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"content": "\u003cp>Hundreds of thousands of out-of-work Californians who’ve been waiting weeks — and in some cases months — for their unemployment benefits will finally be paid.\u003c/p>\n\u003cp>The Employment Development Department (EDD) announced Thursday that it will begin paying unemployment insurance claims for applicants who have certified for benefits already and received at least one week of benefits, but who have been pending for at least two weeks.\u003c/p>\n\u003cp>Previously, when EDD flagged a claim for eligibility issues, the agency would put a stop payment hold on that application while it was investigated. This is one big reason why unemployment applicants end up in the notorious “pending” status, which, for some, has seemed interminable.[aside tag=\"unemployment,edd\" label=\"more coverage\"]\u003c/p>\n\u003cp>Now, the agency will instead issue “conditional payments,” meaning that if EDD can’t resolve questions of eligibility within two weeks, claimants will continue to be paid. This way, applicants won’t need to go without benefits or worry about paying for necessities during EDD’s investigation.\u003c/p>\n\u003cp>If in the course of its investigation, EDD later decides the applicant was, in fact, ineligible for benefits, that person will then need to reimburse EDD for the money paid during the weeks they were ineligible. However, any overpayment can be waived “if the claimant demonstrates a financial hardship and the overpayment was not the claimant’s fault or due to fraud,” EDD officials said in a statement.\u003c/p>\n\u003cp>“This is a monumental change by EDD that will allow more claimants to be paid on time,” said Daniela Urban, executive director of the Center for Workers' Rights.\u003c/p>\n\u003cp>Urban said her group has been in negotiations with EDD around this change for some time. The center even filed a class-action lawsuit complaint and proposed settlement in Alameda County's Superior Court on Thursday. Urban now says EDD's agreement resolves the issue of the complaint.\u003c/p>\n\u003cp>One of the most important potential impacts of the change would be helping to decongest EDD’s infamously large backlog of pending claims. As of July 17, there are a combined 1,096,837 claims pending.\u003c/p>\n\u003cp>https://twitter.com/emily_hoeven/status/1418258325473349636?s=20\u003c/p>\n\u003cp>In a statement, EDD officials pointed to the higher volume of claims filed during the pandemic, which resulted in significant processing delays, and has forced many people “to go weeks without payment.”\u003c/p>\n\u003cp>Urban has said EDD’s policy of putting stop payments on continuing claims — meaning claims that EDD already deemed eligible — while it was investigating questions of eligibility, was a huge driver behind the backlog and EDD's notoriously overloaded call center.\u003c/p>\n\u003cp>“Once a claimant gets into this pending status or has a stop alert placed on their account, then it's impossible for them to get benefits no matter what they do, because it's in EDD's hands and they haven't told claimants what needs to be provided, if anything, to remove that status,\" Urban told KQED in June.\u003c/p>\n\u003cp>\"If [EDD] were able to ... simply pay benefits while they investigate whatever issue it was, then the number of calls each week that would drastically reduce because people would be getting payments in the meantime and wouldn't be so concerned about putting food in their mouth that they feel like they need to call EDD every hour to try to get it remedied,\" she said.\u003c/p>\n\u003cp>EDD call center data for July 10 through July 17 shows 248,165 calls answered by staff out of 3,037,306 calls entering the call center. The data say people were calling close to 12 times before getting through to anyone. [ad fullwidth]\u003c/p>\n\u003cp>Abdulkarim “Abdul” Adam lives in Hayward and is likely to be one of the more than 100,000 applicants whose benefits will be unlocked by this change. Before he was laid off last March, he worked as a bus driver for a private company that serves the greater Bay Area. He received unemployment regularly until he needed to renew his claim after a year, and says he’s been in pending status since March 2021.\u003c/p>\n\u003cfigure id=\"attachment_11882282\" class=\"wp-caption alignright\" style=\"max-width: 720px\">\u003cimg class=\"size-full wp-image-11882282\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/Resized_20210720_102816.jpeg\" alt=\"\" width=\"720\" height=\"1280\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/Resized_20210720_102816.jpeg 720w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/Resized_20210720_102816-160x284.jpeg 160w\" sizes=\"(max-width: 720px) 100vw, 720px\">\u003cfigcaption class=\"wp-caption-text\">Abdul Adam of Hayward says his unemployment benefits have been in limbo since March 2021. The new change at EDD could mean he'll finally get paid. \u003ccite>(Courtesy Abdul Adam)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“I certify every two weeks. I call every day and I didn’t have no luck,\" he said. \"One time I called by accident [on the employer line] and they answered, and I said, ‘Can you transfer me [to] somebody to take my case from pending to payment?’ They said, ‘no.’”\u003c/p>\n\u003cp>Adam has moved in with two of his children, who are helping to support him while he continues to look for work.\u003c/p>\n\u003cp>He said, when he finally does get his money, he’ll use it to pay off bills and loans he’s taken.\u003c/p>\n\u003cp>Urban says new leadership at EDD gave momentum to conversations around the \"conditional payment\" change. At the end of December 2020, Gov. Gavin Newsom appointed Rita Saenz the new director of EDD. Longtime staffer Sharon Hilliard retired after taking on the director role in February 2020.\u003c/p>\n\u003cp>\"We did feel the impact of the change in leadership at EDD,\" she said, \"and we're thankful that they worked with us and heard our concerns about not only the need to roll out of this conditional pay program but the specifics of how to do it to best protect claimant rights.”\u003c/p>\n\u003cp>EDD officials said in a statement that the agency will begin informing claimants of the new system this week, and Californians could begin seeing these “conditional” payments as soon as July 23, 2021.\u003c/p>\n\u003cp>“We know many claimants who cleared fraud filters and verified identity have been waiting too long for payment,” Saenz said in a statement. “In response, we are launching a new program that will help many Californians get benefits faster.”\u003c/p>\n\u003cp>Claimants can find more information about the new conditional payments program on \u003ca href=\"https://www.edd.ca.gov/unemployment/claim-status.htm\">EDD’s Claim Status page\u003c/a>.\u003c/p>\n\u003cp>\u003cem>This story has been updated.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\n",
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"excerpt": "The new 'conditional payment' program will provide benefits to claimants while their accounts are being investigated for eligibility, rather than being suspended during that time.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Hundreds of thousands of out-of-work Californians who’ve been waiting weeks — and in some cases months — for their unemployment benefits will finally be paid.\u003c/p>\n\u003cp>The Employment Development Department (EDD) announced Thursday that it will begin paying unemployment insurance claims for applicants who have certified for benefits already and received at least one week of benefits, but who have been pending for at least two weeks.\u003c/p>\n\u003cp>Previously, when EDD flagged a claim for eligibility issues, the agency would put a stop payment hold on that application while it was investigated. This is one big reason why unemployment applicants end up in the notorious “pending” status, which, for some, has seemed interminable.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Now, the agency will instead issue “conditional payments,” meaning that if EDD can’t resolve questions of eligibility within two weeks, claimants will continue to be paid. This way, applicants won’t need to go without benefits or worry about paying for necessities during EDD’s investigation.\u003c/p>\n\u003cp>If in the course of its investigation, EDD later decides the applicant was, in fact, ineligible for benefits, that person will then need to reimburse EDD for the money paid during the weeks they were ineligible. However, any overpayment can be waived “if the claimant demonstrates a financial hardship and the overpayment was not the claimant’s fault or due to fraud,” EDD officials said in a statement.\u003c/p>\n\u003cp>“This is a monumental change by EDD that will allow more claimants to be paid on time,” said Daniela Urban, executive director of the Center for Workers' Rights.\u003c/p>\n\u003cp>Urban said her group has been in negotiations with EDD around this change for some time. The center even filed a class-action lawsuit complaint and proposed settlement in Alameda County's Superior Court on Thursday. Urban now says EDD's agreement resolves the issue of the complaint.\u003c/p>\n\u003cp>One of the most important potential impacts of the change would be helping to decongest EDD’s infamously large backlog of pending claims. As of July 17, there are a combined 1,096,837 claims pending.\u003c/p>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>In a statement, EDD officials pointed to the higher volume of claims filed during the pandemic, which resulted in significant processing delays, and has forced many people “to go weeks without payment.”\u003c/p>\n\u003cp>Urban has said EDD’s policy of putting stop payments on continuing claims — meaning claims that EDD already deemed eligible — while it was investigating questions of eligibility, was a huge driver behind the backlog and EDD's notoriously overloaded call center.\u003c/p>\n\u003cp>“Once a claimant gets into this pending status or has a stop alert placed on their account, then it's impossible for them to get benefits no matter what they do, because it's in EDD's hands and they haven't told claimants what needs to be provided, if anything, to remove that status,\" Urban told KQED in June.\u003c/p>\n\u003cp>\"If [EDD] were able to ... simply pay benefits while they investigate whatever issue it was, then the number of calls each week that would drastically reduce because people would be getting payments in the meantime and wouldn't be so concerned about putting food in their mouth that they feel like they need to call EDD every hour to try to get it remedied,\" she said.\u003c/p>\n\u003cp>EDD call center data for July 10 through July 17 shows 248,165 calls answered by staff out of 3,037,306 calls entering the call center. The data say people were calling close to 12 times before getting through to anyone. \u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Abdulkarim “Abdul” Adam lives in Hayward and is likely to be one of the more than 100,000 applicants whose benefits will be unlocked by this change. Before he was laid off last March, he worked as a bus driver for a private company that serves the greater Bay Area. He received unemployment regularly until he needed to renew his claim after a year, and says he’s been in pending status since March 2021.\u003c/p>\n\u003cfigure id=\"attachment_11882282\" class=\"wp-caption alignright\" style=\"max-width: 720px\">\u003cimg class=\"size-full wp-image-11882282\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/Resized_20210720_102816.jpeg\" alt=\"\" width=\"720\" height=\"1280\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/Resized_20210720_102816.jpeg 720w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/Resized_20210720_102816-160x284.jpeg 160w\" sizes=\"(max-width: 720px) 100vw, 720px\">\u003cfigcaption class=\"wp-caption-text\">Abdul Adam of Hayward says his unemployment benefits have been in limbo since March 2021. The new change at EDD could mean he'll finally get paid. \u003ccite>(Courtesy Abdul Adam)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“I certify every two weeks. I call every day and I didn’t have no luck,\" he said. \"One time I called by accident [on the employer line] and they answered, and I said, ‘Can you transfer me [to] somebody to take my case from pending to payment?’ They said, ‘no.’”\u003c/p>\n\u003cp>Adam has moved in with two of his children, who are helping to support him while he continues to look for work.\u003c/p>\n\u003cp>He said, when he finally does get his money, he’ll use it to pay off bills and loans he’s taken.\u003c/p>\n\u003cp>Urban says new leadership at EDD gave momentum to conversations around the \"conditional payment\" change. At the end of December 2020, Gov. Gavin Newsom appointed Rita Saenz the new director of EDD. Longtime staffer Sharon Hilliard retired after taking on the director role in February 2020.\u003c/p>\n\u003cp>\"We did feel the impact of the change in leadership at EDD,\" she said, \"and we're thankful that they worked with us and heard our concerns about not only the need to roll out of this conditional pay program but the specifics of how to do it to best protect claimant rights.”\u003c/p>\n\u003cp>EDD officials said in a statement that the agency will begin informing claimants of the new system this week, and Californians could begin seeing these “conditional” payments as soon as July 23, 2021.\u003c/p>\n\u003cp>“We know many claimants who cleared fraud filters and verified identity have been waiting too long for payment,” Saenz said in a statement. “In response, we are launching a new program that will help many Californians get benefits faster.”\u003c/p>\n\u003cp>Claimants can find more information about the new conditional payments program on \u003ca href=\"https://www.edd.ca.gov/unemployment/claim-status.htm\">EDD’s Claim Status page\u003c/a>.\u003c/p>\n\u003cp>\u003cem>This story has been updated.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"disqusTitle": "For Some Californians, Family Leave Is 'Unattainable.' This Bill Seeks to Change That",
"title": "For Some Californians, Family Leave Is 'Unattainable.' This Bill Seeks to Change That",
"headTitle": "CALmatters | KQED News",
"content": "\u003cp>Miranda Griswold and her partner were thrilled to grow their family when they had their first child in 2018. The less thrilling part: adding baby costs to their existing expenses — alimony payments, student loans and credit card bills.\u003c/p>\n\u003cp>Griswold had a C-section and her doctor recommended she stay at her Merced home for six weeks of recovery time. Her fiance, who works at a commercial printing press, returned to work after one week of vacation because they couldn’t afford for him to take more time off using family leave, which would replace only 60% of his wages.\u003c/p>\n\u003cp>“There was no way we could make that percentage work,” said Griswold.\u003c/p>\n\u003cp>[pullquote align=\"right\" size=\"medium\" citation=\"Assemblymember Lorena Gonzalez\"]'I think it is cruel that ... we actually deduct the 1.2% from their paycheck and yet we are dangling something that is unattainable if you can’t afford it.'[/pullquote]That’s the case for many workers in California. Assemblymember Lorena Gonzalez, a Democrat from San Diego County, authored a bill this year to increase that percentage — making it more realistic for low-income earners to use the leave that they’re required to fund with 1.2% of every paycheck.\u003c/p>\n\u003cp>Assembly Bill 123, which the Assembly \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billVotesClient.xhtml?bill_id=202120220AB123\">passed on a 65-0 vote\u003c/a> in May and is now in the Senate, would \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202120220AB123\">increase the wage replacement rate\u003c/a> from at least 60% to 90% of a worker’s highest quarterly earnings in the past 18 months.\u003c/p>\n\u003cp>“I think it is cruel that we actually deduct the 1.2% from their paycheck and yet we are dangling something that is unattainable if you can’t afford it,” Gonzalez said in an interview.\u003cbr>\n[ad fullwidth]\u003cbr>\nUnder current law, California’s paid family leave is often being used by those who can more easily afford going without full pay.\u003c/p>\n\u003cp>Workers making less than $20,000 a year filed nearly 48,000 family leave claims in 2019, only slightly more than the 46,000 filed by those earning $100,000 or more a year, \u003ca href=\"https://www.edd.ca.gov/about_edd/pdf/Impact-of-Increasing-the-State-Disability-Insurance-Wage-Replacement.pdf\">according to the state Employment Development Department\u003c/a> (EDD). And between 2017 and 2019, the \u003ca href=\"https://www.edd.ca.gov/about_edd/pdf/Impact-of-Increasing-the-State-Disability-Insurance-Wage-Replacement.pdf\">number of claims from the lowest-wage workers declined\u003c/a> while claims by workers of every other income group increased, with claims from the highest earners rising most of all, by one-third.\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe src=\"https://e.infogram.com/85faf7d8-12f0-4a13-96eb-d87eb3d4c7f7?src=embed\" title=\"Paid family leave claims\" width=\"800\" height=\"750\" scrolling=\"no\" frameborder=\"0\" style=\"border:none;\" allowfullscreen=\"allowfullscreen\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>In total in 2019, the state paid nearly $1.1 billion in family leave benefits, including $287 million to those making $100,000 or more a year. The maximum benefit is $1,300 a week, for as long as eight weeks. \u003c/p>\n\u003ch3>Expanding Access to Leave\u003c/h3>\n\u003cp>AB 123 is the latest in a series of efforts to make paid family leave a more financially realistic option for more employees.\u003c/p>\n\u003cp>In 2002, California became the first state to adopt a family leave benefit. It was included as an expansion of the state’s disability insurance program, compensating employees who took time off to care for a seriously ill family member or to bond with a new child.\u003c/p>\n\u003cp>[pullquote align=\"right\" size=\"medium\" citation=\"Jill Thompson, Audrey Irmas Project for Women and Girls’ Rights at Public Counsel\"]'I almost feel like low-wage workers are subsidizing the rest of us because they’re paying into the system but not reaping the benefits.'[/pullquote]In 2016, then-Assemblymember Jimmy Gomez of Los Angeles authored a bill to \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201520160AB908\">increase wage replacements based on income\u003c/a>: 70% for those earning below one-third of the state average, and 60% for those who earn more.\u003c/p>\n\u003cp>In 2019, Gov. Gavin Newsom extended the amount of time employees could take off from six to eight weeks. And last year, he \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200SB1383\">signed a bill\u003c/a> authored by Sen. Hannah-Beth Jackson of Santa Barbara, which expanded the law requiring large employers to \u003ca href=\"https://calmatters.org/politics/2020/09/family-leave-bill-working-moms/\">grant 12 weeks of unpaid leave\u003c/a> to any employer with at least five workers.\u003c/p>\n\u003cp>The wage replacement rates in the 2016 law were due to expire on Jan. 1, 2022. In the budget deal last month between Newsom and the Legislature, the higher rates were extended to Jan. 1, 2023.\u003c/p>\n\u003cp>The wage replacement of at least 90% was also advocated in a December 2020 report from the California Health and Human Services Agency \u003ca href=\"https://cdn-west-prod-chhs-01.dsh.ca.gov/chhs/uploads/2020/12/01104743/Master-Plan-for-Early-Learning-and-Care-Making-California-For-All-Kids-FINAL.pdf\">outlining a revamp of the state’s early learning and child care system\u003c/a>.\u003c/p>\n\u003cp>Jill Thompson, directing attorney of the Audrey Irmas Project for Women and Girls’ Rights at Public Counsel, said she would like to see the higher benefits available for at least the lowest-wage earners.\u003c/p>\n\u003cp>“I almost feel like low-wage workers are subsidizing the rest of us because they’re paying into the system but not reaping the benefits,” she said.\u003c/p>\n\u003cp>Now, full-time workers at small businesses making California’s current minimum wage of $13 an hour get $6.24 a week deducted from their paycheck for family leave. Their pay before taxes is $520 a week, which means a weekly benefit of $364 under current law.\u003c/p>\n\u003cp>“That amount is under the poverty line,” Thompson said. “They’re expected to live under the poverty limit? No wonder people don’t do it. It’s not viable.”\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe src=\"https://e.infogram.com/eb949d75-af4b-4094-82b1-12bbcd53b706?src=embed\" title=\"Paid family leave for different employees\" width=\"800\" height=\"843\" scrolling=\"no\" frameborder=\"0\" style=\"border:none;\" allowfullscreen=\"allowfullscreen\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003ch3>Paid Family Leave in Real Life\u003c/h3>\n\u003cp>For Jerry Sandoval, a 36-year old San Diego resident, the 60% wage replacement was not enough. He made about $1,000 a week in 2014 and took paid family leave after the birth of his daughter. But he went back to work after getting his first reduced paycheck.\u003c/p>\n\u003cp>Sandoval, who now helps advocate for increased wages with the California Work and Family Coalition, recalls his hustle as a new father, working in a hotel by day and a graveyard shift at a casino at night. For a few hours in between, he’d go home to spend time with his baby.\u003c/p>\n\u003cp>“It’s tough. You don’t realize how hard it is until you go through it,” he said. “I do feel like in the future, if I ever have to use paid leave, I want to be able to take full advantage of it.”\u003c/p>\n\u003cp>Even for higher wage-earners, the coronavirus pandemic added new layers of financial difficulty to trying to take California’s paid family leave.\u003c/p>\n\u003cp>Arissa Palmer, 44, of Orange, brought her mother-in-law for a visit from Maryland before the pandemic but she was unable to fly back. She suffers from dementia and needs care 24 hours a day. But with a mortgage to pay and a household to maintain, neither Palmer nor her husband could afford to take leave or hire someone to take care of her.\u003c/p>\n\u003cfigure id=\"attachment_11881098\" class=\"wp-caption alignnone\" style=\"max-width: 1024px\">\u003cimg class=\"size-full wp-image-11881098\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10.jpg\" alt=\"Two adults are sitting on the couch, looking at a baby, who is resting on the lap of one of the adults. Another young child plays with a dog on the carpet not too far from them.\" width=\"1024\" height=\"682\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10.jpg 1024w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10-1020x679.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10-160x107.jpg 160w\" sizes=\"(max-width: 1024px) 100vw, 1024px\">\u003cfigcaption class=\"wp-caption-text\">Miranda Griswold dresses 23-month-old Jax for bed with her fiance, Matt Calhoun, while 3-year-old Rhys plays with the family dog at their Merced home on July 8, 2021. 'What are we doing to our families?' asked Griswold of the current family leave policy, and adds, 'there’s no support.' \u003ccite>(Anne Wernikoff/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“We didn’t even know if it was safe to have someone in the home caring for her — and honestly, couldn’t even afford it,” she said.\u003c/p>\n\u003cp>Palmer switched jobs so she could work from home. She serves as the executive director of BreastfeedLA, which has been advocating for the passage of the bill alongside the Work and Family Coalition.\u003c/p>\n\u003cp>“Allowing that paid time where parents and the babies can learn to get to know each other and learn each other’s cues is so important,” she said.\u003c/p>\n\u003cfigure id=\"attachment_11881099\" class=\"wp-caption alignnone\" style=\"max-width: 1024px\">\u003cimg src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04.jpg\" alt=\"The camera views at the arm of a child who plays with a toy train. The toy train is red and made of wood and moves around wooden railroad tracks that are set in a circle.\" width=\"1024\" height=\"682\" class=\"size-full wp-image-11881099\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04.jpg 1024w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04-1020x679.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04-160x107.jpg 160w\" sizes=\"(max-width: 1024px) 100vw, 1024px\">\u003cfigcaption class=\"wp-caption-text\">Matt Calhoun, plays with this son Rhys, 3, at their Merced home on July 8, 2021. Calhoun was only able to afford to take one week off from his job at a printing press when Rhys was born in 2018. \u003ccite>(Anne Wernikoff/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch3>Looking at the Bottom Line\u003c/h3>\n\u003cp>The bill does not increase employer contributions; instead, it increases the amount that employees pay into the state family leave fund from each paycheck.\u003c/p>\n\u003cp>While businesses will adapt and accommodate leaves as needed, the bill may be a bad deal for employees, according to the Central Valley Business Federation.\u003c/p>\n\u003cp>[pullquote align=\"right\" size=\"medium\" citation=\"Clint Olivier, Business Federation of the Central Valley\"]'The state says, well, this is such a small amount of money the worker won’t be able to feel it. But the situation on the ground is much different.'[/pullquote]“In terms of this legislation, it’s a tax increase on everyday Californians, and so many workers in the state of California are having a hard time making ends meet with the cost of things going up,” said Clint Olivier, CEO of the federation, which represents about 70 businesses and associations across five counties, including Chevron and the California Association of Food Banks.\u003c/p>\n\u003cp>The bill would increase worker contributions by 0.1% to 0.2% per year, which Olivier estimates will be about $300 out of workers’ paychecks by 2025.\u003c/p>\n\u003cp>“The state says, well, this is such a small amount of money the worker won’t be able to feel it. But the situation on the ground is much different,” Olivier told CalMatters. “It begs the question: Who is in a better place to determine how that money is spent, the individual or the state? And so I believe it’s the individual.”\u003c/p>\n\u003cp>Miranda Griswold and her partner had their second child in 2019, when they had fewer debts to pay off. Her fiance picked up extra shifts beforehand, so his paychecks would be higher and he could take the full six weeks off.\u003c/p>\n\u003cp>“We still ended up having to save a ton to make up the difference. Rent is still due, bills are still due,” she said. “On the one hand I almost feel grateful that we got what we did. Having two kids, there’s no way I could have done it by myself.”\u003c/p>\n\u003cp>“At least California offers this,” she said. “But for a lot of families, it’s still not enough.”\u003cbr>\n[ad fullwidth]\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"excerpt": "AB 123 would increase the wage replacement rate for employees in California who go on family leave. Currently, family leave is deducted from the paychecks of Californians.",
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"description": "AB 123 would increase the wage replacement rate for employees in California who go on family leave. Currently, family leave is deducted from the paychecks of Californians.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Miranda Griswold and her partner were thrilled to grow their family when they had their first child in 2018. The less thrilling part: adding baby costs to their existing expenses — alimony payments, student loans and credit card bills.\u003c/p>\n\u003cp>Griswold had a C-section and her doctor recommended she stay at her Merced home for six weeks of recovery time. Her fiance, who works at a commercial printing press, returned to work after one week of vacation because they couldn’t afford for him to take more time off using family leave, which would replace only 60% of his wages.\u003c/p>\n\u003cp>“There was no way we could make that percentage work,” said Griswold.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "'I think it is cruel that ... we actually deduct the 1.2% from their paycheck and yet we are dangling something that is unattainable if you can’t afford it.'",
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"content": "\u003cdiv class=\"post-body\">\u003cp>That’s the case for many workers in California. Assemblymember Lorena Gonzalez, a Democrat from San Diego County, authored a bill this year to increase that percentage — making it more realistic for low-income earners to use the leave that they’re required to fund with 1.2% of every paycheck.\u003c/p>\n\u003cp>Assembly Bill 123, which the Assembly \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billVotesClient.xhtml?bill_id=202120220AB123\">passed on a 65-0 vote\u003c/a> in May and is now in the Senate, would \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202120220AB123\">increase the wage replacement rate\u003c/a> from at least 60% to 90% of a worker’s highest quarterly earnings in the past 18 months.\u003c/p>\n\u003cp>“I think it is cruel that we actually deduct the 1.2% from their paycheck and yet we are dangling something that is unattainable if you can’t afford it,” Gonzalez said in an interview.\u003cbr>\n\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cbr>\nUnder current law, California’s paid family leave is often being used by those who can more easily afford going without full pay.\u003c/p>\n\u003cp>Workers making less than $20,000 a year filed nearly 48,000 family leave claims in 2019, only slightly more than the 46,000 filed by those earning $100,000 or more a year, \u003ca href=\"https://www.edd.ca.gov/about_edd/pdf/Impact-of-Increasing-the-State-Disability-Insurance-Wage-Replacement.pdf\">according to the state Employment Development Department\u003c/a> (EDD). And between 2017 and 2019, the \u003ca href=\"https://www.edd.ca.gov/about_edd/pdf/Impact-of-Increasing-the-State-Disability-Insurance-Wage-Replacement.pdf\">number of claims from the lowest-wage workers declined\u003c/a> while claims by workers of every other income group increased, with claims from the highest earners rising most of all, by one-third.\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe src=\"https://e.infogram.com/85faf7d8-12f0-4a13-96eb-d87eb3d4c7f7?src=embed\" title=\"Paid family leave claims\" width=\"800\" height=\"750\" scrolling=\"no\" frameborder=\"0\" style=\"border:none;\" allowfullscreen=\"allowfullscreen\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>In total in 2019, the state paid nearly $1.1 billion in family leave benefits, including $287 million to those making $100,000 or more a year. The maximum benefit is $1,300 a week, for as long as eight weeks. \u003c/p>\n\u003ch3>Expanding Access to Leave\u003c/h3>\n\u003cp>AB 123 is the latest in a series of efforts to make paid family leave a more financially realistic option for more employees.\u003c/p>\n\u003cp>In 2002, California became the first state to adopt a family leave benefit. It was included as an expansion of the state’s disability insurance program, compensating employees who took time off to care for a seriously ill family member or to bond with a new child.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "'I almost feel like low-wage workers are subsidizing the rest of us because they’re paying into the system but not reaping the benefits.'",
