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"content": "\u003cp>\u003cstrong>Update:\u003c/strong> \u003ca href=\"http://ww2.kqed.org/news/2013/02/25/kids-without-vaccination-obama-details-sequester-budget-cuts-in-california/\">Barack Obama warns of kids going without vaccination and other severe effects of sequestration.\u003cbr>\n\u003c/a>\u003cbr>\nThere’s no question California will suffer if Congress can’t reach a budget deal. The “sequester” cuts scheduled to start March 1 would hit schools, health care, parks, transportation — just about anything connected to government.\u003c/p>\n\u003cfigure id=\"attachment_82906\" class=\"wp-caption alignright\" style=\"max-width: 300px\">\u003ca href=\"http://ww2.kqed.org/news/2012/12/13/nonprofits-wade-into-political-giving/money-piggy-bank-flickr-kenteegarden/\" rel=\"attachment wp-att-82906\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-82906\" src=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/12/money-piggy-bank-flickr-kenteegarden.jpg\" alt=\"Flicker/Kenteegarden\" width=\"300\" height=\"204\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Flicker/Kenteegarden\u003c/figcaption>\u003c/figure>\n\u003cp>On Friday, U.S. Transportation Secretary Ray LaHood\u003ca href=\"http://www.faa.gov/news/updates/media/2013_02_22_10_00_10.pdf\"> warned \u003c/a>that “flights to major cities like New York, Chicago and San Francisco could experience delays of up to 90 minutes during peak hours becasue we will have fewer controllers on staff.”\u003c/p>\n\u003cp>But predictions of a devastating blow to the state’s economy may be a little exaggerated. “The effect would be a small reduction in spending, which would mean a small effect on jobs,” says Stephen Levy, director and senior Economist of the Center for Continuing Study of the California Economy in Palo Alto.\u003c/p>\n\u003cp>Out of $85 billion in cuts to federal programs planned for the next fiscal year, $9 to $10 billion would come out of programs in California, says Levy. “That’s a very small percentage of the total California economy, which is about $2,000 billion.”\u003c!--more-->\u003c/p>\n\u003cp>That doesn’t mean we can all relax.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The sequester threat dates back to August 2011 when Democrats and Republicans were battling over the amount the federal government could legally borrow to pay its bills.\u003c/p>\n\u003cp>Republicans didn’t want to raise the debt ceiling unless Democrats agreed to budget cuts. Democrats didn’t want to cut.\u003c/p>\n\u003cp>As a compromise, Congress came up with a package of cuts that would go into effect if a bipartisan committee couldn’t come up with a better deal: $850 billion would be subtracted from the budgets of dozens of federal agencies over 10 years, and half of it would come out of the military.\u003c/p>\n\u003cp>“The idea is that Republicans would hate defense cuts and Democrats would hate non-defense cuts,” says Alan J. Auerbach, a University of California Berkeley professor of economics and law. “So the committee would come up with an agreement. But the committee didn’t come up with an agreement.”\u003c/p>\n\u003cp>The cuts were originally scheduled for Jan. 1, but the two sides agreed to push the deadline back to March 1 in hopes of working something out. They still haven’t reached a deal.\u003c/p>\n\u003cp>Democrats are still holding out for tax increases to make the cuts less severe, and Republicans are determined not to raise taxes, \u003ca href=\"http://www.nytimes.com/2013/02/21/us/politics/gop-resisting-obama-on-tax-increase.html?pagewanted=1&_r=2\">the New York Times reports\u003c/a>.\u003c/p>\n\u003cp>Auerbach is still betting that the two sides will reach a deal to avoid the cuts. “They were designed to be unpleasant and force and agreement, and I think they will do that,” he says.\u003c/p>\n\u003cp>What if they don’t?\u003c/p>\n\u003cp>It’s not a pretty picture. The economy is still sluggish, and less federal spending means it will take even longer to pick up speed, says Auerbach.\u003c/p>\n\u003cp>To be sure, some cuts may be necessary, he says. The government has been spending more than it takes in, and that’s not good for the economy in the long term. But the biggest increase has been in entitlement programs like Social Security and Medicare, and these are exempted from the sequestration cuts.\u003c/p>\n\u003cp>“If I could design policy, I would put in place a variety of structural reforms to entitlement programs and phase them in over time,” Auerbach says. By “structural reforms” he means careful cuts, like for example raising the age when people become eligible for benefits, as opposed to suddenly trimming a percentage from everyone’s Social Security check. He’d also increase taxes over time.\u003c/p>\n\u003cp>But he wouldn’t do any of that right away, because he thinks the economy is too weak right now.\u003c/p>\n\u003cp>Levy agrees with estimates he’s seen that the cuts could trim about half a percentage point from the national gross national product, and thinks California would suffer that proportionally.\u003c/p>\n\u003cp>In most respects, California would have a similar experience to the rest of the country.\u003c/p>\n\u003cp>The most immediate jolt would come if LaHood follows through on his threat to furlough air traffic controllers and shut down 100 air traffic control towers.