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"disqusTitle": "Hispanic Unemployment Has Hit Record Lows. But Does That Mean Progress?",
"title": "Hispanic Unemployment Has Hit Record Lows. But Does That Mean Progress?",
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"content": "\u003cp>With the economy booming, Ernesto Martinez can barely keep up with all the construction work coming into the small drywall company he owns. He's part of a historic wave of Latino prosperity in America.\u003c/p>\n\u003cp>It wasn't always like this. Martinez remembers when he was 17. He had $120 to his name, and it was all in his pocket. It's how much he got paid for his first job in the U.S., as a mover. He says he stood there, mesmerized, in front of a shop window at the mall.\u003c/p>\n\u003cp>Martinez was looking at a pair of Air Jordans. They cost around $100.\u003c/p>\n\u003cp>\"I fell in love with them,\" he says. He didn't speak English, so he turned to his brother and said, \"Ask them to bring me a size 8.\"\u003c/p>\n\u003cp>\"What do you want those shoes for?\" his brother responded disapprovingly.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Martinez says that's when he decided to learn English, so he could go back and get the shoes.\u003c/p>\n\u003cfigure id=\"attachment_11749987\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0016-edit_custom-fb887241fbd26f828cc6f573350b2f8d77985afe-s800-c85.jpg\">\u003cimg class=\"size-full wp-image-11749987\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0016-edit_custom-fb887241fbd26f828cc6f573350b2f8d77985afe-s800-c85.jpg\" alt=\"\" width=\"800\" height=\"532\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0016-edit_custom-fb887241fbd26f828cc6f573350b2f8d77985afe-s800-c85.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0016-edit_custom-fb887241fbd26f828cc6f573350b2f8d77985afe-s800-c85-160x106.jpg 160w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Alondra, the daughter of Ernesto and Araceli, stands next to the Statue of Liberty in a family photo. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>He had just arrived from Mexico. It was the 1990s, and cultural critics spoke of a \u003ca href=\"http://www.dctvny.org/events/latinexplosion\">\"Latin explosion\"\u003c/a>: Over the next two decades the Hispanic population would grow from 22.4 million people, to 50.5 million. But the numbers did not translate into power, or well-being: The 2000 census reported they had \u003ca href=\"https://www.census.gov/library/publications/2001/demo/p60-214.html\">a poverty rate of 21.2%\u003c/a> — nearly double the overall U.S. rate.\u003c/p>\n\u003cp>Martinez's wife, Araceli, had three cleaning jobs, but it was still hard to get by. She says the owners of one of the hotels where she worked made her do heavy lifting — such as moving furniture.\u003c/p>\n\u003cp>It was grueling, but she just couldn't afford to lose that job.\u003c/p>\n\u003cp>Across the U.S. today, there are plenty of jobs. Unemployment for Latinos is at 4.2% — the lowest in recorded history. And their poverty rate has gone down somewhat, to 18.3%.\u003c/p>\n\u003cp>\u003ca href=\"https://apps.npr.org/dailygraphics/graphics/full-employment-lines-20190507?mode=childlink&utm_source=nprnews&utm_medium=app&utm_campaign=storyredirect\">\u003cem>\u003cstrong>Don't see the graphic above? Click here.\u003c/strong>\u003c/em>\u003c/a>\u003c/p>\n\u003cp>For the Martinez family, things have improved dramatically.\u003c/p>\n\u003cp>On a rainy Sunday afternoon, Araceli shows a reporter around her home in New Jersey. She and Ernesto were able to buy it in the early 2000s. It's beautiful, with an expansive backyard.\u003c/p>\n\u003cp>And it takes a lot of work to afford this place.\u003c/p>\n\u003cfigure id=\"attachment_11749988\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0014-edit_custom-7e6d315c8922b9a1a1b91ebb08912f2c02e29bb0-s800-c85.jpg\">\u003cimg class=\"size-full wp-image-11749988\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0014-edit_custom-7e6d315c8922b9a1a1b91ebb08912f2c02e29bb0-s800-c85.jpg\" alt=\"\" width=\"800\" height=\"532\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0014-edit_custom-7e6d315c8922b9a1a1b91ebb08912f2c02e29bb0-s800-c85.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0014-edit_custom-7e6d315c8922b9a1a1b91ebb08912f2c02e29bb0-s800-c85-160x106.jpg 160w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Alondra (left) and her mother, Araceli, look through family photographs after a Sunday Mass and family lunch. Araceli has three jobs to provide for her family. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Araceli still has three jobs: house cleaner, supermarket cashier and assistant at a day care. Both she and Ernesto say their incomes have barely budged in the past decade. But the cost of living has gone up. \"Sometimes you have to have two or three jobs to make ends meet,\" Araceli says. \"Everything is expensive. Food, utilities, car insurance.\"\u003c/p>\n\u003cp>So, despite low unemployment numbers, economists urge caution.\u003c/p>\n\u003cp>Yes, joblessness is down, and that's great. But Hispanics earn about one-fourth less than white workers do. And for some \u003ca href=\"https://www.pewhispanic.org/2018/11/27/u-s-unauthorized-immigrant-total-dips-to-lowest-level-in-a-decade/\">7 million\u003c/a> Central American and Mexican immigrants who don't have legal status, it's even harder to move up. Being undocumented often leads to exploitation. It makes it harder to get an education. It forces people to work for low wages in the informal economy. It makes it difficult to start and build a company.\u003c/p>\n\u003cp>\u003ca href=\"https://apps.npr.org/dailygraphics/graphics/full-employment-lines-earnings-20190507?mode=childlink&utm_source=nprnews&utm_medium=app&utm_campaign=storyredirect\">\u003cem>\u003cstrong>Don't see the graphic above? Click here.\u003c/strong>\u003c/em>\u003c/a>\u003c/p>\n\u003cp>Which is why, for all the talk about the Latin cultural explosion and unemployment going down, some academics and activists worry about the formation of \u003ca href=\"https://web.stanford.edu/group/scspi/media/_media/working_papers/massey_new-latino-underclass.pdf\">a permanent Hispanic underclass\u003c/a> in America.\u003c/p>\n\u003cfigure id=\"attachment_11749991\" class=\"wp-caption alignright\" style=\"max-width: 300px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0010-edit_custom-ec7d19e8f9d8fd29fef65b7d1740a3d2aa4a29a7-s300-c85.jpg\">\u003cimg class=\"size-full wp-image-11749991\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0010-edit_custom-ec7d19e8f9d8fd29fef65b7d1740a3d2aa4a29a7-s300-c85.jpg\" alt=\"\" width=\"300\" height=\"450\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0010-edit_custom-ec7d19e8f9d8fd29fef65b7d1740a3d2aa4a29a7-s300-c85.jpg 300w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0010-edit_custom-ec7d19e8f9d8fd29fef65b7d1740a3d2aa4a29a7-s300-c85-160x240.jpg 160w\" sizes=\"(max-width: 300px) 100vw, 300px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Araceli sits in front of a photo of her daughter. Alondra is part of the record number of Hispanics enrolling in college. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>But Ernesto and Araceli say they see a really bright future. And it's because of their daughter.\u003c/p>\n\u003cp>Alondra is 22 years old. She's the eldest of the two Martinez kids. When they were born, Ernesto says, he had a clear vision: He didn't want to see them doing drywall. \"I want them to have a 9-to-5 job. I want them to be well-dressed and not dirty like we get dirty,\" he says.\u003c/p>\n\u003cp>As soon as Alondra was born, Ernesto started saving for her to go to college.\u003c/p>\n\u003cp>But as Alondra got older, she didn't see herself as the kind of person who goes into higher education. \"Growing up, I was very aware of the kind of family I came from. When you don't have lawyers and doctors and people with careers in your family, you think it's so far-fetched. And it's like, so much money,\" she says.\u003c/p>\n\u003cp>A high school Spanish teacher spoke to her about New Jersey's Educational Opportunity Fund, the state's support program for students from disadvantaged backgrounds.\u003c/p>\n\u003cp>That's how Alondra ended up going to Montclair State University. She's part of the record number of Hispanics going to college: Enrollment \u003ca href=\"https://www.pewresearch.org/fact-tank/2017/09/29/hispanic-dropout-rate-hits-new-low-college-enrollment-at-new-high/\">nearly tripled\u003c/a> between 1999 and 2016.\u003c/p>\n\u003cp>At this years graduation ceremony for students in the \u003ca href=\"https://www.nj.gov/highereducation/EOF/EOF_Description.shtml\" target=\"_blank\" rel=\"noopener\">Educational Opportunity Fund program\u003c/a>, she gave a speech. Alondra was nervous at first.\u003c/p>\n\u003cfigure id=\"attachment_11749989\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/msu-img_1037_custom-a020acd297c790b4d2f95c9fa7fcd0400f88182b-s800-c85.jpg\">\u003cimg class=\"size-full wp-image-11749989\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/msu-img_1037_custom-a020acd297c790b4d2f95c9fa7fcd0400f88182b-s800-c85.jpg\" alt=\"\" width=\"800\" height=\"532\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/msu-img_1037_custom-a020acd297c790b4d2f95c9fa7fcd0400f88182b-s800-c85.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/msu-img_1037_custom-a020acd297c790b4d2f95c9fa7fcd0400f88182b-s800-c85-160x106.jpg 160w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Alondra (center) recently graduated from Montclair State University. She's part of the record number of Hispanics going to college: Enrollment nearly tripled between 1999 and 2016. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\"Being a first-generation college student means breaking every barrier, silencing every negative voice and pushing myself to be the woman I know I am meant to be,\" she said.\u003c/p>\n\u003cp>Then she turned to her parents. \"Mamá, papá, lo logramos,\" she said. Mom, dad, we made it.\u003c/p>\n\u003cp>This fall, Alondra will be going to Rutgers University to pursue a master's degree in college student affairs. She dreams of being a college dean someday.\u003c/p>\n\u003cfigure id=\"attachment_11749990\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0037-edit_custom-37d14bc71e1b11552ff79b9f777ebca53a4209b4-s800-c85.jpg\">\u003cimg class=\"size-full wp-image-11749990\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0037-edit_custom-37d14bc71e1b11552ff79b9f777ebca53a4209b4-s800-c85.jpg\" alt=\"\" width=\"800\" height=\"532\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0037-edit_custom-37d14bc71e1b11552ff79b9f777ebca53a4209b4-s800-c85.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0037-edit_custom-37d14bc71e1b11552ff79b9f777ebca53a4209b4-s800-c85-160x106.jpg 160w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Alondra Martinez shows her father Ernesto the dress she picked out for her graduation party. The Martinez family is part of a historic wave of Latino prosperity in America. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Ernesto marvels at this. This generation's goal is to be lawyers, engineers and architects.\u003c/p>\n\u003cp>\"That is their dream,\" he says. \"And what was my dream?\"\u003c/p>\n\u003cp>Nearly 30 years ago, it was a pair of Air Jordans.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cem>Copyright 2019 \u003ca href=\"https://www.npr.org\" rel=\"noopener\" target=\"_blank\">NPR\u003c/a>. \u003c/em>\u003c/p>\n\n",