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"content": "\u003cdiv class=\"post-body\">\u003cp>In 2016, then-Assemblymember Jimmy Gomez of Los Angeles authored a bill to \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201520160AB908\">increase wage replacements based on income\u003c/a>: 70% for those earning below one-third of the state average, and 60% for those who earn more.\u003c/p>\n\u003cp>In 2019, Gov. Gavin Newsom extended the amount of time employees could take off from six to eight weeks. And last year, he \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200SB1383\">signed a bill\u003c/a> authored by Sen. Hannah-Beth Jackson of Santa Barbara, which expanded the law requiring large employers to \u003ca href=\"https://calmatters.org/politics/2020/09/family-leave-bill-working-moms/\">grant 12 weeks of unpaid leave\u003c/a> to any employer with at least five workers.\u003c/p>\n\u003cp>The wage replacement rates in the 2016 law were due to expire on Jan. 1, 2022. In the budget deal last month between Newsom and the Legislature, the higher rates were extended to Jan. 1, 2023.\u003c/p>\n\u003cp>The wage replacement of at least 90% was also advocated in a December 2020 report from the California Health and Human Services Agency \u003ca href=\"https://cdn-west-prod-chhs-01.dsh.ca.gov/chhs/uploads/2020/12/01104743/Master-Plan-for-Early-Learning-and-Care-Making-California-For-All-Kids-FINAL.pdf\">outlining a revamp of the state’s early learning and child care system\u003c/a>.\u003c/p>\n\u003cp>Jill Thompson, directing attorney of the Audrey Irmas Project for Women and Girls’ Rights at Public Counsel, said she would like to see the higher benefits available for at least the lowest-wage earners.\u003c/p>\n\u003cp>“I almost feel like low-wage workers are subsidizing the rest of us because they’re paying into the system but not reaping the benefits,” she said.\u003c/p>\n\u003cp>Now, full-time workers at small businesses making California’s current minimum wage of $13 an hour get $6.24 a week deducted from their paycheck for family leave. Their pay before taxes is $520 a week, which means a weekly benefit of $364 under current law.\u003c/p>\n\u003cp>“That amount is under the poverty line,” Thompson said. “They’re expected to live under the poverty limit? No wonder people don’t do it. It’s not viable.”\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe src=\"https://e.infogram.com/eb949d75-af4b-4094-82b1-12bbcd53b706?src=embed\" title=\"Paid family leave for different employees\" width=\"800\" height=\"843\" scrolling=\"no\" frameborder=\"0\" style=\"border:none;\" allowfullscreen=\"allowfullscreen\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003ch3>Paid Family Leave in Real Life\u003c/h3>\n\u003cp>For Jerry Sandoval, a 36-year old San Diego resident, the 60% wage replacement was not enough. He made about $1,000 a week in 2014 and took paid family leave after the birth of his daughter. But he went back to work after getting his first reduced paycheck.\u003c/p>\n\u003cp>Sandoval, who now helps advocate for increased wages with the California Work and Family Coalition, recalls his hustle as a new father, working in a hotel by day and a graveyard shift at a casino at night. For a few hours in between, he’d go home to spend time with his baby.\u003c/p>\n\u003cp>“It’s tough. You don’t realize how hard it is until you go through it,” he said. “I do feel like in the future, if I ever have to use paid leave, I want to be able to take full advantage of it.”\u003c/p>\n\u003cp>Even for higher wage-earners, the coronavirus pandemic added new layers of financial difficulty to trying to take California’s paid family leave.\u003c/p>\n\u003cp>Arissa Palmer, 44, of Orange, brought her mother-in-law for a visit from Maryland before the pandemic but she was unable to fly back. She suffers from dementia and needs care 24 hours a day. But with a mortgage to pay and a household to maintain, neither Palmer nor her husband could afford to take leave or hire someone to take care of her.\u003c/p>\n\u003cfigure id=\"attachment_11881098\" class=\"wp-caption alignnone\" style=\"max-width: 1024px\">\u003cimg class=\"size-full wp-image-11881098\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10.jpg\" alt=\"Two adults are sitting on the couch, looking at a baby, who is resting on the lap of one of the adults. Another young child plays with a dog on the carpet not too far from them.\" width=\"1024\" height=\"682\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10.jpg 1024w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10-1020x679.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_10-160x107.jpg 160w\" sizes=\"(max-width: 1024px) 100vw, 1024px\">\u003cfigcaption class=\"wp-caption-text\">Miranda Griswold dresses 23-month-old Jax for bed with her fiance, Matt Calhoun, while 3-year-old Rhys plays with the family dog at their Merced home on July 8, 2021. 'What are we doing to our families?' asked Griswold of the current family leave policy, and adds, 'there’s no support.' \u003ccite>(Anne Wernikoff/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“We didn’t even know if it was safe to have someone in the home caring for her — and honestly, couldn’t even afford it,” she said.\u003c/p>\n\u003cp>Palmer switched jobs so she could work from home. She serves as the executive director of BreastfeedLA, which has been advocating for the passage of the bill alongside the Work and Family Coalition.\u003c/p>\n\u003cp>“Allowing that paid time where parents and the babies can learn to get to know each other and learn each other’s cues is so important,” she said.\u003c/p>\n\u003cfigure id=\"attachment_11881099\" class=\"wp-caption alignnone\" style=\"max-width: 1024px\">\u003cimg src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04.jpg\" alt=\"The camera views at the arm of a child who plays with a toy train. The toy train is red and made of wood and moves around wooden railroad tracks that are set in a circle.\" width=\"1024\" height=\"682\" class=\"size-full wp-image-11881099\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04.jpg 1024w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04-1020x679.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2021/07/070821_FamilyLeave_AW_sized_04-160x107.jpg 160w\" sizes=\"(max-width: 1024px) 100vw, 1024px\">\u003cfigcaption class=\"wp-caption-text\">Matt Calhoun, plays with this son Rhys, 3, at their Merced home on July 8, 2021. Calhoun was only able to afford to take one week off from his job at a printing press when Rhys was born in 2018. \u003ccite>(Anne Wernikoff/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch3>Looking at the Bottom Line\u003c/h3>\n\u003cp>The bill does not increase employer contributions; instead, it increases the amount that employees pay into the state family leave fund from each paycheck.\u003c/p>\n\u003cp>While businesses will adapt and accommodate leaves as needed, the bill may be a bad deal for employees, according to the Central Valley Business Federation.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“In terms of this legislation, it’s a tax increase on everyday Californians, and so many workers in the state of California are having a hard time making ends meet with the cost of things going up,” said Clint Olivier, CEO of the federation, which represents about 70 businesses and associations across five counties, including Chevron and the California Association of Food Banks.\u003c/p>\n\u003cp>The bill would increase worker contributions by 0.1% to 0.2% per year, which Olivier estimates will be about $300 out of workers’ paychecks by 2025.\u003c/p>\n\u003cp>“The state says, well, this is such a small amount of money the worker won’t be able to feel it. But the situation on the ground is much different,” Olivier told CalMatters. “It begs the question: Who is in a better place to determine how that money is spent, the individual or the state? And so I believe it’s the individual.”\u003c/p>\n\u003cp>Miranda Griswold and her partner had their second child in 2019, when they had fewer debts to pay off. Her fiance picked up extra shifts beforehand, so his paychecks would be higher and he could take the full six weeks off.\u003c/p>\n\u003cp>“We still ended up having to save a ton to make up the difference. Rent is still due, bills are still due,” she said. “On the one hand I almost feel grateful that we got what we did. Having two kids, there’s no way I could have done it by myself.”\u003c/p>\n\u003cp>“At least California offers this,” she said. “But for a lot of families, it’s still not enough.”\u003cbr>\n\u003c/p>\u003c/div>",
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"content": "\u003cp>Identity theft, fraud, ransomware: Cybercrime has become a grim fact of life for schools, utilities, government agencies — really, any operation that uses networked computing. Even here in tech-saturated California.\u003c/p>\n\u003cp>\u003ca href=\"https://www.npr.org/2020/04/22/841682627/cobol-cowboys-aim-to-rescue-sluggish-state-unemployment-systems\" target=\"_blank\" rel=\"noopener noreferrer\">Ancient\u003c/a> software, understaffing and mismanagement have plagued state and local agencies for years. That was painfully evident during the height of the pandemic when the California Employment Development Department was caught \u003ca href=\"https://www.kqed.org/news/tag/edd\" target=\"_blank\" rel=\"noopener noreferrer\">completely unprepared\u003c/a> for a massive surge in demand, as well as a surge in hackers keen to get a piece of the action.\u003c/p>\n\u003cp>The agency’s vulnerabilities were fully exposed last fall when district attorneys from across the state announced that some 30,000 fake unemployment claims had been filed in the names of people incarcerated in California.\u003c/p>\n\u003cp>The unprecedented infusion of federal funds into unemployment insurance programs across the country last year “gave individuals and organized criminal groups a high-value target to exploit,” according to the \u003ca href=\"https://www.oig.dol.gov/doloiguioversightwork.htm\" target=\"_blank\" rel=\"noopener noreferrer\">U.S. Labor Department\u003c/a>.\u003c/p>\n\u003cp>[aside label=\"related coverage\" tag=\"cybersecurity\"]According to the Federal Trade Commission, \u003ca href=\"https://public.tableau.com/profile/federal.trade.commission#!/vizhome/FraudandIDTheftMaps/IDTheftbyState\" target=\"_blank\" rel=\"noopener noreferrer\">identity theft\u003c/a> complaints in California jumped from 101,614 in 2019 to 147,386 in 2020, a nearly 50% increase. Specific complaints about government documents and benefits fraud soared during that time, from 3,407 to 14,875.\u003c/p>\n\u003cp>And although the problem flared during the coronavirus pandemic, it’s been mounting for decades.\u003c/p>\n\u003cp>“It’s hard to make it tangible until it’s too late,” said Matt Masterson, who teaches at Stanford’s Internet Observatory, following a stint as a senior adviser at the U.S. Cybersecurity and Infrastructure Security Agency (CISA). “All your systems are locked up, and those same people that have been asking for support either end up getting fired or being moved along because ‘How could you let this happen?’ ”\u003c/p>\n\u003cp>High-profile, massively disruptive cyberattacks in the U.S. — like the recent \u003ca href=\"https://www.npr.org/2021/04/16/985439655/a-worst-nightmare-cyberattack-the-untold-story-of-the-solarwinds-hack\" target=\"_blank\" rel=\"noopener noreferrer\">SolarWinds\u003c/a> and \u003ca href=\"https://www.npr.org/2021/05/11/995751028/what-the-ransomware-attack-on-colonial-pipeline-means-for-the-industry\" target=\"_blank\" rel=\"noopener noreferrer\">Colonial Pipeline\u003c/a> hacks — have effectively underscored the vulnerability of the nation’s critical infrastructure. Acknowledging this, President Biden just signed a broad \u003ca href=\"https://www.whitehouse.gov/briefing-room/statements-releases/2021/05/12/fact-sheet-president-signs-executive-order-charting-new-course-to-improve-the-nations-cybersecurity-and-protect-federal-government-networks/\">executive order\u003c/a> that aims to \u003ca href=\"https://www.npr.org/2021/05/12/996355601/in-wake-of-pipeline-hack-biden-signs-executive-order-on-cybersecurity\">strengthen cybersecurity\u003c/a> for federal networks and outline new security standards for commercial software used by both business and the public.\u003c/p>\n\u003cp>But in their recent \u003ca href=\"https://thehill.com/opinion/cybersecurity/550324-congress-needs-to-help-modernize-our-digital-infrastructure?rl=1\" target=\"_blank\" rel=\"noopener noreferrer\">op-ed\u003c/a> in The Hill, Masterson and former CISA Director Chris Krebs also emphasize the need for federal funding to help state and local agencies around the country get up to speed. The U.S., they argue, needs a new approach to the “new normal of cyber enabled malicious activity.”\u003c/p>\n\u003cp>“Whether it’s at the grid level, whether it’s water-treatment plants, whether it’s county sheriff’s offices, right? That’s a matter of public safety,” Masterson said. “Investment in this, like any infrastructure, has to be ongoing, but man, now’s the time to have this conversation.”\u003c/p>\n\u003cp>Sure enough, a bipartisan group of House lawmakers this week \u003ca href=\"https://statescoop.com/state-local-cyber-grants-500-million/\" target=\"_blank\" rel=\"noopener noreferrer\">reintroduced\u003c/a> a bill to provide state and local governments with $500 million annually to defend against cyberattacks. (It was \u003ca href=\"https://www.congress.gov/bill/116th-congress/house-bill/5823\">passed by the House last year\u003c/a>, but did not get a vote in the U.S. Senate.)\u003c/p>\n\u003cp>[pullquote align=\"right\" size=\"medium\" citation=\"Matt Masterson, Stanford Internet Observatory\"]‘It’s hard to make it tangible until it’s too late. All your systems are locked up, and those same people that have been asking for support either end up getting fired or being moved along, because ‘How could you let this happen?’ ‘[/pullquote]But some California lawmakers, like Silicon Valley Democratic Rep. Ro Khanna, worry that providing money without direction for how to spend it won’t solve the problem.\u003c/p>\n\u003cp>“Money is not sufficient,” he said. “The question is the execution. We need far more expertise from actual technologists than relying on the same people who ‘specialize’ on technology in the Beltway that aren’t up to date on what the latest techniques are. It’s really going to take a partnership with leading technologists, leading people in design, a move away from some of the legacy systems.”\u003c/p>\n\u003cp>Khanna has hit on an obvious first fix, some experts say. State and local agencies could start by switching to commercially available software and systems. And although those wouldn’t be impervious to hacking — no system is — they carry the benefit of receiving the close attention of software engineers all over the world.\u003cbr>\n[ad fullwidth]\u003cbr>\n“How do we help move some of these institutions, for instance, off of running their own email servers [and getting them] up into the cloud — where we know that you can provide greater protection — where companies that provide that support have more advanced security apparatus?” Masterson said.\u003c/p>\n\u003cp>Even internationally funded cyberterrorists, he adds, commonly take advantage of easy opportunities like weak passwords and old software. “All they’re doing is exploiting already known vulnerabilities: systems that aren’t updated, systems that aren’t patched, systems that aren’t supported anymore,” Masterson said.\u003c/p>\n\u003cp>Given California’s unexpected \u003ca href=\"https://www.kqed.org/news/11872910/flush-with-cash-california-set-to-send-billions-in-rebates-to-taxpayers\" target=\"_blank\" rel=\"noopener noreferrer\">budget surplus\u003c/a> this spring, not to mention the glut of in-state IT talent, some are also asking why the state needs to wait for help from the federal government.\u003c/p>\n\u003cp>“We have all the tools to solve this. We have outstanding people at universities. We have extraordinary people in the private sector,” Khanna said. “We need to think about how we get people in technology to answer the nation’s call to service at a time we’re going through a digital revolution.”\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Identity theft, fraud, ransomware: Cybercrime has become a grim fact of life for schools, utilities, government agencies — really, any operation that uses networked computing. Even here in tech-saturated California.\u003c/p>\n\u003cp>\u003ca href=\"https://www.npr.org/2020/04/22/841682627/cobol-cowboys-aim-to-rescue-sluggish-state-unemployment-systems\" target=\"_blank\" rel=\"noopener noreferrer\">Ancient\u003c/a> software, understaffing and mismanagement have plagued state and local agencies for years. That was painfully evident during the height of the pandemic when the California Employment Development Department was caught \u003ca href=\"https://www.kqed.org/news/tag/edd\" target=\"_blank\" rel=\"noopener noreferrer\">completely unprepared\u003c/a> for a massive surge in demand, as well as a surge in hackers keen to get a piece of the action.\u003c/p>\n\u003cp>The agency’s vulnerabilities were fully exposed last fall when district attorneys from across the state announced that some 30,000 fake unemployment claims had been filed in the names of people incarcerated in California.\u003c/p>\n\u003cp>The unprecedented infusion of federal funds into unemployment insurance programs across the country last year “gave individuals and organized criminal groups a high-value target to exploit,” according to the \u003ca href=\"https://www.oig.dol.gov/doloiguioversightwork.htm\" target=\"_blank\" rel=\"noopener noreferrer\">U.S. Labor Department\u003c/a>.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>According to the Federal Trade Commission, \u003ca href=\"https://public.tableau.com/profile/federal.trade.commission#!/vizhome/FraudandIDTheftMaps/IDTheftbyState\" target=\"_blank\" rel=\"noopener noreferrer\">identity theft\u003c/a> complaints in California jumped from 101,614 in 2019 to 147,386 in 2020, a nearly 50% increase. Specific complaints about government documents and benefits fraud soared during that time, from 3,407 to 14,875.\u003c/p>\n\u003cp>And although the problem flared during the coronavirus pandemic, it’s been mounting for decades.\u003c/p>\n\u003cp>“It’s hard to make it tangible until it’s too late,” said Matt Masterson, who teaches at Stanford’s Internet Observatory, following a stint as a senior adviser at the U.S. Cybersecurity and Infrastructure Security Agency (CISA). “All your systems are locked up, and those same people that have been asking for support either end up getting fired or being moved along because ‘How could you let this happen?’ ”\u003c/p>\n\u003cp>High-profile, massively disruptive cyberattacks in the U.S. — like the recent \u003ca href=\"https://www.npr.org/2021/04/16/985439655/a-worst-nightmare-cyberattack-the-untold-story-of-the-solarwinds-hack\" target=\"_blank\" rel=\"noopener noreferrer\">SolarWinds\u003c/a> and \u003ca href=\"https://www.npr.org/2021/05/11/995751028/what-the-ransomware-attack-on-colonial-pipeline-means-for-the-industry\" target=\"_blank\" rel=\"noopener noreferrer\">Colonial Pipeline\u003c/a> hacks — have effectively underscored the vulnerability of the nation’s critical infrastructure. Acknowledging this, President Biden just signed a broad \u003ca href=\"https://www.whitehouse.gov/briefing-room/statements-releases/2021/05/12/fact-sheet-president-signs-executive-order-charting-new-course-to-improve-the-nations-cybersecurity-and-protect-federal-government-networks/\">executive order\u003c/a> that aims to \u003ca href=\"https://www.npr.org/2021/05/12/996355601/in-wake-of-pipeline-hack-biden-signs-executive-order-on-cybersecurity\">strengthen cybersecurity\u003c/a> for federal networks and outline new security standards for commercial software used by both business and the public.\u003c/p>\n\u003cp>But in their recent \u003ca href=\"https://thehill.com/opinion/cybersecurity/550324-congress-needs-to-help-modernize-our-digital-infrastructure?rl=1\" target=\"_blank\" rel=\"noopener noreferrer\">op-ed\u003c/a> in The Hill, Masterson and former CISA Director Chris Krebs also emphasize the need for federal funding to help state and local agencies around the country get up to speed. The U.S., they argue, needs a new approach to the “new normal of cyber enabled malicious activity.”\u003c/p>\n\u003cp>“Whether it’s at the grid level, whether it’s water-treatment plants, whether it’s county sheriff’s offices, right? That’s a matter of public safety,” Masterson said. “Investment in this, like any infrastructure, has to be ongoing, but man, now’s the time to have this conversation.”\u003c/p>\n\u003cp>Sure enough, a bipartisan group of House lawmakers this week \u003ca href=\"https://statescoop.com/state-local-cyber-grants-500-million/\" target=\"_blank\" rel=\"noopener noreferrer\">reintroduced\u003c/a> a bill to provide state and local governments with $500 million annually to defend against cyberattacks. (It was \u003ca href=\"https://www.congress.gov/bill/116th-congress/house-bill/5823\">passed by the House last year\u003c/a>, but did not get a vote in the U.S. Senate.)\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>But some California lawmakers, like Silicon Valley Democratic Rep. Ro Khanna, worry that providing money without direction for how to spend it won’t solve the problem.\u003c/p>\n\u003cp>“Money is not sufficient,” he said. “The question is the execution. We need far more expertise from actual technologists than relying on the same people who ‘specialize’ on technology in the Beltway that aren’t up to date on what the latest techniques are. It’s really going to take a partnership with leading technologists, leading people in design, a move away from some of the legacy systems.”\u003c/p>\n\u003cp>Khanna has hit on an obvious first fix, some experts say. State and local agencies could start by switching to commercially available software and systems. And although those wouldn’t be impervious to hacking — no system is — they carry the benefit of receiving the close attention of software engineers all over the world.\u003cbr>\n\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cbr>\n“How do we help move some of these institutions, for instance, off of running their own email servers [and getting them] up into the cloud — where we know that you can provide greater protection — where companies that provide that support have more advanced security apparatus?” Masterson said.\u003c/p>\n\u003cp>Even internationally funded cyberterrorists, he adds, commonly take advantage of easy opportunities like weak passwords and old software. “All they’re doing is exploiting already known vulnerabilities: systems that aren’t updated, systems that aren’t patched, systems that aren’t supported anymore,” Masterson said.\u003c/p>\n\u003cp>Given California’s unexpected \u003ca href=\"https://www.kqed.org/news/11872910/flush-with-cash-california-set-to-send-billions-in-rebates-to-taxpayers\" target=\"_blank\" rel=\"noopener noreferrer\">budget surplus\u003c/a> this spring, not to mention the glut of in-state IT talent, some are also asking why the state needs to wait for help from the federal government.\u003c/p>\n\u003cp>“We have all the tools to solve this. We have outstanding people at universities. We have extraordinary people in the private sector,” Khanna said. “We need to think about how we get people in technology to answer the nation’s call to service at a time we’re going through a digital revolution.”\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"slug": "como-declarar-sus-impuestos-si-recibio-beneficios-por-desempleo-que-saber-y-donde-encontrar-ayuda",
"title": "Cómo declarar sus impuestos si recibió beneficios por desempleo: Qué saber y dónde encontrar ayuda",
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"headTitle": "Cómo declarar sus impuestos si recibió beneficios por desempleo: Qué saber y dónde encontrar ayuda | KQED",
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"content": "\u003cp>\u003cem>Esta publicación \u003ca href=\"#correccion\">ha sido corregida\u003c/a>.\u003c/em>\u003c/p>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11870566/filing-your-taxes-if-you-claimed-unemployment-benefits-what-to-know-where-to-find-help\">Read in English\u003c/a>\u003c/p>\n\u003cp>\u003cem>\u003cspan style=\"font-weight: 400\">Ir directamente a:\u003c/span>\u003c/em>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"#donde\">¿\u003cstrong>Dónde encontrar ayuda gratuita o recursos de bajo costo en línea para tramitar sus impuestos\u003c/strong>\u003c/a>\u003c/li>\n\u003c/ul>\n\u003cp>\u003cspan style=\"font-weight: 400\">La fecha límite del Departamento de Rentas Internas (IRS, por sus siglas en inglés) del 2021 para presentar sus impuestos se ha extendido hasta el 17 de mayo para dar a la población más tiempo para organizarse a consecuencia de la pandemia de COVID-19.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Incluso con este tiempo adicional, es probable que su situación sea aún más complicada si ha estado sin empleo durante el transcurso de la pandemia, ya que tiene que pagar impuestos sobre los ingresos de desempleo federal si ganó más de una cierta cantidad en beneficios.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Con la nueva fecha límite a pocos días de vencerse, le decimos que es lo que necesita saber sobre cómo presentar sus impuestos si ha reclamado beneficios de desempleo este año, y dónde puede encontrar ayuda gratuita o de bajo costo para la preparación de los impuestos, incluso después de que muchos de estos servicios de apoyo cerraron desde el plazo original del 15 de abril del IRS.\u003c/span>\u003c/p>\n\u003ch3>\u003cb>Recibí prestaciones por desempleo en 2020. ¿Cómo aplican el impuesto?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">A diferencia de muchos otros estados,\u003c/span>\u003ca href=\"https://www.ftb.ca.gov/file/personal/income-types/unemployment.html\"> \u003cspan style=\"font-weight: 400\">los californianos no tienen que pagar impuestos estatales sobre lo que reciben de las prestaciones de desempleo\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\">.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Sin embargo, \u003ca href=\"https://www.irs.gov/es/taxtopics/tc418\">sí se debe pagar impuestos federales sobre las prestaciones por desempleo\u003c/a>,\u003c/span>\u003cspan style=\"font-weight: 400\"> pero gracias al Plan de Rescate Estadounidense, existen \u003c/span>\u003ca href=\"https://www.irs.gov/es/e-file-providers/definition-of-adjusted-gross-income\">\u003cspan style=\"font-weight: 400\">nuevos umbrales que definen qué se debe de cobrar\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\">. \u003c/span>\u003c/p>\n\u003cp>Si su \u003ca href=\"https://www.irs.gov/es/e-file-providers/definition-of-adjusted-gross-income\">ingreso bruto ajustado\u003c/a> (o AGI por sus siglas en inglés) es menos de $150,000 para solteros o parejas que declaran por separado, no debe de pagar impuestos sobre los primeros $10,200 dólares de las prestaciones por desempleo de 2020 que recibió. Para personas casadas que presentaron una declaración conjunta, si ambas personas recibieron el desempleo, esta exención aplica a los primeros $10,200 dólares de las prestaciociones que ambos recibieron.\u003c/p>\n\u003cp>Si su AGI, luego de ser modificado, equivale a $150,000 o más, usted no califica para esta exención. Y este límite aplica para cada situación y estado civil. Si usted está casado y presentó una declaración conjunta, el límite no subirá a $300,000.\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si usted presenta el formulario 1040-NR o\u003c/span>\u003ca href=\"https://www.irs.gov/forms-pubs/about-form-1040-nr\"> \u003cspan style=\"font-weight: 400\">declaración de impuestos para extranjeros no residentes en los Estados Unidos\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\">, (solo en inglés), el IRS dice que su cónyuge no es elegible para la reducción de impuestos en los primeros 10 mil 200 dólares de beneficios.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Según el Departamento de Desarrollo del Empleo (EDD por sus siglas en inglés), la\u003c/span>\u003ca href=\"https://www.edd.ca.gov/unemployment/Get_Tax_Information_(Form_1099G)_with_UI_Online_Espanol.htm\"> \u003cspan style=\"font-weight: 400\">Compensación Adicional por la Pandemia,\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> esa bonificación federal extra de $600 dólares que la gente recibió desde marzo hasta finales de julio, y la bonificación federal adicional de $300 dólares que la población empezó a recibir a finales de diciembre, es sujeto a impuestos y debe incluirse en sus ingresos brutos. Sin embargo, no hay que confundir este dinero con los cheques de estímulo del gobierno estadounidense (el más reciente de $1,400 dólares), los cuales no están sujetos a impuestos.\u003c/span>\u003ca href=\"https://www.kqed.org/news/11867087\"> \u003cspan style=\"font-weight: 400\">Lee más sobre las prestaciones federales por pandemia si solicita el desempleo en California\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> (sólo disponible en inglés).\u003c/span>\u003cbr>\n[ad fullwidth]\u003c/p>\n\u003ch3>\u003cb>¿Qué tipo de documentación de desempleo necesito para declarar mis impuestos?