\u003c/p>\n\u003cp>National parks could shorten hours. \u003ca href=\"http://www.npr.org/blogs/health/2013/02/19/172415025/how-the-sequester-could-affect-health-care\">Doctors \u003c/a>could lose 2 percent of their Medicare payments. Millions of dollars could evaporate from school districts.\u003c/p>\n\u003cp>Levy thinks the most serious effect would be the long-term consequence of reductions in research money from the National Institutes of Health, the National Science Foundation, universities and other institutions and other programs that lead to future inventions — “the kind of things that support the venture capital economy in California.”\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>It could be our grandchildren who suffer the most.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cstrong>Update:\u003c/strong> \u003ca href=\"http://ww2.kqed.org/news/2013/02/25/kids-without-vaccination-obama-details-sequester-budget-cuts-in-california/\">Barack Obama warns of kids going without vaccination and other severe effects of sequestration.\u003cbr>\n\u003c/a>\u003cbr>\nThere’s no question California will suffer if Congress can’t reach a budget deal. The “sequester” cuts scheduled to start March 1 would hit schools, health care, parks, transportation — just about anything connected to government.\u003c/p>\n\u003cfigure id=\"attachment_82906\" class=\"wp-caption alignright\" style=\"max-width: 300px\">\u003ca href=\"http://ww2.kqed.org/news/2012/12/13/nonprofits-wade-into-political-giving/money-piggy-bank-flickr-kenteegarden/\" rel=\"attachment wp-att-82906\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-82906\" src=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/12/money-piggy-bank-flickr-kenteegarden.jpg\" alt=\"Flicker/Kenteegarden\" width=\"300\" height=\"204\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Flicker/Kenteegarden\u003c/figcaption>\u003c/figure>\n\u003cp>On Friday, U.S. Transportation Secretary Ray LaHood\u003ca href=\"http://www.faa.gov/news/updates/media/2013_02_22_10_00_10.pdf\"> warned \u003c/a>that “flights to major cities like New York, Chicago and San Francisco could experience delays of up to 90 minutes during peak hours becasue we will have fewer controllers on staff.”\u003c/p>\n\u003cp>But predictions of a devastating blow to the state’s economy may be a little exaggerated. “The effect would be a small reduction in spending, which would mean a small effect on jobs,” says Stephen Levy, director and senior Economist of the Center for Continuing Study of the California Economy in Palo Alto.\u003c/p>\n\u003cp>Out of $85 billion in cuts to federal programs planned for the next fiscal year, $9 to $10 billion would come out of programs in California, says Levy. “That’s a very small percentage of the total California economy, which is about $2,000 billion.”\u003c!--more-->\u003c/p>\n\u003cp>That doesn’t mean we can all relax.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The sequester threat dates back to August 2011 when Democrats and Republicans were battling over the amount the federal government could legally borrow to pay its bills.\u003c/p>\n\u003cp>Republicans didn’t want to raise the debt ceiling unless Democrats agreed to budget cuts. Democrats didn’t want to cut.\u003c/p>\n\u003cp>As a compromise, Congress came up with a package of cuts that would go into effect if a bipartisan committee couldn’t come up with a better deal: $850 billion would be subtracted from the budgets of dozens of federal agencies over 10 years, and half of it would come out of the military.\u003c/p>\n\u003cp>“The idea is that Republicans would hate defense cuts and Democrats would hate non-defense cuts,” says Alan J. Auerbach, a University of California Berkeley professor of economics and law. “So the committee would come up with an agreement. But the committee didn’t come up with an agreement.”\u003c/p>\n\u003cp>The cuts were originally scheduled for Jan. 1, but the two sides agreed to push the deadline back to March 1 in hopes of working something out. They still haven’t reached a deal.\u003c/p>\n\u003cp>Democrats are still holding out for tax increases to make the cuts less severe, and Republicans are determined not to raise taxes, \u003ca href=\"http://www.nytimes.com/2013/02/21/us/politics/gop-resisting-obama-on-tax-increase.html?pagewanted=1&_r=2\">the New York Times reports\u003c/a>.\u003c/p>\n\u003cp>Auerbach is still betting that the two sides will reach a deal to avoid the cuts. “They were designed to be unpleasant and force and agreement, and I think they will do that,” he says.\u003c/p>\n\u003cp>What if they don’t?\u003c/p>\n\u003cp>It’s not a pretty picture. The economy is still sluggish, and less federal spending means it will take even longer to pick up speed, says Auerbach.\u003c/p>\n\u003cp>To be sure, some cuts may be necessary, he says. The government has been spending more than it takes in, and that’s not good for the economy in the long term. But the biggest increase has been in entitlement programs like Social Security and Medicare, and these are exempted from the sequestration cuts.