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"content": "\u003cp>The “new normal” of California’s fire season — year-round threats to homes all over the state — could alter the marketplace for fire insurance, according to California Insurance Commissioner Dave Jones.\u003c/p>\n\u003cp>Multiple \u003ca href=\"https://ww2.kqed.org/news/2017/12/09/thomas-fire-grows-slightly-overnight-now-at-15-percent-containment/\" target=\"_blank\" rel=\"noopener\">major wildfires\u003c/a> have destroyed at least 800 structures in Southern California this week, just months after deadly fires in the northern part of the state led to a record \u003ca href=\"https://ww2.kqed.org/news/2017/12/06/insurance-claims-for-northern-california-wildfires-reach-9b/\" target=\"_blank\" rel=\"noopener\">$9 billion\u003c/a> in insurance claims. Jones says insurers could respond by being more selective about where they issue policies.\u003c/p>\n\u003cp>“It’s possible in the wake of these disasters that we’ll see some insurance companies, in some homes, begin to decide that they don’t want to write new policies,” Jones said.\u003c/p>\n\u003cp>Any change in coverage won’t immediately affect victims of this year’s fires as state law gives them the right to renew their policy. But Jones said that insurers are increasingly relying on sophisticated risk models to pinpoint houses that are at risk of wildfire.\u003c/p>\n\u003cp>[contextly_sidebar id=”wu3aPg3jHQMXnYzDQmfpnCvzZwL4i7xb”]\u003c/p>\n\u003cp>“Even if a homeowner has fortified their home with fire prevention methods, cleared brush, the insurer may still decide that because of the location of the home, the topography, the wind direction, its proximity to large forests, that the particular home is one they don’t want to write,” he added.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>This year’s destructive fires are less likely to cause an increase in insurance rates, according to Jones, because insurance companies have healthy reserves, and the state insurance commissioner can block proposed rate hikes. Additionally, any cost related to a major event like the North Bay fires is folded into a 20-year trend of catastrophes and then averaged out.\u003c/p>\n\u003cp>However, insurance companies are under less state scrutiny when it comes to deciding who gets insurance.\u003c/p>\n\u003cp>“Until the Legislature passes a law requiring them to write insurance for everybody, they have the right under the California statutes to decide where they’re going to write and how much,” Jones said.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>California does offer a last-resort fire insurance policy, called the \u003ca href=\"https://www.cfpnet.com/\" target=\"_blank\" rel=\"noopener\">California FAIR Plan\u003c/a>, but it is more expensive and covers less than most homeowners insurance.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>This year’s destructive fires are less likely to cause an increase in insurance rates, according to Jones, because insurance companies have healthy reserves, and the state insurance commissioner can block proposed rate hikes. Additionally, any cost related to a major event like the North Bay fires is folded into a 20-year trend of catastrophes and then averaged out.\u003c/p>\n\u003cp>However, insurance companies are under less state scrutiny when it comes to deciding who gets insurance.\u003c/p>\n\u003cp>“Until the Legislature passes a law requiring them to write insurance for everybody, they have the right under the California statutes to decide where they’re going to write and how much,” Jones said.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>California does offer a last-resort fire insurance policy, called the \u003ca href=\"https://www.cfpnet.com/\" target=\"_blank\" rel=\"noopener\">California FAIR Plan\u003c/a>, but it is more expensive and covers less than most homeowners insurance.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cp>\u003cb>Dan Rather on \u003c/b>\u003cb>\u003ci>What Unites Us: Reflections on Patriotism\u003cbr>\n\u003c/i>\u003c/b>\u003cspan style=\"font-weight: 400\">Author and veteran journalist Dan Rather talks about his new book, \u003c/span>\u003ci>\u003cspan style=\"font-weight: 400\">What Unites Us: Reflections on Patriotism\u003c/span>\u003c/i>\u003cspan style=\"font-weight: 400\">. He also weighs in on sexual harassment in the workplace and why he thinks President Trump is a “fake news machine.”\u003c/span>\u003c/p>\n\u003cp>\u003cb>GOP Tax Plans: What They Could Mean for California\u003cbr>\n\u003c/b>\u003cspan style=\"font-weight: 400\">The House and Senate are racing to reconcile the differences between their tax plans. Both include a big tax cut for corporations that Republican leaders say will spur economic growth, but key differences remain to be ironed out on state and local tax deductions. The impact on California is uncertain for now, but economists say tech giants like Apple and Google could stand to gain. \u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Guests:\u003c/span>\u003c/p>\n\u003cul>\n\u003cli>\u003cspan style=\"font-weight: 400\"> Chris Thornberg, Beacon Economics founding partner and UC Riverside Center for Economic Forecasting director\u003c/span>\u003c/li>\n\u003cli>\u003cspan style=\"font-weight: 400\"> Marisa Lagos, KQED politics and government reporter\u003c/span>\u003c/li>\n\u003c/ul>\n\u003cp>\u003cb>State Assembly Speaker Anthony Rendon\u003c/b> \u003cspan style=\"font-weight: 400\">\u003cbr>\n\u003c/span>\u003cspan style=\"font-weight: 400\">This week, state Assemblyman Matt Dababneh was named in a formal complaint of sexual harassment by lobbyist Pamela Lopez, who described a harrowing experience of being locked in a bathroom with the lawmaker. We talk to Assembly Speaker Anthony Rendon about what he thinks should be done to fight sexual harassment within the halls of state government. Rendon also weighs in on the governor’s race and his love of philosophy.\u003c/span>\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\u003cp>\u003c/p>\n",
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"content": "\u003cp>Surrounded by men in suits at a preliminary hearing in Oakland Thursday, a former resident of the illegally converted warehouse struggled to describe the social structure of the place nicknamed the \"Ghost Ship,\" where a fire killed 36 people a year ago.\u003c/p>\n\u003cp>Leah \"Swan\" Vega said the warehouse was her \"last hope\" for a living space after she'd left an apartment in 2014.\u003c/p>\n\u003cp>\"I would stay there when there was nowhere else to be sheltered, basically,\" she said, adding that she preferred staying with friends or family when she could.\u003c/p>\n\u003cp>\"That was not a living accommodation at all,\" she said. \"The building was not meant for humans. They had no business renting that space -- the owners.\"\u003c/p>\n\u003cp>[contextly_sidebar id=\"YoikAtznnVgtT7rEwXCot5AV2WnNTORR\"]\u003c/p>\n\u003cp>Building owner Chor Ng's attorneys \u003ca href=\"https://ww2.kqed.org/news/2017/11/06/ghost-ship-tenant-says-owner-should-face-charges/\" target=\"_blank\" rel=\"noopener\">have said\u003c/a> she did not know people were living in the warehouse, which she began renting to Derick Almena in 2013.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Despite a lack of amenities, Vega said she became \"amazingly more productive\" with just a mattress on the floor -- a place to rest after late-night shifts as a bartender and caterer.\u003c/p>\n\u003cp>Vega said, \"Hi, Tinsel,\" when prosecutor David Lim asked her to identify defendant Derick Almena, the master tenant of the building, who along with former resident Max Harris, is facing 36 counts of involuntary manslaughter. Vega explained \"Tinsel\" is a nickname of Almena's.\u003c/p>\n\u003cp>Prosecutors have sought to establish through Vega and other witnesses at \u003ca href=\"https://ww2.kqed.org/news/2017/12/06/witness-recalls-escape-from-oakland-warehouse-during-ghost-ship-fire/\" target=\"_blank\" rel=\"noopener\">preliminary hearings that began on Wednesday\u003c/a> that Almena was in charge of the space, along with his second-in-command and \"creative director,\" Harris.\u003c/p>\n\u003cp>But Vega and two other former residents have pushed back against those labels for the two defendants, instead describing an artists' collective with no clear leader or hierarchy.\u003c/p>\n\u003cp>\"It's just a different system,\" Vega said. \"We didn't have an 'in-charge.' We had a collective. We all did our best.\"\u003c/p>\n\u003cp>Former Ghost Ship resident Jose Avalos testified that Oakland police officers had been to the building multiple times.\u003c/p>\n\u003cp>\"They came and they helped us evict people who just refused to leave,\" Avalos said. He also said an OPD officer would occasionally stop by the warehouse \"to check on us\" and was friendly with Almena.\u003c/p>\n\u003cp>Vega said the Satya Yuga art collective -- another name for the community at the warehouse -- grew \"organically.\"\u003c/p>\n\u003cp>\"This had become way more of an Oakland art movement that just landed on us,\" she said. The residents swelled to more than 20 people in 2016.\u003c/p>\n\u003cp>Vega began crying when Lim asked her about Peter Wadsworth, the only Ghost Ship resident to die in the fire. The other 35 people who died were attending a concert on Dec. 2, 2016, when the building caught fire.\u003c/p>\n\u003cp>\"He died a horrible death,\" Vega said.\u003c/p>\n\u003cp>Avalos and Vega testified that they both gave money to Harris in exchange for living at the warehouse.\u003c/p>\n\u003cp>\"I would bring it to Max and he would just hold it,\" she said, stating that she initially paid $250 and had last paid $1,400. \"That's not like a fun job. It's full of drama and melodrama. Max was just such a sweetie pie.\"\u003c/p>\n\u003cp>When Lim asked her who invited her to live in the space, Vega answered, \"The art community.\"\u003c/p>\n\u003cp>\"The art community is a living, breathing entity beyond one person,\" she said. \"Artists can rub two nickles together and make a dollar. Artists can make a city.\"\u003c/p>\n\u003cp>\u003cstrong>Satya Yuga: Origin of the Ghost Ship\u003c/strong>\u003c/p>\n\u003cp>Nicholas Bouchard testified he had a very different vision for the space when he co-signed a lease with Almena and Eva Ng, building owner Chor Ng's daughter, in late 2012. Max Harris didn't join the group until two years later.\u003c/p>\n\u003cp>Bouchard said he was part of the Satya Yuga art collective along with Almena and six or seven other people who set out to start a community center, which would eventually host after-school programs in addition to art and music events. The group moved a few RV's into the warehouse and immediately started living there, in violation of the lease conditions. He said he believed Eva Ng was aware people would be living in the warehouse, though.\u003c/p>\n\u003cp>But soon after signing the lease, he and Almena had a falling out, Bouchard said.\u003c/p>\n\u003cp>\"Most of the decision making was done by Derick (Almena) at that time,\" he testified. \"There was the tendency for plans to change depending on what Derick wanted.\"\u003c/p>\n\u003cp>That included cutting a large hole in the second floor, Bouchard said. He called a meeting of the group and invited his mother for advice on how to fundraise and bring the warehouse up to code.\u003c/p>\n\u003cp>\"Derick showed up about two hours late, and when it came to talking about what we wanted to talk about, he scoffed,\" Bouchard testified.\u003c/p>\n\u003cp>He said he moved out of the warehouse three weeks after moving in.\u003c/p>\n\u003cp>\"A lot of the reason for leaving was emotional as well,\" Bouchard said. \"Derick had started heavily using speed and changing his behavior quite rapidly.\"\u003c/p>\n\u003cp>Bouchard said he hired an attorney to try to get out of the lease. He said he sent an email to Eva Ng notifying her that the lease conditions were being broken and that she should reclaim the property, but Ng did not agree to terminate the lease.\u003c/p>\n\u003cp>Curtis Briggs, Max Harris' defense attorney, pressed Bouchard on why, if he did not agree with what was happening at the warehouse, he didn't alert authorities. He appears to have made amends with Almena at some point and visited the warehouse several times, the last in August 2016.\u003c/p>\n\u003cp>\"You wanted to protect yourself,\" Briggs said in court. \"You didn't take any steps to protect anybody else.\"\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Bouchard is scheduled to continue testifying on Monday.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Surrounded by men in suits at a preliminary hearing in Oakland Thursday, a former resident of the illegally converted warehouse struggled to describe the social structure of the place nicknamed the \"Ghost Ship,\" where a fire killed 36 people a year ago.\u003c/p>\n\u003cp>Leah \"Swan\" Vega said the warehouse was her \"last hope\" for a living space after she'd left an apartment in 2014.\u003c/p>\n\u003cp>\"I would stay there when there was nowhere else to be sheltered, basically,\" she said, adding that she preferred staying with friends or family when she could.\u003c/p>\n\u003cp>\"That was not a living accommodation at all,\" she said. \"The building was not meant for humans. They had no business renting that space -- the owners.\"\u003c/p>\n\u003cp>\u003c/p>\u003cp>\u003c/p>\u003cp>\u003c/p>\n\u003cp>Building owner Chor Ng's attorneys \u003ca href=\"https://ww2.kqed.org/news/2017/11/06/ghost-ship-tenant-says-owner-should-face-charges/\" target=\"_blank\" rel=\"noopener\">have said\u003c/a> she did not know people were living in the warehouse, which she began renting to Derick Almena in 2013.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Despite a lack of amenities, Vega said she became \"amazingly more productive\" with just a mattress on the floor -- a place to rest after late-night shifts as a bartender and caterer.\u003c/p>\n\u003cp>Vega said, \"Hi, Tinsel,\" when prosecutor David Lim asked her to identify defendant Derick Almena, the master tenant of the building, who along with former resident Max Harris, is facing 36 counts of involuntary manslaughter. Vega explained \"Tinsel\" is a nickname of Almena's.\u003c/p>\n\u003cp>Prosecutors have sought to establish through Vega and other witnesses at \u003ca href=\"https://ww2.kqed.org/news/2017/12/06/witness-recalls-escape-from-oakland-warehouse-during-ghost-ship-fire/\" target=\"_blank\" rel=\"noopener\">preliminary hearings that began on Wednesday\u003c/a> that Almena was in charge of the space, along with his second-in-command and \"creative director,\" Harris.\u003c/p>\n\u003cp>But Vega and two other former residents have pushed back against those labels for the two defendants, instead describing an artists' collective with no clear leader or hierarchy.\u003c/p>\n\u003cp>\"It's just a different system,\" Vega said. \"We didn't have an 'in-charge.' We had a collective. We all did our best.\"\u003c/p>\n\u003cp>Former Ghost Ship resident Jose Avalos testified that Oakland police officers had been to the building multiple times.\u003c/p>\n\u003cp>\"They came and they helped us evict people who just refused to leave,\" Avalos said. He also said an OPD officer would occasionally stop by the warehouse \"to check on us\" and was friendly with Almena.\u003c/p>\n\u003cp>Vega said the Satya Yuga art collective -- another name for the community at the warehouse -- grew \"organically.\"\u003c/p>\n\u003cp>\"This had become way more of an Oakland art movement that just landed on us,\" she said. The residents swelled to more than 20 people in 2016.\u003c/p>\n\u003cp>Vega began crying when Lim asked her about Peter Wadsworth, the only Ghost Ship resident to die in the fire. The other 35 people who died were attending a concert on Dec. 2, 2016, when the building caught fire.\u003c/p>\n\u003cp>\"He died a horrible death,\" Vega said.\u003c/p>\n\u003cp>Avalos and Vega testified that they both gave money to Harris in exchange for living at the warehouse.\u003c/p>\n\u003cp>\"I would bring it to Max and he would just hold it,\" she said, stating that she initially paid $250 and had last paid $1,400. \"That's not like a fun job. It's full of drama and melodrama. Max was just such a sweetie pie.\"\u003c/p>\n\u003cp>When Lim asked her who invited her to live in the space, Vega answered, \"The art community.\"\u003c/p>\n\u003cp>\"The art community is a living, breathing entity beyond one person,\" she said. \"Artists can rub two nickles together and make a dollar. Artists can make a city.\"\u003c/p>\n\u003cp>\u003cstrong>Satya Yuga: Origin of the Ghost Ship\u003c/strong>\u003c/p>\n\u003cp>Nicholas Bouchard testified he had a very different vision for the space when he co-signed a lease with Almena and Eva Ng, building owner Chor Ng's daughter, in late 2012. Max Harris didn't join the group until two years later.\u003c/p>\n\u003cp>Bouchard said he was part of the Satya Yuga art collective along with Almena and six or seven other people who set out to start a community center, which would eventually host after-school programs in addition to art and music events. The group moved a few RV's into the warehouse and immediately started living there, in violation of the lease conditions. He said he believed Eva Ng was aware people would be living in the warehouse, though.\u003c/p>\n\u003cp>But soon after signing the lease, he and Almena had a falling out, Bouchard said.\u003c/p>\n\u003cp>\"Most of the decision making was done by Derick (Almena) at that time,\" he testified. \"There was the tendency for plans to change depending on what Derick wanted.\"\u003c/p>\n\u003cp>That included cutting a large hole in the second floor, Bouchard said. He called a meeting of the group and invited his mother for advice on how to fundraise and bring the warehouse up to code.\u003c/p>\n\u003cp>\"Derick showed up about two hours late, and when it came to talking about what we wanted to talk about, he scoffed,\" Bouchard testified.\u003c/p>\n\u003cp>He said he moved out of the warehouse three weeks after moving in.\u003c/p>\n\u003cp>\"A lot of the reason for leaving was emotional as well,\" Bouchard said. \"Derick had started heavily using speed and changing his behavior quite rapidly.\"\u003c/p>\n\u003cp>Bouchard said he hired an attorney to try to get out of the lease. He said he sent an email to Eva Ng notifying her that the lease conditions were being broken and that she should reclaim the property, but Ng did not agree to terminate the lease.\u003c/p>\n\u003cp>Curtis Briggs, Max Harris' defense attorney, pressed Bouchard on why, if he did not agree with what was happening at the warehouse, he didn't alert authorities. He appears to have made amends with Almena at some point and visited the warehouse several times, the last in August 2016.\u003c/p>\n\u003cp>\"You wanted to protect yourself,\" Briggs said in court. \"You didn't take any steps to protect anybody else.\"\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Bouchard is scheduled to continue testifying on Monday.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"disqusTitle": "Homeless Population Rises, Driven by West Coast Affordable-Housing Crisis",
