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"content": "\u003cp>Armed \u003ca href=\"https://www.kqed.org/news/12024327/san-jose-council-taps-engineering-executive-carl-salas-vacant-seat\">with a new council majority\u003c/a>, San José Mayor Matt Mahan will propose permanently reshaping the city’s strategy to reduce homelessness in his upcoming budget proposal.\u003c/p>\n\u003cp>During his first two years in office, \u003ca href=\"https://www.kqed.org/news/11989926/san-jose-council-approves-budget-with-historic-shift-in-unhoused-spending\">Mahan has centered his plan to reduce street homelessness on steering Measure E tax dollars\u003c/a> away from the construction of affordable apartments toward the development of interim housing and shelter. The mayor now wants to make that shift permanent, a move that could end yearly budget fights with supporters of affordable housing and cement his vision for homeless spending.\u003c/p>\n\u003cp>“Our strategy for ending unsheltered homelessness in San José has shifted dramatically,” Mahan told KQED. “The council has voted in line with that strategy, but now we need to actually make permanent the Measure E funding to sustain it.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Mahan wants funds from Measure E, a tax on property sales of $2 million or more, to pay for the costs of interim shelter. Only once those costs are covered will excess transfer tax revenue go to building affordable housing.\u003c/p>\n\u003cp>“That’s the ‘nice to have,’” Mahan said. “The ‘need to have’ is getting people into a safe, dignified place today.”\u003c/p>\n\u003cfigure id=\"attachment_11983130\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11983130\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1.jpg\" alt=\"\" width=\"1920\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">City Hall in San José, California, on Tuesday, Aug. 1, 2023. \u003ccite>(Juliana Yamada/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>San José currently has 499 units of interim housing spread across six communities — which \u003ca href=\"https://www.kqed.org/news/11942734/emergency-calls-complaints-are-down-near-san-joses-temporary-housing-sites-so-why-are-they-still-so-politically-risky\">typically consist of small studios with in-unit bathrooms and communal kitchens\u003c/a>. City officials plan to open several new sites this year, in addition to a second managed parking lot for people living in their vehicles.\u003c/p>\n\u003cp>While Measure E tax revenue can technically be spent on any city service, voters approved it in 2020 specifically to increase housing affordability and reduce homelessness. Under the current formula, 75% of Measure E revenue goes to affordable housing, 15% to shelter and 10% to homelessness prevention.\u003c/p>\n\u003cp>In his first two budgets, Mahan pushed to temporarily change this allocation. In 2023, \u003ca href=\"https://www.kqed.org/news/11952913/san-jose-council-approves-modest-shift-toward-temporary-homeless-housing\">he was largely rebuffed by the council\u003c/a>, but last year, he secured unanimous support for spending 65% of Measure E revenue on temporary housing and shelter — arguing that short-term projects were necessary to clear \u003ca href=\"https://www.kqed.org/news/11979482/san-jose-mayor-matt-mahan-calls-for-urgent-action-on-homelessness-in-city-budget-plan\">encampments along the city’s waterways\u003c/a> and avoid water quality fines.\u003c/p>\n\u003cp>[aside postID=news_12026053 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/02/MPFD0580-1020x680.jpg']\u003c/p>\n\u003cp>When the \u003ca href=\"https://www.kqed.org/news/11989926/san-jose-council-approves-budget-with-historic-shift-in-unhoused-spending\">council backed Mahan’s funding shift last year\u003c/a>, they also approved an amendment clarifying that the Measure E spending formula favoring affordable housing would remain the default heading into this year’s budget talks.\u003c/p>\n\u003cp>“It’s a policy decision as to whether or not we’re going to have this fight every single year and have Groundhog Day — or we just acknowledge that this is our strategy and we need to make clear how we’re going to fund it,” Mahan said.\u003c/p>\n\u003cp>Mahan appears to have a six-vote path to implementing these changes in the budget year beginning July 1. Last month, the council \u003ca href=\"https://www.kqed.org/news/12024327/san-jose-council-taps-engineering-executive-carl-salas-vacant-seat\">appointed Carl Salas, an engineering executive supported by Mahan\u003c/a>, to the vacant District 3 seat.\u003c/p>\n\u003cp>During his interview for the job, Salas told the council he agreed with Mahan that the city needs to focus its funding on short-term housing.\u003c/p>\n\u003cp>The mayor’s proposal will likely draw pushback from affordable housing advocates, \u003ca href=\"https://www.kqed.org/news/11949797/in-controversial-plan-san-jose-mayor-seeks-to-use-homelessness-dollars-to-build-more-temporary-shelters-instead-of-permanent-housing\">who have called Mahan’s strategy shortsighted\u003c/a>. Without city funding for the construction of new affordable apartments, they argue that people experiencing homelessness won’t have a place to go after staying in shelters and tiny homes.\u003c/p>\n\u003cp>“It slows the housing production in our community down to a crawl,” said Ray Bramson, chief operating officer of housing nonprofit Destination: Home.\u003c/p>\n\u003cp>“We’ve got a lot of great projects off the ground and running, but now they’re struggling to find that local funding that is so necessary so that they can apply for tax credits and move forward.”\u003c/p>\n\u003cp>Mahan said the shift would allow the city to shave $40 million from an estimated $60 million budget shortfall. That’s because the council previously voted to absorb the construction and operating costs of interim housing into the general fund — an ongoing cost without a dedicated funding source. A city budget forecast released last year found that without a change to Measure E, the interim housing program will require increasing amounts of general fund spending — reaching $70 million in the 2028-29 fiscal year.\u003c/p>\n\u003cp>“This is what we knew was going to happen all along,” Bramson said. “As you build more of these [interim] sites and more of these units, there is a fixed cost you are committing yourself to in perpetuity to keep these places running.”\u003c/p>\n\u003cp>Mahan will provide details of his spending plan when he releases his proposed budget in early March. On Tuesday, the council will review updated budget estimates and begin discussion on closing the $60 million shortfall. The deficit is largely the result of weaker-than-expected sales tax revenue, according to the city manager’s office.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Armed \u003ca href=\"https://www.kqed.org/news/12024327/san-jose-council-taps-engineering-executive-carl-salas-vacant-seat\">with a new council majority\u003c/a>, San José Mayor Matt Mahan will propose permanently reshaping the city’s strategy to reduce homelessness in his upcoming budget proposal.\u003c/p>\n\u003cp>During his first two years in office, \u003ca href=\"https://www.kqed.org/news/11989926/san-jose-council-approves-budget-with-historic-shift-in-unhoused-spending\">Mahan has centered his plan to reduce street homelessness on steering Measure E tax dollars\u003c/a> away from the construction of affordable apartments toward the development of interim housing and shelter. The mayor now wants to make that shift permanent, a move that could end yearly budget fights with supporters of affordable housing and cement his vision for homeless spending.\u003c/p>\n\u003cp>“Our strategy for ending unsheltered homelessness in San José has shifted dramatically,” Mahan told KQED. “The council has voted in line with that strategy, but now we need to actually make permanent the Measure E funding to sustain it.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Mahan wants funds from Measure E, a tax on property sales of $2 million or more, to pay for the costs of interim shelter. Only once those costs are covered will excess transfer tax revenue go to building affordable housing.\u003c/p>\n\u003cp>“That’s the ‘nice to have,’” Mahan said. “The ‘need to have’ is getting people into a safe, dignified place today.”\u003c/p>\n\u003cfigure id=\"attachment_11983130\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11983130\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1.jpg\" alt=\"\" width=\"1920\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/20230801-SJCityHall-27-JY_qut-1-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">City Hall in San José, California, on Tuesday, Aug. 1, 2023. \u003ccite>(Juliana Yamada/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>San José currently has 499 units of interim housing spread across six communities — which \u003ca href=\"https://www.kqed.org/news/11942734/emergency-calls-complaints-are-down-near-san-joses-temporary-housing-sites-so-why-are-they-still-so-politically-risky\">typically consist of small studios with in-unit bathrooms and communal kitchens\u003c/a>. City officials plan to open several new sites this year, in addition to a second managed parking lot for people living in their vehicles.\u003c/p>\n\u003cp>While Measure E tax revenue can technically be spent on any city service, voters approved it in 2020 specifically to increase housing affordability and reduce homelessness. Under the current formula, 75% of Measure E revenue goes to affordable housing, 15% to shelter and 10% to homelessness prevention.\u003c/p>\n\u003cp>In his first two budgets, Mahan pushed to temporarily change this allocation. In 2023, \u003ca href=\"https://www.kqed.org/news/11952913/san-jose-council-approves-modest-shift-toward-temporary-homeless-housing\">he was largely rebuffed by the council\u003c/a>, but last year, he secured unanimous support for spending 65% of Measure E revenue on temporary housing and shelter — arguing that short-term projects were necessary to clear \u003ca href=\"https://www.kqed.org/news/11979482/san-jose-mayor-matt-mahan-calls-for-urgent-action-on-homelessness-in-city-budget-plan\">encampments along the city’s waterways\u003c/a> and avoid water quality fines.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>When the \u003ca href=\"https://www.kqed.org/news/11989926/san-jose-council-approves-budget-with-historic-shift-in-unhoused-spending\">council backed Mahan’s funding shift last year\u003c/a>, they also approved an amendment clarifying that the Measure E spending formula favoring affordable housing would remain the default heading into this year’s budget talks.\u003c/p>\n\u003cp>“It’s a policy decision as to whether or not we’re going to have this fight every single year and have Groundhog Day — or we just acknowledge that this is our strategy and we need to make clear how we’re going to fund it,” Mahan said.\u003c/p>\n\u003cp>Mahan appears to have a six-vote path to implementing these changes in the budget year beginning July 1. Last month, the council \u003ca href=\"https://www.kqed.org/news/12024327/san-jose-council-taps-engineering-executive-carl-salas-vacant-seat\">appointed Carl Salas, an engineering executive supported by Mahan\u003c/a>, to the vacant District 3 seat.\u003c/p>\n\u003cp>During his interview for the job, Salas told the council he agreed with Mahan that the city needs to focus its funding on short-term housing.\u003c/p>\n\u003cp>The mayor’s proposal will likely draw pushback from affordable housing advocates, \u003ca href=\"https://www.kqed.org/news/11949797/in-controversial-plan-san-jose-mayor-seeks-to-use-homelessness-dollars-to-build-more-temporary-shelters-instead-of-permanent-housing\">who have called Mahan’s strategy shortsighted\u003c/a>. Without city funding for the construction of new affordable apartments, they argue that people experiencing homelessness won’t have a place to go after staying in shelters and tiny homes.\u003c/p>\n\u003cp>“It slows the housing production in our community down to a crawl,” said Ray Bramson, chief operating officer of housing nonprofit Destination: Home.\u003c/p>\n\u003cp>“We’ve got a lot of great projects off the ground and running, but now they’re struggling to find that local funding that is so necessary so that they can apply for tax credits and move forward.”\u003c/p>\n\u003cp>Mahan said the shift would allow the city to shave $40 million from an estimated $60 million budget shortfall. That’s because the council previously voted to absorb the construction and operating costs of interim housing into the general fund — an ongoing cost without a dedicated funding source. A city budget forecast released last year found that without a change to Measure E, the interim housing program will require increasing amounts of general fund spending — reaching $70 million in the 2028-29 fiscal year.\u003c/p>\n\u003cp>“This is what we knew was going to happen all along,” Bramson said. “As you build more of these [interim] sites and more of these units, there is a fixed cost you are committing yourself to in perpetuity to keep these places running.”\u003c/p>\n\u003cp>Mahan will provide details of his spending plan when he releases his proposed budget in early March. On Tuesday, the council will review updated budget estimates and begin discussion on closing the $60 million shortfall. The deficit is largely the result of weaker-than-expected sales tax revenue, according to the city manager’s office.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "After 8 Months, No Clear Cause for Fire That Razed Affordable Housing Construction",
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"content": "\u003cp>\u003cem>Updated 4:45 Thursday\u003c/em>\u003c/p>\n\u003cp>Nearly eight months after a fast-moving fire \u003ca href=\"https://www.kqed.org/news/11988750/massive-fire-burns-affordable-housing-construction-near-redwood-city\">destroyed an affordable housing building\u003c/a> that was under construction near Redwood City, fire officials said they cannot definitively identify a cause.\u003c/p>\n\u003cp>According to a fire investigation report by the Menlo Park Fire District that labels the cause as undetermined, the fire began on the fifth floor in a room in the northwest corner, and it “most likely” started when the plastic wrapping on a package of insulation ignited.\u003c/p>\n\u003cp>How the package was sparked is still unclear, though investigators couldn’t rule out that “an open flame device,” such as a torch used to solder pipes, may have been used in the area and caused an ignition.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“We wish we had a more definite answer because we always want to know,” Menlo Park Fire District Marshal Jon Johnston told KQED. Whether the fire was intentionally set or not is also not clear, he said.\u003c/p>\n\u003cp>The fire was reported to 911 around 10:15 a.m. on June 3 at the affordable housing project site known as Middlefield Junction, being built by Mercy Housing California. The project consists of two buildings totaling 179 apartments, located on San Mateo County-owned property at 2700 Middlefield Rd. in the North Fair Oaks neighborhood south of Redwood City.\u003c/p>\n\u003cp>One building, which had 104 planned units, burned down to its concrete foundation, while a neighboring 75-unit building that includes a planned child care center was not damaged.\u003c/p>\n\u003cp>Construction workers at the site tried to put out the blaze with fire extinguishers but were unsuccessful, the fire district said in a Jan. 29 statement. “The building was evacuated safely, 911 was called, and the fire spread quickly consuming the entire structure.”\u003c/p>\n\u003cp>[aside postID=news_11989028 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2024/06/Redwood-City-Fire-3_qut-1020x740.jpg']\u003c/p>\n\u003cp>The district said 36 fire engines and six ladder trucks from around San Mateo and Santa Clara counties were called in to help control the fire and ultimately contained it to the one building. Some fences and vehicles near the property were damaged due to the fire, Johnston said, but no injuries were reported.\u003c/p>\n\u003cp>The fire’s spread was accelerated because of the exposed wood framing throughout most of the in-progress structure, along with open airflow and other fuel sources, such as construction materials.\u003c/p>\n\u003cp>The building had some windows installed, but it had no doors, was not weather sealed, and was “open to free ventilation,” contributing to a “total burn,” the report said. Fire sprinkler systems were still being installed but not complete.\u003c/p>\n\u003cp>Investigators also received varying reports about the “housekeeping of the construction site,” which could have contributed to the rapid fire spread.\u003c/p>\n\u003cp>The fire district, along with the San Mateo County Fire Investigation Task Force, interviewed witnesses, including site workers and neighbors, and reviewed pictures, videos and other evidence.\u003c/p>\n\u003cp>Crews also conducted tests of different potential ignition sources, documenting how things like a cigarette, chopping saw and a soldering torch might have started the fire.\u003c/p>\n\u003cp>“They had no smoking signs. We are told people smoke, but we don’t know where,” Johnston said. “We also had sparks from cutting tools because we were told that there was some metal cutting going on around that location, or there was also potential for some pipe sweating, but maybe not. So we took that again as a possibility,” Johnston said of the testing.\u003c/p>\n\u003cp>Johnston said the investigation is complete for now but could be reopened if new information is discovered or brought to investigators that warrant follow-up.\u003c/p>\n\u003cp>In the days after the fire, county officials \u003ca href=\"https://www.kqed.org/news/11989028/affordable-housing-building-near-redwood-city-will-be-rebuilt-after-fire\">vowed the housing project would be rebuilt\u003c/a>. A county spokesperson did not immediately respond to a request for comment on Thursday.\u003c/p>\n\u003cp>San Mateo County needs to build more than 1,200 housing units for low- and very-low-income families by 2031 to meet its expected demand, and the damaged complex was among the largest in the county’s development pipeline.\u003c/p>\n\u003cp>Kelly Hollywood, an associate director of real estate for Mercy Housing, said the organization received approvals from the fire district and county building officials and has moved forward with site cleanup and construction.\u003c/p>\n\u003cp>“We are on track to open the first building, featuring 75 apartments, this summer, and the second building, with 104 apartments, in early 2026,” Hollywood said in an email. “Mercy Housing California is thrilled to bring these affordable homes for families and a new childcare center to serve the North Fair Oaks and surrounding communities.”\u003c/p>\n\u003cp>\u003c/p>\n",