\u003c/p>\n\u003cp>“If I could design policy, I would put in place a variety of structural reforms to entitlement programs and phase them in over time,” Auerbach says. By “structural reforms” he means careful cuts, like for example raising the age when people become eligible for benefits, as opposed to suddenly trimming a percentage from everyone’s Social Security check. He’d also increase taxes over time.\u003c/p>\n\u003cp>But he wouldn’t do any of that right away, because he thinks the economy is too weak right now.\u003c/p>\n\u003cp>Levy agrees with estimates he’s seen that the cuts could trim about half a percentage point from the national gross national product, and thinks California would suffer that proportionally.\u003c/p>\n\u003cp>In most respects, California would have a similar experience to the rest of the country.\u003c/p>\n\u003cp>The most immediate jolt would come if LaHood follows through on his threat to furlough air traffic controllers and shut down 100 air traffic control towers.\u003c/p>\n\u003cp>National parks could shorten hours. \u003ca href=\"http://www.npr.org/blogs/health/2013/02/19/172415025/how-the-sequester-could-affect-health-care\">Doctors \u003c/a>could lose 2 percent of their Medicare payments. Millions of dollars could evaporate from school districts.\u003c/p>\n\u003cp>Levy thinks the most serious effect would be the long-term consequence of reductions in research money from the National Institutes of Health, the National Science Foundation, universities and other institutions and other programs that lead to future inventions — “the kind of things that support the venture capital economy in California.”\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>It could be our grandchildren who suffer the most.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cfigure id=\"attachment_74650\" class=\"wp-caption alignleft\" style=\"max-width: 237px\">\u003ca href=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/08/job-seekers.jpg\">\u003cimg class=\"size-medium wp-image-74650 \" title=\"jobs\" src=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/08/job-seekers-300x224.jpg\" alt=\"\" width=\"237\" height=\"176\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Young job-seekers look over a list of possible posts. (Getty Images)\u003c/figcaption>\u003c/figure>\n\u003cp>California's jobless rate stayed stuck at 9.8 percent in December, but Bay Area rates were much lower, according to a report from the Employment Development Department.\u003c/p>\n\u003cp>Statewide unemployment dipped below 10 percent in November for the first time since the beginning of the recession.\u003c/p>\n\u003cp>All the Bay Area counties had jobless rates under 9 percent, with Marin's 5.5-percent rate the lowest in the state.\u003c/p>\n\u003cp>Comparing December 2012 to December 2011, the department found that nonfarm jobs increased by 225,900 jobs (up 1.6 percent).\u003c/p>\n\u003caside class=\"pullquote alignleft\">\u003ca href=\"http://www.edd.ca.gov/About_EDD/pdf/urate201301.pdf\">\u003cstrong>Full county-by-county numbers\u003c/strong>\u003c/a>\u003c/aside>\n\u003cp>Crunching the department's county-by-county numbers, the Contra Costa times reported that the Bay Area added 91,400 jobs in seasonally adjusted numbers:\u003c/p>\n\u003cblockquote>\u003cp>That was the best annual gain since 2000, when the nine-county region added 129,000 jobs at the apex of the Internet surge.\u003c!--more-->\u003c/p>\n\u003cp>The South Bay added about 29,000 jobs during 2012, while the San Francisco-San Mateo-Marin region gained approximately 31,000 jobs and the East Bay added about 21,000.\u003c/p>\n\u003cp>The Bay Area job market increased its numbers by 2.9\u003c/p>\u003c/blockquote>\n\u003cp>Steven Levy of the Center for the Continuing Study of the California Economy told the Associated Press that the state has made important gains since a year ago as its economy continues to rebound.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\"Looking at the past 12 months California has slightly outpaced the nation in job growth, which is expected to continue in 2013,\" he said. \"While the state benefits from a surge in technology jobs, a rebound in tourism and rising construction levels, California's growth is still tied to the uncertainties in the national economy around fiscal challenges and the slower world economy growth.\"\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Some sectors of the state economy are doing better than others, the department said in a news release:\u003c/p>\n\u003cblockquote>\u003cp>Three categories (construction; information; and educational and health services)\u003cbr>\nadded jobs over the month, gaining 16,800 jobs. Educational and health services\u003cbr>\nposted the largest increase over the month, adding 9,200 jobs.\u003c/p>\n\u003cp>Eight categories (mining and logging; manufacturing; trade, transportation and\u003cbr>\nutilities; financial activities; professional and business services; leisure and\u003cbr>\nhospitality; other services; and government) reported job declines over the\u003cbr>\nmonth, down 34,300 jobs. Trade, transportation and utilities posted the largest\u003cbr>\ndecrease over the month, down 11,200 jobs.