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"content": "\u003cp>The soaring cost of child care has recently led states like New Mexico to offer universal child care and cities like New York and \u003ca href=\"https://www.kqed.org/news/12069711/san-francisco-expands-child-care-subsidies-to-tackle-affordability-issues\">San Francisco to expand\u003c/a> free and low-cost child care to income-eligible families.\u003c/p>\n\u003cp>Could it be done in California?\u003c/p>\n\u003cp>In two papers published Friday, researchers say, in short: Yes. The state could build upon \u003ca href=\"https://calbudgetcenter.org/resources/california-funding-trends-for-early-care-education-programs/\">its ongoing investments in child care\u003c/a> and work toward universal care for infants and toddlers, aged three and under.\u003c/p>\n\u003cp>The cost could reach up to $21 billion per year to subsidize all families, but it would generate as much as $23 billion in economic output — essentially paying for itself — by allowing mothers of young children to rejoin the workforce, according to an analysis by the \u003ca href=\"https://siepr.stanford.edu/publications/policy-brief/economics-market-early-childhood-care-and-education-california#15\">Stanford Institute for Economic Policy Research\u003c/a>.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“That is not considering the many other benefits that accrue to the children themselves, to families and to society from having a robust, high-quality, well-functioning early childhood care and education market,” said Chloe Gibbs, a policy fellow at the institute.\u003c/p>\n\u003cp>\u003ca href=\"https://www.childcareaware.org/price-landscape24/\">Child care prices went up 29%\u003c/a> across the country from 2020 to 2024, according to Child Care Aware of America, a national network of child care resource and referral agencies. The prices outpaced overall inflation as increased demand for care collided with a worsening shortage of child care workers, \u003ca href=\"https://kpmg.com/us/en/articles/2025/october-2025-the-great-exit.html\">according to the business firm KPMG\u003c/a>, which noted that women with young children are increasingly working part-time, missing work or \u003ca href=\"https://www.kqed.org/news/12061802/how-are-child-care-costs-affecting-the-lives-of-bay-area-families-you-told-us\">leaving the labor force entirely\u003c/a>.\u003c/p>\n\u003cfigure id=\"attachment_12071641\" class=\"wp-caption aligncenter\" style=\"max-width: 1998px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12071641\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/251008-CHILDCARE-DISCRIMINATION-MD-05_qed.jpg\" alt=\"\" width=\"1998\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/251008-CHILDCARE-DISCRIMINATION-MD-05_qed.jpg 1998w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/251008-CHILDCARE-DISCRIMINATION-MD-05_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/251008-CHILDCARE-DISCRIMINATION-MD-05_qed-1536x1025.jpg 1536w\" sizes=\"auto, (max-width: 1998px) 100vw, 1998px\">\u003cfigcaption class=\"wp-caption-text\">A child care business owner holds one of the younger children attending her home daycare in Manteca on Oct. 8, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Affordability concerns are front and center for American households, and that also means there is a political and policy window of opportunity to take strides,” said Neale Mahoney, an economics professor and director of the Stanford Institute for Economic Policy Research.\u003c/p>\n\u003cp>Economists call child care an example of a market failure because the cost of providing care exceeds what families can afford to pay, resulting in an imbalance between supply and demand.\u003c/p>\n\u003cp>Child care for infants and toddlers is harder to come by and costs the most because babies require constant attention. Providers must maintain a low caregiver-to-child ratio, which limits capacity, but have a hard time retaining workers. Policy experts say subsidies can help close the gap between what parents can afford and what it actually costs to provide high-quality care.\u003c/p>\n\u003cp>Specifically, Stanford economists estimate that California could subsidize infant and toddler care for low- and middle-income earners at a cost of between $4 billion to $8 billion per year, or between $12 billion to $21 billion to scale the subsidies to all families.[aside postID=news_12069711 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/260115-SFCHILDCARESUBSIDIES00057_TV-KQED.jpg']A universal “zero to three” child care program could allow more than 100,000 mothers of young children to join the workforce, they said. Stanford coordinated the publication of its policy brief with another by researchers at the University of California that outlines ways to build up the child care system.\u003c/p>\n\u003cp>The \u003ca href=\"https://www.cpip.uci.edu/files/briefs/zero-to-three.pdf\">paper by two early childhood policy experts\u003c/a> at UC Irvine and UC Berkeley lays out more than a dozen suggestions to build a child care system that works for families and child providers.\u003c/p>\n\u003cp>They include consolidating more than a dozen funding streams for child care and simplifying eligibility rules to make it easier for child care providers to enroll families; making Head Start centers eligible for state funding so they can serve more children; cutting fees and easing zoning restrictions to get child care facilities up and running faster; and setting up a comprehensive online portal where families can find the kind of child care they need and providers can respond to market demand.\u003c/p>\n\u003cp>\u003cstrong>“\u003c/strong>We don’t have anybody that’s looking out across California [for child care needs] the way we look at where we should build schools or where we should put bus stops or post offices,” said Jade Jenkins, a professor at UC Irvine’s School of Education. “If we provide families information in this online marketplace to make finding child care as easy as it would be to register for yoga … we could meet families where they are at and draw providers in.”\u003c/p>\n\u003cp>She said modernizing child care information is one of several low-cost fixes the state can undertake to prepare for expansion.\u003c/p>\n\u003cp>Last year, Assembly Speaker Robert Rivas called California’s cost of living “the single biggest threat to our future” and set up a select committee to focus on child care costs. He said now that California has fully expanded transitional kindergarten, also known as TK, to offer a free year of schooling for all 4-year-olds, it’s time for the legislature to focus on helping families afford child care for the youngest kids.\u003c/p>\n\u003cfigure id=\"attachment_12071645\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12071645\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/231002-ChildCareLaborMovement-011-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/231002-ChildCareLaborMovement-011-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/231002-ChildCareLaborMovement-011-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/231002-ChildCareLaborMovement-011-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A day care worker hugs a child in a playroom at her child care facility in San José on Oct. 2, 2023. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The committee held three hearings last year but has yet to propose any solution. At a hearing held in Los Angeles, \u003ca href=\"https://www.sacbee.com/news/politics-government/capitol-alert/article312533574.html\">only one of 13 members of the committee showed up\u003c/a>.\u003c/p>\n\u003cp>At the most recent hearing in December, Assembly Majority Leader Cecilia Aguiar-Curry, who co-chairs the committee, told KQED that more time is needed to investigate which model of child care expansion works.\u003c/p>\n\u003cp>“I’ve been working on this ever since I came [to the legislature] in 2016, and I can see that we’ve got more work to do, but we got to do it right, and we just can’t be slapstick,” she said.\u003c/p>\n\u003cp>She said the quick buildout of TK led to \u003ca href=\"https://laist.com/news/education/early-childhood-education-pre-k/transitional-kindergarten-public-preschool-affluent-income-report\">unintended consequences\u003c/a>, including the closure of private or nonprofit-based preschools that lost their 4-year-old students to publicly-funded schools and struggled to pivot to serving younger kids.\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe loading=\"lazy\" src=\"https://survey.alchemer.com/s3/8658266/dc85b370721c\" frameborder=\"0\" width=\"900\" height=\"500\" style=\"overflow:hidden\" scrolling=\"yes\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>Aguiar-Curry said New Mexico could offer universal child care because it has a smaller population and can draw on oil and gas profits to fund the initiative. That’s harder to do in a big state like California, she said.\u003c/p>\n\u003cp>“We’ll see how they roll that out,” she said. “I hope that they’re successful and I hope we can all learn from their lessons.”\u003c/p>\n\u003cp>In an email message Thursday, Aguiar-Curry said she looks forward to digging into the new reports. In the meantime, she said she’ll keep working with the legislature and Gov. Gavin Newsom to follow through on promises to raise reimbursement rates for child care providers participating in the subsidy system and fund up to 200,000 subsidized child care slots.\u003c/p>\n\u003cp>“Those steps will make a real difference for families across the state, and we’re going to keep pushing to bring costs down,” she said.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“That is not considering the many other benefits that accrue to the children themselves, to families and to society from having a robust, high-quality, well-functioning early childhood care and education market,” said Chloe Gibbs, a policy fellow at the institute.\u003c/p>\n\u003cp>\u003ca href=\"https://www.childcareaware.org/price-landscape24/\">Child care prices went up 29%\u003c/a> across the country from 2020 to 2024, according to Child Care Aware of America, a national network of child care resource and referral agencies. The prices outpaced overall inflation as increased demand for care collided with a worsening shortage of child care workers, \u003ca href=\"https://kpmg.com/us/en/articles/2025/october-2025-the-great-exit.html\">according to the business firm KPMG\u003c/a>, which noted that women with young children are increasingly working part-time, missing work or \u003ca href=\"https://www.kqed.org/news/12061802/how-are-child-care-costs-affecting-the-lives-of-bay-area-families-you-told-us\">leaving the labor force entirely\u003c/a>.\u003c/p>\n\u003cfigure id=\"attachment_12071641\" class=\"wp-caption aligncenter\" style=\"max-width: 1998px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12071641\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/251008-CHILDCARE-DISCRIMINATION-MD-05_qed.jpg\" alt=\"\" width=\"1998\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/251008-CHILDCARE-DISCRIMINATION-MD-05_qed.jpg 1998w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/251008-CHILDCARE-DISCRIMINATION-MD-05_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/251008-CHILDCARE-DISCRIMINATION-MD-05_qed-1536x1025.jpg 1536w\" sizes=\"auto, (max-width: 1998px) 100vw, 1998px\">\u003cfigcaption class=\"wp-caption-text\">A child care business owner holds one of the younger children attending her home daycare in Manteca on Oct. 8, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Affordability concerns are front and center for American households, and that also means there is a political and policy window of opportunity to take strides,” said Neale Mahoney, an economics professor and director of the Stanford Institute for Economic Policy Research.\u003c/p>\n\u003cp>Economists call child care an example of a market failure because the cost of providing care exceeds what families can afford to pay, resulting in an imbalance between supply and demand.\u003c/p>\n\u003cp>Child care for infants and toddlers is harder to come by and costs the most because babies require constant attention. Providers must maintain a low caregiver-to-child ratio, which limits capacity, but have a hard time retaining workers. Policy experts say subsidies can help close the gap between what parents can afford and what it actually costs to provide high-quality care.\u003c/p>\n\u003cp>Specifically, Stanford economists estimate that California could subsidize infant and toddler care for low- and middle-income earners at a cost of between $4 billion to $8 billion per year, or between $12 billion to $21 billion to scale the subsidies to all families.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>A universal “zero to three” child care program could allow more than 100,000 mothers of young children to join the workforce, they said. Stanford coordinated the publication of its policy brief with another by researchers at the University of California that outlines ways to build up the child care system.\u003c/p>\n\u003cp>The \u003ca href=\"https://www.cpip.uci.edu/files/briefs/zero-to-three.pdf\">paper by two early childhood policy experts\u003c/a> at UC Irvine and UC Berkeley lays out more than a dozen suggestions to build a child care system that works for families and child providers.\u003c/p>\n\u003cp>They include consolidating more than a dozen funding streams for child care and simplifying eligibility rules to make it easier for child care providers to enroll families; making Head Start centers eligible for state funding so they can serve more children; cutting fees and easing zoning restrictions to get child care facilities up and running faster; and setting up a comprehensive online portal where families can find the kind of child care they need and providers can respond to market demand.\u003c/p>\n\u003cp>\u003cstrong>“\u003c/strong>We don’t have anybody that’s looking out across California [for child care needs] the way we look at where we should build schools or where we should put bus stops or post offices,” said Jade Jenkins, a professor at UC Irvine’s School of Education. “If we provide families information in this online marketplace to make finding child care as easy as it would be to register for yoga … we could meet families where they are at and draw providers in.”\u003c/p>\n\u003cp>She said modernizing child care information is one of several low-cost fixes the state can undertake to prepare for expansion.\u003c/p>\n\u003cp>Last year, Assembly Speaker Robert Rivas called California’s cost of living “the single biggest threat to our future” and set up a select committee to focus on child care costs. He said now that California has fully expanded transitional kindergarten, also known as TK, to offer a free year of schooling for all 4-year-olds, it’s time for the legislature to focus on helping families afford child care for the youngest kids.\u003c/p>\n\u003cfigure id=\"attachment_12071645\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12071645\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/231002-ChildCareLaborMovement-011-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/231002-ChildCareLaborMovement-011-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/231002-ChildCareLaborMovement-011-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/231002-ChildCareLaborMovement-011-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A day care worker hugs a child in a playroom at her child care facility in San José on Oct. 2, 2023. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The committee held three hearings last year but has yet to propose any solution. At a hearing held in Los Angeles, \u003ca href=\"https://www.sacbee.com/news/politics-government/capitol-alert/article312533574.html\">only one of 13 members of the committee showed up\u003c/a>.\u003c/p>\n\u003cp>At the most recent hearing in December, Assembly Majority Leader Cecilia Aguiar-Curry, who co-chairs the committee, told KQED that more time is needed to investigate which model of child care expansion works.\u003c/p>\n\u003cp>“I’ve been working on this ever since I came [to the legislature] in 2016, and I can see that we’ve got more work to do, but we got to do it right, and we just can’t be slapstick,” she said.\u003c/p>\n\u003cp>She said the quick buildout of TK led to \u003ca href=\"https://laist.com/news/education/early-childhood-education-pre-k/transitional-kindergarten-public-preschool-affluent-income-report\">unintended consequences\u003c/a>, including the closure of private or nonprofit-based preschools that lost their 4-year-old students to publicly-funded schools and struggled to pivot to serving younger kids.\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe loading=\"lazy\" src=\"https://survey.alchemer.com/s3/8658266/dc85b370721c\" frameborder=\"0\" width=\"900\" height=\"500\" style=\"overflow:hidden\" scrolling=\"yes\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>Aguiar-Curry said New Mexico could offer universal child care because it has a smaller population and can draw on oil and gas profits to fund the initiative. That’s harder to do in a big state like California, she said.\u003c/p>\n\u003cp>“We’ll see how they roll that out,” she said. “I hope that they’re successful and I hope we can all learn from their lessons.”\u003c/p>\n\u003cp>In an email message Thursday, Aguiar-Curry said she looks forward to digging into the new reports. In the meantime, she said she’ll keep working with the legislature and Gov. Gavin Newsom to follow through on promises to raise reimbursement rates for child care providers participating in the subsidy system and fund up to 200,000 subsidized child care slots.\u003c/p>\n\u003cp>“Those steps will make a real difference for families across the state, and we’re going to keep pushing to bring costs down,” she said.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>JoseMonkey is very good at finding people. With their permission, of course.\u003c/p>\n\u003cp>As a self-styled \u003ca href=\"https://josemonkey.com/about-me/\">“open source intelligence researcher”\u003c/a> operating on TikTok, Instagram and YouTube, JoseMonkey’s specialty is pinpointing a person’s exact global location using only the non-descript video of their face, which they send him first.\u003c/p>\n\u003cp>His posts — \u003ca href=\"https://www.tiktok.com/@the_josemonkey\">most of them documenting his lighthearted digital manhunts\u003c/a> — gain hundreds of thousands of views each, with nearly 20 million total likes over five years.\u003c/p>\n\u003cp>To do this work, JoseMonkey focuses on the background details of the videos he’s sent — like the landscape and visible street signs — and uses publicly available tools like \u003ca href=\"https://www.openstreetmap.org/#map=4/38.01/-95.84\">OpenStreetMap\u003c/a>. But he only tries to “find people who ask to be found,” JoseMonkey told KQED’s \u003ca href=\"https://www.kqed.org/podcasts/closealltabs\">Close All Tabs\u003c/a> podcast.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>JoseMonkey does this for fun — and also because of his advocacy for online privacy. When he felt like people weren’t taking his concerns about the information they were unknowingly sharing seriously, he took to TikTok for a different approach.\u003c/p>\n\u003cp>By walking his viewers “through the process of how I could look at a seemingly mundane video that doesn’t show very much” and nonetheless deduce the exact location it was taken, “I thought that might be something that people would think was both interesting, but maybe slightly unsettling,” JoseMonkey said. “And then, they would pay attention to this idea of internet safety.”\u003c/p>\n\u003cblockquote class=\"tiktok-embed\" style=\"max-width: 605px; min-width: 325px;\" cite=\"https://www.tiktok.com/@the_josemonkey/video/7530754458112806157\" data-video-id=\"7530754458112806157\">\n\u003csection>\u003ca title=\"@the_josemonkey\" href=\"https://www.tiktok.com/@the_josemonkey?refer=embed\" target=\"_blank\" rel=\"noopener\">@the_josemonkey\u003c/a> This one was tricky 😅 \u003ca title=\"geolocation\" href=\"https://www.tiktok.com/tag/geolocation?refer=embed\" target=\"_blank\" rel=\"noopener\">#geolocation\u003c/a> \u003ca title=\"osint\" href=\"https://www.tiktok.com/tag/osint?refer=embed\" target=\"_blank\" rel=\"noopener\">#OSINT\u003c/a> @mastrosmom \u003ca title=\"♬ original sound - josemonkey\" href=\"https://www.tiktok.com/music/original-sound-josemonkey-7530754461849996087?refer=embed\" target=\"_blank\" rel=\"noopener\">♬ original sound – josemonkey\u003c/a>\u003c/section>\n\u003c/blockquote>\n\u003cp>\u003cscript async src=\"https://www.tiktok.com/embed.js\">\u003c/script>\u003cbr>\n[tiktok]\u003c/p>\n\u003cp>Oversharing online is so common that most people don’t think twice about it. Think of the most popular posts online: “Get ready with me,” apartment tours, “Come with me.” Videos like these can, even unwittingly, contain a huge amount of personal geographic information — details which could make them vulnerable to scams or even attacks.\u003c/p>\n\u003cp>“The important takeaway here is that a sufficiently motivated individual who has an attention to detail and time to spend … can find you from a video,” JoseMonkey explained. “I don’t wanna scare people by saying that, but people should know it is possible.”\u003c/p>\n\u003cp>KQED’s Close All Tabs spoke to JoseMonkey and other experts on how you can start the new year with privacy in mind by adjusting some of your digital habits — without overwhelming you too much.\u003c/p>\n\u003cp>\u003cstrong>Jump to: \u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#WhatshouldIthinkaboutwhenIpost\">What should I think about when I post?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#WhatarethefirststepsIcantaketowarddigitalhygiene\">What are the first steps I can take toward digital hygiene?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>How much danger might my personal privacy be in?\u003c/h2>\n\u003cp>You don’t need to guard yourself against every threat that exists, explained Eva Galperin, the director of cybersecurity at the Electronic Frontier Foundation.\u003c/p>\n\u003cp>The only way to really do that is to “live as a hermit on a mountain and fling all of your devices into the sea,” she said.\u003c/p>\n\u003cp>Instead, Galperin said, it’s more helpful to think about what advocates like her call “threat modeling”: What you want to protect and who you want to protect it from.\u003c/p>\n\u003cfigure id=\"attachment_12069526\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12069526 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty.jpg\" alt=\"\" width=\"2000\" height=\"1334\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty-1536x1025.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A worst-case scenario of having your digital privacy breached: Losing out financially. \u003ccite>(Rain Star/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Some of the common threat models you might consider:\u003c/p>\n\u003cp>\u003cstrong>Being scammed online by ransomware …\u003c/strong>\u003c/p>\n\u003cp>For most people, their threat is scammers looking for money, access to their accounts or access to people who trust them.\u003c/p>\n\u003cp>“One of the big problems that we have right now is that we are in a golden age of grift,” Galperin explained. And if you have a phone, email address or any way of being reached, you are “constantly getting messages from scammers and criminals.”\u003c/p>\n\u003cp>“A lot of us feel very smart because every day we get targeted with, like, six of these things and we don’t fall for it,” she said. “But what’s really important to understand is that all a scammer needs is for you to have one bad day.”\u003c/p>\n\u003cp>A common method is ransomware, in which a scammer tricks you into downloading software that locks up your devices and holds them hostage until you pay a ransom — or in some cases, uses such software to spy on you.\u003c/p>\n\u003cp>\u003cstrong>… or a phishing attempt\u003c/strong>[aside postID=news_12055606 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/09/USImmigrationCustomsEnforcementHQGetty.jpg']Phishing entails a bad actor pretending to be someone you trust — a bank, a friend, a family member — and luring you into clicking on a link, or logging into a fake website to obtain information.\u003c/p>\n\u003cp>You may be able to tell you are being phished by viewing the message closely and noticing inconsistencies, like the email address being slightly wrong.\u003c/p>\n\u003cp>“A sort of indicator of a scam is a sense of urgency,” Galperin said. “‘Something is on fire,’ ‘an emergency is happening’ or ‘you could get rich if you click here in the next five minutes.’”\u003c/p>\n\u003cp>“That sense of urgency is aimed at overriding your common sense,” she warned.\u003c/p>\n\u003cp>\u003cstrong>Being tracked as someone seeking an abortion\u003c/strong>\u003c/p>\n\u003cp>Experts worry about the digital safety of people seeking reproductive care across state borders following the overturning of Roe v. Wade.\u003c/p>\n\u003cp>Abortion advocates have taken \u003ca href=\"https://digitaldefensefund.org/\">major steps to educate people\u003c/a> in states that severely restrict abortion on how to cover their tracks in pursuing the procedure elsewhere, including turning off their location. (Read \u003ca href=\"https://www.kqed.org/news/12014633/how-do-i-protect-my-privacy-if-im-seeking-an-abortion\">The Markup’s thorough guide on protecting your privacy if you are seeking an abortion\u003c/a>.)\u003c/p>\n\u003cp>When communicating about abortion, a major way that patients and providers can protect their messages is to use an encrypted app, like \u003ca href=\"https://support.signal.org/hc/en-us/categories/5592576449306-Getting-Started\">Signal\u003c/a>.\u003c/p>\n\u003cp>In this case, end-to-end encryption means that your telecommunications company and the messaging platform can’t read your messages.\u003c/p>\n\u003cp>\u003cstrong>Being threatened as a survivor of domestic abuse\u003c/strong>\u003c/p>\n\u003cp>Creating a threat model for scenarios like domestic abuse is harder, often because an abuser can gain physical access to a person’s possessions, like their phone.\u003c/p>\n\u003cp>When talking to survivors of domestic abuse who are attempting to leave an abuser, Galperin said the first thing she suggests is creating a new account — or a device — where they know their communications will be safe and private.\u003c/p>\n\u003ch2>\u003ca id=\"WhatshouldIthinkaboutwhenIpost\">\u003c/a>How can my posts and videos reveal too much about my location?\u003c/h2>\n\u003cp>Always review what you are posting before you post it, JoseMonkey said — even though “many people” never take this step.\u003c/p>\n\u003cp>“They record something, and they just press send,” he said. And a person may not even realize “that there was some big thing that they forgot that they didn’t want to include,” he warns, until the post is out there.\u003c/p>\n\u003cp>This could, for example, be a visible street sign behind you, which can be easily remedied by cropping it out or covering it with text or \u003ca href=\"https://help.instagram.com/151273688993748/\">a sticker\u003c/a> — or just rerecording the video to keep it out.\u003c/p>\n\u003cfigure id=\"attachment_11732621\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11732621 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/03/gettyimages-936083116_slide-3e70954a8411a47eae7fed29faec169c8c9a7088-e1552499753206.jpg\" alt=\"\" width=\"1920\" height=\"1280\">\u003cfigcaption class=\"wp-caption-text\">How can you protect your digital privacy online, especially when it comes to sharing details on social media? \u003ccite>(Chandan Khanna/AFP/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>A more subtle aspect people may not think about? “The more you move the camera, the more information you’re going to show,” JoseMonkey said.\u003c/p>\n\u003cp>“If you’re out for a walk somewhere, people can see everything around you,” he added.\u003c/p>\n\u003cp>Many people record videos in their car, but “people underestimate how much you can see through the windows of your car,” JoseMonkey warned. And if the car’s mirrors or its GPS are visible, that’s more information being shared.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Be mindful of your posting history — “you may not remember that three years ago, you posted something that’s still there on your account that revealed some other bit of information,” he said.\u003c/p>\n\u003cp>And this could be spread across several platforms. You tweeted something on one account, you posted a picture on another, have your LinkedIn on another, and a larger picture about you is created.\u003c/p>\n\u003cp>“Now people have all these bits and pieces of information about you,” JoseMonkey said — and you’ve potentially made it far easier for someone to find you.”\u003c/p>\n\u003ch2>\u003ca id=\"WhatarethefirststepsIcantaketowarddigitalhygiene\">\u003c/a>OK, I’m convinced. What should my first steps to improve my digital safety be?\u003c/h2>\n\u003cp>While the world of surveillance and privacy can be \u003cem>incredibly \u003c/em>overwhelming (and scary), it shouldn’t completely discourage you from adopting good practices that are attainable for anyone with a phone or computer.\u003c/p>\n\u003cp>Consider the following checklist a form of basic digital hygiene — like washing your hands — that can help make you safer from the “kinds of threats that most people face every day,” Galperin explained.\u003c/p>\n\u003cfigure id=\"attachment_11947072\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11947072 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut.jpg\" alt=\"A close up of a woman's hands as she holds a smartphone and is swiping the screen. She wears an orange jacket.\" width=\"1920\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">What are some easy digital habits you can pick up in the new year that can protect your privacy online? \u003ccite>(istock/GaudiLab)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cstrong>Strengthen — and manage — your passwords — and get a password manager\u003c/strong>\u003c/p>\n\u003cp>To secure your accounts, Galperin said, you should make sure:\u003c/p>\n\u003cul>\n\u003cli>All of your passwords are different from one another\u003c/li>\n\u003cli>The passwords are long\u003c/li>\n\u003cli>Use a password manager like \u003ca href=\"https://bitwarden.com/\">Bitwarden\u003c/a> or \u003ca href=\"https://proton.me/pass\">ProtonPass\u003c/a>, a secure application that manages, stores and even creates passkeys to different websites (you may need to pay for this service, although \u003ca href=\"https://www.zdnet.com/article/apple-google-and-microsoft-offer-free-password-managers-but-should-you-use-them/\">free password managers are available too\u003c/a>)\u003c/li>\n\u003c/ul>\n\u003cp>“Your password manager will be unlocked with a single password,” Galperin said. “That single password again should be long and strong, and easy for you to memorize.”\u003c/p>\n\u003cp>To make this single password easier to manage, Galperin recommends using a pass phrase instead: “Like five or six words, chosen at random.”