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"content": "\u003cp>Homelessness in the United States went up slightly this year for the first time since 2010. During a one-night count in January, 553,742 people were found living outside or in shelters across the country, a 0.7 percent increase from the year before, according to new data released by the Department of Housing and Urban Development on Wednesday. \u003c/p>\n\u003cp>The increase is almost entirely due to a surge in homelessness in Los Angeles and other cities facing severe shortages of affordable housing, say HUD officials. Many of the cities are on the West Coast, including Seattle, San Diego and Sacramento.\u003c/p>\n\u003cp>Overall, the nation's homeless numbers are 13 percent lower than they were in 2010 and some communities have all but eliminated homelessness among veterans, emphasized HUD Secretary Ben Carson. \u003c/p>\n\u003cp>\"Where we're not making great progress are in places like Los Angeles and New York City. These happen to be places where the rents are going up much faster than the incomes,\" said Carson in an interview with NPR.\u003c/p>\n\u003cp>[contextly_sidebar id=\"7mYt0skqfHtWSeTqUxxuJH244DAQwFtn\"]\u003c/p>\n\u003cp>In fact, Los Angeles reported a nearly 26 percent rise in homelessness this year over 2016. Most of the increase was among individuals living outside on the street.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The number of homeless veterans was also up 1.5 percent nationally, despite major efforts by the government and nonprofit groups to house veterans. Again, officials say that rise is due to the unusually large surge in homeless veterans in Los Angeles. Veterans' homelessness in the rest of the nation, excluding the city and county of Los Angeles, dropped by 3.2 percent. \u003c/p>\n\u003cp>Nan Roman, president and CEO of the National Alliance to End Homelessness, was surprised the overall numbers weren't better. \u003c/p>\n\u003cp>\"Just because I think there's been a continuing investment in veterans, and an improvement in approaches,\" she says. \"We might expect to have seen a continuing downward trend. And we're not.\"\u003c/p>\n\u003cp>Roman says it's increasingly difficult to find available units in some areas of the country to house the homeless. And she worries the problem could get worse. Housing advocates note that the Trump administration has proposed cutting low-income housing subsidies, which many people rely on to stay housed. They also believe the tax bill working its way through Congress could discourage investment in new affordable housing construction by reducing tax credits used by developers. \u003c/p>\n\u003cp>Carson insists the administration is committed to helping homeless individuals, but he says that the federal government needs to work more with nonprofits, faith-based communities, state and local governments and the private sector to address the problem.\u003c/p>\n\u003cp>\"We just need to move a little bit away from the concept that only the government can solve this problem by throwing more money at it,\" he says.\u003c/p>\n\u003cp>[contextly_sidebar id=\"XyszyTbdELVmQEXqxXI4S54MuzUvaaed\"]\u003c/p>\n\u003cp>In fact, much of the progress that's been made in recent years reducing homelessness has been the result of joint efforts between nonprofits, the private sector and government. \u003c/p>\n\u003cp>There are also some positive trends. While veterans' homelessness is up, tens of thousands of homeless veterans have been housed in recent years. This year's count of 40,056 is 46 percent lower than it was in 2010. \u003c/p>\n\u003cp>Family homelessness was also down 5.4 percent from last year and 27 percent lower than it was in 2010. Still, there were 58,000 families with children living outside or in shelters earlier this year. The number of unaccompanied homeless youth and children was close to 41,000; more than half were unsheltered.\u003c/p>\n\u003cp>The number of people experiencing chronic or long-term homelessness was also up 12 percent from the year before. \u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Copyright 2017 NPR. To see more, visit http://www.npr.org/.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Homelessness in the United States went up slightly this year for the first time since 2010. During a one-night count in January, 553,742 people were found living outside or in shelters across the country, a 0.7 percent increase from the year before, according to new data released by the Department of Housing and Urban Development on Wednesday. \u003c/p>\n\u003cp>The increase is almost entirely due to a surge in homelessness in Los Angeles and other cities facing severe shortages of affordable housing, say HUD officials. Many of the cities are on the West Coast, including Seattle, San Diego and Sacramento.\u003c/p>\n\u003cp>Overall, the nation's homeless numbers are 13 percent lower than they were in 2010 and some communities have all but eliminated homelessness among veterans, emphasized HUD Secretary Ben Carson. \u003c/p>\n\u003cp>\"Where we're not making great progress are in places like Los Angeles and New York City. These happen to be places where the rents are going up much faster than the incomes,\" said Carson in an interview with NPR.\u003c/p>\n\u003cp>\u003c/p>\u003cp>\u003c/p>\u003cp>\u003c/p>\n\u003cp>In fact, Los Angeles reported a nearly 26 percent rise in homelessness this year over 2016. Most of the increase was among individuals living outside on the street.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The number of homeless veterans was also up 1.5 percent nationally, despite major efforts by the government and nonprofit groups to house veterans. Again, officials say that rise is due to the unusually large surge in homeless veterans in Los Angeles. Veterans' homelessness in the rest of the nation, excluding the city and county of Los Angeles, dropped by 3.2 percent. \u003c/p>\n\u003cp>Nan Roman, president and CEO of the National Alliance to End Homelessness, was surprised the overall numbers weren't better. \u003c/p>\n\u003cp>\"Just because I think there's been a continuing investment in veterans, and an improvement in approaches,\" she says. \"We might expect to have seen a continuing downward trend. And we're not.\"\u003c/p>\n\u003cp>Roman says it's increasingly difficult to find available units in some areas of the country to house the homeless. And she worries the problem could get worse. Housing advocates note that the Trump administration has proposed cutting low-income housing subsidies, which many people rely on to stay housed. They also believe the tax bill working its way through Congress could discourage investment in new affordable housing construction by reducing tax credits used by developers. \u003c/p>\n\u003cp>Carson insists the administration is committed to helping homeless individuals, but he says that the federal government needs to work more with nonprofits, faith-based communities, state and local governments and the private sector to address the problem.\u003c/p>\n\u003cp>\"We just need to move a little bit away from the concept that only the government can solve this problem by throwing more money at it,\" he says.\u003c/p>\n\u003cp>\u003c/p>\u003cp>\u003c/p>\u003cp>\u003c/p>\n\u003cp>In fact, much of the progress that's been made in recent years reducing homelessness has been the result of joint efforts between nonprofits, the private sector and government. \u003c/p>\n\u003cp>There are also some positive trends. While veterans' homelessness is up, tens of thousands of homeless veterans have been housed in recent years. This year's count of 40,056 is 46 percent lower than it was in 2010. \u003c/p>\n\u003cp>Family homelessness was also down 5.4 percent from last year and 27 percent lower than it was in 2010. Still, there were 58,000 families with children living outside or in shelters earlier this year. The number of unaccompanied homeless youth and children was close to 41,000; more than half were unsheltered.\u003c/p>\n\u003cp>The number of people experiencing chronic or long-term homelessness was also up 12 percent from the year before. \u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Copyright 2017 NPR. To see more, visit http://www.npr.org/.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"title": "Is the Castro Getting Less Gay?",
"headTitle": "Is the Castro Getting Less Gay? | KQED",
"content": "\u003cp>[dropcap]W[/dropcap]hen I first moved to San Francisco in the summer of 2016, I was blown away by the Castro.\u003c/p>\n\u003cp>As a queer guy who grew up in the Midwest, I had never seen anything like it. Rainbow flags. Rainbow crosswalks. Gay couples everywhere holding hands.\u003c/p>\n\u003cp>I had never seen a gayer place.[baycuriouspodcastinfo]\u003c/p>\n\u003cp>But our question asker Bob Girard had a different experience the last time he was in the Castro. He lives in Ventura County with his partner and has visited the Castro a lot over the years.\u003c/p>\n\u003cp>“The last time we were there it just really seemed to have changed a lot,” Girard said. “Doesn’t seem to be quite the same old Castro as in years past.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>So what has changed?\u003c/p>\n\u003cp>“Well, it just didn’t seem to be as gay as it used to be,” he said.\u003c/p>\n\u003cp>Which raises the question: \u003cstrong>Is the Castro getting less gay?\u003c/strong>\u003c/p>\n\u003cp>While the Castro might look as gay as ever, the rainbow explosion on the streets covers up a changing neighborhood that’s home to fewer and fewer gay people.\u003c/p>\n\u003cfigure id=\"attachment_11634607\" class=\"wp-caption alignright\" style=\"max-width: 800px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-11634607\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28194_Castro-2-qut-800x530.jpg\" alt=\"San Francisco's Castro District on Oct. 27, 2017. Many of the neighborhood's gay residents have been priced out in recent years.\" width=\"800\" height=\"530\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-800x530.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-160x106.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-1020x676.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-1180x782.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-960x636.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-240x159.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-375x248.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-520x345.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">San Francisco’s Castro District on Oct. 27, 2017. Many of the neighborhood’s gay residents have been priced out in recent years. \u003ccite>(Ryan Levi/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“It’s gone from being a gay village to being a tourist destination for people around the world who want to come here and experience a little bit of the gay,” says Don Romesburg, an LGBTQ historian who moved to the Castro in the 1990s after college.\u003c/p>\n\u003cp>San Francisco has long had neighborhoods where LGBTQ people concentrated — North Beach, the Tenderloin, the Polk. But Romesburg says the rise of the Castro in the 1970s was different.\u003c/p>\n\u003cp>The Castro and the gay liberation movement gained speed together, creating a more fully realized neighborhood than any of its predecessors. There weren’t just gay bars and bathhouses in the Castro. There were gay barbers and gay doctors and opportunities to do gay activism with gay nonprofits.\u003c/p>\n\u003cp>“To have a place in San Francisco, in the world, where gay people can come together as a community and feel like they truly belong and that there’s no real sense of stigma, that’s what made the Castro very special for me as a young guy in my 20s,” Romesburg says.\u003c/p>\n\u003cp>But in a country where gay marriage is legal and acceptance of LGBTQ people is greater than ever, some argue that “gayborhoods” aren’t necessary anymore.\u003c/p>\n\u003cfigure id=\"attachment_11634604\" class=\"wp-caption alignright\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669.jpg\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-11634604\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-800x1057.jpg\" alt='LGBTQ historian Don Romesburg stands in front of the Castro apartment building he was priced out of in 2011. \"There was absolutely no way we could afford anywhere else remotely close to the Castro,\" Romesburg said.' width=\"800\" height=\"1057\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-800x1057.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-160x211.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-1020x1347.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-1180x1558.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-960x1268.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-240x317.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-375x495.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-520x687.jpg 520w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669.jpg 1272w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">LGBTQ historian Don Romesburg stands in front of the Castro apartment building he was priced out of in 2011. “There was absolutely no way we could afford anywhere else remotely close to the Castro,” Romesburg said. \u003ccite>(Ryan Levi/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Romesburg agrees that this “post-gay thesis” is part of the reason why there are fewer gay people living in the Castro today.\u003c/p>\n\u003cp>But it’s not the whole story.\u003c/p>\n\u003cp>“I think that’s a little too optimistic,” he says. “I think it’s too shiny and progress-y.”\u003c/p>\n\u003cp>Instead, Romesburg points the finger at a more familiar culprit: gentrification.\u003c/p>\n\u003cp>According to Romesburg, the mostly gay white men who moved into the Castro in the 1970s transformed the working-class neighborhood. They rebuilt old Victorian homes that lined the streets and opened popular restaurants and shops.\u003c/p>\n\u003cp>By the mid-to-late 1990s, the Castro had become an attractive place to live for queer and straight people alike. Romesburg says this led to a second wave of gentrification that pushed older LGBTQ people — including many older gay men with HIV and AIDS — out of the neighborhood. It also raised costs to the point where young LGBTQ people couldn’t afford to move in.\u003c/p>\n\u003cp>It costs more than $3,800 a month \u003ca href=\"https://www.rentjungle.com/average-rent-in-san-francisco-rent-trends/\" target=\"_blank\" rel=\"noopener\">on average to rent\u003c/a> an apartment in the Castro, according to one company that tracks rents. The \u003ca href=\"http://sfar.stats.10kresearch.com/infoserv/s-v1/bGWu-SAz\" target=\"_blank\" rel=\"noopener\">median price of a house\u003c/a> in the neighborhood is close to $3 million.\u003c/p>\n\u003cp>Romesburg was renting an apartment in the Castro with his partner and their young daughter when they were forced out a few years ago and couldn’t afford to rent anywhere else in the neighborhood. They stayed in San Francisco, moving to the city’s west side, but Romesburg knows of men who have left the Bay Area, moving to Southern California and even out of state after being priced out of the Castro.\u003c/p>\n\u003cp>“A community is woven together like a tapestry, and as you pull out the threads of it, the community becomes much more frayed,” Romesburg says. “I think of the Castro in that way. I feel like, as it becomes more of a global tourist destination and less of a community, it loses some of its heart and some of its soul.”\u003c/p>\n\u003ch3>So where is everyone moving?\u003c/h3>\n\u003cp>If fewer LGBTQ people are living in the Castro, where are they living?\u003c/p>\n\u003cp>Bob Girard and his partner are looking at moving to the Bay Area, but they don’t want to live in San Francisco. They do, however, want to make sure they end up somewhere where they’re not the only gay couple around.\u003c/p>\n\u003cp>“It’s not necessary that it needs to be a high percentage,” Girard says of where they’d like to move. “I’d just like to see other gay people out in public once in a while and to have more social opportunities than exist where we live now.”\u003c/p>\n\u003cp>Real estate agents say they’ve seen an exodus of LGBTQ people out of San Francisco and into Oakland. Taylor Sublett, an agent who works with a lot of gay clients, says they’re moving to Oakland for the same reason that everyone else is moving to Oakland: affordability, proximity to San Francisco and more space.\u003c/p>\n\u003cp>But unlike the Castro, there’s no one neighborhood in Oakland where gay people are concentrating.\u003c/p>\n\u003cp>“It’s the same places you see people concentrating from San Francisco period,” Sublett says. “They want to be able to walk to a coffee or be somewhere with that neighborhood-y feel that they’ve been priced out of in San Francisco.”\u003c/p>\n\u003cp>Myles Downes is one of those people. He’s a therapist who has been trying to get out of San Francisco for years.\u003c/p>\n\u003cfigure id=\"attachment_11634602\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28196_Myles-qut.jpg\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-11634602\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28196_Myles-qut-800x530.jpg\" alt=\"Myles Downes looks at houses in Oakland on October 27, 2017. Downes, who is gay, has been living in San Francisco for years and is looking to move somewhere more affordable.\" width=\"800\" height=\"530\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-800x530.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-160x106.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-1020x676.