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"excerpt": "The cause of a massive fire last year at an affordable housing complex that was under construction near Redwood City is undetermined, fire officials said after finishing their investigation. ",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>Updated 4:45 Thursday\u003c/em>\u003c/p>\n\u003cp>Nearly eight months after a fast-moving fire \u003ca href=\"https://www.kqed.org/news/11988750/massive-fire-burns-affordable-housing-construction-near-redwood-city\">destroyed an affordable housing building\u003c/a> that was under construction near Redwood City, fire officials said they cannot definitively identify a cause.\u003c/p>\n\u003cp>According to a fire investigation report by the Menlo Park Fire District that labels the cause as undetermined, the fire began on the fifth floor in a room in the northwest corner, and it “most likely” started when the plastic wrapping on a package of insulation ignited.\u003c/p>\n\u003cp>How the package was sparked is still unclear, though investigators couldn’t rule out that “an open flame device,” such as a torch used to solder pipes, may have been used in the area and caused an ignition.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“We wish we had a more definite answer because we always want to know,” Menlo Park Fire District Marshal Jon Johnston told KQED. Whether the fire was intentionally set or not is also not clear, he said.\u003c/p>\n\u003cp>The fire was reported to 911 around 10:15 a.m. on June 3 at the affordable housing project site known as Middlefield Junction, being built by Mercy Housing California. The project consists of two buildings totaling 179 apartments, located on San Mateo County-owned property at 2700 Middlefield Rd. in the North Fair Oaks neighborhood south of Redwood City.\u003c/p>\n\u003cp>One building, which had 104 planned units, burned down to its concrete foundation, while a neighboring 75-unit building that includes a planned child care center was not damaged.\u003c/p>\n\u003cp>Construction workers at the site tried to put out the blaze with fire extinguishers but were unsuccessful, the fire district said in a Jan. 29 statement. “The building was evacuated safely, 911 was called, and the fire spread quickly consuming the entire structure.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The district said 36 fire engines and six ladder trucks from around San Mateo and Santa Clara counties were called in to help control the fire and ultimately contained it to the one building. Some fences and vehicles near the property were damaged due to the fire, Johnston said, but no injuries were reported.\u003c/p>\n\u003cp>The fire’s spread was accelerated because of the exposed wood framing throughout most of the in-progress structure, along with open airflow and other fuel sources, such as construction materials.\u003c/p>\n\u003cp>The building had some windows installed, but it had no doors, was not weather sealed, and was “open to free ventilation,” contributing to a “total burn,” the report said. Fire sprinkler systems were still being installed but not complete.\u003c/p>\n\u003cp>Investigators also received varying reports about the “housekeeping of the construction site,” which could have contributed to the rapid fire spread.\u003c/p>\n\u003cp>The fire district, along with the San Mateo County Fire Investigation Task Force, interviewed witnesses, including site workers and neighbors, and reviewed pictures, videos and other evidence.\u003c/p>\n\u003cp>Crews also conducted tests of different potential ignition sources, documenting how things like a cigarette, chopping saw and a soldering torch might have started the fire.\u003c/p>\n\u003cp>“They had no smoking signs. We are told people smoke, but we don’t know where,” Johnston said. “We also had sparks from cutting tools because we were told that there was some metal cutting going on around that location, or there was also potential for some pipe sweating, but maybe not. So we took that again as a possibility,” Johnston said of the testing.\u003c/p>\n\u003cp>Johnston said the investigation is complete for now but could be reopened if new information is discovered or brought to investigators that warrant follow-up.\u003c/p>\n\u003cp>In the days after the fire, county officials \u003ca href=\"https://www.kqed.org/news/11989028/affordable-housing-building-near-redwood-city-will-be-rebuilt-after-fire\">vowed the housing project would be rebuilt\u003c/a>. A county spokesperson did not immediately respond to a request for comment on Thursday.\u003c/p>\n\u003cp>San Mateo County needs to build more than 1,200 housing units for low- and very-low-income families by 2031 to meet its expected demand, and the damaged complex was among the largest in the county’s development pipeline.\u003c/p>\n\u003cp>Kelly Hollywood, an associate director of real estate for Mercy Housing, said the organization received approvals from the fire district and county building officials and has moved forward with site cleanup and construction.\u003c/p>\n\u003cp>“We are on track to open the first building, featuring 75 apartments, this summer, and the second building, with 104 apartments, in early 2026,” Hollywood said in an email. “Mercy Housing California is thrilled to bring these affordable homes for families and a new childcare center to serve the North Fair Oaks and surrounding communities.”\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"content": "\u003cp>\u003cem>Updated 4:30 p.m. Monday\u003c/em>\u003c/p>\n\u003cp>State Farm is asking California regulators to approve a significant emergency rate hike, saying it is needed to avert a “dire situation for our customers and the insurance market in the state” accelerated by the \u003ca href=\"https://www.kqed.org/news/12025125/advice-to-those-recovering-from-wildfire-from-northern-californians-whove-been-there\">disastrous wildfires across Southern California\u003c/a>.\u003c/p>\n\u003cp>The company, California’s largest insurance group, requested “urgent assistance” in a letter to Insurance Commissioner Ricardo Lara on Monday asking for the following average rate hikes to be effective May 1, 2025:\u003c/p>\n\u003cul>\n\u003cli>22% increase in homeowners insurance\u003c/li>\n\u003cli>15% increase in condominium owners insurance\u003c/li>\n\u003cli>38% increase in renters insurance\u003c/li>\n\u003c/ul>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>State Farm General, the company’s California subsidiary, holds millions of policies and represents more than a million homeowners in the state.\u003c/p>\n\u003cp>Last June, the company sought \u003ca href=\"https://www.kqed.org/news/11992399/state-farm-seeks-enormous-rate-increases-in-california-to-prevent-insolvency\">a series of major rate increases to prevent insolvency\u003c/a>, which called its financial stability into doubt amid an ongoing \u003ca href=\"https://www.kqed.org/science/1992401/homeowners-insurance-market-stretched-even-thinner-as-2-more-companies-leave-california\">crisis in the state’s insurance market\u003c/a>.\u003c/p>\n\u003cfigure id=\"attachment_12022616\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12022616\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy.jpg\" alt=\"\" width=\"2000\" height=\"1334\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-800x534.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-1536x1025.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-1920x1281.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The devastation from the Palisades Fire is seen from the air in the Pacific Palisades neighborhood of Los Angeles on Jan. 9, 2025. \u003ccite>(Mark J. Terrill/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While regulators are still investigating those requests, which would raise rates an average of 30% for homeowners insurance and 52% for renters insurance, Monday’s letter asked the state to take quick action on an “emergency interim approval.”\u003c/p>\n\u003cp>“State Farm General’s rate filings raise serious questions about its financial condition,” Gabriel Sanchez, California Department of Insurance press secretary, said in a statement.\u003c/p>\n\u003cp>[aside postID=news_12025352 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241122-StormHitsBayArea-06-BL-1020x680.jpg']\u003c/p>\n\u003cp>More than 1 in 5 homeowners have State Farm insurance in California, and that share has been growing in recent years, said Michael Wara, a climate and energy expert at Stanford University.\u003c/p>\n\u003cp>“State Farm isn’t very healthy financially because it has been really trying to stay in the California market and even grow in the California market as opposed to doing what most of the other companies have done, which is to shrink,” he told KQED.\u003c/p>\n\u003cp>“The financial health of State Farm is very significant, particularly to people in the fire footprint who now have claims to file,” Wara added.\u003c/p>\n\u003cp>Thousands of State Farm employees have assisted victims of the L.A. fires, the company said, processing nearly 8,700 claims and paying out more than $1 billion to customers.\u003c/p>\n\u003cp>“We know we will ultimately pay out significantly more, as these fires will collectively be the costliest in the history of the company,” the State Farm letter said, noting that its reinsurance — basically insurance for insurance companies — will assist it in paying out claims.\u003c/p>\n\u003cp>Nevertheless, the costs of these fires will further deplete its capital.\u003c/p>\n\u003cp>“Last year, one rating agency downgraded SFG and, with further capital deterioration as a result of the fires, additional downgrades could follow,” the letter said. “If that were to happen, customers with a mortgage might not be able to use State Farm General insurance as collateral backing for their mortgage.”\u003c/p>\n\u003cp>“Given State Farm’s obligations to policyholders who lost homes in the L.A. wildfires [and] their large share of the overall California market — if they provide data to the state Department of Insurance to substantiate their claim to have paid out their entire surplus already — it’s likely there will be some level of a negotiated emergency increase approval,” said Amy Bach, executive director of United Policyholders, a San Francisco-based nonprofit that advocates for insurance consumers.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>Updated 4:30 p.m. Monday\u003c/em>\u003c/p>\n\u003cp>State Farm is asking California regulators to approve a significant emergency rate hike, saying it is needed to avert a “dire situation for our customers and the insurance market in the state” accelerated by the \u003ca href=\"https://www.kqed.org/news/12025125/advice-to-those-recovering-from-wildfire-from-northern-californians-whove-been-there\">disastrous wildfires across Southern California\u003c/a>.\u003c/p>\n\u003cp>The company, California’s largest insurance group, requested “urgent assistance” in a letter to Insurance Commissioner Ricardo Lara on Monday asking for the following average rate hikes to be effective May 1, 2025:\u003c/p>\n\u003cul>\n\u003cli>22% increase in homeowners insurance\u003c/li>\n\u003cli>15% increase in condominium owners insurance\u003c/li>\n\u003cli>38% increase in renters insurance\u003c/li>\n\u003c/ul>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>State Farm General, the company’s California subsidiary, holds millions of policies and represents more than a million homeowners in the state.\u003c/p>\n\u003cp>Last June, the company sought \u003ca href=\"https://www.kqed.org/news/11992399/state-farm-seeks-enormous-rate-increases-in-california-to-prevent-insolvency\">a series of major rate increases to prevent insolvency\u003c/a>, which called its financial stability into doubt amid an ongoing \u003ca href=\"https://www.kqed.org/science/1992401/homeowners-insurance-market-stretched-even-thinner-as-2-more-companies-leave-california\">crisis in the state’s insurance market\u003c/a>.\u003c/p>\n\u003cfigure id=\"attachment_12022616\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12022616\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy.jpg\" alt=\"\" width=\"2000\" height=\"1334\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-800x534.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-1536x1025.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/011525-California-Wildfires-MT-AP-CM-01-copy-1920x1281.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The devastation from the Palisades Fire is seen from the air in the Pacific Palisades neighborhood of Los Angeles on Jan. 9, 2025. \u003ccite>(Mark J. Terrill/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While regulators are still investigating those requests, which would raise rates an average of 30% for homeowners insurance and 52% for renters insurance, Monday’s letter asked the state to take quick action on an “emergency interim approval.”\u003c/p>\n\u003cp>“State Farm General’s rate filings raise serious questions about its financial condition,” Gabriel Sanchez, California Department of Insurance press secretary, said in a statement.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>More than 1 in 5 homeowners have State Farm insurance in California, and that share has been growing in recent years, said Michael Wara, a climate and energy expert at Stanford University.\u003c/p>\n\u003cp>“State Farm isn’t very healthy financially because it has been really trying to stay in the California market and even grow in the California market as opposed to doing what most of the other companies have done, which is to shrink,” he told KQED.\u003c/p>\n\u003cp>“The financial health of State Farm is very significant, particularly to people in the fire footprint who now have claims to file,” Wara added.\u003c/p>\n\u003cp>Thousands of State Farm employees have assisted victims of the L.A. fires, the company said, processing nearly 8,700 claims and paying out more than $1 billion to customers.\u003c/p>\n\u003cp>“We know we will ultimately pay out significantly more, as these fires will collectively be the costliest in the history of the company,” the State Farm letter said, noting that its reinsurance — basically insurance for insurance companies — will assist it in paying out claims.\u003c/p>\n\u003cp>Nevertheless, the costs of these fires will further deplete its capital.\u003c/p>\n\u003cp>“Last year, one rating agency downgraded SFG and, with further capital deterioration as a result of the fires, additional downgrades could follow,” the letter said. “If that were to happen, customers with a mortgage might not be able to use State Farm General insurance as collateral backing for their mortgage.”\u003c/p>\n\u003cp>“Given State Farm’s obligations to policyholders who lost homes in the L.A. wildfires [and] their large share of the overall California market — if they provide data to the state Department of Insurance to substantiate their claim to have paid out their entire surplus already — it’s likely there will be some level of a negotiated emergency increase approval,” said Amy Bach, executive director of United Policyholders, a San Francisco-based nonprofit that advocates for insurance consumers.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "North Beach as a Historic District? Not Yet, SF Mayor Lurie Says",
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"headTitle": "North Beach as a Historic District? Not Yet, SF Mayor Lurie Says | KQED",
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"content": "\u003cp>San Francisco Mayor Daniel Lurie is asking a state commission to delay a hearing on whether to \u003ca href=\"https://www.kqed.org/news/12022208/why-a-push-to-make-san-franciscos-north-beach-a-historic-district-has-housing-advocates-worried\">designate North Beach as a historic district\u003c/a> after pushback from housing advocates.\u003c/p>\n\u003cp>The State Historical Resources Commission was scheduled to hear the petition from the Northeast San Francisco Conservancy on Feb. 7. On Monday, however, Lurie sent a letter to the commission urging it to delay, and the item no longer appears on its agenda. Lurie, along with commission members, did not immediately respond to requests for comment.\u003c/p>\n\u003cp>“My office recently learned of this proposal,” Lurie’s letter to the commission reads. “I am respectfully requesting that the commission delay their action on this nomination to allow my office to undertake this due diligence and seek additional feedback from impacted property owners, merchants and tenants in this neighborhood.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The petition requests a historic district designation for \u003ca href=\"https://www.kqed.org/news/12022208/why-a-push-to-make-san-franciscos-north-beach-a-historic-district-has-housing-advocates-worried\">roughly a dozen blocks of\u003c/a> North Beach, including beloved sites such as Washington Square Park, Saint Francis of Assisi Church and City Lights Bookstore.\u003c/p>\n\u003cp>However, housing advocates are concerned that such a designation would exempt the neighborhood from certain state laws and make it nearly impossible to build new housing on the more than 600 sites included in the proposed district.\u003c/p>\n\u003cfigure id=\"attachment_12022236\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12022236\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">An apartment window looks out above Columbus Cafe on Green Street in North Beach, Monday, Jan. 13, 2025. A San Francisco neighborhood group wants to designate North Beach as a historic district, but pro-housing groups are raising their red flags, saying that this move is merely a maneuver to block more housing from being built in this neighborhood. \u003ccite>(David M. Barreda/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“I am extremely appreciative that the mayor got involved,” said state Sen. Scott Wiener (D–San Francisco), a vocal opponent of the proposal. “This proposed historic district, which encompasses essentially all of North Beach, is abusive and is designed to stop new housing. So, the mayor gets it.”\u003c/p>\n\u003cp>Other neighborhood groups across California, including those in \u003ca href=\"https://www.sfchronicle.com/bayarea/article/housing-nimby-historic-baywood-18450990.php\">San Mateo\u003c/a>, \u003ca href=\"https://www.sgvtribune.com/2024/08/17/former-montebello-seminary-deemed-eligible-for-historic-registry-in-spite-of-owners-opposition/?clearUserState=true\">Los Angeles\u003c/a> and \u003ca href=\"https://www.youtube.com/watch?v=27JKQs1hRzI&t=5712s&ab_channel=CityofSanDiegoPublicHearings\">San Diego\u003c/a>, have used similar tactics to exempt themselves from local and state laws requiring them to plan for their share of the \u003ca href=\"https://statewide-housing-plan-cahcd.hub.arcgis.com/\">2.5 million new homes\u003c/a> the state wants cities to make room for by 2030.\u003c/p>\n\u003cp>The power to designate a place as “historic” lies solely in the hands of the State Historical Resources Commission and does not require input from city leaders. Anyone who can afford to pay architectural experts and historians to write up a report can submit a nomination to the state office, which hears proposals once a quarter.\u003c/p>\n\u003cp>[aside postID=news_12022208 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02163-1020x680.jpg']\u003c/p>\n\u003cp>“It’s obvious that this dense and compact neighborhood epitomizes the heart and soul and spirit that is North Beach,” said Katherine Petrin, the architectural historian and planner who prepared the nomination for North Beach. “The bottom line is that this nomination deserves to be heard and approved now.”\u003c/p>\n\u003cp>Former county Supervisor Aaron Peskin, who for a decade represented the district that includes North Beach, was outspoken during his tenure about preserving the \u003ca href=\"https://www.kqed.org/news/12003700/aaron-peskin-wants-to-lead-san-franciscos-journey-to-recovery\">historical character\u003c/a> of certain San Francisco neighborhoods and was behind an effort last year to \u003ca href=\"https://www.kqed.org/news/11980661/sf-supervisors-vote-on-overturning-breed-veto-peskins-housing-density-law\">restrict housing density on the city’s northeast waterfront\u003c/a>. He was not directly involved in the North Beach petition, but his wife, Nancy Shanahan, is the president of the Northeast San Francisco Conservancy, which requested the nomination.\u003c/p>\n\u003cp>Peskin, however, termed out of office. And Danny Sauter, a community organizer from North Beach with endorsements from pro-housing heavy hitters including Wiener, San Francisco YIMBY Action and the Housing Action Coalition, won his seat in November. Sauter did not return a request for comment.\u003c/p>\n\u003cp>It wasn’t immediately clear where Lurie’s request leaves the petition, but proponents have vowed to keep it alive. The next commission hearing is May 8.\u003c/p>\n\u003cp>“I just want it to get back on the agenda,” said Woody LaBounty, president of the preservationist organization SF Heritage and a supporter of the historic district nomination. “We don’t want the classic thing of ‘something needs to be studied more,’ but it just gets killed instead. It’s been decades of work to get here.”\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>San Francisco Mayor Daniel Lurie is asking a state commission to delay a hearing on whether to \u003ca href=\"https://www.kqed.org/news/12022208/why-a-push-to-make-san-franciscos-north-beach-a-historic-district-has-housing-advocates-worried\">designate North Beach as a historic district\u003c/a> after pushback from housing advocates.\u003c/p>\n\u003cp>The State Historical Resources Commission was scheduled to hear the petition from the Northeast San Francisco Conservancy on Feb. 7. On Monday, however, Lurie sent a letter to the commission urging it to delay, and the item no longer appears on its agenda. Lurie, along with commission members, did not immediately respond to requests for comment.\u003c/p>\n\u003cp>“My office recently learned of this proposal,” Lurie’s letter to the commission reads. “I am respectfully requesting that the commission delay their action on this nomination to allow my office to undertake this due diligence and seek additional feedback from impacted property owners, merchants and tenants in this neighborhood.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The petition requests a historic district designation for \u003ca href=\"https://www.kqed.org/news/12022208/why-a-push-to-make-san-franciscos-north-beach-a-historic-district-has-housing-advocates-worried\">roughly a dozen blocks of\u003c/a> North Beach, including beloved sites such as Washington Square Park, Saint Francis of Assisi Church and City Lights Bookstore.\u003c/p>\n\u003cp>However, housing advocates are concerned that such a designation would exempt the neighborhood from certain state laws and make it nearly impossible to build new housing on the more than 600 sites included in the proposed district.