bringing in more money than it can spend, it has to give some of that money back to taxpayers. If Proposition two passes, the state can instead set more of that money aside into the rainy day fund. And so you’ve seen opponents of Proposition two say, look, the point of this state spending limit that voters enacted in the late 70s was if more money is coming into the state, voters, taxpayers, residents should get it back. If Proposition two passes, less of that money in that situation will go back to taxpayers.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Joe Patterson: \u003c/strong>We don’t have a rainy day fund in California. The voters thought they were passing a rainy-day fund, but they didn’t get a rainy–day fund.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Joe Patterson: \u003c/strong>We don’t have a rainy day fund in California. The voters thought they were passing a rainy-day fund, but they didn’t get a rainy–day fund.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>And here’s what Republican Assemblymember Joe Patterson had to say about this idea, this rainy day fund measure on the ballot back when it was being debated in the legislature in June.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>And here’s what Republican Assemblymember Joe Patterson had to say about this idea, this rainy day fund measure on the ballot back when it was being debated in the legislature in June.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Joe Patterson: \u003c/strong>All this does is create a bigger slush fund for money to be used the following years instead of returning money to the taxpayer, it just creates a bigger slash fund…\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Joe Patterson: \u003c/strong>All this does is create a bigger slush fund for money to be used the following years instead of returning money to the taxpayer, it just creates a bigger slash fund…\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>And looking at campaign spending on this measure so far, Guy, what are we seeing there? Is any group pouring any kind of money into this?\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>And looking at campaign spending on this measure so far, Guy, what are we seeing there? Is any group pouring any kind of money into this?\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So yeah, we’re really not seeing any spending on either side with Prop two. There is Reform California, which is a conservative group headed by Republican Assemblymember, Carl DeMaio. They’re opposing kind of a suite of ballot measures, including Prop two and Prop three, which a taxation measure. And so they’re actively trying to get the word out in opposition to Proposition two, but we really haven’t seen any kind of big spending really on either side of this.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So yeah, we’re really not seeing any spending on either side with Prop two. There is Reform California, which is a conservative group headed by Republican Assemblymember, Carl DeMaio. They’re opposing kind of a suite of ballot measures, including Prop two and Prop three, which a taxation measure. And so they’re actively trying to get the word out in opposition to Proposition two, but we really haven’t seen any kind of big spending really on either side of this.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>It does pose a couple interesting questions, I think, to California voters, where you kind of see this like collision of eras at play in this measure. Again, a lot of the the ballot measures that limited state spending and limited state taxes, those date back to the 1970s, where you did see this kind of citizen uprising against taxation and spending. But those rules are still on the books today. And some of them, supporters of Prop two would make it harder to save. And then you come to this area that we’re in. In California budgeting right now where we have these huge volatility swings because we’re relying so much on top earners. And I think the idea behind Proposition two is adapt to that new reality by being able to save more, although opponents would say it’s kind of betraying a lot of the promises that voters wanted in the 70s.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>It does pose a couple interesting questions, I think, to California voters, where you kind of see this like collision of eras at play in this measure. Again, a lot of the the ballot measures that limited state spending and limited state taxes, those date back to the 1970s, where you did see this kind of citizen uprising against taxation and spending. But those rules are still on the books today. And some of them, supporters of Prop two would make it harder to save. And then you come to this area that we’re in. In California budgeting right now where we have these huge volatility swings because we’re relying so much on top earners. And I think the idea behind Proposition two is adapt to that new reality by being able to save more, although opponents would say it’s kind of betraying a lot of the promises that voters wanted in the 70s.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Well, Guy, thank you so much as always for breaking this one down. Appreciate it.\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, thanks for having me.\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>In a nutshell, a yes vote on this measure means rules for building state budget reserves and paying down extra state debts would change. As a result, state budget reserve would be higher. A no vote on the measure means rules for building State budget reserves and paying extra state debt would not change.\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>That’s it for our latest episode of PropFest, a collaboration between The Bay and Bay Curious. We’re breaking down every single statewide ballot proposition from now until October 9th. Subscribe to The Bay and Bay Curious so you don’t miss out on the next ones, and don’t forget to share them with your friends and family.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>That’s it for our latest episode of PropFest, a collaboration between The Bay and Bay Curious. We’re breaking down every single statewide ballot proposition from now until October 9th. Subscribe to The Bay and Bay Curious so you don’t miss out on the next ones, and don’t forget to share them with your friends and family.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Prop Fest is made possible thanks to Alan Montecillo, Gabriela Glueck, Pauline Bartolone, Katrina Schwartz, Olivia Allen-Price, Christopher Beale, Anna Casalme, and me, Ericka Cruz Guevarra.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Prop Fest is made possible thanks to Alan Montecillo, Gabriela Glueck, Pauline Bartolone, Katrina Schwartz, Olivia Allen-Price, Christopher Beale, Anna Casalme, and me, Ericka Cruz Guevarra.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>You can find audio and transcripts for this series at kqed.org/prop fest.\u003c/p>\n",
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Our show is made in San Francisco at member-supported KQED. If you value podcasts like this one, please consider becoming a sustaining member of KQED. Learn more at donate.kqed.org/podcasts.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Our show is made in San Francisco at member-supported KQED. If you value podcasts like this one, please consider becoming a sustaining member of KQED. Learn more at donate.kqed.org/podcasts.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Support for The Bay is provided in part by the Osher Production Fund. Some members of the KQED podcast team are represented by the Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco, Northern California Local. I’m Ericka Cruz Guevarra.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Support for The Bay is provided in part by the Osher Production Fund. Some members of the KQED podcast team are represented by the Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco, Northern California Local. I’m Ericka Cruz Guevarra.\u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>And I’m Olivia Allen Price. We’ll be back tomorrow with an explainer on Proposition 3, which makes an existing tax on high incomes permanent.\u003c/p>\n",
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"\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>And I’m Olivia Allen Price. We’ll be back tomorrow with an explainer on Proposition 3, which makes an existing tax on high incomes permanent.\u003c/p>\n"
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003ch2 class=\"wp-block-heading\">Transcript:\u003c/h2>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Let’s go back to 2014 for a second. Pharrell Williams’ ‘Happy’ was making its way up the billboard charts. Jerry Brown was governor and California was going through a really tough budget time.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Brown had come back into office in the midst of the Great Recession and he was kind of obsessed with being resourceful and careful with money.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Jerry Brown: \u003c/strong>Boom and bust is our lot, and we must follow the ancient advice recounted in the book of Genesis that Joseph gave to the Pharaoh. Put away your surplus during the years are great plenty, so you’ll be ready for the lean years which are sure to follow.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>In 2014, Brown persuaded voters to strengthen the state’s Rainy Day Fund: The pot of money created to make sure that California is saving when the good times are good, while also paying down its debts.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Now fast forward to today and Proposition 2, which asks voters to make that Rainy Day Fund even bigger.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>I’m Ericka Cruz Guevarra, host of The Bay.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>And I’m Olivia Allen-Price, host of Bay Curious. Welcome to Prop Fest, a collaboration between the Bay and Bay Curious. We’re here to break down each of the propositions on the California ballot so you can vote with confidence in the November election.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Today, we’re discussing proposition two. It reads like this on your ballot.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Voice Over: \u003c/strong>Prop 2 increases state’s rainy day fund.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Here to walk us through all this is our politics and government correspondent, Guy Marzorati. Hey, Guy.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Hey Ericka.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>So to dive into proposition two here, first of all, there’s just a lot of, I feel like, big jargony words in here. Can you walk us through just what proposition two is all about?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, Proposition 2 is all about California’s Rainy Day Fund. So this is a fund that’s officially known as the budget stabilization account, but it’s basically where state lawmakers store our tax revenue in good times in order to save for bad budget times. Proposition two would change the laws around that rainy day fund to allow the legislature and the governor to save even more money in the rainy day fund in future years.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>And what exactly is a rainy day fund? Like what are the kinds of things the state might use rainy day funds for?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>It just flows from this thing saving for a rainy day. But the general idea is, you know, California’s tax revenue is not going to be the exact same year to year. How much people pay in taxes is based on how much they make. And in any given year, if the economy is going well, if their stock market is going well or it’s going poorly, the amount of money that California brings in is going to fluctuate. And that’s actually even more acute in California because we have a progressive tax system, which means people who earn more income pay a higher rate of income tax. And those high earners in California, the money they’re making year to year is volatile because it really has to do in many cases with how the stock market is doing. So California, more than many other states, sees this kind of big fluctuation in year to year and how much revenue is coming in.\u003c/p>\n\n\n\n\u003cp>And so the idea of a rainy day fund is to say, look, in years where the money is just flowing in from taxpayers, let’s set some of it aside because we know there could very quickly be years coming where we don’t have enough money to meet all of the state’s spending commitments.\u003c/p>\n\n\n\n\u003cp>Just for some context, in the last five years in California, we’ve both had a budget surplus that’s reached around $100 billion and also a budget deficit around $50 billion. It makes it really difficult year to year to project how much money is going to come in to California. Because it’s difficult to project, it can often be difficult for state lawmakers to really have a clear picture of the budget when they’re enacting it. And so Proposition 2, which would grow the rainy day fund, really offers more of kind of a safety net for state legislators as we see tax revenue fluctuate up and down.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Yeah, let’s talk a little bit more about how Proposition 2 would actually change how the rainy day fund works. How much more money could it allow California to put away?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so it’s really two big changes that Proposition 2 makes around the rainy day fund. One is just growing the maximum size of the fund. Right now, the max that lawmakers can put into the rainy-day fund in any given year is 10% of general fund tax revenue. Proposition two would double that. So they’d be allowed to put in up to 20% of general-fund tax revenue in a given year. The second big change it makes is it would count saving i.e. putting money in the rainy day fund, it would not count that as spending. And that’s a really important distinction and change around the state spending limit with the effect that lawmakers would be able to save more in those kind of big budget years.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>So you mentioned spending limits just now and you’re talking about something called the Gann limit, which is actually in the actual title of this proposition. So what is the Gann limit and what does it have to do with prop two?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so the Gann limit was approved by California voters in the late 70s.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Archival Footage: \u003c/strong>California was the epicenter of the tax quake of ‘78, and they were the shakers, Howard Jarvis and Paul Gann.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So that was a time, it was also when Proposition 13, which dramatically cut property tax rates, was passed. It was really this era of citizen initiatives really cutting back state taxation and state spending.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Archival Footage: \u003c/strong>We’ve just about had a belly full of the growth of government, the cost of government the waste.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So the Gann limit was approved by California voters. It sets the state spending limit. And if the amount of tax revenue that comes into the state in any given year exceeds that spending limit, then some of that money needs to actually be just returned directly to taxpayers. So right now with the rainy day funds, money that gets placed into the fund is counted as state spending. So if you’re counting that as state-spending, it also limits how much the state can save. And the way that Proposition 2 would change that is basically saying anytime lawmakers set aside money in the rainy day fund, it won’t count as an act of spending. So therefore, they’re gonna be able to save more.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Hmm. So, I mean, one big part of Prop 2 is about getting the state to save more when times are good. And another big part is how they use their money to pay off debts. Can you walk me through that part?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so that’s right. So basically, the state every year has to set aside money, about 1.5% of general fund revenue, half of that goes into the rainy day fund, half of those goes into paying down debts. So right now though, the debt that the state can pay down with that money is kind of limited. It either has to be the state’s unfunded pension liability, so pensions for retired state employees, or what the state will owe in the future to state employees for their health care.\u003c/p>\n\n\n\n\u003cp>What Proposition 2 does is say that money that you’re setting aside to pay down debts, you can pay more different kinds of debts with that money. So for example, paying the federal government back for state unemployment loans. During the COVID pandemic, California borrowed more than $20 billion from the federal Government in order to pay unemployment because we had this sudden spike in unemployment. And the state still hasn’t paid back that money in full. And what Proposition two would allow is, when the state sets aside money to pay down debts, one of the ways it can use that is to pay the federal government back.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>We’ll have more with KQED’s Guy Marzorati right after this break. By the way, if you appreciate the work we’re doing here on Prop Fest, consider becoming a sustaining KQED member. We can’t do this work without you. Just go to donate.kqed.org/podcasts. We’ll be right back.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>I guess one big question I have is why is this something that me, a voter, is being asked to decide on? Like it kind of feels like the kind of work that I might imagine our state legislature sort of deciding on.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, no, that’s a that’s a great question. And this ballot measure, Proposition 2, was actually placed on the ballot by the state legislature. It was necessary to do that because Proposition 2 makes changes to laws that were passed by California voters. So not only that the rainy day fund that California voters enacted, but it also changes rules around the state’s spending limit, which was also set by California voters back in the 70s. So since voters put those rules into law, the legislature has to go back to voters to ask them for changes to those laws.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Well, we talked about some of the changes Prop 2 would make to how we spend and save in California, but who exactly is for this and what is their rationale for putting this on the ballot and for making these changes?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so the big proponent of this idea is Governor Gavin Newsom, who has wanted, has talked about this idea for a few years of expanding the size of the rainy day fund. And Newsom has kind of talked about his idea through the lens of regret. He wished he had done this exact reform earlier to grow the rainy-day fund, so that yes, when the state had a budget surplus of about $100 billion after the pandemic, when the stock market had surged and all these tech companies were doing incredibly well and tax revenue was just flowing into the state, Newsom was like, I wish at that time I could have set aside more of that money because right around the corner, just a couple years later, the state was dealing with a huge deficit.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Gavin Newsom: \u003c/strong>So there are a lot of those things that we can look back, but again, you had political capital today, you didn’t have that. You have different legislative leadership, you have different public consciousness and opinion, you have a different president, different way, you know. So all those things, you now, I don’t wallow in that…\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>And so he’s really pushed this idea and is backing it on the ballot. And in addition to the governor, we’ve seen kind of broad support amongst Democrats. The California Democratic Party is supporting Proposition two. And when this measure was placed on the ballot, it was almost entirely a party-line vote. So Democrats supported it. There was only one Republican in the legislature who supported putting it on a ballot. And here’s Bakersfield Senator Melissa Hurtado talking about why this is necessary.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Melissa Hurtado: \u003c/strong>Our job here as legislators, as senators, is to protect Californians. And I believe ACA 20 will do that. It will make us more disciplined, not just in saving, but also in spending.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>What about who is against this proposition, Guy, and what’s the rationale on that side of things?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, so we did see opposition from Republicans in the legislature to putting this on the ballot. And we’ve seen opposition from anti-tax groups to Proposition two as well. And their argument is that this measure would make it less likely for Californians to get a refund when there’s a lot of tax revenue coming in. And that happened back in 1987, and the state refunded more than a billion dollars to taxpayers. Right now, we have that state spending limit. If the state is bringing in more money than it can spend, it has to give some of that money back to taxpayers. If Proposition two passes, the state can instead set more of that money aside into the rainy day fund. And so you’ve seen opponents of Proposition two say, look, the point of this state spending limit that voters enacted in the late 70s was if more money is coming into the state, voters, taxpayers, residents should get it back. If Proposition two passes, less of that money in that situation will go back to taxpayers.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Joe Patterson: \u003c/strong>We don’t have a rainy day fund in California. The voters thought they were passing a rainy-day fund, but they didn’t get a rainy–day fund.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>And here’s what Republican Assemblymember Joe Patterson had to say about this idea, this rainy day fund measure on the ballot back when it was being debated in the legislature in June.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Joe Patterson: \u003c/strong>All this does is create a bigger slush fund for money to be used the following years instead of returning money to the taxpayer, it just creates a bigger slash fund…\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>And looking at campaign spending on this measure so far, Guy, what are we seeing there? Is any group pouring any kind of money into this?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>So yeah, we’re really not seeing any spending on either side with Prop two. There is Reform California, which is a conservative group headed by Republican Assemblymember, Carl DeMaio. They’re opposing kind of a suite of ballot measures, including Prop two and Prop three, which a taxation measure. And so they’re actively trying to get the word out in opposition to Proposition two, but we really haven’t seen any kind of big spending really on either side of this.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>I mean, as we’ve just been talking about, this is sort of a wonky, confusing, very jargony feeling proposition. I’m curious from what you’ve seen. Is this proposition popular among voters so far, or do you think it’ll pass?\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>It does pose a couple interesting questions, I think, to California voters, where you kind of see this like collision of eras at play in this measure. Again, a lot of the the ballot measures that limited state spending and limited state taxes, those date back to the 1970s, where you did see this kind of citizen uprising against taxation and spending. But those rules are still on the books today. And some of them, supporters of Prop two would make it harder to save. And then you come to this area that we’re in. In California budgeting right now where we have these huge volatility swings because we’re relying so much on top earners. And I think the idea behind Proposition two is adapt to that new reality by being able to save more, although opponents would say it’s kind of betraying a lot of the promises that voters wanted in the 70s.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Well, Guy, thank you so much as always for breaking this one down. Appreciate it.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Guy Marzorati: \u003c/strong>Yeah, thanks for having me.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>In a nutshell, a yes vote on this measure means rules for building state budget reserves and paying down extra state debts would change. As a result, state budget reserve would be higher. A no vote on the measure means rules for building State budget reserves and paying extra state debt would not change.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>That’s it for our latest episode of PropFest, a collaboration between The Bay and Bay Curious. We’re breaking down every single statewide ballot proposition from now until October 9th. Subscribe to The Bay and Bay Curious so you don’t miss out on the next ones, and don’t forget to share them with your friends and family.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Prop Fest is made possible thanks to Alan Montecillo, Gabriela Glueck, Pauline Bartolone, Katrina Schwartz, Olivia Allen-Price, Christopher Beale, Anna Casalme, and me, Ericka Cruz Guevarra.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>We get extra support from Katie Springer, Jen Chien, Maha Sanad, Ethan Tovan Lindsey and everyone on Team KQED.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>You can find audio and transcripts for this series at kqed.org/prop fest.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>Our show is made in San Francisco at member-supported KQED. If you value podcasts like this one, please consider becoming a sustaining member of KQED. Learn more at donate.kqed.org/podcasts.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>Support for The Bay is provided in part by the Osher Production Fund. Some members of the KQED podcast team are represented by the Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco, Northern California Local. I’m Ericka Cruz Guevarra.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Olivia Allen-Price: \u003c/strong>And I’m Olivia Allen Price. We’ll be back tomorrow with an explainer on Proposition 3, which makes an existing tax on high incomes permanent.\u003c/p>\n\n\n\n\u003cp>\u003cstrong>Ericka Cruz Guevarra: \u003c/strong>We’ll talk then.\u003c/p>\n\n\n\n\u003cp>\u003cem>Some members of the KQED podcast team are represented by The Screen Actors Guild, American Federation of Television and Radio Artists, San Francisco-Northern California Local.\u003c/em>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "California Farmers Are Struggling to Sell Grapes as Demand for Wine Drops",
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"content": "\n\u003cp>It’s harvest time in \u003ca href=\"https://www.kqed.org/news/12037850/how-trump-tariffs-could-upend-california-farms-wine-businesses-and-ports\">California wine country\u003c/a>, but many growers are struggling to sell their grapes as changing drinking habits have caused demand to plunge. The decline is forcing some growers to tear out vineyards that their families have grown for generations.\u003c/p>\n\n\n\n\u003cp>Wine sales have decreased by more than 20% over a five-year period, causing prices paid for grapes to drop and prompting California growers to take roughly a quarter of the state’s vineyards out of production. Many growers are having to decide whether to harvest at a loss, leave grapes on the vine or replace vineyards with crops more in demand such as almonds, \u003ca href=\"https://apnews.com/article/california-almonds-tariffs-trade-c780f0042dc90479364366cce13be6c7\">walnuts, pistachios\u003c/a> and olives.\u003c/p>\n\n\n\n\u003cp>Third-generation grower Bill Berryhill said it means \u003ca href=\"https://www.kqed.org/news/12060895/visiting-a-vineyard-to-see-how-the-bays-wine-industry-is-doing\">another year of losing money \u003c/a>and wasting hundreds of tons of healthy grapes.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1313\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/AP-WINE.jpg\" alt=\"\" class=\"wp-image-12101542\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/AP-WINE.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/AP-WINE-160x105.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/AP-WINE-1536x1008.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Workers operate farm machines at night to harvest wine grapes at Berryhill Family Vineyards in Clements, California on Sept. 10, 2026. (Terry Chea/AP Photo)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“It’s just sickening,” said Berryhill, standing in a vineyard of unsold merlot grapes. “You raise a beautiful crop, and it’s really a nice vintage this year, and you drop it on the ground. It’s sad. All your work is just down the toilet.”\u003c/p>\n\n\n\n\u003cp>Berryhill, who owns Berryhill Family Vineyards near Lodi in the San Joaquin Valley, said he can’t find buyers for grapes grown on 200 of his 500 acres. He plans to remove 50 acres of vineyards when the harvest season is over.\u003c/p>\n\n\n\n\u003cp>“I will lose money for sure. It’s just a matter of how much,” Berryhill, 68, said. “This has been a big loser for three years now.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Grape growers take vineyards out of production\u003c/h2>\n\n\n\n\u003cp>At its peak during the pandemic, California had almost 600,000 acres of vineyards, but farmers have removed or stopped actively growing wine grapes on roughly 25% of that land, said Jeff Bitter, president of Allied Grape Growers, which represents about 500 farmers statewide.\u003c/p>\n\n\n\n\u003cp>This year, about half of California’s wine grape crop entered the harvest season without contracts with buyers, compared with 70 to 80% with contracts in a typical year, Bitter said.\u003c/p>\n\n\n\n\u003cp>If they’re lucky, growers can sell their uncontracted grapes at a loss to buyers making concentrated syrup.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1706\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-scaled.jpg\" alt=\"Grape farmers work the vineyard.\" class=\"wp-image-11964632\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-2048x1365.jpg 2048w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" />\u003cfigcaption class=\"wp-element-caption\">Workers with Los Paisanos vineyard management company pick organic Pinot Noir grapes in Petaluma, California, on Sept. 8, 2023. (Haven Daley/AP)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>Even as growers \u003ca href=\"https://www.kqed.org/news/12087134/as-californias-wine-industry-struggles-some-lodi-grape-growers-pivot-to-new-crops\">have abandoned or removed tens of thousands of acres of vineyards\u003c/a> in California in recent years, too many grapes are still being produced, Bitter said.\u003c/p>\n\n\n\n\u003cp>“The market is just so depressed that it’s difficult to grow them profitably,” he said. “Demand is not going up. It’s still continuing to decline.”\u003c/p>\n\n\n\n\u003cp>Kyle Collins, a Lodi-based operations manager with Allied Grape Growers, recently examined ripe grapes in a petite verdot vineyard in Lodi, one of California’s most productive wine regions.\u003c/p>\n\n\n\n\u003cp>“Unfortunately, we do not have a buyer for these grapes,” Collins said. “That’s unfortunately a reality for not just this vineyard but a lot of us around here.”\u003c/p>\n\n\n\n\u003cp>Besides hurting vineyards, the drop in sales has hit local businesses and workers, he said.\u003c/p>\n\n\n\n\u003cp>“That’s not getting into the pockets of the people doing the field labor, the farmworkers,” Collins said. “It does have a trickle effect in the economy.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Wine sales fall after years of growth\u003c/h2>\n\n\n\n\u003cp>The downturn is a dramatic shift for the wine industry in California, which produces more than 80% of U.S. wine due to its unique geography and Mediterranean climate. For decades, California’s wine industry grew steadily as Americans, particularly baby boomers, developed a taste for cabernet, zinfandel, chardonnay and other varietals.\u003c/p>\n\n\n\n\u003cp>The most famous wine regions such as \u003ca href=\"https://www.kqed.org/news/11838178/the-birth-of-wine-country-is-a-story-of-bugs-taxes-and-war\">Napa and Sonoma Valley produced premium vintages \u003c/a>while the Central Valley grew grapes for less expensive labels.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1643\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-scaled.jpg\" alt=\"\" class=\"wp-image-12052751\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-2000x1284.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-160x103.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-1536x986.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-2048x1315.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" />\u003cfigcaption class=\"wp-element-caption\">A group of sommeliers take a vineyard tour at Robert Young Estate Winery on October 9, 2018, near Healdsburg, California. (George Rose/Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>Wine sales peaked during the pandemic in 2021 when restaurants were closed and social gatherings restricted. People stocked up on wine and drank more at home.\u003c/p>\n\n\n\n\u003cp>But over the past five years, wine sales have declined sharply, and they’re expected to fall further this year.\u003c/p>\n\n\n\n\u003cp>In the U.S., sales of wine cases declined 23% from 427 million in 2020 to 329 million in 2025, while total wine spending fell 22% from $94 billion to $74 billion, according to First Citizens Bank, formerly Silicon Valley Bank, which produces an annual State of the Wine Industry Report.\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Wine industry faces more competition, tariffs and changing tastes\u003c/h2>\n\n\n\n\u003cp>California can’t export its excess inventory because wine consumption is down globally and it’s more expensive to produce in the U.S. than countries such as Argentina and Australia, Bitter said. In 2025, global wine consumption declined 2.7% from 2024 and 14% from 2018, with sharp declines in Europe and China, according to the International Organization of Vine and Wine.\u003c/p>\n\n\n\n\u003cp>There are a variety of forces driving the decline in wine sales. Baby boomers are aging out of the market \u003ca href=\"https://www.kqed.org/news/12047129/a-major-wine-company-is-leaving-the-state-as-gen-zs-drinking-habits-shift\">while young people are drinking less alcohol \u003c/a>due to health and financial concerns. Wine faces competition from \u003ca href=\"https://apnews.com/article/world-cup-beer-sales-fans-drinking-3f9a7246bfd1b0185ffdfbc58e662515\">craft beer, liquor\u003c/a> and canned cocktails as well as cannabis.\u003c/p>\n\n\n\n\n\n\u003cp>“The kids just aren’t drinking as much,” Berryhill said. “And it’s not just wine, it’s whiskey and beer and everything. And then you’ve also got the competition with all the seltzers.”\u003c/p>\n\n\n\n\u003cp>Tariffs have reduced exports, particularly to Canada, which \u003ca href=\"https://www.kqed.org/news/12025404/canada-tariffs-paused-california-wineries-fear-trade-dispute-would-be-crushing\">was the largest foreign buyer of American wine\u003c/a>.\u003c/p>\n\n\n\n\u003cp>“The next step in the healing process is not only balancing supply and demand, but now actually figuring out what it is that the other consumers want,” said Rob McMillan, chief wine strategist at First Citizens Bank.\u003c/p>\n\n\n\n\u003cp>The industry hopes the market will bottom out soon. Meanwhile, growers are absorbing heavy losses trying to hang on.\u003c/p>\n\n\n\n\u003cp>Berryhill, whose grandfather started growing grapes nearly 100 years ago, doesn’t plan to give up on wine even though it’s costing him.\u003c/p>\n\n\n\n\u003cp>“I love growing grapes. It’s in the blood,” Berryhill said. “Because I love them, I can weather this and I’ll fight through it.”\u003c/p>\n",