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-1180x782.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-960x636.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-240x159.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-375x248.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-520x345.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Myles Downes looks at houses in Oakland on Oct. 27, 2017. Downes, who is gay, has been living in San Francisco for years and is looking to move somewhere more affordable. \u003ccite>(Ryan Levi/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>He says many of his gay friends have moved out of the city, and it’s become harder to maintain those relationships. He’d love to find a place in Oakland where he’s surrounded by other gay people, but like a lot of people making that move, it’s not his top priority.\u003c/p>\n\u003cp>“There was a time when we needed ghettoization because it was safer,” Downes says. “Now we don’t really need that as much. We can go and live in the middle of a predominantly straight community, and people are pretty cool with it and it’s no big deal.”\u003c/p>\n\u003cp>But other places in the Bay Area with growing queer communities are trying to be a little more purposeful.\u003c/p>\n\u003cp>Sonoma and Alameda counties have the highest proportion of same-sex couples in the Bay Area (and in the state, along with Riverside and Santa Cruz) after San Francisco, according to the \u003ca href=\"https://factfinder.census.gov/faces/tableservices/jsf/pages/productview.xhtml?pid=ACS_16_5YR_S1101&prodType=table\" target=\"_blank\" rel=\"noopener\">2016 American Community Survey\u003c/a>.\u003c/p>\n\u003cp>[baycuriousbug]“Sonoma County is so spread out. I think if we all got together in one place, it would really show how many folks are here,” says Alisse Cottle.\u003c/p>\n\u003cp>When the Supreme Court ruled gay marriage was legal in 2015, Cottle and her partner, Jess Borrayo, put a rainbow flag outside Brew Coffee and Beer House, the cafe they run in downtown Santa Rosa.\u003c/p>\n\u003cp>They opened the restaurant at the beginning of the year without any political agenda. But with the flag now waving proudly outside, Brew started becoming a hub for the area’s growing queer community.\u003c/p>\n\u003cfigure id=\"attachment_11634605\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28198_Brew-1-qut.jpg\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-11634605\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28198_Brew-1-qut-800x530.jpg\" alt=\"A rainbow gay pride flag hangs outside Brew in Santa Rosa. Brew's owners put the flag out after the Supreme Court ruled gay marriage legal across the country, and the cafe has since become a hub for Santa Rosa's growing queer community.\" width=\"800\" height=\"530\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-800x530.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-160x106.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-1020x676.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-1180x782.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-960x636.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-240x159.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-375x248.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-520x345.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">A rainbow gay pride flag hangs outside Brew in Santa Rosa. Brew’s owners put the flag out after the Supreme Court ruled gay marriage legal across the country, and the cafe has since become a hub for Santa Rosa’s growing queer community. \u003ccite>(Ryan Levi/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“It just started fitting a need that clearly people wanted it,” Cottle said. “And we didn’t really have to do much of anything but just be open to it and be willing.”\u003c/p>\n\u003cp>\u003ca href=\"http://letterpeople.io/\" target=\"_blank\" rel=\"noopener\">Letter People\u003c/a>, Sonoma County’s queer professionals group, started holding its meetings at Brew. \u003ca href=\"http://posimages.org/\" target=\"_blank\" rel=\"noopener\">Positive Images\u003c/a>, the county’s LGBTQ youth group, started doing the same.\u003c/p>\n\u003cp>Transgender people are a big part of Santa Rosa’s LGBTQ community. The city hosts an annual transgender conference, and Brew hosted a party for a group of transgender kids in October.\u003c/p>\n\u003cp>Cordelia Southworth, a trans woman, has been living in Santa Rosa for more than 20 years. She has been looking to move to San Francisco recently to be a part of a more active queer community.\u003c/p>\n\u003cp>“But I’m really enjoying seeing what’s happening up here now that it’s starting to come together and be more visible,” she says. “So I don’t know. It might liven up around here.”\u003c/p>\n\u003cp>\u003cem>This post has been updated with the newest data from the American Community Survey.\u003c/em>\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>[baycuriousquestion]\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003c/p>\u003cp>\u003cspan class=\"utils-parseShortcode-shortcodes-__dropcapShortcode__dropcap\">W\u003c/span>\u003c/p>\u003cp>hen I first moved to San Francisco in the summer of 2016, I was blown away by the Castro.\u003c/p>\n\u003cp>As a queer guy who grew up in the Midwest, I had never seen anything like it. Rainbow flags. Rainbow crosswalks. Gay couples everywhere holding hands.\u003c/p>\n\u003cp>I had never seen a gayer place.\u003c/p>\u003cp>\u003caside class=\"alignleft utils-parseShortcode-shortcodes-__bayCuriousPodcastShortcode__bayCurious\">\u003cimg src=https://cdn.kqed.org/wp-content/uploads/2023/02/bayCuriousLogo.png alt=\"Bay Curious Podcast\" loading=\"lazy\" />\n \u003ca href=\"/news/series/baycurious\">Bay Curious\u003c/a> is a podcast that answers your questions about the Bay Area.\n Subscribe on \u003ca href=\"https://itunes.apple.com/us/podcast/bay-curious/id1172473406\" target=\"_blank\" rel=\"noopener noreferrer\">Apple Podcasts\u003c/a>,\n \u003ca href=\"http://www.npr.org/podcasts/500557090/bay-curious\" target=\"_blank\" rel=\"noopener noreferrer\">NPR One\u003c/a> or your favorite podcast platform.\u003c/aside>\u003c/p>\u003cp>\u003c/p>\n\u003cp>But our question asker Bob Girard had a different experience the last time he was in the Castro. He lives in Ventura County with his partner and has visited the Castro a lot over the years.\u003c/p>\n\u003cp>“The last time we were there it just really seemed to have changed a lot,” Girard said. “Doesn’t seem to be quite the same old Castro as in years past.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>So what has changed?\u003c/p>\n\u003cp>“Well, it just didn’t seem to be as gay as it used to be,” he said.\u003c/p>\n\u003cp>Which raises the question: \u003cstrong>Is the Castro getting less gay?\u003c/strong>\u003c/p>\n\u003cp>While the Castro might look as gay as ever, the rainbow explosion on the streets covers up a changing neighborhood that’s home to fewer and fewer gay people.\u003c/p>\n\u003cfigure id=\"attachment_11634607\" class=\"wp-caption alignright\" style=\"max-width: 800px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-11634607\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28194_Castro-2-qut-800x530.jpg\" alt=\"San Francisco's Castro District on Oct. 27, 2017. Many of the neighborhood's gay residents have been priced out in recent years.\" width=\"800\" height=\"530\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-800x530.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-160x106.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-1020x676.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-1180x782.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-960x636.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-240x159.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-375x248.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28194_Castro-2-qut-520x345.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">San Francisco’s Castro District on Oct. 27, 2017. Many of the neighborhood’s gay residents have been priced out in recent years. \u003ccite>(Ryan Levi/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“It’s gone from being a gay village to being a tourist destination for people around the world who want to come here and experience a little bit of the gay,” says Don Romesburg, an LGBTQ historian who moved to the Castro in the 1990s after college.\u003c/p>\n\u003cp>San Francisco has long had neighborhoods where LGBTQ people concentrated — North Beach, the Tenderloin, the Polk. But Romesburg says the rise of the Castro in the 1970s was different.\u003c/p>\n\u003cp>The Castro and the gay liberation movement gained speed together, creating a more fully realized neighborhood than any of its predecessors. There weren’t just gay bars and bathhouses in the Castro. There were gay barbers and gay doctors and opportunities to do gay activism with gay nonprofits.\u003c/p>\n\u003cp>“To have a place in San Francisco, in the world, where gay people can come together as a community and feel like they truly belong and that there’s no real sense of stigma, that’s what made the Castro very special for me as a young guy in my 20s,” Romesburg says.\u003c/p>\n\u003cp>But in a country where gay marriage is legal and acceptance of LGBTQ people is greater than ever, some argue that “gayborhoods” aren’t necessary anymore.\u003c/p>\n\u003cfigure id=\"attachment_11634604\" class=\"wp-caption alignright\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669.jpg\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-11634604\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-800x1057.jpg\" alt='LGBTQ historian Don Romesburg stands in front of the Castro apartment building he was priced out of in 2011. \"There was absolutely no way we could afford anywhere else remotely close to the Castro,\" Romesburg said.' width=\"800\" height=\"1057\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-800x1057.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-160x211.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-1020x1347.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-1180x1558.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-960x1268.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-240x317.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-375x495.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669-520x687.jpg 520w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28193_Romesburg-1-qut-e1512340502669.jpg 1272w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">LGBTQ historian Don Romesburg stands in front of the Castro apartment building he was priced out of in 2011. “There was absolutely no way we could afford anywhere else remotely close to the Castro,” Romesburg said. \u003ccite>(Ryan Levi/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Romesburg agrees that this “post-gay thesis” is part of the reason why there are fewer gay people living in the Castro today.\u003c/p>\n\u003cp>But it’s not the whole story.\u003c/p>\n\u003cp>“I think that’s a little too optimistic,” he says. “I think it’s too shiny and progress-y.”\u003c/p>\n\u003cp>Instead, Romesburg points the finger at a more familiar culprit: gentrification.\u003c/p>\n\u003cp>According to Romesburg, the mostly gay white men who moved into the Castro in the 1970s transformed the working-class neighborhood. They rebuilt old Victorian homes that lined the streets and opened popular restaurants and shops.\u003c/p>\n\u003cp>By the mid-to-late 1990s, the Castro had become an attractive place to live for queer and straight people alike. Romesburg says this led to a second wave of gentrification that pushed older LGBTQ people — including many older gay men with HIV and AIDS — out of the neighborhood. It also raised costs to the point where young LGBTQ people couldn’t afford to move in.\u003c/p>\n\u003cp>It costs more than $3,800 a month \u003ca href=\"https://www.rentjungle.com/average-rent-in-san-francisco-rent-trends/\" target=\"_blank\" rel=\"noopener\">on average to rent\u003c/a> an apartment in the Castro, according to one company that tracks rents. The \u003ca href=\"http://sfar.stats.10kresearch.com/infoserv/s-v1/bGWu-SAz\" target=\"_blank\" rel=\"noopener\">median price of a house\u003c/a> in the neighborhood is close to $3 million.\u003c/p>\n\u003cp>Romesburg was renting an apartment in the Castro with his partner and their young daughter when they were forced out a few years ago and couldn’t afford to rent anywhere else in the neighborhood. They stayed in San Francisco, moving to the city’s west side, but Romesburg knows of men who have left the Bay Area, moving to Southern California and even out of state after being priced out of the Castro.\u003c/p>\n\u003cp>“A community is woven together like a tapestry, and as you pull out the threads of it, the community becomes much more frayed,” Romesburg says. “I think of the Castro in that way. I feel like, as it becomes more of a global tourist destination and less of a community, it loses some of its heart and some of its soul.”\u003c/p>\n\u003ch3>So where is everyone moving?\u003c/h3>\n\u003cp>If fewer LGBTQ people are living in the Castro, where are they living?\u003c/p>\n\u003cp>Bob Girard and his partner are looking at moving to the Bay Area, but they don’t want to live in San Francisco. They do, however, want to make sure they end up somewhere where they’re not the only gay couple around.\u003c/p>\n\u003cp>“It’s not necessary that it needs to be a high percentage,” Girard says of where they’d like to move. “I’d just like to see other gay people out in public once in a while and to have more social opportunities than exist where we live now.”\u003c/p>\n\u003cp>Real estate agents say they’ve seen an exodus of LGBTQ people out of San Francisco and into Oakland. Taylor Sublett, an agent who works with a lot of gay clients, says they’re moving to Oakland for the same reason that everyone else is moving to Oakland: affordability, proximity to San Francisco and more space.\u003c/p>\n\u003cp>But unlike the Castro, there’s no one neighborhood in Oakland where gay people are concentrating.\u003c/p>\n\u003cp>“It’s the same places you see people concentrating from San Francisco period,” Sublett says. “They want to be able to walk to a coffee or be somewhere with that neighborhood-y feel that they’ve been priced out of in San Francisco.”\u003c/p>\n\u003cp>Myles Downes is one of those people. He’s a therapist who has been trying to get out of San Francisco for years.\u003c/p>\n\u003cfigure id=\"attachment_11634602\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28196_Myles-qut.jpg\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-11634602\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28196_Myles-qut-800x530.jpg\" alt=\"Myles Downes looks at houses in Oakland on October 27, 2017. Downes, who is gay, has been living in San Francisco for years and is looking to move somewhere more affordable.\" width=\"800\" height=\"530\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-800x530.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-160x106.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-1020x676.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-1180x782.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-960x636.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-240x159.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-375x248.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28196_Myles-qut-520x345.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Myles Downes looks at houses in Oakland on Oct. 27, 2017. Downes, who is gay, has been living in San Francisco for years and is looking to move somewhere more affordable. \u003ccite>(Ryan Levi/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>He says many of his gay friends have moved out of the city, and it’s become harder to maintain those relationships. He’d love to find a place in Oakland where he’s surrounded by other gay people, but like a lot of people making that move, it’s not his top priority.\u003c/p>\n\u003cp>“There was a time when we needed ghettoization because it was safer,” Downes says. “Now we don’t really need that as much. We can go and live in the middle of a predominantly straight community, and people are pretty cool with it and it’s no big deal.”\u003c/p>\n\u003cp>But other places in the Bay Area with growing queer communities are trying to be a little more purposeful.\u003c/p>\n\u003cp>Sonoma and Alameda counties have the highest proportion of same-sex couples in the Bay Area (and in the state, along with Riverside and Santa Cruz) after San Francisco, according to the \u003ca href=\"https://factfinder.census.gov/faces/tableservices/jsf/pages/productview.xhtml?pid=ACS_16_5YR_S1101&prodType=table\" target=\"_blank\" rel=\"noopener\">2016 American Community Survey\u003c/a>.\u003c/p>\n\u003cp>\u003c/p>\u003cp>\u003caside class=\"alignleft utils-parseShortcode-shortcodes-__bayCuriousPodcastShortcode__bayCurious\">\u003cimg src=https://cdn.kqed.org/wp-content/uploads/2023/02/bayCuriousLogo.png alt=\"Bay Curious Podcast\" loading=\"lazy\" />\n What do you wonder about the Bay Area, its culture or people that you want KQED to investigate?\n \u003ca href=\"/news/series/baycurious\">Ask Bay Curious.\u003c/a>\u003c/aside>\u003c/p>\u003cp>“Sonoma County is so spread out. I think if we all got together in one place, it would really show how many folks are here,” says Alisse Cottle.\u003c/p>\n\u003cp>When the Supreme Court ruled gay marriage was legal in 2015, Cottle and her partner, Jess Borrayo, put a rainbow flag outside Brew Coffee and Beer House, the cafe they run in downtown Santa Rosa.\u003c/p>\n\u003cp>They opened the restaurant at the beginning of the year without any political agenda. But with the flag now waving proudly outside, Brew started becoming a hub for the area’s growing queer community.\u003c/p>\n\u003cfigure id=\"attachment_11634605\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003ca href=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28198_Brew-1-qut.jpg\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-11634605\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/12/RS28198_Brew-1-qut-800x530.jpg\" alt=\"A rainbow gay pride flag hangs outside Brew in Santa Rosa. Brew's owners put the flag out after the Supreme Court ruled gay marriage legal across the country, and the cafe has since become a hub for Santa Rosa's growing queer community.