\u003c/p>\n\u003cp>In choosing a password manager, Galperin said that you should search the name of the application and “security incident” — to make sure the password manager you’re considering doesn’t have a history of being broken into. For example, LastPass — once one of the \u003ca href=\"https://www.wired.com/story/best-password-managers/\">more popular password managers\u003c/a> — has faced controversy for \u003ca href=\"https://krebsonsecurity.com/2025/03/feds-link-150m-cyberheist-to-2022-lastpass-hacks/\">a 2022 breach that still sees theft today\u003c/a>.\u003c/p>\n\u003cp>“If it has a history of being untrustworthy, don’t touch it,” she said. But “if you don’t find a bunch of security incidents, it’s probably OK or good enough.”\u003c/p>\n\u003cp>Ultimately, though, the best password manager is the “one you actually use,” and that fits your daily life, Galperin said.\u003c/p>\n\u003cp>“If you spend a bunch of time getting a top-of-the-line password manager and then you only put two passwords in it, then you haven’t really done yourself a lot of good,” she said.\u003c/p>\n\u003cp>\u003cstrong>Install two-factor authentication\u003c/strong>\u003c/p>\n\u003cp>Two-factor authentication, or 2FA — also called multi-factor authentication or MFA — adds another layer of protection to your account beyond just your password. Many websites and applications encourage you to activate 2FA on your profiles, like \u003ca href=\"https://help.instagram.com/566810106808145\">Instagram\u003c/a>, \u003ca href=\"https://support.discord.com/hc/en-us/articles/219576828-Setting-up-Multi-Factor-Authentication\">Discord\u003c/a> and \u003ca href=\"https://support.google.com/accounts/answer/185839?hl=en&co=GENIE.Platform%3DDesktop\">Gmail\u003c/a>.[aside postID=news_12044323 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2024/10/240923-AI-IN-POLICING-MD-13_qed-1020x680.jpg']How it looks for most users: you enter your password, and then the website will send a unique code to you through SMS (a text) or to your email account, which you then enter back into the website. After that, you will have access to your account.\u003c/p>\n\u003cp>But Galperin points out that contrary to what you might assume, getting a code through SMS is actually “the least secure way” of protecting your account — because “SMS messages are not encrypted,” and it’s “possible to intercept them.”\u003c/p>\n\u003cp>While SMS is better than nothing in most cases, Galperin recommended instead using an authenticator app, which syncs to your account and receives your code. Examples of \u003ca href=\"https://www.nytimes.com/wirecutter/reviews/best-two-factor-authentication-app/\">these kinds of apps\u003c/a> include \u003ca href=\"https://duo.com/\">Duo Mobile\u003c/a> and \u003ca href=\"https://support.google.com/accounts/answer/1066447\">Google Authenticator\u003c/a>.\u003c/p>\n\u003cp>Another layer of security could be getting a physical key: a keychain-sized flash drive that you can insert into your devices, allowing you to log in. But keep in mind, “if you break your physical key and you don’t have a backup key somewhere, you can end up locked out of your account,” Galperin said.\u003c/p>\n\u003cp>She also doesn’t recommend using a physical key to survivors of domestic abuse, or anyone in “a situation in which you need to secure your account against somebody who has physical access to you.”\u003c/p>\n\u003cp>\u003cstrong>Pull your data from the brokers selling it\u003c/strong>\u003c/p>\n\u003cp>Data brokers \u003ca href=\"https://www.kqed.org/news/12055606/how-ice-is-using-your-data-and-what-you-can-do-about-it\">collect\u003c/a> your information and sell it through all sorts of means, including scraping from public records. These brokers can also grab personal information from tracking cookies, which can \u003ca href=\"https://socradar.io/blog/tracking-the-cookies-the-world-of-data-brokers/\">trace your browsing history and social media interactions\u003c/a>.\u003c/p>\n\u003cp>You can mitigate the latter by installing an extension like \u003ca href=\"https://privacybadger.org/\">Privacy Badger\u003c/a> on your web browser, Galperin said. Privacy Badger’s website states that it stops advertisers and other third-party trackers from “secretly tracking where you go and what pages you look at on the web.”\u003c/p>\n\u003cp>Californians can also \u003ca href=\"https://privacy.ca.gov/DROP/\">now fill out a request to the state to opt out of data brokers\u003c/a>, stopping them from storing and selling personal information. Keep in mind, these requests will only \u003ca href=\"https://privacy.ca.gov/drop/how-drop-works/\">start being processed by data brokers in August\u003c/a>.\u003c/p>\n\u003cp>\u003cstrong>More digital safety resources\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"https://ssd.eff.org/\">Electronic Frontier Foundation’s Surveillance Self-Defense\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://www.eff.org/pages/tools\">Tools from the Electronic Frontier Foundation\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://www.privacyguides.org/en/\">Privacy Guides\u003c/a> (\u003ca href=\"https://www.privacyguides.org/es/basics/why-privacy-matters/\">Español\u003c/a>)\u003c/li>\n\u003cli>Cornell University’s \u003ca href=\"https://ceta.tech.cornell.edu/resources\">Clinic to End Tech Abuse\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://themarkup.org/gentle-january/2024/01/31/overwhelmed-by-digital-privacy-reset-with-these-practical-tips\">The Markup\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://zebracrossing.narwhalacademy.org/\">Zebra Crossing\u003c/a> (\u003ca href=\"https://zebracrossing.narwhalacademy.org/index-%E7%B9%81%E9%AB%94%E4%B8%AD%E6%96%87.html\">繁體中文\u003c/a>)\u003c/li>\n\u003cli>\u003ca href=\"https://digitalfirstaid.org/\">Digital First Aid Kit\u003c/a> (\u003ca href=\"https://digitalfirstaid.org/es/\">Español\u003c/a>)\u003c/li>\n\u003cli>\u003ca href=\"https://gameshotline.org/online-free-safety-guide/\">The Games and Online Harassment Hotline\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://privacyinternational.org/guides\">Privacy International\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://digitaldefensefund.org/\">Digital Defense Fund\u003c/a> (aimed at people seeking reproductive care)\u003c/li>\n\u003cli>\u003ca href=\"https://www.advancingjustice-aajc.org/digital-privacy-tips-abortion-seekers\">Asian Americans Advancing Justice\u003c/a> (aimed at people seeking reproductive care) (languages include \u003ca href=\"https://aajc.medium.com/%E5%A6%82%E4%BD%95%E4%BF%9D%E6%8A%A4%E8%87%AA%E5%B7%B1-%E6%B5%81%E4%BA%A7-%E5%8C%BB%E7%96%97%E9%9A%90%E7%A7%81%E6%95%B0%E5%AD%97%E5%AE%89%E5%85%A8%E6%8C%87%E5%8D%97-a5f690894c3\">简体中文\u003c/a>, \u003ca href=\"https://aajc.medium.com/paano-protektahan-ang-iyong-sarili-a6b2f743b019\">Tagalog\u003c/a>, \u003ca href=\"https://aajc.medium.com/%E0%B8%88%E0%B8%B0%E0%B8%9B%E0%B8%81%E0%B8%9B%E0%B9%89%E0%B8%AD%E0%B8%87%E0%B8%95%E0%B8%B1%E0%B8%A7%E0%B9%80%E0%B8%AD%E0%B8%87%E0%B8%AD%E0%B8%A2%E0%B9%88%E0%B8%B2%E0%B8%87%E0%B9%84%E0%B8%A3-7a92019678c2\">ภาษาไทย\u003c/a>, \u003ca href=\"https://aajc.medium.com/l%C3%A0m-th%E1%BA%BF-n%C3%A0o-%C4%91%E1%BB%83-b%E1%BA%A3o-v%E1%BB%87-b%E1%BA%A3n-th%C3%A2n-4aadd977d030\">Tiếng Việt\u003c/a>, \u003ca href=\"https://www.advancingjustice-aajc.org/sites/default/files/Bengali_Digital%20Privacy%20One%20Pager%20_%20Designed.pdf\">বাংলা\u003c/a>, \u003ca href=\"https://www.advancingjustice-aajc.org/sites/default/files/Khmer_Digital%20Privacy%20One%20Pager%20_%20Designed.pdf\">ខ្មែរ\u003c/a>, \u003ca href=\"https://www.advancingjustice-aajc.org/sites/default/files/Korean_Digital%20Privacy%20One%20Pager%20_%20Designed.pdf\">한국어\u003c/a>.)\u003c/li>\n\u003cli>\u003ca href=\"https://maskon.zone/\">Mask On Zone\u003c/a> (aimed at people going to protests)\u003c/li>\n\u003cli>\u003ca href=\"https://activistchecklist.org/\">Digital Security Checklists for Activists\u003c/a> (aimed at people going to protests and organizers)\u003c/li>\n\u003c/ul>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>JoseMonkey is very good at finding people. With their permission, of course.\u003c/p>\n\u003cp>As a self-styled \u003ca href=\"https://josemonkey.com/about-me/\">“open source intelligence researcher”\u003c/a> operating on TikTok, Instagram and YouTube, JoseMonkey’s specialty is pinpointing a person’s exact global location using only the non-descript video of their face, which they send him first.\u003c/p>\n\u003cp>His posts — \u003ca href=\"https://www.tiktok.com/@the_josemonkey\">most of them documenting his lighthearted digital manhunts\u003c/a> — gain hundreds of thousands of views each, with nearly 20 million total likes over five years.\u003c/p>\n\u003cp>To do this work, JoseMonkey focuses on the background details of the videos he’s sent — like the landscape and visible street signs — and uses publicly available tools like \u003ca href=\"https://www.openstreetmap.org/#map=4/38.01/-95.84\">OpenStreetMap\u003c/a>. But he only tries to “find people who ask to be found,” JoseMonkey told KQED’s \u003ca href=\"https://www.kqed.org/podcasts/closealltabs\">Close All Tabs\u003c/a> podcast.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>JoseMonkey does this for fun — and also because of his advocacy for online privacy. When he felt like people weren’t taking his concerns about the information they were unknowingly sharing seriously, he took to TikTok for a different approach.\u003c/p>\n\u003cp>By walking his viewers “through the process of how I could look at a seemingly mundane video that doesn’t show very much” and nonetheless deduce the exact location it was taken, “I thought that might be something that people would think was both interesting, but maybe slightly unsettling,” JoseMonkey said. “And then, they would pay attention to this idea of internet safety.”\u003c/p>\n\u003cblockquote class=\"tiktok-embed\" style=\"max-width: 605px; min-width: 325px;\" cite=\"https://www.tiktok.com/@the_josemonkey/video/7530754458112806157\" data-video-id=\"7530754458112806157\">\n\u003csection>\u003ca title=\"@the_josemonkey\" href=\"https://www.tiktok.com/@the_josemonkey?refer=embed\" target=\"_blank\" rel=\"noopener\">@the_josemonkey\u003c/a> This one was tricky 😅 \u003ca title=\"geolocation\" href=\"https://www.tiktok.com/tag/geolocation?refer=embed\" target=\"_blank\" rel=\"noopener\">#geolocation\u003c/a> \u003ca title=\"osint\" href=\"https://www.tiktok.com/tag/osint?refer=embed\" target=\"_blank\" rel=\"noopener\">#OSINT\u003c/a> @mastrosmom \u003ca title=\"♬ original sound - josemonkey\" href=\"https://www.tiktok.com/music/original-sound-josemonkey-7530754461849996087?refer=embed\" target=\"_blank\" rel=\"noopener\">♬ original sound – josemonkey\u003c/a>\u003c/section>\n\u003c/blockquote>\n\u003cp>\u003cscript async src=\"https://www.tiktok.com/embed.js\">\u003c/script>\u003cbr>\n\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Oversharing online is so common that most people don’t think twice about it. Think of the most popular posts online: “Get ready with me,” apartment tours, “Come with me.” Videos like these can, even unwittingly, contain a huge amount of personal geographic information — details which could make them vulnerable to scams or even attacks.\u003c/p>\n\u003cp>“The important takeaway here is that a sufficiently motivated individual who has an attention to detail and time to spend … can find you from a video,” JoseMonkey explained. “I don’t wanna scare people by saying that, but people should know it is possible.”\u003c/p>\n\u003cp>KQED’s Close All Tabs spoke to JoseMonkey and other experts on how you can start the new year with privacy in mind by adjusting some of your digital habits — without overwhelming you too much.\u003c/p>\n\u003cp>\u003cstrong>Jump to: \u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#WhatshouldIthinkaboutwhenIpost\">What should I think about when I post?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#WhatarethefirststepsIcantaketowarddigitalhygiene\">What are the first steps I can take toward digital hygiene?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>How much danger might my personal privacy be in?\u003c/h2>\n\u003cp>You don’t need to guard yourself against every threat that exists, explained Eva Galperin, the director of cybersecurity at the Electronic Frontier Foundation.\u003c/p>\n\u003cp>The only way to really do that is to “live as a hermit on a mountain and fling all of your devices into the sea,” she said.\u003c/p>\n\u003cp>Instead, Galperin said, it’s more helpful to think about what advocates like her call “threat modeling”: What you want to protect and who you want to protect it from.\u003c/p>\n\u003cfigure id=\"attachment_12069526\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12069526 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty.jpg\" alt=\"\" width=\"2000\" height=\"1334\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/DataPrivacyGetty-1536x1025.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A worst-case scenario of having your digital privacy breached: Losing out financially. \u003ccite>(Rain Star/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Some of the common threat models you might consider:\u003c/p>\n\u003cp>\u003cstrong>Being scammed online by ransomware …\u003c/strong>\u003c/p>\n\u003cp>For most people, their threat is scammers looking for money, access to their accounts or access to people who trust them.\u003c/p>\n\u003cp>“One of the big problems that we have right now is that we are in a golden age of grift,” Galperin explained. And if you have a phone, email address or any way of being reached, you are “constantly getting messages from scammers and criminals.”\u003c/p>\n\u003cp>“A lot of us feel very smart because every day we get targeted with, like, six of these things and we don’t fall for it,” she said. “But what’s really important to understand is that all a scammer needs is for you to have one bad day.”\u003c/p>\n\u003cp>A common method is ransomware, in which a scammer tricks you into downloading software that locks up your devices and holds them hostage until you pay a ransom — or in some cases, uses such software to spy on you.\u003c/p>\n\u003cp>\u003cstrong>… or a phishing attempt\u003c/strong>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Phishing entails a bad actor pretending to be someone you trust — a bank, a friend, a family member — and luring you into clicking on a link, or logging into a fake website to obtain information.\u003c/p>\n\u003cp>You may be able to tell you are being phished by viewing the message closely and noticing inconsistencies, like the email address being slightly wrong.\u003c/p>\n\u003cp>“A sort of indicator of a scam is a sense of urgency,” Galperin said. “‘Something is on fire,’ ‘an emergency is happening’ or ‘you could get rich if you click here in the next five minutes.’”\u003c/p>\n\u003cp>“That sense of urgency is aimed at overriding your common sense,” she warned.\u003c/p>\n\u003cp>\u003cstrong>Being tracked as someone seeking an abortion\u003c/strong>\u003c/p>\n\u003cp>Experts worry about the digital safety of people seeking reproductive care across state borders following the overturning of Roe v. Wade.\u003c/p>\n\u003cp>Abortion advocates have taken \u003ca href=\"https://digitaldefensefund.org/\">major steps to educate people\u003c/a> in states that severely restrict abortion on how to cover their tracks in pursuing the procedure elsewhere, including turning off their location. (Read \u003ca href=\"https://www.kqed.org/news/12014633/how-do-i-protect-my-privacy-if-im-seeking-an-abortion\">The Markup’s thorough guide on protecting your privacy if you are seeking an abortion\u003c/a>.)\u003c/p>\n\u003cp>When communicating about abortion, a major way that patients and providers can protect their messages is to use an encrypted app, like \u003ca href=\"https://support.signal.org/hc/en-us/categories/5592576449306-Getting-Started\">Signal\u003c/a>.\u003c/p>\n\u003cp>In this case, end-to-end encryption means that your telecommunications company and the messaging platform can’t read your messages.\u003c/p>\n\u003cp>\u003cstrong>Being threatened as a survivor of domestic abuse\u003c/strong>\u003c/p>\n\u003cp>Creating a threat model for scenarios like domestic abuse is harder, often because an abuser can gain physical access to a person’s possessions, like their phone.\u003c/p>\n\u003cp>When talking to survivors of domestic abuse who are attempting to leave an abuser, Galperin said the first thing she suggests is creating a new account — or a device — where they know their communications will be safe and private.\u003c/p>\n\u003ch2>\u003ca id=\"WhatshouldIthinkaboutwhenIpost\">\u003c/a>How can my posts and videos reveal too much about my location?\u003c/h2>\n\u003cp>Always review what you are posting before you post it, JoseMonkey said — even though “many people” never take this step.\u003c/p>\n\u003cp>“They record something, and they just press send,” he said. And a person may not even realize “that there was some big thing that they forgot that they didn’t want to include,” he warns, until the post is out there.\u003c/p>\n\u003cp>This could, for example, be a visible street sign behind you, which can be easily remedied by cropping it out or covering it with text or \u003ca href=\"https://help.instagram.com/151273688993748/\">a sticker\u003c/a> — or just rerecording the video to keep it out.\u003c/p>\n\u003cfigure id=\"attachment_11732621\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11732621 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/03/gettyimages-936083116_slide-3e70954a8411a47eae7fed29faec169c8c9a7088-e1552499753206.jpg\" alt=\"\" width=\"1920\" height=\"1280\">\u003cfigcaption class=\"wp-caption-text\">How can you protect your digital privacy online, especially when it comes to sharing details on social media? \u003ccite>(Chandan Khanna/AFP/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>A more subtle aspect people may not think about? “The more you move the camera, the more information you’re going to show,” JoseMonkey said.\u003c/p>\n\u003cp>“If you’re out for a walk somewhere, people can see everything around you,” he added.\u003c/p>\n\u003cp>Many people record videos in their car, but “people underestimate how much you can see through the windows of your car,” JoseMonkey warned. And if the car’s mirrors or its GPS are visible, that’s more information being shared.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Be mindful of your posting history — “you may not remember that three years ago, you posted something that’s still there on your account that revealed some other bit of information,” he said.\u003c/p>\n\u003cp>And this could be spread across several platforms. You tweeted something on one account, you posted a picture on another, have your LinkedIn on another, and a larger picture about you is created.\u003c/p>\n\u003cp>“Now people have all these bits and pieces of information about you,” JoseMonkey said — and you’ve potentially made it far easier for someone to find you.”\u003c/p>\n\u003ch2>\u003ca id=\"WhatarethefirststepsIcantaketowarddigitalhygiene\">\u003c/a>OK, I’m convinced. What should my first steps to improve my digital safety be?\u003c/h2>\n\u003cp>While the world of surveillance and privacy can be \u003cem>incredibly \u003c/em>overwhelming (and scary), it shouldn’t completely discourage you from adopting good practices that are attainable for anyone with a phone or computer.\u003c/p>\n\u003cp>Consider the following checklist a form of basic digital hygiene — like washing your hands — that can help make you safer from the “kinds of threats that most people face every day,” Galperin explained.\u003c/p>\n\u003cfigure id=\"attachment_11947072\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11947072 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut.jpg\" alt=\"A close up of a woman's hands as she holds a smartphone and is swiping the screen. She wears an orange jacket.\" width=\"1920\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">What are some easy digital habits you can pick up in the new year that can protect your privacy online? \u003ccite>(istock/GaudiLab)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cstrong>Strengthen — and manage — your passwords — and get a password manager\u003c/strong>\u003c/p>\n\u003cp>To secure your accounts, Galperin said, you should make sure:\u003c/p>\n\u003cul>\n\u003cli>All of your passwords are different from one another\u003c/li>\n\u003cli>The passwords are long\u003c/li>\n\u003cli>Use a password manager like \u003ca href=\"https://bitwarden.com/\">Bitwarden\u003c/a> or \u003ca href=\"https://proton.me/pass\">ProtonPass\u003c/a>, a secure application that manages, stores and even creates passkeys to different websites (you may need to pay for this service, although \u003ca href=\"https://www.zdnet.com/article/apple-google-and-microsoft-offer-free-password-managers-but-should-you-use-them/\">free password managers are available too\u003c/a>)\u003c/li>\n\u003c/ul>\n\u003cp>“Your password manager will be unlocked with a single password,” Galperin said. “That single password again should be long and strong, and easy for you to memorize.”\u003c/p>\n\u003cp>To make this single password easier to manage, Galperin recommends using a pass phrase instead: “Like five or six words, chosen at random.”\u003c/p>\n\u003cp>In choosing a password manager, Galperin said that you should search the name of the application and “security incident” — to make sure the password manager you’re considering doesn’t have a history of being broken into. For example, LastPass — once one of the \u003ca href=\"https://www.wired.com/story/best-password-managers/\">more popular password managers\u003c/a> — has faced controversy for \u003ca href=\"https://krebsonsecurity.com/2025/03/feds-link-150m-cyberheist-to-2022-lastpass-hacks/\">a 2022 breach that still sees theft today\u003c/a>.\u003c/p>\n\u003cp>“If it has a history of being untrustworthy, don’t touch it,” she said. But “if you don’t find a bunch of security incidents, it’s probably OK or good enough.”\u003c/p>\n\u003cp>Ultimately, though, the best password manager is the “one you actually use,” and that fits your daily life, Galperin said.\u003c/p>\n\u003cp>“If you spend a bunch of time getting a top-of-the-line password manager and then you only put two passwords in it, then you haven’t really done yourself a lot of good,” she said.\u003c/p>\n\u003cp>\u003cstrong>Install two-factor authentication\u003c/strong>\u003c/p>\n\u003cp>Two-factor authentication, or 2FA — also called multi-factor authentication or MFA — adds another layer of protection to your account beyond just your password. Many websites and applications encourage you to activate 2FA on your profiles, like \u003ca href=\"https://help.instagram.com/566810106808145\">Instagram\u003c/a>, \u003ca href=\"https://support.discord.com/hc/en-us/articles/219576828-Setting-up-Multi-Factor-Authentication\">Discord\u003c/a> and \u003ca href=\"https://support.google.com/accounts/answer/185839?hl=en&co=GENIE.Platform%3DDesktop\">Gmail\u003c/a>.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>How it looks for most users: you enter your password, and then the website will send a unique code to you through SMS (a text) or to your email account, which you then enter back into the website. After that, you will have access to your account.\u003c/p>\n\u003cp>But Galperin points out that contrary to what you might assume, getting a code through SMS is actually “the least secure way” of protecting your account — because “SMS messages are not encrypted,” and it’s “possible to intercept them.”\u003c/p>\n\u003cp>While SMS is better than nothing in most cases, Galperin recommended instead using an authenticator app, which syncs to your account and receives your code. Examples of \u003ca href=\"https://www.nytimes.com/wirecutter/reviews/best-two-factor-authentication-app/\">these kinds of apps\u003c/a> include \u003ca href=\"https://duo.com/\">Duo Mobile\u003c/a> and \u003ca href=\"https://support.google.com/accounts/answer/1066447\">Google Authenticator\u003c/a>.\u003c/p>\n\u003cp>Another layer of security could be getting a physical key: a keychain-sized flash drive that you can insert into your devices, allowing you to log in. But keep in mind, “if you break your physical key and you don’t have a backup key somewhere, you can end up locked out of your account,” Galperin said.\u003c/p>\n\u003cp>She also doesn’t recommend using a physical key to survivors of domestic abuse, or anyone in “a situation in which you need to secure your account against somebody who has physical access to you.”\u003c/p>\n\u003cp>\u003cstrong>Pull your data from the brokers selling it\u003c/strong>\u003c/p>\n\u003cp>Data brokers \u003ca href=\"https://www.kqed.org/news/12055606/how-ice-is-using-your-data-and-what-you-can-do-about-it\">collect\u003c/a> your information and sell it through all sorts of means, including scraping from public records. These brokers can also grab personal information from tracking cookies, which can \u003ca href=\"https://socradar.io/blog/tracking-the-cookies-the-world-of-data-brokers/\">trace your browsing history and social media interactions\u003c/a>.\u003c/p>\n\u003cp>You can mitigate the latter by installing an extension like \u003ca href=\"https://privacybadger.org/\">Privacy Badger\u003c/a> on your web browser, Galperin said. Privacy Badger’s website states that it stops advertisers and other third-party trackers from “secretly tracking where you go and what pages you look at on the web.”\u003c/p>\n\u003cp>Californians can also \u003ca href=\"https://privacy.ca.gov/DROP/\">now fill out a request to the state to opt out of data brokers\u003c/a>, stopping them from storing and selling personal information. Keep in mind, these requests will only \u003ca href=\"https://privacy.ca.gov/drop/how-drop-works/\">start being processed by data brokers in August\u003c/a>.\u003c/p>\n\u003cp>\u003cstrong>More digital safety resources\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"https://ssd.eff.org/\">Electronic Frontier Foundation’s Surveillance Self-Defense\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://www.eff.org/pages/tools\">Tools from the Electronic Frontier Foundation\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://www.privacyguides.org/en/\">Privacy Guides\u003c/a> (\u003ca href=\"https://www.privacyguides.org/es/basics/why-privacy-matters/\">Español\u003c/a>)\u003c/li>\n\u003cli>Cornell University’s \u003ca href=\"https://ceta.tech.cornell.edu/resources\">Clinic to End Tech Abuse\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://themarkup.org/gentle-january/2024/01/31/overwhelmed-by-digital-privacy-reset-with-these-practical-tips\">The Markup\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://zebracrossing.narwhalacademy.org/\">Zebra Crossing\u003c/a> (\u003ca href=\"https://zebracrossing.narwhalacademy.org/index-%E7%B9%81%E9%AB%94%E4%B8%AD%E6%96%87.html\">繁體中文\u003c/a>)\u003c/li>\n\u003cli>\u003ca href=\"https://digitalfirstaid.org/\">Digital First Aid Kit\u003c/a> (\u003ca href=\"https://digitalfirstaid.org/es/\">Español\u003c/a>)\u003c/li>\n\u003cli>\u003ca href=\"https://gameshotline.org/online-free-safety-guide/\">The Games and Online Harassment Hotline\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://privacyinternational.org/guides\">Privacy International\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"https://digitaldefensefund.org/\">Digital Defense Fund\u003c/a> (aimed at people seeking reproductive care)\u003c/li>\n\u003cli>\u003ca href=\"https://www.advancingjustice-aajc.org/digital-privacy-tips-abortion-seekers\">Asian Americans Advancing Justice\u003c/a> (aimed at people seeking reproductive care) (languages include \u003ca href=\"https://aajc.medium.com/%E5%A6%82%E4%BD%95%E4%BF%9D%E6%8A%A4%E8%87%AA%E5%B7%B1-%E6%B5%81%E4%BA%A7-%E5%8C%BB%E7%96%97%E9%9A%90%E7%A7%81%E6%95%B0%E5%AD%97%E5%AE%89%E5%85%A8%E6%8C%87%E5%8D%97-a5f690894c3\">简体中文\u003c/a>, \u003ca href=\"https://aajc.medium.com/paano-protektahan-ang-iyong-sarili-a6b2f743b019\">Tagalog\u003c/a>, \u003ca href=\"https://aajc.medium.com/%E0%B8%88%E0%B8%B0%E0%B8%9B%E0%B8%81%E0%B8%9B%E0%B9%89%E0%B8%AD%E0%B8%87%E0%B8%95%E0%B8%B1%E0%B8%A7%E0%B9%80%E0%B8%AD%E0%B8%87%E0%B8%AD%E0%B8%A2%E0%B9%88%E0%B8%B2%E0%B8%87%E0%B9%84%E0%B8%A3-7a92019678c2\">ภาษาไทย\u003c/a>, \u003ca href=\"https://aajc.medium.com/l%C3%A0m-th%E1%BA%BF-n%C3%A0o-%C4%91%E1%BB%83-b%E1%BA%A3o-v%E1%BB%87-b%E1%BA%A3n-th%C3%A2n-4aadd977d030\">Tiếng Việt\u003c/a>, \u003ca href=\"https://www.advancingjustice-aajc.org/sites/default/files/Bengali_Digital%20Privacy%20One%20Pager%20_%20Designed.pdf\">বাংলা\u003c/a>, \u003ca href=\"https://www.advancingjustice-aajc.org/sites/default/files/Khmer_Digital%20Privacy%20One%20Pager%20_%20Designed.pdf\">ខ្មែរ\u003c/a>, \u003ca href=\"https://www.advancingjustice-aajc.org/sites/default/files/Korean_Digital%20Privacy%20One%20Pager%20_%20Designed.pdf\">한국어\u003c/a>.)\u003c/li>\n\u003cli>\u003ca href=\"https://maskon.zone/\">Mask On Zone\u003c/a> (aimed at people going to protests)\u003c/li>\n\u003cli>\u003ca href=\"https://activistchecklist.org/\">Digital Security Checklists for Activists\u003c/a> (aimed at people going to protests and organizers)\u003c/li>\n\u003c/ul>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>Californians are no strangers to compromise. Living here has long meant paying more for rent, mortgages, utilities, gas, child care — even groceries.\u003c/p>\n\u003cp>In exchange, we’ve been rewarded with breathtaking natural beauty, a robust economy and a vibrant cultural scene.\u003c/p>\n\u003cp>But as costs continue to rise, the payoff hasn’t proven to be enough for a growing number of people. Since 2016, in every year except one, more people have \u003ca href=\"https://dof.ca.gov/forecasting/demographics/estimates/E-2/#:~:text=Net%20domestic%20migration%20from%20California,loss%20of%20over%2089%2C000%20residents.\">moved out of California\u003c/a> than moved in.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003cstrong>\u003cem>Are you feeling the pinch? Share your story with KQED by leaving us a voicemail at 415-553-2115 or \u003c/em>\u003c/strong>\u003ca href=\"https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header\">\u003cstrong>\u003cem>clicking here\u003c/em>\u003c/strong>\u003c/a>\u003cstrong>\u003cem>.\u003c/em>\u003c/strong>\u003c/p>\n\u003cp>For those who have stayed in California, many expenses have only gotten worse. Monthly payments for a newly purchased mid-tier home have climbed a whopping 74% from just under $3,200 in Jan. 2020 to more than $5,500 in Sept. 2025, according to the \u003ca href=\"https://lao.ca.gov/LAOEconTax/Article/Detail/793\">state’s Legislative Analysts’ Office\u003c/a>.[aside postID=science_1999400 hero='https://cdn.kqed.org/wp-content/uploads/sites/35/2025/11/20251105_HIGH-ELECTRICITY-BILLS_GH-17-KQED.jpg']Meanwhile, rents in California continue to outpace the nation, with real estate listings website Zillow reporting that a median one-bedroom goes for around $2,100 a month, 40% higher than the national average.\u003c/p>\n\u003cp>These high costs are increasingly forcing painful trade-offs. Kenya Brown, who lives in Bay Point, sent her four youngest kids to spend time at her oldest son’s apartment because she was \u003ca href=\"https://www.kqed.org/science/1999400/bay-area-electricity-bills-are-some-of-the-highest-where-does-your-money-go\">unable to pay\u003c/a> her utility bills. Davis resident Carin Lenk Sloane is considering leaving the country due to \u003ca href=\"https://www.kqed.org/science/1999325/we-cant-afford-to-stay-californians-weigh-drastic-moves-as-health-premiums-rise\">rising health insurance\u003c/a> premiums.\u003c/p>\n\u003cp>In a \u003ca href=\"https://www.kqed.org/news/12061802/how-are-child-care-costs-affecting-the-lives-of-bay-area-families-you-told-us\">KQED reader survey\u003c/a>, one parent said child care costs more than her mortgage, while another said her family was putting off buying a home altogether to afford day care for her infant.\u003c/p>\n\u003cp>So, tell us, what trade-offs are you making? Maybe you’ve taken on a side hustle or two. Perhaps you’re leaning on your community more or eating out less. Big or small, we want to know how you’re making your life more affordable.\u003c/p>\n\u003cp>https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Californians are no strangers to compromise. Living here has long meant paying more for rent, mortgages, utilities, gas, child care — even groceries.\u003c/p>\n\u003cp>In exchange, we’ve been rewarded with breathtaking natural beauty, a robust economy and a vibrant cultural scene.\u003c/p>\n\u003cp>But as costs continue to rise, the payoff hasn’t proven to be enough for a growing number of people. Since 2016, in every year except one, more people have \u003ca href=\"https://dof.ca.gov/forecasting/demographics/estimates/E-2/#:~:text=Net%20domestic%20migration%20from%20California,loss%20of%20over%2089%2C000%20residents.\">moved out of California\u003c/a> than moved in.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003cstrong>\u003cem>Are you feeling the pinch? Share your story with KQED by leaving us a voicemail at 415-553-2115 or \u003c/em>\u003c/strong>\u003ca href=\"https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header\">\u003cstrong>\u003cem>clicking here\u003c/em>\u003c/strong>\u003c/a>\u003cstrong>\u003cem>.\u003c/em>\u003c/strong>\u003c/p>\n\u003cp>For those who have stayed in California, many expenses have only gotten worse. Monthly payments for a newly purchased mid-tier home have climbed a whopping 74% from just under $3,200 in Jan. 2020 to more than $5,500 in Sept. 2025, according to the \u003ca href=\"https://lao.ca.gov/LAOEconTax/Article/Detail/793\">state’s Legislative Analysts’ Office\u003c/a>.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>Meanwhile, rents in California continue to outpace the nation, with real estate listings website Zillow reporting that a median one-bedroom goes for around $2,100 a month, 40% higher than the national average.\u003c/p>\n\u003cp>These high costs are increasingly forcing painful trade-offs. Kenya Brown, who lives in Bay Point, sent her four youngest kids to spend time at her oldest son’s apartment because she was \u003ca href=\"https://www.kqed.org/science/1999400/bay-area-electricity-bills-are-some-of-the-highest-where-does-your-money-go\">unable to pay\u003c/a> her utility bills. Davis resident Carin Lenk Sloane is considering leaving the country due to \u003ca href=\"https://www.kqed.org/science/1999325/we-cant-afford-to-stay-californians-weigh-drastic-moves-as-health-premiums-rise\">rising health insurance\u003c/a> premiums.\u003c/p>\n\u003cp>In a \u003ca href=\"https://www.kqed.org/news/12061802/how-are-child-care-costs-affecting-the-lives-of-bay-area-families-you-told-us\">KQED reader survey\u003c/a>, one parent said child care costs more than her mortgage, while another said her family was putting off buying a home altogether to afford day care for her infant.\u003c/p>\n\u003cp>So, tell us, what trade-offs are you making? Maybe you’ve taken on a side hustle or two. Perhaps you’re leaning on your community more or eating out less. Big or small, we want to know how you’re making your life more affordable.\u003c/p>\u003c/p>\u003cp>\u003cdiv class='utils-parseShortcode-shortcodes-__shortcodes__shortcodeWrapper'>\n \u003ciframe\n src='https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header?embedded=true'\n title='https://docs.google.com/forms/d/e/1FAIpQLSe5v6Atf-zIWjJr8ZXgyOmDSRVu2kSdv4_RdPTIWLdBmnVoXg/viewform?usp=header'\n width='760' height='500'\n frameborder='0'\n marginheight='0' marginwidth='0'>\u003c/iframe>\u003c/div>\u003c/p>\u003cp>\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "Adjustable-Rate Mortgages Caused Trouble in 2008. They’re Worrying Experts Again",