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"\n\u003cp>Berryhill, who owns Berryhill Family Vineyards near Lodi in the San Joaquin Valley, said he can’t find buyers for grapes grown on 200 of his 500 acres. He plans to remove 50 acres of vineyards when the harvest season is over.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“I will lose money for sure. It’s just a matter of how much,” Berryhill, 68, said. “This has been a big loser for three years now.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>At its peak during the pandemic, California had almost 600,000 acres of vineyards, but farmers have removed or stopped actively growing wine grapes on roughly 25% of that land, said Jeff Bitter, president of Allied Grape Growers, which represents about 500 farmers statewide.\u003c/p>\n",
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"innerHTML": "\n\u003cp>This year, about half of California’s wine grape crop entered the harvest season without contracts with buyers, compared with 70 to 80% with contracts in a typical year, Bitter said.\u003c/p>\n",
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"innerHTML": "\n\u003cp>If they’re lucky, growers can sell their uncontracted grapes at a loss to buyers making concentrated syrup.\u003c/p>\n",
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-scaled.jpg\" alt=\"Grape farmers work the vineyard.\" class=\"wp-image-11964632\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-2048x1365.jpg 2048w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-1920x1280.jpg 1920w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\"/>\u003cfigcaption class=\"wp-element-caption\">Workers with Los Paisanos vineyard management company pick organic Pinot Noir grapes in Petaluma, California, on Sept. 8, 2023. \u003ccite class=\"wp-inline-image-credit\"> (Haven Daley/AP)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"innerHTML": "\n\u003cp>Even as growers \u003ca href=\"https://www.kqed.org/news/12087134/as-californias-wine-industry-struggles-some-lodi-grape-growers-pivot-to-new-crops\">have abandoned or removed tens of thousands of acres of vineyards\u003c/a> in California in recent years, too many grapes are still being produced, Bitter said.\u003c/p>\n",
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"innerHTML": "\n\u003cp>“The market is just so depressed that it’s difficult to grow them profitably,” he said. “Demand is not going up. It’s still continuing to decline.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>Kyle Collins, a Lodi-based operations manager with Allied Grape Growers, recently examined ripe grapes in a petite verdot vineyard in Lodi, one of California’s most productive wine regions.\u003c/p>\n",
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"innerHTML": "\n\u003cp>“Unfortunately, we do not have a buyer for these grapes,” Collins said. “That’s unfortunately a reality for not just this vineyard but a lot of us around here.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>“That’s not getting into the pockets of the people doing the field labor, the farmworkers,” Collins said. “It does have a trickle effect in the economy.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>The downturn is a dramatic shift for the wine industry in California, which produces more than 80% of U.S. wine due to its unique geography and Mediterranean climate. For decades, California’s wine industry grew steadily as Americans, particularly baby boomers, developed a taste for cabernet, zinfandel, chardonnay and other varietals.\u003c/p>\n",
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"innerHTML": "\n\u003cp>The most famous wine regions such as \u003ca href=\"https://www.kqed.org/news/11838178/the-birth-of-wine-country-is-a-story-of-bugs-taxes-and-war\">Napa and Sonoma Valley produced premium vintages \u003c/a>while the Central Valley grew grapes for less expensive labels.\u003c/p>\n",
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-scaled.jpg\" alt=\"\" class=\"wp-image-12052751\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-2000x1284.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-160x103.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-1536x986.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-2048x1315.jpg 2048w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\"/>\u003cfigcaption class=\"wp-element-caption\">A group of sommeliers take a vineyard tour at Robert Young Estate Winery on October 9, 2018, near Healdsburg, California. \u003ccite class=\"wp-inline-image-credit\"> (George Rose/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-scaled.jpg\" alt=\"\" class=\"wp-image-12052751\"/>\u003cfigcaption class=\"wp-element-caption\">A group of sommeliers take a vineyard tour at Robert Young Estate Winery on October 9, 2018, near Healdsburg, California. \u003ccite class=\"wp-inline-image-credit\"> (George Rose/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>Wine sales peaked during the pandemic in 2021 when restaurants were closed and social gatherings restricted. People stocked up on wine and drank more at home.\u003c/p>\n",
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"innerHTML": "\n\u003cp>But over the past five years, wine sales have declined sharply, and they’re expected to fall further this year.\u003c/p>\n",
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"innerHTML": "\n\u003cp>In the U.S., sales of wine cases declined 23% from 427 million in 2020 to 329 million in 2025, while total wine spending fell 22% from $94 billion to $74 billion, according to First Citizens Bank, formerly Silicon Valley Bank, which produces an annual State of the Wine Industry Report.\u003c/p>\n",
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"\n\u003cp>In the U.S., sales of wine cases declined 23% from 427 million in 2020 to 329 million in 2025, while total wine spending fell 22% from $94 billion to $74 billion, according to First Citizens Bank, formerly Silicon Valley Bank, which produces an annual State of the Wine Industry Report.\u003c/p>\n"
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"innerHTML": "\n\u003cp>California can’t export its excess inventory because wine consumption is down globally and it’s more expensive to produce in the U.S. than countries such as Argentina and Australia, Bitter said. In 2025, global wine consumption declined 2.7% from 2024 and 14% from 2018, with sharp declines in Europe and China, according to the International Organization of Vine and Wine.\u003c/p>\n",
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"innerHTML": "\n\u003cp>There are a variety of forces driving the decline in wine sales. Baby boomers are aging out of the market \u003ca href=\"https://www.kqed.org/news/12047129/a-major-wine-company-is-leaving-the-state-as-gen-zs-drinking-habits-shift\">while young people are drinking less alcohol \u003c/a>due to health and financial concerns. Wine faces competition from \u003ca href=\"https://apnews.com/article/world-cup-beer-sales-fans-drinking-3f9a7246bfd1b0185ffdfbc58e662515\">craft beer, liquor\u003c/a> and canned cocktails as well as cannabis.\u003c/p>\n",
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"innerHTML": "\n\u003cp>“The kids just aren’t drinking as much,” Berryhill said. “And it’s not just wine, it’s whiskey and beer and everything. And then you’ve also got the competition with all the seltzers.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>Tariffs have reduced exports, particularly to Canada, which \u003ca href=\"https://www.kqed.org/news/12025404/canada-tariffs-paused-california-wineries-fear-trade-dispute-would-be-crushing\">was the largest foreign buyer of American wine\u003c/a>.\u003c/p>\n",
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"innerHTML": "\n\u003cp>“The next step in the healing process is not only balancing supply and demand, but now actually figuring out what it is that the other consumers want,” said Rob McMillan, chief wine strategist at First Citizens Bank.\u003c/p>\n",
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"\n\u003cp>“The next step in the healing process is not only balancing supply and demand, but now actually figuring out what it is that the other consumers want,” said Rob McMillan, chief wine strategist at First Citizens Bank.\u003c/p>\n"
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"innerHTML": "\n\u003cp>The industry hopes the market will bottom out soon. Meanwhile, growers are absorbing heavy losses trying to hang on.\u003c/p>\n",
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"innerHTML": "\n\u003cp>Berryhill, whose grandfather started growing grapes nearly 100 years ago, doesn’t plan to give up on wine even though it’s costing him.\u003c/p>\n",
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"innerHTML": "\n\u003cp>“I love growing grapes. It’s in the blood,” Berryhill said. “Because I love them, I can weather this and I’ll fight through it.”\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>It’s harvest time in \u003ca href=\"https://www.kqed.org/news/12037850/how-trump-tariffs-could-upend-california-farms-wine-businesses-and-ports\">California wine country\u003c/a>, but many growers are struggling to sell their grapes as changing drinking habits have caused demand to plunge. The decline is forcing some growers to tear out vineyards that their families have grown for generations.\u003c/p>\n\n\n\n\u003cp>Wine sales have decreased by more than 20% over a five-year period, causing prices paid for grapes to drop and prompting California growers to take roughly a quarter of the state’s vineyards out of production. Many growers are having to decide whether to harvest at a loss, leave grapes on the vine or replace vineyards with crops more in demand such as almonds, \u003ca href=\"https://apnews.com/article/california-almonds-tariffs-trade-c780f0042dc90479364366cce13be6c7\">walnuts, pistachios\u003c/a> and olives.\u003c/p>\n\n\n\n\u003cp>Third-generation grower Bill Berryhill said it means \u003ca href=\"https://www.kqed.org/news/12060895/visiting-a-vineyard-to-see-how-the-bays-wine-industry-is-doing\">another year of losing money \u003c/a>and wasting hundreds of tons of healthy grapes.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1313\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/AP-WINE.jpg\" alt=\"\" class=\"wp-image-12101542\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/AP-WINE.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/AP-WINE-160x105.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/AP-WINE-1536x1008.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Workers operate farm machines at night to harvest wine grapes at Berryhill Family Vineyards in Clements, California on Sept. 10, 2026. (Terry Chea/AP Photo)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“It’s just sickening,” said Berryhill, standing in a vineyard of unsold merlot grapes. “You raise a beautiful crop, and it’s really a nice vintage this year, and you drop it on the ground. It’s sad. All your work is just down the toilet.”\u003c/p>\n\n\n\n\u003cp>Berryhill, who owns Berryhill Family Vineyards near Lodi in the San Joaquin Valley, said he can’t find buyers for grapes grown on 200 of his 500 acres. He plans to remove 50 acres of vineyards when the harvest season is over.\u003c/p>\n\n\n\n\u003cp>“I will lose money for sure. It’s just a matter of how much,” Berryhill, 68, said. “This has been a big loser for three years now.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Grape growers take vineyards out of production\u003c/h2>\n\n\n\n\u003cp>At its peak during the pandemic, California had almost 600,000 acres of vineyards, but farmers have removed or stopped actively growing wine grapes on roughly 25% of that land, said Jeff Bitter, president of Allied Grape Growers, which represents about 500 farmers statewide.\u003c/p>\n\n\n\n\u003cp>This year, about half of California’s wine grape crop entered the harvest season without contracts with buyers, compared with 70 to 80% with contracts in a typical year, Bitter said.\u003c/p>\n\n\n\n\u003cp>If they’re lucky, growers can sell their uncontracted grapes at a loss to buyers making concentrated syrup.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1706\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-scaled.jpg\" alt=\"Grape farmers work the vineyard.\" class=\"wp-image-11964632\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-2048x1365.jpg 2048w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/10/AP23254663452327-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" />\u003cfigcaption class=\"wp-element-caption\">Workers with Los Paisanos vineyard management company pick organic Pinot Noir grapes in Petaluma, California, on Sept. 8, 2023. (Haven Daley/AP)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>Even as growers \u003ca href=\"https://www.kqed.org/news/12087134/as-californias-wine-industry-struggles-some-lodi-grape-growers-pivot-to-new-crops\">have abandoned or removed tens of thousands of acres of vineyards\u003c/a> in California in recent years, too many grapes are still being produced, Bitter said.\u003c/p>\n\n\n\n\u003cp>“The market is just so depressed that it’s difficult to grow them profitably,” he said. “Demand is not going up. It’s still continuing to decline.”\u003c/p>\n\n\n\n\u003cp>Kyle Collins, a Lodi-based operations manager with Allied Grape Growers, recently examined ripe grapes in a petite verdot vineyard in Lodi, one of California’s most productive wine regions.\u003c/p>\n\n\n\n\u003cp>“Unfortunately, we do not have a buyer for these grapes,” Collins said. “That’s unfortunately a reality for not just this vineyard but a lot of us around here.”\u003c/p>\n\n\n\n\u003cp>Besides hurting vineyards, the drop in sales has hit local businesses and workers, he said.\u003c/p>\n\n\n\n\u003cp>“That’s not getting into the pockets of the people doing the field labor, the farmworkers,” Collins said. “It does have a trickle effect in the economy.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Wine sales fall after years of growth\u003c/h2>\n\n\n\n\u003cp>The downturn is a dramatic shift for the wine industry in California, which produces more than 80% of U.S. wine due to its unique geography and Mediterranean climate. For decades, California’s wine industry grew steadily as Americans, particularly baby boomers, developed a taste for cabernet, zinfandel, chardonnay and other varietals.\u003c/p>\n\n\n\n\u003cp>The most famous wine regions such as \u003ca href=\"https://www.kqed.org/news/11838178/the-birth-of-wine-country-is-a-story-of-bugs-taxes-and-war\">Napa and Sonoma Valley produced premium vintages \u003c/a>while the Central Valley grew grapes for less expensive labels.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1643\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-scaled.jpg\" alt=\"\" class=\"wp-image-12052751\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-2000x1284.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-160x103.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-1536x986.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/GettyImages-1055918236-2048x1315.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" />\u003cfigcaption class=\"wp-element-caption\">A group of sommeliers take a vineyard tour at Robert Young Estate Winery on October 9, 2018, near Healdsburg, California. (George Rose/Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>Wine sales peaked during the pandemic in 2021 when restaurants were closed and social gatherings restricted. People stocked up on wine and drank more at home.\u003c/p>\n\n\n\n\u003cp>But over the past five years, wine sales have declined sharply, and they’re expected to fall further this year.\u003c/p>\n\n\n\n\u003cp>In the U.S., sales of wine cases declined 23% from 427 million in 2020 to 329 million in 2025, while total wine spending fell 22% from $94 billion to $74 billion, according to First Citizens Bank, formerly Silicon Valley Bank, which produces an annual State of the Wine Industry Report.\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Wine industry faces more competition, tariffs and changing tastes\u003c/h2>\n\n\n\n\u003cp>California can’t export its excess inventory because wine consumption is down globally and it’s more expensive to produce in the U.S. than countries such as Argentina and Australia, Bitter said. In 2025, global wine consumption declined 2.7% from 2024 and 14% from 2018, with sharp declines in Europe and China, according to the International Organization of Vine and Wine.\u003c/p>\n\n\n\n\u003cp>There are a variety of forces driving the decline in wine sales. Baby boomers are aging out of the market \u003ca href=\"https://www.kqed.org/news/12047129/a-major-wine-company-is-leaving-the-state-as-gen-zs-drinking-habits-shift\">while young people are drinking less alcohol \u003c/a>due to health and financial concerns. Wine faces competition from \u003ca href=\"https://apnews.com/article/world-cup-beer-sales-fans-drinking-3f9a7246bfd1b0185ffdfbc58e662515\">craft beer, liquor\u003c/a> and canned cocktails as well as cannabis.\u003c/p>\n\n\n\n\n\n\u003cp>“The kids just aren’t drinking as much,” Berryhill said. “And it’s not just wine, it’s whiskey and beer and everything. And then you’ve also got the competition with all the seltzers.”\u003c/p>\n\n\n\n\u003cp>Tariffs have reduced exports, particularly to Canada, which \u003ca href=\"https://www.kqed.org/news/12025404/canada-tariffs-paused-california-wineries-fear-trade-dispute-would-be-crushing\">was the largest foreign buyer of American wine\u003c/a>.\u003c/p>\n\n\n\n\u003cp>“The next step in the healing process is not only balancing supply and demand, but now actually figuring out what it is that the other consumers want,” said Rob McMillan, chief wine strategist at First Citizens Bank.\u003c/p>\n\n\n\n\u003cp>The industry hopes the market will bottom out soon. Meanwhile, growers are absorbing heavy losses trying to hang on.\u003c/p>\n\n\n\n\u003cp>Berryhill, whose grandfather started growing grapes nearly 100 years ago, doesn’t plan to give up on wine even though it’s costing him.\u003c/p>\n\n\n\n\u003cp>“I love growing grapes. It’s in the blood,” Berryhill said. “Because I love them, I can weather this and I’ll fight through it.”\u003c/p>\n\u003c/div>\u003c/p>",
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"slug": "phone-text-scams-california-irs-bank-cdph-emergency-call-how-to-spot-fake-job-offer",
"title": "Have You Been Hit With One of These Bay Area Phone Scams? How to Spot the Red Flags",
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"headTitle": "Have You Been Hit With One of These Bay Area Phone Scams? How to Spot the Red Flags | KQED",
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"content": "\n\u003cp>If you’ve had the nagging feeling that scam calls and messages have gotten worse over the last few years, you’re actually correct.\u003c/p>\n\n\n\n\u003cp>Americans reported losing a total of $3.5 billion to imposter scams in 2025, according to \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">June data\u003c/a> announced by the Federal Trade Commission this summer — nearly three times the amount reported in 2020. \u003c/p>\n\n\n\n\u003cp>Imposter scams and other types of fraud through social media, email and other platforms have become a ubiquitous issue impacting people across the country. According to \u003ca href=\"https://apnews.com/article/poll-scams-law-enforcement-social-media-389f8d824b89fa434c297729f2aaf56d\">a poll and investigation\u003c/a> by the \u003cem>Associated Press\u003c/em> and the University of Chicago, almost every American has been \u003ca href=\"https://apnews.com/article/scams-online-scams-ai-internet-safety-phishing-fraud-34517de3546d604e20c9d78d3dc5af4f\">“targeted by scammers in some way.”\u003c/a>\u003c/p>\n\n\n\n\u003cp>“It can happen to anyone,” said Alma Galvan, the San Francisco Bay Area communications director for the Better Business Bureau, a nonprofit that supports consumers and businesses. \u003c/p>\n\n\n\n\u003cp>“It doesn’t matter your education level,” she said. “It doesn’t matter what you look like. Scammers will target anyone.”\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty.jpg\" alt=\"\" class=\"wp-image-12098963\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Phone and text scams are getting more sophisticated. Americans reported losing a total of $3.5 billion to imposter scams in 2025, according to June data announced by the Federal Trade Commission this summer. (Matthias Balk/Picture Alliance via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>And while scams take all forms — \u003ca href=\"https://www.sfgate.com/news/bayarea/article/sf-better-business-bureau-warns-customers-of-cat-22413539.php\">pretending to be local San Francisco businesses\u003c/a>, \u003ca href=\"https://www.bbb.org/article/news-releases/34935-bbb-scam-alert-dont-be-fooled-by-free-gas-and-grocery-card-postcards\">fake gas gift cards\u003c/a>, \u003ca href=\"https://www.kqed.org/news/12095536/after-the-18000-scam-how-can-bay-area-renters-protect-themselves\">rent schemes\u003c/a>, \u003ca href=\"https://consumer.ftc.gov/articles/what-know-about-romance-scams\">catfishing\u003c/a> and even impersonating \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">KQED \u003cem>Forum \u003c/em>host Mina Kim\u003c/a> — the ones that fall directly into your lap are usually through phone calls and text messages. \u003c/p>\n\n\n\n\u003cp>This is compounded by the fact that your phone’s caller ID capabilities may not always flag a spam call — and scammers can find a way to make it appear as if they are calling from \u003ca href=\"https://www.calwater.com/help/protecting-yourself-against-utility-scams/\">a verified organization or agency\u003c/a>. \u003c/p>\n\n\n\n\u003cp>In fact, the problem has become \u003cem>so\u003c/em> widespread that California now has its own \u003ca href=\"https://www.kqed.org/news/12069507/sick-of-scam-calls-and-texts-you-can-now-request-to-remove-your-details-from-data-brokers\">“Delete Request and Opt-out Platform” (DROP) form\u003c/a>, which allows residents to scrub their info from data brokers — a major way scammers obtain your contact information — in order to lessen the amount of scam calls and texts.\u003c/p>\n\n\n\n\u003cp>While a scam may feel obvious in hindsight, it can be hard to think calmly in the heat of the moment, especially since scammers often fake emergencies or apply pressure to spur people to act in panic. And the ability of scammers to persuade and convince their targets has only gotten worse with \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">the rise of generative AI.\u003c/a> \u003c/p>\n\n\n\n\u003cp>One silver lining: Scams often follow the same kinds of patterns and playbooks — and knowing about them could help you and your family learn to detect a scam even faster.\u003c/p>\n\n\n\n\u003cp>Read on to learn about common forms of phone- and text-based scams in the Bay Area and California, as well as the red flags to look out for if you do receive a potentially enticing message. \u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Task scams\u003c/h2>\n\n\n\n\u003cp>The most common scams in the Bay Area have been “task scams,” Galvan said: when someone receives an offer — often through text — to do seemingly simple, repetitive actions online, such as \u003ca href=\"https://www.bbb.org/all/scamstudies/jobscams/employment-scams-2026-update\">liking YouTube videos\u003c/a>. \u003c/p>\n\n\n\n\u003cp>“There are so many different versions of this scam, and it doesn’t target one individual,” she said, explaining that the age range of people impacted by the scam varies from early 20s to late 60s. “It attracts consumers that are looking for a job.” \u003c/p>\n\n\n\n\n\n\u003cp>The kind of job being offered promises “flexible hours, the ability to work from home, super high earnings — and you only have to work an hour and a half a day, and you make $500, with the option of making extra money if you decide to work over the weekend,” Galvan said.\u003c/p>\n\n\n\n\u003cp>Sometimes these scammers will even provide some initial payment to build some trust. But these so-called opportunities can lead to major consequences. One person reported to the BBB lost $17,000 after buying equipment to work from home, she said. \u003c/p>\n\n\n\n\u003cp>The scammers “instructed him to purchase gift cards to pay for the equipment,” saying it was for “security measures and protocol that the company had,” she said.\u003c/p>\n\n\n\n\u003cp>A major red flag, Galvan said, is recognizing when the salary may be too high for the task. People should also never pay to apply for a job. \u003c/p>\n\n\n\n\u003cp>Don’t let anyone deposit money into your personal bank account if you haven’t had a job interview or received an offer letter, she said. You should also never make any suggested purchases with gift cards or cryptocurrency, especially since the latter is “not regulated by the government,” Galvan said.\u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: A job offer with aspects — high salary, flexibility, simplicity — that seem too good to be true, a demand to purchase equipment or pay to apply\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Employment scams\u003c/h2>\n\n\n\n\u003cp>In another employment-based scam, targets will receive a fake job offer — purporting to be from a legitimate business in the Bay Area. \u003c/p>\n\n\n\n\u003cp>A person may get a text message, a DM through social media or a platform like WhatsApp and Telegram offering a position related to their field, “but then the salary is just above average for the job itself,” Galvan said.\u003c/p>\n\n\n\n\u003cp>She said that people should go to the company’s website and verify if the position is indeed real — and even try calling the company to also verify the job listing and the identity of the person conducting the interview.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-embed is-type-rich is-provider-instagram wp-block-embed-instagram\">\u003cdiv class=\"wp-block-embed__wrapper\">\nhttps://www.instagram.com/reel/Dc9KDXSDP26/?utm_source=ig_web_copy_link&stkn=NTc4MTIwNjQ2YQ==\n\u003c/div>\u003c/figure>\n\n\n\n\u003cp>Keep in mind: Anyone can create a website, but a way to look into who is \u003cem>running \u003c/em>a website is by visiting \u003ca href=\"https://www.whois.com/\">Whois.com\u003c/a>. If the website is public, you’ll be able to see who created it, when it was created and when the domain expired. For example, if the website was created just a few days ago and is offering several jobs, it may not be a legitimate business, Galvan said. \u003c/p>\n\n\n\n\u003cp>While you should insist on a formal interview by phone or video, generative AI has unfortunately been a major tool in these scams, allowing fraudsters to produce voices and videos to mimic recruiters. \u003c/p>\n\n\n\n\u003cp>It might feel incredibly discouraging to make sure everyone you are talking to is real — something KQED’s internet \u003ca href=\"https://www.instagram.com/kqed/reel/Dc9KDXSDP26/\">podcast Close All Tabs\u003c/a> even touches on in an episode about \u003ca href=\"https://www.kqed.org/news/12086839/how-to-prove-youre-not-ai\">how difficult it is to prove \u003cem>you \u003c/em>are not AI\u003c/a>. But that’s why doing the research beforehand is vital, Galvan said, “to make sure that you’re actually talking to a real person.”\u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: High salaries, well-known companies, a job website that was only recently created, a suspicious video interview\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Bank scams\u003c/h2>\n\n\n\n\u003cp>According to \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">the FTC\u003c/a>, the most costly type of impersonation scams come from a fake security alert, often from someone purporting to represent your real bank.\u003c/p>\n\n\n\n\u003cp>“People are convinced to move money to “protect” it, with their losses often limited only by their available funds,” per \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">the FTC\u003c/a>. Callers may also ask for a person’s card number, a PIN or the last four digits of their Social Security number.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1187\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM.jpg\" alt=\"A woman walks past a Wells Fargo ATM in Pasadena on September 28, 2016. California Treasurer John Chiang said the state will suspend several banking relationships with Wells Fargo to sanction the firm following allegations of 'fleecing its customers.'\" class=\"wp-image-11108212\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-400x247.jpg 400w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-800x495.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-1180x730.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-960x594.jpg 960w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" />\u003cfigcaption class=\"wp-element-caption\">A woman walks past a Wells Fargo ATM in Pasadena. (Frederic J Brown/AFP-Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>Galvan said here it’s good to have a connection with your local bank and make sure you know if you’ve even opted in to receive text messages from them — because otherwise, getting out-of-the-blue texts from your bank should raise your suspicions. \u003c/p>\n\n\n\n\u003cp>After hanging up, she said people should be sure to call the number on the back of your bank card, as opposed to the first result on a Google search, since a scammer could potentially buy an ad and place a fraudulent phone number. Don’t call any numbers you’re given in a message purporting to be from your bank either, as these may be scam numbers too. Only through this official phone number to your bank can you confirm if the message you got was valid.\u003c/p>\n\n\n\n\u003cp>“It’s up to us to do that little extra step,” she said. \u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: Unexpected texts from your bank, requests for personal information, including your PIN\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">IRS scams\u003c/h2>\n\n\n\n\u003cp>What is more stressful than a call from the bank? A call from the Internal Revenue Service, which handles taxes in the United States. \u003c/p>\n\n\n\n\u003cp>The IRS has a page dedicated to \u003ca href=\"https://www.irs.gov/help/tax-scams/recognize-tax-scams-and-fraud\">the common reasons\u003c/a> \u003ca href=\"https://www.irs.gov/newsroom/dirty-dozen-tax-scams-for-2026-irs-reminds-taxpayers-to-watch-out-for-dangerous-threats\">impersonators use\u003c/a> when contacting unsuspecting targets, including W-2 form fraud and unclaimed tax refunds. Some people have also received fake calls about apparent back taxes owed, with the scammer claiming to be from the IRS or \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/tax-season-phone-scams-and-taxpayer-id-theft\">“Tax Resolution Oversight Department.”\u003c/a>\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed.jpg\" alt=\"\" class=\"wp-image-12035739\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">The Internal Revenue Service (IRS) building in Washington, D.C. (Zach Gibson/Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>But you should know: The IRS primarily contacts people through letters the first time — which \u003ca href=\"https://www.irs.gov/individuals/understanding-your-irs-notice-or-letter\">you can verify online or by calling the IRS’s hotline at 800-829-1040\u003c/a>.