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"content": "\u003cp>When the Senate Agriculture Committee voted Thursday to send President Trump’s pick to run the U.S. Department of Agriculture to the full Senate, the man who runs one of California’s top farm industry groups began to see a future where his organization had more access to the White House.\u003c/p>\n\u003cp>Trump nominated former Georgia Gov. Sonny Perdue to be Secretary of Agriculture in January, but his confirmation was delayed when ethical concerns about his business ties emerged.\u003c/p>\n\u003cp>During that time, agricultural groups have had no line in to the White House, according to California Farm Bureau president Paul Wenger.\u003c/p>\n\u003cp>“The folks aren’t there to talk to,” Wenger said in an interview Thursday. “Nobody really knows how to get a hold and to weigh in on issues. We just need to get somebody in there.” \u003c/p>\n\u003cp>The farm bureau was initially supportive of Tom Vilsack, the former USDA secretary under former President Obama. Vilsack visited California many times and several top officials at the department came from the state.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>But during a visit to California last year, Vilsack advocated for \u003ca href=\"https://ww2.kqed.org/news/2016/08/29/in-historic-vote-assembly-oks-hiking-overtime-pay-for-farmworkers/\" target=\"_blank\" rel=\"noopener\">overtime benefits for farmworkers\u003c/a> in the state. While labor advocates and California lawmakers backed a new law passed last summer, the industry was opposed.\u003c/p>\n\u003cp>Perdue understands the issues that California farmers face, Wenger said. Just like Georgia, the Golden State relies on immigrant labor for agricultural work.\u003c/p>\n\u003cp>Perdue has moderate views on trade and immigration. Politico pointed out that \u003ca href=\"http://www.politico.com/story/2017/01/trump-will-pick-sonny-perdue-to-lead-agriculture-233820\" target=\"_blank\" rel=\"noopener\">those views are not entirely in line with Trump’s\u003c/a>.\u003c/p>\n\u003cp>A recent \u003ca href=\"https://ww2.kqed.org/news/2017/03/08/trump-immigration-policies-could-hurt-california-economists-warn/\" target=\"_blank\" rel=\"noopener\">report \u003c/a>from the UCLA Anderson Forecast found that the new administration’s stricter immigration policies could particularly affect the estimated 840,000 people in the state’s agricultural industry.\u003c/p>\n\u003cp>Another industry group, Western Growers, which represents local and regional family farmers in California, applauded the committee’s vote and touched on the same theme.\u003c/p>\n\u003cp>“We trust that secretary-designate Perdue will pursue a resolution to one of our industry’s greatest needs, ensuring that immigration reform — one that works for all of agriculture — remains a top priority for the president,” said Tom Nassif, the organization’s president and CEO.\u003c/p>\n\u003cp>Local environmental groups are not happy Perdue’s road to the White House cabinet is now moving smoothly.\u003c/p>\n\u003cp>Erich Pica, president of the Berkeley-based Friends of the Earth, called Perdue’s confirmation hearing impossibly short and easy.\u003c/p>\n\u003cp>The committee failed to properly scrutinize Perdue’s record, Pica said in a statement.\u003c/p>\n\u003cp>“Allowing the Trump administration to smoothly confirm a nominee dogged by ethics complaints and vexed with deep personal ties to big agribusiness is reprehensible,” Pica said. “Perdue’s inability to separate business and politics make him unfit to serve and we hope Democrats will not turn a blind eye to his ethics.”\u003c/p>\n\u003cp>Perdue’s confirmation hearing came after \u003ca href=\"http://www.usatoday.com/story/news/politics/2017/03/22/agriculture-secretary-nominee-sonny-perdue-senate-confirmation-hearing/99457310/\" target=\"_blank\" rel=\"noopener\">he reached an agreement with the Office of Government Ethics\u003c/a> to avoid conflicts of interest. As governor of Georgia, he was criticized for refusing to place his assets in a blind trust.\u003c/p>\n\u003cp>In the deal he is \u003ca href=\"https://www.bloomberg.com/politics/articles/2017-03-12/usda-pick-perdue-cutting-business-ties-but-keeping-real-estate\">cutting ties to his farming business,\u003c/a> but keeping his real estate investments.\u003c/p>\n\u003ch3>A Special Relevance For Californians\u003c/h3>\n\u003cp>The USDA runs a food safety division that came under scrutiny in the Bay Area after the 2014 nationwide meat recall involving the now-defunct, Petaluma-based Rancho Feeding Corp.\u003c/p>\n\u003cp>The recall led the department’s Office of Food Safety and Inspection Service (FSIS) \u003ca href=\"https://ww2.kqed.org/news/2015/07/22/feds-toughen-meat-inspections-in-wake-of-petaluma-slaughterhouse-case/\" target=\"_blank\" rel=\"noopener\">to hire more full-time inspectors\u003c/a> to keep tabs on meat-processing plants across the country.\u003c/p>\n\u003cp>Food safety advocates who pushed for stricter enforcement of slaughterhouse regulations due to the Rancho recall are cautiously optimistic about Perdue, who is a trained veterinarian.\u003c/p>\n\u003cp>“On his resume, he comes in with a food safety background,” said Tony Corbo, senior lobbyist at Food & Water Watch.\u003c/p>\n\u003cp>While Trump’s budget calls for a $4.7 billion cut in the USDA’s budget, the president’s spending plan does not make cuts to the FSIS.\u003c/p>\n\u003cp>“That’s one glimmer of hope,” Corbo said.\u003c/p>\n\u003cp>Trump has not yet nominated someone to be the FSIS under-secretary.\u003c/p>\n\u003cp>A better picture of the new administration’s views on food safety should come once that person has been named and the president’s more detailed spending plan emerges in the coming months, Corbo said.\u003c/p>\n\u003cp>Another agency under the USDA that has increased its work in California is the U.S. Forest Service.\u003c/p>\n\u003cp>The agency has managed public land in California for more than a century. In recent years, large sections of national forestland in the state have been charred by massive wildfires.\u003c/p>\n\u003cp>“They’re one of the very largest land owners in California,” said Susie Kocher, a natural resources adviser and registered professional forester for the University of California’s Cooperative Extension in the Central Sierra. “What they do has always been really important to local communities and the state economy as a whole.” \u003c/p>\n\u003cp>Trump’s budget makes no cuts to the department’s funds for wildland fire preparedness and firefighting.\u003c/p>\n\u003cp>Kocher said she hopes Perdue makes reforms to federal forest management including tree thinning and prescribed burns “to keep our forests more resilient and healthy so they can withstand wildfire and drought.”\u003c/p>\n\u003cp>During the years-long dry spell, more than a 100 million trees died across California.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>“We’re really dealing with a crisis in forest health,” Kocher said.\u003c/p>\n\n",
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"title": "Californians at Odds as Trump's Ag Pick Clears Senate Hurdle | KQED",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>When the Senate Agriculture Committee voted Thursday to send President Trump’s pick to run the U.S. Department of Agriculture to the full Senate, the man who runs one of California’s top farm industry groups began to see a future where his organization had more access to the White House.\u003c/p>\n\u003cp>Trump nominated former Georgia Gov. Sonny Perdue to be Secretary of Agriculture in January, but his confirmation was delayed when ethical concerns about his business ties emerged.\u003c/p>\n\u003cp>During that time, agricultural groups have had no line in to the White House, according to California Farm Bureau president Paul Wenger.\u003c/p>\n\u003cp>“The folks aren’t there to talk to,” Wenger said in an interview Thursday. “Nobody really knows how to get a hold and to weigh in on issues. We just need to get somebody in there.” \u003c/p>\n\u003cp>The farm bureau was initially supportive of Tom Vilsack, the former USDA secretary under former President Obama. Vilsack visited California many times and several top officials at the department came from the state.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>But during a visit to California last year, Vilsack advocated for \u003ca href=\"https://ww2.kqed.org/news/2016/08/29/in-historic-vote-assembly-oks-hiking-overtime-pay-for-farmworkers/\" target=\"_blank\" rel=\"noopener\">overtime benefits for farmworkers\u003c/a> in the state. While labor advocates and California lawmakers backed a new law passed last summer, the industry was opposed.\u003c/p>\n\u003cp>Perdue understands the issues that California farmers face, Wenger said. Just like Georgia, the Golden State relies on immigrant labor for agricultural work.\u003c/p>\n\u003cp>Perdue has moderate views on trade and immigration. Politico pointed out that \u003ca href=\"http://www.politico.com/story/2017/01/trump-will-pick-sonny-perdue-to-lead-agriculture-233820\" target=\"_blank\" rel=\"noopener\">those views are not entirely in line with Trump’s\u003c/a>.\u003c/p>\n\u003cp>A recent \u003ca href=\"https://ww2.kqed.org/news/2017/03/08/trump-immigration-policies-could-hurt-california-economists-warn/\" target=\"_blank\" rel=\"noopener\">report \u003c/a>from the UCLA Anderson Forecast found that the new administration’s stricter immigration policies could particularly affect the estimated 840,000 people in the state’s agricultural industry.\u003c/p>\n\u003cp>Another industry group, Western Growers, which represents local and regional family farmers in California, applauded the committee’s vote and touched on the same theme.\u003c/p>\n\u003cp>“We trust that secretary-designate Perdue will pursue a resolution to one of our industry’s greatest needs, ensuring that immigration reform — one that works for all of agriculture — remains a top priority for the president,” said Tom Nassif, the organization’s president and CEO.\u003c/p>\n\u003cp>Local environmental groups are not happy Perdue’s road to the White House cabinet is now moving smoothly.\u003c/p>\n\u003cp>Erich Pica, president of the Berkeley-based Friends of the Earth, called Perdue’s confirmation hearing impossibly short and easy.\u003c/p>\n\u003cp>The committee failed to properly scrutinize Perdue’s record, Pica said in a statement.\u003c/p>\n\u003cp>“Allowing the Trump administration to smoothly confirm a nominee dogged by ethics complaints and vexed with deep personal ties to big agribusiness is reprehensible,” Pica said. “Perdue’s inability to separate business and politics make him unfit to serve and we hope Democrats will not turn a blind eye to his ethics.”\u003c/p>\n\u003cp>Perdue’s confirmation hearing came after \u003ca href=\"http://www.usatoday.com/story/news/politics/2017/03/22/agriculture-secretary-nominee-sonny-perdue-senate-confirmation-hearing/99457310/\" target=\"_blank\" rel=\"noopener\">he reached an agreement with the Office of Government Ethics\u003c/a> to avoid conflicts of interest. As governor of Georgia, he was criticized for refusing to place his assets in a blind trust.\u003c/p>\n\u003cp>In the deal he is \u003ca href=\"https://www.bloomberg.com/politics/articles/2017-03-12/usda-pick-perdue-cutting-business-ties-but-keeping-real-estate\">cutting ties to his farming business,\u003c/a> but keeping his real estate investments.\u003c/p>\n\u003ch3>A Special Relevance For Californians\u003c/h3>\n\u003cp>The USDA runs a food safety division that came under scrutiny in the Bay Area after the 2014 nationwide meat recall involving the now-defunct, Petaluma-based Rancho Feeding Corp.\u003c/p>\n\u003cp>The recall led the department’s Office of Food Safety and Inspection Service (FSIS) \u003ca href=\"https://ww2.kqed.org/news/2015/07/22/feds-toughen-meat-inspections-in-wake-of-petaluma-slaughterhouse-case/\" target=\"_blank\" rel=\"noopener\">to hire more full-time inspectors\u003c/a> to keep tabs on meat-processing plants across the country.\u003c/p>\n\u003cp>Food safety advocates who pushed for stricter enforcement of slaughterhouse regulations due to the Rancho recall are cautiously optimistic about Perdue, who is a trained veterinarian.\u003c/p>\n\u003cp>“On his resume, he comes in with a food safety background,” said Tony Corbo, senior lobbyist at Food & Water Watch.\u003c/p>\n\u003cp>While Trump’s budget calls for a $4.7 billion cut in the USDA’s budget, the president’s spending plan does not make cuts to the FSIS.\u003c/p>\n\u003cp>“That’s one glimmer of hope,” Corbo said.\u003c/p>\n\u003cp>Trump has not yet nominated someone to be the FSIS under-secretary.\u003c/p>\n\u003cp>A better picture of the new administration’s views on food safety should come once that person has been named and the president’s more detailed spending plan emerges in the coming months, Corbo said.\u003c/p>\n\u003cp>Another agency under the USDA that has increased its work in California is the U.S. Forest Service.\u003c/p>\n\u003cp>The agency has managed public land in California for more than a century. In recent years, large sections of national forestland in the state have been charred by massive wildfires.\u003c/p>\n\u003cp>“They’re one of the very largest land owners in California,” said Susie Kocher, a natural resources adviser and registered professional forester for the University of California’s Cooperative Extension in the Central Sierra. “What they do has always been really important to local communities and the state economy as a whole.” \u003c/p>\n\u003cp>Trump’s budget makes no cuts to the department’s funds for wildland fire preparedness and firefighting.\u003c/p>\n\u003cp>Kocher said she hopes Perdue makes reforms to federal forest management including tree thinning and prescribed burns “to keep our forests more resilient and healthy so they can withstand wildfire and drought.”\u003c/p>\n\u003cp>During the years-long dry spell, more than a 100 million trees died across California.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>“We’re really dealing with a crisis in forest health,” Kocher said.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"disqusTitle": "San Diego Signs Historic Memorandum, Gaining Role in Mexico’s Legislative Process",
"title": "San Diego Signs Historic Memorandum, Gaining Role in Mexico’s Legislative Process",
"headTitle": "The California Report | KQED News",
"content": "\u003cp>The \u003ca href=\"http://www.sdchamber.org/\">San Diego Regional Chamber of Commerce\u003c/a> signed a historic memorandum of understanding with Mexico’s Senate on Tuesday, expanding the influence of San Diego and northern Baja California leaders on Mexican legislation related to ports of entry, trade and immigration.\u003c/p>\n\u003cp>The agreement establishes a working group made up of business leaders and politicians from the San Diego-Tijuana region, as well as members of the Mexican Senate.\u003c/p>\n\u003cp>The working group will meet twice a year through 2018, alternating between Mexico City and San Diego or Tijuana, to collaborate on legislation related to those key issues.\u003c/p>\n\u003cp>\"This agreement serves as a model that others can use to establish their own agreements with Senate representatives,\" said Chamber President Jerry Sanders.\u003c/p>\n\u003cp>[audio src=\"http://www.kqed.org/.stream/anon/radio/tcr/2017/03/2017-03-30d-tcr.mp3\" Image=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/01/burnett-border-fence-3-edit-53a12bb5e7f1df0c1b67302a182c97372400f3ec-1920x1440.jpg\" Title=\"San Diego Business Leaders Visit Mexico City\" program=\"The California Report\"]\u003c/p>\n\u003cp>Sanders promised to share the memorandum of understanding with other business associations, economic development organizations and academic institutions promoting cross-border trade and the U.S.-Mexico relationship.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Paola Avila, vice president of international business affairs for the chamber, said the agreement to meet at least twice in the San Diego-Tijuana region instead of the Mexican capital is significant because \"they'll be able to see first-hand our thriving economy.\"\u003c/p>\n\u003cp>She said the memorandum of understanding helps overcome misconceptions about the border region, noting that both Washington, D.C. and Mexico City are far away from San Diego and Tijuana, so federal officials are sometimes out of touch with border realities.\u003c/p>\n\u003cp>The chamber is in Mexico City this week\u003ca href=\"http://www.kpbs.org/news/2017/mar/27/san-diego-and-tijuana-leaders-push-regional-issues/\"> leading an annual delegation\u003c/a> of nearly 90 business leaders and politicians from the San Diego-Tijuana region. They are pushing for port of entry improvements and the preservation of key elements of NAFTA, which they argue benefits both cities.\u003c/p>\n\u003cfigure id=\"attachment_11383548\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/03/SandersSigns-800x472.jpg\" alt=\"San Diego Regional Chamber of Commerce President Jerry Sanders signs a memorandum of understanding with the Mexican Senate on March 28, 2017.\" width=\"800\" height=\"472\" class=\"size-medium wp-image-11383548\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-800x472.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-160x94.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-1020x602.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-1180x696.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-960x567.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-240x142.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-375x221.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-520x307.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">San Diego Regional Chamber of Commerce President Jerry Sanders signs a memorandum of understanding with the Mexican Senate on March 28, 2017. \u003ccite>(Jean Guerrero/KPBS)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>On Monday evening, a few members of the delegation met privately with Mexico's Foreign Relations Minister Luis Videgaray, the equivalent of the U.S. secretary of state south of the border, who was \"very responsive\" to the delegation's requests, Avila said. Videgaray is Mexico's point person for upcoming NAFTA renegotiations with the U.S.