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"content": "\u003cp>As the country reemerged from the coronavirus pandemic lockdown in 2021, when \u003ca href=\"https://www.kqed.org/news/12055165/where-can-i-find-new-updated-2025-covid-vaccine-near-me-moderna-pfizer-cvs-walgreens-safeway-vaccinations-health-insurance-cost\">the COVID-19 vaccine\u003c/a> finally arrived, TikTok reached 1 billion downloads and Adele \u003cem>finally\u003c/em> released new music — the \u003ca href=\"https://www.kqed.org/housing\">housing market\u003c/a> also saw its own interesting development. That year, banks offered some of the lowest interest rates seen in over a decade for a type of housing loan known as an adjustable-rate mortgage.\u003c/p>\n\u003cp>If that term \u003cem>sounds\u003c/em> familiar but you can’t place exactly where it’s from, think way before COVID-19 and TikTok. Think 2008 — interestingly enough, when Adele released her \u003cem>first\u003c/em> album. Adjustable-rate mortgages (or “ARMs” for short) made headlines back then for comprising a big chunk of the foreclosures that brought down the housing market.\u003c/p>\n\u003cp>An ARM, to be more precise, is a loan with a monthly interest rate that stays fixed for an initial amount of time — there are options for five, seven and even 10 years. But unlike the more conventional 15- or 30-year fixed mortgage, an ARM’s rate will change after that first period — up or down, depending on where the housing market is then — and keep changing periodically until the borrower pays off the loan.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>ARM rates have gone up significantly since the pandemic — for example, the \u003ca href=\"https://fred.stlouisfed.org/data/MORTGAGE5US\">average rate\u003c/a> for a 5/1 ARM (which promises a fixed interest for the first five years, then changes annually) stayed below 3% for almost all of 2021. Rates for that same kind of mortgage, as of this story’s publishing time, have nearly doubled since then, with many lenders currently offering \u003ca href=\"https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-refinance-rates-today-monday-january-5-2026-110023457.html\">rates above 6%\u003c/a>.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Jump to: \u003ca href=\"#WhatexpertsrecommendifyoureexpectinganincreaseinyourARMratethisyear\">What experts recommend if you’re expecting an increase in your ARM rate this year\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>Many families with a 5/1 ARM could see significantly higher payments when their new rate kicks in this year, said Julian Vogel, assistant professor of finance at San José State University and \u003ca href=\"https://career.rady.ucsd.edu/blog/2023/01/24/what-is-a-chartered-financial-analyst-cfa/\">chartered financial analyst\u003c/a>.\u003c/p>\n\u003cp>“Combined with the \u003ca href=\"https://www.vox.com/money/473182/jobs-hiring-economy-us-market-linkedin\">difficult job market situation\u003c/a>, where fewer people can find adequate employment, higher payments will put a significant strain on a lot of households,” he said, before adding that both the housing market and the laws that regulate it have changed significantly since the last housing crash.\u003c/p>\n\u003cfigure id=\"attachment_12068596\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12068596 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">ARM rates have gone up significantly since the pandemic — for example, the average rate for a 5/1 ARM (which promises a fixed interest for the first five years, then changes annually) stayed below 3% for almost all of 2021. \u003ccite>(Anchiy/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While he doesn’t think “it will be as big of a deal as in 2008” for the market as a whole, individual households could face some serious financial challenges.\u003c/p>\n\u003cp>Keep reading to hear what insight financial experts shared with KQED on how borrowers can prepare for potentially higher monthly payments and what everyone else needs to know about how this change in the housing market could impact the overall economy.\u003c/p>\n\u003ch2>How do ARMs work?\u003c/h2>\n\u003cp>ARMs tend to have lower starting rates than the typical 30-year fixed mortgage many are familiar with, but they also come with a certain level of uncertainty. “Clients that really expect their income to grow over those periods are willing to make that risk trade-off, knowing that in the future, that rate could adjust either up or down,” said Matt Vernon, head of consumer lending at Bank of America.\u003c/p>\n\u003cp>Who — or what — decides interest rates? If you’re thinking it’s the Federal Reserve, that’s \u003cem>partially\u003c/em> right, but not the whole answer.\u003c/p>\n\u003cp>As the nation’s central bank, the Federal Reserve \u003ca href=\"https://www.npr.org/2025/04/23/1246593555/federal-reserve-independence\">can change\u003c/a> the benchmark interest rate, which is how much banks can charge when borrowing from each other. That number then acts like a baseline for the interest rate banks offer their customers (including on car loans and credit card debt). When rates are low, more people borrow and spend, injecting more money into the economy (This is why President Donald Trump \u003ca href=\"https://www.npr.org/2025/12/10/nx-s1-5633393/federal-reserve-interest-rates-inflation-jobs\">has pressured\u003c/a> the Federal Reserve for months to slash interest rates despite concerns about the possibility of higher inflation.).\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>For a mortgage, other factors also \u003ca href=\"https://www.mortgagenewsdaily.com/learn/mortgage-rates/change\">influence interest rates\u003c/a>, including the borrower’s credit score, job and location of the property, along with how many other people are interested in a similar loan. A mortgage, after all, is like any other good in the economy, where price — the rate — is determined by supply and demand. The more people want mortgages, the higher the rate.\u003c/p>\n\u003ch2>What’s the risk for the economy?\u003c/h2>\n\u003cp>The economic slowdown of 2020 led to the super-low rates of 2021, a year that saw \u003ca href=\"https://www.consumerfinance.gov/data-research/hmda/summary-of-2021-data-on-mortgage-lending/\">15 million mortgages nationwide\u003c/a>, including both ARMs and fixed loans. “We saw a lot of people take out mortgages then because they were unhappy with their living situation, which was at the forefront of their minds during the pandemic and lockdown,” Vogel said.\u003c/p>\n\u003cp>ARMs, however, ended up being only a tiny piece of the post-pandemic mortgage rush.[aside postID=news_12060292 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/ClimateBill_lede.jpg']According to data from the Mortgage Bankers Association, ARMs made up less than 5% of all home loan applications in 2021. That’s a different picture from where the country was leading up to the 2008 financial crisis. Soon after the housing market collapsed, the Federal Reserve found that \u003ca href=\"https://www.federalreserve.gov/pubs/feds/2008/200859/200859pap.pdf\">more than 75% of mortgages\u003c/a> offered to borrowers with bad credit (the infamous “subprime mortgages”) had been some type of ARM. Many borrowers who had received an ARM were financially unprepared when their rates went up and ended up having their homes foreclosed.\u003c/p>\n\u003cp>Having fewer ARMs this time around is a relief for some experts like Vogel, who points out that even if many folks with ARMs fail to make their payments, the number of potential foreclosures will most likely not reach 2008 levels.\u003c/p>\n\u003cp>“We’re not going to see a financial crisis of that measure originate from ARMs,” he said, “but that is mostly because I could see a different, much stronger financial crisis arising from the overall increase in the cost of living and unemployment rate.”\u003c/p>\n\u003ch2>\u003ca id=\"WhatexpertsrecommendifyoureexpectinganincreaseinyourARMratethisyear\">\u003c/a>I have an ARM and expect my rate to change this year. What should I know?\u003c/h2>\n\u003cp>If you secured a 5/1 ARM in 2021, you should receive a notice from your lender this year before your rate actually changes. If you are worried about your ability to pay your new rate, talk with your lender as soon as you can, said Nikki Beasley, executive director of Richmond Neighborhood Housing Services, which helps prepare families in Alameda and Contra Costa counties for homeownership.\u003c/p>\n\u003cp>You should confirm with your banker or mortgage company the loan’s reset date — when your mortgage will switch from the initial fixed-rate to adjustable rates — along with the rate cap and floor, which limit how much your payments can actually change in one year. If your reset date doesn’t kick in until, say, November, where rates are then will be much more relevant than where they are currently in January.\u003c/p>\n\u003cfigure id=\"attachment_12068597\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12068597 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">If you are worried about your ability to pay your new rate, talk with your lender as soon as you can. \u003ccite>(Courtney Hale/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“This is not the time to shut down, to have shame, be embarrassed or have fear,” Beasley said. “Be as transparent as you can be with your lender to say what you can do or what you can’t do.”\u003c/p>\n\u003cp>It’s helpful to share with your lender any changes to your job, income or personal spending habits that have come up since you first signed the mortgage, Beasley added. A housing counseling agency approved by the Department of Housing and Urban Development — like Beasley’s Richmond Neighborhood Housing Services — can also help you organize your budget and make a plan to avoid foreclosure. \u003ca href=\"https://answers.hud.gov/housingcounseling/s/?language=en_US\">\u003cstrong>Find your nearest HUD-approved housing counseling agency.\u003c/strong>\u003c/a>\u003c/p>\n\u003cp>One option you can also consider is refinancing — replacing your current loan with a new one, giving you the opportunity to secure a different rate or payment plan. In some cases, a borrower can even switch from an ARM to a fixed-rate mortgage, allowing for more stability in monthly payments.\u003c/p>\n\u003cp>“It’s important for the consumer to be really transparent with their lending specialist on what are the goals that they’re trying to achieve [with refinancing],” Vernon said. “Do they want lower payments? Do they have the need to access equity or cash? Do they want to shorten the term of their loan?”\u003c/p>\n\u003cp>Keep in mind that refinancing usually comes with closing costs — additional fees that you’re charged for switching over to a new loan. And just because you \u003cem>want\u003c/em> a refinance doesn’t necessarily mean the bank \u003cem>will\u003c/em> give you one.\u003c/p>\n\u003cp>“They may not qualify if their credit score is too low, they’re unable to verify income or their income has changed from what they had when they initially qualified for the loan that they have today,” Vernon said, adding that your financial objectives should also align with the new loan you’re seeking.\u003c/p>\n\u003cp>And if you’re in the difficult position of no longer being able to afford the home at all, also communicate that with your lender, recommended Beasley. “The sooner that you figure that out, you can then have a more graceful transition plan,” she said. “Maybe you are looking to sell, maximize the equity or get something smaller.”\u003c/p>\n\u003cp>“Be more proactive, so you are making this transition with grace, versus it being a very traumatic situation because you didn’t deal with the problem soon enough,” she added.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>As the country reemerged from the coronavirus pandemic lockdown in 2021, when \u003ca href=\"https://www.kqed.org/news/12055165/where-can-i-find-new-updated-2025-covid-vaccine-near-me-moderna-pfizer-cvs-walgreens-safeway-vaccinations-health-insurance-cost\">the COVID-19 vaccine\u003c/a> finally arrived, TikTok reached 1 billion downloads and Adele \u003cem>finally\u003c/em> released new music — the \u003ca href=\"https://www.kqed.org/housing\">housing market\u003c/a> also saw its own interesting development. That year, banks offered some of the lowest interest rates seen in over a decade for a type of housing loan known as an adjustable-rate mortgage.\u003c/p>\n\u003cp>If that term \u003cem>sounds\u003c/em> familiar but you can’t place exactly where it’s from, think way before COVID-19 and TikTok. Think 2008 — interestingly enough, when Adele released her \u003cem>first\u003c/em> album. Adjustable-rate mortgages (or “ARMs” for short) made headlines back then for comprising a big chunk of the foreclosures that brought down the housing market.\u003c/p>\n\u003cp>An ARM, to be more precise, is a loan with a monthly interest rate that stays fixed for an initial amount of time — there are options for five, seven and even 10 years. But unlike the more conventional 15- or 30-year fixed mortgage, an ARM’s rate will change after that first period — up or down, depending on where the housing market is then — and keep changing periodically until the borrower pays off the loan.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>ARM rates have gone up significantly since the pandemic — for example, the \u003ca href=\"https://fred.stlouisfed.org/data/MORTGAGE5US\">average rate\u003c/a> for a 5/1 ARM (which promises a fixed interest for the first five years, then changes annually) stayed below 3% for almost all of 2021. Rates for that same kind of mortgage, as of this story’s publishing time, have nearly doubled since then, with many lenders currently offering \u003ca href=\"https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-refinance-rates-today-monday-january-5-2026-110023457.html\">rates above 6%\u003c/a>.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Jump to: \u003ca href=\"#WhatexpertsrecommendifyoureexpectinganincreaseinyourARMratethisyear\">What experts recommend if you’re expecting an increase in your ARM rate this year\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>Many families with a 5/1 ARM could see significantly higher payments when their new rate kicks in this year, said Julian Vogel, assistant professor of finance at San José State University and \u003ca href=\"https://career.rady.ucsd.edu/blog/2023/01/24/what-is-a-chartered-financial-analyst-cfa/\">chartered financial analyst\u003c/a>.\u003c/p>\n\u003cp>“Combined with the \u003ca href=\"https://www.vox.com/money/473182/jobs-hiring-economy-us-market-linkedin\">difficult job market situation\u003c/a>, where fewer people can find adequate employment, higher payments will put a significant strain on a lot of households,” he said, before adding that both the housing market and the laws that regulate it have changed significantly since the last housing crash.\u003c/p>\n\u003cfigure id=\"attachment_12068596\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12068596 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty2-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">ARM rates have gone up significantly since the pandemic — for example, the average rate for a 5/1 ARM (which promises a fixed interest for the first five years, then changes annually) stayed below 3% for almost all of 2021. \u003ccite>(Anchiy/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While he doesn’t think “it will be as big of a deal as in 2008” for the market as a whole, individual households could face some serious financial challenges.\u003c/p>\n\u003cp>Keep reading to hear what insight financial experts shared with KQED on how borrowers can prepare for potentially higher monthly payments and what everyone else needs to know about how this change in the housing market could impact the overall economy.\u003c/p>\n\u003ch2>How do ARMs work?\u003c/h2>\n\u003cp>ARMs tend to have lower starting rates than the typical 30-year fixed mortgage many are familiar with, but they also come with a certain level of uncertainty. “Clients that really expect their income to grow over those periods are willing to make that risk trade-off, knowing that in the future, that rate could adjust either up or down,” said Matt Vernon, head of consumer lending at Bank of America.\u003c/p>\n\u003cp>Who — or what — decides interest rates? If you’re thinking it’s the Federal Reserve, that’s \u003cem>partially\u003c/em> right, but not the whole answer.\u003c/p>\n\u003cp>As the nation’s central bank, the Federal Reserve \u003ca href=\"https://www.npr.org/2025/04/23/1246593555/federal-reserve-independence\">can change\u003c/a> the benchmark interest rate, which is how much banks can charge when borrowing from each other. That number then acts like a baseline for the interest rate banks offer their customers (including on car loans and credit card debt). When rates are low, more people borrow and spend, injecting more money into the economy (This is why President Donald Trump \u003ca href=\"https://www.npr.org/2025/12/10/nx-s1-5633393/federal-reserve-interest-rates-inflation-jobs\">has pressured\u003c/a> the Federal Reserve for months to slash interest rates despite concerns about the possibility of higher inflation.).\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>For a mortgage, other factors also \u003ca href=\"https://www.mortgagenewsdaily.com/learn/mortgage-rates/change\">influence interest rates\u003c/a>, including the borrower’s credit score, job and location of the property, along with how many other people are interested in a similar loan. A mortgage, after all, is like any other good in the economy, where price — the rate — is determined by supply and demand. The more people want mortgages, the higher the rate.\u003c/p>\n\u003ch2>What’s the risk for the economy?\u003c/h2>\n\u003cp>The economic slowdown of 2020 led to the super-low rates of 2021, a year that saw \u003ca href=\"https://www.consumerfinance.gov/data-research/hmda/summary-of-2021-data-on-mortgage-lending/\">15 million mortgages nationwide\u003c/a>, including both ARMs and fixed loans. “We saw a lot of people take out mortgages then because they were unhappy with their living situation, which was at the forefront of their minds during the pandemic and lockdown,” Vogel said.\u003c/p>\n\u003cp>ARMs, however, ended up being only a tiny piece of the post-pandemic mortgage rush.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>According to data from the Mortgage Bankers Association, ARMs made up less than 5% of all home loan applications in 2021. That’s a different picture from where the country was leading up to the 2008 financial crisis. Soon after the housing market collapsed, the Federal Reserve found that \u003ca href=\"https://www.federalreserve.gov/pubs/feds/2008/200859/200859pap.pdf\">more than 75% of mortgages\u003c/a> offered to borrowers with bad credit (the infamous “subprime mortgages”) had been some type of ARM. Many borrowers who had received an ARM were financially unprepared when their rates went up and ended up having their homes foreclosed.\u003c/p>\n\u003cp>Having fewer ARMs this time around is a relief for some experts like Vogel, who points out that even if many folks with ARMs fail to make their payments, the number of potential foreclosures will most likely not reach 2008 levels.\u003c/p>\n\u003cp>“We’re not going to see a financial crisis of that measure originate from ARMs,” he said, “but that is mostly because I could see a different, much stronger financial crisis arising from the overall increase in the cost of living and unemployment rate.”\u003c/p>\n\u003ch2>\u003ca id=\"WhatexpertsrecommendifyoureexpectinganincreaseinyourARMratethisyear\">\u003c/a>I have an ARM and expect my rate to change this year. What should I know?\u003c/h2>\n\u003cp>If you secured a 5/1 ARM in 2021, you should receive a notice from your lender this year before your rate actually changes. If you are worried about your ability to pay your new rate, talk with your lender as soon as you can, said Nikki Beasley, executive director of Richmond Neighborhood Housing Services, which helps prepare families in Alameda and Contra Costa counties for homeownership.\u003c/p>\n\u003cp>You should confirm with your banker or mortgage company the loan’s reset date — when your mortgage will switch from the initial fixed-rate to adjustable rates — along with the rate cap and floor, which limit how much your payments can actually change in one year. If your reset date doesn’t kick in until, say, November, where rates are then will be much more relevant than where they are currently in January.\u003c/p>\n\u003cfigure id=\"attachment_12068597\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12068597 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2026/01/HousingGetty3-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">If you are worried about your ability to pay your new rate, talk with your lender as soon as you can. \u003ccite>(Courtney Hale/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“This is not the time to shut down, to have shame, be embarrassed or have fear,” Beasley said. “Be as transparent as you can be with your lender to say what you can do or what you can’t do.”\u003c/p>\n\u003cp>It’s helpful to share with your lender any changes to your job, income or personal spending habits that have come up since you first signed the mortgage, Beasley added. A housing counseling agency approved by the Department of Housing and Urban Development — like Beasley’s Richmond Neighborhood Housing Services — can also help you organize your budget and make a plan to avoid foreclosure. \u003ca href=\"https://answers.hud.gov/housingcounseling/s/?language=en_US\">\u003cstrong>Find your nearest HUD-approved housing counseling agency.\u003c/strong>\u003c/a>\u003c/p>\n\u003cp>One option you can also consider is refinancing — replacing your current loan with a new one, giving you the opportunity to secure a different rate or payment plan. In some cases, a borrower can even switch from an ARM to a fixed-rate mortgage, allowing for more stability in monthly payments.\u003c/p>\n\u003cp>“It’s important for the consumer to be really transparent with their lending specialist on what are the goals that they’re trying to achieve [with refinancing],” Vernon said. “Do they want lower payments? Do they have the need to access equity or cash? Do they want to shorten the term of their loan?”\u003c/p>\n\u003cp>Keep in mind that refinancing usually comes with closing costs — additional fees that you’re charged for switching over to a new loan. And just because you \u003cem>want\u003c/em> a refinance doesn’t necessarily mean the bank \u003cem>will\u003c/em> give you one.\u003c/p>\n\u003cp>“They may not qualify if their credit score is too low, they’re unable to verify income or their income has changed from what they had when they initially qualified for the loan that they have today,” Vernon said, adding that your financial objectives should also align with the new loan you’re seeking.\u003c/p>\n\u003cp>And if you’re in the difficult position of no longer being able to afford the home at all, also communicate that with your lender, recommended Beasley. “The sooner that you figure that out, you can then have a more graceful transition plan,” she said. “Maybe you are looking to sell, maximize the equity or get something smaller.”\u003c/p>\n\u003cp>“Be more proactive, so you are making this transition with grace, versus it being a very traumatic situation because you didn’t deal with the problem soon enough,” she added.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"slug": "san-francisco-city-hall-wedding-ceremony-how-to-plan-small-simple-marriage",
"title": "Expert Advice on Pulling Off a Small, Intimate City Hall Wedding (That Won’t Break the Bank)",
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"headTitle": "Expert Advice on Pulling Off a Small, Intimate City Hall Wedding (That Won’t Break the Bank) | KQED",