\" width=\"800\" height=\"530\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-800x530.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-160x106.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-1020x676.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-1180x782.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-960x636.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-240x159.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-375x248.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/12/RS28198_Brew-1-qut-520x345.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">A rainbow gay pride flag hangs outside Brew in Santa Rosa. Brew’s owners put the flag out after the Supreme Court ruled gay marriage legal across the country, and the cafe has since become a hub for Santa Rosa’s growing queer community. \u003ccite>(Ryan Levi/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“It just started fitting a need that clearly people wanted it,” Cottle said. “And we didn’t really have to do much of anything but just be open to it and be willing.”\u003c/p>\n\u003cp>\u003ca href=\"http://letterpeople.io/\" target=\"_blank\" rel=\"noopener\">Letter People\u003c/a>, Sonoma County’s queer professionals group, started holding its meetings at Brew. \u003ca href=\"http://posimages.org/\" target=\"_blank\" rel=\"noopener\">Positive Images\u003c/a>, the county’s LGBTQ youth group, started doing the same.\u003c/p>\n\u003cp>Transgender people are a big part of Santa Rosa’s LGBTQ community. The city hosts an annual transgender conference, and Brew hosted a party for a group of transgender kids in October.\u003c/p>\n\u003cp>Cordelia Southworth, a trans woman, has been living in Santa Rosa for more than 20 years. She has been looking to move to San Francisco recently to be a part of a more active queer community.\u003c/p>\n\u003cp>“But I’m really enjoying seeing what’s happening up here now that it’s starting to come together and be more visible,” she says. “So I don’t know. It might liven up around here.”\u003c/p>\n\u003cp>\u003cem>This post has been updated with the newest data from the American Community Survey.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>Teryl Burt is 65, and sometimes lives alone in a three-bedroom townhouse in El Cerrito. The once empty rooms in her home now help house homeless guests for months at a time through a tiny non-profit in Richmond. \u003ca href=\"https://safetimehost.org/\" target=\"_blank\" rel=\"noopener\">Safe Time\u003c/a> works by matching up hosts who have an extra bedroom to share with homeless in need. \u003c/p>\n\u003cp>The guests aren’t necessarily living on the streets, but they are homeless. To qualify, they can’t have any criminal history or drug issues.\u003c/p>\n\u003cp>Nikkii Creer and her five-year-old son Demareau moved into Burt’s home over the summer. The day Creer moved in, Burt started a diary.\u003c/p>\n\u003cp>“Day One,” Burt reads. “Today Nikkii arrives an hour early to move in. I am not ready. Inconsiderate or super responsible? Are we compatible? I look around and register that this is not a kid-friendly house. Too much glass and pottery. In walks a petite, outgoing young woman with a tall handsome child. ‘Mom, can I go on that swing? C’mon Mom!’ Excitement and joy floods the air.”\u003c/p>\n\u003cp>Creer is 27, but she is still finding her way after years in foster care. She only has a high school degree, and finding work has been tough. And then, she became a single mom.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“He just wants to play all the time,” says Creer. “We’ve been to the Marina a lot since we’ve been here.”\u003c/p>\n\u003cp>The Berkeley Marina is close to El Cerrito, which is great because Demareau loves animals. “He saw a stingray today,” Creer says.\u003c/p>\n\u003cp>“Washed up on the sea!” Demareau exclaims. “The water washed him on the rocks.”\u003c/p>\n\u003cp>Like many, Burt has watched homelessness explode in the Bay Area. Today, there are roughly 28,000 people without a home in the nine-county area.\u003c/p>\n\u003cp>“When you see the tent encampments,” Burt says, “you just want to do something, but you really can’t do anything.”\u003c/p>\n\u003cp>Burt felt helpless. But when she heard about Safe Time, she realized she could do something else, besides giving money.\u003c/p>\n\u003cp>“When this program came along, it just seemed like a good fit for me,” Burt says.\u003c/p>\n\u003cp>Burt found out about Safe Time from her friend Chuck Grant in nearby Kensington. Grant started Safe Time a few months ago. He was retired and reading about homelessness. So far, the program has made 10 matches.\u003c/p>\n\u003cp>“We thought there may be a significant number of people who would take folks into their homes for karma points,” Grant says.\u003c/p>\n\u003cp>Burt grew up in small-town Illinois, and her parents would take in acquaintances who needed a place to stay. But even with that example, Teryl needed something like Safe Time to make the experience feel more…safe.\u003c/p>\n\u003cp>Safe Time, however, is loose on guidelines for how hosts and guests should negotiate the new living arrangements. It’s up to Burt and Creer to figure out how to live together.\u003c/p>\n\u003cp>“We have to tell the truth,” Burt says to Creer. “If you get mad at me for something, you have to say. And if I get mad at you for something, I have to say, and then there comes not compromise, but cooperation.”\u003c/p>\n\u003cp>Advocates who have worked with the homeless for a long time are watching this small experiment.\u003c/p>\n\u003cp>Kelley Cutler, a human rights organizer at San Francisco’s \u003ca href=\"http://www.cohsf.org/\" rel=\"noopener\" target=\"_blank\">Coalition on Homelessness\u003c/a>, says, “It’s not just housing because…’okay, here’s a room, go in here.’ Is everything like perfect now? No, you still need community.”\u003c/p>\n\u003cp>A room helps, but people who are homeless also need services, jobs, health care, and sometimes childcare, too.\u003c/p>\n\u003cp>Creer spent her summer trying to organize the next steps after Safe Time: finding a place to live, and a job. She went to Seattle to check out a job, but couldn’t find anywhere to live. She and Demareau spent a lot of weekends in Sacramento crashing with relatives, and looking for apartments. She also looked for apartments in the East Bay.\u003c/p>\n\u003cp>The apartment search is “excruciating,” Creer says. “That’s all I do from the time I wake up to the time I go to sleep is I’m looking for an apartment.”\u003c/p>\n\u003cp>When Burt finally catches up with Creer, they’ve scarcely seen each other for weeks. Sitting around the kitchen table, Creer mentions she’s thinking of moving out of Burt’s house that day.\u003c/p>\n\u003cp>“It’s just costing me a lot more money to come back and forth from Sacramento to Richmond,” Creer says.\u003c/p>\n\u003cp>That’s a huge surprise to Burt. It’s only been one month. That afternoon, while out running errands, Burt is still confused.\u003c/p>\n\u003cp>“I’m so her supporter in every way,” Burt says. “And I just feel like maybe she misrepresented her family situation. I mean why are we here?”\u003c/p>\n\u003cp>Burt had a lot of questions. If Creer was spending so much time in Sacramento with family, did she really need housing? And what exactly was she, Burt, supposed to be? A landlord or a friend? And the real frustration: why didn’t Creer think things through? Sometimes, Creer’s decisions didn’t make any sense to Burt.\u003c/p>\n\u003cp>Cutler, with the Homeless Coalition, says Burt’s reaction is understandable.\u003c/p>\n\u003cp>“If you’re experiencing homelessness, you’re in this constant crisis mode, so it is a lot of reacting, and it’s just about survival,” Cutler says. “Others who have stable housing and income are often like, ‘I can’t believe this decision this person is making!’”\u003c/p>\n\u003cp>Cutler says Creer’s behavior might make more sense if Safe Time helped hosts understand the realities of homelessness.\u003c/p>\n\u003cp>That night, after Burt got back from running errands, Creer began packing. A few days later, Creer and her son moved out. They eventually found an apartment they could afford in Sacramento, but Creer is still searching for a job.\u003c/p>\n\u003cp>Since then, Burt has hosted three more people. And she’s encouraged her friends to try it.\u003c/p>\n\u003cp>“We can’t solve homelessness overnight,” Burt says. “We can only take baby steps to get there.”\u003c/p>\n\u003cp>Burt doesn’t have any guests right now, but she’s told Safe Time she’s ready to do it again soon.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>\u003cem>This story originally aired on \u003ca href=\"http://kalw.org/post/east-bay-residents-open-their-homes-families-seeking-shelter#stream/0\">KALW.\u003c/a>\u003c/em>\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Teryl Burt is 65, and sometimes lives alone in a three-bedroom townhouse in El Cerrito. The once empty rooms in her home now help house homeless guests for months at a time through a tiny non-profit in Richmond. \u003ca href=\"https://safetimehost.org/\" target=\"_blank\" rel=\"noopener\">Safe Time\u003c/a> works by matching up hosts who have an extra bedroom to share with homeless in need. \u003c/p>\n\u003cp>The guests aren’t necessarily living on the streets, but they are homeless. To qualify, they can’t have any criminal history or drug issues.\u003c/p>\n\u003cp>Nikkii Creer and her five-year-old son Demareau moved into Burt’s home over the summer. The day Creer moved in, Burt started a diary.\u003c/p>\n\u003cp>“Day One,” Burt reads. “Today Nikkii arrives an hour early to move in. I am not ready. Inconsiderate or super responsible? Are we compatible? I look around and register that this is not a kid-friendly house. Too much glass and pottery. In walks a petite, outgoing young woman with a tall handsome child. ‘Mom, can I go on that swing? C’mon Mom!’ Excitement and joy floods the air.”\u003c/p>\n\u003cp>Creer is 27, but she is still finding her way after years in foster care. She only has a high school degree, and finding work has been tough. And then, she became a single mom.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“He just wants to play all the time,” says Creer. “We’ve been to the Marina a lot since we’ve been here.”\u003c/p>\n\u003cp>The Berkeley Marina is close to El Cerrito, which is great because Demareau loves animals. “He saw a stingray today,” Creer says.\u003c/p>\n\u003cp>“Washed up on the sea!” Demareau exclaims. “The water washed him on the rocks.”\u003c/p>\n\u003cp>Like many, Burt has watched homelessness explode in the Bay Area. Today, there are roughly 28,000 people without a home in the nine-county area.\u003c/p>\n\u003cp>“When you see the tent encampments,” Burt says, “you just want to do something, but you really can’t do anything.”\u003c/p>\n\u003cp>Burt felt helpless. But when she heard about Safe Time, she realized she could do something else, besides giving money.\u003c/p>\n\u003cp>“When this program came along, it just seemed like a good fit for me,” Burt says.\u003c/p>\n\u003cp>Burt found out about Safe Time from her friend Chuck Grant in nearby Kensington. Grant started Safe Time a few months ago. He was retired and reading about homelessness. So far, the program has made 10 matches.\u003c/p>\n\u003cp>“We thought there may be a significant number of people who would take folks into their homes for karma points,” Grant says.\u003c/p>\n\u003cp>Burt grew up in small-town Illinois, and her parents would take in acquaintances who needed a place to stay. But even with that example, Teryl needed something like Safe Time to make the experience feel more…safe.\u003c/p>\n\u003cp>Safe Time, however, is loose on guidelines for how hosts and guests should negotiate the new living arrangements. It’s up to Burt and Creer to figure out how to live together.\u003c/p>\n\u003cp>“We have to tell the truth,” Burt says to Creer. “If you get mad at me for something, you have to say. And if I get mad at you for something, I have to say, and then there comes not compromise, but cooperation.”\u003c/p>\n\u003cp>Advocates who have worked with the homeless for a long time are watching this small experiment.\u003c/p>\n\u003cp>Kelley Cutler, a human rights organizer at San Francisco’s \u003ca href=\"http://www.cohsf.org/\" rel=\"noopener\" target=\"_blank\">Coalition on Homelessness\u003c/a>, says, “It’s not just housing because…’okay, here’s a room, go in here.’ Is everything like perfect now? No, you still need community.”\u003c/p>\n\u003cp>A room helps, but people who are homeless also need services, jobs, health care, and sometimes childcare, too.\u003c/p>\n\u003cp>Creer spent her summer trying to organize the next steps after Safe Time: finding a place to live, and a job. She went to Seattle to check out a job, but couldn’t find anywhere to live. She and Demareau spent a lot of weekends in Sacramento crashing with relatives, and looking for apartments. She also looked for apartments in the East Bay.\u003c/p>\n\u003cp>The apartment search is “excruciating,” Creer says. “That’s all I do from the time I wake up to the time I go to sleep is I’m looking for an apartment.”\u003c/p>\n\u003cp>When Burt finally catches up with Creer, they’ve scarcely seen each other for weeks. Sitting around the kitchen table, Creer mentions she’s thinking of moving out of Burt’s house that day.\u003c/p>\n\u003cp>“It’s just costing me a lot more money to come back and forth from Sacramento to Richmond,” Creer says.\u003c/p>\n\u003cp>That’s a huge surprise to Burt. It’s only been one month. That afternoon, while out running errands, Burt is still confused.\u003c/p>\n\u003cp>“I’m so her supporter in every way,” Burt says. “And I just feel like maybe she misrepresented her family situation. I mean why are we here?”\u003c/p>\n\u003cp>Burt had a lot of questions. If Creer was spending so much time in Sacramento with family, did she really need housing? And what exactly was she, Burt, supposed to be? A landlord or a friend? And the real frustration: why didn’t Creer think things through? Sometimes, Creer’s decisions didn’t make any sense to Burt.\u003c/p>\n\u003cp>Cutler, with the Homeless Coalition, says Burt’s reaction is understandable.\u003c/p>\n\u003cp>“If you’re experiencing homelessness, you’re in this constant crisis mode, so it is a lot of reacting, and it’s just about survival,” Cutler says. “Others who have stable housing and income are often like, ‘I can’t believe this decision this person is making!’”\u003c/p>\n\u003cp>Cutler says Creer’s behavior might make more sense if Safe Time helped hosts understand the realities of homelessness.\u003c/p>\n\u003cp>That night, after Burt got back from running errands, Creer began packing. A few days later, Creer and her son moved out. They eventually found an apartment they could afford in Sacramento, but Creer is still searching for a job.\u003c/p>\n\u003cp>Since then, Burt has hosted three more people. And she’s encouraged her friends to try it.\u003c/p>\n\u003cp>“We can’t solve homelessness overnight,” Burt says. “We can only take baby steps to get there.”\u003c/p>\n\u003cp>Burt doesn’t have any guests right now, but she’s told Safe Time she’s ready to do it again soon.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>This weekend marks the one-year anniversary of the tragic \u003ca href=\"https://ww2.kqed.org/news/tag/ghost-ship-fire/\">Ghost Ship fire \u003c/a>that killed 36 people in a converted Oakland warehouse.\u003c/p>\n\u003cp>[contextly_sidebar id=\"XFnTREGfaPcl3W2G4D00BoYUxRGfky9E\"]\u003c/p>\n\u003cp>The people who lost their lives in the fire were very active in the Bay Area art community and are \u003ca href=\"https://ww2.kqed.org/arts/programs/oakland-warehouse-memorial/\">profiled here\u003c/a>.\u003c/p>\n\u003cp>In September, two men charged with turning the warehouse space into a dangerous firetrap \u003ca href=\"https://ww2.kqed.org/news/2017/09/27/suspects-in-oakland-ghost-ship-warehouse-fire-that-killed-36-plead-not-guilty/\" rel=\"noopener\" target=\"_blank\">each pleaded not guilty\u003c/a> to 36 counts of involuntary manslaughter.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\u003cp>\u003c/p>\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>This weekend marks the one-year anniversary of the tragic \u003ca href=\"https://ww2.kqed.org/news/tag/ghost-ship-fire/\">Ghost Ship fire \u003c/a>that killed 36 people in a converted Oakland warehouse.\u003c/p>\n\u003cp>\u003c/p>\u003cp>\u003c/p>\u003cp>\u003c/p>\n\u003cp>The people who lost their lives in the fire were very active in the Bay Area art community and are \u003ca href=\"https://ww2.kqed.org/arts/programs/oakland-warehouse-memorial/\">profiled here\u003c/a>.\u003c/p>\n\u003cp>In September, two men charged with turning the warehouse space into a dangerous firetrap \u003ca href=\"https://ww2.kqed.org/news/2017/09/27/suspects-in-oakland-ghost-ship-warehouse-fire-that-killed-36-plead-not-guilty/\" rel=\"noopener\" target=\"_blank\">each pleaded not guilty\u003c/a> to 36 counts of involuntary manslaughter.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"disqusTitle": "Rich San Francisco Homeowners Get Sold-Off Street Back",