\u003c/p>\n\n\n\n\u003cp>Keep in mind — like your bank, the IRS only \u003ca href=\"https://www.irs.gov/help/how-to-know-its-the-irs\">texts\u003c/a> you when you opt in to receive those texts. According to the agency, there \u003cem>are \u003c/em>some cases where they use automated phone messages, but these calls will “direct you to IRS.gov to securely manage your account, make payments or resolve an issue,” \u003ca href=\"https://www.irs.gov/help/how-to-know-its-the-irs\">the IRS website read\u003c/a>. “The messages don’t share specific details.”\u003c/p>\n\n\n\n\u003cp>According to \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/tax-season-phone-scams-and-taxpayer-id-theft\">the FCC\u003c/a>, people should never give personal details over the phone like PINs, passwords and credit card information. \u003c/p>\n\n\n\n\u003cp>If you receive a call from someone claiming to be with the IRS, ask for a reference number. Then the person should hang up and call the IRS again, but only using one of \u003ca href=\"https://www.irs.gov/help/let-us-help-you\">the official IRS phone numbers\u003c/a> listed on its government website, to see if the call was real. \u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: Unexpected texts from the IRS, attempts to panic you with talk of “back taxes” owed or similar, a live caller wanting financial information including your PIN\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Emergency call scams\u003c/h2>\n\n\n\n\u003cp>This particularly alarming type of scam has continued to \u003ca href=\"https://www.aarp.org/money/scams-fraud/grandparent/\">grab headlines\u003c/a> for the past few years: Someone impersonating a loved one in text messages or even a phone call, desperately asking a parent or a grandparent to wire them money due to some emergency.\u003c/p>\n\n\n\n\u003cp>A common example is the young person — usually college-aged — saying they’re traveling for vacation (for example, for spring break) and getting arrested at the U.S.-Mexico border, Galvan said. And \u003ca href=\"https://www.nyc.gov/site/dca/consumers/artificial-intelligence-scam-tips.page\">AI has only made it easier\u003c/a> for scammers to impersonate someone’s voice.\u003c/p>\n\n\n\n\u003cp>“It sounds like the person,” she said. “It sounds legitimate.”\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2.jpg\" alt=\"\" class=\"wp-image-12098969\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">“It doesn’t matter your education level. It doesn’t matter what you look like. Scammers will target anyone,” said Alma Galvan, the San Francisco Bay Area communications director for the Better Business Bureau. (Edward Berthelot/Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>Galvan suggested families have a code word that the scammer wouldn’t be able to guess. If the person over the phone is able to provide the code word, then the person knows it’s potentially real.\u003c/p>\n\n\n\n\u003cp>A key part of this scam’s playbook: creating a sense of emergency with the need to send money immediately. The Federal Communications Commission \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/grandparent-scams-get-more-sophisticated\">recommended that the person\u003c/a> receiving the call should, after hanging up, try calling the intended person using the number saved in their contacts to see if they truly were the one on the call.\u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: A dramatic, panic-inducing story of some emergency, an urgent request for money (for example, to post bail), the person using an unrecognized number \u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Mail delivery scams\u003c/h2>\n\n\n\n\u003cp>A common way this plays out: You receive a text alert from an unknown number prompting you to click a link — because “your” package from a company like USPS, Amazon or FedEx has been misplaced or needs a pick-up. \u003c/p>\n\n\n\n\u003cp>“We’ve all transitioned into buying things online,” Galvan said. Because of this, she said it’s key to remember “what you’re ordering, where it’s coming from and who’s going to deliver it for you.” \u003c/p>\n\n\n\n\u003cp>When receiving these texts, she said to be wary of \u003ca href=\"https://www.du.edu/it/services/security/5-url-warning-signs\">suspicious links in the text\u003c/a> — for example, links that were generated by URL-shortening websites like \u003ca href=\"http://bit.ly\">bit.ly\u003c/a>, which can be used to mask the true online destination. These links may be seeking personal information input from you — or even be malicious software.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty.jpg\" alt=\"\" class=\"wp-image-12098971\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">A United States Postal Service (USPS) delivery van is parked on a street in Salt Lake City, Utah, on Aug. 21, 2026. (Charles-McClintock Wilson/NurPhoto via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“Keep in mind that if you don’t have \u003ca href=\"https://www.cisa.gov/news-events/news/recognizing-and-avoiding-spyware\">spyware\u003c/a> [protection], it just takes one click for you to get a virus on your computer. Same thing with your phone,” she said. \u003c/p>\n\n\n\n\u003cp>Phones tend to have protection come with them, she said, but it’s important to make sure that your software — like an iPhone’s iOS — is up-to-date. For more tips, KQED has \u003ca href=\"https://www.kqed.org/news/12070405/how-to-protect-your-information-online-in-2026\">a thorough guide on digital hygiene and security\u003c/a>.\u003c/p>\n\n\n\n\u003cp>Admittedly, when it comes to packages and deliveries, it can be hard to know what is a scam text and what is a simple text alert that you signed up for. But California has \u003ca href=\"https://www.business.com/articles/text-message-laws/\">laws\u003c/a> that require people to opt in to receive various forms of text messages. So if you don’t remember signing up for text alerts, that could be a potential red flag. \u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: “Delivery updates” you weren’t expecting, being urged to click a link\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Other common phone and text scams in the Bay Area\u003c/h2>\n\n\n\n\u003cp>Unfortunately, these scams are just the tip of the iceberg of the type of texts and calls a person can receive. Luckily, there are major tools online to help you look up past scams and see if they match a call, text or business you’re suspicious about. \u003c/p>\n\n\n\n\u003cp>The BBB has a thorough \u003ca href=\"https://www.bbb.org/scamtracker/lookupscam\">Scam Tracker\u003c/a> database with a list of scams reported by consumers, complete with descriptions of who they were reached by, who they thought they were talking to and even how much they lost. The American Association of Retired Persons also has \u003ca href=\"https://www.aarp.org/money/scams-fraud/tracking-map/\">a scam map.\u003c/a>\u003c/p>\n\n\n\n\u003cp>Other scams may involve people impersonating:\u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The California Department of Public Health\u003c/h3>\n\n\n\n\u003cp>The state’s health agency warns that scammers are calling to ask for financial and sensitive information, pretending to represent CDPH. \u003c/p>\n\n\n\n\u003cp>\u003ca href=\"https://www.cdph.ca.gov/Pages/contact_us.aspx\">According to the agency\u003c/a>, legitimate calls focus on public health matters like disease contact tracing. They “will never involve requests for sensitive financial or non-health-related information, such as someone’s Social Security number or credit card details,” CDPH said.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1438\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/02/ap_19032839240667-c3ea9c8607ab8c46c7dcbc486a7c0f917e3d5a08-e1549984154270.jpg\" alt=\"\" class=\"wp-image-11725572\" />\u003cfigcaption class=\"wp-element-caption\">A man walks past a PG&E sign. (Jeff Chiu/AP)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003ch3 class=\"wp-block-heading\">Utility agencies\u003cstrong> \u003c/strong>\u003c/h3>\n\n\n\n\u003cp>West Sacramento sent out a warning early this year about \u003ca href=\"https://www.facebook.com/CityofWestSacramento/posts/a-postcard-claiming-to-be-a-public-utility-notice-from-a-private-entity-called-c/1326817099482868/\">a postcard falsely requiring residents to enroll in a “program\u003c/a>” that would allow them to receive funds for utility upgrades. \u003c/p>\n\n\n\n\u003cp>Other utility scams may call to ask people to pay their bills by using \u003ca href=\"https://www.santaclaraca.gov/Home/Components/News/News/45479/\">a prepaid credit card, gift card, or third-party payment app\u003c/a>. \u003c/p>\n\n\n\n\u003cp>If you’re unsure about your utility account, be sure to call your county’s services division or PG&E directly. \u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">A radio or TV opportunity\u003cstrong> \u003c/strong>\u003c/h3>\n\n\n\n\u003cp>Creatives are being increasingly targeted by scammers posing as the hosts of radio or TV shows, offering them the chance to talk about their work on-air — as soon as they make some kind of donation or payment. \u003c/p>\n\n\n\n\u003cp>Authors have even received messages pretending to be \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">KQED Forum host Mina Kim\u003c/a>\u003cstrong>, \u003c/strong>inviting them on our call-in show to talk about their book (for $200). \u003c/p>\n\n\n\n\u003cp>KQED will never charge people to be on \u003cem>Forum,\u003c/em> and producers are the ones who directly connect with authors and publishers. \u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">So you got scammed. Now what?\u003c/h2>\n\n\n\n\u003ch3 class=\"wp-block-heading\">Report it ASAP\u003c/h3>\n\n\n\n\u003cp>You may feel overwhelmed or even embarrassed after realizing that you fell into a scam, Galvan said — and that’s natural. However, she said that \u003ca href=\"https://www.bbb.org/scamtracker/reportscam\">reporting it to places like the BBB\u003c/a> offers the chance to help people around you avoid the same scam by making the information public.\u003c/p>\n\n\n\n\u003cp>“We want to make it as universal as possible and as easy-to-use tool for the public, so that we can alert the consumers about what’s happening in our area and then hopefully get them to be looked into by law enforcement or by government,” she said.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1334\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2.jpg\" alt=\"\" class=\"wp-image-12069528\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2-1536x1025.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Many agencies also provide the next steps to take after facing a scam, whether it includes personal identity theft, a loss of funds or compromised accounts. (Rain Star/Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>However, the BBB is a nonprofit, and they don’t have the “power to shut down anyone,” Galvan said. Nonetheless, the group works closely with local government agencies, which \u003cem>can \u003c/em>then investigate the company and the scam.\u003c/p>\n\n\n\n\u003cp>And since \u003ca href=\"https://www.kqed.org/news/12052217/immigration-lawyers-bay-area-common-scams-notario-fraud\">immigration-based scams\u003c/a> have also become common, she said that the BBB is not a government agency and does not verify the residency status of anyone reporting this kind of scam. \u003c/p>\n\n\n\n\u003cp>People can also report potential scams to other sites and organizations including:\u003c/p>\n\n\n\n\u003cul class=\"wp-block-list\">\n\u003cli>\u003ca href=\"https://consumercomplaints.fcc.gov/hc/en-us/articles/115002234203-Unwanted-Calls-Texts-Phone\">The FCC: Unwanted Calls/Texts\u003c/a>\u003c/li>\n\n\n\n\u003cli>Local authorities like \u003ca href=\"https://www.kqed.org/news/12090715/outside-lands-ticket-pass-friday-saturday-sunday-lineup-resale-scams-2026\">the police\u003c/a>\u003c/li>\n\n\n\n\u003cli>The \u003ca href=\"https://oag.ca.gov/contact/consumer-complaint-against-business-or-company\">California Attorney General’s office\u003c/a>\u003c/li>\n\n\n\n\u003cli>The organization that is being impersonated (for example, the IRS has \u003ca href=\"https://www.irs.gov/help/report-fraud/report-fake-irs-treasury-or-tax-related-emails-and-messages\">a guide on how to contact the agency\u003c/a> if you run into an IRS-based scam — national agencies can be \u003ca href=\"https://www.usa.gov/agency-index\">found on the federal government’s website\u003c/a>, or find a state-based agency on \u003ca href=\"https://cdss.ca.gov/inforesources/fraud/subprograms-and-info\">the California Department of Social Services website\u003c/a>)\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://www.pge.com/en/account/customer-service/scams.html\">PG&E Scams\u003c/a>\u003c/li>\n\n\n\n\u003cli>The \u003ca href=\"https://reportfraud.ftc.gov/\">FTC’s Report Fraud website\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://www.ic3.gov/\">Internet Crime Complaint Center\u003c/a>\u003c/li>\n\u003c/ul>\n\n\n\n\u003ch3 class=\"wp-block-heading\">Seek support\u003c/h3>\n\n\n\n\u003cp>Many agencies also provide the next steps to take after facing a scam, whether it includes personal identity theft, a loss of funds or compromised accounts. \u003c/p>\n\n\n\n\u003cp>Some resources include:\u003c/p>\n\n\n\n\u003cul class=\"wp-block-list\">\n\u003cli>\u003ca href=\"https://www.irs.gov/help/tax-scams/if-you-were-scammed\">IRS: If You Were Scammed\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://oag.ca.gov/consumers\">California Attorney General’s page on consumer protection\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://oag.ca.gov/idtheft/facts/how-to-registry\">California Identity Theft Registry\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://consumer.ftc.gov/articles/what-do-if-you-were-scammed\">FTC Consumer Advice\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://scamsurvivaltoolkit.bbbmarketplacetrust.org/\">BBB Scam Survival Toolkit\u003c/a> and the \u003ca href=\"https://www.bbb.org/all/scam-prevention\">BBB Scam Prevention Guide\u003c/a>\u003c/li>\n\u003c/ul>\n",
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"innerHTML": "\n\u003cp>Americans reported losing a total of $3.5 billion to imposter scams in 2025, according to \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">June data\u003c/a> announced by the Federal Trade Commission this summer — nearly three times the amount reported in 2020. \u003c/p>\n",
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"\n\u003cp>Americans reported losing a total of $3.5 billion to imposter scams in 2025, according to \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">June data\u003c/a> announced by the Federal Trade Commission this summer — nearly three times the amount reported in 2020. \u003c/p>\n"
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"innerHTML": "\n\u003cp>Imposter scams and other types of fraud through social media, email and other platforms have become a ubiquitous issue impacting people across the country. According to \u003ca href=\"https://apnews.com/article/poll-scams-law-enforcement-social-media-389f8d824b89fa434c297729f2aaf56d\">a poll and investigation\u003c/a> by the \u003cem>Associated Press\u003c/em> and the University of Chicago, almost every American has been \u003ca href=\"https://apnews.com/article/scams-online-scams-ai-internet-safety-phishing-fraud-34517de3546d604e20c9d78d3dc5af4f\">“targeted by scammers in some way.”\u003c/a>\u003c/p>\n",
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"\n\u003cp>Imposter scams and other types of fraud through social media, email and other platforms have become a ubiquitous issue impacting people across the country. According to \u003ca href=\"https://apnews.com/article/poll-scams-law-enforcement-social-media-389f8d824b89fa434c297729f2aaf56d\">a poll and investigation\u003c/a> by the \u003cem>Associated Press\u003c/em> and the University of Chicago, almost every American has been \u003ca href=\"https://apnews.com/article/scams-online-scams-ai-internet-safety-phishing-fraud-34517de3546d604e20c9d78d3dc5af4f\">“targeted by scammers in some way.”\u003c/a>\u003c/p>\n"
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"innerHTML": "\n\u003cp>“It can happen to anyone,” said Alma Galvan, the San Francisco Bay Area communications director for the Better Business Bureau, a nonprofit that supports consumers and businesses. \u003c/p>\n",
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"innerHTML": "\n\u003cp>“It doesn’t matter your education level,” she said. “It doesn’t matter what you look like. Scammers will target anyone.”\u003c/p>\n",
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty.jpg\" alt=\"\" class=\"wp-image-12098963\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\" />\u003cfigcaption class=\"wp-element-caption\">Phone and text scams are getting more sophisticated. Americans reported losing a total of $3.5 billion to imposter scams in 2025, according to June data announced by the Federal Trade Commission this summer.\u003ccite class=\"wp-inline-image-credit\"> (Matthias Balk/Picture Alliance via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty.jpg\" alt=\"\" class=\"wp-image-12098963\" />\u003cfigcaption class=\"wp-element-caption\">Phone and text scams are getting more sophisticated. Americans reported losing a total of $3.5 billion to imposter scams in 2025, according to June data announced by the Federal Trade Commission this summer.\u003ccite class=\"wp-inline-image-credit\"> (Matthias Balk/Picture Alliance via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>And while scams take all forms — \u003ca href=\"https://www.sfgate.com/news/bayarea/article/sf-better-business-bureau-warns-customers-of-cat-22413539.php\">pretending to be local San Francisco businesses\u003c/a>, \u003ca href=\"https://www.bbb.org/article/news-releases/34935-bbb-scam-alert-dont-be-fooled-by-free-gas-and-grocery-card-postcards\">fake gas gift cards\u003c/a>, \u003ca href=\"https://www.kqed.org/news/12095536/after-the-18000-scam-how-can-bay-area-renters-protect-themselves\">rent schemes\u003c/a>, \u003ca href=\"https://consumer.ftc.gov/articles/what-know-about-romance-scams\">catfishing\u003c/a> and even impersonating \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">KQED \u003cem>Forum \u003c/em>host Mina Kim\u003c/a> — the ones that fall directly into your lap are usually through phone calls and text messages. \u003c/p>\n",
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"\n\u003cp>And while scams take all forms — \u003ca href=\"https://www.sfgate.com/news/bayarea/article/sf-better-business-bureau-warns-customers-of-cat-22413539.php\">pretending to be local San Francisco businesses\u003c/a>, \u003ca href=\"https://www.bbb.org/article/news-releases/34935-bbb-scam-alert-dont-be-fooled-by-free-gas-and-grocery-card-postcards\">fake gas gift cards\u003c/a>, \u003ca href=\"https://www.kqed.org/news/12095536/after-the-18000-scam-how-can-bay-area-renters-protect-themselves\">rent schemes\u003c/a>, \u003ca href=\"https://consumer.ftc.gov/articles/what-know-about-romance-scams\">catfishing\u003c/a> and even impersonating \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">KQED \u003cem>Forum \u003c/em>host Mina Kim\u003c/a> — the ones that fall directly into your lap are usually through phone calls and text messages. \u003c/p>\n"
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"innerHTML": "\n\u003cp>This is compounded by the fact that your phone’s caller ID capabilities may not always flag a spam call — and scammers can find a way to make it appear as if they are calling from \u003ca href=\"https://www.calwater.com/help/protecting-yourself-against-utility-scams/\">a verified organization or agency\u003c/a>. \u003c/p>\n",
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"\n\u003cp>This is compounded by the fact that your phone’s caller ID capabilities may not always flag a spam call — and scammers can find a way to make it appear as if they are calling from \u003ca href=\"https://www.calwater.com/help/protecting-yourself-against-utility-scams/\">a verified organization or agency\u003c/a>. \u003c/p>\n"
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"innerHTML": "\n\u003cp>In fact, the problem has become \u003cem>so\u003c/em> widespread that California now has its own \u003ca href=\"https://www.kqed.org/news/12069507/sick-of-scam-calls-and-texts-you-can-now-request-to-remove-your-details-from-data-brokers\">“Delete Request and Opt-out Platform” (DROP) form\u003c/a>, which allows residents to scrub their info from data brokers — a major way scammers obtain your contact information — in order to lessen the amount of scam calls and texts.\u003c/p>\n",
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"\n\u003cp>In fact, the problem has become \u003cem>so\u003c/em> widespread that California now has its own \u003ca href=\"https://www.kqed.org/news/12069507/sick-of-scam-calls-and-texts-you-can-now-request-to-remove-your-details-from-data-brokers\">“Delete Request and Opt-out Platform” (DROP) form\u003c/a>, which allows residents to scrub their info from data brokers — a major way scammers obtain your contact information — in order to lessen the amount of scam calls and texts.\u003c/p>\n"
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"innerHTML": "\n\u003cp>While a scam may feel obvious in hindsight, it can be hard to think calmly in the heat of the moment, especially since scammers often fake emergencies or apply pressure to spur people to act in panic. And the ability of scammers to persuade and convince their targets has only gotten worse with \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">the rise of generative AI.\u003c/a> \u003c/p>\n",
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"\n\u003cp>While a scam may feel obvious in hindsight, it can be hard to think calmly in the heat of the moment, especially since scammers often fake emergencies or apply pressure to spur people to act in panic. And the ability of scammers to persuade and convince their targets has only gotten worse with \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">the rise of generative AI.\u003c/a> \u003c/p>\n"
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"innerHTML": "\n\u003cp>One silver lining: Scams often follow the same kinds of patterns and playbooks — and knowing about them could help you and your family learn to detect a scam even faster.\u003c/p>\n",
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"\n\u003cp>One silver lining: Scams often follow the same kinds of patterns and playbooks — and knowing about them could help you and your family learn to detect a scam even faster.\u003c/p>\n"
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"innerHTML": "\n\u003cp>Read on to learn about common forms of phone- and text-based scams in the Bay Area and California, as well as the red flags to look out for if you do receive a potentially enticing message. \u003c/p>\n",
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"\n\u003cp>Read on to learn about common forms of phone- and text-based scams in the Bay Area and California, as well as the red flags to look out for if you do receive a potentially enticing message. \u003c/p>\n"
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"text": "Task scams",
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"innerHTML": "\n\u003cp>The most common scams in the Bay Area have been “task scams,” Galvan said: when someone receives an offer — often through text — to do seemingly simple, repetitive actions online, such as \u003ca href=\"https://www.bbb.org/all/scamstudies/jobscams/employment-scams-2026-update\">liking YouTube videos\u003c/a>. \u003c/p>\n",
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"\n\u003cp>The most common scams in the Bay Area have been “task scams,” Galvan said: when someone receives an offer — often through text — to do seemingly simple, repetitive actions online, such as \u003ca href=\"https://www.bbb.org/all/scamstudies/jobscams/employment-scams-2026-update\">liking YouTube videos\u003c/a>. \u003c/p>\n"
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"innerHTML": "\n\u003cp>“There are so many different versions of this scam, and it doesn’t target one individual,” she said, explaining that the age range of people impacted by the scam varies from early 20s to late 60s. “It attracts consumers that are looking for a job.” \u003c/p>\n",
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"\n\u003cp>“There are so many different versions of this scam, and it doesn’t target one individual,” she said, explaining that the age range of people impacted by the scam varies from early 20s to late 60s. “It attracts consumers that are looking for a job.” \u003c/p>\n"
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"innerHTML": "\n\u003cp>The kind of job being offered promises “flexible hours, the ability to work from home, super high earnings — and you only have to work an hour and a half a day, and you make $500, with the option of making extra money if you decide to work over the weekend,” Galvan said.\u003c/p>\n",
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"innerHTML": "\n\u003cp>Sometimes these scammers will even provide some initial payment to build some trust. But these so-called opportunities can lead to major consequences. One person reported to the BBB lost $17,000 after buying equipment to work from home, she said. \u003c/p>\n",
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"\n\u003cp>Sometimes these scammers will even provide some initial payment to build some trust. But these so-called opportunities can lead to major consequences. One person reported to the BBB lost $17,000 after buying equipment to work from home, she said. \u003c/p>\n"
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"innerHTML": "\n\u003cp>The scammers “instructed him to purchase gift cards to pay for the equipment,” saying it was for “security measures and protocol that the company had,” she said.\u003c/p>\n",
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"\n\u003cp>The scammers “instructed him to purchase gift cards to pay for the equipment,” saying it was for “security measures and protocol that the company had,” she said.\u003c/p>\n"
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"innerHTML": "\n\u003cp>A major red flag, Galvan said, is recognizing when the salary may be too high for the task. People should also never pay to apply for a job. \u003c/p>\n",
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"\n\u003cp>A major red flag, Galvan said, is recognizing when the salary may be too high for the task. People should also never pay to apply for a job. \u003c/p>\n"
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"innerHTML": "\n\u003cp>Don’t let anyone deposit money into your personal bank account if you haven’t had a job interview or received an offer letter, she said. You should also never make any suggested purchases with gift cards or cryptocurrency, especially since the latter is “not regulated by the government,” Galvan said.\u003c/p>\n",
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"\n\u003cp>Don’t let anyone deposit money into your personal bank account if you haven’t had a job interview or received an offer letter, she said. You should also never make any suggested purchases with gift cards or cryptocurrency, especially since the latter is “not regulated by the government,” Galvan said.\u003c/p>\n"
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"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">The red flags: A job offer with aspects — high salary, flexibility, simplicity — that seem too good to be true, a demand to purchase equipment or pay to apply\u003c/h3>\n",
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"innerHTML": "\n\u003cp>In another employment-based scam, targets will receive a fake job offer — purporting to be from a legitimate business in the Bay Area. \u003c/p>\n",
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"innerHTML": "\n\u003cp>A person may get a text message, a DM through social media or a platform like WhatsApp and Telegram offering a position related to their field, “but then the salary is just above average for the job itself,” Galvan said.\u003c/p>\n",
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"innerHTML": "\n\u003cp>She said that people should go to the company’s website and verify if the position is indeed real — and even try calling the company to also verify the job listing and the identity of the person conducting the interview.\u003c/p>\n",
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"innerHTML": "\n\u003cp>Keep in mind: Anyone can create a website, but a way to look into who is \u003cem>running \u003c/em>a website is by visiting \u003ca href=\"https://www.whois.com/\">Whois.com\u003c/a>. If the website is public, you’ll be able to see who created it, when it was created and when the domain expired. For example, if the website was created just a few days ago and is offering several jobs, it may not be a legitimate business, Galvan said. \u003c/p>\n",
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"\n\u003cp>Keep in mind: Anyone can create a website, but a way to look into who is \u003cem>running \u003c/em>a website is by visiting \u003ca href=\"https://www.whois.com/\">Whois.com\u003c/a>. If the website is public, you’ll be able to see who created it, when it was created and when the domain expired. For example, if the website was created just a few days ago and is offering several jobs, it may not be a legitimate business, Galvan said. \u003c/p>\n"
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"innerHTML": "\n\u003cp>While you should insist on a formal interview by phone or video, generative AI has unfortunately been a major tool in these scams, allowing fraudsters to produce voices and videos to mimic recruiters. \u003c/p>\n",
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"\n\u003cp>While you should insist on a formal interview by phone or video, generative AI has unfortunately been a major tool in these scams, allowing fraudsters to produce voices and videos to mimic recruiters. \u003c/p>\n"
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"innerHTML": "\n\u003cp>It might feel incredibly discouraging to make sure everyone you are talking to is real — something KQED’s internet \u003ca href=\"https://www.instagram.com/kqed/reel/Dc9KDXSDP26/\">podcast Close All Tabs\u003c/a> even touches on in an episode about \u003ca href=\"https://www.kqed.org/news/12086839/how-to-prove-youre-not-ai\">how difficult it is to prove \u003cem>you \u003c/em>are not AI\u003c/a>. But that’s why doing the research beforehand is vital, Galvan said, “to make sure that you’re actually talking to a real person.”\u003c/p>\n",
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"\n\u003cp>It might feel incredibly discouraging to make sure everyone you are talking to is real — something KQED’s internet \u003ca href=\"https://www.instagram.com/kqed/reel/Dc9KDXSDP26/\">podcast Close All Tabs\u003c/a> even touches on in an episode about \u003ca href=\"https://www.kqed.org/news/12086839/how-to-prove-youre-not-ai\">how difficult it is to prove \u003cem>you \u003c/em>are not AI\u003c/a>. But that’s why doing the research beforehand is vital, Galvan said, “to make sure that you’re actually talking to a real person.”\u003c/p>\n"
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"text": "The red flags: High salaries, well-known companies, a job website that was only recently created, a suspicious video interview"
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"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">The red flags: High salaries, well-known companies, a job website that was only recently created, a suspicious video interview\u003c/h3>\n",
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"\n\u003ch3 class=\"wp-block-heading\">The red flags: High salaries, well-known companies, a job website that was only recently created, a suspicious video interview\u003c/h3>\n"
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"text": "Bank scams",
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"innerHTML": "\n\u003ch2 class=\"wp-block-heading\">Bank scams\u003c/h2>\n",
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"innerHTML": "\n\u003cp>According to \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">the FTC\u003c/a>, the most costly type of impersonation scams come from a fake security alert, often from someone purporting to represent your real bank.\u003c/p>\n",
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"\n\u003cp>According to \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">the FTC\u003c/a>, the most costly type of impersonation scams come from a fake security alert, often from someone purporting to represent your real bank.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“People are convinced to move money to “protect” it, with their losses often limited only by their available funds,” per \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">the FTC\u003c/a>. Callers may also ask for a person’s card number, a PIN or the last four digits of their Social Security number.\u003c/p>\n",
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"\n\u003cp>“People are convinced to move money to “protect” it, with their losses often limited only by their available funds,” per \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">the FTC\u003c/a>. Callers may also ask for a person’s card number, a PIN or the last four digits of their Social Security number.\u003c/p>\n"
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"alt": "A woman walks past a Wells Fargo ATM in Pasadena on September 28, 2016. California Treasurer John Chiang said the state will suspend several banking relationships with Wells Fargo to sanction the firm following allegations of 'fleecing its customers.'",
"srcset": "https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-400x247.jpg 400w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-800x495.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-1180x730.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-960x594.jpg 960w",