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si recibió beneficios de desempleo en 2020, el EDD ya debería haberle enviado su formulario 1099G, que es un registro del total de los ingresos que la dependencia le ha otorgado durante el año natural. \u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si no ha recibido este formulario por alguna razón, puede imprimir uno o solicitar una copia en papel a través de su cuenta de\u003c/span>\u003ca href=\"https://edd.ca.gov/Unemployment/UI_Online_Espanol.htm\"> \u003cspan style=\"font-weight: 400\">UI Online\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> en el sitio web del EDD.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">El Departamento de Desarrollo del Empleo recomienda que si su formulario 1099G muestra una cantidad de $0, debe llamar al 1-866-401-2849 (de lunes a viernes, de 8 a.m. a 12 p.m.). \u003c/span>\u003cspan style=\"font-weight: 400\">También puede reportar problemas con los formularios en línea.\u003c/span>\u003c/p>\n\u003ch3>\u003cb>¿Qué pasa si no recibí prestaciones por desempleo en 2020, pero aún así he recibido el formulario 1099G?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">Teniendo en cuenta que el EDD ya ha confirmado que ha pagado más de 10 mil millones de dólares en reclamaciones fraudulentas, sin duda habrá formularios de impuestos que se enviarán a las personas cuyas identidades se han utilizado para presentar reclamos falsos.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si usted recibe un formulario que documenta fondos que nunca recibió, el EDD dice que llame al 1-866-401-2849, pero “yo exhortaría a la gente a utilizar la herramienta en línea en lugar de tratar de llamar”, dijo Amy Spivey, directora de la\u003c/span>\u003ca href=\"https://tax.uchastings.edu/litc/\"> \u003cspan style=\"font-weight: 400\">Clínica de Contribuyentes de Bajos Ingresos\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> (sólo en inglés) de la Facultad de Derecho de Hastings de la Universidad de California en San Francisco.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Usted puede reportar\u003c/span>\u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/form?cat=Form_1099G&catN=Form_1099G&scat=Form%201099G&scatN=Form_1099G&ttitle=Report%20Fraud%20%20%E2%80%93%20Form%201099G%20Stolen%20Address&topicid=ka0t0000000Li5YAAS&parentSubCat=false\"> \u003cspan style=\"font-weight: 400\">posible fraude en su formulario 1099G\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> en el\u003c/span>\u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/\"> \u003cspan style=\"font-weight: 400\">sitio del EDD\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> (sólo en inglés). Sólo tiene que seguir las casillas de los temas.\u003c/span>\u003c/p>\n\u003cfigure id=\"attachment_11870636\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11870636 size-medium\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-800x539.jpg\" alt=\"\" width=\"800\" height=\"539\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot-800x539.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot-1020x687.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot-160x108.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot-1536x1035.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot.jpg 1900w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Una reproducción de imagen de la pantalla del sitio web del EDD, que muestra varias opciones para cuestionar problemas con su formulario 1099G. \u003ccite>(EDD)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si usted cree que hay un error en su formulario 1099G y no puede obtener uno enmendado del EDD antes de la fecha límite, asegúrese de \u003c/span>\u003ci>\u003cspan style=\"font-weight: 400\">no\u003c/span>\u003c/i>\u003cspan style=\"font-weight: 400\"> reportar este ingreso cuando presente sus impuestos.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Según Spivey, si hay una contradicción entre los ingresos en su declaración y el 1099G que el IRS tiene de usted en su sistema, es probable que reciba una notificación sobre los ingresos no declarados. “Y entonces, en ese momento, también podría responder directamente al IRS”, aconsejó Spivey. La desventaja de esto dice, es que, si usted es elegible para un reembolso, este podría demorarse.\u003c/span>\u003c/p>\n\u003ch3>\u003cb>¿Cómo funcionan las retenciones con los ingresos por desempleo?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">“No está obligado a hacer ninguna retención de impuestos de lo que recibió del desempleo”, dijo Spivey, pero anteriormente podría haber optado por una retención fija del 10%.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Spivey dijo que la mayoría de las personas que ha ayudado a través de su trabajo no han tenido retenciones en sus beneficios de desempleo. “Yo ya sabía que esto podría ser un gran reto para la temporada de impuestos 2020”, dijo Spivey, “pero al final, creo que no ha sido tan grande el problema”.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Ella atribuyó eso a los umbrales de exención puestos a través del Plan de Rescate Estadounidense.\u003c/span>\u003cbr>\n[aside label ='Más en español' tag='kqed-en-espanol']\u003c/p>\n\u003ch3>\u003cb>¿Será que solicito una prórroga para presentar mis impuestos?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">Spivey dijo que anticipa “un número significativo de personas que no harán [sus impuestos] este año, y luego se les cobrarán intereses y multas”. A veces la gente pasa por una vivencia que desencadena una “bola de nieve”, dijo. “No presentan un año y entonces les causa ansiedad, y luego simplemente los dejan de presentar durante un par de años”.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Spivey recomienda encarecidamente a la gente a presentar sus impuestos para evitar ser arrastrados por este ciclo. Si necesita más tiempo, la\u003c/span>\u003ca href=\"https://www.irs.gov/es/forms-pubs/extension-of-time-to-file-your-tax-return\"> \u003cspan style=\"font-weight: 400\">presentación de una prórroga a través del formulario 4868\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> le dará hasta el 15 de octubre para presentar su declaración de impuestos.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si prevé que necesitará ayuda para presentar la declaración, recuerde que presentarla después de la fecha límite oficial significará que muchas de las opciones gratuitas y de bajo costo para la preparación de los impuestos que habrían estado disponibles antes de esa fecha ya no lo estarán. Y hablando de ayuda fiscal…\u003c/span>\u003c/p>\n\u003ch3>\u003ca id=\"donde\">\u003c/a>¿Dónde puedo encontrar ayuda gratuita o de bajo costo para presentar mis impuestos, y cuándo estará disponible?\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">Spivey dijo que una de las principales preguntas que recibe últimamente es: “¿Quién puede ayudarme todavía?”\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Esto se debe a que una parte de los servicios de ayuda gratuitos y de bajo costo cerraron sus puertas el 15 de abril, a pesar de la ampliación del plazo hasta el 17 de mayo.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Existe ayuda fiscal durante todo el año a través de grupos como\u003c/span>\u003ca href=\"https://tax-aid.org/necesita-ayuda-con-los-impuestos/\"> \u003cspan style=\"font-weight: 400\">Tax-Aid\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\">. Y aunque según Spivey no hay garantías, es posible que encuentre ayuda en persona en los próximos meses tomando en cuenta que el estado de California planea reabrir su economía a mediados de junio después de más de un año de restricciones por COVID-19\u003c/span>\u003c/p>\n\u003ch3>\u003cb>Ayuda gratuita en línea para la declaración de impuestos\u003c/b>\u003c/h3>\n\u003cul>\n\u003cli>\u003ca href=\"https://www.irs.gov/es/filing/free-file-do-your-federal-taxes-for-free\">\u003cspan style=\"font-weight: 400\">Free File: Presente sus impuestos federales in línea gratuitamente\u003c/span>\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://www.getyourrefund.org/es\">\u003cspan style=\"font-weight: 400\">Obtenga su reembolso\u003c/span>\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://irs.treasury.gov/freetaxprep/\">\u003cspan style=\"font-weight: 400\">IRS Free Tax Prep\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> (sólo en inglés, tenga en cuenta que algunas de estas clínicas vencieron el 15 de abril, pero todavía vale la pena revisar)\u003c/span>\u003c/li>\n\u003cli>\u003ca href=\"https://www.211ca.org/search?taxonomyCode=DT-8800\">\u003cspan style=\"font-weight: 400\">Asistencia para la preparación de impuestos a través de la página en internet del servicio 211\u003c/span>\u003c/a>\u003c/li>\n\u003cli>\u003cspan style=\"font-weight: 400\">Llame directamente al 211 si no tiene acceso constante al Internet\u003c/span>\u003c/li>\n\u003c/ul>\n\u003cp>\u003ca id=\"correccion\">\u003c/a>\u003cem>\u003cbr>\n\u003cem>Este artículo fue traducido por la periodista, \u003ca href=\"https://twitter.com/soytapatia\">María Peña\u003c/a> y editado por el periodista \u003ca href=\"https://www.kqed.org/author/ccabreralomeli\">Carlos Cabrera-Lomelí\u003c/a>.\u003c/em>13 de septiembre: Esta publicación ha sido corregida para actualizar la cantidad máxima en que los ingresos recibidos a través de los beneficios de desempleo están exentos. Esta exención aplica para personas solteras y parejas casadas que presentaron sus impuestos de manera separada y que ganaron menos de $150,000. Esta publicación previamente decía que el límite era de $75,000 para personas solteras y quienes han presentado sus impuestso de manera separada.\u003c/em>\u003cbr>\n[ad fullwidth]\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"excerpt": "Faltan pocos días para que llegue la fecha límite para pagar sus impuestos. Si perdió su trabajo y recibió beneficios por desempleo durante la pandemia, ponga atención a esto cuando llene sus impuestos.",
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"title": "Cómo declarar sus impuestos si recibió beneficios por desempleo: Qué saber y dónde encontrar ayuda | KQED",
"description": "Con la nueva fecha límite a pocos días de vencerse, le decimos que es lo que necesita saber sobre cómo presentar sus impuestos si ha reclamado beneficios de desempleo este año.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>Esta publicación \u003ca href=\"#correccion\">ha sido corregida\u003c/a>.\u003c/em>\u003c/p>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11870566/filing-your-taxes-if-you-claimed-unemployment-benefits-what-to-know-where-to-find-help\">Read in English\u003c/a>\u003c/p>\n\u003cp>\u003cem>\u003cspan style=\"font-weight: 400\">Ir directamente a:\u003c/span>\u003c/em>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"#donde\">¿\u003cstrong>Dónde encontrar ayuda gratuita o recursos de bajo costo en línea para tramitar sus impuestos\u003c/strong>\u003c/a>\u003c/li>\n\u003c/ul>\n\u003cp>\u003cspan style=\"font-weight: 400\">La fecha límite del Departamento de Rentas Internas (IRS, por sus siglas en inglés) del 2021 para presentar sus impuestos se ha extendido hasta el 17 de mayo para dar a la población más tiempo para organizarse a consecuencia de la pandemia de COVID-19.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Incluso con este tiempo adicional, es probable que su situación sea aún más complicada si ha estado sin empleo durante el transcurso de la pandemia, ya que tiene que pagar impuestos sobre los ingresos de desempleo federal si ganó más de una cierta cantidad en beneficios.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Con la nueva fecha límite a pocos días de vencerse, le decimos que es lo que necesita saber sobre cómo presentar sus impuestos si ha reclamado beneficios de desempleo este año, y dónde puede encontrar ayuda gratuita o de bajo costo para la preparación de los impuestos, incluso después de que muchos de estos servicios de apoyo cerraron desde el plazo original del 15 de abril del IRS.\u003c/span>\u003c/p>\n\u003ch3>\u003cb>Recibí prestaciones por desempleo en 2020. ¿Cómo aplican el impuesto?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">A diferencia de muchos otros estados,\u003c/span>\u003ca href=\"https://www.ftb.ca.gov/file/personal/income-types/unemployment.html\"> \u003cspan style=\"font-weight: 400\">los californianos no tienen que pagar impuestos estatales sobre lo que reciben de las prestaciones de desempleo\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\">.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Sin embargo, \u003ca href=\"https://www.irs.gov/es/taxtopics/tc418\">sí se debe pagar impuestos federales sobre las prestaciones por desempleo\u003c/a>,\u003c/span>\u003cspan style=\"font-weight: 400\"> pero gracias al Plan de Rescate Estadounidense, existen \u003c/span>\u003ca href=\"https://www.irs.gov/es/e-file-providers/definition-of-adjusted-gross-income\">\u003cspan style=\"font-weight: 400\">nuevos umbrales que definen qué se debe de cobrar\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\">. \u003c/span>\u003c/p>\n\u003cp>Si su \u003ca href=\"https://www.irs.gov/es/e-file-providers/definition-of-adjusted-gross-income\">ingreso bruto ajustado\u003c/a> (o AGI por sus siglas en inglés) es menos de $150,000 para solteros o parejas que declaran por separado, no debe de pagar impuestos sobre los primeros $10,200 dólares de las prestaciones por desempleo de 2020 que recibió. Para personas casadas que presentaron una declaración conjunta, si ambas personas recibieron el desempleo, esta exención aplica a los primeros $10,200 dólares de las prestaciociones que ambos recibieron.\u003c/p>\n\u003cp>Si su AGI, luego de ser modificado, equivale a $150,000 o más, usted no califica para esta exención. Y este límite aplica para cada situación y estado civil. Si usted está casado y presentó una declaración conjunta, el límite no subirá a $300,000.\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si usted presenta el formulario 1040-NR o\u003c/span>\u003ca href=\"https://www.irs.gov/forms-pubs/about-form-1040-nr\"> \u003cspan style=\"font-weight: 400\">declaración de impuestos para extranjeros no residentes en los Estados Unidos\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\">, (solo en inglés), el IRS dice que su cónyuge no es elegible para la reducción de impuestos en los primeros 10 mil 200 dólares de beneficios.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Según el Departamento de Desarrollo del Empleo (EDD por sus siglas en inglés), la\u003c/span>\u003ca href=\"https://www.edd.ca.gov/unemployment/Get_Tax_Information_(Form_1099G)_with_UI_Online_Espanol.htm\"> \u003cspan style=\"font-weight: 400\">Compensación Adicional por la Pandemia,\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> esa bonificación federal extra de $600 dólares que la gente recibió desde marzo hasta finales de julio, y la bonificación federal adicional de $300 dólares que la población empezó a recibir a finales de diciembre, es sujeto a impuestos y debe incluirse en sus ingresos brutos. Sin embargo, no hay que confundir este dinero con los cheques de estímulo del gobierno estadounidense (el más reciente de $1,400 dólares), los cuales no están sujetos a impuestos.\u003c/span>\u003ca href=\"https://www.kqed.org/news/11867087\"> \u003cspan style=\"font-weight: 400\">Lee más sobre las prestaciones federales por pandemia si solicita el desempleo en California\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> (sólo disponible en inglés).\u003c/span>\u003cbr>\n\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003ch3>\u003cb>¿Qué tipo de documentación de desempleo necesito para declarar mis impuestos?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si recibió beneficios de desempleo en 2020, el EDD ya debería haberle enviado su formulario 1099G, que es un registro del total de los ingresos que la dependencia le ha otorgado durante el año natural. \u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si no ha recibido este formulario por alguna razón, puede imprimir uno o solicitar una copia en papel a través de su cuenta de\u003c/span>\u003ca href=\"https://edd.ca.gov/Unemployment/UI_Online_Espanol.htm\"> \u003cspan style=\"font-weight: 400\">UI Online\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> en el sitio web del EDD.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">El Departamento de Desarrollo del Empleo recomienda que si su formulario 1099G muestra una cantidad de $0, debe llamar al 1-866-401-2849 (de lunes a viernes, de 8 a.m. a 12 p.m.). \u003c/span>\u003cspan style=\"font-weight: 400\">También puede reportar problemas con los formularios en línea.\u003c/span>\u003c/p>\n\u003ch3>\u003cb>¿Qué pasa si no recibí prestaciones por desempleo en 2020, pero aún así he recibido el formulario 1099G?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">Teniendo en cuenta que el EDD ya ha confirmado que ha pagado más de 10 mil millones de dólares en reclamaciones fraudulentas, sin duda habrá formularios de impuestos que se enviarán a las personas cuyas identidades se han utilizado para presentar reclamos falsos.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si usted recibe un formulario que documenta fondos que nunca recibió, el EDD dice que llame al 1-866-401-2849, pero “yo exhortaría a la gente a utilizar la herramienta en línea en lugar de tratar de llamar”, dijo Amy Spivey, directora de la\u003c/span>\u003ca href=\"https://tax.uchastings.edu/litc/\"> \u003cspan style=\"font-weight: 400\">Clínica de Contribuyentes de Bajos Ingresos\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> (sólo en inglés) de la Facultad de Derecho de Hastings de la Universidad de California en San Francisco.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Usted puede reportar\u003c/span>\u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/form?cat=Form_1099G&catN=Form_1099G&scat=Form%201099G&scatN=Form_1099G&ttitle=Report%20Fraud%20%20%E2%80%93%20Form%201099G%20Stolen%20Address&topicid=ka0t0000000Li5YAAS&parentSubCat=false\"> \u003cspan style=\"font-weight: 400\">posible fraude en su formulario 1099G\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> en el\u003c/span>\u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/\"> \u003cspan style=\"font-weight: 400\">sitio del EDD\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> (sólo en inglés). Sólo tiene que seguir las casillas de los temas.\u003c/span>\u003c/p>\n\u003cfigure id=\"attachment_11870636\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11870636 size-medium\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-800x539.jpg\" alt=\"\" width=\"800\" height=\"539\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot-800x539.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot-1020x687.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot-160x108.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot-1536x1035.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2021/04/edd-screenshot.jpg 1900w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Una reproducción de imagen de la pantalla del sitio web del EDD, que muestra varias opciones para cuestionar problemas con su formulario 1099G. \u003ccite>(EDD)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si usted cree que hay un error en su formulario 1099G y no puede obtener uno enmendado del EDD antes de la fecha límite, asegúrese de \u003c/span>\u003ci>\u003cspan style=\"font-weight: 400\">no\u003c/span>\u003c/i>\u003cspan style=\"font-weight: 400\"> reportar este ingreso cuando presente sus impuestos.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Según Spivey, si hay una contradicción entre los ingresos en su declaración y el 1099G que el IRS tiene de usted en su sistema, es probable que reciba una notificación sobre los ingresos no declarados. “Y entonces, en ese momento, también podría responder directamente al IRS”, aconsejó Spivey. La desventaja de esto dice, es que, si usted es elegible para un reembolso, este podría demorarse.\u003c/span>\u003c/p>\n\u003ch3>\u003cb>¿Cómo funcionan las retenciones con los ingresos por desempleo?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">“No está obligado a hacer ninguna retención de impuestos de lo que recibió del desempleo”, dijo Spivey, pero anteriormente podría haber optado por una retención fija del 10%.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Spivey dijo que la mayoría de las personas que ha ayudado a través de su trabajo no han tenido retenciones en sus beneficios de desempleo. “Yo ya sabía que esto podría ser un gran reto para la temporada de impuestos 2020”, dijo Spivey, “pero al final, creo que no ha sido tan grande el problema”.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Ella atribuyó eso a los umbrales de exención puestos a través del Plan de Rescate Estadounidense.\u003c/span>\u003cbr>\n\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003ch3>\u003cb>¿Será que solicito una prórroga para presentar mis impuestos?\u003c/b>\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">Spivey dijo que anticipa “un número significativo de personas que no harán [sus impuestos] este año, y luego se les cobrarán intereses y multas”. A veces la gente pasa por una vivencia que desencadena una “bola de nieve”, dijo. “No presentan un año y entonces les causa ansiedad, y luego simplemente los dejan de presentar durante un par de años”.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Spivey recomienda encarecidamente a la gente a presentar sus impuestos para evitar ser arrastrados por este ciclo. Si necesita más tiempo, la\u003c/span>\u003ca href=\"https://www.irs.gov/es/forms-pubs/extension-of-time-to-file-your-tax-return\"> \u003cspan style=\"font-weight: 400\">presentación de una prórroga a través del formulario 4868\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> le dará hasta el 15 de octubre para presentar su declaración de impuestos.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Si prevé que necesitará ayuda para presentar la declaración, recuerde que presentarla después de la fecha límite oficial significará que muchas de las opciones gratuitas y de bajo costo para la preparación de los impuestos que habrían estado disponibles antes de esa fecha ya no lo estarán. Y hablando de ayuda fiscal…\u003c/span>\u003c/p>\n\u003ch3>\u003ca id=\"donde\">\u003c/a>¿Dónde puedo encontrar ayuda gratuita o de bajo costo para presentar mis impuestos, y cuándo estará disponible?\u003c/h3>\n\u003cp>\u003cspan style=\"font-weight: 400\">Spivey dijo que una de las principales preguntas que recibe últimamente es: “¿Quién puede ayudarme todavía?”\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Esto se debe a que una parte de los servicios de ayuda gratuitos y de bajo costo cerraron sus puertas el 15 de abril, a pesar de la ampliación del plazo hasta el 17 de mayo.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Existe ayuda fiscal durante todo el año a través de grupos como\u003c/span>\u003ca href=\"https://tax-aid.org/necesita-ayuda-con-los-impuestos/\"> \u003cspan style=\"font-weight: 400\">Tax-Aid\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\">. Y aunque según Spivey no hay garantías, es posible que encuentre ayuda en persona en los próximos meses tomando en cuenta que el estado de California planea reabrir su economía a mediados de junio después de más de un año de restricciones por COVID-19\u003c/span>\u003c/p>\n\u003ch3>\u003cb>Ayuda gratuita en línea para la declaración de impuestos\u003c/b>\u003c/h3>\n\u003cul>\n\u003cli>\u003ca href=\"https://www.irs.gov/es/filing/free-file-do-your-federal-taxes-for-free\">\u003cspan style=\"font-weight: 400\">Free File: Presente sus impuestos federales in línea gratuitamente\u003c/span>\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://www.getyourrefund.org/es\">\u003cspan style=\"font-weight: 400\">Obtenga su reembolso\u003c/span>\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://irs.treasury.gov/freetaxprep/\">\u003cspan style=\"font-weight: 400\">IRS Free Tax Prep\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> (sólo en inglés, tenga en cuenta que algunas de estas clínicas vencieron el 15 de abril, pero todavía vale la pena revisar)\u003c/span>\u003c/li>\n\u003cli>\u003ca href=\"https://www.211ca.org/search?taxonomyCode=DT-8800\">\u003cspan style=\"font-weight: 400\">Asistencia para la preparación de impuestos a través de la página en internet del servicio 211\u003c/span>\u003c/a>\u003c/li>\n\u003cli>\u003cspan style=\"font-weight: 400\">Llame directamente al 211 si no tiene acceso constante al Internet\u003c/span>\u003c/li>\n\u003c/ul>\n\u003cp>\u003ca id=\"correccion\">\u003c/a>\u003cem>\u003cbr>\n\u003cem>Este artículo fue traducido por la periodista, \u003ca href=\"https://twitter.com/soytapatia\">María Peña\u003c/a> y editado por el periodista \u003ca href=\"https://www.kqed.org/author/ccabreralomeli\">Carlos Cabrera-Lomelí\u003c/a>.\u003c/em>13 de septiembre: Esta publicación ha sido corregida para actualizar la cantidad máxima en que los ingresos recibidos a través de los beneficios de desempleo están exentos. Esta exención aplica para personas solteras y parejas casadas que presentaron sus impuestos de manera separada y que ganaron menos de $150,000. Esta publicación previamente decía que el límite era de $75,000 para personas solteras y quienes han presentado sus impuestso de manera separada.\u003c/em>\u003cbr>\n\u003c/p>\u003c/div>",
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"disqusTitle": "Advocates Fear Efforts to Thwart Unemployment Fraud in California Could Hurt the Formerly Incarcerated",
"title": "Advocates Fear Efforts to Thwart Unemployment Fraud in California Could Hurt the Formerly Incarcerated",
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"content": "\u003cp>The way Katie Dixon sees it, the incarcerated population is “low hanging fruit,” and have gotten caught up in lawmakers’ recent efforts to combat unemployment fraud.\u003c/p>\n\u003cp>“It's easy to go after folks that has already been identified as a criminal or something like that,” said Dixon, who was formerly incarcerated and is now a community organizer with the nonprofit Legal Aid at Work.\u003c/p>\n\u003cp>Dixon is specifically referring to two pieces of legislation currently advancing through committees in the California Legislature that each aim to tamp down on \u003ca href=\"https://www.latimes.com/california/story/2020-11-24/california-has-sent-jobless-benefits-to-death-row-inmates\">unemployment fraud involving incarcerated people\u003c/a>. Those scams have bilked the state out of at least $810 million, according to a state Employment Development Department (EDD) estimate. Other outside estimates put that figure even higher.\u003c/p>\n\u003cp>The \u003ca href=\"https://www.kqed.org/news/11868681/california-advances-bill-aimed-at-massive-unemployment-fraud\">main thrust of the bills\u003c/a> would be to establish a cross-matching system between EDD and the California Department of Corrections and Rehabilitation to ensure people currently incarcerated in state prisons don’t receive unemployment benefits. Unlike at least 35 other states, California doesn’t use a cross-matching system, and district attorneys across the state, as well \u003ca href=\"http://www.auditor.ca.gov/reports/recommendations/2020-628.2\">as the California state auditor\u003c/a>, have both pointed to the absence of that safeguard as a big reason why it’s been so easy to dupe the system.\u003c/p>\n\u003cp>But Dixon and other advocates say the current proposals could end up penalizing vulnerable people, both with and \u003ca href=\"https://abc7news.com/edd-benefits-cuts-off-man-jail/10331499/\">without criminal records\u003c/a>.\u003c/p>\n\u003ch3>How We Got Here\u003c/h3>\n\u003cp>Around Thanksgiving last year, DAs from across the state announced that \u003ca href=\"https://www.latimes.com/california/story/2020-11-24/california-has-sent-jobless-benefits-to-death-row-inmates\">over 30,000 fake unemployment claims\u003c/a> had been filed in the names of people incarcerated in California. Sometimes the scammers used real names and Social Security numbers. Sometimes they made up identities.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“In one case, someone had the audacity to put their name as ‘Poopy Britches,’ ” said Sacramento County District Attorney Anne Marie Schubert, who is now running for state attorney general.\u003c/p>\n\u003cp>The roughly $810 million in fake claims linked to incarcerated people is part of the at least $11 billion in fraud that EDD confirmed earlier this year — a figure that some fear could as much as triple once the agency finishes reviewing all the claims it has flagged as suspicious (although EDD has recently confirmed there have been fewer cases of fraud than expected).\u003c/p>\n\u003cp>And while advocates acknowledge there are clear cases of fraud coming out of state prisons, they emphasize it’s uncertain how many people in those facilities were \u003cem>active participants\u003c/em> in scams as opposed to those whose identities were stolen and used by scammers.\u003c/p>\n\u003ch3>Proposed Fixes\u003c/h3>\n\u003cp>The two primary bills in question are \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220SB39\">Senate Bill 39\u003c/a> from state Sen. Shannon Grove, R-Bakersfield, and \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202120220AB110\">Assembly Bill 110\u003c/a> from Assemblymember Cottie Petrie-Norris, D-Laguna Beach. Both would require CDCR to provide EDD with the names and Social Security numbers of its currently incarcerated population.\u003c/p>\n\u003cp>Both bills also would only require CDCR to share state prison roll data, not that of county jail rosters.\u003c/p>\n\u003cp>“Sometimes folks who are in county jails actually are still eligible for unemployment insurance in certain circumstances,” said Petrie-Norris, who amended her bill to exclude jail rosters. “And so we wanted to make sure ... that we don't get them caught in the crosshairs of this well-intentioned bill.”\u003c/p>\n\u003cp>Both bills would also place limits on how often CDCR data should be refreshed. AB 110 requires CDCR to send new data to EDD on the first of every month, while SB 39 specifies that it can’t be more than three months old so that, \"it's all current inmates and only current inmates,” said Grove.\u003c/p>\n\u003cp>Both bills received unanimous support in lower committees last week.\u003c/p>\n\u003ch3>If Most Other States Are Doing This, Why Not California?