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"excerpt": "Latino joblessness has dipped to historic lows. But many economists are taking those numbers with caution: There's still a gaping wage difference with white workers.",
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"description": "Latino joblessness has dipped to historic lows. But many economists are taking those numbers with caution: There's still a gaping wage difference with white workers.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>With the economy booming, Ernesto Martinez can barely keep up with all the construction work coming into the small drywall company he owns. He's part of a historic wave of Latino prosperity in America.\u003c/p>\n\u003cp>It wasn't always like this. Martinez remembers when he was 17. He had $120 to his name, and it was all in his pocket. It's how much he got paid for his first job in the U.S., as a mover. He says he stood there, mesmerized, in front of a shop window at the mall.\u003c/p>\n\u003cp>Martinez was looking at a pair of Air Jordans. They cost around $100.\u003c/p>\n\u003cp>\"I fell in love with them,\" he says. He didn't speak English, so he turned to his brother and said, \"Ask them to bring me a size 8.\"\u003c/p>\n\u003cp>\"What do you want those shoes for?\" his brother responded disapprovingly.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Martinez says that's when he decided to learn English, so he could go back and get the shoes.\u003c/p>\n\u003cfigure id=\"attachment_11749987\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0016-edit_custom-fb887241fbd26f828cc6f573350b2f8d77985afe-s800-c85.jpg\">\u003cimg class=\"size-full wp-image-11749987\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0016-edit_custom-fb887241fbd26f828cc6f573350b2f8d77985afe-s800-c85.jpg\" alt=\"\" width=\"800\" height=\"532\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0016-edit_custom-fb887241fbd26f828cc6f573350b2f8d77985afe-s800-c85.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0016-edit_custom-fb887241fbd26f828cc6f573350b2f8d77985afe-s800-c85-160x106.jpg 160w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Alondra, the daughter of Ernesto and Araceli, stands next to the Statue of Liberty in a family photo. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>He had just arrived from Mexico. It was the 1990s, and cultural critics spoke of a \u003ca href=\"http://www.dctvny.org/events/latinexplosion\">\"Latin explosion\"\u003c/a>: Over the next two decades the Hispanic population would grow from 22.4 million people, to 50.5 million. But the numbers did not translate into power, or well-being: The 2000 census reported they had \u003ca href=\"https://www.census.gov/library/publications/2001/demo/p60-214.html\">a poverty rate of 21.2%\u003c/a> — nearly double the overall U.S. rate.\u003c/p>\n\u003cp>Martinez's wife, Araceli, had three cleaning jobs, but it was still hard to get by. She says the owners of one of the hotels where she worked made her do heavy lifting — such as moving furniture.\u003c/p>\n\u003cp>It was grueling, but she just couldn't afford to lose that job.\u003c/p>\n\u003cp>Across the U.S. today, there are plenty of jobs. Unemployment for Latinos is at 4.2% — the lowest in recorded history. And their poverty rate has gone down somewhat, to 18.3%.\u003c/p>\n\u003cp>\u003ca href=\"https://apps.npr.org/dailygraphics/graphics/full-employment-lines-20190507?mode=childlink&utm_source=nprnews&utm_medium=app&utm_campaign=storyredirect\">\u003cem>\u003cstrong>Don't see the graphic above? Click here.\u003c/strong>\u003c/em>\u003c/a>\u003c/p>\n\u003cp>For the Martinez family, things have improved dramatically.\u003c/p>\n\u003cp>On a rainy Sunday afternoon, Araceli shows a reporter around her home in New Jersey. She and Ernesto were able to buy it in the early 2000s. It's beautiful, with an expansive backyard.\u003c/p>\n\u003cp>And it takes a lot of work to afford this place.\u003c/p>\n\u003cfigure id=\"attachment_11749988\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0014-edit_custom-7e6d315c8922b9a1a1b91ebb08912f2c02e29bb0-s800-c85.jpg\">\u003cimg class=\"size-full wp-image-11749988\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0014-edit_custom-7e6d315c8922b9a1a1b91ebb08912f2c02e29bb0-s800-c85.jpg\" alt=\"\" width=\"800\" height=\"532\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0014-edit_custom-7e6d315c8922b9a1a1b91ebb08912f2c02e29bb0-s800-c85.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0014-edit_custom-7e6d315c8922b9a1a1b91ebb08912f2c02e29bb0-s800-c85-160x106.jpg 160w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Alondra (left) and her mother, Araceli, look through family photographs after a Sunday Mass and family lunch. Araceli has three jobs to provide for her family. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Araceli still has three jobs: house cleaner, supermarket cashier and assistant at a day care. Both she and Ernesto say their incomes have barely budged in the past decade. But the cost of living has gone up. \"Sometimes you have to have two or three jobs to make ends meet,\" Araceli says. \"Everything is expensive. Food, utilities, car insurance.\"\u003c/p>\n\u003cp>So, despite low unemployment numbers, economists urge caution.\u003c/p>\n\u003cp>Yes, joblessness is down, and that's great. But Hispanics earn about one-fourth less than white workers do. And for some \u003ca href=\"https://www.pewhispanic.org/2018/11/27/u-s-unauthorized-immigrant-total-dips-to-lowest-level-in-a-decade/\">7 million\u003c/a> Central American and Mexican immigrants who don't have legal status, it's even harder to move up. Being undocumented often leads to exploitation. It makes it harder to get an education. It forces people to work for low wages in the informal economy. It makes it difficult to start and build a company.\u003c/p>\n\u003cp>\u003ca href=\"https://apps.npr.org/dailygraphics/graphics/full-employment-lines-earnings-20190507?mode=childlink&utm_source=nprnews&utm_medium=app&utm_campaign=storyredirect\">\u003cem>\u003cstrong>Don't see the graphic above? Click here.\u003c/strong>\u003c/em>\u003c/a>\u003c/p>\n\u003cp>Which is why, for all the talk about the Latin cultural explosion and unemployment going down, some academics and activists worry about the formation of \u003ca href=\"https://web.stanford.edu/group/scspi/media/_media/working_papers/massey_new-latino-underclass.pdf\">a permanent Hispanic underclass\u003c/a> in America.\u003c/p>\n\u003cfigure id=\"attachment_11749991\" class=\"wp-caption alignright\" style=\"max-width: 300px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0010-edit_custom-ec7d19e8f9d8fd29fef65b7d1740a3d2aa4a29a7-s300-c85.jpg\">\u003cimg class=\"size-full wp-image-11749991\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0010-edit_custom-ec7d19e8f9d8fd29fef65b7d1740a3d2aa4a29a7-s300-c85.jpg\" alt=\"\" width=\"300\" height=\"450\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0010-edit_custom-ec7d19e8f9d8fd29fef65b7d1740a3d2aa4a29a7-s300-c85.jpg 300w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0010-edit_custom-ec7d19e8f9d8fd29fef65b7d1740a3d2aa4a29a7-s300-c85-160x240.jpg 160w\" sizes=\"(max-width: 300px) 100vw, 300px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Araceli sits in front of a photo of her daughter. Alondra is part of the record number of Hispanics enrolling in college. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>But Ernesto and Araceli say they see a really bright future. And it's because of their daughter.\u003c/p>\n\u003cp>Alondra is 22 years old. She's the eldest of the two Martinez kids. When they were born, Ernesto says, he had a clear vision: He didn't want to see them doing drywall. \"I want them to have a 9-to-5 job. I want them to be well-dressed and not dirty like we get dirty,\" he says.\u003c/p>\n\u003cp>As soon as Alondra was born, Ernesto started saving for her to go to college.\u003c/p>\n\u003cp>But as Alondra got older, she didn't see herself as the kind of person who goes into higher education. \"Growing up, I was very aware of the kind of family I came from. When you don't have lawyers and doctors and people with careers in your family, you think it's so far-fetched. And it's like, so much money,\" she says.\u003c/p>\n\u003cp>A high school Spanish teacher spoke to her about New Jersey's Educational Opportunity Fund, the state's support program for students from disadvantaged backgrounds.\u003c/p>\n\u003cp>That's how Alondra ended up going to Montclair State University. She's part of the record number of Hispanics going to college: Enrollment \u003ca href=\"https://www.pewresearch.org/fact-tank/2017/09/29/hispanic-dropout-rate-hits-new-low-college-enrollment-at-new-high/\">nearly tripled\u003c/a> between 1999 and 2016.\u003c/p>\n\u003cp>At this years graduation ceremony for students in the \u003ca href=\"https://www.nj.gov/highereducation/EOF/EOF_Description.shtml\" target=\"_blank\" rel=\"noopener\">Educational Opportunity Fund program\u003c/a>, she gave a speech. Alondra was nervous at first.\u003c/p>\n\u003cfigure id=\"attachment_11749989\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/msu-img_1037_custom-a020acd297c790b4d2f95c9fa7fcd0400f88182b-s800-c85.jpg\">\u003cimg class=\"size-full wp-image-11749989\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/msu-img_1037_custom-a020acd297c790b4d2f95c9fa7fcd0400f88182b-s800-c85.jpg\" alt=\"\" width=\"800\" height=\"532\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/msu-img_1037_custom-a020acd297c790b4d2f95c9fa7fcd0400f88182b-s800-c85.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/msu-img_1037_custom-a020acd297c790b4d2f95c9fa7fcd0400f88182b-s800-c85-160x106.jpg 160w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Alondra (center) recently graduated from Montclair State University. She's part of the record number of Hispanics going to college: Enrollment nearly tripled between 1999 and 2016. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\"Being a first-generation college student means breaking every barrier, silencing every negative voice and pushing myself to be the woman I know I am meant to be,\" she said.\u003c/p>\n\u003cp>Then she turned to her parents. \"Mamá, papá, lo logramos,\" she said. Mom, dad, we made it.\u003c/p>\n\u003cp>This fall, Alondra will be going to Rutgers University to pursue a master's degree in college student affairs. She dreams of being a college dean someday.\u003c/p>\n\u003cfigure id=\"attachment_11749990\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0037-edit_custom-37d14bc71e1b11552ff79b9f777ebca53a4209b4-s800-c85.jpg\">\u003cimg class=\"size-full wp-image-11749990\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/05/ms_npr_alondra_0037-edit_custom-37d14bc71e1b11552ff79b9f777ebca53a4209b4-s800-c85.jpg\" alt=\"\" width=\"800\" height=\"532\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0037-edit_custom-37d14bc71e1b11552ff79b9f777ebca53a4209b4-s800-c85.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/05/ms_npr_alondra_0037-edit_custom-37d14bc71e1b11552ff79b9f777ebca53a4209b4-s800-c85-160x106.jpg 160w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Alondra Martinez shows her father Ernesto the dress she picked out for her graduation party. The Martinez family is part of a historic wave of Latino prosperity in America. \u003ccite>(Mohamed Sadek/NPR)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Ernesto marvels at this. This generation's goal is to be lawyers, engineers and architects.\u003c/p>\n\u003cp>\"That is their dream,\" he says. \"And what was my dream?\"\u003c/p>\n\u003cp>Nearly 30 years ago, it was a pair of Air Jordans.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cem>Copyright 2019 \u003ca href=\"https://www.npr.org\" rel=\"noopener\" target=\"_blank\">NPR\u003c/a>. \u003c/em>\u003c/p>\n\n\u003c/div>\u003c/p>",