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM.jpg\" alt=\"A woman walks past a Wells Fargo ATM in Pasadena on September 28, 2016. California Treasurer John Chiang said the state will suspend several banking relationships with Wells Fargo to sanction the firm following allegations of 'fleecing its customers.'\" class=\"wp-image-11108212\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-400x247.jpg 400w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-800x495.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-1180x730.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-960x594.jpg 960w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\" />\u003cfigcaption class=\"wp-element-caption\">A woman walks past a Wells Fargo ATM in Pasadena.\u003ccite class=\"wp-inline-image-credit\"> (Frederic J Brown/AFP-Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM.jpg\" alt=\"A woman walks past a Wells Fargo ATM in Pasadena on September 28, 2016. California Treasurer John Chiang said the state will suspend several banking relationships with Wells Fargo to sanction the firm following allegations of 'fleecing its customers.'\" class=\"wp-image-11108212\" />\u003cfigcaption class=\"wp-element-caption\">A woman walks past a Wells Fargo ATM in Pasadena.\u003ccite class=\"wp-inline-image-credit\"> (Frederic J Brown/AFP-Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>Galvan said here it’s good to have a connection with your local bank and make sure you know if you’ve even opted in to receive text messages from them — because otherwise, getting out-of-the-blue texts from your bank should raise your suspicions. \u003c/p>\n",
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"\n\u003cp>Galvan said here it’s good to have a connection with your local bank and make sure you know if you’ve even opted in to receive text messages from them — because otherwise, getting out-of-the-blue texts from your bank should raise your suspicions. \u003c/p>\n"
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"innerHTML": "\n\u003cp>After hanging up, she said people should be sure to call the number on the back of your bank card, as opposed to the first result on a Google search, since a scammer could potentially buy an ad and place a fraudulent phone number. Don’t call any numbers you’re given in a message purporting to be from your bank either, as these may be scam numbers too. Only through this official phone number to your bank can you confirm if the message you got was valid.\u003c/p>\n",
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"\n\u003cp>After hanging up, she said people should be sure to call the number on the back of your bank card, as opposed to the first result on a Google search, since a scammer could potentially buy an ad and place a fraudulent phone number. Don’t call any numbers you’re given in a message purporting to be from your bank either, as these may be scam numbers too. Only through this official phone number to your bank can you confirm if the message you got was valid.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“It’s up to us to do that little extra step,” she said. \u003c/p>\n",
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"\n\u003cp>“It’s up to us to do that little extra step,” she said. \u003c/p>\n"
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"text": "The red flags: Unexpected texts from your bank, requests for personal information, including your PIN"
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"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">The red flags: Unexpected texts from your bank, requests for personal information, including your PIN\u003c/h3>\n",
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"\n\u003ch3 class=\"wp-block-heading\">The red flags: Unexpected texts from your bank, requests for personal information, including your PIN\u003c/h3>\n"
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"text": "IRS scams",
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"innerHTML": "\n\u003cp>What is more stressful than a call from the bank? A call from the Internal Revenue Service, which handles taxes in the United States. \u003c/p>\n",
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"\n\u003cp>What is more stressful than a call from the bank? A call from the Internal Revenue Service, which handles taxes in the United States. \u003c/p>\n"
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"innerHTML": "\n\u003cp>The IRS has a page dedicated to \u003ca href=\"https://www.irs.gov/help/tax-scams/recognize-tax-scams-and-fraud\">the common reasons\u003c/a> \u003ca href=\"https://www.irs.gov/newsroom/dirty-dozen-tax-scams-for-2026-irs-reminds-taxpayers-to-watch-out-for-dangerous-threats\">impersonators use\u003c/a> when contacting unsuspecting targets, including W-2 form fraud and unclaimed tax refunds. Some people have also received fake calls about apparent back taxes owed, with the scammer claiming to be from the IRS or \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/tax-season-phone-scams-and-taxpayer-id-theft\">“Tax Resolution Oversight Department.”\u003c/a>\u003c/p>\n",
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"\n\u003cp>The IRS has a page dedicated to \u003ca href=\"https://www.irs.gov/help/tax-scams/recognize-tax-scams-and-fraud\">the common reasons\u003c/a> \u003ca href=\"https://www.irs.gov/newsroom/dirty-dozen-tax-scams-for-2026-irs-reminds-taxpayers-to-watch-out-for-dangerous-threats\">impersonators use\u003c/a> when contacting unsuspecting targets, including W-2 form fraud and unclaimed tax refunds. Some people have also received fake calls about apparent back taxes owed, with the scammer claiming to be from the IRS or \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/tax-season-phone-scams-and-taxpayer-id-theft\">“Tax Resolution Oversight Department.”\u003c/a>\u003c/p>\n"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed.jpg\" alt=\"\" class=\"wp-image-12035739\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-1920x1280.jpg 1920w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\" />\u003cfigcaption class=\"wp-element-caption\">The Internal Revenue Service (IRS) building in Washington, D.C. \u003ccite class=\"wp-inline-image-credit\"> (Zach Gibson/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
"innerContent": [
"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed.jpg\" alt=\"\" class=\"wp-image-12035739\" />\u003cfigcaption class=\"wp-element-caption\">The Internal Revenue Service (IRS) building in Washington, D.C. \u003ccite class=\"wp-inline-image-credit\"> (Zach Gibson/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>But you should know: The IRS primarily contacts people through letters the first time — which \u003ca href=\"https://www.irs.gov/individuals/understanding-your-irs-notice-or-letter\">you can verify online or by calling the IRS’s hotline at 800-829-1040\u003c/a>.\u003c/p>\n",
"innerContent": [
"\n\u003cp>But you should know: The IRS primarily contacts people through letters the first time — which \u003ca href=\"https://www.irs.gov/individuals/understanding-your-irs-notice-or-letter\">you can verify online or by calling the IRS’s hotline at 800-829-1040\u003c/a>.\u003c/p>\n"
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"innerHTML": "\n\u003cp>Keep in mind — like your bank, the IRS only \u003ca href=\"https://www.irs.gov/help/how-to-know-its-the-irs\">texts\u003c/a> you when you opt in to receive those texts. According to the agency, there \u003cem>are \u003c/em>some cases where they use automated phone messages, but these calls will “direct you to IRS.gov to securely manage your account, make payments or resolve an issue,” \u003ca href=\"https://www.irs.gov/help/how-to-know-its-the-irs\">the IRS website read\u003c/a>. “The messages don’t share specific details.”\u003c/p>\n",
"innerContent": [
"\n\u003cp>Keep in mind — like your bank, the IRS only \u003ca href=\"https://www.irs.gov/help/how-to-know-its-the-irs\">texts\u003c/a> you when you opt in to receive those texts. According to the agency, there \u003cem>are \u003c/em>some cases where they use automated phone messages, but these calls will “direct you to IRS.gov to securely manage your account, make payments or resolve an issue,” \u003ca href=\"https://www.irs.gov/help/how-to-know-its-the-irs\">the IRS website read\u003c/a>. “The messages don’t share specific details.”\u003c/p>\n"
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"innerHTML": "\n\u003cp>According to \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/tax-season-phone-scams-and-taxpayer-id-theft\">the FCC\u003c/a>, people should never give personal details over the phone like PINs, passwords and credit card information. \u003c/p>\n",
"innerContent": [
"\n\u003cp>According to \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/tax-season-phone-scams-and-taxpayer-id-theft\">the FCC\u003c/a>, people should never give personal details over the phone like PINs, passwords and credit card information. \u003c/p>\n"
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"innerHTML": "\n\u003cp>If you receive a call from someone claiming to be with the IRS, ask for a reference number. Then the person should hang up and call the IRS again, but only using one of \u003ca href=\"https://www.irs.gov/help/let-us-help-you\">the official IRS phone numbers\u003c/a> listed on its government website, to see if the call was real. \u003c/p>\n",
"innerContent": [
"\n\u003cp>If you receive a call from someone claiming to be with the IRS, ask for a reference number. Then the person should hang up and call the IRS again, but only using one of \u003ca href=\"https://www.irs.gov/help/let-us-help-you\">the official IRS phone numbers\u003c/a> listed on its government website, to see if the call was real. \u003c/p>\n"
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"blockName": "core/heading",
"attrs": {
"level": 3,
"text": "The red flags: Unexpected texts from the IRS, attempts to panic you with talk of “back taxes” owed or similar, a live caller wanting financial information including your PIN"
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"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">The red flags: Unexpected texts from the IRS, attempts to panic you with talk of “back taxes” owed or similar, a live caller wanting financial information including your PIN\u003c/h3>\n",
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"\n\u003ch3 class=\"wp-block-heading\">The red flags: Unexpected texts from the IRS, attempts to panic you with talk of “back taxes” owed or similar, a live caller wanting financial information including your PIN\u003c/h3>\n"
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{
"blockName": "core/heading",
"attrs": {
"text": "Emergency call scams",
"level": 2
},
"innerHTML": "\n\u003ch2 class=\"wp-block-heading\">Emergency call scams\u003c/h2>\n",
"innerContent": [
"\n\u003ch2 class=\"wp-block-heading\">Emergency call scams\u003c/h2>\n"
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"innerHTML": "\n\u003cp>This particularly alarming type of scam has continued to \u003ca href=\"https://www.aarp.org/money/scams-fraud/grandparent/\">grab headlines\u003c/a> for the past few years: Someone impersonating a loved one in text messages or even a phone call, desperately asking a parent or a grandparent to wire them money due to some emergency.\u003c/p>\n",
"innerContent": [
"\n\u003cp>This particularly alarming type of scam has continued to \u003ca href=\"https://www.aarp.org/money/scams-fraud/grandparent/\">grab headlines\u003c/a> for the past few years: Someone impersonating a loved one in text messages or even a phone call, desperately asking a parent or a grandparent to wire them money due to some emergency.\u003c/p>\n"
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"innerHTML": "\n\u003cp>A common example is the young person — usually college-aged — saying they’re traveling for vacation (for example, for spring break) and getting arrested at the U.S.-Mexico border, Galvan said. And \u003ca href=\"https://www.nyc.gov/site/dca/consumers/artificial-intelligence-scam-tips.page\">AI has only made it easier\u003c/a> for scammers to impersonate someone’s voice.\u003c/p>\n",
"innerContent": [
"\n\u003cp>A common example is the young person — usually college-aged — saying they’re traveling for vacation (for example, for spring break) and getting arrested at the U.S.-Mexico border, Galvan said. And \u003ca href=\"https://www.nyc.gov/site/dca/consumers/artificial-intelligence-scam-tips.page\">AI has only made it easier\u003c/a> for scammers to impersonate someone’s voice.\u003c/p>\n"
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{
"blockName": "core/paragraph",
"attrs": {
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"innerHTML": "\n\u003cp>“It sounds like the person,” she said. “It sounds legitimate.”\u003c/p>\n",
"innerContent": [
"\n\u003cp>“It sounds like the person,” she said. “It sounds legitimate.”\u003c/p>\n"
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{
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"srcset": "https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2-1536x1024.jpg 1536w",
"sizes": "(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2.jpg\" alt=\"\" class=\"wp-image-12098969\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\" />\u003cfigcaption class=\"wp-element-caption\">“It doesn’t matter your education level. It doesn’t matter what you look like. Scammers will target anyone,” said Alma Galvan, the San Francisco Bay Area communications director for the Better Business Bureau.\u003ccite class=\"wp-inline-image-credit\"> (Edward Berthelot/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
"innerContent": [
"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2.jpg\" alt=\"\" class=\"wp-image-12098969\" />\u003cfigcaption class=\"wp-element-caption\">“It doesn’t matter your education level. It doesn’t matter what you look like. Scammers will target anyone,” said Alma Galvan, the San Francisco Bay Area communications director for the Better Business Bureau.\u003ccite class=\"wp-inline-image-credit\"> (Edward Berthelot/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"blockName": "core/paragraph",
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"innerHTML": "\n\u003cp>Galvan suggested families have a code word that the scammer wouldn’t be able to guess. If the person over the phone is able to provide the code word, then the person knows it’s potentially real.\u003c/p>\n",
"innerContent": [
"\n\u003cp>Galvan suggested families have a code word that the scammer wouldn’t be able to guess. If the person over the phone is able to provide the code word, then the person knows it’s potentially real.\u003c/p>\n"
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"innerHTML": "\n\u003cp>A key part of this scam’s playbook: creating a sense of emergency with the need to send money immediately. The Federal Communications Commission \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/grandparent-scams-get-more-sophisticated\">recommended that the person\u003c/a> receiving the call should, after hanging up, try calling the intended person using the number saved in their contacts to see if they truly were the one on the call.\u003c/p>\n",
"innerContent": [
"\n\u003cp>A key part of this scam’s playbook: creating a sense of emergency with the need to send money immediately. The Federal Communications Commission \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/grandparent-scams-get-more-sophisticated\">recommended that the person\u003c/a> receiving the call should, after hanging up, try calling the intended person using the number saved in their contacts to see if they truly were the one on the call.\u003c/p>\n"
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"innerBlocks": []
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{
"blockName": "core/heading",
"attrs": {
"level": 3,
"text": "The red flags: A dramatic, panic-inducing story of some emergency, an urgent request for money (for example, to post bail), the person using an unrecognized number "
},
"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">The red flags: A dramatic, panic-inducing story of some emergency, an urgent request for money (for example, to post bail), the person using an unrecognized number \u003c/h3>\n",
"innerContent": [
"\n\u003ch3 class=\"wp-block-heading\">The red flags: A dramatic, panic-inducing story of some emergency, an urgent request for money (for example, to post bail), the person using an unrecognized number \u003c/h3>\n"
],
"innerBlocks": []
},
{
"blockName": "core/heading",
"attrs": {
"text": "Mail delivery scams",
"level": 2
},
"innerHTML": "\n\u003ch2 class=\"wp-block-heading\">Mail delivery scams\u003c/h2>\n",
"innerContent": [
"\n\u003ch2 class=\"wp-block-heading\">Mail delivery scams\u003c/h2>\n"
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"blockName": "core/paragraph",
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"innerHTML": "\n\u003cp>A common way this plays out: You receive a text alert from an unknown number prompting you to click a link — because “your” package from a company like USPS, Amazon or FedEx has been misplaced or needs a pick-up. \u003c/p>\n",
"innerContent": [
"\n\u003cp>A common way this plays out: You receive a text alert from an unknown number prompting you to click a link — because “your” package from a company like USPS, Amazon or FedEx has been misplaced or needs a pick-up. \u003c/p>\n"
],
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},
{
"blockName": "core/paragraph",
"attrs": {
"dropCap": false
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"innerHTML": "\n\u003cp>“We’ve all transitioned into buying things online,” Galvan said. Because of this, she said it’s key to remember “what you’re ordering, where it’s coming from and who’s going to deliver it for you.” \u003c/p>\n",
"innerContent": [
"\n\u003cp>“We’ve all transitioned into buying things online,” Galvan said. Because of this, she said it’s key to remember “what you’re ordering, where it’s coming from and who’s going to deliver it for you.” \u003c/p>\n"
],
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},
{
"blockName": "core/paragraph",
"attrs": {
"dropCap": false
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"innerHTML": "\n\u003cp>When receiving these texts, she said to be wary of \u003ca href=\"https://www.du.edu/it/services/security/5-url-warning-signs\">suspicious links in the text\u003c/a> — for example, links that were generated by URL-shortening websites like \u003ca href=\"http://bit.ly\">bit.ly\u003c/a>, which can be used to mask the true online destination. These links may be seeking personal information input from you — or even be malicious software.\u003c/p>\n",
"innerContent": [
"\n\u003cp>When receiving these texts, she said to be wary of \u003ca href=\"https://www.du.edu/it/services/security/5-url-warning-signs\">suspicious links in the text\u003c/a> — for example, links that were generated by URL-shortening websites like \u003ca href=\"http://bit.ly\">bit.ly\u003c/a>, which can be used to mask the true online destination. These links may be seeking personal information input from you — or even be malicious software.\u003c/p>\n"
],
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{
"blockName": "core/image",
"attrs": {
"id": 12098971,
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"srcset": "https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty-1536x1024.jpg 1536w",
"sizes": "(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty.jpg\" alt=\"\" class=\"wp-image-12098971\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\" />\u003cfigcaption class=\"wp-element-caption\">A United States Postal Service (USPS) delivery van is parked on a street in Salt Lake City, Utah, on Aug. 21, 2026. \u003ccite class=\"wp-inline-image-credit\"> (Charles-McClintock Wilson/NurPhoto via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
"innerContent": [
"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty.jpg\" alt=\"\" class=\"wp-image-12098971\" />\u003cfigcaption class=\"wp-element-caption\">A United States Postal Service (USPS) delivery van is parked on a street in Salt Lake City, Utah, on Aug. 21, 2026. \u003ccite class=\"wp-inline-image-credit\"> (Charles-McClintock Wilson/NurPhoto via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>“Keep in mind that if you don’t have \u003ca href=\"https://www.cisa.gov/news-events/news/recognizing-and-avoiding-spyware\">spyware\u003c/a> [protection], it just takes one click for you to get a virus on your computer. Same thing with your phone,” she said. \u003c/p>\n",
"innerContent": [
"\n\u003cp>“Keep in mind that if you don’t have \u003ca href=\"https://www.cisa.gov/news-events/news/recognizing-and-avoiding-spyware\">spyware\u003c/a> [protection], it just takes one click for you to get a virus on your computer. Same thing with your phone,” she said. \u003c/p>\n"
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{
"blockName": "core/paragraph",
"attrs": {
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"innerHTML": "\n\u003cp>Phones tend to have protection come with them, she said, but it’s important to make sure that your software — like an iPhone’s iOS — is up-to-date. For more tips, KQED has \u003ca href=\"https://www.kqed.org/news/12070405/how-to-protect-your-information-online-in-2026\">a thorough guide on digital hygiene and security\u003c/a>.\u003c/p>\n",
"innerContent": [
"\n\u003cp>Phones tend to have protection come with them, she said, but it’s important to make sure that your software — like an iPhone’s iOS — is up-to-date. For more tips, KQED has \u003ca href=\"https://www.kqed.org/news/12070405/how-to-protect-your-information-online-in-2026\">a thorough guide on digital hygiene and security\u003c/a>.\u003c/p>\n"
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"innerHTML": "\n\u003cp>Admittedly, when it comes to packages and deliveries, it can be hard to know what is a scam text and what is a simple text alert that you signed up for. But California has \u003ca href=\"https://www.business.com/articles/text-message-laws/\">laws\u003c/a> that require people to opt in to receive various forms of text messages. So if you don’t remember signing up for text alerts, that could be a potential red flag. \u003c/p>\n",
"innerContent": [
"\n\u003cp>Admittedly, when it comes to packages and deliveries, it can be hard to know what is a scam text and what is a simple text alert that you signed up for. But California has \u003ca href=\"https://www.business.com/articles/text-message-laws/\">laws\u003c/a> that require people to opt in to receive various forms of text messages. So if you don’t remember signing up for text alerts, that could be a potential red flag. \u003c/p>\n"
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{
"blockName": "core/heading",
"attrs": {
"level": 3,
"text": "The red flags: “Delivery updates” you weren’t expecting, being urged to click a link"
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"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">The red flags: “Delivery updates” you weren’t expecting, being urged to click a link\u003c/h3>\n",
"innerContent": [
"\n\u003ch3 class=\"wp-block-heading\">The red flags: “Delivery updates” you weren’t expecting, being urged to click a link\u003c/h3>\n"
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{
"blockName": "core/heading",
"attrs": {
"text": "Other common phone and text scams in the Bay Area",
"level": 2
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"innerHTML": "\n\u003ch2 class=\"wp-block-heading\">Other common phone and text scams in the Bay Area\u003c/h2>\n",
"innerContent": [
"\n\u003ch2 class=\"wp-block-heading\">Other common phone and text scams in the Bay Area\u003c/h2>\n"
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{
"blockName": "core/paragraph",
"attrs": {
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"innerHTML": "\n\u003cp>Unfortunately, these scams are just the tip of the iceberg of the type of texts and calls a person can receive. Luckily, there are major tools online to help you look up past scams and see if they match a call, text or business you’re suspicious about. \u003c/p>\n",
"innerContent": [
"\n\u003cp>Unfortunately, these scams are just the tip of the iceberg of the type of texts and calls a person can receive. Luckily, there are major tools online to help you look up past scams and see if they match a call, text or business you’re suspicious about. \u003c/p>\n"
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"blockName": "core/paragraph",
"attrs": {
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"innerHTML": "\n\u003cp>The BBB has a thorough \u003ca href=\"https://www.bbb.org/scamtracker/lookupscam\">Scam Tracker\u003c/a> database with a list of scams reported by consumers, complete with descriptions of who they were reached by, who they thought they were talking to and even how much they lost. The American Association of Retired Persons also has \u003ca href=\"https://www.aarp.org/money/scams-fraud/tracking-map/\">a scam map.\u003c/a>\u003c/p>\n",
"innerContent": [
"\n\u003cp>The BBB has a thorough \u003ca href=\"https://www.bbb.org/scamtracker/lookupscam\">Scam Tracker\u003c/a> database with a list of scams reported by consumers, complete with descriptions of who they were reached by, who they thought they were talking to and even how much they lost. The American Association of Retired Persons also has \u003ca href=\"https://www.aarp.org/money/scams-fraud/tracking-map/\">a scam map.\u003c/a>\u003c/p>\n"
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"attrs": {
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"innerHTML": "\n\u003cp>Other scams may involve people impersonating:\u003c/p>\n",
"innerContent": [
"\n\u003cp>Other scams may involve people impersonating:\u003c/p>\n"
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{
"blockName": "core/heading",
"attrs": {
"level": 3,
"text": "The California Department of Public Health"
},
"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">The California Department of Public Health\u003c/h3>\n",
"innerContent": [
"\n\u003ch3 class=\"wp-block-heading\">The California Department of Public Health\u003c/h3>\n"
],
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{
"blockName": "core/paragraph",
"attrs": {
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"innerHTML": "\n\u003cp>The state’s health agency warns that scammers are calling to ask for financial and sensitive information, pretending to represent CDPH. \u003c/p>\n",
"innerContent": [
"\n\u003cp>The state’s health agency warns that scammers are calling to ask for financial and sensitive information, pretending to represent CDPH. \u003c/p>\n"
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"innerHTML": "\n\u003cp>\u003ca href=\"https://www.cdph.ca.gov/Pages/contact_us.aspx\">According to the agency\u003c/a>, legitimate calls focus on public health matters like disease contact tracing. They “will never involve requests for sensitive financial or non-health-related information, such as someone’s Social Security number or credit card details,” CDPH said.\u003c/p>\n",
"innerContent": [
"\n\u003cp>\u003ca href=\"https://www.cdph.ca.gov/Pages/contact_us.aspx\">According to the agency\u003c/a>, legitimate calls focus on public health matters like disease contact tracing. They “will never involve requests for sensitive financial or non-health-related information, such as someone’s Social Security number or credit card details,” CDPH said.\u003c/p>\n"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/02/ap_19032839240667-c3ea9c8607ab8c46c7dcbc486a7c0f917e3d5a08-e1549984154270.jpg\" alt=\"\" class=\"wp-image-11725572\" />\u003cfigcaption class=\"wp-element-caption\">A man walks past a PG&E sign.\u003ccite class=\"wp-inline-image-credit\"> (Jeff Chiu/AP)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
"innerContent": [
"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/02/ap_19032839240667-c3ea9c8607ab8c46c7dcbc486a7c0f917e3d5a08-e1549984154270.jpg\" alt=\"\" class=\"wp-image-11725572\" />\u003cfigcaption class=\"wp-element-caption\">A man walks past a PG&E sign.\u003ccite class=\"wp-inline-image-credit\"> (Jeff Chiu/AP)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerBlocks": []
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{
"blockName": "core/heading",
"attrs": {
"level": 3,
"text": "Utility agencies "
},
"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">Utility agencies\u003cstrong> \u003c/strong>\u003c/h3>\n",
"innerContent": [
"\n\u003ch3 class=\"wp-block-heading\">Utility agencies\u003cstrong> \u003c/strong>\u003c/h3>\n"
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"innerHTML": "\n\u003cp>West Sacramento sent out a warning early this year about \u003ca href=\"https://www.facebook.com/CityofWestSacramento/posts/a-postcard-claiming-to-be-a-public-utility-notice-from-a-private-entity-called-c/1326817099482868/\">a postcard falsely requiring residents to enroll in a “program\u003c/a>” that would allow them to receive funds for utility upgrades. \u003c/p>\n",
"innerContent": [
"\n\u003cp>West Sacramento sent out a warning early this year about \u003ca href=\"https://www.facebook.com/CityofWestSacramento/posts/a-postcard-claiming-to-be-a-public-utility-notice-from-a-private-entity-called-c/1326817099482868/\">a postcard falsely requiring residents to enroll in a “program\u003c/a>” that would allow them to receive funds for utility upgrades. \u003c/p>\n"
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"blockName": "core/paragraph",
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"innerHTML": "\n\u003cp>Other utility scams may call to ask people to pay their bills by using \u003ca href=\"https://www.santaclaraca.gov/Home/Components/News/News/45479/\">a prepaid credit card, gift card, or third-party payment app\u003c/a>. \u003c/p>\n",
"innerContent": [
"\n\u003cp>Other utility scams may call to ask people to pay their bills by using \u003ca href=\"https://www.santaclaraca.gov/Home/Components/News/News/45479/\">a prepaid credit card, gift card, or third-party payment app\u003c/a>. \u003c/p>\n"
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"innerHTML": "\n\u003cp>If you’re unsure about your utility account, be sure to call your county’s services division or PG&E directly. \u003c/p>\n",
"innerContent": [
"\n\u003cp>If you’re unsure about your utility account, be sure to call your county’s services division or PG&E directly. \u003c/p>\n"
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"innerBlocks": []
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{
"blockName": "core/heading",
"attrs": {
"level": 3,
"text": "A radio or TV opportunity "
},
"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">A radio or TV opportunity\u003cstrong> \u003c/strong>\u003c/h3>\n",
"innerContent": [
"\n\u003ch3 class=\"wp-block-heading\">A radio or TV opportunity\u003cstrong> \u003c/strong>\u003c/h3>\n"
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"innerHTML": "\n\u003cp>Creatives are being increasingly targeted by scammers posing as the hosts of radio or TV shows, offering them the chance to talk about their work on-air — as soon as they make some kind of donation or payment. \u003c/p>\n",
"innerContent": [
"\n\u003cp>Creatives are being increasingly targeted by scammers posing as the hosts of radio or TV shows, offering them the chance to talk about their work on-air — as soon as they make some kind of donation or payment. \u003c/p>\n"
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"innerHTML": "\n\u003cp>Authors have even received messages pretending to be \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">KQED Forum host Mina Kim\u003c/a>\u003cstrong>, \u003c/strong>inviting them on our call-in show to talk about their book (for $200). \u003c/p>\n",
"innerContent": [
"\n\u003cp>Authors have even received messages pretending to be \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">KQED Forum host Mina Kim\u003c/a>\u003cstrong>, \u003c/strong>inviting them on our call-in show to talk about their book (for $200). \u003c/p>\n"
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"innerHTML": "\n\u003cp>KQED will never charge people to be on \u003cem>Forum,\u003c/em> and producers are the ones who directly connect with authors and publishers. \u003c/p>\n",
"innerContent": [
"\n\u003cp>KQED will never charge people to be on \u003cem>Forum,\u003c/em> and producers are the ones who directly connect with authors and publishers. \u003c/p>\n"
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{
"blockName": "core/heading",
"attrs": {
"text": "So you got scammed. Now what?",
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"innerHTML": "\n\u003ch2 class=\"wp-block-heading\">So you got scammed. Now what?\u003c/h2>\n",
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"blockName": "core/heading",
"attrs": {
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"text": "Report it ASAP"
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"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">Report it ASAP\u003c/h3>\n",
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"innerHTML": "\n\u003cp>You may feel overwhelmed or even embarrassed after realizing that you fell into a scam, Galvan said — and that’s natural. However, she said that \u003ca href=\"https://www.bbb.org/scamtracker/reportscam\">reporting it to places like the BBB\u003c/a> offers the chance to help people around you avoid the same scam by making the information public.\u003c/p>\n",
"innerContent": [
"\n\u003cp>You may feel overwhelmed or even embarrassed after realizing that you fell into a scam, Galvan said — and that’s natural. However, she said that \u003ca href=\"https://www.bbb.org/scamtracker/reportscam\">reporting it to places like the BBB\u003c/a> offers the chance to help people around you avoid the same scam by making the information public.\u003c/p>\n"
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{
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"innerHTML": "\n\u003cp>“We want to make it as universal as possible and as easy-to-use tool for the public, so that we can alert the consumers about what’s happening in our area and then hopefully get them to be looked into by law enforcement or by government,” she said.\u003c/p>\n",
