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"content": "\u003cp>Premiums for the state's 1.3 million Covered California consumers will rise an average 4 percent, officials with the agency said Monday. This increase is slightly less than \u003ca href=\"http://ww2.kqed.org/stateofhealth/2014/07/31/californias-2015-obamacare-premiums-will-increase-modestly/\" target=\"_blank\">last year's increase \u003c/a>of 4.2 percent.\u003c/p>\n\u003cp>\"This is another year of good news for California's consumers and further evidence that the Affordable Care Act is working,\" said Covered California executive director Peter Lee.\u003c/p>\n\u003cp>Consumers who live in \u003ca href=\"http://www.coveredca.com/PDFs/7-27-CoveredCA-2016PlanRates-prelim.pdf\" target=\"_blank\">different parts of the state will see varying rates\u003c/a>. In Southern California, consumers who stay in their plan will see an increase of just 1.8 percent, or an average $296 per month, but in Northern California, where health care costs are typically higher due to greater consolidation among doctors and hospitals, the increase is an average 7 percent, or a monthly $384.\u003c/p>\n\u003cp>[contextly_sidebar id=\"po9tXC7ohd0zSvjmUvQKvytfN47IBaFe\"]In the Santa Cruz area specifically, premiums will rise 13 percent. Peter Lee blamed providers focused on their bottom line.\u003c/p>\n\u003cp>\"Is it the case that health care really costs that much more in Santa Cruz and Monterey? Are people sicker? I don't think so,\" Lee said. \"I've seen folks surfing in Santa Cruz; they look pretty healthy. (The increase) is not because of the health plans, it's because of the underlying delivery system.\"\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>On the flip side, some consumers could see their premiums go down, if they choose to shop around.\u003c/p>\n\u003cp>\"Health care is also local. Where you live frames what your options are,\" Lee said. \"If you live in Los Angeles and you shop around, you could see your premiums go down 11 percent.\"\u003c/p>\n\u003cp>Betsy Imholz with Consumers Union, an advocacy group, called the average increase \"terrific\" and also encouraged people to shop on price. \"Often you can get a lower rate by moving to another carrier,\" she said.\u003c/p>\n\u003cp>Lee said Covered California spent weeks negotiating with insurers, part of the \"active purchaser\" model in the state's marketplace.\u003c/p>\n\u003cp>\"We've created a market where the consumer drives what's working in California,\" he said. \"Throughout our negotiations, consumers in California saved more than $200 million.\"\u003c/p>\n\u003cp>Larry Levitt, senior vice president of the nonpartisan Kaiser Family Foundation, was positive about the \"modest\" increases. \u003cspan style=\"line-height: 1.5\">\"This shows what a stable, competitive individual insurance market can look like,\" he said via email. \u003c/span>\u003c/p>\n\u003cp>In part, Levitt credited the cost containment to Covered California's \"substantial enrollment so far.\" It's a sign, he said, that the marketplace is likely attracting healthy people to help spread the risk of sicker enrollees.\u003c/p>\n\u003cp>Levitt said the agency's role as an active purchaser helps keep premium increases down. \"I think a key element of California's success is the standardization of insurance policies, which simplifies the choices for consumers and focuses competition squarely on premiums,\" he said.\u003c/p>\n\u003cp>Not many states have publicly announced their rate data yet, Levitt said. But of those that have \u003ca href=\"http://kff.org/health-reform/issue-brief/analysis-of-2016-premium-changes-and-insurer-participation-in-the-affordable-care-acts-health-insurance-marketplaces/\" target=\"_blank\">released at least some data\u003c/a>, California appears to be \"a little bit better than average,\" Levitt said.\u003c/p>\n\u003cp>[contextly_sidebar id=\"pKiBNCuC7aJzIrXA5Mdj3PdMPtmVoZkO\"]Covered California also announced that two new insurers will join the marketplace. UnitedHealthcare, the largest health insurer in the country, will offer plans in some parts of the state, including the counties that start north of Sacramento and stretch to the Oregon and Nevada borders. Where some people had a choice of only one plan, now they will have two or three.\u003c/p>\n\u003cp>\"Covered California did the right thing by targeting the new additions to the places where more choice is needed,\" Imholz said.\u003c/p>\n\u003cp>Under the UnitedHealthcare plan, people who live near the Oregon and Nevada borders will also be able to cross state lines to see a doctor, a practice that was \u003ca href=\"http://ww2.kqed.org/stateofhealth/2014/12/29/on-californias-state-borders-people-struggle-with-health-insurance-restrictions/\" target=\"_blank\">often prohibited \u003c/a>in other plans.