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"slug": "music-from-the-other-coachella-meet-psychedelic-cumbia-band-ocho-ojos",
"title": "Music From the 'Other' Coachella: Meet Psychedelic Cumbia Band ‘Ocho Ojos’",
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"headTitle": "Music From the ‘Other’ Coachella: Meet Psychedelic Cumbia Band ‘Ocho Ojos’ | KQED",
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"content": "\u003cp>As thousands of concertgoers pour into Southern California’s desert this weekend for the Coachella Valley Music and Arts Festival, the \u003ca href=\"https://www.coachella.com/\" target=\"_blank\" rel=\"noopener\">all-star lineup \u003c/a>will include Ocho Ojos, a homegrown band from the Eastern Coachella Valley that has long been a part of the region’s own underground music scene.\u003c/p>\n\u003cp>Although the band played the festival in 2017 as a last-minute fill-in, they’re now officially part of the event alongside world-famous acts like Ariana Grande and Bad Bunny.\u003c/p>\n\u003cp>[aside postID='news_11737874,news_11737834,news_11737988' label='The Coachella You Might Not Have Heard About']\u003c/p>\n\u003cp>But locals have known and loved the guys behind \u003ca href=\"https://open.spotify.com/artist/0VWkKhev4sWYKb2ZO7CgpR\" target=\"_blank\" rel=\"noopener\">Ocho Ojos\u003c/a> for years. On a warm Friday night, hundreds filled a local bar to see the band headline a live cumbia dance party called ‘Baile Trankis.’\u003c/p>\n\u003cp>“We’re desert people. We like the night time. When it’s fresh, we all come out and play,” partygoer Max Lopez tells me while waiting for the band to start.\u003c/p>\n\u003cp>The festival’s name may be ubiquitous, but many Californians don’t realize that the Coachella Valley is an actual place people call home, not just a world-famous music event near Palm Springs with long lines and expensive ticket prices.\u003c/p>\n\u003cp>The band behind the party is steeped in local vibes. Born and raised in the Eastern Coachella Valley, guitarist Cesar Flores and synth player Danny Torres started off as a duo in 2016 performing at community centers and house shows. They named themselves Ocho Ojos, Spanish for eight eyes, to jokingly reference the thick black glasses they both wear.\u003c/p>\n\u003cp>Three years later, the band expanded to a four-piece and is busy keeping up with the numerous requests to play shows throughout the Coachella Valley.\u003c/p>\n\u003cfigure id=\"attachment_11738477\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738477 size-full\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut.jpg\" alt=\"\" width=\"1920\" height=\"1080\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut-1200x675.jpg 1200w\" sizes=\"(max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">Cesar Flores serenades the crowd with lyrics that reflect hometown pride. \u003ccite>(Bryan Mendez)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Like many traditional Mexican bands, Ocho Ojos wear matching outfits, and their signature style includes white patent leather shoes, like the kind \u003cem>chambelanes\u003c/em> wear for a \u003cem>quinceanera\u003c/em>.\u003c/p>\n\u003cp>“If you look good, you feel good. And if you feel good, you play good,” explains Torres, about their \u003cem>rasquatche\u003c/em> style.\u003c/p>\n\u003cp>The Chicano aesthetic of \u003cem>rasquatche\u003c/em> is all about making do and repurposing what you have, so when Flores found a rack of white dress shoes at a local Goodwill, the look came together.\u003c/p>\n\u003cfigure id=\"attachment_11738476\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738476 size-full\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut.jpg\" alt=\"\" width=\"1920\" height=\"1080\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut-1200x675.jpg 1200w\" sizes=\"(max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">White patent leather shoes are part of Ocho Ojos signature look. \u003ccite>(Bryan Mendez)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>As the four members of Ocho Ojos take the stage and welcome the crowd, shouting “Are ya’ll feeling \u003cem>trankis\u003c/em> (chill)? ” the audience responds with a collective roar of yeses and whistles.\u003c/p>\n\u003cp>Nancy Osegueda, wearing bell-bottom jeans and platformed boots, executes spins and fancy footwork to the music. Osegueda says she’s a “devout follower” because Ocho Ojos shows are a “nice break” from the usual nightlife that caters to Palm Spring tourists.\u003c/p>\n\u003cfigure id=\"attachment_11738478\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738478 size-full\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut.jpg\" alt=\"\" width=\"1920\" height=\"1080\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut-1200x675.jpg 1200w\" sizes=\"(max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">Danny Torres keeps the crowd hyped with Spanglish saludos [shout-outs] \u003ccite>(Bryan Mendez)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Gritty bass lines and hard hitting drums from their track “\u003ca href=\"https://ocho-ojos.bandcamp.com/track/tlaloc\" target=\"_blank\" rel=\"noopener\">Tlaloc\u003c/a>” compel the crowd — myself included — to sway our bodies in sync. It’s as if we are listening to a futuristic rainstorm pour down from Tlaloc, the \u003cem>Mexica\u003c/em> (Aztec) deity of water.\u003c/p>\n\u003cp>Ocho Ojos’s trippy hybrid sound created with a wah pedal, synthesizer, and a Rollan SP 404 sets them apart from their peers in Coachella’s alternative music scene, where indie rock, desert rock and punk thrive.\u003c/p>\n\u003cblockquote>\n\u003cp style=\"text-align: left\">“I’m a psychedelic \u003cem>vato\u003c/em> you know with a cumbia background. I was like [I’ll] give this [music] a try. And I loved it!” -Max Lopez\u003c/p>\n\u003c/blockquote>\n\u003cp>Concertgoer Max Lopez is a hardcore rocker type wearing all black and a t-shirt that features a local death metal band. While he’s more into metal, he says he can rock out to Ocho Ojos because of their psychedelic sound.\u003c/p>\n\u003cp>“I’m a psychedelic \u003cem>vato,\u003c/em> you know, with a cumbia background. I was like, I’ll give this music a try. And I loved it,” says Lopez. “I really felt that I flowed with it.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Ocho Ojos gets their psychedelic sound from Chicha, a style of cumbia that originated in the Peruvian Amazon in the late 1960s and 1970s. Chichi evolved into a soundtrack of empowerment for indigenous migrants who moved to Peru’s urban cities during the oil boom.\u003c/p>\n\u003cblockquote>\n\u003cp style=\"text-align: left\">“[Ocho Ojos] brings a little bit of a flashback. Our parents used to play cumbia so now it’s our turn to listen to cumbia, but in our style.” – Chris Villalta.\u003c/p>\n\u003c/blockquote>\n\u003cp>While upper and middle class Peruvians have historically dismissed the\u003ca href=\"https://www.npr.org/sections/goatsandsoda/2015/07/07/420267088/peruvians-love-their-chicha-street-art-the-government-not-so-much\" target=\"_blank\" rel=\"noopener\"> working class Chicha scene\u003c/a>, today this music, rooted in migration, is inspiring \u003ca href=\"https://www.laweekly.com/music/an-obscure-compilation-called-the-roots-of-chichas-far-reaching-influence-in-los-angeles-8900124\" target=\"_blank\" rel=\"noopener\">a new wave\u003c/a> of young Latinx bands across Southern California.\u003c/p>\n\u003cp>“[Ocho Ojos] brings a little bit of a flashback. Our parents used to play cumbia, now it’s our turn to listen to cumbia, but in our style,” says Christopher Villalta, a local photographer and fan.\u003c/p>\n\u003cp>Like Peru’s Chicha musicians who write about working-class struggle and triumph mixed with hometown pride, so too do Coachella’s Ocho Ojos. Their song “Avenida 52” references the main drag that goes from La Quinta all the way to the city of Coachella, a street their admirers know so well.\u003c/p>\n\u003cfigure id=\"attachment_11738479\" class=\"wp-caption alignright\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738479 size-medium\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-800x450.jpg\" alt=\"\" width=\"800\" height=\"450\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-1200x675.jpg 1200w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Ocho Ojos take inspiration from Chica, a style of Cumbia from Peru. \u003ccite>(Bryan Mendez)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Fans like Antonio Duran say they can hear their own family’s story in Ocho Ojos’ psychedelic cumbia.\u003c/p>\n\u003cp>“Our parents have worked hard for us to be where we are: to be musicians, to be artists, to be whatever the heck we want to be,” exclaims Duran. “And that is the most important part of being from Coachella: that your parents paved the way.”\u003c/p>\n\u003cp>Making something out of nothing is a lesson the band and their fans didn’t just learn from Coachella Valley’s D.I.Y. music scene, but from their parents’ hustle, born out of necessity.\u003c/p>\n\u003cp>“Our ancestors did survive. And they keep surviving,” says drummer Rafael Rodriguez. “Like they say in Spanish, \u003cem>No hay de\u003c/em> \u003cem>otra. \u003c/em>There’s no other way. We just have to keep on going.”\u003c/p>\n\u003cblockquote>\n\u003cp style=\"text-align: left\">“Our parents have worked hard for us to be where we are: to be musicians, to be artists, to be whatever the heck we want to be. And that is the most important part of being from Coachella, is that your parents paved the way.” – Antonio Duran\u003c/p>\n\u003c/blockquote>\n\u003cp>It’s an ethos that not only speaks to millennials but to older generations in the community as well.