"innerContent": [
"\n\u003cp>“We want to make it as universal as possible and as easy-to-use tool for the public, so that we can alert the consumers about what’s happening in our area and then hopefully get them to be looked into by law enforcement or by government,” she said.\u003c/p>\n"
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"srcset": "https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2-1536x1025.jpg 1536w",
"sizes": "(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2.jpg\" alt=\"\" class=\"wp-image-12069528\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2-1536x1025.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\" />\u003cfigcaption class=\"wp-element-caption\">Many agencies also provide the next steps to take after facing a scam, whether it includes personal identity theft, a loss of funds or compromised accounts. \u003ccite class=\"wp-inline-image-credit\"> (Rain Star/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
"innerContent": [
"\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2.jpg\" alt=\"\" class=\"wp-image-12069528\" />\u003cfigcaption class=\"wp-element-caption\">Many agencies also provide the next steps to take after facing a scam, whether it includes personal identity theft, a loss of funds or compromised accounts. \u003ccite class=\"wp-inline-image-credit\"> (Rain Star/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>However, the BBB is a nonprofit, and they don’t have the “power to shut down anyone,” Galvan said. Nonetheless, the group works closely with local government agencies, which \u003cem>can \u003c/em>then investigate the company and the scam.\u003c/p>\n",
"innerContent": [
"\n\u003cp>However, the BBB is a nonprofit, and they don’t have the “power to shut down anyone,” Galvan said. Nonetheless, the group works closely with local government agencies, which \u003cem>can \u003c/em>then investigate the company and the scam.\u003c/p>\n"
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"innerHTML": "\n\u003cp>And since \u003ca href=\"https://www.kqed.org/news/12052217/immigration-lawyers-bay-area-common-scams-notario-fraud\">immigration-based scams\u003c/a> have also become common, she said that the BBB is not a government agency and does not verify the residency status of anyone reporting this kind of scam. \u003c/p>\n",
"innerContent": [
"\n\u003cp>And since \u003ca href=\"https://www.kqed.org/news/12052217/immigration-lawyers-bay-area-common-scams-notario-fraud\">immigration-based scams\u003c/a> have also become common, she said that the BBB is not a government agency and does not verify the residency status of anyone reporting this kind of scam. \u003c/p>\n"
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"innerHTML": "\n\u003cp>People can also report potential scams to other sites and organizations including:\u003c/p>\n",
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"The FCC: Unwanted Calls/Texts",
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"The organization that is being impersonated (for example, the IRS has a guide on how to contact the agency if you run into an IRS-based scam — national agencies can be found on the federal government’s website, or find a state-based agency on the California Department of Social Services website)",
"PG&E Scams",
"The FTC’s Report Fraud website",
"Internet Crime Complaint Center"
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"innerHTML": "\n\u003cul class=\"wp-block-list\">\n\n\n\n\n\n\n\n\n\n\n\n\u003c/ul>\n",
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null,
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"\n\n",
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null,
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null,
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"innerHTML": "\n\u003cli>\u003ca href=\"https://consumercomplaints.fcc.gov/hc/en-us/articles/115002234203-Unwanted-Calls-Texts-Phone\">The FCC: Unwanted Calls/Texts\u003c/a>\u003c/li>\n",
"innerContent": [
"\n\u003cli>\u003ca href=\"https://consumercomplaints.fcc.gov/hc/en-us/articles/115002234203-Unwanted-Calls-Texts-Phone\">The FCC: Unwanted Calls/Texts\u003c/a>\u003c/li>\n"
]
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{
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"attrs": [],
"innerBlocks": [],
"innerHTML": "\n\u003cli>Local authorities like \u003ca href=\"https://www.kqed.org/news/12090715/outside-lands-ticket-pass-friday-saturday-sunday-lineup-resale-scams-2026\">the police\u003c/a>\u003c/li>\n",
"innerContent": [
"\n\u003cli>Local authorities like \u003ca href=\"https://www.kqed.org/news/12090715/outside-lands-ticket-pass-friday-saturday-sunday-lineup-resale-scams-2026\">the police\u003c/a>\u003c/li>\n"
]
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{
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"innerHTML": "\n\u003cli>The \u003ca href=\"https://oag.ca.gov/contact/consumer-complaint-against-business-or-company\">California Attorney General’s office\u003c/a>\u003c/li>\n",
"innerContent": [
"\n\u003cli>The \u003ca href=\"https://oag.ca.gov/contact/consumer-complaint-against-business-or-company\">California Attorney General’s office\u003c/a>\u003c/li>\n"
]
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{
"blockName": "core/list-item",
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"innerHTML": "\n\u003cli>The organization that is being impersonated (for example, the IRS has \u003ca href=\"https://www.irs.gov/help/report-fraud/report-fake-irs-treasury-or-tax-related-emails-and-messages\">a guide on how to contact the agency\u003c/a> if you run into an IRS-based scam — national agencies can be \u003ca href=\"https://www.usa.gov/agency-index\">found on the federal government’s website\u003c/a>, or find a state-based agency on \u003ca href=\"https://cdss.ca.gov/inforesources/fraud/subprograms-and-info\">the California Department of Social Services website\u003c/a>)\u003c/li>\n",
"innerContent": [
"\n\u003cli>The organization that is being impersonated (for example, the IRS has \u003ca href=\"https://www.irs.gov/help/report-fraud/report-fake-irs-treasury-or-tax-related-emails-and-messages\">a guide on how to contact the agency\u003c/a> if you run into an IRS-based scam — national agencies can be \u003ca href=\"https://www.usa.gov/agency-index\">found on the federal government’s website\u003c/a>, or find a state-based agency on \u003ca href=\"https://cdss.ca.gov/inforesources/fraud/subprograms-and-info\">the California Department of Social Services website\u003c/a>)\u003c/li>\n"
]
},
{
"blockName": "core/list-item",
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"innerHTML": "\n\u003cli>\u003ca href=\"https://www.pge.com/en/account/customer-service/scams.html\">PG&E Scams\u003c/a>\u003c/li>\n",
"innerContent": [
"\n\u003cli>\u003ca href=\"https://www.pge.com/en/account/customer-service/scams.html\">PG&E Scams\u003c/a>\u003c/li>\n"
]
},
{
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"attrs": [],
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"innerHTML": "\n\u003cli>The \u003ca href=\"https://reportfraud.ftc.gov/\">FTC’s Report Fraud website\u003c/a>\u003c/li>\n",
"innerContent": [
"\n\u003cli>The \u003ca href=\"https://reportfraud.ftc.gov/\">FTC’s Report Fraud website\u003c/a>\u003c/li>\n"
]
},
{
"blockName": "core/list-item",
"attrs": [],
"innerBlocks": [],
"innerHTML": "\n\u003cli>\u003ca href=\"https://www.ic3.gov/\">Internet Crime Complaint Center\u003c/a>\u003c/li>\n",
"innerContent": [
"\n\u003cli>\u003ca href=\"https://www.ic3.gov/\">Internet Crime Complaint Center\u003c/a>\u003c/li>\n"
]
}
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},
{
"blockName": "core/heading",
"attrs": {
"level": 3,
"text": "Seek support"
},
"innerHTML": "\n\u003ch3 class=\"wp-block-heading\">Seek support\u003c/h3>\n",
"innerContent": [
"\n\u003ch3 class=\"wp-block-heading\">Seek support\u003c/h3>\n"
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"innerHTML": "\n\u003cp>Many agencies also provide the next steps to take after facing a scam, whether it includes personal identity theft, a loss of funds or compromised accounts. \u003c/p>\n",
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"\n\u003cp>Many agencies also provide the next steps to take after facing a scam, whether it includes personal identity theft, a loss of funds or compromised accounts. \u003c/p>\n"
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],
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},
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],
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"innerHTML": "\n\u003cli>\u003ca href=\"https://www.irs.gov/help/tax-scams/if-you-were-scammed\">IRS: If You Were Scammed\u003c/a>\u003c/li>\n",
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"\n\u003cli>\u003ca href=\"https://www.irs.gov/help/tax-scams/if-you-were-scammed\">IRS: If You Were Scammed\u003c/a>\u003c/li>\n"
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},
{
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"innerHTML": "\n\u003cli>\u003ca href=\"https://oag.ca.gov/consumers\">California Attorney General’s page on consumer protection\u003c/a>\u003c/li>\n",
"innerContent": [
"\n\u003cli>\u003ca href=\"https://oag.ca.gov/consumers\">California Attorney General’s page on consumer protection\u003c/a>\u003c/li>\n"
]
},
{
"blockName": "core/list-item",
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"innerHTML": "\n\u003cli>\u003ca href=\"https://oag.ca.gov/idtheft/facts/how-to-registry\">California Identity Theft Registry\u003c/a>\u003c/li>\n",
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"\n\u003cli>\u003ca href=\"https://oag.ca.gov/idtheft/facts/how-to-registry\">California Identity Theft Registry\u003c/a>\u003c/li>\n"
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},
{
"blockName": "core/list-item",
"attrs": [],
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"innerHTML": "\n\u003cli>\u003ca href=\"https://consumer.ftc.gov/articles/what-do-if-you-were-scammed\">FTC Consumer Advice\u003c/a>\u003c/li>\n",
"innerContent": [
"\n\u003cli>\u003ca href=\"https://consumer.ftc.gov/articles/what-do-if-you-were-scammed\">FTC Consumer Advice\u003c/a>\u003c/li>\n"
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},
{
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"attrs": [],
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"innerHTML": "\n\u003cli>\u003ca href=\"https://scamsurvivaltoolkit.bbbmarketplacetrust.org/\">BBB Scam Survival Toolkit\u003c/a> and the \u003ca href=\"https://www.bbb.org/all/scam-prevention\">BBB Scam Prevention Guide\u003c/a>\u003c/li>\n",
"innerContent": [
"\n\u003cli>\u003ca href=\"https://scamsurvivaltoolkit.bbbmarketplacetrust.org/\">BBB Scam Survival Toolkit\u003c/a> and the \u003ca href=\"https://www.bbb.org/all/scam-prevention\">BBB Scam Prevention Guide\u003c/a>\u003c/li>\n"
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"excerpt": "Phone and text scams are getting more sophisticated. Here are some common ones in the Bay and the country, along with tips on how to keep a lookout for them. ",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>If you’ve had the nagging feeling that scam calls and messages have gotten worse over the last few years, you’re actually correct.\u003c/p>\n\n\n\n\u003cp>Americans reported losing a total of $3.5 billion to imposter scams in 2025, according to \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">June data\u003c/a> announced by the Federal Trade Commission this summer — nearly three times the amount reported in 2020. \u003c/p>\n\n\n\n\u003cp>Imposter scams and other types of fraud through social media, email and other platforms have become a ubiquitous issue impacting people across the country. According to \u003ca href=\"https://apnews.com/article/poll-scams-law-enforcement-social-media-389f8d824b89fa434c297729f2aaf56d\">a poll and investigation\u003c/a> by the \u003cem>Associated Press\u003c/em> and the University of Chicago, almost every American has been \u003ca href=\"https://apnews.com/article/scams-online-scams-ai-internet-safety-phishing-fraud-34517de3546d604e20c9d78d3dc5af4f\">“targeted by scammers in some way.”\u003c/a>\u003c/p>\n\n\n\n\u003cp>“It can happen to anyone,” said Alma Galvan, the San Francisco Bay Area communications director for the Better Business Bureau, a nonprofit that supports consumers and businesses. \u003c/p>\n\n\n\n\u003cp>“It doesn’t matter your education level,” she said. “It doesn’t matter what you look like. Scammers will target anyone.”\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty.jpg\" alt=\"\" class=\"wp-image-12098963\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Phone and text scams are getting more sophisticated. Americans reported losing a total of $3.5 billion to imposter scams in 2025, according to June data announced by the Federal Trade Commission this summer. (Matthias Balk/Picture Alliance via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>And while scams take all forms — \u003ca href=\"https://www.sfgate.com/news/bayarea/article/sf-better-business-bureau-warns-customers-of-cat-22413539.php\">pretending to be local San Francisco businesses\u003c/a>, \u003ca href=\"https://www.bbb.org/article/news-releases/34935-bbb-scam-alert-dont-be-fooled-by-free-gas-and-grocery-card-postcards\">fake gas gift cards\u003c/a>, \u003ca href=\"https://www.kqed.org/news/12095536/after-the-18000-scam-how-can-bay-area-renters-protect-themselves\">rent schemes\u003c/a>, \u003ca href=\"https://consumer.ftc.gov/articles/what-know-about-romance-scams\">catfishing\u003c/a> and even impersonating \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">KQED \u003cem>Forum \u003c/em>host Mina Kim\u003c/a> — the ones that fall directly into your lap are usually through phone calls and text messages. \u003c/p>\n\n\n\n\u003cp>This is compounded by the fact that your phone’s caller ID capabilities may not always flag a spam call — and scammers can find a way to make it appear as if they are calling from \u003ca href=\"https://www.calwater.com/help/protecting-yourself-against-utility-scams/\">a verified organization or agency\u003c/a>. \u003c/p>\n\n\n\n\u003cp>In fact, the problem has become \u003cem>so\u003c/em> widespread that California now has its own \u003ca href=\"https://www.kqed.org/news/12069507/sick-of-scam-calls-and-texts-you-can-now-request-to-remove-your-details-from-data-brokers\">“Delete Request and Opt-out Platform” (DROP) form\u003c/a>, which allows residents to scrub their info from data brokers — a major way scammers obtain your contact information — in order to lessen the amount of scam calls and texts.\u003c/p>\n\n\n\n\u003cp>While a scam may feel obvious in hindsight, it can be hard to think calmly in the heat of the moment, especially since scammers often fake emergencies or apply pressure to spur people to act in panic. And the ability of scammers to persuade and convince their targets has only gotten worse with \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">the rise of generative AI.\u003c/a> \u003c/p>\n\n\n\n\u003cp>One silver lining: Scams often follow the same kinds of patterns and playbooks — and knowing about them could help you and your family learn to detect a scam even faster.\u003c/p>\n\n\n\n\u003cp>Read on to learn about common forms of phone- and text-based scams in the Bay Area and California, as well as the red flags to look out for if you do receive a potentially enticing message. \u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Task scams\u003c/h2>\n\n\n\n\u003cp>The most common scams in the Bay Area have been “task scams,” Galvan said: when someone receives an offer — often through text — to do seemingly simple, repetitive actions online, such as \u003ca href=\"https://www.bbb.org/all/scamstudies/jobscams/employment-scams-2026-update\">liking YouTube videos\u003c/a>. \u003c/p>\n\n\n\n\u003cp>“There are so many different versions of this scam, and it doesn’t target one individual,” she said, explaining that the age range of people impacted by the scam varies from early 20s to late 60s. “It attracts consumers that are looking for a job.” \u003c/p>\n\n\n\n\n\n\u003cp>The kind of job being offered promises “flexible hours, the ability to work from home, super high earnings — and you only have to work an hour and a half a day, and you make $500, with the option of making extra money if you decide to work over the weekend,” Galvan said.\u003c/p>\n\n\n\n\u003cp>Sometimes these scammers will even provide some initial payment to build some trust. But these so-called opportunities can lead to major consequences. One person reported to the BBB lost $17,000 after buying equipment to work from home, she said. \u003c/p>\n\n\n\n\u003cp>The scammers “instructed him to purchase gift cards to pay for the equipment,” saying it was for “security measures and protocol that the company had,” she said.\u003c/p>\n\n\n\n\u003cp>A major red flag, Galvan said, is recognizing when the salary may be too high for the task. People should also never pay to apply for a job. \u003c/p>\n\n\n\n\u003cp>Don’t let anyone deposit money into your personal bank account if you haven’t had a job interview or received an offer letter, she said. You should also never make any suggested purchases with gift cards or cryptocurrency, especially since the latter is “not regulated by the government,” Galvan said.\u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: A job offer with aspects — high salary, flexibility, simplicity — that seem too good to be true, a demand to purchase equipment or pay to apply\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Employment scams\u003c/h2>\n\n\n\n\u003cp>In another employment-based scam, targets will receive a fake job offer — purporting to be from a legitimate business in the Bay Area. \u003c/p>\n\n\n\n\u003cp>A person may get a text message, a DM through social media or a platform like WhatsApp and Telegram offering a position related to their field, “but then the salary is just above average for the job itself,” Galvan said.\u003c/p>\n\n\n\n\u003cp>She said that people should go to the company’s website and verify if the position is indeed real — and even try calling the company to also verify the job listing and the identity of the person conducting the interview.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-embed is-type-rich is-provider-instagram wp-block-embed-instagram\">\u003cdiv class=\"wp-block-embed__wrapper\">\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/div>\u003c/figure>\n\n\n\n\u003cp>Keep in mind: Anyone can create a website, but a way to look into who is \u003cem>running \u003c/em>a website is by visiting \u003ca href=\"https://www.whois.com/\">Whois.com\u003c/a>. If the website is public, you’ll be able to see who created it, when it was created and when the domain expired. For example, if the website was created just a few days ago and is offering several jobs, it may not be a legitimate business, Galvan said. \u003c/p>\n\n\n\n\u003cp>While you should insist on a formal interview by phone or video, generative AI has unfortunately been a major tool in these scams, allowing fraudsters to produce voices and videos to mimic recruiters. \u003c/p>\n\n\n\n\u003cp>It might feel incredibly discouraging to make sure everyone you are talking to is real — something KQED’s internet \u003ca href=\"https://www.instagram.com/kqed/reel/Dc9KDXSDP26/\">podcast Close All Tabs\u003c/a> even touches on in an episode about \u003ca href=\"https://www.kqed.org/news/12086839/how-to-prove-youre-not-ai\">how difficult it is to prove \u003cem>you \u003c/em>are not AI\u003c/a>. But that’s why doing the research beforehand is vital, Galvan said, “to make sure that you’re actually talking to a real person.”\u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: High salaries, well-known companies, a job website that was only recently created, a suspicious video interview\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Bank scams\u003c/h2>\n\n\n\n\u003cp>According to \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">the FTC\u003c/a>, the most costly type of impersonation scams come from a fake security alert, often from someone purporting to represent your real bank.\u003c/p>\n\n\n\n\u003cp>“People are convinced to move money to “protect” it, with their losses often limited only by their available funds,” per \u003ca href=\"https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-data-show-people-reported-losing-3-point-5-billion-imposter-scams-2025\">the FTC\u003c/a>. Callers may also ask for a person’s card number, a PIN or the last four digits of their Social Security number.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1187\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM.jpg\" alt=\"A woman walks past a Wells Fargo ATM in Pasadena on September 28, 2016. California Treasurer John Chiang said the state will suspend several banking relationships with Wells Fargo to sanction the firm following allegations of 'fleecing its customers.'\" class=\"wp-image-11108212\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-400x247.jpg 400w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-800x495.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-1180x730.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2016/09/WellsFargoATM-960x594.jpg 960w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" />\u003cfigcaption class=\"wp-element-caption\">A woman walks past a Wells Fargo ATM in Pasadena. (Frederic J Brown/AFP-Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>Galvan said here it’s good to have a connection with your local bank and make sure you know if you’ve even opted in to receive text messages from them — because otherwise, getting out-of-the-blue texts from your bank should raise your suspicions. \u003c/p>\n\n\n\n\u003cp>After hanging up, she said people should be sure to call the number on the back of your bank card, as opposed to the first result on a Google search, since a scammer could potentially buy an ad and place a fraudulent phone number. Don’t call any numbers you’re given in a message purporting to be from your bank either, as these may be scam numbers too. Only through this official phone number to your bank can you confirm if the message you got was valid.\u003c/p>\n\n\n\n\u003cp>“It’s up to us to do that little extra step,” she said. \u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: Unexpected texts from your bank, requests for personal information, including your PIN\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">IRS scams\u003c/h2>\n\n\n\n\u003cp>What is more stressful than a call from the bank? A call from the Internal Revenue Service, which handles taxes in the United States. \u003c/p>\n\n\n\n\u003cp>The IRS has a page dedicated to \u003ca href=\"https://www.irs.gov/help/tax-scams/recognize-tax-scams-and-fraud\">the common reasons\u003c/a> \u003ca href=\"https://www.irs.gov/newsroom/dirty-dozen-tax-scams-for-2026-irs-reminds-taxpayers-to-watch-out-for-dangerous-threats\">impersonators use\u003c/a> when contacting unsuspecting targets, including W-2 form fraud and unclaimed tax refunds. Some people have also received fake calls about apparent back taxes owed, with the scammer claiming to be from the IRS or \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/tax-season-phone-scams-and-taxpayer-id-theft\">“Tax Resolution Oversight Department.”\u003c/a>\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed.jpg\" alt=\"\" class=\"wp-image-12035739\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/internal-revenue-service_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">The Internal Revenue Service (IRS) building in Washington, D.C. (Zach Gibson/Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>But you should know: The IRS primarily contacts people through letters the first time — which \u003ca href=\"https://www.irs.gov/individuals/understanding-your-irs-notice-or-letter\">you can verify online or by calling the IRS’s hotline at 800-829-1040\u003c/a>.\u003c/p>\n\n\n\n\u003cp>Keep in mind — like your bank, the IRS only \u003ca href=\"https://www.irs.gov/help/how-to-know-its-the-irs\">texts\u003c/a> you when you opt in to receive those texts. According to the agency, there \u003cem>are \u003c/em>some cases where they use automated phone messages, but these calls will “direct you to IRS.gov to securely manage your account, make payments or resolve an issue,” \u003ca href=\"https://www.irs.gov/help/how-to-know-its-the-irs\">the IRS website read\u003c/a>. “The messages don’t share specific details.”\u003c/p>\n\n\n\n\u003cp>According to \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/tax-season-phone-scams-and-taxpayer-id-theft\">the FCC\u003c/a>, people should never give personal details over the phone like PINs, passwords and credit card information. \u003c/p>\n\n\n\n\u003cp>If you receive a call from someone claiming to be with the IRS, ask for a reference number. Then the person should hang up and call the IRS again, but only using one of \u003ca href=\"https://www.irs.gov/help/let-us-help-you\">the official IRS phone numbers\u003c/a> listed on its government website, to see if the call was real. \u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: Unexpected texts from the IRS, attempts to panic you with talk of “back taxes” owed or similar, a live caller wanting financial information including your PIN\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Emergency call scams\u003c/h2>\n\n\n\n\u003cp>This particularly alarming type of scam has continued to \u003ca href=\"https://www.aarp.org/money/scams-fraud/grandparent/\">grab headlines\u003c/a> for the past few years: Someone impersonating a loved one in text messages or even a phone call, desperately asking a parent or a grandparent to wire them money due to some emergency.\u003c/p>\n\n\n\n\u003cp>A common example is the young person — usually college-aged — saying they’re traveling for vacation (for example, for spring break) and getting arrested at the U.S.-Mexico border, Galvan said. And \u003ca href=\"https://www.nyc.gov/site/dca/consumers/artificial-intelligence-scam-tips.page\">AI has only made it easier\u003c/a> for scammers to impersonate someone’s voice.\u003c/p>\n\n\n\n\u003cp>“It sounds like the person,” she said. “It sounds legitimate.”\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2.jpg\" alt=\"\" class=\"wp-image-12098969\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/PhoneGetty2-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">“It doesn’t matter your education level. It doesn’t matter what you look like. Scammers will target anyone,” said Alma Galvan, the San Francisco Bay Area communications director for the Better Business Bureau. (Edward Berthelot/Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>Galvan suggested families have a code word that the scammer wouldn’t be able to guess. If the person over the phone is able to provide the code word, then the person knows it’s potentially real.\u003c/p>\n\n\n\n\u003cp>A key part of this scam’s playbook: creating a sense of emergency with the need to send money immediately. The Federal Communications Commission \u003ca href=\"https://www.fcc.gov/consumers/scam-alert/grandparent-scams-get-more-sophisticated\">recommended that the person\u003c/a> receiving the call should, after hanging up, try calling the intended person using the number saved in their contacts to see if they truly were the one on the call.\u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: A dramatic, panic-inducing story of some emergency, an urgent request for money (for example, to post bail), the person using an unrecognized number \u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Mail delivery scams\u003c/h2>\n\n\n\n\u003cp>A common way this plays out: You receive a text alert from an unknown number prompting you to click a link — because “your” package from a company like USPS, Amazon or FedEx has been misplaced or needs a pick-up. \u003c/p>\n\n\n\n\u003cp>“We’ve all transitioned into buying things online,” Galvan said. Because of this, she said it’s key to remember “what you’re ordering, where it’s coming from and who’s going to deliver it for you.” \u003c/p>\n\n\n\n\u003cp>When receiving these texts, she said to be wary of \u003ca href=\"https://www.du.edu/it/services/security/5-url-warning-signs\">suspicious links in the text\u003c/a> — for example, links that were generated by URL-shortening websites like \u003ca href=\"http://bit.ly\">bit.ly\u003c/a>, which can be used to mask the true online destination. These links may be seeking personal information input from you — or even be malicious software.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty.jpg\" alt=\"\" class=\"wp-image-12098971\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/MailTruckGetty-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">A United States Postal Service (USPS) delivery van is parked on a street in Salt Lake City, Utah, on Aug. 21, 2026. (Charles-McClintock Wilson/NurPhoto via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“Keep in mind that if you don’t have \u003ca href=\"https://www.cisa.gov/news-events/news/recognizing-and-avoiding-spyware\">spyware\u003c/a> [protection], it just takes one click for you to get a virus on your computer. Same thing with your phone,” she said. \u003c/p>\n\n\n\n\u003cp>Phones tend to have protection come with them, she said, but it’s important to make sure that your software — like an iPhone’s iOS — is up-to-date. For more tips, KQED has \u003ca href=\"https://www.kqed.org/news/12070405/how-to-protect-your-information-online-in-2026\">a thorough guide on digital hygiene and security\u003c/a>.\u003c/p>\n\n\n\n\u003cp>Admittedly, when it comes to packages and deliveries, it can be hard to know what is a scam text and what is a simple text alert that you signed up for. But California has \u003ca href=\"https://www.business.com/articles/text-message-laws/\">laws\u003c/a> that require people to opt in to receive various forms of text messages. So if you don’t remember signing up for text alerts, that could be a potential red flag. \u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The red flags: “Delivery updates” you weren’t expecting, being urged to click a link\u003c/h3>\n\n\n\n\u003ch2 class=\"wp-block-heading\">Other common phone and text scams in the Bay Area\u003c/h2>\n\n\n\n\u003cp>Unfortunately, these scams are just the tip of the iceberg of the type of texts and calls a person can receive. Luckily, there are major tools online to help you look up past scams and see if they match a call, text or business you’re suspicious about. \u003c/p>\n\n\n\n\u003cp>The BBB has a thorough \u003ca href=\"https://www.bbb.org/scamtracker/lookupscam\">Scam Tracker\u003c/a> database with a list of scams reported by consumers, complete with descriptions of who they were reached by, who they thought they were talking to and even how much they lost. The American Association of Retired Persons also has \u003ca href=\"https://www.aarp.org/money/scams-fraud/tracking-map/\">a scam map.\u003c/a>\u003c/p>\n\n\n\n\u003cp>Other scams may involve people impersonating:\u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">The California Department of Public Health\u003c/h3>\n\n\n\n\u003cp>The state’s health agency warns that scammers are calling to ask for financial and sensitive information, pretending to represent CDPH. \u003c/p>\n\n\n\n\u003cp>\u003ca href=\"https://www.cdph.ca.gov/Pages/contact_us.aspx\">According to the agency\u003c/a>, legitimate calls focus on public health matters like disease contact tracing. They “will never involve requests for sensitive financial or non-health-related information, such as someone’s Social Security number or credit card details,” CDPH said.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1438\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/02/ap_19032839240667-c3ea9c8607ab8c46c7dcbc486a7c0f917e3d5a08-e1549984154270.jpg\" alt=\"\" class=\"wp-image-11725572\" />\u003cfigcaption class=\"wp-element-caption\">A man walks past a PG&E sign. (Jeff Chiu/AP)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003ch3 class=\"wp-block-heading\">Utility agencies\u003cstrong> \u003c/strong>\u003c/h3>\n\n\n\n\u003cp>West Sacramento sent out a warning early this year about \u003ca href=\"https://www.facebook.com/CityofWestSacramento/posts/a-postcard-claiming-to-be-a-public-utility-notice-from-a-private-entity-called-c/1326817099482868/\">a postcard falsely requiring residents to enroll in a “program\u003c/a>” that would allow them to receive funds for utility upgrades. \u003c/p>\n\n\n\n\u003cp>Other utility scams may call to ask people to pay their bills by using \u003ca href=\"https://www.santaclaraca.gov/Home/Components/News/News/45479/\">a prepaid credit card, gift card, or third-party payment app\u003c/a>. \u003c/p>\n\n\n\n\u003cp>If you’re unsure about your utility account, be sure to call your county’s services division or PG&E directly. \u003c/p>\n\n\n\n\u003ch3 class=\"wp-block-heading\">A radio or TV opportunity\u003cstrong> \u003c/strong>\u003c/h3>\n\n\n\n\u003cp>Creatives are being increasingly targeted by scammers posing as the hosts of radio or TV shows, offering them the chance to talk about their work on-air — as soon as they make some kind of donation or payment. \u003c/p>\n\n\n\n\u003cp>Authors have even received messages pretending to be \u003ca href=\"https://www.kqed.org/forum/2010101913708/scammers-pretended-to-be-forums-mina-kim-heres-why\">KQED Forum host Mina Kim\u003c/a>\u003cstrong>, \u003c/strong>inviting them on our call-in show to talk about their book (for $200). \u003c/p>\n\n\n\n\u003cp>KQED will never charge people to be on \u003cem>Forum,\u003c/em> and producers are the ones who directly connect with authors and publishers. \u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">So you got scammed. Now what?\u003c/h2>\n\n\n\n\u003ch3 class=\"wp-block-heading\">Report it ASAP\u003c/h3>\n\n\n\n\u003cp>You may feel overwhelmed or even embarrassed after realizing that you fell into a scam, Galvan said — and that’s natural. However, she said that \u003ca href=\"https://www.bbb.org/scamtracker/reportscam\">reporting it to places like the BBB\u003c/a> offers the chance to help people around you avoid the same scam by making the information public.\u003c/p>\n\n\n\n\u003cp>“We want to make it as universal as possible and as easy-to-use tool for the public, so that we can alert the consumers about what’s happening in our area and then hopefully get them to be looked into by law enforcement or by government,” she said.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1334\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2.jpg\" alt=\"\" class=\"wp-image-12069528\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty2-1536x1025.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Many agencies also provide the next steps to take after facing a scam, whether it includes personal identity theft, a loss of funds or compromised accounts. (Rain Star/Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>However, the BBB is a nonprofit, and they don’t have the “power to shut down anyone,” Galvan said. Nonetheless, the group works closely with local government agencies, which \u003cem>can \u003c/em>then investigate the company and the scam.\u003c/p>\n\n\n\n\u003cp>And since \u003ca href=\"https://www.kqed.org/news/12052217/immigration-lawyers-bay-area-common-scams-notario-fraud\">immigration-based scams\u003c/a> have also become common, she said that the BBB is not a government agency and does not verify the residency status of anyone reporting this kind of scam. \u003c/p>\n\n\n\n\u003cp>People can also report potential scams to other sites and organizations including:\u003c/p>\n\n\n\n\u003cul class=\"wp-block-list\">\n\u003cli>\u003ca href=\"https://consumercomplaints.fcc.gov/hc/en-us/articles/115002234203-Unwanted-Calls-Texts-Phone\">The FCC: Unwanted Calls/Texts\u003c/a>\u003c/li>\n\n\n\n\u003cli>Local authorities like \u003ca href=\"https://www.kqed.org/news/12090715/outside-lands-ticket-pass-friday-saturday-sunday-lineup-resale-scams-2026\">the police\u003c/a>\u003c/li>\n\n\n\n\u003cli>The \u003ca href=\"https://oag.ca.gov/contact/consumer-complaint-against-business-or-company\">California Attorney General’s office\u003c/a>\u003c/li>\n\n\n\n\u003cli>The organization that is being impersonated (for example, the IRS has \u003ca href=\"https://www.irs.gov/help/report-fraud/report-fake-irs-treasury-or-tax-related-emails-and-messages\">a guide on how to contact the agency\u003c/a> if you run into an IRS-based scam — national agencies can be \u003ca href=\"https://www.usa.gov/agency-index\">found on the federal government’s website\u003c/a>, or find a state-based agency on \u003ca href=\"https://cdss.ca.gov/inforesources/fraud/subprograms-and-info\">the California Department of Social Services website\u003c/a>)\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://www.pge.com/en/account/customer-service/scams.html\">PG&E Scams\u003c/a>\u003c/li>\n\n\n\n\u003cli>The \u003ca href=\"https://reportfraud.ftc.gov/\">FTC’s Report Fraud website\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://www.ic3.gov/\">Internet Crime Complaint Center\u003c/a>\u003c/li>\n\u003c/ul>\n\n\n\n\u003ch3 class=\"wp-block-heading\">Seek support\u003c/h3>\n\n\n\n\u003cp>Many agencies also provide the next steps to take after facing a scam, whether it includes personal identity theft, a loss of funds or compromised accounts. \u003c/p>\n\n\n\n\u003cp>Some resources include:\u003c/p>\n\n\n\n\u003cul class=\"wp-block-list\">\n\u003cli>\u003ca href=\"https://www.irs.gov/help/tax-scams/if-you-were-scammed\">IRS: If You Were Scammed\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://oag.ca.gov/consumers\">California Attorney General’s page on consumer protection\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://oag.ca.gov/idtheft/facts/how-to-registry\">California Identity Theft Registry\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://consumer.ftc.gov/articles/what-do-if-you-were-scammed\">FTC Consumer Advice\u003c/a>\u003c/li>\n\n\n\n\u003cli>\u003ca href=\"https://scamsurvivaltoolkit.bbbmarketplacetrust.org/\">BBB Scam Survival Toolkit\u003c/a> and the \u003ca href=\"https://www.bbb.org/all/scam-prevention\">BBB Scam Prevention Guide\u003c/a>\u003c/li>\n\u003c/ul>\n\u003c/div>\u003c/p>",