\u003c/p>\n\u003cp>Videgaray promised to take a leadership role in advancing Otay II, a toll-operated port of entry planned for 2020 or 2021 in Otay Mesa, as well as to issue a diplomatic note necessary to allow a binational railroad to move forward through Tecate.\u003c/p>\n\u003cp>In exchange for that commitment, Avila said the delegation members promised to increase awareness in the U.S. about Mexico's importance as a trade partner. San Diego exports about $5.5 billion in goods and services to Mexico each year, and nationally, trade between the two countries was at $583.6 billion in 2015.\u003c/p>\n\u003cp>\"We wanted to make sure he knew we were a partner,\" Avila said. \"While there is a very negative message that has been received in Mexico, that is not shared by everyone. Our region is working every day to advocate in support and promotion of that relationship.\"\u003c/p>\n\u003cp>Videgaray has become a legendary figure in Mexico, leading sweeping structural reforms in Mexico's energy and telecommunications sectors as economy minister, then triggering a public outcry after inviting Trump to Mexico City during his campaign for president -- a scandal that \u003ca href=\"https://www.nytimes.com/2016/09/08/world/americas/mexico-finance-minister-luis-videgaray-resigns.html?_r=0\">forced Videgaray to resign\u003c/a> as economy minister.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>He told the delegation members that in preliminary conversations with U.S. officials regarding NAFTA, \"there is a willingness and an interest in working together on these infrastructure projects.\"\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>The \u003ca href=\"http://www.sdchamber.org/\">San Diego Regional Chamber of Commerce\u003c/a> signed a historic memorandum of understanding with Mexico’s Senate on Tuesday, expanding the influence of San Diego and northern Baja California leaders on Mexican legislation related to ports of entry, trade and immigration.\u003c/p>\n\u003cp>The agreement establishes a working group made up of business leaders and politicians from the San Diego-Tijuana region, as well as members of the Mexican Senate.\u003c/p>\n\u003cp>The working group will meet twice a year through 2018, alternating between Mexico City and San Diego or Tijuana, to collaborate on legislation related to those key issues.\u003c/p>\n\u003cp>\"This agreement serves as a model that others can use to establish their own agreements with Senate representatives,\" said Chamber President Jerry Sanders.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Sanders promised to share the memorandum of understanding with other business associations, economic development organizations and academic institutions promoting cross-border trade and the U.S.-Mexico relationship.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Paola Avila, vice president of international business affairs for the chamber, said the agreement to meet at least twice in the San Diego-Tijuana region instead of the Mexican capital is significant because \"they'll be able to see first-hand our thriving economy.\"\u003c/p>\n\u003cp>She said the memorandum of understanding helps overcome misconceptions about the border region, noting that both Washington, D.C. and Mexico City are far away from San Diego and Tijuana, so federal officials are sometimes out of touch with border realities.\u003c/p>\n\u003cp>The chamber is in Mexico City this week\u003ca href=\"http://www.kpbs.org/news/2017/mar/27/san-diego-and-tijuana-leaders-push-regional-issues/\"> leading an annual delegation\u003c/a> of nearly 90 business leaders and politicians from the San Diego-Tijuana region. They are pushing for port of entry improvements and the preservation of key elements of NAFTA, which they argue benefits both cities.\u003c/p>\n\u003cfigure id=\"attachment_11383548\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/03/SandersSigns-800x472.jpg\" alt=\"San Diego Regional Chamber of Commerce President Jerry Sanders signs a memorandum of understanding with the Mexican Senate on March 28, 2017.\" width=\"800\" height=\"472\" class=\"size-medium wp-image-11383548\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-800x472.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-160x94.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-1020x602.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-1180x696.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-960x567.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-240x142.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-375x221.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/SandersSigns-520x307.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">San Diego Regional Chamber of Commerce President Jerry Sanders signs a memorandum of understanding with the Mexican Senate on March 28, 2017. \u003ccite>(Jean Guerrero/KPBS)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>On Monday evening, a few members of the delegation met privately with Mexico's Foreign Relations Minister Luis Videgaray, the equivalent of the U.S. secretary of state south of the border, who was \"very responsive\" to the delegation's requests, Avila said. Videgaray is Mexico's point person for upcoming NAFTA renegotiations with the U.S.\u003c/p>\n\u003cp>Videgaray promised to take a leadership role in advancing Otay II, a toll-operated port of entry planned for 2020 or 2021 in Otay Mesa, as well as to issue a diplomatic note necessary to allow a binational railroad to move forward through Tecate.\u003c/p>\n\u003cp>In exchange for that commitment, Avila said the delegation members promised to increase awareness in the U.S. about Mexico's importance as a trade partner. San Diego exports about $5.5 billion in goods and services to Mexico each year, and nationally, trade between the two countries was at $583.6 billion in 2015.\u003c/p>\n\u003cp>\"We wanted to make sure he knew we were a partner,\" Avila said. \"While there is a very negative message that has been received in Mexico, that is not shared by everyone. Our region is working every day to advocate in support and promotion of that relationship.\"\u003c/p>\n\u003cp>Videgaray has become a legendary figure in Mexico, leading sweeping structural reforms in Mexico's energy and telecommunications sectors as economy minister, then triggering a public outcry after inviting Trump to Mexico City during his campaign for president -- a scandal that \u003ca href=\"https://www.nytimes.com/2016/09/08/world/americas/mexico-finance-minister-luis-videgaray-resigns.html?_r=0\">forced Videgaray to resign\u003c/a> as economy minister.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>He told the delegation members that in preliminary conversations with U.S. officials regarding NAFTA, \"there is a willingness and an interest in working together on these infrastructure projects.\"\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cp>NEW YORK -- Wells Fargo has agreed to pay $110 million to settle a class-action lawsuit over up to 2 million accounts its employees opened for customers without getting their permission, the bank announced Tuesday.\u003c/p>\n\u003cp>It's the first private settlement that Wells has reached since the company paid $185 million to federal and California authorities late last year. Authorities said bank employees, driven by high-pressure sales tactics, opened the bank and credit card accounts without customer authorization.\u003c/p>\n\u003cp>Wells also disclosed Tuesday that a federal regulator had downgraded its rating under a law designed to help monitor and promote banking practices to low-income and minority communities. The Office of the Comptroller of the Currency cited the sales practices as one reason for the downgrade. The move means restrictions on Wells' business, including opening more branches or making acquisitions.\u003c/p>\n\u003cp>The settlement will include customers who had accounts opened without their permission, or were signed up for a product they did not agree to, going back to Jan. 1, 2009. Wells Fargo says it believes this settlement, which is subject to court approval, will resolve the 11 other pending class-action lawsuits filed against it over the accounts.\u003c/p>\n\u003cp>Notably, Wells said it is waiving its right to take customers into what's known as third-party arbitration, which lets the bank take complaints to a private mediator instead of a court of law. The practice has been a source of controversy for the bank, and customer advocates and politicians had been pressuring Wells to give up its right to use arbitration. Until Tuesday, Wells had been invoking its right to arbitration in this particular case.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\"We believe this is an outstanding result obtained for the benefit of a proposed nationwide class, notwithstanding Wells Fargo's effort to block the class action with an arbitration clause,\" said Derek Loeser, a partner with Keller Rohrback, one of the firms that filed a class-action suit against the bank.\u003c/p>\n\u003cp>After paying attorneys' fees, the $110 million will first go to cover any customers' out-of-pocket losses or fees that they may have incurred due to the unauthorized accounts. All remaining money will be split among the all impacted customers.\u003c/p>\n\u003cp>San Francisco-based Wells Fargo has seen sharp declines in new account openings and bank traffic, and has been working to restore customers' trust since the practices came to light. The biggest scandal in the bank's history led to the abrupt retirement of its CEO, John Stumpf. In response to the scandal, Wells has changed its sales practices, ousted other executives and called tens of millions of customers to check on whether they truly opened the accounts in question.\u003c/p>\n\u003cp>\"This agreement is another step in our journey to make things right with customers,\" Wells Fargo CEO Tim Sloan said in a prepared statement. Sloan took over as CEO in October.\u003c/p>\n\u003cp>Wells Fargo's board of directors is conducting an investigation into the bank's sales practices, a report that is expected to be out in April ahead of the annual shareholder meeting. The board has already cut bonuses to major executives.\u003c/p>\n\u003cp>The downgrade Tuesday from the Office of the Comptroller of the Currency, the nation's supervisor for all large national banks, moved Wells Fargo to a \"needs to improve\" standing from its previous \"outstanding\" under the Community Reinvestment Act. Banks can be fined or sanctioned under the law when evidence show patterns of discriminatory behavior.\u003c/p>\n\u003cp>In its report, which covers 2009-2012, the regulator cited the sales practices scandal as a sign of unfair or deceptive behavior. It also cited previous settlements from that period, including one the bank reached in 2012 in which Wells was accused of selling subprime and more costly mortgages to black and other minority borrowers.\u003c/p>\n\u003cp>\"These findings reflect an extensive and pervasive pattern and practice of discriminatory and illegal credit practices across multiple lines of business within the bank, resulting in significant harm to large numbers of consumers,\" the regulator said.\u003c/p>\n\u003cp>Sloan said the bank was \"disappointed\" with the decision but is \"committed to addressing the OCC's concerns.\"\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cem>Ken Sweet covers banks and consumer financial issues with The Associated Press. Follow him on Twitter at @kensweet.\u003c/em>\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>NEW YORK -- Wells Fargo has agreed to pay $110 million to settle a class-action lawsuit over up to 2 million accounts its employees opened for customers without getting their permission, the bank announced Tuesday.\u003c/p>\n\u003cp>It's the first private settlement that Wells has reached since the company paid $185 million to federal and California authorities late last year. Authorities said bank employees, driven by high-pressure sales tactics, opened the bank and credit card accounts without customer authorization.\u003c/p>\n\u003cp>Wells also disclosed Tuesday that a federal regulator had downgraded its rating under a law designed to help monitor and promote banking practices to low-income and minority communities. The Office of the Comptroller of the Currency cited the sales practices as one reason for the downgrade. The move means restrictions on Wells' business, including opening more branches or making acquisitions.\u003c/p>\n\u003cp>The settlement will include customers who had accounts opened without their permission, or were signed up for a product they did not agree to, going back to Jan. 1, 2009. Wells Fargo says it believes this settlement, which is subject to court approval, will resolve the 11 other pending class-action lawsuits filed against it over the accounts.\u003c/p>\n\u003cp>Notably, Wells said it is waiving its right to take customers into what's known as third-party arbitration, which lets the bank take complaints to a private mediator instead of a court of law. The practice has been a source of controversy for the bank, and customer advocates and politicians had been pressuring Wells to give up its right to use arbitration. Until Tuesday, Wells had been invoking its right to arbitration in this particular case.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\"We believe this is an outstanding result obtained for the benefit of a proposed nationwide class, notwithstanding Wells Fargo's effort to block the class action with an arbitration clause,\" said Derek Loeser, a partner with Keller Rohrback, one of the firms that filed a class-action suit against the bank.\u003c/p>\n\u003cp>After paying attorneys' fees, the $110 million will first go to cover any customers' out-of-pocket losses or fees that they may have incurred due to the unauthorized accounts. All remaining money will be split among the all impacted customers.\u003c/p>\n\u003cp>San Francisco-based Wells Fargo has seen sharp declines in new account openings and bank traffic, and has been working to restore customers' trust since the practices came to light. The biggest scandal in the bank's history led to the abrupt retirement of its CEO, John Stumpf. In response to the scandal, Wells has changed its sales practices, ousted other executives and called tens of millions of customers to check on whether they truly opened the accounts in question.\u003c/p>\n\u003cp>\"This agreement is another step in our journey to make things right with customers,\" Wells Fargo CEO Tim Sloan said in a prepared statement. Sloan took over as CEO in October.\u003c/p>\n\u003cp>Wells Fargo's board of directors is conducting an investigation into the bank's sales practices, a report that is expected to be out in April ahead of the annual shareholder meeting. The board has already cut bonuses to major executives.\u003c/p>\n\u003cp>The downgrade Tuesday from the Office of the Comptroller of the Currency, the nation's supervisor for all large national banks, moved Wells Fargo to a \"needs to improve\" standing from its previous \"outstanding\" under the Community Reinvestment Act. Banks can be fined or sanctioned under the law when evidence show patterns of discriminatory behavior.\u003c/p>\n\u003cp>In its report, which covers 2009-2012, the regulator cited the sales practices scandal as a sign of unfair or deceptive behavior. It also cited previous settlements from that period, including one the bank reached in 2012 in which Wells was accused of selling subprime and more costly mortgages to black and other minority borrowers.\u003c/p>\n\u003cp>\"These findings reflect an extensive and pervasive pattern and practice of discriminatory and illegal credit practices across multiple lines of business within the bank, resulting in significant harm to large numbers of consumers,\" the regulator said.\u003c/p>\n\u003cp>Sloan said the bank was \"disappointed\" with the decision but is \"committed to addressing the OCC's concerns.\"\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cem>Ken Sweet covers banks and consumer financial issues with The Associated Press. Follow him on Twitter at @kensweet.\u003c/em>\u003c/p>\n\n\u003c/div>\u003c/p>",
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"disqusTitle": "Lawmakers Look to California Retirement Funds to Protest Trump",