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"content": "\u003cp>Residents of an exclusive San Francisco neighborhood who failed to pay taxes on their private, gated street for two decades got the street back Tuesday after supervisors voted to rescind the sale of the tax-defaulted property.\u003c/p>\n\u003cp>The Board of Supervisors split 7-4 on the move, with those in favor saying residents of Presidio Terrace had not received enough notice before their sidewalks, street and common areas were sold at auction in 2015.\u003c/p>\n\u003cp>Supervisor Mark Farrell, who represents the district, said it was not good policy to allow out-of-town land \"speculators\" to swoop in on law-abiding property owners who simply did not know they owed tax on their street.\u003c/p>\n\u003cp>He agreed the homeowners' due process rights were violated when the tax collector sent tax bills to an outdated address. The association had failed to update its mailing address.\u003c/p>\n\u003cp>\"When I look to the Constitution and deprivation of property and taking of property from individuals, I think that is a high standard that hasn't been met here,\" Supervisor Katy Tang added.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Supervisor Hillary Ronen voted against reversing the sale, saying homeowners had defaulted before and should have been on notice.\u003cbr>\nShe agreed that most people did not expect to pay taxes on the sidewalk in front of their house but pointed out that most people don't have a private street in front of their house.\u003c/p>\n\u003cp>\"Did the treasurer act unreasonably? I don't think so, and should we give a second bite of the apple to these homeowners when most people don't get that?\" she said. \"I don't think so.\"\u003c/p>\n\u003cp>The issue is unprecedented in San Francisco, although supervisors in other California counties have reversed sales as allowed under state law.\u003c/p>\n\u003cp>The oval-shaped street in upscale Presidio Heights is lined with leafy palms, lush landscaping and multimillion-dollar mansions.\u003c/p>\n\u003cp>Previous residents of the gated neighborhood include U.S. Rep. Nancy Pelosi and U.S. Sen. Dianne Feinstein, who wrote a letter that accused the city of bureaucratic bungling.\u003c/p>\n\u003cp>Current residents lined up Tuesday to plead their case, saying they were regular, hard-working San Franciscans who had faithfully paid taxes on their homes and simply didn't know about the separate tax lot. The British consul general in San Francisco lives in the neighborhood.\u003c/p>\n\u003cp>The residents cheered when the vote was announced.\u003c/p>\n\u003cp>Investor Tina Lam had bought the street, its sidewalks and common areas for a mere $90,000 at an auction in 2015 after the Presidio Terrace Association failed to pay property taxes on it for two decades. The annual tax bills of $14 and auction notice were sent to an outdated address that the association failed to update.\u003c/p>\n\u003cp>Homeowners learned about the sale earlier this year and petitioned the board for a hearing.\u003c/p>\n\u003cp>City Treasurer Jose Cisneros said he followed the rules and that there was no indication that the property, listed as a vacant lot, was attached to residences. Otherwise, he said, his office would have reached out to homeowners.\u003c/p>\n\u003cp>It marks the second time the association has defaulted, but it won back the street in 1985 after paying up.\u003c/p>\n\u003cp>Shepard Kopp, attorney for the buyer, said in a statement he was disappointed in the supervisors who sided with the association.\u003c/p>\n\u003cp>\"Sadly, the seven members of the Board who voted to rescind this sale have demonstrated that you get a different standard of government in San Francisco if you are rich and politically connected,\" he wrote in a statement.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"This decision was wrong and this battle is not over.\"\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Residents of an exclusive San Francisco neighborhood who failed to pay taxes on their private, gated street for two decades got the street back Tuesday after supervisors voted to rescind the sale of the tax-defaulted property.\u003c/p>\n\u003cp>The Board of Supervisors split 7-4 on the move, with those in favor saying residents of Presidio Terrace had not received enough notice before their sidewalks, street and common areas were sold at auction in 2015.\u003c/p>\n\u003cp>Supervisor Mark Farrell, who represents the district, said it was not good policy to allow out-of-town land \"speculators\" to swoop in on law-abiding property owners who simply did not know they owed tax on their street.\u003c/p>\n\u003cp>He agreed the homeowners' due process rights were violated when the tax collector sent tax bills to an outdated address. The association had failed to update its mailing address.\u003c/p>\n\u003cp>\"When I look to the Constitution and deprivation of property and taking of property from individuals, I think that is a high standard that hasn't been met here,\" Supervisor Katy Tang added.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Supervisor Hillary Ronen voted against reversing the sale, saying homeowners had defaulted before and should have been on notice.\u003cbr>\nShe agreed that most people did not expect to pay taxes on the sidewalk in front of their house but pointed out that most people don't have a private street in front of their house.\u003c/p>\n\u003cp>\"Did the treasurer act unreasonably? I don't think so, and should we give a second bite of the apple to these homeowners when most people don't get that?\" she said. \"I don't think so.\"\u003c/p>\n\u003cp>The issue is unprecedented in San Francisco, although supervisors in other California counties have reversed sales as allowed under state law.\u003c/p>\n\u003cp>The oval-shaped street in upscale Presidio Heights is lined with leafy palms, lush landscaping and multimillion-dollar mansions.\u003c/p>\n\u003cp>Previous residents of the gated neighborhood include U.S. Rep. Nancy Pelosi and U.S. Sen. Dianne Feinstein, who wrote a letter that accused the city of bureaucratic bungling.\u003c/p>\n\u003cp>Current residents lined up Tuesday to plead their case, saying they were regular, hard-working San Franciscans who had faithfully paid taxes on their homes and simply didn't know about the separate tax lot. The British consul general in San Francisco lives in the neighborhood.\u003c/p>\n\u003cp>The residents cheered when the vote was announced.\u003c/p>\n\u003cp>Investor Tina Lam had bought the street, its sidewalks and common areas for a mere $90,000 at an auction in 2015 after the Presidio Terrace Association failed to pay property taxes on it for two decades. The annual tax bills of $14 and auction notice were sent to an outdated address that the association failed to update.\u003c/p>\n\u003cp>Homeowners learned about the sale earlier this year and petitioned the board for a hearing.\u003c/p>\n\u003cp>City Treasurer Jose Cisneros said he followed the rules and that there was no indication that the property, listed as a vacant lot, was attached to residences. Otherwise, he said, his office would have reached out to homeowners.\u003c/p>\n\u003cp>It marks the second time the association has defaulted, but it won back the street in 1985 after paying up.\u003c/p>\n\u003cp>Shepard Kopp, attorney for the buyer, said in a statement he was disappointed in the supervisors who sided with the association.\u003c/p>\n\u003cp>\"Sadly, the seven members of the Board who voted to rescind this sale have demonstrated that you get a different standard of government in San Francisco if you are rich and politically connected,\" he wrote in a statement.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"This decision was wrong and this battle is not over.\"\u003c/p>\n\n\u003c/div>\u003c/p>",
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"slug": "for-some-wildfire-insurance-claims-are-the-disaster-after-the-disaster",
"title": "For Some, Wildfire Insurance Claims Are the Disaster After the Disaster",
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"content": "\u003cp>Adrian Diaz woke up about 1:30 a.m. on Monday, Oct. 9, to a neighbor pounding on his door. A \u003ca href=\"https://ww2.kqed.org/news/2017/10/09/wind-whipped-wildfires-forcing-evacuations-in-napa-and-sonoma-counties/\" target=\"_blank\" rel=\"noopener\">firestorm\u003c/a> was sweeping toward his house on Tomki Road in Mendocino County’s Redwood Valley. Diaz and his wife had minutes to load their three kids and dog into their car and drive away.\u003c/p>\n\u003cp>“Everything in front, behind and around was a 20-30-foot wall of fire,” Diaz said. As they drove through flames his car’s bumper melted in the heat. “It was very, very scary making it out. Cars aren’t designed to drive through fire.”\u003c/p>\n\u003cp>Nine people died in the Redwood Valley blaze, all of them within a few square miles of the Diaz family home, which burned to the ground.\u003c/p>\n\u003cp>“Basically, we’re still homeless,” he said. “I mean we’re bouncing around with friends and family but, you know, it’s difficult.”\u003c/p>\n\u003cp>[audio src=\"https://www.kqed.org/.stream/anon/radio/tcr/2017/11/TCRam112417LewisFireInsurance.mp3\" Image=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/10/ww2.kqed_.orgFires2-web-800x450-35153863c166389eaeddffb2230ef637684ed47d.jpg\" Title=\"For Some, Wildfire Insurance Claims Are the Disaster After the Disaster\" program=\"The California Report\"]\u003c/p>\n\u003cp>Diaz said the past month has been a roller coaster. First, he felt shock and adrenaline, then gratitude for his family’s survival, then guilt and sorrow, followed by anger.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“Now it’s a transition into the rebuild stage piece, like I’ve just got… we’ve just got to move on,” he said. “You know it’s like we’ve got to get back to a sense of normalcy.”\u003c/p>\n\u003cp>The first step in that rebuild stage, said Diaz, has been calling his insurance company to start the claims process.\u003c/p>\n\u003cp>That, he said, has been its own kind of hardship.\u003c/p>\n\u003ch2>State of emergency\u003c/h2>\n\u003cp>Just days after the wildfires ripped through Sonoma, Napa, Mendocino and Lake counties, California Department of Insurance Commissioner Dave Jones \u003ca href=\"https://www.insurance.ca.gov/0400-news/0100-press-releases/2017/upload/nr106EmergencyDeclaration.pdf\" target=\"_blank\" rel=\"noopener\">declared a state of emergency \u003c/a>to allow insurers to bring in out-of-state adjusters. Jones also asked insurers to sign on to an \u003ca href=\"http://www.insurance.ca.gov/0400-news/0100-press-releases/2017/upload/nr106NOTICE.pdf\" target=\"_blank\" rel=\"noopener\">expedited claims process\u003c/a> that allowed policyholders to get money upfront for four months of additional living expenses and 25 percent of their policy limits for personal property.\u003c/p>\n\u003cp>“People lost everything, including every piece of paper they had,” Jones said. “And we wanted to make sure insurers were cutting checks right away to help people get back on their feet.”\u003c/p>\n\u003cp>But Diaz said he didn’t get any money from his insurance company for weeks.\u003c/p>\n\u003cp>“Even though we had a total loss of everything, they expected us to live off of gift cards from the community,” he said. “For 25 days we got nothing.”\u003c/p>\n\u003cfigure id=\"attachment_11633203\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-11633203\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-800x450.jpg\" alt=\"Elly Diaz in front of the ashes that remain of their family home in Redwood Valley, Mendocino. \" width=\"800\" height=\"450\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-1180x664.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-960x540.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-240x135.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-375x211.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-520x293.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Elly Diaz in front of the ashes that remain of their family home in Redwood Valley, Mendocino. \u003ccite>(Courtesy of Adrian Diaz)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Diaz said he found out about the expedited claims process, which his insurer had signed on to, only by calling the California Department of Insurance. Now he says his insurer has agreed to give him the four months of living expenses.\u003c/p>\n\u003cp>“If you call them on it, they’ll eventually bend,” he said. “But it’s like pulling teeth. It’s struggling for every dollar.”\u003c/p>\n\u003cp>Diaz’s experience isn’t unique.\u003c/p>\n\u003ch2>Disaster after the disaster\u003c/h2>\n\u003cp>This all sounds familiar to Lake County resident Carolynn Spezza, who is still trying to complete the process that thousands of wildfire survivors like Diaz are just beginning.\u003c/p>\n\u003cp>On Sept. 12, 2015, the \u003ca href=\"https://ww2.kqed.org/news/2015/10/01/the-valley-fire-what-it-burned-and-what-it-left-behind/\" target=\"_blank\" rel=\"noopener\">Valley Fire\u003c/a> swept through Lake County, burning through 70,000 acres of woodland, killing four people and torching 1,280 structures, including the Spezzas’ home in Middletown. Now, two years into the \u003ca href=\"https://ww2.kqed.org/news/2017/09/22/2-years-after-destructive-valley-fire-lake-county-rebuilds-and-readjusts/\" target=\"_blank\" rel=\"noopener\">recovery\u003c/a> process, 75-80 percent of the structures that burned have not been rebuilt.\u003c/p>\n\u003cp>After the fire, Spezza said, she and her husband were determined to rebuild. So, they started tackling the first step: detailing the home they’d lost for their insurance company.\u003c/p>\n\u003cp>Spezza flips through a navy-blue binder that includes about 100 pages of architectural drawings, photos of light fixtures and images of their custom cabinets, along with photos of their two young daughters playing in the garden.\u003c/p>\n\u003cp>“So we did this very professionally with all the details they would possibly need,” she said. “We were totally honest. Like page after page after page.”\u003c/p>\n\u003cp>But Spezza said that by May 2016 — eight months after the fire — her insurance adjuster still hadn’t done an estimate on what it would cost to rebuild the home. Even more frustrating, Spezza said, was when her insurance agent would simply not respond to her emails for months.\u003c/p>\n\u003cp>According to the California \u003ca href=\"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm#communications\" target=\"_blank\" rel=\"noopener\">insurance code\u003c/a>, insurers must respond to consumer requests within 15 days.\u003c/p>\n\u003cp>“I wonder how much of it is just them wearing you down,” she said. ” ‘Cause it’s maddening.”\u003c/p>\n\u003cfigure id=\"attachment_11633205\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11633205 size-medium\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/spezzaashes-800x600.jpeg\" alt=\"Carolynn Spezza and her two daughters Lucia and Viena sifting through the ashes of their home in Middletown. \" width=\"800\" height=\"600\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-800x600.jpeg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-160x120.jpeg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-1020x765.jpeg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-1180x885.jpeg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-960x720.jpeg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-240x180.jpeg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-375x281.jpeg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-520x390.jpeg 520w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes.jpeg 1280w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Carolynn Spezza and her two daughters, Lucia (L) and Viena (R), sifting through the ashes of their home in Middletown. \u003ccite>(Courtesy of Carolynn Spezza)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Corresponding with her insurer and filling out paperwork became all-consuming. Spezza stopped working as a research associate to focus on the insurance claim full time.\u003c/p>\n\u003cp>“So, meanwhile, the backdrop of this is our girls are dying to move back home,” she said. “And our next-door neighbor, they’re the first in the county to rebuild, literally. So, they keep asking us, like, “Why is their house going up and not ours?’ ”\u003c/p>\n\u003cp>Finally, the family gave up the idea of rebuilding, hired lawyers to help them get a chunk of their policy and bought a replacement home. But she said they still haven’t gotten the money from their personal property that burned.\u003c/p>\n\u003cfigure id=\"attachment_11633214\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-11633214\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/IMG_9144-800x600.jpg\" alt=\"Carolynn Spezza sits at the kitchen table in her new home with her two daughters, a pile of insurance paperwork on the table in front of them.\" width=\"800\" height=\"600\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-800x600.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-160x120.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-1020x765.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-1920x1440.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-1180x885.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-960x720.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-240x180.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-375x281.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-520x390.jpg 520w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Carolynn Spezza sits at the kitchen table in her new home with her two daughters, a pile of insurance paperwork on the table in front of them. \u003ccite>(Sukey Lewis/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“One of our concerns is if people like us that are really good at paperwork can’t get our policies, then what are other people that are vulnerable, that don’t even know what their rights are, how are they being taken advantage of?” she said.\u003c/p>\n\u003cp>Spezza said she is going into mediation with her insurance company next month. She also made a short \u003ca href=\"https://www.youtube.com/watch?v=TZfwaG7WjUg&feature=youtu.be\" target=\"_blank\" rel=\"noopener\">video\u003c/a> about their insurance ordeal, appealing to lawmakers to make the insurance process easier for survivors.\u003c/p>\n\u003ch2>Complicated claims after unprecedented disaster\u003c/h2>\n\u003cp>Many policyholders who lost homes to wildfire have no complaints about how their insurance company is handling post-disaster claims.\u003c/p>\n\u003cp>Brett Donnells, who lost his home in Santa Rosa’s Coffey Park, said his insurer has been great. The first day that residents were allowed back into their properties, his adjuster was there to start the claims process.\u003c/p>\n\u003cp>“So we actually have everything in motion now,” he said.\u003c/p>\n\u003cfigure id=\"attachment_11633210\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-11633210\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/IMG_8913-800x600.jpg\" alt=\"Brett Donnells in front of his burned homesite in Coffey Park the same day the insurance adjuster came to assess his losses. \" width=\"800\" height=\"600\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-800x600.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-160x120.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-1020x765.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-1920x1440.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-1180x885.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-960x720.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-240x180.