\u003c/p>\n\u003cfigure id=\"attachment_12022236\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12022236\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_North-Beach_DMB_02319-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">An apartment window looks out above Columbus Cafe on Green Street in North Beach, Monday, Jan. 13, 2025. A San Francisco neighborhood group wants to designate North Beach as a historic district, but pro-housing groups are raising their red flags, saying that this move is merely a maneuver to block more housing from being built in this neighborhood. \u003ccite>(David M. Barreda/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“I am extremely appreciative that the mayor got involved,” said state Sen. Scott Wiener (D–San Francisco), a vocal opponent of the proposal. “This proposed historic district, which encompasses essentially all of North Beach, is abusive and is designed to stop new housing. So, the mayor gets it.”\u003c/p>\n\u003cp>Other neighborhood groups across California, including those in \u003ca href=\"https://www.sfchronicle.com/bayarea/article/housing-nimby-historic-baywood-18450990.php\">San Mateo\u003c/a>, \u003ca href=\"https://www.sgvtribune.com/2024/08/17/former-montebello-seminary-deemed-eligible-for-historic-registry-in-spite-of-owners-opposition/?clearUserState=true\">Los Angeles\u003c/a> and \u003ca href=\"https://www.youtube.com/watch?v=27JKQs1hRzI&t=5712s&ab_channel=CityofSanDiegoPublicHearings\">San Diego\u003c/a>, have used similar tactics to exempt themselves from local and state laws requiring them to plan for their share of the \u003ca href=\"https://statewide-housing-plan-cahcd.hub.arcgis.com/\">2.5 million new homes\u003c/a> the state wants cities to make room for by 2030.\u003c/p>\n\u003cp>The power to designate a place as “historic” lies solely in the hands of the State Historical Resources Commission and does not require input from city leaders. Anyone who can afford to pay architectural experts and historians to write up a report can submit a nomination to the state office, which hears proposals once a quarter.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“It’s obvious that this dense and compact neighborhood epitomizes the heart and soul and spirit that is North Beach,” said Katherine Petrin, the architectural historian and planner who prepared the nomination for North Beach. “The bottom line is that this nomination deserves to be heard and approved now.”\u003c/p>\n\u003cp>Former county Supervisor Aaron Peskin, who for a decade represented the district that includes North Beach, was outspoken during his tenure about preserving the \u003ca href=\"https://www.kqed.org/news/12003700/aaron-peskin-wants-to-lead-san-franciscos-journey-to-recovery\">historical character\u003c/a> of certain San Francisco neighborhoods and was behind an effort last year to \u003ca href=\"https://www.kqed.org/news/11980661/sf-supervisors-vote-on-overturning-breed-veto-peskins-housing-density-law\">restrict housing density on the city’s northeast waterfront\u003c/a>. He was not directly involved in the North Beach petition, but his wife, Nancy Shanahan, is the president of the Northeast San Francisco Conservancy, which requested the nomination.\u003c/p>\n\u003cp>Peskin, however, termed out of office. And Danny Sauter, a community organizer from North Beach with endorsements from pro-housing heavy hitters including Wiener, San Francisco YIMBY Action and the Housing Action Coalition, won his seat in November. Sauter did not return a request for comment.\u003c/p>\n\u003cp>It wasn’t immediately clear where Lurie’s request leaves the petition, but proponents have vowed to keep it alive. The next commission hearing is May 8.\u003c/p>\n\u003cp>“I just want it to get back on the agenda,” said Woody LaBounty, president of the preservationist organization SF Heritage and a supporter of the historic district nomination. “We don’t want the classic thing of ‘something needs to be studied more,’ but it just gets killed instead. It’s been decades of work to get here.”\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "California Fast-Tracks Wildfire Recovery, Eases Key Building Regulations Temporarily",
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"content": "\u003cp>\u003ca href=\"https://www.kqed.org/news/tag/gavin-newsom\">Gov. Gavin Newsom\u003c/a> signed an executive order suspending environmental review processes for victims looking to rebuild after the \u003ca href=\"https://www.kqed.org/news/tag/wildfire\">Los Angeles wildfires\u003c/a> destroyed over 40,000 acres of land and more than 12,000 structures.\u003c/p>\n\u003cp>The decision, which effectively waives the California Environmental Quality Act and the California Coastal Act, comes as a surprise in a state that boasts some of the strictest building regulations and environmental review processes. California has received criticism for the difficulty of getting building projects approved, a process that is also notoriously expensive.\u003c/p>\n\u003cp>Under the order Newsom signed Sunday, state and local agencies are directed to help the residents of Los Angeles and Ventura Counties by expediting processes that would hinder reconstruction. They have also been tasked with identifying additional building codes that can be safely suspended.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“When the fires are extinguished, victims who have lost their homes and businesses must be able to rebuild quickly and without roadblocks,” Newsom said in a Sunday \u003ca href=\"https://www.gov.ca.gov/2025/01/12/governor-newsom-signs-executive-order-to-help-los-angeles-rebuild-faster-and-stronger/\">press release\u003c/a>. “The executive order I signed today will help cut permitting delays, an important first step in allowing our communities to recover faster and stronger.”\u003c/p>\n\u003cp>The environmental safety restrictions that govern construction projects are an obstacle for anyone looking to build in the state. Legislators have also expanded regulations aimed at \u003ca href=\"https://www.kqed.org/news/12021125/la-fires-renew-debate-over-prescribed-burns-and-fire-preparedness-in-california\">improving fire and earthquake resilience\u003c/a> in fire-prone neighborhoods. These requirements, like installing sprinkler systems and external water tanks, can be cost-prohibitive for homeowners.\u003c/p>\n\u003cfigure id=\"attachment_12021322\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12021322\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The remains of a house in Altadena, California, after the Eaton Fire swept through the area northeast of Los Angeles, California, on Thursday, Jan. 9, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Some state residents have also questioned why the process for rebuilding was not streamlined after other wildfires. Republican Assemblymember David Tangipa, who represents the Central Valley, said that wildfire victims are still recovering from the Creek Fire in 2020 in a \u003ca href=\"https://x.com/DavidTangipa/status/1878470719161700812\">social media post\u003c/a> and called on the state government to address the disparity.\u003c/p>\n\u003cp>Matt Sedlar, a climate analyst at the Center for Economic and Policy Research, said the issue is more complex than simply rebuilding. He said he’s worried that Newsom’s order may come with unintended consequences.\u003c/p>\n\u003cp>“CEQA review is something that’s been a thorn in the side of many housing advocates because a lot of localities use that to hold up development,” Sedlar said. “My concern is that there’s a bullet point that directs state agencies to identify additional permanent requirements, including provisions of the building code, that can safely be suspended to accelerate rebuilding.”\u003c/p>\n\u003cp>Sedlar noted that in areas like Los Angeles County, a high risk of wildfires necessitates resiliency measures when it comes to rebuilding.\u003c/p>\n\u003cfigure id=\"attachment_12021263\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12021263\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Buildings are destroyed along Fair Oaks Avenue in Altadena, California, after the Eaton Fire swept through the area northeast of Los Angeles, California, on Thursday, Jan. 9, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“It wouldn’t make a whole lot of sense to rebuild as things were before because that’s the opposite of adaptive resilience,” he said.\u003c/p>\n\u003cp>The focus instead should be on mitigating the costs associated with making these neighborhoods safer, whether that’s through state or federal assistance, according to Sedlar.\u003c/p>\n\u003cp>In the United States, experts and state officials are working together to find solutions that account for rising building costs, environmental safety and the need for hardened homes. In 2006, Florida legislators introduced \u003ca href=\"https://mysafeflhome.com/\">My Safe Florida Home\u003c/a>, a program that distributes funds to applicants looking to improve the resiliency of their homes against natural disasters like hurricanes. The program is wildly popular.\u003c/p>\n\u003cp>[aside postID=news_12022375 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild2-1020x827.jpg']\u003c/p>\n\u003cp>When Florida Gov. Ron DeSantis allocated $200 million to the program in July, funding ran out in less than 10 days, according to \u003ca href=\"https://www.fox13news.com/news/part-my-safe-florida-home-program-runs-out-funding-2-weeks-after-applications-open\">news reports\u003c/a>. Because applications were divided into five groups based on need, only lower-income applicants aged 60 were eligible for consideration.\u003c/p>\n\u003cp>Given California’s large population size, Sedlar said, the state would face similar difficulties in creating a grant program that covers all interested homeowners.\u003c/p>\n\u003cp>“There’s a huge risk of wildfire throughout the state,” Sedlar said. “How do you allocate enough money to cover everyone? Obviously, there are areas that are less susceptible to fires — urban fires, wildfires — than others, but it’s still going to be extremely competitive.”\u003c/p>\n\u003cp>Since the wildfires broke, several conservative politicians, pundits and donors have spread misinformation and criticized state leaders, alleging that inept policymaking led to disaster. President-elect Donald Trump’s comments have caused some state officials to \u003ca href=\"https://www.kqed.org/news/12021435/trumps-misinformation-la-fires-fuels-concerns-over-future-disaster-aid-california\">worry over how a Trump administration may affect future federal aid\u003c/a>.\u003c/p>\n\u003cp>Republican Congressional leaders have touted the idea of \u003ca href=\"https://www.kqed.org/news/12022111/republican-leaders-push-conditions-disaster-relief-california-wildfire-victims\">placing conditions\u003c/a> on federal assistance for California wildfire victims. At a Monday press conference, House Speaker Mike Johnson claimed, without evidence, that state and local officials were complicit in the scope of the fires.\u003c/p>\n\u003cfigure id=\"attachment_12021951\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12021951\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP.jpg\" alt=\"\" width=\"2000\" height=\"1328\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-800x531.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-1020x677.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-160x106.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-1536x1020.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-1920x1275.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A firefighter studies the charred remains of St. Mark’s School, a preschool and K-6 grade school on Altadena Drive, on Friday, Jan. 10, 2025, in Altadena, California. \u003ccite>(Chris Pizzello/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Johnson and other conservatives have also suggested that federal assistance be made contingent upon California Democrats agreeing to raise the national debt ceiling, an issue that Trump has been vocal about in the past.\u003c/p>\n\u003cp>“What do we need to do to reduce the risk and make the Pacific Palisades buildable again?” said Bill Jackson, who leads the San Francisco Republican Party. “Our national governments are not piggy banks for communities that do not have a realistic approach toward sustaining themselves and defending themselves in the event of a natural disaster.”\u003c/p>\n\u003cp>California leaders have introduced several proposals to address fire mitigation. On Monday, Newsom \u003ca href=\"https://www.kqed.org/news/12021941/newsom-expands-special-session-speed-up-los-angeles-wildfire-relief-funds\">expanded the special session\u003c/a> that began in December to include $1.5 billion for fire preparedness.\u003c/p>\n\u003cp>The California Department of Insurance also introduced plans for a statewide home-hardening grant program that would fund projects such as installing fire-resistant roofs and defensible spaces.\u003c/p>\n\u003cp>“Making homes and communities safer from wildfires needs to be a top priority for our state,” Insurance Commissioner Ricardo Lara said during a press conference last week. “Looking forward, I will also work with the state Legislature and the Governor’s Administration to support my proposal to provide consumers with home hardening grants.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003ca href=\"https://www.kqed.org/news/tag/gavin-newsom\">Gov. Gavin Newsom\u003c/a> signed an executive order suspending environmental review processes for victims looking to rebuild after the \u003ca href=\"https://www.kqed.org/news/tag/wildfire\">Los Angeles wildfires\u003c/a> destroyed over 40,000 acres of land and more than 12,000 structures.\u003c/p>\n\u003cp>The decision, which effectively waives the California Environmental Quality Act and the California Coastal Act, comes as a surprise in a state that boasts some of the strictest building regulations and environmental review processes. California has received criticism for the difficulty of getting building projects approved, a process that is also notoriously expensive.\u003c/p>\n\u003cp>Under the order Newsom signed Sunday, state and local agencies are directed to help the residents of Los Angeles and Ventura Counties by expediting processes that would hinder reconstruction. They have also been tasked with identifying additional building codes that can be safely suspended.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“When the fires are extinguished, victims who have lost their homes and businesses must be able to rebuild quickly and without roadblocks,” Newsom said in a Sunday \u003ca href=\"https://www.gov.ca.gov/2025/01/12/governor-newsom-signs-executive-order-to-help-los-angeles-rebuild-faster-and-stronger/\">press release\u003c/a>. “The executive order I signed today will help cut permitting delays, an important first step in allowing our communities to recover faster and stronger.”\u003c/p>\n\u003cp>The environmental safety restrictions that govern construction projects are an obstacle for anyone looking to build in the state. Legislators have also expanded regulations aimed at \u003ca href=\"https://www.kqed.org/news/12021125/la-fires-renew-debate-over-prescribed-burns-and-fire-preparedness-in-california\">improving fire and earthquake resilience\u003c/a> in fire-prone neighborhoods. These requirements, like installing sprinkler systems and external water tanks, can be cost-prohibitive for homeowners.\u003c/p>\n\u003cfigure id=\"attachment_12021322\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12021322\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-055-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">The remains of a house in Altadena, California, after the Eaton Fire swept through the area northeast of Los Angeles, California, on Thursday, Jan. 9, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Some state residents have also questioned why the process for rebuilding was not streamlined after other wildfires. Republican Assemblymember David Tangipa, who represents the Central Valley, said that wildfire victims are still recovering from the Creek Fire in 2020 in a \u003ca href=\"https://x.com/DavidTangipa/status/1878470719161700812\">social media post\u003c/a> and called on the state government to address the disparity.\u003c/p>\n\u003cp>Matt Sedlar, a climate analyst at the Center for Economic and Policy Research, said the issue is more complex than simply rebuilding. He said he’s worried that Newsom’s order may come with unintended consequences.\u003c/p>\n\u003cp>“CEQA review is something that’s been a thorn in the side of many housing advocates because a lot of localities use that to hold up development,” Sedlar said. “My concern is that there’s a bullet point that directs state agencies to identify additional permanent requirements, including provisions of the building code, that can safely be suspended to accelerate rebuilding.”\u003c/p>\n\u003cp>Sedlar noted that in areas like Los Angeles County, a high risk of wildfires necessitates resiliency measures when it comes to rebuilding.\u003c/p>\n\u003cfigure id=\"attachment_12021263\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12021263\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/240109-CAWindStorm-043-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Buildings are destroyed along Fair Oaks Avenue in Altadena, California, after the Eaton Fire swept through the area northeast of Los Angeles, California, on Thursday, Jan. 9, 2025. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“It wouldn’t make a whole lot of sense to rebuild as things were before because that’s the opposite of adaptive resilience,” he said.\u003c/p>\n\u003cp>The focus instead should be on mitigating the costs associated with making these neighborhoods safer, whether that’s through state or federal assistance, according to Sedlar.\u003c/p>\n\u003cp>In the United States, experts and state officials are working together to find solutions that account for rising building costs, environmental safety and the need for hardened homes. In 2006, Florida legislators introduced \u003ca href=\"https://mysafeflhome.com/\">My Safe Florida Home\u003c/a>, a program that distributes funds to applicants looking to improve the resiliency of their homes against natural disasters like hurricanes. The program is wildly popular.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>When Florida Gov. Ron DeSantis allocated $200 million to the program in July, funding ran out in less than 10 days, according to \u003ca href=\"https://www.fox13news.com/news/part-my-safe-florida-home-program-runs-out-funding-2-weeks-after-applications-open\">news reports\u003c/a>. Because applications were divided into five groups based on need, only lower-income applicants aged 60 were eligible for consideration.\u003c/p>\n\u003cp>Given California’s large population size, Sedlar said, the state would face similar difficulties in creating a grant program that covers all interested homeowners.\u003c/p>\n\u003cp>“There’s a huge risk of wildfire throughout the state,” Sedlar said. “How do you allocate enough money to cover everyone? Obviously, there are areas that are less susceptible to fires — urban fires, wildfires — than others, but it’s still going to be extremely competitive.”\u003c/p>\n\u003cp>Since the wildfires broke, several conservative politicians, pundits and donors have spread misinformation and criticized state leaders, alleging that inept policymaking led to disaster. President-elect Donald Trump’s comments have caused some state officials to \u003ca href=\"https://www.kqed.org/news/12021435/trumps-misinformation-la-fires-fuels-concerns-over-future-disaster-aid-california\">worry over how a Trump administration may affect future federal aid\u003c/a>.\u003c/p>\n\u003cp>Republican Congressional leaders have touted the idea of \u003ca href=\"https://www.kqed.org/news/12022111/republican-leaders-push-conditions-disaster-relief-california-wildfire-victims\">placing conditions\u003c/a> on federal assistance for California wildfire victims. At a Monday press conference, House Speaker Mike Johnson claimed, without evidence, that state and local officials were complicit in the scope of the fires.\u003c/p>\n\u003cfigure id=\"attachment_12021951\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12021951\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP.jpg\" alt=\"\" width=\"2000\" height=\"1328\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-800x531.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-1020x677.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-160x106.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-1536x1020.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/CAWildfireSchoolAP-1920x1275.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A firefighter studies the charred remains of St. Mark’s School, a preschool and K-6 grade school on Altadena Drive, on Friday, Jan. 10, 2025, in Altadena, California. \u003ccite>(Chris Pizzello/AP Photo)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Johnson and other conservatives have also suggested that federal assistance be made contingent upon California Democrats agreeing to raise the national debt ceiling, an issue that Trump has been vocal about in the past.