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"content": "\u003cp>In the 1980s, California effectively withheld investment in South Africa to pressure leaders there to drop its apartheid policy. Now, the nation’s largest public retirement fund is facing a similar pressure aimed at protesting President Donald Trump.\u003c/p>\n\u003cp>The California Public Employees’ Retirement System (CalPERS) is huge, valued at \u003ca href=\"https://www.calpers.ca.gov/docs/forms-publications/calpers-at-a-glance.pdf\" target=\"_blank\">more than $300 billion\u003c/a>. Decisions on where to put its money give CalPERS potentially large leverage with companies and industries.\u003c/p>\n\u003cp>Democratic Assemblyman Phil Ting has \u003ca href=\"http://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201720180AB946\" target=\"_blank\">introduced a bill\u003c/a> that would encourage CalPERS and the State Teachers Retirement System to divest from companies involved in the \u003ca href=\"https://ww2.kqed.org/news/2017/03/23/california-companies-vying-to-build-trumps-wall/\" target=\"_blank\">construction of a wall\u003c/a> along the Mexican border. Ting says the reasoning is simple.\u003c/p>\n\u003cp>“These are corporations and corporations respond to money,\" he says. \"These are two of the largest investors in the world and that’s one of the only ways I think they would get the message.”\u003c/p>\n\u003cp>[contextly_sidebar id=\"J8CN57MIgV2eJ0uBeuHsJT2Wt5FFIRpc\"]\u003c/p>\n\u003cp>Ting is not alone in his thinking. Over the years CalPERS has been \u003ca href=\"https://www.calpers.ca.gov/docs/board-agendas/201702/invest/item06b-01.pdf\" target=\"_blank\">called on to divest\u003c/a> from coal companies, the tobacco industry, firearms and various countries, among other things. Ting says his bill sends a message that California welcomes immigrants.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>But CalPERS Chief Operating Investment Officer Wylie Tollettee says the fund is not in the business of making political statements. Instead the focus is on evaluating the risk and reward of investments. And Tollettee says CalPERS increasingly prefers to focus on engaging with companies rather than divesting.\u003c/p>\n\u003cp>“Own the company, be a long-term holder, be an active owner, care about what that company’s behavior is in the marketplace,\" he says. \"You’re going to be much more effective if you’re an owner and have a vote of your shares with that company.”\u003c/p>\n\u003cp>Daniel Mitchell is a professor emeritus at UCLA’s Schools of Management and Public Affairs. He agrees divesting isn’t especially effective in bringing about corporate change.\u003c/p>\n\u003cp>“Essentially what happens is CalPERS sells the stock to somebody else who doesn’t have those particular interest or concerns and the stock price is largely unaffected,\" he says.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Mitchell says CalPERS needs to maintain a diverse investment portfolio in order to meet its pension obligations.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>In the 1980s, California effectively withheld investment in South Africa to pressure leaders there to drop its apartheid policy. Now, the nation’s largest public retirement fund is facing a similar pressure aimed at protesting President Donald Trump.\u003c/p>\n\u003cp>The California Public Employees’ Retirement System (CalPERS) is huge, valued at \u003ca href=\"https://www.calpers.ca.gov/docs/forms-publications/calpers-at-a-glance.pdf\" target=\"_blank\">more than $300 billion\u003c/a>. Decisions on where to put its money give CalPERS potentially large leverage with companies and industries.\u003c/p>\n\u003cp>Democratic Assemblyman Phil Ting has \u003ca href=\"http://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201720180AB946\" target=\"_blank\">introduced a bill\u003c/a> that would encourage CalPERS and the State Teachers Retirement System to divest from companies involved in the \u003ca href=\"https://ww2.kqed.org/news/2017/03/23/california-companies-vying-to-build-trumps-wall/\" target=\"_blank\">construction of a wall\u003c/a> along the Mexican border. Ting says the reasoning is simple.\u003c/p>\n\u003cp>“These are corporations and corporations respond to money,\" he says. \"These are two of the largest investors in the world and that’s one of the only ways I think they would get the message.”\u003c/p>\n\u003cp>\u003c/p>\u003cp>\u003c/p>\u003cp>\u003c/p>\n\u003cp>Ting is not alone in his thinking. Over the years CalPERS has been \u003ca href=\"https://www.calpers.ca.gov/docs/board-agendas/201702/invest/item06b-01.pdf\" target=\"_blank\">called on to divest\u003c/a> from coal companies, the tobacco industry, firearms and various countries, among other things. Ting says his bill sends a message that California welcomes immigrants.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>But CalPERS Chief Operating Investment Officer Wylie Tollettee says the fund is not in the business of making political statements. Instead the focus is on evaluating the risk and reward of investments. And Tollettee says CalPERS increasingly prefers to focus on engaging with companies rather than divesting.\u003c/p>\n\u003cp>“Own the company, be a long-term holder, be an active owner, care about what that company’s behavior is in the marketplace,\" he says. \"You’re going to be much more effective if you’re an owner and have a vote of your shares with that company.”\u003c/p>\n\u003cp>Daniel Mitchell is a professor emeritus at UCLA’s Schools of Management and Public Affairs. He agrees divesting isn’t especially effective in bringing about corporate change.\u003c/p>\n\u003cp>“Essentially what happens is CalPERS sells the stock to somebody else who doesn’t have those particular interest or concerns and the stock price is largely unaffected,\" he says.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Mitchell says CalPERS needs to maintain a diverse investment portfolio in order to meet its pension obligations.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cp>The town of Lucerne in Lake County is tucked between mountains and a lake. When you drive in on the main two-lane highway, the sign that greets you calls it the “Switzerland of America.” But David Cruz has a different nickname for the place.\u003c/p>\n\u003cp>“Welcome to the most expensive water in the whole United States,” Cruz says. He’s standing in his front yard, wearing a T-shirt that says: “FLAT BROKE -- DAUGHTER IN COLLEGE.”\u003c/p>\n\u003cp>\"She's out, but we're still paying,\" adds Cruz’s wife, Lorena.\u003c/p>\n\u003cp>In his \u003ca href=\"http://www.npr.org/2016/11/09/501451368/here-is-what-donald-trump-wants-to-do-in-his-first-100-days\" target=\"_blank\">100-day action plan\u003c/a> to “Make America Great Again,” President Trump proposed privatization as the best strategy for fixing the country's infrastructure, including roads, bridges and water systems. That's already happened in Lake County's Lucerne and other small towns like it throughout California -- and it's not working out very well for people like the Cruz family.\u003c/p>\n\u003cp>[audio src=\"http://www.kqed.org/.stream/anon/radio/tcrmag/2017/03/2017-03-24b-tcrmag.mp3\" Image=\"https://u.s.kqed.net/2017/03/24/TapWater.jpg\" Title=\"Why This California Town’s Water Costs Way More Than the National Average\" program=\"The California Report\"]\u003c/p>\n\u003cp>David Cruz is semi-retired, and says he can’t afford to pay his family’s water bill on his limited income. Lorena shows me their latest one: $712.70 for two months.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Two months of water costs the average U.S. household about $240. The Cruz family is paying three times that, and Lorena says her family of five doesn't waste water. They do dishes only once a day, wash their laundry every two weeks and take short showers.\u003c/p>\n\u003cp>These habits might sound familiar after a drought that lasted half a decade. But this isn't about the drought. The Cruzes are conserving water because they can’t afford not to, rain or shine.\u003c/p>\n\u003cfigure id=\"attachment_11374347\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11374347\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/03/LucerneWaterSign-800x544.jpg\" alt=\"A sign displayed at a public hearing regarding Lucerne’s water rates.\" width=\"800\" height=\"544\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-800x544.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-160x109.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-1020x694.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-1180x803.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-960x653.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-240x163.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-375x255.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-520x354.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">A sign displayed at a public hearing regarding Lucerne’s water rates. \u003ccite>(Audrey Dilling/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>It hasn’t always been like this. But just over a decade ago, David Cruz says, their water bill started to rise. The high cost of water has impacted the entire town.\u003c/p>\n\u003cp>“There’s no trees, empty houses, no gardens,” says David Cruz. \"Pretty soon it’s going to be a ghost town.\"\u003c/p>\n\u003cp>The Cruz family's neighbor, Steve Theodorf, remembers more vibrant times in the area. He’s lived in Lucerne since high school.\u003c/p>\n\u003cp>\"During the summer it was just wall-to-wall tourists,\" he says.\u003c/p>\n\u003cp>Theodorf was just doing something he rarely does: washing his car to get ready for a special trip.\u003c/p>\n\u003caside class=\"pullquote alignright\">'I took the first damn shower in one month today. ... Do you know what that feels like?'\u003ccite>Lucerne resident Samuel Bonaccorso\u003c/cite>\u003c/aside>\n\u003cp>\"Otherwise we just leave our cars dirty because we can't afford to wash them,\" he says.\u003c/p>\n\u003cp>Like a lot of his neighbors, Theodorf is a retired veteran on a fixed income. Lucerne’s population skews mostly older and white, and many people live below the poverty line. The main highway through the town is dotted with shuttered hotels and restaurants.\u003c/p>\n\u003cp>“I hate to see the town go the way it’s gone,” Theodorf says. “The water is what killed the businesses.”\u003c/p>\n\u003cp>Like the Thai restaurant that closed up shop and reopened in another town just a couple of miles down the road, where water bills are lower.\u003c/p>\n\u003cp>So, how does a town get priced out by its water?\u003c/p>\n\u003cfigure id=\"attachment_11374351\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11374351\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/03/ClearLake-800x538.jpg\" alt=\"Clear Lake, the source of Lucerne’s drinking water, is full of algae, bacteria and other compounds that must be removed before the water reaches customers.\" width=\"800\" height=\"538\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-800x538.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-160x108.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-1020x686.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-1180x793.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-960x646.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-240x161.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-375x252.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-520x350.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Clear Lake, the source of Lucerne’s drinking water, is full of algae, bacteria and other compounds that must be removed before the water reaches customers. \u003ccite>(Audrey Dilling/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Lucerne’s water comes from nearby Clear Lake. But, at least on this visit, it doesn’t quite live up to the name. The lake is teeming with green algae. Water like this needs a lot of treatment. And when the current water company in Lucerne took over about 15 years ago, the health department told them the treatment system they inherited wasn’t up to the job.\u003c/p>\n\u003cp>“You simply cannot operate a system that does not provide safe drinking water to customers,” says Paul Townsley, vice president of regulatory matters for \u003ca href=\"https://www.calwater.com/\" target=\"_blank\">California Water Services\u003c/a> (Cal Water). Townsley says the company had no choice but to upgrade the treatment plant, to the tune of about $7 million.\u003c/p>\n\u003cp>“You take that cost and you divide it by the number of customers here\" -- that's about 1,800 households -- “and you have the issue that we have today,” Townsley says.\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Even with two discounts offered by the company, the cost of water in Lucerne remains unaffordable for many customers. \u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">But Townsley says that spending any less on the Lucerne system is not an option. “The alternative is to ignore the infrastructure,” he adds, which is the choice hundreds of small water systems around California are being forced to make because they can’t come up with the money to make improvements. As many as \u003c/span>\u003ca href=\"http://www.ppic.org/content/pubs/report/R_314EHR.pdf\">\u003cspan style=\"font-weight: 400\">160,000 Californians\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> get their water from a company that has failed to meet water quality standards in recent years.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">But Cal Water was able to secure a zero-interest loan from the state to build the plant, something smaller rural communities often don’t have the capacity to do. \u003c/span>\u003cspan style=\"font-weight: 400\">And, as one of the largest private water companies in the West, Cal Water has access to pools of funding for infrastructure from investors. And it’s up to the customers in Lucerne to pay it back. \u003c/span>\u003c/p>\n\u003cp>\"An investor in a company like Cal Water is investing in infrastructure,\" says Townsley. \"The money has to come from somewhere.\"\u003c/p>\n\u003cp>It might even be coming from you, if you’ve got a retirement fund. Some major mutual funds invest in Cal Water.\u003c/p>\n\u003cp>If it were a public company, money for big projects would come from bonds, Townsley explains. But people vote on bonds. The residents of Lucerne don’t get a vote. Instead, they get one chance every three years to plead their case at a public hearing with the\u003ca href=\"http://www.cpuc.ca.gov/\" target=\"_blank\"> California Public Utilities Commission\u003c/a> (CPUC).\u003c/p>\n\u003cp>“I took the first damn shower in one month today,” Lucerne resident Samuel Bonaccorso told a CPUC judge in front at the latest packed public hearing in December. “Do you know what that feels like?”\u003c/p>\n\u003cp>After the hearing, the water company agreed to consolidate Lucerne’s costs with other nearby water districts -- another option that’s only available to a large company like Cal Water.\u003c/p>\n\u003cp>That brings down the monthly water bill for people like Bonaccorso from three times the national average to double what most Americans pay for their water.\u003c/p>\n\u003cp>The state of California faces a funding gap of as much as \u003ca href=\"http://www.ppic.org/content/pubs/report/R_314EHR.pdf\">$160 million per year\u003c/a> to ensure small, rural communities have access to safe and affordable water. With support from Cal Water, Governor Brown recently signed legislation converting state loans like the one used to build the Lucerne plants into grants.\u003c/p>\n\u003cp>\u003ci>\u003cspan style=\"font-weight: 400\">This story was produced with support from the UC Berkeley 11th-Hour Food and Farming Fellowship.\u003c/span>\u003c/i>\u003c/p>\n\u003cp>\u003ci>\u003cspan style=\"font-weight: 400\">This story has been updated from its original version to provide more details about Cal Water’s efforts to reduce the cost of water in Lucerne.\u003c/span>\u003c/i>\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp> \u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>The town of Lucerne in Lake County is tucked between mountains and a lake. When you drive in on the main two-lane highway, the sign that greets you calls it the “Switzerland of America.” But David Cruz has a different nickname for the place.\u003c/p>\n\u003cp>“Welcome to the most expensive water in the whole United States,” Cruz says. He’s standing in his front yard, wearing a T-shirt that says: “FLAT BROKE -- DAUGHTER IN COLLEGE.”\u003c/p>\n\u003cp>\"She's out, but we're still paying,\" adds Cruz’s wife, Lorena.\u003c/p>\n\u003cp>In his \u003ca href=\"http://www.npr.org/2016/11/09/501451368/here-is-what-donald-trump-wants-to-do-in-his-first-100-days\" target=\"_blank\">100-day action plan\u003c/a> to “Make America Great Again,” President Trump proposed privatization as the best strategy for fixing the country's infrastructure, including roads, bridges and water systems. That's already happened in Lake County's Lucerne and other small towns like it throughout California -- and it's not working out very well for people like the Cruz family.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>David Cruz is semi-retired, and says he can’t afford to pay his family’s water bill on his limited income. Lorena shows me their latest one: $712.70 for two months.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Two months of water costs the average U.S. household about $240. The Cruz family is paying three times that, and Lorena says her family of five doesn't waste water. They do dishes only once a day, wash their laundry every two weeks and take short showers.\u003c/p>\n\u003cp>These habits might sound familiar after a drought that lasted half a decade. But this isn't about the drought. The Cruzes are conserving water because they can’t afford not to, rain or shine.\u003c/p>\n\u003cfigure id=\"attachment_11374347\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11374347\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/03/LucerneWaterSign-800x544.jpg\" alt=\"A sign displayed at a public hearing regarding Lucerne’s water rates.\" width=\"800\" height=\"544\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-800x544.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-160x109.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-1020x694.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-1180x803.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-960x653.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-240x163.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-375x255.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/LucerneWaterSign-520x354.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">A sign displayed at a public hearing regarding Lucerne’s water rates. \u003ccite>(Audrey Dilling/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>It hasn’t always been like this. But just over a decade ago, David Cruz says, their water bill started to rise. The high cost of water has impacted the entire town.\u003c/p>\n\u003cp>“There’s no trees, empty houses, no gardens,” says David Cruz. \"Pretty soon it’s going to be a ghost town.\"\u003c/p>\n\u003cp>The Cruz family's neighbor, Steve Theodorf, remembers more vibrant times in the area. He’s lived in Lucerne since high school.\u003c/p>\n\u003cp>\"During the summer it was just wall-to-wall tourists,\" he says.\u003c/p>\n\u003cp>Theodorf was just doing something he rarely does: washing his car to get ready for a special trip.