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-375x281.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-520x390.jpg 520w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Brett Donnells in front of his burned home site in Coffey Park the same day the insurance adjuster came to assess his losses. \u003ccite>(Sukey Lewis/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Tim Foster, a catastrophe claims specialist with State Farm, said part of the reason the process takes so long is because insurers are working with customers to get the full limits on their policies.\u003c/p>\n\u003cp>“It can be challenging,” he said. “And it really involves a lot of conversation with our customers and just making sure that we’re covering everything that you’d like.”\u003c/p>\n\u003cp>Foster said insurers will work with whatever resources their policyholders have — including photographs, blueprints or just talking to them — to make sure they are taking into account all the aspects of the claim that they are owed.\u003c/p>\n\u003cp>A spokesman for the insurance industry, Jeffrey Brewer, responded to KQED’s request for comment via email.\u003c/p>\n\u003cp>“Insurers recognize the urgent need to help people repair and replace damaged or lost property, and work hard to ensure the claims handling process is as smooth and easy as possible,” he said. “The rebuilding process after a disaster is complicated and requires some patience as all of the various parties involved work together to get residents back to normal.”\u003c/p>\n\u003cp>But some consumers, like Adrian Diaz of Mendocino, continue to have difficulties.\u003c/p>\n\u003cp>“I don’t want to be that guy who complains,” Diaz said, “I wanted to work with my insurance company, but basically I was left with no choice but to file a complaint.”\u003c/p>\n\u003cp>In the first month of the 2017 Northern California wildfires, 53 complaints were filed with the California Department of Insurance. The issues that consumers have with insurers can have a big impact on survivors’ ability to rebuild and recover.\u003c/p>\n\u003ch2>Insurers put on notice to obey the law\u003c/h2>\n\u003cp>“We’re here to say this needs to stop,” Insurance Commissioner Dave Jones said at a press conference this week. Jones put insurers on \u003ca href=\"///Users/sukeylewis/Downloads/nr%20129-2017%20Public%20adjuster%20notice%2011-20-17.pdf\" target=\"_blank\" rel=\"noopener\">notice\u003c/a> that they must abide by California state law following a disaster. The announcement came in the wake of multiple reports that some insurers were giving policyholders bad information.\u003c/p>\n\u003cp>Mendocino County resident Jon Kennedy did not lose his home in the wildfires, but a number of his friends did. Kennedy isn’t an insurance expert, but he is a public policy nerd and good at navigating complex legalese. So he reached out to his friends and asked if he could help by making insurance calls on their behalf.\u003c/p>\n\u003cp>“In all reality the insurance adjuster’s job is to, you know, not rip anyone off,” he said. “But to settle for as little as they possibly can, that’s the cynic in me and the mother bear in me to protect friends and family.”\u003c/p>\n\u003cp>The adjuster told Kennedy that the insurance company would pay for family living expenses only up until 30 days after a reasonable settlement, but California law says insurers have to pay this for two full years following a disaster. When Kennedy reminded him of this, the adjuster agreed to help the family out.\u003c/p>\n\u003cp>According to the \u003ca href=\"https://www.insurance.ca.gov/\">California Department of Insurance\u003c/a>, insurers also incorrectly told fire survivors they must rebuild in the same place to take advantage of the full amount of their policy and gave them unlawful deadlines to collect on their claims.\u003c/p>\n\u003cp>Jones said the problem may arise from out-of-state adjusters who are not familiar with California law, but he said it is vital that consumers get correct information so they can make decisions about how to rebuild.\u003c/p>\n\u003cp>“If this persists we would encourage consumers to contact us,” he said. “We will be opening up formal complaints against the insurance companies. Ultimately, the insurance code provides for sanctions, including penalties.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>Jones said his objective is to make sure that this is being done right at the front end.\u003c/p>\n\n",
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"excerpt": "Adrian Diaz got his insurance policy seven years ago when he bought his house. Now he's becoming an expert. ",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Adrian Diaz woke up about 1:30 a.m. on Monday, Oct. 9, to a neighbor pounding on his door. A \u003ca href=\"https://ww2.kqed.org/news/2017/10/09/wind-whipped-wildfires-forcing-evacuations-in-napa-and-sonoma-counties/\" target=\"_blank\" rel=\"noopener\">firestorm\u003c/a> was sweeping toward his house on Tomki Road in Mendocino County’s Redwood Valley. Diaz and his wife had minutes to load their three kids and dog into their car and drive away.\u003c/p>\n\u003cp>“Everything in front, behind and around was a 20-30-foot wall of fire,” Diaz said. As they drove through flames his car’s bumper melted in the heat. “It was very, very scary making it out. Cars aren’t designed to drive through fire.”\u003c/p>\n\u003cp>Nine people died in the Redwood Valley blaze, all of them within a few square miles of the Diaz family home, which burned to the ground.\u003c/p>\n\u003cp>“Basically, we’re still homeless,” he said. “I mean we’re bouncing around with friends and family but, you know, it’s difficult.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Diaz said the past month has been a roller coaster. First, he felt shock and adrenaline, then gratitude for his family’s survival, then guilt and sorrow, followed by anger.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“Now it’s a transition into the rebuild stage piece, like I’ve just got… we’ve just got to move on,” he said. “You know it’s like we’ve got to get back to a sense of normalcy.”\u003c/p>\n\u003cp>The first step in that rebuild stage, said Diaz, has been calling his insurance company to start the claims process.\u003c/p>\n\u003cp>That, he said, has been its own kind of hardship.\u003c/p>\n\u003ch2>State of emergency\u003c/h2>\n\u003cp>Just days after the wildfires ripped through Sonoma, Napa, Mendocino and Lake counties, California Department of Insurance Commissioner Dave Jones \u003ca href=\"https://www.insurance.ca.gov/0400-news/0100-press-releases/2017/upload/nr106EmergencyDeclaration.pdf\" target=\"_blank\" rel=\"noopener\">declared a state of emergency \u003c/a>to allow insurers to bring in out-of-state adjusters. Jones also asked insurers to sign on to an \u003ca href=\"http://www.insurance.ca.gov/0400-news/0100-press-releases/2017/upload/nr106NOTICE.pdf\" target=\"_blank\" rel=\"noopener\">expedited claims process\u003c/a> that allowed policyholders to get money upfront for four months of additional living expenses and 25 percent of their policy limits for personal property.\u003c/p>\n\u003cp>“People lost everything, including every piece of paper they had,” Jones said. “And we wanted to make sure insurers were cutting checks right away to help people get back on their feet.”\u003c/p>\n\u003cp>But Diaz said he didn’t get any money from his insurance company for weeks.\u003c/p>\n\u003cp>“Even though we had a total loss of everything, they expected us to live off of gift cards from the community,” he said. “For 25 days we got nothing.”\u003c/p>\n\u003cfigure id=\"attachment_11633203\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-11633203\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-800x450.jpg\" alt=\"Elly Diaz in front of the ashes that remain of their family home in Redwood Valley, Mendocino. \" width=\"800\" height=\"450\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-800x450.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-160x90.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-1020x574.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-1180x664.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-960x540.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-240x135.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-375x211.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/23213118_10207839293498751_244685750143681301_o-520x293.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Elly Diaz in front of the ashes that remain of their family home in Redwood Valley, Mendocino. \u003ccite>(Courtesy of Adrian Diaz)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Diaz said he found out about the expedited claims process, which his insurer had signed on to, only by calling the California Department of Insurance. Now he says his insurer has agreed to give him the four months of living expenses.\u003c/p>\n\u003cp>“If you call them on it, they’ll eventually bend,” he said. “But it’s like pulling teeth. It’s struggling for every dollar.”\u003c/p>\n\u003cp>Diaz’s experience isn’t unique.\u003c/p>\n\u003ch2>Disaster after the disaster\u003c/h2>\n\u003cp>This all sounds familiar to Lake County resident Carolynn Spezza, who is still trying to complete the process that thousands of wildfire survivors like Diaz are just beginning.\u003c/p>\n\u003cp>On Sept. 12, 2015, the \u003ca href=\"https://ww2.kqed.org/news/2015/10/01/the-valley-fire-what-it-burned-and-what-it-left-behind/\" target=\"_blank\" rel=\"noopener\">Valley Fire\u003c/a> swept through Lake County, burning through 70,000 acres of woodland, killing four people and torching 1,280 structures, including the Spezzas’ home in Middletown. Now, two years into the \u003ca href=\"https://ww2.kqed.org/news/2017/09/22/2-years-after-destructive-valley-fire-lake-county-rebuilds-and-readjusts/\" target=\"_blank\" rel=\"noopener\">recovery\u003c/a> process, 75-80 percent of the structures that burned have not been rebuilt.\u003c/p>\n\u003cp>After the fire, Spezza said, she and her husband were determined to rebuild. So, they started tackling the first step: detailing the home they’d lost for their insurance company.\u003c/p>\n\u003cp>Spezza flips through a navy-blue binder that includes about 100 pages of architectural drawings, photos of light fixtures and images of their custom cabinets, along with photos of their two young daughters playing in the garden.\u003c/p>\n\u003cp>“So we did this very professionally with all the details they would possibly need,” she said. “We were totally honest. Like page after page after page.”\u003c/p>\n\u003cp>But Spezza said that by May 2016 — eight months after the fire — her insurance adjuster still hadn’t done an estimate on what it would cost to rebuild the home. Even more frustrating, Spezza said, was when her insurance agent would simply not respond to her emails for months.\u003c/p>\n\u003cp>According to the California \u003ca href=\"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm#communications\" target=\"_blank\" rel=\"noopener\">insurance code\u003c/a>, insurers must respond to consumer requests within 15 days.\u003c/p>\n\u003cp>“I wonder how much of it is just them wearing you down,” she said. ” ‘Cause it’s maddening.”\u003c/p>\n\u003cfigure id=\"attachment_11633205\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11633205 size-medium\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/spezzaashes-800x600.jpeg\" alt=\"Carolynn Spezza and her two daughters Lucia and Viena sifting through the ashes of their home in Middletown. \" width=\"800\" height=\"600\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-800x600.jpeg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-160x120.jpeg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-1020x765.jpeg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-1180x885.jpeg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-960x720.jpeg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-240x180.jpeg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-375x281.jpeg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes-520x390.jpeg 520w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/spezzaashes.jpeg 1280w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Carolynn Spezza and her two daughters, Lucia (L) and Viena (R), sifting through the ashes of their home in Middletown. \u003ccite>(Courtesy of Carolynn Spezza)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Corresponding with her insurer and filling out paperwork became all-consuming. Spezza stopped working as a research associate to focus on the insurance claim full time.\u003c/p>\n\u003cp>“So, meanwhile, the backdrop of this is our girls are dying to move back home,” she said. “And our next-door neighbor, they’re the first in the county to rebuild, literally. So, they keep asking us, like, “Why is their house going up and not ours?’ ”\u003c/p>\n\u003cp>Finally, the family gave up the idea of rebuilding, hired lawyers to help them get a chunk of their policy and bought a replacement home. But she said they still haven’t gotten the money from their personal property that burned.\u003c/p>\n\u003cfigure id=\"attachment_11633214\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-11633214\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/IMG_9144-800x600.jpg\" alt=\"Carolynn Spezza sits at the kitchen table in her new home with her two daughters, a pile of insurance paperwork on the table in front of them.\" width=\"800\" height=\"600\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-800x600.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-160x120.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-1020x765.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-1920x1440.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-1180x885.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-960x720.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-240x180.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-375x281.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144-520x390.jpg 520w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_9144.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Carolynn Spezza sits at the kitchen table in her new home with her two daughters, a pile of insurance paperwork on the table in front of them. \u003ccite>(Sukey Lewis/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“One of our concerns is if people like us that are really good at paperwork can’t get our policies, then what are other people that are vulnerable, that don’t even know what their rights are, how are they being taken advantage of?” she said.\u003c/p>\n\u003cp>Spezza said she is going into mediation with her insurance company next month. She also made a short \u003ca href=\"https://www.youtube.com/watch?v=TZfwaG7WjUg&feature=youtu.be\" target=\"_blank\" rel=\"noopener\">video\u003c/a> about their insurance ordeal, appealing to lawmakers to make the insurance process easier for survivors.\u003c/p>\n\u003ch2>Complicated claims after unprecedented disaster\u003c/h2>\n\u003cp>Many policyholders who lost homes to wildfire have no complaints about how their insurance company is handling post-disaster claims.\u003c/p>\n\u003cp>Brett Donnells, who lost his home in Santa Rosa’s Coffey Park, said his insurer has been great. The first day that residents were allowed back into their properties, his adjuster was there to start the claims process.\u003c/p>\n\u003cp>“So we actually have everything in motion now,” he said.\u003c/p>\n\u003cfigure id=\"attachment_11633210\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-11633210\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/IMG_8913-800x600.jpg\" alt=\"Brett Donnells in front of his burned homesite in Coffey Park the same day the insurance adjuster came to assess his losses. \" width=\"800\" height=\"600\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-800x600.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-160x120.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-1020x765.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-1920x1440.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-1180x885.jpg 1180w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-960x720.jpg 960w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-240x180.jpg 240w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-375x281.jpg 375w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913-520x390.jpg 520w, https://cdn.kqed.org/wp-content/uploads/sites/10/2017/11/IMG_8913.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Brett Donnells in front of his burned home site in Coffey Park the same day the insurance adjuster came to assess his losses. \u003ccite>(Sukey Lewis/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Tim Foster, a catastrophe claims specialist with State Farm, said part of the reason the process takes so long is because insurers are working with customers to get the full limits on their policies.\u003c/p>\n\u003cp>“It can be challenging,” he said. “And it really involves a lot of conversation with our customers and just making sure that we’re covering everything that you’d like.”\u003c/p>\n\u003cp>Foster said insurers will work with whatever resources their policyholders have — including photographs, blueprints or just talking to them — to make sure they are taking into account all the aspects of the claim that they are owed.\u003c/p>\n\u003cp>A spokesman for the insurance industry, Jeffrey Brewer, responded to KQED’s request for comment via email.\u003c/p>\n\u003cp>“Insurers recognize the urgent need to help people repair and replace damaged or lost property, and work hard to ensure the claims handling process is as smooth and easy as possible,” he said. “The rebuilding process after a disaster is complicated and requires some patience as all of the various parties involved work together to get residents back to normal.”\u003c/p>\n\u003cp>But some consumers, like Adrian Diaz of Mendocino, continue to have difficulties.\u003c/p>\n\u003cp>“I don’t want to be that guy who complains,” Diaz said, “I wanted to work with my insurance company, but basically I was left with no choice but to file a complaint.”\u003c/p>\n\u003cp>In the first month of the 2017 Northern California wildfires, 53 complaints were filed with the California Department of Insurance. The issues that consumers have with insurers can have a big impact on survivors’ ability to rebuild and recover.