\u003c/h3>\n\u003cp>Even with the time-limit requirements in the bills, advocates worry that EDD could be relying on flawed data, to the detriment of formerly incarcerated people.\u003c/p>\n\u003cp>Attorney Stacy Villalobos, who works with Dixon at Legal Aid at Work, said California’s criminal justice system has a documented history of poor record keeping.\u003c/p>\n\u003cp>\"Some of these other states who are cross-matching right now have better systems, frankly, than California does,” she said.\u003c/p>\n\u003cp>Villalobos points to a \u003ca href=\"https://law.stanford.edu/publications/the-california-criminal-justice-data-gap/\">2019 report\u003c/a> from the Stanford Criminal Justice Center that found gaps in data at the California Department of Justice.\u003c/p>\n\u003cp>“Up to 60% of its arrest records were missing dispositions, which means that people could have been arrested for something and then the charges were dropped,” she said. “But that information isn't in the system. We don't know what happened with those arrests.”\u003c/p>\n\u003cp>[aside label=\"related coverage\" tag=\"edd\"]Because of this, Legal Aid at Work fears that EDD \u003cem>could\u003c/em> be flagging people — and preventing them from receiving unemployment checks — based on incomplete information.\u003c/p>\n\u003cp>“We just don't believe that CDCR is capable of disseminating accurate information to anyone, let alone someone outside of their already complicated landscape,” Dixon added.\u003c/p>\n\u003cp>The Legislature has acknowledged these gaps in the recent past, including with a \u003ca href=\"https://techcrunch.com/2019/09/16/california-bill-looks-to-close-data-gaps-in-the-criminal-justice-system/\">2019 bill\u003c/a> from Rob Bonta, the former assemblymember and recently confirmed state attorney general. And Petrie-Norris says she intends to continue efforts to ensure data integrity across state agencies through her role as chair of the Assembly's Committee on Accountability and Administrative Review.\u003c/p>\n\u003cp>For her part, Grove said she thinks her bill's 90-day requirement will be an effective triage tool.\u003c/p>\n\u003ch3>Furthering Inequities\u003c/h3>\n\u003cp>Both Legal Aid at Work and the National Employment Law Project have expressed concerns that both bills will increase preexisting equity gaps.\u003c/p>\n\u003cp>In an open letter to Grove opposing SB 39, Legal Aid at Work wrote that the bill could keep legitimate applicants from their benefits “and lead to wrongful denial of a critical safety net resource to formerly incarcerated individuals — who already face particular difficulties getting back into the labor market because of the stigma attached to their convictions.”\u003c/p>\n\u003cp>Incarcerated people are more vulnerable to identity fraud, advocates argue. And while Petrie-Norris doesn’t disagree, she says her bill will \u003cem>help\u003c/em> incarcerated people who have been victims of identity theft by catching fake claims before they’re paid out.\u003c/p>\n\u003cp>“That creates a huge, huge nightmare that is so difficult for people to dig themselves out of,\" she said. “So that's an important facet of this bill as well.”\u003c/p>\n\u003ch3>Other Options\u003c/h3>\n\u003cp>Advocates recommend narrowing the focus of the cross-match scans as an immediate step that could help begin to address their concerns about the risks of inaccuracies in state criminal databases.\u003c/p>\n\u003cp>The cross-matching review should be confined to applicants of the Pandemic Unemployment Assistance (PUA) program, Villalobos said, \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/fraud-info-sheet.pdf\">where 95% of fraud cases\u003c/a> came from during the pandemic, according to EDD. That way, recipients of regular unemployment insurance won’t be subject to any accidental snagging caused by issues like incomplete or inaccurate arrest data that might result from a blanket review.\u003c/p>\n\u003cp>\"When we're expanding the scope of the cross-matching to beyond where the issue is, then we're going to have a lot more wrongful denial,” Villalobos said.\u003c/p>\n\u003cp>Grove acknowledges that her bill would require a broad review, but points out that regular unemployment insurance is not immune to fraud either, and that the state is already facing a fraud bill in the tens of billions of dollars.\u003c/p>\n\u003cp>“That number is going to be ... paid back by small businesses that have been shut down over the last year and haven't been able to have revenue,” Grove said.\u003c/p>\n\u003cp>But while Dixon and Villalobos both agree that striving to prevent fraud is an important goal, they think the two bills on the table feel like they’re scapegoating the formerly incarcerated.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>“We’re lifelong offenders now, you know what I’m saying, that’s how we’re seen,” Dixon said.\u003c/p>\n\n",
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"excerpt": "Two bills in the state Legislature propose creating 'cross-matching' systems to tamp down on unemployment fraud, but inmate advocates say the current proposals could end up penalizing some of the state's most vulnerable people.\r\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>The way Katie Dixon sees it, the incarcerated population is “low hanging fruit,” and have gotten caught up in lawmakers’ recent efforts to combat unemployment fraud.\u003c/p>\n\u003cp>“It's easy to go after folks that has already been identified as a criminal or something like that,” said Dixon, who was formerly incarcerated and is now a community organizer with the nonprofit Legal Aid at Work.\u003c/p>\n\u003cp>Dixon is specifically referring to two pieces of legislation currently advancing through committees in the California Legislature that each aim to tamp down on \u003ca href=\"https://www.latimes.com/california/story/2020-11-24/california-has-sent-jobless-benefits-to-death-row-inmates\">unemployment fraud involving incarcerated people\u003c/a>. Those scams have bilked the state out of at least $810 million, according to a state Employment Development Department (EDD) estimate. Other outside estimates put that figure even higher.\u003c/p>\n\u003cp>The \u003ca href=\"https://www.kqed.org/news/11868681/california-advances-bill-aimed-at-massive-unemployment-fraud\">main thrust of the bills\u003c/a> would be to establish a cross-matching system between EDD and the California Department of Corrections and Rehabilitation to ensure people currently incarcerated in state prisons don’t receive unemployment benefits. Unlike at least 35 other states, California doesn’t use a cross-matching system, and district attorneys across the state, as well \u003ca href=\"http://www.auditor.ca.gov/reports/recommendations/2020-628.2\">as the California state auditor\u003c/a>, have both pointed to the absence of that safeguard as a big reason why it’s been so easy to dupe the system.\u003c/p>\n\u003cp>But Dixon and other advocates say the current proposals could end up penalizing vulnerable people, both with and \u003ca href=\"https://abc7news.com/edd-benefits-cuts-off-man-jail/10331499/\">without criminal records\u003c/a>.\u003c/p>\n\u003ch3>How We Got Here\u003c/h3>\n\u003cp>Around Thanksgiving last year, DAs from across the state announced that \u003ca href=\"https://www.latimes.com/california/story/2020-11-24/california-has-sent-jobless-benefits-to-death-row-inmates\">over 30,000 fake unemployment claims\u003c/a> had been filed in the names of people incarcerated in California. Sometimes the scammers used real names and Social Security numbers. Sometimes they made up identities.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“In one case, someone had the audacity to put their name as ‘Poopy Britches,’ ” said Sacramento County District Attorney Anne Marie Schubert, who is now running for state attorney general.\u003c/p>\n\u003cp>The roughly $810 million in fake claims linked to incarcerated people is part of the at least $11 billion in fraud that EDD confirmed earlier this year — a figure that some fear could as much as triple once the agency finishes reviewing all the claims it has flagged as suspicious (although EDD has recently confirmed there have been fewer cases of fraud than expected).\u003c/p>\n\u003cp>And while advocates acknowledge there are clear cases of fraud coming out of state prisons, they emphasize it’s uncertain how many people in those facilities were \u003cem>active participants\u003c/em> in scams as opposed to those whose identities were stolen and used by scammers.\u003c/p>\n\u003ch3>Proposed Fixes\u003c/h3>\n\u003cp>The two primary bills in question are \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220SB39\">Senate Bill 39\u003c/a> from state Sen. Shannon Grove, R-Bakersfield, and \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202120220AB110\">Assembly Bill 110\u003c/a> from Assemblymember Cottie Petrie-Norris, D-Laguna Beach. Both would require CDCR to provide EDD with the names and Social Security numbers of its currently incarcerated population.\u003c/p>\n\u003cp>Both bills also would only require CDCR to share state prison roll data, not that of county jail rosters.\u003c/p>\n\u003cp>“Sometimes folks who are in county jails actually are still eligible for unemployment insurance in certain circumstances,” said Petrie-Norris, who amended her bill to exclude jail rosters. “And so we wanted to make sure ... that we don't get them caught in the crosshairs of this well-intentioned bill.”\u003c/p>\n\u003cp>Both bills would also place limits on how often CDCR data should be refreshed. AB 110 requires CDCR to send new data to EDD on the first of every month, while SB 39 specifies that it can’t be more than three months old so that, \"it's all current inmates and only current inmates,” said Grove.\u003c/p>\n\u003cp>Both bills received unanimous support in lower committees last week.\u003c/p>\n\u003ch3>If Most Other States Are Doing This, Why Not California?\u003c/h3>\n\u003cp>Even with the time-limit requirements in the bills, advocates worry that EDD could be relying on flawed data, to the detriment of formerly incarcerated people.\u003c/p>\n\u003cp>Attorney Stacy Villalobos, who works with Dixon at Legal Aid at Work, said California’s criminal justice system has a documented history of poor record keeping.\u003c/p>\n\u003cp>\"Some of these other states who are cross-matching right now have better systems, frankly, than California does,” she said.\u003c/p>\n\u003cp>Villalobos points to a \u003ca href=\"https://law.stanford.edu/publications/the-california-criminal-justice-data-gap/\">2019 report\u003c/a> from the Stanford Criminal Justice Center that found gaps in data at the California Department of Justice.\u003c/p>\n\u003cp>“Up to 60% of its arrest records were missing dispositions, which means that people could have been arrested for something and then the charges were dropped,” she said. “But that information isn't in the system. We don't know what happened with those arrests.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Because of this, Legal Aid at Work fears that EDD \u003cem>could\u003c/em> be flagging people — and preventing them from receiving unemployment checks — based on incomplete information.\u003c/p>\n\u003cp>“We just don't believe that CDCR is capable of disseminating accurate information to anyone, let alone someone outside of their already complicated landscape,” Dixon added.\u003c/p>\n\u003cp>The Legislature has acknowledged these gaps in the recent past, including with a \u003ca href=\"https://techcrunch.com/2019/09/16/california-bill-looks-to-close-data-gaps-in-the-criminal-justice-system/\">2019 bill\u003c/a> from Rob Bonta, the former assemblymember and recently confirmed state attorney general. And Petrie-Norris says she intends to continue efforts to ensure data integrity across state agencies through her role as chair of the Assembly's Committee on Accountability and Administrative Review.\u003c/p>\n\u003cp>For her part, Grove said she thinks her bill's 90-day requirement will be an effective triage tool.\u003c/p>\n\u003ch3>Furthering Inequities\u003c/h3>\n\u003cp>Both Legal Aid at Work and the National Employment Law Project have expressed concerns that both bills will increase preexisting equity gaps.\u003c/p>\n\u003cp>In an open letter to Grove opposing SB 39, Legal Aid at Work wrote that the bill could keep legitimate applicants from their benefits “and lead to wrongful denial of a critical safety net resource to formerly incarcerated individuals — who already face particular difficulties getting back into the labor market because of the stigma attached to their convictions.”\u003c/p>\n\u003cp>Incarcerated people are more vulnerable to identity fraud, advocates argue. And while Petrie-Norris doesn’t disagree, she says her bill will \u003cem>help\u003c/em> incarcerated people who have been victims of identity theft by catching fake claims before they’re paid out.\u003c/p>\n\u003cp>“That creates a huge, huge nightmare that is so difficult for people to dig themselves out of,\" she said. “So that's an important facet of this bill as well.”\u003c/p>\n\u003ch3>Other Options\u003c/h3>\n\u003cp>Advocates recommend narrowing the focus of the cross-match scans as an immediate step that could help begin to address their concerns about the risks of inaccuracies in state criminal databases.\u003c/p>\n\u003cp>The cross-matching review should be confined to applicants of the Pandemic Unemployment Assistance (PUA) program, Villalobos said, \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/fraud-info-sheet.pdf\">where 95% of fraud cases\u003c/a> came from during the pandemic, according to EDD. That way, recipients of regular unemployment insurance won’t be subject to any accidental snagging caused by issues like incomplete or inaccurate arrest data that might result from a blanket review.\u003c/p>\n\u003cp>\"When we're expanding the scope of the cross-matching to beyond where the issue is, then we're going to have a lot more wrongful denial,” Villalobos said.\u003c/p>\n\u003cp>Grove acknowledges that her bill would require a broad review, but points out that regular unemployment insurance is not immune to fraud either, and that the state is already facing a fraud bill in the tens of billions of dollars.\u003c/p>\n\u003cp>“That number is going to be ... paid back by small businesses that have been shut down over the last year and haven't been able to have revenue,” Grove said.\u003c/p>\n\u003cp>But while Dixon and Villalobos both agree that striving to prevent fraud is an important goal, they think the two bills on the table feel like they’re scapegoating the formerly incarcerated.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“We’re lifelong offenders now, you know what I’m saying, that’s how we’re seen,” Dixon said.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"disqusTitle": "Filing Your Taxes If You Claimed Unemployment Benefits: What to Know, Where to Find Help",
"title": "Filing Your Taxes If You Claimed Unemployment Benefits: What to Know, Where to Find Help",
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"content": "\u003cp>\u003cem>This story contains a \u003ca href=\"#correction\">correction\u003c/a>.\u003c/em>\u003c/p>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11873099/como-declarar-sus-impuestos-si-recibio-beneficios-por-desempleo-que-saber-y-donde-encontrar-ayuda\">Leer en español\u003c/a>\u003c/p>\n\u003cp>\u003cem>\u003cstrong>Skip straight to: \u003c/strong>\u003c/em>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#help\">Where to find free or low-cost tax help resources online\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>The 2021 IRS deadline for filing your taxes has been pushed to May 17 to give people more time to get organized in the wake of the COVID-19 pandemic.\u003c/p>\n\u003cp>Even with this extra time, your situation is likely to be even more complicated if you’ve been unemployed during the course of the pandemic — since you have to pay taxes on federal unemployment if you earned above a certain amount in benefits.\u003c/p>\n\u003cp>With the new IRS tax filing deadline now less than a month away, here's what you need to know about filing your taxes if you've claimed unemployment benefits this year — and where you can find free or low-cost tax help, even after many such support services closed up shop on the original IRS deadline of April 15.\u003c/p>\n\u003ch3>I Received Unemployment Benefits in 2020. How Are They Taxed?\u003c/h3>\n\u003cp>Unlike many other states, \u003ca href=\"https://www.ftb.ca.gov/file/personal/income-types/unemployment.html\">Californians do not have to pay state income tax on unemployment benefits\u003c/a>.\u003c/p>\n\u003cp>\u003ca href=\"https://www.irs.gov/taxtopics/tc418\">Unemployment benefits \u003cem>are\u003c/em> subject to federal taxes\u003c/a>, but the American Rescue Plan created \u003ca href=\"https://www.irs.gov/forms-pubs/new-exclusion-of-up-to-10200-of-unemployment-compensation\">new thresholds for what’s taxable\u003c/a> in this case.\u003c/p>\n\u003cp>If your modified adjusted gross income (AGI) is less than $150,000, for singles or married people filing separately, you don’t have to pay taxes on the first $10,200 of 2020 unemployment benefits you earned. For married people filing jointly, if each spouse received unemployment, this exemption applies to the first $10,200 worth of benefits for both individuals. If your modified AGI is $150,000 or more, this exemption does not apply to you. And the threshold stays the same for all statuses — it will not double to $300, 000 if you are married and filing a joint return, for example.\u003c/p>\n\u003cp>If you file a Form 1040-NR (or \u003ca href=\"https://www.irs.gov/forms-pubs/about-form-1040-nr\">U.S. Non Resident Alien Income Tax Return\u003c/a>), the IRS says your spouse isn’t eligible for the tax break on the first $10,200 worth of benefits.\u003c/p>\n\u003cp>According to the Employment Development Department (EDD), \u003ca href=\"https://www.edd.ca.gov/unemployment/Get_Tax_Information_(Form_1099G).htm\">Pandemic Additional Compensation\u003c/a> — that extra $600 federal benefit bump people got from March until late July, and the extra $300 federal benefit bump people started getting in late December — is taxable and must be included in your gross income. However, don’t confuse this money with one-off stimulus checks from the U.S. government (most recently $1,400), which are not taxable. \u003ca href=\"https://www.kqed.org/news/11867087\">Read more about pandemic federal benefits if you're claiming unemployment in California.\u003c/a>\u003c/p>\n\u003ch3>What Kind of Unemployment Documentation Do I Need For Filing My Taxes?\u003c/h3>\n\u003cp>If you received unemployment benefits in 2020, EDD should have already sent you \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/1099G-info-sheet.pdf\">your 1099G form\u003c/a>, which is a record of the total taxable income EDD has issued to you in a calendar year.\u003c/p>\n\u003cp>If you haven’t gotten this form for some reason, you can print one or request a paper copy through your \u003ca href=\"https://edd.ca.gov/Unemployment/UI_Online.htm\">UI Online\u003c/a> account on EDD’s website.\u003cspan style=\"font-weight: 400\">[aside postID=\"news_11862122\"]\u003c/span>\u003c/p>\n\u003cp>EDD recommends that if your 1099G form shows a $0 amount, you should call 1-866-401-2849 (Monday through Friday, from 8 a.m. to 12 p.m.) \u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/topicdetail?cat=Form_1099G&catN=Form_1099G&scat=Form%201099G&scatN=Form_1099G&ttitle=I%20don%E2%80%99t%20agree%20with%20the%20amount%20on%20my%20Form%201099G.&topicid=ka0t0000000Li5ZAAS&parentSubCat=false\">You can also report form problems online\u003c/a>.\u003c/p>\n\u003ch3>What If I Didn’t Collect Unemployment Benefits in 2020, but I Still Received a Form 1099G?\u003c/h3>\n\u003cp>Considering \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/fraud-info-sheet.pdf\">EDD has already confirmed it’s paid out more than $10 billion in fraudulent claims\u003c/a>, there will certainly be tax forms going out to people whose identities have been used to file fake claims.\u003c/p>\n\u003cp>If you get a form documenting funds you never received, EDD says to call 1-866-401-2849, but “I would encourage people to use the online tool versus trying to call,” said Amy Spivey, director of the \u003ca href=\"https://tax.uchastings.edu/litc/\">UC Hastings Low-Income Taxpayer Clinic\u003c/a>.\u003c/p>\n\u003cp>You can \u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/topic?parentSubCat=false&scatN=Form_1099G&scatL=Form+1099G&category=Form_1099G&cat=Form_1099G\">report fraud on your 1099G form\u003c/a> on \u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/\">EDD's site\u003c/a>. Just follow the topic boxes.\u003c/p>\n\u003cfigure id=\"attachment_11870636\" class=\"wp-caption alignnone\" style=\"max-width: 1900px\">\u003cimg class=\"size-full wp-image-11870636\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot.jpg\" alt=\"A screenshot of the EDD websi\" width=\"1900\" height=\"1280\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot.jpg 1900w, https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-800x539.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-1020x687.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-160x108.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-1536x1035.jpg 1536w\" sizes=\"(max-width: 1900px) 100vw, 1900px\">\u003cfigcaption class=\"wp-caption-text\">A screenshot of EDD's website, showing various options for questioning issues with your 1099G form. \u003ccite>(EDD)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>If you feel there is an error on your 1099G form and can’t get an amended one from EDD before filing time, make sure you \u003cem>don’t\u003c/em> report that income when you file your taxes.\u003c/p>\n\u003cp>According to Spivey, if there’s a mismatch between the earnings on your return and a 1099G the IRS has for you in its system, you’ll likely get a notice flagging underreported income. \"And then at that point, you could respond directly to the IRS as well,\" advised Spivey. The downside of that, she said, is that if you're eligible for a refund, it could delay it.\u003c/p>\n\u003ch3>How Do Withholdings Work With Unemployment Income?\u003c/h3>\n\u003cp>\"You aren’t required to take any tax withholdings from your unemployment,\" said Spivey — but you could have opted in to a flat 10% withholding previously.\u003c/p>\n\u003cp>Spivey said most people she’s seen through her work \u003cem>haven’t\u003c/em> had withholdings on their unemployment benefits. \"I had expected that this was going to be a big problem for the 2020 tax filing season,\" said Spivey, \"but ultimately, I don’t think it’s been much of an issue.\"\u003c/p>\n\u003cp>She attributed that to the exemption thresholds put in through the American Rescue Plan.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003ch3>Should I Just Submit for an Extension on Filing My Taxes?\u003c/h3>\n\u003cp>Spivey said she anticipates \"a significant number of people that will not do [their taxes] this year, and then get charged penalties and interest.\" Sometimes people then experience a \"snowball effect,\" she said. \"They don't do one year and then it causes anxiety, and then they just don't do them for a couple of years.\"\u003c/p>\n\u003cp>Spivey strongly encouraged people to file their taxes to avoid getting sucked into this cycle. If you need more time, \u003ca href=\"https://www.irs.gov/forms-pubs/extension-of-time-to-file-your-tax-return\">submitting for an extension via a Form 4868\u003c/a> will buy you until Oct. 15 to file your tax return.\u003c/p>\n\u003cp>If you're anticipating needing help to file, remember that filing after the official deadline will mean that many of the free and low-cost options for tax prep that \u003cem>would\u003c/em> have been available before that date are no longer available. And speaking of tax help ...\u003c/p>\n\u003ch3>\u003ca id=\"help\">\u003c/a>Where Can I Find Free or Low-Cost Help Filing My Taxes, and When Will It Be Available?\u003c/h3>\n\u003cp>Spivey said one of the main questions she’s getting lately is: \"Who can still help me?\"\u003c/p>\n\u003cp>That’s because a chunk of the free and low-cost support services close up shop on April 15, despite the deadline extension to May 17.\u003c/p>\n\u003cp>There is year-round tax help through groups like \u003ca href=\"https://tax-aid.org/\">Tax-Aid\u003c/a>. And though Spivey said there are no guarantees, with \u003ca href=\"https://www.kqed.org/news/11868240/newsom-announces-plan-to-open-up-business-as-usual-in-california-by-june-15\">California planning to reopen its economy in mid-June\u003c/a> after over a year of COVID-19 restrictions, you may also stand a better chance of finding in-person tax help in the coming months.\u003c/p>\n\u003cp>Spivey will also be holding \u003ca href=\"https://www.facebook.com/events/3058461587773782/\">a Facebook Live tax session\u003c/a> on behalf of the clinic on April 22 at 10 a.m.\u003c/p>\n\u003cp>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11862122/how-to-get-your-california-stimulus-check-and-other-tax-credits-youre-entitled-to#orgs\">See our list of organizations offering free tax assistance in the Bay Area\u003c/a>.\u003c/strong>\u003c/p>\n\u003cp>\u003cstrong>Free Online Help for Tax Filing \u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free\">Free File: Do Your Federal Taxes for Free\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://www.getyourrefund.org/en\">Get Your Refund\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://irs.treasury.gov/freetaxprep/\">IRS Free Tax Prep\u003c/a> (please note that some of these clinics expired April 15, but it’s still worth checking)\u003c/li>\n\u003cli>\u003ca href=\"https://www.211ca.org/search?taxonomyCode=DT-8800\">211 Tax Preparation Assistance\u003c/a>\u003c/li>\n\u003cli>Call 211 direct if you don’t have consistent internet access\u003c/li>\n\u003c/ul>\n\u003cp>\u003ca id=\"correction\">\u003c/a>\u003cem>Sept. 13: This story has been corrected to amend the earnings threshold listed for tax exemptions related to unemployment income. The exemption applies to single people or married people filing separately whose modified adjusted gross income is less than $150,000. The story originally stated that the threshold was $75,000 for singles or married filing separately.\u003c/em>\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>This story contains a \u003ca href=\"#correction\">correction\u003c/a>.\u003c/em>\u003c/p>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11873099/como-declarar-sus-impuestos-si-recibio-beneficios-por-desempleo-que-saber-y-donde-encontrar-ayuda\">Leer en español\u003c/a>\u003c/p>\n\u003cp>\u003cem>\u003cstrong>Skip straight to: \u003c/strong>\u003c/em>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#help\">Where to find free or low-cost tax help resources online\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>The 2021 IRS deadline for filing your taxes has been pushed to May 17 to give people more time to get organized in the wake of the COVID-19 pandemic.\u003c/p>\n\u003cp>Even with this extra time, your situation is likely to be even more complicated if you’ve been unemployed during the course of the pandemic — since you have to pay taxes on federal unemployment if you earned above a certain amount in benefits.\u003c/p>\n\u003cp>With the new IRS tax filing deadline now less than a month away, here's what you need to know about filing your taxes if you've claimed unemployment benefits this year — and where you can find free or low-cost tax help, even after many such support services closed up shop on the original IRS deadline of April 15.\u003c/p>\n\u003ch3>I Received Unemployment Benefits in 2020. How Are They Taxed?\u003c/h3>\n\u003cp>Unlike many other states, \u003ca href=\"https://www.ftb.ca.gov/file/personal/income-types/unemployment.html\">Californians do not have to pay state income tax on unemployment benefits\u003c/a>.\u003c/p>\n\u003cp>\u003ca href=\"https://www.irs.gov/taxtopics/tc418\">Unemployment benefits \u003cem>are\u003c/em> subject to federal taxes\u003c/a>, but the American Rescue Plan created \u003ca href=\"https://www.irs.gov/forms-pubs/new-exclusion-of-up-to-10200-of-unemployment-compensation\">new thresholds for what’s taxable\u003c/a> in this case.\u003c/p>\n\u003cp>If your modified adjusted gross income (AGI) is less than $150,000, for singles or married people filing separately, you don’t have to pay taxes on the first $10,200 of 2020 unemployment benefits you earned. For married people filing jointly, if each spouse received unemployment, this exemption applies to the first $10,200 worth of benefits for both individuals. If your modified AGI is $150,000 or more, this exemption does not apply to you. And the threshold stays the same for all statuses — it will not double to $300, 000 if you are married and filing a joint return, for example.\u003c/p>\n\u003cp>If you file a Form 1040-NR (or \u003ca href=\"https://www.irs.gov/forms-pubs/about-form-1040-nr\">U.S. Non Resident Alien Income Tax Return\u003c/a>), the IRS says your spouse isn’t eligible for the tax break on the first $10,200 worth of benefits.\u003c/p>\n\u003cp>According to the Employment Development Department (EDD), \u003ca href=\"https://www.edd.ca.gov/unemployment/Get_Tax_Information_(Form_1099G).htm\">Pandemic Additional Compensation\u003c/a> — that extra $600 federal benefit bump people got from March until late July, and the extra $300 federal benefit bump people started getting in late December — is taxable and must be included in your gross income. However, don’t confuse this money with one-off stimulus checks from the U.S. government (most recently $1,400), which are not taxable. \u003ca href=\"https://www.kqed.org/news/11867087\">Read more about pandemic federal benefits if you're claiming unemployment in California.\u003c/a>\u003c/p>\n\u003ch3>What Kind of Unemployment Documentation Do I Need For Filing My Taxes?\u003c/h3>\n\u003cp>If you received unemployment benefits in 2020, EDD should have already sent you \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/1099G-info-sheet.pdf\">your 1099G form\u003c/a>, which is a record of the total taxable income EDD has issued to you in a calendar year.\u003c/p>\n\u003cp>If you haven’t gotten this form for some reason, you can print one or request a paper copy through your \u003ca href=\"https://edd.ca.gov/Unemployment/UI_Online.htm\">UI Online\u003c/a> account on EDD’s website.