\u003c/p>\n\u003caside class=\"pullquote alignright\">'I took the first damn shower in one month today. ... Do you know what that feels like?'\u003ccite>Lucerne resident Samuel Bonaccorso\u003c/cite>\u003c/aside>\n\u003cp>\"Otherwise we just leave our cars dirty because we can't afford to wash them,\" he says.\u003c/p>\n\u003cp>Like a lot of his neighbors, Theodorf is a retired veteran on a fixed income. Lucerne’s population skews mostly older and white, and many people live below the poverty line. The main highway through the town is dotted with shuttered hotels and restaurants.\u003c/p>\n\u003cp>“I hate to see the town go the way it’s gone,” Theodorf says. “The water is what killed the businesses.”\u003c/p>\n\u003cp>Like the Thai restaurant that closed up shop and reopened in another town just a couple of miles down the road, where water bills are lower.\u003c/p>\n\u003cp>So, how does a town get priced out by its water?\u003c/p>\n\u003cfigure id=\"attachment_11374351\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11374351\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/03/ClearLake-800x538.jpg\" alt=\"Clear Lake, the source of Lucerne’s drinking water, is full of algae, bacteria and other compounds that must be removed before the water reaches customers.\" width=\"800\" height=\"538\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-800x538.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-160x108.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-1020x686.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-1180x793.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-960x646.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-240x161.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-375x252.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/ClearLake-520x350.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Clear Lake, the source of Lucerne’s drinking water, is full of algae, bacteria and other compounds that must be removed before the water reaches customers. \u003ccite>(Audrey Dilling/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Lucerne’s water comes from nearby Clear Lake. But, at least on this visit, it doesn’t quite live up to the name. The lake is teeming with green algae. Water like this needs a lot of treatment. And when the current water company in Lucerne took over about 15 years ago, the health department told them the treatment system they inherited wasn’t up to the job.\u003c/p>\n\u003cp>“You simply cannot operate a system that does not provide safe drinking water to customers,” says Paul Townsley, vice president of regulatory matters for \u003ca href=\"https://www.calwater.com/\" target=\"_blank\">California Water Services\u003c/a> (Cal Water). Townsley says the company had no choice but to upgrade the treatment plant, to the tune of about $7 million.\u003c/p>\n\u003cp>“You take that cost and you divide it by the number of customers here\" -- that's about 1,800 households -- “and you have the issue that we have today,” Townsley says.\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Even with two discounts offered by the company, the cost of water in Lucerne remains unaffordable for many customers. \u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">But Townsley says that spending any less on the Lucerne system is not an option. “The alternative is to ignore the infrastructure,” he adds, which is the choice hundreds of small water systems around California are being forced to make because they can’t come up with the money to make improvements. As many as \u003c/span>\u003ca href=\"http://www.ppic.org/content/pubs/report/R_314EHR.pdf\">\u003cspan style=\"font-weight: 400\">160,000 Californians\u003c/span>\u003c/a>\u003cspan style=\"font-weight: 400\"> get their water from a company that has failed to meet water quality standards in recent years.\u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">But Cal Water was able to secure a zero-interest loan from the state to build the plant, something smaller rural communities often don’t have the capacity to do. \u003c/span>\u003cspan style=\"font-weight: 400\">And, as one of the largest private water companies in the West, Cal Water has access to pools of funding for infrastructure from investors. And it’s up to the customers in Lucerne to pay it back. \u003c/span>\u003c/p>\n\u003cp>\"An investor in a company like Cal Water is investing in infrastructure,\" says Townsley. \"The money has to come from somewhere.\"\u003c/p>\n\u003cp>It might even be coming from you, if you’ve got a retirement fund. Some major mutual funds invest in Cal Water.\u003c/p>\n\u003cp>If it were a public company, money for big projects would come from bonds, Townsley explains. But people vote on bonds. The residents of Lucerne don’t get a vote. Instead, they get one chance every three years to plead their case at a public hearing with the\u003ca href=\"http://www.cpuc.ca.gov/\" target=\"_blank\"> California Public Utilities Commission\u003c/a> (CPUC).\u003c/p>\n\u003cp>“I took the first damn shower in one month today,” Lucerne resident Samuel Bonaccorso told a CPUC judge in front at the latest packed public hearing in December. “Do you know what that feels like?”\u003c/p>\n\u003cp>After the hearing, the water company agreed to consolidate Lucerne’s costs with other nearby water districts -- another option that’s only available to a large company like Cal Water.\u003c/p>\n\u003cp>That brings down the monthly water bill for people like Bonaccorso from three times the national average to double what most Americans pay for their water.\u003c/p>\n\u003cp>The state of California faces a funding gap of as much as \u003ca href=\"http://www.ppic.org/content/pubs/report/R_314EHR.pdf\">$160 million per year\u003c/a> to ensure small, rural communities have access to safe and affordable water. With support from Cal Water, Governor Brown recently signed legislation converting state loans like the one used to build the Lucerne plants into grants.\u003c/p>\n\u003cp>\u003ci>\u003cspan style=\"font-weight: 400\">This story was produced with support from the UC Berkeley 11th-Hour Food and Farming Fellowship.\u003c/span>\u003c/i>\u003c/p>\n\u003cp>\u003ci>\u003cspan style=\"font-weight: 400\">This story has been updated from its original version to provide more details about Cal Water’s efforts to reduce the cost of water in Lucerne.\u003c/span>\u003c/i>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cp>Electric car startup Faraday Future has scrapped a deal with the city of Vallejo to build a vehicle plant on the north end of Mare Island.\u003c/p>\n\u003cp>The move comes 10 months after the City Council approved the company's plans to create a factory on a 150-acre site on the former naval shipyard.\u003c/p>\n\u003cp>Faraday Future, at the time, said \u003ca href=\"https://ww2.kqed.org/news/2016/06/20/vallejo-residents-hope-faraday-future-is-for-real/\" target=\"_blank\">the plant would create hundreds of jobs\u003c/a> and pump millions of dollars into Vallejo's economy years after the city filed for bankruptcy protection.\u003c/p>\n\u003cp>But the outlook for the Gardena-based company, which some had believed would compete with Tesla, \u003ca href=\"http://www.latimes.com/business/autos/la-fi-hy-faraday-factory-late-payment-20161024-snap-story.html\" target=\"_blank\">began to dim\u003c/a>, something Vallejo noticed.\u003c/p>\n\u003cp>\"For the last few months we've had some concerns about how they were moving forward towards production of their new vehicle,\" said Andrea Ouse, Vallejo's community and economic development director, in an interview Friday. \"We're disappointed.\"\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Faraday, in a statement, said it wants to focus on its Nevada plant.\u003c/p>\n\u003cp>\"Due to the new strategy to focus corporate efforts on development of its first production vehicle and plant in North Las Vegas, Faraday Future (FF) has decided to end its Exclusive Right to Negotiate with the City of Vallejo,\" the statement said. \"FF will stay in contact with the City, and remains interested in acquiring land on North Mare Island in the future.\"\u003c/p>\n\u003cp>But Vallejo is not waiting.\u003c/p>\n\u003cp>City staff in the coming months plan to start looking for other businesses to set up shop at the site.\u003c/p>\n\u003cp>Faraday conducted technical studies on the land -- research the city and other firms can benefit from, Ouse said.\u003c/p>\n\u003cp>The company's initial desire to move onto Mare Island spurred other businesses to take a look at Vallejo as well.\u003c/p>\n\u003cp>\"There's been a lot of upside to Faraday coming to the table and expressing such interest in Vallejo,\" Ouse said. \"It has daylighted the opportunities that are apparent in Vallejo right now for development. We are open for new businesses to come and relocate and expand.\"\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>City officials say Mare Island is currently home to more than 100 businesses.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Electric car startup Faraday Future has scrapped a deal with the city of Vallejo to build a vehicle plant on the north end of Mare Island.\u003c/p>\n\u003cp>The move comes 10 months after the City Council approved the company's plans to create a factory on a 150-acre site on the former naval shipyard.\u003c/p>\n\u003cp>Faraday Future, at the time, said \u003ca href=\"https://ww2.kqed.org/news/2016/06/20/vallejo-residents-hope-faraday-future-is-for-real/\" target=\"_blank\">the plant would create hundreds of jobs\u003c/a> and pump millions of dollars into Vallejo's economy years after the city filed for bankruptcy protection.\u003c/p>\n\u003cp>But the outlook for the Gardena-based company, which some had believed would compete with Tesla, \u003ca href=\"http://www.latimes.com/business/autos/la-fi-hy-faraday-factory-late-payment-20161024-snap-story.html\" target=\"_blank\">began to dim\u003c/a>, something Vallejo noticed.\u003c/p>\n\u003cp>\"For the last few months we've had some concerns about how they were moving forward towards production of their new vehicle,\" said Andrea Ouse, Vallejo's community and economic development director, in an interview Friday. \"We're disappointed.\"\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Faraday, in a statement, said it wants to focus on its Nevada plant.\u003c/p>\n\u003cp>\"Due to the new strategy to focus corporate efforts on development of its first production vehicle and plant in North Las Vegas, Faraday Future (FF) has decided to end its Exclusive Right to Negotiate with the City of Vallejo,\" the statement said. \"FF will stay in contact with the City, and remains interested in acquiring land on North Mare Island in the future.\"\u003c/p>\n\u003cp>But Vallejo is not waiting.\u003c/p>\n\u003cp>City staff in the coming months plan to start looking for other businesses to set up shop at the site.\u003c/p>\n\u003cp>Faraday conducted technical studies on the land -- research the city and other firms can benefit from, Ouse said.\u003c/p>\n\u003cp>The company's initial desire to move onto Mare Island spurred other businesses to take a look at Vallejo as well.\u003c/p>\n\u003cp>\"There's been a lot of upside to Faraday coming to the table and expressing such interest in Vallejo,\" Ouse said. \"It has daylighted the opportunities that are apparent in Vallejo right now for development. We are open for new businesses to come and relocate and expand.\"\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>City officials say Mare Island is currently home to more than 100 businesses.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cp>\u003cstrong>Update June 1, 11:10\u003c/strong> \u003cstrong>a.m\u003c/strong>: After revisions, the latest proposal aimed to limit interest rates on consumer loans of up to $5,000. That bill, which faced stiff opposition from the Online Lenders Alliance and other financial services providers, died last week without reaching the Assembly floor for debate. “I’m going to regroup with consumer advocates and those that seek to protect the victims of this type of predatory lending,” said Assemblyman Ash Kalra (D-San Jose).\u003c/p>\n\u003cp>\u003cstrong>Original Story:\u003c/strong>\u003c/p>\n\u003cp>Christmas was nearing and Connie Davis, a shuttle bus driver from East Palo Alto, wanted to buy presents for her children: a basketball, video games and shoes.\u003c/p>\n\u003cp>Her employer didn’t require her services during the two-week holiday break when shuttle clients at major tech companies close. That meant Davis, an hourly employee, would not be paid during that time. She didn’t have much money left, or a credit card to get by.\u003c/p>\n\u003cp>“I was desperate for help,” said Davis, 53, the single breadwinner for her two teenagers.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>She decided to call a lender whose advertisements she’d heard on the radio and apply for a $1,000 loan. The company’s representative told Davis that she qualified for more than double that amount.\u003c/p>\n\u003cp>“I was like ‘wow!’ I was excited, so I went for it,” said Davis, adding that the extra funds would be handy to catch up on utility bills and rent. She clicked through the contract online, with the representative speaking with her via phone.\u003c/p>\n\u003cp>Later, Davis realized her $2,600 loan had an annual interest rate of 200 percent. If she completed the four-year repayment plan, she would have paid about $20,000.\u003c/p>\n\u003cp>California limits interest rates for consumer loans under $2,500. But larger loans, like the one that Davis got, have no such limits.\u003c/p>\n\u003cp>Assemblyman Ash Kalra (D-San Jose) wants to put interest rate restrictions on bigger loans as well. His \u003ca href=\"http://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201720180AB1109\" target=\"_blank\" rel=\"noopener noreferrer\">AB 1109\u003c/a> would limit the annual interest rate to 24 percent on loans between $2,500 and $10,000.\u003c/p>\n\u003cp>Kalra said the intent of his bill is to protect low-income families who end up getting this type of financing to cover an immediate expense, like car repairs or hospital bills.\u003c/p>\n\u003cp>“Families are already going through crisis when they come forward asking for these loans,” said Kalra, a former City Council member who pushed for greater regulation of payday lenders in San Jose.\u003c/p>\n\u003cp>“We should not allow for an additional crisis to be placed upon these families by putting them on a downward spiral of debt,” he said.\u003c/p>\n\u003cp>In 2014, when Davis signed up for her loan, non-bank companies provided more than 250,000 loans to consumers with interest rates of 100 percent or higher, according to \u003ca href=\"http://www.dbo.ca.gov/Licensees/Finance_Lenders/Publications.asp\" target=\"_blank\" rel=\"noopener noreferrer\">figures\u003c/a> by the California Department of Business Oversight. That number jumped to nearly 330,000 in 2015.\u003c/p>\n\u003cp>The California Financial Service Providers Association, which represents businesses that offer consumer loans and check cashing, argues that their industry provides important access to credit.\u003c/p>\n\u003cp>“We believe all California consumers, particularly those in underbanked communities or stuck in a credit gap, should have maximum flexibility to make their own choices and enjoy access to a broad and responsible range of financial services,” Thomas Leonard, executive director of the California Financial Service Providers Association, wrote in a statement.\u003c/p>\n\u003cp>The association does not represent LoanMe Inc., the Southern California-based company that originated Connie Davis’ loan.\u003c/p>\n\u003cp>LoanMe representatives did not return phone calls and emails requesting comment. But non-bank lenders have argued that flexible interest rates are necessary because borrowers’ credit ratings are low and default rates are high.\u003c/p>\n\u003cp>“Arbitrary interest rate caps like the one proposed harm those who already have the hardest time accessing credit,” said Lisa McGreevy, president of the Online Lenders Alliance, a national trade association.\u003c/p>\n\u003cp>Juliana Fredman, an attorney at Bay Area Legal Aid, represents low-income consumers on debt collection cases. She said typically her clients, like Davis, don’t fully understand the terms of the loans they signed up for and can’t keep up with payments.\u003c/p>\n\u003cp>“There’s a lot of stress and a lot of shame, and also concrete issues around credit which can impact housing and their ability to get loans at a more reasonable rate,” said Fredman, a professor at UC Hastings School of Law.\u003c/p>\n\u003cp>For Connie Davis, the experience has been so embarrassing she hasn’t discussed it with family and friends.\u003c/p>\n\u003cp>“I was blindsided,” said Davis, whose credit score took a further hit after she was unable to pay her rent and keep up with the loan’s monthly payments of over $400. “If I knew upfront that I would be paying a total of $20,000, I wouldn’t have signed that paper.”\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>A class-action lawsuit against another lender, CashCall Inc., is currently making its way through the U.S. 9th Circuit Court of Appeals in San Francisco. The plaintiffs allege that CashCall’s loans of $2,600, with interest rates between 96 percent to 135 percent, are “unconscionable,” said Steven Tindall, one of the attorneys in the case.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cstrong>Update June 1, 11:10\u003c/strong> \u003cstrong>a.m\u003c/strong>: After revisions, the latest proposal aimed to limit interest rates on consumer loans of up to $5,000. That bill, which faced stiff opposition from the Online Lenders Alliance and other financial services providers, died last week without reaching the Assembly floor for debate. “I’m going to regroup with consumer advocates and those that seek to protect the victims of this type of predatory lending,” said Assemblyman Ash Kalra (D-San Jose).\u003c/p>\n\u003cp>\u003cstrong>Original Story:\u003c/strong>\u003c/p>\n\u003cp>Christmas was nearing and Connie Davis, a shuttle bus driver from East Palo Alto, wanted to buy presents for her children: a basketball, video games and shoes.