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"content": "\u003cp>According to Sunnyvale \u003ca href=\"https://deniselillie.com/\">wedding planner\u003c/a> Denise Lillie, the holidays are known to those in her profession as “engagement season.”\u003c/p>\n\u003cp>But there are many reasons that couples may opt for a \u003ca href=\"https://www.kqed.org/news/12067114/getting-married-san-francisco-bay-area-wedding-license-certificate-costs-officiant-witnesses-change-name-marriage\">smaller, simpler elopement-style ceremony\u003c/a>, she said — not least the financial pressures of a \u003ca href=\"https://www.wbur.org/cognoscenti/2024/05/22/wedding-planning-dress-cost-marriage-abbigail-shirk\">big traditional wedding\u003c/a>. According to \u003ca href=\"https://www.theknot.com/content/average-wedding-cost\">a 2025 survey of around 17,000 couples by wedding website \u003cem>The Knot\u003c/em>\u003c/a>\u003cem>, \u003c/em>the average cost of a wedding in the United States — the wedding dress, the venue, the band, the catering and so much more — is $33,000. In San Francisco, it’s $51,500.\u003c/p>\n\u003cp>Lillie started seeing an increase in inquiries for these types of events during the height of the pandemic, when she observed many people wanting to make the commitment quickly and save a bigger celebration for later down the line — as well as a growing appreciation for the “aesthetics” of a small, intimate wedding ceremony among Gen-Z, she said.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>So if you’re one of those couples seeking to marry a partner as quickly and affordably as possible, how can you make a smaller city hall ceremony still feel special, without breaking the bank? Keep reading for advice from the wedding experts on how to make a simple, local ceremony extra enjoyable for you and your guests — whether you’re planning a larger party later or not — with particular tips for getting married at San Francisco City Hall.\u003c/p>\n\u003cp>And if you’re looking for a breakdown of \u003ca href=\"https://www.kqed.org/news/12067114/getting-married-san-francisco-bay-area-wedding-license-certificate-costs-officiant-witnesses-change-name-marriage\">the logistics of getting married swiftly and affordably\u003c/a>, from marriage licenses and certificate costs to timeframes, check out our earlier guide: From Paperwork to Costs, the Basics of Getting Married in the Bay Area.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Jump straight to: \u003ca href=\"#HowtogetmarriedinSanFranciscoCityHall\">How to get married in San Francisco City Hall\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>Know that not all costs are ‘essential’ …\u003c/h2>\n\u003cp>Beyond the basic costs of a marriage license and paying someone to perform your ceremony, there are a \u003cem>lot \u003c/em>of expenses people associate with weddings, said Alexis Levy, a San Francisco-based lawyer who is licensed to marry people in California: Rings, clothes, venues, “all that kind of stuff.”[aside postID=news_12067114 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-03-KQED_qed.jpg']But Levy explained that “none of those are technically legally required to get married,” and rather to see those costs as “just common pieces of a wedding.”\u003c/p>\n\u003cp>\u003ca href=\"https://www.kqed.org/author/abandlamudi\">KQED’s own Adhiti Bandlamudi \u003c/a>echoed this advice for couples to work out what’s truly important to them for their own big day.\u003c/p>\n\u003cp>When it came to her own civil ceremony in 2021 at San Francisco City Hall, Bandlamudi wore a white dress purchased from Anthropologie.\u003c/p>\n\u003cp>Afterwards, she and her loved ones gathered together in the couple’s cozy Richmond apartment, with takeout Indian pizza for catering. She even made her own gingerbread wedding cake.\u003c/p>\n\u003ch2>… and figure out your own priorities\u003c/h2>\n\u003cp>For some couples, the emotional stress of weddings — the costs, the planning, the constant wondering of what other people and families are going to think — can burden them. But, Bandlamudi said, “it’s \u003cem>your wedding\u003c/em>.”\u003c/p>\n\u003cp>She recommended that couples focus on what that day means to them: “Is it the vibes? Is it the music? Is that the food?”\u003c/p>\n\u003cp>Once you and your partner have discussed the elements that truly matter to you, “focus on that, make it really special,” advised Bandlamudi. This will also help you eliminate certain aspects and costs you just don’t need or want.\u003c/p>\n\u003cp>And now that you’ve established your non-negotiables …\u003c/p>\n\u003ch2>Make a checklist to manage the day itself …\u003c/h2>\n\u003cp>For the majority of intimate elopements or city hall weddings, “most couples really tend to manage the event themselves,” said Nilou Nouri, a \u003ca href=\"https://nilouweddings.com/\">wedding planner\u003c/a> based in the Bay Area.\u003c/p>\n\u003cp>But sometimes she’s looped in to make the “day a little more effortless for them,” like managing florals, guests or booking a photographer.\u003c/p>\n\u003cfigure id=\"attachment_12067145\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12067145 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251028-SWIFT-SHOWGIRL-MD-01_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251028-SWIFT-SHOWGIRL-MD-01_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251028-SWIFT-SHOWGIRL-MD-01_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251028-SWIFT-SHOWGIRL-MD-01_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Denise Lillie at San Francisco City Hall on Oct. 28, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While an elopement is “still a special day for you,” wedding planner Lillie said, there may be some key aspects you can overlook in the rush and excitement.\u003c/p>\n\u003cp>For example, hiring a content creator — a person to film vertical videos of the ceremony optimized for posting to platforms like Instagram or TikTok — has become super popular among couples, even during shorter weddings, Lillie said.\u003c/p>\n\u003cp>A couple may also choose to book a photographer or hair and make-up artist. She said a lot of services can be reserved on short notice by sifting through wedding groups on social media.\u003c/p>\n\u003cp>Lillie suggested couples come up with a plan or checklist ahead of the ceremony — or designate tasks to friends, family or a planner.\u003c/p>\n\u003ch2>… and work out your day’s timeline\u003c/h2>\n\u003cp>Timing is important, especially since the ceremony itself is an appointment of a certain length. You and your partner can establish:\u003c/p>\n\u003cul>\n\u003cli>What is the timeline for the day?\u003c/li>\n\u003cli>If you are meeting at the city hall, what time is everyone getting there? Where are you physically meeting? Remember to allow time to go through the city hall’s security.\u003c/li>\n\u003cli>Where will you park? (For example, “the best parking for San Francisco City Hall is under the Civic Center Plaza,” added Nouri.)\u003c/li>\n\u003cli>Do you want a bouquet?\u003c/li>\n\u003cli>Do you want a cake? Will it be delivered somewhere, or will someone pick it up?\u003c/li>\n\u003c/ul>\n\u003cp>Even just a few days of planning is worth it, Nouri said.\u003c/p>\n\u003cp>“My advice would be to still take that personal time for yourself and do what’s important,” she said. “Not to overlook that … just because it’s on a more intimate scale.”\u003c/p>\n\u003ch2>Consider all the free places you can take your wedding pictures\u003c/h2>\n\u003cp>Any public spot in San Francisco City Hall is free to take pictures, explained Nouri. And it’s such a beautiful space that Nouri “definitely” recommends springing for a professional photographer to capture your day, even if only briefly.\u003c/p>\n\u003cp>“There are some photographers who do City Hall specials,” she said. “Maybe you hire them for 30 minutes to 60 minutes or 90 minutes.”\u003c/p>\n\u003cfigure id=\"attachment_12067266\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067266\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-02-KQED_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-02-KQED_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-02-KQED_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-02-KQED_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Haojun Chen (right) and Kitling Zhang pose for a photo on the Grand Staircase inside San Francisco City Hall on Oct. 28, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Other free places around San Francisco alone that are popular photography locations include public spaces like:\u003c/p>\n\u003cul>\n\u003cli>The steps outside of San Francisco City Hall\u003c/li>\n\u003cli>The steps outside the Asian Art Museum, next to City Hall\u003c/li>\n\u003cli>The Palace of Fine Arts\u003c/li>\n\u003cli>The Presidio, especially \u003ca href=\"https://presidio.gov/explore/attractions/lovers-lane-trail\">Lovers Lane\u003c/a>\u003c/li>\n\u003cli>Sutro Baths\u003c/li>\n\u003cli>Baker Beach\u003c/li>\n\u003c/ul>\n\u003ch2>Case study: \u003ca id=\"HowtogetmarriedinSanFranciscoCityHall\">\u003c/a>How to get married in San Francisco City Hall\u003c/h2>\n\u003cp>\u003cstrong>Book your ceremony, depending on guest list and day\u003c/strong>\u003c/p>\n\u003cp>“I love City Hall weddings,” Nouri said. “It’s one of the most beautiful venues in San Francisco.”\u003c/p>\n\u003cp>Given its popularity, San Francisco City Hall requires \u003ca href=\"https://sfcityhallevents.org/event-calendar/\">booking in advance\u003c/a>. If you want a large ceremony at City Hall — defined as more than six guests — \u003cem>or \u003c/em>want to get married on a weekend or holiday, you’ll have to book through \u003ca href=\"https://sfcityhallevents.org/weddings/\">the city’s events page\u003c/a>. Among its offerings is \u003ca href=\"https://sfcityhallevents.org/one-hour-weddings/\">a one-hour wedding package\u003c/a>, which costs $1,200.\u003c/p>\n\u003cp>If you have six or fewer guests, you can \u003ca href=\"https://www.sf.gov/have-civil-marriage-or-domestic-partnership-ceremony-city-hall\">book an appointment for a smaller civil ceremony\u003c/a>. That’s what KQED’s Bandlamudi did.\u003c/p>\n\u003cfigure id=\"attachment_12067243\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067243\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-04-KQED_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-04-KQED_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-04-KQED_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-04-KQED_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Photographers navigate posing their subjects on the grand staircase at San Francisco City Hall on Oct. 28, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>She said while she and her parents were excited about a “traditional big Indian wedding,” she and \u003ca href=\"https://www.kqed.org/news/11895000/how-i-met-my-husband-despite-the-global-pandemic\">her now-husband\u003c/a> wanted to have “something a little more intimate \u003cem>before \u003c/em>the wedding.”\u003c/p>\n\u003cp>San Francisco City Hall felt like a natural choice since “it’s already such a pretty place,” she said. “In the morning, we had our appointment at City Hall,” and had their “a very, very quick ceremony” performed by a judge.\u003c/p>\n\u003cp>Bandlamudi said she was surprised by how relatively easy the whole process was.\u003c/p>\n\u003cp>“It was very simple. And anyone can do it,” she said, although she noted that they had to book the ceremony itself “pretty quickly” after \u003ca href=\"https://www.kqed.org/news/12067114/getting-married-san-francisco-bay-area-wedding-license-certificate-costs-officiant-witnesses-change-name-marriage\">getting the license\u003c/a>.[aside postID=news_11895000 hero='https://ww2.kqed.org/app/uploads/sites/10/2021/11/004_SanFrancisco_AdhitiShaishav_09162021-1020x680.jpg']San Francisco County Clerk Diane Rea said City Hall offers around thirty to forty appointments a day for their weekday ceremonies. Many of these are in the rotunda area, Rea explained, and are “short and sweet.”\u003c/p>\n\u003cp>\u003cstrong>Consider the day and time if you \u003cem>don’t \u003c/em>want a busy scene\u003c/strong>\u003c/p>\n\u003cp>In Nouri’s experience, the best times for elopement-style ceremonies at San Francisco City Hall are around 9 a.m. or 10 a.m. Midday, around 12 to 3 p.m., tends to be the busiest time, she said. And Mondays or Fridays especially bring crowds to City Hall, Nouri noted.\u003c/p>\n\u003cp>For her, the busiest months for weddings at San Francisco City Hall are February, with Valentine’s Day and “2” being a lucky number in some cultures, and June, for Pride Month.\u003c/p>\n\u003cp>\u003cstrong>Know you’ll be sharing the space — and stay on time\u003c/strong>\u003c/p>\n\u003cp>While three couples may share an appointment, the ceremonies at San Francisco City Hall are one at a time. Rea said in the excitement of the wedding, some couples may wander off to take photos as they wait for their ceremony, but it really helps if the couple stays in the area and takes pictures \u003cem>after \u003c/em>the ceremony.\u003c/p>\n\u003cp>“It’s really important to be on time. Because that could snowball through the day if they’re late,” she said, and couples will have the rest of the day to take pictures after the ceremony.\u003c/p>\n\u003cp>Keep in mind: a government space like City Hall draws people for all types of occasions, like graduation or quinceañeras. Expect to potentially run into crowds, and for noise to travel within the building.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>According to Sunnyvale \u003ca href=\"https://deniselillie.com/\">wedding planner\u003c/a> Denise Lillie, the holidays are known to those in her profession as “engagement season.”\u003c/p>\n\u003cp>But there are many reasons that couples may opt for a \u003ca href=\"https://www.kqed.org/news/12067114/getting-married-san-francisco-bay-area-wedding-license-certificate-costs-officiant-witnesses-change-name-marriage\">smaller, simpler elopement-style ceremony\u003c/a>, she said — not least the financial pressures of a \u003ca href=\"https://www.wbur.org/cognoscenti/2024/05/22/wedding-planning-dress-cost-marriage-abbigail-shirk\">big traditional wedding\u003c/a>. According to \u003ca href=\"https://www.theknot.com/content/average-wedding-cost\">a 2025 survey of around 17,000 couples by wedding website \u003cem>The Knot\u003c/em>\u003c/a>\u003cem>, \u003c/em>the average cost of a wedding in the United States — the wedding dress, the venue, the band, the catering and so much more — is $33,000. In San Francisco, it’s $51,500.\u003c/p>\n\u003cp>Lillie started seeing an increase in inquiries for these types of events during the height of the pandemic, when she observed many people wanting to make the commitment quickly and save a bigger celebration for later down the line — as well as a growing appreciation for the “aesthetics” of a small, intimate wedding ceremony among Gen-Z, she said.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>So if you’re one of those couples seeking to marry a partner as quickly and affordably as possible, how can you make a smaller city hall ceremony still feel special, without breaking the bank? Keep reading for advice from the wedding experts on how to make a simple, local ceremony extra enjoyable for you and your guests — whether you’re planning a larger party later or not — with particular tips for getting married at San Francisco City Hall.\u003c/p>\n\u003cp>And if you’re looking for a breakdown of \u003ca href=\"https://www.kqed.org/news/12067114/getting-married-san-francisco-bay-area-wedding-license-certificate-costs-officiant-witnesses-change-name-marriage\">the logistics of getting married swiftly and affordably\u003c/a>, from marriage licenses and certificate costs to timeframes, check out our earlier guide: From Paperwork to Costs, the Basics of Getting Married in the Bay Area.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Jump straight to: \u003ca href=\"#HowtogetmarriedinSanFranciscoCityHall\">How to get married in San Francisco City Hall\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>Know that not all costs are ‘essential’ …\u003c/h2>\n\u003cp>Beyond the basic costs of a marriage license and paying someone to perform your ceremony, there are a \u003cem>lot \u003c/em>of expenses people associate with weddings, said Alexis Levy, a San Francisco-based lawyer who is licensed to marry people in California: Rings, clothes, venues, “all that kind of stuff.”\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>But Levy explained that “none of those are technically legally required to get married,” and rather to see those costs as “just common pieces of a wedding.”\u003c/p>\n\u003cp>\u003ca href=\"https://www.kqed.org/author/abandlamudi\">KQED’s own Adhiti Bandlamudi \u003c/a>echoed this advice for couples to work out what’s truly important to them for their own big day.\u003c/p>\n\u003cp>When it came to her own civil ceremony in 2021 at San Francisco City Hall, Bandlamudi wore a white dress purchased from Anthropologie.\u003c/p>\n\u003cp>Afterwards, she and her loved ones gathered together in the couple’s cozy Richmond apartment, with takeout Indian pizza for catering. She even made her own gingerbread wedding cake.\u003c/p>\n\u003ch2>… and figure out your own priorities\u003c/h2>\n\u003cp>For some couples, the emotional stress of weddings — the costs, the planning, the constant wondering of what other people and families are going to think — can burden them. But, Bandlamudi said, “it’s \u003cem>your wedding\u003c/em>.”\u003c/p>\n\u003cp>She recommended that couples focus on what that day means to them: “Is it the vibes? Is it the music? Is that the food?”\u003c/p>\n\u003cp>Once you and your partner have discussed the elements that truly matter to you, “focus on that, make it really special,” advised Bandlamudi. This will also help you eliminate certain aspects and costs you just don’t need or want.\u003c/p>\n\u003cp>And now that you’ve established your non-negotiables …\u003c/p>\n\u003ch2>Make a checklist to manage the day itself …\u003c/h2>\n\u003cp>For the majority of intimate elopements or city hall weddings, “most couples really tend to manage the event themselves,” said Nilou Nouri, a \u003ca href=\"https://nilouweddings.com/\">wedding planner\u003c/a> based in the Bay Area.\u003c/p>\n\u003cp>But sometimes she’s looped in to make the “day a little more effortless for them,” like managing florals, guests or booking a photographer.\u003c/p>\n\u003cfigure id=\"attachment_12067145\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12067145 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251028-SWIFT-SHOWGIRL-MD-01_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251028-SWIFT-SHOWGIRL-MD-01_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251028-SWIFT-SHOWGIRL-MD-01_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251028-SWIFT-SHOWGIRL-MD-01_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Denise Lillie at San Francisco City Hall on Oct. 28, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While an elopement is “still a special day for you,” wedding planner Lillie said, there may be some key aspects you can overlook in the rush and excitement.\u003c/p>\n\u003cp>For example, hiring a content creator — a person to film vertical videos of the ceremony optimized for posting to platforms like Instagram or TikTok — has become super popular among couples, even during shorter weddings, Lillie said.\u003c/p>\n\u003cp>A couple may also choose to book a photographer or hair and make-up artist. She said a lot of services can be reserved on short notice by sifting through wedding groups on social media.\u003c/p>\n\u003cp>Lillie suggested couples come up with a plan or checklist ahead of the ceremony — or designate tasks to friends, family or a planner.\u003c/p>\n\u003ch2>… and work out your day’s timeline\u003c/h2>\n\u003cp>Timing is important, especially since the ceremony itself is an appointment of a certain length. You and your partner can establish:\u003c/p>\n\u003cul>\n\u003cli>What is the timeline for the day?\u003c/li>\n\u003cli>If you are meeting at the city hall, what time is everyone getting there? Where are you physically meeting? Remember to allow time to go through the city hall’s security.\u003c/li>\n\u003cli>Where will you park? (For example, “the best parking for San Francisco City Hall is under the Civic Center Plaza,” added Nouri.)\u003c/li>\n\u003cli>Do you want a bouquet?\u003c/li>\n\u003cli>Do you want a cake? Will it be delivered somewhere, or will someone pick it up?\u003c/li>\n\u003c/ul>\n\u003cp>Even just a few days of planning is worth it, Nouri said.\u003c/p>\n\u003cp>“My advice would be to still take that personal time for yourself and do what’s important,” she said. “Not to overlook that … just because it’s on a more intimate scale.”\u003c/p>\n\u003ch2>Consider all the free places you can take your wedding pictures\u003c/h2>\n\u003cp>Any public spot in San Francisco City Hall is free to take pictures, explained Nouri. And it’s such a beautiful space that Nouri “definitely” recommends springing for a professional photographer to capture your day, even if only briefly.\u003c/p>\n\u003cp>“There are some photographers who do City Hall specials,” she said. “Maybe you hire them for 30 minutes to 60 minutes or 90 minutes.”\u003c/p>\n\u003cfigure id=\"attachment_12067266\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067266\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-02-KQED_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-02-KQED_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-02-KQED_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-02-KQED_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Haojun Chen (right) and Kitling Zhang pose for a photo on the Grand Staircase inside San Francisco City Hall on Oct. 28, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Other free places around San Francisco alone that are popular photography locations include public spaces like:\u003c/p>\n\u003cul>\n\u003cli>The steps outside of San Francisco City Hall\u003c/li>\n\u003cli>The steps outside the Asian Art Museum, next to City Hall\u003c/li>\n\u003cli>The Palace of Fine Arts\u003c/li>\n\u003cli>The Presidio, especially \u003ca href=\"https://presidio.gov/explore/attractions/lovers-lane-trail\">Lovers Lane\u003c/a>\u003c/li>\n\u003cli>Sutro Baths\u003c/li>\n\u003cli>Baker Beach\u003c/li>\n\u003c/ul>\n\u003ch2>Case study: \u003ca id=\"HowtogetmarriedinSanFranciscoCityHall\">\u003c/a>How to get married in San Francisco City Hall\u003c/h2>\n\u003cp>\u003cstrong>Book your ceremony, depending on guest list and day\u003c/strong>\u003c/p>\n\u003cp>“I love City Hall weddings,” Nouri said. “It’s one of the most beautiful venues in San Francisco.”\u003c/p>\n\u003cp>Given its popularity, San Francisco City Hall requires \u003ca href=\"https://sfcityhallevents.org/event-calendar/\">booking in advance\u003c/a>. If you want a large ceremony at City Hall — defined as more than six guests — \u003cem>or \u003c/em>want to get married on a weekend or holiday, you’ll have to book through \u003ca href=\"https://sfcityhallevents.org/weddings/\">the city’s events page\u003c/a>. Among its offerings is \u003ca href=\"https://sfcityhallevents.org/one-hour-weddings/\">a one-hour wedding package\u003c/a>, which costs $1,200.\u003c/p>\n\u003cp>If you have six or fewer guests, you can \u003ca href=\"https://www.sf.gov/have-civil-marriage-or-domestic-partnership-ceremony-city-hall\">book an appointment for a smaller civil ceremony\u003c/a>. That’s what KQED’s Bandlamudi did.\u003c/p>\n\u003cfigure id=\"attachment_12067243\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067243\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-04-KQED_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-04-KQED_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-04-KQED_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/251029-SWIFT-SHOWGIRL-MD-04-KQED_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Photographers navigate posing their subjects on the grand staircase at San Francisco City Hall on Oct. 28, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>She said while she and her parents were excited about a “traditional big Indian wedding,” she and \u003ca href=\"https://www.kqed.org/news/11895000/how-i-met-my-husband-despite-the-global-pandemic\">her now-husband\u003c/a> wanted to have “something a little more intimate \u003cem>before \u003c/em>the wedding.”\u003c/p>\n\u003cp>San Francisco City Hall felt like a natural choice since “it’s already such a pretty place,” she said. “In the morning, we had our appointment at City Hall,” and had their “a very, very quick ceremony” performed by a judge.\u003c/p>\n\u003cp>Bandlamudi said she was surprised by how relatively easy the whole process was.\u003c/p>\n\u003cp>“It was very simple. And anyone can do it,” she said, although she noted that they had to book the ceremony itself “pretty quickly” after \u003ca href=\"https://www.kqed.org/news/12067114/getting-married-san-francisco-bay-area-wedding-license-certificate-costs-officiant-witnesses-change-name-marriage\">getting the license\u003c/a>.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>San Francisco County Clerk Diane Rea said City Hall offers around thirty to forty appointments a day for their weekday ceremonies. Many of these are in the rotunda area, Rea explained, and are “short and sweet.”\u003c/p>\n\u003cp>\u003cstrong>Consider the day and time if you \u003cem>don’t \u003c/em>want a busy scene\u003c/strong>\u003c/p>\n\u003cp>In Nouri’s experience, the best times for elopement-style ceremonies at San Francisco City Hall are around 9 a.m. or 10 a.m. Midday, around 12 to 3 p.m., tends to be the busiest time, she said. And Mondays or Fridays especially bring crowds to City Hall, Nouri noted.\u003c/p>\n\u003cp>For her, the busiest months for weddings at San Francisco City Hall are February, with Valentine’s Day and “2” being a lucky number in some cultures, and June, for Pride Month.\u003c/p>\n\u003cp>\u003cstrong>Know you’ll be sharing the space — and stay on time\u003c/strong>\u003c/p>\n\u003cp>While three couples may share an appointment, the ceremonies at San Francisco City Hall are one at a time. Rea said in the excitement of the wedding, some couples may wander off to take photos as they wait for their ceremony, but it really helps if the couple stays in the area and takes pictures \u003cem>after \u003c/em>the ceremony.\u003c/p>\n\u003cp>“It’s really important to be on time. Because that could snowball through the day if they’re late,” she said, and couples will have the rest of the day to take pictures after the ceremony.\u003c/p>\n\u003cp>Keep in mind: a government space like City Hall draws people for all types of occasions, like graduation or quinceañeras. Expect to potentially run into crowds, and for noise to travel within the building.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>Between the Bay Area’s recent\u003ca href=\"https://www.kqed.org/news/12066736/bay-area-stuck-with-unusually-cold-weather-thanks-to-this-naturally-occurring-culprit\"> cold spell \u003c/a>and \u003ca href=\"https://www.kqed.org/news/12064126/snap-benefits-hung-in-limbo-for-weeks-it-was-a-peek-at-life-under-long-term-cuts\">delays in distributing\u003c/a> Supplemental Nutrition Assistance Program funds during the federal government shutdown, you or your neighbors may be in need of some extra help this holiday season.\u003c/p>\n\u003cp>The good news is that there are ample organizations working to get free pantry staples, warm clothes and even hot meals to Bay Area residents this time of year — and many of them offer volunteer opportunities if you’ve got a little extra time on your hands.\u003c/p>\n\u003cp>Read on for more information on how to access these and other resources this winter and how to lend a helping hand.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Jump straight to:\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"#Wheretogetfreegroceries\">Where to get free groceries\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"#Wheretofindahotmealduringtheholidays\">Where to find a hot meal during the holidays\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"#Wheretogetclothesgiftsandothersupplies\">Where to get clothes, gifts and other supplies\u003c/a>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"Wheretogetfreegroceries\">\u003c/a>Pantry food\u003c/h2>\n\u003cp>\u003ca href=\"https://www.alamedafoodbank.org/get-food/\">\u003cstrong>Alameda Food Bank\u003c/strong>\u003c/a>\u003cstrong>, 677 West Ranger Ave., Alameda\u003c/strong>\u003c/p>\n\u003cp>In-person shopping and online ordering for curbside pick up for clients with mobility needs are both available at this East Bay location.\u003c/p>\n\u003cp>Pick up is limited to those living, working or going to school in Alameda, but if you don’t qualify, you can call the helpline at (510) 635-3663 to find options elsewhere in the region.\u003c/p>\n\u003cfigure id=\"attachment_12064885\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12064885 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A person shops at the Alameda Food Bank on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cem>For volunteers: \u003c/em>\u003ca href=\"https://www.alamedafoodbank.org/volunteer/\">Sign up here\u003c/a> to make an ongoing commitment to the food bank.\u003c/p>\n\u003cp>\u003ca href=\"https://samaritanhousesanmateo.org/service/holiday-programs/\">\u003cstrong>Samaritan House of San Mateo\u003c/strong>\u003c/a>\u003cstrong>, 4031 Pacific Blvd., San Mateo\u003c/strong>\u003c/p>\n\u003cp>Sign up to receive donated food or for \u003ca href=\"https://samaritanhousesanmateo.org/family-sharing-program/\">Samaritan House’s Family Sharing\u003c/a> Program, where families from San Mateo County get matched with donors for the holiday season.[aside postID=news_12066120 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/CalFreshGetty.jpg']\u003cem>For volunteers: \u003c/em>You can \u003ca href=\"https://samaritanhousesanmateo.org/volunteer/\">sign up\u003c/a> to serve food or help with meal delivery here.\u003c/p>\n\u003cp>\u003ca href=\"https://www.marthas-kitchen.org/ourservices\">\u003cstrong>Martha’s Community Market\u003c/strong>\u003c/a>\u003cstrong>, 749 Story Road, San José\u003c/strong>\u003c/p>\n\u003cp>Open 10 a.m. to 2 p.m., you can swing by and shop for free groceries and dry goods, just make an \u003ca href=\"https://limiter.addonforge.com/limiter?formId=1FAIpQLSf3c40kWeqC8k-kKoayKg2GTtLMSeKXqDWgS6tI6UEEM-66RA\">appointment \u003c/a>and make sure you’re already signed up for services through the organization.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>Register to help out this holiday season \u003ca href=\"https://www.marthas-kitchen.org/volunteer\">here\u003c/a>.\u003c/p>\n\u003cp>\u003ca href=\"https://www.ccscc.org/free-food-distribution?locale=en\">\u003cstrong>Catholic Charities of Santa Clara County\u003c/strong>\u003c/a>\u003cstrong>, San José\u003c/strong>\u003c/p>\n\u003cp>Check the schedule for \u003ca href=\"https://www.ccscc.org/free-food-distribution?locale=en\">market times and locations\u003c/a> to get free groceries all across the South Bay, but be aware of some closures at the end of December.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>\u003ca href=\"https://www.ccscc.org/become-a-volunteer?locale=en\">Volunteers are needed\u003c/a> to help serve and organize food and groceries.\u003c/p>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/12061440/calfresh-snap-ebt-shutdown-find-food-banks-near-me-san-francisco-bay-area-alameda-oakland-contra-costa-newsom-national-guard\">Find a more comprehensive list of food banks across the Bay Area here.\u003c/a>\u003c/p>\n\u003ch2>\u003ca id=\"Wheretofindahotmealduringtheholidays\">\u003c/a>Hot meals\u003c/h2>\n\u003cp>\u003ca href=\"https://www.glide.org/holidays-at-glide/\">\u003cstrong>GLIDE\u003c/strong>\u003c/a>\u003cstrong>, 330 Ellis St., San Francisco\u003c/strong>\u003c/p>\n\u003cp>The Christmas Eve Luncheon Celebration is scheduled for Dec. 24 from 11 a.m. to 1 p.m., with prime rib and sides provided by San Francisco’s House of Prime Rib.\u003c/p>\n\u003cp>On Christmas Day, ham, turkey and all the fixings will be served to nearly 2,500 people from 11 a.m. to 1 p.m.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>Shifts fill up quickly, so sign up \u003ca href=\"https://www.glide.org/volunteer/\">here\u003c/a>, and check back for openings often.\u003c/p>\n\u003cfigure id=\"attachment_12067444\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067444\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlideChurchSFGetty2.jpg\" alt=\"\" width=\"2000\" height=\"1357\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlideChurchSFGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlideChurchSFGetty2-160x109.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlideChurchSFGetty2-1536x1042.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Volunteers serve holiday meals at Glide Memorial Church in San Francisco, California, on Sunday, Dec. 25, 2022. \u003ccite>(Jane Tyska/Digital First Media/East Bay Times via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003ca href=\"https://martindeporres.org/\">\u003cstrong>Martin de Porres House of Hospitality\u003c/strong>\u003c/a>\u003cstrong>, 225 Potrero Ave., San Francisco\u003c/strong>\u003c/p>\n\u003cp>Christmas Eve lunch will include vegetarian turkey roasts, mashed potatoes and plenty of cookies.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>Sign up to help out using the form on this \u003ca href=\"https://martindeporres.org/\">page\u003c/a>.\u003c/p>\n\u003cp>\u003ca href=\"https://www.tenderlointessie.com/\">\u003cstrong>Tenderloin Tessie Holiday Dinners\u003c/strong>\u003c/a>\u003cstrong>, 1187 Franklin St., San Francisco\u003c/strong>\u003c/p>\n\u003cp>Christmas Dinner will be served from 1 p.m. to 4 p.m. at First Unitarian Universalist Church.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>Reach out by calling (415) 584-3252 or via email at \u003ca href=\"mailto:tenderlointessie@gmail.com\">tenderlointessie@gmail.com\u003c/a> to help with holiday meals.\u003c/p>\n\u003ch2>\u003ca id=\"Wheretogetclothesgiftsandothersupplies\">\u003c/a>Clothing and supplies\u003c/h2>\n\u003cp>\u003ca href=\"http://stanthonysf.org/services/clothing/\">\u003cstrong>St. Anthony’s\u003c/strong>\u003c/a>\u003cstrong>, 150 Golden Gate Ave., San Francisco\u003c/strong>\u003c/p>\n\u003cp>Sign up for an \u003ca href=\"https://www.stanthonysf.org/services/clothing/shop-for-clothes/\">appointment \u003c/a>to shop at the Free Clothing Store at 121 Golden Gate Ave. There are no eligibility requirements, but staff may request to see ID to confirm your enrollment status.