\u003c/p>\n\u003cp>\"Sometimes people were driving many hours in order to get care,\" said Beth Capell, an advocate with Health Access. People who live in Susanville, for example, were accustomed to getting care in nearby Reno, Nevada. But through Covered California, they had to drive several hours to Sacramento. \"They will now have the choice of another carrier that will be offering them coverage beyond the borders of California.\"\u003c/p>\n\u003cp>UnitedHealthcare will also offer plans in Santa Cruz, San Benito and Monterey counties, as well as several Central Valley counties.\u003c/p>\n\u003cp>Parts of Los Angeles County and Orange County will see new insurer Oscar Health Plan of California, which currently sells insurance only in two states, New York and New Jersey.\u003c/p>\n\u003cp>In a call with reporters, representatives of both companies stressed technology tools that could help consumers get better care.\u003c/p>\n\u003cp>Lee said that new additions to the marketplace were chosen because they have good networks and are good for consumers.\u003c/p>\n\u003cp>\"Covered California does not think more plans are always better. In 2014 and 2015 we turned plans away,\" he said. \"We're not adding plans just because they knock on our door.\"\u003c/p>\n\u003cp>In addition to the two new plans, all plans from last year were renewed for 2016: Anthem Blue Cross, Blue Shield, Chinese Community Health Plan, Health Net, Kaiser, Molina Healthcare, Sharp Health Plan, Valley Health Plan, LA Care Health Plan and Western Health Advantage.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>The rates announced Monday are preliminary and will be reviewed by state regulators over the next 60 days.\u003c/p>\n\n",
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"excerpt": "On average, premiums will go up 4 percent statewide. Some consumers could see their premiums go down if they shop around.",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003cp>Premiums for the state's 1.3 million Covered California consumers will rise an average 4 percent, officials with the agency said Monday. This increase is slightly less than \u003ca href=\"http://ww2.kqed.org/stateofhealth/2014/07/31/californias-2015-obamacare-premiums-will-increase-modestly/\" target=\"_blank\">last year's increase \u003c/a>of 4.2 percent.\u003c/p>\n\u003cp>\"This is another year of good news for California's consumers and further evidence that the Affordable Care Act is working,\" said Covered California executive director Peter Lee.\u003c/p>\n\u003cp>Consumers who live in \u003ca href=\"http://www.coveredca.com/PDFs/7-27-CoveredCA-2016PlanRates-prelim.pdf\" target=\"_blank\">different parts of the state will see varying rates\u003c/a>. In Southern California, consumers who stay in their plan will see an increase of just 1.8 percent, or an average $296 per month, but in Northern California, where health care costs are typically higher due to greater consolidation among doctors and hospitals, the increase is an average 7 percent, or a monthly $384.\u003c/p>\n\u003cp>\u003c/p>\u003cp>\u003c/p>\u003cp>In the Santa Cruz area specifically, premiums will rise 13 percent. Peter Lee blamed providers focused on their bottom line.\u003c/p>\n\u003cp>\"Is it the case that health care really costs that much more in Santa Cruz and Monterey? Are people sicker? I don't think so,\" Lee said. \"I've seen folks surfing in Santa Cruz; they look pretty healthy. (The increase) is not because of the health plans, it's because of the underlying delivery system.\"\u003c/p>\n\u003cp>\u003c/p>\u003c/div>",
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"content": "\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>On the flip side, some consumers could see their premiums go down, if they choose to shop around.\u003c/p>\n\u003cp>\"Health care is also local. Where you live frames what your options are,\" Lee said. \"If you live in Los Angeles and you shop around, you could see your premiums go down 11 percent.\"\u003c/p>\n\u003cp>Betsy Imholz with Consumers Union, an advocacy group, called the average increase \"terrific\" and also encouraged people to shop on price. \"Often you can get a lower rate by moving to another carrier,\" she said.\u003c/p>\n\u003cp>Lee said Covered California spent weeks negotiating with insurers, part of the \"active purchaser\" model in the state's marketplace.\u003c/p>\n\u003cp>\"We've created a market where the consumer drives what's working in California,\" he said. \"Throughout our negotiations, consumers in California saved more than $200 million.\"\u003c/p>\n\u003cp>Larry Levitt, senior vice president of the nonpartisan Kaiser Family Foundation, was positive about the \"modest\" increases. \u003cspan style=\"line-height: 1.5\">\"This shows what a stable, competitive individual insurance market can look like,\" he said via email. \u003c/span>\u003c/p>\n\u003cp>In part, Levitt credited the cost containment to Covered California's \"substantial enrollment so far.\" It's a sign, he said, that the marketplace is likely attracting healthy people to help spread the risk of sicker enrollees.