\u003c/p>\n\u003cp>Her employer didn’t require her services during the two-week holiday break when shuttle clients at major tech companies close. That meant Davis, an hourly employee, would not be paid during that time. She didn’t have much money left, or a credit card to get by.\u003c/p>\n\u003cp>“I was desperate for help,” said Davis, 53, the single breadwinner for her two teenagers.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>She decided to call a lender whose advertisements she’d heard on the radio and apply for a $1,000 loan. The company’s representative told Davis that she qualified for more than double that amount.\u003c/p>\n\u003cp>“I was like ‘wow!’ I was excited, so I went for it,” said Davis, adding that the extra funds would be handy to catch up on utility bills and rent. She clicked through the contract online, with the representative speaking with her via phone.\u003c/p>\n\u003cp>Later, Davis realized her $2,600 loan had an annual interest rate of 200 percent. If she completed the four-year repayment plan, she would have paid about $20,000.\u003c/p>\n\u003cp>California limits interest rates for consumer loans under $2,500. But larger loans, like the one that Davis got, have no such limits.\u003c/p>\n\u003cp>Assemblyman Ash Kalra (D-San Jose) wants to put interest rate restrictions on bigger loans as well. His \u003ca href=\"http://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201720180AB1109\" target=\"_blank\" rel=\"noopener noreferrer\">AB 1109\u003c/a> would limit the annual interest rate to 24 percent on loans between $2,500 and $10,000.\u003c/p>\n\u003cp>Kalra said the intent of his bill is to protect low-income families who end up getting this type of financing to cover an immediate expense, like car repairs or hospital bills.\u003c/p>\n\u003cp>“Families are already going through crisis when they come forward asking for these loans,” said Kalra, a former City Council member who pushed for greater regulation of payday lenders in San Jose.\u003c/p>\n\u003cp>“We should not allow for an additional crisis to be placed upon these families by putting them on a downward spiral of debt,” he said.\u003c/p>\n\u003cp>In 2014, when Davis signed up for her loan, non-bank companies provided more than 250,000 loans to consumers with interest rates of 100 percent or higher, according to \u003ca href=\"http://www.dbo.ca.gov/Licensees/Finance_Lenders/Publications.asp\" target=\"_blank\" rel=\"noopener noreferrer\">figures\u003c/a> by the California Department of Business Oversight. That number jumped to nearly 330,000 in 2015.\u003c/p>\n\u003cp>The California Financial Service Providers Association, which represents businesses that offer consumer loans and check cashing, argues that their industry provides important access to credit.\u003c/p>\n\u003cp>“We believe all California consumers, particularly those in underbanked communities or stuck in a credit gap, should have maximum flexibility to make their own choices and enjoy access to a broad and responsible range of financial services,” Thomas Leonard, executive director of the California Financial Service Providers Association, wrote in a statement.\u003c/p>\n\u003cp>The association does not represent LoanMe Inc., the Southern California-based company that originated Connie Davis’ loan.\u003c/p>\n\u003cp>LoanMe representatives did not return phone calls and emails requesting comment. But non-bank lenders have argued that flexible interest rates are necessary because borrowers’ credit ratings are low and default rates are high.\u003c/p>\n\u003cp>“Arbitrary interest rate caps like the one proposed harm those who already have the hardest time accessing credit,” said Lisa McGreevy, president of the Online Lenders Alliance, a national trade association.\u003c/p>\n\u003cp>Juliana Fredman, an attorney at Bay Area Legal Aid, represents low-income consumers on debt collection cases. She said typically her clients, like Davis, don’t fully understand the terms of the loans they signed up for and can’t keep up with payments.\u003c/p>\n\u003cp>“There’s a lot of stress and a lot of shame, and also concrete issues around credit which can impact housing and their ability to get loans at a more reasonable rate,” said Fredman, a professor at UC Hastings School of Law.\u003c/p>\n\u003cp>For Connie Davis, the experience has been so embarrassing she hasn’t discussed it with family and friends.\u003c/p>\n\u003cp>“I was blindsided,” said Davis, whose credit score took a further hit after she was unable to pay her rent and keep up with the loan’s monthly payments of over $400. “If I knew upfront that I would be paying a total of $20,000, I wouldn’t have signed that paper.”\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>A class-action lawsuit against another lender, CashCall Inc., is currently making its way through the U.S. 9th Circuit Court of Appeals in San Francisco. The plaintiffs allege that CashCall’s loans of $2,600, with interest rates between 96 percent to 135 percent, are “unconscionable,” said Steven Tindall, one of the attorneys in the case.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cp>BIG SUR — Almost all the hotels, restaurants and state parks cut off when a bridge on the Central California coast crumbled last month remain closed, but Kurt Mayer chose to keep his deli and taproom open — even though it's costing him.\u003c/p>\n\u003cp>Heavy rains this winter damaged the span on iconic Highway 1 beyond repair, splitting the touristy Big Sur area in two and stranding more than 400 residents on one side. Visitors have been blocked from reaching part of the community known for its luxury spas, posh hotels and scenic retreats.\u003c/p>\n\u003cp>For Mayer, the bridge closure means a six-hour, round-trip route several times a week to buy goods to stock the shelves. He also had to temporarily lay off 11 of his 16 employees.\u003c/p>\n\u003cp>Yet he's keeping his doors open for locals who need produce, milk and propane.\u003c/p>\n\u003cp>\"They support me all year long, and I appreciate it,\" Mayer said. \"In the bad times, you've got to try to come through for the people who come through for you all the time.\"\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The damaged Pfeiffer Canyon Bridge sits on an active landslide, which pushed out one of two columns holding it up. Crews are working to tear down the old span and replace it with a single-span steel bridge across the canyon, which will not sit on the slide. A large section of the bridge was demolished on March 18.\u003c/p>\n\u003cp>https://twitter.com/nbcbayarea/status/843545203629875200\u003c/p>\n\u003cp>Susana Cruz, a spokeswoman for Caltrans, said construction is expected to cost about $20 million and take six to nine months — too long for some.\u003c/p>\n\u003cp>\"We as a community simply will not survive in any way that is recognizable without a timely rebuild of that bridge,\" said Big Sur Chamber of Commerce President Kirk Gafill, owner of the historic Nepenthe Restaurant, which has been serving Big Sur since 1949. The area also is without law enforcement and public services.\u003c/p>\n\u003cp>Gafill said Caltrans needs to prioritize the bridge replacement over other projects, or some businesses may go under. He had hoped for a different bridge design that could be built more quickly, but Cruz said the work is being expedited.\u003c/p>\n\u003cp>The bridge closure also has affected Gafill personally. His wife and 14-year-old son have moved to a friend's condominium in Monterey to keep the boy in high school, creating chaos for the family.\u003c/p>\n\u003cp>\"We are constantly packing and unpacking,\" he said.\u003c/p>\n\u003cfigure id=\"attachment_11369833\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11369833\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/03/NepentheRestaurant-800x563.jpg\" alt=\"Kirk Gafill, owner of the historic Nepenthe Restaurant, says they're using the unexpected closure to refinish the wood and update the restaurant.\" width=\"800\" height=\"563\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-800x563.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-160x113.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-1020x717.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-1180x830.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-960x675.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-240x169.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-375x264.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-520x366.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Kirk Gafill, owner of the historic Nepenthe Restaurant, says they're using the unexpected closure to refinish the wood and update the restaurant. \u003ccite>(jongela19/Flickr)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>East of the bridge, a 2-foot-wide trail is under construction to allow people who live south of the damaged span to bypass it by walking about 30 minutes each way through steep terrain. Fire brigade escorts will bring them back and forth in the morning and evening.\u003c/p>\n\u003cp>\"It's a godsend compared to what we have now, which is nothing,\" Gafill said. \"People are going to be in the best shape of their lives.\"\u003c/p>\n\u003cp>The New Camaldoli Hermitage, a monastery known for its ocean views, is among the places that have been cut off. The two dozen monks and staff members there have been working on their spiritual fitness.\u003c/p>\n\u003cp>\"The morale of the house has been really good,\" Prior Cyprian Consiglio said. \"We are using this to simplify and get back to basics.\"\u003c/p>\n\u003cp>Staff cooks are no longer on the property, so the monks have been making meals. When the phones went down, they communicated with walkie-talkies.\u003c/p>\n\u003cp>The monks usually make money by hosting at least 15 people at a time on their sprawling property. But with access cut off, the rooms sit empty. An online fundraiser has generated about $245,000 of at least $500,000 needed to recover from the lost income and repair an entrance road damaged by walloping rains.\u003c/p>\n\u003cp>Getting fuel is also challenging.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"We are going to conserve some more,\" Consiglio said.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>Susana Cruz, a spokeswoman for Caltrans, said construction is expected to cost about $20 million and take six to nine months — too long for some.\u003c/p>\n\u003cp>\"We as a community simply will not survive in any way that is recognizable without a timely rebuild of that bridge,\" said Big Sur Chamber of Commerce President Kirk Gafill, owner of the historic Nepenthe Restaurant, which has been serving Big Sur since 1949. The area also is without law enforcement and public services.\u003c/p>\n\u003cp>Gafill said Caltrans needs to prioritize the bridge replacement over other projects, or some businesses may go under. He had hoped for a different bridge design that could be built more quickly, but Cruz said the work is being expedited.\u003c/p>\n\u003cp>The bridge closure also has affected Gafill personally. His wife and 14-year-old son have moved to a friend's condominium in Monterey to keep the boy in high school, creating chaos for the family.\u003c/p>\n\u003cp>\"We are constantly packing and unpacking,\" he said.\u003c/p>\n\u003cfigure id=\"attachment_11369833\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11369833\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2017/03/NepentheRestaurant-800x563.jpg\" alt=\"Kirk Gafill, owner of the historic Nepenthe Restaurant, says they're using the unexpected closure to refinish the wood and update the restaurant.\" width=\"800\" height=\"563\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-800x563.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-160x113.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-1020x717.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-1180x830.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-960x675.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-240x169.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-375x264.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2017/03/NepentheRestaurant-520x366.jpg 520w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Kirk Gafill, owner of the historic Nepenthe Restaurant, says they're using the unexpected closure to refinish the wood and update the restaurant. \u003ccite>(jongela19/Flickr)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>East of the bridge, a 2-foot-wide trail is under construction to allow people who live south of the damaged span to bypass it by walking about 30 minutes each way through steep terrain. Fire brigade escorts will bring them back and forth in the morning and evening.\u003c/p>\n\u003cp>\"It's a godsend compared to what we have now, which is nothing,\" Gafill said. \"People are going to be in the best shape of their lives.\"\u003c/p>\n\u003cp>The New Camaldoli Hermitage, a monastery known for its ocean views, is among the places that have been cut off. The two dozen monks and staff members there have been working on their spiritual fitness.\u003c/p>\n\u003cp>\"The morale of the house has been really good,\" Prior Cyprian Consiglio said. \"We are using this to simplify and get back to basics.\"\u003c/p>\n\u003cp>Staff cooks are no longer on the property, so the monks have been making meals. When the phones went down, they communicated with walkie-talkies.\u003c/p>\n\u003cp>The monks usually make money by hosting at least 15 people at a time on their sprawling property. But with access cut off, the rooms sit empty. An online fundraiser has generated about $245,000 of at least $500,000 needed to recover from the lost income and repair an entrance road damaged by walloping rains.\u003c/p>\n\u003cp>Getting fuel is also challenging.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"We are going to conserve some more,\" Consiglio said.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"content": "\u003cp>After less than a year as president of Uber, Jeff Jones is leaving the embattled ride-hailing company, Uber confirms.\u003c/p>\n\u003cp>\"We want to thank Jeff for his six months at the company and wish him all the best,\" an Uber spokesperson says in a statement.\u003c/p>\n\u003cp>Jones, previously Target's chief marketing officer, was brought on by CEO Travis Kalanick last fall to boost Uber's reputation.\u003c/p>\n\u003cp>Though Uber has long been known for its aggressiveness in taking on regulators, competitors and critics, the company has recently found itself entangled in a series of ugly controversies, ranging from sexual harassment \u003ca href=\"http://www.npr.org/sections/thetwo-way/2017/02/20/516260638/uber-will-investigate-sexual-harassment-claims-by-engineer\">allegations\u003c/a> to Kalanick's abrasive behavior.\u003c/p>\n\u003cp>[contextly_sidebar id=\"hmQawdKBiAvdM1w7DsTqAJ5NB5RQcJaF\"]\u003c/p>\n\u003cp>After a \u003ca href=\"https://ww2.kqed.org/news/2017/03/01/uber-ceo-travis-kalanick-argues-with-uber-black-driver/\">video surfaced\u003c/a> last month showing Kalanick arguing with an Uber driver, the CEO said he needed \"leadership help\" and announced his search for a new chief operating officer.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>While that hunt appeared to threaten Jones' role as second in command to Kalanick, in a statement to \u003ca href=\"http://www.recode.net/2017/3/19/14976110/uber-president-jeff-jones-quits\">Recode\u003c/a>\u003cem>, \u003c/em>Jones simply says his leadership approach is \"inconsistent\" with what he saw happening at Uber.\u003c/p>\n\u003cp>Meanwhile, Uber CEO Travis Kalanick issued a note to staff: \"After we announced our intention to hire a COO, Jeff came to the tough decision that he doesn't see his future at Uber.\"\u003c/p>\n\u003cp>Recode first reported Jones' departure on Sunday, initially citing sources that claimed Jones' departure was \"directly related\" to the company's amassing controversies.\u003c/p>\n\u003cp>A number of recent scandals plague Uber, including:\u003c/p>\n\u003cul>\n\u003cli>This month, the\u003cem>\u003ca href=\"https://www.nytimes.com/2017/03/03/technology/uber-greyball-program-evade-authorities.html\"> New York Times\u003c/a>\u003c/em> exposed Uber's secret \"Greyball\" program, established in 2014 to evade authorities worldwide in cities where the service has been banned. Uber later announced it will \u003ca href=\"https://newsroom.uber.com/an-update-on-greyballing/\">prohibit the use\u003c/a> of the program.\u003c/li>\n\u003cli>\u003ca href=\"http://www.npr.org/sections/thetwo-way/2017/02/20/516260638/uber-will-investigate-sexual-harassment-claims-by-engineer\">Last month\u003c/a>, former Uber employee Susan Fowler Rigetti published a blog post describing systemic sexism and sexual harassment in the workplace. The viral post prompted Uber to launch an independent investigation, led by former U.S. Attorney Gen. Eric Holder.\u003c/li>\n\u003cli>Earlier this year, a social media campaign encouraged consumers to #DeleteUber after CEO Travis \u003ca href=\"http://www.npr.org/sections/thetwo-way/2017/02/02/513133535/uber-ceo-leaves-business-council-after-criticism-from-trump-opponents\">Kalanick joined\u003c/a> President Trump's economic advisory council — he's since quit.\u003c/li>\n\u003cli>People accused Uber of trying to profit from Trump's immigration order and \u003ca href=\"https://twitter.com/Uber_NYC/status/825577611816468481?ref_src=twsrc%5Etfw\">\"breaking strike\"\u003c/a> by lifting surcharge pricing for airport protesters in New York.\u003c/li>\n\u003c/ul>\n\u003cp>Jones joins a list of recent top executives to leave the company. Engineering executive \u003ca href=\"http://www.recode.net/2017/2/27/14745360/amit-singhal-google-uber\">Amit Singhal was asked to resign\u003c/a> after failing to disclose a sexual harassment claim from his previous job at Google. This month, Uber's vice president of product and growth, Ed Baker, stepped down, in addition to security researcher Charlie Miller's departure.\u003c/p>\n\u003cp>Last month, Uber employees spoke with \u003ca href=\"http://money.cnn.com/2017/02/14/technology/uber-corporate-culture/\">CNNTech\u003c/a> about the company's \"grueling\" work pace and work-life balance — or lack thereof.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"If you're going to leave, people do so within the first year because the pace isn't what they expected or what they're used to,\" said Neal Narayani, Uber's head of people analytics.\u003c/p>\n\u003cdiv class=\"fullattribution\">Copyright 2017 NPR. To see more, visit http://www.npr.org/.\u003cimg src=\"https://www.google-analytics.com/__utm.gif?utmac=UA-5828686-4&utmdt=After+Short-Lived+Tenure%2C+Uber+President+Quits+Amid+Company+Turmoil&utme=8(APIKey)9(MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004)\">\u003c/div>\n\n",