\u003c/p>\n\u003cfigure id=\"attachment_12067453\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067453\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/111918_AW_SoupKitchen_19_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/111918_AW_SoupKitchen_19_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/111918_AW_SoupKitchen_19_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/111918_AW_SoupKitchen_19_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Rows of women’s clothing in the storage area of the St. Anthony’s free clothing program on Nov. 19, 2018. Clothing donations increase significantly around the holidays. \u003ccite>(Anne Wernikoff/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cem>For volunteers: \u003c/em>You can \u003ca href=\"https://www.stanthonysf.org/services/clothing/how-to-donate/\">donate\u003c/a> clean, new and gently used clothing or \u003ca href=\"https://www.stanthonysf.org/volunteer/\">give your time\u003c/a> to help with the program.\u003c/p>\n\u003cp>\u003ca href=\"https://www.sacredheartcs.org/programs-food-clothing\">\u003cstrong>Sacred Heart Community Service\u003c/strong>\u003c/a>\u003cstrong>, 1281 South First St., San José\u003c/strong>\u003c/p>\n\u003cp>The Clothes Closet is open weekdays starting at 9 a.m. Anyone in need of clothes can shop twice per month and take home up to five articles of clothing for free.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>New volunteers can learn about the process and apply \u003ca href=\"https://www.sacredheartcs.org/volunteer\">here\u003c/a>.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Between the Bay Area’s recent\u003ca href=\"https://www.kqed.org/news/12066736/bay-area-stuck-with-unusually-cold-weather-thanks-to-this-naturally-occurring-culprit\"> cold spell \u003c/a>and \u003ca href=\"https://www.kqed.org/news/12064126/snap-benefits-hung-in-limbo-for-weeks-it-was-a-peek-at-life-under-long-term-cuts\">delays in distributing\u003c/a> Supplemental Nutrition Assistance Program funds during the federal government shutdown, you or your neighbors may be in need of some extra help this holiday season.\u003c/p>\n\u003cp>The good news is that there are ample organizations working to get free pantry staples, warm clothes and even hot meals to Bay Area residents this time of year — and many of them offer volunteer opportunities if you’ve got a little extra time on your hands.\u003c/p>\n\u003cp>Read on for more information on how to access these and other resources this winter and how to lend a helping hand.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Jump straight to:\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"#Wheretogetfreegroceries\">Where to get free groceries\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"#Wheretofindahotmealduringtheholidays\">Where to find a hot meal during the holidays\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"#Wheretogetclothesgiftsandothersupplies\">Where to get clothes, gifts and other supplies\u003c/a>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"Wheretogetfreegroceries\">\u003c/a>Pantry food\u003c/h2>\n\u003cp>\u003ca href=\"https://www.alamedafoodbank.org/get-food/\">\u003cstrong>Alameda Food Bank\u003c/strong>\u003c/a>\u003cstrong>, 677 West Ranger Ave., Alameda\u003c/strong>\u003c/p>\n\u003cp>In-person shopping and online ordering for curbside pick up for clients with mobility needs are both available at this East Bay location.\u003c/p>\n\u003cp>Pick up is limited to those living, working or going to school in Alameda, but if you don’t qualify, you can call the helpline at (510) 635-3663 to find options elsewhere in the region.\u003c/p>\n\u003cfigure id=\"attachment_12064885\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12064885 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A person shops at the Alameda Food Bank on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cem>For volunteers: \u003c/em>\u003ca href=\"https://www.alamedafoodbank.org/volunteer/\">Sign up here\u003c/a> to make an ongoing commitment to the food bank.\u003c/p>\n\u003cp>\u003ca href=\"https://samaritanhousesanmateo.org/service/holiday-programs/\">\u003cstrong>Samaritan House of San Mateo\u003c/strong>\u003c/a>\u003cstrong>, 4031 Pacific Blvd., San Mateo\u003c/strong>\u003c/p>\n\u003cp>Sign up to receive donated food or for \u003ca href=\"https://samaritanhousesanmateo.org/family-sharing-program/\">Samaritan House’s Family Sharing\u003c/a> Program, where families from San Mateo County get matched with donors for the holiday season.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cem>For volunteers: \u003c/em>You can \u003ca href=\"https://samaritanhousesanmateo.org/volunteer/\">sign up\u003c/a> to serve food or help with meal delivery here.\u003c/p>\n\u003cp>\u003ca href=\"https://www.marthas-kitchen.org/ourservices\">\u003cstrong>Martha’s Community Market\u003c/strong>\u003c/a>\u003cstrong>, 749 Story Road, San José\u003c/strong>\u003c/p>\n\u003cp>Open 10 a.m. to 2 p.m., you can swing by and shop for free groceries and dry goods, just make an \u003ca href=\"https://limiter.addonforge.com/limiter?formId=1FAIpQLSf3c40kWeqC8k-kKoayKg2GTtLMSeKXqDWgS6tI6UEEM-66RA\">appointment \u003c/a>and make sure you’re already signed up for services through the organization.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>Register to help out this holiday season \u003ca href=\"https://www.marthas-kitchen.org/volunteer\">here\u003c/a>.\u003c/p>\n\u003cp>\u003ca href=\"https://www.ccscc.org/free-food-distribution?locale=en\">\u003cstrong>Catholic Charities of Santa Clara County\u003c/strong>\u003c/a>\u003cstrong>, San José\u003c/strong>\u003c/p>\n\u003cp>Check the schedule for \u003ca href=\"https://www.ccscc.org/free-food-distribution?locale=en\">market times and locations\u003c/a> to get free groceries all across the South Bay, but be aware of some closures at the end of December.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>\u003ca href=\"https://www.ccscc.org/become-a-volunteer?locale=en\">Volunteers are needed\u003c/a> to help serve and organize food and groceries.\u003c/p>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/12061440/calfresh-snap-ebt-shutdown-find-food-banks-near-me-san-francisco-bay-area-alameda-oakland-contra-costa-newsom-national-guard\">Find a more comprehensive list of food banks across the Bay Area here.\u003c/a>\u003c/p>\n\u003ch2>\u003ca id=\"Wheretofindahotmealduringtheholidays\">\u003c/a>Hot meals\u003c/h2>\n\u003cp>\u003ca href=\"https://www.glide.org/holidays-at-glide/\">\u003cstrong>GLIDE\u003c/strong>\u003c/a>\u003cstrong>, 330 Ellis St., San Francisco\u003c/strong>\u003c/p>\n\u003cp>The Christmas Eve Luncheon Celebration is scheduled for Dec. 24 from 11 a.m. to 1 p.m., with prime rib and sides provided by San Francisco’s House of Prime Rib.\u003c/p>\n\u003cp>On Christmas Day, ham, turkey and all the fixings will be served to nearly 2,500 people from 11 a.m. to 1 p.m.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>Shifts fill up quickly, so sign up \u003ca href=\"https://www.glide.org/volunteer/\">here\u003c/a>, and check back for openings often.\u003c/p>\n\u003cfigure id=\"attachment_12067444\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067444\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlideChurchSFGetty2.jpg\" alt=\"\" width=\"2000\" height=\"1357\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlideChurchSFGetty2.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlideChurchSFGetty2-160x109.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/GlideChurchSFGetty2-1536x1042.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Volunteers serve holiday meals at Glide Memorial Church in San Francisco, California, on Sunday, Dec. 25, 2022. \u003ccite>(Jane Tyska/Digital First Media/East Bay Times via Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003ca href=\"https://martindeporres.org/\">\u003cstrong>Martin de Porres House of Hospitality\u003c/strong>\u003c/a>\u003cstrong>, 225 Potrero Ave., San Francisco\u003c/strong>\u003c/p>\n\u003cp>Christmas Eve lunch will include vegetarian turkey roasts, mashed potatoes and plenty of cookies.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>Sign up to help out using the form on this \u003ca href=\"https://martindeporres.org/\">page\u003c/a>.\u003c/p>\n\u003cp>\u003ca href=\"https://www.tenderlointessie.com/\">\u003cstrong>Tenderloin Tessie Holiday Dinners\u003c/strong>\u003c/a>\u003cstrong>, 1187 Franklin St., San Francisco\u003c/strong>\u003c/p>\n\u003cp>Christmas Dinner will be served from 1 p.m. to 4 p.m. at First Unitarian Universalist Church.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>Reach out by calling (415) 584-3252 or via email at \u003ca href=\"mailto:tenderlointessie@gmail.com\">tenderlointessie@gmail.com\u003c/a> to help with holiday meals.\u003c/p>\n\u003ch2>\u003ca id=\"Wheretogetclothesgiftsandothersupplies\">\u003c/a>Clothing and supplies\u003c/h2>\n\u003cp>\u003ca href=\"http://stanthonysf.org/services/clothing/\">\u003cstrong>St. Anthony’s\u003c/strong>\u003c/a>\u003cstrong>, 150 Golden Gate Ave., San Francisco\u003c/strong>\u003c/p>\n\u003cp>Sign up for an \u003ca href=\"https://www.stanthonysf.org/services/clothing/shop-for-clothes/\">appointment \u003c/a>to shop at the Free Clothing Store at 121 Golden Gate Ave. There are no eligibility requirements, but staff may request to see ID to confirm your enrollment status.\u003c/p>\n\u003cfigure id=\"attachment_12067453\" class=\"wp-caption aligncenter\" style=\"max-width: 1999px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12067453\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/111918_AW_SoupKitchen_19_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/111918_AW_SoupKitchen_19_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/111918_AW_SoupKitchen_19_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/12/111918_AW_SoupKitchen_19_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003cfigcaption class=\"wp-caption-text\">Rows of women’s clothing in the storage area of the St. Anthony’s free clothing program on Nov. 19, 2018. Clothing donations increase significantly around the holidays. \u003ccite>(Anne Wernikoff/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cem>For volunteers: \u003c/em>You can \u003ca href=\"https://www.stanthonysf.org/services/clothing/how-to-donate/\">donate\u003c/a> clean, new and gently used clothing or \u003ca href=\"https://www.stanthonysf.org/volunteer/\">give your time\u003c/a> to help with the program.\u003c/p>\n\u003cp>\u003ca href=\"https://www.sacredheartcs.org/programs-food-clothing\">\u003cstrong>Sacred Heart Community Service\u003c/strong>\u003c/a>\u003cstrong>, 1281 South First St., San José\u003c/strong>\u003c/p>\n\u003cp>The Clothes Closet is open weekdays starting at 9 a.m. Anyone in need of clothes can shop twice per month and take home up to five articles of clothing for free.\u003c/p>\n\u003cp>\u003cem>For volunteers: \u003c/em>New volunteers can learn about the process and apply \u003ca href=\"https://www.sacredheartcs.org/volunteer\">here\u003c/a>.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"slug": "snap-benefits-hung-in-limbo-for-weeks-it-was-a-peek-at-life-under-long-term-cuts",
"title": "SNAP Benefits Hung in Limbo for Weeks. It Was a Peek at Life Under Long-Term Cuts",
"publishDate": 1763661252,
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"headTitle": "SNAP Benefits Hung in Limbo for Weeks. It Was a Peek at Life Under Long-Term Cuts | KQED",
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"content": "\u003cp>She’d been waiting for over an hour, and Trozalla Smith was still nowhere near the front of the line.\u003c/p>\n\u003cp>Outside the East Oakland Collective’s \u003ca href=\"https://www.kqed.org/news/12061440/calfresh-snap-ebt-shutdown-find-food-banks-near-me-san-francisco-bay-area-alameda-oakland-contra-costa-newsom-national-guard\">food pantry,\u003c/a> the mass of people stretched half a block in either direction around her. Women with babies strapped to their backs shifted their weight from one foot to another, bored kids sat on the sidewalk, and elderly men stood stiffly in place as they waited to pick up whatever was left of that week’s offerings — fresh produce, instant ramen, milk and, if they were lucky, eggs and meat.\u003c/p>\n\u003cp>It was the end of October, and food pantries were absorbing the shock of around 5.5 million Californians anticipating \u003ca href=\"https://www.kqed.org/news/12060770/snap-calfresh-food-stamps-government-shutdown-november-payments-ebt\">delays to their federal food benefits\u003c/a> amid the government shutdown. Unsure of the status of her aid, Smith, 24, was relying entirely on pantries to feed herself and her boyfriend. “It’s our lifeline,” she said.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The uncertainty was only the latest reminder of how precarious life on the economic margins already is. The struggle to afford one of the country’s most expensive regions, with grocery prices still soaring, started long before the shutdown and will continue long after it finally ended on Nov. 12.\u003c/p>\n\u003cp>For two weeks, the country’s largest anti-hunger program hung in the balance — and it may have been only a glimpse of what’s to come.\u003c/p>\n\u003cp>As Smith and thousands more across the Bay Area scrambled to get by during the shutdown, state leaders were wrestling with a more enduring threat to food aid: policy changes recently signed into law by President Trump that \u003ca href=\"https://calbudgetcenter.org/resources/federal-funding-cuts-to-snap-calfresh-will-have-sweeping-impacts-on-californians/?utm_source=chatgpt.com\">are expected to reduce\u003c/a> benefits for over 3 million California households.\u003c/p>\n\u003cfigure id=\"attachment_12064444\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064444\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00687_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00687_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00687_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00687_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith arrives at the Alameda Food Bank on Friday, Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>New eligibility limits and benefit reductions in the One Big Beautiful Bill Act \u003ca href=\"https://lao.ca.gov/Publications/Detail/5090\">mean some 400,000 to 750,000 Californians\u003c/a> could lose access to the Supplemental Nutrition Assistance Program altogether, according to estimates by the state Legislative Analyst’s Office and policy experts.\u003c/p>\n\u003cp>And all the recent attention on SNAP has \u003ca href=\"https://newrepublic.com/article/203120/trump-snap-food-stamps\">placed the program\u003c/a> in the Trump administration’s \u003ca href=\"https://www.politico.com/news/2025/11/14/trump-usda-snap-participants-reapply-benefits-00651874\">crosshairs\u003c/a>, leading many to brace for still more blows to food aid.\u003c/p>\n\u003cp>“These are unprecedented changes to the program that will have impacts for many years,” David Swanson Hollinger, chief deputy director at the California Department of Social Services, \u003ca href=\"https://www.senate.ca.gov/media-archive?time%5bmedia-element-18223%5d=2999.428751\">told a state Senate committee\u003c/a> last week, warning that lawmakers will have to “reimagine our path forward.”\u003c/p>\n\u003ch2>‘Everything is so expensive’\u003c/h2>\n\u003cp>Some of the newly enacted changes haven’t yet rolled out in California, and others are just beginning to take effect, but staff at the East Oakland Collective said they’d heard from several clients who unexpectedly had their benefits cut in October.\u003c/p>\n\u003cp>Among them was Monica Thompson, a 64-year-old who has breast cancer and was one of the first to get in line that morning. Her assistance was cut from about $300 down to $24, she said, screwing up her face. “What can I do with $24?”\u003c/p>\n\u003cp>In the last week of October, the collective had already served 100 more families than usual, according to executive director Candice Elder.\u003c/p>\n\u003cfigure id=\"attachment_12064446\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064446\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00936_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00936_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00936_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00936_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Shopping carts are parked around the Alameda Food Bank on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Standing in line that morning, a pregnant woman with a toddler in a stroller checked the state benefits app on her phone for updates. “November benefits will likely be delayed,” Taylor Ducote read, scrolling through the FAQs with exasperation.\u003c/p>\n\u003cp>“The fear that we have to live with every day until we find out if we’re going to get it or not … it’s just really nerve-wracking and scary for our kids,” she said.\u003c/p>\n\u003cp>Ducote had just gotten housing four months earlier after half a decade of homelessness, and she wondered aloud how she’d pay her rent and utilities if she had to buy food out of pocket. Already, she was desperate by the end of the month.[aside postID=news_12061440 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/013_KQED_SanFranciscoMarinFoodBank_03182020_9229_qed.jpg']The night before, she said, she got caught stealing from a grocery store. She didn’t get arrested, but she was humiliated. “You think I want to be right here stealing so my son can get milk?” she had told the security guard. “Look what I’m stealing: toilet paper, diapers.”\u003c/p>\n\u003cp>A few miles away, Ana Hoover, 54, stood in line at the Berkeley Food Pantry. She said she’d been out of work since December and was relying on food stamps, pantries and occasional gigs she found through an event staffing company or on NextDoor to make ends meet.\u003c/p>\n\u003cp>Every month, she used up her SNAP benefits at least two weeks before they were replenished.\u003c/p>\n\u003cp>Like Ducote, the prospect of losing them altogether left her unsure about how she’d stay housed and take care of other basic needs. She’d been homeless for three years until recently, and she now pays $1,050 a month for a room at the YMCA.\u003c/p>\n\u003cp>“Everything is so expensive,” she said. “Food stamps doesn’t cover toothpaste, toothbrushes … [and] now the money is also going for food.”\u003c/p>\n\u003cfigure id=\"attachment_12064885\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064885\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith shops at the Alameda Food Bank on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The added stress of losing her $300 in food aid rippled across her life in ways big and small. It put more obstacles on her path back to the workforce. How would she pay for transportation to jobs? She rationed the mascara, lipstick and deodorant that gave her the confidence to go to interviews.\u003c/p>\n\u003cp>She had a gig coming up as an usher for an event at the Moscone Center, and she needed an all-black outfit. “I went into a panic because I’m like, ‘Oh, my God, I need to buy black shoes.’”\u003c/p>\n\u003cp>She aims to apply for three jobs a day. “I need to be focusing,” she said. “When you’re almost in a panic, how can you focus and how can you be productive?”\u003c/p>\n\u003ch2>The power of choice\u003c/h2>\n\u003cp>The next week, Smith pushed a shopping cart through the Alameda Food Bank. She had applied for CalFresh, \u003ca href=\"https://www.kqed.org/news/12063660/california-moves-to-protect-calfresh-payments-from-federal-confusion-and-chaos\">California’s version of SNAP\u003c/a>, in early October, after she lost her job as a home health aide, and she received emergency benefits for the month.\u003c/p>\n\u003cp>While she waited on approval, she created a daily schedule of food pantries and bused from one to another, patching together meals from the hodgepodge of dry goods and produce available and figuring out which were worth her time. This bank, with its brand new building and heaping bins of apples and potatoes, was one of the best she’d found.\u003c/p>\n\u003cfigure id=\"attachment_12064445\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064445\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00731_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00731_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00731_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00731_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith shops at the Alameda Food Bank on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Today, she was most excited about the fresh strawberries — usually too expensive to buy, and often starting to mold by the time she found them at food pantries. Those pantries rely heavily on the Alameda County Community Food Bank, which fills their shelves with a mix of food from federal programs, donations, bulk farm purchases and surplus groceries that are sometimes on the verge of expiring.\u003c/p>\n\u003cp>“You have to eat it that day or the next, which makes it hard,” Smith said. These berries, though, looked perfectly fresh.\u003c/p>\n\u003cp>Each bin listed an item limit on the side, so Smith had learned to shop carefully. “You can get four apples,” she said, hunting through the bin for the largest she could find. “You’ll get fuller with a bigger apple, but they tend to be more bruised. It’s a bit like a scavenger hunt.”\u003c/p>\n\u003cp>That the new, sprawling food bank was designed to mimic the experience of shopping wasn’t lost on Smith. “I like this place because it makes you feel more like a regular person,” she said. “You get to shop for your food.”[aside postID=news_12063723 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251110-COLLEGE-STUDENTS-CALFRESH-MD-01-KQED.jpg']She was grateful for the semblance of choice, but what the SNAP program provided was the real thing — something people pointed out again and again as they faced the prospect of going without their benefits.\u003c/p>\n\u003cp>“I get to cook. I refuse to go to them fast-food places,” said Anthony Cassidy, standing outside the food bank with a basket full of fruits and vegetables. “I like making stew.”\u003c/p>\n\u003cp>The 75-year-old Vietnam War veteran said he spent decades addicted to heroin, in and out of prison and homelessness, and was now sober and stably housed.\u003c/p>\n\u003cp>“I’m bound and determined to live out my days healthy and free,” he said. “SNAP has really helped me, allowed me to get some food that I like instead of stuff that I had to get.”\u003c/p>\n\u003cp>In a single week, Smith spent some 20 hours busing to and from six pantries, waiting in line and picking up food.\u003c/p>\n\u003cp>“My body’s tired today, really tired,” she said, the day after her trip to the Alameda Food Bank. She was back in East Oakland, making her way to the bus stop after visiting two food pantries on MacArthur Boulevard. She struggled under the weight of three heavy tote bags loaded with watermelon, butternut squash, potatoes and pears. In her free hand, she balanced a pizza, an unexpected pantry score.\u003c/p>\n\u003cp>“It’s definitely going to hurt later on tonight,” she said.\u003c/p>\n\u003cfigure id=\"attachment_12064448\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064448\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01284_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01284_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01284_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01284_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith stands across advertisements for CalFresh as she holds her groceries from the Alameda Food Bank at the 12th Street BART Station in Oakland on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Smith has lupus, an autoimmune condition that makes her joints ache and some days, leaves her too exhausted to get out of bed. She was diagnosed at 8 years old, she said, after a series of mysterious rashes, fevers and aches had perplexed doctors for nearly two years.\u003c/p>\n\u003cp>In 2023, the illness forced her to come home from college at Emory University in Atlanta. She developed pericarditis, a swelling of the tissue surrounding her heart, and doctors recommended she take a break.\u003c/p>\n\u003cp>“I was on a lot of steroids, couldn’t walk at that point,” she said. Still, she was devastated to leave the school, where she was on a pre-med track. “I loved it so much,” she said.\u003c/p>\n\u003cp>Back home after a 30-minute bus ride and 10-minute walk, Smith and her boyfriend, 24-year-old Kelinde Secrease, hoisted the groceries onto the counter.\u003c/p>\n\u003cp>She pulled eggs from a tote triumphantly. The pantries often ran out, and she’d gotten in line an hour and a half before the East Oakland Collective opened in order to bring these home.\u003c/p>\n\u003cfigure id=\"attachment_12064450\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064450\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01577_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01577_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01577_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01577_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith puts away groceries from the Alameda food bank in her fridge at her family home in San Leandro on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>A few days earlier, Secrease had caught himself doing something he hadn’t done in a long time: wondering what he wanted to eat.\u003c/p>\n\u003cp>“I had a realization where I was like, wow — even being able to say ‘What do I want to eat?’ is a very powerful statement that I’m very grateful for,” he said. Before they’d learned to navigate the patchwork of pantries in the area, with Smith out of work and his own hours stuck at just 12 a week, food had been so limited that eating stopped feeling like a choice at all.\u003c/p>\n\u003cp>Having choices allowed him to enjoy food again. “It doesn’t feel so laborious having to eat because you’re eating something that you really don’t want to,” he said.\u003c/p>\n\u003cp>For people like Smith and Secrease, going without federal food aid doesn’t necessarily mean going hungry. But it pushes their already precarious budget to the breaking point, forcing them to scramble for rent and utilities, bus fare, tampons and toothpaste. Necessity strips away choice, and with it, the small freedoms that make life feel like more than survival. “When you have options, you have freedom,” Secrease said.\u003c/p>\n\u003cp>For the moment, the couple figured they had enough food to last them a week. Smith was relieved she’d have that time to focus on applying for jobs and tending to her health. But first they had to chop, freeze, roast and juice their way through the small mountain of produce to keep it from going to waste. After six hours in the kitchen, they had a freezer and refrigerator full of food.\u003c/p>\n\u003ch2>Some relief, but uncertainty remains\u003c/h2>\n\u003cp>A week into November, Hoover stood in the YMCA residence’s shared kitchen, chopping onion, potato and bell pepper to add to a roasting pan where a whole chicken sizzled in the oven.\u003c/p>\n\u003cp>“I love to cook, it’s one of my favorite things to do,” she said.\u003c/p>\n\u003cp>She’d gotten the bird for under $10 at Trader Joe’s; the rest of the meal came from the Berkeley Food Pantry.\u003c/p>\n\u003cfigure id=\"attachment_12064440\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064440\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00103_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00103_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00103_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00103_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Ana Hoover checks out her groceries at her local Trader Joe’s in Berkeley on Thursday, Nov. 13, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>With the month’s food stamps still in limbo amid federal court challenges and the ongoing government shutdown, she called the state’s EBT helpline, hoping for answers.\u003c/p>\n\u003cp>“Your CalFresh balance is $0.61,” a recorded voice said. “You have one future benefit added to the account. CalFresh benefits available on Nov. 10 for $298.00.”\u003c/p>\n\u003cp>“Oh, my God, what a lifesaver!” Hoover said. “Oh, my God.”\u003c/p>\n\u003cp>She covered her face with her hands and burst into tears. “The stress level — feeling like, how am I going to do this,” she said. “You have no idea what relief.”\u003c/p>\n\u003cfigure id=\"attachment_12064441\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064441\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00125_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00125_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00125_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00125_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Ana Hoover, whose SNAP benefits were delayed by the government shutdown, uses her EBT card to pay for her groceries at her local Trader Joe’s in Berkeley on Nov. 13, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Earlier that week, Smith had come home from a three-hour food pantry trip to a letter from the county. Her CalFresh benefits were being denied, the letter explained, because she had not submitted proof of income. She was deflated and frustrated. “I don’t understand. I don’t have any income,” she said.\u003c/p>\n\u003cp>By mid-November, Smith had landed a part-time nanny position, Secrease was working full-time, midnight to 7 a.m., training robots to fold clothes and bus tables, and Hoover was still picking up gigs while applying for jobs.\u003c/p>\n\u003cp>Smith was again waiting to hear back about her CalFresh case after submitting new income documents, and Hoover had $58 left in her account — just enough to make a Thanksgiving meal with the free turkey she’d learned a local pantry was offering.\u003c/p>\n\u003cfigure id=\"attachment_12064439\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064439\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00089_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00089_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00089_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00089_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Ana Hoover shops at her local Trader Joe’s in Berkeley on Nov. 13, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>For both women, the last month had deepened their distrust of a system meant to catch them when they fell. “I have always felt that these types of benefits could end anytime,” Hoover said, but that fear no longer feels hypothetical.\u003c/p>\n\u003cp>Republicans have long sought to cut federal funding for food benefits, implement stricter work requirements and shift the burden to states. After Trump signed some of those restrictions into law this year, the shutdown showed what could follow if federal benefits are further curtailed.\u003c/p>\n\u003cp>Smith took some comfort in knowing she found a way forward through sheer tenacity, but the effort had caused her lupus to flare.\u003c/p>\n\u003cp>As she lay in bed, she hoped the food in the freezer would last long enough for her to recover. Then she’d pull up her pantry schedule, pack her tote bags and do it all over again.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"excerpt": "The shutdown is over, but the panic over delayed benefits is only the latest reminder of how precarious life is on the economic margins — and what could come under cuts by the Trump administration.",