\u003c/p>\n\u003cp>Levitt said the agency's role as an active purchaser helps keep premium increases down. \"I think a key element of California's success is the standardization of insurance policies, which simplifies the choices for consumers and focuses competition squarely on premiums,\" he said.\u003c/p>\n\u003cp>Not many states have publicly announced their rate data yet, Levitt said. But of those that have \u003ca href=\"http://kff.org/health-reform/issue-brief/analysis-of-2016-premium-changes-and-insurer-participation-in-the-affordable-care-acts-health-insurance-marketplaces/\" target=\"_blank\">released at least some data\u003c/a>, California appears to be \"a little bit better than average,\" Levitt said.\u003c/p>\n\u003cp>\u003c/p>\u003cp>\u003c/p>\u003cp>Covered California also announced that two new insurers will join the marketplace. UnitedHealthcare, the largest health insurer in the country, will offer plans in some parts of the state, including the counties that start north of Sacramento and stretch to the Oregon and Nevada borders. Where some people had a choice of only one plan, now they will have two or three.\u003c/p>\n\u003cp>\"Covered California did the right thing by targeting the new additions to the places where more choice is needed,\" Imholz said.\u003c/p>\n\u003cp>Under the UnitedHealthcare plan, people who live near the Oregon and Nevada borders will also be able to cross state lines to see a doctor, a practice that was \u003ca href=\"http://ww2.kqed.org/stateofhealth/2014/12/29/on-californias-state-borders-people-struggle-with-health-insurance-restrictions/\" target=\"_blank\">often prohibited \u003c/a>in other plans.\u003c/p>\n\u003cp>\"Sometimes people were driving many hours in order to get care,\" said Beth Capell, an advocate with Health Access. People who live in Susanville, for example, were accustomed to getting care in nearby Reno, Nevada. But through Covered California, they had to drive several hours to Sacramento. \"They will now have the choice of another carrier that will be offering them coverage beyond the borders of California.\"\u003c/p>\n\u003cp>UnitedHealthcare will also offer plans in Santa Cruz, San Benito and Monterey counties, as well as several Central Valley counties.\u003c/p>\n\u003cp>Parts of Los Angeles County and Orange County will see new insurer Oscar Health Plan of California, which currently sells insurance only in two states, New York and New Jersey.\u003c/p>\n\u003cp>In a call with reporters, representatives of both companies stressed technology tools that could help consumers get better care.\u003c/p>\n\u003cp>Lee said that new additions to the marketplace were chosen because they have good networks and are good for consumers.\u003c/p>\n\u003cp>\"Covered California does not think more plans are always better. In 2014 and 2015 we turned plans away,\" he said. \"We're not adding plans just because they knock on our door.\"\u003c/p>\n\u003cp>In addition to the two new plans, all plans from last year were renewed for 2016: Anthem Blue Cross, Blue Shield, Chinese Community Health Plan, Health Net, Kaiser, Molina Healthcare, Sharp Health Plan, Valley Health Plan, LA Care Health Plan and Western Health Advantage.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>The rates announced Monday are preliminary and will be reviewed by state regulators over the next 60 days.\u003c/p>\n\n\u003c/div>\u003c/p>",
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"info": "What kind of no sabo word is Hyphenación? For us, it’s about living within a hyphenation. Like being a third-gen Mexican-American from the Texas border now living that Bay Area Chicano life. Like Xorje! Each week we bring together a couple of hyphenated Latinos to talk all about personal life choices: family, careers, relationships, belonging … everything is on the table. ",
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"info": "The Political Mind of Jerry Brown brings listeners the wisdom of the former Governor, Mayor, and presidential candidate. Scott Shafer interviewed Brown for more than 40 hours, covering the former governor's life and half-century in the political game and Brown has some lessons he'd like to share. ",
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"info": "Our flagship program, helmed by Kai Ryssdal, examines what the day in money delivered, through stories, conversations, newsworthy numbers and more. Updated Monday through Friday at about 3:30 p.m. PT.",
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"info": "The MindShift podcast explores the innovations in education that are shaping how kids learn. Hosts Ki Sung and Katrina Schwartz introduce listeners to educators, researchers, parents and students who are developing effective ways to improve how kids learn. We cover topics like how fed-up administrators are developing surprising tactics to deal with classroom disruptions; how listening to podcasts are helping kids develop reading skills; the consequences of overparenting; and why interdisciplinary learning can engage students on all ends of the traditional achievement spectrum. This podcast is part of the MindShift education site, a division of KQED News. KQED is an NPR/PBS member station based in San Francisco. You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>",