\u003c/p>\n\u003cp>“What do we need to do to reduce the risk and make the Pacific Palisades buildable again?” said Bill Jackson, who leads the San Francisco Republican Party. “Our national governments are not piggy banks for communities that do not have a realistic approach toward sustaining themselves and defending themselves in the event of a natural disaster.”\u003c/p>\n\u003cp>California leaders have introduced several proposals to address fire mitigation. On Monday, Newsom \u003ca href=\"https://www.kqed.org/news/12021941/newsom-expands-special-session-speed-up-los-angeles-wildfire-relief-funds\">expanded the special session\u003c/a> that began in December to include $1.5 billion for fire preparedness.\u003c/p>\n\u003cp>The California Department of Insurance also introduced plans for a statewide home-hardening grant program that would fund projects such as installing fire-resistant roofs and defensible spaces.\u003c/p>\n\u003cp>“Making homes and communities safer from wildfires needs to be a top priority for our state,” Insurance Commissioner Ricardo Lara said during a press conference last week. “Looking forward, I will also work with the state Legislature and the Governor’s Administration to support my proposal to provide consumers with home hardening grants.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>\u003cstrong>Los Angeles — \u003c/strong>Many Pacific Palisades locals, current and former, have been following the \u003ca href=\"https://www.facebook.com/kent.steffes.5\">Facebook feed of 56-year-old Kent Steffes\u003c/a>. He lives in nearby Brentwood now and hasn’t lost his home, but perhaps that’s given him the emotional bandwidth to share more effectively with others what’s happened to their old neighborhood.\u003c/p>\n\u003cp>Overlooking the Pacific Ocean like its neighbors Malibu and Santa Monica, Pacific Palisades is an affluent neighborhood by any measure. It’s home to celebrities like Arnold Schwarzenegger, Reese Witherspoon and Tom Hanks. Median home values often exceed $3 million. Luxury homes sell for tens of millions. But many of the families who’ve lost their homes are not fabulously wealthy.\u003c/p>\n\u003cp>“What most people don’t know is that a lot of the homes are owned by people who can’t afford to live here anymore. They won’t be able to rebuild,” Steffes said. That’s because many family members can’t afford to buy the homes they own at the current market rate. “They couldn’t afford to get a mortgage on it.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Along with his 20-year-old daughter, Katharine Steffes, who also attended Palisades High (partially burned), we toured the neighborhood as it lay smoking. “All my friends live here,” the sophomore at the University of Notre Dame said. “I don’t know if this place will ever be the same.”\u003c/p>\n\u003cp>Kent Steffes’ family moved to the Pacific Palisades highlands in 1973 when he was 5. His dad, an engineer at Hughes Aircraft Co., bought a home for $75,000, which would be around $533,000 in today’s dollars. The house had five bedrooms, although many homes built in “Pali” in the 1960s and ’70s featured two or three bedrooms.\u003c/p>\n\u003cfigure id=\"attachment_12022381\" class=\"wp-caption aligncenter\" style=\"max-width: 1024px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12022381\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1.jpeg\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1.jpeg 1024w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1-800x600.jpeg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1-1020x765.jpeg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1-160x120.jpeg 160w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\">\u003cfigcaption class=\"wp-caption-text\">“What most people don’t know is that a lot of the homes are owned by people who can’t afford to live here anymore. They won’t be able to rebuild,” said Kent Steffes, 56, who grew up in Pacific Palisades. \u003ccite>(Rachael Myrow/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“You were always outside biking or riding skateboards around town,” said Steffes, who grew up to win the inaugural beach volleyball gold medal at the \u003ca href=\"https://en.wikipedia.org/wiki/1996_Summer_Olympics\">1996 Summer Olympics\u003c/a> in \u003ca href=\"https://en.wikipedia.org/wiki/Atlanta\">Atlanta\u003c/a>. He works in finance now. “There was always someplace to explore and have fun and plenty of friends to do it with. We ran out of the house in the morning and didn’t come home until the street lights came on.”\u003c/p>\n\u003cp>But as the decades passed, the neighborhood grew wealthier. By the time Steffes was in his 30s, many modest three- to four-bedroom homes were giving way to “McMansions,” double the size, on the same small lots. Big or small, the original owners aged and died and passed on their homes to their children, as Kent Steffes’ parents did. “We just sold that home last year for $2.5 million.”\u003c/p>\n\u003cp>Because of \u003ca href=\"https://www.kqed.org/news/11711689/40-years-on-how-does-proposition-13-impact-the-california-dream\">Proposition 13\u003c/a>, passed in 1978, family members who inherited properties were essentially given the original property tax rate. Steffes’ parents paid about $4,000 in property taxes. Steffes said the people who bought the house last year pay about $37,500.\u003c/p>\n\u003cp>In addition to the much higher tax rate, a lot of insurance plans cover only the value of the house as it is, not the cost to rebuild according to modern building codes.\u003c/p>\n\u003cp>“So they’ll say, ‘Hey, your house is worth $300,000,’” Steffes said hypothetically. “But it’ll cost you $1 million to rebuild that same thing.”\u003c/p>\n\u003cp>Nancy Wallace, a real estate professor at UC Berkeley’s Haas School of Business, \u003ca href=\"https://newsroom.haas.berkeley.edu/research/the-situation-is-dire-why-prof-nancy-wallace-researches-wildfire-risk/\">lost her own home\u003c/a> to the Oakland Hills fire of 1991. She’s now considered an expert in price modeling and wildfire “mispricing,” as she puts it, in the insurance market.\u003c/p>\n\u003cfigure id=\"attachment_12022382\" class=\"wp-caption aligncenter\" style=\"max-width: 1216px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12022382\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3.jpg\" alt=\"\" width=\"1216\" height=\"912\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3.jpg 1216w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3-800x600.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3-1020x765.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3-160x120.jpg 160w\" sizes=\"auto, (max-width: 1216px) 100vw, 1216px\">\u003cfigcaption class=\"wp-caption-text\">Marquez Charter Elementary School was destroyed in the Palisades fire, erasing cherished childhood memories for countless individuals. \u003ccite>(Courtesy Kent Steffes )\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Insurance adjusters are not your friends,” she said. “They’re not there to sympathize. They’re there to minimize the payout of their company. It might be dressed up with nice words, but that is the challenge that you’re facing.”\u003c/p>\n\u003cp>Due in large part to \u003ca href=\"https://www.kqed.org/news/12020835/southern-california-fires-could-be-most-expensive-us-history\">climate-change-driven wildfires\u003c/a>, hundreds of thousands of Californians have lost their insurance policies altogether in 2024. This has forced many homeowners to turn to the \u003ca href=\"https://www.kqed.org/science/1992401/homeowners-insurance-market-stretched-even-thinner-as-2-more-companies-leave-california\">California FAIR Plan\u003c/a>, a state-mandated insurance market of last resort, which often provides more expensive and limited coverage.\u003c/p>\n\u003cp>State Farm, the largest insurer group in California,\u003ca href=\"https://apnews.com/article/california-wildfire-insurance-e31bef0ed7eeddcde096a5b8f2c1768f\"> announced a halt\u003c/a> to new homeowner insurance policies in the state in 2023 and began canceling or non-renewing policies for tens of thousands of properties in 2024.\u003c/p>\n\u003cp>[aside postID=news_12021911 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/20250113_Oakland-Fires_DMB_01810_qed-1020x680.jpg']\u003c/p>\n\u003cp>However, a spokesman told KQED State Farm still insures 250,000 homes and “As of Tuesday, Jan. 14, we’ve begun to process over 6,700 home and auto claims, already putting tens of millions of dollars back into customers’ hands. We are prepared to address the growing number of claims expected as residents return and assess damage.”\u003c/p>\n\u003cp>Allstate paused the sale of homeowners insurance policies for new customers in 2022. “We continue to offer coverage to most existing homeowners insurance customers,” an Allstate spokesperson wrote KQED.\u003c/p>\n\u003cp>Based on Wallace’s analysis, about 1 million California homes are in high- or very high-risk areas, with 2 million to 4.5 million more in vulnerable wildland-urban interface zones. The time it takes to rebuild a home after a wildfire varies significantly depending on the severity of the damage, availability of contractors, and compliance with updated building codes, but Wallace estimates it could take up to four years to rebuild a home destroyed by a wildfire.\u003c/p>\n\u003cp>“Four years is a lifetime for many people,” she said but noted the incentives in the current system are to rebuild, and for those with the money to rebuild, build back bigger and more expensively. That’s if they have insurance policies that will meet the demand now.\u003c/p>\n\u003cp>Given \u003ca href=\"https://abcnews.go.com/Business/los-angeles-fire-losses-reach-30-billion-insurers/story?id=117653563\">how expensive\u003c/a> the Palisades Fire is expected to be, Wallace warned the California insurance market could fail because many insurance policies are too generous given the actual risks, and the state insurance commissioner’s office has only recently begun to allow the industry to adjust for the changing reality.\u003c/p>\n\u003cp>All these factors exacerbate the trend toward gentrification in Pacific Palisades and neighborhoods like it, meaning home ownership in those places is becoming infeasible for any but the most wealthy Californians.\u003c/p>\n\u003cp>Ultimately, Wallace said, many homeowners in Pacific Palisades will choose to do what she did after the Oakland Hills fire took her home: move out of the neighborhood.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cstrong>Los Angeles — \u003c/strong>Many Pacific Palisades locals, current and former, have been following the \u003ca href=\"https://www.facebook.com/kent.steffes.5\">Facebook feed of 56-year-old Kent Steffes\u003c/a>. He lives in nearby Brentwood now and hasn’t lost his home, but perhaps that’s given him the emotional bandwidth to share more effectively with others what’s happened to their old neighborhood.\u003c/p>\n\u003cp>Overlooking the Pacific Ocean like its neighbors Malibu and Santa Monica, Pacific Palisades is an affluent neighborhood by any measure. It’s home to celebrities like Arnold Schwarzenegger, Reese Witherspoon and Tom Hanks. Median home values often exceed $3 million. Luxury homes sell for tens of millions. But many of the families who’ve lost their homes are not fabulously wealthy.\u003c/p>\n\u003cp>“What most people don’t know is that a lot of the homes are owned by people who can’t afford to live here anymore. They won’t be able to rebuild,” Steffes said. That’s because many family members can’t afford to buy the homes they own at the current market rate. “They couldn’t afford to get a mortgage on it.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Along with his 20-year-old daughter, Katharine Steffes, who also attended Palisades High (partially burned), we toured the neighborhood as it lay smoking. “All my friends live here,” the sophomore at the University of Notre Dame said. “I don’t know if this place will ever be the same.”\u003c/p>\n\u003cp>Kent Steffes’ family moved to the Pacific Palisades highlands in 1973 when he was 5. His dad, an engineer at Hughes Aircraft Co., bought a home for $75,000, which would be around $533,000 in today’s dollars. The house had five bedrooms, although many homes built in “Pali” in the 1960s and ’70s featured two or three bedrooms.\u003c/p>\n\u003cfigure id=\"attachment_12022381\" class=\"wp-caption aligncenter\" style=\"max-width: 1024px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12022381\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1.jpeg\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1.jpeg 1024w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1-800x600.jpeg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1-1020x765.jpeg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild1-160x120.jpeg 160w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\">\u003cfigcaption class=\"wp-caption-text\">“What most people don’t know is that a lot of the homes are owned by people who can’t afford to live here anymore. They won’t be able to rebuild,” said Kent Steffes, 56, who grew up in Pacific Palisades. \u003ccite>(Rachael Myrow/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“You were always outside biking or riding skateboards around town,” said Steffes, who grew up to win the inaugural beach volleyball gold medal at the \u003ca href=\"https://en.wikipedia.org/wiki/1996_Summer_Olympics\">1996 Summer Olympics\u003c/a> in \u003ca href=\"https://en.wikipedia.org/wiki/Atlanta\">Atlanta\u003c/a>. He works in finance now. “There was always someplace to explore and have fun and plenty of friends to do it with. We ran out of the house in the morning and didn’t come home until the street lights came on.”\u003c/p>\n\u003cp>But as the decades passed, the neighborhood grew wealthier. By the time Steffes was in his 30s, many modest three- to four-bedroom homes were giving way to “McMansions,” double the size, on the same small lots. Big or small, the original owners aged and died and passed on their homes to their children, as Kent Steffes’ parents did. “We just sold that home last year for $2.5 million.”\u003c/p>\n\u003cp>Because of \u003ca href=\"https://www.kqed.org/news/11711689/40-years-on-how-does-proposition-13-impact-the-california-dream\">Proposition 13\u003c/a>, passed in 1978, family members who inherited properties were essentially given the original property tax rate. Steffes’ parents paid about $4,000 in property taxes. Steffes said the people who bought the house last year pay about $37,500.\u003c/p>\n\u003cp>In addition to the much higher tax rate, a lot of insurance plans cover only the value of the house as it is, not the cost to rebuild according to modern building codes.\u003c/p>\n\u003cp>“So they’ll say, ‘Hey, your house is worth $300,000,’” Steffes said hypothetically. “But it’ll cost you $1 million to rebuild that same thing.”\u003c/p>\n\u003cp>Nancy Wallace, a real estate professor at UC Berkeley’s Haas School of Business, \u003ca href=\"https://newsroom.haas.berkeley.edu/research/the-situation-is-dire-why-prof-nancy-wallace-researches-wildfire-risk/\">lost her own home\u003c/a> to the Oakland Hills fire of 1991. She’s now considered an expert in price modeling and wildfire “mispricing,” as she puts it, in the insurance market.\u003c/p>\n\u003cfigure id=\"attachment_12022382\" class=\"wp-caption aligncenter\" style=\"max-width: 1216px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12022382\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3.jpg\" alt=\"\" width=\"1216\" height=\"912\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3.jpg 1216w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3-800x600.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3-1020x765.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2025/01/PacificPalisadesRebuild3-160x120.jpg 160w\" sizes=\"auto, (max-width: 1216px) 100vw, 1216px\">\u003cfigcaption class=\"wp-caption-text\">Marquez Charter Elementary School was destroyed in the Palisades fire, erasing cherished childhood memories for countless individuals. \u003ccite>(Courtesy Kent Steffes )\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Insurance adjusters are not your friends,” she said. “They’re not there to sympathize. They’re there to minimize the payout of their company. It might be dressed up with nice words, but that is the challenge that you’re facing.”\u003c/p>\n\u003cp>Due in large part to \u003ca href=\"https://www.kqed.org/news/12020835/southern-california-fires-could-be-most-expensive-us-history\">climate-change-driven wildfires\u003c/a>, hundreds of thousands of Californians have lost their insurance policies altogether in 2024. This has forced many homeowners to turn to the \u003ca href=\"https://www.kqed.org/science/1992401/homeowners-insurance-market-stretched-even-thinner-as-2-more-companies-leave-california\">California FAIR Plan\u003c/a>, a state-mandated insurance market of last resort, which often provides more expensive and limited coverage.\u003c/p>\n\u003cp>State Farm, the largest insurer group in California,\u003ca href=\"https://apnews.com/article/california-wildfire-insurance-e31bef0ed7eeddcde096a5b8f2c1768f\"> announced a halt\u003c/a> to new homeowner insurance policies in the state in 2023 and began canceling or non-renewing policies for tens of thousands of properties in 2024.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>However, a spokesman told KQED State Farm still insures 250,000 homes and “As of Tuesday, Jan. 14, we’ve begun to process over 6,700 home and auto claims, already putting tens of millions of dollars back into customers’ hands. We are prepared to address the growing number of claims expected as residents return and assess damage.”\u003c/p>\n\u003cp>Allstate paused the sale of homeowners insurance policies for new customers in 2022. “We continue to offer coverage to most existing homeowners insurance customers,” an Allstate spokesperson wrote KQED.\u003c/p>\n\u003cp>Based on Wallace’s analysis, about 1 million California homes are in high- or very high-risk areas, with 2 million to 4.5 million more in vulnerable wildland-urban interface zones. The time it takes to rebuild a home after a wildfire varies significantly depending on the severity of the damage, availability of contractors, and compliance with updated building codes, but Wallace estimates it could take up to four years to rebuild a home destroyed by a wildfire.\u003c/p>\n\u003cp>“Four years is a lifetime for many people,” she said but noted the incentives in the current system are to rebuild, and for those with the money to rebuild, build back bigger and more expensively. That’s if they have insurance policies that will meet the demand now.\u003c/p>\n\u003cp>Given \u003ca href=\"https://abcnews.go.com/Business/los-angeles-fire-losses-reach-30-billion-insurers/story?id=117653563\">how expensive\u003c/a> the Palisades Fire is expected to be, Wallace warned the California insurance market could fail because many insurance policies are too generous given the actual risks, and the state insurance commissioner’s office has only recently begun to allow the industry to adjust for the changing reality.\u003c/p>\n\u003cp>All these factors exacerbate the trend toward gentrification in Pacific Palisades and neighborhoods like it, meaning home ownership in those places is becoming infeasible for any but the most wealthy Californians.\u003c/p>\n\u003cp>Ultimately, Wallace said, many homeowners in Pacific Palisades will choose to do what she did after the Oakland Hills fire took her home: move out of the neighborhood.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>\u003ca href=\"https://ternercenter.berkeley.edu/blog/california-housing-laws-that-go-into-effect-in-2025/\">Sixty new housing laws\u003c/a> will go into effect in California this year, including several that apply to renters and landlords, placing new rules on evictions, security deposits and “junk fees.”\u003c/p>\n\u003cp>And while tenant advocates welcome the changes, they’re warning that renters need to be aware of their rights in order for the laws to be truly effective.\u003c/p>\n\u003cp>“There is a huge power imbalance between landlords and tenants statewide,” said Sam Beckett, directing attorney for tenants’ rights at Centro Legal de la Raza, an East Bay nonprofit. “These laws represent important, significant developments toward counteracting that imbalance and preventing the exploitation of tenants.”\u003c/p>\n\u003cp>In an effort to protect tenants while also sparing small landlords from extra costs, many of the laws target landlords who own multiple properties and include exceptions for those who own fewer than 15 units. But Debra Carlton, executive vice president for state and government affairs for the California Apartment Association, said more regulations often mean more expenses for landlords.\u003c/p>\n\u003cp>“The more regulations you place on the rental housing industry,” she said, “the more landlords exit.”