\u003c/p>\u003c/blockquote>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\"Looking at the past 12 months California has slightly outpaced the nation in job growth, which is expected to continue in 2013,\" he said. \"While the state benefits from a surge in technology jobs, a rebound in tourism and rising construction levels, California's growth is still tied to the uncertainties in the national economy around fiscal challenges and the slower world economy growth.\"\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Some sectors of the state economy are doing better than others, the department said in a news release:\u003c/p>\n\u003cblockquote>\u003cp>Three categories (construction; information; and educational and health services)\u003cbr>\nadded jobs over the month, gaining 16,800 jobs. Educational and health services\u003cbr>\nposted the largest increase over the month, adding 9,200 jobs.\u003c/p>\n\u003cp>Eight categories (mining and logging; manufacturing; trade, transportation and\u003cbr>\nutilities; financial activities; professional and business services; leisure and\u003cbr>\nhospitality; other services; and government) reported job declines over the\u003cbr>\nmonth, down 34,300 jobs. Trade, transportation and utilities posted the largest\u003cbr>\ndecrease over the month, down 11,200 jobs.\u003c/p>\u003c/blockquote>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cfigure id=\"attachment_74652\" class=\"wp-caption alignright\" style=\"max-width: 300px\">\u003ca href=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/08/job-seekers1.jpg\">\u003cimg class=\"size-medium wp-image-74652\" title=\"jobs\" src=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/08/job-seekers1-300x224.jpg\" alt=\"\" width=\"300\" height=\"224\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Job seekers look over lists of possible posts. (Getty Images)\u003c/figcaption>\u003c/figure>\n\u003cp>(Bay City News) While much of the state and the country grapples with joblessness, San Francisco is seeing growth in Internet and biotech jobs, according to new data released by San Francisco County Assessor-Recorder Phil Ting.\u003c/p>\n\u003cp>Ting's data suggests that 21st Century jobs are growing in San Francisco neighborhoods such as South of Market, South Beach and Mission Bay. The figures, released recently at the UCSF Mission Bay Campus, also show that the creation of high-wage jobs is contributing to sizable increases in local real estate values, according to Ting's office.\u003c/p>\n\u003cp>Ting said the latest figures reveal that home real estate prices are evening out and that many San Francisco property owners are starting to see their home values return in the wake of the Great Recession.\u003c/p>\n\u003cp>\"San Francisco's real estate market is stabilizing and our economy is improving,\" Ting said. \"More importantly, our city serves as a model for growing and attracting 21st Century businesses that offer good, high-wage jobs. We can look to San Francisco to set an example when it comes to technology, life sciences, biotech and also a quality of life that attracts the best and brightest workers in the world.\"\u003c/p>\n\u003cp>Data from the San Francisco Center for Economic Development shows that the number of tech jobs in the city has grown by more than a third since the start of 2012 -- 13,000 tech jobs have been added this year making a total of 44,000 jobs, according to Ting's office.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\u003cp>\u003c/p>\n",
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"content": "\u003cp>Although foreclosures in the state have hit a \u003ca href=\"http://dqnews.com/Articles/2012/News/California/CA-Foreclosures/RRFor120723.aspx\">five-year low\u003c/a>, real estate experts say millions of Californians who owe more on their homes than they are worth might not see their situation improve for years.\u003c/p>\n\u003cp>\u003ca href=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/07/BayCitizenLogo4.png\">\u003cimg class=\"alignleft size-full wp-image-71705\" title=\"BayCitizenLogo\" src=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/07/BayCitizenLogo4.png\" alt=\"\" width=\"218\" height=\"74\">\u003c/a>“It’s a huge drain on the economy,” said Dean Baker, co-director of the \u003ca href=\"http://www.cepr.net/\" target=\"_blank\">Center for Economic and Policy Research\u003c/a>, a liberal think tank. “All these people will be approaching retirement with very little money. Ordinarily, you’d expect to have money in your home. But a lot of folks will be lucky to have half their home paid off because they lost so much equity.”\u003c/p>\n\u003cp>According to the real estate tracking firm \u003ca href=\"http://www.dataquick.com/\" target=\"_blank\">DataQuick\u003c/a>, more than a third of California homes with mortgages were underwater in February. That includes homeowners who bought at the peak of the housing boom and those who used their home as equity to borrow more money than it is now worth.\u003c/p>\n\u003cfigure id=\"attachment_71702\" class=\"wp-caption alignright\" style=\"max-width: 248px\">\u003ca href=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/07/home-for-sale.jpg\">\u003cimg class=\"size-full wp-image-71702\" title=\"home for sale\" src=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/07/home-for-sale.jpg\" alt=\"\" width=\"248\" height=\"140\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Home for sale (Justin Sullivan/Getty Images)\u003c/figcaption>\u003c/figure>\n\u003cp>Locally, the proportion of borrowers whose mortgages are worth more than their homes ranged from 28 percent in Santa Clara County to 42 percent in Solano County.