\u003c/p>\n\u003cp>“A few times on our social media, people have tagged us and they’ll comment ‘Look my mom is dancing to your cumbia while she’s cleaning!‘ That feels good. ” says Torres.\u003c/p>\n\u003cp>But tonight, no one in this twenty and thirty something crowd is Instagramming the moment. No one has their phones out. All attention is to the stage.\u003c/p>\n\u003cfigure id=\"attachment_11738508\" class=\"wp-caption aligncenter\" style=\"max-width: 1334px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738508 size-full\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/IMG_1532.png\" alt=\"\" width=\"1334\" height=\"750\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532.png 1334w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532-160x90.png 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532-800x450.png 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532-1020x573.png 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532-1200x675.png 1200w\" sizes=\"(max-width: 1334px) 100vw, 1334px\">\u003cfigcaption class=\"wp-caption-text\">Ocho Ojos’s hybrid sound sets them apart from their peers in Coachella’s alternative music scene – where indie rock, desert rock and punk thrive. \u003ccite>(Melinda Vida)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>When I ask a number of people in this crowd how they feel about the Coachella Music Festival sharing the same name as their city, many tell me it’s pretty “sweet” to hear world-famous musicians practically play in their backyard… but more should be done to benefit the residents who live nearby.\u003c/p>\n\u003cp>“The city of Coachella is the namesake, but we do not get as much recognition as the city of Indio. They get all the hotels and the commerce,” says crowd member Duran.\u003c/p>\n\u003cp>Others also expressed a desire for Goldenvoice, which operates Coachella, to invest in infrastructure beyond Indio’s polo grounds (where the festival takes place) and to spotlight more Latinx musicians from the Eastern Coachella Valley, not just the affluent Palm Springs area.\u003c/p>\n\u003cblockquote>\u003cp>“Every time I go out of town, people ask me where I’m from.. They’re like ‘Oh what? I didn’t know the Coachella Valley is a real place.’ They think it’s just a festival. ” – Christopher Villalta\u003c/p>\u003c/blockquote>\n\u003cp>With Ocho Ojos representing their hometown on the big festival stage this year, festival-goers will get a chance to hear from the ‘real’ Coachella music scene, not just imported talent.\u003c/p>\n\u003cp>“They’re listening to us, that’s the beautiful part about it!” says Lopez about the band.\u003c/p>\n\u003cp>\u003ciframe loading=\"lazy\" title=\"Ocho Ojos - Cumbia De Este Valle\" width=\"500\" height=\"281\" src=\"https://www.youtube.com/embed/euWaKrakGbw?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen>\u003c/iframe>\u003c/p>\n\u003cp>Ocho Ojos close their set with a crowd favorite “Cumbia De Este Valle.” It’s an ode to the desert back roads, agricultural fields, and the Salton Sea, the fertile grounds that have shaped this psychedelic cumbia band into who they are today.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n",
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"excerpt": "A homegrown Eastern Coachella Valley band brings their unique flavor (and a local following) to the Coachella Music Festival.",
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"title": "Music From the 'Other' Coachella: Meet Psychedelic Cumbia Band ‘Ocho Ojos’ | KQED",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>As thousands of concertgoers pour into Southern California’s desert this weekend for the Coachella Valley Music and Arts Festival, the \u003ca href=\"https://www.coachella.com/\" target=\"_blank\" rel=\"noopener\">all-star lineup \u003c/a>will include Ocho Ojos, a homegrown band from the Eastern Coachella Valley that has long been a part of the region’s own underground music scene.\u003c/p>\n\u003cp>Although the band played the festival in 2017 as a last-minute fill-in, they’re now officially part of the event alongside world-famous acts like Ariana Grande and Bad Bunny.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>But locals have known and loved the guys behind \u003ca href=\"https://open.spotify.com/artist/0VWkKhev4sWYKb2ZO7CgpR\" target=\"_blank\" rel=\"noopener\">Ocho Ojos\u003c/a> for years. On a warm Friday night, hundreds filled a local bar to see the band headline a live cumbia dance party called ‘Baile Trankis.’\u003c/p>\n\u003cp>“We’re desert people. We like the night time. When it’s fresh, we all come out and play,” partygoer Max Lopez tells me while waiting for the band to start.\u003c/p>\n\u003cp>The festival’s name may be ubiquitous, but many Californians don’t realize that the Coachella Valley is an actual place people call home, not just a world-famous music event near Palm Springs with long lines and expensive ticket prices.\u003c/p>\n\u003cp>The band behind the party is steeped in local vibes. Born and raised in the Eastern Coachella Valley, guitarist Cesar Flores and synth player Danny Torres started off as a duo in 2016 performing at community centers and house shows. They named themselves Ocho Ojos, Spanish for eight eyes, to jokingly reference the thick black glasses they both wear.\u003c/p>\n\u003cp>Three years later, the band expanded to a four-piece and is busy keeping up with the numerous requests to play shows throughout the Coachella Valley.\u003c/p>\n\u003cfigure id=\"attachment_11738477\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738477 size-full\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut.jpg\" alt=\"\" width=\"1920\" height=\"1080\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36440_2018_1110_21440500-qut-1200x675.jpg 1200w\" sizes=\"(max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">Cesar Flores serenades the crowd with lyrics that reflect hometown pride. \u003ccite>(Bryan Mendez)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Like many traditional Mexican bands, Ocho Ojos wear matching outfits, and their signature style includes white patent leather shoes, like the kind \u003cem>chambelanes\u003c/em> wear for a \u003cem>quinceanera\u003c/em>.\u003c/p>\n\u003cp>“If you look good, you feel good. And if you feel good, you play good,” explains Torres, about their \u003cem>rasquatche\u003c/em> style.\u003c/p>\n\u003cp>The Chicano aesthetic of \u003cem>rasquatche\u003c/em> is all about making do and repurposing what you have, so when Flores found a rack of white dress shoes at a local Goodwill, the look came together.\u003c/p>\n\u003cfigure id=\"attachment_11738476\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738476 size-full\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut.jpg\" alt=\"\" width=\"1920\" height=\"1080\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36439_2018_1110_220441003-qut-1200x675.jpg 1200w\" sizes=\"(max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">White patent leather shoes are part of Ocho Ojos signature look. \u003ccite>(Bryan Mendez)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>As the four members of Ocho Ojos take the stage and welcome the crowd, shouting “Are ya’ll feeling \u003cem>trankis\u003c/em> (chill)? ” the audience responds with a collective roar of yeses and whistles.\u003c/p>\n\u003cp>Nancy Osegueda, wearing bell-bottom jeans and platformed boots, executes spins and fancy footwork to the music. Osegueda says she’s a “devout follower” because Ocho Ojos shows are a “nice break” from the usual nightlife that caters to Palm Spring tourists.\u003c/p>\n\u003cfigure id=\"attachment_11738478\" class=\"wp-caption aligncenter\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738478 size-full\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut.jpg\" alt=\"\" width=\"1920\" height=\"1080\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36438_DSCF7425-qut-1200x675.jpg 1200w\" sizes=\"(max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">Danny Torres keeps the crowd hyped with Spanglish saludos [shout-outs] \u003ccite>(Bryan Mendez)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Gritty bass lines and hard hitting drums from their track “\u003ca href=\"https://ocho-ojos.bandcamp.com/track/tlaloc\" target=\"_blank\" rel=\"noopener\">Tlaloc\u003c/a>” compel the crowd — myself included — to sway our bodies in sync. It’s as if we are listening to a futuristic rainstorm pour down from Tlaloc, the \u003cem>Mexica\u003c/em> (Aztec) deity of water.\u003c/p>\n\u003cp>Ocho Ojos’s trippy hybrid sound created with a wah pedal, synthesizer, and a Rollan SP 404 sets them apart from their peers in Coachella’s alternative music scene, where indie rock, desert rock and punk thrive.\u003c/p>\n\u003cblockquote>\n\u003cp style=\"text-align: left\">“I’m a psychedelic \u003cem>vato\u003c/em> you know with a cumbia background. I was like [I’ll] give this [music] a try. And I loved it!” -Max Lopez\u003c/p>\n\u003c/blockquote>\n\u003cp>Concertgoer Max Lopez is a hardcore rocker type wearing all black and a t-shirt that features a local death metal band. While he’s more into metal, he says he can rock out to Ocho Ojos because of their psychedelic sound.\u003c/p>\n\u003cp>“I’m a psychedelic \u003cem>vato,\u003c/em> you know, with a cumbia background. I was like, I’ll give this music a try. And I loved it,” says Lopez. “I really felt that I flowed with it.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Ocho Ojos gets their psychedelic sound from Chicha, a style of cumbia that originated in the Peruvian Amazon in the late 1960s and 1970s. Chichi evolved into a soundtrack of empowerment for indigenous migrants who moved to Peru’s urban cities during the oil boom.\u003c/p>\n\u003cblockquote>\n\u003cp style=\"text-align: left\">“[Ocho Ojos] brings a little bit of a flashback. Our parents used to play cumbia so now it’s our turn to listen to cumbia, but in our style.” – Chris Villalta.\u003c/p>\n\u003c/blockquote>\n\u003cp>While upper and middle class Peruvians have historically dismissed the\u003ca href=\"https://www.npr.org/sections/goatsandsoda/2015/07/07/420267088/peruvians-love-their-chicha-street-art-the-government-not-so-much\" target=\"_blank\" rel=\"noopener\"> working class Chicha scene\u003c/a>, today this music, rooted in migration, is inspiring \u003ca href=\"https://www.laweekly.com/music/an-obscure-compilation-called-the-roots-of-chichas-far-reaching-influence-in-los-angeles-8900124\" target=\"_blank\" rel=\"noopener\">a new wave\u003c/a> of young Latinx bands across Southern California.\u003c/p>\n\u003cp>“[Ocho Ojos] brings a little bit of a flashback. Our parents used to play cumbia, now it’s our turn to listen to cumbia, but in our style,” says Christopher Villalta, a local photographer and fan.\u003c/p>\n\u003cp>Like Peru’s Chicha musicians who write about working-class struggle and triumph mixed with hometown pride, so too do Coachella’s Ocho Ojos. Their song “Avenida 52” references the main drag that goes from La Quinta all the way to the city of Coachella, a street their admirers know so well.