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"slug": "a-new-anthropic-model-seeks-to-test-how-ai-could-impact-the-us-economy",
"title": "A New Anthropic Model Seeks to Test How AI Could Impact the US Economy",
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"content": "\n\u003cp>Will \u003ca href=\"https://www.kqed.org/news/tag/artificial-intelligence\">artificial intelligence\u003c/a> light a fire under the U.S. economy in the coming years? That’s been a big question in the field of economics, and now Anthropic — the company behind the popular Claude AI assistant — is taking a stab at helping people find their own answers. The company has created \u003ca href=\"https://www.anthropic.com/institute/econ-scenarios\" target=\"_blank\" rel=\"noreferrer noopener\">an interactive tool\u003c/a> that lets users test their assumptions about how productive — or disruptive — the AI boom might be.\u003c/p>\n\n\n\n\u003cp>In one scenario, artificial intelligence provides a gentle boost to the economy, lifting growth rates with little effect on workers. At the other extreme, GDP soars, but so does unemployment, with nearly 14% of workers losing their jobs to AI and less than half of them finding new ones.\u003c/p>\n\n\n\n\u003cp>The different outcomes depend on how capable and flexible the technology is, how quickly it’s adopted, whether it supports or replaces workers, and whether displaced workers find new work to do.\u003c/p>\n\n\n\n\n\n\u003cp>“In the modest change scenario, AI is a small technology. The economy continues on a ‘normal’ path with AI making changes around the margins,” Anthropic experts write in an \u003ca href=\"https://www-cdn.anthropic.com/files/4zrzovbb/website/cf58f84d46a4a76bf5a5b039ac695fba6b80041c.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">accompanying blog post\u003c/a>. “In the extreme scenario, AI transforms the economy. The macroeconomic consequences go well beyond any event in history, both in terms of magnitudes and in terms of the speed at which change happens.”\u003c/p>\n\n\n\n\u003cp>Authors of the Anthropic study do not offer a prediction of which outcome is more likely. In general, they say, AI experts tend to project a more rapid spread of the technology while economists tend to be more cautious.\u003c/p>\n\n\n\n\u003cp>Anthropic co-founder Jack Clark is somewhere in the middle.\u003c/p>\n\n\n\n\u003cp>“I think the technology will keep developing at a very, very fast and sustained rate, but diffusion of the technology will likely be more challenging than people think,” Clark told NPR. “So it will get really, really good. But it will make its way into the economy more slowly.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">AI’s impact on economy is uncertain\u003c/h2>\n\n\n\n\u003cp>A survey by Anthropic of nearly 11,000 people found that the public’s expectations of AI are also mixed. The average survey respondent projects a significant boost in productivity and economic growth but also a substantial disruption to workers in AI-sensitive fields.\u003c/p>\n\n\n\n\u003cp>A major determinant of AI’s impact will be how quickly it spreads through the economy.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1980\" height=\"1320\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472.jpg\" alt=\"\" class=\"wp-image-12079282\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472.jpg 1980w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1980px) 100vw, 1980px\" />\u003cfigcaption class=\"wp-element-caption\">The Salesforce Tower is seen reflected in the windows of 500 Howard St., where AI firm Anthropic subleased Slack’s office, in downtown San Francisco, California, on Oct. 19, 2023. (Loren Elliott for The Washington Post via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“If the AI can do amazing things but nobody uses it, then it’s not going to have an economic impact,” says Anton Korinek, Anthropic’s head of transformative AI economic studies.\u003c/p>\n\n\n\n\u003cp>While rapid adoption of the technology could be more disruptive, it could also produce much faster economic growth. In Anthropic’s extreme case, GDP grows at more than seven times its current pace. That could produce a lot of additional tax revenue to support workers who are hurt by AI.\u003c/p>\n\n\n\n\u003cp>“If you end up with this level of GDP growth, you have moves available to you as a [government] policymaker that are unimaginable today,” Clark says. “Policymakers should get ready to spend.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>“In the modest change scenario, AI is a small technology. The economy continues on a ‘normal’ path with AI making changes around the margins,” Anthropic experts write in an \u003ca href=\"https://www-cdn.anthropic.com/files/4zrzovbb/website/cf58f84d46a4a76bf5a5b039ac695fba6b80041c.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">accompanying blog post\u003c/a>. “In the extreme scenario, AI transforms the economy. The macroeconomic consequences go well beyond any event in history, both in terms of magnitudes and in terms of the speed at which change happens.”\u003c/p>\n",
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472.jpg\" alt=\"\" class=\"wp-image-12079282\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472.jpg 1980w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\" />\u003cfigcaption class=\"wp-element-caption\">The Salesforce Tower is seen reflected in the windows of 500 Howard St., where AI firm Anthropic subleased Slack’s office, in downtown San Francisco, California, on Oct. 19, 2023. \u003ccite class=\"wp-inline-image-credit\"> (Loren Elliott for The Washington Post via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"innerHTML": "\n\u003cp>While rapid adoption of the technology could be more disruptive, it could also produce much faster economic growth. In Anthropic’s extreme case, GDP grows at more than seven times its current pace. That could produce a lot of additional tax revenue to support workers who are hurt by AI.\u003c/p>\n",
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"\n\u003cp>While rapid adoption of the technology could be more disruptive, it could also produce much faster economic growth. In Anthropic’s extreme case, GDP grows at more than seven times its current pace. That could produce a lot of additional tax revenue to support workers who are hurt by AI.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“If you end up with this level of GDP growth, you have moves available to you as a [government] policymaker that are unimaginable today,” Clark says. “Policymakers should get ready to spend.”\u003c/p>\n",
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"excerpt": "Anthropic, the artificial intelligence company behind the Claude assistant, has created an interactive tool to show how AI might affect the U.S economy a little or a lot in the next few years.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>Will \u003ca href=\"https://www.kqed.org/news/tag/artificial-intelligence\">artificial intelligence\u003c/a> light a fire under the U.S. economy in the coming years? That’s been a big question in the field of economics, and now Anthropic — the company behind the popular Claude AI assistant — is taking a stab at helping people find their own answers. The company has created \u003ca href=\"https://www.anthropic.com/institute/econ-scenarios\" target=\"_blank\" rel=\"noreferrer noopener\">an interactive tool\u003c/a> that lets users test their assumptions about how productive — or disruptive — the AI boom might be.\u003c/p>\n\n\n\n\u003cp>In one scenario, artificial intelligence provides a gentle boost to the economy, lifting growth rates with little effect on workers. At the other extreme, GDP soars, but so does unemployment, with nearly 14% of workers losing their jobs to AI and less than half of them finding new ones.\u003c/p>\n\n\n\n\u003cp>The different outcomes depend on how capable and flexible the technology is, how quickly it’s adopted, whether it supports or replaces workers, and whether displaced workers find new work to do.\u003c/p>\n\n\n\n\n\n\u003cp>“In the modest change scenario, AI is a small technology. The economy continues on a ‘normal’ path with AI making changes around the margins,” Anthropic experts write in an \u003ca href=\"https://www-cdn.anthropic.com/files/4zrzovbb/website/cf58f84d46a4a76bf5a5b039ac695fba6b80041c.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">accompanying blog post\u003c/a>. “In the extreme scenario, AI transforms the economy. The macroeconomic consequences go well beyond any event in history, both in terms of magnitudes and in terms of the speed at which change happens.”\u003c/p>\n\n\n\n\u003cp>Authors of the Anthropic study do not offer a prediction of which outcome is more likely. In general, they say, AI experts tend to project a more rapid spread of the technology while economists tend to be more cautious.\u003c/p>\n\n\n\n\u003cp>Anthropic co-founder Jack Clark is somewhere in the middle.\u003c/p>\n\n\n\n\u003cp>“I think the technology will keep developing at a very, very fast and sustained rate, but diffusion of the technology will likely be more challenging than people think,” Clark told NPR. “So it will get really, really good. But it will make its way into the economy more slowly.”\u003c/p>\n\n\n\n\u003ch2 class=\"wp-block-heading\">AI’s impact on economy is uncertain\u003c/h2>\n\n\n\n\u003cp>A survey by Anthropic of nearly 11,000 people found that the public’s expectations of AI are also mixed. The average survey respondent projects a significant boost in productivity and economic growth but also a substantial disruption to workers in AI-sensitive fields.\u003c/p>\n\n\n\n\u003cp>A major determinant of AI’s impact will be how quickly it spreads through the economy.\u003c/p>\n\n\n\n\u003cfigure class=\"wp-block-image size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1980\" height=\"1320\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472.jpg\" alt=\"\" class=\"wp-image-12079282\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472.jpg 1980w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/04/GettyImages-2233287472-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1980px) 100vw, 1980px\" />\u003cfigcaption class=\"wp-element-caption\">The Salesforce Tower is seen reflected in the windows of 500 Howard St., where AI firm Anthropic subleased Slack’s office, in downtown San Francisco, California, on Oct. 19, 2023. (Loren Elliott for The Washington Post via Getty Images)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cp>“If the AI can do amazing things but nobody uses it, then it’s not going to have an economic impact,” says Anton Korinek, Anthropic’s head of transformative AI economic studies.\u003c/p>\n\n\n\n\u003cp>While rapid adoption of the technology could be more disruptive, it could also produce much faster economic growth. In Anthropic’s extreme case, GDP grows at more than seven times its current pace. That could produce a lot of additional tax revenue to support workers who are hurt by AI.\u003c/p>\n\n\n\n\u003cp>“If you end up with this level of GDP growth, you have moves available to you as a [government] policymaker that are unimaginable today,” Clark says. “Policymakers should get ready to spend.”\u003c/p>\n\u003c/div>\u003c/p>",
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"content": "\n\u003cp>Angelique Ramsey of Long Beach owns about \u003ca href=\"https://www.kqed.org/arts/13992300/finding-your-people-meetups-hobbies-making-friends-bay-area\">25 fountain pens\u003c/a>. Her favorite is the Benu Euphoria, a glittering pen with a custom “architect” nib, a specialty grind that changes the shape of the line as you move the pen across the page.\u003c/p>\n\n\n\n\u003cp>“I was looking for something that wasn’t a throwaway,” said Ramsey, 38. “I like that intentionality of sitting down and writing a letter, having something that’s a possession that you take care of. And so, you know, you can go overboard with it, but you don’t have to.”\u003c/p>\n\n\n\n\u003cp>In this era of incessant, instant communication, fountain pens seem like a novelty from another, analog era. Perhaps this is exactly why millennials especially are flocking to events like the \u003ca href=\"https://sanfranciscopenshow.com\">S.F. Pen Show\u003c/a> at the end of August, to rub shoulders with an estimated 5,000 people in various stages of vintage writing instrument obsession at the Westin San Francisco Airport Hotel in Millbrae.\u003c/p>\n\n\n\n\u003cp>Though the San Francisco show isn’t the biggest in the country — that distinction belongs to the \u003ca href=\"https://www.dcpenshow.com\">Washington, D.C., Fountain Pen Supershow\u003c/a> — the S.F. Pen Show has become a major gathering for the Pacific Rim pen community.\u003c/p>\n\n\n\u003cdiv class=\"wp-block-image\">\n\u003cfigure class=\"aligncenter size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED.jpg\" alt=\"\" class=\"wp-image-12097876\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED.jpg 1024w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED-160x120.jpg 160w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" />\u003cfigcaption class=\"wp-element-caption\">From left, Angelique Ramsey, Tracy Velasquez and Jennifer Harford attend the S.F. Pen Show in Millbrae, California, on Aug. 28, 2026. Ramsey and Velasquez said they were primarily focused on drawing Harford, new to fountain pens, deeper into the obsession. (Rachael Myrow/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/div>\n\n\n\u003cfigure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-5 is-layout-flex wp-block-gallery-is-layout-flex\">\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" data-id=\"12097620\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00087_TV-KQED-1.jpg\" alt=\"\" class=\"wp-image-12097620\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00087_TV-KQED-1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00087_TV-KQED-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00087_TV-KQED-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Pens on display at Michael’s Fat Boy pen booth at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae on Aug. 30, 2026. (Tâm Vũ/KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" data-id=\"12097599\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00313_TV-KQED-1.jpg\" alt=\"\" class=\"wp-image-12097599\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00313_TV-KQED-1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00313_TV-KQED-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00313_TV-KQED-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Clare Coco holds up a pen made from abalone shells at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae, California, on Aug. 30, 2026. (Tâm Vũ/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/figure>\n\n\n\n\u003cp>Patrick Yandell, 31, manages U.S. business for the pen manufacturer OMAS, founded a century ago in Bologna, Italy. Like many vintage pen brands, OMAS has had a complicated corporate history. LVMH bought the company from the founder’s heirs in 2000. After subsequent ownership changes and a period of dormancy, the brand was revived by descendants of the founder, Armando Simoni. \u003c/p>\n\n\n\n\u003cp>Yandell says most people own digital devices to accomplish most of the practical tasks that used to be accomplished with pen and paper. \u003c/p>\n\n\n\n\u003cp>You can still find the sober black and navy blue pens similar to what your parents and grandparents wrote with, to be sure. But the display cases at the Pen Show are filled with iridescent resin, glitter and breathtakingly elaborate Japanese lacquerwork. The taste today is for pens — and accessories — that deliver maximum delight. \u003c/p>\n\n\n\n\u003cp>Fountain pens cost anywhere from a few dollars for something like a \u003ca href=\"https://www.gouletpens.com/products/platinum-preppy-fountain-pen-violet\">Platinum Preppy\u003c/a> to \u003ca href=\"https://www.executivepensdirect.com/en-us/blogs/fun-stuff/the-ten-most-expensive-pens-in-the-world\">millions of dollars\u003c/a>, depending on a pen’s brand, craftsmanship, rarity and the precious materials involved. Your mileage will vary depending on your taste and bank account balance. That said, you don’t need to spend a lot of money to have a good time.\u003c/p>\n\n\n\n\n\n\u003cp>“What we’re seeing now is a lot of people who came to fountain pens, not out of any practical sense whatsoever, but just as a hobby,” said Yandell, who owns more than 200 pens himself. \u003c/p>\n\n\n\n\u003cp>“It’s part of a whole ecosystem that’s arisen.” \u003c/p>\n\n\n\n\u003cp>Traditional OMAS pens are still on offer, and newer models are made with materials and techniques that evoke the company’s hundred-year history. The old world is still there — it just has more glitter, to accommodate the fact that a growing number of the people doing the buying and selling are in their 30s and 40s.\u003c/p>\n\n\n\n\u003cp>That sparkle caught the eye of Gardena-resident Tracy Velasquez, who traveled to the Pen Show with Ramsey and another friend, Jennifer Harford. Velasquez has nearly 100 pens in her collection. Her favorite is also a Benu Euphoria, a gift from her husband called Vodka on the Rocks. \u003c/p>\n\n\n\n\u003cp>The resin body is striking, made from a silver luminescent resin and featuring multicolored holographic sparkles. \u003c/p>\n\n\n\n\u003cp>“I really like collecting things that are shiny,” Velasquez said.\u003c/p>\n\n\n\n\u003cp>In contrast with her friends Ramsey and Velasquez, 38-year-old Harford of Berkeley owned exactly one: a Pilot fountain pen widely celebrated as an entry-level favorite. That was her entry down the rabbit hole that is fountain pen collecting, one her friends watch with affectionate excitement. They traveled north just to see her eyes agog at the crowds and the vast array of pens on display at the S.F. Pen Show.\u003c/p>\n\n\n\u003cdiv class=\"wp-block-image\">\n\u003cfigure class=\"aligncenter size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-1-KQED.jpg\" alt=\"\" class=\"wp-image-12097875\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-1-KQED.jpg 1024w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-1-KQED-160x120.jpg 160w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" />\u003cfigcaption class=\"wp-element-caption\">A display case of Ogivas at the S.F. Pen Show in Millbrae, California, on Aug. 28, 2026, showcases materials and techniques that evoke the hundred-year history of Italian pen maker OMAS. The old world is still there. It just has more glitter. (Rachael Myrow/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/div>\n\n\n\u003cp>“My fiancé bought me my first pen and ink, and so he was kind of the one to push me into it,” she said. “And once I had that start, then I was like, I see what the hype is.”\u003c/p>\n\n\n\n\u003cp>The \u003ca href=\"https://www.capenshow.com/\">California Pen Show\u003c/a>, held near Los Angeles each February, also has a particularly strong West Coast presence, but if the presence of Southern Californians at the Westin was any indication, the two shows complement each other as much as they compete. \u003c/p>\n\n\n\n\u003cp>That’s true for Fernanda Izidorio, who lives in Los Angeles and owns about 40 pens. She said the trip north is as much about community as it is machinery.\u003c/p>\n\n\n\n\u003cp>Izidorio is a member of the Greater Los Angeles Metro Pen & Ink Group, or Glampig, which has a presence on \u003ca href=\"https://www.instagram.com/glampig_club/\">Instagram\u003c/a> and Discord, as well as IRL groups that meet in L.A. and Orange counties. \u003c/p>\n\n\n\u003cdiv class=\"wp-block-image\">\n\u003cfigure class=\"aligncenter size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED.jpg\" alt=\"\" class=\"wp-image-12097574\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Michael Hochstetler hovers a magnifying glass over a fountain pen at Michael’s Fat Boy pen booth at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae, California, on Aug. 30, 2026. (Tâm Vũ/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/div>\n\n\n\u003cfigure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-6 is-layout-flex wp-block-gallery-is-layout-flex\">\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" data-id=\"12097877\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-3-KQED.jpg\" alt=\"\" class=\"wp-image-12097877\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-3-KQED.jpg 1024w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-3-KQED-160x120.jpg 160w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" />\u003cfigcaption class=\"wp-element-caption\">Fernanda Izidorio is a member of the Greater Los Angeles Metro Pen & Ink Group, or Glampig, which has presence on Instagram and Discord, as well as IRL groups that meet in L.A. and Orange counties. “I actually really like meeting people in person,” Izidorio said. (Rachael Myrow/KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" data-id=\"12097596\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00237_TV-KQED-1.jpg\" alt=\"\" class=\"wp-image-12097596\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00237_TV-KQED-1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00237_TV-KQED-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00237_TV-KQED-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Attendees browse at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae, California, on Aug. 30, 2026. (Tâm Vũ/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/figure>\n\n\n\n\u003cp>“I actually really like meeting people in person,” Izidorio said. “It is, in a way, online. We get to contact each other, communicate through Discord. But then we actually meet in person and try pens. That’s very fun.”\u003c/p>\n\n\n\n\u003cp>There are careers in this universe beyond manufacturing and retail. Nik Pang, 43, for instance, is a \u003ca href=\"https://entropy.ink\">professional calligrapher\u003c/a> who repairs and sells vintage pens.\u003c/p>\n\n\n\n\u003cp>Pang and his wife have imposed a hard “cap” on his personal collection: 700 pens and pen-like objects. \u003c/p>\n\n\n\n\u003cp>About 500 of them, he said, aren’t particularly useful for writing, but he’s interested in the history of the technology. His wife once asked him a morbidly useful question: If their house were burning, and he had time to save just a few pens, which ones would he take?\u003c/p>\n\n\n\n\u003cp>Two of them are family heirlooms. His grandfather’s fountain pen was a Parker Duofold, commemorating 30 years on the police force. His father’s was a Parker 75, used while earning his doctorate.\u003c/p>\n\n\n\n\u003cp>That’s part of what makes the fountain-pen revival so multifaceted. The appeal is craftsmanship, as well as beauty, style and the pleasure of finding a community that draws in people from multiple generations, across the globe.\u003c/p>\n",
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"innerHTML": "\n\u003cp>“I was looking for something that wasn’t a throwaway,” said Ramsey, 38. “I like that intentionality of sitting down and writing a letter, having something that’s a possession that you take care of. And so, you know, you can go overboard with it, but you don’t have to.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>In this era of incessant, instant communication, fountain pens seem like a novelty from another, analog era. Perhaps this is exactly why millennials especially are flocking to events like the \u003ca href=\"https://sanfranciscopenshow.com\">S.F. Pen Show\u003c/a> at the end of August, to rub shoulders with an estimated 5,000 people in various stages of vintage writing instrument obsession at the Westin San Francisco Airport Hotel in Millbrae.\u003c/p>\n",
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"innerHTML": "\n\u003cp>Though the San Francisco show isn’t the biggest in the country — that distinction belongs to the \u003ca href=\"https://www.dcpenshow.com\">Washington, D.C., Fountain Pen Supershow\u003c/a> — the S.F. Pen Show has become a major gathering for the Pacific Rim pen community.\u003c/p>\n",
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"\n\u003cp>Though the San Francisco show isn’t the biggest in the country — that distinction belongs to the \u003ca href=\"https://www.dcpenshow.com\">Washington, D.C., Fountain Pen Supershow\u003c/a> — the S.F. Pen Show has become a major gathering for the Pacific Rim pen community.\u003c/p>\n"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image aligncenter size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED.jpg\" alt=\"\" class=\"wp-image-12097876\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED.jpg 1024w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED-160x120.jpg 160w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\" />\u003cfigcaption class=\"wp-element-caption\">From left, Angelique Ramsey, Tracy Velasquez and Jennifer Harford attend the S.F. Pen Show in Millbrae, California, on Aug. 28, 2026. Ramsey and Velasquez said they were primarily focused on drawing Harford, new to fountain pens, deeper into the obsession.\u003ccite class=\"wp-inline-image-credit\"> (Rachael Myrow/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"\n\u003cfigure class=\"wp-block-image aligncenter size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED.jpg\" alt=\"\" class=\"wp-image-12097876\" />\u003cfigcaption class=\"wp-element-caption\">From left, Angelique Ramsey, Tracy Velasquez and Jennifer Harford attend the S.F. Pen Show in Millbrae, California, on Aug. 28, 2026. Ramsey and Velasquez said they were primarily focused on drawing Harford, new to fountain pens, deeper into the obsession.\u003ccite class=\"wp-inline-image-credit\"> (Rachael Myrow/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00087_TV-KQED-1.jpg\" alt=\"\" class=\"wp-image-12097620\" />\u003cfigcaption class=\"wp-element-caption\">Pens on display at Michael’s Fat Boy pen booth at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae on Aug. 30, 2026.\u003c/figcaption>\u003c/figure>\n",
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00313_TV-KQED-1.jpg\" alt=\"\" class=\"wp-image-12097599\" />\u003cfigcaption class=\"wp-element-caption\">Clare Coco holds up a pen made from abalone shells at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae, California, on Aug. 30, 2026.\u003c/figcaption>\u003c/figure>\n",
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"innerHTML": "\n\u003cp>Patrick Yandell, 31, manages U.S. business for the pen manufacturer OMAS, founded a century ago in Bologna, Italy. Like many vintage pen brands, OMAS has had a complicated corporate history. LVMH bought the company from the founder’s heirs in 2000. After subsequent ownership changes and a period of dormancy, the brand was revived by descendants of the founder, Armando Simoni. \u003c/p>\n",
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"\n\u003cp>Patrick Yandell, 31, manages U.S. business for the pen manufacturer OMAS, founded a century ago in Bologna, Italy. Like many vintage pen brands, OMAS has had a complicated corporate history. LVMH bought the company from the founder’s heirs in 2000. After subsequent ownership changes and a period of dormancy, the brand was revived by descendants of the founder, Armando Simoni. \u003c/p>\n"
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"innerHTML": "\n\u003cp>Yandell says most people own digital devices to accomplish most of the practical tasks that used to be accomplished with pen and paper. \u003c/p>\n",
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"innerHTML": "\n\u003cp>You can still find the sober black and navy blue pens similar to what your parents and grandparents wrote with, to be sure. But the display cases at the Pen Show are filled with iridescent resin, glitter and breathtakingly elaborate Japanese lacquerwork. The taste today is for pens — and accessories — that deliver maximum delight. \u003c/p>\n",
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"\n\u003cp>You can still find the sober black and navy blue pens similar to what your parents and grandparents wrote with, to be sure. But the display cases at the Pen Show are filled with iridescent resin, glitter and breathtakingly elaborate Japanese lacquerwork. The taste today is for pens — and accessories — that deliver maximum delight. \u003c/p>\n"
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"innerHTML": "\n\u003cp>Fountain pens cost anywhere from a few dollars for something like a \u003ca href=\"https://www.gouletpens.com/products/platinum-preppy-fountain-pen-violet\">Platinum Preppy\u003c/a> to \u003ca href=\"https://www.executivepensdirect.com/en-us/blogs/fun-stuff/the-ten-most-expensive-pens-in-the-world\">millions of dollars\u003c/a>, depending on a pen’s brand, craftsmanship, rarity and the precious materials involved. Your mileage will vary depending on your taste and bank account balance. That said, you don’t need to spend a lot of money to have a good time.\u003c/p>\n",
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"\n\u003cp>Fountain pens cost anywhere from a few dollars for something like a \u003ca href=\"https://www.gouletpens.com/products/platinum-preppy-fountain-pen-violet\">Platinum Preppy\u003c/a> to \u003ca href=\"https://www.executivepensdirect.com/en-us/blogs/fun-stuff/the-ten-most-expensive-pens-in-the-world\">millions of dollars\u003c/a>, depending on a pen’s brand, craftsmanship, rarity and the precious materials involved. Your mileage will vary depending on your taste and bank account balance. That said, you don’t need to spend a lot of money to have a good time.\u003c/p>\n"
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"innerHTML": "\n\u003cp>“What we’re seeing now is a lot of people who came to fountain pens, not out of any practical sense whatsoever, but just as a hobby,” said Yandell, who owns more than 200 pens himself. \u003c/p>\n",