\u003c/p>\n\u003cp>According to the real estate tracking firm \u003ca href=\"http://www.dataquick.com/\" target=\"_blank\">DataQuick\u003c/a>, more than a third of California homes with mortgages were underwater in February. That includes homeowners who bought at the peak of the housing boom and those who used their home as equity to borrow more money than it is now worth.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Locally, the proportion of borrowers whose mortgages are worth more than their homes ranged from 28 percent in Santa Clara County to 42 percent in Solano County.\u003c!--more-->\u003c/p>\n\u003cp>“Before the recession, during the housing boom, what fueled the economy in general was the concept that your home was your piggy bank, to do your vacation, remodel your house or make a major purchase,” said Ed Martinez, a senior economist at Moody’s Analytics.\u003c/p>\n\u003cp>Now, Martinez said, consumer spending is down, in part because many of those homeowners cannot afford to shop for anything but the necessities.\u003c/p>\n\u003cp>So far, government efforts aimed at helping struggling homeowners have stalled as financial institutions have balked at writing down debt for large numbers of consumers. In February, California Attorney General Kamala Harris announced a settlement with the nation’s five largest banks that is expected to bring \u003ca href=\"http://oag.ca.gov/news/press-releases/attorney-general-kamala-d-harris-secures-18-billion-california-commitment\" target=\"_blank\">$12 billion in principal reduction\u003c/a> to California borrowers.\u003c/p>\n\u003cp>But the relief will come over three years and is broadly seen as addressing only a small portion of the debt accrued by homeowners who are underwater.\u003c/p>\n\u003cp>According to the S&P/Case-Shiller Home Price Index, Bay Area home prices fell 1 percent from May 2011 to April 2012 and remained 40 percent below their May 2006 peak.\u003c/p>\n\u003cp>“I don’t know anybody in the industry who talks about anything getting back to their peak for anything like 10 years,” said DataQuick analyst Andrew LePage.\u003c/p>\n\u003cp>In the meantime, LePage said, many homeowners are unable to sell their homes without ruining their credit and therefore are unlikely to move – even for a better job.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>“Lots of people are stuck, and lots of people will be stuck for years in most of the state,” he said.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Although foreclosures in the state have hit a \u003ca href=\"http://dqnews.com/Articles/2012/News/California/CA-Foreclosures/RRFor120723.aspx\">five-year low\u003c/a>, real estate experts say millions of Californians who owe more on their homes than they are worth might not see their situation improve for years.\u003c/p>\n\u003cp>\u003ca href=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/07/BayCitizenLogo4.png\">\u003cimg class=\"alignleft size-full wp-image-71705\" title=\"BayCitizenLogo\" src=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/07/BayCitizenLogo4.png\" alt=\"\" width=\"218\" height=\"74\">\u003c/a>“It’s a huge drain on the economy,” said Dean Baker, co-director of the \u003ca href=\"http://www.cepr.net/\" target=\"_blank\">Center for Economic and Policy Research\u003c/a>, a liberal think tank. “All these people will be approaching retirement with very little money. Ordinarily, you’d expect to have money in your home. But a lot of folks will be lucky to have half their home paid off because they lost so much equity.”\u003c/p>\n\u003cp>According to the real estate tracking firm \u003ca href=\"http://www.dataquick.com/\" target=\"_blank\">DataQuick\u003c/a>, more than a third of California homes with mortgages were underwater in February. That includes homeowners who bought at the peak of the housing boom and those who used their home as equity to borrow more money than it is now worth.\u003c/p>\n\u003cfigure id=\"attachment_71702\" class=\"wp-caption alignright\" style=\"max-width: 248px\">\u003ca href=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/07/home-for-sale.jpg\">\u003cimg class=\"size-full wp-image-71702\" title=\"home for sale\" src=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2012/07/home-for-sale.jpg\" alt=\"\" width=\"248\" height=\"140\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Home for sale (Justin Sullivan/Getty Images)\u003c/figcaption>\u003c/figure>\n\u003cp>Locally, the proportion of borrowers whose mortgages are worth more than their homes ranged from 28 percent in Santa Clara County to 42 percent in Solano County.\u003c/p>\n\u003cp>According to the real estate tracking firm \u003ca href=\"http://www.dataquick.com/\" target=\"_blank\">DataQuick\u003c/a>, more than a third of California homes with mortgages were underwater in February. That includes homeowners who bought at the peak of the housing boom and those who used their home as equity to borrow more money than it is now worth.