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"title": "SNAP Benefits Hung in Limbo for Weeks. It Was a Peek at Life Under Long-Term Cuts | KQED",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>She’d been waiting for over an hour, and Trozalla Smith was still nowhere near the front of the line.\u003c/p>\n\u003cp>Outside the East Oakland Collective’s \u003ca href=\"https://www.kqed.org/news/12061440/calfresh-snap-ebt-shutdown-find-food-banks-near-me-san-francisco-bay-area-alameda-oakland-contra-costa-newsom-national-guard\">food pantry,\u003c/a> the mass of people stretched half a block in either direction around her. Women with babies strapped to their backs shifted their weight from one foot to another, bored kids sat on the sidewalk, and elderly men stood stiffly in place as they waited to pick up whatever was left of that week’s offerings — fresh produce, instant ramen, milk and, if they were lucky, eggs and meat.\u003c/p>\n\u003cp>It was the end of October, and food pantries were absorbing the shock of around 5.5 million Californians anticipating \u003ca href=\"https://www.kqed.org/news/12060770/snap-calfresh-food-stamps-government-shutdown-november-payments-ebt\">delays to their federal food benefits\u003c/a> amid the government shutdown. Unsure of the status of her aid, Smith, 24, was relying entirely on pantries to feed herself and her boyfriend. “It’s our lifeline,” she said.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The uncertainty was only the latest reminder of how precarious life on the economic margins already is. The struggle to afford one of the country’s most expensive regions, with grocery prices still soaring, started long before the shutdown and will continue long after it finally ended on Nov. 12.\u003c/p>\n\u003cp>For two weeks, the country’s largest anti-hunger program hung in the balance — and it may have been only a glimpse of what’s to come.\u003c/p>\n\u003cp>As Smith and thousands more across the Bay Area scrambled to get by during the shutdown, state leaders were wrestling with a more enduring threat to food aid: policy changes recently signed into law by President Trump that \u003ca href=\"https://calbudgetcenter.org/resources/federal-funding-cuts-to-snap-calfresh-will-have-sweeping-impacts-on-californians/?utm_source=chatgpt.com\">are expected to reduce\u003c/a> benefits for over 3 million California households.\u003c/p>\n\u003cfigure id=\"attachment_12064444\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064444\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00687_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00687_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00687_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00687_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith arrives at the Alameda Food Bank on Friday, Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>New eligibility limits and benefit reductions in the One Big Beautiful Bill Act \u003ca href=\"https://lao.ca.gov/Publications/Detail/5090\">mean some 400,000 to 750,000 Californians\u003c/a> could lose access to the Supplemental Nutrition Assistance Program altogether, according to estimates by the state Legislative Analyst’s Office and policy experts.\u003c/p>\n\u003cp>And all the recent attention on SNAP has \u003ca href=\"https://newrepublic.com/article/203120/trump-snap-food-stamps\">placed the program\u003c/a> in the Trump administration’s \u003ca href=\"https://www.politico.com/news/2025/11/14/trump-usda-snap-participants-reapply-benefits-00651874\">crosshairs\u003c/a>, leading many to brace for still more blows to food aid.\u003c/p>\n\u003cp>“These are unprecedented changes to the program that will have impacts for many years,” David Swanson Hollinger, chief deputy director at the California Department of Social Services, \u003ca href=\"https://www.senate.ca.gov/media-archive?time%5bmedia-element-18223%5d=2999.428751\">told a state Senate committee\u003c/a> last week, warning that lawmakers will have to “reimagine our path forward.”\u003c/p>\n\u003ch2>‘Everything is so expensive’\u003c/h2>\n\u003cp>Some of the newly enacted changes haven’t yet rolled out in California, and others are just beginning to take effect, but staff at the East Oakland Collective said they’d heard from several clients who unexpectedly had their benefits cut in October.\u003c/p>\n\u003cp>Among them was Monica Thompson, a 64-year-old who has breast cancer and was one of the first to get in line that morning. Her assistance was cut from about $300 down to $24, she said, screwing up her face. “What can I do with $24?”\u003c/p>\n\u003cp>In the last week of October, the collective had already served 100 more families than usual, according to executive director Candice Elder.\u003c/p>\n\u003cfigure id=\"attachment_12064446\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064446\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00936_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00936_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00936_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00936_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Shopping carts are parked around the Alameda Food Bank on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Standing in line that morning, a pregnant woman with a toddler in a stroller checked the state benefits app on her phone for updates. “November benefits will likely be delayed,” Taylor Ducote read, scrolling through the FAQs with exasperation.\u003c/p>\n\u003cp>“The fear that we have to live with every day until we find out if we’re going to get it or not … it’s just really nerve-wracking and scary for our kids,” she said.\u003c/p>\n\u003cp>Ducote had just gotten housing four months earlier after half a decade of homelessness, and she wondered aloud how she’d pay her rent and utilities if she had to buy food out of pocket. Already, she was desperate by the end of the month.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>The night before, she said, she got caught stealing from a grocery store. She didn’t get arrested, but she was humiliated. “You think I want to be right here stealing so my son can get milk?” she had told the security guard. “Look what I’m stealing: toilet paper, diapers.”\u003c/p>\n\u003cp>A few miles away, Ana Hoover, 54, stood in line at the Berkeley Food Pantry. She said she’d been out of work since December and was relying on food stamps, pantries and occasional gigs she found through an event staffing company or on NextDoor to make ends meet.\u003c/p>\n\u003cp>Every month, she used up her SNAP benefits at least two weeks before they were replenished.\u003c/p>\n\u003cp>Like Ducote, the prospect of losing them altogether left her unsure about how she’d stay housed and take care of other basic needs. She’d been homeless for three years until recently, and she now pays $1,050 a month for a room at the YMCA.\u003c/p>\n\u003cp>“Everything is so expensive,” she said. “Food stamps doesn’t cover toothpaste, toothbrushes … [and] now the money is also going for food.”\u003c/p>\n\u003cfigure id=\"attachment_12064885\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064885\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPdelaysfeature00921_TV_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith shops at the Alameda Food Bank on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The added stress of losing her $300 in food aid rippled across her life in ways big and small. It put more obstacles on her path back to the workforce. How would she pay for transportation to jobs? She rationed the mascara, lipstick and deodorant that gave her the confidence to go to interviews.\u003c/p>\n\u003cp>She had a gig coming up as an usher for an event at the Moscone Center, and she needed an all-black outfit. “I went into a panic because I’m like, ‘Oh, my God, I need to buy black shoes.’”\u003c/p>\n\u003cp>She aims to apply for three jobs a day. “I need to be focusing,” she said. “When you’re almost in a panic, how can you focus and how can you be productive?”\u003c/p>\n\u003ch2>The power of choice\u003c/h2>\n\u003cp>The next week, Smith pushed a shopping cart through the Alameda Food Bank. She had applied for CalFresh, \u003ca href=\"https://www.kqed.org/news/12063660/california-moves-to-protect-calfresh-payments-from-federal-confusion-and-chaos\">California’s version of SNAP\u003c/a>, in early October, after she lost her job as a home health aide, and she received emergency benefits for the month.\u003c/p>\n\u003cp>While she waited on approval, she created a daily schedule of food pantries and bused from one to another, patching together meals from the hodgepodge of dry goods and produce available and figuring out which were worth her time. This bank, with its brand new building and heaping bins of apples and potatoes, was one of the best she’d found.\u003c/p>\n\u003cfigure id=\"attachment_12064445\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064445\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00731_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00731_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00731_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00731_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith shops at the Alameda Food Bank on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Today, she was most excited about the fresh strawberries — usually too expensive to buy, and often starting to mold by the time she found them at food pantries. Those pantries rely heavily on the Alameda County Community Food Bank, which fills their shelves with a mix of food from federal programs, donations, bulk farm purchases and surplus groceries that are sometimes on the verge of expiring.\u003c/p>\n\u003cp>“You have to eat it that day or the next, which makes it hard,” Smith said. These berries, though, looked perfectly fresh.\u003c/p>\n\u003cp>Each bin listed an item limit on the side, so Smith had learned to shop carefully. “You can get four apples,” she said, hunting through the bin for the largest she could find. “You’ll get fuller with a bigger apple, but they tend to be more bruised. It’s a bit like a scavenger hunt.”\u003c/p>\n\u003cp>That the new, sprawling food bank was designed to mimic the experience of shopping wasn’t lost on Smith. “I like this place because it makes you feel more like a regular person,” she said. “You get to shop for your food.”\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>She was grateful for the semblance of choice, but what the SNAP program provided was the real thing — something people pointed out again and again as they faced the prospect of going without their benefits.\u003c/p>\n\u003cp>“I get to cook. I refuse to go to them fast-food places,” said Anthony Cassidy, standing outside the food bank with a basket full of fruits and vegetables. “I like making stew.”\u003c/p>\n\u003cp>The 75-year-old Vietnam War veteran said he spent decades addicted to heroin, in and out of prison and homelessness, and was now sober and stably housed.\u003c/p>\n\u003cp>“I’m bound and determined to live out my days healthy and free,” he said. “SNAP has really helped me, allowed me to get some food that I like instead of stuff that I had to get.”\u003c/p>\n\u003cp>In a single week, Smith spent some 20 hours busing to and from six pantries, waiting in line and picking up food.\u003c/p>\n\u003cp>“My body’s tired today, really tired,” she said, the day after her trip to the Alameda Food Bank. She was back in East Oakland, making her way to the bus stop after visiting two food pantries on MacArthur Boulevard. She struggled under the weight of three heavy tote bags loaded with watermelon, butternut squash, potatoes and pears. In her free hand, she balanced a pizza, an unexpected pantry score.\u003c/p>\n\u003cp>“It’s definitely going to hurt later on tonight,” she said.\u003c/p>\n\u003cfigure id=\"attachment_12064448\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064448\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01284_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01284_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01284_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01284_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith stands across advertisements for CalFresh as she holds her groceries from the Alameda Food Bank at the 12th Street BART Station in Oakland on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Smith has lupus, an autoimmune condition that makes her joints ache and some days, leaves her too exhausted to get out of bed. She was diagnosed at 8 years old, she said, after a series of mysterious rashes, fevers and aches had perplexed doctors for nearly two years.\u003c/p>\n\u003cp>In 2023, the illness forced her to come home from college at Emory University in Atlanta. She developed pericarditis, a swelling of the tissue surrounding her heart, and doctors recommended she take a break.\u003c/p>\n\u003cp>“I was on a lot of steroids, couldn’t walk at that point,” she said. Still, she was devastated to leave the school, where she was on a pre-med track. “I loved it so much,” she said.\u003c/p>\n\u003cp>Back home after a 30-minute bus ride and 10-minute walk, Smith and her boyfriend, 24-year-old Kelinde Secrease, hoisted the groceries onto the counter.\u003c/p>\n\u003cp>She pulled eggs from a tote triumphantly. The pantries often ran out, and she’d gotten in line an hour and a half before the East Oakland Collective opened in order to bring these home.\u003c/p>\n\u003cfigure id=\"attachment_12064450\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064450\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01577_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01577_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01577_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE01577_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trozalla Smith puts away groceries from the Alameda food bank in her fridge at her family home in San Leandro on Nov. 14, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>A few days earlier, Secrease had caught himself doing something he hadn’t done in a long time: wondering what he wanted to eat.\u003c/p>\n\u003cp>“I had a realization where I was like, wow — even being able to say ‘What do I want to eat?’ is a very powerful statement that I’m very grateful for,” he said. Before they’d learned to navigate the patchwork of pantries in the area, with Smith out of work and his own hours stuck at just 12 a week, food had been so limited that eating stopped feeling like a choice at all.\u003c/p>\n\u003cp>Having choices allowed him to enjoy food again. “It doesn’t feel so laborious having to eat because you’re eating something that you really don’t want to,” he said.\u003c/p>\n\u003cp>For people like Smith and Secrease, going without federal food aid doesn’t necessarily mean going hungry. But it pushes their already precarious budget to the breaking point, forcing them to scramble for rent and utilities, bus fare, tampons and toothpaste. Necessity strips away choice, and with it, the small freedoms that make life feel like more than survival. “When you have options, you have freedom,” Secrease said.\u003c/p>\n\u003cp>For the moment, the couple figured they had enough food to last them a week. Smith was relieved she’d have that time to focus on applying for jobs and tending to her health. But first they had to chop, freeze, roast and juice their way through the small mountain of produce to keep it from going to waste. After six hours in the kitchen, they had a freezer and refrigerator full of food.\u003c/p>\n\u003ch2>Some relief, but uncertainty remains\u003c/h2>\n\u003cp>A week into November, Hoover stood in the YMCA residence’s shared kitchen, chopping onion, potato and bell pepper to add to a roasting pan where a whole chicken sizzled in the oven.\u003c/p>\n\u003cp>“I love to cook, it’s one of my favorite things to do,” she said.\u003c/p>\n\u003cp>She’d gotten the bird for under $10 at Trader Joe’s; the rest of the meal came from the Berkeley Food Pantry.\u003c/p>\n\u003cfigure id=\"attachment_12064440\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064440\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00103_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00103_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00103_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00103_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Ana Hoover checks out her groceries at her local Trader Joe’s in Berkeley on Thursday, Nov. 13, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>With the month’s food stamps still in limbo amid federal court challenges and the ongoing government shutdown, she called the state’s EBT helpline, hoping for answers.\u003c/p>\n\u003cp>“Your CalFresh balance is $0.61,” a recorded voice said. “You have one future benefit added to the account. CalFresh benefits available on Nov. 10 for $298.00.”\u003c/p>\n\u003cp>“Oh, my God, what a lifesaver!” Hoover said. “Oh, my God.”\u003c/p>\n\u003cp>She covered her face with her hands and burst into tears. “The stress level — feeling like, how am I going to do this,” she said. “You have no idea what relief.”\u003c/p>\n\u003cfigure id=\"attachment_12064441\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064441\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00125_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00125_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00125_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00125_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Ana Hoover, whose SNAP benefits were delayed by the government shutdown, uses her EBT card to pay for her groceries at her local Trader Joe’s in Berkeley on Nov. 13, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Earlier that week, Smith had come home from a three-hour food pantry trip to a letter from the county. Her CalFresh benefits were being denied, the letter explained, because she had not submitted proof of income. She was deflated and frustrated. “I don’t understand. I don’t have any income,” she said.\u003c/p>\n\u003cp>By mid-November, Smith had landed a part-time nanny position, Secrease was working full-time, midnight to 7 a.m., training robots to fold clothes and bus tables, and Hoover was still picking up gigs while applying for jobs.\u003c/p>\n\u003cp>Smith was again waiting to hear back about her CalFresh case after submitting new income documents, and Hoover had $58 left in her account — just enough to make a Thanksgiving meal with the free turkey she’d learned a local pantry was offering.\u003c/p>\n\u003cfigure id=\"attachment_12064439\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12064439\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00089_TV-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00089_TV-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00089_TV-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/251113-SNAPDELAYSFEATURE00089_TV-KQED-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Ana Hoover shops at her local Trader Joe’s in Berkeley on Nov. 13, 2025. \u003ccite>(Tâm Vũ/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>For both women, the last month had deepened their distrust of a system meant to catch them when they fell. “I have always felt that these types of benefits could end anytime,” Hoover said, but that fear no longer feels hypothetical.\u003c/p>\n\u003cp>Republicans have long sought to cut federal funding for food benefits, implement stricter work requirements and shift the burden to states. After Trump signed some of those restrictions into law this year, the shutdown showed what could follow if federal benefits are further curtailed.\u003c/p>\n\u003cp>Smith took some comfort in knowing she found a way forward through sheer tenacity, but the effort had caused her lupus to flare.\u003c/p>\n\u003cp>As she lay in bed, she hoped the food in the freezer would last long enough for her to recover. Then she’d pull up her pantry schedule, pack her tote bags and do it all over again.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"slug": "california-is-revoking-licenses-of-17000-immigrant-truckers-amid-federal-pressure",
"title": "California Is Revoking Licenses of 17,000 Immigrant Truckers Amid Federal Pressure",
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"headTitle": "California Is Revoking Licenses of 17,000 Immigrant Truckers Amid Federal Pressure | KQED",
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"content": "\u003cp>Around 17,000 immigrant truck drivers in California are set to have their commercial driver’s licenses revoked by the \u003ca href=\"https://www.kqed.org/news/tag/department-of-motor-vehicles\">Department of Motor Vehicles\u003c/a>, raising concerns from truckers and advocates for their livelihood and the effect on the state’s economy.\u003c/p>\n\u003cp>According to the DMV, the expiration dates of these licenses go past the time drivers are legally allowed to be in the U.S. The agency notified drivers of the move in letters sent out in the last week.\u003c/p>\n\u003cp>Drivers will lose their licenses 60 days after receiving the letter, which also affects their personal licenses. Commercial truckers, many of them immigrants, make up a crucial part of the state’s transportation and distribution system.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“How are you going to support your family when you’ve lost your job?” said Bill Aboudi, owner of the AB Trucking Company, based out of the Port of Oakland.\u003c/p>\n\u003cp>Aboudi said an overwhelming majority of the truckers he works with have recently immigrated from places such as Ukraine and Afghanistan and have a temporary work permit while they apply for asylum — a process with a timeline they cannot control.\u003c/p>\n\u003cp>The license revocations come amid pressure from the Trump administration. In September, the DMV began \u003ca href=\"https://www.dmv.ca.gov/portal/important-changes-to-limited-term-legal-presence-cdl-requirements/\">a review\u003c/a> of licenses held by non-domiciled commercial drivers — immigrant drivers in the country with certain work visas — after the federal Department of Transportation \u003ca href=\"https://www.fmcsa.dot.gov/sites/fmcsa.dot.gov/files/2025-09/Interim%20Final%20Rule_Restoring%20Integrity%20to%20the%20Issuance%20of%20Non-Domiciled%20Commercial%20Drivers%20Licenses.pdf\">issued stricter rules\u003c/a> that limit which lawfully present foreigners qualify for commercial licenses.\u003c/p>\n\u003cfigure id=\"attachment_12036220\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12036220\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The Port of Oakland on March 6, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Last month, administration officials pointed to \u003ca href=\"https://apnews.com/article/crash-jashanpreet-singh-california-ad268515fbe4ff67d9376c141e8995c5\">a fiery crash\u003c/a> that killed three people in San Bernardino County when a truck slammed into several vehicles on the 10 Freeway. Jashanpreet Singh, 21, was accused of driving while intoxicated, and soon after, Trump administration officials shared on social media that he has no legal immigration status.\u003c/p>\n\u003cp>“This is exactly why I set new restrictions that prohibit ILLEGAL IMMIGRANTS from operating trucks,” \u003ca href=\"https://x.com/SecDuffy/status/1981348481345475014\">wrote\u003c/a> Secretary of Transportation Sean Duffy, who has also threatened to \u003ca href=\"https://apnews.com/article/california-truck-licenses-immigration-aafb6807c1f40158d705ee116df53ad0\">pull $160 million\u003c/a> in federal funding from California for what he called the state’s refusal to follow his agency’s new rules for commercial licenses.\u003c/p>\n\u003cp>After confirming that thousands of immigrant truckers will lose their licenses, Duffy claimed victory on Thursday. “This is just the tip of the iceberg,” he said in a statement. “My team will continue to force California to prove they have removed every illegal immigrant from behind the wheel of semitrucks and school buses.”[aside postID=news_12062811 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/11/CostcoTruckGetty.jpg']State officials have pushed back against Duffy’s declaration, noting that the drivers who will lose their licenses are not in the country illegally and have some form of work permit from the federal government.\u003c/p>\n\u003cp>“Once again, Sean ‘Road Rules’ Duffy fails to share the truth — spreading easily disproven falsehoods in a sad and desperate attempt to please his dear leader,” said Brandon Richards, spokesperson for Gov. Gavin Newsom.\u003c/p>\n\u003cp>Labor groups, however, have criticized the state’s decision to revoke these licenses.\u003c/p>\n\u003cp>“They should have pushed back harder on the federal government,” said Shane Gusman, legislative director for Teamsters California, adding that in the letters that the DMV sent out to truckers, it justified its actions by pointing to the Trump administration’s new rules.\u003c/p>\n\u003cp>But on Thursday, a federal judge issued an emergency stay blocking the White House from enforcing these regulations until the courts reach a final decision about their legality. With this latest update, California should rescind the letters it has already sent out, Gusman said: “Those federal rules are not in effect right now. … There’s no authority for the letter.”\u003c/p>\n\u003cfigure id=\"attachment_12052396\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12052396\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/230928-EAGLE-ROCK-SETTLE-MD-07_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/230928-EAGLE-ROCK-SETTLE-MD-07_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/230928-EAGLE-ROCK-SETTLE-MD-07_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/230928-EAGLE-ROCK-SETTLE-MD-07_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trucks leave the Port of Oakland on Sept. 28, 2023. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Newsom’s office did not respond to questions from KQED on how it plans to move forward while the federal rules remain frozen.\u003c/p>\n\u003cp>But not taking action to bring these drivers back into the workforce could have serious consequences for the state’s economy, Gusman said.\u003c/p>\n\u003cp>“If you just look at any one of our major ports where cargo is coming in and out, it is a largely immigrant workforce from the driver’s side of things,” he said.\u003c/p>\n\u003cp>And consumers could potentially see higher prices in the future.\u003c/p>\n\u003cp>“When you have a pool of drivers pulled out, the trucking industry will have to balance it out,” said Aboudi of the AB Trucking Company. “That is going to weaken our trucking system in the state, applying demand, and of course, costs will go up.”\u003c/p>\n\u003cp>\u003c/p>\n",
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"excerpt": "The commercial licenses expire in 60 days, but labor groups contend that the courts have temporarily frozen the federal rules restricting which foreigners can drive trucks.",
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"title": "California Is Revoking Licenses of 17,000 Immigrant Truckers Amid Federal Pressure | KQED",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Around 17,000 immigrant truck drivers in California are set to have their commercial driver’s licenses revoked by the \u003ca href=\"https://www.kqed.org/news/tag/department-of-motor-vehicles\">Department of Motor Vehicles\u003c/a>, raising concerns from truckers and advocates for their livelihood and the effect on the state’s economy.\u003c/p>\n\u003cp>According to the DMV, the expiration dates of these licenses go past the time drivers are legally allowed to be in the U.S. The agency notified drivers of the move in letters sent out in the last week.\u003c/p>\n\u003cp>Drivers will lose their licenses 60 days after receiving the letter, which also affects their personal licenses. Commercial truckers, many of them immigrants, make up a crucial part of the state’s transportation and distribution system.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“How are you going to support your family when you’ve lost your job?” said Bill Aboudi, owner of the AB Trucking Company, based out of the Port of Oakland.\u003c/p>\n\u003cp>Aboudi said an overwhelming majority of the truckers he works with have recently immigrated from places such as Ukraine and Afghanistan and have a temporary work permit while they apply for asylum — a process with a timeline they cannot control.\u003c/p>\n\u003cp>The license revocations come amid pressure from the Trump administration. In September, the DMV began \u003ca href=\"https://www.dmv.ca.gov/portal/important-changes-to-limited-term-legal-presence-cdl-requirements/\">a review\u003c/a> of licenses held by non-domiciled commercial drivers — immigrant drivers in the country with certain work visas — after the federal Department of Transportation \u003ca href=\"https://www.fmcsa.dot.gov/sites/fmcsa.dot.gov/files/2025-09/Interim%20Final%20Rule_Restoring%20Integrity%20to%20the%20Issuance%20of%20Non-Domiciled%20Commercial%20Drivers%20Licenses.pdf\">issued stricter rules\u003c/a> that limit which lawfully present foreigners qualify for commercial licenses.\u003c/p>\n\u003cfigure id=\"attachment_12036220\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12036220\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250306-PORT-OF-OAKLAND-MD-04_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The Port of Oakland on March 6, 2025. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Last month, administration officials pointed to \u003ca href=\"https://apnews.com/article/crash-jashanpreet-singh-california-ad268515fbe4ff67d9376c141e8995c5\">a fiery crash\u003c/a> that killed three people in San Bernardino County when a truck slammed into several vehicles on the 10 Freeway. Jashanpreet Singh, 21, was accused of driving while intoxicated, and soon after, Trump administration officials shared on social media that he has no legal immigration status.\u003c/p>\n\u003cp>“This is exactly why I set new restrictions that prohibit ILLEGAL IMMIGRANTS from operating trucks,” \u003ca href=\"https://x.com/SecDuffy/status/1981348481345475014\">wrote\u003c/a> Secretary of Transportation Sean Duffy, who has also threatened to \u003ca href=\"https://apnews.com/article/california-truck-licenses-immigration-aafb6807c1f40158d705ee116df53ad0\">pull $160 million\u003c/a> in federal funding from California for what he called the state’s refusal to follow his agency’s new rules for commercial licenses.\u003c/p>\n\u003cp>After confirming that thousands of immigrant truckers will lose their licenses, Duffy claimed victory on Thursday. “This is just the tip of the iceberg,” he said in a statement. “My team will continue to force California to prove they have removed every illegal immigrant from behind the wheel of semitrucks and school buses.”\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>State officials have pushed back against Duffy’s declaration, noting that the drivers who will lose their licenses are not in the country illegally and have some form of work permit from the federal government.\u003c/p>\n\u003cp>“Once again, Sean ‘Road Rules’ Duffy fails to share the truth — spreading easily disproven falsehoods in a sad and desperate attempt to please his dear leader,” said Brandon Richards, spokesperson for Gov. Gavin Newsom.\u003c/p>\n\u003cp>Labor groups, however, have criticized the state’s decision to revoke these licenses.\u003c/p>\n\u003cp>“They should have pushed back harder on the federal government,” said Shane Gusman, legislative director for Teamsters California, adding that in the letters that the DMV sent out to truckers, it justified its actions by pointing to the Trump administration’s new rules.\u003c/p>\n\u003cp>But on Thursday, a federal judge issued an emergency stay blocking the White House from enforcing these regulations until the courts reach a final decision about their legality. With this latest update, California should rescind the letters it has already sent out, Gusman said: “Those federal rules are not in effect right now. … There’s no authority for the letter.”\u003c/p>\n\u003cfigure id=\"attachment_12052396\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12052396\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/230928-EAGLE-ROCK-SETTLE-MD-07_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/230928-EAGLE-ROCK-SETTLE-MD-07_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/230928-EAGLE-ROCK-SETTLE-MD-07_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/08/230928-EAGLE-ROCK-SETTLE-MD-07_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Trucks leave the Port of Oakland on Sept. 28, 2023. \u003ccite>(Martin do Nascimento/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Newsom’s office did not respond to questions from KQED on how it plans to move forward while the federal rules remain frozen.\u003c/p>\n\u003cp>But not taking action to bring these drivers back into the workforce could have serious consequences for the state’s economy, Gusman said.\u003c/p>\n\u003cp>“If you just look at any one of our major ports where cargo is coming in and out, it is a largely immigrant workforce from the driver’s side of things,” he said.\u003c/p>\n\u003cp>And consumers could potentially see higher prices in the future.\u003c/p>\n\u003cp>“When you have a pool of drivers pulled out, the trucking industry will have to balance it out,” said Aboudi of the AB Trucking Company. “That is going to weaken our trucking system in the state, applying demand, and of course, costs will go up.”\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"slug": "report-projects-weak-housing-production-under-san-francisco-zoning-plan-over-next-20-years",