\u003c/p>\n\u003cfigure id=\"attachment_11738479\" class=\"wp-caption alignright\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738479 size-medium\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-800x450.jpg\" alt=\"\" width=\"800\" height=\"450\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut-1200x675.jpg 1200w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/RS36441_2018_1110_220151002-qut.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Ocho Ojos take inspiration from Chica, a style of Cumbia from Peru. \u003ccite>(Bryan Mendez)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Fans like Antonio Duran say they can hear their own family’s story in Ocho Ojos’ psychedelic cumbia.\u003c/p>\n\u003cp>“Our parents have worked hard for us to be where we are: to be musicians, to be artists, to be whatever the heck we want to be,” exclaims Duran. “And that is the most important part of being from Coachella: that your parents paved the way.”\u003c/p>\n\u003cp>Making something out of nothing is a lesson the band and their fans didn’t just learn from Coachella Valley’s D.I.Y. music scene, but from their parents’ hustle, born out of necessity.\u003c/p>\n\u003cp>“Our ancestors did survive. And they keep surviving,” says drummer Rafael Rodriguez. “Like they say in Spanish, \u003cem>No hay de\u003c/em> \u003cem>otra. \u003c/em>There’s no other way. We just have to keep on going.”\u003c/p>\n\u003cblockquote>\n\u003cp style=\"text-align: left\">“Our parents have worked hard for us to be where we are: to be musicians, to be artists, to be whatever the heck we want to be. And that is the most important part of being from Coachella, is that your parents paved the way.” – Antonio Duran\u003c/p>\n\u003c/blockquote>\n\u003cp>It’s an ethos that not only speaks to millennials but to older generations in the community as well.\u003c/p>\n\u003cp>“A few times on our social media, people have tagged us and they’ll comment ‘Look my mom is dancing to your cumbia while she’s cleaning!‘ That feels good. ” says Torres.\u003c/p>\n\u003cp>But tonight, no one in this twenty and thirty something crowd is Instagramming the moment. No one has their phones out. All attention is to the stage.\u003c/p>\n\u003cfigure id=\"attachment_11738508\" class=\"wp-caption aligncenter\" style=\"max-width: 1334px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11738508 size-full\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/04/IMG_1532.png\" alt=\"\" width=\"1334\" height=\"750\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532.png 1334w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532-160x90.png 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532-800x450.png 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532-1020x573.png 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2019/04/IMG_1532-1200x675.png 1200w\" sizes=\"(max-width: 1334px) 100vw, 1334px\">\u003cfigcaption class=\"wp-caption-text\">Ocho Ojos’s hybrid sound sets them apart from their peers in Coachella’s alternative music scene – where indie rock, desert rock and punk thrive. \u003ccite>(Melinda Vida)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>When I ask a number of people in this crowd how they feel about the Coachella Music Festival sharing the same name as their city, many tell me it’s pretty “sweet” to hear world-famous musicians practically play in their backyard… but more should be done to benefit the residents who live nearby.\u003c/p>\n\u003cp>“The city of Coachella is the namesake, but we do not get as much recognition as the city of Indio. They get all the hotels and the commerce,” says crowd member Duran.\u003c/p>\n\u003cp>Others also expressed a desire for Goldenvoice, which operates Coachella, to invest in infrastructure beyond Indio’s polo grounds (where the festival takes place) and to spotlight more Latinx musicians from the Eastern Coachella Valley, not just the affluent Palm Springs area.\u003c/p>\n\u003cblockquote>\u003cp>“Every time I go out of town, people ask me where I’m from.. They’re like ‘Oh what? I didn’t know the Coachella Valley is a real place.’ They think it’s just a festival. ” – Christopher Villalta\u003c/p>\u003c/blockquote>\n\u003cp>With Ocho Ojos representing their hometown on the big festival stage this year, festival-goers will get a chance to hear from the ‘real’ Coachella music scene, not just imported talent.\u003c/p>\n\u003cp>“They’re listening to us, that’s the beautiful part about it!” says Lopez about the band.\u003c/p>\n\u003cp>\u003ciframe loading=\"lazy\" title=\"Ocho Ojos - Cumbia De Este Valle\" width=\"500\" height=\"281\" src=\"https://www.youtube.com/embed/euWaKrakGbw?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen>\u003c/iframe>\u003c/p>\n\u003cp>Ocho Ojos close their set with a crowd favorite “Cumbia De Este Valle.” It’s an ode to the desert back roads, agricultural fields, and the Salton Sea, the fertile grounds that have shaped this psychedelic cumbia band into who they are today.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"slug": "for-entrepreneurs-with-no-money-bank-credit-out-of-reach",
"title": "Entrepreneur in a Low-Income Area? Good Luck Getting a Bank Loan",
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"headTitle": "Entrepreneur in a Low-Income Area? Good Luck Getting a Bank Loan | KQED",
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"content": "\u003cp>When Raul Maya first came to the U.S. from southern Mexico, he worked as a dishwasher at a restaurant making less than $5 an hour. Then he moved up to working as a busboy and cashier. It took him years to save enough money to open up a menswear shop, Fashion Palace, in Oakland’s predominantly Latino Fruitvale district.\u003c/p>\n\u003cp>[audio src=\"http://www.kqed.org/.stream/anon/radio/RDnews/2017/05/LowIncEntrepreneursRomero20170509.mp3\" Image=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1.jpg\" Title=\"Are Low-Income Businesses Shortchanged by Big Banks?\" program=\"News Fix\"]\u003c/p>\n\u003cp>Most of Maya’s customers live nearby. On a recent afternoon, they streamed into the store from shifts at restaurants and construction sites; some still wore paint stains on their clothes. They came looking for suits and Maya’s own designs of long-sleeved cotton shirts to wear at weddings and events.\u003c/p>\n\u003cp>“Everyone going to parties around here, I help them get dressed up,” said Maya in Spanish, and chuckled. “Sometimes they’ll end up buying more clothes because they see they look great!”\u003c/p>\n\u003cp>But there’s been a nagging issue for him and other small-business owners he knows in the neighborhood: access to credit through banks, which generally offer the lowest interest rates in the market.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Businesses in lower-income census tracts in Alameda County, including the area where Maya is located, received significantly fewer bank loans and credit cards than the wealthiest business districts in 2015, according to a KQED analysis of the most recent federal public data.\u003c/p>\n\u003cp>Economists say this points to an unmet need for bank credit among entrepreneurs in predominantly minority and underserved communities. That in turn, pushes small-business owners to get more expensive loans that can eat up their profits and limit their ability to succeed.\u003c/p>\n\u003cp>Large banks and other lenders counter that many entrepreneurs — particularly in the communities hardest hit by the Great Recession — struggle to meet the criteria that qualify them for responsible financing.\u003c/p>\n\u003cp>[bizLoanNoLoans]\u003cstrong>Rates Higher For Business Owners with Low Credit\u003c/strong>\u003c/p>\n\u003cp>Three years ago, Maya ran into a serious cash-flow problem and tried applying for a credit card from his bank, but was rejected.\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">“They said my credit score wasn’t high enough. I never got a loan or credit card, not even for $50, from a bank,” said Maya, who\u003c/span> turned instead to a more costly loan for $5,000 from a non-bank lender nearby.\u003c/p>\n\u003cp>He did not want to name the lender, as he is still paying them an additional $3,000 in interest.\u003c/p>\n\u003cp>“\u003cspan style=\"font-weight: 400\">You know that they are charging you too much in interest, but because of your economic situation you have to take it,” said Maya. “Although later you are in hell and it’s a long road to finish paying.”\u003c/span>\u003c/p>\n\u003cp>Maya’s loan adds up to about a 35 percent annual percentage rate (APR). But he could have paid much more. Hundreds of thousands of borrowers are facing triple-digit interest rates in California, \u003ca href=\"http://www.dbo.ca.gov/Press/press_releases/2016/2015_CFLL_Annual_Report_Press_Release_06-30-16.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">according to\u003c/a> the state’s Department of Business Oversight.\u003c/p>\n\u003cp>Lending companies need to charge more to provide much needed access to credit for customers who would not receive it at banks, said Thomas Leonard, executive director of the California Financial Service Providers Association, which represents dozens of non-bank lenders.\u003c/p>\n\u003cp>“Rates are going to be higher for customers that have a lesser amount of credit. And what you find is that the interest rates become really a product of risk,” said Leonard, a former banker.\u003c/p>\n\u003cp>\u003cstrong>‘Unequal Access’ To Credit\u003c/strong>\u003c/p>\n\u003cp>Latinos are \u003ca href=\"https://ww2.kqed.org/news/2017/01/23/latino-businesses-struggle-to-get-funding-to-grow-survey-says/\" target=\"_blank\" rel=\"noopener noreferrer\">starting businesses\u003c/a> at a faster rate than other groups in the country. But their ventures have higher failure rates or grow at a slower pace partly because they have less capital, said Robert Fairlie, an economist at UC Santa Cruz.\u003c/p>\n\u003cp>“They’re less likely to get bank loans. They’re less likely to be able to tap into family and friends’ wealth or neighborhood wealth. So all those things kind of work against them,” said Fairlie, who has researched minority-owned enterprises for two decades.\u003c/p>\n\u003cp>That unequal access to credit, said Fairlie, contributes to the massive wealth gap in this country because small businesses generate jobs and wealth for their communities.\u003c/p>\n\u003cp>The median wealth of white households in this country in 2011 was $110,000, compared with less than $8,000 for Latinos and African-Americans, \u003ca href=\"https://www.census.gov/topics/income-poverty/wealth/data.html\">according to the U.S. Census\u003c/a>. Median wealth — also known as net worth — is the difference between one’s assets, such as income, savings and a home — and liabilities, or debts.