\u003cspan style=\"font-weight: 400\">\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/span>\u003c/p>\n\u003cp>EDD recommends that if your 1099G form shows a $0 amount, you should call 1-866-401-2849 (Monday through Friday, from 8 a.m. to 12 p.m.) \u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/topicdetail?cat=Form_1099G&catN=Form_1099G&scat=Form%201099G&scatN=Form_1099G&ttitle=I%20don%E2%80%99t%20agree%20with%20the%20amount%20on%20my%20Form%201099G.&topicid=ka0t0000000Li5ZAAS&parentSubCat=false\">You can also report form problems online\u003c/a>.\u003c/p>\n\u003ch3>What If I Didn’t Collect Unemployment Benefits in 2020, but I Still Received a Form 1099G?\u003c/h3>\n\u003cp>Considering \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/fraud-info-sheet.pdf\">EDD has already confirmed it’s paid out more than $10 billion in fraudulent claims\u003c/a>, there will certainly be tax forms going out to people whose identities have been used to file fake claims.\u003c/p>\n\u003cp>If you get a form documenting funds you never received, EDD says to call 1-866-401-2849, but “I would encourage people to use the online tool versus trying to call,” said Amy Spivey, director of the \u003ca href=\"https://tax.uchastings.edu/litc/\">UC Hastings Low-Income Taxpayer Clinic\u003c/a>.\u003c/p>\n\u003cp>You can \u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/topic?parentSubCat=false&scatN=Form_1099G&scatL=Form+1099G&category=Form_1099G&cat=Form_1099G\">report fraud on your 1099G form\u003c/a> on \u003ca href=\"https://askedd.edd.ca.gov/AskEDD/s/\">EDD's site\u003c/a>. Just follow the topic boxes.\u003c/p>\n\u003cfigure id=\"attachment_11870636\" class=\"wp-caption alignnone\" style=\"max-width: 1900px\">\u003cimg class=\"size-full wp-image-11870636\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot.jpg\" alt=\"A screenshot of the EDD websi\" width=\"1900\" height=\"1280\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot.jpg 1900w, https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-800x539.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-1020x687.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-160x108.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2021/04/edd-screenshot-1536x1035.jpg 1536w\" sizes=\"(max-width: 1900px) 100vw, 1900px\">\u003cfigcaption class=\"wp-caption-text\">A screenshot of EDD's website, showing various options for questioning issues with your 1099G form. \u003ccite>(EDD)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>If you feel there is an error on your 1099G form and can’t get an amended one from EDD before filing time, make sure you \u003cem>don’t\u003c/em> report that income when you file your taxes.\u003c/p>\n\u003cp>According to Spivey, if there’s a mismatch between the earnings on your return and a 1099G the IRS has for you in its system, you’ll likely get a notice flagging underreported income. \"And then at that point, you could respond directly to the IRS as well,\" advised Spivey. The downside of that, she said, is that if you're eligible for a refund, it could delay it.\u003c/p>\n\u003ch3>How Do Withholdings Work With Unemployment Income?\u003c/h3>\n\u003cp>\"You aren’t required to take any tax withholdings from your unemployment,\" said Spivey — but you could have opted in to a flat 10% withholding previously.\u003c/p>\n\u003cp>Spivey said most people she’s seen through her work \u003cem>haven’t\u003c/em> had withholdings on their unemployment benefits. \"I had expected that this was going to be a big problem for the 2020 tax filing season,\" said Spivey, \"but ultimately, I don’t think it’s been much of an issue.\"\u003c/p>\n\u003cp>She attributed that to the exemption thresholds put in through the American Rescue Plan.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003ch3>Should I Just Submit for an Extension on Filing My Taxes?\u003c/h3>\n\u003cp>Spivey said she anticipates \"a significant number of people that will not do [their taxes] this year, and then get charged penalties and interest.\" Sometimes people then experience a \"snowball effect,\" she said. \"They don't do one year and then it causes anxiety, and then they just don't do them for a couple of years.\"\u003c/p>\n\u003cp>Spivey strongly encouraged people to file their taxes to avoid getting sucked into this cycle. If you need more time, \u003ca href=\"https://www.irs.gov/forms-pubs/extension-of-time-to-file-your-tax-return\">submitting for an extension via a Form 4868\u003c/a> will buy you until Oct. 15 to file your tax return.\u003c/p>\n\u003cp>If you're anticipating needing help to file, remember that filing after the official deadline will mean that many of the free and low-cost options for tax prep that \u003cem>would\u003c/em> have been available before that date are no longer available. And speaking of tax help ...\u003c/p>\n\u003ch3>\u003ca id=\"help\">\u003c/a>Where Can I Find Free or Low-Cost Help Filing My Taxes, and When Will It Be Available?\u003c/h3>\n\u003cp>Spivey said one of the main questions she’s getting lately is: \"Who can still help me?\"\u003c/p>\n\u003cp>That’s because a chunk of the free and low-cost support services close up shop on April 15, despite the deadline extension to May 17.\u003c/p>\n\u003cp>There is year-round tax help through groups like \u003ca href=\"https://tax-aid.org/\">Tax-Aid\u003c/a>. And though Spivey said there are no guarantees, with \u003ca href=\"https://www.kqed.org/news/11868240/newsom-announces-plan-to-open-up-business-as-usual-in-california-by-june-15\">California planning to reopen its economy in mid-June\u003c/a> after over a year of COVID-19 restrictions, you may also stand a better chance of finding in-person tax help in the coming months.\u003c/p>\n\u003cp>Spivey will also be holding \u003ca href=\"https://www.facebook.com/events/3058461587773782/\">a Facebook Live tax session\u003c/a> on behalf of the clinic on April 22 at 10 a.m.\u003c/p>\n\u003cp>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11862122/how-to-get-your-california-stimulus-check-and-other-tax-credits-youre-entitled-to#orgs\">See our list of organizations offering free tax assistance in the Bay Area\u003c/a>.\u003c/strong>\u003c/p>\n\u003cp>\u003cstrong>Free Online Help for Tax Filing \u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free\">Free File: Do Your Federal Taxes for Free\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://www.getyourrefund.org/en\">Get Your Refund\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://irs.treasury.gov/freetaxprep/\">IRS Free Tax Prep\u003c/a> (please note that some of these clinics expired April 15, but it’s still worth checking)\u003c/li>\n\u003cli>\u003ca href=\"https://www.211ca.org/search?taxonomyCode=DT-8800\">211 Tax Preparation Assistance\u003c/a>\u003c/li>\n\u003cli>Call 211 direct if you don’t have consistent internet access\u003c/li>\n\u003c/ul>\n\u003cp>\u003ca id=\"correction\">\u003c/a>\u003cem>Sept. 13: This story has been corrected to amend the earnings threshold listed for tax exemptions related to unemployment income. The exemption applies to single people or married people filing separately whose modified adjusted gross income is less than $150,000. The story originally stated that the threshold was $75,000 for singles or married filing separately.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>California lawmakers on Thursday advanced what they called commonsense legislation requiring two state agencies to share information aimed at helping stop billions of dollars in pandemic-related unemployment fraud.\u003c/p>\n\u003cp>The measure, \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billHistoryClient.xhtml?bill_id=202120220AB110\">Assembly Bill 110\u003c/a>, would require the beleaguered Employment Development Department to crosscheck unemployment applications with inmate records to identify fraudulent claims. The bill cleared its first committee on Thursday.\u003c/p>\n\u003cp>State officials approved at least $810 million in the names of roughly 45,000 inmates, some of them on death row, according to a state audit in January that put the toll at more than double the amount previously reported by the state. Investigators say overall fraud losses will top at least $11 billion.[pullquote size='medium' align='right' citation='Democratic Assemblywoman Wendy Carrillo']'The notion that this type of fraud occurred simply because two agencies don't communicate with each other during a global pandemic as we try to figure out how we can help people is actually kind of mindboggling.'[/pullquote]\u003c/p>\n\u003cp>\"The notion that this type of fraud occurred simply because two agencies don't communicate with each other during a global pandemic as we try to figure out how we can help people is actually kind of mindboggling,\" said Assemblywoman Wendy Carrillo, D-Los Angeles, one of six committee members who advanced the bill without opposition.\u003c/p>\n\u003cp>At least 35 other states were cross-matching unemployment claims against state prisoners as of 2016 and 28 states were checking claims against county jail inmates, the audit noted.\u003c/p>\n\u003cp>California law restricts the inmate information that can be shared with other state agencies, but officials said the unemployment agency now has an agreement with the California Department of Corrections and Rehabilitation that allows the two entities to more broadly share information.\u003c/p>\n\u003cp>But that came too late, said Assemblywoman Cottie Petrie-Norris, D-Laguna Beach, who proposed the legislation.\u003c/p>\n\u003cp>She is an outspoken critic of the department, which also has \u003ca href=\"https://www.kqed.org/news/11831898/working-full-time-for-unemployment-one-mans-months-long-struggle-for-his-benefits\">struggled with ongoing backlogs\u003c/a> in getting money to people who lost their jobs during the pandemic. The issue has dogged her fellow Democrat, Gov. Gavin Newsom, who is likely to face a recall election this year. [ad fullwidth]\u003c/p>\n\u003cp>\"This is a simple, commonsense step\" to address \"one of the most egregious examples of the department's failings,\" Petrie-Norris said.\u003c/p>\n\u003cp>Her proposal initially would also have required counties to provide the department with jail inmates' names and Social Security numbers, a provision supported by county sheriffs. [aside tag=\"EDD,unemployment\" label=\"more coverage\"]\u003c/p>\n\u003cp>But legislative analysts said that could create problems for inmates serving short jail sentences who might then be deprived of legitimate unemployment benefits unless the department was notified immediately when they were released. That provision in particular was opposed by inmate and welfare rights organizations and she removed it from the legislation Thursday.\u003c/p>\n\u003cp>A measure by state Sen. Shannon Grove, R-Bakersfield, without the county jail component cleared its first committee last month. She said the department ignored warnings from county prosecutors five years ago about the potential for fraud by inmates. A third bill by Assemblyman Phillip Chen, R-Diamond Bar, that includes both prisons and jails is awaiting its first hearing.\u003c/p>\n\u003cp>They are among numerous efforts this year by lawmakers of both political parties to address problems at the department.\u003c/p>\n\u003cp>Proposals include creating an oversight advisory board, creating a claimant advocate within the department, imposing a deadline to process new claims, removing Social Security numbers from mailed documents and allowing for direct unemployment insurance deposits into recipients' bank accounts. Lawmakers could also require the department to adopt the findings in two recent critical state audits.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>California lawmakers on Thursday advanced what they called commonsense legislation requiring two state agencies to share information aimed at helping stop billions of dollars in pandemic-related unemployment fraud.\u003c/p>\n\u003cp>The measure, \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billHistoryClient.xhtml?bill_id=202120220AB110\">Assembly Bill 110\u003c/a>, would require the beleaguered Employment Development Department to crosscheck unemployment applications with inmate records to identify fraudulent claims. The bill cleared its first committee on Thursday.\u003c/p>\n\u003cp>State officials approved at least $810 million in the names of roughly 45,000 inmates, some of them on death row, according to a state audit in January that put the toll at more than double the amount previously reported by the state. Investigators say overall fraud losses will top at least $11 billion.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\"The notion that this type of fraud occurred simply because two agencies don't communicate with each other during a global pandemic as we try to figure out how we can help people is actually kind of mindboggling,\" said Assemblywoman Wendy Carrillo, D-Los Angeles, one of six committee members who advanced the bill without opposition.\u003c/p>\n\u003cp>At least 35 other states were cross-matching unemployment claims against state prisoners as of 2016 and 28 states were checking claims against county jail inmates, the audit noted.\u003c/p>\n\u003cp>California law restricts the inmate information that can be shared with other state agencies, but officials said the unemployment agency now has an agreement with the California Department of Corrections and Rehabilitation that allows the two entities to more broadly share information.\u003c/p>\n\u003cp>But that came too late, said Assemblywoman Cottie Petrie-Norris, D-Laguna Beach, who proposed the legislation.\u003c/p>\n\u003cp>She is an outspoken critic of the department, which also has \u003ca href=\"https://www.kqed.org/news/11831898/working-full-time-for-unemployment-one-mans-months-long-struggle-for-his-benefits\">struggled with ongoing backlogs\u003c/a> in getting money to people who lost their jobs during the pandemic. The issue has dogged her fellow Democrat, Gov. Gavin Newsom, who is likely to face a recall election this year. \u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\"This is a simple, commonsense step\" to address \"one of the most egregious examples of the department's failings,\" Petrie-Norris said.\u003c/p>\n\u003cp>Her proposal initially would also have required counties to provide the department with jail inmates' names and Social Security numbers, a provision supported by county sheriffs. \u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>But legislative analysts said that could create problems for inmates serving short jail sentences who might then be deprived of legitimate unemployment benefits unless the department was notified immediately when they were released. That provision in particular was opposed by inmate and welfare rights organizations and she removed it from the legislation Thursday.\u003c/p>\n\u003cp>A measure by state Sen. Shannon Grove, R-Bakersfield, without the county jail component cleared its first committee last month. She said the department ignored warnings from county prosecutors five years ago about the potential for fraud by inmates. A third bill by Assemblyman Phillip Chen, R-Diamond Bar, that includes both prisons and jails is awaiting its first hearing.\u003c/p>\n\u003cp>They are among numerous efforts this year by lawmakers of both political parties to address problems at the department.\u003c/p>\n\u003cp>Proposals include creating an oversight advisory board, creating a claimant advocate within the department, imposing a deadline to process new claims, removing Social Security numbers from mailed documents and allowing for direct unemployment insurance deposits into recipients' bank accounts. Lawmakers could also require the department to adopt the findings in two recent critical state audits.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "'Disjointed and Dysfunctional': After EDD Scandal, SF Assemblyman Pushes to Update State’s IT System",
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"content": "\u003cp>State Assemblymember David Chiu, D-San Francisco, is calling for a widespread update of California’s information technology systems following \u003ca href=\"https://www.kqed.org/news/11866438/after-a-string-of-bungled-tech-upgrades-california-tries-a-new-approach\">several failed or delayed efforts\u003c/a> to modernize them over the past few years.\u003c/p>\n\u003cp>“Our state’s IT systems have been decentralized, disjointed and dysfunctional, and the experience for everyday Californians of government has been incredibly confusing and stressful,” Chiu said in an interview.\u003c/p>\n\u003cp>The state of California has more than 130 individual IT shops across its various departments, each managed individually. Some of the state’s largest agencies, including the Department of Motor Vehicles and the Employment Development Department, rely on COBOL, a decades-old computer programming language, for some of their operations. During the pandemic, EDD has had numerous issues with its systems, resulting in delayed unemployment checks and billions paid out in fraudulent claims. [aside postID='news_11866438' label='More coverage']\u003c/p>\n\u003cp>Chiu said it’s time for a change.\u003c/p>\n\u003cp>He has introduced \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220AB1323\">Assembly Bill 1323\u003c/a>, which would give the California Department of Technology power to prioritize which older systems should be upgraded first. The bill also calls for the agency to identify which IT services could be centralized across departments and how to make that happen.\u003c/p>\n\u003cp>Chiu said, too often, the department is treated like an emergency room physician.\u003c/p>\n\u003cp>“They are brought in to try to create the IT defibrillator experience when a project is on life support,” he said. “And they’re expected to fix something that’s been broken for quite some time. And they’re brought in, often, too late to resuscitate a completely dysfunctional modernization project.”\u003c/p>\n\u003cp>Despite being the home of some of the largest technology companies on the world, Chiu said the state has a dismal record when it comes to managing its own IT systems.\u003c/p>\n\u003cp>“It seems like most times the state has tried to modernize a department system, something goes massively wrong,” he said. “These efforts have been way over budget, woefully behind and plagued by major glitches.” [ad fullwidth]\u003c/p>\n\u003cp>One of the clearest examples of this is the state’s Financial Information System for California (\u003ca href=\"https://lao.ca.gov/reports/2020/4132/fiscal-project-update-080120.pdf\">FI$Cal\u003c/a>) — a management system that is supposed to integrate the state’s accounting, budgeting, cash management and procurement processes. This effort started in 2005 with a six-year timeline and a $138 million budget. Since then, the cost has ballooned to around $1 billion and the deadline has been pushed to 2022 as the scope of the project has gradually increased.\u003c/p>\n\u003cp>These issues have created skepticism among some state lawmakers, making them reluctant to approve funds for improvement projects that may never be completed.\u003c/p>\n\u003cp>Gov. Gavin Newsom’s administration has been taking steps on its own to try to overhaul how the state deals with technology. In 2019, Newsom put in place a \u003ca href=\"https://www.kqed.org/news/11866438/after-a-string-of-bungled-tech-upgrades-california-tries-a-new-approach\">new procurement system\u003c/a> that requires vendors to show a proof of concept before they’re awarded a contract. The state is also taking a more modularized approach to updating legacy systems, rather than ripping out and replacing an entire system at once.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>State Assemblymember David Chiu, D-San Francisco, is calling for a widespread update of California’s information technology systems following \u003ca href=\"https://www.kqed.org/news/11866438/after-a-string-of-bungled-tech-upgrades-california-tries-a-new-approach\">several failed or delayed efforts\u003c/a> to modernize them over the past few years.\u003c/p>\n\u003cp>“Our state’s IT systems have been decentralized, disjointed and dysfunctional, and the experience for everyday Californians of government has been incredibly confusing and stressful,” Chiu said in an interview.\u003c/p>\n\u003cp>The state of California has more than 130 individual IT shops across its various departments, each managed individually. Some of the state’s largest agencies, including the Department of Motor Vehicles and the Employment Development Department, rely on COBOL, a decades-old computer programming language, for some of their operations. During the pandemic, EDD has had numerous issues with its systems, resulting in delayed unemployment checks and billions paid out in fraudulent claims. \u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Chiu said it’s time for a change.\u003c/p>\n\u003cp>He has introduced \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220AB1323\">Assembly Bill 1323\u003c/a>, which would give the California Department of Technology power to prioritize which older systems should be upgraded first. The bill also calls for the agency to identify which IT services could be centralized across departments and how to make that happen.\u003c/p>\n\u003cp>Chiu said, too often, the department is treated like an emergency room physician.\u003c/p>\n\u003cp>“They are brought in to try to create the IT defibrillator experience when a project is on life support,” he said. “And they’re expected to fix something that’s been broken for quite some time. And they’re brought in, often, too late to resuscitate a completely dysfunctional modernization project.”\u003c/p>\n\u003cp>Despite being the home of some of the largest technology companies on the world, Chiu said the state has a dismal record when it comes to managing its own IT systems.\u003c/p>\n\u003cp>“It seems like most times the state has tried to modernize a department system, something goes massively wrong,” he said. “These efforts have been way over budget, woefully behind and plagued by major glitches.” \u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>One of the clearest examples of this is the state’s Financial Information System for California (\u003ca href=\"https://lao.ca.gov/reports/2020/4132/fiscal-project-update-080120.pdf\">FI$Cal\u003c/a>) — a management system that is supposed to integrate the state’s accounting, budgeting, cash management and procurement processes. This effort started in 2005 with a six-year timeline and a $138 million budget. Since then, the cost has ballooned to around $1 billion and the deadline has been pushed to 2022 as the scope of the project has gradually increased.\u003c/p>\n\u003cp>These issues have created skepticism among some state lawmakers, making them reluctant to approve funds for improvement projects that may never be completed.\u003c/p>\n\u003cp>Gov. Gavin Newsom’s administration has been taking steps on its own to try to overhaul how the state deals with technology. In 2019, Newsom put in place a \u003ca href=\"https://www.kqed.org/news/11866438/after-a-string-of-bungled-tech-upgrades-california-tries-a-new-approach\">new procurement system\u003c/a> that requires vendors to show a proof of concept before they’re awarded a contract. The state is also taking a more modularized approach to updating legacy systems, rather than ripping out and replacing an entire system at once.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"disqusTitle": "Amid California’s Unemployment Crisis, a Tech Gold Rush",
"title": "Amid California’s Unemployment Crisis, a Tech Gold Rush",
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"content": "\u003cp>Stacy Lira was nearly a year into her unofficial job as an unemployment-claim detective when things went from bad to worse.\u003c/p>\n\u003cp>The 46-year-old mother of three, who lost her job managing an Inland Empire convenience store last spring, was rushed to the hospital in mid-February. She was struggling to breathe after testing positive for COVID-19. But Lira was adamant that she couldn’t leave home without one thing: She needed her carefully filed unemployment records so she could keep calling from the hospital about the nearly $20,000 she says the state owes her family.\u003c/p>\n\u003cp>“If you miss one day,” Lira explained, “that could have been the day that it all worked out.”\u003c/p>\n\u003cp>As the ranks of desperate California workers like Lira swell, the state’s embattled Employment Development Department insists it’s getting things under control. It has help from an ever-expanding roster of private contractors that are staffing up call centers, modernizing tech systems and rooting out fraud, agency officials have stressed on \u003ca href=\"https://twitter.com/CA_EDD/status/1361057652290297857?s=20\" target=\"_blank\" rel=\"noreferrer noopener\">social media\u003c/a> and at political \u003ca href=\"https://calmatters.org/economy/2021/01/bank-of-america-lost-hundreds-of-millions-on-california-unemployment-fiasco/\">hearings in Sacramento\u003c/a>. That effort, all told, has so far cost the state at least $236 million during the pandemic, the agency told CalMatters.\u003c/p>\n\u003cp>[aside postID=news_11867087 hero='https://ww2.kqed.org/app/uploads/sites/10/2021/03/pexels-cottonbro-5054213-scaled.jpg']The contracts are part of a \u003ca href=\"https://themarkup.org/coronavirus/2020/07/16/unemployment-benefits-website-failures-deloitte-ibm\" target=\"_blank\" rel=\"noreferrer noopener\">nationwide unemployment gold rush\u003c/a>, as tech companies and consultants pitch overwhelmed public agencies new solutions for fraud and outdated claims systems. One \u003ca href=\"https://news.bloomberglaw.com/tech-and-telecom-law/deloitte-others-reap-big-contracts-from-unemployment-deluge\" target=\"_blank\" rel=\"noreferrer noopener\">Bloomberg Law report\u003c/a> last summer tallied $173.8 million in pandemic-era unemployment contracts for the consulting giants Accenture, Deloitte and EY alone.\u003c/p>\n\u003cp>But in California, it’s not easy to track who’s getting paid for what, because there is no easily accessible public list of all state contracts for unemployment services. The state and its contractors stress that both the demand for benefits and volume of fraud are unprecedented. Still, ongoing confusion adds to what state lawmakers have called the EDD's “\u003ca href=\"https://www.politico.com/states/f/?id=00000173-c015-dbfe-a97f-dbff611b0000\" target=\"_blank\" rel=\"noreferrer noopener\">very poor history\u003c/a>”of paying outside entities to patch holes in the safety net as workers try to survive in financial limbo.\u003c/p>\n\u003cp>The $236 million in contracts that the department has signed since last March pay for outside companies to help track jobless claims, verify worker identities, analyze records for potential fraud, assist with customer service and more. CalMatters requested and analyzed detailed contract records for five vendors working on key customer service and anti-fraud projects, with contracts totaling at least $103.8 million, ballooning in cost over time, but which the state says were crucial in a crisis.\u003c/p>\n\u003cp>“The volume of work was staggering,” EDD spokesperson Aubrey Henry \u003ca href=\"https://edd.ca.gov/About_EDD/pdf/news-20-21.pdf\">said in a statement\u003c/a>. Calls from the public jumped 3,400% to 48 million in April 2020, as the state scrambled to process more than 20 million claims, he said, up from 3.8 million claims at the peak of the Great Recession.\u003c/p>\n\u003cp>“Vendors, mass hiring, redirecting workers from within the department, and borrowing workers from other departments, and continued staffing up, were all part of an effort to respond to the historic demand for benefits,” Henry said.\u003c/p>\n\u003cp>The majority of these new contracts went to consulting giant Deloitte, but several other vendors have also signed major deals in recent months, according to the contracts provided to CalMatters:\u003c/p>\n\u003cul>\n\u003cli>At least $69 million went to Deloitte in no-bid emergency contracts for call center and IT services.\u003c/li>\n\u003c/ul>\n\u003cul>\n\u003cli>Government contracting giant Maximus signed on to provide up to $11.5 million worth of phone staffing services.\u003c/li>\n\u003c/ul>\n\u003cul>\n\u003cli>The state paid $9.5 million to IT firm V3Gate to obtain ID.me identity verification services.\u003c/li>\n\u003c/ul>\n\u003cul>\n\u003cli>Outreach Solutions As A Service, a Sacramento consultancy, sold the state $9.4 million worth of services and software, mostly from Salesforce.\u003c/li>\n\u003c/ul>\n\u003cul>\n\u003cli>Thomson Reuters signed $4.2 million in contracts for analytics related to fraud.\u003c/li>\n\u003c/ul>\n\u003cp>The state has yet to disclose a price tag for another \u003ca href=\"https://twitter.com/CA_EDD/status/1361057652290297857?s=20\" target=\"_blank\" rel=\"noreferrer noopener\">recently announced\u003c/a> deal with Accenture, which the EDD said it is still negotiating.\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe src=\"https://e.infogram.com/d9e6c62c-aa27-464d-8fd0-98ce84087faa?src=embed\" title=\"EDD Gold Rush\" width=\"800\" height=\"750\" scrolling=\"no\" frameborder=\"0\" style=\"border:none;\" allowfullscreen=\"allowfullscreen\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>While recent state audits \u003ca href=\"https://calmatters.org/newsletters/whatmatters/2021/01/how-edd-failed-to-detect-fraud/\">recommend\u003c/a> more tech vendors to deal with remaining challenges, some government watchdogs question what EDD and agencies like it are getting for their money with the pricey contracts. In recent years, the trend toward outsourcing increasingly large chunks of the social safety net has led to a trail of lawsuits and investigations in other states, including scrutiny of \u003ca href=\"https://news.bloomberglaw.com/privacy-and-data-security/deloitte-sued-over-pandemic-unemployment-website-data-breaches\" target=\"_blank\" rel=\"noreferrer noopener\">Deloitte\u003c/a> and \u003ca href=\"https://www.motherjones.com/politics/2018/12/how-one-company-is-making-millions-off-trumps-war-on-the-poor/\" target=\"_blank\" rel=\"noreferrer noopener\">Maximus\u003c/a>.