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Locally, the proportion of borrowers whose mortgages are worth more than their homes ranged from 28 percent in Santa Clara County to 42 percent in Solano County.\u003c!--more-->\u003c/p>\n\u003cp>“Before the recession, during the housing boom, what fueled the economy in general was the concept that your home was your piggy bank, to do your vacation, remodel your house or make a major purchase,” said Ed Martinez, a senior economist at Moody’s Analytics.\u003c/p>\n\u003cp>Now, Martinez said, consumer spending is down, in part because many of those homeowners cannot afford to shop for anything but the necessities.\u003c/p>\n\u003cp>So far, government efforts aimed at helping struggling homeowners have stalled as financial institutions have balked at writing down debt for large numbers of consumers. In February, California Attorney General Kamala Harris announced a settlement with the nation’s five largest banks that is expected to bring \u003ca href=\"http://oag.ca.gov/news/press-releases/attorney-general-kamala-d-harris-secures-18-billion-california-commitment\" target=\"_blank\">$12 billion in principal reduction\u003c/a> to California borrowers.\u003c/p>\n\u003cp>But the relief will come over three years and is broadly seen as addressing only a small portion of the debt accrued by homeowners who are underwater.\u003c/p>\n\u003cp>According to the S&P/Case-Shiller Home Price Index, Bay Area home prices fell 1 percent from May 2011 to April 2012 and remained 40 percent below their May 2006 peak.\u003c/p>\n\u003cp>“I don’t know anybody in the industry who talks about anything getting back to their peak for anything like 10 years,” said DataQuick analyst Andrew LePage.\u003c/p>\n\u003cp>In the meantime, LePage said, many homeowners are unable to sell their homes without ruining their credit and therefore are unlikely to move – even for a better job.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>“Lots of people are stuck, and lots of people will be stuck for years in most of the state,” he said.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cp>Not making the kind of money you expected?\u003c/p>\n\u003cp>You are in good company. California’s economy is falling behind “where it should be” according to an analysis released today by the University of California, Los Angeles’ Anderson School of Management.\u003c/p>\n\u003cp>The economic research center issued a report Wednesday looking into the future of the economy, both in California and the nation as a whole. It forecast growth in the gross domestic product (GDP) at 2.4% by the end of 2013, increasing to 3.4% in 2014. And it pegged the unemployment rate for California at 7.7% by the end of 2014.\u003c/p>\n\u003cp>In other words, “the forecast is more of the same,” Anderson Director Edward Leamer told KQED’s Peter Jon Shuler.\u003c/p>\n\u003cp>Here is an edited version of that interview:\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003cstrong>PETER JON SHULER\u003c/strong>: How much growth is the right amount?\u003c/p>\n\u003cp>\u003cstrong>EDWARD LEAMER\u003c/strong>: The job growth is not keeping up even with the normal population growth in the US economy. So we are falling back a little bit.\u003c/p>\n\u003cp>\u003cstrong>PETER JON SHULER\u003c/strong>: Why isn’t the economy picking up more steam?\u003c/p>\n\u003cp>\u003cstrong>EDWARD LEAMER\u003c/strong>: We are experiencing a transition from an industrial to postindustrial economy. In an industrial age the assets that grew the economy that created wealth were the factories. In a postindustrial age its intellectual achievement. That stuff is created in our classrooms. And we don’t do so well as a nation with regard to that. We have had shortcoming in our education system masked by two bubbles, first the internet bubble and more recently the housing bubble. But now there is no bubble that’s going to save us. The result is that there is a large number of workers who have been permanently displaced from their jobs, and those workers are not going to be hired back because their work is being done by equipment, often personal computers, microprocessors, and they need to find skills so they can be employed again.\u003c/p>\n\u003cp>\u003cstrong>PETER JON SHULER\u003c/strong>: How does California fit into that picture?\u003c/p>\n\u003cp>\u003cstrong>EDWARD LEAMER\u003c/strong>: California is a great example of a transition from an industrial to a postindustrial economy, because California, were it successful, is all about intellectual activities. So along the coast, where we have had the tech sector, particularly in the Bay Area but also here in the Southland, the economy is relatively strong. But as we move inland the economy gets a lot weaker. That has to do with the fact that the inland counties have historically been more about homebuilding than they have about intellectual services. And they as a consequence lag behind a little bit the Western Counties.\u003c/p>\n\u003cp>\u003cstrong>PETER JON SHULER\u003c/strong>: According to your report, the housing market has bottomed out.