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"excerpt": "Jeff Jones cited conflicting leadership approaches upon leaving the company after just six months. Uber's CEO had recruited the marketing expert to bolster the ride-hailing giant's reputation.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>After less than a year as president of Uber, Jeff Jones is leaving the embattled ride-hailing company, Uber confirms.\u003c/p>\n\u003cp>\"We want to thank Jeff for his six months at the company and wish him all the best,\" an Uber spokesperson says in a statement.\u003c/p>\n\u003cp>Jones, previously Target's chief marketing officer, was brought on by CEO Travis Kalanick last fall to boost Uber's reputation.\u003c/p>\n\u003cp>Though Uber has long been known for its aggressiveness in taking on regulators, competitors and critics, the company has recently found itself entangled in a series of ugly controversies, ranging from sexual harassment \u003ca href=\"http://www.npr.org/sections/thetwo-way/2017/02/20/516260638/uber-will-investigate-sexual-harassment-claims-by-engineer\">allegations\u003c/a> to Kalanick's abrasive behavior.\u003c/p>\n\u003cp>\u003c/p>\u003cp>\u003c/p>\u003cp>\u003c/p>\n\u003cp>After a \u003ca href=\"https://ww2.kqed.org/news/2017/03/01/uber-ceo-travis-kalanick-argues-with-uber-black-driver/\">video surfaced\u003c/a> last month showing Kalanick arguing with an Uber driver, the CEO said he needed \"leadership help\" and announced his search for a new chief operating officer.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>While that hunt appeared to threaten Jones' role as second in command to Kalanick, in a statement to \u003ca href=\"http://www.recode.net/2017/3/19/14976110/uber-president-jeff-jones-quits\">Recode\u003c/a>\u003cem>, \u003c/em>Jones simply says his leadership approach is \"inconsistent\" with what he saw happening at Uber.\u003c/p>\n\u003cp>Meanwhile, Uber CEO Travis Kalanick issued a note to staff: \"After we announced our intention to hire a COO, Jeff came to the tough decision that he doesn't see his future at Uber.\"\u003c/p>\n\u003cp>Recode first reported Jones' departure on Sunday, initially citing sources that claimed Jones' departure was \"directly related\" to the company's amassing controversies.\u003c/p>\n\u003cp>A number of recent scandals plague Uber, including:\u003c/p>\n\u003cul>\n\u003cli>This month, the\u003cem>\u003ca href=\"https://www.nytimes.com/2017/03/03/technology/uber-greyball-program-evade-authorities.html\"> New York Times\u003c/a>\u003c/em> exposed Uber's secret \"Greyball\" program, established in 2014 to evade authorities worldwide in cities where the service has been banned. Uber later announced it will \u003ca href=\"https://newsroom.uber.com/an-update-on-greyballing/\">prohibit the use\u003c/a> of the program.\u003c/li>\n\u003cli>\u003ca href=\"http://www.npr.org/sections/thetwo-way/2017/02/20/516260638/uber-will-investigate-sexual-harassment-claims-by-engineer\">Last month\u003c/a>, former Uber employee Susan Fowler Rigetti published a blog post describing systemic sexism and sexual harassment in the workplace. The viral post prompted Uber to launch an independent investigation, led by former U.S. Attorney Gen. Eric Holder.\u003c/li>\n\u003cli>Earlier this year, a social media campaign encouraged consumers to #DeleteUber after CEO Travis \u003ca href=\"http://www.npr.org/sections/thetwo-way/2017/02/02/513133535/uber-ceo-leaves-business-council-after-criticism-from-trump-opponents\">Kalanick joined\u003c/a> President Trump's economic advisory council — he's since quit.\u003c/li>\n\u003cli>People accused Uber of trying to profit from Trump's immigration order and \u003ca href=\"https://twitter.com/Uber_NYC/status/825577611816468481?ref_src=twsrc%5Etfw\">\"breaking strike\"\u003c/a> by lifting surcharge pricing for airport protesters in New York.\u003c/li>\n\u003c/ul>\n\u003cp>Jones joins a list of recent top executives to leave the company. Engineering executive \u003ca href=\"http://www.recode.net/2017/2/27/14745360/amit-singhal-google-uber\">Amit Singhal was asked to resign\u003c/a> after failing to disclose a sexual harassment claim from his previous job at Google. This month, Uber's vice president of product and growth, Ed Baker, stepped down, in addition to security researcher Charlie Miller's departure.\u003c/p>\n\u003cp>Last month, Uber employees spoke with \u003ca href=\"http://money.cnn.com/2017/02/14/technology/uber-corporate-culture/\">CNNTech\u003c/a> about the company's \"grueling\" work pace and work-life balance — or lack thereof.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"If you're going to leave, people do so within the first year because the pace isn't what they expected or what they're used to,\" said Neal Narayani, Uber's head of people analytics.\u003c/p>\n\u003cdiv class=\"fullattribution\">Copyright 2017 NPR. To see more, visit http://www.npr.org/.\u003cimg src=\"https://www.google-analytics.com/__utm.gif?utmac=UA-5828686-4&utmdt=After+Short-Lived+Tenure%2C+Uber+President+Quits+Amid+Company+Turmoil&utme=8(APIKey)9(MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004)\">\u003c/div>\n\n\u003c/div>\u003c/p>",
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"disqusTitle": "To Create Affordable Housing, Lawmakers Eye Ending Tax Breaks for Vacation Homes",
"title": "To Create Affordable Housing, Lawmakers Eye Ending Tax Breaks for Vacation Homes",
"headTitle": "The California Report | KQED News",
"content": "\u003cp>Lifelong Californian Lori Thompson is well aware of the state’s dire affordable housing problem. She’s just wondering why she’s the one who has to pay to fix it.\u003c/p>\n\u003cp>After her daughter moved to Reno to escape high rents in the Monterey Peninsula, Thompson and her husband decided last December to purchase a $360,000 cabin in South Lake Tahoe. It will allow them to spend summers where Thompson used to vacation as a child and to be closer to their grandchildren.\u003c/p>\n\u003cp>But now, as the state grapples with nearly \u003ca href=\"http://www.mckinsey.com/global-themes/urbanization/closing-californias-housing-gap\">6 million\u003c/a> California households struggling to afford housing, legislators are turning to people like the Thompsons as a logical source of revenue -- owners of a second home who deduct the interest they pay on it from their state income taxes.\u003c/p>\n\u003cp>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180AB71\">AB 71\u003c/a> would eliminate that deduction and channel the gains -- at least $220 million annually, according to initial estimates by the state Franchise Tax Board -- to a state affordable housing program. Supporters say that would cover the cost of creating 3,000 new units of affordable housing, and it could \u003ca href=\"http://nonprofithousing.org/nph-priority-bill-2017-bring-california-home-act/\">leverage\u003c/a> $600 million to $1 billion in additional federal housing dollars.\u003c/p>\n\u003cp>“During this housing crisis we have to be sure everyone has a roof over their heads before we provide tax breaks to people with two roofs,” said the bill’s sponsor, Democratic Assemblyman David Chiu of San Francisco.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>[HousingNeeds]\u003c/p>\n\u003cp>Thompson acknowledges California’s housing crisis needs attention -- because of soaring Silicon Valley apartment rental rates, she and her husband invited a college student who attends their church to live rent-free in their San Jose home. But she’s adamant that taxing vacation homes is not the answer -- and that without the mortgage interest deduction, she might not have ever bought a second property in the first place.\u003c/p>\n\u003cp>“There’s a lot of people I know who have second homes in California. They’re not wealthy but they’re comfortable,” said Thompson, a 61-year-old retiree. “My husband and I don’t drive expensive fancy cars. We chose a second home over traveling.”\u003c/p>\n\u003cp>AB 71, which last week cleared the Assembly’s housing committee, would apply only to Californians who spend a significant amount of time in their second homes. Those who rent out second properties could continue to deduct mortgage interest from their state tax returns (the Internal Revenue Service defines a rental property as a property where the owner spends less than 10 percent of time compared to rental tenants.)\u003c/p>\n\u003cp>Currently, Californians can deduct interest from up to $1 million in mortgage debt.\u003c/p>\n\u003cp>Given that Gov. Jerry Brown and Democratic lawmakers failed to reach a compromise on affordable housing funding last year, Assembly and Senate Democrats now are championing a fleet of bills to address California’s soaring housing costs. Legislators already have sent more than 100 housing-related bills to the Assembly Housing and Community Development Committee alone -- well above the number introduced last year.\u003c/p>\n\u003ch2>Where are these second homes, and who owns them?\u003c/h2>\n\u003cp>While traditionally considered an untouchable third rail of tax policy, the mortgage interest deduction has come under \u003ca href=\"https://qz.com/851483/trump-wants-to-cap-the-mortgage-interest-deductions-says-treasury-apointee-steve-mnuchin/\">renewed\u003c/a> \u003ca href=\"https://www.aol.com/article/2013/03/29/mortgage-interest-tax-deduction-Common-Sense-Housing-Investment-Act/20518913/\">scrutiny\u003c/a> of late, precisely because the deduction disproportionately benefits wealthy homeowners.\u003c/p>\n\u003cp>Nearly three-quarters of the tax benefit from mortgage interest deductions at the federal level go to households with cash incomes above $100,000, according to the \u003ca href=\"http://www.taxpolicycenter.org/model-estimates/major-individual-income-tax-expenditures-2011/tax-expenditure-benefits-mortgage-1\">Tax Policy Center\u003c/a>.\u003c/p>\n\u003cp>AB 71 targets an affluent group of Californians -- those wealthy enough to afford a second house and not use it primarily for rental income. But it wouldn’t necessarily affect the richest of the rich, who may not need to finance a second property. Over the past 10 years, about 44 percent of second homes not used for rentals were purchased without a mortgage, according to data from the California Association of Realtors.\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe width=\"100%\" height=\"520\" frameborder=\"0\" src=\"https://mlevin.carto.com/viz/0146a2b5-fcd3-4904-a36f-28148c68e67b/embed_map\" scrolling=\"yes\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>Based on data from the federal home lender Fannie Mae (and not their own internal tax data), the Franchise Tax Board estimates that 195,000 homeowners would be affected by AB 71. On average, each of these second homeowners reduces his or her taxes by about $1,140 annually by taking advantage of the second mortgage interest deduction. That’s in addition to the sizable tax breaks they receive at the federal level on both their properties, which disproportionately benefit households with high incomes.\u003c/p>\n\u003cp>The state lacks a surprising amount of data on second homeowners, including their average income. So while it’s safe to assume that second homeowners are more wealthy than your average California taxpayer, by how much more remains unknown. The National Association of Realtors estimates that nationally, second home buyers have a median household income of about $91,000.\u003c/p>\n\u003cp>As for their location within California, certain regions contain high concentrations of second homes. In tiny Alpine County, home of the Kirkwood Mountain ski resort, more than 70 percent of the housing stock is comprised of vacation homes, according to U.S. Census data analyzed by the National Association of Home Builders. More than half of the homes in Mono County, near Mammoth Mountain, are seasonal.\u003c/p>\n\u003cp>That has led to concern from some of these regions that the bill could exact a hefty toll of their local economies and housing markets.\u003c/p>\n\u003cp>\"Local county assessors from my district have relayed their concerns regarding the removal of the (second mortgage interest deduction) and the potential impacts it could have for property values throughout California,\" said Republican Assemblyman Frank Bigelow, whose district includes all of Alpine and Mono counties.\u003c/p>\n\u003ch2>The revenue rub and the governor\u003c/h2>\n\u003cp>Bigelow and legislators from both sides of the aisle supported a 2015 bill Chiu sponsored that increased funding for the state Low Income Housing Tax Credit program by $300 million, but it did not eliminate the mortgage interest deduction on second homes. After it won near-unanimous passage in both chambers, Gov. Brown vetoed the bill, noting that it lacked a way to pay for itself.\u003c/p>\n\u003cp>While Brown has not taken a position on the new bill, Chiu expressed confidence that eliminating the second mortgage interest deduction would appease the fiscally cautious governor. “I have received every indication that if we are successful in passing this, that the governor will consider it seriously,” he said.\u003c/p>\n\u003cp>But while attaching a new revenue source to affordable housing may satisfy the governor, it means the bill faces a precarious political path through the Legislature, where it needs a two-thirds approval vote in both chambers because it is a tax measure.\u003c/p>\n\u003cp>That means supporters can’t afford to lose moderate Democratic votes in the Assembly or Senate, and will need to deflect the potent lobbying influence of the California Association of Realtors, which opposes the bill. The Realtors contributed $1.1 million to state legislative candidates in 2016, including $723,000 to Democrats, according to data from the National Institute on Money in Politics.\u003c/p>\n\u003cp>[Realtors]\u003c/p>\n\u003cp>Chiu “is trying to do the right thing,” said Stan Wieg, the association’s vice president. “He’s looking for a source of funding. We just think it’s misdirected.”\u003c/p>\n\u003cp>A spokesman for Assemblyman Jim Cooper of Elk Grove, co-chair of the Assembly moderate Democratic caucus, said that he had not yet had time to study the bill.\u003c/p>\n\u003ch2>Trump complicates 'dire need' for housing dollars\u003c/h2>\n\u003cp>Even with its designated new funding source, AB 71 could face pushback from the governor’s office on the amount of revenue the bill forecasts.\u003c/p>\n\u003cp>The state will be on the hook for $300 million in additional state housing funds regardless of how much money the elimination of the second mortgage interest deduction actually brings in. But the Franchise Tax Board did not incorporate into its initial revenue forecast any possible behavioral responses to the bill -- such as a drop in the number of people buying second homes, or more second homeowners converting their properties to rentals.\u003c/p>\n\u003cp>Affordable housing advocates across the state argue that the $300 million would provide a small but critical boost to the state’s affordable housing supply, given the state’s urgent need and looming federal housing programs cuts.\u003c/p>\n\u003cp>The Trump administration is \u003ca href=\"https://www.washingtonpost.com/politics/trump-administration-considers-6-billion-cut-to-hud-budget/2017/03/08/1757e8e8-03ab-11e7-b1e9-a05d3c21f7cf_story.html?utm_term=.23a9107f8718\">reportedly\u003c/a> mulling a proposal to cut $6 billion from the U.S. Department of Housing and Urban Development, a dramatic rollback that could affect multiple affordable housing programs in California.\u003c/p>\n\u003cp>AB 71 would direct $300 million to the state’s low-income housing tax credit program, which pairs state tax credits with federal tax credits to attract investors in low income housing projects.\u003c/p>\n\u003cp>While \u003ca href=\"http://www.latimes.com/politics/la-pol-ca-trump-tax-affordable-housing-20170226-story.html\">investor demand\u003c/a> for affordable housing tax credits could be waning, the U.S. tax credit program is one of the few federal housing programs receiving significant bipartisan support and not on Trump’s chopping block. That makes affordable housing advocates all the more eager to tap one of the remaining reliable sources of federal funds.\u003c/p>\n\u003cp>“In the face of greater cuts to federal funding through the HUD budget, California needs affordable housing investments at the state level now more than ever,” said Sarah Brundage, state and local policy director for the affordable housing developer and advocacy group Enterprise Community Partners, Inc.\u003c/p>\n\u003cp>“The (tax credit program) in California and nationally is currently the greatest investment we make in housing. So this build would play a crucial role in ensuring developments can pencil out.”\u003c/p>\n\u003cp>Other pending California bills take a different approach to funding affordable housing. One, by Democratic Sen. Toni Atkins of San Diego, would levy a $75 recording fee on real estate documents, excluding property sales. The California Association of Realtors supports that bill, but it’s opposed by mortgage lenders and county recorders.\u003c/p>\n\u003cp>While maintaining that the governor has not taken any position on AB 71, a spokeswoman for Brown said that the governor is generally supportive of the Atkins bill.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>\u003cstrong>\u003cem>CALmatters.org is a nonprofit, nonpartisan media venture explaining California policies and politics.\u003c/em>\u003c/strong>\u003c/p>\n\n",