\u003c/p>\n\u003cp>California lawmakers, meanwhile, have called Deloitte’s call centers “a mess,” and blamed the company for failing to answer millions of calls from jobless workers, \u003ca href=\"https://www.capradio.org/articles/2021/03/11/cost-of-deloittes-edd-phone-center-balloons-to-55m-as-millions-of-calls-go-unanswered/\" target=\"_blank\" rel=\"noreferrer noopener\">CapRadio\u003c/a> reported.\u003c/p>\n\u003cp>In one notable exception to the unemployment spending spree, the department has kept making money during the pandemic-induced recession on a high-profile contract with Bank of America. Under that deal \u003ca href=\"https://calmatters.org/economy/2020/11/how-bank-of-america-helped-fuel-californias-unemployment-meltdown/\">first detailed by CalMatters\u003c/a>, the bank provides prepaid unemployment debit cards to workers — many of whom have reported issues with fraud and frozen accounts — and the state and the bank \u003ca href=\"https://calmatters.org/california-divide/2021/02/how-edd-and-bank-of-america-make-millions-on-california-unemployment/\">split millions in revenue\u003c/a> from transaction fees charged to merchants when the cards are used to purchase things.\u003c/p>\n\u003cp>Since last fall, however, the EDD has refused to say how much Bank of America has made on the deal.\u003c/p>\n\u003cp>[pullquote align=\"right\" size=\"medium\" citation=\"Stacy Lira, unemployment claimant\"]'I am constantly trying to figure something out for those three claims. If I’m lucky, I’m done around 6 or 7 at night.'[/pullquote]“We understand other vendors are involved with EDD, but there is little visibility into all projects and contracts,” a bipartisan group of five dozen state lawmakers wrote to Gov. Gavin Newsom in \u003ca href=\"https://www.politico.com/states/f/?id=00000173-c015-dbfe-a97f-dbff611b0000\" target=\"_blank\" rel=\"noreferrer noopener\">August\u003c/a>. “The public is owed a clear explanation.”\u003c/p>\n\u003cp>Whether the EDD and its widening array of contractors get it right this time will have huge consequences for workers and businesses who rely on the state’s job safety net. California’s \u003ca href=\"https://calmatters.org/economy/2021/03/california-unemployment-crisis-reform/\">$21 billion and counting\u003c/a> in unemployment debt, with few prospects for major reform, is one factor that could undermine the state's economic recovery.\u003c/p>\n\u003cp>But the biggest question for state unemployment programs forged in the Great Depression, strained by the Great Recession and nearly broken by a global pandemic is who they are being built to serve. As taxpayers again pick up the tab to keep the program running, some jobless workers worry that they’re being victimized by panic about fraud while still not getting the money they’re owed.\u003c/p>\n\u003ch3 id=\"h-keeping-up-with-a-claim-frenzy\">Keeping Up With a Claim Frenzy\u003c/h3>\n\u003cp>Stacy Lira has always been the family bookkeeper, so it made sense that she would handle the unemployment paperwork when she, her husband and her daughter all found themselves out of work last year.\u003c/p>\n\u003cp>But she didn’t realize that would spiral into an all-day, everyday routine. Each morning, Lira wakes up in the living room of the family’s two-bedroom apartment in Victorville, pulls out the neat plastic filing bins she keeps stowed under the bed, and gets to work.\u003c/p>\n\u003cp>First, there were the months-long delays for her and her daughters’ initial payments. Then thousands of dollars in suspected fraudulent charges on her Bank of America unemployment debit card. Her husband still hasn’t seen a penny, Lira said, after filing for benefits last spring. All their tax forms are a mess.\u003c/p>\n\u003cp>“I am constantly trying to figure something out for those three claims,” Lira said. “If I’m lucky, I’m done around 6 or 7 at night.”\u003c/p>\n\u003cp>On top of all the long hours, extended stretches of little or no income have taken a financial and emotional toll. It’s hard for Lira to sleep at night. Every time she hears a truck outside, she worries the power company has finally come to turn off the electricity. With no money to pay the car registration, the family took a Lyft to the hospital when her son’s baby was born in January.\u003c/p>\n\u003cp>[aside label=\"related coverage\" tag=\"edd\"]And then came the virus. Lira’s memory is still a blur, but her lungs seized up, and she was frantic that no one would be able to figure out the unemployment money or keep food in the cabinets if she was gone. Finally, after a week in the hospital, Lira has mostly recovered.\u003c/p>\n\u003cp>“That day in there at the hospital,” she said, “I almost wanted COVID to take over.”\u003c/p>\n\u003cp>Behind the scenes at EDD, a very different scramble has been playing out in response to millions of calls each month from claimants like Lira. In April, Deloitte signed an $11 million emergency call center contract; the department said that “staff cannot keep up.” By early 2021, the contract had grown to $55 million, plus another $14 million for “urgent and temporary” IT services from Deloitte.\u003c/p>\n\u003cp>Maximus is providing another 300 call center staffers for tax questions under an $11.5 million contract, according to the department.\u003c/p>\n\u003cp>In addition, a new crop of tech vendors has been brought in to augment the state’s old computer systems and beef up cybersecurity.\u003c/p>\n\u003cp>In April 2020, the unemployment agency started buying Salesforce software from the firm Outreach Solutions As A Service, to help with the bottleneck of claims. The cost started at $2.7 million and more than tripled by November.\u003c/p>\n\u003cp>Meanwhile ID.me was hired in September, via an IT firm called V3Gate, for its “robust and established identity verification” services in a $3.5 million contract, which nearly tripled by January.\u003c/p>\n\u003cp>Thomson Reuters, which acquired an analytics tool called Pondera previously used by the state, was hired in November for $771,000 worth of identification and fraud analytics work. That contract grew more than five-fold by January.\u003c/p>\n\u003cp>To Jon Coss of Thomson Reuters, the spike in contract spending was unavoidable, due to a combustible mix of historic underfunding of unemployment programs, the federal easing of verification requirements on emergency jobless aid during the pandemic and an avalanche of increasingly sophisticated fraud.\u003c/p>\n\u003cp>“It was an impossible situation,” Coss said. “States have been passed, and they’re outgunned by these fraud networks now. I just don’t think it’s possible to do it purely with staffing.”\u003c/p>\n\u003cp>Coss, vice president of risk, fraud and compliance in Thomson Reuters’ government division, also argues that it’s better for the state long term to contract out technical work during emergencies, rather than hiring new full-time workers whose positions may not be necessary when there are fewer jobless claims.\u003c/p>\n\u003cp>While some contracts went through a competitive bidding process, others did not. Now, as the unemployment debacle fuels the \u003ca href=\"https://calmatters.org/explainers/recalling-california-governor-explained/\">campaign to recall\u003c/a> Gov. Gavin Newsom, it’s colliding with bigger questions about how the state has doled out money during the COVID-19 crisis.\u003c/p>\n\u003cp>California has also signed \u003ca href=\"https://www.capradio.org/articles/2021/02/16/investigation-big-newsom-donors-including-blue-shield-received-no-bid-contracts-during-covid-19-response/\" target=\"_blank\" rel=\"noreferrer noopener\">hundreds of millions\u003c/a> of dollars worth of public health contracts with UnitedHealth and other large Newsom political donors, some through no-bid or expedited emergency processes. “There is no time to do competitive bidding given the urgent need,” Krista Canellakis, deputy secretary for general services at the state Government Operations Agency, recently told \u003ca href=\"https://www.capradio.org/articles/2021/03/25/another-282m-in-no-bid-pandemic-contracts-to-major-newsom-contributor-unitedhealth/\" target=\"_blank\" rel=\"noreferrer noopener\">CapRadio\u003c/a>.\u003c/p>\n\u003ch3 id=\"h-technical-problems-persist\">Technical Problems Persist\u003c/h3>\n\u003cp>Underlying the race to answer clogged phone lines and sort out delayed payments is the EDD’s long-problematic tech backbone.\u003c/p>\n\u003cp>The computer system that California uses to track unemployment claims isn’t just old. It’s a relic of the post-World War II era, when COBOL was the world’s default programming language.\u003c/p>\n\u003cp>Last fall, as the department nearly came unglued amid \u003ca href=\"https://calmatters.org/california-divide/2020/10/unemployment-benefits-frozen-accounts-edd/\">mass account freezes\u003c/a> and \u003ca href=\"https://calmatters.org/economy/2020/12/who-will-pay-for-all-of-californias-unemployment-fraud/\">panic about fraud\u003c/a>, Newsom said the agency’s 30-year-old system needed to be “strewn to the waste bin of history.”[pullquote align=\"right\" size=\"medium\" citation=\"Assemblymember David Chiu, D-San Francisco\"]'Why do we keep entering into no-bid contracts with someone with a history of cost overruns and problematic IT work?'[/pullquote]But instead, state workers say they have been jumping between the old system and newer software from Deloitte and, most recently, Salesforce. The Deloitte claim management system, known as CUBS, has been around since after the Great Recession, when the EDD started paying the company what would balloon to nearly $150 million for various online tools and services before the pandemic. Spiraling budgets aside, the problem is that CUBS developed its own reputation for glitches, earning a new moniker among some department personnel: “Completely Useless Bull S***.”\u003c/p>\n\u003cp>As far back as 2013, when Deloitte was blamed for \u003ca href=\"https://www.kcra.com/article/edd-s-new-software-has-thousands-of-defects-some-critical/6408644\" target=\"_blank\" rel=\"noreferrer noopener\">cutting off payments\u003c/a> to thousands of workers, state lawmakers \u003ca href=\"https://www.latimes.com/business/la-fi-edd-deloitte-20131023-story.html\" target=\"_blank\" rel=\"noreferrer noopener\">questioned\u003c/a> why the department was still working with the company. The scrutiny returned at a July 2020 oversight hearing, when Assemblymember David Chiu, D-San Francisco, said that Deloitte had “abdicated responsibility” for its role in running state unemployment systems.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“Why do we keep entering into no-bid contracts with someone with a history of cost overruns and problematic IT work?” Chiu asked.\u003c/p>\n\u003cp>Deloitte, which state records show was awarded two more major contracts during the pandemic totaling at least $69 million, maintains that it’s not to blame for the state’s problems.\u003c/p>\n\u003cp>“It is important to understand that many of California’s unemployment system functions have not yet been modernized — and they are not part of our contracted scope of services,” Deloitte spokesperson Karen Walsh said in a statement to CalMatters.\u003c/p>\n\u003cp>Still, there are practical reasons that the state may opt for repeat business with a long-term contractor such as Deloitte, said Michael Bernick, special counsel at law firm Duane Morris and a former EDD director. The selection process was always complicated, he said, with state technology departments often helping agencies pick vendors.\u003c/p>\n\u003cp>“Part of the explanation is these guys have the knowledge base built up,” Bernick said. “If you replace them, another firm has to come in.”\u003c/p>\n\u003cp>The pandemic has changed that calculation. In the face of fraud now estimated at \u003ca href=\"https://calmatters.org/explainers/california-edd-unemployment-crisis-explained/\">as much as $31 billion\u003c/a>, the state says it had no choice but to look to a new crop of tech contractors for help.\u003c/p>\n\u003ch3 id=\"h-silicon-valley-saviors\">Silicon Valley Saviors?\u003c/h3>\n\u003cp>The EDD says ID.me — known a one-stop-shop service for identity verification — has helped stop $60 billion in fraud, but its rollout has at times been turbulent in California. There are entire internet subcultures dedicated to frustrated unemployment claimants swapping tips on uploading identity documents or navigating hours-long waits for ID.me video calls to verify their identities. ID.me CEO Blake Hall says the company is working to improve those times, and that many people don’t realize how extreme the fraud is.\u003c/p>\n\u003cp>Meanwhile, Thomson Reuters uses buzzy technologies such as machine learning to spot fraud trends and suspicious activity in California’s million-claim backlog, which includes many suspected bogus claims. Coss said he sees evidence that the tech onslaught is working — for now. While it appears fraud targeting the agency may be waning, other states and social service programs are now getting some of that unwanted attention.\u003c/p>\n\u003cp>“They’re gonna go to another system in California, or they’re going to go to an unemployment system in another state,” Coss said. “It’s what we call whack-a-mole.”\u003c/p>\n\u003cp>Day in and day out, one nagging issue is the sprawling workforce behind each contract, creating a confusing web of customer service contacts with varying degrees of training. Take Bank of America, which contracts out some customer service work for its prepaid unemployment debit card division to a call center company called TTEC.[pullquote align=\"right\" size=\"medium\" citation=\"Camelia Carter, customer service contractor\"]'It was an absolute nightmare. We were back-to-back with people in desperation every single day.'[/pullquote]Camelia Carter, who was driving for Uber and Lyft in Florida before the pandemic hit, said she got hired at TTEC in mid-April and worked from home with limited virtual training. After what she describes as distressing calls from desperate unemployment claimants and mounting frustration about vague timelines to resolve their issues, Carter said she was fired in July for violating company policy.\u003c/p>\n\u003cp>Four other current and former TTEC customer service workers, who asked not to be identified due to fears about professional repercussions, shared similar concerns about being unable to help callers in dire situations.\u003c/p>\n\u003cp>“I’ve never seen a bigger clusterf*** in my life,” said Carter, who added that she has reported her concerns to state and federal regulators. “It was an absolute nightmare. We were back-to-back with people in desperation every single day.”\u003c/p>\n\u003cp>Bank of America has repeatedly insisted that it is investing heavily in customer service to resolve unemployment claims. The company told lawmakers in January that it lost “\u003ca href=\"https://calmatters.org/economy/2021/01/bank-of-america-lost-hundreds-of-millions-on-california-unemployment-fiasco/\">hundreds of millions of dollars\u003c/a>” on fraud and related costs of its contract with EDD.\u003c/p>\n\u003cp>The irony of the repeated technical failures in Silicon Valley’s home state isn’t lost on Mathieu Cabart, originally from France, who was working in a Santa Monica restaurant before he lost his job when coronavirus shutdowns hit.\u003c/p>\n\u003cp>Cabart, 40, has been fighting with Bank of America over $2,980 he says was drained from his unemployment account in mysterious ATM transactions. He’s gone to police and elected representatives for help, so far to no avail. But he’s managed to keep a sense of humor about the unreliable phone systems and glitchy websites in the tech capital of the world.\u003c/p>\n\u003cp>“We have a saying in France,” Cabart said. “The cobbler always wears the worst shoes.”\u003c/p>\n\u003cp>\u003cem>CalMatters \u003c/em>\u003cem>is a nonprofit, nonpartisan media venture explaining California policies and politics.\u003c/em>\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"excerpt": "The state’s unemployment agency has signed $236 million in private contracts as jobless workers await benefits. EDD says it needs the outside help.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Stacy Lira was nearly a year into her unofficial job as an unemployment-claim detective when things went from bad to worse.\u003c/p>\n\u003cp>The 46-year-old mother of three, who lost her job managing an Inland Empire convenience store last spring, was rushed to the hospital in mid-February. She was struggling to breathe after testing positive for COVID-19. But Lira was adamant that she couldn’t leave home without one thing: She needed her carefully filed unemployment records so she could keep calling from the hospital about the nearly $20,000 she says the state owes her family.\u003c/p>\n\u003cp>“If you miss one day,” Lira explained, “that could have been the day that it all worked out.”\u003c/p>\n\u003cp>As the ranks of desperate California workers like Lira swell, the state’s embattled Employment Development Department insists it’s getting things under control. It has help from an ever-expanding roster of private contractors that are staffing up call centers, modernizing tech systems and rooting out fraud, agency officials have stressed on \u003ca href=\"https://twitter.com/CA_EDD/status/1361057652290297857?s=20\" target=\"_blank\" rel=\"noreferrer noopener\">social media\u003c/a> and at political \u003ca href=\"https://calmatters.org/economy/2021/01/bank-of-america-lost-hundreds-of-millions-on-california-unemployment-fiasco/\">hearings in Sacramento\u003c/a>. That effort, all told, has so far cost the state at least $236 million during the pandemic, the agency told CalMatters.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>The contracts are part of a \u003ca href=\"https://themarkup.org/coronavirus/2020/07/16/unemployment-benefits-website-failures-deloitte-ibm\" target=\"_blank\" rel=\"noreferrer noopener\">nationwide unemployment gold rush\u003c/a>, as tech companies and consultants pitch overwhelmed public agencies new solutions for fraud and outdated claims systems. One \u003ca href=\"https://news.bloomberglaw.com/tech-and-telecom-law/deloitte-others-reap-big-contracts-from-unemployment-deluge\" target=\"_blank\" rel=\"noreferrer noopener\">Bloomberg Law report\u003c/a> last summer tallied $173.8 million in pandemic-era unemployment contracts for the consulting giants Accenture, Deloitte and EY alone.\u003c/p>\n\u003cp>But in California, it’s not easy to track who’s getting paid for what, because there is no easily accessible public list of all state contracts for unemployment services. The state and its contractors stress that both the demand for benefits and volume of fraud are unprecedented. Still, ongoing confusion adds to what state lawmakers have called the EDD's “\u003ca href=\"https://www.politico.com/states/f/?id=00000173-c015-dbfe-a97f-dbff611b0000\" target=\"_blank\" rel=\"noreferrer noopener\">very poor history\u003c/a>”of paying outside entities to patch holes in the safety net as workers try to survive in financial limbo.\u003c/p>\n\u003cp>The $236 million in contracts that the department has signed since last March pay for outside companies to help track jobless claims, verify worker identities, analyze records for potential fraud, assist with customer service and more. CalMatters requested and analyzed detailed contract records for five vendors working on key customer service and anti-fraud projects, with contracts totaling at least $103.8 million, ballooning in cost over time, but which the state says were crucial in a crisis.\u003c/p>\n\u003cp>“The volume of work was staggering,” EDD spokesperson Aubrey Henry \u003ca href=\"https://edd.ca.gov/About_EDD/pdf/news-20-21.pdf\">said in a statement\u003c/a>. Calls from the public jumped 3,400% to 48 million in April 2020, as the state scrambled to process more than 20 million claims, he said, up from 3.8 million claims at the peak of the Great Recession.\u003c/p>\n\u003cp>“Vendors, mass hiring, redirecting workers from within the department, and borrowing workers from other departments, and continued staffing up, were all part of an effort to respond to the historic demand for benefits,” Henry said.\u003c/p>\n\u003cp>The majority of these new contracts went to consulting giant Deloitte, but several other vendors have also signed major deals in recent months, according to the contracts provided to CalMatters:\u003c/p>\n\u003cul>\n\u003cli>At least $69 million went to Deloitte in no-bid emergency contracts for call center and IT services.\u003c/li>\n\u003c/ul>\n\u003cul>\n\u003cli>Government contracting giant Maximus signed on to provide up to $11.5 million worth of phone staffing services.\u003c/li>\n\u003c/ul>\n\u003cul>\n\u003cli>The state paid $9.5 million to IT firm V3Gate to obtain ID.me identity verification services.\u003c/li>\n\u003c/ul>\n\u003cul>\n\u003cli>Outreach Solutions As A Service, a Sacramento consultancy, sold the state $9.4 million worth of services and software, mostly from Salesforce.\u003c/li>\n\u003c/ul>\n\u003cul>\n\u003cli>Thomson Reuters signed $4.2 million in contracts for analytics related to fraud.\u003c/li>\n\u003c/ul>\n\u003cp>The state has yet to disclose a price tag for another \u003ca href=\"https://twitter.com/CA_EDD/status/1361057652290297857?s=20\" target=\"_blank\" rel=\"noreferrer noopener\">recently announced\u003c/a> deal with Accenture, which the EDD said it is still negotiating.\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe src=\"https://e.infogram.com/d9e6c62c-aa27-464d-8fd0-98ce84087faa?src=embed\" title=\"EDD Gold Rush\" width=\"800\" height=\"750\" scrolling=\"no\" frameborder=\"0\" style=\"border:none;\" allowfullscreen=\"allowfullscreen\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>While recent state audits \u003ca href=\"https://calmatters.org/newsletters/whatmatters/2021/01/how-edd-failed-to-detect-fraud/\">recommend\u003c/a> more tech vendors to deal with remaining challenges, some government watchdogs question what EDD and agencies like it are getting for their money with the pricey contracts. In recent years, the trend toward outsourcing increasingly large chunks of the social safety net has led to a trail of lawsuits and investigations in other states, including scrutiny of \u003ca href=\"https://news.bloomberglaw.com/privacy-and-data-security/deloitte-sued-over-pandemic-unemployment-website-data-breaches\" target=\"_blank\" rel=\"noreferrer noopener\">Deloitte\u003c/a> and \u003ca href=\"https://www.motherjones.com/politics/2018/12/how-one-company-is-making-millions-off-trumps-war-on-the-poor/\" target=\"_blank\" rel=\"noreferrer noopener\">Maximus\u003c/a>.\u003c/p>\n\u003cp>California lawmakers, meanwhile, have called Deloitte’s call centers “a mess,” and blamed the company for failing to answer millions of calls from jobless workers, \u003ca href=\"https://www.capradio.org/articles/2021/03/11/cost-of-deloittes-edd-phone-center-balloons-to-55m-as-millions-of-calls-go-unanswered/\" target=\"_blank\" rel=\"noreferrer noopener\">CapRadio\u003c/a> reported.\u003c/p>\n\u003cp>In one notable exception to the unemployment spending spree, the department has kept making money during the pandemic-induced recession on a high-profile contract with Bank of America. Under that deal \u003ca href=\"https://calmatters.org/economy/2020/11/how-bank-of-america-helped-fuel-californias-unemployment-meltdown/\">first detailed by CalMatters\u003c/a>, the bank provides prepaid unemployment debit cards to workers — many of whom have reported issues with fraud and frozen accounts — and the state and the bank \u003ca href=\"https://calmatters.org/california-divide/2021/02/how-edd-and-bank-of-america-make-millions-on-california-unemployment/\">split millions in revenue\u003c/a> from transaction fees charged to merchants when the cards are used to purchase things.\u003c/p>\n\u003cp>Since last fall, however, the EDD has refused to say how much Bank of America has made on the deal.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“We understand other vendors are involved with EDD, but there is little visibility into all projects and contracts,” a bipartisan group of five dozen state lawmakers wrote to Gov. Gavin Newsom in \u003ca href=\"https://www.politico.com/states/f/?id=00000173-c015-dbfe-a97f-dbff611b0000\" target=\"_blank\" rel=\"noreferrer noopener\">August\u003c/a>. “The public is owed a clear explanation.”\u003c/p>\n\u003cp>Whether the EDD and its widening array of contractors get it right this time will have huge consequences for workers and businesses who rely on the state’s job safety net. California’s \u003ca href=\"https://calmatters.org/economy/2021/03/california-unemployment-crisis-reform/\">$21 billion and counting\u003c/a> in unemployment debt, with few prospects for major reform, is one factor that could undermine the state's economic recovery.\u003c/p>\n\u003cp>But the biggest question for state unemployment programs forged in the Great Depression, strained by the Great Recession and nearly broken by a global pandemic is who they are being built to serve. As taxpayers again pick up the tab to keep the program running, some jobless workers worry that they’re being victimized by panic about fraud while still not getting the money they’re owed.\u003c/p>\n\u003ch3 id=\"h-keeping-up-with-a-claim-frenzy\">Keeping Up With a Claim Frenzy\u003c/h3>\n\u003cp>Stacy Lira has always been the family bookkeeper, so it made sense that she would handle the unemployment paperwork when she, her husband and her daughter all found themselves out of work last year.\u003c/p>\n\u003cp>But she didn’t realize that would spiral into an all-day, everyday routine. Each morning, Lira wakes up in the living room of the family’s two-bedroom apartment in Victorville, pulls out the neat plastic filing bins she keeps stowed under the bed, and gets to work.\u003c/p>\n\u003cp>First, there were the months-long delays for her and her daughters’ initial payments. Then thousands of dollars in suspected fraudulent charges on her Bank of America unemployment debit card. Her husband still hasn’t seen a penny, Lira said, after filing for benefits last spring. All their tax forms are a mess.\u003c/p>\n\u003cp>“I am constantly trying to figure something out for those three claims,” Lira said. “If I’m lucky, I’m done around 6 or 7 at night.”\u003c/p>\n\u003cp>On top of all the long hours, extended stretches of little or no income have taken a financial and emotional toll. It’s hard for Lira to sleep at night. Every time she hears a truck outside, she worries the power company has finally come to turn off the electricity. With no money to pay the car registration, the family took a Lyft to the hospital when her son’s baby was born in January.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>And then came the virus. Lira’s memory is still a blur, but her lungs seized up, and she was frantic that no one would be able to figure out the unemployment money or keep food in the cabinets if she was gone. Finally, after a week in the hospital, Lira has mostly recovered.\u003c/p>\n\u003cp>“That day in there at the hospital,” she said, “I almost wanted COVID to take over.”\u003c/p>\n\u003cp>Behind the scenes at EDD, a very different scramble has been playing out in response to millions of calls each month from claimants like Lira. In April, Deloitte signed an $11 million emergency call center contract; the department said that “staff cannot keep up.” By early 2021, the contract had grown to $55 million, plus another $14 million for “urgent and temporary” IT services from Deloitte.\u003c/p>\n\u003cp>Maximus is providing another 300 call center staffers for tax questions under an $11.5 million contract, according to the department.\u003c/p>\n\u003cp>In addition, a new crop of tech vendors has been brought in to augment the state’s old computer systems and beef up cybersecurity.\u003c/p>\n\u003cp>In April 2020, the unemployment agency started buying Salesforce software from the firm Outreach Solutions As A Service, to help with the bottleneck of claims. The cost started at $2.7 million and more than tripled by November.\u003c/p>\n\u003cp>Meanwhile ID.me was hired in September, via an IT firm called V3Gate, for its “robust and established identity verification” services in a $3.5 million contract, which nearly tripled by January.\u003c/p>\n\u003cp>Thomson Reuters, which acquired an analytics tool called Pondera previously used by the state, was hired in November for $771,000 worth of identification and fraud analytics work. That contract grew more than five-fold by January.\u003c/p>\n\u003cp>To Jon Coss of Thomson Reuters, the spike in contract spending was unavoidable, due to a combustible mix of historic underfunding of unemployment programs, the federal easing of verification requirements on emergency jobless aid during the pandemic and an avalanche of increasingly sophisticated fraud.\u003c/p>\n\u003cp>“It was an impossible situation,” Coss said. “States have been passed, and they’re outgunned by these fraud networks now. I just don’t think it’s possible to do it purely with staffing.”\u003c/p>\n\u003cp>Coss, vice president of risk, fraud and compliance in Thomson Reuters’ government division, also argues that it’s better for the state long term to contract out technical work during emergencies, rather than hiring new full-time workers whose positions may not be necessary when there are fewer jobless claims.\u003c/p>\n\u003cp>While some contracts went through a competitive bidding process, others did not. Now, as the unemployment debacle fuels the \u003ca href=\"https://calmatters.org/explainers/recalling-california-governor-explained/\">campaign to recall\u003c/a> Gov. Gavin Newsom, it’s colliding with bigger questions about how the state has doled out money during the COVID-19 crisis.\u003c/p>\n\u003cp>California has also signed \u003ca href=\"https://www.capradio.org/articles/2021/02/16/investigation-big-newsom-donors-including-blue-shield-received-no-bid-contracts-during-covid-19-response/\" target=\"_blank\" rel=\"noreferrer noopener\">hundreds of millions\u003c/a> of dollars worth of public health contracts with UnitedHealth and other large Newsom political donors, some through no-bid or expedited emergency processes. “There is no time to do competitive bidding given the urgent need,” Krista Canellakis, deputy secretary for general services at the state Government Operations Agency, recently told \u003ca href=\"https://www.capradio.org/articles/2021/03/25/another-282m-in-no-bid-pandemic-contracts-to-major-newsom-contributor-unitedhealth/\" target=\"_blank\" rel=\"noreferrer noopener\">CapRadio\u003c/a>.