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"\n\u003cp>“What we’re seeing now is a lot of people who came to fountain pens, not out of any practical sense whatsoever, but just as a hobby,” said Yandell, who owns more than 200 pens himself. \u003c/p>\n"
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"innerHTML": "\n\u003cp>“It’s part of a whole ecosystem that’s arisen.” \u003c/p>\n",
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"innerHTML": "\n\u003cp>Traditional OMAS pens are still on offer, and newer models are made with materials and techniques that evoke the company’s hundred-year history. The old world is still there — it just has more glitter, to accommodate the fact that a growing number of the people doing the buying and selling are in their 30s and 40s.\u003c/p>\n",
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"\n\u003cp>Traditional OMAS pens are still on offer, and newer models are made with materials and techniques that evoke the company’s hundred-year history. The old world is still there — it just has more glitter, to accommodate the fact that a growing number of the people doing the buying and selling are in their 30s and 40s.\u003c/p>\n"
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"innerHTML": "\n\u003cp>That sparkle caught the eye of Gardena-resident Tracy Velasquez, who traveled to the Pen Show with Ramsey and another friend, Jennifer Harford. Velasquez has nearly 100 pens in her collection. Her favorite is also a Benu Euphoria, a gift from her husband called Vodka on the Rocks. \u003c/p>\n",
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"\n\u003cp>That sparkle caught the eye of Gardena-resident Tracy Velasquez, who traveled to the Pen Show with Ramsey and another friend, Jennifer Harford. Velasquez has nearly 100 pens in her collection. Her favorite is also a Benu Euphoria, a gift from her husband called Vodka on the Rocks. \u003c/p>\n"
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"innerHTML": "\n\u003cp>The resin body is striking, made from a silver luminescent resin and featuring multicolored holographic sparkles. \u003c/p>\n",
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"innerHTML": "\n\u003cp>“I really like collecting things that are shiny,” Velasquez said.\u003c/p>\n",
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"innerHTML": "\n\u003cp>In contrast with her friends Ramsey and Velasquez, 38-year-old Harford of Berkeley owned exactly one: a Pilot fountain pen widely celebrated as an entry-level favorite. That was her entry down the rabbit hole that is fountain pen collecting, one her friends watch with affectionate excitement. They traveled north just to see her eyes agog at the crowds and the vast array of pens on display at the S.F. Pen Show.\u003c/p>\n",
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"\n\u003cp>In contrast with her friends Ramsey and Velasquez, 38-year-old Harford of Berkeley owned exactly one: a Pilot fountain pen widely celebrated as an entry-level favorite. That was her entry down the rabbit hole that is fountain pen collecting, one her friends watch with affectionate excitement. They traveled north just to see her eyes agog at the crowds and the vast array of pens on display at the S.F. Pen Show.\u003c/p>\n"
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"\n\u003cfigure class=\"wp-block-image aligncenter size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-1-KQED.jpg\" alt=\"\" class=\"wp-image-12097875\" />\u003cfigcaption class=\"wp-element-caption\">A display case of Ogivas at the S.F. Pen Show in Millbrae, California, on Aug. 28, 2026, showcases materials and techniques that evoke the hundred-year history of Italian pen maker OMAS. The old world is still there. It just has more glitter.\u003ccite class=\"wp-inline-image-credit\"> (Rachael Myrow/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>“My fiancé bought me my first pen and ink, and so he was kind of the one to push me into it,” she said. “And once I had that start, then I was like, I see what the hype is.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>The \u003ca href=\"https://www.capenshow.com/\">California Pen Show\u003c/a>, held near Los Angeles each February, also has a particularly strong West Coast presence, but if the presence of Southern Californians at the Westin was any indication, the two shows complement each other as much as they compete. \u003c/p>\n",
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"innerHTML": "\n\u003cp>That’s true for Fernanda Izidorio, who lives in Los Angeles and owns about 40 pens. She said the trip north is as much about community as it is machinery.\u003c/p>\n",
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"innerHTML": "\n\u003cp>Izidorio is a member of the Greater Los Angeles Metro Pen & Ink Group, or Glampig, which has a presence on \u003ca href=\"https://www.instagram.com/glampig_club/\">Instagram\u003c/a> and Discord, as well as IRL groups that meet in L.A. and Orange counties. \u003c/p>\n",
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"innerHTML": "\n\u003cfigure class=\"wp-block-image aligncenter size-full\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED.jpg\" alt=\"\" class=\"wp-image-12097574\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED-1536x1024.jpg 1536w\" sizes=\"(min-width: 992px) min(100vw, 1536px), (min-width: 768px) min(100vw, 1280px), min(100vw, 1020px)\" />\u003cfigcaption class=\"wp-element-caption\">Michael Hochstetler hovers a magnifying glass over a fountain pen at Michael’s Fat Boy pen booth at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae, California, on Aug. 30, 2026.\u003ccite class=\"wp-inline-image-credit\"> (Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n",
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"innerHTML": "\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-3-KQED.jpg\" alt=\"\" class=\"wp-image-12097877\" />\u003cfigcaption class=\"wp-element-caption\">Fernanda Izidorio is a member of the Greater Los Angeles Metro Pen & Ink Group, or Glampig, which has presence on Instagram and Discord, as well as IRL groups that meet in L.A. and Orange counties. “I actually really like meeting people in person,” Izidorio said.\u003c/figcaption>\u003c/figure>\n",
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"\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-3-KQED.jpg\" alt=\"\" class=\"wp-image-12097877\" />\u003cfigcaption class=\"wp-element-caption\">Fernanda Izidorio is a member of the Greater Los Angeles Metro Pen & Ink Group, or Glampig, which has presence on Instagram and Discord, as well as IRL groups that meet in L.A. and Orange counties. “I actually really like meeting people in person,” Izidorio said.\u003c/figcaption>\u003c/figure>\n"
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"innerHTML": "\n\u003cp>“I actually really like meeting people in person,” Izidorio said. “It is, in a way, online. We get to contact each other, communicate through Discord. But then we actually meet in person and try pens. That’s very fun.”\u003c/p>\n",
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"innerHTML": "\n\u003cp>There are careers in this universe beyond manufacturing and retail. Nik Pang, 43, for instance, is a \u003ca href=\"https://entropy.ink\">professional calligrapher\u003c/a> who repairs and sells vintage pens.\u003c/p>\n",
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"innerHTML": "\n\u003cp>Pang and his wife have imposed a hard “cap” on his personal collection: 700 pens and pen-like objects. \u003c/p>\n",
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"innerHTML": "\n\u003cp>About 500 of them, he said, aren’t particularly useful for writing, but he’s interested in the history of the technology. His wife once asked him a morbidly useful question: If their house were burning, and he had time to save just a few pens, which ones would he take?\u003c/p>\n",
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"innerHTML": "\n\u003cp>Two of them are family heirlooms. His grandfather’s fountain pen was a Parker Duofold, commemorating 30 years on the police force. His father’s was a Parker 75, used while earning his doctorate.\u003c/p>\n",
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"\n\u003cp>Two of them are family heirlooms. His grandfather’s fountain pen was a Parker Duofold, commemorating 30 years on the police force. His father’s was a Parker 75, used while earning his doctorate.\u003c/p>\n"
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"innerHTML": "\n\u003cp>That’s part of what makes the fountain-pen revival so multifaceted. The appeal is craftsmanship, as well as beauty, style and the pleasure of finding a community that draws in people from multiple generations, across the globe.\u003c/p>\n",
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"excerpt": "Around 5,000 people gathered in San Francisco in August for an international fountain pen show. Many collectors who grew up digital are remaking the culture, online and IRL.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>Angelique Ramsey of Long Beach owns about \u003ca href=\"https://www.kqed.org/arts/13992300/finding-your-people-meetups-hobbies-making-friends-bay-area\">25 fountain pens\u003c/a>. Her favorite is the Benu Euphoria, a glittering pen with a custom “architect” nib, a specialty grind that changes the shape of the line as you move the pen across the page.\u003c/p>\n\n\n\n\u003cp>“I was looking for something that wasn’t a throwaway,” said Ramsey, 38. “I like that intentionality of sitting down and writing a letter, having something that’s a possession that you take care of. And so, you know, you can go overboard with it, but you don’t have to.”\u003c/p>\n\n\n\n\u003cp>In this era of incessant, instant communication, fountain pens seem like a novelty from another, analog era. Perhaps this is exactly why millennials especially are flocking to events like the \u003ca href=\"https://sanfranciscopenshow.com\">S.F. Pen Show\u003c/a> at the end of August, to rub shoulders with an estimated 5,000 people in various stages of vintage writing instrument obsession at the Westin San Francisco Airport Hotel in Millbrae.\u003c/p>\n\n\n\n\u003cp>Though the San Francisco show isn’t the biggest in the country — that distinction belongs to the \u003ca href=\"https://www.dcpenshow.com\">Washington, D.C., Fountain Pen Supershow\u003c/a> — the S.F. Pen Show has become a major gathering for the Pacific Rim pen community.\u003c/p>\n\n\n\u003cdiv class=\"wp-block-image\">\n\u003cfigure class=\"aligncenter size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED.jpg\" alt=\"\" class=\"wp-image-12097876\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED.jpg 1024w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-2-KQED-160x120.jpg 160w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" />\u003cfigcaption class=\"wp-element-caption\">From left, Angelique Ramsey, Tracy Velasquez and Jennifer Harford attend the S.F. Pen Show in Millbrae, California, on Aug. 28, 2026. Ramsey and Velasquez said they were primarily focused on drawing Harford, new to fountain pens, deeper into the obsession. (Rachael Myrow/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/div>\n\n\n\u003cfigure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-5 is-layout-flex wp-block-gallery-is-layout-flex\">\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" data-id=\"12097620\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00087_TV-KQED-1.jpg\" alt=\"\" class=\"wp-image-12097620\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00087_TV-KQED-1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00087_TV-KQED-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00087_TV-KQED-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Pens on display at Michael’s Fat Boy pen booth at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae on Aug. 30, 2026. (Tâm Vũ/KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" data-id=\"12097599\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00313_TV-KQED-1.jpg\" alt=\"\" class=\"wp-image-12097599\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00313_TV-KQED-1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00313_TV-KQED-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00313_TV-KQED-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Clare Coco holds up a pen made from abalone shells at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae, California, on Aug. 30, 2026. (Tâm Vũ/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/figure>\n\n\n\n\u003cp>Patrick Yandell, 31, manages U.S. business for the pen manufacturer OMAS, founded a century ago in Bologna, Italy. Like many vintage pen brands, OMAS has had a complicated corporate history. LVMH bought the company from the founder’s heirs in 2000. After subsequent ownership changes and a period of dormancy, the brand was revived by descendants of the founder, Armando Simoni. \u003c/p>\n\n\n\n\u003cp>Yandell says most people own digital devices to accomplish most of the practical tasks that used to be accomplished with pen and paper. \u003c/p>\n\n\n\n\u003cp>You can still find the sober black and navy blue pens similar to what your parents and grandparents wrote with, to be sure. But the display cases at the Pen Show are filled with iridescent resin, glitter and breathtakingly elaborate Japanese lacquerwork. The taste today is for pens — and accessories — that deliver maximum delight. \u003c/p>\n\n\n\n\u003cp>Fountain pens cost anywhere from a few dollars for something like a \u003ca href=\"https://www.gouletpens.com/products/platinum-preppy-fountain-pen-violet\">Platinum Preppy\u003c/a> to \u003ca href=\"https://www.executivepensdirect.com/en-us/blogs/fun-stuff/the-ten-most-expensive-pens-in-the-world\">millions of dollars\u003c/a>, depending on a pen’s brand, craftsmanship, rarity and the precious materials involved. Your mileage will vary depending on your taste and bank account balance. That said, you don’t need to spend a lot of money to have a good time.\u003c/p>\n\n\n\n\n\n\u003cp>“What we’re seeing now is a lot of people who came to fountain pens, not out of any practical sense whatsoever, but just as a hobby,” said Yandell, who owns more than 200 pens himself. \u003c/p>\n\n\n\n\u003cp>“It’s part of a whole ecosystem that’s arisen.” \u003c/p>\n\n\n\n\u003cp>Traditional OMAS pens are still on offer, and newer models are made with materials and techniques that evoke the company’s hundred-year history. The old world is still there — it just has more glitter, to accommodate the fact that a growing number of the people doing the buying and selling are in their 30s and 40s.\u003c/p>\n\n\n\n\u003cp>That sparkle caught the eye of Gardena-resident Tracy Velasquez, who traveled to the Pen Show with Ramsey and another friend, Jennifer Harford. Velasquez has nearly 100 pens in her collection. Her favorite is also a Benu Euphoria, a gift from her husband called Vodka on the Rocks. \u003c/p>\n\n\n\n\u003cp>The resin body is striking, made from a silver luminescent resin and featuring multicolored holographic sparkles. \u003c/p>\n\n\n\n\u003cp>“I really like collecting things that are shiny,” Velasquez said.\u003c/p>\n\n\n\n\u003cp>In contrast with her friends Ramsey and Velasquez, 38-year-old Harford of Berkeley owned exactly one: a Pilot fountain pen widely celebrated as an entry-level favorite. That was her entry down the rabbit hole that is fountain pen collecting, one her friends watch with affectionate excitement. They traveled north just to see her eyes agog at the crowds and the vast array of pens on display at the S.F. Pen Show.\u003c/p>\n\n\n\u003cdiv class=\"wp-block-image\">\n\u003cfigure class=\"aligncenter size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-1-KQED.jpg\" alt=\"\" class=\"wp-image-12097875\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-1-KQED.jpg 1024w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-1-KQED-160x120.jpg 160w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" />\u003cfigcaption class=\"wp-element-caption\">A display case of Ogivas at the S.F. Pen Show in Millbrae, California, on Aug. 28, 2026, showcases materials and techniques that evoke the hundred-year history of Italian pen maker OMAS. The old world is still there. It just has more glitter. (Rachael Myrow/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/div>\n\n\n\u003cp>“My fiancé bought me my first pen and ink, and so he was kind of the one to push me into it,” she said. “And once I had that start, then I was like, I see what the hype is.”\u003c/p>\n\n\n\n\u003cp>The \u003ca href=\"https://www.capenshow.com/\">California Pen Show\u003c/a>, held near Los Angeles each February, also has a particularly strong West Coast presence, but if the presence of Southern Californians at the Westin was any indication, the two shows complement each other as much as they compete. \u003c/p>\n\n\n\n\u003cp>That’s true for Fernanda Izidorio, who lives in Los Angeles and owns about 40 pens. She said the trip north is as much about community as it is machinery.\u003c/p>\n\n\n\n\u003cp>Izidorio is a member of the Greater Los Angeles Metro Pen & Ink Group, or Glampig, which has a presence on \u003ca href=\"https://www.instagram.com/glampig_club/\">Instagram\u003c/a> and Discord, as well as IRL groups that meet in L.A. and Orange counties. \u003c/p>\n\n\n\u003cdiv class=\"wp-block-image\">\n\u003cfigure class=\"aligncenter size-full\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED.jpg\" alt=\"\" class=\"wp-image-12097574\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00109_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Michael Hochstetler hovers a magnifying glass over a fountain pen at Michael’s Fat Boy pen booth at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae, California, on Aug. 30, 2026. (Tâm Vũ/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/div>\n\n\n\u003cfigure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-6 is-layout-flex wp-block-gallery-is-layout-flex\">\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" data-id=\"12097877\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-3-KQED.jpg\" alt=\"\" class=\"wp-image-12097877\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-3-KQED.jpg 1024w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/09/RainingFountainPens-RM-3-KQED-160x120.jpg 160w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" />\u003cfigcaption class=\"wp-element-caption\">Fernanda Izidorio is a member of the Greater Los Angeles Metro Pen & Ink Group, or Glampig, which has presence on Instagram and Discord, as well as IRL groups that meet in L.A. and Orange counties. “I actually really like meeting people in person,” Izidorio said. (Rachael Myrow/KQED)\u003c/figcaption>\u003c/figure>\n\n\n\n\u003cfigure class=\"wp-block-image size-large\">\u003cimg loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" data-id=\"12097596\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00237_TV-KQED-1.jpg\" alt=\"\" class=\"wp-image-12097596\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00237_TV-KQED-1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00237_TV-KQED-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/08/260830-itsrainingfountainpens-00237_TV-KQED-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" />\u003cfigcaption class=\"wp-element-caption\">Attendees browse at the San Francisco International Pen Show at The Westin San Francisco Airport in Millbrae, California, on Aug. 30, 2026. (Tâm Vũ/KQED)\u003c/figcaption>\u003c/figure>\n\u003c/figure>\n\n\n\n\u003cp>“I actually really like meeting people in person,” Izidorio said. “It is, in a way, online. We get to contact each other, communicate through Discord. But then we actually meet in person and try pens. That’s very fun.”\u003c/p>\n\n\n\n\u003cp>There are careers in this universe beyond manufacturing and retail. Nik Pang, 43, for instance, is a \u003ca href=\"https://entropy.ink\">professional calligrapher\u003c/a> who repairs and sells vintage pens.\u003c/p>\n\n\n\n\u003cp>Pang and his wife have imposed a hard “cap” on his personal collection: 700 pens and pen-like objects. \u003c/p>\n\n\n\n\u003cp>About 500 of them, he said, aren’t particularly useful for writing, but he’s interested in the history of the technology. His wife once asked him a morbidly useful question: If their house were burning, and he had time to save just a few pens, which ones would he take?\u003c/p>\n\n\n\n\u003cp>Two of them are family heirlooms. His grandfather’s fountain pen was a Parker Duofold, commemorating 30 years on the police force. His father’s was a Parker 75, used while earning his doctorate.\u003c/p>\n\n\n\n\u003cp>That’s part of what makes the fountain-pen revival so multifaceted. The appeal is craftsmanship, as well as beauty, style and the pleasure of finding a community that draws in people from multiple generations, across the globe.\u003c/p>\n\u003c/div>\u003c/p>",
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"headTitle": "California Demands Less Plastic in Packaging. Manufacturers Say You’ll Pay More for Stuff | KQED",
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"content": "\u003cp>\u003c!-- Creative Commons Attribution-NonCommercial-NoDerivatives https://creativecommons.org/licenses/by-nc-nd/4.0/ -->\u003c/p>\n\u003cp>\u003cem>This story was originally published by \u003ca href=\"https://calmatters.org/\">CalMatters\u003c/a>. \u003ca href=\"https://calmatters.org/subscribe-to-calmatters/\">Sign up\u003c/a> for their newsletters.\u003c/em>\u003c/p>\n\u003cp>More than two dozen \u003ca href=\"https://www.kqed.org/news/tag/california\">California\u003c/a> Assembly Democrats and one state senator sent a letter Wednesday to legislative leaders asking them to delay fees under SB 54, the state’s landmark plastic reduction law, for two years — an eleventh-hour push as the Legislature hurtles toward the end of session.\u003c/p>\n\u003cp>The letter, addressed to Senate President Pro Tempore Monique Limón and Assembly Speaker Robert Rivas, was signed by 23 Assemblymembers and Sen. Melissa Hurtado.\u003c/p>\n\u003cp>It asks lawmakers to pause fee assessment and collection this year and next, commit to a “reform package” next session, and increase legislative oversight of the program going forward.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The request lands amid a broader fight over how the plastics law is rolling out. Little by little California is demanding that the packages you pick up at your doorstep or at the store contain less plastic.\u003c/p>\n\u003cfigure id=\"attachment_12027813\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12027813\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A worker sorts plastics at Ridwell’s processing plant in San Leandro. \u003ccite>(David M. Barreda/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>A law Gov. Gavin Newsom signed four years ago aims to phase out 25% of non-recyclable, non-compostable plastic by 2032.\u003c/p>\n\u003cp>To get there, the state tasked a nonprofit, the Circular Action Alliance, with drafting a plan to meet the state goals. The group estimated the work would cost $17.2 billion over five years – and is asking for a three-year exemption from the source-reduction deadline.\u003c/p>\n\u003cp>But as the state moves to implement the law, questions are mounting over how the organization calculates the fees producers — and eventually consumers — will pay, and how much oversight the group actually faces.[aside postID=science_2001611 hero='https://cdn.kqed.org/wp-content/uploads/sites/35/2026/08/ClimateSolutionsGetty.jpg']Industry groups say the price tag for complying with the law could be tens of billions of dollars higher than California originally estimated.\u003c/p>\n\u003cp>An industry-commissioned study found the law could cost consumers three times what the state projected — between $683 and $948 a year, rather than $190.\u003c/p>\n\u003cp>That means groceries, shampoo bottles and other consumer goods packed in plastic could cost a little more as the law takes effect.\u003c/p>\n\u003cp>The California Department of Resources Recycling and Recovery, which oversees implementation, declined an interview but said in a written statement that the law puts consumers first and pushes producers to design packaging with recycling in mind.\u003c/p>\n\u003cp>“Californians are facing rising costs and pollution from increasingly complex packaging that wasn’t designed for the recycling systems local governments, ratepayers, and the state developed and funded over the past four decades,” said CalRecycle director Zoe Heller.\u003c/p>\n\u003cp>“The law’s rollout is a dial, not a switch, giving producers flexibility to redesign packaging, invest in recycling systems, reduce single-use plastics, and make adjustments along the way,” she added.\u003c/p>\n\u003ch2>Watching the watchers\u003c/h2>\n\u003cp>The Circular Action Alliance published its fee schedule in June, spelling out what each producer owes into the system. The fees could add up to more than $10 million for some businesses, according to the Dairy Institute of California. The Dairy Institute is a trade association that represents milk processors and dairy product manufacturers.\u003c/p>\n\u003cp>But unlike a state agency, the Circular Action Alliance answers to almost no one, said Katie Davey, executive director of the Dairy Institute.\u003c/p>\n\u003cp>“[The alliance] does not have to go through an audit by the state auditor. They’re not subject to the (California open government law) Brown Act. They’re not subject to public records requests. The Legislature does not approve their budget and does not approve how many employees they need, or how many fees they can charge,” Davey said.\u003c/p>\n\u003cfigure id=\"attachment_12011992\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12011992\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1500\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-800x600.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-1020x765.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-160x120.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-1536x1152.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-1920x1440.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">At Recology, hundreds of tons of recycling is loaded onto conveyor belts and nonrecyclable materials are separated by hand. \u003ccite>(Juan Carlos Lara/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>As a private nonprofit, Circular Action Alliance indeed is not subject to the Brown Act or public-records law — but records it submits to CalRecycle or other government entities may be.\u003c/p>\n\u003cp>CalRecycle must approve its fee schedule and implementation plan, and has the authority to audit the organization’s performance, said CalRecycle spokesperson Lance Klug, who added that the plastics law includes provisions to ensure the group’s budget and fees are appropriate.\u003c/p>\n\u003cp>The alliance’s role “is not to set California policy,” said its spokesperson, Larine Urbina. “Our role is to implement the framework established by SB 54 under CalRecycle’s oversight.”\u003c/p>\n\u003cp>Davey said the gap extends to enforcement. Businesses that fall short will face so-called \u003ca href=\"https://static1.squarespace.com/static/64260ed078c36925b1cf3385/t/6a2ffce95c73742ee3a1dc97/1781529833493/10_Eco-Modulation_CAA_CA_Plan_20260615.pdf\">malus fees,\u003c/a> which fund bonuses for those that comply. But the Circular Action Alliance hasn’t said what those fees will be.\u003c/p>\n\u003cp>Shane Gusman, a lobbyist for the Teamsters, which represents hundreds of thousands of California workers, raised similar concerns. \u003cstrong>“\u003c/strong>They’re a wholly independent nonprofit organization that has no oversight. That’s part of the problem.” The union backed the plastics law hoping it would boost jobs; Guzman now says the fees could affect workers too.\u003c/p>\n\u003cp>Shortly after the alliance published its fee schedule, Davey and a coalition of industry leaders — including the California Restaurant Association, the California League of Food Producers, the American Forest and Paper Association and the Print Creative Alliance — commissioned a study disputing CalRecycle’s numbers.\u003c/p>\n\u003cfigure id=\"attachment_12026737\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12026737\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Workers sort plastics at the Ridwell processing plant in San Leandro. \u003ccite>(David M. Barreda/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cdiv class=\"mceTemp\">\u003c/div>\n\u003cp>It found CalRecycle’s 2025 estimate of $21 billion in implementation costs, or $190 a year per California household, rests on “idealized assumptions that fail to capture real-world costs and complications the regulations will create.”\u003c/p>\n\u003cp>The study puts the number somewhere between $35 and $58 billion, rising after the implementation period.\u003c/p>\n\u003cp>Klug of CalRecycle said the agency’s earlier reports were just estimates. “The actual costs will be determined by producer choices,” he said. “These costs, for example, will reflect the infrastructure needed to recycle materials that producers are choosing to use.”\u003c/p>\n\u003ch2>Agriculture groups push back\u003c/h2>\n\u003cp>The biggest hurdle for producers is cutting plastic use 25% by 2032 — which state regulators say will require redesigning packaging and shifting toward reusable products, such as dishes at restaurants and paper-based packaging for produce.\u003c/p>\n\u003cp>Business groups say they support the state’s goals but call the timeline unworkable.\u003c/p>\n\u003cp>Food safety is one sticking point: alternatives like paper-based containers for berries are less breathable and spoil faster, while heavier glass or cardboard adds transportation costs, said Casey Creamer, president of the California Fresh Fruit Association.\u003c/p>\n\u003cfigure id=\"attachment_11320553\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11320553\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb.jpg\" alt=\"Driscoll's, the largest berry producer in the world, now grows about the same quantity of raspberries and strawberries in Mexico as it does in California. Many American producers have recently expanded their production to Mexico.\" width=\"2000\" height=\"1494\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-160x120.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-800x598.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-1020x762.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-1920x1434.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-1180x881.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-960x717.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-240x179.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-375x280.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-520x388.jpg 520w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Driscoll’s, the largest berry producer in the world, now grows about the same quantity of raspberries and strawberries in Mexico as it does in California. Many American producers have recently expanded their production to Mexico. \u003ccite>(Mike Mozart/Flickr)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“We just don’t want to force something out and not be able to deliver a fresh, healthy commodity, or create a situation that has more significant or adverse environmental concerns just because we look at plastics and packaging in a silo,” Creamer said.\u003c/p>\n\u003cp>Environmental groups oppose any pause.\u003c/p>\n\u003cp>“All of us pay for plastic pollution through higher garbage bills and clean-ups of polluted beaches and waterways, not to mention the damage to our environment and our health,”said Nick Lapis, director of advocacy for Californians Against Waste.\u003c/p>\n\u003cp>Sen. Ben Allen, a Democrat representing coastal Los Angeles County who authored the law, said it’s time plastic producers are held accountable for the waste they produce.\u003c/p>\n\u003cp>“This 11th-hour Hail Mary is only trying to maintain status quo and avoid due responsibility, throwing years of good-faith negotiations, and affordability and sustainability improvements out the window,” he said in a statement about producers’ efforts to pause implementation of the law.\u003c/p>\n\u003ch2>Businesses pass costs to consumers\u003c/h2>\n\u003cp>Whether the plastics law is actually driving up grocery prices yet is hard to pin down. Creamer said businesses may already be factoring the organization’s planned fees into their prices.\u003c/p>\n\u003cp>Federal data show grocery prices dipped slightly in July from June, though prices have climbed year over year and that rate is accelerating, said Richard Volpe, a consumer-price expert at Cal Poly San Luis Obispo. Neither the USDA nor the Bureau of Labor Statistics has released August figures, and no data yet isolates the state plastics law’s effect from broader inflation.\u003c/p>\n\u003cp>Volpe said retailers, who run on thin margins, will eventually pass costs on to consumers — but probably not right away.\u003c/p>\n\u003cfigure id=\"attachment_12015784\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12015784\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty.jpg\" alt=\"\" width=\"2000\" height=\"1400\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-800x560.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-1020x714.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-160x112.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-1536x1075.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-1920x1344.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Raw Farm raw milk containers are displayed on a shelf at a grocery store on Nov. 25, 2024, in San Anselmo, California. \u003ccite>(Justin Sullivan/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“It will not happen overnight,” he said. “And it will still be relatively small, mostly on the order of pennies on the dollar.”\u003c/p>\n\u003cp>Industry groups warn it will add up.