\u003c/p>\n\u003cp>Keep reading for some of the 2025 laws that impact renters and landlords:\u003c/p>\n\u003ch2>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202320240AB2747\">Credit reporting\u003c/a>\u003c/h2>\n\u003cp>Credit scores can play a big role in whether a prospective tenant gets accepted for an apartment. However, it can be hard to build good credit without a long credit history and consistent payment of debts, \u003ca href=\"https://www.consumerfinance.gov/ask-cfpb/how-do-i-get-and-keep-a-good-credit-score-en-318/\">among other factors\u003c/a>.\u003c/p>\n\u003cp>AB 2724, which goes into effect in April, aims to give tenants the \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202320240AB2747\">opportunity to build their credit scores\u003c/a> by allowing them the option of reporting their rent payments to a credit reporting agency. Landlords are now required to report the payments for tenants who opt in but are also allowed to pass on any related costs to the tenant. The law only applies to landlords who rent out more than 15 units.\u003c/p>\n\u003cp>“We always work to exempt small landlords, and we were successful with that one,” Carlton said. “We try, number one, to make it so that it’s at least beneficial by way of the tenant and doesn’t cost the owner any more money.”\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">[ad fullwidth]\u003c/span>\u003c/p>\n\u003ch2>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2347\">Eviction notices\u003c/a>\u003c/h2>\n\u003cp>Starting this month, if a tenant receives an eviction notice, they \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2347\">now have 10 days to respond\u003c/a>, as opposed to five days, thanks to AB 2347.\u003c/p>\n\u003cp>In an effort to protect landlords from lengthy and costly court proceedings, the new law also requires the tenant’s lawyer to file certain motions by the day before the court hearing.\u003c/p>\n\u003ch2>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2801\">Security deposits\u003c/a>\u003c/h2>\n\u003cp>Sometimes, when a tenant moves out of their apartment, \u003ca href=\"https://www.kqed.org/news/12005287/landlord-security-deposit-california-renters-law-notice\">their landlord will hold onto a security deposit\u003c/a> to pay for professional cleaning services and even to cover normal wear-and-tear. AB 2801, which goes into effect in April, \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2801\">prohibits landlords from keeping security deposits\u003c/a> to pay for professional cleaning or other maintenance services, unless it’s necessary to repair significant damage to the unit.\u003c/p>\n\u003cp>Betty Gabaldon, an organizer with tenants’ rights group East Bay Alliance for a Sustainable Economy, welcomes the change. When she recently left an apartment after five years, she said her landlord refused to return her security deposit and told her she would also have to pay for professional carpet cleaning and new paint for the walls.\u003c/p>\n\u003cp>Gabaldon protested and eventually got her deposit back. AB 2801 would tighten the rules around when landlords can keep security deposits and could prevent renters like Gabaldon from having to protest these kinds of charges after moving out. However, she warns, tenants still need to be aware of their rights and ready to hold their landlords accountable. She noted some renters might hesitate out of fear of retaliation or dealing with the sometimes laborious process of contesting a charge.\u003c/p>\n\u003cp>“I was lucky that I sent the letter, and I was able to exercise my rights, but not a lot of people are lucky,” Gabaldon said. “These laws are there, but people need to start exercising them for [the laws] to work.”\u003c/p>\n\u003cp>When the California Apartment Association first learned about this bill, Carlton said her organization was concerned that landlords would have little recourse if a tenant did destroy an apartment. The law specifies that property owners must take photographs and send an itemized statement along with a written explanation of the cost of repairs and cleaning.\u003c/p>\n\u003cp>“Take pictures of the unit, then take pictures when the tenant takes possession, and then take pictures of the unit when the tenant exits and when you’ve done [repair and cleaning] work,” she said — adding that such photos would be necessary if a landlord has to go to small claims court. “If [landlords] have to go to small claims court, they’re going to have to show them to the judge.”\u003c/p>\n\u003ch2>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202320240AB2493\">Junk fees and application fees\u003c/a>\u003c/h2>\n\u003cp>Two new California laws follow promises from \u003ca href=\"https://www.whitehouse.gov/briefing-room/statements-releases/2023/10/11/biden-harris-administration-announces-broad-new-actions-to-protect-consumers-from-billions-in-junk-fees/\">federal\u003c/a> and \u003ca href=\"https://calmatters.org/economy/2024/12/california-banking-new-laws-2025/\">state\u003c/a> governments to crack down on junk fees — \u003ca href=\"https://www.whitehouse.gov/cea/written-materials/2024/03/05/the-price-isnt-right-how-junk-fees-cost-consumers-and-undermine-competition/\">costs “that are mandatory but not transparently disclosed to consumers\u003c/a>,” according to the White House. Last year, the \u003ca href=\"https://www.kqed.org/news/12006174/the-feds-sued-a-major-corporate-landlord-heres-what-it-means-for-renters\">Federal Trade Commission sued Invitation Homes\u003c/a>, the country’s largest corporate landlord of single-family homes, for illegally charging tenants such fees.\u003c/p>\n\u003cp>[aside postID='news_12019437']\u003c/p>\n\u003cp>SB 611 goes after “convenience” fees, pet fees, guest-related fees and others that landlords might charge, which are sometimes hidden from tenants until they look closely at their monthly bill. Starting in April, landlords now have to be transparent about the maximum amount of money a tenant could be charged for certain services.\u003c/p>\n\u003cp>AB 2493 regulates application or screening fees that landlords charge prospective tenants to cover the cost of background checks and other data collection.\u003c/p>\n\u003cp>The new law, already in effect, makes it clear that landlords can only charge screening fees to applicants who are being seriously considered, and they must refund the screening fee to anyone who didn’t get accepted. In an effort to prevent discrimination against applicants, landlords also have to accept the first qualified applicant who applies.\u003c/p>\n\u003cp>Carlton said she understands why tenants want to fight for their rights and why landlords want to fight against more regulation but that this tension might not exist if there was enough housing to match demand. Until that need is met, she said both tenants and landlords will make sure they are being treated fairly.\u003c/p>\n\u003cp>“I don’t think we’d see as many of these bills if we had enough housing for everybody,” she said. “I think that’s our biggest challenge.”\u003c/p>\n\u003ch2>What other housing questions do you have for KQED?\u003c/h2>\n\u003cp>Housing is one of the most crucial — and contentious — issues in the Bay Area, and here at KQED, we have a whole team dedicated to exploring \u003ca href=\"https://www.kqed.org/housing\">stories about housing affordability\u003c/a>.\u003c/p>\n\u003cp>As part of our work, we also want to bring you explainers and guides about housing in the region, offering practical advice and insight for renters, homeowners and unhoused folks on a wide range of housing situations. We also want you to send us your story ideas and tips, share your personal experience with housing in the Bay Area or volunteer to be one of the KQED readers and listeners we consult about housing stories.\u003c/p>\n\u003cp>\u003cstrong>So tell us: What housing question should we answer next?\u003c/strong>\u003cbr>\nYou can use the comment box below to submit your question about housing in the Bay Area or California more widely. Or, maybe there’s a housing program you want explained or investigated. Whatever’s on your mind, use the Google Form below to talk to us. The information you provide here will be shared with the folks who work on KQED’s housing coverage, and we may follow up with you directly through the contact details you provide. (We’ll never share your information outside of KQED without your permission.) We won’t be able to reply to everyone who submits a question, but what you tell us will make our reporting stronger on KQED.org, KQED Public Radio and our social media channels.\u003cbr>\nhttps://docs.google.com/forms/d/e/1FAIpQLSfZ-ZKtuSHdeWqxooQwfEcr-oiOpdpJcf2RLZInU7aqjjQlRQ/viewform?embedded=true\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003ca href=\"https://ternercenter.berkeley.edu/blog/california-housing-laws-that-go-into-effect-in-2025/\">Sixty new housing laws\u003c/a> will go into effect in California this year, including several that apply to renters and landlords, placing new rules on evictions, security deposits and “junk fees.”\u003c/p>\n\u003cp>And while tenant advocates welcome the changes, they’re warning that renters need to be aware of their rights in order for the laws to be truly effective.\u003c/p>\n\u003cp>“There is a huge power imbalance between landlords and tenants statewide,” said Sam Beckett, directing attorney for tenants’ rights at Centro Legal de la Raza, an East Bay nonprofit. “These laws represent important, significant developments toward counteracting that imbalance and preventing the exploitation of tenants.”\u003c/p>\n\u003cp>In an effort to protect tenants while also sparing small landlords from extra costs, many of the laws target landlords who own multiple properties and include exceptions for those who own fewer than 15 units. But Debra Carlton, executive vice president for state and government affairs for the California Apartment Association, said more regulations often mean more expenses for landlords.\u003c/p>\n\u003cp>“The more regulations you place on the rental housing industry,” she said, “the more landlords exit.”\u003c/p>\n\u003cp>Keep reading for some of the 2025 laws that impact renters and landlords:\u003c/p>\n\u003ch2>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202320240AB2747\">Credit reporting\u003c/a>\u003c/h2>\n\u003cp>Credit scores can play a big role in whether a prospective tenant gets accepted for an apartment. However, it can be hard to build good credit without a long credit history and consistent payment of debts, \u003ca href=\"https://www.consumerfinance.gov/ask-cfpb/how-do-i-get-and-keep-a-good-credit-score-en-318/\">among other factors\u003c/a>.\u003c/p>\n\u003cp>AB 2724, which goes into effect in April, aims to give tenants the \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202320240AB2747\">opportunity to build their credit scores\u003c/a> by allowing them the option of reporting their rent payments to a credit reporting agency. Landlords are now required to report the payments for tenants who opt in but are also allowed to pass on any related costs to the tenant. The law only applies to landlords who rent out more than 15 units.\u003c/p>\n\u003cp>“We always work to exempt small landlords, and we were successful with that one,” Carlton said. “We try, number one, to make it so that it’s at least beneficial by way of the tenant and doesn’t cost the owner any more money.”\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/span>\u003c/p>\n\u003ch2>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2347\">Eviction notices\u003c/a>\u003c/h2>\n\u003cp>Starting this month, if a tenant receives an eviction notice, they \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2347\">now have 10 days to respond\u003c/a>, as opposed to five days, thanks to AB 2347.\u003c/p>\n\u003cp>In an effort to protect landlords from lengthy and costly court proceedings, the new law also requires the tenant’s lawyer to file certain motions by the day before the court hearing.\u003c/p>\n\u003ch2>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2801\">Security deposits\u003c/a>\u003c/h2>\n\u003cp>Sometimes, when a tenant moves out of their apartment, \u003ca href=\"https://www.kqed.org/news/12005287/landlord-security-deposit-california-renters-law-notice\">their landlord will hold onto a security deposit\u003c/a> to pay for professional cleaning services and even to cover normal wear-and-tear. AB 2801, which goes into effect in April, \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB2801\">prohibits landlords from keeping security deposits\u003c/a> to pay for professional cleaning or other maintenance services, unless it’s necessary to repair significant damage to the unit.\u003c/p>\n\u003cp>Betty Gabaldon, an organizer with tenants’ rights group East Bay Alliance for a Sustainable Economy, welcomes the change. When she recently left an apartment after five years, she said her landlord refused to return her security deposit and told her she would also have to pay for professional carpet cleaning and new paint for the walls.\u003c/p>\n\u003cp>Gabaldon protested and eventually got her deposit back. AB 2801 would tighten the rules around when landlords can keep security deposits and could prevent renters like Gabaldon from having to protest these kinds of charges after moving out. However, she warns, tenants still need to be aware of their rights and ready to hold their landlords accountable. She noted some renters might hesitate out of fear of retaliation or dealing with the sometimes laborious process of contesting a charge.\u003c/p>\n\u003cp>“I was lucky that I sent the letter, and I was able to exercise my rights, but not a lot of people are lucky,” Gabaldon said. “These laws are there, but people need to start exercising them for [the laws] to work.”\u003c/p>\n\u003cp>When the California Apartment Association first learned about this bill, Carlton said her organization was concerned that landlords would have little recourse if a tenant did destroy an apartment. The law specifies that property owners must take photographs and send an itemized statement along with a written explanation of the cost of repairs and cleaning.\u003c/p>\n\u003cp>“Take pictures of the unit, then take pictures when the tenant takes possession, and then take pictures of the unit when the tenant exits and when you’ve done [repair and cleaning] work,” she said — adding that such photos would be necessary if a landlord has to go to small claims court. “If [landlords] have to go to small claims court, they’re going to have to show them to the judge.”\u003c/p>\n\u003ch2>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202320240AB2493\">Junk fees and application fees\u003c/a>\u003c/h2>\n\u003cp>Two new California laws follow promises from \u003ca href=\"https://www.whitehouse.gov/briefing-room/statements-releases/2023/10/11/biden-harris-administration-announces-broad-new-actions-to-protect-consumers-from-billions-in-junk-fees/\">federal\u003c/a> and \u003ca href=\"https://calmatters.org/economy/2024/12/california-banking-new-laws-2025/\">state\u003c/a> governments to crack down on junk fees — \u003ca href=\"https://www.whitehouse.gov/cea/written-materials/2024/03/05/the-price-isnt-right-how-junk-fees-cost-consumers-and-undermine-competition/\">costs “that are mandatory but not transparently disclosed to consumers\u003c/a>,” according to the White House. Last year, the \u003ca href=\"https://www.kqed.org/news/12006174/the-feds-sued-a-major-corporate-landlord-heres-what-it-means-for-renters\">Federal Trade Commission sued Invitation Homes\u003c/a>, the country’s largest corporate landlord of single-family homes, for illegally charging tenants such fees.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>SB 611 goes after “convenience” fees, pet fees, guest-related fees and others that landlords might charge, which are sometimes hidden from tenants until they look closely at their monthly bill. Starting in April, landlords now have to be transparent about the maximum amount of money a tenant could be charged for certain services.\u003c/p>\n\u003cp>AB 2493 regulates application or screening fees that landlords charge prospective tenants to cover the cost of background checks and other data collection.\u003c/p>\n\u003cp>The new law, already in effect, makes it clear that landlords can only charge screening fees to applicants who are being seriously considered, and they must refund the screening fee to anyone who didn’t get accepted. In an effort to prevent discrimination against applicants, landlords also have to accept the first qualified applicant who applies.\u003c/p>\n\u003cp>Carlton said she understands why tenants want to fight for their rights and why landlords want to fight against more regulation but that this tension might not exist if there was enough housing to match demand. Until that need is met, she said both tenants and landlords will make sure they are being treated fairly.\u003c/p>\n\u003cp>“I don’t think we’d see as many of these bills if we had enough housing for everybody,” she said. “I think that’s our biggest challenge.”\u003c/p>\n\u003ch2>What other housing questions do you have for KQED?\u003c/h2>\n\u003cp>Housing is one of the most crucial — and contentious — issues in the Bay Area, and here at KQED, we have a whole team dedicated to exploring \u003ca href=\"https://www.kqed.org/housing\">stories about housing affordability\u003c/a>.\u003c/p>\n\u003cp>As part of our work, we also want to bring you explainers and guides about housing in the region, offering practical advice and insight for renters, homeowners and unhoused folks on a wide range of housing situations. We also want you to send us your story ideas and tips, share your personal experience with housing in the Bay Area or volunteer to be one of the KQED readers and listeners we consult about housing stories.\u003c/p>\n\u003cp>\u003cstrong>So tell us: What housing question should we answer next?\u003c/strong>\u003cbr>\nYou can use the comment box below to submit your question about housing in the Bay Area or California more widely. Or, maybe there’s a housing program you want explained or investigated. Whatever’s on your mind, use the Google Form below to talk to us. The information you provide here will be shared with the folks who work on KQED’s housing coverage, and we may follow up with you directly through the contact details you provide. (We’ll never share your information outside of KQED without your permission.) We won’t be able to reply to everyone who submits a question, but what you tell us will make our reporting stronger on KQED.org, KQED Public Radio and our social media channels.\u003cbr>\u003c/p>\u003cp>\u003cdiv class='utils-parseShortcode-shortcodes-__shortcodes__shortcodeWrapper'>\n \u003ciframe\n src='https://docs.google.com/forms/d/e/1FAIpQLSfZ-ZKtuSHdeWqxooQwfEcr-oiOpdpJcf2RLZInU7aqjjQlRQ/viewform?embedded=true?embedded=true'\n title='https://docs.google.com/forms/d/e/1FAIpQLSfZ-ZKtuSHdeWqxooQwfEcr-oiOpdpJcf2RLZInU7aqjjQlRQ/viewform?embedded=true'\n width='760' height='500'\n frameborder='0'\n marginheight='0' marginwidth='0'>\u003c/iframe>\u003c/div>\u003c/p>\u003cp>\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>2024 was a slow year for the housing market.\u003c/p>\n\u003cp>Interest rates remained high, and despite cuts from the Federal Reserve, \u003ca href=\"https://www.kqed.org/news/12001621/interest-rate-cuts-wont-necessarily-help-bay-areas-notorious-housing-market\">mortgage rates haven’t responded\u003c/a>. That meant that more people opted to either continue renting or hold off on buying or selling a home in an uncertain and expensive market.\u003c/p>\n\u003cp>\u003ca href=\"https://www.nar.realtor/newsroom/in-the-news/do-elections-affect-the-housing-market-heres-what-experts-say-the-motley-fool\">Election years have historically meant that people wait to see\u003c/a> what happens before making a move, and 2024 was no exception. So, what does that mean for the housing market for 2025?\u003c/p>\n\u003cp>Housing experts aren’t sure yet. And as President-elect Donald Trump enters the White House, it’s not clear how his promises on the campaign trail to deport \u003ca href=\"https://www.kqed.org/news/12016037/california-is-a-sanctuary-state-how-much-protection-will-that-give-immigrants-from-trumps-deportation-plans\">undocumented immigrants en masse\u003c/a> and \u003ca href=\"https://www.npr.org/2024/12/20/g-s1-39118/trump-tariffs-free-trade-republicans-gop-ideology-china-europe\">impose more tariffs\u003c/a> could impact housing construction and mortgage rates.\u003c/p>\n\u003cp>“That’s the trillion dollar question,” said Steven Huang, president of the San Francisco Association of Realtors. “Some of his policies indicate that inflation will go back up and therefore interest rates will not be cut, or perhaps go up.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“On the other hand,” Huang continued, “the new president comes from the real estate industry and understands how crucial interest rates are for home buying.”