\u003c/p>\n\u003ch3 id=\"h-technical-problems-persist\">Technical Problems Persist\u003c/h3>\n\u003cp>Underlying the race to answer clogged phone lines and sort out delayed payments is the EDD’s long-problematic tech backbone.\u003c/p>\n\u003cp>The computer system that California uses to track unemployment claims isn’t just old. It’s a relic of the post-World War II era, when COBOL was the world’s default programming language.\u003c/p>\n\u003cp>Last fall, as the department nearly came unglued amid \u003ca href=\"https://calmatters.org/california-divide/2020/10/unemployment-benefits-frozen-accounts-edd/\">mass account freezes\u003c/a> and \u003ca href=\"https://calmatters.org/economy/2020/12/who-will-pay-for-all-of-californias-unemployment-fraud/\">panic about fraud\u003c/a>, Newsom said the agency’s 30-year-old system needed to be “strewn to the waste bin of history.”\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>But instead, state workers say they have been jumping between the old system and newer software from Deloitte and, most recently, Salesforce. The Deloitte claim management system, known as CUBS, has been around since after the Great Recession, when the EDD started paying the company what would balloon to nearly $150 million for various online tools and services before the pandemic. Spiraling budgets aside, the problem is that CUBS developed its own reputation for glitches, earning a new moniker among some department personnel: “Completely Useless Bull S***.”\u003c/p>\n\u003cp>As far back as 2013, when Deloitte was blamed for \u003ca href=\"https://www.kcra.com/article/edd-s-new-software-has-thousands-of-defects-some-critical/6408644\" target=\"_blank\" rel=\"noreferrer noopener\">cutting off payments\u003c/a> to thousands of workers, state lawmakers \u003ca href=\"https://www.latimes.com/business/la-fi-edd-deloitte-20131023-story.html\" target=\"_blank\" rel=\"noreferrer noopener\">questioned\u003c/a> why the department was still working with the company. The scrutiny returned at a July 2020 oversight hearing, when Assemblymember David Chiu, D-San Francisco, said that Deloitte had “abdicated responsibility” for its role in running state unemployment systems.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“Why do we keep entering into no-bid contracts with someone with a history of cost overruns and problematic IT work?” Chiu asked.\u003c/p>\n\u003cp>Deloitte, which state records show was awarded two more major contracts during the pandemic totaling at least $69 million, maintains that it’s not to blame for the state’s problems.\u003c/p>\n\u003cp>“It is important to understand that many of California’s unemployment system functions have not yet been modernized — and they are not part of our contracted scope of services,” Deloitte spokesperson Karen Walsh said in a statement to CalMatters.\u003c/p>\n\u003cp>Still, there are practical reasons that the state may opt for repeat business with a long-term contractor such as Deloitte, said Michael Bernick, special counsel at law firm Duane Morris and a former EDD director. The selection process was always complicated, he said, with state technology departments often helping agencies pick vendors.\u003c/p>\n\u003cp>“Part of the explanation is these guys have the knowledge base built up,” Bernick said. “If you replace them, another firm has to come in.”\u003c/p>\n\u003cp>The pandemic has changed that calculation. In the face of fraud now estimated at \u003ca href=\"https://calmatters.org/explainers/california-edd-unemployment-crisis-explained/\">as much as $31 billion\u003c/a>, the state says it had no choice but to look to a new crop of tech contractors for help.\u003c/p>\n\u003ch3 id=\"h-silicon-valley-saviors\">Silicon Valley Saviors?\u003c/h3>\n\u003cp>The EDD says ID.me — known a one-stop-shop service for identity verification — has helped stop $60 billion in fraud, but its rollout has at times been turbulent in California. There are entire internet subcultures dedicated to frustrated unemployment claimants swapping tips on uploading identity documents or navigating hours-long waits for ID.me video calls to verify their identities. ID.me CEO Blake Hall says the company is working to improve those times, and that many people don’t realize how extreme the fraud is.\u003c/p>\n\u003cp>Meanwhile, Thomson Reuters uses buzzy technologies such as machine learning to spot fraud trends and suspicious activity in California’s million-claim backlog, which includes many suspected bogus claims. Coss said he sees evidence that the tech onslaught is working — for now. While it appears fraud targeting the agency may be waning, other states and social service programs are now getting some of that unwanted attention.\u003c/p>\n\u003cp>“They’re gonna go to another system in California, or they’re going to go to an unemployment system in another state,” Coss said. “It’s what we call whack-a-mole.”\u003c/p>\n\u003cp>Day in and day out, one nagging issue is the sprawling workforce behind each contract, creating a confusing web of customer service contacts with varying degrees of training. Take Bank of America, which contracts out some customer service work for its prepaid unemployment debit card division to a call center company called TTEC.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Camelia Carter, who was driving for Uber and Lyft in Florida before the pandemic hit, said she got hired at TTEC in mid-April and worked from home with limited virtual training. After what she describes as distressing calls from desperate unemployment claimants and mounting frustration about vague timelines to resolve their issues, Carter said she was fired in July for violating company policy.\u003c/p>\n\u003cp>Four other current and former TTEC customer service workers, who asked not to be identified due to fears about professional repercussions, shared similar concerns about being unable to help callers in dire situations.\u003c/p>\n\u003cp>“I’ve never seen a bigger clusterf*** in my life,” said Carter, who added that she has reported her concerns to state and federal regulators. “It was an absolute nightmare. We were back-to-back with people in desperation every single day.”\u003c/p>\n\u003cp>Bank of America has repeatedly insisted that it is investing heavily in customer service to resolve unemployment claims. The company told lawmakers in January that it lost “\u003ca href=\"https://calmatters.org/economy/2021/01/bank-of-america-lost-hundreds-of-millions-on-california-unemployment-fiasco/\">hundreds of millions of dollars\u003c/a>” on fraud and related costs of its contract with EDD.\u003c/p>\n\u003cp>The irony of the repeated technical failures in Silicon Valley’s home state isn’t lost on Mathieu Cabart, originally from France, who was working in a Santa Monica restaurant before he lost his job when coronavirus shutdowns hit.\u003c/p>\n\u003cp>Cabart, 40, has been fighting with Bank of America over $2,980 he says was drained from his unemployment account in mysterious ATM transactions. He’s gone to police and elected representatives for help, so far to no avail. But he’s managed to keep a sense of humor about the unreliable phone systems and glitchy websites in the tech capital of the world.\u003c/p>\n\u003cp>“We have a saying in France,” Cabart said. “The cobbler always wears the worst shoes.”\u003c/p>\n\u003cp>\u003cem>CalMatters \u003c/em>\u003cem>is a nonprofit, nonpartisan media venture explaining California policies and politics.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"title": "Claiming Unemployment in California? What to Know About EDD and Pandemic Federal Benefits",
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"content": "\u003cp>\u003cem>This story has been updated.\u003c/em>\u003c/p>\n\u003cp>\u003cstrong>Skip straight to:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"#automatic\">The federal benefits you may receive automatically\u003c/a>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#applying\">What to know about reapplying for benefits\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003ca href=\"#noui\">Options for people not on regular unemployment\u003c/a>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#reopening\">Reopening a claim vs. filing a new one\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>We’re over a year into \u003ca href=\"https://edd.ca.gov/Newsroom/facts-and-stats/dashboard.htm#TotalUnemploymentClaims\">a deadly pandemic that has cost hundreds of thousands of Californians their jobs\u003c/a>, and caused claims for unemployment benefits to soar into the millions.\u003c/p>\n\u003cp>President Biden signed the \u003ca href=\"https://www.whitehouse.gov/american-rescue-plan/\">American Rescue Plan\u003c/a> into law in March 2021 to get more direct relief to people hit hardest by the pandemic and to help the economy. In addition to direct stimulus payments, the bill also extends federal unemployment support.\u003c/p>\n\u003cp>If you’re claiming unemployment insurance through the \u003ca href=\"https://edd.ca.gov/\">Employment Development Department\u003c/a> (EDD), the passing of this one-year milestone might mean you need to take action on your claim. But how do these pandemic federal benefits affect your California unemployment claims? And how can you make sure you’re getting the support you’re entitled to?\u003c/p>\n\u003cp>The most recent change: EDD has announced that starting June 5, some applicants who have passed the one-year mark on their claim who previously needed to refile now may no longer have to. \u003ca href=\"#applying\">Read more about this change.\u003c/a>\u003c/p>\n\u003cp>Please note that \u003ca href=\"https://www.kqed.org/news/11866438/after-a-string-of-bungled-tech-upgrades-california-tries-a-new-approach\">the EDD website has regularly been prone to glitches\u003c/a> for people trying to certify their claims for several months now. In addition, wait times for EDD’s \u003ca href=\"https://www.id.me/\">ID.me\u003c/a> identity verification platform can still be considerable. What’s more, the backlog of unemployment claims waiting on action from EDD continues to grow. These issues can mean that even if you do everything right, it still might be hard work to get your benefits.\u003cspan style=\"font-weight: 400;\">[aside postID=\"news_11870566\"]\u003c/span>\u003c/p>\n\u003cp>You’ll find \u003ca href=\"https://edd.ca.gov/about_edd/contact_edd.htm#:~:text=English%3A%201%2D800%2D480,480%2D3287)%20to%20the%20operator\">phone numbers to speak to EDD representatives here on their site.\u003c/a> But if you’re really struggling, you may find that contacting your legislator or a workers’ advocate group like the \u003ca href=\"https://www.rightscenter.org/\">Center for Workers’ Rights\u003c/a> could be a better bet than trying to call EDD customer service and waiting on the phone. We also have a list of \u003ca href=\"https://www.kqed.org/news/11860924/how-barriers-at-edd-keep-already-vulnerable-californians-from-their-benefits#resources\">multilingual resources for unemployment claimants.\u003c/a>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/benefit-flowchart.pdf\">Consult EDD’s California Unemployment Benefits Flowchart to See Your Eligibility\u003c/a> \u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch3>What Unemployment Benefits Are You Entitled to?\u003c/h3>\n\u003cp>\u003cstrong>\u003ca href=\"https://edd.ca.gov/unemployment/\">Unemployment Insurance\u003c/a>, or “Regular UI”:\u003c/strong> The state program that supports Californians with W-2 income who are fully or partially unemployed because of no fault of their own (including COVID-19, school closures or an expired unemployment claim).\u003c/p>\n\u003cp>\u003cstrong>\u003ca href=\"https://edd.ca.gov/about_edd/coronavirus-2019/pandemic-unemployment-assistance.htm\">Pandemic Unemployment Assistance\u003c/a>, or PUA:\u003c/strong> The federal program that supports business owners, independent contractors and self-employed workers. (If you only got a 1099 tax form, this is likely the program you’re on).\u003c/p>\n\u003cp>\u003cstrong>\u003ca href=\"https://www.edd.ca.gov/about_edd/coronavirus-2019/cares-act.htm#PEUC\">Pandemic Emergency Unemployment Compensation,\u003c/a> or PEUC:\u003c/strong> The federal program for people who were on regular unemployment but exhausted those funds. You can be put on PEUC more than once — but to qualify for a PEUC extension, your regular UI claim must have started on July 8, 2018 or after. Depending on when you filed your unemployment claim and if it has expired, you may need to reapply for unemployment.\u003cspan style=\"font-weight: 400;\">[aside postID=\"news_11862122\"]\u003c/span>\u003c/p>\n\u003cp>\u003cstrong>\u003ca href=\"https://www.edd.ca.gov/about_edd/coronavirus-2019/fed-ed.htm\">Federal-State Extended Duration\u003c/a>, or FED-ED:\u003c/strong> The federal program for people who’ve exhausted both regular UI and PEUC funds.\u003c/p>\n\u003cp>President Biden’s American Rescue Plan does the following:\u003c/p>\n\u003cul>\n\u003cli>Continues the federal increase for all unemployment benefits, which adds $300 to each week of benefits through Sept. 4, 2021.\u003c/li>\n\u003cli>Extends Pandemic Unemployment Assistance (PUA) and Pandemic Emergency Unemployment Compensation (PEUC) up to 29 weeks, through Sept. 4, 2021.\u003c/li>\n\u003cli>Continues the federally funded FED-ED through Sept. 11, 2021, providing up to 20 weeks of benefits.\u003c/li>\n\u003c/ul>\n\u003ch3>\u003ca id=\"automatic\">\u003c/a>Will I Get Any Federal Benefits Automatically?\u003c/h3>\n\u003cp>You might. For all applicants, for weeks of unemployment between Dec. 27, 2020 and Sept. 4, 2021, EDD will add $300 of federal Pandemic Additional Compensation (PAC) to benefit weeks, on top of the other benefits you certify for.\u003c/p>\n\u003cp>This money should come through automatically; applicants shouldn’t need to make any adjustments on their claims to get it.\u003c/p>\n\u003ch3>\u003ca id=\"applying\">\u003c/a>How Do I Know If I Need to Reapply For Benefits?\u003c/h3>\n\u003cp>\u003ca href=\"https://www.edd.ca.gov/about_edd/coronavirus-2019/benefit-year-end.htm\">Your benefits year ends 12 months after you first filed your claim. \u003c/a>Refiling usually means EDD can assess whether you are eligible for a new UI claim and, if you aren’t, decide which program makes most sense for you.\u003c/p>\n\u003cp>But starting June 5, some applicants who have passed the one-year mark on their claim who previously needed to refile now may no longer have to:\u003c/p>\n\u003cp>https://twitter.com/CA_EDD/status/1398763594788085760\u003c/p>\n\u003cp>If you haven’t made enough money in the last 18 months to warrant filing a new claim, \u003ca href=\"https://edd.ca.gov/About_EDD/pdf/news-21-34.pdf\">EDD now says it will process benefits, add a federal extension to an expired claim or continue an existing extension\u003c/a>. This system will apply to regular UI, federal extensions and PUA applications.\u003cspan style=\"font-weight: 400;\">[aside postID=\"news_11866438\"]\u003c/span>\u003c/p>\n\u003cp>EDD says this update to the reapplication process is in the name of “streamlining.” But Daniela Urban, executive director of the Center for Workers’ Rights, said she and other advocates are perplexed by this latest change, especially given that EDD had so recently released a video tutorial on how to reapply for unemployment.\u003c/p>\n\u003cp>Urban also warned unemployed Californians to be prepared for more updates from EDD in the wake of this transition.\u003c/p>\n\u003ch3>How Do I Know If I’m Eligible for a New Claim?\u003c/h3>\n\u003cp>According to Urban, in order to qualify for a new claim you have to have earned at least $1,300 in your \u003ca href=\"https://www.edd.ca.gov/pdf_pub_ctr/de8714ab.pdf\">base period\u003c/a> and made at least $1,250 since your last unemployment application. This figure, says Urban, represents “what’s considered ‘reattaching to the workforce.’ ”\u003c/p>\n\u003cp>If you have earned enough in the last 18 months to warrant a new claim, you do need to refile, even if you are on an extension. Once you do, EDD says it will establish a new regular UI claim or a federal extension for you. EDD says you will be notified by email, text and on UI Online if you need to reapply.\u003c/p>\n\u003cp>To figure out if you’ve made enough money that you’ll be required to reapply, log into UI Online and try to file a new claim. According to EDD, the new application process will only go forward if you need to refile.\u003c/p>\n\u003cp>If you haven’t worked at all throughout the pandemic, \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/benefit-flowchart.pdf\">EDD should automatically file a PEUC extension on your prior UI claim\u003c/a>, and you should be notified the agency has done this.\u003c/p>\n\u003cp>Though EDD suspended its work search requirement in March 2020 because of the COVID-19 pandemic, from July 2021 \u003ca href=\"https://www.kqed.org/coronavirusliveupdates/news/11878764/new-edd-requirement-may-clog-unemployment-claims-process-even-further-advocates-worry\">most unemployed Californians will need to show they are actively looking for work\u003c/a> to stay eligible for benefits.\u003c/p>\n\u003cp>https://twitter.com/CA_EDD/status/1407112356421947401\u003c/p>\n\u003cp>This means applicants will need to answer “Yes” on the \u003ca href=\"https://edd.ca.gov/Unemployment/Understanding_the_Continued_Claim_Certification_Questions.htm\">bi-weekly certification question\u003c/a> asking if they are looking for work. As one Twitter user succinctly put it, \u003ca href=\"https://twitter.com/HetJayfield/status/1405649751022870533\">“Just put ‘yes’ for number three and that’s it.”\u003c/a>\u003c/p>\n\u003cp>EDD spokesperson Loree Levy confirmed that applicants should start looking for work no later than July 11, and be prepared to declare that they are looking for work on their certification form starting July 18.\u003c/p>\n\u003cp>https://twitter.com/EmEffHarvin/status/1408506689125425154\u003c/p>\n\u003cp>What qualifies as “searching for work” will vary for those on regular unemployment or extensions versus those on Pandemic Unemployment Assistance (PUA.) That’s because PUA applicants are often self-employed and contract workers.\u003c/p>\n\u003cp>EDD says it will be sending notices to inform applicants what this reinstatement means for them, but \u003ca class=\"c-link\" href=\"https://edd.ca.gov/unemployment/return-to-work.htm\" target=\"_blank\" rel=\"noopener noreferrer\" data-stringify-link=\"https://edd.ca.gov/unemployment/return-to-work.htm\" data-sk=\"tooltip_parent\">a brief rundown can also be found on the agency’s website\u003c/a>.\u003c/p>\n\u003ch3>\u003ca id=\"noui\">\u003c/a>I’m Not on Regular UI. What Federal Support Does My Program Qualify Me for, and What Do I Need to Do to Get It?\u003c/h3>\n\u003cp>\u003cstrong>1. Existing and Exhausted PUA Claims \u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>If you still had a balance remaining on your PUA claim on March 14, EDD says you should continue to get benefits without delays. EDD says around 95% of PUA recipients should be able to keep certifying without a break.\u003c/li>\n\u003cli>On a media call on March 26, EDD said everyone on existing PUA claims should have been able to start certifying for these benefits on Sunday, March 28.\u003c/li>\n\u003cli>For the around 5% of PUA recipients who exhausted all PUA benefits, EDD says you should be getting texts, UI Online notifications or mailed notices by April 10, 2021 — if not sooner — about when to certify for other benefits.\u003c/li>\n\u003c/ul>\n\u003cp>\u003cspan style=\"font-weight: 400;\">[aside postID=\"news_11860924\"]\u003c/span>\u003c/p>\n\u003cp>\u003cstrong>2. Existing and Exhausted PEUC claims\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>Still had a balance remaining on your PEUC claim on March 14? EDD says you should also continue to get benefits without delays. Around half of people with existing PEUC claims should be able to keep certifying without a break, says EDD.\u003c/li>\n\u003cli>For the other half of applicants who’ve exhausted all PEUC extensions, you could be eligible for another 20 weeks of benefits under FED-ED Extension. If you are, EDD will automatically file a FED-ED extension on your claim. EDD says it will phase in these benefits between April 10 and April 30, and will notify you in your UI online account when it does. Not everyone is eligible, though, so take a look at \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/benefit-flowchart.pdf\">EDD’s Unemployment Benefit Programs flowchart\u003c/a> to work out if you are.\u003c/li>\n\u003c/ul>\n\u003cp>\u003cstrong>3. Regular UI and Existing FED-ED claims\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>If you have \u003cem>not\u003c/em> reached the end of your benefits year, you should continue to be able to continue to certify, in addition to receiving the $300 federal PAC bump without interruption.\u003c/li>\n\u003c/ul>\n\u003cp>\u003cstrong>4. New PUA Claims\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>Need to file a new PUA claim? You should be able to do so, but you will currently only be paid at the minimum level of $167 per week, plus the extra $300 federal payment.\u003c/li>\n\u003cli>By April 10, applicants may become eligible for a higher weekly benefit amount based on income information reported on their application, and any shift in benefit amount will be applied retroactively.\u003c/li>\n\u003c/ul>\n\u003ch3>How Many Weeks Will These New Benefits Carry Me Over for?\u003c/h3>\n\u003cp>EDD has a breakdown of how long these federal benefits will extend your support for, and how many weeks of benefits you can ultimately receive. \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/unemployment-benefits-chart.pdf\">See the breakdown of benefit lengths\u003c/a>.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003ch3>\u003ca id=\"reopening\">\u003c/a>Reopening a Claim vs. Filing a New One\u003c/h3>\n\u003cp>According to Daniela Urban, applicants should be on the lookout on their own for the ability to file a new claim, even if their old claim is allowing them to recertify. Some peoples’ accounts just say pending for a long time, when really, it’s time for \u003cem>them\u003c/em> to refile. Even though that option may have already popped up on their account, they may be overlooking it.\u003c/p>\n\u003cp>The option to “Reopen Claim” online is supposed to appear if it’s been more than 30 days since you last certified for benefits. If your benefit year hasn’t expired, EDD will put your account into a semi-dormant mode, instead of closing out your account. (Think of it like your computer going into sleep mode, instead of shutting down.)\u003c/p>\n\u003cp>https://twitter.com/CA_EDD/status/1366909465040220160\u003c/p>\n\u003cp>That said, there \u003cem>have\u003c/em> been glitches in the past and people have gotten this notification when they shouldn’t have. So if you get this “Reopen Claim” notice, but you have been certifying regularly, don’t click on that option until you’ve gotten more information about why you’re getting this notice.\u003c/p>\n\u003cp>https://twitter.com/CA_EDD/status/1350208664699891715\u003c/p>\n\u003cp>If you \u003cem>do\u003c/em> actually need to reopen your claim, \u003ca href=\"https://www.youtube.com/watch?v=3XbPUBshbyI\">EDD has a step-by-step video guide\u003c/a>:\u003c/p>\n\u003cp>https://www.youtube.com/watch?v=3XbPUBshbyI\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>This story has been updated.\u003c/em>\u003c/p>\n\u003cp>\u003cstrong>Skip straight to:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"#automatic\">The federal benefits you may receive automatically\u003c/a>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#applying\">What to know about reapplying for benefits\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003ca href=\"#noui\">Options for people not on regular unemployment\u003c/a>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#reopening\">Reopening a claim vs. filing a new one\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>We’re over a year into \u003ca href=\"https://edd.ca.gov/Newsroom/facts-and-stats/dashboard.htm#TotalUnemploymentClaims\">a deadly pandemic that has cost hundreds of thousands of Californians their jobs\u003c/a>, and caused claims for unemployment benefits to soar into the millions.\u003c/p>\n\u003cp>President Biden signed the \u003ca href=\"https://www.whitehouse.gov/american-rescue-plan/\">American Rescue Plan\u003c/a> into law in March 2021 to get more direct relief to people hit hardest by the pandemic and to help the economy. In addition to direct stimulus payments, the bill also extends federal unemployment support.\u003c/p>\n\u003cp>If you’re claiming unemployment insurance through the \u003ca href=\"https://edd.ca.gov/\">Employment Development Department\u003c/a> (EDD), the passing of this one-year milestone might mean you need to take action on your claim. But how do these pandemic federal benefits affect your California unemployment claims? And how can you make sure you’re getting the support you’re entitled to?\u003c/p>\n\u003cp>The most recent change: EDD has announced that starting June 5, some applicants who have passed the one-year mark on their claim who previously needed to refile now may no longer have to. \u003ca href=\"#applying\">Read more about this change.\u003c/a>\u003c/p>\n\u003cp>Please note that \u003ca href=\"https://www.kqed.org/news/11866438/after-a-string-of-bungled-tech-upgrades-california-tries-a-new-approach\">the EDD website has regularly been prone to glitches\u003c/a> for people trying to certify their claims for several months now. In addition, wait times for EDD’s \u003ca href=\"https://www.id.me/\">ID.me\u003c/a> identity verification platform can still be considerable. What’s more, the backlog of unemployment claims waiting on action from EDD continues to grow. These issues can mean that even if you do everything right, it still might be hard work to get your benefits.\u003cspan style=\"font-weight: 400;\">\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/span>\u003c/p>\n\u003cp>You’ll find \u003ca href=\"https://edd.ca.gov/about_edd/contact_edd.htm#:~:text=English%3A%201%2D800%2D480,480%2D3287)%20to%20the%20operator\">phone numbers to speak to EDD representatives here on their site.\u003c/a> But if you’re really struggling, you may find that contacting your legislator or a workers’ advocate group like the \u003ca href=\"https://www.rightscenter.org/\">Center for Workers’ Rights\u003c/a> could be a better bet than trying to call EDD customer service and waiting on the phone. We also have a list of \u003ca href=\"https://www.kqed.org/news/11860924/how-barriers-at-edd-keep-already-vulnerable-californians-from-their-benefits#resources\">multilingual resources for unemployment claimants.\u003c/a>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/benefit-flowchart.pdf\">Consult EDD’s California Unemployment Benefits Flowchart to See Your Eligibility\u003c/a> \u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch3>What Unemployment Benefits Are You Entitled to?\u003c/h3>\n\u003cp>\u003cstrong>\u003ca href=\"https://edd.ca.gov/unemployment/\">Unemployment Insurance\u003c/a>, or “Regular UI”:\u003c/strong> The state program that supports Californians with W-2 income who are fully or partially unemployed because of no fault of their own (including COVID-19, school closures or an expired unemployment claim).\u003c/p>\n\u003cp>\u003cstrong>\u003ca href=\"https://edd.ca.gov/about_edd/coronavirus-2019/pandemic-unemployment-assistance.htm\">Pandemic Unemployment Assistance\u003c/a>, or PUA:\u003c/strong> The federal program that supports business owners, independent contractors and self-employed workers. (If you only got a 1099 tax form, this is likely the program you’re on).\u003c/p>\n\u003cp>\u003cstrong>\u003ca href=\"https://www.edd.ca.gov/about_edd/coronavirus-2019/cares-act.htm#PEUC\">Pandemic Emergency Unemployment Compensation,\u003c/a> or PEUC:\u003c/strong> The federal program for people who were on regular unemployment but exhausted those funds. You can be put on PEUC more than once — but to qualify for a PEUC extension, your regular UI claim must have started on July 8, 2018 or after. Depending on when you filed your unemployment claim and if it has expired, you may need to reapply for unemployment.\u003cspan style=\"font-weight: 400;\">\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/span>\u003c/p>\n\u003cp>\u003cstrong>\u003ca href=\"https://www.edd.ca.gov/about_edd/coronavirus-2019/fed-ed.htm\">Federal-State Extended Duration\u003c/a>, or FED-ED:\u003c/strong> The federal program for people who’ve exhausted both regular UI and PEUC funds.\u003c/p>\n\u003cp>President Biden’s American Rescue Plan does the following:\u003c/p>\n\u003cul>\n\u003cli>Continues the federal increase for all unemployment benefits, which adds $300 to each week of benefits through Sept. 4, 2021.\u003c/li>\n\u003cli>Extends Pandemic Unemployment Assistance (PUA) and Pandemic Emergency Unemployment Compensation (PEUC) up to 29 weeks, through Sept. 4, 2021.\u003c/li>\n\u003cli>Continues the federally funded FED-ED through Sept. 11, 2021, providing up to 20 weeks of benefits.\u003c/li>\n\u003c/ul>\n\u003ch3>\u003ca id=\"automatic\">\u003c/a>Will I Get Any Federal Benefits Automatically?\u003c/h3>\n\u003cp>You might. For all applicants, for weeks of unemployment between Dec. 27, 2020 and Sept. 4, 2021, EDD will add $300 of federal Pandemic Additional Compensation (PAC) to benefit weeks, on top of the other benefits you certify for.\u003c/p>\n\u003cp>This money should come through automatically; applicants shouldn’t need to make any adjustments on their claims to get it.\u003c/p>\n\u003ch3>\u003ca id=\"applying\">\u003c/a>How Do I Know If I Need to Reapply For Benefits?\u003c/h3>\n\u003cp>\u003ca href=\"https://www.edd.ca.gov/about_edd/coronavirus-2019/benefit-year-end.htm\">Your benefits year ends 12 months after you first filed your claim. \u003c/a>Refiling usually means EDD can assess whether you are eligible for a new UI claim and, if you aren’t, decide which program makes most sense for you.\u003c/p>\n\u003cp>But starting June 5, some applicants who have passed the one-year mark on their claim who previously needed to refile now may no longer have to:\u003c/p>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>If you haven’t made enough money in the last 18 months to warrant filing a new claim, \u003ca href=\"https://edd.ca.gov/About_EDD/pdf/news-21-34.pdf\">EDD now says it will process benefits, add a federal extension to an expired claim or continue an existing extension\u003c/a>. This system will apply to regular UI, federal extensions and PUA applications.