\u003c/p>\n\u003cp>Spokespeople for Wells Fargo and JPMorgan Chase, the\u003ca href=\"https://www.federalreserve.gov/releases/lbr/current/\" target=\"_blank\" rel=\"noopener noreferrer\"> largest banks\u003c/a> in the U.S., said that increasing lending to small businesses in diverse communities is a priority.[contextly_sidebar id=”iv4OFUALi0E0wBhEYoCmlKmKFiXktbMJ”]\u003c/p>\n\u003cp>“We want to make every responsible loan we possibly can to help creditworthy small businesses that are seeking credit,” wrote Ruben Pulido, a spokesman for Wells Fargo in San Francisco. He added that credit-readiness, including the ability of small-business owners to show they are able to repay, is a top limiting factor in making more loans.\u003c/p>\n\u003cp>Both banks are donating and lending millions of dollars to nonprofits in the Oakland area. Those nonprofits work with diverse and lower-income small-business owners to help them get access to credit. This means training them on how to qualify for loans, and relending money from the big banks to these entrepreneurs.\u003c/p>\n\u003cp>The banks are obligated to help meet the credit needs of the communities where they operate under the\u003ca href=\"https://www.federalreserve.gov/consumerscommunities/cra_about.htm\" target=\"_blank\" rel=\"noopener noreferrer\"> Community Reinvestment Act\u003c/a> (CRA), a federal law that was passed almost 40 years ago. The law has increased the flow of credit to lower-income areas, according to various studies.\u003c/p>\n\u003cp>Still, the business district where Raul Maya’s store is located received only 45 loans and credit card lines of $100,000 or less in 2015, far fewer than wealthier districts in the city with a comparable number of businesses, according to\u003ca href=\"https://www.ffiec.gov/cra/craproducts.htm\" target=\"_blank\" rel=\"noopener noreferrer\"> data\u003c/a> reported by large financial institutions under the CRA. A recent \u003ca href=\"http://www.woodstockinst.org/research/patterns-disparity-small-business-lending-chicago-and-los-angeles-san-diego-regions\" target=\"_blank\" rel=\"noopener noreferrer\">study\u003c/a> of the Los Angeles, San Diego and Chicago areas by the Woodstock Institute found disparities in bank lending by income and race.\u003c/p>\n\u003cp>KQED focused on loans of $100,000 and under because, according to experts, they are most likely to support small local businesses.\u003c/p>\n\u003cp>The federal agency that supervises and grades big national banks on their CRA performance, the Office of the Comptroller of the Currency, has \u003ca href=\"https://www.occ.gov/news-issuances/speeches/2016/pub-speech-2016-150.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">stated\u003c/a> that it is aware more work is needed to address “important remaining issues” on the law’s implementation. The OCC has been reviewing its examination procedures in an effort to make them more rigorous.\u003c/p>\n\u003cp>[SmallBizAmountLoans]\u003c/p>\n\u003cp>\u003cstrong>Crowdfunding As An Inexpensive Alternative\u003c/strong>\u003c/p>\n\u003cp>After getting his high-interest loan through the non-bank lender, Maya found out he could get an inexpensive loan through the crowdfunding website Kiva. The nonprofit offers entrepreneurs in the U.S. and abroad a platform to fundraise for loans with zero interest rates.\u003c/p>\n\u003cp>“Business ownership is a great way to build wealth. (But) the wealth gap persists. So what we’re trying to do is just break that paradigm,” said Jonny Price, head of Kiva’s U.S. operations.\u003c/p>\n\u003cp>With the blessing of the city of Oakland, the organization has ramped up crowdfunding for local small-business owners. Kiva is also trying a new tactic in the Fruitvale by meeting face to face with entrepreneurs who have technical or language barriers.\u003c/p>\n\u003cfigure id=\"attachment_11450853\" class=\"wp-caption aligncenter\" style=\"max-width: 640px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11450853 size-large\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-1020x680.jpg\" alt=\"\" width=\"640\" height=\"427\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-1180x787.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-960x640.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-240x160.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-375x250.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-520x347.jpg 520w\" sizes=\"(max-width: 640px) 100vw, 640px\">\u003cfigcaption class=\"wp-caption-text\">Jonny Price and Alejandra Pena confer at Kiva’s headquarters in San Francisco on March 29, 2017. The nonprofit is trying a new approach with entrepreneurs in Oakland’s Fruitvale, which includes technical and language assistance. \u003ccite>(Farida Jhabvala Romero/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>One Tuesday morning, a dozen women entrepreneurs, some with children in tow, huddled around a table at Maya’s store and lent $100 to each other through Kiva. Then they become eligible to start fundraising up to $2,000 from the organization’s worldwide pool of lenders.\u003c/p>\n\u003cp>Bety Ugalde, a single mom of three, sells shoes imported from Mexico. She said her business is taking off. Before opening it, she used to work two jobs as a cook, sleeping only three hours some nights, but was still unable to afford her rent.\u003c/p>\n\u003cp>“Now I feel happier because I have this business and a half-time job and I can make ends meet,” said Ugalde in Spanish. She added she plans to use her loan to stock more merchandise.\u003c/p>\n\u003cp>Overseeing all this activity at his store is Maya. He bustles about, bringing coffee and sweet bread to the women entrepreneurs at the weekly meetings.\u003c/p>\n\u003cp>“What’s nice is that you can lend that money again to a new person who’s starting,” said Maya. “I tell them, we have to be united. We’ve got to support new people coming in.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>The group that meets at Maya’s shop has now grown to about 70 people.\u003c/p>\n\n",
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"excerpt": "A KQED investigation found that the wealthiest business districts in Alameda County got the most in loans and credit cards in 2015. While economists say that lack of access constrains small businesses in predominantly minority communities, large banks say many of these entrepreneurs struggle to meet the criteria that qualify them for financing. ",
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"title": "Entrepreneur in a Low-Income Area? Good Luck Getting a Bank Loan | KQED",
"description": "A KQED investigation found that the wealthiest business districts in Alameda County got the most in loans and credit cards in 2015. While economists say that lack of access constrains small businesses in predominantly minority communities, large banks say many of these entrepreneurs struggle to meet the criteria that qualify them for financing. ",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>When Raul Maya first came to the U.S. from southern Mexico, he worked as a dishwasher at a restaurant making less than $5 an hour. Then he moved up to working as a busboy and cashier. It took him years to save enough money to open up a menswear shop, Fashion Palace, in Oakland’s predominantly Latino Fruitvale district.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Most of Maya’s customers live nearby. On a recent afternoon, they streamed into the store from shifts at restaurants and construction sites; some still wore paint stains on their clothes. They came looking for suits and Maya’s own designs of long-sleeved cotton shirts to wear at weddings and events.\u003c/p>\n\u003cp>“Everyone going to parties around here, I help them get dressed up,” said Maya in Spanish, and chuckled. “Sometimes they’ll end up buying more clothes because they see they look great!”\u003c/p>\n\u003cp>But there’s been a nagging issue for him and other small-business owners he knows in the neighborhood: access to credit through banks, which generally offer the lowest interest rates in the market.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Businesses in lower-income census tracts in Alameda County, including the area where Maya is located, received significantly fewer bank loans and credit cards than the wealthiest business districts in 2015, according to a KQED analysis of the most recent federal public data.\u003c/p>\n\u003cp>Economists say this points to an unmet need for bank credit among entrepreneurs in predominantly minority and underserved communities. That in turn, pushes small-business owners to get more expensive loans that can eat up their profits and limit their ability to succeed.\u003c/p>\n\u003cp>Large banks and other lenders counter that many entrepreneurs — particularly in the communities hardest hit by the Great Recession — struggle to meet the criteria that qualify them for responsible financing.\u003c/p>\n\u003cp>[bizLoanNoLoans]\u003cstrong>Rates Higher For Business Owners with Low Credit\u003c/strong>\u003c/p>\n\u003cp>Three years ago, Maya ran into a serious cash-flow problem and tried applying for a credit card from his bank, but was rejected.\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">“They said my credit score wasn’t high enough. I never got a loan or credit card, not even for $50, from a bank,” said Maya, who\u003c/span> turned instead to a more costly loan for $5,000 from a non-bank lender nearby.\u003c/p>\n\u003cp>He did not want to name the lender, as he is still paying them an additional $3,000 in interest.\u003c/p>\n\u003cp>“\u003cspan style=\"font-weight: 400\">You know that they are charging you too much in interest, but because of your economic situation you have to take it,” said Maya. “Although later you are in hell and it’s a long road to finish paying.”\u003c/span>\u003c/p>\n\u003cp>Maya’s loan adds up to about a 35 percent annual percentage rate (APR). But he could have paid much more. Hundreds of thousands of borrowers are facing triple-digit interest rates in California, \u003ca href=\"http://www.dbo.ca.gov/Press/press_releases/2016/2015_CFLL_Annual_Report_Press_Release_06-30-16.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">according to\u003c/a> the state’s Department of Business Oversight.\u003c/p>\n\u003cp>Lending companies need to charge more to provide much needed access to credit for customers who would not receive it at banks, said Thomas Leonard, executive director of the California Financial Service Providers Association, which represents dozens of non-bank lenders.\u003c/p>\n\u003cp>“Rates are going to be higher for customers that have a lesser amount of credit. And what you find is that the interest rates become really a product of risk,” said Leonard, a former banker.\u003c/p>\n\u003cp>\u003cstrong>‘Unequal Access’ To Credit\u003c/strong>\u003c/p>\n\u003cp>Latinos are \u003ca href=\"https://ww2.kqed.org/news/2017/01/23/latino-businesses-struggle-to-get-funding-to-grow-survey-says/\" target=\"_blank\" rel=\"noopener noreferrer\">starting businesses\u003c/a> at a faster rate than other groups in the country. But their ventures have higher failure rates or grow at a slower pace partly because they have less capital, said Robert Fairlie, an economist at UC Santa Cruz.