\u003c/p>\n\u003cp>Amid all this uncertainty, here’s what we know — and what experts predict — for the housing market in 2025.\u003c/p>\n\u003ch2>Renters and landlords should expect more of the same in 2025\u003c/h2>\n\u003cp>According to experts, the future for Bay Area renters is looking fairly \u003ca href=\"https://www.politico.eu/article/boomers-internet-slang-gen-z-politics-mid-rizz-pick-me-vibes-simp/#:~:text=Mid:%20Saying%20something%20is%20%E2%80%9Cmid,to%20any%20huge%20world%20event.\">mid\u003c/a> — to put it in the parlance of Gen Z’ers.\u003c/p>\n\u003cp>While apartments in San Francisco and San Jose remain \u003ca href=\"https://www.zumper.com/#rent-report\">some of the most expensive \u003c/a>in the country, rents have steadied and even declined in cities like \u003ca href=\"https://www.sfchronicle.com/eastbay/article/apartment-rent-sf-oakland-19920159.php\">Oakland\u003c/a> and \u003ca href=\"https://www.redfin.com/news/college-grad-rent-burden-2024/\">Sacramento\u003c/a>, though not as steeply as in other parts of the country.\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">[aside label='Related Coverage' tag='housing']\u003c/span>\u003c/p>\n\u003cp>Nationwide, the \u003ca href=\"https://www.rent.com/research/average-rent-price-report/\">median asking rent dropped a little less than 1%\u003c/a> from Nov. 2023 to a year later. Some cities, including \u003ca href=\"https://www.pbs.org/newshour/economy/biggest-apartment-construction-boom-in-decades-likely-to-bring-renters-uneven-relief\">Austin, Nashville, Tampa\u003c/a> and \u003ca href=\"https://www.rentcafe.com/blog/rental-market/market-snapshots/new-apartment-construction/\">Raleigh,\u003c/a> saw a surge in apartment and condo construction between 2021 and 2023, which caused rents to drop as much as 12% as supply met demand.\u003c/p>\n\u003cp>But the Bay Area marches to the beat of its own drum. Igor Popov, chief economist for Apartment List, an online rental website, said construction locally has been slow, and there’s no sign of it picking up soon. Demand remains high, which means rent prices won’t fall much until more supply is added.\u003c/p>\n\u003cp>“The Bay Area has never been one for massive waves of construction, and it probably doesn’t surprise anyone that the Bay Area is also sitting out this wave,” he said.\u003c/p>\n\u003cp>What’s more, Popov said, the 2020 economy allowed many \u003ca href=\"https://www.kqed.org/news/11909141/sf-lost-more-than-116000-residents-during-pandemics-first-year\">high-income renters to leave the region\u003c/a> while working remotely — or, as he puts it, “untether from the Bay Area housing market, but stay attached to the Bay Area labor market.” That helped cool the market slightly, but not significantly.\u003c/p>\n\u003ch2>What about a ‘housing market crash’?\u003c/h2>\n\u003cp>While Popov and other analysts expect rent trends to stay largely steady in 2025, the Trump administration brings some uncertainty to how stable the country’s economy will be. \u003ca href=\"https://www.lendingtree.com/home/mortgage/housing-market-crash-risk-survey/\">A recent survey from mortgage broker LendingTree\u003c/a> found that 38% of consumers think the housing market is at risk of crashing under Trump.\u003c/p>\n\u003cp>That same survey found that more than a third of Americans actually want the housing market to crash because it might make home prices more affordable. But experts say a market crash could also lead to higher unemployment rates and stricter rules around lending.\u003c/p>\n\u003cp>Other experts are looking more favorably towards the future. Jonas Bordo, CEO of online rental marketplace Dwellsy, said 2025 could be a “goldilocks market” for landlords and renters as rents rise a little bit, but not too much.\u003c/p>\n\u003cp>“Renters won’t see increases as big compared to the increases they’ve seen in the past,” Bordo said. “Landlords will get a little bit of an increase in order to defray some of the additional costs that they’re facing. So, hopefully, it’s a reasonable balance.”\u003c/p>\n\u003cp>However, landlords will face a new set of rules in 2025 around how they \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2801\">handle security deposits\u003c/a> and \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2747\">report their tenants’ rent payments\u003c/a> to credit bureaus. Bordo said more regulations will make it harder for smaller landlords to stay compliant with the evolving laws.\u003c/p>\n\u003cp>“Most landlords in this state are not big, fancy companies that have lawyers and legal teams that can help keep them legal,” he said. “It is incredibly difficult to stay compliant, even for large companies.”\u003c/p>\n\u003cfigure id=\"attachment_12006179\" class=\"wp-caption alignnone\" style=\"max-width: 1999px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed.jpg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12006179 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">A ‘For Rent’ sign hangs in the window of an apartment building in San Francisco. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>Homebuyers and sellers might be more ‘locked in’ with an uncertain political climate\u003c/h2>\n\u003cp>For homebuyers and sellers, the outlook appears more turbulent in the new year, according to Huang. He is seeing the “locked-in effect” play out as many property owners — who are enjoying low mortgage rates from pandemic-era interest rate cuts — hold off on moving while rates remain high.\u003c/p>\n\u003cp>The only people who are making moves to buy or sell are the people who have to, Huang said: “Whether they’re having kids or getting married — they just have to make a life decision” about moving to a new home.\u003c/p>\n\u003cp>“But until we see mortgage rates go down to perhaps 5% or less, we’re not going to see much sales volume,” he said.\u003c/p>\n\u003cp>Even as offices begin to call workers back into the office, Huang expects those employees looking to live closer to work to decide to rent instead of buy. While some major Bay Area employers, including \u003ca href=\"https://sfstandard.com/2024/07/17/salesforce-pressures-its-workers-back-to-the-office-as-layoffs-continue/\">Salesforce\u003c/a> and \u003ca href=\"https://fortune.com/2024/05/08/uber-ceo-dara-khosrowshahi-wants-more-workers-to-return-to-the-office/\">Uber\u003c/a>, have rolled back pandemic-era work-from-home policies, others have been slow to force employees back to city centers.\u003c/p>\n\u003cp>During the pandemic, many of those workers moved to the East Bay in search of affordable housing and more space. Because of that, cities like \u003ca href=\"https://www.sfgate.com/local/article/dublin-fastest-growing-california-city-17789467.php\">Dublin and Brentwood\u003c/a> saw high population growth. David Stark, a spokesperson for the Bay East Association of Realtors, said even though home prices in those cities are starting to rise, people still want to be homeowners.\u003c/p>\n\u003cp>“These other, much larger, fundamental issues of supply and demand are really driving the market conditions,” he said. “Where the rubber meets the road, people still want to be homeowners, particularly in the East Bay.”\u003c/p>\n\u003ch2>What other housing questions do you have for KQED?\u003c/h2>\n\u003cp>Housing is one of the most crucial — and contentious — issues in the Bay Area, and here at KQED, we have a whole team dedicated to exploring \u003ca href=\"https://www.kqed.org/housing\">stories about housing affordability\u003c/a>.\u003c/p>\n\u003cp>As part of our work, we also want to bring you explainers and guides about housing in the region, offering practical advice and insight for renters, homeowners and unhoused folks on a wide range of housing situations. We also want you to send us your story ideas and tips, share your personal experience with housing in the Bay Area or volunteer to be one of the KQED readers and listeners we consult about housing stories.\u003c/p>\n\u003cp>\u003cstrong>So tell us: What housing question should we answer next?\u003c/strong>\u003c/p>\n\u003cp>You can use the comment box below to submit your question about housing in the Bay Area or California more widely. Or, maybe there’s a housing program you want explained or investigated. Whatever’s on your mind, use the Google Form below to talk to us. The information you provide here will be shared with the folks who work on KQED’s housing coverage, and we may follow up with you directly through the contact details you provide. (We’ll never share your information outside of KQED without your permission.) We won’t be able to reply to everyone who submits a question, but what you tell us will make our reporting stronger on KQED.org, KQED Public Radio and our social media channels.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>https://docs.google.com/forms/d/e/1FAIpQLSfZ-ZKtuSHdeWqxooQwfEcr-oiOpdpJcf2RLZInU7aqjjQlRQ/viewform?embedded=true\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>2024 was a slow year for the housing market.\u003c/p>\n\u003cp>Interest rates remained high, and despite cuts from the Federal Reserve, \u003ca href=\"https://www.kqed.org/news/12001621/interest-rate-cuts-wont-necessarily-help-bay-areas-notorious-housing-market\">mortgage rates haven’t responded\u003c/a>. That meant that more people opted to either continue renting or hold off on buying or selling a home in an uncertain and expensive market.\u003c/p>\n\u003cp>\u003ca href=\"https://www.nar.realtor/newsroom/in-the-news/do-elections-affect-the-housing-market-heres-what-experts-say-the-motley-fool\">Election years have historically meant that people wait to see\u003c/a> what happens before making a move, and 2024 was no exception. So, what does that mean for the housing market for 2025?\u003c/p>\n\u003cp>Housing experts aren’t sure yet. And as President-elect Donald Trump enters the White House, it’s not clear how his promises on the campaign trail to deport \u003ca href=\"https://www.kqed.org/news/12016037/california-is-a-sanctuary-state-how-much-protection-will-that-give-immigrants-from-trumps-deportation-plans\">undocumented immigrants en masse\u003c/a> and \u003ca href=\"https://www.npr.org/2024/12/20/g-s1-39118/trump-tariffs-free-trade-republicans-gop-ideology-china-europe\">impose more tariffs\u003c/a> could impact housing construction and mortgage rates.\u003c/p>\n\u003cp>“That’s the trillion dollar question,” said Steven Huang, president of the San Francisco Association of Realtors. “Some of his policies indicate that inflation will go back up and therefore interest rates will not be cut, or perhaps go up.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“On the other hand,” Huang continued, “the new president comes from the real estate industry and understands how crucial interest rates are for home buying.”\u003c/p>\n\u003cp>Amid all this uncertainty, here’s what we know — and what experts predict — for the housing market in 2025.\u003c/p>\n\u003ch2>Renters and landlords should expect more of the same in 2025\u003c/h2>\n\u003cp>According to experts, the future for Bay Area renters is looking fairly \u003ca href=\"https://www.politico.eu/article/boomers-internet-slang-gen-z-politics-mid-rizz-pick-me-vibes-simp/#:~:text=Mid:%20Saying%20something%20is%20%E2%80%9Cmid,to%20any%20huge%20world%20event.\">mid\u003c/a> — to put it in the parlance of Gen Z’ers.\u003c/p>\n\u003cp>While apartments in San Francisco and San Jose remain \u003ca href=\"https://www.zumper.com/#rent-report\">some of the most expensive \u003c/a>in the country, rents have steadied and even declined in cities like \u003ca href=\"https://www.sfchronicle.com/eastbay/article/apartment-rent-sf-oakland-19920159.php\">Oakland\u003c/a> and \u003ca href=\"https://www.redfin.com/news/college-grad-rent-burden-2024/\">Sacramento\u003c/a>, though not as steeply as in other parts of the country.\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/span>\u003c/p>\n\u003cp>Nationwide, the \u003ca href=\"https://www.rent.com/research/average-rent-price-report/\">median asking rent dropped a little less than 1%\u003c/a> from Nov. 2023 to a year later. Some cities, including \u003ca href=\"https://www.pbs.org/newshour/economy/biggest-apartment-construction-boom-in-decades-likely-to-bring-renters-uneven-relief\">Austin, Nashville, Tampa\u003c/a> and \u003ca href=\"https://www.rentcafe.com/blog/rental-market/market-snapshots/new-apartment-construction/\">Raleigh,\u003c/a> saw a surge in apartment and condo construction between 2021 and 2023, which caused rents to drop as much as 12% as supply met demand.\u003c/p>\n\u003cp>But the Bay Area marches to the beat of its own drum. Igor Popov, chief economist for Apartment List, an online rental website, said construction locally has been slow, and there’s no sign of it picking up soon. Demand remains high, which means rent prices won’t fall much until more supply is added.\u003c/p>\n\u003cp>“The Bay Area has never been one for massive waves of construction, and it probably doesn’t surprise anyone that the Bay Area is also sitting out this wave,” he said.\u003c/p>\n\u003cp>What’s more, Popov said, the 2020 economy allowed many \u003ca href=\"https://www.kqed.org/news/11909141/sf-lost-more-than-116000-residents-during-pandemics-first-year\">high-income renters to leave the region\u003c/a> while working remotely — or, as he puts it, “untether from the Bay Area housing market, but stay attached to the Bay Area labor market.” That helped cool the market slightly, but not significantly.\u003c/p>\n\u003ch2>What about a ‘housing market crash’?\u003c/h2>\n\u003cp>While Popov and other analysts expect rent trends to stay largely steady in 2025, the Trump administration brings some uncertainty to how stable the country’s economy will be. \u003ca href=\"https://www.lendingtree.com/home/mortgage/housing-market-crash-risk-survey/\">A recent survey from mortgage broker LendingTree\u003c/a> found that 38% of consumers think the housing market is at risk of crashing under Trump.\u003c/p>\n\u003cp>That same survey found that more than a third of Americans actually want the housing market to crash because it might make home prices more affordable. But experts say a market crash could also lead to higher unemployment rates and stricter rules around lending.\u003c/p>\n\u003cp>Other experts are looking more favorably towards the future. Jonas Bordo, CEO of online rental marketplace Dwellsy, said 2025 could be a “goldilocks market” for landlords and renters as rents rise a little bit, but not too much.\u003c/p>\n\u003cp>“Renters won’t see increases as big compared to the increases they’ve seen in the past,” Bordo said. “Landlords will get a little bit of an increase in order to defray some of the additional costs that they’re facing. So, hopefully, it’s a reasonable balance.”\u003c/p>\n\u003cp>However, landlords will face a new set of rules in 2025 around how they \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2801\">handle security deposits\u003c/a> and \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2747\">report their tenants’ rent payments\u003c/a> to credit bureaus. Bordo said more regulations will make it harder for smaller landlords to stay compliant with the evolving laws.\u003c/p>\n\u003cp>“Most landlords in this state are not big, fancy companies that have lawyers and legal teams that can help keep them legal,” he said. “It is incredibly difficult to stay compliant, even for large companies.”\u003c/p>\n\u003cfigure id=\"attachment_12006179\" class=\"wp-caption alignnone\" style=\"max-width: 1999px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed.jpg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-12006179 size-full\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed.jpg\" alt=\"\" width=\"1999\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed.jpg 1999w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/09/011_SanFrancisco_Housing_07292021_qed-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">A ‘For Rent’ sign hangs in the window of an apartment building in San Francisco. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>Homebuyers and sellers might be more ‘locked in’ with an uncertain political climate\u003c/h2>\n\u003cp>For homebuyers and sellers, the outlook appears more turbulent in the new year, according to Huang. He is seeing the “locked-in effect” play out as many property owners — who are enjoying low mortgage rates from pandemic-era interest rate cuts — hold off on moving while rates remain high.\u003c/p>\n\u003cp>The only people who are making moves to buy or sell are the people who have to, Huang said: “Whether they’re having kids or getting married — they just have to make a life decision” about moving to a new home.\u003c/p>\n\u003cp>“But until we see mortgage rates go down to perhaps 5% or less, we’re not going to see much sales volume,” he said.\u003c/p>\n\u003cp>Even as offices begin to call workers back into the office, Huang expects those employees looking to live closer to work to decide to rent instead of buy. While some major Bay Area employers, including \u003ca href=\"https://sfstandard.com/2024/07/17/salesforce-pressures-its-workers-back-to-the-office-as-layoffs-continue/\">Salesforce\u003c/a> and \u003ca href=\"https://fortune.com/2024/05/08/uber-ceo-dara-khosrowshahi-wants-more-workers-to-return-to-the-office/\">Uber\u003c/a>, have rolled back pandemic-era work-from-home policies, others have been slow to force employees back to city centers.\u003c/p>\n\u003cp>During the pandemic, many of those workers moved to the East Bay in search of affordable housing and more space. Because of that, cities like \u003ca href=\"https://www.sfgate.com/local/article/dublin-fastest-growing-california-city-17789467.php\">Dublin and Brentwood\u003c/a> saw high population growth. David Stark, a spokesperson for the Bay East Association of Realtors, said even though home prices in those cities are starting to rise, people still want to be homeowners.\u003c/p>\n\u003cp>“These other, much larger, fundamental issues of supply and demand are really driving the market conditions,” he said. “Where the rubber meets the road, people still want to be homeowners, particularly in the East Bay.”\u003c/p>\n\u003ch2>What other housing questions do you have for KQED?\u003c/h2>\n\u003cp>Housing is one of the most crucial — and contentious — issues in the Bay Area, and here at KQED, we have a whole team dedicated to exploring \u003ca href=\"https://www.kqed.org/housing\">stories about housing affordability\u003c/a>.\u003c/p>\n\u003cp>As part of our work, we also want to bring you explainers and guides about housing in the region, offering practical advice and insight for renters, homeowners and unhoused folks on a wide range of housing situations. We also want you to send us your story ideas and tips, share your personal experience with housing in the Bay Area or volunteer to be one of the KQED readers and listeners we consult about housing stories.\u003c/p>\n\u003cp>\u003cstrong>So tell us: What housing question should we answer next?\u003c/strong>\u003c/p>\n\u003cp>You can use the comment box below to submit your question about housing in the Bay Area or California more widely. Or, maybe there’s a housing program you want explained or investigated. Whatever’s on your mind, use the Google Form below to talk to us. The information you provide here will be shared with the folks who work on KQED’s housing coverage, and we may follow up with you directly through the contact details you provide. (We’ll never share your information outside of KQED without your permission.) We won’t be able to reply to everyone who submits a question, but what you tell us will make our reporting stronger on KQED.org, KQED Public Radio and our social media channels.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>A new developer has turned its attention to \u003ca href=\"https://www.kqed.org/news/tag/san-francisco\">San Francisco’s\u003c/a> Ocean Beach just months after a proposal to construct a 50-story apartment building on the 2700 Sloat Boulevard site was withdrawn.\u003c/p>\n\u003cp>The initial proposal was met with vehement pushback by Sunset District residents and local officials. It was slammed for its scale and density. Eventually, the developer, CH Planning LLC, withdrew its name from consideration.\u003c/p>\n\u003cp>Now, the San Francisco Housing Development Corporation has partnered with Housing America to submit an application on Tuesday for a 22-story, mixed-income building with senior housing.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The proposal envisions a 446-unit building spanning approximately 38,000 square feet, complete with a parking lot designed to accommodate both bicycles and cars. About half of the units, which range from studio apartments to condominiums, would be set aside as affordable senior housing.\u003c/p>\n\u003cp>The planning application estimates construction costs at $223 million and includes plans for amenities such as over 4,000 square feet of shared common spaces, electric vehicle charging stations, and both public and private parking.