"title": "Report Projects Weak Housing Production Under San Francisco Zoning Plan Over Next 20 Years",
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"headTitle": "Report Projects Weak Housing Production Under San Francisco Zoning Plan Over Next 20 Years | KQED",
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"content": "\u003cp>\u003ca href=\"https://www.kqed.org/news/tag/san-francisco\">San Francisco\u003c/a>’s contentious \u003ca href=\"https://sfplanning.org/sf-family-zoning-plan\">rezoning plan\u003c/a> is unlikely to produce the number of homes the city is required to build to meet state requirements, according to projections in a report released Thursday by the city’s chief economist.\u003c/p>\n\u003cp>San Francisco is on the hook to make way for 82,000 new homes by 2031, and risks losing state funding and control over housing development if a local rezoning plan is not adopted by January 2026. The report could add another hurdle for the housing proposal, which has already been a major test for Mayor Daniel Lurie, who had never served in public office before this year.\u003c/p>\n\u003cp>The report suggests that Lurie’s Family Zoning Plan could lead to a “significant increase in the city’s housing supply.” But even optimistic modeling projected only about 14,600 new units, due to construction costs and the plan’s dependency on market conditions.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“The context for housing development in San Francisco has changed profoundly in the past several years,” the report read.\u003c/p>\n\u003cp>“Nevertheless, under both scenarios considered in this report, the proposed rezoning would lead to a significant increase in the city’s housing supply, and have broadly positive effects on housing prices and the city’s broader economy.”\u003c/p>\n\u003cp>The city’s Office of Economic Analysis reviews all new legislation introduced at the board and will report on its economic effects if it’s determined to have a significant impact.\u003c/p>\n\u003cfigure id=\"attachment_12062183\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12062183 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/240214-CoastalCommission-56-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/240214-CoastalCommission-56-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/240214-CoastalCommission-56-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/240214-CoastalCommission-56-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Houses line Lawton Street in San Francisco’s Sunset District on Feb. 14, 2024. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The Family Zoning Plan increases citywide capacity for about 39,000 additional homes, meeting the state target of 36,200 units in the city’s more residential \u003ca href=\"https://www.kqed.org/news/12057448/on-sfs-west-side-a-push-to-protect-historic-landmarks-amid-plans-for-more-housing\">western\u003c/a> and northern neighborhoods. The plan does not include blueprints for actual developments, but instead permits more units to be built on some 92,000 parcels in the city to allow denser and taller housing in areas where development is restricted.\u003c/p>\n\u003cp>A separate \u003ca href=\"https://sfplanning.org/sites/default/files/documents/citywide/FZP-Factsheet-Capacity-Calculations.pdf\">financial feasibility\u003c/a> analysis by the Planning Department found that the plan could produce about 19,000 units of moderate and above moderate income units, meeting the state-mandated target of 16,000 for these income categories.\u003c/p>\n\u003cp>The report analyzes market trends before and after the 2010s, when housing production sharply increased following a post-recession low. But the chief economist points out that housing is now more expensive to build than before the coronavirus pandemic, with no clear signals that could change or revert back any time soon.[aside postID=news_12059533 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/002_KQED_Housing_Oakland_02212020_3417_qed-1020x680.jpg']“An expansive rezoning effort, like the proposed Family Zoning plan, will be challenged to match the 2010s levels of new housing development in the city, even under an optimistic high-growth scenario,” the report read.\u003c/p>\n\u003cp>California Department of Housing and Community Development, in its preliminary review in September, said the city’s rezoning plan is largely compliant. It’s unclear how they will view the latest report or whether it will affect the city’s standing with the state.\u003c/p>\n\u003cp>If the city fails to pass a rezoning plan by January, state officials could withhold local funding and take over San Francisco’s housing production approval processes.\u003c/p>\n\u003cp>“Too many parents are already afraid their kids won’t be able to afford to live in San Francisco,” said Charles Lutvak, a spokesperson for the mayor’s office. “Mayor Lurie’s Family Zoning Plan will help build the housing we need and meet our obligations under state law — we just need to get it done.”\u003c/p>\n\u003cp>Yes In My Backyard (YIMBY) organizers who support the rezoning proposal have been pushing for more permissive rules to allow for more density and housing across the city.\u003c/p>\n\u003cp>“We still should be doing family zoning, but we need to do a lot more to actually produce the housing we need as a city,” said Jane Natoli, Organizing Director at YIMBY Action in San Francisco, who stressed that the plan needs to pass. “I am concerned because we have a target that we’re supposed to be moving toward.”\u003c/p>\n\u003cfigure id=\"attachment_12046616\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12046616\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NewTeacherHousing-19-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NewTeacherHousing-19-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NewTeacherHousing-19-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NewTeacherHousing-19-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Construction workers build at 750 Golden Gate Avenue in San Francisco on June 18, 2025, during a groundbreaking ceremony marking the start of two affordable housing projects. One will deliver 75 units prioritized for SFUSD and City College educators, and the other at 850 Turk will add 92 family apartments. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Critics of the plan, which span from homeowners fearful of changes in their neighborhoods to housing watchdogs who say the plan doesn’t do enough to protect renters and small businesses, said the latest findings match some of their concerns, too.\u003c/p>\n\u003cp>\u003cstrong>“\u003c/strong>The problem isn’t zoning; it’s financing, construction costs, and an outdated RHNA formula driven by politics rather than real demand,” said Lori Brooks with Neighborhoods United SF, using an acronym that stands for Regional Housing Needs Allocation and refers to the number of homes each jurisdiction must build.\u003c/p>\n\u003cp>Some supervisors are simultaneously pushing for a \u003ca href=\"https://www.kqed.org/news/12058853/san-francisco-public-bank-supporters-eye-2026-ballot-measure\">public bank that could help finance the thousands of affordable units\u003c/a> that are already approved in San Francisco, but are stalled in the development pipeline due to a lack of funding. Other datasets show \u003ca href=\"https://www.sfchronicle.com/sf/article/housing-megaprojects-stalled-20812460.php\">private development has also slowed\u003c/a>.[aside postID=news_12061468 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/251015-FAIRFAXRECALL-24-BL-KQED.jpg']“Instead of focusing on what’s actually needed — preserving existing rent-controlled housing, supporting small businesses, and building truly affordable homes — this plan upzones nearly the entire west and northeast sides of the city with no guardrails, no affordability guarantees, and silences the voice of residents in how their communities should grow,” Brooks said.\u003c/p>\n\u003cp>The report casts two projections based on a high-growth scenario and a low-growth scenario.\u003c/p>\n\u003cp>The high-growth scenario assumes that the city’s housing process returns to pre-pandemic levels by 2030 and grows until 2045, projecting a 10% increase in housing prices over the next five years. Under that model, the report found the plan could add 14,646 additional housing units, beyond what the city’s existing zoning might produce, over the next 20 years.\u003c/p>\n\u003cp>The low-growth scenario assumes that San Francisco housing prices increase only at the U.S. long-term rate of 1.8% annually, and that housing prices won’t reach pre-pandemic levels until 2041. That projection would lead to only 8,504 new units in 20 years.\u003c/p>\n\u003cp>The report also highlights changes to the housing market that have occurred in westside and northern neighborhoods, which are a focus of the rezoning plan to increase density. Condos downtown and in the South of Market neighborhood have experienced price drops of nearly 40% since 2016, while the Richmond and Sunset have fallen only slightly.\u003c/p>\n\u003cfigure id=\"attachment_12042431\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12042431\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Housing in San Francisco’s Sunset District on May 19, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Jeff Bellisario, executive director of the Bay Area Council, said he’s projecting insignificant shifts in construction and labor costs in the years ahead. But other market factors could pose a challenge for the city in its effort to build thousands of new affordable homes.\u003c/p>\n\u003cp>“The real question is, where do rents go in the city? They have been increasing in the last 12 months. Do they continue on an upward trajectory?” he said. “Even if costs continue to move in an upward fashion or stay elevated, that may not matter if developers are able to recapture that via rents or if their condos are for-sale units via higher home prices. So I think that’s really the equation to think about.”\u003c/p>\n\u003cp>The report notes that the amount of housing that will be produced as a result of rezoning, and its economic impact on the city, depends on the future housing market conditions, creating uncertainty in the projections.\u003c/p>\n\u003cp>“If market conditions were such that the 36,000 unit target was achieved, as a result of the rezoning, the economic impact on the city would likely be significantly more positive than the estimates in this report,” it read.\u003c/p>\n\u003cp>San Francisco’s Planning Commission approved the city’s zoning plan in September. In the weeks since, supervisors have put forward amendments, including to prohibit demolition of buildings with more than two rent-controlled units and to incentivize developers to replace lost commercial space.\u003c/p>\n\u003cp>Those amendments were not included in the city economist’s latest report, but could lower the housing production projections even more.\u003c/p>\n\u003cp>“As for the amendments, some are improvements, but they do not go far enough to protect tenants, small businesses, or neighborhood-serving corridors,” Brooks, of Neighborhoods United SF, said. “A responsible housing plan must balance production with protection and preservation. This one does not.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"excerpt": "But the report acknowledges that Mayor Daniel Lurie’s Family Zoning Plan could lead to a “significant increase in the city’s housing supply.” ",
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"title": "Report Projects Weak Housing Production Under San Francisco Zoning Plan Over Next 20 Years | KQED",
"description": "But the report acknowledges that Mayor Daniel Lurie’s Family Zoning Plan could lead to a “significant increase in the city’s housing supply.” ",
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"headline": "Report Projects Weak Housing Production Under San Francisco Zoning Plan Over Next 20 Years",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003ca href=\"https://www.kqed.org/news/tag/san-francisco\">San Francisco\u003c/a>’s contentious \u003ca href=\"https://sfplanning.org/sf-family-zoning-plan\">rezoning plan\u003c/a> is unlikely to produce the number of homes the city is required to build to meet state requirements, according to projections in a report released Thursday by the city’s chief economist.\u003c/p>\n\u003cp>San Francisco is on the hook to make way for 82,000 new homes by 2031, and risks losing state funding and control over housing development if a local rezoning plan is not adopted by January 2026. The report could add another hurdle for the housing proposal, which has already been a major test for Mayor Daniel Lurie, who had never served in public office before this year.\u003c/p>\n\u003cp>The report suggests that Lurie’s Family Zoning Plan could lead to a “significant increase in the city’s housing supply.” But even optimistic modeling projected only about 14,600 new units, due to construction costs and the plan’s dependency on market conditions.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“The context for housing development in San Francisco has changed profoundly in the past several years,” the report read.\u003c/p>\n\u003cp>“Nevertheless, under both scenarios considered in this report, the proposed rezoning would lead to a significant increase in the city’s housing supply, and have broadly positive effects on housing prices and the city’s broader economy.”\u003c/p>\n\u003cp>The city’s Office of Economic Analysis reviews all new legislation introduced at the board and will report on its economic effects if it’s determined to have a significant impact.\u003c/p>\n\u003cfigure id=\"attachment_12062183\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12062183 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/240214-CoastalCommission-56-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/240214-CoastalCommission-56-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/240214-CoastalCommission-56-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/10/240214-CoastalCommission-56-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Houses line Lawton Street in San Francisco’s Sunset District on Feb. 14, 2024. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The Family Zoning Plan increases citywide capacity for about 39,000 additional homes, meeting the state target of 36,200 units in the city’s more residential \u003ca href=\"https://www.kqed.org/news/12057448/on-sfs-west-side-a-push-to-protect-historic-landmarks-amid-plans-for-more-housing\">western\u003c/a> and northern neighborhoods. The plan does not include blueprints for actual developments, but instead permits more units to be built on some 92,000 parcels in the city to allow denser and taller housing in areas where development is restricted.\u003c/p>\n\u003cp>A separate \u003ca href=\"https://sfplanning.org/sites/default/files/documents/citywide/FZP-Factsheet-Capacity-Calculations.pdf\">financial feasibility\u003c/a> analysis by the Planning Department found that the plan could produce about 19,000 units of moderate and above moderate income units, meeting the state-mandated target of 16,000 for these income categories.\u003c/p>\n\u003cp>The report analyzes market trends before and after the 2010s, when housing production sharply increased following a post-recession low. But the chief economist points out that housing is now more expensive to build than before the coronavirus pandemic, with no clear signals that could change or revert back any time soon.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“An expansive rezoning effort, like the proposed Family Zoning plan, will be challenged to match the 2010s levels of new housing development in the city, even under an optimistic high-growth scenario,” the report read.\u003c/p>\n\u003cp>California Department of Housing and Community Development, in its preliminary review in September, said the city’s rezoning plan is largely compliant. It’s unclear how they will view the latest report or whether it will affect the city’s standing with the state.\u003c/p>\n\u003cp>If the city fails to pass a rezoning plan by January, state officials could withhold local funding and take over San Francisco’s housing production approval processes.\u003c/p>\n\u003cp>“Too many parents are already afraid their kids won’t be able to afford to live in San Francisco,” said Charles Lutvak, a spokesperson for the mayor’s office. “Mayor Lurie’s Family Zoning Plan will help build the housing we need and meet our obligations under state law — we just need to get it done.”\u003c/p>\n\u003cp>Yes In My Backyard (YIMBY) organizers who support the rezoning proposal have been pushing for more permissive rules to allow for more density and housing across the city.\u003c/p>\n\u003cp>“We still should be doing family zoning, but we need to do a lot more to actually produce the housing we need as a city,” said Jane Natoli, Organizing Director at YIMBY Action in San Francisco, who stressed that the plan needs to pass. “I am concerned because we have a target that we’re supposed to be moving toward.”\u003c/p>\n\u003cfigure id=\"attachment_12046616\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12046616\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NewTeacherHousing-19-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NewTeacherHousing-19-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NewTeacherHousing-19-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250618-NewTeacherHousing-19-BL_qed-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Construction workers build at 750 Golden Gate Avenue in San Francisco on June 18, 2025, during a groundbreaking ceremony marking the start of two affordable housing projects. One will deliver 75 units prioritized for SFUSD and City College educators, and the other at 850 Turk will add 92 family apartments. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Critics of the plan, which span from homeowners fearful of changes in their neighborhoods to housing watchdogs who say the plan doesn’t do enough to protect renters and small businesses, said the latest findings match some of their concerns, too.\u003c/p>\n\u003cp>\u003cstrong>“\u003c/strong>The problem isn’t zoning; it’s financing, construction costs, and an outdated RHNA formula driven by politics rather than real demand,” said Lori Brooks with Neighborhoods United SF, using an acronym that stands for Regional Housing Needs Allocation and refers to the number of homes each jurisdiction must build.\u003c/p>\n\u003cp>Some supervisors are simultaneously pushing for a \u003ca href=\"https://www.kqed.org/news/12058853/san-francisco-public-bank-supporters-eye-2026-ballot-measure\">public bank that could help finance the thousands of affordable units\u003c/a> that are already approved in San Francisco, but are stalled in the development pipeline due to a lack of funding. Other datasets show \u003ca href=\"https://www.sfchronicle.com/sf/article/housing-megaprojects-stalled-20812460.php\">private development has also slowed\u003c/a>.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“Instead of focusing on what’s actually needed — preserving existing rent-controlled housing, supporting small businesses, and building truly affordable homes — this plan upzones nearly the entire west and northeast sides of the city with no guardrails, no affordability guarantees, and silences the voice of residents in how their communities should grow,” Brooks said.\u003c/p>\n\u003cp>The report casts two projections based on a high-growth scenario and a low-growth scenario.\u003c/p>\n\u003cp>The high-growth scenario assumes that the city’s housing process returns to pre-pandemic levels by 2030 and grows until 2045, projecting a 10% increase in housing prices over the next five years. Under that model, the report found the plan could add 14,646 additional housing units, beyond what the city’s existing zoning might produce, over the next 20 years.\u003c/p>\n\u003cp>The low-growth scenario assumes that San Francisco housing prices increase only at the U.S. long-term rate of 1.8% annually, and that housing prices won’t reach pre-pandemic levels until 2041. That projection would lead to only 8,504 new units in 20 years.\u003c/p>\n\u003cp>The report also highlights changes to the housing market that have occurred in westside and northern neighborhoods, which are a focus of the rezoning plan to increase density. Condos downtown and in the South of Market neighborhood have experienced price drops of nearly 40% since 2016, while the Richmond and Sunset have fallen only slightly.\u003c/p>\n\u003cfigure id=\"attachment_12042431\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12042431\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/06/250519-AffordableHousingFile-10-BL_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Housing in San Francisco’s Sunset District on May 19, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Jeff Bellisario, executive director of the Bay Area Council, said he’s projecting insignificant shifts in construction and labor costs in the years ahead. But other market factors could pose a challenge for the city in its effort to build thousands of new affordable homes.\u003c/p>\n\u003cp>“The real question is, where do rents go in the city? They have been increasing in the last 12 months. Do they continue on an upward trajectory?” he said. “Even if costs continue to move in an upward fashion or stay elevated, that may not matter if developers are able to recapture that via rents or if their condos are for-sale units via higher home prices. So I think that’s really the equation to think about.”\u003c/p>\n\u003cp>The report notes that the amount of housing that will be produced as a result of rezoning, and its economic impact on the city, depends on the future housing market conditions, creating uncertainty in the projections.\u003c/p>\n\u003cp>“If market conditions were such that the 36,000 unit target was achieved, as a result of the rezoning, the economic impact on the city would likely be significantly more positive than the estimates in this report,” it read.\u003c/p>\n\u003cp>San Francisco’s Planning Commission approved the city’s zoning plan in September. In the weeks since, supervisors have put forward amendments, including to prohibit demolition of buildings with more than two rent-controlled units and to incentivize developers to replace lost commercial space.\u003c/p>\n\u003cp>Those amendments were not included in the city economist’s latest report, but could lower the housing production projections even more.\u003c/p>\n\u003cp>“As for the amendments, some are improvements, but they do not go far enough to protect tenants, small businesses, or neighborhood-serving corridors,” Brooks, of Neighborhoods United SF, said. “A responsible housing plan must balance production with protection and preservation. This one does not.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"slug": "urgent-need-benicia-braces-for-economic-future-without-valero",
"title": "‘Urgent Need’: Benicia Braces for Economic Future Without Valero",
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"content": "\u003cp>The Solano County city of Benicia is projected to lose $10.7 million in annual revenue when \u003ca href=\"https://www.kqed.org/news/12040941/benicia-takes-first-steps-toward-future-without-valero-refinery\">the Valero refinery in its backyard closes\u003c/a>.\u003c/p>\n\u003cp>That’s according to an economic impact report commissioned by the city, confirming \u003ca href=\"https://www.kqed.org/news/12040941/benicia-takes-first-steps-toward-future-without-valero-refinery\">previous estimates\u003c/a>. Along with the 400 refinery jobs that will be lost, hundreds of other jobs will be affected, the report also said.\u003c/p>\n\u003cp>The study outlined what it describes as an “urgent need” for the city to plan how it can stabilize its finances and transition its workforce.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“The City will need to consider a range of responses — from attracting new industrial users to supporting affected workers and businesses — while continuing to preserve core services and long-term community resilience,” the report said.\u003c/p>\n\u003cp>City Manager Mario Giuliani said Benicia now faces its “most significant challenge” since the U.S. Army closed the Benicia Arsenal in 1964. City officials orchestrated the transformation of the site into an industrial park.\u003c/p>\n\u003cfigure id=\"attachment_12039647\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12039647\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The Valero Benicia Refinery in Benicia on May 8, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“We need to be clear-sighted in the challenges before us,” Giuliani said, noting that the city has already dealt with significant budget issues, laid off staff, restructured departments and passed tax measures. “We have been at the epicenter of what it looks like when you kick the can down the road.”\u003c/p>\n\u003cp>Valero is Benicia’s largest utility and water user and the city’s tax base relies heavily on industrial businesses that are directly or indirectly connected to refinery operations.\u003c/p>\n\u003cp>In early 2025, Valero notified the California Energy Commission of its plans to cease operations at its Benicia refinery by the end of April next year.\u003c/p>\n\u003cp>City staff are evaluating the land use of that 900-acre site to identify the best types of industry that might work there, but Giuliani acknowledged that the city does not own the site and “at the end of the day, this is going to be market-driven.”[aside postID=news_12040941 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BeniciaRefinery-30-BL_qed-1020x680.jpg']The city’s ongoing planning work to modernize its port now takes on an even greater importance.\u003c/p>\n\u003cp>He said he expects that Signature Development Group, the firm Valero consulted to assess the future of the site, will have a proposal ready around the time that Valero shuts down the refinery next year.\u003c/p>\n\u003cp>City staff have also been using a priority-based budgeting tool that will inform the City Council and community on Benicia’s most essential programs and those “that may need to be retired,” Giuliani said, adding that the city could lose about 13% of its $60 million general fund.\u003c/p>\n\u003cp>Valero will relocate many of its employees, and other Bay Area refineries will likely poach the others. But the hundreds of people who work in jobs that support Valero might need resources and training from the Solano Workforce Development Board, Giuliani continued.\u003c/p>\n\u003cp>Last May, city leaders took initial steps to prepare for the loss of what has been its cornerstone business.\u003c/p>\n\u003cp>Steve Young, the city’s mayor, proposed — and the City Council approved — a group of community-focused task forces to study the economic impacts and chart a new path for the small North Bay city that has relied on tax revenue from Valero for decades.\u003c/p>\n\u003cp>The City Council plans to discuss the study at its public meeting on Tuesday.\u003c/p>\n\u003cp>“It’ll be a challenge, and then we can build that bridge to get us to a point into the 2030s when we start seeing redevelopment,” Giuliani said. “Benicia has believed in itself, and what is required of us is to believe in ourselves a little bit more and a little longer.”\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>The Solano County city of Benicia is projected to lose $10.7 million in annual revenue when \u003ca href=\"https://www.kqed.org/news/12040941/benicia-takes-first-steps-toward-future-without-valero-refinery\">the Valero refinery in its backyard closes\u003c/a>.\u003c/p>\n\u003cp>That’s according to an economic impact report commissioned by the city, confirming \u003ca href=\"https://www.kqed.org/news/12040941/benicia-takes-first-steps-toward-future-without-valero-refinery\">previous estimates\u003c/a>. Along with the 400 refinery jobs that will be lost, hundreds of other jobs will be affected, the report also said.\u003c/p>\n\u003cp>The study outlined what it describes as an “urgent need” for the city to plan how it can stabilize its finances and transition its workforce.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“The City will need to consider a range of responses — from attracting new industrial users to supporting affected workers and businesses — while continuing to preserve core services and long-term community resilience,” the report said.