\u003c/p>\n\u003cp>“They’re less likely to get bank loans. They’re less likely to be able to tap into family and friends’ wealth or neighborhood wealth. So all those things kind of work against them,” said Fairlie, who has researched minority-owned enterprises for two decades.\u003c/p>\n\u003cp>That unequal access to credit, said Fairlie, contributes to the massive wealth gap in this country because small businesses generate jobs and wealth for their communities.\u003c/p>\n\u003cp>The median wealth of white households in this country in 2011 was $110,000, compared with less than $8,000 for Latinos and African-Americans, \u003ca href=\"https://www.census.gov/topics/income-poverty/wealth/data.html\">according to the U.S. Census\u003c/a>. Median wealth — also known as net worth — is the difference between one’s assets, such as income, savings and a home — and liabilities, or debts.\u003c/p>\n\u003cp>Spokespeople for Wells Fargo and JPMorgan Chase, the\u003ca href=\"https://www.federalreserve.gov/releases/lbr/current/\" target=\"_blank\" rel=\"noopener noreferrer\"> largest banks\u003c/a> in the U.S., said that increasing lending to small businesses in diverse communities is a priority.\u003c/p>\u003cp>\u003c/p>\u003cp>\u003c/p>\n\u003cp>“We want to make every responsible loan we possibly can to help creditworthy small businesses that are seeking credit,” wrote Ruben Pulido, a spokesman for Wells Fargo in San Francisco. He added that credit-readiness, including the ability of small-business owners to show they are able to repay, is a top limiting factor in making more loans.\u003c/p>\n\u003cp>Both banks are donating and lending millions of dollars to nonprofits in the Oakland area. Those nonprofits work with diverse and lower-income small-business owners to help them get access to credit. This means training them on how to qualify for loans, and relending money from the big banks to these entrepreneurs.\u003c/p>\n\u003cp>The banks are obligated to help meet the credit needs of the communities where they operate under the\u003ca href=\"https://www.federalreserve.gov/consumerscommunities/cra_about.htm\" target=\"_blank\" rel=\"noopener noreferrer\"> Community Reinvestment Act\u003c/a> (CRA), a federal law that was passed almost 40 years ago. The law has increased the flow of credit to lower-income areas, according to various studies.\u003c/p>\n\u003cp>Still, the business district where Raul Maya’s store is located received only 45 loans and credit card lines of $100,000 or less in 2015, far fewer than wealthier districts in the city with a comparable number of businesses, according to\u003ca href=\"https://www.ffiec.gov/cra/craproducts.htm\" target=\"_blank\" rel=\"noopener noreferrer\"> data\u003c/a> reported by large financial institutions under the CRA. A recent \u003ca href=\"http://www.woodstockinst.org/research/patterns-disparity-small-business-lending-chicago-and-los-angeles-san-diego-regions\" target=\"_blank\" rel=\"noopener noreferrer\">study\u003c/a> of the Los Angeles, San Diego and Chicago areas by the Woodstock Institute found disparities in bank lending by income and race.\u003c/p>\n\u003cp>KQED focused on loans of $100,000 and under because, according to experts, they are most likely to support small local businesses.\u003c/p>\n\u003cp>The federal agency that supervises and grades big national banks on their CRA performance, the Office of the Comptroller of the Currency, has \u003ca href=\"https://www.occ.gov/news-issuances/speeches/2016/pub-speech-2016-150.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">stated\u003c/a> that it is aware more work is needed to address “important remaining issues” on the law’s implementation. The OCC has been reviewing its examination procedures in an effort to make them more rigorous.\u003c/p>\n\u003cp>[SmallBizAmountLoans]\u003c/p>\n\u003cp>\u003cstrong>Crowdfunding As An Inexpensive Alternative\u003c/strong>\u003c/p>\n\u003cp>After getting his high-interest loan through the non-bank lender, Maya found out he could get an inexpensive loan through the crowdfunding website Kiva. The nonprofit offers entrepreneurs in the U.S. and abroad a platform to fundraise for loans with zero interest rates.\u003c/p>\n\u003cp>“Business ownership is a great way to build wealth. (But) the wealth gap persists. So what we’re trying to do is just break that paradigm,” said Jonny Price, head of Kiva’s U.S. operations.\u003c/p>\n\u003cp>With the blessing of the city of Oakland, the organization has ramped up crowdfunding for local small-business owners. Kiva is also trying a new tactic in the Fruitvale by meeting face to face with entrepreneurs who have technical or language barriers.\u003c/p>\n\u003cfigure id=\"attachment_11450853\" class=\"wp-caption aligncenter\" style=\"max-width: 640px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11450853 size-large\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-1020x680.jpg\" alt=\"\" width=\"640\" height=\"427\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-1180x787.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-960x640.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-240x160.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-375x250.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/05/RS25304_IMG_0614-qut-1-520x347.jpg 520w\" sizes=\"(max-width: 640px) 100vw, 640px\">\u003cfigcaption class=\"wp-caption-text\">Jonny Price and Alejandra Pena confer at Kiva’s headquarters in San Francisco on March 29, 2017. The nonprofit is trying a new approach with entrepreneurs in Oakland’s Fruitvale, which includes technical and language assistance. \u003ccite>(Farida Jhabvala Romero/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>One Tuesday morning, a dozen women entrepreneurs, some with children in tow, huddled around a table at Maya’s store and lent $100 to each other through Kiva. Then they become eligible to start fundraising up to $2,000 from the organization’s worldwide pool of lenders.\u003c/p>\n\u003cp>Bety Ugalde, a single mom of three, sells shoes imported from Mexico. She said her business is taking off. Before opening it, she used to work two jobs as a cook, sleeping only three hours some nights, but was still unable to afford her rent.\u003c/p>\n\u003cp>“Now I feel happier because I have this business and a half-time job and I can make ends meet,” said Ugalde in Spanish. She added she plans to use her loan to stock more merchandise.\u003c/p>\n\u003cp>Overseeing all this activity at his store is Maya. He bustles about, bringing coffee and sweet bread to the women entrepreneurs at the weekly meetings.\u003c/p>\n\u003cp>“What’s nice is that you can lend that money again to a new person who’s starting,” said Maya. “I tell them, we have to be united. We’ve got to support new people coming in.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The group that meets at Maya’s shop has now grown to about 70 people.\u003c/p>\n\n\u003c/div>\u003c/p>",
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},
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"title": "The California Report Magazine",
"tagline": "Your state, your stories",
"info": "Every week, The California Report Magazine takes you on a road trip for the ears: to visit the places and meet the people who make California unique. The in-depth storytelling podcast from the California Report.",
"airtime": "FRI 4:30pm-5pm, 6:30pm-7pm, 11pm-11:30pm",
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"officialWebsiteLink": "/californiareportmagazine",
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"order": 10
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"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM3NjkwNjk1OTAz",
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},
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"info": "A one-hour radio program to hear celebrated writers, artists and thinkers address contemporary ideas and values, often discussing the creative process. Please note: tapes or transcripts are not available",
"imageSrc": "https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/05/cityartsandlecture-300x300.jpg",
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"airtime": "SUN 1pm-2pm, TUE 10pm, WED 1am",
"meta": {
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"source": "City Arts & Lectures"
},
"link": "https://www.cityarts.net",
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"rss": "https://www.cityarts.net/feed/"
}
},
"closealltabs": {
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"order": 1
},
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"info": "\u003cem>Code Switch\u003c/em>, which listeners will hear in the first part of the hour, has fearless and much-needed conversations about race. Hosted by journalists of color, the show tackles the subject of race head-on, exploring how it impacts every part of society — from politics and pop culture to history, sports and more.\u003cbr />\u003cbr />\u003cem>Life Kit\u003c/em>, which will be in the second part of the hour, guides you through spaces and feelings no one prepares you for — from finances to mental health, from workplace microaggressions to imposter syndrome, from relationships to parenting. The show features experts with real world experience and shares their knowledge. Because everyone needs a little help being human.\u003cbr />\u003cbr />\u003ca href=\"https://www.npr.org/podcasts/510312/codeswitch\">\u003cem>Code Switch\u003c/em> offical site and podcast\u003c/a>\u003cbr />\u003ca href=\"https://www.npr.org/lifekit\">\u003cem>Life Kit\u003c/em> offical site and podcast\u003c/a>\u003cbr />",
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"id": "commonwealth-club",
"title": "Commonwealth Club of California Podcast",
"info": "The Commonwealth Club of California is the nation's oldest and largest public affairs forum. As a non-partisan forum, The Club brings to the public airwaves diverse viewpoints on important topics. The Club's weekly radio broadcast - the oldest in the U.S., dating back to 1924 - is carried across the nation on public radio stations and is now podcasting. Our website archive features audio of our recent programs, as well as selected speeches from our long and distinguished history. This podcast feed is usually updated twice a week and is always un-edited.",
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"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Commonwealth-Club-Podcast-Tile-360x360-1.jpg",
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"source": "Commonwealth Club of California"
},
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"google": "https://podcasts.google.com/feed/aHR0cDovL3d3dy5jb21tb253ZWFsdGhjbHViLm9yZy9hdWRpby9wb2RjYXN0L3dlZWtseS54bWw",
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"title": "Forum",
"tagline": "The conversation starts here",