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cstrong>EDWARD LEAMER\u003c/strong>: We think that housing construction is going to turn around this year or next year here in California. So there will be an improvement, but it’s going to be more multi-family, and it’s going to be more in the western counties than in the eastern counties. And it’s not going to employ all those construction workers who were employed at the peak of the housing market. That reality has a severe impact on our eastern counties where so much construction was going on. It’s not going to recur any time soon. So we have to either figure out how to bring jobs to those counties or put up with slow depopulation of those counties as those workers leave to find jobs elsewhere.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Not making the kind of money you expected?\u003c/p>\n\u003cp>You are in good company. California’s economy is falling behind “where it should be” according to an analysis released today by the University of California, Los Angeles’ Anderson School of Management.\u003c/p>\n\u003cp>The economic research center issued a report Wednesday looking into the future of the economy, both in California and the nation as a whole. It forecast growth in the gross domestic product (GDP) at 2.4% by the end of 2013, increasing to 3.4% in 2014. And it pegged the unemployment rate for California at 7.7% by the end of 2014.\u003c/p>\n\u003cp>In other words, “the forecast is more of the same,” Anderson Director Edward Leamer told KQED’s Peter Jon Shuler.\u003c/p>\n\u003cp>Here is an edited version of that interview:\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cfigure id=\"attachment_36454\" class=\"wp-caption alignleft\" style=\"max-width: 298px\">\u003ca href=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2011/08/sanjose08081.jpg\">\u003cimg loading=\"lazy\" decoding=\"async\" src=\"http://ww2.kqed.org/news/wp-content/uploads/sites/10/2011/08/sanjose08081.jpg\" alt=\"Downtown San Jose. Photo by: Helene Labriet-Gross/AFP/Getty\" title=\"sanjose0808\" width=\"298\" height=\"198\" class=\"size-full wp-image-36454\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Downtown San Jose. Photo by: Helene Labriet-Gross/AFP/Getty \u003ccite>(Helene Labriet-Gross/AFP/Getty)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The stock market drop is the news of the day. So what does the down graph mean for the Bay Area? The immediate consequence was \u003ca href=\"http://www.bizjournals.com/sanjose/news/2011/08/08/tech-stocks-take-hit-after-sp-downgrade.html\">the stocks of many big local companies dropped\u003c/a>.\u003c/p>\n\u003cp>For one take on larger picture, I called Christopher Thornberg, a principal with San Rafael-based Beacon Economics. He had two predictions for Silicon Valley.\u003c/p>\n\u003cp>“There has been a lot of liquidity sloshing around the world economy and that has started to move into San Jose and started to move into social media,” he said. “You’ve heard about the mini tech bubble that we’ve been in, well that was driven by money looking for returns. A lot of that money is now gone and as a result that little tech bubble may come to an end.”\u003c/p>\n\u003cp>Tech business might have a dimmer view of the economy going forward and may be more hesitant to invest capital. But Thornberg says that’s unclear. “That’s a maybe, maybe not… [business investment] really hasn’t bounced back the way you might have thought given the big bounce in the stock market. So it’s unclear that the stock market going back will take a lot of oomph out of there.”\u003c/p>\n\u003cp>As for the big picture, he’s somewhat reassuring: “The old ditty in economics is the stock market has predicted nine of the last five recessions, I think this time around we are in one of those four. The market is freaking out but there are no massive imbalances in the economy that would collapse and cause a steep recession not that I can see at least.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>NPR’s Planet Money team more or less backs this up with a post called \u003ca href=\"http://www.npr.org/blogs/money/2011/08/06/139038518/why-s-ps-downgrade-of-the-u-s-may-not-be-as-bad-as-it-sounds\">“Why S&P’s Downgrade of the U.S. Credit Rating Might Not Be As Bad As It Sounds.”\u003c/a>\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>But for more reading that would make a pessimist happy, the Economist magazine had a piece a few months back on whether Silicon Valley is in the midst of a bubble \u003ca href=\"http://www.economist.com/node/18681576\">here\u003c/a>. Spoiler, it ends with a crack about a bumper sticker that reads: “give me the wisdom to sell before it’s too late.”\u003c/p>\n\n",
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"info": "What kind of no sabo word is Hyphenación? For us, it’s about living within a hyphenation. Like being a third-gen Mexican-American from the Texas border now living that Bay Area Chicano life. Like Xorje! Each week we bring together a couple of hyphenated Latinos to talk all about personal life choices: family, careers, relationships, belonging … everything is on the table. ",
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"info": "Our flagship program, helmed by Kai Ryssdal, examines what the day in money delivered, through stories, conversations, newsworthy numbers and more. Updated Monday through Friday at about 3:30 p.m. PT.",