\u003c/p>\n\u003cfigure id=\"attachment_12018944\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12018944\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1.jpg\" alt=\"\" width=\"2000\" height=\"1125\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-1536x864.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-1920x1080.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A rendering of the proposed development at 2700 Sloat Blvd. \u003ccite>(Courtesy of SCB and Bezier)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The building would appear to be somewhat split in two, according to Dan Sider, chief of staff of the city’s planning department. He described two conjoined buildings that form a cohesive structure, with one building facing the ocean and the other on a slight slant, facing the East.\u003c/p>\n\u003cp>Although CH Planning still legally owns the site, its manager, Raelynn Hickey, said that the company is in the process of selling to the new developers.\u003c/p>\n\u003cp>“We have nothing to do with their proposed project,” Hickey said in a written statement.\u003c/p>\n\u003cp>The new developers have submitted their application under state law AB 2011, which streamlines certain regulatory requirements typically required for development projects, such as full environmental reviews and prior approval from the planning commission.\u003c/p>\n\u003cp>[aside postID=news_12018466 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/20241217-UnhousedDemonstrations-JY-054-1020x679.jpg']\u003c/p>\n\u003cp>While the developers claim that the proposed project “exceeds” AB 2011’s standards, the application is still under review to determine if it qualifies for the expedited approval process granted by the law.\u003c/p>\n\u003cp>Sider noted that the proposal “hasn’t yet been assessed for Code compliance, but we remain hopeful that the project will be thoughtfully designed and adhere to all regulations.” He added that the location “has always been an ideal spot for new housing.”\u003c/p>\n\u003cp>The original plan for a 50-story, 712-unit high-rise was met with fierce opposition from city planners, residents and \u003ca href=\"https://www.kqed.org/news/tag/joel-engardio\">Supervisor Joel Engardio\u003c/a>, who represents the Sunset District, where the site is located.\u003c/p>\n\u003cp>Engardio called the initial proposal a “middle finger to the city” and dismissed it as a plan “no one would take seriously.”\u003c/p>\n\u003cp>Although the new proposal significantly reduces the building’s height, with only 22 stories, Engardio remains critical.\u003c/p>\n\u003cp>“Twenty-two stories is still far beyond what’s reasonable,” he said in an interview. “We need to stop dreaming up massive skyscrapers at the beach and focus on real housing that will meet the needs of real families.”\u003c/p>\n\u003cp>Engardio pointed out that the Coastal Commission will need to weigh in on the project and criticized the developers for not adhering to the Sunset District’s current zoning laws, which limit building heights to 10 stories.\u003c/p>\n\u003cp>“We need more housing for seniors and families in the Sunset and throughout San Francisco,” Engardio said. “But no one wants Ocean Beach to turn into Miami Beach.”\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>A new developer has turned its attention to \u003ca href=\"https://www.kqed.org/news/tag/san-francisco\">San Francisco’s\u003c/a> Ocean Beach just months after a proposal to construct a 50-story apartment building on the 2700 Sloat Boulevard site was withdrawn.\u003c/p>\n\u003cp>The initial proposal was met with vehement pushback by Sunset District residents and local officials. It was slammed for its scale and density. Eventually, the developer, CH Planning LLC, withdrew its name from consideration.\u003c/p>\n\u003cp>Now, the San Francisco Housing Development Corporation has partnered with Housing America to submit an application on Tuesday for a 22-story, mixed-income building with senior housing.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The proposal envisions a 446-unit building spanning approximately 38,000 square feet, complete with a parking lot designed to accommodate both bicycles and cars. About half of the units, which range from studio apartments to condominiums, would be set aside as affordable senior housing.\u003c/p>\n\u003cp>The planning application estimates construction costs at $223 million and includes plans for amenities such as over 4,000 square feet of shared common spaces, electric vehicle charging stations, and both public and private parking.\u003c/p>\n\u003cfigure id=\"attachment_12018944\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12018944\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1.jpg\" alt=\"\" width=\"2000\" height=\"1125\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-1536x864.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/12/OceanTowerRendering1-1920x1080.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A rendering of the proposed development at 2700 Sloat Blvd. \u003ccite>(Courtesy of SCB and Bezier)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The building would appear to be somewhat split in two, according to Dan Sider, chief of staff of the city’s planning department. He described two conjoined buildings that form a cohesive structure, with one building facing the ocean and the other on a slight slant, facing the East.\u003c/p>\n\u003cp>Although CH Planning still legally owns the site, its manager, Raelynn Hickey, said that the company is in the process of selling to the new developers.\u003c/p>\n\u003cp>“We have nothing to do with their proposed project,” Hickey said in a written statement.\u003c/p>\n\u003cp>The new developers have submitted their application under state law AB 2011, which streamlines certain regulatory requirements typically required for development projects, such as full environmental reviews and prior approval from the planning commission.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>While the developers claim that the proposed project “exceeds” AB 2011’s standards, the application is still under review to determine if it qualifies for the expedited approval process granted by the law.\u003c/p>\n\u003cp>Sider noted that the proposal “hasn’t yet been assessed for Code compliance, but we remain hopeful that the project will be thoughtfully designed and adhere to all regulations.” He added that the location “has always been an ideal spot for new housing.”\u003c/p>\n\u003cp>The original plan for a 50-story, 712-unit high-rise was met with fierce opposition from city planners, residents and \u003ca href=\"https://www.kqed.org/news/tag/joel-engardio\">Supervisor Joel Engardio\u003c/a>, who represents the Sunset District, where the site is located.\u003c/p>\n\u003cp>Engardio called the initial proposal a “middle finger to the city” and dismissed it as a plan “no one would take seriously.”\u003c/p>\n\u003cp>Although the new proposal significantly reduces the building’s height, with only 22 stories, Engardio remains critical.\u003c/p>\n\u003cp>“Twenty-two stories is still far beyond what’s reasonable,” he said in an interview. “We need to stop dreaming up massive skyscrapers at the beach and focus on real housing that will meet the needs of real families.”\u003c/p>\n\u003cp>Engardio pointed out that the Coastal Commission will need to weigh in on the project and criticized the developers for not adhering to the Sunset District’s current zoning laws, which limit building heights to 10 stories.\u003c/p>\n\u003cp>“We need more housing for seniors and families in the Sunset and throughout San Francisco,” Engardio said. “But no one wants Ocean Beach to turn into Miami Beach.”\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "Lurie Taps Ex-Twitter Exec to Tackle SF’s Housing Shortage and Economic Rebound",
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"content": "\u003cp>San Francisco Mayor-elect \u003ca href=\"https://www.kqed.org/news/tag/daniel-lurie\">Daniel Lurie\u003c/a> announced Wednesday that he has selected a tech and finance veteran as chief of housing and economic development, a new position created by Lurie in his attempt to rework City Hall.\u003c/p>\n\u003cp>Ned Segal, who, like Lurie, has no prior government experience, will oversee some of San Francisco’s biggest challenges: meeting a state mandate to \u003ca href=\"https://www.kqed.org/news/11993388/new-state-law-slashed-sfs-housing-permit-timeline-will-builders-follow\">create nearly 80,000 housing units\u003c/a> as well as helping dig the city out of an economic slump. He’ll have to do so in the face of a more than \u003ca href=\"https://www.kqed.org/news/12017456/san-francisco-police-audit-finds-excessive-overtime-spending-since-2019\">$800 million budget deficit\u003c/a>.\u003c/p>\n\u003cp>“Ned embodies the kind of innovative leadership San Francisco desperately needs to tackle our most pressing challenges,” Lurie said. “With his strong background in the private sector, a deep love for San Francisco backed by extensive civic engagement, and a track record of delivering results, Ned is uniquely positioned to lead the revitalization of downtown, accelerate housing production, and drive economic growth in our City.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Segal previously served as Twitter’s chief financial officer and was among a group of \u003ca href=\"https://www.kqed.org/news/11930570/he-wants-attention-as-elon-musk-takes-over-twitter-this-tech-insider-has-some-thoughts\">top executives that Elon Musk ousted\u003c/a> shortly after purchasing the social media website in 2022 and rebranding it X. He and three other former Twitter executives sued Musk in March for more than $128 million in unpaid severance, alleging they were fired without cause.\u003c/p>\n\u003cp>Segal also sits on the board of Tipping Point Community, the anti-poverty nonprofit that Lurie founded and ran prior to running for mayor as \u003ca href=\"https://www.kqed.org/news/12013667/daniel-lurie-san-franciscos-next-mayor-what-will-that-look-like\">an “outsider” campaigning against career politicians\u003c/a> in City Hall who he said created the problems they were trying to solve. He has also served on the boards of large companies, including RingCentral, BostonGene and Beyond Meat.\u003c/p>\n\u003cp>[aside postID=news_12017884 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241108-LURIEVICTORYPRESSER-07-BL-KQED-1020x680.jpg']\u003c/p>\n\u003cp>Segal is also an alum of Goldman Sachs, where he worked for nearly 17 years advising technology companies on mergers, acquisitions and other equity and debt financings.\u003c/p>\n\u003cp>He lives with his wife and three children in San Francisco, where he grew up and got one of his earliest jobs as a hot dog vendor at Candlestick Park from 1988–92.\u003c/p>\n\u003cp>“As a city known for its innovation and boundless potential, San Francisco has long been a beacon of creativity and growth,” Segal said in a statement. “Under the bold leadership of Mayor-elect Lurie, we have a mandate to reimagine what’s possible and I feel great urgency to deliver.”\u003c/p>\n\u003cp>The pick is Lurie’s first as he begins to round out a new group of \u003ca href=\"https://www.kqed.org/news/12017698/lurie-unveils-major-shakeup-san-francisco-mayors-office\">four policy directors who will report directly to him\u003c/a>, overseeing the city’s 56 agencies. They will work alongside the chief of staff rather than having a single chief of staff and one policy director reporting to the mayor.\u003c/p>\n\u003cp>In addition to Segal covering housing and economic development, the other three yet-to-be-named policy directors will oversee infrastructure, climate and mobility; public health and well-being; and public safety.\u003c/p>\n\u003cp>Lurie recently named \u003ca href=\"https://www.kqed.org/news/12017884/sf-mayor-elect-daniel-lurie-taps-former-giants-executive-lead-staff\">former Giants Vice President Staci Slaughter as his chief of staff\u003c/a>, as well as longtime City Hall staffer Matthew Goudeau, who served as a senior adviser on his campaign, as deputy chief of staff. And political strategist Han Zou, who worked on Lurie’s campaign this year as well as earlier campaigns for Assemblymember Matt Haney and Congresswoman-elect Lateefah Simon, will be director of public affairs.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>San Francisco Mayor-elect \u003ca href=\"https://www.kqed.org/news/tag/daniel-lurie\">Daniel Lurie\u003c/a> announced Wednesday that he has selected a tech and finance veteran as chief of housing and economic development, a new position created by Lurie in his attempt to rework City Hall.\u003c/p>\n\u003cp>Ned Segal, who, like Lurie, has no prior government experience, will oversee some of San Francisco’s biggest challenges: meeting a state mandate to \u003ca href=\"https://www.kqed.org/news/11993388/new-state-law-slashed-sfs-housing-permit-timeline-will-builders-follow\">create nearly 80,000 housing units\u003c/a> as well as helping dig the city out of an economic slump. He’ll have to do so in the face of a more than \u003ca href=\"https://www.kqed.org/news/12017456/san-francisco-police-audit-finds-excessive-overtime-spending-since-2019\">$800 million budget deficit\u003c/a>.\u003c/p>\n\u003cp>“Ned embodies the kind of innovative leadership San Francisco desperately needs to tackle our most pressing challenges,” Lurie said. “With his strong background in the private sector, a deep love for San Francisco backed by extensive civic engagement, and a track record of delivering results, Ned is uniquely positioned to lead the revitalization of downtown, accelerate housing production, and drive economic growth in our City.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Segal previously served as Twitter’s chief financial officer and was among a group of \u003ca href=\"https://www.kqed.org/news/11930570/he-wants-attention-as-elon-musk-takes-over-twitter-this-tech-insider-has-some-thoughts\">top executives that Elon Musk ousted\u003c/a> shortly after purchasing the social media website in 2022 and rebranding it X. He and three other former Twitter executives sued Musk in March for more than $128 million in unpaid severance, alleging they were fired without cause.\u003c/p>\n\u003cp>Segal also sits on the board of Tipping Point Community, the anti-poverty nonprofit that Lurie founded and ran prior to running for mayor as \u003ca href=\"https://www.kqed.org/news/12013667/daniel-lurie-san-franciscos-next-mayor-what-will-that-look-like\">an “outsider” campaigning against career politicians\u003c/a> in City Hall who he said created the problems they were trying to solve. He has also served on the boards of large companies, including RingCentral, BostonGene and Beyond Meat.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Segal is also an alum of Goldman Sachs, where he worked for nearly 17 years advising technology companies on mergers, acquisitions and other equity and debt financings.\u003c/p>\n\u003cp>He lives with his wife and three children in San Francisco, where he grew up and got one of his earliest jobs as a hot dog vendor at Candlestick Park from 1988–92.\u003c/p>\n\u003cp>“As a city known for its innovation and boundless potential, San Francisco has long been a beacon of creativity and growth,” Segal said in a statement. “Under the bold leadership of Mayor-elect Lurie, we have a mandate to reimagine what’s possible and I feel great urgency to deliver.”\u003c/p>\n\u003cp>The pick is Lurie’s first as he begins to round out a new group of \u003ca href=\"https://www.kqed.org/news/12017698/lurie-unveils-major-shakeup-san-francisco-mayors-office\">four policy directors who will report directly to him\u003c/a>, overseeing the city’s 56 agencies. They will work alongside the chief of staff rather than having a single chief of staff and one policy director reporting to the mayor.\u003c/p>\n\u003cp>In addition to Segal covering housing and economic development, the other three yet-to-be-named policy directors will oversee infrastructure, climate and mobility; public health and well-being; and public safety.\u003c/p>\n\u003cp>Lurie recently named \u003ca href=\"https://www.kqed.org/news/12017884/sf-mayor-elect-daniel-lurie-taps-former-giants-executive-lead-staff\">former Giants Vice President Staci Slaughter as his chief of staff\u003c/a>, as well as longtime City Hall staffer Matthew Goudeau, who served as a senior adviser on his campaign, as deputy chief of staff. And political strategist Han Zou, who worked on Lurie’s campaign this year as well as earlier campaigns for Assemblymember Matt Haney and Congresswoman-elect Lateefah Simon, will be director of public affairs.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "Tentless Amid Encampment Crackdown, Unhoused San Franciscans Brace for Storms",
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"content": "\u003cp>\u003cem>Updated 1:45 p.m. Thursday\u003c/em>\u003c/p>\n\u003cp>As \u003ca href=\"https://www.kqed.org/news/12015275/another-strong-storm-to-slam-california-raising-flood-risk-in-north-bay\">storms continue to pummel Northern California\u003c/a>, unhoused San Franciscans and their advocates fear the city’s aggressive removal of tents and structures in recent months leaves people especially vulnerable to the elements.\u003c/p>\n\u003cp>Although officials say they won’t do full sweeps in the storms, the city has already removed 2,465 tents and structures between Aug. 1 and Nov. 17, according to the Department of Emergency Management.\u003c/p>\n\u003cp>But advocates and residents say that hasn’t necessarily translated into fewer people living on the streets. Instead, \u003ca href=\"https://www.kqed.org/news/12000781/sf-encampment-crackdown-gets-tents-but-not-people-off-the-streets-neighbors-say\">people experiencing homelessness have dispersed\u003c/a>, moving to less visible corners of the city with fewer belongings.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“Homeless community members are having their survival gear ripped from them, ensuring that those folks are staying wet,” said Lukas Illa, an organizer with the Coalition on Homelessness.\u003c/p>\n\u003cp>The Healthy Streets Operations Center (HSOC), which coordinates clearing encampments, has \u003ca href=\"https://www.sf.gov/data/healthy-streets-data-and-information\">conducted more than 240 sweeps since July 1\u003c/a>. During the storms, that team will focus on removing “soiled materials” and making sure sidewalks aren’t blocked, said a spokesperson for the Department of Emergency Management.\u003c/p>\n\u003cfigure id=\"attachment_12015311\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12015311\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A makeshift shelter sits on the sidewalk in San Francisco’s Mission District on Nov. 19, 2024, before San Francisco Public Works employees remove the structure. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While that is underway, the city’s Homeless Outreach Team will hand out emergency blankets and ponchos and check unhoused residents for signs of hypothermia, according to a memo the Department of Homelessness and Supportive Services (HSH) distributed to providers this week. The city is also opening four temporary drop-in shelters through Friday.\u003c/p>\n\u003cp>Christin Evans, vice chair of the city’s Homelessness Oversight Commission, said the response seemed contradictory.\u003c/p>\n\u003cp>“There are some wet weather protocols in place to try to address people’s safety needs, but you can see the lack of cohesiveness in the city response,” she said, “that one department would be taking away people’s survival gear and the other would be trying to stand up limited emergency options for people to try to stay dry.”\u003c/p>\n\u003cfigure id=\"attachment_12015294\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12015294\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Jorge Luis Sanchez waits with his belongings near a makeshift shelter he built to be taken to a temporary shelter in San Francisco on Nov. 19, 2024. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>During a sweep on Tuesday, before the storm moved in, Jorge Luis Sanchez, 42, took an outreach worker up on his offer of shelter. He had grown tired of being forced to move and build new shelters every few days.\u003c/p>\n\u003cp>“The street’s no good,” Sanchez said in Spanish. “It’s really cold, too.”\u003c/p>\n\u003cp>He took a few belongings from the home made of pallets and tarps he was sharing with a friend before heading to the nearby Division Circle Navigation Center, where he was promised a bed.\u003c/p>\n\u003cp>[aside postID=news_12014710 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/GettyImages-2167671875-1020x702.jpg']\u003c/p>\n\u003cp>However, most of the people outreach workers approached during Tuesday’s sweeps turned down similar offers. One man said his mental health condition made it untenable for him to sleep near others in a group shelter; another said he’d rather brave the weather than follow shelter rules.