\u003c/p>\n\u003ch2>Insurers put on notice to obey the law\u003c/h2>\n\u003cp>“We’re here to say this needs to stop,” Insurance Commissioner Dave Jones said at a press conference this week. Jones put insurers on \u003ca href=\"///Users/sukeylewis/Downloads/nr%20129-2017%20Public%20adjuster%20notice%2011-20-17.pdf\" target=\"_blank\" rel=\"noopener\">notice\u003c/a> that they must abide by California state law following a disaster. The announcement came in the wake of multiple reports that some insurers were giving policyholders bad information.\u003c/p>\n\u003cp>Mendocino County resident Jon Kennedy did not lose his home in the wildfires, but a number of his friends did. Kennedy isn’t an insurance expert, but he is a public policy nerd and good at navigating complex legalese. So he reached out to his friends and asked if he could help by making insurance calls on their behalf.\u003c/p>\n\u003cp>“In all reality the insurance adjuster’s job is to, you know, not rip anyone off,” he said. “But to settle for as little as they possibly can, that’s the cynic in me and the mother bear in me to protect friends and family.”\u003c/p>\n\u003cp>The adjuster told Kennedy that the insurance company would pay for family living expenses only up until 30 days after a reasonable settlement, but California law says insurers have to pay this for two full years following a disaster. When Kennedy reminded him of this, the adjuster agreed to help the family out.\u003c/p>\n\u003cp>According to the \u003ca href=\"https://www.insurance.ca.gov/\">California Department of Insurance\u003c/a>, insurers also incorrectly told fire survivors they must rebuild in the same place to take advantage of the full amount of their policy and gave them unlawful deadlines to collect on their claims.\u003c/p>\n\u003cp>Jones said the problem may arise from out-of-state adjusters who are not familiar with California law, but he said it is vital that consumers get correct information so they can make decisions about how to rebuild.\u003c/p>\n\u003cp>“If this persists we would encourage consumers to contact us,” he said. “We will be opening up formal complaints against the insurance companies. Ultimately, the insurance code provides for sanctions, including penalties.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Jones said his objective is to make sure that this is being done right at the front end.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cp>Arson investigators have found no smoke alarms in a San Jose apartment where three people died in a fire early Saturday morning, city fire officials say.\u003c/p>\n\u003cp>San Jose Fire Department Capt. Dan Vega said an investigator who has gone through the duplex apartment on South Ninth Street has found a pair of melted mounting rings for smoke detectors at the site, but no alarms. State law \u003ca href=\"http://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=HSC§ionNum=13113.7\" target=\"_blank\" rel=\"noopener\">requires\u003c/a> smoke alarms -- or in some cases smoke detectors connected to a fire alarm system -- in all residential units.\u003c/p>\n\u003cp>People who live near the two-bedroom apartment that burned did not hear any alarms, Vega said. There were early reports of people trapped in the building, and firefighters made several rescues.\u003c/p>\n\u003cp>Vega said arson investigators believe the fire, reported just before 5 a.m. Saturday, may have begun in the apartment's kitchen. However, damage from the blaze is so extreme that investigators may never determine a cause, he said.\u003c/p>\n\u003cp>City Councilman Tam Nguyen identified those who died as My-linh Nguyen, 48; her son Thuong Le, 21, a student at San Jose State University; and daughter Yvonne Le, 14, a student at Gunderson High School.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Nguyen's husband, Khoa Le, 52, is in a medically induced coma at a local hospital. He reportedly suffered burns over 70 percent of his body.\u003c/p>\n\u003cp>Le, Nguyen and their son emigrated to the United States from Vietnam, according to Councilman Nguyen.\u003c/p>\n\u003cp>A representative for the manager and owner of the building says the family had lived in the duplex for at least 10 years and emphasized the apartment was safe and had been inspected frequently by city officials.\u003c/p>\n\u003cp>\"Everything was up to code,\" said Georgia Tsaboukos, the niece of Afroditi Andrews, who owns the building. All four units in the building had smoke alarms, Tsaboukos said.\u003c/p>\n\u003cp>\"I feel for the whole family,\" Tsaboukos said.\u003c/p>\n\u003cp>The San Jose Fire Department's Bureau of Fire Prevention has yet to release its inspection records of the South Ninth Street building but Capt. Vega said the last check of the property, in June 2017, gave it a clean bill of health.\u003c/p>\n\u003cp>However, it's unclear if the fire crew that inspected the building actually entered the unit where the blaze took place.\u003c/p>\n\u003cp>In San Jose, as in other California cities, firefighters are tasked with inspecting apartment buildings once a year. Those crews often check the common areas of the structures for fire safety violations.\u003c/p>\n\u003cp>It's common, though, for firefighters not to get inside individual units because residents may not be home at the time.\u003c/p>\n\u003cp>\"We're certainly not going to be breaking down any doors,\" Vega said. \"If ... everything looks good from the outside, we may not be overly suspicious that things won't look good on the inside.\"\u003c/p>\n\u003cp>Some areas of the city may get less attention than others, Vega said.\u003c/p>\n\u003cp>\"The busiest fire stations have the most apartments, so they have trouble keeping up with the workload or at least they can,\" he said.\u003c/p>\n\u003cp>The fire has prompted Councilman Nguyen to call for improvements in making San Jose's low-income and older housing stock more fire-safe.\u003c/p>\n\u003cp>\"In poor communities, especially immigrant folks, a lot more people, due to the shortage of housing, are staying in more cramped rooms,\" Nguyen said.\u003c/p>\n\u003cp>Saturday's blaze marks the second fatal residential fire in San Jose in the last three months.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>A fire Aug. 15 at the Golden Wheel Mobile Home Park, a largely Vietnamese-American community near the Berryessa neighborhood, killed three people.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Arson investigators have found no smoke alarms in a San Jose apartment where three people died in a fire early Saturday morning, city fire officials say.\u003c/p>\n\u003cp>San Jose Fire Department Capt. Dan Vega said an investigator who has gone through the duplex apartment on South Ninth Street has found a pair of melted mounting rings for smoke detectors at the site, but no alarms. State law \u003ca href=\"http://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=HSC§ionNum=13113.7\" target=\"_blank\" rel=\"noopener\">requires\u003c/a> smoke alarms -- or in some cases smoke detectors connected to a fire alarm system -- in all residential units.\u003c/p>\n\u003cp>People who live near the two-bedroom apartment that burned did not hear any alarms, Vega said. There were early reports of people trapped in the building, and firefighters made several rescues.\u003c/p>\n\u003cp>Vega said arson investigators believe the fire, reported just before 5 a.m. Saturday, may have begun in the apartment's kitchen. However, damage from the blaze is so extreme that investigators may never determine a cause, he said.\u003c/p>\n\u003cp>City Councilman Tam Nguyen identified those who died as My-linh Nguyen, 48; her son Thuong Le, 21, a student at San Jose State University; and daughter Yvonne Le, 14, a student at Gunderson High School.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Nguyen's husband, Khoa Le, 52, is in a medically induced coma at a local hospital. He reportedly suffered burns over 70 percent of his body.\u003c/p>\n\u003cp>Le, Nguyen and their son emigrated to the United States from Vietnam, according to Councilman Nguyen.\u003c/p>\n\u003cp>A representative for the manager and owner of the building says the family had lived in the duplex for at least 10 years and emphasized the apartment was safe and had been inspected frequently by city officials.\u003c/p>\n\u003cp>\"Everything was up to code,\" said Georgia Tsaboukos, the niece of Afroditi Andrews, who owns the building. All four units in the building had smoke alarms, Tsaboukos said.\u003c/p>\n\u003cp>\"I feel for the whole family,\" Tsaboukos said.\u003c/p>\n\u003cp>The San Jose Fire Department's Bureau of Fire Prevention has yet to release its inspection records of the South Ninth Street building but Capt. Vega said the last check of the property, in June 2017, gave it a clean bill of health.\u003c/p>\n\u003cp>However, it's unclear if the fire crew that inspected the building actually entered the unit where the blaze took place.\u003c/p>\n\u003cp>In San Jose, as in other California cities, firefighters are tasked with inspecting apartment buildings once a year. Those crews often check the common areas of the structures for fire safety violations.\u003c/p>\n\u003cp>It's common, though, for firefighters not to get inside individual units because residents may not be home at the time.\u003c/p>\n\u003cp>\"We're certainly not going to be breaking down any doors,\" Vega said. \"If ... everything looks good from the outside, we may not be overly suspicious that things won't look good on the inside.\"\u003c/p>\n\u003cp>Some areas of the city may get less attention than others, Vega said.\u003c/p>\n\u003cp>\"The busiest fire stations have the most apartments, so they have trouble keeping up with the workload or at least they can,\" he said.\u003c/p>\n\u003cp>The fire has prompted Councilman Nguyen to call for improvements in making San Jose's low-income and older housing stock more fire-safe.\u003c/p>\n\u003cp>\"In poor communities, especially immigrant folks, a lot more people, due to the shortage of housing, are staying in more cramped rooms,\" Nguyen said.\u003c/p>\n\u003cp>Saturday's blaze marks the second fatal residential fire in San Jose in the last three months.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>A fire Aug. 15 at the Golden Wheel Mobile Home Park, a largely Vietnamese-American community near the Berryessa neighborhood, killed three people.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cp>Going to work these days is a relief. Crystal Espinoza is a secretary at the middle school in the Mendocino County community of Redwood Valley, and since the fire burned down her home, work has been a place of purpose and a refuge.\u003c/p>\n\u003cp>Right now she’s living with seven other people in a one-bedroom apartment.\u003c/p>\n\u003cp>“It’s either you’re sleeping on the floor or a bed we’ve brought in,” she said. “The rest of them are just on couches.”\u003c/p>\n\u003cp>It’s been six weeks since the Wine Country fires left thousands of people homeless. Some are still camped out in hotel rooms. Others, like Espinoza, have been bunking up with friends and extended family in tight quarters.\u003c/p>\n\u003cp>“We’re all crammed in there,” Espinoza said.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>[audio src=\"https://www.kqed.org/.stream/anon/radio/RDnews/2017/11/DemboskyFireRoommates.mp3\" Image=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/Frey-Vineyard-e1510957848754.jpg\" Title=\"Three Generations Cram into Tight Quarters After Fires\" program=\"News Fix\"]\u003c/p>\n\u003cp>Her parents’ home burned down, too. And when her dad’s boss offered them the one-bedroom for free, Espinoza, her fiance, her mom and dad, her two younger brothers, her sister and a family friend all moved in.\u003c/p>\n\u003cp>Overall they’re just glad to have \u003cem>someplace\u003c/em> to stay, Espinoza said. But at times the stress can wear on the gratitude.\u003c/p>\n\u003cp>“We all get up at different times because we work at different hours, and it’s just a struggle not to wake up everybody,” she said. “How we’re going to manage with food, how we’re all going to get dressed, I mean, there’s only one bathroom down there. It’s a big, big struggle right now.”\u003c/p>\n\u003cp>At one point, some plumbers in the fire zones were offering to unclog toilets for free. It hasn’t come to that yet for Espinoza’s family.\u003c/p>\n\u003cp>“It’s very, very difficult,” she said, with a little laugh.\u003c/p>\n\u003cp>But one thing was easy. Deciding who in the family would get to sleep in the bedroom.\u003c/p>\n\u003cp>“They ended up just giving it to us, just because of the fact that I am pregnant,” she said, adding that she’s seven months along. “So they wanted me to be comfortable.”\u003cem> \u003c/em>\u003c/p>\n\u003cp>In urban Sonoma County, the sheer number of homes destroyed in the fire is staggering: 4,723. In rural Redwood Valley, it’s 314. But the \u003cem>percentage\u003c/em> of people who have been displaced here worries locals.\u003c/p>\n\u003cp>“That means a third of our little hamlet’s population here is suddenly homeless,” said Katrina Frey, co-founder of the family winery, Frey Vineyards, in Redwood Valley.\u003c/p>\n\u003cp>She is concerned that if people can’t find more stable places to stay, they’ll move away. And that could really change the character of this small town. Families could be split.\u003c/p>\n\u003cp>“My son and his wife and their 5-year old son had been sitting in the basement of his brother-in-law’s house in Ukiah, and they’re desperately looking for a little place of their own that they can rent for the winter,” she said.\u003c/p>\n\u003cp>But the rental market is incredibly tight, with so many people looking and some of the housing stock burned in the fire.\u003c/p>\n\u003cp>FEMA has delivered a handful of RVs to Sonoma County, but none have arrived in Redwood Valley. Frey and her husband had hoped to live in one while they rebuild.\u003c/p>\n\u003cp>“We understand there are no FEMA trailers for three to four months,” she said.\u003c/p>\n\u003cp>In the long term, rebuilding isn’t an option for people like Crystal Espinoza. She was renting her home.\u003c/p>\n\u003cp>“My landlord lost her home as well, and she doesn’t want to rebuild,” she said.\u003c/p>\n\u003cp>Her dad does, though. And they’re hoping he can build an extra house on his property for them. But that could take two years. And her baby is coming in two months.\u003c/p>\n\u003cp>“Right now everything’s up in the air,” she said.\u003c/p>\n\u003cp>But she’s going to do all she can to stay in Redwood Valley.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>“I've lived here the majority of my life, I love it here,” she said. “It's my home.”\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Going to work these days is a relief. Crystal Espinoza is a secretary at the middle school in the Mendocino County community of Redwood Valley, and since the fire burned down her home, work has been a place of purpose and a refuge.\u003c/p>\n\u003cp>Right now she’s living with seven other people in a one-bedroom apartment.\u003c/p>\n\u003cp>“It’s either you’re sleeping on the floor or a bed we’ve brought in,” she said. “The rest of them are just on couches.”\u003c/p>\n\u003cp>It’s been six weeks since the Wine Country fires left thousands of people homeless. Some are still camped out in hotel rooms. Others, like Espinoza, have been bunking up with friends and extended family in tight quarters.\u003c/p>\n\u003cp>“We’re all crammed in there,” Espinoza said.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Her parents’ home burned down, too. And when her dad’s boss offered them the one-bedroom for free, Espinoza, her fiance, her mom and dad, her two younger brothers, her sister and a family friend all moved in.\u003c/p>\n\u003cp>Overall they’re just glad to have \u003cem>someplace\u003c/em> to stay, Espinoza said. But at times the stress can wear on the gratitude.\u003c/p>\n\u003cp>“We all get up at different times because we work at different hours, and it’s just a struggle not to wake up everybody,” she said. “How we’re going to manage with food, how we’re all going to get dressed, I mean, there’s only one bathroom down there. It’s a big, big struggle right now.”\u003c/p>\n\u003cp>At one point, some plumbers in the fire zones were offering to unclog toilets for free. It hasn’t come to that yet for Espinoza’s family.\u003c/p>\n\u003cp>“It’s very, very difficult,” she said, with a little laugh.\u003c/p>\n\u003cp>But one thing was easy. Deciding who in the family would get to sleep in the bedroom.\u003c/p>\n\u003cp>“They ended up just giving it to us, just because of the fact that I am pregnant,” she said, adding that she’s seven months along. “So they wanted me to be comfortable.”\u003cem> \u003c/em>\u003c/p>\n\u003cp>In urban Sonoma County, the sheer number of homes destroyed in the fire is staggering: 4,723. In rural Redwood Valley, it’s 314. But the \u003cem>percentage\u003c/em> of people who have been displaced here worries locals.\u003c/p>\n\u003cp>“That means a third of our little hamlet’s population here is suddenly homeless,” said Katrina Frey, co-founder of the family winery, Frey Vineyards, in Redwood Valley.\u003c/p>\n\u003cp>She is concerned that if people can’t find more stable places to stay, they’ll move away. And that could really change the character of this small town. Families could be split.\u003c/p>\n\u003cp>“My son and his wife and their 5-year old son had been sitting in the basement of his brother-in-law’s house in Ukiah, and they’re desperately looking for a little place of their own that they can rent for the winter,” she said.\u003c/p>\n\u003cp>But the rental market is incredibly tight, with so many people looking and some of the housing stock burned in the fire.\u003c/p>\n\u003cp>FEMA has delivered a handful of RVs to Sonoma County, but none have arrived in Redwood Valley. Frey and her husband had hoped to live in one while they rebuild.\u003c/p>\n\u003cp>“We understand there are no FEMA trailers for three to four months,” she said.\u003c/p>\n\u003cp>In the long term, rebuilding isn’t an option for people like Crystal Espinoza. She was renting her home.\u003c/p>\n\u003cp>“My landlord lost her home as well, and she doesn’t want to rebuild,” she said.\u003c/p>\n\u003cp>Her dad does, though. And they’re hoping he can build an extra house on his property for them. But that could take two years. And her baby is coming in two months.\u003c/p>\n\u003cp>“Right now everything’s up in the air,” she said.\u003c/p>\n\u003cp>But she’s going to do all she can to stay in Redwood Valley.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>“I've lived here the majority of my life, I love it here,” she said. “It's my home.”\u003c/p>\n\n\u003c/div>\u003c/p>",