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"excerpt": "'During this housing crisis we have to be sure everyone has a roof over their heads before we provide tax breaks to people with two roofs,' said David Chiu, sponsor of a new bill.",
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"description": "'During this housing crisis we have to be sure everyone has a roof over their heads before we provide tax breaks to people with two roofs,' said David Chiu, sponsor of a new bill.",
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"nprByline": "\u003cstrong>\u003ca href=\"https://calmatters.org/about/staff/matt-levin/\">Matt Levin\u003c/a>\u003cbr>\u003ca href=\"https://calmatters.org/\">CALmatters\u003c/a>\u003c/strong>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Lifelong Californian Lori Thompson is well aware of the state’s dire affordable housing problem. She’s just wondering why she’s the one who has to pay to fix it.\u003c/p>\n\u003cp>After her daughter moved to Reno to escape high rents in the Monterey Peninsula, Thompson and her husband decided last December to purchase a $360,000 cabin in South Lake Tahoe. It will allow them to spend summers where Thompson used to vacation as a child and to be closer to their grandchildren.\u003c/p>\n\u003cp>But now, as the state grapples with nearly \u003ca href=\"http://www.mckinsey.com/global-themes/urbanization/closing-californias-housing-gap\">6 million\u003c/a> California households struggling to afford housing, legislators are turning to people like the Thompsons as a logical source of revenue -- owners of a second home who deduct the interest they pay on it from their state income taxes.\u003c/p>\n\u003cp>\u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180AB71\">AB 71\u003c/a> would eliminate that deduction and channel the gains -- at least $220 million annually, according to initial estimates by the state Franchise Tax Board -- to a state affordable housing program. Supporters say that would cover the cost of creating 3,000 new units of affordable housing, and it could \u003ca href=\"http://nonprofithousing.org/nph-priority-bill-2017-bring-california-home-act/\">leverage\u003c/a> $600 million to $1 billion in additional federal housing dollars.\u003c/p>\n\u003cp>“During this housing crisis we have to be sure everyone has a roof over their heads before we provide tax breaks to people with two roofs,” said the bill’s sponsor, Democratic Assemblyman David Chiu of San Francisco.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>[HousingNeeds]\u003c/p>\n\u003cp>Thompson acknowledges California’s housing crisis needs attention -- because of soaring Silicon Valley apartment rental rates, she and her husband invited a college student who attends their church to live rent-free in their San Jose home. But she’s adamant that taxing vacation homes is not the answer -- and that without the mortgage interest deduction, she might not have ever bought a second property in the first place.\u003c/p>\n\u003cp>“There’s a lot of people I know who have second homes in California. They’re not wealthy but they’re comfortable,” said Thompson, a 61-year-old retiree. “My husband and I don’t drive expensive fancy cars. We chose a second home over traveling.”\u003c/p>\n\u003cp>AB 71, which last week cleared the Assembly’s housing committee, would apply only to Californians who spend a significant amount of time in their second homes. Those who rent out second properties could continue to deduct mortgage interest from their state tax returns (the Internal Revenue Service defines a rental property as a property where the owner spends less than 10 percent of time compared to rental tenants.)\u003c/p>\n\u003cp>Currently, Californians can deduct interest from up to $1 million in mortgage debt.\u003c/p>\n\u003cp>Given that Gov. Jerry Brown and Democratic lawmakers failed to reach a compromise on affordable housing funding last year, Assembly and Senate Democrats now are championing a fleet of bills to address California’s soaring housing costs. Legislators already have sent more than 100 housing-related bills to the Assembly Housing and Community Development Committee alone -- well above the number introduced last year.\u003c/p>\n\u003ch2>Where are these second homes, and who owns them?\u003c/h2>\n\u003cp>While traditionally considered an untouchable third rail of tax policy, the mortgage interest deduction has come under \u003ca href=\"https://qz.com/851483/trump-wants-to-cap-the-mortgage-interest-deductions-says-treasury-apointee-steve-mnuchin/\">renewed\u003c/a> \u003ca href=\"https://www.aol.com/article/2013/03/29/mortgage-interest-tax-deduction-Common-Sense-Housing-Investment-Act/20518913/\">scrutiny\u003c/a> of late, precisely because the deduction disproportionately benefits wealthy homeowners.\u003c/p>\n\u003cp>Nearly three-quarters of the tax benefit from mortgage interest deductions at the federal level go to households with cash incomes above $100,000, according to the \u003ca href=\"http://www.taxpolicycenter.org/model-estimates/major-individual-income-tax-expenditures-2011/tax-expenditure-benefits-mortgage-1\">Tax Policy Center\u003c/a>.\u003c/p>\n\u003cp>AB 71 targets an affluent group of Californians -- those wealthy enough to afford a second house and not use it primarily for rental income. But it wouldn’t necessarily affect the richest of the rich, who may not need to finance a second property. Over the past 10 years, about 44 percent of second homes not used for rentals were purchased without a mortgage, according to data from the California Association of Realtors.\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe width=\"100%\" height=\"520\" frameborder=\"0\" src=\"https://mlevin.carto.com/viz/0146a2b5-fcd3-4904-a36f-28148c68e67b/embed_map\" scrolling=\"yes\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>Based on data from the federal home lender Fannie Mae (and not their own internal tax data), the Franchise Tax Board estimates that 195,000 homeowners would be affected by AB 71. On average, each of these second homeowners reduces his or her taxes by about $1,140 annually by taking advantage of the second mortgage interest deduction. That’s in addition to the sizable tax breaks they receive at the federal level on both their properties, which disproportionately benefit households with high incomes.\u003c/p>\n\u003cp>The state lacks a surprising amount of data on second homeowners, including their average income. So while it’s safe to assume that second homeowners are more wealthy than your average California taxpayer, by how much more remains unknown. The National Association of Realtors estimates that nationally, second home buyers have a median household income of about $91,000.\u003c/p>\n\u003cp>As for their location within California, certain regions contain high concentrations of second homes. In tiny Alpine County, home of the Kirkwood Mountain ski resort, more than 70 percent of the housing stock is comprised of vacation homes, according to U.S. Census data analyzed by the National Association of Home Builders. More than half of the homes in Mono County, near Mammoth Mountain, are seasonal.\u003c/p>\n\u003cp>That has led to concern from some of these regions that the bill could exact a hefty toll of their local economies and housing markets.\u003c/p>\n\u003cp>\"Local county assessors from my district have relayed their concerns regarding the removal of the (second mortgage interest deduction) and the potential impacts it could have for property values throughout California,\" said Republican Assemblyman Frank Bigelow, whose district includes all of Alpine and Mono counties.\u003c/p>\n\u003ch2>The revenue rub and the governor\u003c/h2>\n\u003cp>Bigelow and legislators from both sides of the aisle supported a 2015 bill Chiu sponsored that increased funding for the state Low Income Housing Tax Credit program by $300 million, but it did not eliminate the mortgage interest deduction on second homes. After it won near-unanimous passage in both chambers, Gov. Brown vetoed the bill, noting that it lacked a way to pay for itself.\u003c/p>\n\u003cp>While Brown has not taken a position on the new bill, Chiu expressed confidence that eliminating the second mortgage interest deduction would appease the fiscally cautious governor. “I have received every indication that if we are successful in passing this, that the governor will consider it seriously,” he said.\u003c/p>\n\u003cp>But while attaching a new revenue source to affordable housing may satisfy the governor, it means the bill faces a precarious political path through the Legislature, where it needs a two-thirds approval vote in both chambers because it is a tax measure.\u003c/p>\n\u003cp>That means supporters can’t afford to lose moderate Democratic votes in the Assembly or Senate, and will need to deflect the potent lobbying influence of the California Association of Realtors, which opposes the bill. The Realtors contributed $1.1 million to state legislative candidates in 2016, including $723,000 to Democrats, according to data from the National Institute on Money in Politics.\u003c/p>\n\u003cp>[Realtors]\u003c/p>\n\u003cp>Chiu “is trying to do the right thing,” said Stan Wieg, the association’s vice president. “He’s looking for a source of funding. We just think it’s misdirected.”\u003c/p>\n\u003cp>A spokesman for Assemblyman Jim Cooper of Elk Grove, co-chair of the Assembly moderate Democratic caucus, said that he had not yet had time to study the bill.\u003c/p>\n\u003ch2>Trump complicates 'dire need' for housing dollars\u003c/h2>\n\u003cp>Even with its designated new funding source, AB 71 could face pushback from the governor’s office on the amount of revenue the bill forecasts.\u003c/p>\n\u003cp>The state will be on the hook for $300 million in additional state housing funds regardless of how much money the elimination of the second mortgage interest deduction actually brings in. But the Franchise Tax Board did not incorporate into its initial revenue forecast any possible behavioral responses to the bill -- such as a drop in the number of people buying second homes, or more second homeowners converting their properties to rentals.\u003c/p>\n\u003cp>Affordable housing advocates across the state argue that the $300 million would provide a small but critical boost to the state’s affordable housing supply, given the state’s urgent need and looming federal housing programs cuts.\u003c/p>\n\u003cp>The Trump administration is \u003ca href=\"https://www.washingtonpost.com/politics/trump-administration-considers-6-billion-cut-to-hud-budget/2017/03/08/1757e8e8-03ab-11e7-b1e9-a05d3c21f7cf_story.html?utm_term=.23a9107f8718\">reportedly\u003c/a> mulling a proposal to cut $6 billion from the U.S. Department of Housing and Urban Development, a dramatic rollback that could affect multiple affordable housing programs in California.\u003c/p>\n\u003cp>AB 71 would direct $300 million to the state’s low-income housing tax credit program, which pairs state tax credits with federal tax credits to attract investors in low income housing projects.\u003c/p>\n\u003cp>While \u003ca href=\"http://www.latimes.com/politics/la-pol-ca-trump-tax-affordable-housing-20170226-story.html\">investor demand\u003c/a> for affordable housing tax credits could be waning, the U.S. tax credit program is one of the few federal housing programs receiving significant bipartisan support and not on Trump’s chopping block. That makes affordable housing advocates all the more eager to tap one of the remaining reliable sources of federal funds.\u003c/p>\n\u003cp>“In the face of greater cuts to federal funding through the HUD budget, California needs affordable housing investments at the state level now more than ever,” said Sarah Brundage, state and local policy director for the affordable housing developer and advocacy group Enterprise Community Partners, Inc.\u003c/p>\n\u003cp>“The (tax credit program) in California and nationally is currently the greatest investment we make in housing. So this build would play a crucial role in ensuring developments can pencil out.”\u003c/p>\n\u003cp>Other pending California bills take a different approach to funding affordable housing. One, by Democratic Sen. Toni Atkins of San Diego, would levy a $75 recording fee on real estate documents, excluding property sales. The California Association of Realtors supports that bill, but it’s opposed by mortgage lenders and county recorders.\u003c/p>\n\u003cp>While maintaining that the governor has not taken any position on AB 71, a spokeswoman for Brown said that the governor is generally supportive of the Atkins bill.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"disqusTitle": "Trump's Budget Boosts Military Spending, Makes Deep Cuts at EPA and State",
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"content": "\u003cp>\u003cstrong>Updated: 11:06 a.m. ET\u003c/strong>\u003c/p>\n\u003cp>The Trump administration's \u003ca href=\"http://www.npr.org/2017/03/16/520379061/read-president-trumps-budget-blueprint\" target=\"_blank\">new budget blueprint\u003c/a> aims to quantify the president's nationalistic agenda in dollars and cents. The plan, released Thursday morning, calls for significant increases in military and border security spending, along with corresponding cuts in many other parts of the government.\u003c/p>\n\u003cp>The blueprint was designed to \"send a message to our allies and our potential adversaries that this is a strong-power administration,\" Office of Management and Budget Director Mick Mulvaney explained on Wednesday as he previewed the document in a briefing with reporters.\u003c/p>\n\u003cp>It also sends a clear message domestically: This administration is willing to make drastic, controversial cuts to fund that \"strong-power\" message. That includes slashing spending on foreign aid and the environment, as well as long-standing programs aimed at boosting the arts and humanities, as well as the fortunes of the most vulnerable Americans. The question now is how much the Republican-controlled Congress will go along with that vision.\u003c/p>\n\u003cp>Like any White House budget, Trump's blueprint is more of a political document than an accurate predictor of government spending. Congress controls the pursestrings and lawmakers may have very different priorities. As a statement of presidential intention, though, the blueprint is crystal clear.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\"This is the America First budget,\" said Mulvaney. \"In fact, we wrote it using the president's own words. We went through his speeches. We went through articles that have been written about his policies ... and we turned those policies into numbers.\"\u003c/p>\n\u003cp>\"There's no question this is a hard-power budget,\" Mulvaney also said Wednesday. \"It is not a soft-power budget. This is a hard-power budget. And that was done intentionally.\"\u003c/p>\n\u003cp>Trump wants lawmakers to boost military spending in the coming fiscal year by 10 percent, or $54 billion. Rather than raise taxes or increase the deficit, the president is calling for equivalent cuts in other areas. Foreign aid would be especially hard hit, with the State Department's budget cut by about 28 percent.\u003c/p>\n\u003cp>Alongside Defense, the agencies for which the White House proposes spending increases are almost entirely military- and national security-related. The Department of Homeland Security would see a hike in funding of 6.8 percent, as would the Department of Veterans Affairs (5.9 percent) and the National Nuclear Security Administration (11.3 percent).\u003c/p>\n\u003cp>[TrumpBudget]\u003c/p>\n\u003cp>\"The president ran [his campaign] saying he would spend less money overseas and more money back home,\" Mulvaney said. \"When you go to implement that policy, you go to things like foreign aid, and those get reduced.\"\u003c/p>\n\u003cp>Critics argue the administration's single-minded focus on hard power is shortsighted, and could ultimately be detrimental to national security. They point to past comments from Defense Secretary James Mattis, a retired Marine general, who \u003ca href=\"http://foreignpolicy.com/2013/03/06/brass-tone-down-the-ask-for-foreign-aid/\" target=\"_blank\">once told lawmakers\u003c/a>, \"If you don't fund the State Department fully, then I need to buy more ammunition, ultimately.\"\u003c/p>\n\u003cp>The White House blueprint does not address major safety net programs such as Social Security and Medicare, which the president has promised to protect. But Trump is calling for sharp cuts in discretionary spending, including the Environmental Protection Agency.\u003c/p>\n\u003cp>The administration is proposing cutting the EPA's budget by 31 percent, from $8.2 billion in fiscal year 2017 to $5.7 billion in fiscal year 2018. That's the largest cut among all Cabinet departments and major agencies.\u003c/p>\n\u003cp>The budget says that slash in funding is necessary \"to ease the burden of unnecessary Federal regulations that impose significant costs for workers and consumers without justifiable environmental benefits.\"\u003c/p>\n\u003cp>Instead of carrying out many of its current functions, the agency would \"primarily support States and Tribes in their important role protecting air, land, and water in the 21st Century,\" the document adds.\u003c/p>\n\u003cp>The EPA's new administrator, Scott Pruitt, is a longtime critic of what he sees as the agency's activist agenda. He and the president have both promised to scale back environmental regulation, including efforts to curb carbon pollution and promote alternative energy. Last week, Pruitt reiterated his doubts that carbon emissions are a primary contributor to climate change. That puts him at odds with the overwhelming scientific consensus.