"info": "KQED’s live call-in program discussing local, state, national and international issues, as well as in-depth interviews.",
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"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Forum-Podcast-Tile-703x703-1.jpg",
"imageAlt": "KQED Forum with Mina Kim and Alexis Madrigal",
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"source": "kqed",
"order": 9
},
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"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM5NTU3MzgxNjMz",
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"officialWebsiteLink": "http://freakonomics.com/",
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"meta": {
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"source": "WNYC"
},
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"apple": "https://itunes.apple.com/us/podcast/freakonomics-radio/id354668519",
"tuneIn": "https://tunein.com/podcasts/WNYC-Podcasts/Freakonomics-Radio-p272293/",
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},
"fresh-air": {
"id": "fresh-air",
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"apple": "https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?s=143441&mt=2&id=214089682&at=11l79Y&ct=nprdirectory",
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"info": "A live production of NPR and WBUR Boston, in collaboration with stations across the country, Here & Now reflects the fluid world of news as it's happening in the middle of the day, with timely, in-depth news, interviews and conversation. Hosted by Robin Young, Jeremy Hobson and Tonya Mosley.",
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"hidden-brain": {
"id": "hidden-brain",
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"info": "Shankar Vedantam uses science and storytelling to reveal the unconscious patterns that drive human behavior, shape our choices and direct our relationships.",
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"airtime": "SUN 7pm-8pm",
"meta": {
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"source": "NPR"
},
"link": "/radio/program/hidden-brain",
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"how-i-built-this": {
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"title": "How I Built This with Guy Raz",
"info": "Guy Raz dives into the stories behind some of the world's best known companies. How I Built This weaves a narrative journey about innovators, entrepreneurs and idealists—and the movements they built.",
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"airtime": "SUN 7:30pm-8pm",
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},
"link": "/radio/program/how-i-built-this",
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"npr": "https://rpb3r.app.goo.gl/3zxy",
"apple": "https://itunes.apple.com/us/podcast/how-i-built-this-with-guy-raz/id1150510297?mt=2",
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"hyphenacion": {
"id": "hyphenacion",
"title": "Hyphenación",
"tagline": "Where conversation and cultura meet",
"info": "What kind of no sabo word is Hyphenación? For us, it’s about living within a hyphenation. Like being a third-gen Mexican-American from the Texas border now living that Bay Area Chicano life. Like Xorje! Each week we bring together a couple of hyphenated Latinos to talk all about personal life choices: family, careers, relationships, belonging … everything is on the table. ",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2025/03/Hyphenacion_FinalAssets_PodcastTile.png",
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"officialWebsiteLink": "/podcasts/hyphenacion",
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"order": 15
},
"link": "/podcasts/hyphenacion",
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},
"jerrybrown": {
"id": "jerrybrown",
"title": "The Political Mind of Jerry Brown",
"tagline": "Lessons from a lifetime in politics",
"info": "The Political Mind of Jerry Brown brings listeners the wisdom of the former Governor, Mayor, and presidential candidate. Scott Shafer interviewed Brown for more than 40 hours, covering the former governor's life and half-century in the political game and Brown has some lessons he'd like to share. ",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/The-Political-Mind-of-Jerry-Brown-Podcast-Tile-703x703-1.jpg",
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"officialWebsiteLink": "/podcasts/jerrybrown",
"meta": {
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"order": 18
},
"link": "/podcasts/jerrybrown",
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}
},
"latino-usa": {
"id": "latino-usa",
"title": "Latino USA",
"airtime": "MON 1am-2am, SUN 6pm-7pm",
"info": "Latino USA, the radio journal of news and culture, is the only national, English-language radio program produced from a Latino perspective.",
"imageSrc": "https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/latinoUsa.jpg",
"officialWebsiteLink": "http://latinousa.org/",
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},
"link": "/radio/program/latino-usa",
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"apple": "https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?s=143441&mt=2&id=79681317&at=11l79Y&ct=nprdirectory",
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"rss": "https://feeds.npr.org/510016/podcast.xml"
}
},
"marketplace": {
"id": "marketplace",
"title": "Marketplace",
"info": "Our flagship program, helmed by Kai Ryssdal, examines what the day in money delivered, through stories, conversations, newsworthy numbers and more. Updated Monday through Friday at about 3:30 p.m. PT.",
"airtime": "MON-FRI 4pm-4:30pm, MON-WED 6:30pm-7pm",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Marketplace-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.marketplace.org/",
"meta": {
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"source": "American Public Media"
},
"link": "/radio/program/marketplace",
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"rss": "https://feeds.publicradio.org/public_feeds/marketplace-pm/rss/rss"
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},
"masters-of-scale": {
"id": "masters-of-scale",
"title": "Masters of Scale",
"info": "Masters of Scale is an original podcast in which LinkedIn co-founder and Greylock Partner Reid Hoffman sets out to describe and prove theories that explain how great entrepreneurs take their companies from zero to a gazillion in ingenious fashion.",
"airtime": "Every other Wednesday June 12 through October 16 at 8pm (repeats Thursdays at 2am)",
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"officialWebsiteLink": "https://mastersofscale.com/",
"meta": {
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"source": "WaitWhat"
},
"link": "/radio/program/masters-of-scale",
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"rss": "https://rss.art19.com/masters-of-scale"
}
},
"mindshift": {
"id": "mindshift",
"title": "MindShift",
"tagline": "A podcast about the future of learning and how we raise our kids",
"info": "The MindShift podcast explores the innovations in education that are shaping how kids learn. Hosts Ki Sung and Katrina Schwartz introduce listeners to educators, researchers, parents and students who are developing effective ways to improve how kids learn. We cover topics like how fed-up administrators are developing surprising tactics to deal with classroom disruptions; how listening to podcasts are helping kids develop reading skills; the consequences of overparenting; and why interdisciplinary learning can engage students on all ends of the traditional achievement spectrum. This podcast is part of the MindShift education site, a division of KQED News. KQED is an NPR/PBS member station based in San Francisco. You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Mindshift-Podcast-Tile-703x703-1.jpg",
"imageAlt": "KQED MindShift: How We Will Learn",
"officialWebsiteLink": "/mindshift/",
"meta": {
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"source": "kqed",
"order": 12
},
"link": "/podcasts/mindshift",
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"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM1NzY0NjAwNDI5",
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}
},
"morning-edition": {
"id": "morning-edition",
"title": "Morning Edition",
"info": "\u003cem>Morning Edition\u003c/em> takes listeners around the country and the world with multi-faceted stories and commentaries every weekday. Hosts Steve Inskeep, David Greene and Rachel Martin bring you the latest breaking news and features to prepare you for the day.",
"airtime": "MON-FRI 3am-9am",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/Morning-Edition-Podcast-Tile-360x360-1.jpg",
"officialWebsiteLink": "https://www.npr.org/programs/morning-edition/",
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"link": "/radio/program/morning-edition"
},
"onourwatch": {
"id": "onourwatch",
"title": "On Our Watch",
"tagline": "Deeply-reported investigative journalism",
"info": "For decades, the process for how police police themselves has been inconsistent – if not opaque. In some states, like California, these proceedings were completely hidden. After a new police transparency law unsealed scores of internal affairs files, our reporters set out to examine these cases and the shadow world of police discipline. On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?",
"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/On-Our-Watch-Podcast-Tile-703x703-1.jpg",
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"officialWebsiteLink": "/podcasts/onourwatch",
"meta": {
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"source": "kqed",
"order": 11
},
"link": "/podcasts/onourwatch",
"subscribe": {
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"google": "https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5ucHIub3JnLzUxMDM2MC9wb2RjYXN0LnhtbD9zYz1nb29nbGVwb2RjYXN0cw",
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},
"on-the-media": {
"id": "on-the-media",
"title": "On The Media",
"info": "Our weekly podcast explores how the media 'sausage' is made, casts an incisive eye on fluctuations in the marketplace of ideas, and examines threats to the freedom of information and expression in America and abroad. For one hour a week, the show tries to lift the veil from the process of \"making media,\" especially news media, because it's through that lens that we see the world and the world sees us",
"airtime": "SUN 2pm-3pm, MON 12am-1am",
"imageSrc": "https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/onTheMedia.png",
"officialWebsiteLink": "https://www.wnycstudios.org/shows/otm",
"meta": {
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"source": "wnyc"
},
"link": "/radio/program/on-the-media",
"subscribe": {
"apple": "https://itunes.apple.com/us/podcast/on-the-media/id73330715?mt=2",
"tuneIn": "https://tunein.com/radio/On-the-Media-p69/",
"rss": "http://feeds.wnyc.org/onthemedia"
}
},
"pbs-newshour": {
"id": "pbs-newshour",
"title": "PBS NewsHour",
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