\u003c/p>\n\u003cp>“If someone’s even on the cusp of food insecurity and they’re looking at $1,000 more a year, that’s pushing them over the food cliff,” said Nate Rose, a spokesperson for the California Grocers Association.\u003c/p>\n\u003cp>The Teamsters, which backed the plastics law hoping it would boost jobs, now worry the fees could affect workers too.\u003c/p>\n\u003cp>The law “has been morphed into something that is going to cost California consumers a substantial amount of money at a time when I don’t know if we need to spend thousands more on groceries,” said Gusman, the Teamsters lobbyist. “That also has an impact on the workforce.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>\u003cem>This article was \u003ca href=\"https://calmatters.org/environment/2026/08/plastics-law-producer-responsibility-consumer/\">originally published on CalMatters\u003c/a> and was republished under the \u003ca href=\"https://creativecommons.org/licenses/by-nc-nd/4.0/\">Creative Commons Attribution-NonCommercial-NoDerivatives\u003c/a> license.\u003c/em>\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003c!-- Creative Commons Attribution-NonCommercial-NoDerivatives https://creativecommons.org/licenses/by-nc-nd/4.0/ -->\u003c/p>\n\u003cp>\u003cem>This story was originally published by \u003ca href=\"https://calmatters.org/\">CalMatters\u003c/a>. \u003ca href=\"https://calmatters.org/subscribe-to-calmatters/\">Sign up\u003c/a> for their newsletters.\u003c/em>\u003c/p>\n\u003cp>More than two dozen \u003ca href=\"https://www.kqed.org/news/tag/california\">California\u003c/a> Assembly Democrats and one state senator sent a letter Wednesday to legislative leaders asking them to delay fees under SB 54, the state’s landmark plastic reduction law, for two years — an eleventh-hour push as the Legislature hurtles toward the end of session.\u003c/p>\n\u003cp>The letter, addressed to Senate President Pro Tempore Monique Limón and Assembly Speaker Robert Rivas, was signed by 23 Assemblymembers and Sen. Melissa Hurtado.\u003c/p>\n\u003cp>It asks lawmakers to pause fee assessment and collection this year and next, commit to a “reform package” next session, and increase legislative oversight of the program going forward.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The request lands amid a broader fight over how the plastics law is rolling out. Little by little California is demanding that the packages you pick up at your doorstep or at the store contain less plastic.\u003c/p>\n\u003cfigure id=\"attachment_12027813\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12027813\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_Ridwell_DB_01232_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A worker sorts plastics at Ridwell’s processing plant in San Leandro. \u003ccite>(David M. Barreda/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>A law Gov. Gavin Newsom signed four years ago aims to phase out 25% of non-recyclable, non-compostable plastic by 2032.\u003c/p>\n\u003cp>To get there, the state tasked a nonprofit, the Circular Action Alliance, with drafting a plan to meet the state goals. The group estimated the work would cost $17.2 billion over five years – and is asking for a three-year exemption from the source-reduction deadline.\u003c/p>\n\u003cp>But as the state moves to implement the law, questions are mounting over how the organization calculates the fees producers — and eventually consumers — will pay, and how much oversight the group actually faces.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Industry groups say the price tag for complying with the law could be tens of billions of dollars higher than California originally estimated.\u003c/p>\n\u003cp>An industry-commissioned study found the law could cost consumers three times what the state projected — between $683 and $948 a year, rather than $190.\u003c/p>\n\u003cp>That means groceries, shampoo bottles and other consumer goods packed in plastic could cost a little more as the law takes effect.\u003c/p>\n\u003cp>The California Department of Resources Recycling and Recovery, which oversees implementation, declined an interview but said in a written statement that the law puts consumers first and pushes producers to design packaging with recycling in mind.\u003c/p>\n\u003cp>“Californians are facing rising costs and pollution from increasingly complex packaging that wasn’t designed for the recycling systems local governments, ratepayers, and the state developed and funded over the past four decades,” said CalRecycle director Zoe Heller.\u003c/p>\n\u003cp>“The law’s rollout is a dial, not a switch, giving producers flexibility to redesign packaging, invest in recycling systems, reduce single-use plastics, and make adjustments along the way,” she added.\u003c/p>\n\u003ch2>Watching the watchers\u003c/h2>\n\u003cp>The Circular Action Alliance published its fee schedule in June, spelling out what each producer owes into the system. The fees could add up to more than $10 million for some businesses, according to the Dairy Institute of California. The Dairy Institute is a trade association that represents milk processors and dairy product manufacturers.\u003c/p>\n\u003cp>But unlike a state agency, the Circular Action Alliance answers to almost no one, said Katie Davey, executive director of the Dairy Institute.\u003c/p>\n\u003cp>“[The alliance] does not have to go through an audit by the state auditor. They’re not subject to the (California open government law) Brown Act. They’re not subject to public records requests. The Legislature does not approve their budget and does not approve how many employees they need, or how many fees they can charge,” Davey said.\u003c/p>\n\u003cfigure id=\"attachment_12011992\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12011992\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1500\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-800x600.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-1020x765.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-160x120.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-1536x1152.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/241031-Recycling-Campaign-Flyers-JCL-03-KQED-1920x1440.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">At Recology, hundreds of tons of recycling is loaded onto conveyor belts and nonrecyclable materials are separated by hand. \u003ccite>(Juan Carlos Lara/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>As a private nonprofit, Circular Action Alliance indeed is not subject to the Brown Act or public-records law — but records it submits to CalRecycle or other government entities may be.\u003c/p>\n\u003cp>CalRecycle must approve its fee schedule and implementation plan, and has the authority to audit the organization’s performance, said CalRecycle spokesperson Lance Klug, who added that the plastics law includes provisions to ensure the group’s budget and fees are appropriate.\u003c/p>\n\u003cp>The alliance’s role “is not to set California policy,” said its spokesperson, Larine Urbina. “Our role is to implement the framework established by SB 54 under CalRecycle’s oversight.”\u003c/p>\n\u003cp>Davey said the gap extends to enforcement. Businesses that fall short will face so-called \u003ca href=\"https://static1.squarespace.com/static/64260ed078c36925b1cf3385/t/6a2ffce95c73742ee3a1dc97/1781529833493/10_Eco-Modulation_CAA_CA_Plan_20260615.pdf\">malus fees,\u003c/a> which fund bonuses for those that comply. But the Circular Action Alliance hasn’t said what those fees will be.\u003c/p>\n\u003cp>Shane Gusman, a lobbyist for the Teamsters, which represents hundreds of thousands of California workers, raised similar concerns. \u003cstrong>“\u003c/strong>They’re a wholly independent nonprofit organization that has no oversight. That’s part of the problem.” The union backed the plastics law hoping it would boost jobs; Guzman now says the fees could affect workers too.\u003c/p>\n\u003cp>Shortly after the alliance published its fee schedule, Davey and a coalition of industry leaders — including the California Restaurant Association, the California League of Food Producers, the American Forest and Paper Association and the Print Creative Alliance — commissioned a study disputing CalRecycle’s numbers.\u003c/p>\n\u003cfigure id=\"attachment_12026737\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12026737\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/20250124_RIDWELL_DB_00484-KQED-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Workers sort plastics at the Ridwell processing plant in San Leandro. \u003ccite>(David M. Barreda/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cdiv class=\"mceTemp\">\u003c/div>\n\u003cp>It found CalRecycle’s 2025 estimate of $21 billion in implementation costs, or $190 a year per California household, rests on “idealized assumptions that fail to capture real-world costs and complications the regulations will create.”\u003c/p>\n\u003cp>The study puts the number somewhere between $35 and $58 billion, rising after the implementation period.\u003c/p>\n\u003cp>Klug of CalRecycle said the agency’s earlier reports were just estimates. “The actual costs will be determined by producer choices,” he said. “These costs, for example, will reflect the infrastructure needed to recycle materials that producers are choosing to use.”\u003c/p>\n\u003ch2>Agriculture groups push back\u003c/h2>\n\u003cp>The biggest hurdle for producers is cutting plastic use 25% by 2032 — which state regulators say will require redesigning packaging and shifting toward reusable products, such as dishes at restaurants and paper-based packaging for produce.\u003c/p>\n\u003cp>Business groups say they support the state’s goals but call the timeline unworkable.\u003c/p>\n\u003cp>Food safety is one sticking point: alternatives like paper-based containers for berries are less breathable and spoil faster, while heavier glass or cardboard adds transportation costs, said Casey Creamer, president of the California Fresh Fruit Association.\u003c/p>\n\u003cfigure id=\"attachment_11320553\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11320553\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb.jpg\" alt=\"Driscoll's, the largest berry producer in the world, now grows about the same quantity of raspberries and strawberries in Mexico as it does in California. Many American producers have recently expanded their production to Mexico.\" width=\"2000\" height=\"1494\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-160x120.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-800x598.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-1020x762.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-1920x1434.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-1180x881.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-960x717.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-240x179.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-375x280.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/02/11320552-thumb-520x388.jpg 520w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Driscoll’s, the largest berry producer in the world, now grows about the same quantity of raspberries and strawberries in Mexico as it does in California. Many American producers have recently expanded their production to Mexico. \u003ccite>(Mike Mozart/Flickr)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“We just don’t want to force something out and not be able to deliver a fresh, healthy commodity, or create a situation that has more significant or adverse environmental concerns just because we look at plastics and packaging in a silo,” Creamer said.\u003c/p>\n\u003cp>Environmental groups oppose any pause.\u003c/p>\n\u003cp>“All of us pay for plastic pollution through higher garbage bills and clean-ups of polluted beaches and waterways, not to mention the damage to our environment and our health,”said Nick Lapis, director of advocacy for Californians Against Waste.\u003c/p>\n\u003cp>Sen. Ben Allen, a Democrat representing coastal Los Angeles County who authored the law, said it’s time plastic producers are held accountable for the waste they produce.\u003c/p>\n\u003cp>“This 11th-hour Hail Mary is only trying to maintain status quo and avoid due responsibility, throwing years of good-faith negotiations, and affordability and sustainability improvements out the window,” he said in a statement about producers’ efforts to pause implementation of the law.\u003c/p>\n\u003ch2>Businesses pass costs to consumers\u003c/h2>\n\u003cp>Whether the plastics law is actually driving up grocery prices yet is hard to pin down. Creamer said businesses may already be factoring the organization’s planned fees into their prices.\u003c/p>\n\u003cp>Federal data show grocery prices dipped slightly in July from June, though prices have climbed year over year and that rate is accelerating, said Richard Volpe, a consumer-price expert at Cal Poly San Luis Obispo. Neither the USDA nor the Bureau of Labor Statistics has released August figures, and no data yet isolates the state plastics law’s effect from broader inflation.\u003c/p>\n\u003cp>Volpe said retailers, who run on thin margins, will eventually pass costs on to consumers — but probably not right away.\u003c/p>\n\u003cfigure id=\"attachment_12015784\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12015784\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty.jpg\" alt=\"\" width=\"2000\" height=\"1400\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-800x560.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-1020x714.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-160x112.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-1536x1075.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/BirdFluMilkFresnoGetty-1920x1344.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Raw Farm raw milk containers are displayed on a shelf at a grocery store on Nov. 25, 2024, in San Anselmo, California. \u003ccite>(Justin Sullivan/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“It will not happen overnight,” he said. “And it will still be relatively small, mostly on the order of pennies on the dollar.”\u003c/p>\n\u003cp>Industry groups warn it will add up.\u003c/p>\n\u003cp>“If someone’s even on the cusp of food insecurity and they’re looking at $1,000 more a year, that’s pushing them over the food cliff,” said Nate Rose, a spokesperson for the California Grocers Association.\u003c/p>\n\u003cp>The Teamsters, which backed the plastics law hoping it would boost jobs, now worry the fees could affect workers too.\u003c/p>\n\u003cp>The law “has been morphed into something that is going to cost California consumers a substantial amount of money at a time when I don’t know if we need to spend thousands more on groceries,” said Gusman, the Teamsters lobbyist. “That also has an impact on the workforce.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003cem>This article was \u003ca href=\"https://calmatters.org/environment/2026/08/plastics-law-producer-responsibility-consumer/\">originally published on CalMatters\u003c/a> and was republished under the \u003ca href=\"https://creativecommons.org/licenses/by-nc-nd/4.0/\">Creative Commons Attribution-NonCommercial-NoDerivatives\u003c/a> license.\u003c/em>\u003c/p>\n\n\u003c/div>\u003c/p>",
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"info": "\u003cem>Code Switch\u003c/em>, which listeners will hear in the first part of the hour, has fearless and much-needed conversations about race. Hosted by journalists of color, the show tackles the subject of race head-on, exploring how it impacts every part of society — from politics and pop culture to history, sports and more.\u003cbr />\u003cbr />\u003cem>Life Kit\u003c/em>, which will be in the second part of the hour, guides you through spaces and feelings no one prepares you for — from finances to mental health, from workplace microaggressions to imposter syndrome, from relationships to parenting. The show features experts with real world experience and shares their knowledge. Because everyone needs a little help being human.\u003cbr />\u003cbr />\u003ca href=\"https://www.npr.org/podcasts/510312/codeswitch\">\u003cem>Code Switch\u003c/em> offical site and podcast\u003c/a>\u003cbr />\u003ca href=\"https://www.npr.org/lifekit\">\u003cem>Life Kit\u003c/em> offical site and podcast\u003c/a>\u003cbr />",
"airtime": "SUN 9pm-10pm",
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"meta": {
"site": "radio",
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"id": "commonwealth-club",
"title": "Commonwealth Club of California Podcast",
"info": "The Commonwealth Club of California is the nation's oldest and largest public affairs forum. As a non-partisan forum, The Club brings to the public airwaves diverse viewpoints on important topics. The Club's weekly radio broadcast - the oldest in the U.S., dating back to 1924 - is carried across the nation on public radio stations and is now podcasting. Our website archive features audio of our recent programs, as well as selected speeches from our long and distinguished history. This podcast feed is usually updated twice a week and is always un-edited.",
"airtime": "THU 10pm, FRI 1am",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Commonwealth-Club-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.commonwealthclub.org/podcasts",
"meta": {
"site": "news",
"source": "Commonwealth Club of California"
},
"link": "/radio/program/commonwealth-club",
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"google": "https://podcasts.google.com/feed/aHR0cDovL3d3dy5jb21tb253ZWFsdGhjbHViLm9yZy9hdWRpby9wb2RjYXN0L3dlZWtseS54bWw",
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}
},
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"id": "forum",
"title": "Forum",
"tagline": "The conversation starts here",
"info": "KQED’s live call-in program discussing local, state, national and international issues, as well as in-depth interviews.",
"airtime": "MON-FRI 9am-11am, 10pm-11pm",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Forum-Podcast-Tile-703x703-1.jpg",
"imageAlt": "KQED Forum with Mina Kim and Alexis Madrigal",
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"source": "kqed",
"order": 9
},
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"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM5NTU3MzgxNjMz",
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"id": "freakonomics-radio",
"title": "Freakonomics Radio",
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"imageSrc": "https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/05/freakonomicsRadio.png",
"officialWebsiteLink": "http://freakonomics.com/",
"airtime": "SUN 1am-2am, SAT 3pm-4pm",
"meta": {
"site": "radio",
"source": "WNYC"
},
"link": "/radio/program/freakonomics-radio",
"subscribe": {
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"apple": "https://itunes.apple.com/us/podcast/freakonomics-radio/id354668519",
"tuneIn": "https://tunein.com/podcasts/WNYC-Podcasts/Freakonomics-Radio-p272293/",
"rss": "https://feeds.feedburner.com/freakonomicsradio"
}
},
"fresh-air": {
"id": "fresh-air",
"title": "Fresh Air",
"info": "Hosted by Terry Gross, \u003cem>Fresh Air from WHYY\u003c/em> is the Peabody Award-winning weekday magazine of contemporary arts and issues. One of public radio's most popular programs, Fresh Air features intimate conversations with today's biggest luminaries.",
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"link": "/radio/program/fresh-air",
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"apple": "https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?s=143441&mt=2&id=214089682&at=11l79Y&ct=nprdirectory",
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"rss": "https://feeds.npr.org/381444908/podcast.xml"
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"title": "Here & Now",
"info": "A live production of NPR and WBUR Boston, in collaboration with stations across the country, Here & Now reflects the fluid world of news as it's happening in the middle of the day, with timely, in-depth news, interviews and conversation. Hosted by Robin Young, Jeremy Hobson and Tonya Mosley.",
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"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Here-And-Now-Podcast-Tile-360x360-1.jpg",
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"rss": "https://feeds.npr.org/510051/podcast.xml"
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},
"hidden-brain": {
"id": "hidden-brain",
"title": "Hidden Brain",
"info": "Shankar Vedantam uses science and storytelling to reveal the unconscious patterns that drive human behavior, shape our choices and direct our relationships.",
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"officialWebsiteLink": "https://www.npr.org/series/423302056/hidden-brain",
"airtime": "SUN 7pm-8pm",
"meta": {
"site": "news",
"source": "NPR"
},
"link": "/radio/program/hidden-brain",
"subscribe": {
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"tuneIn": "https://tunein.com/podcasts/Science-Podcasts/Hidden-Brain-p787503/",
"rss": "https://feeds.npr.org/510308/podcast.xml"
}
},
"how-i-built-this": {
"id": "how-i-built-this",
"title": "How I Built This with Guy Raz",
"info": "Guy Raz dives into the stories behind some of the world's best known companies. How I Built This weaves a narrative journey about innovators, entrepreneurs and idealists—and the movements they built.",
"imageSrc": "https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/05/howIBuiltThis.png",
"officialWebsiteLink": "https://www.npr.org/podcasts/510313/how-i-built-this",
"airtime": "SUN 7:30pm-8pm",
"meta": {
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"source": "npr"
},
"link": "/radio/program/how-i-built-this",
"subscribe": {
"npr": "https://rpb3r.app.goo.gl/3zxy",
"apple": "https://itunes.apple.com/us/podcast/how-i-built-this-with-guy-raz/id1150510297?mt=2",
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"rss": "https://feeds.npr.org/510313/podcast.xml"
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},
"hyphenacion": {
"id": "hyphenacion",
"title": "Hyphenación",
"tagline": "Where conversation and cultura meet",
"info": "What kind of no sabo word is Hyphenación? For us, it’s about living within a hyphenation. Like being a third-gen Mexican-American from the Texas border now living that Bay Area Chicano life. Like Xorje! Each week we bring together a couple of hyphenated Latinos to talk all about personal life choices: family, careers, relationships, belonging … everything is on the table. ",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2025/03/Hyphenacion_FinalAssets_PodcastTile.png",
"imageAlt": "KQED Hyphenación",
"officialWebsiteLink": "/podcasts/hyphenacion",
"meta": {
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"order": 15
},
"link": "/podcasts/hyphenacion",
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"spotify": "https://open.spotify.com/show/2p3Fifq96nw9BPcmFdIq0o?si=39209f7b25774f38",
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"amazon": "https://music.amazon.com/podcasts/6c3dd23c-93fb-4aab-97ba-1725fa6315f1/hyphenaci%C3%B3n",
"rss": "https://feeds.megaphone.fm/KQINC2275451163"
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},
"jerrybrown": {
"id": "jerrybrown",
"title": "The Political Mind of Jerry Brown",
"tagline": "Lessons from a lifetime in politics",
"info": "The Political Mind of Jerry Brown brings listeners the wisdom of the former Governor, Mayor, and presidential candidate. Scott Shafer interviewed Brown for more than 40 hours, covering the former governor's life and half-century in the political game and Brown has some lessons he'd like to share. ",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/The-Political-Mind-of-Jerry-Brown-Podcast-Tile-703x703-1.jpg",
"imageAlt": "KQED The Political Mind of Jerry Brown",
"officialWebsiteLink": "/podcasts/jerrybrown",
"meta": {
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"source": "kqed",
"order": 18
},
"link": "/podcasts/jerrybrown",
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"apple": "https://itunes.apple.com/us/podcast/id1492194549",
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}
},
"latino-usa": {
"id": "latino-usa",
"title": "Latino USA",
"airtime": "MON 1am-2am, SUN 6pm-7pm",
"info": "Latino USA, the radio journal of news and culture, is the only national, English-language radio program produced from a Latino perspective.",
"imageSrc": "https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/latinoUsa.jpg",
"officialWebsiteLink": "http://latinousa.org/",
"meta": {
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"source": "npr"
},
"link": "/radio/program/latino-usa",
"subscribe": {
"npr": "https://rpb3r.app.goo.gl/xtTd",
"apple": "https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?s=143441&mt=2&id=79681317&at=11l79Y&ct=nprdirectory",
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"rss": "https://feeds.npr.org/510016/podcast.xml"
}
},
"marketplace": {
"id": "marketplace",
"title": "Marketplace",
"info": "Our flagship program, helmed by Kai Ryssdal, examines what the day in money delivered, through stories, conversations, newsworthy numbers and more. Updated Monday through Friday at about 3:30 p.m. PT.",
"airtime": "MON-FRI 4pm-4:30pm, MON-WED 6:30pm-7pm",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Marketplace-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.marketplace.org/",
"meta": {
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"source": "American Public Media"
},
"link": "/radio/program/marketplace",
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"rss": "https://feeds.publicradio.org/public_feeds/marketplace-pm/rss/rss"
}
},
"masters-of-scale": {
"id": "masters-of-scale",
"title": "Masters of Scale",
"info": "Masters of Scale is an original podcast in which LinkedIn co-founder and Greylock Partner Reid Hoffman sets out to describe and prove theories that explain how great entrepreneurs take their companies from zero to a gazillion in ingenious fashion.",
"airtime": "Every other Wednesday June 12 through October 16 at 8pm (repeats Thursdays at 2am)",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Masters-of-Scale-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://mastersofscale.com/",
"meta": {
"site": "radio",
"source": "WaitWhat"
},
"link": "/radio/program/masters-of-scale",
"subscribe": {
"apple": "http://mastersofscale.app.link/",
"rss": "https://rss.art19.com/masters-of-scale"
}
},
"mindshift": {
"id": "mindshift",
"title": "MindShift",
"tagline": "A podcast about the future of learning and how we raise our kids",
"info": "The MindShift podcast explores the innovations in education that are shaping how kids learn. Hosts Ki Sung and Katrina Schwartz introduce listeners to educators, researchers, parents and students who are developing effective ways to improve how kids learn. We cover topics like how fed-up administrators are developing surprising tactics to deal with classroom disruptions; how listening to podcasts are helping kids develop reading skills; the consequences of overparenting; and why interdisciplinary learning can engage students on all ends of the traditional achievement spectrum. This podcast is part of the MindShift education site, a division of KQED News. KQED is an NPR/PBS member station based in San Francisco. You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Mindshift-Podcast-Tile-703x703-1.jpg",
"imageAlt": "KQED MindShift: How We Will Learn",
"officialWebsiteLink": "/mindshift/",
"meta": {
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"source": "kqed",
"order": 12
},
"link": "/podcasts/mindshift",
"subscribe": {
"apple": "https://podcasts.apple.com/us/podcast/mindshift-podcast/id1078765985",
"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM1NzY0NjAwNDI5",
"npr": "https://www.npr.org/podcasts/464615685/mind-shift-podcast",
"stitcher": "https://www.stitcher.com/podcast/kqed/stories-teachers-share",
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}
},
"morning-edition": {
"id": "morning-edition",
"title": "Morning Edition",
"info": "\u003cem>Morning Edition\u003c/em> takes listeners around the country and the world with multi-faceted stories and commentaries every weekday. Hosts Steve Inskeep, David Greene and Rachel Martin bring you the latest breaking news and features to prepare you for the day.",
"airtime": "MON-FRI 3am-9am",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Morning-Edition-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.npr.org/programs/morning-edition/",
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"link": "/radio/program/morning-edition"
},
"onourwatch": {
"id": "onourwatch",
"title": "On Our Watch",
"tagline": "Deeply-reported investigative journalism",
"info": "For decades, the process for how police police themselves has been inconsistent – if not opaque. In some states, like California, these proceedings were completely hidden. After a new police transparency law unsealed scores of internal affairs files, our reporters set out to examine these cases and the shadow world of police discipline. On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/On-Our-Watch-Podcast-Tile-703x703-1.jpg",
"imageAlt": "On Our Watch from NPR and KQED",
"officialWebsiteLink": "/podcasts/onourwatch",
"meta": {
"site": "news",
"source": "kqed",
"order": 11
},
"link": "/podcasts/onourwatch",
"subscribe": {
"apple": "https://podcasts.apple.com/podcast/id1567098962",
"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5ucHIub3JnLzUxMDM2MC9wb2RjYXN0LnhtbD9zYz1nb29nbGVwb2RjYXN0cw",
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"spotify": "https://open.spotify.com/show/0OLWoyizopu6tY1XiuX70x",
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"stitcher": "https://www.stitcher.com/show/on-our-watch",
"rss": "https://feeds.npr.org/510360/podcast.xml"
}
},
"on-the-media": {
"id": "on-the-media",
"title": "On The Media",
"info": "Our weekly podcast explores how the media 'sausage' is made, casts an incisive eye on fluctuations in the marketplace of ideas, and examines threats to the freedom of information and expression in America and abroad. For one hour a week, the show tries to lift the veil from the process of \"making media,\" especially news media, because it's through that lens that we see the world and the world sees us",
"airtime": "SUN 2pm-3pm, MON 12am-1am",
"imageSrc": "https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/onTheMedia.png",
"officialWebsiteLink": "https://www.wnycstudios.org/shows/otm",
"meta": {
"site": "news",
"source": "wnyc"
},
"link": "/radio/program/on-the-media",
"subscribe": {
"apple": "https://itunes.apple.com/us/podcast/on-the-media/id73330715?mt=2",
"tuneIn": "https://tunein.com/radio/On-the-Media-p69/",
"rss": "http://feeds.wnyc.org/onthemedia"
}
},
"pbs-newshour": {
"id": "pbs-newshour",
"title": "PBS NewsHour",
"info": "Analysis, background reports and updates from the PBS NewsHour putting today's news in context.",
"airtime": "MON-FRI 3pm-4pm",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/PBS-News-Hour-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.pbs.org/newshour/",
"meta": {
"site": "news",
"source": "pbs"
},
"link": "/radio/program/pbs-newshour",
"subscribe": {
"apple": "https://itunes.apple.com/us/podcast/pbs-newshour-full-show/id394432287?mt=2",
"tuneIn": "https://tunein.com/radio/PBS-NewsHour---Full-Show-p425698/",
"rss": "https://www.pbs.org/newshour/feeds/rss/podcasts/show"
}
},
"perspectives": {
"id": "perspectives",
"title": "Perspectives",
"tagline": "KQED's series of daily listener commentaries since 1991",
"info": "KQED's series of daily listener commentaries since 1991.",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2025/01/Perspectives_Tile_Final.jpg",
"imageAlt": "KQED Perspectives",
"officialWebsiteLink": "/perspectives/",
"meta": {
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"source": "kqed",
"order": 14
},
"link": "/perspectives",
"subscribe": {
"apple": "https://podcasts.apple.com/us/podcast/id73801135",
"npr": "https://www.npr.org/podcasts/432309616/perspectives",
"rss": "https://ww2.kqed.org/perspectives/category/perspectives/feed/",
"google": "https://podcasts.google.com/feed/aHR0cHM6Ly93dzIua3FlZC5vcmcvcGVyc3BlY3RpdmVzL2NhdGVnb3J5L3BlcnNwZWN0aXZlcy9mZWVkLw"
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},
"planet-money": {
"id": "planet-money",
"title": "Planet Money",
"info": "The economy explained. Imagine you could call up a friend and say, Meet me at the bar and tell me what's going on with the economy. Now imagine that's actually a fun evening.",
"airtime": "SUN 3pm-4pm",
"imageSrc": "https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/planetmoney.jpg",
"officialWebsiteLink": "https://www.npr.org/sections/money/",
"meta": {
"site": "news",
"source": "npr"
},
"link": "/radio/program/planet-money",
"subscribe": {
"npr": "https://rpb3r.app.goo.gl/M4f5",
"apple": "https://itunes.apple.com/us/podcast/planet-money/id290783428?mt=2",
"tuneIn": "https://tunein.com/podcasts/Business--Economics-Podcasts/Planet-Money-p164680/",
"rss": "https://feeds.npr.org/510289/podcast.xml"
}
},
"politicalbreakdown": {
"id": "politicalbreakdown",
"title": "Political Breakdown",
"tagline": "Politics from a personal perspective",
"info": "Political Breakdown is a new series that explores the political intersection of California and the nation. Each week hosts Scott Shafer and Marisa Lagos are joined with a new special guest to unpack politics -- with personality — and offer an insider’s glimpse at how politics happens.",
"airtime": "THU 6:30pm-7pm",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Political-Breakdown-2024-Podcast-Tile-703x703-1.jpg",
"imageAlt": "KQED Political Breakdown",
"officialWebsiteLink": "/podcasts/politicalbreakdown",
"meta": {
"site": "radio",
"source": "kqed",
"order": 5
},
"link": "/podcasts/politicalbreakdown",
"subscribe": {
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"amazon": "https://music.amazon.com/podcasts/e0c2d153-ad36-4c8d-901d-f1da6a724824/political-breakdown",
"npr": "https://www.npr.org/podcasts/572155894/political-breakdown",
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