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"disqusTitle": "Deadly Berkeley Balcony Collapse Lawsuit Settled",
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"content": "\u003cp>The families of the six people killed and seven people injured when a balcony sheared off the Library Gardens apartment complex on June 16, 2015, have settled legal actions with the building’s owner and property manager.\u003c/p>\n\u003cp>BlackRock, one of the biggest investment firms in the world, and the owner of 2020 Kittredge St., and Greystone, which managed the building, reached an agreement with those affected by the tragedy. Most of those affected were from Ireland, according to a statement from the law firm handling the cases.\u003c/p>\n\u003cp>The terms of the agreement were not announced, \u003ca href=\"https://www.irishtimes.com/news/ireland/irish-news/berkeley-balcony-collapse-relatives-settle-cases-against-firms-1.3299054\" target=\"_blank\" rel=\"noopener\">but the Irish Times reported\u003c/a>, “the figure is said to total a substantial multimillion-dollar sum.”\u003c/p>\n\u003cp>There just remains one legal claim outstanding with Insul-Flow Inc., a concrete company that operated in California and Nevada, \u003ca href=\"https://patch.com/california/berkeley/partial-settlement-reached-berkeley-balcony-collapse-lawsuit\" target=\"_blank\" rel=\"noopener\">according to Bay City News Service.\u003c/a> In May, the families \u003ca href=\"http://www.berkeleyside.com/2017/05/05/lawsuits-connected-2015-deadly-berkeley-balcony-collapse-settled/\" target=\"_blank\" rel=\"noopener\">settled with many of the defendants \u003c/a>that were sued in connection with the catastrophe. They got as much as $20 million, according to the Irish Times.\u003c/p>\n\u003cp>The lawsuits filed in November 2015 had alleged that the main contractor, Segue Construction, used inferior composite wood rather than pressure-treated wood to construct the balcony that collapsed. The company, which employed subcontractors, also allowed the balcony to be saturated by rain before enclosing it. All of those missteps meant the balcony had an underlying weakness that caused its collapse when 13 people at a birthday party stood on it at the same time, according to the lawsuits.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>At one point, mushrooms began to grow on the outside of the fifth-floor balcony, as well as a balcony on the fourth floor, according to the lawsuits. Despite those red flags, neither Greystone nor BlackRock took steps to examine the balcony’s structure and determine if it was safe, according to the lawsuits. Instead, they allowed apartment #405 to be rented out regularly until the collapse.\u003c/p>\n\u003cp>The state of California concurred that inferior materials were used with that assessment in\u003ca href=\"http://www.berkeleyside.com/2017/06/02/water-absorbent-material-caused-fatal-balcony-collapse-state-says/\" target=\"_blank\" rel=\"noopener\"> a 145-page report released earlier this year\u003c/a>. It revoked\u003ca href=\"http://www.berkeleyside.com/2017/04/25/state-revokes-license-firm-built-library-gardens-site-fatal-balcony-collapse/\" target=\"_blank\" rel=\"noopener\"> Segue’s license\u003c/a> in April and the Pleasanton-based company has since shut its doors. The city of Berkeley had reached a similar conclusion after its investigation of the balcony collapse.\u003c/p>\n\u003cp>While the terms of the most recent settlement are confidential, it apparently includes an agreement by BlackRock and Greystone to “change their procedures so the balconies on their properties are inspected on a regular basis,”\u003cstrong> \u003c/strong>\u003ca href=\"https://www.irishtimes.com/opinion/editorial/berkeley-settlement-calculating-the-incalculable-1.3299737\" target=\"_blank\" rel=\"noopener\">according to the\u003c/a>\u003ca href=\"https://www.irishtimes.com/opinion/editorial/berkeley-settlement-calculating-the-incalculable-1.3299737\"> Irish\u003c/a>\u003ca href=\"https://www.irishtimes.com/opinion/editorial/berkeley-settlement-calculating-the-incalculable-1.3299737\" target=\"_blank\" rel=\"noopener\"> Times.\u003c/a>\u003c/p>\n\u003cp>The settlement also allows the families to continue speaking out about what led to the balcony collapse and what should be done to prevent future tragedies like it.\u003c/p>\n\u003cp>“The Donohoe family was insistent that there could be no ‘Secret Settlement’ designed to prevent the parties from discussing the facts of the case and what they believe to be the cause of this tragedy,” their attorney, Eustace de Saint Phalle of Rains Lucia Stern St. Phalle & Silver, said in a statement.\u003c/p>\n\u003cp>“The most important factor of this settlement for the Donohoe family is that they will be allowed to continue their efforts in the legislature to avoid a tragedy like this from happening again,\" said de Saint Phalle.\u003c/p>\n\u003cp>“Nothing will stop us from continuing our fight to have changes made to the California building codes and regulations to require regular inspections by qualified people, proper design and use of proper construction materials, and a ban on ‘Secret Settlements’ that allow contractors to hide defective construction work from the contractors licensing board and the public,” the family of Ashley Donohoe, who was 22 and was from Rohnert Park, said in the statement.\u003c/p>\n\u003cfigure id=\"attachment_196590\" class=\"wp-caption alignnone\">\n\u003cfigure id=\"attachment_11632897\" class=\"wp-caption alignnone\" style=\"max-width: 720px\">\u003cimg class=\"size-full wp-image-11632897\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/balcony.jpg\" alt=\"\" width=\"720\" height=\"480\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony.jpg 720w, https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony-240x160.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony-375x250.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony-520x347.jpg 520w\" sizes=\"(max-width: 720px) 100vw, 720px\">\u003cfigcaption class=\"wp-caption-text\">Flowers, candles, and other mementos fill a memorial on Kittredge Street and Harold Way for the victims of the balcony collapse at Library Gardens Apartments, in Berkeley, on Thursday, June 18, 2015. Six people died and seven were seriously injured in the early Tuesday morning accident. \u003ccite>(David Yee)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003c/figure>\n\u003cp>After the tragedy, Berkeley took steps, through local amendments to state building and housing codes, to reduce the risk of dry rot or other moisture-related damage. Among other things, the measures require ventilation of concealed framing within balconies, stairs, decks and other exterior, elevated building elements; only moisture-resistant materials be used in the building of these structures; and \u003ca href=\"http://www.berkeleyside.com/2016/02/10/402-berkeley-buildings-found-to-need-fixes-after-launch-of-inspection-program-spurred-by-balcony-collapse/\" target=\"_blank\" rel=\"noopener\">mandatory inspections\u003c/a> of all existing balconies, stairs, decks and other exterior, elevated building elements in buildings with more than two units.\u003c/p>\n\u003cp>In addition to Donahue, the others who died as a result of the balcony collapse were Olivia Burke, Eimear Walsh, Eoghan Culligan, Nick Schuster and Lorcán Miller, all 21 years old and from Ireland.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cstrong>\u003cem>Follow Berkeleyside on \u003ca href=\"https://twitter.com/berkeleyside\" target=\"_blank\" rel=\"noopener\">Twitter\u003c/a> and \u003ca href=\"https://www.facebook.com/berkeleyside\" target=\"_blank\" rel=\"noopener\">Facebook\u003c/a> or get the latest news in your inbox with \u003ca href=\"http://www.berkeleyside.com/e-news-signup/\" target=\"_blank\" rel=\"noopener\">Berkeleyside’s Daily Briefing\u003c/a>. Email us at tips@berkeleyside.com. Keep Berkeleyside running and support independent local journalism by \u003ca href=\"http://www.berkeleyside.com/support-us-by-becoming-a-member/\" target=\"_blank\" rel=\"noopener\">becoming a member\u003c/a>.\u003c/em>\u003c/strong>\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>The families of the six people killed and seven people injured when a balcony sheared off the Library Gardens apartment complex on June 16, 2015, have settled legal actions with the building’s owner and property manager.\u003c/p>\n\u003cp>BlackRock, one of the biggest investment firms in the world, and the owner of 2020 Kittredge St., and Greystone, which managed the building, reached an agreement with those affected by the tragedy. Most of those affected were from Ireland, according to a statement from the law firm handling the cases.\u003c/p>\n\u003cp>The terms of the agreement were not announced, \u003ca href=\"https://www.irishtimes.com/news/ireland/irish-news/berkeley-balcony-collapse-relatives-settle-cases-against-firms-1.3299054\" target=\"_blank\" rel=\"noopener\">but the Irish Times reported\u003c/a>, “the figure is said to total a substantial multimillion-dollar sum.”\u003c/p>\n\u003cp>There just remains one legal claim outstanding with Insul-Flow Inc., a concrete company that operated in California and Nevada, \u003ca href=\"https://patch.com/california/berkeley/partial-settlement-reached-berkeley-balcony-collapse-lawsuit\" target=\"_blank\" rel=\"noopener\">according to Bay City News Service.\u003c/a> In May, the families \u003ca href=\"http://www.berkeleyside.com/2017/05/05/lawsuits-connected-2015-deadly-berkeley-balcony-collapse-settled/\" target=\"_blank\" rel=\"noopener\">settled with many of the defendants \u003c/a>that were sued in connection with the catastrophe. They got as much as $20 million, according to the Irish Times.\u003c/p>\n\u003cp>The lawsuits filed in November 2015 had alleged that the main contractor, Segue Construction, used inferior composite wood rather than pressure-treated wood to construct the balcony that collapsed. The company, which employed subcontractors, also allowed the balcony to be saturated by rain before enclosing it. All of those missteps meant the balcony had an underlying weakness that caused its collapse when 13 people at a birthday party stood on it at the same time, according to the lawsuits.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>At one point, mushrooms began to grow on the outside of the fifth-floor balcony, as well as a balcony on the fourth floor, according to the lawsuits. Despite those red flags, neither Greystone nor BlackRock took steps to examine the balcony’s structure and determine if it was safe, according to the lawsuits. Instead, they allowed apartment #405 to be rented out regularly until the collapse.\u003c/p>\n\u003cp>The state of California concurred that inferior materials were used with that assessment in\u003ca href=\"http://www.berkeleyside.com/2017/06/02/water-absorbent-material-caused-fatal-balcony-collapse-state-says/\" target=\"_blank\" rel=\"noopener\"> a 145-page report released earlier this year\u003c/a>. It revoked\u003ca href=\"http://www.berkeleyside.com/2017/04/25/state-revokes-license-firm-built-library-gardens-site-fatal-balcony-collapse/\" target=\"_blank\" rel=\"noopener\"> Segue’s license\u003c/a> in April and the Pleasanton-based company has since shut its doors. The city of Berkeley had reached a similar conclusion after its investigation of the balcony collapse.\u003c/p>\n\u003cp>While the terms of the most recent settlement are confidential, it apparently includes an agreement by BlackRock and Greystone to “change their procedures so the balconies on their properties are inspected on a regular basis,”\u003cstrong> \u003c/strong>\u003ca href=\"https://www.irishtimes.com/opinion/editorial/berkeley-settlement-calculating-the-incalculable-1.3299737\" target=\"_blank\" rel=\"noopener\">according to the\u003c/a>\u003ca href=\"https://www.irishtimes.com/opinion/editorial/berkeley-settlement-calculating-the-incalculable-1.3299737\"> Irish\u003c/a>\u003ca href=\"https://www.irishtimes.com/opinion/editorial/berkeley-settlement-calculating-the-incalculable-1.3299737\" target=\"_blank\" rel=\"noopener\"> Times.\u003c/a>\u003c/p>\n\u003cp>The settlement also allows the families to continue speaking out about what led to the balcony collapse and what should be done to prevent future tragedies like it.\u003c/p>\n\u003cp>“The Donohoe family was insistent that there could be no ‘Secret Settlement’ designed to prevent the parties from discussing the facts of the case and what they believe to be the cause of this tragedy,” their attorney, Eustace de Saint Phalle of Rains Lucia Stern St. Phalle & Silver, said in a statement.\u003c/p>\n\u003cp>“The most important factor of this settlement for the Donohoe family is that they will be allowed to continue their efforts in the legislature to avoid a tragedy like this from happening again,\" said de Saint Phalle.\u003c/p>\n\u003cp>“Nothing will stop us from continuing our fight to have changes made to the California building codes and regulations to require regular inspections by qualified people, proper design and use of proper construction materials, and a ban on ‘Secret Settlements’ that allow contractors to hide defective construction work from the contractors licensing board and the public,” the family of Ashley Donohoe, who was 22 and was from Rohnert Park, said in the statement.\u003c/p>\n\u003cfigure id=\"attachment_196590\" class=\"wp-caption alignnone\">\n\u003cfigure id=\"attachment_11632897\" class=\"wp-caption alignnone\" style=\"max-width: 720px\">\u003cimg class=\"size-full wp-image-11632897\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/11/balcony.jpg\" alt=\"\" width=\"720\" height=\"480\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony.jpg 720w, https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony-240x160.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony-375x250.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/11/balcony-520x347.jpg 520w\" sizes=\"(max-width: 720px) 100vw, 720px\">\u003cfigcaption class=\"wp-caption-text\">Flowers, candles, and other mementos fill a memorial on Kittredge Street and Harold Way for the victims of the balcony collapse at Library Gardens Apartments, in Berkeley, on Thursday, June 18, 2015. Six people died and seven were seriously injured in the early Tuesday morning accident. \u003ccite>(David Yee)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003c/figure>\n\u003cp>After the tragedy, Berkeley took steps, through local amendments to state building and housing codes, to reduce the risk of dry rot or other moisture-related damage. Among other things, the measures require ventilation of concealed framing within balconies, stairs, decks and other exterior, elevated building elements; only moisture-resistant materials be used in the building of these structures; and \u003ca href=\"http://www.berkeleyside.com/2016/02/10/402-berkeley-buildings-found-to-need-fixes-after-launch-of-inspection-program-spurred-by-balcony-collapse/\" target=\"_blank\" rel=\"noopener\">mandatory inspections\u003c/a> of all existing balconies, stairs, decks and other exterior, elevated building elements in buildings with more than two units.\u003c/p>\n\u003cp>In addition to Donahue, the others who died as a result of the balcony collapse were Olivia Burke, Eimear Walsh, Eoghan Culligan, Nick Schuster and Lorcán Miller, all 21 years old and from Ireland.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cstrong>\u003cem>Follow Berkeleyside on \u003ca href=\"https://twitter.com/berkeleyside\" target=\"_blank\" rel=\"noopener\">Twitter\u003c/a> and \u003ca href=\"https://www.facebook.com/berkeleyside\" target=\"_blank\" rel=\"noopener\">Facebook\u003c/a> or get the latest news in your inbox with \u003ca href=\"http://www.berkeleyside.com/e-news-signup/\" target=\"_blank\" rel=\"noopener\">Berkeleyside’s Daily Briefing\u003c/a>. Email us at tips@berkeleyside.com. Keep Berkeleyside running and support independent local journalism by \u003ca href=\"http://www.berkeleyside.com/support-us-by-becoming-a-member/\" target=\"_blank\" rel=\"noopener\">becoming a member\u003c/a>.\u003c/em>\u003c/strong>\u003c/p>\n\n\u003c/div>\u003c/p>",
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"info": "For decades, the process for how police police themselves has been inconsistent – if not opaque. In some states, like California, these proceedings were completely hidden. After a new police transparency law unsealed scores of internal affairs files, our reporters set out to examine these cases and the shadow world of police discipline. On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?",
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"info": "Political Breakdown is a new series that explores the political intersection of California and the nation. Each week hosts Scott Shafer and Marisa Lagos are joined with a new special guest to unpack politics -- with personality — and offer an insider’s glimpse at how politics happens.",
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"info": "Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? Each episode also includes a short fiction story generated by advanced AI GPT-4, serving as a thought-provoking springboard to speculate how humanity could leverage technology for good.",
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"radiolab": {
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},
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"info": "The Snap Judgment radio show and podcast mixes real stories with killer beats to produce cinematic, dramatic radio. Snap's musical brand of storytelling dares listeners to see the world through the eyes of another. This is storytelling... with a BEAT!! Snap first aired on public radio stations nationwide in July 2010. Today, Snap Judgment airs on over 450 public radio stations and is brought to the airwaves by KQED & PRX.",
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"soldout": {
"id": "soldout",
"title": "SOLD OUT: Rethinking Housing in America",
"tagline": "A new future for housing",
"info": "Sold Out: Rethinking Housing in America",
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