\u003c/p>\n\u003cp>City Manager Mario Giuliani said Benicia now faces its “most significant challenge” since the U.S. Army closed the Benicia Arsenal in 1964. City officials orchestrated the transformation of the site into an industrial park.\u003c/p>\n\u003cfigure id=\"attachment_12039647\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12039647\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/05/250509-BENICIAREFINERY-42-BL-KQED-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The Valero Benicia Refinery in Benicia on May 8, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“We need to be clear-sighted in the challenges before us,” Giuliani said, noting that the city has already dealt with significant budget issues, laid off staff, restructured departments and passed tax measures. “We have been at the epicenter of what it looks like when you kick the can down the road.”\u003c/p>\n\u003cp>Valero is Benicia’s largest utility and water user and the city’s tax base relies heavily on industrial businesses that are directly or indirectly connected to refinery operations.\u003c/p>\n\u003cp>In early 2025, Valero notified the California Energy Commission of its plans to cease operations at its Benicia refinery by the end of April next year.\u003c/p>\n\u003cp>City staff are evaluating the land use of that 900-acre site to identify the best types of industry that might work there, but Giuliani acknowledged that the city does not own the site and “at the end of the day, this is going to be market-driven.”\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>The city’s ongoing planning work to modernize its port now takes on an even greater importance.\u003c/p>\n\u003cp>He said he expects that Signature Development Group, the firm Valero consulted to assess the future of the site, will have a proposal ready around the time that Valero shuts down the refinery next year.\u003c/p>\n\u003cp>City staff have also been using a priority-based budgeting tool that will inform the City Council and community on Benicia’s most essential programs and those “that may need to be retired,” Giuliani said, adding that the city could lose about 13% of its $60 million general fund.\u003c/p>\n\u003cp>Valero will relocate many of its employees, and other Bay Area refineries will likely poach the others. But the hundreds of people who work in jobs that support Valero might need resources and training from the Solano Workforce Development Board, Giuliani continued.\u003c/p>\n\u003cp>Last May, city leaders took initial steps to prepare for the loss of what has been its cornerstone business.\u003c/p>\n\u003cp>Steve Young, the city’s mayor, proposed — and the City Council approved — a group of community-focused task forces to study the economic impacts and chart a new path for the small North Bay city that has relied on tax revenue from Valero for decades.\u003c/p>\n\u003cp>The City Council plans to discuss the study at its public meeting on Tuesday.\u003c/p>\n\u003cp>“It’ll be a challenge, and then we can build that bridge to get us to a point into the 2030s when we start seeing redevelopment,” Giuliani said. “Benicia has believed in itself, and what is required of us is to believe in ourselves a little bit more and a little longer.”\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"content": "\u003cp>A new report finds that the city of \u003ca href=\"https://www.kqed.org/news/tag/alameda\">Alameda’s\u003c/a> guaranteed income pilot program has been effective in helping low-income participants handle unexpected expenses and improve overall well-being.\u003c/p>\n\u003cp>The program launched in September 2023 and provides $1,000 per month to about 150 low-income households over the course of two years.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The city allocated $4.6 million from the American Rescue Plan Act of 2021 to fund the pilot, with $3.6 million directed toward cash payments.\u003c/p>\n\u003cp>The pilot’s research partner, Abt Global, surveyed participants to measure the program’s effectiveness. The 150 participants were selected by lottery. They reported an average household income of $31,836, an average age of 49, and most said they used public benefits like housing assistance.[aside postID=news_12047363 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/GuaranteedIncomeGetty.jpg']Researchers compared participants with people who did not receive program payments. After one year, Rise Up participants reported significant improvements in financial stability, mental health and sense of community, with no negative effect on employment.\u003c/p>\n\u003cp>Participants were more likely to handle a $400 emergency and were also twice as likely to have $500 or more saved. Only 15% said they were going into debt compared to the 42% of people who weren’t in the program. They were more likely to have money left over at the end of the month.\u003c/p>\n\u003cp>Rise Up participants reported lower stress, greater hopefulness and an improved sense of belonging. They were also likely to be involved in community activities, such as parent groups, religious or social clubs and professional associations.\u003c/p>\n\u003cp>The study found no significant improvements in housing outcomes.\u003c/p>\n\u003cp>Payments under Rise Up Alameda were higher than many national guaranteed income programs. Abt said the results are encouraging because they showed better outcomes than most pilot programs.\u003c/p>\n\u003cp>A detailed two-year report is expected after the pilot ends in December.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cp>\u003cem>This story was originally published by \u003ca href=\"https://calmatters.org/\">CalMatters\u003c/a>. \u003ca href=\"https://calmatters.org/subscribe-to-calmatters/\">Sign up\u003c/a> for their newsletters.\u003c/em>\u003c/p>\n\u003cp>It’s been a long day at work, and you still need to stop by the store on your way home.\u003c/p>\n\u003cp>To spare yourself more social interaction, you make a beeline for the self-checkout station, praying for a quick and painless transaction.\u003c/p>\n\u003cp>“Please wait, help is on the way,” the machine’s feminine voice coos, taunting you as you try desperately to flag down a clerk.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Following a \u003ca href=\"https://calmatters.digitaldemocracy.org/bills/ca_202320240sb1446\">failed, union-backed effort last year\u003c/a> to strictly regulate self-checkout machines, California Democrats are trying again to set guidelines that they say will improve the efficiency of self-service stations across the state’s grocery, drug and big box stores.\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.digitaldemocracy.org/bills/ca_202520260sb442\">Senate Bill 442\u003c/a>, from Los Angeles \u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/lola-smallwood-cuevas-113915?utm_medium=email&utm_medium=email&utm_source=ActiveCampaign&utm_content=How+big+a+role+for+Newsom+in+Harris+campaign%3F&utm_campaign=WhatMatters\">Sen. Lola Smallwood-Cuevas\u003c/a>, who chairs the Senate committee on labor and public employment, would require stores to have at least one dedicated worker there to help self-service customers. Stores would also be required to operate at least one traditional staffed checkout lane at all times and restrict the type and number of items a customer could bring through self-checkout.\u003c/p>\n\u003cfigure id=\"attachment_11994152\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-scaled.jpeg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11994152\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-scaled.jpeg\" alt=\"Sale priced bags of Lay's potato chips.\" width=\"2560\" height=\"1802\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-scaled.jpeg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-800x563.jpeg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-1020x718.jpeg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-160x113.jpeg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-1536x1081.jpeg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-2048x1442.jpeg 2048w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-1920x1352.jpeg 1920w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Sale priced bags of Lay’s potato chips are displayed on a shelf at a grocery store on February 10, 2023 in San Rafael. \u003ccite>(Justin Sullivan/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“This is about supporting our workforce, to make sure that they’re safe, but mostly to also make sure that they’re providing the level of service that customers expect and deserve,” said Smallwood-Cuevas on the Senate floor earlier this summer before the bill passed that chamber 26-10.\u003c/p>\n\u003cp>But the state’s business community, especially its grocers, still opposes the effort. Instead, without pointing to concrete studies or evidence, they say more regulations will drive up prices due to added labor costs that companies will pass along to consumers.\u003c/p>\n\u003cp>“This seems like a clear example of why Californians pay the highest prices for groceries, regardless of what checkout line they go through,” said Daniel Conway, a lobbyist for the California Grocers Association, at \u003ca href=\"https://calmatters.digitaldemocracy.org/hearings/259477?t=756&f=88548c0715cc05096c1f1ce461c9a104\">an Assembly Labor and Employment Committee hearing\u003c/a> in June.[aside postID=news_12047129 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/07/55950722_qed.jpg']It’s not surprising that Smallwood-Cuevas, a former labor organizer herself, is carrying such a bill given her close alignment with the two union heavyweights cosponsoring the legislation: the California Labor Federation and the United Food and Commercial Workers. She votes their way more than 95% of the time, \u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/lola-smallwood-cuevas-113915?utm_medium=email&utm_medium=email&utm_source=ActiveCampaign&utm_content=How+big+a+role+for+Newsom+in+Harris+campaign%3F&utm_campaign=WhatMatters\">according to the Digital Democracy database\u003c/a>, and has received nearly $30,000 in total campaign contributions from the groups since 2021.\u003c/p>\n\u003cp>Under the measure, stores would have to display signs that limit customers to 15 items or fewer in the self-checkout lanes and also designate one employee whose only assigned duties are to monitor the stands. Notably, the bill explicitly states that stores would not be penalized for failing to enforce the item limit, a condition that the business groups say is nonsensical. Proponents of the provision argue that signs will increase peer pressure and self-policing without strict enforcement.\u003c/p>\n\u003ch2>More items banned from self-checkout\u003c/h2>\n\u003cp>And building on a 2011 law that banned the sale of alcohol at self-checkout stations, another union-backed effort, Smallwood-Cuevas’s new bill would expand the ban to any items that require identification to buy, such as tobacco products, and anything with anti-theft security devices that must be removed by an employee.\u003c/p>\n\u003cp>Stores that want to add new self-service checkout stations must notify employees and their unions in writing at least 60 days in advance or face a $1,000 penalty per violation per day.\u003c/p>\n\u003cp>Democrats have largely voiced support for Smallwood-Cuevas’s bill, calling it a much needed remedy for the headache that is self-checkout.\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/ash-kalra-100938\">Assemblymember Ash Kalra\u003c/a>, a San Jose Democrat, scoffed at Conway’s assertion that self-checkout is an efficient and preferable choice for customers and said customers are often forced to use them since stores have reduced the number of cashiers.[aside postID=news_12036939 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/04/250421-CHINATOWNTARIFFS-32-BL-KQED-1020x680.jpg']“I don’t know if I can disagree with more points that were just made from our friends with the grocers,” Kalra told Conway \u003ca href=\"https://calmatters.digitaldemocracy.org/hearings/259477?t=831&f=88548c0715cc05096c1f1ce461c9a104\">during the late June hearing\u003c/a>. “You must not be going to the stores if you think there’s an improved shopping experience from these self-checkouts.”\u003c/p>\n\u003cp>Opponents have expressed concern that a newly added provision in the bill would invite local municipalities to pass their own more stringent standards, as the city of Long Beach recently did, requiring stores to assign at least one clerk for every three self-checkout machines.\u003c/p>\n\u003cp>Companies warn that such a patchwork of laws would make it difficult to run stores with multiple locations, creating a burden for both owners and customers.\u003c/p>\n\u003cp>“Only a uniform, statewide approach can provide the consistency that both employers and employees need to thrive,” wrote Ryan Allain, a lobbyist for the California Retailers Association, which is currently opposed to the bill.\u003c/p>\n\u003cp>Even though Republicans admitted that they, too, despise the self-checkout process, lawmakers slammed the bill for overstepping businesses’ authority to regulate themselves and raise operating costs that would ultimately be passed along to the consumer.\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/shannon-grove-77\">Sen. Shannon Grove\u003c/a>, Republican of Bakersfield, called it “completely unacceptable” for the Legislature to prevent businesses from introducing automation that could lower costs after \u003ca href=\"https://calmatters.org/politics/2025/05/california-legislature-affordability-crisis-democrats/\">committing to an affordability agenda\u003c/a>.\u003c/p>\n\u003cp>“It’s a labor thing, I get it,” said \u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/kelly-seyarto-165446\">Sen. Kelly Seyarto\u003c/a>, a Murrieta Republican, on the Senate floor in June. “I’d like as many people to work as possible, but I’d also like to afford the groceries.”\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/benjamin-allen-70\">Sen. Ben Allen\u003c/a>, a Democrat from El Segundo, was among a few Democrats who expressed slight hesitations about the state preemption of local rules but voted for the bill anyway.\u003c/p>\n\u003cp>“I understand you’re going to be working with the grocers on that challenge,” he said in June.\u003c/p>\n\u003cp>The bill must clear the Assembly Appropriations Committee after lawmakers return from their summer recess on Aug. 18 before it goes to the floor for a vote.\u003c/p>\n\u003cp>Tara Gallegos, a spokesperson for Gov. Gavin Newsom, wouldn’t state a position on SB 442, saying the governor’s office “doesn’t typically comment on pending legislation.”\u003c/p>\n\u003cp> \u003c/p>\n\u003cp>This article was \u003ca href=\"https://calmatters.org/politics/2025/08/california-labor-grocers-self-checkout/\">originally published on CalMatters\u003c/a> and was republished under the \u003ca href=\"https://creativecommons.org/licenses/by-nc-nd/4.0/\">Creative Commons Attribution-NonCommercial-NoDerivatives\u003c/a> license.\u003c/p>\n\u003cp> \u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"excerpt": "Labor unions are trying once again to regulate self-checkout lanes at California stores. This year’s bill waters down a version that died last session, but businesses still warn it will increase costs and lead to consumer frustration.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>This story was originally published by \u003ca href=\"https://calmatters.org/\">CalMatters\u003c/a>. \u003ca href=\"https://calmatters.org/subscribe-to-calmatters/\">Sign up\u003c/a> for their newsletters.\u003c/em>\u003c/p>\n\u003cp>It’s been a long day at work, and you still need to stop by the store on your way home.\u003c/p>\n\u003cp>To spare yourself more social interaction, you make a beeline for the self-checkout station, praying for a quick and painless transaction.\u003c/p>\n\u003cp>“Please wait, help is on the way,” the machine’s feminine voice coos, taunting you as you try desperately to flag down a clerk.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Following a \u003ca href=\"https://calmatters.digitaldemocracy.org/bills/ca_202320240sb1446\">failed, union-backed effort last year\u003c/a> to strictly regulate self-checkout machines, California Democrats are trying again to set guidelines that they say will improve the efficiency of self-service stations across the state’s grocery, drug and big box stores.\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.digitaldemocracy.org/bills/ca_202520260sb442\">Senate Bill 442\u003c/a>, from Los Angeles \u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/lola-smallwood-cuevas-113915?utm_medium=email&utm_medium=email&utm_source=ActiveCampaign&utm_content=How+big+a+role+for+Newsom+in+Harris+campaign%3F&utm_campaign=WhatMatters\">Sen. Lola Smallwood-Cuevas\u003c/a>, who chairs the Senate committee on labor and public employment, would require stores to have at least one dedicated worker there to help self-service customers. Stores would also be required to operate at least one traditional staffed checkout lane at all times and restrict the type and number of items a customer could bring through self-checkout.\u003c/p>\n\u003cfigure id=\"attachment_11994152\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-scaled.jpeg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11994152\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-scaled.jpeg\" alt=\"Sale priced bags of Lay's potato chips.\" width=\"2560\" height=\"1802\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-scaled.jpeg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-800x563.jpeg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-1020x718.jpeg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-160x113.jpeg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-1536x1081.jpeg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-2048x1442.jpeg 2048w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/07/gettyimages-1464818047-1920x1352.jpeg 1920w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Sale priced bags of Lay’s potato chips are displayed on a shelf at a grocery store on February 10, 2023 in San Rafael. \u003ccite>(Justin Sullivan/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“This is about supporting our workforce, to make sure that they’re safe, but mostly to also make sure that they’re providing the level of service that customers expect and deserve,” said Smallwood-Cuevas on the Senate floor earlier this summer before the bill passed that chamber 26-10.\u003c/p>\n\u003cp>But the state’s business community, especially its grocers, still opposes the effort. Instead, without pointing to concrete studies or evidence, they say more regulations will drive up prices due to added labor costs that companies will pass along to consumers.\u003c/p>\n\u003cp>“This seems like a clear example of why Californians pay the highest prices for groceries, regardless of what checkout line they go through,” said Daniel Conway, a lobbyist for the California Grocers Association, at \u003ca href=\"https://calmatters.digitaldemocracy.org/hearings/259477?t=756&f=88548c0715cc05096c1f1ce461c9a104\">an Assembly Labor and Employment Committee hearing\u003c/a> in June.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>It’s not surprising that Smallwood-Cuevas, a former labor organizer herself, is carrying such a bill given her close alignment with the two union heavyweights cosponsoring the legislation: the California Labor Federation and the United Food and Commercial Workers. She votes their way more than 95% of the time, \u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/lola-smallwood-cuevas-113915?utm_medium=email&utm_medium=email&utm_source=ActiveCampaign&utm_content=How+big+a+role+for+Newsom+in+Harris+campaign%3F&utm_campaign=WhatMatters\">according to the Digital Democracy database\u003c/a>, and has received nearly $30,000 in total campaign contributions from the groups since 2021.\u003c/p>\n\u003cp>Under the measure, stores would have to display signs that limit customers to 15 items or fewer in the self-checkout lanes and also designate one employee whose only assigned duties are to monitor the stands. Notably, the bill explicitly states that stores would not be penalized for failing to enforce the item limit, a condition that the business groups say is nonsensical. Proponents of the provision argue that signs will increase peer pressure and self-policing without strict enforcement.\u003c/p>\n\u003ch2>More items banned from self-checkout\u003c/h2>\n\u003cp>And building on a 2011 law that banned the sale of alcohol at self-checkout stations, another union-backed effort, Smallwood-Cuevas’s new bill would expand the ban to any items that require identification to buy, such as tobacco products, and anything with anti-theft security devices that must be removed by an employee.\u003c/p>\n\u003cp>Stores that want to add new self-service checkout stations must notify employees and their unions in writing at least 60 days in advance or face a $1,000 penalty per violation per day.\u003c/p>\n\u003cp>Democrats have largely voiced support for Smallwood-Cuevas’s bill, calling it a much needed remedy for the headache that is self-checkout.\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/ash-kalra-100938\">Assemblymember Ash Kalra\u003c/a>, a San Jose Democrat, scoffed at Conway’s assertion that self-checkout is an efficient and preferable choice for customers and said customers are often forced to use them since stores have reduced the number of cashiers.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“I don’t know if I can disagree with more points that were just made from our friends with the grocers,” Kalra told Conway \u003ca href=\"https://calmatters.digitaldemocracy.org/hearings/259477?t=831&f=88548c0715cc05096c1f1ce461c9a104\">during the late June hearing\u003c/a>. “You must not be going to the stores if you think there’s an improved shopping experience from these self-checkouts.”\u003c/p>\n\u003cp>Opponents have expressed concern that a newly added provision in the bill would invite local municipalities to pass their own more stringent standards, as the city of Long Beach recently did, requiring stores to assign at least one clerk for every three self-checkout machines.\u003c/p>\n\u003cp>Companies warn that such a patchwork of laws would make it difficult to run stores with multiple locations, creating a burden for both owners and customers.\u003c/p>\n\u003cp>“Only a uniform, statewide approach can provide the consistency that both employers and employees need to thrive,” wrote Ryan Allain, a lobbyist for the California Retailers Association, which is currently opposed to the bill.\u003c/p>\n\u003cp>Even though Republicans admitted that they, too, despise the self-checkout process, lawmakers slammed the bill for overstepping businesses’ authority to regulate themselves and raise operating costs that would ultimately be passed along to the consumer.\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/shannon-grove-77\">Sen. Shannon Grove\u003c/a>, Republican of Bakersfield, called it “completely unacceptable” for the Legislature to prevent businesses from introducing automation that could lower costs after \u003ca href=\"https://calmatters.org/politics/2025/05/california-legislature-affordability-crisis-democrats/\">committing to an affordability agenda\u003c/a>.\u003c/p>\n\u003cp>“It’s a labor thing, I get it,” said \u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/kelly-seyarto-165446\">Sen. Kelly Seyarto\u003c/a>, a Murrieta Republican, on the Senate floor in June. “I’d like as many people to work as possible, but I’d also like to afford the groceries.”\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.digitaldemocracy.org/legislators/benjamin-allen-70\">Sen. Ben Allen\u003c/a>, a Democrat from El Segundo, was among a few Democrats who expressed slight hesitations about the state preemption of local rules but voted for the bill anyway.\u003c/p>\n\u003cp>“I understand you’re going to be working with the grocers on that challenge,” he said in June.\u003c/p>\n\u003cp>The bill must clear the Assembly Appropriations Committee after lawmakers return from their summer recess on Aug. 18 before it goes to the floor for a vote.\u003c/p>\n\u003cp>Tara Gallegos, a spokesperson for Gov. Gavin Newsom, wouldn’t state a position on SB 442, saying the governor’s office “doesn’t typically comment on pending legislation.”\u003c/p>\n\u003cp> \u003c/p>\n\u003cp>This article was \u003ca href=\"https://calmatters.org/politics/2025/08/california-labor-grocers-self-checkout/\">originally published on CalMatters\u003c/a> and was republished under the \u003ca href=\"https://creativecommons.org/licenses/by-nc-nd/4.0/\">Creative Commons Attribution-NonCommercial-NoDerivatives\u003c/a> license.\u003c/p>\n\u003cp> \u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"tagline": "The flip side of gentrification, told through one town",
"info": "Gentrification is changing cities across America, forcing people from neighborhoods they have long called home. Call them the displaced. Now those priced out of the Bay Area are looking for a better life in an unlikely place. American Suburb follows this migration to one California town along the Delta, 45 miles from San Francisco. But is this once sleepy suburb ready for them?",
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"tagline": "Exploring the Bay Area, one question at a time",
"info": "KQED’s new podcast, Bay Curious, gets to the bottom of the mysteries — both profound and peculiar — that give the Bay Area its unique identity. And we’ll do it with your help! You ask the questions. You decide what Bay Curious investigates. And you join us on the journey to find the answers.",
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"info": "KQED’s statewide radio news program providing daily coverage of issues, trends and public policy decisions.",
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"order": 8
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},
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"id": "commonwealth-club",
"title": "Commonwealth Club of California Podcast",
"info": "The Commonwealth Club of California is the nation's oldest and largest public affairs forum. As a non-partisan forum, The Club brings to the public airwaves diverse viewpoints on important topics. The Club's weekly radio broadcast - the oldest in the U.S., dating back to 1924 - is carried across the nation on public radio stations and is now podcasting. Our website archive features audio of our recent programs, as well as selected speeches from our long and distinguished history. This podcast feed is usually updated twice a week and is always un-edited.",
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"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Commonwealth-Club-Podcast-Tile-360x360-1.jpg",
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"source": "Commonwealth Club of California"
},
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"info": "KQED’s live call-in program discussing local, state, national and international issues, as well as in-depth interviews.",
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"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Forum-Podcast-Tile-703x703-1.jpg",
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"order": 9
},
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"hidden-brain": {
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"airtime": "SUN 7:30pm-8pm",
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"tagline": "Where conversation and cultura meet",
"info": "What kind of no sabo word is Hyphenación? For us, it’s about living within a hyphenation. Like being a third-gen Mexican-American from the Texas border now living that Bay Area Chicano life. Like Xorje! Each week we bring together a couple of hyphenated Latinos to talk all about personal life choices: family, careers, relationships, belonging … everything is on the table. ",
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"title": "The Political Mind of Jerry Brown",
"tagline": "Lessons from a lifetime in politics",
"info": "The Political Mind of Jerry Brown brings listeners the wisdom of the former Governor, Mayor, and presidential candidate. Scott Shafer interviewed Brown for more than 40 hours, covering the former governor's life and half-century in the political game – and Brown has some lessons he'd like to share. ",
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"order": 18
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"id": "latino-usa",
"title": "Latino USA",
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"info": "Latino USA, the radio journal of news and culture, is the only national, English-language radio program produced from a Latino perspective.",
"imageSrc": "https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/latinoUsa.jpg",
"officialWebsiteLink": "http://latinousa.org/",
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},
"marketplace": {
"id": "marketplace",
"title": "Marketplace",
"info": "Our flagship program, helmed by Kai Ryssdal, examines what the day in money delivered, through stories, conversations, newsworthy numbers and more. Updated Monday through Friday at about 3:30 p.m. PT.",
"airtime": "MON-FRI 4pm-4:30pm, MON-WED 6:30pm-7pm",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Marketplace-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.marketplace.org/",
"meta": {
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"source": "American Public Media"
},
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"rss": "https://feeds.publicradio.org/public_feeds/marketplace-pm/rss/rss"
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},
"masters-of-scale": {
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"title": "Masters of Scale",
"info": "Masters of Scale is an original podcast in which LinkedIn co-founder and Greylock Partner Reid Hoffman sets out to describe and prove theories that explain how great entrepreneurs take their companies from zero to a gazillion in ingenious fashion.",
"airtime": "Every other Wednesday June 12 through October 16 at 8pm (repeats Thursdays at 2am)",
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"officialWebsiteLink": "https://mastersofscale.com/",
"meta": {
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"source": "WaitWhat"
},
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"rss": "https://rss.art19.com/masters-of-scale"
}
},
"mindshift": {
"id": "mindshift",
"title": "MindShift",
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"info": "The MindShift podcast explores the innovations in education that are shaping how kids learn. Hosts Ki Sung and Katrina Schwartz introduce listeners to educators, researchers, parents and students who are developing effective ways to improve how kids learn. We cover topics like how fed-up administrators are developing surprising tactics to deal with classroom disruptions; how listening to podcasts are helping kids develop reading skills; the consequences of overparenting; and why interdisciplinary learning can engage students on all ends of the traditional achievement spectrum. This podcast is part of the MindShift education site, a division of KQED News. KQED is an NPR/PBS member station based in San Francisco. You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>",
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