\u003c/p>\n\u003cp>David Nakanishi, HSOC manager, said this scenario is becoming increasingly common. As the city has gotten more aggressive in its crackdown on tent encampments, Nakanishi said people with substance use disorders and serious mental health issues are the ones who most often refuse to come inside.\u003c/p>\n\u003cp>“It’s the people who don’t want to go in who are left back out here,” he said.\u003c/p>\n\u003cp>Since Aug. 1, police have cited or arrested \u003ca href=\"https://data.sfgov.org/Public-Safety/Police-Department-Incident-Reports-2018-to-Present/wg3w-h783/data_preview\">417 people\u003c/a> for lodging without permission. HSOC teams made \u003ca href=\"https://www.sf.gov/data/healthy-streets-data-and-information\">478 shelter placements\u003c/a> in that time, while 1,482 offers were declined.\u003c/p>\n\u003cp>Illa, the Coalition on Homelessness organizer, said those who remain outside also have fewer tarps, jackets and other gear to help them weather the storms, adding that people pushed to the fringes will have a harder time making their way to the city’s storm resources.\u003c/p>\n\u003cp>The \u003ca href=\"https://www.sf.gov/reports/november-2024/interfaith-winter-shelter\">Interfaith Winter Shelter program\u003c/a> isn’t set to open until Nov. 25, but the \u003ca href=\"https://x.com/SF_HSH/status/1859653691651043534\">city’s drop-in shelters\u003c/a> this week are Next Door, open to walk-ins from 1:30 p.m. to midnight; the Mission Neighborhood Resource Center, which is offering warm meals between 7 a.m. and 6 p.m.; MSC-South, open 1 p.m. to midnight; and Sanctuary, open 1:30 p.m. to midnight.\u003c/p>\n\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>Updated 1:45 p.m. Thursday\u003c/em>\u003c/p>\n\u003cp>As \u003ca href=\"https://www.kqed.org/news/12015275/another-strong-storm-to-slam-california-raising-flood-risk-in-north-bay\">storms continue to pummel Northern California\u003c/a>, unhoused San Franciscans and their advocates fear the city’s aggressive removal of tents and structures in recent months leaves people especially vulnerable to the elements.\u003c/p>\n\u003cp>Although officials say they won’t do full sweeps in the storms, the city has already removed 2,465 tents and structures between Aug. 1 and Nov. 17, according to the Department of Emergency Management.\u003c/p>\n\u003cp>But advocates and residents say that hasn’t necessarily translated into fewer people living on the streets. Instead, \u003ca href=\"https://www.kqed.org/news/12000781/sf-encampment-crackdown-gets-tents-but-not-people-off-the-streets-neighbors-say\">people experiencing homelessness have dispersed\u003c/a>, moving to less visible corners of the city with fewer belongings.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“Homeless community members are having their survival gear ripped from them, ensuring that those folks are staying wet,” said Lukas Illa, an organizer with the Coalition on Homelessness.\u003c/p>\n\u003cp>The Healthy Streets Operations Center (HSOC), which coordinates clearing encampments, has \u003ca href=\"https://www.sf.gov/data/healthy-streets-data-and-information\">conducted more than 240 sweeps since July 1\u003c/a>. During the storms, that team will focus on removing “soiled materials” and making sure sidewalks aren’t blocked, said a spokesperson for the Department of Emergency Management.\u003c/p>\n\u003cfigure id=\"attachment_12015311\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12015311\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-01-BL-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">A makeshift shelter sits on the sidewalk in San Francisco’s Mission District on Nov. 19, 2024, before San Francisco Public Works employees remove the structure. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>While that is underway, the city’s Homeless Outreach Team will hand out emergency blankets and ponchos and check unhoused residents for signs of hypothermia, according to a memo the Department of Homelessness and Supportive Services (HSH) distributed to providers this week. The city is also opening four temporary drop-in shelters through Friday.\u003c/p>\n\u003cp>Christin Evans, vice chair of the city’s Homelessness Oversight Commission, said the response seemed contradictory.\u003c/p>\n\u003cp>“There are some wet weather protocols in place to try to address people’s safety needs, but you can see the lack of cohesiveness in the city response,” she said, “that one department would be taking away people’s survival gear and the other would be trying to stand up limited emergency options for people to try to stay dry.”\u003c/p>\n\u003cfigure id=\"attachment_12015294\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12015294\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/11/241119-SFHomelessArrests-36-BL-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Jorge Luis Sanchez waits with his belongings near a makeshift shelter he built to be taken to a temporary shelter in San Francisco on Nov. 19, 2024. \u003ccite>(Beth LaBerge/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>During a sweep on Tuesday, before the storm moved in, Jorge Luis Sanchez, 42, took an outreach worker up on his offer of shelter. He had grown tired of being forced to move and build new shelters every few days.\u003c/p>\n\u003cp>“The street’s no good,” Sanchez said in Spanish. “It’s really cold, too.”\u003c/p>\n\u003cp>He took a few belongings from the home made of pallets and tarps he was sharing with a friend before heading to the nearby Division Circle Navigation Center, where he was promised a bed.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>However, most of the people outreach workers approached during Tuesday’s sweeps turned down similar offers. One man said his mental health condition made it untenable for him to sleep near others in a group shelter; another said he’d rather brave the weather than follow shelter rules.\u003c/p>\n\u003cp>David Nakanishi, HSOC manager, said this scenario is becoming increasingly common. As the city has gotten more aggressive in its crackdown on tent encampments, Nakanishi said people with substance use disorders and serious mental health issues are the ones who most often refuse to come inside.\u003c/p>\n\u003cp>“It’s the people who don’t want to go in who are left back out here,” he said.\u003c/p>\n\u003cp>Since Aug. 1, police have cited or arrested \u003ca href=\"https://data.sfgov.org/Public-Safety/Police-Department-Incident-Reports-2018-to-Present/wg3w-h783/data_preview\">417 people\u003c/a> for lodging without permission. HSOC teams made \u003ca href=\"https://www.sf.gov/data/healthy-streets-data-and-information\">478 shelter placements\u003c/a> in that time, while 1,482 offers were declined.\u003c/p>\n\u003cp>Illa, the Coalition on Homelessness organizer, said those who remain outside also have fewer tarps, jackets and other gear to help them weather the storms, adding that people pushed to the fringes will have a harder time making their way to the city’s storm resources.\u003c/p>\n\u003cp>The \u003ca href=\"https://www.sf.gov/reports/november-2024/interfaith-winter-shelter\">Interfaith Winter Shelter program\u003c/a> isn’t set to open until Nov. 25, but the \u003ca href=\"https://x.com/SF_HSH/status/1859653691651043534\">city’s drop-in shelters\u003c/a> this week are Next Door, open to walk-ins from 1:30 p.m. to midnight; the Mission Neighborhood Resource Center, which is offering warm meals between 7 a.m. and 6 p.m.; MSC-South, open 1 p.m. to midnight; and Sanctuary, open 1:30 p.m. to midnight.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"title": "California Housing Projects Face ‘Financing Drought’ After Proposition 5’s Defeat",
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"content": "\u003cp>The future’s looking grim for affordable housing projects across California.\u003c/p>\n\u003cp>Housing developers and advocates hung their hopes on Proposition 5, a measure rejected by voters that would have made it easier to raise local funding for affordable housing and public infrastructure projects. Meanwhile, as President-elect Donald Trump prepares to take office, no one expects the federal government to dole out more money for subsidized housing.\u003c/p>\n\u003cp>“We can’t sugarcoat the fact that this is a significant setback,” said Susannah Parsons, director of policy and legislation at All Home, a Bay Area housing justice advocacy group. “We are running low on public funds for housing. We are facing significant headwinds.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Housing took center stage in state and national elections this November as more Americans feel the pinch of rising rents and a shortage of affordable housing. However, the results of the election have California affordable housing developers concerned that a shortage of public funds will put a stop to some of their projects.\u003c/p>\n\u003cp>According to a \u003ca href=\"https://mtc.ca.gov/sites/default/files/meetings/attachments/6021/09a_3_Attachment_B_Bay_Area_Affordable_Housing_Pipeline_Brief_v2.pdf\">May report from the Metropolitan Transportation Commission\u003c/a>, almost 41,000 affordable homes and apartments in the Bay Area are in the pre-development phase, meaning developers still need a certain amount of funding — collectively, about $9.7 billion — to start construction. Without that money, the projects sit idle as other funding sources, sometimes contingent on each other, disappear.\u003c/p>\n\u003cp>Proposition 5 \u003ca href=\"https://www.kqed.org/news/12006445/transcript-proposition-5-would-lower-the-voting-threshold-for-certain-local-bond-measures\">could have unleashed more funding\u003c/a> by lowering the threshold for approving local bond measures for housing and infrastructure from a supermajority of 66.67% to 55%.\u003c/p>\n\u003cp>Sarah Karlinsky, research director for the UC Berkeley Terner Center for Housing Innovation, likens the complicated funding structures for affordable housing to a layer cake.\u003c/p>\n\u003cp>“There are many different sources of funding for affordable housing at the state level and different departments and parts of the government that control different pieces, and then affordable housing developers kind of have to knit all of them together,” she said.\u003c/p>\n\u003cp>Karlinsky said there will be increased competition for what funding is still available, while projects that can’t get enough will be pushed further into the future.[aside label=\"Related Stories\" postID=\"news_12013983,news_12012489,news_12007340\"]“We know it’s going to be extremely challenging because it’s been hard enough as it is,” said Noni Ramos, CEO of Housing Trust Silicon Valley, an affordable housing development financing organization. “Now we’re in a position where it’s going to be even harder to do this work.”\u003c/p>\n\u003cp>The defeat of Proposition 5 was a particularly big blow because it was one of the only large-scale funding efforts put to voters after a Bay Area-wide $20 billion housing bond and a statewide, billion-dollar housing bond both failed to get to the ballot.\u003c/p>\n\u003cp>Still, there were some successes at the local level. San Francisco voters overwhelmingly approved Measure B, a $390 million bond that includes funding for homeless shelters. Los Angeles voters approved Measure A, a sales tax initiative that would raise an estimated $1.1 billion per year for housing and homelessness efforts.\u003c/p>\n\u003cp>As proponents and opponents seek to understand why Proposition 5 failed, they agree that the measure’s complicated nature was its biggest setback.\u003c/p>\n\u003cp>When voters don’t understand a measure and how it would impact them, they are more likely to vote against it, according to Mark Baldassare, statewide survey director for the Public Policy Institute of California.\u003c/p>\n\u003cp>“The people who put it on the ballot really did not promote what it was in a way that connected the dots for people,” he said.\u003c/p>\n\u003cp>Proponents fear that the opposition campaign may have swayed voters at a time when people are concerned about high costs. While Proposition 5 would not have increased taxes, it would have made it easier for bond measures to pass locally, potentially meaning higher property taxes. Opponents said the proposition was “\u003ca href=\"https://reformcalifornia.org/news/no-on-prop-5-save-prop-13-and-block-tax-hikes\">deceptive” and that it would “trick voters into approving the tax-hike measure\u003c/a>.”\u003c/p>\n\u003cp>“I think voters vote for measures that benefit the social good when they feel more flush,” Karlinsky said. “They may not feel like they have anything left over for others.”\u003c/p>\n\u003cp>Susan Kirsch, a Proposition 5 opponent and the director of the Catalyst Institute for Local Control, an organization focused on local control in housing development, was relieved that voters rejected the measure. She feared its passage might have meant higher taxes for people like her, a home-owning senior living on a fixed income.\u003c/p>\n\u003cp>“We know that there’s already more people moving out of the state because of California’s high taxes,” she said. “I would feel much more vulnerable in terms of how those taxes would keep coming in.”\u003c/p>\n\u003cp>As for future elections, affordable housing developers and advocates are regrouping and debating whether to reintroduce a regional or statewide bond measure or a version of Proposition 5.\u003c/p>\n\u003cp>Heather Hood, the vice president of affordable housing advocacy group Enterprise Community Partners, said the onus is on local agencies and organizations like hers to plan for future funding.\u003c/p>\n\u003cp>“In the face of the federal administration, we’re going to need to be more efficient with our dollars and mightier with our will,” she said. “It seems to me that we’ve collectively managed to be divided and nit-pick at each other, and we don’t have time for that anymore.”\u003c/p>\n\u003cp>\u003c/p>\n",
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"excerpt": "After Californian voters rejected Proposition 5, housing developers and advocates wonder, with public funding running low, what is left to fund their projects?",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>The future’s looking grim for affordable housing projects across California.\u003c/p>\n\u003cp>Housing developers and advocates hung their hopes on Proposition 5, a measure rejected by voters that would have made it easier to raise local funding for affordable housing and public infrastructure projects. Meanwhile, as President-elect Donald Trump prepares to take office, no one expects the federal government to dole out more money for subsidized housing.\u003c/p>\n\u003cp>“We can’t sugarcoat the fact that this is a significant setback,” said Susannah Parsons, director of policy and legislation at All Home, a Bay Area housing justice advocacy group. “We are running low on public funds for housing. We are facing significant headwinds.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Housing took center stage in state and national elections this November as more Americans feel the pinch of rising rents and a shortage of affordable housing. However, the results of the election have California affordable housing developers concerned that a shortage of public funds will put a stop to some of their projects.\u003c/p>\n\u003cp>According to a \u003ca href=\"https://mtc.ca.gov/sites/default/files/meetings/attachments/6021/09a_3_Attachment_B_Bay_Area_Affordable_Housing_Pipeline_Brief_v2.pdf\">May report from the Metropolitan Transportation Commission\u003c/a>, almost 41,000 affordable homes and apartments in the Bay Area are in the pre-development phase, meaning developers still need a certain amount of funding — collectively, about $9.7 billion — to start construction. Without that money, the projects sit idle as other funding sources, sometimes contingent on each other, disappear.\u003c/p>\n\u003cp>Proposition 5 \u003ca href=\"https://www.kqed.org/news/12006445/transcript-proposition-5-would-lower-the-voting-threshold-for-certain-local-bond-measures\">could have unleashed more funding\u003c/a> by lowering the threshold for approving local bond measures for housing and infrastructure from a supermajority of 66.67% to 55%.\u003c/p>\n\u003cp>Sarah Karlinsky, research director for the UC Berkeley Terner Center for Housing Innovation, likens the complicated funding structures for affordable housing to a layer cake.\u003c/p>\n\u003cp>“There are many different sources of funding for affordable housing at the state level and different departments and parts of the government that control different pieces, and then affordable housing developers kind of have to knit all of them together,” she said.\u003c/p>\n\u003cp>Karlinsky said there will be increased competition for what funding is still available, while projects that can’t get enough will be pushed further into the future.\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>“We know it’s going to be extremely challenging because it’s been hard enough as it is,” said Noni Ramos, CEO of Housing Trust Silicon Valley, an affordable housing development financing organization. “Now we’re in a position where it’s going to be even harder to do this work.”\u003c/p>\n\u003cp>The defeat of Proposition 5 was a particularly big blow because it was one of the only large-scale funding efforts put to voters after a Bay Area-wide $20 billion housing bond and a statewide, billion-dollar housing bond both failed to get to the ballot.\u003c/p>\n\u003cp>Still, there were some successes at the local level. San Francisco voters overwhelmingly approved Measure B, a $390 million bond that includes funding for homeless shelters. Los Angeles voters approved Measure A, a sales tax initiative that would raise an estimated $1.1 billion per year for housing and homelessness efforts.\u003c/p>\n\u003cp>As proponents and opponents seek to understand why Proposition 5 failed, they agree that the measure’s complicated nature was its biggest setback.\u003c/p>\n\u003cp>When voters don’t understand a measure and how it would impact them, they are more likely to vote against it, according to Mark Baldassare, statewide survey director for the Public Policy Institute of California.\u003c/p>\n\u003cp>“The people who put it on the ballot really did not promote what it was in a way that connected the dots for people,” he said.\u003c/p>\n\u003cp>Proponents fear that the opposition campaign may have swayed voters at a time when people are concerned about high costs. While Proposition 5 would not have increased taxes, it would have made it easier for bond measures to pass locally, potentially meaning higher property taxes. Opponents said the proposition was “\u003ca href=\"https://reformcalifornia.org/news/no-on-prop-5-save-prop-13-and-block-tax-hikes\">deceptive” and that it would “trick voters into approving the tax-hike measure\u003c/a>.”\u003c/p>\n\u003cp>“I think voters vote for measures that benefit the social good when they feel more flush,” Karlinsky said. “They may not feel like they have anything left over for others.”\u003c/p>\n\u003cp>Susan Kirsch, a Proposition 5 opponent and the director of the Catalyst Institute for Local Control, an organization focused on local control in housing development, was relieved that voters rejected the measure. She feared its passage might have meant higher taxes for people like her, a home-owning senior living on a fixed income.\u003c/p>\n\u003cp>“We know that there’s already more people moving out of the state because of California’s high taxes,” she said. “I would feel much more vulnerable in terms of how those taxes would keep coming in.”\u003c/p>\n\u003cp>As for future elections, affordable housing developers and advocates are regrouping and debating whether to reintroduce a regional or statewide bond measure or a version of Proposition 5.\u003c/p>\n\u003cp>Heather Hood, the vice president of affordable housing advocacy group Enterprise Community Partners, said the onus is on local agencies and organizations like hers to plan for future funding.\u003c/p>\n\u003cp>“In the face of the federal administration, we’re going to need to be more efficient with our dollars and mightier with our will,” she said. “It seems to me that we’ve collectively managed to be divided and nit-pick at each other, and we don’t have time for that anymore.”\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>",
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"info": "Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? Each episode also includes a short fiction story generated by advanced AI GPT-4, serving as a thought-provoking springboard to speculate how humanity could leverage technology for good.",
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"soldout": {
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"info": "The TED Radio Hour is a journey through fascinating ideas, astonishing inventions, fresh approaches to old problems, and new ways to think and create.",
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