\u003cspan style=\"font-weight: 400;\">\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/span>\u003c/p>\n\u003cp>EDD says this update to the reapplication process is in the name of “streamlining.” But Daniela Urban, executive director of the Center for Workers’ Rights, said she and other advocates are perplexed by this latest change, especially given that EDD had so recently released a video tutorial on how to reapply for unemployment.\u003c/p>\n\u003cp>Urban also warned unemployed Californians to be prepared for more updates from EDD in the wake of this transition.\u003c/p>\n\u003ch3>How Do I Know If I’m Eligible for a New Claim?\u003c/h3>\n\u003cp>According to Urban, in order to qualify for a new claim you have to have earned at least $1,300 in your \u003ca href=\"https://www.edd.ca.gov/pdf_pub_ctr/de8714ab.pdf\">base period\u003c/a> and made at least $1,250 since your last unemployment application. This figure, says Urban, represents “what’s considered ‘reattaching to the workforce.’ ”\u003c/p>\n\u003cp>If you have earned enough in the last 18 months to warrant a new claim, you do need to refile, even if you are on an extension. Once you do, EDD says it will establish a new regular UI claim or a federal extension for you. EDD says you will be notified by email, text and on UI Online if you need to reapply.\u003c/p>\n\u003cp>To figure out if you’ve made enough money that you’ll be required to reapply, log into UI Online and try to file a new claim. According to EDD, the new application process will only go forward if you need to refile.\u003c/p>\n\u003cp>If you haven’t worked at all throughout the pandemic, \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/benefit-flowchart.pdf\">EDD should automatically file a PEUC extension on your prior UI claim\u003c/a>, and you should be notified the agency has done this.\u003c/p>\n\u003cp>Though EDD suspended its work search requirement in March 2020 because of the COVID-19 pandemic, from July 2021 \u003ca href=\"https://www.kqed.org/coronavirusliveupdates/news/11878764/new-edd-requirement-may-clog-unemployment-claims-process-even-further-advocates-worry\">most unemployed Californians will need to show they are actively looking for work\u003c/a> to stay eligible for benefits.\u003c/p>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>This means applicants will need to answer “Yes” on the \u003ca href=\"https://edd.ca.gov/Unemployment/Understanding_the_Continued_Claim_Certification_Questions.htm\">bi-weekly certification question\u003c/a> asking if they are looking for work. As one Twitter user succinctly put it, \u003ca href=\"https://twitter.com/HetJayfield/status/1405649751022870533\">“Just put ‘yes’ for number three and that’s it.”\u003c/a>\u003c/p>\n\u003cp>EDD spokesperson Loree Levy confirmed that applicants should start looking for work no later than July 11, and be prepared to declare that they are looking for work on their certification form starting July 18.\u003c/p>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>What qualifies as “searching for work” will vary for those on regular unemployment or extensions versus those on Pandemic Unemployment Assistance (PUA.) That’s because PUA applicants are often self-employed and contract workers.\u003c/p>\n\u003cp>EDD says it will be sending notices to inform applicants what this reinstatement means for them, but \u003ca class=\"c-link\" href=\"https://edd.ca.gov/unemployment/return-to-work.htm\" target=\"_blank\" rel=\"noopener noreferrer\" data-stringify-link=\"https://edd.ca.gov/unemployment/return-to-work.htm\" data-sk=\"tooltip_parent\">a brief rundown can also be found on the agency’s website\u003c/a>.\u003c/p>\n\u003ch3>\u003ca id=\"noui\">\u003c/a>I’m Not on Regular UI. What Federal Support Does My Program Qualify Me for, and What Do I Need to Do to Get It?\u003c/h3>\n\u003cp>\u003cstrong>1. Existing and Exhausted PUA Claims \u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>If you still had a balance remaining on your PUA claim on March 14, EDD says you should continue to get benefits without delays. EDD says around 95% of PUA recipients should be able to keep certifying without a break.\u003c/li>\n\u003cli>On a media call on March 26, EDD said everyone on existing PUA claims should have been able to start certifying for these benefits on Sunday, March 28.\u003c/li>\n\u003cli>For the around 5% of PUA recipients who exhausted all PUA benefits, EDD says you should be getting texts, UI Online notifications or mailed notices by April 10, 2021 — if not sooner — about when to certify for other benefits.\u003c/li>\n\u003c/ul>\n\u003cp>\u003cspan style=\"font-weight: 400;\">\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/span>\u003c/p>\n\u003cp>\u003cstrong>2. Existing and Exhausted PEUC claims\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>Still had a balance remaining on your PEUC claim on March 14? EDD says you should also continue to get benefits without delays. Around half of people with existing PEUC claims should be able to keep certifying without a break, says EDD.\u003c/li>\n\u003cli>For the other half of applicants who’ve exhausted all PEUC extensions, you could be eligible for another 20 weeks of benefits under FED-ED Extension. If you are, EDD will automatically file a FED-ED extension on your claim. EDD says it will phase in these benefits between April 10 and April 30, and will notify you in your UI online account when it does. Not everyone is eligible, though, so take a look at \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/benefit-flowchart.pdf\">EDD’s Unemployment Benefit Programs flowchart\u003c/a> to work out if you are.\u003c/li>\n\u003c/ul>\n\u003cp>\u003cstrong>3. Regular UI and Existing FED-ED claims\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>If you have \u003cem>not\u003c/em> reached the end of your benefits year, you should continue to be able to continue to certify, in addition to receiving the $300 federal PAC bump without interruption.\u003c/li>\n\u003c/ul>\n\u003cp>\u003cstrong>4. New PUA Claims\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>Need to file a new PUA claim? You should be able to do so, but you will currently only be paid at the minimum level of $167 per week, plus the extra $300 federal payment.\u003c/li>\n\u003cli>By April 10, applicants may become eligible for a higher weekly benefit amount based on income information reported on their application, and any shift in benefit amount will be applied retroactively.\u003c/li>\n\u003c/ul>\n\u003ch3>How Many Weeks Will These New Benefits Carry Me Over for?\u003c/h3>\n\u003cp>EDD has a breakdown of how long these federal benefits will extend your support for, and how many weeks of benefits you can ultimately receive. \u003ca href=\"https://www.edd.ca.gov/unemployment/pdf/unemployment-benefits-chart.pdf\">See the breakdown of benefit lengths\u003c/a>.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003ch3>\u003ca id=\"reopening\">\u003c/a>Reopening a Claim vs. Filing a New One\u003c/h3>\n\u003cp>According to Daniela Urban, applicants should be on the lookout on their own for the ability to file a new claim, even if their old claim is allowing them to recertify. Some peoples’ accounts just say pending for a long time, when really, it’s time for \u003cem>them\u003c/em> to refile. Even though that option may have already popped up on their account, they may be overlooking it.\u003c/p>\n\u003cp>The option to “Reopen Claim” online is supposed to appear if it’s been more than 30 days since you last certified for benefits. If your benefit year hasn’t expired, EDD will put your account into a semi-dormant mode, instead of closing out your account. (Think of it like your computer going into sleep mode, instead of shutting down.)\u003c/p>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>That said, there \u003cem>have\u003c/em> been glitches in the past and people have gotten this notification when they shouldn’t have. So if you get this “Reopen Claim” notice, but you have been certifying regularly, don’t click on that option until you’ve gotten more information about why you’re getting this notice.\u003c/p>\u003c/p>\u003c/div>",
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"content": "\u003cp>California may be home to some of the biggest tech companies in the world, but as the pandemic unemployment payment scandal has shown, proximity to greatness doesn’t seem to have helped the state’s IT messes, much.\u003c/p>\n\u003cp>Throughout 2020, millions of Californians waited helplessly for delayed unemployment checks while the Employment Development Department mistakenly paid out billions of dollars to fraudsters.\u003c/p>\n\u003cp>That wasn’t the half of it: EDD was also overwhelmed by the sheer number of people filing for unemployment after losing their jobs during the pandemic. That’s partly because some of California’s largest agencies rely on a 60-year-old computer programming language called COBOL for some of their operations. That includes EDD, the DMV and Medi-Cal’s fee-for-service program.\u003c/p>\n\u003cp>It’s too late to prevent the unemployment disarray at EDD, but the state is hoping a new way of procuring and updating technology will help prevent similar computer meltdowns in the future. Some of these improvements are already underway, but reforms on some of the legacy systems may not bear fruit for at least three to five years.\u003c/p>\n\u003cp>https://twitter.com/KQED/status/1354957502077657099\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Gov. Gavin Newsom has made improving the state’s technology and increasing innovation a big focus: In 2019, he created the Office of Digital Innovation and signed an executive order implementing a new method for choosing which vendors and programs to upgrade the state’s aging technology infrastructure. Amy Tong, California’s chief information officer and director of the Department of Technology, said the state used to have their priorities backward — they’d tell vendors what their department needed, and how they should get there.\u003c/p>\n\u003cp>Now, California is telling vendors what \u003cem>problem it needs solved\u003c/em> and asking vendors to not only provide solutions, but show proof that their solution is the best one.\u003c/p>\n\u003cp>“Tell me what idea you can bring forward in solving that and demonstrate to me how you would solve that,” Tong said. “So that’s a two-step process that we have implemented.”\u003c/p>\n\u003cp>The change is needed according to Assemblymember David Chiu, D-San Francisco. He said the state generally does a poor job managing \u003ca href=\"https://cdt.ca.gov/policy/it-project-tracking/\">IT modernization projects\u003c/a>. Chiu has served on the Assembly Budget Committee for six years. He said efforts to modernize these systems tend to go off the rails.\u003c/p>\n\u003cp>“As legislators, we are often asked to approve tens of millions of dollars, if not hundreds of millions of dollars on top of budgets that have been blown, projects that are years behind in being completed,” he said.[pullquote size=\"medium\" align=\"right\" citation=\"Amy Tong, CA Chief Information Officer and Director of the Department of Technology\"]‘We’re not saying, ‘Oh, not our problem.’ We own it, we fix it, we keep moving. That is a culture shift.’[/pullquote]\u003c/p>\n\u003cp>There are \u003ca href=\"https://www.independent.org/publications/article.asp?id=13241\">plenty of examples\u003c/a> to point to, but perhaps one of the largest is the implementation of \u003ca href=\"https://lao.ca.gov/reports/2020/4132/fiscal-project-update-080120.pdf\">FI$Cal\u003c/a>, a financial management system that is supposed to integrate the state’s accounting, budgeting, cash management and procurement processes. That effort started in 2005 with a six-year timeline and a $138 million budget. The cost has since ballooned to around $1 billion and the deadline has been pushed to 2022 as the scope of the project has gradually increased.\u003c/p>\n\u003cp>Chiu said lawmakers are often put in tough positions when dealing with half-done projects.\u003c/p>\n\u003cp>“From my perspective, the Legislature generally acquiesces to the incremental budget requests where we continue to throw good money after bad,” he said.\u003c/p>\n\u003cp>The state’s long history of bungling IT projects means a lot of legislators remain skeptical about whether the state can get these projects right. Tong knows that’s what she’s up against and said the state has become a lot more transparent about its challenges.\u003c/p>\n\u003cp>“We’re out front,” Tong said. “We’re not saying, ‘Oh, not our problem.’ We own it, we fix it, we keep moving. That is a culture shift.”\u003c/p>\n\u003cp>Tong said the cost of recent IT projects has been smaller compared with projects in the past. The California Department of Technology’s \u003ca href=\"https://cdt.ca.gov/policy/it-project-tracking/\">project tracker page\u003c/a> shows a number of IT efforts coming in at under $20 million, though there are also several costing hundreds of millions.\u003c/p>\n\u003cp>The department has laid out its goals in its \u003ca href=\"https://vision2023.cdt.ca.gov/\">Vision 2023\u003c/a> strategic plan, which includes delivering fast and secure public services and making common technology easy to use across government.\u003c/p>\n\u003cp>The state is also trying to shift how it approaches massive system upgrades. Some of its largest agencies are running on technology that’s decades old and specifically tailored to the agency that’s using it. Tong said that makes overhauling an entire system all at once impractical. So the state is taking a different approach.\u003c/p>\n\u003cp>[aside postID=\"news_11860924\" label=\"More on EDD's Problems\"]\u003c/p>\n\u003cp>“No more big rip and replace of a big system, because when you do that, imagine the retraining, the reprocessing, it’s just awful,” she said. “So rather than do that, let’s take a look at the big things you need to do, but do it in a more modular manner. And then you can do a lot quicker.”\u003c/p>\n\u003cp>Brian Metzker, senior fiscal and policy analyst with the nonpartisan Legislative Analyst’s Office, said the new method of asking for input from vendors and requiring them to demonstrate how their ideas work could help the state understand what its needs are and how different vendors could meet them.\u003c/p>\n\u003cp>“But I don’t think that there has been, necessarily, a good example of a legacy system being modernized that really is transformative yet,” he said.\u003c/p>\n\u003cp>The state could have a case study in how to fix an ailing department computer system soon from the Department of Motor Vehicles. The DMV has been plagued by \u003ca href=\"https://esd.dof.ca.gov/reports/reportPdf/C87E0788-C250-E911-9105-00505685B5D1/California%20Department%20of%20Motor%20Vehicles%20Performance%20Audit%20March%202019\">long wait times and system outages\u003c/a>, caused in part by outdated technology. DMV Director Steve Gordon said the agency has just begun the process of updating its computer system using the new proof-of-concept method.\u003c/p>\n\u003cp>“We’re just starting on the road, but it’s going to be a three- to five-year journey,” Gordon said. “We’re doing our first module, hopefully this calendar year, and then we’re going to be doing successive modules. And then at the end of it, hopefully, all the DMV will be on a new platform.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>It’s a project a lot of people will likely be watching closely to see whether this latest approach helps bring California into the future, or ends in another expensive IT mess.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>There are \u003ca href=\"https://www.independent.org/publications/article.asp?id=13241\">plenty of examples\u003c/a> to point to, but perhaps one of the largest is the implementation of \u003ca href=\"https://lao.ca.gov/reports/2020/4132/fiscal-project-update-080120.pdf\">FI$Cal\u003c/a>, a financial management system that is supposed to integrate the state’s accounting, budgeting, cash management and procurement processes. That effort started in 2005 with a six-year timeline and a $138 million budget. The cost has since ballooned to around $1 billion and the deadline has been pushed to 2022 as the scope of the project has gradually increased.\u003c/p>\n\u003cp>Chiu said lawmakers are often put in tough positions when dealing with half-done projects.\u003c/p>\n\u003cp>“From my perspective, the Legislature generally acquiesces to the incremental budget requests where we continue to throw good money after bad,” he said.\u003c/p>\n\u003cp>The state’s long history of bungling IT projects means a lot of legislators remain skeptical about whether the state can get these projects right. Tong knows that’s what she’s up against and said the state has become a lot more transparent about its challenges.\u003c/p>\n\u003cp>“We’re out front,” Tong said. “We’re not saying, ‘Oh, not our problem.’ We own it, we fix it, we keep moving. That is a culture shift.”\u003c/p>\n\u003cp>Tong said the cost of recent IT projects has been smaller compared with projects in the past. The California Department of Technology’s \u003ca href=\"https://cdt.ca.gov/policy/it-project-tracking/\">project tracker page\u003c/a> shows a number of IT efforts coming in at under $20 million, though there are also several costing hundreds of millions.\u003c/p>\n\u003cp>The department has laid out its goals in its \u003ca href=\"https://vision2023.cdt.ca.gov/\">Vision 2023\u003c/a> strategic plan, which includes delivering fast and secure public services and making common technology easy to use across government.\u003c/p>\n\u003cp>The state is also trying to shift how it approaches massive system upgrades. Some of its largest agencies are running on technology that’s decades old and specifically tailored to the agency that’s using it. Tong said that makes overhauling an entire system all at once impractical. So the state is taking a different approach.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“No more big rip and replace of a big system, because when you do that, imagine the retraining, the reprocessing, it’s just awful,” she said. “So rather than do that, let’s take a look at the big things you need to do, but do it in a more modular manner. And then you can do a lot quicker.”\u003c/p>\n\u003cp>Brian Metzker, senior fiscal and policy analyst with the nonpartisan Legislative Analyst’s Office, said the new method of asking for input from vendors and requiring them to demonstrate how their ideas work could help the state understand what its needs are and how different vendors could meet them.\u003c/p>\n\u003cp>“But I don’t think that there has been, necessarily, a good example of a legacy system being modernized that really is transformative yet,” he said.\u003c/p>\n\u003cp>The state could have a case study in how to fix an ailing department computer system soon from the Department of Motor Vehicles. The DMV has been plagued by \u003ca href=\"https://esd.dof.ca.gov/reports/reportPdf/C87E0788-C250-E911-9105-00505685B5D1/California%20Department%20of%20Motor%20Vehicles%20Performance%20Audit%20March%202019\">long wait times and system outages\u003c/a>, caused in part by outdated technology. DMV Director Steve Gordon said the agency has just begun the process of updating its computer system using the new proof-of-concept method.\u003c/p>\n\u003cp>“We’re just starting on the road, but it’s going to be a three- to five-year journey,” Gordon said. “We’re doing our first module, hopefully this calendar year, and then we’re going to be doing successive modules. And then at the end of it, hopefully, all the DMV will be on a new platform.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"disqusTitle": "Republicans Grill California Labor Secretary on EDD Fraud in Confirmation Hearing",
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"content": "\u003cp>U.S. Senate Republicans grilled California Labor Secretary Julie Su during a confirmation hearing today, criticizing her handling of the state's Employment Development Department.\u003c/p>\n\u003cp>If confirmed, Su would serve as deputy U.S. labor secretary.\u003c/p>\n\u003cp>Su was appointed as secretary of the California Labor and Workforce Development Agency in 2019 by Gov. Gavin Newsom. Her agency oversees EDD, which has made billions of dollars in fraudulent unemployment payments during the pandemic. Sen. Richard Burr, R-North Carolina, said the country shouldn’t emulate California.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“Over $11 billion and perhaps as high as $30 billion in fraud occurred in California’s unemployment system. Even death row inmates received unemployment checks,\" he said.\u003c/p>\n\u003cp>California Republicans have hammered on EDD's failures here at home, and now that line of attack has been picked up by Senate Republicans and may derail Su's confirmation.\u003c/p>\n\u003cp>Burr's criticism of Su was echoed by other Republicans on the committee.\u003c/p>\n\u003cp>https://twitter.com/GOPHELP/status/1371897201077719047\u003cbr>\n\u003cem>Above, Sen. Richard Burr, R-North Carolina, questions Su's handling of California's EDD.\u003c/em>\u003c/p>\n\u003cp>Sen. Susan Collins, R-Maine, also pressed Su on the amount of unemployment fraud in the state, and on Su's directive to EDD leaders to temporarily suspend unemployment eligibility certifications.\u003c/p>\n\u003cp>\"So, in other words, they're paying (unemployment insurance) benefits before determining if the applicants are eligible,\" Collins said.\u003c/p>\n\u003cp>But Su defended her actions and that of the state. While she acknowledged the fraud at EDD, she said most of it occurred under the Pandemic Unemployment Assistance program, a part of the federal CARES Act. Su said that program, in particular, was more vulnerable to fraud.\u003c/p>\n\u003cp>\"It was a balance there of wanting to get money out quickly, because we needed to. And then once we saw the fraud, we took immediate steps,\" she said.\u003c/p>\n\u003cp>[pullquote size=\"medium\" align=\"right\" citation=\"Julie Su, California labor secretary\"]'It was a balance there of wanting to get money out quickly, because we needed to. And then once we saw the fraud, we took immediate steps.'[/pullquote]\u003c/p>\n\u003cp>And Su maintains the amount of fraud in California was proportional to what other states experienced.\u003c/p>\n\u003cp>\"The $11 billion or so, which is 10% of the total payments, is about what the Department of Labor estimates is the fraud, nationwide, on the system,\" Su said. \"I'm not trying to defend it or justify it, I'm putting it in context.\"\u003c/p>\n\u003cp>Democrats in the hearing praised Su’s background as the daughter of working-class immigrants and her career as a civil rights attorney. Sen. Alex Padilla, D-California, said Su's experience dealing with fraud at the state level will help in combatting it on a national scale.\u003c/p>\n\u003cp>\"I know that Julie will take every opportunity to do right by both our nation's workers and employers to think boldly and to expand opportunities to achieve the American dream, just as her parents did,\" Padilla said.\u003c/p>\n\u003cp>The Senate Health, Education, Labor and Pensions Committee has not yet set a date to vote on whether to move Su's nomination forward.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>U.S. Senate Republicans grilled California Labor Secretary Julie Su during a confirmation hearing today, criticizing her handling of the state's Employment Development Department.\u003c/p>\n\u003cp>If confirmed, Su would serve as deputy U.S. labor secretary.\u003c/p>\n\u003cp>Su was appointed as secretary of the California Labor and Workforce Development Agency in 2019 by Gov. Gavin Newsom. Her agency oversees EDD, which has made billions of dollars in fraudulent unemployment payments during the pandemic. Sen. Richard Burr, R-North Carolina, said the country shouldn’t emulate California.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“Over $11 billion and perhaps as high as $30 billion in fraud occurred in California’s unemployment system. Even death row inmates received unemployment checks,\" he said.\u003c/p>\n\u003cp>California Republicans have hammered on EDD's failures here at home, and now that line of attack has been picked up by Senate Republicans and may derail Su's confirmation.\u003c/p>\n\u003cp>Burr's criticism of Su was echoed by other Republicans on the committee.\u003c/p>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cbr>\n\u003cem>Above, Sen. Richard Burr, R-North Carolina, questions Su's handling of California's EDD.\u003c/em>\u003c/p>\n\u003cp>Sen. Susan Collins, R-Maine, also pressed Su on the amount of unemployment fraud in the state, and on Su's directive to EDD leaders to temporarily suspend unemployment eligibility certifications.\u003c/p>\n\u003cp>\"So, in other words, they're paying (unemployment insurance) benefits before determining if the applicants are eligible,\" Collins said.\u003c/p>\n\u003cp>But Su defended her actions and that of the state. While she acknowledged the fraud at EDD, she said most of it occurred under the Pandemic Unemployment Assistance program, a part of the federal CARES Act. Su said that program, in particular, was more vulnerable to fraud.\u003c/p>\n\u003cp>\"It was a balance there of wanting to get money out quickly, because we needed to. And then once we saw the fraud, we took immediate steps,\" she said.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>And Su maintains the amount of fraud in California was proportional to what other states experienced.\u003c/p>\n\u003cp>\"The $11 billion or so, which is 10% of the total payments, is about what the Department of Labor estimates is the fraud, nationwide, on the system,\" Su said. \"I'm not trying to defend it or justify it, I'm putting it in context.\"\u003c/p>\n\u003cp>Democrats in the hearing praised Su’s background as the daughter of working-class immigrants and her career as a civil rights attorney. Sen. Alex Padilla, D-California, said Su's experience dealing with fraud at the state level will help in combatting it on a national scale.\u003c/p>\n\u003cp>\"I know that Julie will take every opportunity to do right by both our nation's workers and employers to think boldly and to expand opportunities to achieve the American dream, just as her parents did,\" Padilla said.\u003c/p>\n\u003cp>The Senate Health, Education, Labor and Pensions Committee has not yet set a date to vote on whether to move Su's nomination forward.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"info": "What kind of no sabo word is Hyphenación? For us, it’s about living within a hyphenation. Like being a third-gen Mexican-American from the Texas border now living that Bay Area Chicano life. Like Xorje! Each week we bring together a couple of hyphenated Latinos to talk all about personal life choices: family, careers, relationships, belonging … everything is on the table. ",
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"info": "Our flagship program, helmed by Kai Ryssdal, examines what the day in money delivered, through stories, conversations, newsworthy numbers and more. Updated Monday through Friday at about 3:30 p.m. PT.",
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"info": "The MindShift podcast explores the innovations in education that are shaping how kids learn. Hosts Ki Sung and Katrina Schwartz introduce listeners to educators, researchers, parents and students who are developing effective ways to improve how kids learn. We cover topics like how fed-up administrators are developing surprising tactics to deal with classroom disruptions; how listening to podcasts are helping kids develop reading skills; the consequences of overparenting; and why interdisciplinary learning can engage students on all ends of the traditional achievement spectrum. This podcast is part of the MindShift education site, a division of KQED News. KQED is an NPR/PBS member station based in San Francisco. You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>",
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"info": "For decades, the process for how police police themselves has been inconsistent – if not opaque. In some states, like California, these proceedings were completely hidden. After a new police transparency law unsealed scores of internal affairs files, our reporters set out to examine these cases and the shadow world of police discipline. On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?",
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"info": "Political Breakdown is a new series that explores the political intersection of California and the nation. Each week hosts Scott Shafer and Marisa Lagos are joined with a new special guest to unpack politics -- with personality — and offer an insider’s glimpse at how politics happens.",
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"possible": {
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"info": "Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? Each episode also includes a short fiction story generated by advanced AI GPT-4, serving as a thought-provoking springboard to speculate how humanity could leverage technology for good.",
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"radiolab": {
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},
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"title": "Rightnowish",
"tagline": "Art is where you find it",
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"tagline": "Real stories with killer beats",
"info": "The Snap Judgment radio show and podcast mixes real stories with killer beats to produce cinematic, dramatic radio. Snap's musical brand of storytelling dares listeners to see the world through the eyes of another. This is storytelling... with a BEAT!! Snap first aired on public radio stations nationwide in July 2010. Today, Snap Judgment airs on over 450 public radio stations and is brought to the airwaves by KQED & PRX.",
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"soldout": {
"id": "soldout",
"title": "SOLD OUT: Rethinking Housing in America",
"tagline": "A new future for housing",
"info": "Sold Out: Rethinking Housing in America",
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