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"info": "The MindShift podcast explores the innovations in education that are shaping how kids learn. Hosts Ki Sung and Katrina Schwartz introduce listeners to educators, researchers, parents and students who are developing effective ways to improve how kids learn. We cover topics like how fed-up administrators are developing surprising tactics to deal with classroom disruptions; how listening to podcasts are helping kids develop reading skills; the consequences of overparenting; and why interdisciplinary learning can engage students on all ends of the traditional achievement spectrum. This podcast is part of the MindShift education site, a division of KQED News. KQED is an NPR/PBS member station based in San Francisco. You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>",
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"info": "For decades, the process for how police police themselves has been inconsistent – if not opaque. In some states, like California, these proceedings were completely hidden. After a new police transparency law unsealed scores of internal affairs files, our reporters set out to examine these cases and the shadow world of police discipline. On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?",
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"info": "Our weekly podcast explores how the media 'sausage' is made, casts an incisive eye on fluctuations in the marketplace of ideas, and examines threats to the freedom of information and expression in America and abroad. For one hour a week, the show tries to lift the veil from the process of \"making media,\" especially news media, because it's through that lens that we see the world and the world sees us",
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"tagline": "Politics from a personal perspective",
"info": "Political Breakdown is a new series that explores the political intersection of California and the nation. Each week hosts Scott Shafer and Marisa Lagos are joined with a new special guest to unpack politics -- with personality — and offer an insider’s glimpse at how politics happens.",
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"possible": {
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"title": "Possible",
"info": "Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? Each episode also includes a short fiction story generated by advanced AI GPT-4, serving as a thought-provoking springboard to speculate how humanity could leverage technology for good.",
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"pri-the-world": {
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"info": "Each weekday, host Marco Werman and his team of producers bring you the world's most interesting stories in an hour of radio that reminds us just how small our planet really is.",
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"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/The-World-Podcast-Tile-360x360-1.jpg",
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},
"radiolab": {
"id": "radiolab",
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"info": "A two-time Peabody Award-winner, Radiolab is an investigation told through sounds and stories, and centered around one big idea. In the Radiolab world, information sounds like music and science and culture collide. Hosted by Jad Abumrad and Robert Krulwich, the show is designed for listeners who demand skepticism, but appreciate wonder. WNYC Studios is the producer of other leading podcasts including Freakonomics Radio, Death, Sex & Money, On the Media and many more.",
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"reveal": {
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"info": "Created by The Center for Investigative Reporting and PRX, Reveal is public radios first one-hour weekly radio show and podcast dedicated to investigative reporting. Credible, fact based and without a partisan agenda, Reveal combines the power and artistry of driveway moment storytelling with data-rich reporting on critically important issues. The result is stories that inform and inspire, arming our listeners with information to right injustices, hold the powerful accountable and improve lives.Reveal is hosted by Al Letson and showcases the award-winning work of CIR and newsrooms large and small across the nation. In a radio and podcast market crowded with choices, Reveal focuses on important and often surprising stories that illuminate the world for our listeners.",
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"officialWebsiteLink": "https://www.revealnews.org/episodes/",
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},
"rightnowish": {
"id": "rightnowish",
"title": "Rightnowish",
"tagline": "Art is where you find it",
"info": "Rightnowish digs into life in the Bay Area right now… ish. Journalist Pendarvis Harshaw takes us to galleries painted on the sides of liquor stores in West Oakland. We'll dance in warehouses in the Bayview, make smoothies with kids in South Berkeley, and listen to classical music in a 1984 Cutlass Supreme in Richmond. Every week, Pen talks to movers and shakers about how the Bay Area shapes what they create, and how they shape the place we call home.",
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"order": 16
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},
"science-friday": {
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