\u003c/p>\n\u003cp>Climate research at NASA could also take a hit under Trump's budget. The plan would reduce overall spending at NASA by around 1 percent, Mulvaney said, but would increase spending on space exploration, which Trump supports.\u003c/p>\n\u003cp>In addition, funding for the National Institutes of Health would fall by 18 percent, or $5.8 billion. That cut involves \"a major reorganization of NIH's Institutes and Centers,\" including closing some of those centers, \"to help focus resources on the highest priority research.\"\u003c/p>\n\u003cp>In a \u003ca href=\"http://www.npr.org/2017/02/28/516717981/watch-live-trump-addresses-joint-session-of-congress\" target=\"_blank\">speech to a joint session of Congress\u003c/a> last month, Trump promised to bring renewed hope and opportunity to what he called \"our neglected inner cities.\" The Department of Housing and Urban Development will not be the vehicle for that effort, though.\u003c/p>\n\u003cp>\"We've spent a lot of money on housing and urban development over the last decades without a lot to show for it,\" Mulvaney said. He added that Trump prefers to invest in cities' infrastructure and school choice.\u003c/p>\n\u003cp>The president's plan calls for a 6 percent increase in spending by the Department of Homeland Security, including $2.6 billion to begin work on a planned border wall. The White House is also asking Congress to devote $1.5 billion to the wall in the current fiscal year, which ends Sept. 30.\u003c/p>\n\u003cp>Among all the proposed spending hikes and cuts, some areas would see spending cuts of 100 percent. The administration wants to eliminate the National Endowment for the Arts and the National Endowment for the Humanities. Together, the two groups receive about $300 million annually.\u003c/p>\n\u003cp>Trump also wants to eliminate funding for the Corporation for Public Broadcasting, which helps to finance public radio and television stations. CPB received $445 million in the current fiscal year.\u003c/p>\n\u003cp>Several of these eliminated programs aim to help the poorest Americans. The Low Income Home Energy Assistance Program (LIHEAP) helps people pay utility bills and weatherize their homes. And the Community Development Block Grant, a part of HUD, helps support affordable housing and infrastructure (among many other things).\u003c/p>\n\u003cp>The budget also proposes eliminating the \u003ca href=\"https://www.arc.gov/about/index.asp\">Appalachian Regional Commission\u003c/a>, which promotes economic development in the region stretching from northern Mississippi to western New York. Many counties in that swath \u003ca href=\"http://www.nytimes.com/elections/results/president\">heavily supported Trump\u003c/a> in November.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>Copyright 2017 NPR. To see more, visit http://www.npr.org/.\u003c/p>\n\n",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cstrong>Updated: 11:06 a.m. ET\u003c/strong>\u003c/p>\n\u003cp>The Trump administration's \u003ca href=\"http://www.npr.org/2017/03/16/520379061/read-president-trumps-budget-blueprint\" target=\"_blank\">new budget blueprint\u003c/a> aims to quantify the president's nationalistic agenda in dollars and cents. The plan, released Thursday morning, calls for significant increases in military and border security spending, along with corresponding cuts in many other parts of the government.\u003c/p>\n\u003cp>The blueprint was designed to \"send a message to our allies and our potential adversaries that this is a strong-power administration,\" Office of Management and Budget Director Mick Mulvaney explained on Wednesday as he previewed the document in a briefing with reporters.\u003c/p>\n\u003cp>It also sends a clear message domestically: This administration is willing to make drastic, controversial cuts to fund that \"strong-power\" message. That includes slashing spending on foreign aid and the environment, as well as long-standing programs aimed at boosting the arts and humanities, as well as the fortunes of the most vulnerable Americans. The question now is how much the Republican-controlled Congress will go along with that vision.\u003c/p>\n\u003cp>Like any White House budget, Trump's blueprint is more of a political document than an accurate predictor of government spending. Congress controls the pursestrings and lawmakers may have very different priorities. As a statement of presidential intention, though, the blueprint is crystal clear.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\"This is the America First budget,\" said Mulvaney. \"In fact, we wrote it using the president's own words. We went through his speeches. We went through articles that have been written about his policies ... and we turned those policies into numbers.\"\u003c/p>\n\u003cp>\"There's no question this is a hard-power budget,\" Mulvaney also said Wednesday. \"It is not a soft-power budget. This is a hard-power budget. And that was done intentionally.\"\u003c/p>\n\u003cp>Trump wants lawmakers to boost military spending in the coming fiscal year by 10 percent, or $54 billion. Rather than raise taxes or increase the deficit, the president is calling for equivalent cuts in other areas. Foreign aid would be especially hard hit, with the State Department's budget cut by about 28 percent.\u003c/p>\n\u003cp>Alongside Defense, the agencies for which the White House proposes spending increases are almost entirely military- and national security-related. The Department of Homeland Security would see a hike in funding of 6.8 percent, as would the Department of Veterans Affairs (5.9 percent) and the National Nuclear Security Administration (11.3 percent).\u003c/p>\n\u003cp>[TrumpBudget]\u003c/p>\n\u003cp>\"The president ran [his campaign] saying he would spend less money overseas and more money back home,\" Mulvaney said. \"When you go to implement that policy, you go to things like foreign aid, and those get reduced.\"\u003c/p>\n\u003cp>Critics argue the administration's single-minded focus on hard power is shortsighted, and could ultimately be detrimental to national security. They point to past comments from Defense Secretary James Mattis, a retired Marine general, who \u003ca href=\"http://foreignpolicy.com/2013/03/06/brass-tone-down-the-ask-for-foreign-aid/\" target=\"_blank\">once told lawmakers\u003c/a>, \"If you don't fund the State Department fully, then I need to buy more ammunition, ultimately.\"\u003c/p>\n\u003cp>The White House blueprint does not address major safety net programs such as Social Security and Medicare, which the president has promised to protect. But Trump is calling for sharp cuts in discretionary spending, including the Environmental Protection Agency.\u003c/p>\n\u003cp>The administration is proposing cutting the EPA's budget by 31 percent, from $8.2 billion in fiscal year 2017 to $5.7 billion in fiscal year 2018. That's the largest cut among all Cabinet departments and major agencies.\u003c/p>\n\u003cp>The budget says that slash in funding is necessary \"to ease the burden of unnecessary Federal regulations that impose significant costs for workers and consumers without justifiable environmental benefits.\"\u003c/p>\n\u003cp>Instead of carrying out many of its current functions, the agency would \"primarily support States and Tribes in their important role protecting air, land, and water in the 21st Century,\" the document adds.\u003c/p>\n\u003cp>The EPA's new administrator, Scott Pruitt, is a longtime critic of what he sees as the agency's activist agenda. He and the president have both promised to scale back environmental regulation, including efforts to curb carbon pollution and promote alternative energy. Last week, Pruitt reiterated his doubts that carbon emissions are a primary contributor to climate change. That puts him at odds with the overwhelming scientific consensus.\u003c/p>\n\u003cp>Climate research at NASA could also take a hit under Trump's budget. The plan would reduce overall spending at NASA by around 1 percent, Mulvaney said, but would increase spending on space exploration, which Trump supports.\u003c/p>\n\u003cp>In addition, funding for the National Institutes of Health would fall by 18 percent, or $5.8 billion. That cut involves \"a major reorganization of NIH's Institutes and Centers,\" including closing some of those centers, \"to help focus resources on the highest priority research.\"\u003c/p>\n\u003cp>In a \u003ca href=\"http://www.npr.org/2017/02/28/516717981/watch-live-trump-addresses-joint-session-of-congress\" target=\"_blank\">speech to a joint session of Congress\u003c/a> last month, Trump promised to bring renewed hope and opportunity to what he called \"our neglected inner cities.\" The Department of Housing and Urban Development will not be the vehicle for that effort, though.\u003c/p>\n\u003cp>\"We've spent a lot of money on housing and urban development over the last decades without a lot to show for it,\" Mulvaney said. He added that Trump prefers to invest in cities' infrastructure and school choice.\u003c/p>\n\u003cp>The president's plan calls for a 6 percent increase in spending by the Department of Homeland Security, including $2.6 billion to begin work on a planned border wall. The White House is also asking Congress to devote $1.5 billion to the wall in the current fiscal year, which ends Sept. 30.\u003c/p>\n\u003cp>Among all the proposed spending hikes and cuts, some areas would see spending cuts of 100 percent. The administration wants to eliminate the National Endowment for the Arts and the National Endowment for the Humanities. Together, the two groups receive about $300 million annually.\u003c/p>\n\u003cp>Trump also wants to eliminate funding for the Corporation for Public Broadcasting, which helps to finance public radio and television stations. CPB received $445 million in the current fiscal year.\u003c/p>\n\u003cp>Several of these eliminated programs aim to help the poorest Americans. The Low Income Home Energy Assistance Program (LIHEAP) helps people pay utility bills and weatherize their homes. And the Community Development Block Grant, a part of HUD, helps support affordable housing and infrastructure (among many other things).\u003c/p>\n\u003cp>The budget also proposes eliminating the \u003ca href=\"https://www.arc.gov/about/index.asp\">Appalachian Regional Commission\u003c/a>, which promotes economic development in the region stretching from northern Mississippi to western New York. Many counties in that swath \u003ca href=\"http://www.nytimes.com/elections/results/president\">heavily supported Trump\u003c/a> in November.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"info": "What kind of no sabo word is Hyphenación? For us, it’s about living within a hyphenation. Like being a third-gen Mexican-American from the Texas border now living that Bay Area Chicano life. Like Xorje! Each week we bring together a couple of hyphenated Latinos to talk all about personal life choices: family, careers, relationships, belonging … everything is on the table. ",
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"info": "The Political Mind of Jerry Brown brings listeners the wisdom of the former Governor, Mayor, and presidential candidate. Scott Shafer interviewed Brown for more than 40 hours, covering the former governor's life and half-century in the political game – and Brown has some lessons he'd like to share. ",
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"marketplace": {
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"info": "Our flagship program, helmed by Kai Ryssdal, examines what the day in money delivered, through stories, conversations, newsworthy numbers and more. Updated Monday through Friday at about 3:30 p.m. PT.",
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"info": "The MindShift podcast explores the innovations in education that are shaping how kids learn. Hosts Ki Sung and Katrina Schwartz introduce listeners to educators, researchers, parents and students who are developing effective ways to improve how kids learn. We cover topics like how fed-up administrators are developing surprising tactics to deal with classroom disruptions; how listening to podcasts are helping kids develop reading skills; the consequences of overparenting; and why interdisciplinary learning can engage students on all ends of the traditional achievement spectrum. This podcast is part of the MindShift education site, a division of KQED News. KQED is an NPR/PBS member station based in San Francisco. You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>",
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"info": "For decades, the process for how police police themselves has been inconsistent – if not opaque. In some states, like California, these proceedings were completely hidden. After a new police transparency law unsealed scores of internal affairs files, our reporters set out to examine these cases and the shadow world of police discipline. On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?",
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"info": "Our weekly podcast explores how the media 'sausage' is made, casts an incisive eye on fluctuations in the marketplace of ideas, and examines threats to the freedom of information and expression in America and abroad. For one hour a week, the show tries to lift the veil from the process of \"making media,\" especially news media, because it's through that lens that we see the world and the world sees us",
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"politicalbreakdown": {
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"title": "Political Breakdown",
"tagline": "Politics from a personal perspective",
"info": "Political Breakdown is a new series that explores the political intersection of California and the nation. Each week hosts Scott Shafer and Marisa Lagos are joined with a new special guest to unpack politics -- with personality — and offer an insider’s glimpse at how politics happens.",
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"possible": {
"id": "possible",
"title": "Possible",
"info": "Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? Each episode also includes a short fiction story generated by advanced AI GPT-4, serving as a thought-provoking springboard to speculate how humanity could leverage technology for good.",
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"pri-the-world": {
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"title": "PRI's The World: Latest Edition",
"info": "Each weekday, host Marco Werman and his team of producers bring you the world's most interesting stories in an hour of radio that reminds us just how small our planet really is.",
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"imageSrc": "https://cdn.kqed.org/wp-content/uploads/2024/04/The-World-Podcast-Tile-360x360-1.jpg",
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"radiolab": {
"id": "radiolab",
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"info": "A two-time Peabody Award-winner, Radiolab is an investigation told through sounds and stories, and centered around one big idea. In the Radiolab world, information sounds like music and science and culture collide. Hosted by Jad Abumrad and Robert Krulwich, the show is designed for listeners who demand skepticism, but appreciate wonder. WNYC Studios is the producer of other leading podcasts including Freakonomics Radio, Death, Sex & Money, On the Media and many more.",
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"reveal": {
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"info": "Created by The Center for Investigative Reporting and PRX, Reveal is public radios first one-hour weekly radio show and podcast dedicated to investigative reporting. Credible, fact based and without a partisan agenda, Reveal combines the power and artistry of driveway moment storytelling with data-rich reporting on critically important issues. The result is stories that inform and inspire, arming our listeners with information to right injustices, hold the powerful accountable and improve lives.Reveal is hosted by Al Letson and showcases the award-winning work of CIR and newsrooms large and small across the nation. In a radio and podcast market crowded with choices, Reveal focuses on important and often surprising stories that illuminate the world for our listeners.",
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},
"rightnowish": {
"id": "rightnowish",
"title": "Rightnowish",
"tagline": "Art is where you find it",
"info": "Rightnowish digs into life in the Bay Area right now… ish. Journalist Pendarvis Harshaw takes us to galleries painted on the sides of liquor stores in West Oakland. We'll dance in warehouses in the Bayview, make smoothies with kids in South Berkeley, and listen to classical music in a 1984 Cutlass Supreme in Richmond. Every week, Pen talks to movers and shakers about how the Bay Area shapes what they create, and how they shape the place we call home.",
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"order": 16
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},
"science-friday": {
"id": "science-friday",
"title": "Science Friday",
"info": "Science Friday is a weekly science talk show, broadcast live over public radio stations nationwide. Each week, the show focuses on science topics that are in the news and tries to bring an educated, balanced discussion to bear on the scientific issues at hand. Panels of expert guests join host Ira Flatow, a veteran science journalist, to discuss science and to take questions from listeners during the call-in portion of the program.",
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"snap-judgment": {
"id": "snap-judgment",
"title": "Snap Judgment",
"tagline": "Real stories with killer beats",
"info": "The Snap Judgment radio show and podcast mixes real stories with killer beats to produce cinematic, dramatic radio. Snap's musical brand of storytelling dares listeners to see the world through the eyes of another. This is storytelling... with a BEAT!! Snap first aired on public radio stations nationwide in July 2010. Today, Snap Judgment airs on over 450 public radio stations and is brought to the airwaves by KQED & PRX.",
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