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"info": "For decades, the process for how police police themselves has been inconsistent – if not opaque. In some states, like California, these proceedings were completely hidden. After a new police transparency law unsealed scores of internal affairs files, our reporters set out to examine these cases and the shadow world of police discipline. On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?",
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"tagline": "Politics from a personal perspective",
"info": "Political Breakdown is a new series that explores the political intersection of California and the nation. Each week hosts Scott Shafer and Marisa Lagos are joined with a new special guest to unpack politics -- with personality — and offer an insider’s glimpse at how politics happens.",
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"possible": {
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"title": "Possible",
"info": "Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? Each episode also includes a short fiction story generated by advanced AI GPT-4, serving as a thought-provoking springboard to speculate how humanity could leverage technology for good.",
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"pri-the-world": {
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"radiolab": {
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"info": "A two-time Peabody Award-winner, Radiolab is an investigation told through sounds and stories, and centered around one big idea. In the Radiolab world, information sounds like music and science and culture collide. Hosted by Jad Abumrad and Robert Krulwich, the show is designed for listeners who demand skepticism, but appreciate wonder. WNYC Studios is the producer of other leading podcasts including Freakonomics Radio, Death, Sex & Money, On the Media and many more.",
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"reveal": {
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"info": "Created by The Center for Investigative Reporting and PRX, Reveal is public radios first one-hour weekly radio show and podcast dedicated to investigative reporting. Credible, fact based and without a partisan agenda, Reveal combines the power and artistry of driveway moment storytelling with data-rich reporting on critically important issues. The result is stories that inform and inspire, arming our listeners with information to right injustices, hold the powerful accountable and improve lives.Reveal is hosted by Al Letson and showcases the award-winning work of CIR and newsrooms large and small across the nation. In a radio and podcast market crowded with choices, Reveal focuses on important and often surprising stories that illuminate the world for our listeners.",
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},
"rightnowish": {
"id": "rightnowish",
"title": "Rightnowish",
"tagline": "Art is where you find it",
"info": "Rightnowish digs into life in the Bay Area right now… ish. Journalist Pendarvis Harshaw takes us to galleries painted on the sides of liquor stores in West Oakland. We'll dance in warehouses in the Bayview, make smoothies with kids in South Berkeley, and listen to classical music in a 1984 Cutlass Supreme in Richmond. Every week, Pen talks to movers and shakers about how the Bay Area shapes what they create, and how they shape the place we call home.",
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"info": "Science Friday is a weekly science talk show, broadcast live over public radio stations nationwide. Each week, the show focuses on science topics that are in the news and tries to bring an educated, balanced discussion to bear on the scientific issues at hand. Panels of expert guests join host Ira Flatow, a veteran science journalist, to discuss science and to take questions from listeners during the call-in portion of the program.",
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"snap-judgment": {
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"title": "Snap Judgment",
"tagline": "Real stories with killer beats",
"info": "The Snap Judgment radio show and podcast mixes real stories with killer beats to produce cinematic, dramatic radio. Snap's musical brand of storytelling dares listeners to see the world through the eyes of another. This is storytelling... with a BEAT!! Snap first aired on public radio stations nationwide in July 2010. Today, Snap Judgment airs on over 450 public radio stations and is brought to the airwaves by KQED & PRX.",
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